This documents is a summary of the Policy Wording section “SPORTS AND LEISURE ACTIVITES”. It lists which activities are covered depending on the type of product.

The following activities are covered under our standard offers:

Ballooning - bungee Canoeing hot air (up to grade banana jumping archery athletics (organised baseball basketball 2 rivers only boating (once wall pleasure rides not white only) only) water) hiking or Cycling trekking or cycle high (nonprofessi high walking touring deep sea football or (platform cricket onal and not Frisbee golf rope (up to 15 (no more fishing soccer* only and up main mode activities miles a day than 16 days) to 10 meters) of transport), and up to 4,000m) roller Kayaking marathon skating or Hockey* up to grade 3 running or mountain parascending roller (under 16’s pony rivers only, triathlon biking or rap jumping ringos rowing using plastic trekking blading not white on road (over water) sticks) nonprofessio (wearing water nal pads and helmets) safari sledging or trekking in a sand dune sea canoeing sleighing vehicle or (pulled by boarding or or kayaking dogs or tug of war volley ball on foot surfing or to 30m (close to horses or organised skiing shoreline only) tour up to 16 reindeer as a days passenger) wake- white water boarding water-skiing zip-trekking (no cover for (up (no cover for (including zorbing ramps, to grade 3 jumping), over snow) kickers and river) sliders)

The following activities are also covered by our standard offers – however the section 11 “Personal Liability” of our Policy wording does not apply:

Horse riding or Jet boating Catamaran Clay trekking Camel Elephant riding or or sailing pigeon Dinghy sailing Karting (excluding competitions, Riding trekking racing, show-jumping, shootover (if qualified) shooting jumping, hunting, jetting eventing, polo or rodeo) Paint Sailing or sail Shooting and Quad Rifle balling boarding or yachting (if qualified Jet Motor cycling (up to (wearing biking (off range in inland territorial 125cc and not main windsuring (if skiing eye road only) shooting qualified and in waters within 12 mile mode of transport) protection) territorial waters limit).

The following activities are only covered when the Sport Option is added:

Ice skating or cross-country skiing or blade skating Glacier skiing or hiking Big-foot skiing (on recognised tracks Heli-skiing or boarding (not speed or trekking or walking only) skating) Monoskiing, off- piste skiing or (as long as you are skiing within the Skiing (including on Snow mobiles or dry slopes and indoor Sledging Snow blading Snowboarding ski area skidoos boundaries of a ski centers) recognised ski resort and following ski patrol guidelines)

Bamboo rafting Caving or pot holing Snow shoeing Snow tubing Tobogganing Boogie boarding (with qualified or or boating experienced guide), Hiking or trekking or

walking (off Dry slope skiing Hockey Lacrosse (over 15 miles a day road) and between <4,000m and >5,450m) Shark diving White water rafting Weightlifting Water polo (inside cage) (grade 4 - 5 river) Street hockey Kite skiing Kite surfing (wearing pads and helmets)

The following activities are only covered when the Sport Option is added – However the personal liability section from Policy wording does not apply:

Fencing, football or soccer Hang Helicopter / light aircraft (taking part, not semi-professional or (no personal accident cover) (as a passenger on organised pleasure rides professional) only) Kite buggying Martial arts training (no personal accident cover) (no competition)

No other activity is covered under our travel insurance. There is also no cover for:

1. Taking part in a sporting activity where the organizers guidelines have not been followed; 2. Any professional sporting activity; 3. Any kind of racing, except racing on foot; or 4. Any kind of manual work.

We may be able to cover you for other activities that are not listed. Please contact us on telephone: +971 4 270 8705 or email [email protected].