STANDARD RATE FROM £1,399* Registrations after 24 January
PAYMENTS EUROPE 3RD ANNUAL | 11-12 FEBRUARY, 2020 | LONDON
Meeting regulatory demands amidst continued innovation, disruption and evolution in expectations and capabilities
2020 HIGHLIGHTS INCLUDE: NEW PAYMENTS REQUEST TO PAY SECURE CUSTOMER BIGTECH ARCHITECTURE Reviewing opportunities AUTHENTICATION Potential disruption Building functionality of NPA with request to pay as a Implementing secure across the industry and RTGS and connecting payment concept to enhance customer authentication of BigTechs entering infrastructure globally customer experience requirements without payment infrastructure impacting customer journey
ISO 20022 PSD2/OPEN CUSTOMER CLOUD Designing architecture BANKING APPETITE Use of cloud technology to to implement ISO 20022 Industry response and uptake Customer appetite for manage payment demands requirements and mapping of PSD2/open banking and innovation: Balancing and stay ahead of continuous data to new formatting impacts of open APIs on capability with demand and evolution business models customer expectation
HEAR FROM INDUSTRY PROFESSIONALS INCLUDING:
Nicola J. Coyne Heike Winter Joanne Towers Juergen Von Der Lehr James Barclay Director, Head of Director, Digitalisation Managing Director, Managing Director, Executive Director, Immediate Payments, in Payments Regional Head of Head of Daily banking Wholesale Payments Global Payments Deutsche Bundesbank Payments and Cards and Payments J.P. Morgan Solutions Product for Europe ING Bank Barclays HSBC
Alex Roy Andrew Smith Chris Higham Dougie Belmore Samuel Jeyakumar Head of Consumer Chief Technology Head of Strategy and Head of Head of Distribution Policy Officer Change - Payments Payments, CYBG Architecture FCA Clear Bank Virgin Money Clydesdale Bank Metro Bank
CO-SPONSOR: CPD ACCREDITATION:
BRING THE TEAM 50% 3RD ATTENDEE GETS 50% OFF 1 2 OFF when registering at the same time
E: [email protected] T: +44 (0) 207 164 6582 #paymentseurope www.cefpro.com/payments PAYMENTS EUROPE | 3RD ANNUAL | 11-12 FEBRUARY, 2020 | LONDON
WHY ATTEND? The main benefit of Center for Financial Professionals’ conferences is networking. Here you meet old friends and make new ones who have experiences and insights that they are willing to share. This sharing helps delegates improve their job performance through new skills or better practices. This synergy from multiple experts’ sharing ideas is difficult to replicate Director of Enterprise-Wide Risk, BOK Financial
It’s always good to share views with fellow managers and experts, and in my case as the representative of relatively small institution, it’s especially important to have the chance to get familiar with solutions adopted by major banking groups. Director of Credit Portfolio Management, Bank Pocztowy
CO-SPONSOR:
Aerospike will be sponsoring the Payments Europe Summit 2020. SPONSORSHIP & VENUE: EXHIBITION Advance your branding, ETC VENUES MONUMENT, 8 EASTCHEAP, LONDON, EC3M 1AE awareness, industry expertise, thought-leadership and lead- generation at the upcoming 3rd Annual Payments Europe.
Sponsorship and exhibition with The Center for Financial Professionals offers unique networking, brand recognition and thought-leadership deliverance opportunities with senior risk professionals from around the world. Whether you want full branding across the event or simply a well- positioned exhibition stand, our business development team will tailor the right package for you. We do everything we can to help you get your marketing message across and also to benchmark the return on your investment. We are pleased to announce that our courses have been independently evaluated for Continuing Professional Development purposes by The CPD Certification Service. For more information This means our courses comply with universally accepted please call us on principles of Continual Professional Development (CPD) +44 (0) 20 7164 6582 and have been structured to meet the criteria of personal or email development plans. [email protected]
E: [email protected] T: +44 (0) 207 164 6582 #paymentseurope www.cefpro.com/payments PAYMENTS EUROPE | 3RD ANNUAL | 11-12 FEBRUARY, 2020 | LONDON AGENDA DAY ONE | 11 FEBRUARY
08:00 REGISTRATION AND BREAKFAST INSTANT PAYMENTS 13:30 State of play and challenges in Europe with instant payments • Convergence across instant payments and card transactions 08:50 CHAIR’S OPENING REMARKS • Card transactions of the future with instant account transfers • P2P payments schemes with instant transfer Vikas Munshi, Enterprise Security Architect, ING Group • Instant Payments as potential basis for a European payment solutio
Heike Winter, Director, Digitalisation in Payments, Deutsche Bundesbank REGULATION – PANEL DISCUSSION 9:00 Managing compliance to the evolving regulatory landscape amidst political uncertainty • Staying aligned with stringent regulations 14:10 Data platform advances for cross-bank, cross-border • Impact on the industry and consumers of changes instant payments • Aligning requirements with changes to customer behaviour • Issues with bank pre-existing underlying infrastructure for instant payments • Reviewing regulatory landscape and future changes • How to decide whether to enhance existing infrastructure with an instant • Keeping up with the pace of change payment module or to pursue broader modernization with a central platform • Operating in a global environment or payments hub • How the European Central Bank modernized the TIPS system Hendrik van der Watt, Chief Enterprise Architect Payments, Danske Bank Gianluca D’Imperio, Group CIB Compliance, UniCredit S.p.A. Alistair Brown, Global Head of Payments, EPAM Caitriona Whelan, Managing Director Legal and Compliance Executive, Payen.
REQUEST TO PAY 14:50 Reviewing opportunities with request to pay as a payment NEW PAYMENTS ARCHITECTURE concept to enhance customer experience 9:50 Building functionality of NPA and RTGS and connecting • Request to pay: description and the current status of the EPC scheme infrastructure globally • Interaction with regulatory change and new payments architectures • What do they mean for the industry? • Changes to card payment industry and merchant costs • Nordics P27 case study • Uses for customers and corporate payments • Similarities and differences across approaches • Connecting all banks to a solution • Aligning UK payment schemes • Building functionality for instant payments and high values Francis De Roeck, Global Cash Management, Payment Regulations, • Adoption across the industry to allow use BNP Paribas • Level of AML across banks • Process mapping end to end
Chief Enterprise Architect Payments, Hendrik van der Watt, Danske Bank 15:30 AFTERNOON REFRESHMENT BREAK AND NETWORKING
10:30 MORNING REFRESHMENT BREAK AND NETWORKING PSD2/OPEN BANKING 16:00 Industry response and uptake of PSD2/open banking and impacts of open APIs on business models 11:00 Data challenges under new payments architectures: Bridging • Managing fraud risk with access to data the old and the new • Competitive risk with new players coming in • Moving from legacy datasets to structured datasets • Technology readiness of banks and card schemes/merchants • Making old products work on new datasets • API adoption enhancing security and GDPR compliance • Identifying where data is stored across the organisation • FinTech use of APIs to enhance customer experience • Understanding whether current applications can manage new format • How open should open banking be? • Bridging the old and the new • Level of awareness amongst merchants and consumers • Moving towards a single source of data across the sector Juergen Von Der Lehr, Managing Director, Head of Daily banking and Samuel Jeyakumar, Head of Architecture, Metro Bank Payments, ING Bank
BREXIT – PANEL DISCUSSION STRONG CUSTOMER AUTHENTICATION – PANEL DISCUSSION 11:40 Reviewing progress towards Brexit and impact on access to 16:40 Implementing secure customer authentication requirements in payments across UK and Europe a proportionate way without impacting customer journey • New legislation in event of a hard Brexit • Positively identifying customers and allowing them to make payments o Interpretation of legislation • Security of contactless payments • Changes to EU and rest of the world payments • Impact on corporate subscription companies: First payment authenticated • Impact on customers with less protection between EU and UK payments with new requirements • Impact on client base with trade restrictions o Impact on customer retention levels • Impact on SEPA and potential costs to customers • Impact of postponements on third party providers • Passporting services across Europe • Developing business models around authentication • Progress towards implementation with delays Nicola J. Coyne, Director, Head of Immediate Payments, Global Payments o Fragmentation with different jurisdictions announcing different extension Solutions, Barclays dates Caitriona Whelan, Managing Director Legal and Compliance Executive, • Three step authentications with unique customer identifier Payen Head of Consumer Distribution Policy, James Barclay, Executive Director, J.P. Morgan Alex Roy, FCA Nadeem Haque, Head of Open Banking and Partnerships, Barclays Bank PLC Chris Higham, Head of Strategy and Change - Payments, Virgin Money 12:30 LUNCH BREAK AND NETWORKING
17:30 CHAIR’S CLOSING REMARKS
17:40 END OF DAY ONE AND DRINKS RECEPTION
*PLEASE NOTE THIS AGENDA IS SUBJECT TO CHANGE*
E: [email protected] T: +44 (0) 207 164 6582 #paymentseurope www.cefpro.com/payments PAYMENTS EUROPE | 3RD ANNUAL | 11-12 FEBRUARY, 2020 | LONDON AGENDA DAY TWO | 12 FEBRUARY
08:00 REGISTRATION AND BREAKFAST CLOUD 13:20 Use of cloud technology to manage payment demands and stay ahead of continuous evolution 08:50 CHAIR’S OPENING REMARKS • Increase in volume of payments and demand for availability of systems Matt Bushell, Director of Product and Solutions Marketing, Aerospike • Round the clock demand for access to payments • Resiliency of payments infrastructure • Use of cloud technology to manage payment demands • Using cloud to support payments business CYBER AND FRAUD 9:00 Mitigating increased risk of fraud and increasing cyber security Andrew Smith, Chief Technology Officer, Clear Bank with increased digitalisation of the industry • Disruption to what customers can access • Safeguards moving to a more digital world • Institutions working on internal legacy servers • Maintaining servers outside the company BIOMETRICS • Rapid global expansion of payments • Balancing protecting the customer and experience 14:00 The future of identification: Securing identity in a digital • Re-educating the customer as to the threat landscape world for payments using biometrics • Introduction of wearables • Moving the industry forward with technology • Using chips as identification and payment Vikas Munshi, Enterprise Security Architect, ING Group • Chinese markets use of facial recognition over chip and pin • Augmented identity • Protecting identity in the digital and physical world • The future of payments: the next wave of biometrics
Giuseppe Era, Product Manager Mobile Payments, Intesa Sanpaolo INNOVATION – PANEL DISCUSSION 9:40 Evolution of payments infrastructure and future outlook with increased non-bank entrants in the market • Keeping up with nimble nature of non-bank entrants • Evolution of FinTech payment infrastructure 14:40 AFTERNOON REFRESHMENT BREAK AND NETWORKING • What does the future look like for payments? • Disruption models of new banks and payment providers • Broadening bank capabilities through collaboration • Cross border and foreign exchange opportunities • Tech companies entering value chain and interacting with customers • Fulfilling regulatory requirements across collaborations 15:10 Money in the 21st Century • Definitions of money, Dougie Belmore, Head of Payments, CYBG, Clydesdale Bank • Money Creation in a modern economy Vikas Munshi, Enterprise Security Architect, ING Group • The role of money in national and international payments Joanne Towers, Managing Director, Regional Head of Payments and Cards • Basket currencies and their role in international finance Product for Europe, HSBC • J M Keynes and the “Bancor” • Mark Carney’s proposal for a “Synthetic Hegemonic Currency” • Digital National Currencies • Digital Private Currencies “Libra” • Cryptocurrencies or Crypto Assets? “Bitcoin”
10:30 MORNING REFRESHMENT BREAK AND NETWORKING Brandon Davies, Non Executive Director, Obillex Limited and Lintel Financial Services Limited
ISO 20022 15:50 Closing panel 11:00 Implementing ISO 20022 for the UK’s high-value payments • Moving from old payments infrastructure Hendrik van der Watt, Chief Enterprise Architect Payments, Danske Bank • Turning data into a product: Increased richness of data Chris Higham, Head of Strategy and Change – Payments, Virgin Money • The future of core banking systems Dougie Belmore, Head of Payments, CYBG, Clydesdale Bank • Operating at maximum efficiency • Ability of customer to handle MX and MT SWIFT messages • Using to manage risk and fraud • Creating data driven propositions in an open banking world 16:40 CHAIR’S CLOSING REMARKS • Use of unstructured data
James Southgate, Senior Manager, Bank of England 16:50 END OF SUMMIT
*PLEASE NOTE THIS AGENDA IS SUBJECT TO CHANGE*
BIGTECH 11:40 Potential disruption across the industry of BigTechs entering payment infrastructure • Development of Facebook Libra Coin BRING THE TEAM • Creating a currency backed by main currencies • Peer to peer payments 3RD ATTENDEE GETS 50% OFF • AML requirements • Coexisting with current infrastructure when registering at the same time Aleksi Grym, Head of Digitalisation, Bank of Finland 50% 1 2 OFF 12:20 LUNCH BREAK AND NETWORKING
E: [email protected] T: +44 (0) 207 164 6582 #paymentseurope www.cefpro.com/payments PAYMENTS EUROPE | 3RD ANNUAL | 11-12 FEBRUARY, 2020 | LONDON
2020 SPEAKERS
James Barclay Giuseppe Era James Southgate Executive Director, Product Manager Senior Manager J.P. Morgan Mobile Payments Bank Of England Intesa Sanpaolo
Joanne Towers Dougie Belmore Managing Director, Aleksi Grym Head of Payments, Regional Head of Head of Digitalisation CYBG Payments and Cards Bank of Finland Alex set up the new Consumer Distribution Policy Department in the FCA inProduct October 2018 and is for Europe Clydesdale Bank responsible for policy development across Banking, Payments, Mortgages, General Insurance and Claims Management Companies. Particular challenges include the successful implementation of Strong Customer Authentication, increasing innovation in Payments and the HSBCdesire to help facilitate Open Finance in the UK. He joined the FCA in 2014 and has been working on a variety of policy and strategy roles including leading the team developing the FCA’s Mission. Alex started working life as an economist before moving to a policy focus at the Association of British Insurers where he led their work on the Retail Distribution Review.
Alistair Brown Nadeem Haque Alex Roy Global Head of Head of Open Banking Head of Consumer Payments and Partnerships Distribution Policy EPAM Barclays Bank PLC FCA
Matt Bushell Hendrik van Director of Product Chris Higham der Watt and Solutions Head of Strategy and Chief Enterprise Marketing Change - Payments Architect Payments Aerospike Virgin Money Danske Bank
Nicola J. Coyne Juergen Von Director, Head of Der Lehr Immediate Payments, Samuel Jeyakumar Managing Director, Head of Architecture Global Payments Head of Daily banking Solutions Metro Bank and Payments Barclays ING Bank
Brandon Davies Non Executive Vikas Munshi Caitriona Whelan Managing Director Director Enterprise Security Architect Legal and Compliance Obillex Limited Executive and Lintel Financial ING Group Payen Services Limited
Francis De Roeck Andrew Smith Heike Winter Global Cash Chief Technology Director, Digitalisation Management, Officer in Payments Payment Regulations Clear Bank Deutsche BNP Paribas Bundesbank
Gianluca D’Imperio Group CIB BRING THE TEAM 50% Compliance 3RD ATTENDEE GETS 50% OFF 1 2 OFF UniCredit S.p.A. when registering at the same time
E: [email protected] T: +44 (0) 207 164 6582 #paymentseurope www.cefpro.com/payments REGISTRATION FORM PLEASE REGISTER THE FOLLOWING DELEGATE(S) DELEGATE 1: Miss Ms Mrs Mr Dr Other Name PAYMENTS EUROPE Position VENUE: Organisation ETC VENUES MONUMENT, 8 Address EASTCHEAP, LONDON, EC3M 1AE OTHER METHODS TO REGISTER Country Zip/Postal Code By telephone: +44 (0) 20 7164 6582 Telephone Fax Online: www.cefpro.com/payments E-mail Email: [email protected]
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