/.t

PETITION TO THE BOARD OF ASSESSMENTAPPEALS No.' TOWN OF FA|RF|ELD, CT 299 GRAND LIST OF OCTOBER t,2O2O #il637 To be granted a March 2027 heoring, this petition must be completed. siqned and received by 4:30 pm, Friday, February 79,2027.

A. PROPERTY INFORMATION

Property Type (circtelQResidential OCommercialO/acant LandOPersonal PropertyOMotor Vehicle Property owner,s Name: Michael and Stefanie Tamulis Property Location: 274 Birch Road, Fairfield Property Description: single family home

B. CONTACT INFORMATION (to be used for ALL correspondencel Name: Stefanie Tamulis

Mailing Address: 274 Birch Road, Fairfield, CT 06824

phone: 917-439-2416 E'ori1. sto rT1 ul is@deloitte. com

C. BACKGROUND (answer iYes' or'No')

Did you meet or speak with the Assessor's Office to discuss your assessment? NO Have you appealed this property previously? NO Did you attend an informal hearing? YeS

D. STATEMENT OF VALUE (use appraised/market value, not assessed value)

. q1 Appellant's Opinion of Fair MARKET Value ,495,000 Town's Value c1 ,652,300

E. REASON FOR APPEAL See attachment.

F. SIGNATURE

By signing t ition, you acknowledge that you or duly authorized agent understands the requi that the form complete.

9- | /- ?a"f si of property owner or duly outhorized dgent Date

You must supply a copy of your current assessment (property card, bill and/or assessment notice) and copies of any supportingdocumentationtojustifyyourappeal. Thisinformationispublicrecordandwill becomepartofyourappealfile maintainedbytheAssessor'sOffice. lfsupportingdocumentationisnotprovided,thepetitionmaybedenied. Completed petitions can be hand delivered to the Assessor's Office or mailed to: RHCffiIVEM Board of Assessrn ent Appeals Town of Fairfield i"'': i) I';,i",ri,i,. l 611Old Post Road Fairfield, CT 06824 TOWI! OF FAIRFIELD BOARD OF ASSESMENT APPEALS Assessment Appeol Petition Form fairfieldct,org/baa Rev. 1/L5/2021 Reason for Appeal:

We assert that the assessed value of our home at 274 Birch Road of $1,156,610 (market value of 51,652,300) is significantly overstated for the following reasons.

L. The town's assessment records state that the square footage of the living area of our home is 3,653. This is significantly overstated, and the error is primarily related to our third floor. Our third floor has unfinished storage and utility rooms and HVAC that runs two feet around the perimeter of the third floor which appears to be inappropriately counted in the town's assessment records.

a. The attached appraisal as of t\h/zlzlsays that our square footage is 3,28t (see page 2)

b. The attached appraisal as of 3h3/zo2o says that the square footage is 3,269 (see page 3).

c we measured every room of our home and calcurate it to be 3,330 (see our square footage calculations by floor).

2. We have two appraisals dated as of t0/L/2020 and 3/13/2020 that state that the market value of our home is approximately s1,4g5,ooo, which is s167,300 lower than the town's market value.

3. Our assessed market value is higher in total and price per sq. foot than other comparable homes on our street. we considered 69 Birch, g1 Birch, and r7t Birch to be close comparables since they are similar in age and quality and are only partially lifted not completely lifted thus reducing first floor square footage and garage space. See attachments for further information.

4. Our home was built before Hurricane Sandy, and as such, it is only partially lifted. Our garage, while small (350 square feet), significantly impacts the first floor living space. While there have been recent sales in the neighborhood that appear comparable on the surface in terms of square footage, those homes were built after Hurricane Sandy and are fully lifted, have multiple (three) car garages with storage space, large first floor living areas, and many are on streets that are not through streets to the beach (e.g. Norcliff Lane). Those homes are not comparable to our home.

5. The town's final assessment (after initial appeal) is a simply 20% increase from LA\/LS revaluation with no support.

6. The town's assessment records indicate that we have a two-story fireplace with a value of 57,400, which we do not. Analvsis - 274 Birch Road

Over/(Under) Per Per Per town Our estimation Toltl20 3lr3l20 Square Footage records calculation by Town appraisal appraisal

First floor 1,053 LAA5 8 Second Floor L,464 1,432 32 Third Floor+ L,L46 853 293 Totol squore footag 3,663 3,330 3,287 3,269

squore footoge overstatement per town ,ecords 333 382 39. 370 *Avemge Difference

lmpact of Square Footage Error by Town on Market Value Revised market value based on actual square footase Assessed lncorrect Per Per Market Square Perour l0ltlz0 3l13l20 Value Footage Foot calculation appraisal appraisal 274 Birch Road 1,652,300 3,563 451-.08 L,502,091 1,479,988 I,474,575

Additional errors by Town No 2 story fireplace (7,4oo) (7,400) (7,4oo) 7,494697 7,472,588 7,467,775

Compamble homes Average Square Footage Calculation

Market Assessed Square Price per Recent Sale Sale Price Address Value Value Footate Sq. Foot Sales Price Date per Sq. Additional details Our home 274 Birch Road 1,,652,300 t,1,56,6LO 3,663 457.08 Why is our price per Sq. Ft higher? Smaller garage (350 sq. ft.)/smaller lot (7,656 sq. ft.) Eest comparables 69 Birch Road 1-,505,600 1,053,920 3,389 444.26 Larger garage (462 sq. ft,)/same builder/about the same age/rarger lot (9,450 sq. ft.) 81 Birch Road 1,390,700 973,490 3,360 413.90 1,400,ooo Jun-19 416.67 Larger garage (550 sq. ft.)/same builder/about the same agellarger lot (9,45o sq. ft.) 171 Birch Road 1,6c1,700 t,121,r90 4,354 367.87 Larger garage (460 sq. ft.)/larger lot (11,34O sq ft.)

Average pricelsq foot 476.52

274Birch *based adjusted Market Value 7,397,OO4 on actual sq. footage and average price/sq. ft

lndependent Appraisal Value 7,/r85,O00 (See Appra isa I report f rom LO / 1 / 20 a nd 3 / L3 / 2O2O)

Conclusion: Nothing supports the town's market valuation of S1,0S2,30O. TOWN OF FAIRFIED Office of the Assessor

January 27,2021

TAMULTS MTCHAEL & STEFANTE (SV) 274 BIRCH ROAD FAIRFIELD, CT 05824

THIS IS NOT A BILL Revaluation Notice of Assessment change rssued pursuant to G.G.s. 1z-s5

Parcel lD: 11639

Property Location: 274 BIRCH ROAD

ln accordance with Connecticut General Statutes, the Town of Fairfield has completed a Revaluation of all real property for the October L, 2A2O Grand List. This second notic.e informs you tha! as part of the results from the informal hearings and review process, your assessment has been reevaluated. Your assessment has been either reduced, increased or has had no change made. Most property owners receiving this notice have attended an informal hearing or requested a review in writing. Some property owners wha did not attend a hearing or request a review in writing have been sent this notice to inform them that, upon review, their assessnient has been revised.

Final Assessment for the October t,2O2A Grand List: $r,tso,eto The October 1, 2020 gross assessment reflects 70% ofthe total 2020 market value.

2015 Assessment for the above property: 4ar,1too Y t,, --4,, ,sh,g, Based on October 1,2015 Revaluation $963,260 - S-O?o ln1trtt-t t- lf you want to appeal your assessment, you must appeal directly to the Town Board of Assessment Appeals pursuant to Section L}-lLl of the C.G.S. The Board of Assessment Appeals will be meeting in March 2021. ln order to appeal, you must file a formal, written appeal to the Town Board of Assessment App€als on or before [fury_lgJQ?t postmarks cannot be accepted. lf you fail to appeal by this date, you cannot appeal again until February of 2022, per state statute. The prescribed form and instructions are available on the Town Assessor,s website www.fairfieldct.orgltaxassessor or at the Town of Fairfield Assessor's Office.

Sincerely,

Ross Murray, Town Assessor .i, arelioloy GJc

274 Birch Lovout

Each cell equals one square foot {rounded)/See Copy of Land Su rvey Report to confirm outside borders ttltltttllI I I First Floor 1"0.6'

4 2L' Cutout l1X4 = 44

Living room /Kitchen =

23.7' 16X 32 = 512 5X15 = 75 Total 590 37',

Ll2 Bath - Entry 8X7 lt Hall 8X5 = =56 6.6' way 16x $= Office 11X15 = steps to 165 2nd 15X3 45 = I

Garage 18X20-360 sf l_1.6'

2A.4' Entry Step from kitchen reduce 4.6', steps Second 8X5 = 40 parking space to 17' floor overhang 8.2',

6,6',

L8.7'

Total First floor 1,,045

Our Calculation Total First floor 1,045 Total Second floor I,432 Total Third floor 8s3

Total square footage 3,330 Second Second Floor floor overhang

Closet Master Bath

Master Bedroom

Bedroom

Laundry

Bathroom H a Bathroom il w a v Bedroom Second floor Bedroom overhang c

I o s e

Gray 4X16 = 24 Blue 37X32 L,lM Green 20X7 140 Orange 7X12 84 Total Second floor 1,432 Third Floor

10X12=120 U nfinished storage room

8 X 10 )= X 15 Bathroom 4 8X8=64 = 40

22X18=396

Unfinished furnace room

5X20=100

6X9X7/2=27

6xL5 = 90

= HVAC lose 2' all arognd the perimeter - not living space = Stairs - Open and already counted in second floor

853 yellow ll = sum of boxes t44 = Storage room 20L = Furnace room .-_ ar&t J 4. frt d a - . tv!? - ,!t- tc z 8ta fgq .r' '-*... / ,.t t ttll - / - P!? ?r'l- . I $t tf.t Q""7

_._Le@E _ _- ._.,!? d, g lt.r tth i' a a ,f,4 rt6 ,r.o al tz7 6 a6 tf.n graxtluf;4

@8d t4f t. hbj -'aa rlbl -& t-fr---#43n r/'|4dr -rt f-.l|ll|'lEtF wdb *.4t-* drdht-Ya-Jd-&d i@ffi aNww,d@Eg -atu-ED--d ffiffi*raaa. w66An, t m.'dt-8 A@ffiNtdQn@ ahDJqfra.m dt88-a*.b E.-|-E r4#ftgsgP I .fr-a-?. atiE I &4Fu&

ad4ag.,a.8 Ndfr1 T------t f,E-agrerfrrda -fi----*t-U ,l i I IEbE€' I I tEbd.hqb : &tt L bEts-tAt 5*frafffr F

l

I & r.. I

8.tt,

f, tt.udatbrFdl& ffim E- ,K a{ ttlFr\q'tBbt g lrtF UWW n4Cbcmffi,d w,w a 4IE actr,tudr@@c wLs E&an I trmdeNW I pm I I u I t,@uau I leldtE ffinww 'ru4-tlr uEdpnFllnr li tw&ffi Ad& I rL'. xdfrr -II '- t!'lra amww t-' lffidY I -fEtrE--ln*. I _..] &t! __riF-Iffi-.MWM IF'Eh Cbfh cttl'rtc cllllc$F(xm 1t 1 t 1t

JU I + I &U "1" rls &tr - F,',-*.# *i* EU - -:- tn E}IFIC-H.R.OA-D o II

ilAPSPNOPEfrTY ,''DE frr ollsrEDSy nDtmffi' :& n'.D t-t GARRETT WII.SON 00023 oErtnt ?.*CHRX4 Dt-Ct-ar-ttr FfiEq, collsfirul Tt-'-rr-h t00ror0 DErn?tuv SCAterb L OtlE /Ut tq,Z0ta

- 2VV,a. sr,4 ' Co,"7p)eld, A,L 0 p to lt I znzo

Flr|

APPRAISAL REPORT OF REAL PROPERTY

LOGATETI AT: 274 BIRCH ROAD VOLUME4961 PAGEO2O4 FAIRFIELD, CT 06824

FOf,: MICHAEL & STEFANIE TAlvlULtS 274 BIRCH ROAD FAIRFIELD, CT 06824

AS OF: 10Mtn20

BY: MARTIN B. ISELIN RAA FAIRFIELD APPRAISALS LLC 261 HILL RD FAIRFIELD, CT 06824

Form GA1 - "T0TA!'apprabal soltware by a la mode, inc. - ]-800_AI-AM0DE Fairf ield Appraisals, LLC (203)256-0085

Filo No.: Addross:

oF l{ Ass$sols Parcol #: a R,E. Taxos: Bonowor l Curont0wn0rofRocord: o MTCHAEL&STEFANTETAt ULtS 0coJDanl: 0wnsr I Tsnanl Vacant Manufactirod Houslno Prolscl TvDo: PUD Condomlnlum olhor (dos6lbo) HOA: psry0ar por montl Markot Aroa Nam6; Botoroncs: C8nsus Tract:

ls lo 0p an 0l lnlon 0l: lvlafl(Bt valuo $ dollnoc OT ofior hOo ol valuo Thls vduo not s08 Cunont ls fis Effoctivo

Approaohos dsveloDsd l0r $ls a00ralsd: Sdos ComDarison ADoroach Cost hc0m0 Appmach (See Roconclliat0n Coftmsrils and Scops 0f Work) Ro!0rly Rl0hls ADDrabod: Fso Slmolo Tl Lsasshold Loasod Foo 0ftBr lntondsd Uso: F.qT|MATF MApt(FT vat I tF Fop nl FOR I.JSE IN RFAI F.STATF TAX APPFAI

nam0

Addrossi Apprabor: MARTIN B. ISELIN RAA Addross: 26tl MULBERRY HILL ROAD, FAIRFI[D. CT 06824 Locaton: tr Urban 8l Suburban I Rurd 0ne-lrnlt Ho{slng Present l-and U6c Sullt up: a 0vor 75% [ 25-75% [ Und6r25% PBICE AGE % Not Llkoly Growti rato; * n Rapld E shbre I srow a owner 90% $(000) (yrs) 2-4 Unlt I ukory- I ln Procoss Prop6rty valuos: lncroaslng * a I saute ! Dscilnhg a Tsnant s 500 Low I Mult-Unlt % To: Dsmand/supply: a Shortago I ln Balance D ov6rsuppty E Vacant (0-5%) 3 000 Hloh 300+ Comm'l Markstlng tlmo: a Undsr 3 Mos. ll l s+ l\/los. Tl 0v6r o Mos. Vacant 1 ooo ftod 50 't5 Markot Area Boundai0s, D0scrlptl0n, and l!4aftot condlt0ns (lncludlng supp0rtl0rtho ab0v0 cttaractsrlstlcs and tronds): BOUNDED BY: 0LDFIELD ROAD-NORTH, LONG ISLAND SOUND-EASI SOUTH, AND WE$T, OTHER LAND USED ARE TOWN RECREATION FACILITIES BEACHES. PLAYGROUNDS MARINA.q) TOWN OF

PRICE STABILIZED IN 2OO7 AND DECLINED 18% BY 2010. IIWENTORIES HAD INCREASEO AND UNIT SATES WERE OFF 3O%. IN 2OJ1 I\,{EDIAN VALUES STABILIZED AND SHOWED pRtCE A SLIGHT INCREASE. 2012 SAWA MORE STABLE MARKET AND tN 2013 MEDTAN VALUES WERE Up 4% ANp JI:TFAVERAGE

Zonlng

NO ffo CC&Rs aoDllcablo? Y8s NO Unl0lown Yos No Hl0host & Bost IJso as lmprovod: E Pms0nt uso, 0r [ 0thsr uso (oxplaln)

Actual Uso as of Effsc{vo Dats: SINGI F FAMIIY DWFI I Uss as appra.l$0d ln trls roport SINGLE FAMtLy DWELLTNG Summary ol Hlghost & Bost tso: THE HIGHEST AND BEST USE IS IMPROVED WTH A SINGLE FAMILY HOME AND BASED ON ZONING THAT IS THE ONLY USE,

Utllfle6 Prbllc ofior Provdor/Doscrlplon oll-dlelmprovem€nls Typo Publlc ftlvats Topography LEVEL Eoctrlclty fl ut STOst ASPHALT a! Slzo AVERAGE Gas D SO CT GAS Curb/Guttor NONE !n slw IRREGULAR Wator n AQUARION Sldovialk NONE un Dralnago APPEARS ADEQUATE Sanlbry $swor E TOWN Stoetughts TYPICA E tr Vlow RESIDENTIAL Sbrm Sowsr ,t NONE Alby N0NE n n 0fior slb olom8nb: lnslde Lot 0fior FEMA Spoc'l Hood Hazard Aroa No FEtulA Rood Zon€ AE FEMA llMp # 09001c0438c FEMA Map Dato 7/8D013 8lt0 C0mm6nts: ATTRAcTtvF I FVFI strF

Gonoral Doccridion Endior D6scriplion Nono Hatir{ #ofunlts 2 nAcc,Un[ Foundaton coNcRETE Slab Aroa 8q. Ft, Typo HA # of $todos 2.s ExorlorWalls WOODSHTNGLE Cral'il Spaco % Flnhhod Fuol GAS Type E Dot, I Att [_ Bool Surfaco ASPHALT Basoment Colllng Doslgn {Styl4 Guttors & Dwnspb, METAL Sump Pump Cooling E Ersung Proposod Und.Cons. WndowTypo DOUBLEHUNG Dampnsss Hoor Contal yES Actual Ago (Yn.) Sbnryscmons yESfyES Sottomsnt 0utsldo 8lty ofisr Effoctlvo Aoo ffrs.) 6 ALI IN GOOD CONDITION lnfostaton lntodo. A0ic Floors Botrlg8ralor Sbl$ Rrodaco(s) # Woodstovo(s) # # ol cars ( 4 Tot,) Walls Rango/ovon 0rop Sblr klo 1 Athch. 2 Trlm/Rnlsh Dlsposd SqJto 0ock Dohch. _ 8ah Roor DlshwastEr DooMay Porcfr 2 8lt.-ln _ Bafi Walmcot F?r/Hood floor hnco Camtrt _ Doors hfcmwrys Hoabd Pool oflvo\my 2 Hni$Ed Surtaco arua conhlns: Rooms Aroa Addlllonal foaturos: FIREPLACF IN I IVING ROOM ANI) PATIO,

t)oscrlbs fio condlton ollhs physlcal, tunctond fld oxtomal obsolosconc0): GOOD CONDITION FOR THE LOW EFFECTIVE AND PHYSICAL AGE. AT1

m8y

GPnestDENT|AL Form GPRES2 -'T0TA['appraisal by a la mode, inc. - 1-800-A|-AM0DE 3n007 Fih No.: My ros0arch dld pd0r U dld Dg nol rovoal any sal6s 0r trmsfors ottE ysars prl0r lo fis stfsctvo dats 0f [ils apprarsar. Data Sourcs{s}: TowN HAt I

1 st Pilor Subbct Salofiraflst€r Analysls 0l salsnranstsr hlstory and/0r any cunont a0r60m0nt 0f salo/llslnq: THE 2013 SALE WAS ARMS LENGTH LISTED Datoi n:,no/,oll WITH THF I OCAI IVI S FOR DAYS PRIOR TO THE SALF Bico: $1.400.000 Sowco{$)

znd ftlor Sublsct Salo/Translor Dalo: Prico:

SALqi COMPARISON / PPROACH TO VATUE Salos wils 0d lorns appralsal, FEATURE SUzuECT COMPARABIf SALE # 1 COMPARABLE SALE # 3 Addross 274B|RCH ROAD 272 PURITAN ROAD 77 FERN STREET 160 EDWARD STREET FAIRFIELD CTO68'd FAIRFIELD. CT 06824 FAIRFIELD. CT 06824 FAIRFIFI N CTN68?I Pro[mlty to Subloct 0.11 miles N 0.28 miles N 0.06 miles SE Sdo Prlco $ $ t aqo nnr $ r :er sor 1 544 000 Salo PrlcoicLA $ /bq.ft I 4so 77 /so.ft. I 392 17 /so.lt. 523.57 /sA.ft. Data Sourcsfs) INSPECTION ULS#'170280924:DoM'126 MLS # 1 70777715 t}OM 98 Vodflcatlon SourDo(s) TOWN HAI IiMI .q TOWN HALL TOWN HALL TOWN HA] I VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +C) $ AdIUSt DESCRIPTION +{-) $ Adlust DESCRIPTION +{-) $ Adlust Salos or Fnanclng NONE NONE NONE NONE Conce$slons NOTED NOTFD NOTED NOTED Dato ot Salo/limo N/A 081?020 07t2020 07n020 Blghb Appralsod FEE SIIUPI F FEE SIMPLE FFF SIMPI F FEE SIMPI F Locaton GOOt) GOOD GOnn GOOD Slto .18 ACRE .24 ACRE -6 004 ,28 ACRE -10 00{ ,18 ACRE Vlow RESIDENTIAL RFSII}FNIIAI RESIDFNTIAI RESJDENTIAL Doslon {SMol COLONIAL cot oNtal SotoNtAJ COLONIAL 0ualltv of Consfucton AVFRAGFIGOOI) AVFRAGF/GNON AVFRAGF,/GOON AVFRAGF/GOOD Agg I 7 11 3 Condlton GOOD GOOD Gnon :;ooD Abovs Grado Total Bdms Bdrs Total Bdm Bdts Tohl Bdms BdF Tohl Mms Bdls Boom Coufit n A 4F,1H 10 4 3F]H +{n nnn 10 5 3FI H +l 0 ll0l' g 4 4F1 H Gross Llvino Aroa 3 281 so.ft. 3 016 S0.ll. +19 90t 3 487 So.lt. -15 6nf 2 94S so.ft. +tL 901 Eassmont & Rnlshsd NO BASEMENT NO BASEMENT NO BASEMENT NO BASEMENT Rooms Bolow 6rads NONF NONE NONF NONF tunctional utillty GOOD GOOD GOOD GOOf) Hoatno/Coollno GHA CAC GHA CAC sHA CAC GHA CAC Enorov Eficlont ttoms NONF NONF NONF NONE o Garaoo/Camort 2.CAR GARAGF 1.CAR GARAGF +10 000 2.CAR GARAGF }CAR GARAGF -10 00n Porch/Pato/Dock PATIO PORCH popnH o +5 000 PATIO PORCH PATIO PORCH DFCK -5 non u :IREPLACES ,| t- 1 0. , -5 00r d

Not Adlustrnont (Total) t. 'l t- $ 38 90r T + a -20 50c + $ q qnf Adlustod Sals Hlco of Comparablos $ r anr onr $ r raz ooo $ r ss: son Approach THE APPRAISFR HAS INCI 6 CLOSED SALES.

an.ll lqTFn aT {1n nnn PFp {n mn cE ^Nn ROI INNFD

GEINTSIOENTIAL Form GPRES2 - 'ToTAL" appraisal soitwarc by a la m0de, inc, - 1-000-ALA[400E 3n007 was offb Support for ho 0plnlon 0t sltB mluo ($ummtry of compardio hnd salos 0r 0h$ mshods tor osilmaflng slb valuo): THERE ARE NO VACANT LAND SALES pF^^u IN THE- o F EAIDEICI AS IT tq MA TI tpF PFqINFNTIAI AD F6 EC N.)WNSJ WFPF IICEN

ESTIMATED f] REPROOUCTIONOR X REPLACEMR.ITCOSTNEW DIIT sonco ol c0st dab: LocAL BU|LDERs SWTFT FST|MATOR COM DWELt.['IG 3281 so.Ftto$ =$ Arn?4n ouallty raUng lrom cost ssrvrco: AVCaGO E lsc$v0 dat8 0l cost &ta: iln020 '5000 0n Cost &pmacl (ffoss tvin0 arsa cdcldat0ns, ftproclaton, 0b.) COST FIGURES PROVIDFD BY THF & SWFT COST SERVICFAND sq.tt @ $ Sq.Fl. @ =$ )ORCH.PATIO.FPL AGULIFE METHOD wl6 USED TO CATCULATE PHYSICAL DEPRECIATION, 2 =$ ,0 00n REMAINING ECONOMIC LIFE 54 YEARS. LAND TO VALUE RATIOS OVER 50% ARE COMMON IN DARIEN, PARTICULARLY IN AREAS CLqSE TO LONG ISLAND Totd Estmato ol cosl-l'low Loss ftryslcal functonal MBmal Dsffsdaton AA 916 =$( a4 c?51 Cost oJ ol Slb =$

Estmabd Romalnlng E00n0mlc Ulo (lf mqulroo 54 Ysam IIDICATED VALTE BY COST APPROACH =l 1 aqn3lrs lNcoM E APPRoACII T0 VALU E (lt developed) D( Tho lncomo Approach was not d0v6l( Estmabd l\4arkot Ront X Gross Ront o lndicrtod Valuo E Summary ol lnc0mo Approadt supportlor mafiol rDnt and cRM): 0- 0- ul o= o 2

0l comm0n olornonls nnd mcrsallonal ladlltos:

THE COST VALUE- TO UNITS TO UF BEHAVIOR IN THE MARKFTPI ACF

p0r "as ls" sublsct fis basls 0l a havo boon complolod, $bloct to fi8 toIo\{lng ropalrs 0r dtoratons ho basls Hypotrotlcal Condlton that fto ropal15 OT altoralons Favo bson complotod, sublsct lollo\rvlng roqulrod lnspoc'!on basod 0n ilo Ertsedhary Assumpflon lhat tho c0ndlt0n 0r ftlldsncy doos n0t roqulro altsra{on 0r ropalr

thls ls also lo ofior Condtbrls as Bascd fic degre. lhe at lndloalal 6nd Appalsel's ftrtfortcrs, my (our) oplnlon ol Vdue (or olhar spednd vdue ts i.reln, ot fi. real prop€'rty trt ls fie ol report ls: $ls $ ,485,000 , as ot: 10Mt2@0 , wfilcll H lndloated aborc, lhls ol Value ls s$lec{ to Hypotrdcdl Condtom and/or ftlaordnary Asflmpffon6 lnaludcd ln tlh s.. attsdled rddads. copy 17 pages, flo may proporly undorslo0d wlfiout rol0ffflcs to tm lnlormaton wMtrEd ln t\o complsl0 r{0rt Exhlblts: E scopr or wonx E irNrrrue coHo.6EfiTtFtcATtc E nRRnRrvr nooeHouN E pnoroonepH noomrol E sxrrcHnooruouN X unpnoorHoR EeoonnrunlsnLts !AoDrrroNALBEI{TALs [ ruooo noorHouN n HypoTHnlcnL coHorrorus

Addmss: 06824 APPRAISER APPRAISER (if required) or C0-APPRAISER (il applicable)

f,ut f Ul sl4oftlsory tr Name: MARTTN B tsFt tN RAA Co-ApFdsor Name: FAIRFIFI D APPRAISA.qI I C Cornpdry:

Phons: 203 256 oogs Fax Pnono: Fax E-Mall: [email protected] E-[ht/: Datr ol Roport (Slgnaturo): 02t16!2021 _ Dato ol Rsport (Slgnabm) llconso 0roortflcaton #: RCR.0000689 Sbto: CT or Cortlloaton #: shto: Doslgnaflon: 0oslgnaton: belraton Dato 0l Llc0nse or Csilflcaton: Eplration 0at6 0f Llconss or Csrtflcaton: lnspocllon ol SubJ0ctt tnterlor & ktorior Edorlor fi only Non6 ln$p0cllon 0l Sublect n lntsrlor & Rt0rlor n fitsrtor onty I ttone Dato of 0ate ol

Copynghlo m8y ctsdilod. GIINTSIOENTIAL Form GPRES2 - 'TOTru' appraisai softvrare by a la mode, inc, - 1-800-ALAM0DE 312007 Fih TEATURE SUBJEOT COMPARABII SALE # 4 {;OMPAIIAELESALE# 5 Addross 274 BTRCH RoAD 101 RHODAAVENUF 184 EDWARD STREET 108 COLONIAL DRIVE FAIRFIETD CT06824 FAIRFIELD. CT 06824 FAIRFIFI D CT068'4 FAIRFIELD. CT 06824 ProSmltv to Subloct 0.14 miles NE 0 07 milpc SF 0.33 miles NF Salo Prlco $ $ 1 56s ooa 4 4,1n nnr $ I 480 noo Salo Prlcolgt-A /so.tl e47? ks.lL N c{z m /so.lt. I 4or rA /5o.lt. Dala Sourcols) INSPECTION Ml s# 17026C0A8.DOM 130 \4LS # 1 70259594:DoM'122 Mt s*170r6n4i0.DoM 31 Vorlflcaton Sourco(sl TOWN HAI I /MI S TOWN HAI I TOWN HAI I TOWN HAI I VALUE ADJUSTMENTS DESCRIPTION DESCBIPTION + /-) Adiust DESCBIPTION +(-) $ Adlust DESCRIPTION +(-) $ Adiust Salos or Enanclng NONE NONE NONE NONE Concosslons NOTFI) NOTED NOTFN NOTED oats of Salo/Tlmo N/A x7n020 0 nvn 03f)Iro Rlohb AoDralssd FEE SIMPLE FFF.qIMPI F FEE SIMPLE FFF SIMPI F Locaflon GOOt) GOaf) GOOt) GOND Stts 1 8 ACRF 9t aaaF -4 00( 15 ACRF +3 OtM .26 ACRE -8 00c Vlow RFSIDFNTIAI RFSINFNTIAI RFSINFNTIAI RFSIDENTIAI Doslon {slvlo} nor oNta COLONIAL col oNta coloNtAl Qualltv ol Consfucton AVERAGSGOOD AVFRAGFIGOOD AVFPANF/r:NNN AVFRAGF/GOON Aoe 12 17 Condltion GOOD GOOD GOOD GOOD Abovo Grad8 Tohl Bdms BdB Total 8dm Baths Total Bdms Bdhs Tot l Bdms Bdls R00m C0unt I 4 4F1H 10 4 3F1 H +10 000 I l 4F1H 11 5 3F1 H +10 onl Gros$ Uvlno Arsa 3.281 sq.ft. 3 600 so.lt. -?3 904 2.919 sa.n, +27 .20A 3 625 S0.ll, -rnAm Basomont & Rnlshod NO BASEMENT NO BASEMENT NO BASEMENT NO BASEI\4ENT Rooms Bolow Grads NONE NONF NONE NONF tuncUonal Utllty GOOT) GOOD GOOt) GOOD Hoatno/Coollno GHA CAN GHA CAC GHA CAC GHA CAC Enorov Eflldsnt ltoms NONE NONE NONE NONF Garaoo/Camort z-CAR GARAGE GARAGF }CAR GARAGE -10 00r ?.CAR GARAGF Pord/Pato/Dook '-CAR 1t^?c DlTrn Dnd^L PATIO.PORCH PATIO NFCK -10 00( DECK +5 00C :IREPLACES .l 1 1

Not Adlustnont qnn {Total} r +m $ -17 + -18 800 Adlusbd Sab Pflco of Comparablos b t s47 ior $ r 461 ,o( Summary 0f Salss Comparlson Approach

may

RESIDENTIAL F0rm GPRES2.(AC) - 312007 "TOTA|.'appaisal softrilare by a la m0&, inc, - 1 -800-ALAIM0DE Building Sketch

Sht6

11' 19'

2L' 72' X'#B#

Uvln9 Xlbhs ffiB€drcm 8', First Floor 8ed@m R* em [104r sq ft] blf Bath Eadr q Sord Floor Third Floor 6' 12' [1484 sq fr] 8.th [7s6,29 sq ftt Dhlng hSr b Bedmn c 2 Car Attech€d hyer g€dmm [360 sq ftl

o!

18' s'

Tml*Sb'.h@,rft.

Form SKt.BLoSKl - "ToTAL" appial$al soltwam by a la mode, inc, - 1-800-A|A[400E SUBJEGT PHOTO PAGE

Bonower NONE Proporty Addrose 274 BTRCH ROAD clty FAIRFIELD COUTIY FAIRFIELD Sbto CT Ap Codo 06824 LON&TTIient MICHAEL & STEFANIE TAMIJLIS

Front 274 BIRCH ROAD

SALES PRICE GROSSUVINGAREA 3,281 TOTALROOMS 8 TOTAL BEDROOMS 4 TOTALBATHBOOMS 4F1H LOCATION GOOD VIEW RESIDENTIAL SITE .18ACRE OUALITY AVERAGSGOOD AGE 9

Street

l(tchen

Form PICPIXSI -'T0TAL'appraisal software by a la mode, lnc. - 1-900-At-At ODE SUBJEGT IIITERIOR PHOTO PAGE Bofiovnr NONE cllv FA|RF|ELD COUnty FAIRFIELD Sbto cT ZD Cods 06814 LEIdOITIiENI MICHAEL & STEFANIE TAMULIS

Uvlng 274 BIRCH ROAD

SALES PRICE GROSS UVING AREA 3,?81 TOTAL ROOMS 8 TOTAL BEOROOMS 4 TOTALEATHROOMS 4F1H LOCATION GOOD VIEW RESIDENTIAL SI'TE ,18 ACRE OUATITY AVEMGE/GOOD AGE 9

Bedroom

Itlaster bath

Form PlCPlX.Sl - 'ToTAL" appralsal soft,r/am by a la mods, lnc. - 1-800-A|AM0DE $ubiect Photo Page Bonower NoNE BolortyAddross 274B|RCH ROAD Clty FAIRFIELD COUNTY FAIRFIELD Shto cr Zo codo n6Ara Len&Tnlient MICHAEL & STEFANIE TAMULIS

Master bedroom 274 BIRCH ROAD Salss Prbe Gros,s Living Area 3,281 ToH Rooms 8 Total Bedrooms 4

ToH Balhmoms 4F1 H Location @0D View RESIDENTIAT Site ,18 ACRE 0uaJity AVERAGE/GOOD Age o

Bedroom

-. ;*,_, ,,":

8rd lloor (low celllngs)

Form PICPIX.SR - 'T0TAr' appralsal mttware by a la mode, inc. - 1-800-ALAM0DE Subleet Photo Page

Codo

8rd lloor attlc 274 BIRCH ROAD Sdes Price Gmss LMno Area 3,281 ToU Booms 8 Totd Bedmoms 4 Totd Balhmom$ 4F1H Localion coOD View RESIDENTIAL Site .lBAcRE Oudity AVERAGE/GooD Age 9

8rd floor utlllty

Srd lloor utlllty

Form PICPIX.SR -'T0TAL'appnaisai software by a ta mode, inc, - 1-800-ALAM0DE COMPARABTE PHOTO PAGE Bonower NoNE Propsrty Addrsss 274 BIRCH ROAD

ctty FAIRFIELD County FAIRFIELD Shto CT Zlo Cods 06824 Len&rtlisnt MICHAEL & STEFANTE TA|IIULIS

7 COMPARABTE 1 272 PURITAN ROAO PR0X.T0 SUBJECT 0.11 milss N SALE PRICE 1,450,000 GMSS IJVING AREA 3,016 TOTALROOMS 10 TOTAT BEDROOMS 4 -t TOTALBATHROOMS 3F1H LOCATION GOOD VIEW RESIDENTIAL SITE .24 ACRE QUALry AVERAGE/GOOD AGE 7

GOIIPARABIE 2 77 FERN STREET PR0XT0 SUBJECT 0.28miles N SALE PRICE 1,367,500 GROSS UVING AREA 3,487 .IO TOTAL BOOMS TOTAL EEI)ROOMS 5 TOTALBATHROOMS 3F1H LOCATION GOOD VIEW RESIDENTIAL SITE ,28 ACRE OUALIry AVERAGE/GOOD AGE 13

GOMPARABTE 3 160 EDWARD STREET PR0X,T0SUB,iECT 0.06milessE SALE PRICE 1,544,000 GROSS UVINC AREA 2,949 TOTAL ROOMS 9 TOTAL BEDROOMS 5 TOTAL BATHBOOMS 4F1H LOCATION GOOD VIEW RESIDENTIAT SITE .18ACRE OUALITY AVERAGSGOOD AGE 3

Form PICPIXCR -'T0TAL'appralsal sotlware by a la mode, jnc. - 1-800-A|-AMODE Gomparable Photo Page Bonower NoNE ftopo{tyAddross 274B|RCH ROAo Clty FAIRFIELD COUntv FAIRFIELD Shts cT /n CndA 06814 LSN&T/CI|SNI MICHAEL & STEFANIE TAMULIS

Gomparable 4 101 RHODAAVENUE Prox, to Subj€ct 0.14miles NE Sde Price 1,565,000 Gross LMngArea 3,600 ToH Rooms 10 Totd Eedroons 4 Told Balfirooms 3F1H Location cooD View RESIDENTIAL site .22 ACRE olalrty AVERAcscooD Age 12

Gomparable 5 184 EDWARD STREET Prox. to Subject 0.07 miles sE Me Price 1,510,000 0ross Living ArBa 2,919 Tohl Rooms Total Bedmoms 4 Totai Bathmoms 4F1H Locatlon GOOD View RESIDENTIAL Site ,15 ACRE Quality AVERAGE/GOOD Age 5

Gomparable 6 ,108 COLONIAL DRIVE Prcx. to Subject 0.33 miles NE Sale Price 1,480,000 Gross Llving Area 3,625 ToH Roorns 11 Total Bedrcoms 5 Total Balhmoms 3F1H Location GoOD Vi€w RESIDENTIAT site .26 ACRE otdtty AVEMGSGo0D Age 17

Form PICPIX,CR -'TOTAL" appraisal soltware by a Ia mo&, inc. - 1-800-ALAM0DE location tap Bonotrver NONE PropstyAdtross 274BtRcH RotO Clty FAIRFIELD County FAIRFIELD Shto cT aD Codo n6Ar4 L6N&r/TII8II MICHAEL & STEFANIE TAMULIS

a la mode. inc; lF Funry#ffi -.||-

'Lj,, *-s+tdeoe 3-f d

ra\ ott* po t jlo'."\6 '%* . .t$\ +cr a.l '.;\ u"-.n lr.tro$ ., Ar+re4eq -"s*

q! .odl uu L{' ogs .tt' i, 'qetfi Ct COT,PARABLC To. 2 .:.. FERf{ 5TREET scrrr's'rS$ '1 1 f COHPARAETE ilo.6 ' i:r-ri '7 0.28 loB ORTVE

+ts o ss qT s -6 COHPAnTBLE l{o. I c-$ 772 ROAD (t,,. COllPAtlSLg tlo. a ,.f RH0UA Qro lpl tx *r, SUBJGCT qa", A74 BIRCH ROAD Avn **of,' $-" \ c ilo.3 % o.^ 9no

%on 'lt *oa 'u%rrro \ o* .d 'c Co.HP nAEtg llo. q\ +r4 t b t *nu \"a, "4, 18{ EDWARD STRGET d 0rO7 mfles

\.0,

rb

, .'ch- , ert

.rt. '.6 b*$E$., .c ,* *, no..,* i Cr.

Form illAP.LoC - "T0TA|.'appmisal soltuae I a la modo, lnc. - 1-800-ALAM0DE Flood illap Eomlrsr NoNE Prop0ru 274 BIRCH ROAD SIIY FAIRFIELD County FA|RF|ELD Shts cr ao Codo o6sr4 L0n&TOIIOnI MICHAEL & STEFANIE TAMULIS

Prapared lor: Frkfield Appruisab LtC 274 EtRCt{ ROAD I ntgrFlood by,,n,,,.,r,F FAIRFIELD. CT@?4

SUETECT

unp orTA XAFI."EGilD Ptud by CorrtoEl€ FEMA Speald Flood Haztrd Afesr YeE I]l tuaas,inrnaated by SXllaar flooding ffi ProtretedAreas Mtp l,luhb€n 0900lC0l1SG Atra" ,nundatcd by 1 lXl-yoar llooding Zone: AF ffi ffirn*ry Map Oslsi .luty 00,2013 ffil va*iry tu"ura suq"aa*u FIPS: {l{001 f,

Form [,4AP.FL00D - 'T0TAL' appRl$al softwaa by a la mo&, inc. - 1-800-/rl-AM0DE Bonowgr NONE Hlo No. ProportyAddlo$ 2T4B|RCHROAD

thto Codo

APPRAISAL AilII REPORT TIIEIITIFICATIOT{

This Report is one ofthe followirg types:

8lAppnisalReport (AwrlttenleportpreparedunderstandardsRule 2-2(a) ,pursuanttolhescopeolWork,asdlsclosedelsewherelnthlsreport.)

n lobi$+_ (A wrttten_repon prepared under Standards Rule 2-2{b} , pursuant to lhe Scope of Work, as dlsclosed ebetvhere tn thts report, " Appraisal Repolt restrlcled lo the stated lntended use by the speclfled cltsnt'or tntended user.)

Gomments on Standards Rule 2-3

I csrlily that, t0 the best 0l my kll0wldgs and bdiet: - The statements 0l lact containd ln lhis mp0fi are true and corcct.

andyses, 0pinlons, and conclusions.

peri0d immediately pmceding acceptancs 0l this assionment. - | have n0 bias with respect to the pr0perty that ls the subject ot lhls ropoft or the partles lnvolved with this asslgnment. - My engagement in this asslgnm8nt was not conlingent upon doveloping 0r reporflng predetermined rEsults.

cilBnt, the amouni ol lhe value opinion, lhe attainmsnt of a stipulated rEsult, or the occurrBnco of a subseflett event dimciy rBlated t0 the lntonded uso ot this appralsal. - I\4y analyses, opiniofs, and c0nclusions wer &vdoFd, and lhis repoi has besn prFrBd, i[ c0d0mity with the Uniform Slandards 0t professiond AppraM practice that wem in ellecl at lhe lime this mport was preparcd.

- Unless otheffiise indicalBd, I have made a porsonal inspeclion 0f the propeflythat is the $bject 0l this r8p0rt.

lndividual pr0vidlng slgnificam Bd pr0trrty appraisal asistance is stahd dsewierE in tis rcp0rt).

ReaSOnablo EXposuro Time (USPAP deflne$ Exposrre Ttme as the estlmaled tength ot flme that the properql tntorest betng appralsed would have been otfeled on the market prlor to the hypothetlcal consummatlon ol a sale at marksl value on tne efiecllvo date ol the appralgat,) My Opinion of Reasonable Exposuro property Jine for the subiect atth6 market value stded in ttris report is: 60 DAyS

Gomments on Appraisal and Report ldentilication Note any USPAP-related issues requiring disclosure and any state mandated requiroments:

APPRAISEN: SUPEnVlStlRY or OO:APPRAISER (tt appttcabte):

il,il, Slgnatursl 16g Slgnauro:. Namo: MARTIN B. ISH.IN RAA Nsm6: thto Cortfilcaton #: RCR.0000689 thb Cortllca[on #: or Stab Liconso #: or Shb Llc'snso #: Shte: CT EplratonDate0lCortfoaflonorllcons0: O4BU2O21 SbtB: _ Elplraton Dato 0lCortflcatonor llconso: Dato ol Slgnaturs and Ropon: oJtlN90t4 Dato of Slgnafurs: Ef8ctlvo Dats ol Appralsal: 10M12020 lnspoctonolsubloct tlone Int€rtorandEdsrtor I I n Extortor{njy lnspoctlon0fsubFct I tone ! ht0d0randEHsflor I fnenor-only Dato of lnsp€cton (lf applloablo) 02t10lto?o oato ol lmpocton (ll appllcablo)

Form lD14E -'T0TA|'appRlsal software by a la mde, inc. - 1-800-AI-AM0DE Filo No.:

Addross: B. Addrossi

THE APPRAISER WLL NOT BE RESPONSIBLE FOR MATTERS OF A LEGAL NATURE THAT AFFECT EIHER THE PROPERTY BEING APPMISED OR THE TITLE TO IT THE APPRAISER AS$UMES THAT THE TITLE IS GOOD AND MARKFIABLE AND, THEREFORE, WILL NOT RENDER ANY OPINIONS ABOUT THE TITLE. THE PROPERTY ts APPRAISED ON THE BASIS OF IT BEING UNDER RESPONSIBLE OWNERSHIP - THE APPRAISER MAY HAVE PROVIDED A SKETCH IN THE APPRAISAL REPORT TO SHOW APPROXMATE DIMENSIONS OF THE AND ANY sucH slqlcH ls IN0LUDED {YlR.q.v*EryLEryLs, ONLY T0 AsslsT THinrnoli oi nrL'nlFoni rru vrsunlrzirv-e rnf inoprnrv AND UNDERSTANDING THE APPRAISER'S DETERMINATI0N or trs stir. uruL'r-ss oiHeirfrrsi'inlil-ninrro, A LAN.D SuRvEy'fundiior PERFORMED. THE APPRAISER HAS EXAMINED : ]I"-S9 ryqP{ED, THE AVAILABLE FLOOD MAPS THAT ARE PROVIDED BY THE FEDERAL EMERGENCY qUFn U[NA9IUFN.I.A.9EI9,Y-10-R DjBlggtqEq)AND HAsI'IoTED tN tnfnpFnnisnlntpbniwnnnrn iHr s0e"JrcT'$Tt rs LO0ATED lN AN IDENTIFIED sPEclAL FL00D HAZARIiAREA. BEcAUsETHFApinnlsLifislmn'sunvrvon ilr on dfir rvrnrts r,ro GIAEAryIEES1 EXPRES$ 0B tMpLtED, REGARDING THIS DFt ERMtNATt0N. ' THE APPRAISER WLL NOT GIVE TESTIM0NY 0R APPEAR tt't coUAi afcnusE pRopERry HE 0R sHE MADE' - AN AppRAtsAL 0F THE tN QllE_sllqlL q!LE-s-q spEctFtc ARRANGEMENTS T0 D0 S0 MVE SEEN MnDr BEr0nEHnNb-. - lF THE c0sT APPR0A0H ls NqL_uDI9.ry_TH.!gllltA!s41, ne AFFnntstn-lrns rsirrr,intro rr-rr vnLUE 0F THE LAND tN THE cgsT APPR0A0H AT lTs HIGHEST AND BEII qlql {ND THE IMPRbVEMENTs ATittrin cbtwiiriurbiy vnrui. mrsr sri'nnnrr vnrunrror'rs 0F THE LAND AND IMPR0VEMENTS MUST li0T BE usED tN coNJUNcTtoN wtTH ANy oi'HtCni,FnAr5ni nrio nhr rr,riniiolf ilrrv nne s0 usED, uNLEss oTHERWISE sp_EctFtcALLy TNDToATED, THE cosT AppR0Ain VnruE 15 r,ior Rru rnsuRRrum VALUE, AND SHOUTD NOT BE USED AS SUCH. 'THE APPRAISER HAS N0TED lN THE APPRAISAL REPoRT ANY ADVERSE C0ND|T|0NS (tNCLUDtNc, BUT NoT L|M|TED T0, NEEDED !.!try.l!,.pFflEqlATl0N, THE PRESENcE 0F HAZARDoUS wnstes, ioxiisussi[N'ceblEici'bobEAvro oufrr'rb ruLlirs-pi-ciror,r or THAT HE 0R sHE BE0AME AWAm IIF!!.lllFci..ll-0tEBIY,-$ oi ouittle rni t'rodrrlrni iidrnncn rruVoivio ir,r irnionrviine trr APPRAISAL. UNLESS 0THERWISE STATED lN THE APPRAISAL nrponr, itrr nppnrisiCtrn3 rrt-o xruowrEoot o1nr'ry lrloorr'r"oir UNAPPARENT c0NDlTlONs 0F THE PR0PERry, 0R ADVERSE ENVnoruiyrErurnl cor'rorncjris dr,rfuuotr,re, edir[oi Lii,riiaii'0,]nr PRESENCE OF HAZARDOUS WoULD WASLEjlIq{c- !ll!qI4!'lqEq'J19,)IIAT MAKE THE PR0PERTY M0RE 0R LEss VALUABLE, AND HAs ASSUMED TMT THERE AREI'|O sucH c0NDmONs AND lilAKEs N0 GUAMNTEES on wRnmurrrs, expngssln rlr,rFiiro, Cronnnin-e rHE-cor'toiiror,r or rnr PR0PERry. THE APPRAISER wLL NoT BE RESPoNSIBLE Fon nuV bucrr cijlr-omons fiAi ndrxr'sf on ron nr,rV er,rerr,irriiriie on THAT MIOHT BE REQUIRED T0 DtscovER IEqT!!!c wnnnrn suctr coruorfions-aFcbr,isroriiiiiAs n

THE SCOPE OF WORK IS THE TYPE AND EXTENT OF HESEARCH AND ANALYSES PEBFORMED IN AN APPRAISAL ASSIGNMENT IHAT IS REQUIREDT0 PRoDUGE CREDIELE llllq1u.qglFlulq,GIvEN THE Hnrune olinenFFnarsri pnorjlrilr,iiE si,idiitb REQUIREMENTS 0F THE INTENqED_USER(S) AND THE tHreHoro usr or nre aFpnarsli niibnr. ne rnNcr uporl rirs ieiom, REGARDLESS 0F HolY AcQUIRED, pAnry ' By ANy oH FoR ANy usE, oTHe n}nn inob'E SrFidruo n rHn ne ponr ev - ls PRoHBFED. IIFAPI!4ISJR' THE oPlNloN 0F vAlue nar s ntr coHctusloH oFinrd niponr rs cnrornrE dr'rfi wnnrH coNTExT0FTHE nre $coPE0F woRKllL_EgTryF DTIE LlE DATE 01.!Elonr,nre rniiiloEb usrilsl,ii'e NrENnEitir'sE;i'db snreo AssuMpTroNs AND LTMTTING coNDrTrol,rs, ANy HyrcirHrrrcnl c_quornons'nHolonlnnnonornnfrv nssuNprroHs, liiriiHr wpe 0FVALUE'As DEFINED HEREINTHE4!f!419E&AppRArsAL FrRM,ANonrurEoi;nniii'C iissuur Hobblicii-r,tr'rii.iisrlfl, on ACC0UNTABIL]TY, - -' AND wLL NoT Br nrspoHsBlE ron nruy uHnutuonrzro use oF iils nibonr on rrs corucrusicjrls.

RESIDENTIAL Form GPRES2A0 - 'T0TA[' appraisal sottware by a ta mde, inc, - 1-800-ALAM0DE 312007 Addr6ss: Shto: Addross: B. Addross: CT APPRAISER'S CENTIRCATION

I CERTIFY THAT, TO THE BESI OF MY KNOIYI.IDGE AIO EEIIEF:

. THE STATEMENTS OF FACT CS{TAINEO IN THIS REPORTARE TSUE AND COBBECT,

- THE CREOIEILIry OF THIS REPORT, FOB THE STAIED USE BY THE STATED USER(S), OF THE REPOBTEO AMLYSES, OPINIONS, AND CONCLUSIONS ABE LIMITED ONLY BY THE REPORTEO

ASSUMPTIONS AND LIMITING CONDITIONS, AND ABE IIY PERSONAL, IMPARTIAL, ANO UNBIASED PROFESSIONAL ANALYSES, OPINIONS, AND CONCLUSIONS,

' I HAVE NO PRESENT OR PBOSPECTIVE INTEBEST IN THE PROPEBry THAT IS THE SUBJECT OF THIS REPORT AND NO PERSONAL INTEBEST WITH BESPECT TO TfIE PABTIES INVOLVEO,

- UNLESS OTHERWSE INDICATED, I HAVE PEftFORMEO NO SERVICES, AS AN APPRAI$ER OR IN AI'IY OTHEB CAPACITY, REGABDING THE PBOPERTY THAT IS THE SUEJECT OF THIS BEPORT WITHIN THE THBEE.YEAR PEflIOD IMMEDIATELY PRECEDING ACCEPIANCE OF THIS A,SSIGNMENT.

- I HAVE NO BIAS WTH RESPECT TO THE MOPERTY THAT IS THE SUBJECT OF THIS BEPOBT OR TO THE PARTIES INVOLVED WTH TIIIS ASSIGNMB.IT. . MY S'IGAGEMENT IN THIS ASSIGNMENT WAS NOT CONTINGENT UPON OEVELOPINO OR REPORTING PREOEIFBMINED RESULTS.

- l\4Y C0|\4PENSATI0N FoR CoMPLETING THIS AS€IGNMENT lS NoT CoNTINGB,IT UPoN THE DEVEL0PMB\IT 0fi REPoRTIt'lG 0F A PREDFIERMINED VALUE 0R DIRECTION lN VATUE THAT

FAVORS THE CAUSE OF THE CLIR'IT, THEAMOUNT OF THE VALUE OPINION, THE ANAfiMENT OFA STIN.,LA]EO RESULI OB THE OCCUftRENCI OF ASUBSEOUEIT EVSIT DIRECTLY RELATED TO THE INTENOED USE OF THIS APPMISAL,

- IllYAI.IALYSES, OPINIONS, AND CONCLUSIONS WERE DEVETOPED, AND THIS REPOET HAS 8Eg1 PREPABEO, IN CONFORMITY WTli THE UNIFORM STANDABDS OF PROFESSIONAL APPRAISAL PRACTICE THAT WERE IN ETFECT AT THE TIME THIS REPORT WAS PBEPAREO, . I DIO NOT 8ASE, EITHEB PABTIALTY OR COIUPTFIELY, MYAI'IALYSIS AND/OR THE OPINION OF VALUE IN THE APPBAISAL REPORT ON THE BACE, COLOR, RELIGION, SD(, HANDICAP,

FAI',IILIAL STATUS, OR NATIONAL ORIGIN OF EITHER THE PROSPECTIVE OW\EflS OB OCCUPAN]S OF THE SUBJECT PROPERry, OR OF THE PRESSIT OWNERS OR OccUPANTS OF THE PROPERTIES IN THEVICINITY OF THE $UBJECT PBOPERTY. . UNLESS OTIIERWISE INOICATED, I HAVE MADEA PERSONAL INSPECTION OF IHE PROPERTY THAT IS THE SU&JECT OF THIS REPOBT.

- UNLESS oTHERWSE lNo|CATEO, N0 0NE PB0VIDE0 SIGNIFICANT REAL PR0PERry APPMTSAL ASSTSTANCE T0 THE pEfiSoN(S) StcNING THtS CERT|FICAI|0N,

DEFINITION OF MARKET VALIE *:

MARKET VALUE MEANS THE MOST PROBAELE PRICE WHICH A PROPERTY SHOULO EBING IN A COI\4PFTITVE ANO OPEN MARKff UNOER ALt CONDITIONS REOUISITE TO A FAIR SALE, THE

EUYERANO SELLER EACH ACTING PRUDglTtYAND KNOWLEDGEABLY, AND ASSUMING THE PRICE IS NOT AFFEC]EO BY UNDUE STIMULUS, IMPTICIT IN THIS DEFINITION IS THE

OONSUMI\,IATION OF A $ALE AS OF A SPECIFIED OATE AND THE PA$SING OF TITLE FROM SEttER TO BU\TR UNDER CONDI]IONS WHEREEY:

1, BIIYER AI{D SELIER ABE WPICALLY IYI0TIVATE0;

2, SOTH PARTIES ARE WELL INFOBMED OR WELLADVISED ANO ACTING IN WHAT TIIEY CONSIDER THEIR OW! EEST INTIRESTS;

3. A REASONABLE TIME IS ALLOWEI) FOR EXPOSURE IN THE OPEI.I I.TARIGI;

4. PAYME{T lS li4AoE lN IERMS 0F CASH lN U.s. D0t$8S 0R lN TERMS 0t FNA}ICIALARBAIreEMENTS C0MPARABTE IHEREI0; Al'tD

5. THE PBICE REPRESEiITS ]TlE I,IORMAL CONSIOEBATON TOR THE MOPERry SOLO UMFTECTEO BYSPICIAL OR CREAWE TNiI.ICING OR SALES CONCESSIONS CMNTED 8Y AI'IYONE ASSOCIATEO WITH THE SAIE * THI$ DEFINITION IS FROM REGULATIONS PUELISHEO RY FEDEBAL REGUIATORY AGEITCIES PURSUAI,IT TO TITLE X OF THE HMNCIAL INSTIUTIONS .I9S, REFORM, BECOVERY, AND E,IIOfiCEMS{T ACT (FIRBFA} OF 19& IEMEEN JULY 5, 1 9SO, AND AIJGIIST 24. BY ]HE FEDTEAL BESERVE S}8TEM

{FBS), NATlol'lAL CREDIT uNloN AI)MINISTRATI0N (NCUA), FEDERAL DEpostT tNSUMt'lCE C0Rp0sATt0N (FDIC), THE OFF|CE0F THRTFI SUpEflVtSt0N (0rS),

ANO THE OFFICE OF COMPTROLLER OF THE CURRENCY (OCC). THIS DEFINI]ION 18 ALSO REFERENCEO II,I REGUI.CTIONS JOINTLY PUBUSHED BY THE OCC, OTS,

FFS, AIIO FDIC ON JUNE 7, 1994, ANO IN THE INTERAGBICY APPfiAISAL ANO EVALUA]ION GUIDELI.IES, DATED OCTOBER 27, 1994,

MICI]AFI & STFFANIF TAi'III I-q E-Mall: Addro$sl SUPERVIS0RY APPRAISER (it required) or C0-APPRAISER (it applicable)

{'ag il^L Suporvlgory or Apprals6r Namo: irARlN B tsFt tN RAA Co-Appralser Name: Company: FAIRFIFI D APPRAISAI S I I N Company:

Phonoj 203 256 0085 Fax: Phono: Faxl E-Mall: MBISELIN@OpTONLtNE,NET E-lvhll: oato Roport Slgnsd: 021W2021 Dato Roport Sl0nod: Llcon$oorCortflcallon#: ffi Llconss or Csrticaton #: Shlo: Doslgnaton: 0oslgnaton:

Eplratlon Dato 0f Llc0nss 0r C0rtlllcatlon: O4l3OtZO21 Euratl0n 0al0 ol Llcsnso or Corllflcation: lnspsclion 0l Sublscl: E lntorlor & Extorlor fl Extorlor only ! None Inspsctlonof$ubloct n lnbrior&Extortor fJ Extsri0ronly ! None Date ol t)ate of

RESIDENTIAL F0rm GPRES2AD - 'T0TA|'appraisal soltwarc by a la mode, inc. - 1-800-AI-A[400E 312007 004778080608 I Filo No. F sel- b L I rfc €nancL tQ march nnzo

APPRAISAL REPORT

OF THE REAL PROPERTY LOCATED AT

274 BIRCH ROAD FAJRFIELD,CT 06821

for

Citibillc,N.A 480 Washington Blvd-, 30th Flou Iusey City, NJ 07310

as of Iryra' St'|" 4 03/t3/2020 l'Tl a rch 241+> w reA nan e-L NEIL ENHOFFIiR 3255 FatfeldAvme Bridgepd, CT 06605

Bowley Mow Appraisl Cnbe, lnc. t BowJ.ey Moore Appraisal_ Centre 3255 Fairfield Avenue Bridgeport, CT 06605 203-576-1115

March 18,2020

citibffl, N.A. 480 Washington Blvd., 30th Floq Jm€.yCity,NJ 07310

Property - 274 BIRCH ROAD FAIRFIELD, CT 06824 Bonom Michael P. & Stehnie Am Tmulis File No, - 20031001 Cme No. 004778080608

Dear

In accqdmce withyou reques! I have prepiledm appmimt ofthe ral propertylwatedat2T4 BIRCH RoAD, FAIRFIELD, cT

The pur1rcre ofthe appraiel is to provide m opinim ofthe muket value ofthe properly desoibedin the body ofthis report.

Encloe( plme find the rupot whioh demibes ctrhin &ta galhded dudng ou investigalion of the propqty. The melhods of apprmch md reaming in the valmdm of tln vmiou physioal erd ecmmic &ctm of the subjeot property ue omtained in tlis repod.

An iropection ofthe propffty and a study of ptrtinent factors, including valuation trends and an analysis ofneighborhood data, led the

appraisq to the conclusion that the market value, as of03/l 3/2020 is :

s1,485,000

The opiniq of value olpreffid in this rcpod is cmtingant upon the Limiting conditim athohed to this report

It has be€n a pleMe to ssist you, If I may be of further *wi€ to y@ in tlE fuhf€, pleffi let me knw.

RespectfiIly ilbmitte4

Bwley Moore Appmisal Cenhe, lnc.

NEIL ENHOFFER CT Certi0catim #RCR.000l 145 Appraisl Repolt 004778080608 Uniform Residential Appralsal Report File # 2003 1001 of fhis il ad slate BW Odnq of Puuic Redd

s Ye( 2020 R.E. Td6 U Nd€ Refsehc CeNsTEd B J RJD E L6ehdd Tm$dim T Lsdd/Clint

ls the ofqed fd €le d h6 it b6 ofsed ftr ele in lhe to lhe .,hdiw dde ot the data

qbjed did did nd arElyze the cqtEd tur ele fd the purdla$ hanectifi. Aplain tfie @lts cf lhe ffilyds of the mnhad for ele d shy the analysis ws nd

N T Dde of Oortrad ls lh€ cf ledd? Y6 No oab R ls th* 4y fnamjal a$istaE (16 clEg€, sde cdF{6s, gii d dmpaymst a$idae e(c.) to be pdd by ey pafty ff belEjf of lhe bffi|? A c lf T

of factoB. One.lJnit N L@lim Urbil E PRICE AGE OheUnit I Os 75% ln 34 Unit % u Sable Sw 30 nnhs Os 6 mlhs oa H B o H. olher R H o o D fq the abft

No and bed us 6 &d he @? d€ibe

s t tilities Public Other Public Other Public Priuaie I v\ats $ed T Gas SsB E FEI\4A Flood Haard Are FEl,tA Fl@d ZoB FEA,{A Date dFdte ftr Fe No. dsibe AJe fhm q edsd hdG qdtios, land

Gonord Founddion lnt6rior Units One One with Unlt CEwi Fdhdatid \^b|ls Flds Full B*snat

H. BffistAra fr. Tdnl/Flrish % Glft*& Batl Fld Otldd6

Year Built of lntu$dion Sffi

Str* # of caE Altic Nom Amdili6 Sair Fud Fs€ FIG Sclttle PaiidDed< #ofcar P R otk o d{ains: B€dffi F€d of ec AE Ab@ GEde E €ficist M E N mdilio of the T

AE thm adEs @ndtioN hd atre+.t the of ihe d€dibe

the Yes No lf

Freddie Mac Form 70 March20O5 Page 1 of 6 Fannie vlaeForm 1 O04 March2OO5

Bowley Mooe Appmisal Centre, hc. Aqpmixl Repon 004778080608 Uniform Resldential Appralsal Report File # 20031001 Th*aE ofidEd fd ele in the to$

FEqTURE SUBJECT COi}IPARABLE SALE # I COi/PAMBLE SALE # 2 COiTIPARABLE SALE # 3

274 BIRCH ROAD 8I BIRCH ROAD I57 FERN STREET 38 EIJNICE AVENUE AddlB FAIRFIF,I,D FATRF'TFI.N O6R'/ FAIPFIFI D ET O6R'1 'T P,oxlmity to S{bied N I? MIT.F ] 2I MII,E 1 r s Mlr.E

Sale Prie I I /00 000 I I 110 non $ I _565.500 Sale PricdclG Liv AE $ 41567 {.fr. I 4?S 43 s. fr. I i)l11 s. fr.

Oah Sdirce{s) f unn tNsp/Mr s nnM-t 01 rH,€XT INSP/MI,S DOM.21 I I'T.I/TYT INSP/MI-S NNM-I ] ? Vdif.diff Sdc(s) v 5?n? p ,61 v.5822P. t6 v 58t8P 150 VALUE ADJUSTMEI\TTS DESCR]PTION D€SCRIPTION +{-)i Adiust nent DESCRIPTION +G)$ Adlustment DESCRtgflON +l-S Adlufrent Sale tr Fimncirg \ONE {ONE {ONE Col]edos \IOTFN {OTFN {oTEt) Date of Sal er'Ime \6/06/rOt9 tall7/,61a L@ti6 UFPY ffitrf r'ERY GOOD ltFPV (loon

Le6ehold./Fe Simple iF.F'SIMPI-F rFF] RIMPT F IFF qIi/DI F F'FE SIMPI,F, Ste ) I8 ACRE ) 2? ACRF l) l0 acRF n t, aapF AWR AGF AWP AGF AVF,RAGE AVF'RAGF' Desiqn (Syle) lc)LONlAl. IOI-NNTAT- ^OI NNIAT .OI.ONTAI. Otralitv of Csslruction looD GOOD :iooD GOnn Actual Aqe } YFAPS I I YEARS I I YF'ARS 5 VFApS Cqditim VFPY(:.mN vFaY mnl) VFRY GOOD Ab@ Oade Tdd Eaths Tdd BahB Tdd Brtrs

RmCdnt R A 45 0 { A5 9 5 AS l1 5 /5 1 ?6q s.l. 1 160 s.t -1 550 1 oit I 6R6 $.1t. -r0 R50 Bas6t & Finished NONE \IONE VONE \IONE Rms Bdd cEde {/A Fundiml L,tilitv AWR AGF A\MN ACF qVER AGF AWP ACF (l n"arns/codins FHA / C-A.C ,HA IT'.A-C rHA / C,A-C Enffi Effcis* ltss A \roP ACF 4\trRAGF: {ONE {NNF GaEqe/Camdl ) CAP CARACF )CAPCAPACE I CAR GAR AGE ) (1AR CAR ACF Pdch/tutic/D6k )RCH/PT/PERGOT,A )oRcH/pA"rrn -rtnnnn )ATTN/RAI +ln nnf )ORCH/PATIO +t0 00r 'NNY INCPNI NN PNOI !ONE {ONE vFs -r0 000 {OIIF FIR FPI.ACE +1 onn I

NetAdiudmsl fTdal) + t 8 450 + ii don + $ -t o R5r Adjuded Sde Prie NetAdj. 0.60 x NdAdj. 0.45 % NdAdj. 0.69 % 'l ofCosbaEd6 e6Ad. 125 % t r /oR d5o a6Ad. ? ?q 1 nl A !1nt kAd Q.7 % I I 554 65( did did nd ad el6. lf

Mvffifth I laio 6 tdEJss ol tE fur tte he lo he €fie.liw dale ofthis Data Soq@(s) ML9TOWN HALL lvtur*ad I lm sd6 r hasftrs of the sd6 for the Ha Sd@(s) MLS/TOVI\I HAI-I. feport fle 6i,l!s of the r6€rdt and andyds of fhe pda sde d t"ostu hi{qy of tE str ed propdty atd ffipaf$le sds {@st addliffil prid sd6 o Daoe 3).

fTE}' s1.,BJECr @i,PARABLE SALE # 1 CCN4PARABLE SALE # 2 C!il4PARqBLE SALE # 3 Date of ftid saldTm6fs NO SAT,ESN'RANSFERS NO OTIIER SAI,PSITR ANS NO OTI{ER SAI-FS/TR ANS NO MHFP SAI FqNP ANC

Pri@ of Prid Sd€JTtr# IN THE T ACT 1 VFAPC tN THE I,AS| YI'.AR IN THR T.AST YFAP INI THF T ART VFAP Data Source(s) PF'R TOWN HAI,I, PER TOWN HAI,I, PFR TOWN HAI,I, Efec{iw &te of Db srcds) )311112020 17/1 \/)n',tO \al11t'n1t )3113/1020 Analysis d priq sale d hahster hisltry cf the s.bj6{ popedy and MpaEble el6 THE sIIRIF'.aT HAs Nor RFFN snl.n/Tp ANsFFppFn lvtrHrNr rsF LAST THREE YEARS, THE COMPS HAVE NOT OTHERWISE BEEN SOI,D/TRANSFERRED WTTIIIN THE T,AST YEAR

Summaryofs?lsCmpadsApp@ch THEN1IMBEROFCOMpARABT.EI.TSTIN(.ISANITSAI_Fs A'ITHFTopnFTqFpacF wpFTArFNrFp^t/aHF IOO4MC. SOMECOMPSMAYHAVESOLDMORETHE6MONTHSAGOANDSOMF.COMPSGI,AMAYDTFFERRYMORF'THFNI{'1 DIIFTOITMITFN :N\TNTORY-IHE AMOUNT OFTHE LINE ITEM ADJUSTMEN S ARE DE-TERMINED BY COMPARINCAND COMIRASTING'I'HI] 'OMPARARI.E ]ROPERTIES WITH ONE AN!f'IJER- THE THEORY IS KNOWN AS A MATCI.IED PAIR ANALYSIS. COMPS 5 AND 6 ARE INCI,IJDED TO PROVIDE

lndi€ted Vdue by Sd6 CqnEis Alp@ch $ I 485 000 R lndicdod Vduo Stl6s lncome E c

N c This appEiel ls made "asis," $tied io Mpldim ps dans ad spdjfalims on the basis of a hypdhdlcal qdito that ths lmp|ffists tre bs I L cmpldeo, [ *[e<* to the fdlwing repairs tr alterdims d the bads of a hypdhdiel ondtio lhat the repairs q alterdims hffi bm Mptded, a f] wged tothe I b6ed d lhe that he mdi[6 d dG not dtffitim d A T B6€d on a comploto vlsual inspoction of tho intdor .nd extdlor of tho propo.ty, dofinod I iras sbjoct $opo of work, $atomont ot rssmpflons md limiting o conditions, md appalsor's ctrtificatlon, my (o!4 opinion of th€ m.rkd vduo, a dofinod, of tho rel prop€rty that is tho $blect of this ropon i9 N i 1.485.000 , iBof 03/13/2020 , shich is th8 drtd of inspodion dd tho ofiocflvo dito of rhi6 apDnirat.

Freddle Mac Form 70 March2OO5 Page 2 of 6 FannieMaeForm 1 0O4 lvlarch2005

Bwley Mow Apgaisal Cenhe, Inc. 004?78080608 File No. 20031001

Bffiwer

Sate Code

FEATURE SJBJECT COMPAMBLE SALE NO. 4 COMPAMBLE SALE NO. 5 COi,4PARAEI-E SALE NO. 6 274 BIRCH ROAD }28 BIRCH ROAD )72 PURITAN ROAD IOI RHODAAVENUE iAIRFTFT N N6I?/ TAIRFIET,D CJT O6R'd PAIRFIRI-N 'T F uimitv io sl-t id ) 05 MII.F IIIMIIF ] 14 MII-E

Sale Pfie I 3 3 I 6?0 nnf q0 Sale Piice/Gl6 Liv. AH I s.ft. I 60d $. it I 497.02 s t. i 455 rR {.t, Source{s) h IH/EXI TNSPA,{I-S NOM.I S IHNiYf NSDruT S NOM-I f l-IlExT TNSp/Mt.S DOM,?S

Vdifcdio S@rce(s) v 5761 P 140 I(]TTVF I,TSTING AMIVF T I$ING VALUE AilUSTMENTS DESCRPNON ESCRIPTION +(-)i Adustrt DESCRIFNON +(-F Adiuslrnenl ESCRIFTION +(-E Adiustnent Sale d FiEncing NONE N/A N/A Cffiiqs NOTPN

Date of SddTime 11/6 5/?n 1 A A'TIIM T IST\IC 74 950 AMIVF'I.ISINC -Rl q{o Lo.dis VERY Gf}OD VRRY (-if)On UFPV Cnnn VERY GOOD Leehold/Fe Simole FFF STMPI,F FFE SIMPI F FEE SIMPT.F FFF SIMPI F

Site ) I? ATRF ) ?4 ACRE 1 A'RF '? AVERAGE 4LER AGR {WP ACF AIGRAGE Deion (Svle) rOI NNIAI ]OT.ONTAT- .OI.ONTAI. r.tr NNTAI Qality of Csldrudim :ioon mRY mon -{n nnr :looD :r)on ActEl Ade ) YEARS I YFARS ApS I 2 YEARS '' Cohdilid gFpY llmn VERY GC}OD GMN '/F'RY Ab@ GEde T.aal 8a&s Tohl B:ths Baths Tdal Bahs q RM C@nt 8 4 45 4 'l 5 +1000n to l ?5 +l n nnr 10 4 35 +10 00n @6LivimA@ ? r6a t 696 +?q I 50 1 016 $. ff- +1) 6\( 1 6nn BaM6t & Finished {ONE PART BASMI]NT -50,000 NONE {ONE Rffi6 Bdw cEde PAQT FNTSHFN -r5 000 {/A F!ndiffil Lililitv AWP ACE AVERAGE AWR ACF AVERAGE Hedinq,lcodino FHA / I-A-' Energy Eficiert ltems AVER A(iE Alv'EP AalF A\MP ACF AVER AGF

Gffioe/Ca@t ) CAR (lARAGE I CAR GARAGF I NAP CAP ACF +l 0 00n 2 CAR (:iAR AGE Pmh/HdDsk DDNU/F/DgDA^T ^ )oRcH/pATto +t 0 00n RAT.'NNV/PATTO +1n oon '\lcpnTNn Dn6T VONF gFs -to onr \IA\IF NONF TIRPPI.A'F +i 004 +? onn

(Tdal) Nd Adiudmmt + I lo? Rsf xl t -29 foo -7R snr Adju$ed Sde Pde NdAdj. 6.33 % NdAd.l. 1.95 % NetAdj. 4."19 % 'l of Cmpahbls eos Ad- I 5? % 1 S, lra cr6Ad. 8.05 % , I A69 1n( owAd. 7 ?? .[ i 1 {6n sAa ITEM SJBJECT @i,PARABLE SALE #4 COiIPAMBLE SALE {5 CCMPARABLE SqLE #6 Date of fris SaldT@sfs VO SAI,ES/TRANSFERS {O O?HEP SAT-FS/TP ANS VN SAI FSfrP A\IS {O SAI.ES/TR ANS Prie dPridSddlasftr IN THF }.AS 1 YFAPS N THE I,ASI" YEAR IN THF I,AST VFAP N THF I AST YFAP

Dda Sdrcqs) PER T'IW HAT.I. )FP TNWT HA I I TOWN HAI,I. )FR TOW HA T T, 'ER Efediw Date d Dab Sorrcds) )1111/2020 t \llllto)n \141t101n t31111702A Commont on Salas Compilison

Bowley Moue Appmisal Cerltre, Inc. AppBiel Relrcn 004778080608 Uniform Residential Appraisal Report File # 20031001

lluification of Scope ofWork and Intended Usm

IntendedUsN-ThelntmdedUsofthisaoomisalandammisalrmrtde6statdliilthererrtrtfonnasfollows:,'theintenriedrerofthis^ffirislrcmficthF lender/client". Nooiherintendedusrsh.veheenidnfifiedt6theAffiisrandmnceraesnmF/l pnRn'ntt^llspApsRl-rc thi.'mEi(alicdpval^sicFi^rft' and solelv in acordance withth6e intended uss commrmicatedlo the AdrAis sl thetime ofmoeo.mcnt

Ue ofthis appmisal and amnisal remt bv olhq usqs is not inlended bv lhe amraiso. Untess otheroie identifial bv lhe Climf as t€ins an liltmded l lsr nthtr ^ll tlird mrties ae cmsidaed to tre mintended rrem inchrdire brrt nof linifed to *E cnrrent owntr

c Prorcrtvltrrection -The imctim ofthe nbiect encdnDasql avirul nor-dshuctive dircoveru No firmishinm nlnntime icn m cnm or lrmal rdifant< wpre o rcved in order !a =obhin a betttr view of the subiect. u

E Ihe remt will contain at a minim. a flmr olan sketchwith or withoutrmffi In s(]m irrlaftR e hiphlv detAiled fllw nlen will imlnde em^$tmlc idcritr wall N gcqtioru, windoq door-swirps. ed sEcial fature im. T s )ieital DhotmaDhs oftle subiect in exce$ of dffi reaufued for fie Nisnmdt mav have heen acrrired

fhe level of detail provided is reflective of the Nisment reouest.

COSI APPROACH TO VALUE (not requirod by Fnnio M.ol Rwido adequde infdmatiq fq he lsds/dimt to .€plicde tE bdq cod folG and €ldldioi Srppdt for ltE opinim of dte vdue (Mmay of mpf,able lod el€ d ofi6 mdhods ls edimding ite ylue) PER THE MLS. THE NUMBER OF I,AND SAI,ES IN TTIF, I,AST YEAR WERE I,TMITI]D TTIE SITF VAII IF IS PSIM ATFN RV FY|P AMION TN THF c o LOCAL MARKET. IT IS Nc'T UNCOMMON FORTHE LAND VALUE TO EXCEED 4OOIO OFTHE TOTAI, PROPFJRTY VAI,IIE s T EsnirqrED flnennorucrroNoR ft-lREpt-Aca'lENrcostNEw OHNION OF SITE VALUE.....- ?oo noa SA@otcoddda Mf.S,.t"H Didllre l-260 sq. R. @t ,25 ...... ,- ...... 111 Snr A =$ QalityEtingliffi cldwice Ef€di€dateofcoddda O1/t1/rot\ P C{)OD BSMT NONE SC,R.@$ P Cmmerts d Crd App@i G6lMng @ €loldiffi, dsrBidio. dc_) POR CH/pATlO/pppCOr. A R ANTN N THE APPR ATSER'S OPINION THF MARSHdI T EWTFT GaEqe/Carrt 360 Sq. R. @$ 25 00 '','...... ,.'..' =$ s 000 o PUBLICATION IS NOT APPI,ICABT,E TO THE I.OCAT, MARI{FT THF' Tdal Edimate d Cod-l.lq ...... 7St 500 A =$ c BUILDINC COSTS ARE AN ESTIMATE. BASF,D ON DTSCIJSSIONS wrTI{ L6 Fhvsi€l Fundimal E)dffil H I.OCAI,PROF'ESSINNAT.S THF PATINNFSITF VATTJF TSTVPIEAI FNP Dereialio 47,550 =9( 1? sso ) IHE CURRENT MARKET Depr€iated Cod d 1mplffimts...... ,...... ,....=5 744950 'Asis' Value of Slte lmpMats...... =$ 50 000

Edimated Rsilaining Emmlc Ufe (HLJO ad VA qty) Rd YeE lndi.ded Vdue By @sl fup@h,.., | 4qd s5r IICOME APPROACH tO VALUE (not r.quirod by Fmnio Mio) N/A X qG Rsi i/trldDlid N/A =t N/A lndi€ted ValG bv lncde As@c-h o S]MMATYdlllmeApp@d|(ncludingsppdtfttrmalKdBta'dGRM) M THEINcoMEAPPROAC}IIsNoTDEVEI,oPEDDIIEToIJNRFI,IABI,FRENTAI, E )ATA. PnOJEcf lIFORIrlAllOl FOn P00s fif opllc$lel Is the P No AtadEd U P@ide tfte lulwing inftfidigq fd PUDS ONLY if he dsdoFlbuilds is in atlrct .f tle l-OA ald lhe ssied prcpqty is il adaded d*llru unit. D Le{61n@eof pEied 'I'HE SUBJECT IS NOT LOCATED lN A pUD. Tdai numbs ofphffi N/A Tcad nmbs duhits N/A N/A I Tcaal numb6 otunits Hted N Tc*d nwbs of units fd sale F \ tss the pftied @ted bv fie ffidm of didino briHinds) int6 a ntm l--lve dde cf Mwdo U€ lhe units? No Data R AE the Y6 No A T I Asclatio? Ys No o N Desqibe Mmm dmsts md @Eatjod faciliti6 N/A

Freddie MacForm 70 March2005 Page 3 of 6 FannieMaeForm 1 OO4 March2OOS

Bowley Motre Appnisal Cerrtre, Inc. Af'pnisl Repqt 004778080608 Uniform Residential Appraisal Report File # 20031001

Thls report form ls deslgned to report an appraisal of a one-unit property or a one-unit property wlth an accessory unlt; includlng a unit ln a planned unit development (PUD). Thls report form is not deslgned to report an appraisl of a manufactured home or a unlt ln a condomjnjum or cooperative project.

Thls appralsal report is subject to the following scope of work, Intended use, intended user, deflnltlon of market valu6, statement of assumptlons and llm iting conditions, and certificatlons. Modiflcations, additions, or deletions to the lntended use, Intended user, deflnltion of market value, or assumptions and llmiting conditions are not permltted. The appralser may expand the scope of work to include any additional research or analysls nece$ary based on the complexity of thls appraisal assignment. lvlodiflcatlons or deletions to the certifications are also not permltted. However, additional certifications that do not constltute materlal alterations to this appralsal report, such as those required by law or those related to the apprai*r's contlnulng education or membership in an appraisal organizatlon, are permitted.

SCOPE OF WORK: The scope of work for this appralsal is defined by the complexity of thts appraisat assignment and the reporting requlrements of thls appraisal report form, includlng the following definitlon of market value, statement of assumptlons and limitlng condltions, and certiflcations. The appraiser must, at a minimum: (1) perform a complete visual lnspectlon of the lnterlol and exterior areas of the subject property, (2) lnspect the neighborhood, (3) lnspect each of the comparable sales from at least the street, (4) research, verlfy, and analyze data from reliable public and/or private sources, and (5) report hls or her analysls, opinions, and conclusions ln this appralsal report.

INTEI{DED USE: rne intend€d u6€ of thi6 appraical report is for the lender/client to evaluat€ the property that is th€ subject of thls appraisal for a mortgage finance transactlon.

INTENDED USER: rne lntended user of this appraisat report ts the tender/ctient.

DEFINITION OF MARKET VALUE: The most probable price whlch a proporty shoutd brtng tn a competitive and open market under all conditions requigite to a fair sale, the buyer and seller, each acting prudsnfly, knowledgeably and assuming the price ls not affected by undue stimulus. lmpllclt ln this definition ls the consummatlon of a sale as of a speclfled date and the passlng of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motlvated; (2) both partles are well informed or well advised, and each acting in what he or she congldere his or her own best lnterest; (3) a reasonable time is ellowed for exposure in the open mark6t; (4) payment is made in terms of cash ln U. s. dollars or ln terms of flnanclal arrangements comparable thereto; and (5) tho price represents the normal consideration for the property sold unaffected by special or creatlve financlng or sales concessjons* granted by anyone assoclated with the sale.

"Adjustments to the comparables must be made for 6peclal or creative financing or sales concessions. No adjustments are necessary for those costs whlch are normally paid by sellers as a result of traditlon or law in a market area; these costs are readily identlflable since the seller pays these costs in vlrtually all sales transactions. Speclal or creative flnancing adjustments can be made to the comparqble property by comparisons to financlng terms offered by a thlrd party insfltuflonal lendar that is not already Involved ln the property or transactlon, Any adjustment should not be calculated on a mechanlcal dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approxlmate the market's reactlon to the flnanclng or concesslons based on the appraisr,s judgment,

STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: rhe appratser's certification in this report is subject to the following assumptions and limiflng condltions:

1. The appraiser wlll not be responsible for matters of a legal nature that affect elther the property belng appraised or the flile to it, except for lnformation that he or she became aware of durlng the research lnvolved in performlng this appraisal. The appralser assumes that the tltle ls good and marketable and wlll not render any opinlons about the flfle.

2. The appralser has provided a sketch in this appralsal r€port to show the approximate dimensions of the lmprovements. The sketch is included only to asslst the reader in visualizing the proporty and understandlng the appralser,s determinaflon of its size.

3. The appraiser has examined the avallable flood maps that are provlded by the Federal Emergency Management Agency (or other data eurces) and has noted in thls appraisal report whether any portion of the subject slte ls located ln an identlfled speclal Flood Hazatd Atea. Because the appraiser ls not a suryeyor, he or she makes no guarantees, expres or lmplled, regarding thls determtnation.

4. The appraiser will not give testlmony or appear ln court because he or she made an appraisal of the property in quesflon, unless specific arrangements to do so have be6n made beforehand, or as otherwlse required by law.

5. The appraiger has noted in thls appraisal report any adverse conditlons (such as needed repairs, deterloration, the presene of hazardous wastes, toxic substances, etc.) observed during the inspecflon of the sublect property or that he or she became aware of during the research involved in performlng this appralral. Unless otheffiise stated ln thls appraisal report, the appraiser has no knowledge of any hidden or unapparent physlcal deficlencles or adverse conditions of the property (such as, but not limited to, needed repairg, deterioration, the presence of hazardous wastes, toxlc substances, adverse environmental conditlons, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warrantles, express or lmplied. The appraiser wlll not be responslble for any such condltlons that do sxlst or for any engineering or testing that might be requlred to discover whether such condlilons exlEt. Because the appraiser is not an expert ln the field of envlronmental hazards, this appralsal report must not be consldered as an environmental assessment of the property.

6. The appraiser has based his or her appraisal report and valuatlon conclusion for an appraisal that ls subject to saflsfactory completion, repalre, or alterations on the assumption that the completlon, repaire, or alterations of the subject property wlll be performed in a professlonal manner.

Freddie MacForm 70 March 2005 Page 4 of 6 FannieMaeForm 1 OO4 March20O5

Bowley Mwe Appnis€l Cenhe, Irc. Appraiel Relut 004778080608 Uniform Residentlal Appraisal Report Flle# 20031001

APPRAISER'S CERTIFICATIONI The Appraiser certifies and asrees that:

1. lhave, at a mlnimum, developed and reported thls appralsal in accordance with the scope of work requlrements stated in this appraisal report.

2. I performed a compl€te vlsual inspectlon of the interior and exterior areas of the subject property. I reported the condltion of the lmprovements ln factual, speclfic terms. I identified and reported th6 physlcal deflclencies that could affect the llvabllity, soundnoss, or structural integrlty of the property.

3. t performed this appraisal in accordance with the requirements of the Uniform Standards of Professional. Appraisal. Practl€ that were adopted and promulgated by the Appraisal Standards Board of The Appralsal Foundation and that were in place at the time this appraisal report was prepared.

4. I developed my opinlon of the market value of the real property that ls the subject of thls report based on the sales comparlson approach to value. lhave adequate comparable market data to develop a rellable siss comparien approach fcir this appraisal asslgnment. I further certify that I considered the cost and lncome approaches to value but did not develop them, unless otherwlse indicated in thls report.

5. I researchgd, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property ln the twelve months prior to the effectlve date of thls appraisal, and the prior sales of the sublect property for a minimun of three yeaE pritr to the effuctive date of this appEisal, unl6s Dthwise indicated in this report.

6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a mlnimum of one year prlor to the date of sale of the comparable sale, unless otherwlse indicated in thls report.

7. I selected and used comparable €ales that are locationally, physlcally, and functlonally the most similar to the subject property.

8. I have not used compareble sales that were the result of combining a land sale wlth the contract purchase price of a home that has been bullt or will be bullt on the land.

9. I have reported adjustments to the comparable sales that reflecl the market's reaction to the differences between the subject property and the comparable sales.

1o l verlfled, from a dislnterested source, all information ln this report that was provided by parties who have a flnancial interest ln the sale or financing of the subject property.

11. I have knowledge and experlence ln appralsing this type of property ln thls market area.

12. I am aware of, and have access to, the necessary and appropriate public and private data €ources, such as multiple listing seryices, tax assessment records, publlc land remrds and other such data sources for the area in which the property ls located.

13. I obtained the lnformation, estlmates, and oplnions furnished by other parties and expressed in thls appraisal report from rellable sour€s that I believe to be true and correct.

14. I have taken lnto consideratlon the factoF that have an impact on value with respect to tho subject nelghborhood, subject property, proximlty and the of the sublect property to adverse influences in the development of my opinlon of market value. I have noted in thls appralsal report any adverse conditlons (such as, but not llmlted to, needed repaits, deterloraflon, the presen€ of hazardous wastes, toxlc substances, adveGe envlronmental condiflons, etc.) obgerved durlng the lnspection of the subject property or that I became aware ol durlng the research lnvolved ln performing thls appraisal. I have consldered these adverse conditions in my analysis of the property value, and have reported on the effect of the condlflons on the valua and marketabllity of the subject property.

15. Ihave not knowingly withheld any slgniflcant information from this appralsal report and, to the best of my knowledge, all statements and information ln this appralsal report are true and correct.

16. I stated in thls appraisal report my own personal, unbiased, and professional analysis, oplnions, and concluslons, whlch are subject only to the assumptions and llmitlng condiflons ln thls appraisal report.

17. I have no present or prospective interest in the property that is the subject of ihis report, and I have no present or prospectlve personal interest or blas with respect to the partlcipants ln the transaction. I did not base, elther parflally or complotely, my analysls and/or oplnlon of market value in this appralsal report on the racs, color, rellgion, sex, age, marital status, handicap, famllial status, or national orlgln of either the prospective owners or ocupants of the subject property or of the present owners or occupants of the propertles in the vicinlty of the sublect property or on any other basis prohibited by law.

18. My employment and/or compensation for performing thls appraisal or any future or anflcipated appralsals was not conditioned on any agreement or understandlng, written or otherwise, that I would report (or present analysis supporting) a predetermin€d speciflc value, a predetermlned minlmum value, a range or directlon ln valus, a value that favors the €use of any party, or the attainment of a spgclfic result or occurrence of a specific subsequent event (such as approval of a pendlng mortgage loan applicatlon).

19. I peFonally prepared all conclusions and opinions about the real estate that were set forth in thls appralsal report. lf I relled on significant real property appraisal assistance from any indivldual or indlviduals in the performance of this appraisl or the preparatlon of this appraisal report, I have named such hdivldual(s) and dlsclosd the speclfic tasks performed ln thls appraisal report l certify that any indivldual so named is qualifled to perform the tasks. I have not authorized anyone to make a change to any item ln thls appraisal report; therefore, any change made to thls appraisal is unauthorlzed and I will take no responsibllity for it.

20 1 identifled the lender/client in thls appralsal report who is the indlvidual, organlzation, or agent for the organization that ordered and will receive thls appraisal report.

Freddie MacForm 70 March2O05 Page 5 of 6 FannleMaeForm 1 004 March2O05

Bowley Moue Appraisal Certrc, Inc. Appraisl Relut 004778080608 Uniform Residential Appraisal Report File# 20031001

21. Tho lender/cllent may disclos or distrlbute thls appraisal report to: the borrower; another lender at the request of the borrower; the mortgagea or lts successrs and asslgns; mortgage lnsurers; government sponsored enterprlses; other secondary market particlpants; data collection or repodlng services; professlonal appralsal organlzations; any department, agency, or lnstrumentallty of the Unlted States; and any state, the Dlstrict oi Columbia, or other Jurisdictions; without having to obtaln the appralser's or supervlsory appraiser's (lf appllcable) consent. Such consent must be obtained before this appralsl report may be dlsclosed or dlstrlbuted to any other party (including, but not limlted to, the publlc through adverustng, pubtic relatlon6, nsws, sales, or other media).

22. I am awarc that any dlsclosure or dlstribution of thls eppralsal report by me or the lender/client may be sublect to cortaln laws and regulations. Further, I am also sublect to the provlslons of the Unlform Standards of Professional Appraisal pracflce that portaln to disclosure or distribution by me.

23, The borrower, another lender at the request of the borrower, the mortgagee or its succesgors and asslgns, mortgage lnsurers, government sponsored enterprlses, and other scondary market particlpants may rely on thls appralsal report as part of any mortgag€ flnance transactlon that involves any one or more of these parfles.

24, lf thls appraisal report was transmitted as an "electronic record" contalnlng my "electronlc slgnature,', as those terms are deflned in appllcable federal and/or state laws (excludlng audio and vldeo recordlngs), or a facsimlle transmisslon of this appraisal report contalning a copy or representatlon of my signature, the appraisal report shall be as offecflve, enforceable and valid as if € p€per v€rsion of this appraisal report were delivered containing my orlginal hand written slgnature.

25. Any intentlonal or negllgent mlsrepresentation(s) containsd ln this appraisl report may rcsult in civil liabillty and/or crlminal penaltles including, but not limlted to, flne or imprlsonment or both under the provislons of Tifle 19, Unlted States Code, Sectlon 1OO1, et seq., or slmilar stat€ laws.

SUPERVISORY APPRAISER'S CERTIFICATION: rne superutsory Appraiser certtftes and agrees thatl

1. I dlrectly superuisd th€ appralser for this appraisal assignment, have read the appralel report, and agree wlth the appralseis analysis, oplnions, statements, conclusions, and the appralser's certiflcaflon.

2. I accept full responsibillty for the contents of thls appraisal report includlng, but not limited to, the appraiser's analysis, oplnions, statements, conclusions, and the appralser's cerfltication.

3. The appraiser ldentlfled ln this appralsal report ls elther a sub-contractor or an employee of the supsrvlsory appraiser (or the appralsal firm), ls qualifled to psrform thls appralsal, and is acceptable to perform thls appralsal under the applicable state law.

4. This apPralsal report complles wlth the Unlform Standards of Professional Appralsl Practice that were adopted and promulgated by the Appralsal standards Board of The Appraisal Foundation and that were in place at tho time this appralsal report was prepared.

5 lf thls appralsal report was transmltted as an "electronlc record" containlng my "electronlc slgnature," as those terms are definsd ln appllcable federal and/or state laws (excluding audio and vldeo recordings), or a facslmile transmlslon of this appraisal report containlng a copy or representatlon of my slgnature, the appraisal report shall be as efiecflve, enforceable and valld as if a paper verslon of thls appralsal report were delivered contalning my original hand written slgnature.

APPRAISER SUPERVISORYAPPRAISER (ONLY IF REQUIRED)

Signature Signatrre Name NFTL ENHnpFFp Name Company Name Rdwlpw M^tr Affii<.r Inc. Company Name Company Address tr<< Fairff.li d--". Company Addr6s

Telephone Number to1.t76-ttls Telephone Number

Email Addres D.t#6D^riarrr,w6 ^- Addr6s Date of Signature and Report O3l18/2020 Date ot Signatura Effective Date of Appraisl oallahnln Slate Certifi€tion #

State Certif ication # RCR.000 I I 45 or State License # or State Lien* # Staie or Othtr Afiratiil Date .f Certificatiq or Licen$ $ate nr Bpiration Date cf Certificatid or Li€nss 4B0no20 S'uzuECT pROpERry

ADDRESS OF PROPERW APPRAISED n Did not inspet subi?ct property n Did inspet s(brbr of subject property from street FATRF'TEI,D N N697A Date of lnsptrtion APPRAISED VALUE OF SUBJECT PROPERTY $ I.485.OOO f] Did inspect intdor and oderior of subj€t property LENDER/CLIENT Date of lnsp6tion Name COMPAMBLE SALES Company Name Company Address 480 Washiluton Blvd.. 30tlr F'loq tl Did not inspect exterior of comparable sals from street IeKe{iitu NI 07?lo n Did incp€t exterior of compaEble sl€€ from str€t Email Mdr€€s Date of lnspstion

Freddie Mac Form 70 March2OOS Page 6 of 6 FannieMaeForm 1 OO4 March2OOs

Bwley Mo@ Appaisal Cfltre, Inc. 004778080608 Flls No.

ADDITIOML COMMENTS

Bqrowel d Owner Michael P & Stehnie Am Tamnli< ProperlyAddress 274 BIRCH ROAD Cily FAIRPIFLD Coun|y FAJPJIIELD Slale CT Zip Codo 06824 Lender or Cliont Citibmk- N.A.

NEIGHBORHOOD DESCRIPTION RECREATIONAL FACILNIES ARE PROVIDED, BY T}TE TOWN OF FAIRFIELq AT L@AI. BEACHES AND PARKS. THE OTHER LAND USE IS PUBLICLY OWNED LAND AND OPEN SPACE,

SALN S C OMPARISON APPROACH COMPS 4.6 ARE ADJUSTED FOR THEIR INFERIOR BAT}TROOM COUNTS, THE GLA IS ADJUSTED AT S5O PER SQ FT. COMP 4 IS ADruSTED FOR ITS BASEMENT AND FINISHED AREA BELOW GRADE, AS DETERMINED BY A MATCHED PAIR ANALYSIS. COMP 5 IS ADruS'IED FOR ITS INFERIOR CARAGE SPACE. COMPS 1, 2, 3, 5 AND 6 ARE ADruSTED FOR THEIR INFERIOR EXTERIOR AMENITIES, COMPS 2 AND 4 ARE ADruSTED FOR THEIR INGROUND POOLS, AS DETERMINED BY A MATCHED PAJR ANALYSIS. COMPS 1, 4 AND 5 ARE ADruSTED FOR THEIR INFERIOR NREPLACE COUNTS. ALL THE CONSIDERATION IS BEING CIVEN TO THE CLOSED SAI,ES OF COMPS 14. MOST WEIGHT IS BEING GIVEN TO COMPS 2 AND 3, DUE TO TTIEIR MORE RECENT SALE DATES. ADDITIONAL COMMENTS TOTAI, # OF COMPARABLEACTTVE LISTINGS FORTHE PERIOD 4-12 MONTHS ISNOTAVAILABLE ON THE LOCAI MLS, THEREFORE THE APPRAISER }IAS MARKED THIS AREA AS "N/A.

MONI}IS OF HOUSING SUPPLY FOR THE PERIOD 4-12 MONTHS IS NOT AVAILABLE ON THE LOCAL MLS, THEREFORE THE APPRAISER TIAS MARKED THIS AREA AS 'N/A.

MEDIAN COMPAMBLELIST PRICE FOR TTIE PERIOD4-12 MONTHS ISNOTAVAILABLEON THEL@Ai, MLS, THEREFORE TIIE APPMISER TTAS MARKED THIS AREA AS 'N/A,

MEDIAN COMPARABLE LISTINCS DAYS ON THE MARKET FOR THE PERIOD 4-I2 MONTHS IS NOT AVAILABLE ON THE LOCAI MLS, THEREFORE THE APPRAISER TIAS MARKED THIS AREA AS 'N/A.

APPRAISER COMPETENCY --THE BOWLEY MOORE APPRAISAL CENTRE, INC. IS HEADQUARTERED IN BRIDGEPORT, CT. I}IERE ARE 2I CERTII'IED APPM-ISERS AFFILIATED WITH 1}IIS OFFICE THAT LIVE IN THE SEPARATE MARKETS IN WHICH WE APPRAISE. THE APPRAISER ASSICNED TO THIS REPORT IS CERTIFIED BY THE STATE OF CONNECTICUT, IS KNOWLEDGEABLE ABOUT AND E)PERIENCED IN THIS MARKET AND HAS BEEN DETERMINED TO BE COMPETENT TO COMPLETE THIS APPRAISAI REPORT BY THE ADMIMSTRATION. THE BOUEY M@RE APPRAISAL CENTRE, INC, HAS BEEN IN BUSINESS 25 YEARS AND THE APPRAISER HAS 10 YEARS APPMISAL EXPEzuENCEAND LTVES WITH1N 15 MILES OF THE PROPERTY. T}IE COMPANY SUBSCzuBES TO ALL APPROPRIATE MULTIPLE LISTING SERVICES AS WELL AS THE WARREN REPORT, COLLATERAL DNA AND RESEARCHES TOWN HALL RECORDS FOR ALL ASSIGNMENTS, ALL REPORTS ARE REVIEWED BY THE SUPERVISORY APPRAISER FOR QUALITY, CONSISTENCY AND ADHERENCE TO GOOD APPRAISAL PRACTICE AND U.S.P,A,P REGULATIONS.

Bowley Moore Apfaisal Centre, Inc. 004778080608 Flle

Sato

I e"* f] e*rs" l-l r"i, fl p"".

Totd Economic Lifo 90 ve TotJ Phyicll Lifo 100 yaF

Lmd V.tuo $ PsSq. Ft, qAre

ADJUSTMENT UNIT RATING AUTOMATIC ADJUST? GOOD AVERAGE FAIR POOR 'l'ime AnnBl % Rate Full Bdhs 10,000 PsBath tu|nal Balhs 5,000 PsBdh BedlWs Ps BedM Livjng AH 50 Pq que Fod Baw6t Psql@Fel Finl*red BdilGEde PdSq@ Fma

Car S@ge Pq Sq. Ft. s Sdlg PdritPalio/Ded( Pq SqIe Fod Clhq'l Fq(hit O(h6 2 Ps Unit Oths 3 Ps Unit

Bwley Mom Appraisal Centrq lrc. 004778080608 Fllr No, LOCATION MAP Bsder d Owner Midncl D & stefi#a Am Tqnili< ProporlyAddr.6s 274 BIRCH ROAD

CiIY FAIRFIELD cornv FAIRFIELD Shla CT ZID Code 06824 Clionl Cifitnnk N A 'r.'8o. s 9+o € I

.c. .*t {\c

ilnac

Cdtrp4 3t8 EIRCH Rq/S F,IAFELD. ST OiAT+ olEntirdgE

I

I l %o", It :

..i I i I

Bwley Mom Aptraisal Coftg Im. ffi Town of Fairfield {ilr.l'd{rr | I iril | .(nn, I iril',rr'i'{' ,'.: :I:il'.f:l I ..i r.- ;,1 L, :., LEgend lltl'-'il lFl'i:,, I l:[: ]-,.i1-.1 .ritlIr t.l ':iFI tFrll l.l'il I lflj .. ri Fit-l ll tf,, :r l ;'l frJt'].".H F:. ,ilt, 't-' ll' {r.:LltF L.:llI, rr It,.F:,.Ltt-t LrtrF Hous Numb€r r 2 Parcds g e l.:,2 inl .lt inri l:il- I ..1|.:ljl:r{l 'rin' . {.$...1-1;l'Fr-',|*i } .r;U.ll,'E 2r:{:, -a;. llrf:i Lr.illli l ,\'. , l r.-: Fll-r l l l.:, ,i[, ,n ll,.f'':Lll t L:lll' .1,t, ?:') | 1it,,.l({({r 2 2r1, l i$il.r{tr-, f,fL.1. ,.H1...,,.1F:r 'i llillllltl.F: trl, ,,..;,:1j.E,tf-:..1: tll.it.ll,. t, ltFt..f1{1. fi,i.., , -l.1tl. ,Ii, LlFf L.'.llf J:'1 | r::r1.,.!"i..., ..t .:. -r..1hlFi, ll li,,dt, .l l.l'.L. r.t..rt lil.t .ililt .'.,.. .::r J .l.rf .qt, r:,5 Ftllf lf:Lt.' F, I iiili' tt'il F_ti fiIF',i lJ rFirt.,,\tHfrtilttF t.l,:, ', F ,.r,t Lrilrr. t.t F,_,,tf , U t.r; :ln J1.1 g I lr | r.i "r'{ ' l:;l Frl..l}.t.l j,lllll: 1 z g . it1t^. iltlLJ.tll :(,'.':' rrf,tilfi,--llFr' 411 l'... tlllt:F-Lt' tr, AU. :raf':, o o- lii i I r:il'.1,.{r' IU I r.:l I i'(1'"t 'i I ih | '.J*n,i l:1 ".r-I:ll',lLLl+l.l rtlltll.tl r :.1-ll ll l.ltrlht:lili . .; l.p.l1 I SUBJ rs.; t [r:F]l-..t ll Jri t t'lf'lt-Lt' 1."" I' blr-1: l{ lr, .rt:! U, {.r,il.tIlt,thLt, fi. rt.. :.:: -fi -r6:' l r"il, nliir' r I ii,t.tn-.. " J: Ll:l.lLlll L El,l.'||!l lli I. 'r l'J ;h ,l'f'l-ifr ::i jli,.'LF o l.ll '. l i ' jtt r-r.- hlF. ll l-:.rAl:. I:J I ili ft llt. tf:Lf, f+:r:f, B H o to & l,: (, ii-i 'a

.lf'f i: r t,.,s. -r.:,j | 1:,1.1-rriri F{.rL..ln l- ..lLLl.it.ltr rt,Jf,il rL,:-.: . I i^l I i(iii .E .,..1 t:t:ltf,|l.L{.. t-..:1., I,lll . J,:..i : : - :..,iLEFrll ., I lr :'" Ftt':L.Llll..r. l':t:, o ,.,t Ftilt:tt.Ll] F,.,..1., d I lri-,,.1'n""*, I iit,.,..{nii d lil-rtL lI.ll:J, li.:;t:1.:1, . :... . :: I dlll"rrilr-l:llEfl.:"ll'li ltri LIF' d .l'i. .'t, :-.r:,r; li;irr.r.rr, lt.ll.ll Lr' F. , i.tll O z lll'Jlil.{ FFI- rllIl I \lr,,ILE l.l.:l-:i Ll.lii..ji ,,';\lJ -9 & I ii I'i,rtn (.. :, 16 : r,'l-ttltll Ll, f ca E i,:.1 l.llllt-ti., :r+t tt,l-r i L't.\t tL 1: 'l,200 .:.,.'LiLLI: r t_i.:{ rLF..{f:it' (} l o 6 I .{J J d 200.0 200-0 Fet Thi! rup ia a gffi ilc ol'1 us td rt outsut lrom an hmd mpdng rlte sid b br F6r6€ sly. D.b hy6 thd app6r on hb mp mry d mry nd b. bl WOS_I 984_\t6_M@b:Aqiliary_SFhm ? affta, @rrnq 6oth.M4 rulbble. GBRC Ctrbd by GreG Bddesto( R€gi@tCoundt ]l ; IHIS MAP IS NOT TO BE USED FOR NAVGATION / turrcr&6gpFd 9l bl ol o o 004778080608 Filo No. FLOOD MAP

Bfrower ff Owner Michael P. & Stefinie Am Tmulis ProporlyAddrors 274 RIRCH ROA|)

CiIY FAIRIrIELD Counly FAIRFIELD Slate CT ZiD Codo 06Rr/ Clienl Citihrnk N A

:1

I

t t

iFiii Ir{i! iiiii B' in:t, r il3 'rrFi lt ar IiEE EE t9= Q 3 slr9l €: itu a P i E Pig ! ;lF ^ i'E Y v E 9i,iI t: : s atl- - .i @ !!cx YE q *3iqi i P aoE I ! r:rlf, iiE; Y-LT E = 2> oP tl n e TEX E a til;s EFF 3N E5U R H 3 gE z6e ?'e- EE rrH * ! zZ d tFili 1^ 32 : :5 - -E Fl ttl a <= gF eg i3; ? I iiaI ! fiB EN E9 ! om -q Eq! ioE : iiiii 6o=m Crz t aPI iit

Bwley Mom Appraisal Cenfg Inc. 004778080608 Flle No.

LEGAL DESCRIPTION

Bqwer s Owntr Michael P. & Stefinie Arm'Imulis PropeilyAddress 274 BIRCH ROA|-) CiIY FAJRFIELD Counly FAIRIIELD Slal6 CT ZiDCode oAR)A Clied Citibank N A

t I I rvor49$1 ?r(r 205 I

SCHEDULE A

All lhat cerrain piece, puccl or lnct of land, together witlr the buildings and improvements thereon, situated in the Tom of Fair{ield, County of Fairfield, and Stale of Connecticut, md morc particillarly boutrded and describcd as follows:

Comprising lhe southeasterly 48 f€et of Lot No. I 75 and tfic nodhwesterly I 8 feet oflot No. I ?6 as shown on said map entitled "Map of Fair Acres Belonging to F.E. Lalley' lnc'' situated at Fairfield Beach, Faideld, Connecticul, Junc 1921, Secliorr l, made by William B. Reynolds, Civil Engineer, and on file as Map No. 233 in the Fairfield l-and Records, and bounded:

NORTHWESTERLY on land now or formerly ofPaul R. and Bcrtha C. Rill by a line parallel with and a distance of2 fest, southeasterly of the northweslerly boundary line ofl-ol No. 175, being the r€nrining ponion of Lot No. 175, I 16.5 fcet, more or less;

NORTHEASTERLY: on Birch Road,66 feet;

SOUTHEASTERLY: on land now or formerly of Samuel L. and Eli:zabeth G. House by a line parallel with ard a dislance of [8 fcet soulheasterly ofthe northwesterly boundary of Lot No, 176, being the remaining portion of Lot N;. 176, I l6

feet, more or less; ond r.

SOUTHWESTERLY: on land now or formerly ofSherman A. Chanlland, L,ot No' I 60 on mid map, in part, and iri part on land now or formerly of Paul.L. and Betty J.,Bardoff, Lot No. 159 on said map, in all, 66 feet.

SUBJECTTO:

l. Real estate taxcs on lhe Crand List ofOctober [, 2012 hereafler due and payable which the Gmntee herein assumes and agrees to pay as further consideration hereof.

z. Any and all provisions ofany statutc, ordinanc€, municipal regularion, zoning planning and wetland laws and regulations, building lines, if esublished, or public or private law, local, stgte or federal.

l. Sewer use charges hereaffer due and payable.

tr REoatcDFonRcconD iltft ?g20t3 xtuNu Arlasr. *( a4 * TDIINCIERK

Bowley Moue Appmisal Cenbe, Inc. 004778080608 Flle No, SKETCH ADDENDUM

Bffiower d Own€r Mic.haal D * Ann TamDlis Properliddrlr3 274 BIRCH ROAD CiIY FAIRFIELD CounIY FAIRFIEI.D Slsle CT Zio Cod. 06R24 C llent Citihrnk N A

19' 13'

c Uving o Flrst Foor cu io $ Rmm ta N 1053.0 Ef N v Ll2 BaSl Dnhg Rmm 0L o b Garage r{ 360.0 sf I t2' 8' 1g'

1g' 13' T2' Bath l Second Floor - Bd Rm b Bd Rm v I r{ 1464.0sf N a ! r'{ c Bath I v 6- J Tiird Foor F. Bath \o .5 co 04 I 757.5 sI oo Bath Bd Rm od o Ol N BdRm | " 6' 20' LO 20' 18' 13' Sbyrr.(lffir CorrlFnts:

AREA CALCUIATIOiIS SUMI,IARY [Ml.lG AREA BREAKDO/VN Aode fr€sc.tp0m ltstshe t{ot Tcarb Bnddqm $ffi GIA1 Elrct Eloor 1053.0 1053.0 fl.rst El@r GIAz 8€odd Eloor L511.0 146'[.0 20.0 x 1.0 20.0 GIA3 Itlird Eloo! 75r,5 751.5 5,0 r 8.0 {0.0 ER GaEqe 360.0 360.0 33.0 x 2.O 66.0 7,0 x 2L.O L47.0 ,{.0 r( 19.0 76,0 2.O x. 32.0 701,O 6edd EL6r 19.0 r 4.0 ?6.0 7.0 x 18.0 126.0 13,0 x 38.0 49i1.0 2l.O z 32.0 ?68.0 ltild Ef@r 0.5 x 5.{ r ?.0 19.1 9.0 x 17.0 153.0 2.O t 5.4 10.9 20,0 x 7.0 1rl0,0 26.0 x 7.O 182.0 5.0 x 13.0 65.0 0.5 r 1.6 r 2.0 1.6 3.0 x 20.o 60.0 10.0 x !2.O 120.0

NEtLIVABLEtuea (rounded) 3261 19 ltern (rounded) 3269

Bwley Moqe Appraisal Cedle' Irc. 004778080608 Conditions to the lo. Th6 puryGe of lhls addadum is to p@ide the lsdg/diqt with a cJer ad acdrde undsdardirE of the ma*et tHds and cmditiss plMlst in the sdled tq all q 2009. Sbte

lnltructionrr The appEis mud @ the informalim .equircd o this fm 6 lh6 baris fd highs ()ffiludf,s, and musl pwide suppqt fd th@ qdudw, regarding hdgng and tmds ffill markd Fnditiqs as reported in he Neighbqhood *dim of he appElsl repdt form. The appEiser mud fll in all the infmdis to the ederi it ls awilaHe ard pBide diable ad mud aaly.ds as indicded bdw. ff ily requiEd dda ls unavail*le q is cosidsed hreliable, the apprais mud pBide a exdildim. lt is r4ognized that rFt all dda suc rill be dle to ppide dab fq the *raded ffi bdw; if it is eilabte, hwer, lhe appEis mud indud€ the dah ln thc analyds. qc p6,ide lf dda h€ €{lljrcd infqmdff 6 il ffiage irH€d of the median, the apprals shdld repdt the ddlable fglE ild idqtry It as il asage sd6 nd li{in0s mu{ be Fop€lis lhd Mpde $ith the sbjed p.opsty, ddmined by applyrrE the ditqia that wdd be used by a prc5p&li€ buys of he Th€ 4mdi6 in the tvlfftF Prid

Stable #of

R Seble K Mmt!s Omt-3 o\Fdl T6d E i,Hia Sale T Sal6

R E s E iMcid asddre Sable E(pHn in ddail the sdls ffidoB ttsds for lhe pad 12 mffths (e.g., sdltr cotributic inffised 306 5%, jnffidng R 1iw to w d buldMs, cloEng @ds, condo c H

&

A N sJes a fadd in the No lf lhe and sd6 of bcdGed A L

S I s fs d@ lnfdmdim.

srmmarize the aboc in{qnalio as $&pat fd yd mdudos in the Neighbdttood sedion of the TpEisJ r€pct 1m. lf ya us€d my dddifiml intumatim, sci as and withdm bdh an

Slbied Prcied Dda Pdd 7-12 l,|on8ls Amt-3|\4mhs I Ml TFnd Total # of Cm FEbls Sd6 (Seltled) ll ltn*

P R o J the ab@ tsds ard add6 the hit ild E U T s

A tYlA P ssna,ure P 0^LA1f4 Signatu€ u R AppEisName NEIL ENHOFFER AppEjs Name A cffipily Name Bowley Moore Apprdisal Ceilre, Ino. Cffpay Name CT I Cnpay Addl6 3255 Fairfi eld Avenue, Bridgepot C'l 06605 Cmpay S Addrs State Ljcensdcertilicatid# E RCR.000l 145 Se CT Sate Li6sr/Hifi€lid # Sate R Email Addtw Reports@Bowl€yMmrc.com Email Add|6

Freddie tdac Fm 71 Mad! 2009 Pagelofl . Fannie lvle Fdm 1m4MC i.4arch ZnS

Bowley Moqe ApFaiial Cerhe, Irc. USPAP Compliance Addendum 004778080608

Bororcfi()iot Michael P. & Stefrnie Am Tmulis fteeriy Add6 274 BIRCH RoAn City FATRFIELD Csty FAIRFTELD $ale ar zbco& o6R l Lflds,Client Ciitibank N A

TION

This Apprdel Reporl is w of he fdlwing typ6l

Appr.isd Roport Thls tepdt Ms pr€p-ed in awda@$th the requimats ofthe AppEisd Repdt oplim.fL|SPAP slandids Rule +aa).

R6trictod Appftiol Roport this rEpdl Fs prepred in a@da@f,ath the rEquimats otttE Re$rid€d AppEisd R€pdt optifi rf USPAP Sddads E e ?ab). The irtsded us of this r€pqt is limited Io the id$lif ed diat. Ths is a Reitided Appcisd Repqt dd he rdifide ftr tw the epEis aniwd d the ofinims and sdudhs 9.* b.h in ltE repqt my nd be hdqdood propqiy wilhdn he addtdsl infrfinatim in the +pEis€ds wkile

ADDITIONAL CERTIFICATIONS

l€lifyihd,tohebesl of my lorsledge and bdief:

' The ddf,qts of fad Mtained ln this repori @ tre ad cor€d.

'The repolt aMlys, oplnl6s, and cMdusims ae limited dly by the reponed dilmplims and aF my pasmal, lmpdtal, and unbided prclsional analys, opinims, ad conclusloF,

' I hrc rc (tr the sp*ifed) prest d prcspediE irts6l in th€ propedy that is ttF ilqect of tNs Epod and no (q 6pecified) peGond lntq€1 with 6pst lo lhe parti6 inwi\€d,

I haw rc bias with respecl to lhe preedy that is the ebjed of thls report or the padis lNdwd with tlils a$ignmqt.

'iry engagflert in lhis a$ignnenl Ms nd contirEenl Won d@loplng q Epqling pEddemined r6ults.

' ir'ly Mpostim for @mpldlng tlls sigment is nd cq{ingst t.pm lhe d6dopmert d repdtlng ot a preddmined vdue 6 direflm ln Elw that fffis the ca@ ot the diert, lhe dant ol the ldue opinio, lhe attrinmer{ cf a dpulaled Edt, or lhg occlm€ ol a {b*qJml ffitt dkedly related lo the intended u* of this 4pEisl.

'ir'ly aalys, opinlo6, and comludms reE deldoped dd lhls r€pod has ben prcpared, in mfmily eilh the |,hifom Shndards ot profFsiond AppEisl pEcile.

'This apprdsl rcport % pr€pared in accqdame with the EqilMdis of Tite Xl ot FIRREA ild any lmplmilting Ggulafq'

PRIOR lhaw l'lOTpafumedsi6,asilapprdsdinanyctrtd@peity,cgadinghepropalytHistEstj€dcftheEpdtsihinthettr*yspsiod

immedately preedirE eceplan@ of tHs a$ignmat.

l-l I ffnVe pdftmed s*s, 6 a apprds d in adlF c4ftity, regadirB the prqd9 ttd is the c.bJ€d ot his eport s,i&*r the tlEy6 pdiod immediddy tl€slrBtsbdfl INSPECTION

I tre l{OT odea pffid inspe.to.f heprcp€lytH ishe$bjed ofttisrcpqt. I HAVE ASSISTANCE

Unl6 o&lwi$ nded, no oe p@ided sigrif 6t* @l propsty appEjsd asddane to the pM ggnirE his €tif €tiff. lf oyqe dd pr@id€ dgriieri asjsbE, hey @ hseby idstif ed dmg slh a $mmary cf th€ qt6t ottt€ 6ddan€ preided in the cpqt.

ADDITIONAL

Additiod USPAP Eiated is6 reqJidrE dsd@e ildd ily dde mandated Eqdrtrilts:

MARKETING TIME SUBJECT PROPERTY Arasablemarkdingtimoftrthestiedpropdtyts 90-lg0 dals)diIztrutrEkdmdtiffipdtins{toheappdetGigMs{. lire tq Is APPRAISER

Sgnatuc Sgnatue Nile Nre Date c'f SgnatuE o?/l tlroln Dde of Sgnature Me cqlifcatim # stdo Cslif €tim # gd€ q Liqe# PCR 1 1l{ a Sde LiH$ # Sate Sate q E)pirdio Dde of Cqtifi€tkn U6* 4/3012020 Eeidion Dde at Cstificdid d Um$ S,rp*isy of 9}l*1 Rrpdty: sd USPAP Cdnpllil€ Add$dm 2014 Pageldl

Bowley Moore Appraisal Centre, Inc. 004778080608 Fll. No. PHOTOGRAPH ADDENDUM

Bfrower q Owner Michacl p & Sle$nie Ann Tamtrlir ProDsrlvAddress ,?1 RIPaH pnaD

CIV FAIRFIEI,IJ CounIY FAIRF'IEI.D Sl.lo cT ZID Cod6 06Rrd Cllenl Citibank- N.A.

FRONT VIEW OF SUBJECT PROPERTY

REAR VIEW OF SUzuECT PROPERTY

STREET SCENE OF SUBJECT PROPERTY

Bwley Mrm Appraisal Cqdrg Im. 004778080608

Fle No.

PHOTOGRAPHADDENDIJM

Bonorver0rOlvnsr Miohael P & Sfefanie Ann Tamrrlis RopertvAddrss 2?4 RmcI]RoAn Cdy FAIRFIELD Comty FAnFIELD Sde CT Zi0ccis 06824 Clsrt Citibank^ N.A.

274 BIRCHROAD 274 BIRCHROAD STREET SCENE SIDEVIEW

274 BIRCHROAD 274 BIRCHROAD SIDEVIEW DININGROOM

274 BIRCHROAD 274 BIRCHROAD KITCIIEN LIVINGROOM

Bowley Moore Appraisal Centre, Ino. 004778080608

Fle No.

PHOTOGRAPHADDENDIJM

Borro[rerorO,vner Michael P & Stefanie Ann Tamulir ftwfftvAddess ??4 RTRcr{ RoaD crty FAIRFIELD Cumty p4pgtlBl,p Slde CT ZbCode 06824 Cl$t Citibank- N.A.

274 BIRCHROAD 2T4BIRCHROAD BEDROOM BEDROOM

274 BIRCHROAD 274 BIRCHROAD BEDROOM BEDROOM

274 BIRCHROAD 274 BIRCHROAI) BONUS ROOM I/2 BATH

Bowley Moore Appraisal Centre, Ino. 004778080608

Fle No.

PHOTOGRAPH ADDENDUM

Borourerorowner Miohael P. & Stefanie Ann Tamulis froFrtyAddress 274 BIRCII ROAD Crty FAIRFIELI) County FATRFTEL'D sde cT zbcd- o6n.4 Clent Citibank, N.A.

?:,

274 BIRCHROAD 274 BIRCHROAD BATH BATH

274 BIRCFIROAD 274 BIRCHROAD BATH BATH

274 BIRCHROAD 274 BIRCHROAI) PATIO/PERGOLA OLIDOOR FIREPLACE

Bowley Moore Appraisal Centre, Ino. 004778080608 Flle No. PHOTOGRAPH ADDENDUM

Btrower q Owner Mi.}lre.l p .$- stcfrnie Ann Temrlis ProDerlvAddress RTP'H POAD '?1 CiIv F.AIRF'IF'.I,D Counh F'AIRFIFI.D Slals CT Zie Code 06R24 Cllent Citihenk N A

COMPARABLE#1

8I BIRCHROAD FAIRFIELD

Prie $1,400,000 PricdSF 416.67 Date 06106/20t9

Age 1 I YEARS RmComt 9'5-4.5 Living Arm 3,360

Valuelndlmtion $1,408,450

COMPAMBLE #2

1 57 FERN STREET FAIRFIELD, CT 06824

Price $1,410,000 PricdSF 479.43 Date 091t7/20t9 Age I I YEARS R(m Couril 9-5-4.5 Living Area 2,941

Valuelndletlon $1,416,400

COMPARABLE f3

38 EUNICE AWNT'E FAIRTIELD, CT 06824

Prire $1,565,500 Pdce/SF 424.72 Date o9t06n0t9 Age 5 YEARS R(mCount I l-5-4.5 Living Aro 3,686

Valuelndlstlon $1,554,650

Bowley Moore Appraisal centre, Irc. 004778080608

Fl16 No PHOTOGRAPH ADDENDUM BdrowerdOwner Minhealp *sraaniaAmTamrilic PropeilyAddress 2?d nIRCH ROAD Cilv FAINFIFI,D Counlv FAIPFIFI N Slel. .T 7ir C.d. n6P)t Clienl (litibanL N A

COMPARABLE #4

328 BIRCH ROAI) FAJRFIELD, CT 06824

Price $1,625,000 PdcdSF 604.99 Date 04105/20t9 Age 4 YEARS R(m fiount 9-4-3.5 Livng Area 2,686

Valuelndlmtlon $1,522,150

COMPARABLE #5

272 PURITAN ROAD FAIRFIELD, gI 06824

Price $1,499,000 PricdSF 497.02 Date ASTIVE LISTING Age 7 YEARS R(mCoud l0-4-3.5 LivirgAra 3,016

Value lndlstlon 91,469,700

COMPARABLE #6

IO1 RHODAAVENUE FAIRFIELD

Prie $1,639"000 Pricr/SF 455.28 Date AgTIVE LISTING Age 12 YEARS R@n Coutrt l0-4-3.5 Living Area 3,600

Valuelndl€tlon $1,560,500

Bwley Motre Appaioal Cenhe, Inc. r z

STATE OF' CONNECTICUT + DEPARTMENT OF CONSUMER PROTE,CTI,ON Be it known that NEIL A ENI{OFFER 2

! has bccn certificd by the Dcpartmcnt of Consumer Protection as a.Iiccnsed U CERTTFIED RE SIDENTIA.I- REAI E,STATE APPRAISE,R License # RCR.OOO1145 z a

Ef,fective: 05/Ot/ZAag Expirati orn; 04 / gO / ZAaO llfu E-aa Mlcl.ll. Srtru, CdFlstdrr

) 274 BIRCH ROAD

Location 274B\RCH ROAD Mblu 13U 16Alll

Acct# A2313 Owner TAMULIS MICHAEL & STEFANTE (sv)

Assessment $1,156,610 Appralsal $1,652,300

PtD 11639 Bulldlng Count 1

Gurrent Value

Appraisal

Valuation Year lmprovements Land Total 2020 $1,021,800 $630,500 $1,652,300 Assessment

Valuation Year lmprovements Land Total 2020 $715,260 $441,350 $1,156,610

Owner of Record

Owner TAMULIS MTCHAEL A STEFANTE (SV) Sale Prlce $1,400,000 Co-Owner Certlflcate Addreas 274 BIRCH ROAD Book & Page 4961t0204 FA|RF|ELD, CT 0682+67 23 Sale Date 43120t2013 lnstrument 00

Ownership History

Ownershlp History Owner Sale Prlce Certlficate Book & Page lnstrumont Sale Date

TAMULTS MTCHAEL & STEFANIE (SV) $1,400,000 496110204 00 03t20t2013 274 BIRCH ROAD, LLC $o 4623t0020 a2 05t18t2011 WILSON GARRETT $603,600 4623t0018 25 05t18t201'l WELLS FARGO BANK, N.A. $0 4493t0028 14 08127t2010 LA-FONTAINE JOSEPH R $431,250 2761tg%- UNKQ 01/30/2003

Bullding lnformatlon

Bulldlngl:Sectlonl

Elr rllallna Dlrala sulrsut9 rttvru Year Bullt: 2011 Living Area: 3,663 Replacement Cost: $1,032,568 Building Percent Good 9B r- Replacement Cost

Less Depreciation: $1 ,011 ,900 Building Attributes

Field i Descriptlon

Style: Mod Colonial

Model Residential

Grade:

Stories: 2.75

I Occupancy l1 (http://images.vgsi.com/photos2/FairfieldCTphotos/A0071\lMG 0026 71 9C I i Exterior Wall 1 I Wood Shingle Building Layout j

Exterior Wall 2 I i Roof Structure: t)Io 0 sf) Roof Cover

lnterior 1 Wall t rr$ lnterior Wall 2 I rrs BA:1 T}AS F(NI lnterior Flr 1 cRr filz grt lnterior Flr 2 ( I ,0 t? sDal4 ,t I t_ 4, ,? t 3ri Heat Fuel Gas t2 Heat Type: Forced Air-Duc BAS IQS I AC Type: Central l:) l? (9 sf) I trs ?o Total Eedrooms: 4 Bedrooms }GR g:)

l (360 sl) Total Bthrms: 4 FUS J t8 FOP I Total Half Baths: I 1 I (60 sQ I J F5r rEr Total Xtra Fixtrs: J 3 (ParcelSketch.ashx?pid=1 1 639&bid=1 1 208) Total Rooms: I Building Sub-Areas (sq ft) Bath Style: Modern Gross Living Code Description Kitchen Style: Modern Area Area

Num Kitchens 01 FUS Upper Story, Finished 1 1,464

FCPZ TQS Three Quarter Story 1 1,146

I Num Park BAS First Floor 1 I

I Fireplaces I Crawl Space 1,01 .t

Fndtn Cndtn I FGR Garage

I

Basement l I FOP Porch, Open, Finished I

PTO Patio 240 0

5,653 3,663

Extra Features

Extra Features

I Code Dascrlptlon Slze Value I Bldg # FPL3 2.0 STORY FIREPLACE 1.00 uNtTs /",N 1 FPO EXTRA FPL - 1 OPEN 1.OO UNITS I $2,500

Land

Land Use Land Line Valuation rc,y co( Use Code 1010 Size (Sqr Fest) 7656 ln Descriptlon Single Fam MDL-01 Depth 0 Zone A Assessed Value $441,350 Neighborhood 0065 Appraised Value $630,500 Alt Land Appr No Category

Outbuildings

Outbulldlngs LeggnC

No Data ior Outbuildings

Valuation Hlstory

Appraisal

Valuatlon Year lmprovements Land Total

2020 $1,021,800 $630,500 $1,652,300

2019 $843,200 $533,600 $1,376,800

2018 $843,200 $533,600 s1,376,800

Assessment

Valuation Year lmprovements Land Total

2020 s715,260 $,141,350 $1,156,610

2019 $590,240 $373,520 $963,760

2018 $590,240 $373,520 $963,760

(c) 2021 Vision Govemment Solutions, lnc. All rights reserved. (' 69 BIRCH ROAD

Locatlon 69 BIRCH ROAD Mblu 1391 19All I

Acct# 00395 OWNEr SUOZZI DAI{IEL C & KATHLEEN

Asssssment $1,053,920 Appraisal $1,505,600

PID 11934 Building Count 1

Current Value

Appralsal

Valuatlon Year lmprovements Land Total

2020 $913,700 $591,900 $1,505,600

A,ssessment

Valuation Year lmprovements Land Total

2020 $639,590 $414,330 $1,053,920

Owner of Record

Owner SUO7ZI DANIEL C & KATHLEEN Sale Prlce $1,600,000 Co-Owner c (sv) Certlficate Address 69 BIRCH ROAD Book & Page 5423/0068 FAIRFI ELD, CT A682447 20 Sale Date 0612412A16 lnstrument 00

Ownership History

Ownership History

0wner Sale Pricp C€rtificate Book & Page lnstrument Sale Date

SUOZZI DANIEL C & MTHLEEN $1,600,000 s423i0068 00 06124t2016

HARTZ RICHARD B $o s164t0223 02 o8,t05t2014

HERTZ EDWARD & INEZ (SV) $1,665,000 4444t0217 00 05t11t2010

WILSON SAMANTHA L $855,000 405610174 00 1012912007

SMITH JENNIFER S $0 2383t0243 11t28t2001

Building lnformation

Buildingl:Sectionl

Year Built: 2008 Bulldlng Photo Llving Area: 3,389 ReplScement Cost: $870,370 Building Percent Good: 98 rReplacement Cost Less Depreclation: $853,000 Building Attributes

Field Descriptlon

Style; Colonial

Model Residential

Grade:

I Stories: 2 Stories I

i Occupancy 1 I (http://images.vgsi.com/photos2/FairfieldCTPhotos/Ao084\lMG 77 S43S j 31

Exterior Wall 'l Wood Sningle I ! Building Layout l Exterior Wall 2 I I i

Roof Structure: I, GableiHip lAt l Roof Cover Wood Shrngle i (l,l)4:l sl)

I lnterior Wall 1 Drywall I trs I

lnterior Wall 2 UAT lnterior Flr 1 Hardwood l3

lnterior Fh 2

Heat Fuel Gas

Heat Type: Forced Air-Duc

AC Type: Central

Total Bedrooms: 4 Bedrooms

Total Bthrms 4

Total Half Baths FGR

Total Xtra Fixtrs: (ParcelSketch.ashx?pid=1 1 934&bid= 1 1 422) Total Rooms: I Building Sub-Areas (sq ft) Bath Style: Modern t" Gross I Living Code Description I Kitchen Style: Good Area Area 1... Num Kitchens 01 FUS Upper Story Finished 1,537 1,537

FCPZ BAS First Floor 1,262 1,262

Num Park FAT Attic, Finished 1,475 590

Fireplaces CRL Crawl Space 1,246 0

Fndtn Cndtn FGR Garage 462 0

Basement FOP Porch, Open, Finished 160 l

PTO Patio 944 0

UAT Attic, Unfinished 213 0

WDK Deck, Wood 76 0

7,375 3,389

Extra Features Extra Features

Code Descrlptlon Slzs Value Bldg #

FPL6 2.0 STONE FPL 1.00 uNtTs $14,700 1

FPO EXTM FPL OPEN 2.00 uNtTs $4,900 1

Land

Land Use Land Llne Valuatlon

Use Code 1010 Size {Sqr Feet} 9450 Description Single Fam MDL-01 Depth 0 Zone A Assessed Value $414,330 Nelghborhood 0065 Appraised Value $591,900 Alt Land Appr No Category

Outbulldlngs

Outbuildings lggend

Code Description Sub Code Sub Descfiption Size Value Bldg #

SPL6 IGPL GUNITE G 512.00 s.F. $40,100 1

FOP DET PORCH 60.00 s.F $1,000 1

Valuation History

Appralsal

Valuatlon Yoar lmprovernente Land Tota!

2020 $913,700 $591,S00 $1,s05,600

2019 $1,009,900 $546,600 $1,556,500

20't8 $1,009,900 $546,600 $1,556,500

Assessment

Valuation Year lmprovementt Land Total

2020 $639,590 $414,330 $1,053,e20

2019 $706,930 $382,620 $1,089,550

2018 $706,930 $382,620 $1,089,550

(c) 2021 Vision Govemment Solutions, lnc. All rights reserved. 81 BIRCH ROAD

Locatlon 81 BIRCH ROAD Mblu 1391190lAll

Acct# 02661 OwneT DUNLEAVY WILLIAM BAKER &

Asseesment $973,490 Appraisal $1,390,700

PID 11935 Building Count 1

Current Value

Appraisal

Valuation Year lmprovements Land Total

2020 $798,800 $591,900 $1,390,700

Assessment

Valuation Year lmprovemenG Land Total

2020 $559,160 $414,330 $973,490

Owner of Record

Owner DUNLEAVY WILLIAM BAKER & Sale Price $1,400,000 Co.Owner cHRrsTrNE (SV) Certlficate Address 81 BIRCH ROAD Book & Page 5783/0263 FAIRFI ELD, CT 0682+67 20 Sale Date 06/06/2019 lnstrument 00

Ownership History

Ownership History

Owner Sale Price Certificate Book & Page lnstrument Sale Date

DUNLEAVY WILLIAM BAKER & $1,400,000 578310263 00 06/06/201 I

WATSON GARY W & BARBARA M L $1,500,000 5293/0018 00 07t10t2015

TENGEL JEFFREY J & $1,550,000 M79lOO21 00 07t30t2010

CHAVES VICTOR J $608,000 319310211 00 $la4l20o4

CASS MARYANN L $0 0709/0032 07t27t1983

Building lnformation

Buildingl:Sectionl

Year Built: 2008 Bulldlng Photo Living Area: 3,360 Replacement Cost: $808,425 Buildirig Percent Good 98 Replacement Cosl Less Depreciation: $792,300 Building Atlributes

Field Descrlptlon

Style; Colonial

Model Residential

Grade:

Stories:

Occupancy (http:i/images.vgsi.com/photos2/Fairf ieldCTPhotos/A0084\l MG_7730_843€

Exterior Wall 'l Wood Shingle Building Layout Exterior Wall 2

Roof Structure: Gable/Hip t,l() t0 Roof Cover Asphalt I lnterior Wall 1 Drywall 42 lnterior Wall 2 IAI tln s t t,s (12sf),, lnterior Flr 1 Hardwood BNS lnterior Flr 2 otil t5 lr 0t Heat Fuel Gas . (l ,ott0 sf) t' ,) t- lt . r., It tit Heat Type: Forced Air-Duc t? 0 t? tAl 6s0 AC Type: Central to l0 to I tr:; t5 :l 3 Total Bedrooms: 4 Bedrooms l (;lr 12 10 sl) Total Bthrms: 3 8 :, Total Half Baths: tFus I Total Xha Fixtrs 4 mt lens I (ParcelSketch.ashx?pid=1 1 935&bid=20308) Total Rooms: I Building Sub-Areas (sq ft) Bath Style: Modern Gross Living Code Kitchen Description Style: Modern Area Area

Num Kitchens FUS Upper Story Finished 1,5'11 1,511 FCPZ BAS First Floor 1,247 1,247

Park Num FAT Attic, Finished 1,350 540

Fireplaces TQS I Three Quarter Story T7 62

Fndtn Cndtn CAN Canopy 18 0 Basement CRL Crawl Space 1,225 0

CTH Cathedral Ceiling 114 0

FGR Garage 550 0

FOP Porch, Open, Finished 48

PTO Patio 3't4 0

6,458 3,360 Extra Features

Extra Features

' code Descriptlon Slze Value Bldg #

FPL FIREPLACE 1.00 uNtTs $4,400 1

Land

Land Use Land Llne Valuatlon

Use Code 1010 Slze (Sqr Feet) 9450 Description Single Fam MDL-01 Depth 0 Zone A Assessed Value $414,330 Nelghborhood 0065 Appralsed Value $591,900 Alt Land Appr No Category

Outbulldlngs

Outbulldings lggend

Code Description Sub Code Sub Description Size Value Blds #

PATl PATIO-AVG 331.00 S.F. $2,100 1

Valuation History

Appraisal

Valuatlon Year lmprovements Land Total

2020 $798,800 $591,900 $1,390,700

2019 $891.700 $546,600 $1,438,300

2018 $891,700 $546,600 $1,438,300

Aaseasment

Valuation Year lmprovements Land Total

2020 $559,160 $414,330 $973,490

2019 $624,190 $382,620 $1,006,810 2018 $624,190 $382,620 $1,006,810

@) 2A2l Vislon Govemmont Solutlona, lnc. All rlghts res€rved. 171 BIRCH ROAD

Location 171 BIRCH ROAD Mblu 1391155111

Acct# 13520 Owner CHARLTON JEFFREY R & LORI T

Assessment $1,121,190 Appraisal $1,601,700

PID 11901 Bulldlng Count 1

Current Value

Appralsal

Valuation Year lmprovements Land Total

2020 $922,500 $679,200 $1,601,700

Assessment

Valuatlon Year lmprovements Land Total

2020 $645,750 v75,440 $1 ,1 21 ,1 90

Owner of Record

Owner CHARLTON JEFFREY R & LORI T Sale Prlce $1,790,000 Co-Owner (sv) Certlflcate Address 171 BIRCH ROAD Book & Page 5571/0069 FAIRFI ELD, CT 06824-67 22 Sale Date a712012017 lnstrument 00

Ownership History

Ownershlp Hlstory

Owner Sale Prlce Certllicate Book & Page lnslrument Sale Date

CHARLTON JEFFREY R & LORI T $1,7S0,000 5571/0069 00 07t2a12017

SCHNEIDER THOMAS & $1,800,000 4884/0130 00 10t26t2012

MEIER JENNIFER KIM $o 4694/0104 02 11t0/,t2011

MEIER BRUCE $1,400,000 3513/0052 00 oil1242005

ARCADIA BUILDERS, LLC $601,500 317310325 07 42t04t2004

Buildlng lnformation

Bulldlngl:Sectlonl

ElrrlI-ltFA E lr^1^ puilufltg rllvru Year Built: 2004 Living Arear 4,354 r Replacement Costr $946,444 Building Percent Good 97 Replacement Cost Less Depreciation: $918,100 Building Attributes

Field Descrlption

Style: Colonial

Model Residential

Grade:

Stories: 2

Occupancy 1 (httpJ/images.vgsi.com/photos2FairfieldCTPhotos/A0088\lMG 0938 888i

Elterior Wall 1 Wood Shingle Building Layout

Exterior Wall 2 PTO Roof Structure: Gable/Hip

Roof Cover Asphalt

lnterior Wall 1 Drywall 21 27 lnterior Wall 2

lnterior Flr 1 Hardwood

lnterior Flr 2 t9

Heat Fuel Gas 13 z FHS I lt Heat Type: Forced Air-Duc FUS :f 2 BAS AC Type: Central CRL

Total Bedrooms: 5 Eedrooms

Total Bthrms: 4 29 2

Total Half Baths: 4r Total Xtra Fixtrs: 3

Total Rooms: 11 23 Bath Style: Average FAT Kitchen Style: Average TAS FGR

Num Kitchens 01

FCPZ FOP Num Park I Fireplaces 23 BAS

Fndtn Cndtn

Basement (ParcelSketch.ashx?pid=1 1 901 &bid=20300)

Building Sub-Areas (sq ft)

Gross Llvlng Code Description Area Area

BAS First Floor 1,613 1,613

TQS Three Quarter Story 1,395 1,116

FUS Upper Story, Finished 667 667 FAT Attic, Finished 1,395 558

FHS Half Etory Finished 667 400

CRL Crawl Space 1,602 0

FGR Garage 4&) 0

FOP Porch, Open, Finished 48 0

PTO Patio 807 0

8,654 4,sil

Extra Features

Extra Featurcs

Code Do3criptlon $he Value Bldg #

FPL FIREPLACE 1.00 uNlTs $4,400 1

Land

Land Use Land Llne Valuatlon

Use Code 1010 Size (Sqr Feet) ,, 113r'i0 Descrlptlon Single Fam MDL-01 Depth 0 Zone AAA Assessed Value $475,M0 Nelghborhood 0065 AppralsedValue $679,200 Alt Land Appr No Category

Outbuildings

Outbulldlngs lggend

No Data for Outbuildings

Valuatlon Hlstory

Appralsal

Valuatlon Year lmprovements Land Total

2020 s922,500 $679,200 s1,601,700

2019 $936,800 $575,200 $1,512,000

2018 $936,800 s575.200 $1,512,000

Assessment

Valuatlon Year lmprovements Land Total

2020 s645,750 $475,,140 $1,121,190

2019 $65s,760 $402,640 $1,058,400

2018 $655,760 $402,640 $1,058,400 Property Location 274 BIRCH ROAD Map lD 1381 1601 I I Bldg Name State Use 1010 Vision lD 11639 Account# 02313 Bldg # 1 Sec# 1 of I Card# 1 of 1 Print Date 211812021 8:48:59 AM .NTAWNER Ttt I )IRl t fai AD ravecl TAMULIS MICHAEL & STEFANIE (SV) 5UOUroan Code lrsecl Assessed 6051 RES LAND 1 -1 630,500 441,350 DWELLING 1 -3 1,021,800 715,260 274 BIRCH ROAD FAIRFIELD. CT Descrip FAIRAC FAIRFIELD cT 068245723 Lots Descrip 1 l&E SuppF Record Ma Notice Multi Fam nsus 615 VISION GIS ID 1381600000 Pid# I otal b10 t{er ult ., sAtts r,t(, TAMULIS MICHAEL & STEFANIE (SV) 4961 0204 03-20-201 3 o 1,400,000 00 Year Code ASSeSSed Year code code Assessed 274 BIRCH ROAD, LLC 4623 0020 05-1 8-201 1 U 0 02 2020 1-1 441,350 2020 1-1 464,590 2019 1-1 373,520 WILSON GARRETT 4623 0018 05-1 8-201 1 U 603,600 25 1-3 715,260 1-3 715,260 't-3 590,240 WELLS FARGO BANK, N.A, 4493 0028 08-27-2010 U 0 14 LA-FONTAINE JOSEPH R 2761 084- 01-30-2003 o 431,250 U

lotal I otal Total 963760 its jilrs acknowledges a or Assessor Year uode Amount code )uon Number Amount uomm lnt

'NIARY

Appraised Bldg. Value (Card) 1,011,900 Appraised Xf (B) Value (Bldg) 9,900 0065 Appraised Ob (B) Value (Bldg) 0 Appraised Land Value (Bldg) 630,500 2011-DWELLING BUILT 1947 DEMOLISHED. Special Land Value 0 NEW DWLG 1O%+- COMPLETE =UC Total Appraised Parcel Value 1,652,300 .1-5 FIXT MBATH INCL WLTUB Valuation Method c INFO PER PLANS 2012 NEW CONST 100 % FINLA P =4t1eti2 LAUNDRY SINK Total Appraised Parcel Value 1,652,300

n 08-05-2011 Construct 09-27-2011 'l -2011 EL2 & FGR & FIN -2021 146847 MVS 46 Change - Change 07-21-2011 DE Demolish 9,000 09-27-2011 100 09-27-2011 DEMO DWLNG o'l-11-2021 MVS 38 No Change-lnformal Heari 11-05-2014 BH 00 Measur+Listed 07-15-2014 MM 01 Measur+lVisit 04-09-2012 PJ 99 VBPI - View by Physical ln 09-27-2011 DR 43 Change - Reinspection/Rer

B Use Code Description Land Type Land Units Unit Price Size Adj Site lndex Cond Nbhd Nbhd. Adj Notes Location Adjustment Adj Unit P Land Value 1 1010 Single Fam MDL A 7,656 SF 27.78 1.30000 1.00 0065 '1.900 BP2 1.0000 630,500

Toiale ani-Tandlj'iiE u.1/6 AC lotal Land Value 630,500 Property Location 274 BIRCH ROAD Map lD 1381 160l I I Bldg Name State Use 1010 Vision lD 11639 Account # 02313 Bldg # 1 Sec# 1 of 1 Card# 1 of 1 Print Date 211812021 8:49:00 AM co^rsr -fAIL Element Cd Element Ccl Style: 60 Mod Colonial Model 01 Resideniial Grade: 09 Stories: 2.75 Occupancy 1 YT)L Exterior Wall 1 14 Wood Shingle Parcel ld U.U Exterior Wall 2 Roof Structure: 06 Mansard Aotust I /pe uode n l-aCtOr7o Roof Cover 03 Asphalt condo Flr Condo Unit lnteriorWall 1 05 Drywall lnterior Wall 2 lnterior Flr 1 12 Hardwood lnterior Flr 2 Building Value New 1,032,568 Heat Fuel 03 Gas Heat Type: u Forced Air-Duc Built 2011 AC Type: 03 Central Year Total Bedrooms o4 4 Bedrooms Effective Year Built Depreciation Code A Total Bthrms: 4 Remodel Rating Total Half Baths 1 Year Remodeled Total Xtra Fixtrs 3 Depreciation % 2 Total Rooms: I Functional Obsol 0 Bath Style: 03 Modern External Obsol 0 Kitchen Style: 03 Modern Trend Factor 1 FCPZ Condition Condition % Percent Good 98 Cns Sect Rcnld 1,0'11,900 Dep % Ovr Dep Ovr Comment Misc lmp Ovr Misc lmp Ovr Comment Cost to Cure Ovr Cost to Cure Ovr Comment

Code Descri UB unrts unrt Pflce Yr tslt concl. cd %Gd Grade ,ppr. value FPL3 2.0 STORY FI B I 7s00.00 2013 98 0.00 7,400 FPO EXTRA FPL O B 1 2500.00 20't3 98 0.00 2.500

sI uode Llescr )tion t-loor Area Ett Area Unit Cost Und€ BAS First Floor 1,053 1,053 259.05 272,778 CRL Crawl Space 0 1,O12 25.85 26,164 FGR Garage 0 360 129.52 46,629 FOP Porch, Open, Finished 0 92 50,68 4,663 FUS Upper Story Finished 1,464 1,464 259.05 379,247 PTO Patio 0 240 25.90 6,217 TQS Three Quarter Story 1,146 '1,432 207.31 296,870

Ttl Gross Liv / Lease Area 3,663 5,966 bbu