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Xoom Rolls out Domestic Money Transfer Services in the U.S
Xoom Rolls Out Domestic Money Transfer Services in the U.S. November 12, 2019 PayPal's international money transfer service works with Walmart and Ria to offer cash pick-up in minutes at 4,700 Walmart and 175 Ria locations across the country SAN JOSE, Calif., Nov. 12, 2019 /PRNewswire/ -- Xoom, PayPal's international money transfer service, today rolled out the ability for customers to send money to recipients in the U.S. for the first time. Through strategic alliances with Walmart and Ria, Americans can now use Xoom to send money fast for cash pick-up typically in minutes at nearly 5,000 locations across the country*. Xoom's services potentially benefit more than 44 million foreign-born people in the U.S.1 who send remittances to family and friends in their home countries. With the introduction of domestic money transfer services, Xoom will now serve even more customers, including more than half of Americans who make domestic person-to-person (P2P) payments2. Using Xoom's mobile app or website, consumers will have the ability to send money quickly and securely for cash pick-up at any Walmart or Ria-owned store in the U.S. "Many of our customers in the U.S. already send money to loved ones in the country, and they usually prefer that the money is available right away," shared Julian King, Xoom's Vice President and General Manager. "This rollout reinforces our commitment to make money transfers fast, easy and affordable for everyone, whether they are at home or on-the-go." "At Ria, we are delighted to further consolidate our relationship with Xoom and Walmart," said Juan Bianchi, CEO of Euronet's Money Transfer Segment. -
Pear Tree Quality Fund 6/30/21
Pear Tree Quality Fund 6/30/21 Security Names CUSIP Shares Value Compass Group Plc (b) '20449X302 197,348 4,229,464 SAP AG (b) '803054204 31,197 4,381,931 Wells Fargo & Company '949746101 142,399 6,449,251 Facebook, Inc. (a) '30303M102 14,566 5,064,744 3M Company '88579Y101 23,286 4,625,298 TJX Companies, Inc. (The) '872540109 76,502 5,157,765 UnitedHealth Group, Inc. '91324P102 21,777 8,720,382 Unilever Plc (b) '904767704 66,698 3,901,833 Roche Holding Ltd. (b) '771195104 109,203 5,131,449 LVMH Moët Hennessy-Louis Vuitton S.A. (b) '502441306 13,407 2,115,625 Accenture Plc 'G1151C101 24,969 7,360,612 Apple, Inc. '037833100 64,471 8,829,948 U.S. Bancorp '902973304 127,975 7,290,736 Abbott Laboratories '002824100 29,145 3,378,780 Coca-Cola Company (The) '191216100 138,093 7,472,212 Safran SA 0 30,650 4,249,998 American Express Company '025816109 28,572 4,720,952 Johnson & Johnson '478160104 38,189 6,291,256 Merck & Co., Inc. '589331107 48,205 3,748,903 Lyft, Inc. '55087P104 54,438 3,292,410 Visa, Inc. '92826C839 12,474 2,916,671 Adobe Systems Incorporated (a) '00724F101 4,873 2,853,824 Nestle, S.A. (b) '641069406 12,654 1,578,460 Quest Diagnostics Incorporated '74834L100 22,758 3,003,373 Oracle Corporation '68389X105 87,878 6,840,424 Microsoft Corporation '594918104 45,416 12,303,194 Alphabet, Inc. Class C (a) '02079K107 1,589 3,982,542 salesforce.com, inc. -
TOBAM Maximum Diversification All World Developed USD
TOBAM Maximum Diversification All World Developed USD 31/03/2020 Instrument Weight APACHE CORP 0.00% BAKER HUGHES CO 0.02% BP PLC 0.22% CABOT OIL & GAS CORP 0.07% CANADIAN NATURAL RESOURCES 0.04% CENOVUS ENERGY INC 0.01% CHEVRON CORP 0.08% CONCHO RESOURCES INC 0.02% CONOCOPHILLIPS 0.09% DIAMONDBACK ENERGY INC 0.01% ENI SPA 0.05% EOG RESOURCES INC 0.06% EQUINOR ASA 0.04% GALP ENERGIA SGPS SA-B SHRS 0.02% HALLIBURTON CO 0.02% HOLLYFRONTIER CORP 0.01% IDEMITSU KOSAN CO LTD 0.01% IMPERIAL OIL LTD 0.01% INPEX HOLDINGS INC 0.02% INTER PIPELINE FUND LP-A 0.01% MARATHON OIL CORP 0.01% NATIONAL OILWELL VARCO INC 0.01% NESTE OIL OYJ 0.51% NOBLE ENERGY INC 0.01% OCCIDENTAL PETROLEUM CORP 0.03% OMV AG 0.02% PIONEER NATURAL RESOURCES CO 0.03% SCHLUMBERGER LTD 0.03% SUNCOR ENERGY INC 0.07% AGNICO-EAGLE MINES 0.52% AIR LIQUIDE 0.17% AKZO NOBEL 0.03% AMCOR PLC-CDI 0.02% APTARGROUP INC 0.02% TOBAM Maximum Diversification All World Developed USD 31/03/2020 Instrument Weight AVON RESOURCES LTD 0.20% BALL CORP 0.06% CCL INDUSTRIES INC - CL B 0.01% CHR HANSEN HOLDING A/S 0.05% CLARIANT AG-REG 0.01% CORTEVA INC 0.04% CRODA INTERNATIONAL PLC 0.02% EMS-CHEMIE HOLDING AG-REG 0.01% FIRST QUANTUM MINERALS LTD 0.01% FORTESCUE METALS GROUP LTD 0.04% FRANCO-NEVADA CORP 1.01% GIVAUDAN-REG 0.07% INTL FLAVORS & FRAGRANCES 0.04% JAMES HARDIE INDUSTRIES-CDI 0.01% KANSAI PAINT CO LTD 0.01% KIRKLAND LAKE GOLD LTD 0.31% LINDE PLC 0.03% MARTIN MARIETTA MATERIALS 0.03% MOSAIC CO/THE 0.01% NEWCREST MINING LTD 0.60% NEWMONT CORP 1.89% NIPPON PAINT CO LTD 0.03% NORTHERN STAR RESOURCES -
Fisrt Ever Gold for Indian Womens TT Team at CWG 2018 Gold Coast, Australia
Fisrt ever Gold for Indian Womens TT team at CWG 2018 Gold coast, Australia. Manika Batra created history by helping India win two matches in the finals against Singapore to win its first ever gold medal in women's team events category along with winning another gold in womens singles event. This historic win was supported by Pune city paddler and Chatrapati award winner Pooja Sahasrabudhe - Koparkar. The womens indian TT team also included Sutirtha Mukherjee, Madhurika Patkar Torgalkar and Mouma Das. Indian Table tennis Team showed Incredible performance by winning 8 medals at CWG 2018. Manika Batra won 2 gold medals, 1 silver medal in womens doubles event paring along with mouma das and 1 bronze medal in mixed doubles category along with G. Sathiyan. Whereas Indian Mens team also won a gold medal in team events. The indian mens squad includes A.Sharathkamal, G.Sathiyan, A.Amalraj, Harmeet Desai and Sanil Shetty A. Sharath Kamal won bronze medal in mens singles category while G.Sathiyan paired with Sharath Kamal to win a Silver medal in mens doubles event and Sanil shetty paired with Harmeet desai to win bronze in mens doubles event category. Indian women’s team at gold Coast 2018 Indian women’s team at gold Coast 2018 Victorious Women's Team Gold Medalists - (L-R) Manika Batra, Madhurika Patkar, Mouma Das, Suthirtha Mukherjee and Pooja Sahasrabudhe Indian women’s team at gold Coast 2018 Suthirtha Mukherjee and Pooja Sahasrabudhe in action in the Women's Doubles Finals at the Gold Coast Games 2018. Indian Men’s team at gold Coast 2018 Victorious Men's Team Gold Medalists - (L-R) Achanta Sharath Kamal, Anthony Amalraj, Sathiyan Gnanasekaran, Sanil Shetty & Harmeet Desai Indian Men’s team at gold Coast 2018. -
Moving Forward. Driving Results. Euronet Worldwide Annual Report 2004 Report Annual Worldwide Euronet
MOVING FORWARD. DRIVING RESULTS. EURONET WORLDWIDE ANNUAL REPORT 2004 REPORT ANNUAL WORLDWIDE EURONET EURONET WORLDWIDE ANNUAL REPORT 2004 The Transaction Highway At Euronet Worldwide, Inc. secure electronic financial transactions are the driving force of our business. Our mission is to bring electronic payment convenience to millions who have not had it before. Every day, our operations centers in six countries connect consumers, banks, retailers and mobile operators around the world, and we process millions of transactions a day over this transaction highway. We are the world's largest processor of prepaid transactions, supporting more than 175,000 point-of-sale (POS) terminals at small and major retailers around the world. We operate the largest pan-European automated teller machine (ATM) network across 14 countries and the largest shared ATM network in India. Our comprehensive software powers not only our own international processing centers, but it also supports more than 46 million transactions per month for integrated ATM, POS, telephone, Internet and mobile banking solutions for our customers in more than 60 countries. Glossary ATM – Automated Teller Machine EMEA - Europe, Middle East and Africa An unattended electronic machine in a public Euronet has an EMEA regional business unit in place that dispenses cash and bank account the EFT Processing Segment. information when a personal coded card is EPS - Earnings per Share used. A company's profit divided by each fully-diluted Contents EBITDA - Earnings before interest, taxes, share of common stock. depreciation and amortization 3...Letter to Our Shareholders E-top-up – Electronic top up EBITDA is the result of operating profit plus The ability to add airtime to a prepaid mobile 5...2004 Company Highlights depreciation and amortization. -
ANNUAL REPORT June 30, 2021
JOB TITLE SA FUNDS AR REVISION 8 SERIAL <12345678> TIME Friday, August 27, 2021 JOB NUMBER 393837-1 TYPE PAGE NO. I ANNUAL REPORT June 30, 2021 PORTFOLIOS OF INVESTMENTS SA U.S. Fixed Income Fund SA Global Fixed Income Fund SA U.S. Core Market Fund SA U.S. Value Fund SA U.S. Small Company Fund SA International Value Fund SA International Small Company Fund SA Emerging Markets Value Fund SA Real Estate Securities Fund SA Worldwide Moderate Growth Fund Beginning on January 1, 2022, as permitted by regulations adopted by the Securities and Exchange Commission, we intend to no longer mail paper copies of each Fund’s shareholder reports, unless you specifically request paper copies of the reports from the SA Funds - Investment Trust (the “Trust”) or from your financial intermediary, such as a broker-dealer or bank. Instead, the reports will be made available on the Trust’s website (http://www.sa-funds.com), and you will be notified by mail each time a report is posted and provided with a website link to access the report. If you already elected to receive shareholder reports electronically, you will not be affected by this change and you need not take any action. You may elect to continue to receive paper copies of all future reports free of charge. If you invest through a financial intermediary, you may contact your financial intermediary to request that you continue to receive paper copies of your shareholder reports. If you invest directly with the Trust, you may inform the Trust that you wish to continue receiving paper copies of your shareholder reports by contacting us at (844) 366-0905. -
India's National Security Annual Review 2010
Downloaded by [University of Defence] at 01:22 24 May 2016 India’s National Security Annual Review 2010 Downloaded by [University of Defence] at 01:22 24 May 2016 216x138 HB + 8colour pages ii Ç India’s National Security This series, India’s National Security: Annual Review, was con- ceptualised in the year 2000 in the wake of India’s nuclear tests and the Kargil War in order to provide an in-depth and holistic assessment of national security threats and challenges and to enhance the level of national security consciousness in the country. The first volume was published in 2001. Since then, nine volumes have been published consecutively. The series has been supported by the National Security Council Secretariat and the Confederation of Indian Industry. Its main features include a review of the national security situation, an analysis of upcoming threats and challenges by some of the best minds in India, a periodic National Security Index of fifty top countries of the world, and a chronology of major events. It now serves as an indispensable source of information and analysis on critical national security issues of India. Downloaded by [University of Defence] at 01:22 24 May 2016 India’s National Security Annual Review 2010 Editor-in-Chief SATISH KUMAR Downloaded by [University of Defence] at 01:22 24 May 2016 LONDON NEW YORK NEW DELHI Under the auspices of Foundation for National Security Research, New Delhi First published 2011 in India by Routledge 912 Tolstoy House, 15–17 Tolstoy Marg, Connaught Place, New Delhi 110 001 Simultaneously published in the UK by Routledge 2 Park Square, Milton Park, Abingdon, Oxon, OX14 4RN Routledge is an imprint of the Taylor & Francis Group, an informa business Transferred to Digital Printing 2011 © 2010 Satish Kumar Typeset by Star Compugraphics Private Ltd D–156, Second Floor Sector 7, NOIDA 201 301 All rights reserved. -
November 2019
IssueIssue 228 390 | September | November 2004 2019 Banking Automation BULLETIN Banks reduce their footprint as branches get smarter Can the global cards market keep growing at its current rate? UnionPay retains largest share of global card expenditure Information sharing still seen as key to crime prevention Cash and ATM usage continue to decline in the UK Country profile: Singapore Published by RBR since 1979 www.rbrlondon.com/bulletin Issue 390 | November 2019 First published in December 1979 Banking Automation BULLETIN 2 ATM & CYBER SECURITY Information sharing still seen as key to crime prevention Can the global cards 4 GMV PERSPECTIVE And now Windows 10... Are you serious? market keep growing 6 BRANCH BANKING Banks reduce their footprint as branches get at its current rate? smarter 8 EURONET WORLDWIDE PERSPECTIVE Innovation for a changing payments landscape If you hear that $31 trillion was spent on purchases 10 DIEBOLD NIXDORF PERSPECTIVE globally in 2018 that sounds impressive. Exactly how Self-Service in the branch and as the branch impressive is hard to gauge – with an adult population of 4.6 billion, the world is a 12 GLOBAL CARDS AND PAYMENTS big place after all. UnionPay retains largest share of global card expenditure What is unambiguously impressive, however, is that the amount spent on payment UK CHARITIES cards grew 22% last year, having increased by 13% the year before. In other 13 UK charities adapt to an increasingly cashless words, the already large global payment cards market is not just growing fast, but society growth is accelerating. 15 CASH IN THE UK The results from RBR’s latest Global Payment Cards Data and Forecasts study allow Cash and ATM usage continue to decline in forensic analysis of a market which seemingly has multiple drivers simultaneously the UK pushing it to ever greater heights – economic growth, increased banked population, 16 NEWS BULLETIN penetration into new segments, changing customer behaviour, to name just a few. -
Diebold Nixdorf, Incorporated (Exact Name of Registrant As Specified in Its Charter)
Annual Report Transforming the Business Model to Generate Strong Free Cash Flow aanndd RReettuurrnn oonn IInnvveesstteedd CCapital1 The company is seeking to leverage its operating rigor and strong financial performance during 2020 to increase profitability, free cash flow generation and return on invested capital (ROIC) in 2021. $480 – $140 – $500 $170 ~18% 15% $453 $93 9% $401 $57 2019 2020 2021E 2019 2020 2021E 2019 2020 2021E Adjusted EBITDA1,2 Free Cash Flow 1,2 ROIC 1,2 Leveraging Competitive Differentiation for Growth Expecting 3% – 5% Revenue Growth in 2021 due to a strong product backlog and growth areas which include: $4,409 $4,000 – $4,100 $3,902 DN SeriesTM DN SeriesTM EASY DN AllConnectSM Data ATMs Self-Checkout Engine IoT-Enabled Solutions Service Model 2019 2020 2021E Revenue1 Managed Services Cloud-Native for Retailers and VynamicTM Payments Financial Institutions & Retail Software 1 All $ amounts are shown in millions. Company Outlook for 2021 provided on February 10, 2021. 2 Adjusted EBITDA, Free Cash Flow and ROIC are non-GAAP metrics. Please refer to “Notes for non-GAAP Measures,” following the “Exhibits” section of this report, for more information. Dear Shareholders Against the backdrop of a global pandemic, Diebold Nixdorf demonstrated the resiliency of its business model and a strong operating rigor in 2020. I am gratified by the many ways in which our employees adapted and responded to a dynamic and highly uncertain macro-environment. We cared for our employees, delivered for our customers, contributed to the well-being of our communities and generated strong financial results. Looking forward, we intend to build on this solid foundation in order to bring our DN Now transformation to a successful conclusion and evolve the business to deliver a balance of top-line growth, continuous operating improvements and significantly stronger free cash flow. -
9043 211 311 / 411 Tnpsc Current Affairs – April 2018
CHENNAI IAS ACADEMY – 9043 211 311 / 411 TNPSC CURRENT AFFAIRS – APRIL 2018 CHENNAI IAS ACADEMY Vellore & Tiruvannamalai ENGLISH MEDIUM www.chennaiiasacademy.com chennaiiasacademy Contact : 9043 211 311 / 411 1 CHENNAI IAS ACADEMY – 9043 211 311 / 411 Current Affairs For TNPSC Examinations April 2018 SI CONTENTS PAGE.NO .NO 1. TAMILNADU 01 – 04 2. NATIONAL 04 – 27 3. INTERNATIONAL 28 – 35 4. APPOINTMENTS & 35 – 47 RESIGNS 5. AWARDS 48 – 63 6. SCIENCE AND 63 – 72 TECHNOLOGY 7. ENVIRONMENT 72 – 73 8. BOOKS AND AUTHORS 73 – 74 9. SPORTS 75 – 84 10. IMPORTANT DAYS 84 – 91 11. PRACTICE QUESTIONS 91 – 94 2 CHENNAI IAS ACADEMY – 9043 211 311 / 411 Tamil Nadu Tamil Nadu government launched Amma Free will develop a strategic partnership. ShinMayway Wi-Fi zones in 5 cities of Tamil Nadu on US-2 is a unique aircraft. It is the only ‗in-service‘ 5th April 2018. open sea-capable amphibian aircraft with advanced This scheme was announced by former equipment suitable for rough sea operations. Tamil Nadu Chief Minister J.Jayalalithaa in September 2016. It was said that Wi-Fi zones will The four-day DefExpo begins Tenth edition of be set up in 50 spots, mainly in larger bus terminals, India‘s mega defence exhibition, DefExpo 2018 parks and commercial complexes. Amma Free Wi- began at Thiruvidanthai (on the outskirts of Fi zones have been introduced at the following five Chennai) on April 11, 2018. locations namely Labour Statue at Marina, Chennai, Central Bus stand at Salem,Central Bus stand at Tiruchirappalli, Gandhipuram Bus Stand in Coimbatore and Mattu Thavani Bus Stand in Madurai.Users of Amma Free Wi-Fi zones will be offered 20 minutes of free internet service per day. -
Appolo Study Centre
APPOLO STUDY CENTRE GENERAL AWARENESS PRACTICE MCQs FOR BANK EXAMINATIONS 2014 1. Who headed the committee which submitted its report on February 7, 2014 regarding Financial Bench Marks (appointed by RBI)? a) Prakash Bakshi b) Damodaran c) Vijaya Bhaskar d) D.Subba Rao e) None of the above 2. Which among the following is correct and full form of CAS in context with banking markets in India? a) Cash Authorized Scheme b) Credit Authorized Scheme c) Credit Access Systemd) Credit Arrangement System e) Cash Accreditation Scheme 3. Money laundering refers to which of the following? a) Conversion of assets into cash b) Conversion of Black money gained from illegal activities to white money c) Conversion of cash into gold d) Conversion of gold into cash e) Conversion of shares into cash 4. Account for conversion of physical securities into electronic form is know as? a) NRI Account b) Foreign Account c) Trio Account d) Current Account e) DEMAT (Dematerialisation)Account 5. What is "Hot Money"? a) Flow of funds (or capital) from one country to another in order to earn a short-term profit on interest rate differences and/or anticipated exchange rate shifts. b) Hard Currency c) Soft Currency d) Foreign Assets e) All of these 6. RBI has decided to prescribe a minimum CRAR for StCBS /CCBs of 9% to be achieved in a phased manner over a period of 3 years as indicated below a) 3 years b) 4 years c) 5 yeasrs d) 2 years e) No such restriction 7. PFRDA stands for? a) Provident Fund Regulatory and Development Authority b) Preferential Fund Regulatory and Development Authority c) Permanent Fund Regulatory and Development Authority d) Pension Fund Regulatory and Development Authority e) None of these PH: 24339436, 42867555, 9840226187 8. -
Desizn Circle G.K. (MARCH 2018) 1. Who Appointed As New Deputy
Desizn Circle G.K. (MARCH 2018) 1. Who appointed as new Deputy Election Commissioner of India? - C. Bhushan Kumar 2. Which state recently raised retirement age from 60 to 62 for employees? - Madhya Pradesh 3. Which country launches twin BeiDou-3 navigation satellites into space? – China 4. The Election Commission of India operates under which article of the authority of Constitution? A) Article 329 B) Article 333 C) Article 318 D) Article 324 Ans. D (Article324) 5. Grasslands & Regions • Pampas - South America • Prairies - North America • Velds - South Africa • Steppes - Asia • Dawns – Australia • Canterbury - New Zealand • Savannahs - East Africa • Campos – Brazil • Lianos - Venezuela • Taiga - Europe & Asia • Pustaz – Hungary 6. Who becomes 1st woman to head UN political affairs? – Rosemary Di Carlo 7. NASA set2send 1st ever mission to explore the deep interior of? - Mars 8. Scientists identified a new organ in the human body, its help in understanding the spread of cancer within the body? - Interstitium 9. Which is the most backward district in India, as per latest report by NITIAayog? - Mewat, & Haryana 10. Which is the best performing district in India, as per report by Niti Aayog? - Vizianagaram & AP 11. Who becomes new Prime Minister of Ethiopia ? – Abiy Ahmed 12. Which domestic Indian airline has introduced its first set of male cabin crew? - Vistara 13. Which state government has launched toll-free helpline 181- Sakhi for women? - Assam 14. Who was appointed as the new Director General Border Roads? - Harpal Singh 15. Articles related to Vice President (63-73) Articles 63. Vice-president of India Articles 64. Ex-officio Chairman of Council of States Articles 65.