About "MarketPlus" and "iNotes" MarketPlus Capital Company's mission is to offer a cloud-based financial instrument that will enable both active and passive investors to manage their investments better and realize significantly higher returns. MCC's signature product is the MarketPlus Platform ("MarketPlus"). MarketPlus is an innovative web-based computer system that enables an investor to purchase a zero-coupon indexed note, an "iNote," that has the holder's exact asset allocation preference – and have it issued immediately. MCC offered an iNotes predecessor to accredited investors in the 1990s, making it very likely the first US "FinTech" company. An investor gets their desired asset allocation by using MarketPlus to specify the percentages of the value of their iNote that they want indexed to the "total return" on a hypothetical investment among over 60 domestic and international futures contracts. These futures contracts include those on: US and international stock, commodity, and currency indexes; both US and foreign government debt; precious metals; energy and other commodities; and currencies. Each indexing to a futures price can be "direct" or "inverse" with leveraging in 5% increments up to 300%. The portion of any iNote balance that is not indexed to one or more futures prices is indexed to "Cash," which accrues income at the 13-week Treasury Bill (T-bill) rate. The total return includes the percentage futures price change plus the daily T-bill rate on the end-of- day iNote value. At any time, investors or their advisers can redeem all or part of their iNote and have funds transferred to their designated bank account within three business days. Importantly, they also can "reset" their iNote indexing at any half-hour during a trading day – including during extended hours trading and when non-US futures exchanges are open. All funds invested in iNotes are held in trust by a corporate trustee for the sole benefit of all iNote holders. Under no circumstance does MCC or any other entity have access to these funds. MarketPlus provides investors with an efficient and cost-effective way to implement investment- management and asset-allocation strategies consistent with the tenets of modern portfolio theory: ● Diversify among asset categories. ● Diversify within each asset category. ● Realize a return commensurate with the risk taken. MCC developed iNotes for clients of registered investment advisors (RIAs) and institutional and other accredited investors. With an iNote, unlike buying a traditional indexed note, an investor or their RIA can use the internet to purchase the exact indexed note they want. iNotes provide investors – both active and passive – with significant performance advantages over other asset allocation vehicles. Specifically: ● As Exhibit I shows, iNotes do not have the abysmal index-tracking issues innate in leveraged and inverse exchange-traded funds (ETFs), so much so that the SEC has warned investors against using them. iNote leveraged and inversely indexed positions track perfectly. ● As Exhibit II shows, iNotes do not have the underperformance problem of ETFs linked to a futures price that is in "contango." ● As Exhibit III show, iNotes even produce value in a passive asset allocation strategy that cannot rely on using inverse or leveraged ETFs or can use futures contracts. Importantly, leveraged indexed positions create no "unrelated business taxable income" (UBTI). Exhibit IV shows how an iNote could be indexed to replicate any note indexed to futures prices. MarketPlus runs 24/7 with same day settlement. Moreover, investors can, at any time, make addi- tional investments into or redeem some or all of their iNote's balance with funds wired within two business days. At the end of each US trading day, the aggregate value of all outstanding iNotes is more than 100% supported by cash and T-bills held by a corporate trustee solely for the benefit of all iNote holders. Under no circumstances can MCC require an investor to make additional payments beyond their initial investment. MCC charges a 0.55% annualized fee on the amount that the investor has indexed, a 0.02% round- trip fee whenever an investor implements a new asset allocation or increases an existing asset allocation, and their advisor's "trailer fee," if any. No fee is charged on unindexed allocations. An investor's performance is unaffected by the MCC's internal transaction and operating costs and is solely a function of an investor's or their advisor's individual asset allocation decisions. Further, investors do not acquire any direct or undivided interest in any futures contract to which they index their iNote nor in any of the securities or other assets in which MCC holds invested funds. iNotes comply fully with the Trust Indenture Act of 1939. In sum, iNotes enable investors to manage their money in accordance with modern portfolio theory and rebalance or modify their asset allocations and risk exposures virtually whenever they want. Its key benefits also include: ● One-step broad asset diversification with precise risk/return exposure with half- hourly trading. ● Accurate tracking of the underlying futures price with no slippage and with the maximum loss limited to the amount invested. ● Always being able to assume and maintain a bearish position, whereas sometimes brokers may deny or call in a similar ETF short position. ● Investors earn full interest on "short proceeds." ● 100% tax deduction of adviser fees, including the ability to pay an RIA a "trailer fee" – neither of which is possible using ETFs. ● Tax-exempt investors implementing a leveraged position earn their return free of "unrelated business taxable income." ● Employee benefit plans and individual retirement accounts may invest in an iNote. ● All gains and losses are not recognized until the iNote investor realizes the value of their iNote. All in all, iNotes have many significant advantages compared to mutual funds, ETFs, and ETNs. Exhibit I

iNotes Performance Advantage Over "Beta" ETFs Since the early 1990s, a new type of mutual fund has grown in popularity. Termed, "enhanced index" or "beta" funds, these funds don't attempt to achieve "alpha" through stock selection but simply provide a multiple (thus, "beta") of an underlying stock index or futures price return. A variety of beta funds and now Exchange-Traded Funds are available that provide long and short, leveraged and unleveraged, exposure to the major stock indexes, bonds, and industrial sectors. Popular beta fund families include Rydex, ProFunds, ProShares, and Direxion. Direxion offers over 60 ±3.00 ETFs. Beta funds and ETFs work well in trending markets, but they have an inherent design problem that reduces return in a trading range market. Because these funds must reset their target beta (leveraged or short exposure) at the market close each day, they effectively put your gains to work at the target beta or takes your losses off the table daily. This daily resetting leads to what some experts term, "beta drift." As a result of this unavoidable design flaw, you have a smaller and smaller exposure while making money than when you are giving back. And, you have larger exposure while you are losing. As a result, when you are back at the price you first bought, you have lost money. The drain can be significant. In 2001, with the Nasdaq100 stock index down around 33% for the year (with a number of trading-range moves in the process), two popular –2.00 Nasdaq 100- indexed beta funds (which should have been up close to 66% except for expenses) were DOWN 5% and 7.4% respectively! On the other hand, since MarketPlus does not automatically reset your exposure (only you do so), your “effective beta” (Exposure / Equity) is higher after a loss and lower after a gain. Thus, in a round-trip market move with an iNote, you are back where you started (less accrued fees). Here is an example (ex-fees) from an eight-day round trip move in the S&P 500:

With an iNote, you were back even; with a –2.00 fund, you have lost an annualized 11.6%. As this issue became better known, firms begin taking action. Merrill Lynch will not allow sales of beta funds and, just recently, Fidelity stopped accepting orders. Nevertheless, investors continue to hold them. A recent estimate put the total at over $40 billion. Exhibit II iNotes Performance Advantage over the USO ETN When WTI Crude Oil Futures Are in Contango

The USO ETP ● USO, among the largest and most liquid oil ETPs available, delivers its exposure to oil using near-month futures. It holds front-month futures contracts on WTI crude oil ($WTIC), rolling into the next contract every month. ● USO is structured as a commodities pool, so long-term holders will be taxed on any gains even if they didn’t sell shares. ● AUM as of Oct 31, 2019: $1.26 billion. ● USO underperformance vs. WTI oil (EOD) from February 2, 2009 to July 14, 2010, a period when $WTIC was in contango.

Over this 17.5-month period, WTIC gained 90.0% while USO gained a very disappointing 20%, thanks to the impact of contango. To rub salt in the wound, a USO investor also had to pay a capital gains tax. * * * MarketPlus Capital Company's "iNote" does not have this disturbing tracking problem. After adjusting for all fees, it tracks WTIC perfectly. Moreover, any capital gain is not realized until the holder redeems all or part of their investment. Exhibit III iNotes Advantage in a Passive Investment Management Strategy

US pension funds are not permitted to short stock or use futures contracts. And, they avoid leveraging because of the tax on Unrelated Business Taxable Income to which tax-exempt firms are subject. With an iNote, however, a pension fund is not short, it is just long a negative beta. And, there is no borrowing, just long a higher (or more negative) beta. As a result, pension fund – or other passive investor – can s ignificantlye impr its rov isk-return results by using ane iN inot its efficient f rontier analysis:

Average leveraging across all categories in this analysis was 300%. Using an iNote to get the benefits of leveraging and having an inverse correlation in some asset categories enables the investor to target the exact risk-return they want.

Furthermore, an iNote can be "programmed" to automatically reimplement an asset allocation based simply on the calendar or upon the degree to which an existing allocation is out of balance. Exhibit IV iNotes Compared to SEK GSCI-TR Indexed Notes

SEK Note iNote Description Zero-Coupon GSCI-TR Indexed Notes Zero-Coupon Indexed Notes Issuer Swedish Export Credit Corporation MarketPlus Capital Company LLP Issuer Type US Corporation Bankruptcy Remote Single-Purpose Pay Interest No No Discount 0.17% 0% 100% Liquid Assets Held by a Credit Support Unsecured Debt of SEK Corporate Trustee Derivative Goldman Sachs Commodity Index – Investor-Selected Prices of Listed Component Total Return (TR) Futures Contracts (TR) TR Rate 91-Day US Treasury Bill Rate 91-Day US Treasury Bill Rate Interest Rate The notes do not bear interest The notes do not bear interest Form Book-entry only Book-entry only Denomination $100,000 + Multiplies of $10,000 $50,000 + Multiplies of $5,000 Redemption At maturity except for certain tax reasons On any trading day Complies with Yes Yes TIA of 1939 Derivative GSCI Index Weighting Indexed Amount and Multiple Component • Live Cattle 5.89% 5.89% +1.00 • Lean Hogs 2.56% 2.56%...... +1.00 • Cocoa 0.19% 0.19%...... +1.00 • Coffee "C" 0.94% 0.94%...... +1.00 • Sugar #11 2.38% 2.38%...... +1.00 • Silver 0.20% 0.20%...... +1.00 • Copper 1.89% 1.89%...... +1.00 ● ● ● ● ● ● ● ● ● • Primary Nickel 0.59% 0.59%...... +1.00 • Standard Lead 0.23% 0.23%...... +1.00 • Tin 0.10% 0.10%...... +1.00 • Natural Gas 9.53% 9.53%...... +1.00 • Gasoil 3.23% 3.23%...... +1.00 • OJ – Frozen 0.58% 0.58%...... +1.00