Beaver County 2020-2021 Senior Resource Guide In cooperation with the Beaver County Office on Aging

For caregivers. For professionals. For you. Welcome Table of Contents

Beaver County Office on Aging Legal, Tax and Other Matters Beaver County Office on Aging’s Funeral Planning 52 Staying Connected Programs and Services 6-15 Final Details 53 Advance Directives and Powers of Attorney 54 Healthcare Resources Legal Resources 55 Caregiver’s Support 16 Tax Information 56 Adult Day Services 18 Utility Assistance 57 Home Health/Agencies 20 Consumer Advocacy and In-Home Service, Other Resources Non-Medical Care ?? Consumer Advocacy 58 Hospice Care 22 e are pleased to present the Voter Registration 59 W2020-2021 Beaver County Senior Palliative Care 22 Elected Officials 59 Resource Guide. The guide is not just Screenings/Preventative for older adults but also for the bounty Veterans 60 of professionals and caregivers who Health 24 Transportation 62 serve them. Choosing a Doctor 25 The Resource Guide’s comprehensive Geriatric Medicine 25 Housing Options listing of resources and services begins on page 6 with programs offered by the Planned Hospitalization Tips 26 Housing Options 64 Beaver County Office on Aging (BCOA). Mental Health 28 Senior Apartments 66 BCOA covers the gamut of community Hearing Assistance 29 and home-based services in our county Personal Care/Assisted Living 68 for those who qualify. Vision Services 30 Nursing Homes 69 Alzheimer’s Support 32 The Healthcare Resources section start- Life Enrichment ing on page 16 encompasses a broad Health-Related Support Groups 33 spectrum of resources in our area—from Senior Centers 70 mental health to hospice care, and Safety and Support for Seniors preventative health to hearing assis- Education Opportunities 72 tance. We provide listings of adult day Community Support Programs 34 Volunteer Opportunities 72 services, home health agencies, respite care and other in-home services that Equipment Lending Programs 34 Adult Programs 73 enable seniors to live independently in Assistive Technology 35 Entertainment 74-75 their own residences. When older Pennsylvanians make the most of programs Food Assistance 36 The rest of the Resource Guide outlines Financial Assistance 38 helpful information for every facet of supported by the Lottery, we all benefi t. life: from home safety, and legal and fi- Safety for Seniors 40 nancial services to transportation, hous- Home Repair, Maintenance ing options, volunteering and other life enrichment activities—all designed to and Safety 41 help older adults get the best from them- Emergency Preparedness 42 Prescription Drug Programs selves, their community and their lives. Free Transit & Reduced-Fare Shared Rides • Hot Meals Programs Keep this booklet handy so you can Health Insurance and refer to it, as needed. And let us know Prescription Drug Coverage how you use this publication, as well as Property Tax & Rent Rebates • Long-Term Living Services your thoughts on how we can continue Health Insurance 44 to improve it to better serve you. Health Insurance Advocacy 48 Published by Lynn Webster Health Insurance Counseling 48 Beaver County Long-Term Care Insurance 49 Senior News in cooperation with Beaver County Pharmaceutical Assistance 50 Beaver County Office on Aging. Senior Resource Guide 97 Beechmont Ave. Graphic Design Editor , PA 15229 Amy Svoboda Gina Mazza (412) 760-5914 To learn more visit palottery.com. pittsburghseniornews.com Owner/Publisher Printing Company Lynn Webster Knepper Press Players must be 18 or older. Please play responsibly. Compulsive Gambling Hotline: 1-800-848-1880 [email protected]

2 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 3 PAL9004 Allegheny Resource Guide 7.5x10.indd 1 11/23/15 2:19 PM Honored to Assist Our Seniors

Daniel C. Camp III, Chairman Jack Manning, Commissioner Tony Amadio, Commissioner

Our mission: The Beaver County Office on Aging is committed to identifying the diverse needs of our aging and disability community, ensuring the provision of quality services, preserving the dignity of the individual, and advocating for Commissioner Daniel C. Camp III, Chairman Commissioner Jack Manning their rights. Telephone (724) 770-4402 Telephone (724) 770-4403 The Board of Commissioners recognizes the contributions and sacrifices made by the senior citizens of Beaver County. We are grateful for the safe and beautiful communities which they have built and entrusted to our care. We appreciate the work ethic, the culture and the heritage that is alive and well in our small towns and we will work diligently to sustain Beaver County as a great place to live, work and play for all generations. Commissioner Tony Amadio Telephone (724) 770-4401

o you need answers to questions about your county gov- Human Services Dernment? Do you need assistance or have a complaint? Call (724) 728-5700 or visit beavercountypa.gov. Children and Rehabilitation Youth Services (724) 891-5800 Behavioral Health (724) 847-6225 Beaver County Commissioners Crisis Help-Line (724) 371-8060, (800) 400-6180 THAT’S WORTH THE DRIVE Office on Aging (724) 847-2262, (888) 548-2262 Daniel C. Camp III, Chairman Veteran’s Affairs (724) 770-4450 On the road to recovery after an illness, accident or surgery, our hospital provides Jack Manning, Commissioner a bRehabilitationetter route to independence with specialized te am s and advanced technologies Tony Amadio, Commissioner Public Services that go the extra mile. Make the most of your rehabilitation journey and choose the Elected Officials beTHAT’Sst option for recove ryWORTH. We provide health cTHEare that’s w oDRIVErth the drive. Assessment Info (724) 770-4480 Board of Tax Claim Office (724) 770-4480 Commissioners (724) 770-4400 County Jail (724) 378-8177 On the road to recovery after an illness, accident or surgery, our Clerk of Courts (724) 770-4590 Public Defender (724) 770-4500 Controller (724) 770-4520 Public Works (724) 770-2070 hospital provides a better route to independence with specialized Coroner (724) 770-4618 Bureau of Elections (724) 770-4440 District Attorney (724) 773-8550 Emergency Services 911 teams and advanced technologies that go the extra mile. Make Prothonotary (724) 770-4570 Non-Emergency (724) 775-0880 Recorder of Deeds (724) 770-4560 Waste Management (724) 770-2066 the most of your rehabilitation journey and choose the best Register of Wills (724) 770-4550 Recycling Center (724) 770-2064 351 Camp Meeting Road The Joint Commission Disease- Sheriff (724) 770-4600 Solicitor’s Office (724) 770-4444 Specific Care Certification in Amputee Sewoptionickley, PA 15 for143 recovery. We provide healthcareRehabilitation, Br athat’sin Injury Rehabil worthitation, the drive. Treasurer (724) 770-4540 Weights and Hip Fracture Rehabilitation, Multiple Measures (724) 622-2428 412.453.8663 Sclerosis, Parkinson’s Disease Rehabilitation and Stroke Rehabilitation encLearnompasshea morelth.com/se watick lehc.rehab/wtwd20eyrehab ©2019:Encompass Health Corporation:1566140AW

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351 Camp Meeting Road The Joint Commission Disease- Specific Care Certification in Amputee Sewickley, PA 15143 Rehabilitation, Brain Injury Rehabilitation, Hip Fracture Rehabilitation, Multiple 412.453.8663 Sclerosis, Parkinson’s Disease encompasshealth.com/sewickleyrehab Rehabilitation and Stroke Rehabilitation

©2019:Encompass Health Corporation:1566140AW Beaver County Office on Aging Beaver County Office on Aging

A message from Linda L. Hall, Information and Referral APPRISE can also Administrator, Beaver County Office on Aging Do you need help with Medicare? Beaver County Office on Aging help with During these unprecedented times, The Beaver County Office on Aging APPRISE I could not be more proud of the Beaver County Office on Aging Program can help. * Medicare staff. This year has been like no * Medicare Prescription other as the COVID-19 global Drug Plans (Part D) pandemic has affected all of us. We quickly had to restructure (724) 847-2262 * Medicare Advantage Plans our agency to accommodate the * Medicare Supplement challenges of providing services Insurance (Medigap) remotely. BCOA staff successfully Information and Referral is the first step in accessing What is APPRISE? * Medicaid transitioned and worked diligently * Long-Term Care Insurance Linda L. Hall, Beaver County Office on Aging information and services. Beaver County Office on Aging to provide ongoing support to our An information specialist provides information on avail- APPRISE is a health insurance counseling program designed to help all * Screening and applying Administrator consumers. able resources both within the agency as well as in the Pennsylvanians with Medicare. Counselors are specially trained staff and for financial assistance Our devoted employees created a COVID-19 Task community and initiates referrals to these programs. volunteers who can answer your questions about Medicare and provide program Force which, along with other employees, provided Agency staff is knowledgeable about a wide variety of you with objective, easy-to-understand information about Medicare. * Fraud and abuse updated information, delivered meals, made wellness information of interest to older adults. calls and attended to special concerns from consum- ers and the public. Some examples of common topics are: Call today Programs serving large groups had to be temporarily * Accessing in home services and long term care How can APPRISE help YOU? closed to combat the spread of the virus. Recognizing (724) 847-2262 the importance for socialization during this time, the * Housing resources * Extra Help Program can dedicated staff of these programs were innovative in * Food needs lower your prescription providing programs virtually and keeping in contact drug co-pays and premiums with their participants. Although these changes are * Health insurance (Medicare/ Medicaid) necessary now, we are looking forward to returning and cover the cost of the The Beaver County as soon as safely possible. * Socialization opportunities coverage gap (donut hole). Office on Aging I am grateful to all of you for your support of our most * Transportation and accessibility options If you are single and have vulnerable people, our older adults, who rely on us. a total monthly income of They remain our top priority. Thank you for your pa- There is no “wrong door” - If we do not have the informa- 1020 8th Ave. tience, compassion, inspiration and encouragement. tion you are seeking, we can refer you to an appropriate less than $1,595 per month Beaver Falls, PA 15010 Please take care of yourselves and your loved ones. resource. and less than $14,610 in resources. Or if you are All local calls please dial Warm regards, Person Centered Counseling is another service provided * If you are new to Medicare. married and have a total (724) 847-BCOA (2262) Linda by the Information and Referral staff. This service is for monthly income of less than those who need additional assistance and follow-up in * Medicare Savings Program can help order to meet their needs. A trained counselor works $2,155 per month and less Others may dial with the payment of your Part B pre- Beaver County Office on Aging with the individual to create an action plan with the steps than $29,160 in resources. (888) 548-BCOA (2262) needed to meet their goals. The counselor follows along mium. If you are single and your income Address: 1020 Eighth Ave., Beaver Falls, PA 15010 and advises the individual as long as necessary to attain is under $1,436 per month and less than funded in whole or in part by a Website: beavercountypa.gov/Depts/OOA an acceptable outcome. $7,860 in resources or married under grant through the Adminstration for Community Living Office Hours: Monday-Friday 8 a.m. to 4:30 p.m. $1,940 per month and less than $11,800 Phone: (724) 847-2262 (local) You can reach the Information and Referral department in resources. (888) 548-2262 (long distance) by phone at (724) 847-2262 or Email: [email protected] by email: [email protected] Protective Services for Older Adults Services: (724) 775-1786 * Information and Referral * Care Management Ben- (to report abuse, neglect, and exploitation - 24 hours) efits / APPRISE Counseling * Pre-admission Assess- ment * Caregiver Support Program * Domiciliary Ombudsman Care * Ombudsman * Adult Day Care (724) 480-8589 (to report resident rights issues in * Home Delivered Meals * Homemaker * Per- nursing homes, personal care homes and long- sonal Care * Legal Services * Protective Services term care services) email [email protected] * Senior Centers * Transportation

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In-Home Meals Domiciliary Care Caregiver Support Program Beaver County Office on Aging

Placement is offered to individuals ages 18 and older in a certified, private home where supervision and assistance are provided.

Dom Care provides a family-like environment for those who are unable to live independently due to a social, emotional or physical disability. Beaver County Office on Aging

Meals are delivered on weekdays to individuals whose health condition prevents them from cooking. To qualify, you must be a resident of Beaver County, age 60 or older and unable to prepare meals for yourself. No special diets are avail- able for these deliveries. An assessment is required. Contact BCOA to arrange delivery. The Caregiver Support program is designed to reduce caregiver stress and burden. It is intended to help adult primary caregivers of functionally dependent older adults (age 60 or older), relative caregivers of impaired adults (age 18 and older) with dementia, and older-relative caregivers (GRANDPARENTS) (age 55 and older) of children (through age 18).

Personal Care Homemaker Service The programs are caregiver-driven and flexible, supporting each family in ways that are specific These services provide in-home assistance When an individual’s health problems prevent them to their needs and preferences. The program’s range of services includes: needs assessment, care with activities of daily living such as bath- from being able to maintain these household activities, BCOA can arrange for services such as management and respite care, legal and benefits counseling, caregiver education and training, ing, grooming and mobility for persons with home modification, support groups and reimbursement for caregiving expenses. All household chronic health problems. * shopping * light housekeeping members are required to verify income and assets.

* laundry * other services The Caregiver program takes a cost-sharing approach; income-eligible families may receive assistance with out-of-pocket expenses ranging from respite care to adult briefs. In addition, one-time grants may be given to qualified families to assist in modifying the home or to purchase assistive devices. Such adaptations might include installing a stair glide or modifying a bathroom. For more information on these programs and eligibility requirements, call (724) 847-2262 or (888) 548-2262, email [email protected], or visit beavercountypa.gov/Depts/OOA.

Assessments, also known as Functional Eligibility Determinations, are completed on individuals who are applying for Medical Assistance funded programs and services such as the Community Health Choices Waiver, Nursing Facility payment, Personal Care Home/Domiciliary Care Home supplement. A certified assessment care manager evaluates the individual’s unique needs which results in a level of care determination. The level of care determination, in conjunction with a financial eligibility determination by the Department of Human Services, is used to recommend the most appropriate program to meet the individual’s needs.

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Long-term Care Ombudsman Older Adult Protective OPTIONS Program Respite Care Beaver County Office on Aging Respite care service Services Provides supplemental services to help provides relief to seniors remain safely in their homes families caring for Older Adult Protective Services for and living with a senior homebound People 60 Years of Age and Older person and can pro- Achieva is under contract with the Beaver vide personal care, County Office on Aging to provide Older Adult if needed. Income Protective Services (OAPS) to people 60 years guidelines apply. of age and older. Protective services apply to older adults, who, Beaver County Office on Aging Beaver County Office on Aging because of one or more functional limitations, Ombudsman Program need the assistance of another person to perform or obtain services necessary to maintain physi- Transportation Ombudsman is a Swedish word that cal or mental health. Beaver County residents age 60 and means “citizen advocate” Caseworkers investigate and intervene in cases older may utilize Beaver County Tran- of abuse, neglect, abandonment and exploi- The Basics: sit Authority DART system. This is a demand-and-response transportation “Advocate for those who can’t, support those tation. This help is available to adults in the community as well as those in licensed facili- *Age 60 and over system offering door-to-door service for who can, and ensure all long-term care ties. The individual’s personal rights are always *Assessment required to determine the individual’s passengers. Reservations must be made consumers live with dignity and respect.” needs in advance by calling BCTA. A co-pay respected and legal assistance is arranged, when may apply for every trip. For details, necessary. *Includes verification of last year’s income and Ombudsman vist each personal care and current assets call (724) 728-4255 or visit bcta.com. See pages 62-63 for more information. nursing facility in Beaver County to talk with You can anonymously call The Arc of Beaver (a member of the Achieva family of organizations) *Not an entitlement residents, family, and staff about the quality at (724) 775-1786 or (800) 272-0567, 24 hours *Services based on needs determined by the of life in the facility. a day, 7 days a week to file a report of abuse, assessment neglect, abandonment or exploitation. All calls *Cannot be on any Waiver or LIFE programs Legal Services They complete resident-directed complaint remain strictly confidential. *Copays may be required in some cases investigations where the goal is to resovle Legal assistance is offered issues to the satisfaction of the resident. Available Assistance: for preparing wills and power of attorney docu- The long-term care ombudmen... *Care Management service includes annual reassess- ments for Beaver County Statewide Elder Abuse Hotline (800) 490-8505 ments, quarterly visits and phone calls as needed residents ages 60 and older. • investigates A sliding fee scale is used to • verfies Pennsylvania Department of Aging *Based on determined need services include: determine the amount owed (717) 265-7887 *Personal Care (bathing, dressing, based on income amounts. Funding is limited and is • resolves incontinence care) Pennsylvania Department of Health Nursing offered on a first come, first served basis. • follows up to ensure the agreed-upon Home Complaint Line (800) 254-5164. *Adult Day Service (attend a supervised day resolution stays in place. program) *Respite care (provides a short break for Confidentiality and consumer direction are caregiver) extremely important throughout the process. Health and Wellness *Home Support (light housekeeping, laundry, Need help or have a question about Resident shopping) This program provides Rights? Call the confidential Ombudsman *In Home Meals community based pro- hotline (724) 480-8589 or email *Medical equipment and supplies grams on health-related [email protected] issues. Topics are in- *Personal Emergency Response System tended to promote the benefits of a healthy Join our team and become a Contact the Beaver County Office On Aging at lifestyle such as nutri- Volunteer Ombudsman. You can tion, fall management, (724) 847-2262 or toll free diabetes, and exercise. make a difference! (888) 548-2262, or email [email protected]

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Surprises for Shut-ins Senior Gardens Beaver County Day at the Mall Beaver County Office on Aging continues on this holiday This project is designed to provide seniors with a garden- ing plot every spring and summer. Assistance for this It is the #1 resource in Beaver County for personal, on the spot consultation and information season through donations ever-growing project is provided by BCOA and Brighton First. To learn more, call (724) 728-0747. for older adults all at one convenient location! Join us

Where: Either in the corridor of the Beaver Valley Mall or inside Beaver County Office on Aging Center at the Mall at the Beaver Valley Mall.

When: We are looking forward to By Angela Gentile Beaver County Office on Aging Day at the Mall 2021. Below is a Since 1987, the Beaver County Office on Aging’s Sur- tentative list of dates for next year: prises for Shut-in Program has provided a friendly visit February 10th and a bag of gifts to our consumers, caregivers, and many personal care home residents. For 33 years, we March 10th • Obtain valuable information from have been amazed at the enormous generosity of the April 14th a variety of agencies and businesses community and the hard work and dedication of vol- unteers and staff to help brighten the holiday season May 12th • Gain knowledge about services for many older adults. Adult Daily Living June 16th and benefits for older adults This year, due to the pandemic, we can NOT accept July 14th donated gifts. Please consider sending a monetary August 11th • Socialize with old friends and donation to assist with the purchase of food, gifts and necessities. Your support will be greatly appreciated by September 15th make new friends many isolated and homebound individuals. October 13th • Enjoy entertainment, Beginning in October, please visit the Beaver County November 10th Office on Aging website at beavercountypa.gov/Depts/ coffee and doughnuts OOA for updated information about the program. Direct *Due to the pandemic, in person events can not be your questions to Angela Gentile at (724) 847-2262. held for the remainder of 2020 To make a monetary donation, please make checks or money orders (no cash) payable to the Beaver County Brought to you by the Beaver County Office on Aging and Office on Aging. Premier Sponsor: Medic Rescue Thank you for making a difference and spreading joy in the lives of many! Adult daily living centers offer an interactive, safe, supervised environment for older adults Call the Beaver County Office on Aging at with cognitive or physical health conditions. (724) 847-2262 or (888) 548-2262 The center can provide personal care, nursing for details and the location of the month. services, therapeutic activities and meals. This community-based alternative to institutional care also acts as a reliable source of support and There is no charge for participants to attend the event, respite for caregivers. but donations are appreciated and used to support the event.

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Beaver County Office on Aging Beaver County Office on Aging

570 Beaver Valley Mall Blvd Center Hours

Rural King Corridor (may change upon reopening) Circle of Friends Beaver County Office on Aging Inside the Mall Mon 7:30 a.m. 7 p.m. Monaca, PA 15061 TuesThurs 7:30 a.m. 8 p.m. Please be patient and bear with us as we strive to navi- gate through this “new normal.” Our first and very most (724) 774 5654 Fri & Sat 7:30 a.m. 4 pm important priority is to keep all of our participants, staff Programs, classes, and activities that regularly occur at the Center and volunteers safe and healthy. We will have plenty of hand sanitizer available, we suggest everyone wear at the Mall and will resume when we reopen in the green phase. a cloth mask, and we will be disinfecting surfaces daily throughout the day. Fitness Classes Activities and Programs The following are some of the weekly activities that will be starting back up. If you have any questions regarding SilverSneakers and Punch Pass eligible.  Art Club activities, call your local center. Beaver County Office on Aging Chair Volleyball Class (No Charge)  Billiards Tues. & Thurs. at 11 a.m. Wed. at 4 p.m.  Computer & iPhone Classes SilverSneakers Classic  Daily Lunches Monday, Wednesday, & Friday at 11 a.m.  Yoga (chair and standing only) Dinner and a Movie FULL PAGE AD CENTER Tuesday & Thursday at 10 a.m.  Game Clubs As our region begins to re-open and get back to a sense of SilverSneakers Circuit  Bingo, Bunco, Mahjongg, Pinochle, normalcy, the staff at Circle of Friends ATcommunity THE centers MALL Shuffleboard, and many more is looking forward to seeing our friends! We have certainly Thursday at 9 a.m. missed all of your smiling faces! Cardio Sculpt  Lunch & Learns As we open our doors again, please note that there will be Monday & Friday at 10 a.m.  Pertinent senior information and healthy lunch some changes. Some activities or programs may move to Belly Buster  Senior Day at the Mall different days or times. The centers are required to follow Wednesday at 10 a.m.  Trips social distancing guidelines set forth by the CDC. We will have a limit on the number of people that can be in the MixIt Up Cardio  Monthly casino trips and occasional overnight centers at any one time, but we will do our best to continue Line dancing, exercise classes, bingo and the use of the Tuesday at 9 a.m. destination trips to offer the activities and classes that so many people enjoy. exercise equipment will all be starting back up imme- diately, while following social distancing practices, and meals will also be served. For more information or to Please note: It is very important to call at least two days in advance to make a meal reservation. We are reserve a meal visit cofbeaver.com or call required to limit the number of guests at the centers, (724) 869-4224 or (724) 846-1959. and therefore will only be able to take a certain number of meal reservation! Baden Community Center Please call for more information. Circle of Friends St. John’s Baptist School Circle of Friends Baden: (724) 869-4224 371 Linmore Ave. Circle of Friends New Brighton: (724) 846-1959 Baden Aliquippa Satellite Center Social Distancing Activities with Center at the Mall (724) 869-4224 Circle of Friends cofbeaver.com St. Titus Church If you are looking for ways to stay healthy and active while social distancing, Center at the 952 Franklin Ave. Mall encourages you to check out our Facebook page. Aliquippa New Brighton Community (724) 857-9989 www.facebook.com/centeratthemall Center Circle of Friends cofbeaver.com 1851 Third Ave. Here you can find the latest updates on the COVID19 pandemic, information provided by (Madonna Hall at the Beaver County Office on Aging COVID19 Taskforce, exercise videos you can follow Holy Family) along with from home, uploaded by our Fitness Specialists, healthy recipes, and much New Brighton more. The Center is looking forward to reopening in the green phase as soon as possible (724) 846-1959 and can’t wait to see all of our members again. Take care everyone! cofbeaver.com

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any of us serve as caregivers at some point in our Online Training Videos/Resources Caregiver Websites lives—especially as we grow older. If you unexpect- Caregiver Training Series: How to give a body bath. Dem- Caregiving is a big word that brings with it tremendous Medly find yourself in a caregiver role, please know onstrates how to bathe your care receiver. Visit youtube.com/ responsibility. The caregiving community encompasses not that there are plenty of services out there to help you. This watch?v=9VKox-wy4fU. just healthcare and social support professionals but family,

section of the Guide explains the many forms of support friends, partners and neighbors. Whether you are caring Support Caregiver’s Changes in personality and Behavior in a demented pa- for a spouse, aging parent, dear friend or others in your that can help keep your loved one living independently for tient. Tips on how to manage difficult behaviors and to deal as long as possible, while taking into consideration your community, the following websites can help. They each with personality changes in individuals with dementia. Visit offer a wealth of information about various aspects of the needs as a caregiver. youtube.com/watch?v=m18shMbpsQQ. caregiving experience. Respite care (volunteer or paid), Home Health Agencies Diversity in Caregiving: LGBT Caregivers. Due to soci- AARP Home and Family Caregiving: aarp.org/home-family/ or in-home non-medical care may be the answer. Or you etal discrimination, the LGBT community seeks support caregiving/

Caregiver’s Support may decide to hire a geriatric care manager to arrange and from supportive caregivers within the community. This oversee your loved one’s care. Perhaps adult day care may video discusses how to care for each other and finding Agingcare.com: Agingcare.com ways to be supported by employers. Visit youtube.com/ be appropriate for your situation. This section will give you Caregiver Action Network: caregiveraction.org an overview of all of these services and more, and local watch?v=zArxah854Ng. resources for finding the support you need. Family Caregiver Alliance’s Caregiver College Videos. Caregiver Stress: caregiverstress.com In addition, it includes helpful checklists, health screening • Chapter 1: Transfer Skills, tips and instructions on how Eldercare Locator: eldercare.gov information, tips on choosing a doctor and even making to lift and transfer a loved one with limited mobility. Visit Family Caregiver Alliance: caregiver.org your hospital stay pleasant, if you or your loved one should youtube.com/watch?v=oB0uPouIcXo. need to spend time there. We are fortunate to have an abun- Lotsa Helping Hands: lotsahelpinghands.com • Chapter 2: Nutrition. Visit youtube.com/ dance of these resources in Beaver County; consider taking watch?v=hrNpX913KkE. National Alliance for Caregiving: caregiving.org advantage of them. After all, you can’t adequately care for National Institute on Aging: nia.nih.gov someone else if you don’t care for yourself, as well. • Chapter 3: Dental Care, information on assisting someone with oral care. Visit youtube.com/watch?v=xFG1jtf6Zdg. Pennsylvania Department of Aging: aging.pa.gov • Chapter 4: Bathing and Dressing, caregiver’s guide to Rosalynn Carter Institute for Caregiving: rosalynncarter.org bathing and dressing a loved one. Visit youtube.com/ Ten Tips for Caregivers watch?v=lvQtjY3-bcE. Strength for Caring: strengthforcaring.com Just Ask for VNA 1. Caregiving is a job and respite is your earned right. Reward • Chapter 5: Toileting and Incontinence, give tips on This Caring Home: ThisCaringHome.org yourself with respite breaks often. helping someone with toileting. Visit youtube.com/ United Hospital Fund: NextStepinCare.org 2. Watch out for signs of depression, and don’t delay in get- watch?v=4DvYE12CM0c. ting professional help when you need it. Well Spouse Association: wellspouse.org/ • Chapter 6: Behavioral Issues, provides tips for caregiv- 3. When people offer to help, accept the offer and suggest ers on managing difficult behaviors. Visit youtube.com/ specific things that they can do. watch?v=VDOJxKxNKsI. Caregiving Webinars 4. Educate yourself about your loved one’s condition and how • Chapter 7: Self-Care, describes the importance of self- CaregiverStress.com. Provides a number of resources, to communicate effectively with doctors. It’s your right to care in their role as caregiver. Visit youtube.com/ tips and professional webinars. Visit caregiverstress.com/ 5. There’s a difference between caring and doing. Be open watch?v=zi_gYDUfOKI. caregiving-topics/. choose the home to technologies and ideas that promote your loved one’s health and hospice How to manage your stress. Tips and strategies to man- asaging.org. Free webinars available to caregivers and independence. provider you prefer. aging stress and avoiding burnout. Visit youtube.com/ professionals. Visit asaging.org/series/103/family-caregiver- watch?v=s2iOTptXD1M. 6. Trust your instincts. Most of the time they’ll lead you in Ask for VNA. support-web-seminar-series. the right direction. Practical Strategies for Lowering Caregiver Stress. Provides aarp.org. Educational webinars and additional care- information about how to effectively manage stress for care- 7. Caregivers often do a lot of lifting, pushing and pulling. givers and how to care for a loved one with memory loss. giving tips and resources. Visit aarp.org/home-family Be good to your back. caregiving/?intcmp=SKYBOX4ENG. Visit youtube.com/watch?v=p3AttEzv0FY. 8. Grieve for your losses and then allow yourself to dream Safe at Home: A Caregiver’s Guide. Offers caregivers with helpingyoucare.com. Provide lectures, courses and new dreams. simple, inexpensive suggestions for making basic home modi- webinars for caregivers. Visit helpingyoucare.com/ 9. Seek support from other caregivers. There is great strength fications and general home safety. The guide is intended for caregiverscollege%E2%84%A2/classes-courses-webinars- in knowing that you are not alone. 724-282-6806 families caring for loved ones in the middle and advanced stag- for-caregivers. es of dementia. Visit youtube.com/watch?v=uSUNMbQz59g. 10. Stand up for your rights as a caregiver and a citizen. Toll-free 877-862-6659 caregivers.com. Free webinars for caregivers of veterans. care- www.lutheranseniorlife.org Understanding Dementia: The Caregivers Notebook. In- givers.com/caregiver-wellness/caregiver-support-veterans/. Provided by the National Family Caregivers Association. formation on caring for an individual with Dementia. Visit 154 Hindman Road, Butler, PA 16001 youtube.com/watch?v=YDDSk-L-R90.

16 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 17 The American Medical Association Guide to Home Caregiving Caregiver’s Support ISBN: 978-0471414094, $15.95 paperback, $15 for Kindle version Caregiver Support Books Angela Perry, MD and the AMA draw upon the advice of A Caregiver’s Challenge: Living, Loving, Letting Go experts to address the emotional and practical aspects faced by Maryann Schacht, MSW in home care. Especially useful is a section on organizations ISBN: 0976414007, $14.95 (hospice price $9.95) and resources. This is a caregiver’s survival guide for adjusting to the changes The Caregiver’s Survival Handbook: How to Care for Your that occur when a loved one falls seriously ill. It is filled with Aging Parent Without Losing Yourself resources, recommendations and questions to explore. by Alexis Abramson ISBN-13: 978-0399529986, $9.99 paperback A Caregiver’s Survival Guide: How to Stay Healthy when your Loved One is Sick The author, an aging expert contributor on the Today Show, by Kay Marshall Strom offers advice on various healthcare issues, as well as the emo- ISBN: 0-8308-2230-5, $20, tional aspects of caregiving. Written especially for women who $9.99 for Kindle version are caring for parents and children while maintaining a home and working. The author brings a voice of experience and compassion to The Emotional Survival Guide for Caregivers:

Caregiver’s Support/Adult Day Services this important topic. Looking After Yourself and Your Family While Helping Aging Families and Caregiving an Aging Parent by Sara Qualls and Steven Zarit by Barry J. Jacobs ISBN-13: 978-0470008553, Around $70 ISBN-13: 978-1572307292, $11 paperback, $9.99 for Kindle for hardcover, $57 for Kindle version version This guide provides guidance for caregivers, families and This guide is for anyone with the responsibility of caring for a those who counsel them on managing caregiving challenges sick or disabled parent. Written by the director of behavioral sciences for the Crozer-Keystone Family Medicine Residency for aging family members. Program in Pennsylvania. Passages in Caregiving: Turning Chaos into Confidence by Gail Sheehy ISBN: 978-0-06-166121-1, $28 for paperback, $12.99 for Kindle version Adult Day Services In this essential guide, the acclaimed expert on the now Center at the Mall aging Baby Boomer generation outlines nine crucial steps dult day services provide welcome relief to caregivers, as Living to serve Senior center and therapy services at Beaver Valley Mall. for effective, successful family caregiving, thereby turn- well as a wealth of activities for seniors in need of social ing chaos into confidence during this most crucial of life A interaction. Additionally, most adult day care centers offer VNA, stages. daily lunch, group trips, classes such as cooking and crafting, residents of Home Care & Hospice programs and visits from beauticians, podiatrists and manicurists, to name a few. For more details, contact the adult day services Beaver County Lutheran Service Society program nearest you. Meals on Wheels, Senior Centers, HUD housing. LIFE Beaver County through a full LIFE Beaver County CenterPlace Plaza Living Independence for the Elderly in partnership with 131 Pleasant Dr., Ste. 1 Heritage Valley Health System. Aliquippa, PA 15001 continuum

(724) 378-5400 TM lutheranseniorlife.org SilverSmart Technology of care. Technology assistance for seniors, including home Lutheran SeniorLife assessments, hotline for questions, catalogue of devices Valley Care Adult Day Services and technology tips. 345 Maplewood Ave. Self-Care for Caregivers: A Twelve Step Approach Ambridge, PA 15003 Valley Care Adult Day Center by Pat Samples (724) 266-9626 ISBN: 978-1568385600, $13 paperback, $9.99 Kindle version lutheranseniorlife.org Adult day center services in Ambridge and Moon Township. This encouraging book can help you make the most of your caregiving experience without losing yourself in the process. Notes:______It discusses the pitfalls of caregiving and provides sugges- ® tions on how to stay strong and sane while offering healthy ______www.lutheranseniorlife.org Live an Abundant Life support and love. ______

FNL LSL Beaver CTY SR NEWS ad REVISE3.indd 1 5/22/15 12:46 PM 18 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 19 Home Health Agencies

Getting Started Medicare may pay for services provided by HHAs that are “We’ll treat you Usually, once your doctor refers you for home health services, approved for certification by the Federal Health and Human staff from the home health agency will come to your home to Services’ Centers for Medicare and Medicaid Services (CMS). talk to you about your needs and ask some questions about See bottom left column for a partial list of HHAs licensed by like FAMILY” your health. The home health agency will also talk to your the Department of Health in Pennsylvania. doctor about your care and keep him updated about your Who can get Medicare-covered home healthcare? progress. Doctor’s orders are needed to start care. If your doctor decides that you need medical care at home and the home health agency caring for you is Medicare- Your Plan of Care certified, you can receive services. You must need skilled care The home health agency will work with you and your doc- services and must be homebound, or unable to leave home tor to develop your plan of care. A plan of care lists the without help. services that are appropriate for your health issues. You What services does home healthcare cover? Home Health Agencies have the right to be involved in any decisions about your treatment. Your plan of care should include answers to the Skilled care services—that is, services and care that can following questions: only be performed by a registered or licensed practical nurse. • What services do you need? Home health aide services—these aides support the nurse • What healthcare professionals should provide these by providing help with personal care tasks. services? Physical therapy—includes exercise to regain movement • How often you will need the services? and strengthen a body area, and training on how to do daily activities. • What medical equipment will you need? Speech-language therapy—to regain and strengthen • What results does your doctor expect from your speech skills. treatment? Occupational therapy—to help with usual daily activities, Your doctor and home health agency staff should review including learning new ways to eat, put on clothes, etc. your plan of care as often as necessary (at least once every 60 days). If your health condition changes, the home health Medical social services—to help you with social and emo- staff should tell your doctor right away. The home health staff tional concerns related to an illness. should only change your plan of care with your physician’s Certain medical supplies—like wound dressing (but not approval and should also tell you about any changes to it. If prescription drugs). you have questions about your care or feel that your needs aren’t being met, talk to both your doctor and the home Durable medical equipment—such as a wheelchair health agency. or walker. Home Health Agencies Who orders services? Advanced Home Health Concordia Visiting Nurses Most often, your doctor, social worker or hospital discharge (412) 344-4100 (866) 869-8669 planner will help arrange for Medicare-covered home health care. You have a say, however, about which home healthcare Allegheny Health Network Gallagher Home Health agency you use. (866) 683-7800 Healthcare at Home Visit medicare.gov for details about home healthcare coverage (888) 599-7328 Lutheran SeniorLife and Medicare benefits. Skilled Nursing/MHRN - Palliative Care Anova Health Care System VNA Western PA (724) 774-2002 (877) 862-6659 Physical, Occupational & Speech Therapy In-Home Service, Non-Medical Care Aveanna Healthcare Social Work - Home Health Aides (800) 535-3747 provided in Beaver County: We all want to maintain the best possible health while re- Aveanna Healthcare Homemaker Home Health maining independent in our own homes. Home health agen- (800) 535-3747 Aide cies, or HHAs, help older adults meet this goal by providing (724) 774-4002 healthcare services to ill, disabled or vulnerable individuals Concordia Visiting Nurses Call Us First - We Can Help! right in their residences. (866) 869-8669 Lutheran SeniorLife VNA HHAs offer services such as: Gallagher Home Health (724) 282-6806 (412) 279-7800 • physical, occupational and speech therapy. (866) 683-7800 412-279-7800 • personal caregivers. • home health aides and nursing. Heart 2 Heart Home Care • social work. (724) 775-1118 www.GallagherHHS.com 20 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 21 Hospice Care

ospice provides support and special care for a person at Is the patient’s home the only place where care can be Hthe end of life or in the final phase of an incurable illness. delivered? No. The majority of hospice patients are cared for Hospice neither advances nor postpones death but recognizes in their own homes but also in homes of loved ones, nursing dying as a normal part of life. Under hospice care, individuals homes, personal care homes and prisons. can live their last days as comfortably and fully as possible; the patient and family are able to prepare for death both mentally Is hospice care covered by insurance? Eighty percent of people and spiritually. A doctor is required to prepare a hospice order who use hospice care are ages 65 and older, and are thus but a team of people are involved in providing hospice services, entitled to services offered by the Medicare Hospice Benefit. including physicians, hospice medical directors, nurses, aides, social workers, spiritual counselors and volunteers. Learn more about hospice care: National Association for Home Care and Hospice A quick FAQ about hospice care: (202) 547-7424 Who qualifies for hospice care? Any person who has a life- nahc.org threatening or terminal illness. Hospice Foundation of America Hospice Care/Palliative Care How does hospice care work? Typically, a family member (800) 854-3402 serves as the primary caregiver and, when appropriate, helps hospicefoundation.org make decisions for the terminally ill individual. The hospice staff makes regular visits to assess the patient and provide additional MedlinePlus care. Hospice staff is on-call 24 hours a day, seven days a week. nlm.nih.gov/medlineplus

Family and Medical Leave Act (FMLA) leave during any 12-month period. You may qualify for the United States Department of Labor same if you need to take a medical leave because you are 1 (866) 487-9243 unable to work due to a serious health condition.

If you are responsible for caring for an immediate family The law applies to companies who have 50 or more em- member (spouse, child or parent) with a serious health ployees and to those employees who have received 52 pays. condition, you may be eligible under the Family and Medi- cal Leave Act for up to a total of 12 work weeks of unpaid To learn more, visit dol.gov/whd/fmla/index.htm.

Hospices in Beaver County: Palliative Care

Allegheny Health Network Good Samaritan Hospice What is Palliative Care? Healthcare At Home Hospice (724) 933-8888 Palliative care is for a person of any age and at any stage in (888) 599-7328 an illness, whether that illness is curable, chronic or life- Heartland Hospice threatening. Palliative care basically relieves or soothes the Anova Hospice (724) 776-3933 symptoms of a disease and can be provided by one doctor (412) 885-8500 Lutheran SeniorLife while other doctors work with a patient to try and cure an illness. Getting such care can actually help a patient recover Aseracare Hospice VNA Hospice from an illness by relieving pain, anxiety or loss of appetite (800) 570-5975 (724) 282-6806 when undergoing medical treatments or procedures such as surgery or chemotherapy. Palliative care can be provided Bethany Hospice of Medi Home Health and at a hospital, nursing home, assisted­ living facility or in Western PA Hospice one’s home. (412) 921-2209 (866) 273-6334 The palliative team: Concordia Lutheran Mother Teresa Hospice • provides relief from pain and other uncomfortable symp­toms. Ministries (724) 775-2040 • assists in making difficult medical decisions. (888) 352-1571 Pinnacle Palliative Care Family Hospice (724) 933-6222 • coordinates care with other doctors and helps to navigate Part of UPMC the often-complex healthcare system. (412) 572-8800 • helps to make a plan for living well and provides emotional and spiritual support. Gateway Hospice (877) 878-2244 Source: palliativedoctors.org

22 2020-2021 Beaver County Senior Resource Guide Beaver Senior Resource Guide full page ad 5.2020.indd 1 2020-2021 Beaver County Senior Resource Guide5/15/20 8:21 23 AM Screenings/Preventative Health Choosing a Doctor Geriatric Medicine

Screening Tests for Adults Ages 65 who have chronic illness such as • Sudden severe headache with no Choosing a Doctor geriatrician is a physician trained in the care of older

known cause Medicine Choosing a Doctor/Geriatric 50 and Older heart or lung disease, diabetes or end- There are many reasons why you might be looking for a new adults. A geriatrician will complete an assessment of stage renal disease should get a flu shot. a potential patient, and may work in tandem with the • Sudden nausea, fever and vomiting doctor. You may have moved or your doctor could be retir- A Screenings are medical tests that look Those at risk for Hepatitis B should get ing. The following ideas can help you find a doctor who is patient’s primary care doctor to provide care. Alternatively, for diseases before you have symptoms. Hepatitis B shots. You need a flu shot • Brief loss of or decreased conscious- right for you. a geriatrician can serve as a patient’s primary care doctor. In These tests can find diseases early every year. Talk with your doctor about ness (fainting, confusion, convulsions either case, geriatricians work with their staff to gather a team when they are easier to treat. Getting the vaccines you need and when to get or coma) of caregivers, as needed—including psychiatrists, social work- recommended screenings is one of the them or visit cdc.gov. Type of Doctor ers, nurses, pharmacists and therapists. Depression: For your primary care doctor, you might want one of the most important things you can do for Source: US Department of Health and following: When do you need a geriatric assessment? your health. Health experts from the Human Services, healthfinder.gov. • Sadness, hopelessness or helplessness US Preventive Services Task Force have If you: made the following recommendations • Fatigue or slowed movement • General practitioners provide healthcare for a wide range of medical problems. They do not focus on any one area of about which screening tests you need Warning Signs of Heart Attack, • Unexplained or aggravated aches and • need a comprehensive baseline evaluation of your current and when to get them. medicine. Stroke, Depression and Dementia pains existing health concerns.

Screenings/Preventative Health • Abdominal aortic aneurysm. If you • Family practitioners have extra training on healthcare for • are dealing with multiple medical problems, including • Lack of interest in personal care, all family members, regardless of age. are a male between ages 65 and 75, and Heart attack: hobbies and pastimes mental and emotional changes that often accompany have ever been a smoker, talk with your • Internists are doctors for adults. Some internists take ad- physical illness. doctor about being screened. • Tightness in chest • Social withdrawal and isolation ditional training to become specialists. For example, cardiolo- • have feelings of depression or excessive worry. Have your blood pres- • Weight loss or loss of appetite gists are internists who specialize in diseases of the heart. • Blood pressure. • Pain in arm(s) • are experiencing persistent confusion or memory loss. sure checked at least every two years. • Shortness of breath • Sleep disturbances • Geriatricians specialize in the care of older adults. • have problems with bladder control. • Bone density. Get a bone density test • are having frequent or serious falls at age 65 or older to screen for osteo- • Women generally have indigestion • Memory problems and nausea, fatigue, rapid heart beat, Finding a New Doctor or problems with balance. porosis. • Loss of self-worth shoulder pains and, in some cases, no Ask people you know about doctors they use and like. Friends, • your primary care physician needs to know how to better • Breast cancer. Women should have a noticeable warning signs. • Increased use of alcohol or other coworkers and other health professionals may be helpful. A manage your care. mammogram every one to two years. It is important to seek medical attention drugs doctor whose name comes up often might be a good one to try. If you need more help finding names of doctors, contact What does a geriatric assessment include? • Cervical cancer. Women should have immediately when signs of a heart at- • Fixation on death, suicidal thoughts a Pap smear every one to three years. tack or stroke occur. If you experience a local hospital or medical center, medical society, physician or attempts • Functional assessment After 65, check with your doctor. signs of either, dial 911 immediately. referral service, or nearby medical schools. If you belong to Dementia and Alzheimer’s Disease: a managed care plan, you can get a list of doctors from the • Cognitive (reasoning/judgment) assessment • Cholesterol. Have your cholesterol Ongoing, it’s important to receive plan’s membership services office. • Gait (walking/balance) assessment checked regularly. physical exams on a regular basis, and • Slow mental decline to adopt a healthy lifestyle—including • Depression screening • Colorectal cancer. Have a test for a balanced, low-fat/high-fiber diet, • Confusion, disorientation, becomes What to Look for in a Doctor • Medication review colorectal cancer. lost in familiar locations increased physical activity, and no Board certification. Board certified doctors have extra training • Long-term care placement assessment tobacco use. This will reduce your risk • Depression. If you feel sadness or • Difficulty with short-term memory after medical school to become specialists in a field of medi- • Need for support services assessment hopelessness that lasts two weeks or of heart attacks and strokes. For more cine such as family practice, internal medicine, or geriatrics. • Recommendation of long-term care facilities longer, talk to your doctor about being information, visit the American Heart • Doesn’t notice memory problems or Communication. You want a doctor who will listen carefully screened for depression. Association at americanheart.org, Cen- seem to care • Help to prepare an older adult for a move to another level ters for Disease Control and Prevention to your concerns, answer your questions, and explain things of care • Diabetes. Have a blood test for dia- at cdc.gov, National Heart, Lung and • General confusion, disorientation to clearly and fully. betes if you have high blood pressure. Blood Institute at nhlbi.nih.gov or Na- date, time or place Above information provided by the Aging Institute of Pitts- tional Stroke Association at stroke.org. Type of health insurance. Does the doctor accept your in- • Obesity. Have your body mass index • Apathy, irritability, depression, surance plan? burgh. Call (866) 430-8742 or visit upmc.com/services/agin- (BMI) calculated to screen for obesity. Stroke: anxiety ginstitute/. Location. Will it be easy for you to get to the doctor’s office? Calculate your own BMI at nhlbisup- • Problems with language, math, ab- port.com/bmi/. • Sudden muscle weakness, numbness To learn more, contact one of the following: or paralysis in face, arm or leg, espe- stract thinking and judgment Lab work. Will you need to go to another location for blood tests or are lab tests done in the doctor’s office? cially on one side of the body • Personality changes with strange Benedum Geriatric Center Heritage Valley Beaver A Dose of Prevention quirks or inappropriate behaviors UPMC Montefiore, Four East 1000 Dutch Ridge Rd. • Sudden blurry vision or loss of vision Availability. Who sees patients for the doctor if he is out of 3459 Fifth Ave. Beaver, PA 15009 in one or both eyes • Wandering or hiding objects town or not available? • Aspirin. Ask your doctor about taking Oakland, PA 15213 (724) 728-7000 aspirin to prevent heart disease. • Confusion or trouble speaking or un- • Problems with eating and sleeping (412) 692-4200 heritagevalley.org Once You’ve Found a New Doctor upmc.com • Immunizations. Adults ages 65 and derstanding simple statements Source: Pennsylvania Department Once you’ve found a doctor you like, your job is not finished. UPMC Shadyside Senior Care Heritage Valley Sewickley older should get flu and pneumococcal • Sudden trouble walking of Health and National Institutes of A good doctor-patient relationship is a partnership. Both you shots. You can prevent other serious 5200 Centre Ave., Suite 405 720 Blackburn Rd. Health. and your doctor should work together to solve your medical Shadyside, PA 15232 Sewickley, PA 15143 diseases, such as pneumonia, whooping • Dizziness, loss of balance or coordi- problems and maintain your good health. cough and shingles by being vaccinated nation (412) 623-2700 (412) 741-6600 with a flu shot. Individuals under age Source: National Institute on Aging, nia.nih.gov. upmc.com heritagevalley.org 24 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 25 Planned Hospitalization Tips

Tips for Your Hospital Stay Hospital Staff • Only take medicines given to you Has your doctor said that you need a While you are in the hospital, many by nurses. Don’t take medicine you medical test that must be done in the people will take care of you. brought from home without your doc- hospital? Do you need surgery? Most tor’s permission. people worry when they have to stay • Doctors are in charge of your overall overnight in the hospital. Learning more care. The doctor in charge may be your • Hold onto grab bars for support when about what to expect and about people primary doctor, a specialist on the hos- using the bathtub, shower or toilet. who work in hospitals can help. pital staff or a hospitalist who is trained to take care of you while you are in the hospital. For Families and Caregivers What to Bring A hospital stay can be very hard for It’s best to bring as little as you can to • Many kinds of nurses can take care of older people. Often the strange routine you. RNs can give medicines, licensed the hospital. You will need: and lack of sleep can cause confusion. practical nurses can help feed you and Family and caregivers may be the first • Bathrobe and slippers; most hospitals nurse’s aides can help with personal Planned Hospitalization Tips provide special hospital bed clothes. care. to notice these changes. Families should talk to a doctor if they see any confusion. • Comfortable clothes to wear home. • Respiratory therapists prevent and During your hospital stay, you may have treat breathing problems. They teach • Toothbrush, toothpaste, shampoo, questions about what’s happening. You exercises that help avoid lung infections may want to ask your doctor or nurse: comb and brush, deodorant and razor. after surgery. • Your hearing aids or eye glasses. • What will this test tell you? Why is • Technicians can take blood or perform it needed and when will you know the • Cash (no more than $10) to buy news- tests such as X-rays. results? papers or magazines. • Physical therapists show you how to • What treatment is needed and how Be sure to bring your health insurance build muscle, increase flexibility and long will it last? card and this updated information: improve coordination. • What are the benefits and risks of • Past illnesses and surgeries. • Occupational therapists work with treatment? you to restore, maintain or improve the • Your medicines, including prescription ability to perform everyday tasks like • When can I go home? and over-the-counter drugs. cooking, eating, bathing or dressing. • When I go home, will I have to change • Your allergies. • Dietitians can plan menus and teach my regular activities or my diet? • Names and telephone numbers to you how to have well-balanced meals • How often will I need checkups? contact in an emergency. at home. • Is any other follow-up needed? • Clinical pharmacists may be consulted • Who should I call if I have questions? Admission about the medicines you take. Once your hospital stay is planned, many • Social workers assist you and your hospitals will have a staff member call family. They can help find home care, Dissatisfied with the Quality of to ask pre-admissions questions over the rehabilitation, social services, long-term Your Healthcare? phone. Then when you go to the hospital, care and support groups. many of the forms are already filled in. If you are denied admission to a hospi- Your first stop at the hospital is the admit- tal, are asked to leave a hospital before ting office. You will sign forms that: Safety Tips you feel well enough or are dissatisfied Because you may feel weak or tired, with the quality of the medical care you • give the hospital details about your- follow these safety tips. received from a medical provider, call self, your doctor and your insurance. Livanta at (866) 815-5440. • explain your surgery, test or procedure. • If you are told to stay in bed, use the call button when you need help. • give your okay for the medical staff Going Home to treat you. • Use the controls to lower your bed When you are ready to go home, you’ll before getting in or out. get discharge plans from the medical You will be asked about advance team and a release form from the hos- directives. If you don’t have health • Sit on the edge of the bed for a minute before standing up. pital business office. Sometimes people insurance, talk with the admissions go from the hospital to a rehabilitation staff about other payment meth- • Watch out for the wires and tubes that center before going home. The social ods and sources of financial aid. may be around your bed. worker can help you go home or arrange A hospital bracelet will be put on your admission to a rehab center. wrist. Look at the bracelet to make sure • Try to keep the things you need within your information is correct. reach. Source: National Institute on Aging 26 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 27 Mental Health Hearing Assistance

Beaver County Behavioral Health and The job of the Victim/Witness Office is to ensure that victims Center for Hearing and Deaf Services (HDS) through private contributions. For this reason, all other options and witnesses of crime know of the rights and services afforded 1945 Fifth Ave. for hearing assistance service must be exhausted before a Hear Developmental Services Pittsburgh, PA 15219 Now benefit is approved. 1070 Eighth Ave., Second Floor them by the Commonwealth of Pennsylvania, and to ensure Voice/TTY (412) 281-1375 Beaver Falls, PA 15010 that they receive them. hdscenter.org (724) 847-6225 PA Office for the Deaf and Hard of Hearing (ODHH) National Suicide Prevention Lifeline Provides a diverse, affordable program of diagnostic, rehabili- 1521 North 6th St. Hearing Assistance Direct Services Unit (DSU): (724) 891-2827 tative and supportive services to individuals who are deaf or Harrisburg, PA 17102 bcbh.org (800) 273-8255 hearing impaired—such as audiological screenings, hearing aid Voice/TTY (800) 233-3008 suicidepreventionlifeline.org fittings and assistive devices. Donations of used hearing aids dli.pa.gov/odhh Beaver County Behavioral Health and Developmental Services are accepted for those who cannot afford the cost of a new one. is charged with the responsibility to encourage a seamless This free, confidential 24-hour hotline is available to anyone Provides information, referral and advocacy to adults and chil- in suicide crisis or emotional distress. Calls are routed to the dren who are deaf, hard of hearing or deaf-blind, as well as their system of care that is accessible, continuously available and Hamilton Relay Services employees, relatives, friends, caregivers, physicians and lawyers. emphasizes health promotion, prevention, early intervention, nearest crisis center near you. Dial 711 Mental Health resiliency, recover and rehabilitation. (800) 654-5988 Warmline TTY (800) 654-5984 Community Living and Support Services (CLASS) hamiltonrelay.com/state_711_relay/state.html 1400 S. Braddock Ave. Mental Health Association in Beaver County Pittsburgh, PA 15218 UPMC-Beaver Crisis 105 Brighton Ave. Hamilton Relay provides traditional relay services for Pennsyl- (412) 683-7100 ext. 2245 UPMC-Western Psychiatric Rochester, PA 15074 vania including TTY, Voice Carry Over (VCO), Hearing Carry TTY (412) 426-2255 Over (HCO), Speech-to-Speech (STS), Spanish-to-Spanish [email protected] 1020 Eighth Avenue Suite 136 (724) 775-9507 and CapTel®. Classcommunity.org Beaver Falls, PA 15010 (877) 775-9276 (outside of Beaver County) (724) 371-8060 or (800) 400-6180 CLASS offers a unique blend of services aimed toward adults mhabc.org Hear Now with disabilities in order to assist them in playing an active A telephone hotline and walk-in crisis services are provided (800) 328-8602 role in their communities, including attendant care, infor- Feeling lonely and need someone to talk to? Peer to peer sup- starkeyhearingfoundation.org mation and referral, community skill building, residential from 9 a.m. to 4 p.m., Monday through Friday for individuals port is offered to those who receive mental health and drug support and vocational services, assistive technologies and in crisis. Services include screening calls, counseling, consul- and alcohol services, including their families and friends. Provides hearing aids to deaf and hard-of-hearing persons with collaborations with community partners who offer social and tation, referral, face-to-face assessment and crisis resolution. limited financial resources. recreational support. These services are extremely flexible so Calls received from 6 to 9 p.m., 365 days a year, including that they can be individualized based on the needs of each weekends and holidays. Hear Now receives no government funding and is supported person. NAMI (National Alliance on Mental Illness) Beaver Mental Health Association in Beaver County County 105 Brighton Ave. 1229 Third St. Rochester, PA 15074 Beaver, PA 15009 (724) 775-4165 (724) 888-6877 mhabc.org namibeavercounty.org This association works to promote good mental health and Provides support groups, education and advocacy for in- improved attitudes toward mental illness by providing a range dividuals with mental illness and their families to assist in of rehabilitation, advocacy, education and support services. taking steps towards recovery. Call to locate a support group in Beaver County. Veteran’s Crisis Line Value Behavioral Health of Pennsylvania 1 (800) 273-8255 (877) 688-5970 veteranscrisisline.net vbh-pa.com Free, confidential crisis support for veterans, as well as their A managed care organization that provides behavioral families and friends. health services for individuals receiving medical assistance in Beaver County. Women’s Center of Beaver County American Red Cross PO Box 428 Beaver, PA 15009 Beaver/Lawrence Chapter 133 Friendship Circle (724) 775-0131 Beaver, PA 15009 womenscenterbc.org (724) 775-9700 Crisis counseling for victims of domestic and sexual violence. redcross.org Provides education and community outreach shelter. Available Provides emergency shelter, food and emotional counseling 365 days a year, 24 hours a day. All calls are confidential. to address basic human needs affected or eliminated due to disasters, as well as basic assistance, help with long-term recovery and information and referral service. Beaver County Victim Services Beaver County District Attorney’s Office Beaver County Courthouse 810 Third St. Beaver, PA 15009 (724) 773-8570

28 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 29 Vision Services The Future of Cataract American Foundation for the Blind (AFB) A free audio anthology for blind, visually impaired or physical- (800) 232-5463 ly handicapped or dyslexic subscribers. It offers contemporary Afb.org magazine writing to adults who are unable to read standard print. The special digital talking-book player is provided Surgery is Here! The American Foundation for the Blind (AFB) helps to en- free of charge by the Library of Congress through its Talking sure that individuals who are blind or visually impaired have Book program. It can also be downloaded on the computer. access to the information, technology, education and legal resources they need to live independent and productive lives. The foundation has amplified the voices of people with vision EyeCare America loss, and has helped to facilitate advancement and opportunity (800) 222-3937 for everyone affected by blindness or vision loss. eyecareamerica.org The Seniors EyeCare Program helps to ensure that all eligible

Vision Services Vision Beaver County Association for the Blind (BCAB) seniors ages 65 and older have access to medical eye care. 616 Fourth St. Eligible seniors who have not seen an ophthalmologist in three Beaver Falls, PA 15010 or more years may be able to receive a referral for a glaucoma (724) 843-1111 medical program and/or eye exam at no out-of-pocket cost bcblind.org for up to one year. Beaver County Association for the Blind (BCAB) has been serving persons who are blind or visually impaired and the Free White Cane Program Beaver County community for over 70 years. Some of our National Federation of the Blind services and programs include transportation/sighted guide, a 410-659-9314 life skills group, support groups, assistive technology classes, nfb.org a low vision clinic, children and adult vision screenings, low cost/no cost eyeglass program, eye safety education for the The long, white cane is a means to independence. It has proved entire community and employment opportunities for those to be a useful tool to millions of blind people in navigating their who are blind or disabled. environments with confidence and safety. Visit their website to download an application. Beaver County Lighthouse 720 Third Ave. Guiding Eyes for the Blind New Brighton, PA 15066 (800) 942-0149 (724) 846-1111 guidingeyes.org The Lighthouse is a recreational facility for the blind and Provides trained guide dogs for the blind or visually im- Vision visually impaired. Every Monday, the Lighthouse hosts a day paired throughout the US at no charge. Assistive tech- for Life of breakfasts, craft classes, parties and games, and lunches. nology training is offered in conjunction with guide The staff can also assist individuals with small tasks. dog training.

Blind and Vision Rehabilitation Services of Pittsburgh OneSight Delivering Laser Cataract Surgery and (412) 368-4400 (888) 935-4589 bvrspittsburgh.org onesight.org Multifocal Lens Technology Services and programs for the blind and visually impaired A family of charitable programs that provide free vision care and – including Rehabilitation Center Services, which provides eye wear to underprivileged individuals. Potential recipients in personal adjustment training, low-vision services, Access need of free eye care can inquire at local LensCrafters, Pearle Comfortable, gentle, and highly accurate! Technology Center, senior transition program, case manage- Vision, Sears Optical or Target Optical stores. All patients are ment services, community education services, vocational pre-selected by local charities based on visual and financial need. services and employment services. A Once-in-a-Lifetime Opportunity for a Full Range of Vision! Office of Vocational Rehabilitation (OVR) Carnegie Library for the Blind and Physically Bureau of Blindness and Visual Services Handicapped (866) 412-4072 Additional Services Offered: (412) 687-2440 dli.pa.gov (800) 242-0586 • Comprehensive Eye Exams & Consultations • Glaucoma Evaluation & Treatment carnegielibrary.org/LBPH Assists Pennsylvanians who are blind or visually impaired to gain the skills necessary to live and work independently in • Diabetic Retinal Exams • Macular Degeneration Evaluation & Treatment Free library services are available to eligible visually and physi- their communities. Independent Living for the Older Blind cally disabled individuals in western Pennsylvania. Recorded (ILOB) is also an OVR program that serves individuals ages 55 books and magazines, equipment to play the recordings, large- and older who are legally blind. It’s designed to help individu- print books and described videos are available. Materials are als achieve or regain maximum independence within their mailed to registered readers and returned postage free. homes and communities. No financial needs test is required but visual eligibility must be documented. Services include advocacy, counseling, information referral, blindness skills Choice Magazine Listening (CML) training, rehabilitation teaching, orientation and mobility (888) 724-6423 instruction, and low vision services. Cranberry Township • 724.772.5420 | Fox Chapel Plaza • 412.782.0400 choicemagazinelistening.org www.scottandchristie.com 30 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 31 Alzheimer’s Support Health-Related Associations and Support Groups

Ten early signs and symptoms of Alzheimer’s disease • an outlet to express your feelings and concerns to someone When faced with a health crisis, it sure helps to know that Cerebral Palsy Lupus who understands your situation and can offer practical tips you’re not alone. With so many support groups in our com-

for coping; United Cerebral Palsy Lupus Foundation of PA Groups and Support Associations Memory loss that disrupts daily life may be a symptom of munity, there’s no need to be. Below are a number of health- Alzheimer’s disease or another dementia. Alzheimer’s is a (800) 872-5827 (800) 800-5776 • ongoing, unconditional support during the course of the related associations and support groups that are at your lupuspa.org brain disease that causes a slow decline in memory, thinking disease; ucp.org and reasoning skills. Here are 10 warning signs and symptoms service, should you need them. of Alzheimer’s. If you notice any of them, see a doctor. • insight into the effects the disease will have on the afflicted person and his or her family; and Crohn’s and Colitis Mental Health Memory loss that disrupts daily life. A common sign of Alzheimer’s is memory loss, especially recently learned infor- • information on assessment centers, legal and financial is- Crohn’s and Colitis Foun- Behavioral Health Beaver mation. Others include forgetting important dates or events, sues, home care, adult day services, personal care homes, dation of American County asking for the same information over and over, increasingly nursing homes and other resources in your community. (724) 847-6225 needing to rely on family members for things they used to (800) 343-3637 handle on their own. ccfa.org bcbh.org Care Consultation

Alzheimer’s Support Challenges in planning or solving problems. Some people This service assists persons with Alzheimer’s or related de- National Alliance on may experience changes in their ability to develop and follow mentias and their families in planning for and dealing with Diabetes Mental Illness (NAMI) a plan or work with numbers. They may have trouble follow- all aspects of the illness. ing a familiar recipe, keeping track of bills or concentrating. American Diabetes (888) 264-7972 Components of Care Consultation include: namiswpa.org Difficulty completing familiar tasks at home or work. People Association with Alzheimer’s often find it hard to complete daily tasks. They • assessment of needs; (888) 342-2383 may have trouble driving to a familiar location, managing a • assistance with planning and problem solving; diabetes.org Multiple Sclerosis budget or remembering the rules of a favorite game. • information and resource lists; National Multiple Confusion with time or place. People with Alzheimer’s can lose track of dates and the passage of time. They may have • supportive listening; and Epilepsy Sclerosis Society trouble understanding something if it is not happening im- (800) 344-4867 mediately, or forget where they are or how they got there. • follow up, as needed. Epilepsy Foundation of nationalmssociety.org Care Consultation is not case management, care manage- Western/Central PA Trouble understanding visual images and spatial relation- (800) 361-5885 ships. For some, having vision problems is a sign of Alzheim- ment, counseling, crisis intervention or case advocacy, but er’s. They may have difficulty reading, judging distance and part of it may identify the need for and refer families to ap- efwp.org Myasthenia Gravis determining color or contrast. propriate agencies or persons that provide these services. Care coordinators are not trained to provide crisis interven- The Myasthenia Gravis Problems with words in speaking or writing. People with tion. Families with ongoing or extremely critical needs will Foundation of America be linked with resources in the community that are best able Heart Alzheimer’s may have trouble following a conversation. They (800) 541-5454 may stop in mid-sentence and have no idea how to continue, to support them. American Heart myasthenia.org or they may repeat themselves. Association Misplacing things and losing the ability to retrace steps. A Alzheimer’s Support Groups (800) 242-8721 person with Alzheimer’s may put things in unusual places, The Alzheimer’s Association sponsors caregiver support americanheart.org Osteoporosis lose things and be unable to retrace steps to find them. They groups where individuals can connect with other families may accuse others of stealing. and caregivers who are dealing with the disease. Meet- National Osteoporosis ing with a group reduces feelings of isolation, provides Foundation Decreased or poor judgment. People with Alzheimer’s may techniques that can help ease the physical and emotional Kidney (800) 231-4222 experience changes in judgment or decision-making; for ex- burden for both the diagnosed person and caregiver, and Alzheimer’s Blind American Kidney Fund nof.org ample, giving large amounts of money to telemarketers. They offers a chance to share practical ideas and feelings in a Alzheimer’s Association Beaver County may pay less attention to hygiene. compassionate setting. (800) 638-8299 (800) 272-3900 Association for the Blind kidneyfund.org Withdrawal from work or social activities. The person may alz.org/pa (724) 843-1111 Ostomy start to remove themselves from social activities. They may Alzheimer’s Support Groups in Beaver County have trouble keeping up with a favorite sports team or re- bcblind.org United Ostomy Charles Fenchel and Associates membering how to complete a favorite hobby. They may avoid Leukemia Associations of America being social because of the changes they have experienced. 2242 Darlington Rd. Alzheimer’s Support Beaver Falls, PA 15010 See page 32 The Leukemia and (800) 826-0826 Changes in mood and personality. The personalities of (724) 847-4723 Brain Lymphoma Society ostomy.org people with Alzheimer’s can change. They can become con- (800) 955-4572 fused, suspicious, depressed, fearful or anxious. They may be Brain Injury Association St. Barnabas Beaver Meadows Arthritis leukemia.org easily upset at home or in places that are unfamiliar. 5130 Tuscarawas Rd. of Pennsylvania Parkinson’s Disease Beaver, PA 15009 The Arthritis Foundation, (800) 444-6443 American Parkinson Alzheimer’s Association Western Pennsylvania biapa.org Liver Disease Association, Inc Helpline: (412) 261-5040 or (800) 272-3900 Early stage telephone support groups Chapter (800) 223-2732 alz.org/pa (412) 566-1645 American Liver Foundation apdaparkinson.org Alzheimer’s Association telephone support groups arthritis.org Cancer (800) 465-4837 The Alzheimer’s Association provides vital services and sup- provide emotional, educational, and social support for port to individuals struggling with the disease, their families American Cancer Society liverfoundation.org Stroke and caregivers, including: individuals living in the early stages of Alzheimer’s or (800) 227-2345 a related dementia and their care partners. Bereavement Support cancer.org American Stroke Helpline: The telephone Helpline is toll-free, convenient and Lung Association To locate a support group, confidential. It is answered 24 hours a day, 7 days a week Held via telephone conference call, these groups help (888) 478-7653 and provides: contact GriefShare National Cancer Institute American Lung Association participants develop coping methods and encourage strokeassociation.org (800) 395-5755 (800) 422-6237 (800) 586-4872 • answers to your questions about Alzheimer’s disease and ongoing personal, physical and emotional health. Reg- other forms of dementia; griefshare.org cancer.gov lungusa.org istration is required by calling (800) 272-3900.

32 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 33 Community Support Programs Assistive Technology

The following few pages list a wide variety of community Society of St. Vincent de Paul Augmentative Communication Consultants (ACCI) Paws With A Cause (PAWS) support programs that assist older adults in various ways 1243 North Franklin St. (412) 264-6121 (616) 877-7297 with remaining in their own homes. Pittsburgh, PA 15233 (800) 982-2248 pawswithacause.org (412) 321-1071 acciinc.com PAWS trains assistance dogs nationally for people with dis- svdppitt.org Assistive Technology Beaver County Cancer and Heart Association ACCI represents more than a dozen manufacturers of aug- abilities and provides lifetime team support which encourages 3582 Brodhead Rd., Ste. 201 Offers many community services for those less fortunate— mentative communication and other assistive technologies, independence. Monaca, PA 15061 including food, clothing and furniture, as well as help apply- offering demonstrations, products, workshops and consulta- (724) 774-6600 ing for energy assistance. The society also provides financial tions. Also offers iPad SGD. bccha.org resources (based on availability) through its conferences, or Pennsylvania Assistive Technology Lending Library The Beaver County Cancer and Heart Association assists lo- groups of volunteers. (412) 683-7100 ext. 2179 cal residents in the prevention of cancer and cardiovascular Disabled Dealer TTY: (412) 246-2255 diseases by offering support services and education programs. disableddealer.com classcommunity.org Their Pharmaceutical Assistance Program, for example, helps Through regional print publications, individuals and businesses This “try before you buy” program offers loaners of assistive Community Support Programs those who are without prescription coverage by providing infor- can sell their new and used accessible vans, scooters, wheel- mation on available discount drug programs, and working with technology devices for approximately six weeks to Pennsyl- chairs and more. pharmaceutical companies that provide discount medication. vania residents with disabilities. BCCHA also provides free wigs to uninsured women in Beaver County who are undergoing chemotherapy, and discounted Guiding Eyes for the Blind UPMC Center for Assistive Technology bra and breast forms to those who have undergone a mastec- (800) 942-0149 (412) 647-1310 tomy. The association’s Angels R’ Us Fund is for local families guidingeyes.org TDD (412) 647-1325 who have a child diagnosed with cancer or life threatening upmc.com/Services/rehab/rehab-institute/services/cat/Pages/ Provides trained guide dogs for the blind or visually im- heart condition. The fund helps defray the financial burden default.aspx related to the child’s illness. paired throughout the US at no charge. Assistive tech- nology training is offered in conjunction with guide A joint program of UPMC and University of Pittsburgh, the Cen- dog training. ter for Assistive Technology assists individuals with disabilities Beaver County Collaborative Action Network who need assistive devices for mobility, hearing, speech and Foundation (BCCAN) other essential everyday needs. PO Box 369 Beaver, PA 15009 bccan.org WE OFFER at BCCAN’s website is a valuable information and referral source Stairlifts affordable prices! for more than 300 community service agencies in Beaver NEW • USED • RENTALS County and beyond. Search the online library and agency #1 Authorized Acorn directory, or download a customized resource directory from Dealer in the Area! their current database. Equipment Lending • Free, No-Obligaton In-Home Assessment Catholic Charities Diocese of Pittsburgh Basic Needs Assistance for the Elderly Community Living and Support Services (CLASS) • Professional assistance to 276 East End Ave. Lending Programs help you with the right stairlift Beaver, PA 15009 1400 South Braddock Ave. solution that meets your needs (724) 775-0758 Pittsburgh, PA 15218 and budget ccpgh.org (412) 683-7100 ext. 2179 classcommunity.org • No Physician’s Rx Needed Catholic Charities provides seniors and their families with information about community resources and assist them with Good Use Program • Buy Back Program Offered emergency basic needs such as counseling, referrals to com- CLASS now has the Good Use Program for used durable medical equipment. We accept gently used walkers, rol- munity services and CAP/Dollar Energy Program. lators, bath benches, commode chairs and other durable 12 months 0% financing medical goods on a limited basis. We redistribute them for a nominal cost of $10, if the recipient can afford it, with approved credit Salvation Army otherwise there is no charge. There is never a charge for PO Box 600, 414 16th St. veterans. Please contact CLASS for more information. Beaver Falls, PA 15010 CALL TODAY AND SAVE $$ (724) 846-2330 Used Equipment Exchange salvationarmy-wpa.org TechOwl PA has a classified listing of items of assistive technology available for sale or donation. (An assistive LOWEST PRICE GUARANTEED!! Get Their Quote...Then Call Us! Provides assistance with spiritual and emotional support, technology device is any device used by a person with a emergency assistance or shelter, emergency disaster assistance disability in order to communicate, work, play, learn, do (412) 260-7469 chores at home or get around in the community). For more and foodbank. information go to www.techowlpa.org. HIC PA079038 Locally Owned 34 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 35 Food Assistance Food Assistance

Senior Farmer’s Market Nutrition Progam (FMNP) Meals on Wheels Food Pantries Salvation Army Beaver Falls Beaver County Office on Aging Meals on Wheels is an ideal program If you are in need of food assistance or 414 16th St., Beaver Falls Farmers Market Hotline for older adults who are homebound are having difficulty making ends meet (724) 846-2330 and simply need a nutritious, meal, (724) 847-2262 and unable to shop for food or physi- check out this page for resources in your cally prepare their own meals.

By using FMNP checks—administered in Beaver County Beaver County community. Beaver Falls Breakfast Ministry Food Assistance through Beaver County Office on Aging—older adults can Each meal is nutritionally sound and (breakfast every Saturday) purchase and enjoy the benefits of locally grown produce. Baden United Methodist Church/ meets two-thirds of seniors’ Recom- One set of four checks worth $6 each is distributed to eli- We Care Food Pantry mended Daily Allowance (RDA). Hours (Baden and Conway) Central United Methodist Church gible seniors each summer at scheduled sites throughout the st nd (724) 869-2720 and (724) 242-0204 (1 and 2 Saturday of each month; county. Recipients must be age 60 or older, live in Beaver and days of operation vary by location (see list below) but meals are generally dinner on Monday, Thursday and County, not live in a residential facility, and meet income Christian House Baptist Chapel st nd Food Assistance Fridays in addition to 1 and 2 guidelines. Checks are distributed on a first-come, first- served Monday through Friday between (Raccoon Township) 10 a.m. and noon. Consumers are asked Saturdays) served basis. Eligible seniors not physically able to get to a (724) 495-3330 th site can designate a proxy to pick up and redeem the checks. to donate an average of $20 to $25 per Sixth Ave. and 13 St., Beaver Falls Lutheran Senior Life / Lutheran Proxy forms are available at the Beaver County Office on week for meals. (724) 846-3474 Services Society Meals on Wheels Aging and on the Pennsylvania Department of Agriculture First Baptist Church website: agriculture.pa.gov. Beaver Falls Meals On Wheels All of Beaver County Beaver County Cancer and Heart Association (4th Saturday) College Hill Reformed (724) 774-0292 3582 Brodhead Rd., Ste. 201 Sixth Ave. and 17th St., Beaver Falls Presbyterian Church Monaca, PA 15061 Salvation Army Aliquippa (724) 843-8930 Supplemental Nutrition Assistance Program (SNAP) 34th and Fifth Avenues, Beaver Falls (Lower Beaver Valley, zip code (724) 774-6600 SNAP is the federal Food Stamp Program. The program is (724) 843-5450 and (412) 908-1054 15001, 15061 and 15081) St. John The Evangelist Orthodox bccha.org/support.html accessible to low-income individuals and families to buy the (724) 378-0875 Christian Church food they need for good health. Benefits are provided on an Serves Beaver Falls area, Eastvale, Offers Ensure and Ensure Plus nutritional supplement at very (3rd Saturday) affordable prices. Flavors include vanilla, chocolate, straw- electronic card that is used like an ATM card and accepted North Sewickley, part of Patterson Salvation Army Beaver Falls at most grocery stores. 1501 8th Ave., Beaver Falls berry and butter pecan. Township, Koppel and Homewood (Upper Beaver Valley, including zip codes 15010, 15066, 16136, 16141 (724) 847-1111 SNAP Program Income Guidelines Blackhawk Area Meals On Wheels and 16157) Greater Pittsburgh Community Food Bank Mt. Olive Lutheran Church (724) 891-3605 (412) 460-3663 2679 Darlington Rd., Chippewa Notes:______Household Age 60 and Over or Salvation Army Midland pittsburghfoodbank.org Age 59 and Under (724) 843-6646 Size Disabled (zip codes 15052 and 15059 (724) 777-0011 ______A federal program, run by the Pennsylvania Association of Serving South Beaver Township, Big ______Regional Food Banks, that provides USDA commodity foods. 1 $1,666 $2,082 Beaver, Chippewa Township, Darling- Salvation Army Rochester Each month participants receive a box containing food. Must ton, New Galilee, Patterson Twp., Pat- (Central Beaver Valley including zip 2 $2,256 $2,820 ______meet certain criteria to be eligible. terson Heights and Enon Valley codes 15009, 15027, 15042, and 15074) (724) 774-8335 ______3 $2,845 $3,556 Beaver County Meals On Wheels Senior Center Congregate Meals Zelienople Church of the Nazarine ______Each Grace Lutheran Church (724) 452-9190 Senior centers and their satellite locations throughout Beaver Additional +$590 +$738 393 Adams St., Rochester ______County offer congregate meals every week to older adults. Member (724) 774-0292 The schedule for these meals is as follows: Soup Kitchens ______Serving Aliquippa, Ambridge, Baden, Christ Episcopal Church Center at the Mall, Beaver Valley Mall: Beaver, Bridgewater, Brighton Town- 1217 Third Ave. (Rear), New Brighton ______Monday through Friday * Income guidelines are in effect through September 30, 2020. ship, Center Township, Conway, East (724) 561-6491 ______Rochester Boro, Economy Boro, Fair Circle of Friends, Baden: Church in the Round • The head of the household Oaks, Five Points, Freedom, Harmony, ______Monday through Friday Griffith and Woodrow, Aliquippa Hookstown, Hopewell Township, Inde- • The spouse of the head of the household (724) 375-5528 ______Circle of Friends, New Brighton: pendence, Industry, Midland, Monaca, Monday through Friday • Any other responsible household member New Brighton, New Sewickley, Pulaski First Presbyterian Church ______Circle of Friends, Aliquippa: • A designated authorized representative, who can be a friend, Township, Rochester Boro, Rochester 1103 Eighth Ave., Beaver Falls ______Tuesday, Wednesday and Thursday relative, neighbor, or anyone else the applicant trusts to go Township and Vanport. (724) 846-7818 food shopping and use his/her food stamp benefits ______See page 70 of this Guide for more information about senior Ladle and the Hearth centers in Beaver County. How to apply Ninth and Maplewood, Ambridge ______(412) 908-0323 Fill out an application at your local County Assistance Office ______at (724) 773-7300 or (800) 653-3129, Department of Human Services (800) 692-7462/TDD: (800) 451-5886 or fill out an ______online form at COMPASS, compass.state.pa.us. 36 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 37 Financial Assistance Financial Assistance

Alliance for Consumer Protection (ACP) Pennsylvania Housing Finance Agency Social Security Administration 277 Beaver Valley Mall Blvd., Access Home Modification Program Office of Public Inquiries Monaca, PA 15061 (800) 822-1174 Windsor Park Building (724) 770-2078 phfa.org 1100 West High Rise acp-beaver.org 6401 Security Blvd. Assistance Financial ACP provides consumer information and education, mediates Provides mortgage loans to assist persons with disabilities or Baltimore, MD 21235 and negotiates complaints, helps resolve credit report problems, who have a family member(s) living in the household with (800) 772-1213 disabilities and who are purchasing a home that needs ac- TCBC the cornerstone of beaver county does consumer credit counseling and establishes family budgets TTY (800) 325-0778 600 Sixth St. for consumers in the Beaver County region. All services are free. cessibility modifications. This program provides a deferred ssa.gov payment loan, with no interest and no monthly payment. Beaver Falls, PA 15010 The loan becomes due and payable upon payoff of the first On the Social Security Administration’s website, you can (724) 846-6400 Beaver County Assistance Office mortgage, sale, transfer, refinance or non-owner occupancy determine if you qualify for benefits, apply for benefits (re- cornerstonebeaver.org

Financial Assistance 171 Virginia Ave. of the property. tirement and disability) and estimate your future benefits. Facebook page: TCBC The Cornerstone of Beaver County PO Box 349 You can also get help with a particular situation such as a Rochester, PA 15074 The Cornerstone is a reliable central access to Beaver County (724) 773-7300 or (800) 653-3129 Reverse Mortgage death in the family, and receive information for widows, resources that help community residents improve their lives. LIHEAP (724) 773-7495 A reverse mortgage enables older homeowners to convert widowers and other survivors on how to report a death. It’s resources include: dhs.pa.gov part of the equity in their homes into tax-free income Social Security’s toll-free number operates from 7 a.m. to without having to sell the home, give up their title or • The Franklin Center: Helps eligible applicants who are The Beaver County Assistance Office provides help and ser- 7 p.m. Monday through Friday. If you have a touch-tone facing imminent homelessness with rental and utility vices to residents of Beaver County regarding matters such as take on a new monthly mortgage payment. The reverse phone, recorded information and services are available 24 assistance and more. cash assistance, Food Stamps, medical coverage, home heating mortgage is aptly named because the payment stream hours a day, including weekends and holidays, seven days assistance (LIHEAP), emergency housing and possible help is “reversed.” Instead of making monthly payments to a week. For those who are deaf or hard of hearing, call the • Beaver County Fair Housing Office: Creates equal housing with paying for Medicare premiums. To learn more, call the a lender, a lender makes payments for you. TTY number above between 7 a.m. and 7 p.m. Monday opportunities by educating and enforcing Fair Housing above phone numbers or visit the state website. A reverse mortgage can be paid to you all at once in through Friday. Have your Social Security number handy Laws that prohibit discrimination based on race, color, a single lump sum of cash, as a regular monthly loan when calling. religion, sex, national origin, disability or family status. Pennsylvania Assistive Technology Foundation (PATF) advance, or at times and in amounts that you choose. Beaver County SSA local offices: • SNAP: Through the Greater Pittsburgh Community Food (888) 744-1938 The amount of cash you can get depends in part on the Bank, this helps individuals to afford food, health insur- patf.us specific reverse mortgage plan you select. You pay the All Beaver County residents with a zip code that starts “15” ance and home heating through programs like SNAP, should contact the Baden office at: This statewide nonprofit organization provides education and money back plus interest when you sell your home, Medical Assistance and LIHEAP. financing opportunities for people with disabilities and older permanently move from your home or are deceased. 350 Logan Ln. • Emergency Solutions Grant: Provides help to those at risk Pennsylvanians, helping them to acquire the assistive technol- Who’s Eligible Baden, PA 15005 ogy devices and services that improve the quality of their lives. of homelessness through case management, financial Borrowers must be age 62 or older and must occupy the (866) 331-6401 assistance, credit counseling and more. PATF offers: home as a principal residence. All Beaver County residents with a zip code that starts “16” • Supportive Services or Veteran Families: Provides tem- • Information and assistance about assistive technology, How They Work should contact the New Castle office at: funding resources, and vendors porary assistance for veterans who are experiencing a Because you make no monthly payments, the amount 1708 Wilmington Rd. housing crisis. • 0% and low-interest loans you owe grows larger over time. As your debt grows New Castle, PA 16105 larger, the amount of cash (or equity) remaining after • Financial education (866) 331-5286 selling and paying off the loan generally grows smaller. Veterans PATF programs are available to Pennsylvanians of: You are still responsible for property taxes, insurance Veterans and survivors who are eligible for VA Pension and and repairs. Supplemental Security Income (SSI) require the aid and attendance of another person, or are • All ages (800) 772-1213 housebound, may be eligible for additional monetary pay- • All income levels What You Pay TTY: (800) 325-0778 ment. See page 73 for more information. The lowest cost reverse mortgages are offered by state ssa.gov • All disabilities and health conditions and local governments; they generally have low or no We make every effort to make all of our materials accessible, loan fees, and the interest rates are typically moderate. SSI is a federal program that provides monthly cash pay- Additional Resources including to non-English speakers. Private sector reverse mortgages are very expensive and ments to people who have a limited income and resources include a variety of costs. Reverse mortgages are most if they are age 65 or older or if they are blind or have Pennsylvania Department of Banking and Securities expensive in the early years of the loan and become less another disability. (800) 722-2657 Pennsylvania Health Law Project costly over time. dobs.pa.gov (800) 274-3258 Being eligible for SSI means: phlp.org Tax and Estate Considerations Pennsylvania Office of Attorney General It’s important to be aware that reverse mortgages may • you receive a monthly benefit. (800) 441-2555 Pennsylvania hospitals are required by law to provide care attorneygeneral.gov have tax consequences, affect eligibility for assistance for people who can’t fully pay their medical bills. They are • Medicare premiums are paid in full. required because most hospitals receive funds--called “charity under federal and state programs, and have an impact US Department of Housing and Urban Development (HUD) on the estate and heirs of the homeowner. (800) 569-4287 care” funds–that are to be used to help such patients. Call • Medicaid and Food Stamp benefits may be available. if you have trouble qualifying for health insuance or free or usa.gov low-cost care from your hospital. Source: aarp.org. 38 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 39 Safety for Seniors Home Repair, Maintenance and Safety

Preventing Crime at Home Lutheran SeniorLife VNA etting older can bring with it various lifestyle changes and Hosanna Industries Most of us want to believe that crime is something that only (877) 862-6659 Gminor health concerns, some of which require us to make 109 Rinard Ln. Home Repair, Maintenance and Safety happens “out there”—beyond our neighborhood or on the modifications to our homes in order to remain safe there. The Rochester, PA 15074 Vector Security evening news. While older adults are less likely to be victims following organizations in and around Beaver County can (724) 770-0262 (800) 756-9161 help you remain independent by providing home safety and of crime than young adults, we can’t ignore that seniors are hosannaindustries.org modification services on an as-needed basis. often targets for robbery, purse snatching, car theft, and home Local telephone service providers may also be of assistance This nonprofit organization uplifts communities by providing repair and Internet scams. Don’t let the fear of crime stop in arranging personal response systems. Contact your local home construction and general repair services as a means to you from enjoying life but do be aware of your surroundings, telephone provider. alleviate poverty among very low-income households and even in your own home. These tips can help you fight crime keep their homes habitable and handicapped assessable. and stay safe. (HUD income guidelines vary by county). Hosanna constructs new homes in one week’s time (called “blitz builds”) for Notes:______qualifying families. Financial verification and a photocopy of Safety for Seniors In Your Home: one’s deed must accompany the application. Personal dona- • Make sure your locks, doors and windows are strong and ______tions and volunteers are welcome. secure. Keep them locked when you are at home and away. ______• Don’t open your door before you know who’s there. Look ReStore through a peephole or safe window first. Habitat for Humanity ______47 Bridge St. • Don’t be afraid to hang up on telephone salespeople. Don’t Beaver Falls, PA 15010 give personal information over the phone. (724) 846-1630 ______Beaver County Home Improvement Program (HIP) beavercountyhabitat.org • Be on guard about hiring people who come door-to-door The Housing Authority of the County of Beaver looking for home repair work. ______ReStore sells good quality used and surplus building materials 300 State Ave. Beaver, PA 15009 at a fraction of normal prices. Proceeds from ReStore helps • Be careful when buying things online. Make sure that any (724) 775-1220 to fund the construction of Habitat for Humanity houses in website you are ordering items from has a secure server. ______beavercountyhousing.org Beaver County. Materials are usually donated from building supply stores, contractors, demolition crews or from individu- • Make a list of your expensive belongings and take pictures Due to the age of the housing stock in Beaver County and rec- als who wish to show their support for Habitat. In addition of the most valuable items. Store these papers in a safe place. ognizing the importance it has on the economic climate of the to raising funds, they help the environment by rechanneling county—as well as the effect that an aging, deteriorating hous- good, usable materials into use. Habitat for Humanity is a • Don’t keep large amounts of money at home. ing supply may have on the community—the Beaver County nonprofit, ecumenical Christian housing ministry. It seeks to Board of Commissioners has made a substantial commitment to • Consider using a home alarm system. eliminate poverty housing and homelessness, and to make maintaining and preserving the existing housing stock in Beaver decent shelter a matter of conscience and action. County through its Community Development Block Grant funds for the Home Improvement Program (HIP). The objectives of In Your Neighborhood: HIP are to stabilize the housing stock by providing rehabilitation Weatherization Program • Get to know your neighbors and join a neighborhood watch assistance to eligible county residents. program if your community has one. The Housing Authority of the County of Beaver The Beaver County Home Improvement Program was created 300 State Ave. • Walk with a friend. Stay away from unsafe places like dark to provide financial assistance to eligible home owner/occu- Beaver, PA 15009 parking lots or alleys. pants. This financial assistance is offered in the form of a zero (724) 775-1220 percent interest loan/deferred payment grant. The amount of beavercountyhousing.org • Keep your car doors locked at all times. Don’t open your assistance varies based upon household income and is to be car door or window for strangers. used to return the housing unit to a code compliant condition The purpose of this program is to help lower fuel bills. Ser- vices may include: weather stripping around doors, caulking with a secondary emphasis on energy conservation. • Carry your purse close to your body with the strap over around windows, insulation around hot water tank/ exposed your shoulder and across your chest. Live Independently…Not Alone water pipes, sealing of air ducts, insulation in attic area, safety inspection of furnace. Applicants are ranked on a Waiting List Medical help at the push of a button. A-1 HAULING LLC based on need of the household. Personal Response Systems (PERS) BEST RATES! Get medical help in an emergency at the push of a button Weatherization Program Income Guidelines Personal response systems allow a person — with the touch with the Personal Emergency Response System (PERS) QUICKEST RESPONSE TIME! from Vector Security®. of a button — to reach someone at a response center 24 Downsizing Specialists! Income Limits (before any deductions): hours a day, seven days a week. For seniors and people Simply wear the system on your wrist or neck and press the “help” with disabilities, these systems can give you or a loved one button to be connected to a trained operator 24 hours a day. Owner Surpervises All Jobs! People in household 200% of Poverty peace of mind. Call now for more information and a free consultation…because living We Haul Anything, Anywhere, Anytime! 1 $25,520 alone doesn’t mean being alone. The senior or disabled individual can often continue with daily Call Us Before You Rent A Dumpster 2 $34,480 activities and remain independent as a result of having a PERS. Cleanouts For Garages,Basements, 1-800-756-9161 Attics, Estates, Offices 3 $43,440 Personal response systems: www.vectorsecurity.com Each additional member (after family of 8) add $4,020. 724-216-3496 Income guidelines may change end of January 2021. 40 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 41 Emergency Preparedness Emergency Preparedness

Are you ready for an emergency? (and why you should be!) • you need special medical services Now that you have your personal emer- 4 Cash, checks and credit cards Editor’s note: Please be sure to save the friends, neighbors or other people you can safely get out of and away from such as dialysis or heart monitoring. gency plan, begin to gather emergency 4 information in this article. It’s designed your home. supplies to keep in your home or take Re-sealable plastic bags would call for help in a serious emer- • you have no automobile and will to help you take the first steps in ready- gency. Ask if you would be able to call with you if you have to leave. Here are 4 Preparedness Emergency Where you will go. Your plan should need transportation. Dust masks, plastic sheeting and ing for an emergency. By developing a on them in an emergency. Once you some items that you should always have duct tape for protection from contami- list the place or places you will go if an personal emergency plan and storing have identified your emergency con- • you have to take medications regularly. ready at home: nated air emergency requires that you leave your supplies in your home, you will be better tacts, do this: 4 home. For instance, if you must leave • you have other medical conditions Non-perishable food items (three- 4 Moist towelettes, garbage bags and prepared to withstand an emergency if day supply, manual can opener and, if • Make a list of their names, addresses your home for a short time (an hour or or disabilities that affect your ability plastic ties for personal sanitation and when it occurs. it’s hard for you to use a can opener, so), pick a place close by, maybe with to move around such as arthritis or and phone numbers on small index food in easy-to-open containers) 4 Noise-making devices to signal for Emergencies and disasters come in a family member or friend, where you cards that you can keep in your home poor eyesight. help (whistle, pot and pan, air horn) many types and sizes: heat waves and and purse/wallet. will be safe and it will be easy to return 4 Water (three-day supply, one gallon snow storms, fires and floods, power home. If you must leave your home for • you have pets that will need to be per person per day for drinking and 4 Tools (wrench to turn off water, • Give copies to the people on your cared for.

Emergency Preparedness outages and hazardous material spills. a longer time, even a few days, indicate sanitation) snow shovel, ice breaker) You can often get through an emergency list so that they can communicate with the name, address and phone number Learn more about emergency pre- 4 Lighting and clock (battery operated) 4 A copy of your personal emergency just by staying inside and being care- each other. of a family member or friend where paredness plan, including the list of emergency ful. At other times, emergencies can • Make sure to add your name, address you will be able to stay until it is safe 4 Flashlight (without batteries load- contact numbers be such a serious threat to your health and phone number to the list so that the to return to your home. Two of the best places to get information ed), supply of batteries and matches in 4 and safety that you may have to leave other people on it can call you. about being prepared for emergencies a waterproof container Buckets or other containers for your home for a time. Most of us can What you need to take with you. If you are online at the American Red Cross water storage 4 Large umbrella and raincoat get through a thunderstorm without Your list of people should include: have to leave your home, your plan should (redcross.org) and the Federal Emer- list the things that you will need to take 4 House and car keys, and extra sets incident but what if it causes a power gency Management Administration 4 Communication devices (cell phone • the family member or other person kept by someone outside the home outage that lasts for a few days? We are with you so that you can find and pack (fema.gov). with charger, battery powered ra- used to snowfalls but not like the one who you feel you can most depend on them quickly, especially your medications. dio, NOAA weather radio, television, 4 Local street map and phone direc- that happened last February. in an emergency. This person should be It also helps to keep some basic cloth- personal computer with email and tory someone with whom you stay in touch ing items packed in a bag and ready to Internet, paper and pens) Because emergencies often happen with regularly, will always know where you go. See “Emergency Home Supplies,” Special Needs Response Card 4 Warming and cooling items (blan- Beaver County Emergency little or no warning, you may have little are and will know how to contact you. to the right. 4 First-aid kit and manual, medica- kets, fans, air conditioner, sleeping Services tions, medical supplies, personal bags) or no time to prepare. For this reason, This should be the first person you call th How to secure your home. Since you 351 14 St. hygiene and daily living items the trick is to take some simple steps to in an emergency. If you must leave your 4 may be away for a while, your plan Ambridge, PA 15003 Fire extinguisher and instructions prepare ahead of time so that you will home, this should be the first person 4 should list the things you need to (724) 775-1700 Personal identification and impor- on how to use it be ready when one happens. Moreover, that you call to say where you will be tant documents (birth certificate, Social do to safeguard your home, such as beavercountypa.gov/Depts/EMS/ 4 your local police and other emergency and how you can be reached. Security and Medicare/Medicaid cards, Two or three complete changes of the following. Pages/default.aspx clothing personnel may not be able to respond to driver’s license, home deed, insurance • emergency services in your com- you right away if you need help when If you or other members of your fam- and bank records, list of major house- 4 munity, such as the police, fire and • Lock doors and windows Children’s supplies, if needed a general or widespread emergency— ily would require special assistance hold goods) in a waterproof container ambulance or emergency medical staff. such as a flood or snowstorm—happens • Unplug all major appliances in the event of an emergency evacu- and secure place 4 Pet supplies, if needed in your community. In these cases, be- ation, the Beaver County Emergency • your personal physician. (Make sure • Turn off utilities ing prepared can help you get through Management Agency has a Special that your physician knows about all of Needs Response Card that you can an emergency on your own until • Have a house key with you and give the medications that you take.) complete and send in to notify the help arrives. another one to a nearby family member Emergency Alerts (Swift 911) agency of your needs. (Some special • your Office on Aging care manager or or friend Remember to be a good neighbor and senior center. needs would include if you are hear- The Beaver County, PA emergency friend in an emergency. If you know Special help you may need. If you have ing, visually or mobility impaired, alerts Swift 911 mass notification others who may need help, especially • nearby family members, friends special medical or physical conditions or or would require special transporta- system is utilized to alert residents re- tion for a medical condition.) The those who live alone, they may re- and others who may be able to help needs, list them so that they are known garding emergencies such as fires, out- Special Needs Response Card is ally appreciate hearing from you and you, especially those who have a car and can be met in an emergency. Tell the ages, floods, hurricanes, evacuations automatically sent out to all county and more. Beaver County Emergency knowing that someone is thinking and could come to your home or take people on your contact list about your residents each year; if you didn’t Alerts deliver messages via multiple about them. you somewhere. needs so that they will know what to do receive one or need a replacement, contact methods including voice, text for you in an emergency. It is important Individual Emergency Plans • someone you know well who lives call the number above or visit the and email. outside the Beaver County area and may to note anything that will affect your Beaver County emergency Services at Your individual emergency plan should be easier to contact if local phone lines ability to leave or live away from your the above address Monday through The Swift 911 portal allows you to register for alerts as well as update be designed to meet your personal situ- are jammed. home for a few days, such as: Friday. By completing and signing ation and needs in an emergency. The this card, your signature authorizes contact information. How you will get out. In some emer- • you use a walker or wheelchair, or emergency management officials following information should help you Visit beavercountypa.gov/Depts/ gencies such as a fire, you may not be are unsteady on your feet. to use the information provided to create an effective emergency plan. EMS/Pages/EmergencyAlerts.aspx able to leave your home through a main • you have special medical needs such assist you if an evacuation is ever Who you will call. Begin your plan by required. All information provided to complete the information for the entrance or get to the street. Your plan as oxygen or insulin. thinking about which family members, should list all the other ways that you is kept confidential. portal.

42 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 43 Health Insurance Health Insurance Health insurance is a serious matter,­ especially with today’s Medicare (Original Medicare Plan) Medigap Insurance Following are Medicare Advantage Military Coverage rising healthcare costs. This section of the Guide offers an (800) 633-4227; (800-MEDICARE) APPRISE Program Plans within Beaver County. array of options for health and long-term insurance cover­age, TTY: (877) 377-4950 (724) 847-2262 Local counseling and advocacy. medicare.gov (888) 548-2262 Long Distance Gateway HealthPlan TRICARE (800) 444-5445 The Pennsylvania Insurance Medicare is a health insurance program for: (877) 741-7756 tricare.mil Department Consumer Line Health Insurance Federal/State Insurance • people ages 65 and older; (877) 881-6388 HealthAmerica Advantra TRICARE is a healthcare program for insurance.pa.gov Medicaid (800) 470-4272 active duty service members, National (800) 692-7462 or • people under age 65 with certain disabilities; and Guard and Reserve members, retirees This is a Medicare supplement insurance Beaver County Assistance Office at (724) 773-7300 with 20 years of service, and their • people of all ages with end-stage renal disease (permanent policy sold by private insurance compa- Highmark Keystone Health Plan West cms.gov families. Medicare-eligible uniformed kidney failure requiring dialysis or a kidney transplant.) nies to fill “gaps” in Original Medicare (800) 576-6343 services retirees ages 65 and older and Plan coverage. Medigap policies only Health Insurance certain family members have access to Medicare Part A (Hospital Insurance) helps to pay for inpatient A joint federal and state program that helps pay medical costs work with the Original Medicare Plan. Humana Insurance Company expanded medical coverage known as hospital care, psychiatric hospital care, medically necessary The best time to buy a Medigap plan TRICARE for Life (TFL). You must have for some people with limited incomes and resources. Most skilled nursing facility care following a hospital stay, home (800) 833-2312 of your healthcare costs are covered if you have Medicare is during open enrollment, which lasts Medicare Part A and Part B to receive health care, hospice care and blood received in a hospital or for six months. It starts on the first day and Medicaid. Medicaid programs vary from state to state. TFL benefits. skilled nursing facility. Most people do not pay a premium for of the month in which you are age 65 United HealthCare People with Medicaid may get coverage for services such as Part A because they or a spouse already paid for it through or older, and enrolled in Medicare Part (800) 281-7522 United States Department of Veterans’ nursing home and home healthcare that are not fully covered their payroll taxes while working. B. In some situations, you may be able by Medicare through Community Health Choices. to buy a Medigap policy outside your UPMC for Life Affairs Health Care Benefits Medicare Part B (Medical Insurance) helps to pay for doctor’s (800) 827-1000 open enrollment period. These rights (877) 381-3765 va.gov services, outpatient hospital services and various medical are called “Medigap Protections.” AmeriHealth Caritas UPMC Community HealthChoices services and supplies. This is a voluntary program and a The Veterans Administration offers a monthly premium must be paid. (855) 235-5115 (844) 833-0523 Private Medicare Advantage Plans The Affordable Care Act medical benefits package to all enrolled (TTY (855) 235-5112) (TTY (866) 407-8762) Assistance to pay for this premium may be available for indi- A Medicare Advantage Plan is offered Health Insurance Marketplace veterans. This plan emphasizes preven- (800) 318-2596 tive and primary care, and offers a full PA Health & Wellness CHC website: viduals with low income. (Refer to Healthy Horizons below.) by a private insurance company that manages the health care of the plan’s Healthcare.gov range of outpatient and inpatient ser- (844) 626-6813 healthchoices.pa.gov Visit the Medicare website listed above or contact your nearest members. The government pays these vices within the VA healthcare system. (TTY (844) 349-8916) (833) 735-4416 Social Security Administration office for specific information companies money each month for each The Affordable Care Act (ACA) helps about benefits. member. The company then helps to Americans get access to the healthcare Other Health Insurance Options Federal Insurance pay for medical care by doctors and coverage they need. Whether you don’t hospitals that the member needs. These A variety of other options are available have coverage now or have it but want to help pay for medical expenses, ser- plans are required to provide all services to look at other options, you can find covered under Medicare Parts A and B, vices and supplies that Medicare covers health coverage at the Health Insurance Healthy Horizons in Pennsylvania • Healthy Horizons Medicare Cost-Sharing Program and many plans offer additional ben- only partly or not at all. efits. In addition to a monthly premium, Marketplace (Healthcare.gov). You’ll (800) 842-2020 or (800) 692-7462 pays only Medicare premiums and Part A and B • Group Health Insurance Continua- you may be responsible for out-of-pocket see all the health plans available in our dhs.pa.gov deductibles and coinsurance (QMB). tion: conversion or continuation of an costs such as a co-payment or co-insur- area so you can compare them side-by- employer provided policy. This medical assistance program developed by the state serves • Healthy Horizons Specified Low Income Medicare Benefi- ance for doctor and hospital visits. To see side and pick the plan that’s right for to ensure adequate health care for older adults and disabled ciary Program (SLMB) pays only the Medicare Part B monthly a specialist or doctor out of the plan, or you. The Marketplace will also tell you • Long-Term Care Insurance: pays persons with low incomes by helping to pay their Medicare premium. get lab work, you need a referral from if you qualify for free or low-cost cover- cash amounts for care received in a premiums. your primary care physician (PCP). • The Qualified Individual Program (Q-I) also pays the Medi- age available through Medicaid. nursing facility or in your home. care Part B premium. NOTE: Medicare Advantage Plans differ • The Healthy Horizons Categorically Needy Program pays Medicare isn’t part of the ACA Market- • Hospital Indemnity Policies: pays medical benefits such as prescriptions, doctor or clinic visits, from a Medigap policy. Medigap is a For more information, contact the Beaver County Assistance place, so you don’t have to replace your cash amounts for each day of inpatient dental and eye care, Medicare premiums, and Part A and B policy sold by the private insurer to fill Office at (724) 773-7300 or APPRISE at (724) 847-2262. hospital services. deductibles and coinsurance. in the “gaps” with Original Medicare. Medicare coverage with Marketplace You should not buy a Medigap plan if coverage. Income guidelines listed below may change in 2020-2021. • Specified Disease Insurance: pro- you are in a Medicare Advantage Plan. vides benefits for the treatment of a Medicare Advantage Plans are available Most Americans are eligible to use the specific disease such as cancer. Program Monthly Monthly Asset Asset Benefits in many areas. If you have one of these Marketplace. Apply online at the above Income: 1 Income: 2 Limits: 1 Limits: 2 plans you do not need a Medigap policy. website, with a paper application, or by • Federal Employee Health Benefits Medicare Advantage Plans include: (QMB) Qualified Medicare $1,064 or $1,437 or less $7,860 $11,800 Deductibles Coinsurance phone (call number, above). Telephone Program (FEHB): offers health cover- Beneficiary “B” less* • Health Maintenance Organization (HMO) help is available 24/7. In-person help age for current and retired federal em- ployees and covered family members. in your community can be found by (SLMB) Specified Low-Income $1,276 or less* $1,724 or less $7,860 $11,800 Return of Part “B” Premium • Preferred Provider Organization entering your zip code at localhelp. Medicare Beneficiary Plans (PPO) For additional information, call the healthcare.gov. Pennsylvania Insurance Department (Q-I) Qualified Individual 1 $1,436 or less* $1,940 or less $7,860 $11,800 Return of Part “B” Premium • Private Fee-for-Service Plans (PFFS) Consumer Line at (877) 881-6388 or the • Medicare Medical Savings Account APPRISE Program at (724) 847-2262. *Includes $20 disregard amount Plans (MSA) *Information from Pa.Gov Pennsylvania Department of Human Services. • Medicare Specialty Plans 44 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 45 Health Insurance

Long Term Services and Supports through Community Health Choices (CHC) Under this program, home and community based long-term care services may be available to adults to enable them to continue to live in their homes and communities with services and supports.

To be eligible for Community Health Choices, you must:

• be a resident of Pennsylvania.

• be a US citizen or a qualified non-citizen. Health Insurance • have a Social Security number.

• meet the level of care needs for a skilled nursing facility. There is no cap on the services that Community Health • meet the financial requirements as determined by your local Choices participants receive, no cost sharing and no contri- County Assistance Office. (Estate Recovery may apply.) butions allowed. In order to qualify for Community Health Choices services, you must meet eligibility requirements. This Services available through Community Health Choices: includes a level of care assessment and a determination of financial eligibility. To get the process started, call the inde- • Adult daily living services pendent enrollment broker Maximus at (877) 550-4227. For more information, call the Beaver County Office on Aging at • Community transition services (724) 847-2262 or (888) 548-2262, or visit beavercountypa. gov/Depts/OOA. • Environmental modifications

• Financial management services Here is a checklist of items to include when applying for Community Health Choices, nursing home and cost shar- • Home-delivered meals ing. These items need to be provided to the assessor for • Home health services eligibility. If they are not, it could slow down the process when applying for different services. • Non-medical transportation services Provide photocopies of the following: • Participant-directed goods and services • proof of date of birth, birth certificate, baptismal • Participant-directed community supports certificate or driver’s license

• Personal assistance services • Social Security card

• Physical therapy • health insurance cards

• Personal emergency response systems • proof of gross income (often participant and spouse) such as Social Security, pension, Railroad • Respite services Retirement., VA, etc.

• Service coordination • burial funds

• Speech therapy • life insurance

• Specialized medical equipment and supplies • bank accounts and liquid assets

• TeleCare • property deeds

• Therapeutic and counseling services • power of attorney or guardian papers

46 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 47 2 2020 Allegheny County Senior Resource Guide Health Insurance Advocacy/Counseling Long-Term Care Insurance

Livanta (866) 815-5440 Health Insurance Long-Term Care Insurance Livanta.com Counseling Pennsylvania Insurance Department Long-Term Care Insurance Livanta protects the rights of Medicare Long-Term Living Helpline: (800) 932-0939 beneficiaries receiving care in Penn- APPRISE State Health Insurance insurance.pa.gov sylvania. Call Livanta if you are: Counseling Program Beaver County Office on Aging The US Department of Health and Human Services says that • Denied admission to a hospital Human Services Building 70 percent of people over the age of 65 will require some 1020 Eighth Ave. type of long-term care, and more than 40 percent will need • Asked to leave a hospital before you Beaver Falls, PA 15010 care in a long-term care facility. Long-term care services are feel well enough (724) 847-2262 or (888) 548-2262 typically not covered by health insurance, disability insurance TDD (724) 728-5700 or Medicare, so paying for these services out-of-pocket can • Are dissatisfied with the quality beavercountypa.gov/Depts/OOA quickly become unaffordable. of medical care you received from a medical provider APPRISE counselors are trained to answer your questions and provide Long-Term Care (LTC) insurance is one option that many you with objective, easy-to-understand people choose to provide financial protection when they Health Insurance Advocacy/Counseling Livanta performs these services free Medicare: Medicare was never intended to cover the costs information about Medicare, Medicare can no longer perform the most basic functions of daily liv- of charge to Medicare beneficiaries, of long-term living; it is health insurance that covers services Supplemental Insurance, Medicaid, ing, such as bathing, dressing, toileting and feeding oneself. including those enrolled in HMOs. National Council on Aging (NCOA) intended to treat short-term illnesses and injuries. Medicare Long-Term Care Insurance and the Coverage includes a variety of services and supports­ over an All Medicare beneficiaries who re- benefitscheckup.org coverage for long-term care is very limited. It does not pay for Medicare Part D prescription drug extended period of time that can be provided in many settings, ceive medical care in Pennsylvania ncoa.org custodial care or non-skilled, personal care services, the level benefit. including in the community where you live, in your home, are eligible. NCOA’s “Benefits Checkup” website of care most commonly needed for chronic illness, cognitive APPRISE counselors are available to in a medical facility or nursing home, or a combination of impairment or fragility. helps people ages 55 and older find and these, depending on your needs. Receiving these services and enroll in federal, state, local and private assist an individual in the following supports in your home or community can make it possible Medical Assistance: In Pennsylvania, Medical Assistance Medicare Rights Center programs that help pay for prescription ways: for you to continue to live at home rather than moving to (a joint federal and state govern­ment program) is the larg- (800) 333-4114 drugs, utility bills, meals, healthcare est payer of Long-Term Care services. Eligibility for services • Understand Medicare Part D Drug an assisted living or nursing facility. Sometimes Long-Term medicarerights.org and other needs. is often based on your income, personal resources and on Prescription benefit program. Care insurance will also cover additional services to help The Medicare Rights Center is a na- functional ability. To qualify, an individual must spend down • Determine if a Medicare Advantage with household tasks such as housework, meal preparation or exhaust their resources. tional, nonprofit consumer service Pennsylvania Health Law Project Plan is right for the individual by ex- and grocery shopping. organization that works to ensure ac- (800) 274-3258 plaining the way Medicare Advantage Department of Military and Veteran Affairs: If you are a It’s Good to Plan Ahead cess to affordable healthcare for older phlp.org Plans work. military veteran, visit www.dmva.pa.gov to learn more about whether or not payment of long-term care is available­ to you. adults and people with disabilities Planning ahead for the possibility that you will at some point through counseling and advocacy, Provides free legal advice to low income • Understand Medicare benefits by in your life need long-term living services can greatly increase Other options: You can also work with a licensed insurance educational programs and public pol- consumers, seniors and persons with explaining what services are covered under Medicare Parts A and B and ex- your options in the way you will receive support, services company and/or agent to research and purchase coverage. A icy initiatives. They help individuals disabilities who are having trouble plaining the Medicare Summary Notice. and care when the time arrives. It will allow your family and list of all companies selling Long-Term Care insurance can be with Medicare understand their rights accessing publicly funded healthcare friends to know your preferences and ensure that your prefer- found at PAHealthOptions.com or by calling (877) 881-6388. and benefits, navigate the Medicare coverage or services. If you are denied • Select a Medigap insurance policy by ences are carried out. Planning ahead also provides you the Some employers also offer Long-Term Care insurance as a system and secure the quality care or terminated from enrollment in a pub- explaining the benefits offered under opportunity to financially prepare for the cost of services, plan benefit option, so check with your employer. they deserve. licly funded healthcare program or have each plan and by providing a list of your housing options, and preserve your financial standard To learn more, visit insurance.pa.gov or: a service denied, reduced or terminated, companies that sell Medigap plans. of living for yourself and your fam­ily. Everyone’s situation is Their education programs offer infor- PHLP may provide you free direct rep- different, and there are plenty of options available based on Office of Long-Term Living mation and resources on benefits, and • Obtain assistance to pay for prescrip- resentation on your appeal. tion drugs through government and your own unique circumstances and priorities. Pennsylvania Department of Human Services their public policy team alerts Con- private programs that offer this service, dhs.pa.gov Who Pays for Long-Term Care gress and the administration about the eligibility requirements and how to problems facing Medicare consumers Pennsylvania Insurance US Department of Health and Human Services apply. Long-term living services can be very expensive. The cost of and recommends systemic improve- longtermcare.gov Department services varies significantly based on the types and amount ments. The center’s website (above) • Find government programs that Bureau of Consumer Services of service that you need. While many believe that Medicare includes a comprehensive list of an- will pay Medicare deductibles, co- (877) 881-6388 covers all or most of the cost, that is not the case. In Penn­ Notes:______swers to Medicare questions on topics payments and Part B premiums and insurance.pa.gov assist in filling out the paperwork. sylvania, the annual cost of a nursing facility can exceed such as coverage basics, eligibility and ______The Pennsylvania Insurance Depart- $99,000. Home and community based services that can help enrollment, plan options and costs, • Understand how Medicare and Medi- you remain in your home cost less yet few can afford to pay private health and drug plan costs, ment offers information on various cal Assistance benefits work together to ______types of insurance and data on insur- for them out of pocket. filling gaps in Medicare, your rights, provide you coverage. ers. Consumers can file a complaint, ______help paying for Medicare costs and Programs are available that can help to pay for long-term read consumer publications, compare • Be your advocate if you have diffi- living services and supports. It’s important to learn about ______advice for caregivers. premiums and more. culty resolving a dispute between you all the available funding sources, the services they cover and Medicare or your other insurance ______provider. and eligibility requirements. In addition to private insurance coverage, research these possible options: 48 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 49 Pharmaceutical Assistance Pharmaceutical Assistance

Beaver County Cancer and Heart Breathe Pennsylvania PACE and PACENET Medicines: Use Them Safely Association (800) 220-1990 (800) 225-7223 breathepa.org Modern medicine makes our lives Pharmaceutical Assistance Program pacecares.magellanhealth.com better and healthier but older adults Assistance Pharmaceutical 3582 Brodhead Rd., Ste. 201 The Patient Assistance program is a PACE stands for Pharmaceutical Assis- should be careful when taking them, Monaca, PA 15061 one-time-only grant for respiratory tance Contract for the Elderly; PACENET especially when using several drugs (724) 774-6600 medications. Cost does not exceed stands for PACE Needs Enhancement at the same time. bccha.org $300. Have your doctors office call for Tier. Both are funded by the Pennsylvania an application. Lottery and administered by the Pennsyl- Generic or brand name? When get- The Pharmaceutical Assistance Pro- vania Department of Aging. These pro- ting a prescription filled, you may gram is designed to assist Beaver grams offer comprehensive prescription have a choice between a generic or Leukemia and Lymphoma Society drug coverage to older Pennsylvanians County residents who are without pre- brand-name drug. They contain the Co-Pay Assistance Program and cover most medications that require scription coverage. The program helps same active ingredients; the only (800) 955-4572 prescriptions, including insulin, syringes them acquire their prescription medi- lls.org and insulin needles. They do not cover Pharmaceutical Assistance difference is that generic drugs cost cation by facilitating the paperwork less. Ask the pharmacist if a generic over-the-counter medicines, medical between the patient, the prescribing The Co-Pay Assistance­ Program offers drug is a choice. equipment or doctor, hospital, dental physician and the pharmaceutical com- assistance to patients who qualify to- or vision services. Enrollees must meet Talk with your doctor and phar- pany who manufactures that particular ward private health insurance premi- income/age guidelines to qualify. ums and co-pay obligations, Medicare macist. Once your doctor prescribes medication. PACE – Who is eligible: a medicine, tell him about all the Part B, Medicare Plan D, Medicare They work with pharmaceutical firms over-the-counter and other meds you Supple­mentary Health Insurance and To be eligible for PACE, you must be 65 that provide free medication and abide are taking. Remind him about any Medicare Advantage premium or co-pay years of age or older, a Pennsylvania by their eligibility guidelines. For those allergies or problems you’ve had. obligations. resident for at least 90 days prior to patients whose medication is not avail- the date of application, and cannot be And find out the right way to take Pennsylvania Department of Rx Outreach able for free, discount program informa- enrolled in the Department of Human the medicine. Health (800) 769-3880 tion is provided to them. There is no fee Medicare Part D Prescription Services Medicaid prescription benefit. For a single person, your total income Chronic Renal Disease Program rxoutreach.com When taking your meds: for this service. Drug Coverage (800) 225-7223 must be $14,500 or less. For a married This fully-licensed, non-profit, mail (800) 633-4227 health.pa.gov • Take it in the exact amount and couple, your combined total income order pharmacy is committed to provid- medicare.gov must be $17,700 or less. time prescribed. American Kidney Fund (AKF) Provides life-saving care and treatment ing a safe, affordable and easy way for • Don’t skip doses or take half doses. (800) 638-8299 Pennsylvanians have the option of PACENET – Who is eligible: for adults with end-stage renal disease. people of all ages to get the medications kidneyfund.org choosing from a variety of prescription The program assists with costs related to they need. The program offers prescrip- • Avoid mixing alcohol and medicine. drug plans. Most plans will have a pre- To be eligible for PACENET, you must be dialysis services: tion drugs to uninsured individuals and The AKF’s program provides financial mium about $27 per month, as well as 65 years of age or older, a Pennsylvania families, as well as those who have • Take the medicine until it’s finished. assistance to qualified dialysis patients a deductible, cost sharing and co-pays resident for at least 90 days prior to the • renal transplantation, limited prescription drug coverage. who are referred by their physicians and for medications. Medicare enrollees can date of application, and you cannot be • Don’t take meds prescribed for enrolled in the Department of Human • medical management, social workers. Safety Net Grants are contact the APPRISE Program’s insur- another person or give yours to Services Medicaid prescription benefit. someone else. provided for treatment-specific expenses ance counseling service at (724) 847- • inpatient and outpatient services, US Department of Veterans 2262 for free, unbiased advice about A single person’s total income can be up such as transportation, over-the-counter to $27,500. A couple’s combined total • medications and Affairs • Don’t take medicine in the dark. whether to enroll in the Medicare Part (800) 827-1000 medicines, medication co-payments and D benefit. See page 46 to learn more income can be up to $35,500. • limited patient transportation. va.gov • Don’t leave your pills where a kidney donor expenses. For details, visit about APPRISE. young child may get into them. the above website or contact the social You must meet income guidelines to Find out if you are eligible for VA ben- worker at your dialysis center. PACE Plus Medicare qualify. efits, how to apply and what it will cost Source: National Institute on Aging, (800) 225-7223 NeedyMeds by visiting the above website. Complete (800) 503-6897 National Institutes of Health, nia. PACE Plus Medicare offers eligible older Pennsylvania Patient Assistance BenefitsCheckUp needymeds.org an application online or contact the VA Pennsylvanians one of the most generous Program Clearinghouse (PAP) Visit nih.gov for more information. National Council on Aging Health Care Benefits Service Center. prescription assistance plans in the United (800) 955-0989 benefitscheckup.org A non-profit, free information source on pharmaceutical patient assistance States. Under PACE Plus Medicare, PACE/ aging.pa.gov or pacecares.magellan- PACENET coverage is supplemented health.com This is an online screening tool for programs and other sources of help for Notes:______by federal Medicare Part D prescription $4/$10 Generic Drug Program prescription drug assistance programs. people who can’t afford their medica- Provides help with finding low-cost Certain grocery and retail stores offer tion and healthcare costs. The above coverage, offering older Pennsylvanians Provides a confidential report of public the best benefits of both programs. Older or no-cost prescription drug assis- ______generic prescription medications at and private programs that can help you website also lists about 11,000 free, tance from pharmaceutical companies. low-cost and sliding-scale clinics. adults continue to receive the same pre- low cost (usually $4 for a month of save money on or find help paying for scription benefits while, in many cases, Each manufacturer has set their own medication or $10 for three months). prescription drugs, groceries, health- saving more money. Enrollees must meet eligibility guidelines. ______Usually there are no income guidelines care, utilities and other services. income/age guidelines to qualify. or restrictions regarding insurance ______Note: Income guidelines may change in coverage. Check with your local phar- 2020-2021. macist for details. ______50 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 51 Funeral Planning Final Details Direct Cremation Funerals: What you Should Know as a Consumer to this location,” Final Details: A Checklist When a loved one dies, grieving family members and $890 explains Becky When you have just suffered an emotionally devastating event such as the death of a spouse or other loved one, the last thing friends are often confronted with dozens of decisions This charge for direct cremation withoutHetzer, anywho has you want to deal with is money and legal matters. But they do matter, now and for your future. Many of the following tasks about the funeral, which must be made quickly and under attendant rights or ceremonies includes:been a mission can also be handled by family members and trusted friends, so allow them to assist you and consult your attorney if necessary. emotional duress. worker with Ho- • Removing the deceased person from any placesanna of deathIndustries

• What kind of funeral should it be? Final Details within Beaver County and transporting the deceasedsince 1996. person “We to Within the First Month the Thomas M. Smith Funeral Home & Crematory Ltd. • What funeral provider should you use? had outgrown Ask your bank to release joint bank account funds to you. In some states, joint bank accounts are our Bakerstown • Consulting with the appropriate family member(s) or legal automatically frozen upon the death of one spouse. • Should you bury or cremate the body, or donate it to science? space and were guardian at the Thomas M. Smith Funeral Home & Crematory looking to build Set up a new bank account. • What are you legally required to buy? Ltd. to acquire necessary vital statistics and authorizations. Funeral Planning a larger facility to Secure an ample number of certified copies of the death certificate. • What other arrangements should you plan? • Email or fax arrangements are available Find important papers: deeds, bankbooks or account statements, stock certificates or investment account • And, as callous as it may sound, how much is it all going • ShelteringA unique the form remains of ministry for a 24 hour period (required by statements and insurance policies. to cost? called Hosanna Industries law) prior to performing the cremation. Locate important certificates: your marriage certificate, spouse’s birth certificate, military discharge papers, Social is available to individuals The increasing trend toward making funeral arrangements in Security card, tax forms and birth certificates of any minor children. These records are needed to establish claims advance suggests that many consumers want to compare prices • Performingin the Pittsburgh the cremation region on site. (Additional fee for obe- for Social Security, life insurance or veteran’s benefits. and services so that ultimately, the funeral reflects a meaningful sity)who may need a helping and well-informed purchasing decision, as well as a suitable • Placinghand, asthe well cremated as to remains those in a simple container. Notify insurance companies (in writing) that insured your spouse of his/her death. Each company will need a tribute to your loved one. who want to offer a hand statement of claim and a death certificate before the surviving spouse can receive benefits. Keep copies of all • Presentingto others. the cremated remains to the appropriate family correspondence. Planning for a Funeral member(s) or legal guardian at the Thomas M. Smith Funeral HomeOfficially & Crematory started Ltd. on Palm Contact your Social Security office to find out if you are eligible for new benefits. Social Security benefits are not 1. Shop around in advance. Compare prices from at least two Sunday in 1990 during automatically paid out after a death; you must apply for them. funeral homes. Remember that you can supply your own • Prearrangementsa worship service and at Prefunding First available Write a formal letter to your spouse’s employer, union or any other group or professional organization with which casket or urn. Presbyterian Church of he may have had an association. Many of these organizations have insurance policies of which you may be the 2. Ask for a price list. The law requires funeral homes to give TheBakerstown, concerns of thea family nonprofit requesting direct cremation are beneficiary. Also inquire about any 401(k), pension or company stock benefits. If your spouse was a veteran, apply you written price lists for products and services. simple-thehas steadily cremation grown should to in be- performed in a timely and dig- nifiedclude manner,13 buildings under the in supervisiontwo of a professional funeral for veteran’s benefits at the nearest Veterans Administration office. Keep copies of all correspondence. 3. Resist pressure to buy goods and services you don’t really director,locations and atin a fairBeaver cost. andThe Thomas M. Smith Funeral Advise all creditors in writing, including issuers of credit cards, that your spouse has died. If you have any loans, want or need. HomeAllegheny & Crematory counties, Ltd. is andcommitted to satisfying these con- find out if they are insured. It’s not necessary to have cerns,has andserved we welcomean increasing the opportunity to be of service. Call 4. Avoid emotional overspending. Consult a lawyer. Your family may be very well meaning, but they are not necessarily legal experts. Discuss fees the fanciest casket or the most elaborate funeral to properly usnumber if you have of any community questions or wish to make arrangements. honor a loved one. residents during that time. before you engage any legal help. Cancel email and website accounts, memberships in organizations, drivers license, notify election board and 5. Recognize your rights. Laws regarding funerals and burials Its expansion took a leap vary from state to state. Know which goods or services the forward in 1998, when credit reporting agencies. law requires you to purchase and which are optional. Hosanna Industries moved Within the First Six Months from Bakerstown to its See a tax accountant or tax lawyer. Federal law requires that an estate tax return be filed within nine months of 6. Apply the same smart shopping techniques you use for other current headquarters in You can cut costs by limiting the viewing to major purchases. Rochester/New Sewickley the death, in many cases. Since tax laws are constantly being revised, it is important to seek out expert advice one day or one hour before the funeral, and by dressing your Township, Beaver County to determine your full tax liability. loved one in a favorite outfit instead of costly burial clothing. (close to Cranberry Town- Probate. These procedures can be a complex matter, depending upon the size of the estate and claims against it. 7. Plan ahead. It allows you to comparison shop without time ship, Butler County). In some states, probate can take a year to complete, so again, an attorney can be helpful. constraints, creates an opportunity for family discussion, and lifts some of the burden from your family. “We call it a ‘Holy Hook-up’ Within the First Year as to how the Lord led us Determine your annual income, which consists of your salary (if you work), benefits and income-producing Solving Problems assets. This will include investments and savings. If you have a problem concerning funeral matters, it’s best (412) 828-5700 Create a yearly budget. to try to resolve it first with the funeral director. You can also Daniel T. D’Alessandro, Supervisor contact your state or local consumer protection agencies listed Source: AARP.org. in your telephone book. 930 Center Avenue. Blawnox, PA 15238 File a complaint with the Federal Trade Commission by con- Exit 9 Route 28 North Additional Notes:______tacting the Consumer Response Center at (877) 382-4357 or Should this information reach your home at a time of ______visit ftc.gov and use the online complaint form. illness or sorrow, please accept our sincere apology. Source: Federal Trade Commission, ftc.gov. ______52 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 53 Advance Directives and Powers of Attorney Legal Resources

n advance directive helps to ensure that your healthcare Beaver County Bar Association and Pennsylvania SeniorLAW Center Awishes will be respected if you can’t speak or communi- Lawyer Referral Service (877) 727-7529 cate. It is usually a written, legal document. If you don’t have 788 St. seniorlawcenter.org a written document, you may express your wishes verbally to Beaver, PA 15009 SeniorLAW helps to protect the legal rights and interests of your family members or health care agent. It is wise to have (724) 728-4888 seniors 60 and older by providing free legal services, commu-

bcba-pa.org Legal Resources an advance directive in case you become severely injured or nity legal education, professional training, advice, information ill and cannot participate in decisions about your health and There is a $25 fee that you pay the attorney at the time of your and referral services and advocacy. medical care. Living wills and medical powers of attorney are initial visit. This entitles you to a thirty minute consulation types of advance directives. with the attorney. The fee for further legal work is established between you and the attorney. The Arc of Beaver Achieva Durable Power of Attorney (DPOA) Beaver Valley Mall This written document authorizes an agent to handle certain 105 Route 18 types of transactions. General powers of attorney are broad Beaver County Office on Aging Monaca, PA 15061 1020 Eighth Ave. and allow many types of transactions. Conversely, limited (724) 775-1602 Beaver Falls, PA 15010 achieva.info powers of attorney are for a specific task. The power of at- (724) 847-2262 Local torney is “durable” because it remains valid even after the (888) 548-2262 Long Distance Provides advocacy and support for individuals whose decision-

Advance Directives and Powers of Attorney person no longer has legal capacity to handle transactions, beavercountypa.gov/Depts/OOA making abilities are impaired based on the Commonwealth possibly due to an injury or illness. All powers of attorney Offers legal assistance for wills and power of attorney of Pennsylvania criteria for guardianship. In tandem with the executed since 1993 in Pennsylvania are durable unless Wills Beaver County Office on Aging, The Arc offers Older Adult A will is an important legal document and the cornerstone of documents for Beaver County residents ages 60 and older. stated otherwise. Protective Services (OAPS) to prevent, reduce and eliminate most estate plans. In a will, you direct how your property is A sliding fee scale is used to determine the amount owed based danger to the well being and/or property of elderly persons. to be distributed and you name a personal representative to on income amounts. Caseworkers investigate and intervene in cases of abuse, ne- administer your estate. The executor collects the estate assets, Guardianships glect, abandonment, exploitation and other emergency situa- pays the estate debts and makes distributions to the beneficia- To qualify for a guardian, a person must be impaired in such tions. This help is available in older adults in the community, ries you have designated in your will. It is generally advisable Disabilities Rights Network Pennsylvania (DRP) a way that he is partially or totally unable to manage financial as well as those in licensed facilities. The individual’s personal to nominate one executor and an alternate in your will rather 429 Fourth Ave., Ste. 701 resources or meet essential physical health or safety require- rights are respected and legal counseling is arranged, when ap- than naming two individuals to serve as co-executors. Pittsburgh, PA 15219 ments. Stringent standards apply. A petition must be filed (412) 391-5225 propriate. To file a report, call (724) 775-1786 or (800) 272-0567. when a guardian is necessary. disabilityrightspa.org Disability Rights Pennsylvania protects and advocates for Living Wills Robert A. Banks rights of people with disabilities so that they may live the Also called a treatment directive, a living will lists your Attorney at Law lives they choose, free from abuse, neglect, discrimination, CROWN Antiques wishes about end-of-life medical treatment. It is used and segregation. and collectibles if you no longer have the ability to make decisions or Wills • Estate Planning • Senior Citizen Law communicate. A living will can be written so as to re- Powers of Attorney • Living Wills Public Defenders Office of Beaver County fuse life-sustaining treatment if the maker is incom- Attorney Robert Banks has provided legal counsel to over petent and either in a terminal condition or a state of Beaver County Courthouse We Buy! 8,000 clients since his admission to the Bar in permanent unconsciousness. 810 Third St. October 1978. During his 41 years of legal counseling Beaver, PA 15009 One Piece, or the Entire House! Attorney Banks has obtained experience in many fields: (724) 770-4500 • Art • Comics • Books Medical Power of Attorney beavercountypa.gov • Coins • Photographs • Magazines This legal document lets you appoint someone (usually called • elder law Chief Public Defender Paul Steff, Esq., represents individuals a healthcare agent or proxy) to make decisions about your • estate planning who cannot afford private counsel in criminal cases, mental • Stamps • Military Items • Postcards medical care. You can create an advance directive at any time • estate administration health hearings, summary appeals, juvenile matters and in • Sports • Old Watches • Jewelry and change it whenever you wish. You should share copies indirect criminal contempt hearings on violation of protection Memorabilla • Political Buttons with your primary care physician and family. Make sure your • family law from abuse orders. In order to be represented, defendants • Gold • Autographs family knows where your advance directive is located, and must complete an application with the department to see if • Silver • Fountain Pens give a copy to your healthcare proxy. For more information “My goal is to provide area residents they qualify based on income guidelines. on writing an advance directive, visit webMD.com and type with the best possible legal service at a “advance directive” in the search box. fair and reasonable price.” Pennsylvania Health Law Project Need a speaker at no cost (800) 274-3258 Trusts for your church or group? phlp.org A trust is similar to a box where you place property, except Give me a call! We Sell Over 4 Million Items a person places money in a brokerage or bank account and PHLP provides free legal services to lower-income consumers, seniors and persons with disabilities who are having trouble ac- 5 Floors of Eclectic Collectibles designates a manager referred to as the “trustee.” The trustee 345 Commerce St. distributes trust assets to the beneficiaries you select. Your cessing publicly funded health care coverage or services. If you are Second Floor, Beaver, PA 15009 denied or terminated from enrollment in a publicly funded health- 1018 5th Ave., Pittsburgh PA attorney might recommend a trust if you have a large estate, rabanksesq.com care program or have a service denied, reduced or terminated, an estate with young beneficiaries or in situations with PHLP may provide you free direct representation on your appeal. (412) 434-6425 special circumstances. Office: (724) 775-1500 Fax: (724) 774-3560 crowntiques.com

54 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 55 Tax Information Utility Assistance

Pennsylvania Property Tax/Rent Rebate Program Pennsylvania Public Utility Commission Low-Income Home Energy Assistance Program (888) 222-9190 (800) 692-7380 (LIHEAP) revenue.pa.gov puc.pa.gov (877) 395-8930 The Property Tax/Rent Rebate program, available to qualified The Public Utility Commission requires utility companies to have dhs.pa.gov/Services/Assistance/Pages/LIHEAP.aspx seniors and permanently disabled citizens, is funded by the programs and protections that help low-income customers keep Income-eligible households can apply for energy assistance Utility Assistance Pennsylvania Lottery and administered by the Pennsylvania their utility service. These programs may help pay utility bills grants. The program is based on income and number in a Department of Revenue. or lower the amount of electricity or natural gas you use. Local household, and is administered by the Department of Hu- electric or natural gas companies may call them by different The rebate program benefits eligible Pennsylvanians who man Services. LIHEAP provides cash assistance to help utility Tax Preparation Assistance names but each company has the following programs. are: customers pay residential energy bills. The program normally Budget Billing: All residential customers may contact their opens around November each year. • Age 65 and older AARP Tax-Aide

Tax Information Tax (888) 227-7669 electric or natural gas company to request budget billing at How to Apply: There are three different ways you can apply • Widows and widowers age 50 and older aarp.org/money/taxaide any time. The monthly bill will be the same each month. The for LIHEAP, online, on paper, or in person. utility company can adjust the bill four times a year higher or • People with disabilities age 18 and older This free volunteer tax counseling and preparation service lower depending on the customer’s usage. There is no charge 1. You can apply for the LIHEAP benefits online by using the is available to people of all ages of middle and low income. for switching to budget billing. COMPASS website at compass.state.pa.us. COMPASS is the The Household Income Limits and Rebate amounts for Special attention is given to those who are ages 60 years and name of the website where you can apply for LIHEAP and homeowners are: older. Sites include senior centers, libraries and malls. For Customer Assistance Programs (CAP): This program is set many other services that can help you make ends meet. those unable to visit a site, home visits are available. Electronic up between the utility company and a customer and allows $0-$8,000 $650 rebate 2. Request an application by calling the Statewide LIHEAP filing and online counseling are also available. low-income, payment troubled customers to pay utility bills $8,001-$15,000 $500 rebate based on household size and gross household income. CAP Hotline at 1 (866) 857-7095 or call PA Relay at 711 for the Call or visit the above website to find a location or for more customers agree to make regular monthly payments, which are hearing impaired. $15,001-$18,000 $300 rebate usually less than the current bill, in exchange for continued information on the volunteer recruitment program. 3. File an application at your local county assistance office. $18,001-$35,000 $250 rebate utility service. Each utility company may have a different name for this program. Contact your local utility provider for details. For more information, contact your local county assistance Renters with incomes between $0 and $8,000 now receive a Volunteer Income Tax Assistance (VITA) office or contact the LIHEAP hotline at (866) 857-7095, Mon- Customer Assistance Referral and Evaluation Program day through Friday (individuals with hearing impairments $650 rebate; those with incomes between $8,001 and $15,000 Tax Counseling for the Elderly (TCE) (CARES): The CARES program helps customers with spe- receive a $500 rebate. cial needs such as consumers who are experiencing family may call 711). Half of Social Security income and now Social Security CO- Internal Revenue Service emergencies, divorce, unemployment or medical emergen- LAs – are excluded. (800) 906-9887 cies. A CARES representative may assist with referrals for irs.gov/Individuals/Free-Tax-Return-Preparation-for-You- food programs, housing, energy grants, budget counseling Telephone Assistance As a result of Act 156 of 2014, income eligibility guidelines for by-Volunteers and employment assistance. The program’s goal is to provide Public Utilities Commission the Property Tax/Rent Rebate Program have changed so that support and direction to help customers pay their utility bills. Bureau of Consumer Services income increases due solely to Social Security cost-of-living The IRS trains volunteers for two programs designed to assist (800) 692-7380 adjustments (COLAs) will no longer disqualify claimants from and counsel individuals about tax information: VITA (Vol- Low-Income Usage Reduction Program (LIURP): LIURP puc.state.pa.us receiving rebates. unteer Income Tax Assistance) and TCE (Tax Counseling for helps low-income residential customers lower the amount the Elderly). Volunteers help low-income, individuals ages 60 of electricity or natural gas used each month. The utility The law requires telephone companies to provide local The maximum standard rebate is $650, but supplemental and older, and disabled or housebound taxpayers complete company may provide free home weatherization. A utility telephone assistance programs for low-income consum- rebates for qualifying homeowners can boost rebates to $975. federal, state and local tax returns. Sessions are held in li- company representative may come to your home to install ers. Call your local telephone company to see if they offer The Revenue Department automatically calculates supple- braries, churches, senior centers and other community sites energy saving features to help reduce your monthly bill. any discounts. mental rebates for qualifying homeowners. from mid-January through April 15. Free training is provided each year and volunteers are certified through testing. Energy, Heating, and Utilities Assistance The PA-1000 booklet to claim the rebate is available after Center for Community Resources Utility Integrated Point February 15. Claimants must file by June 30. Rebate checks VITA of Contact: (800) 481-3653 are mailed beginning July 1 each year. The VITA Program generally offers free tax help to people who Columbia Gas: (800) 537-7431 make $56,000 or less and need assistance in preparing their Penn Power: (800) 720-3600 Notes:______Call (888) 222-9190 or visit revenue.state.pa.us own tax returns. IRS-certified volunteers provide free basic Peoples Gas: (800) 764-0111 ______Note: Occasionally, the filing date is extended. Rebate amounts income tax return preparation with electronic filing to qualified individuals in local communities. They can inform taxpayers are subject to change. ______about special tax credits for which they may qualify such as Crisis Assistance Beaver County Assistance Office Earned Income Tax Credit, Child Tax Credit, and Credit for ______the Elderly or the Disabled. VITA sites are generally located 171 Virginia Ave. Taxpayer Advocate Service Rochester, PA 15074 (877) 777-4778 at community and neighborhood centers, libraries, schools, ______shopping malls, and other convenient locations. (800) 653-3129 or (724) 773-7300 irs.gov/advocate ______Income-eligible households can apply for crisis assistance when An independent organization of the Internal Revenue Service, TCE The TCE Program offers free tax help for all with priority service has been turned off or are in danger of being without ______Taxpayer Advocate assists taxpayers who have not been able heat. Emergency situations include having broken heating to resolve tax-related issues through previous contacts. assistance to people who are 60 years of age and older, spe- cializing in questions about pensions and retirement issues equipment such as a furnace or leaking lines, a fuel shortage ______that may leave you without heat or having utility service shut unique to seniors. IRS-certified volunteers who provide tax ______counseling are often retired individuals associated with non- off. The program normally opens around November each year. profit organizations that receive grants from the IRS. 56 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 57 Consumer Advocacy Voter Registration Elected Officials

AARP Pennsylvania Attorney General’s Health Care Section U.S. Congressional Districts 14th Floor, Strawberry Square 17th, Conor Lamb (D) (888) 687-2277 Officials Voter Registration/Elected aarp.org Harrisburg, PA 17120 3468 Brodhead Road (877) 888-4877 Monaca, PA 15061 attorneygeneral.gov (724) 206-4860 AARP is a nonprofit organization for those ages 50 and older lamb.house.gov that is dedicated to enhancing the lives of everyone as they The Health Care Section, operating within the Bureau of At- age. With 40 million members and hundreds of thousands torney General, protects the public from unfair healthcare State Legislative Districts of volunteers, AARP has the collective energy, commitment 10th, Aaron Bernstine (R) practices and helps consumers get around barriers to proper 438 Line Ave. and power to advocate for social change. There are chapter care. While this state agency cannot represent consumers, it meetings in Beaver County and throughout the state. Mem- Ellwood City, PA 16117 investigates and mediates consumer complaints regarding (724) 752-2120 bers also receive special products, services and discounts at the healthcare service industry. repbernstine.com participating retailers, hotels and more. Sign up online for AARP news, discount information, tips for healthy living, 14th, Jim Marshall (R) Consumer Advocacy retirement planning and more. Pennsylvania Department of State Chippewa Township Municipal Bldg. Bureau of Charitable Organizations 2811 Darlington Rd., Ste. 1 Beaver Falls, PA 15010 207 North Office Building (724) 847-1352 Beaver County Alliance for Consumer Protection Harrisburg, PA 17120 repmarshall.com 277 Beaver Valley Mall (800) 732-0999 dos.state.pa.us 15th, Josh Kail (R) Route 18 3468 Brodhead Rd., Ste. 9 Monaca, PA 15061 Individuals who are solicited by charitable organizations can call Monaca, PA 15061 (724) 888-6931 the Department of State Bureau of Charitable Organizations to (724) 728-7655 acp-beaver.org inquire if a charity is registered. repkail.com If you have a consumer question or problem with anything 16th, Robert Matzie (D) from buying a home or car to identity theft, the Alliance for Beaver County Bureau of Elections 1240 Merchant St., First Floor Consumer Protection is the place to find answers and solu- Pennsylvania Office of Consumer Advocate (OCA) Beaver County Courthouse Ambridge, PA 15003 555 Walnut St., Fifth Floor, Forum Place (724) 266-7774 tions. Services are free. Harrisburg, PA 17101 810 Third St. pahouse.com/Matzie (800) 684-6560 Beaver, PA 15009 oca.state.pa.us (724) 770-4440 Beaver County Office on Aging beavercountypa.gov State Senatorial Districts The Ombudsman Program OCA is a state agency that represents the interests of Penn- 46th, Senator Camera Bartolotta (R) sylvania utility consumers before the Pennsylvania Public 95 W Beau St. 1020 Eighth Ave. Utility Commission (PUC), federal regulatory agencies, and Voter Registration Suite 107 Beaver Falls, PA 15010 state and federal courts. If you have a question or problem If you are already registered to vote, you do not have to Washington, PA 15301 (724) 480-8589 (724) 225-4380 with your utility service, call OCA for help. re-register unless you have moved or wish to change your senatorbartolotta.com beavercountypa.gov/Depts/OOA name or political party affiliation. If you are not registered, The Ombudsman program investigates and resolves com- do so by visiting the Pennsylvania Department of State at 47th, Elder Vogel Jr. (R) Pennsylvania Public Utility Commission (PUC) pavoterservices.pa.gov/Pages/VoterRegistrationApplication. 488 Adams St. plaints made by or on behalf of residents in nursing homes, Rochester, PA 15074 personal care homes, domiciliary care homes and other long- Bureau of Consumer Services aspx; follow the instructions to download, print and mail the (724) 774-0444 Box 3265 registration form. You can also call the number above to find senatoreldervogel.com term care services. Harrisburg, PA 17105 out where to register. Complaints may include any issue that affects the health, (800) 692-7380 Governor of Pennsylvania puc.state.pa.us safety, welfare and rights of a resident or consumer. Staff and Tom Wolf (D) volunteers make facility visits, develop PEER programs and The PUC balances the needs of consumers and utilities to Absentee Ballots 301 Fifth Ave., Ste. 240 Pittsburgh, PA 15222 conduct training for residents, staff and the community. The ensure safe and reliable utility service at reasonable rates, In order to vote by absentee ballot, you must be a registered Beaver County Office on Aging provides free, confidential (412) 565-5700 protects the public interest, educates consumers to make voter unless you are a member of the armed forces or a governor.pa.gov ombudsman service. independent and informed utility choices, furthers economic hospitalized or bedridden veteran outside your county of development and fosters new technologies and competitive residence and meet other criteria. Applications for absentee US Senators National Do Not Call Registry markets in an environmentally sound manner. Pat Toomey (R) (888) 382-1222 ballots are available at the above address and phone number. 310 Grant St., Ste. 1440 Pittsburgh, PA 15219 donotcall.gov In Pennsylvania, the County Board of Elections must receive Southwestern Pennsylvania Partnership for Aging (412) 803-3501 The federal government created this registry to make it easy your application for absentee ballot no later than 5 p.m. on toomey.senate.gov (SWPPA) the Tuesday before the election. In emergency situations for consumers to stop receiving unwanted telemarketing Bob Casey (D) 1323 Freedom Rd. (such as a disability or unexpected illness) you can submit calls in their homes. Register online or by calling the toll-free Cranberry Twp., PA 16066 310 Grant St., Ste. 2415 number above. This is a free service. (724) 779-3200 an emergency application for absentee ballot; this must be Pittsburgh, PA 15219 submitted no later than 5 p.m. on the Friday before Elec- (412) 803-7370 swppa.org casey.senate.gov The Federal Trade Commission, Federal Communications tion Day. Commission and individual states all enforce the Do Not Call This regional coalition of individuals and groups is committed Registry. Placing your phone number on it will stop most (but to the well being of the aging population. SWPPA’s mission In addition to absentee ballots, there are now mail in ballots. is to serve as a catalyst to promote policies and programs to not all) telemarketing calls. improve the quality of life for older adults.

58 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 59 Veterans Veterans

Aid and Attendance and Housebound Benefits Burial Benefits Program for Veterans Beaver County extends an allowance of $75 toward the fu- Notes:______(800) 827-1000 neral and burial of honorably discharged veterans who served va.gov during any war in which the United States has engaged, and ______whose legal residence at the time of death was in Beaver ______The Aid and Attendance (A&A) Special Pension provides County. One day’s service wartime fulfills time requirement benefits for veterans and surviving spouses who require for eligibility. Application for this benefit must be made within ______the regular attendance of another person to assist in eating, one year after the death of the veteran. Veterans bathing, dressing and undressing or toileting. It also includes ______individuals who are blind or a patient in a nursing home Ask your funeral director or stop into VA offices for the proper because of mental or physical incapacity. Assisted care in an forms. You will need to provide a certified copy of the death ______Veterans assisted living facility also qualifies. certificate, receipted funeral bill and discharge papers. The VA provides partial reimbursement for burial expenses for ______Call to request the forms and instructions for applying. Ap- veterans who are in receipt of monies from the VA or expire ______plications are also available at the Beaver County Courthouse, in a VA facility. The VA provides certain benefits, including 810 Third St., Beaver PA, ground level. (Discharge papers are internment in a national cemetery and partial reimbursement ______required.) Filling out the technical forms necessary to apply for burial expenses. for this benefit may seem daunting to veterans and their ______United States Department of Veterans Affairs families, but help is available. (800) 827-1000 ______va.gov Disability Compensation Keystone Paralyzed Veterans of America Monetary benefits (called disability compensation) are paid ______United States military veterans are entitled to various county, 1113 Main St. to veterans who are disabled by injury or disease incurred or state and federal benefits such as: Pittsburgh, PA 15215 aggravated during military service. The amount paid varies (412) 781-2474 with the degree of disability and is paid monthly. Payments • health care services including hospital and nursing Survivors Benefits (800) 775-9323 are made from the date of separation if the claim is filed Surviving spouses who have not remarried, unmarried chil- home care; kpva.org within one year. The VA office will assist with the comple- • trauma and alcohol counseling; dren under 18 or those between ages 18 and 23 if attending a tion of the required forms and follow through with the claim VA-approved school may be eligible for benefits under certain • medical evaluations; As one of just 33 chapters of the Paralyzed Veterans of until completed. circumstances. • disability benefits; America, the Keystone Chapter’s own members—paralyzed veterans all—monitor the health care of their fellow veterans • education and training benefits; at VA hospitals and other facilities, and work, locally and • vocational rehabilitation and employment; nationally, to improve that care. The Keystone Paralyzed Vet- Flags and Grave Markers Unemployment Compensation • home loans; erans also provides support for a wide variety of recreational Beaver County provides flag and grave markers for Memorial While this benefit may be available to all veterans, the re- • burial benefits; activities—outdoors and indoors--that help paralyzed veterans Day observance. These flags and markers are to be used to quirements and benefits vary from state to state. If you would • dependents and survivors benefits; and maintain and build their health. And through its programs for decorate the graves of wartime veterans. The grave markers like more information on this service, contact your local • life insurance. hospitalized veterans, provides personal necessities that vets state “US Veteran.” unemployment office for details or visit the Pennsylvania don’t otherwise receive. Keystone Paralyzed Veterans is both Department of Labor and Industry Unemployment Compen- The administration and variety of benefits varies from the a charitable organization and a veterans’ service organization. sation website. county to state to federal level. Many benefits are time-sen- Membership is at no charge to paralyzed veterans. Headstone sitive. For more information on the veterans benefits listed An individual may receive up to $50 toward the base for above, contact the following offices: Southwestern Veterans Center federal marker or headstone. Veterans Emergency Assistance 7060 Highland Dr. Pennsylvania wartime veterans or widows of a wartime vet- eran who experience a sudden loss of income within the last Federal VA Pittsburgh, PA 15206 Non-Service Connected Disability Pension Pittsburgh Regional Office (412) 665-6706 180 days may apply for a three-month assistance program. Veterans with low incomes who are permanently and totally 1000 Liberty Ave. swvc.org disabled may be eligible for monetary support if they have 90 You must provide: Pittsburgh, PA 15222 The Southwestern Veterans Center provides a broad spectrum days of active military service, one day of which was during (800) 827-1000 • current rent or mortgage receipt. va.gov of healthcare and related services to Pennsylvania veterans a period of war and character of service is under conditions and spouses who are disabled, chronically ill or in need of other than dishonorable. • gas, oil or electric bills. State Military and Veterans Affairs specialized care. Deputy Adjutant General’s Office • any documented out-of-pocket monthly medical expense. The center helps veterans function independently within the 1000 Liberty Ave. #1612 Spouse’s Burial Allowance limitations of their illnesses. The center has 196 beds with • amount paid for food. Pittsburgh, PA 15222 Widows/widowers of eligible military personnel are entitled full nursing care and 32 beds for veterans needing minimal (412) 395-6225 care. Forty beds are set aside for treatment of residents with to a $75 burial allowance. Their spouse must have been an • marriage certificate. dmva.state.pa.us some form of dementia, including Alzheimer’s disease. honorably discharged veteran with wartime service and a le- • birth certificate of dependents. Beaver County Veteran Affairs gal resident of Beaver County at the time of his or her death. 810 Third St. Application for this benefit must be made within one year • a letter from the former employer stating the date last The facility includes a chapel, pharmacy, canteen, barber after the death of the veteran’s spouse. Beaver, PA 15009 and beautician services, dining rooms, library and a multi- worked and the reason why you are no longer working. (724) 770-4450 purpose room for large gatherings. beavercountypa.gov

60 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 61 Transportation Transportation

A variety of transportation options for older adults are avail- Accessibility AARP Driver Safety Program Retired Status Registration Motor Vehicle able in Beaver County, including the Reduced Fare Program, For our valued customers with disabilities, as well as seniors (888) 227-7669 Registration MATP (Medical Assistance Transportation Program) and the with limited mobility, BCTA offers a wide range of accommo- aarp.org Pennsylvania Department of Transportation Free Senior Transit Program. dations to make travel more convenient, safe and comfortable. 1101 South Front St. The AARP Driver Safety Program is the the nation’s first The following is an overview of these accommodations. Harrisburg, PA 17113 and largest classroom refresher course for drivers ages 50 (800) 932-4600 and older. The eight-hour course is designed to help update Transportation Beaver County Transit Authority (BCTA) • Lift-equipped vehicles dmv.pa.gov 200 West Washington St. driving skills and knowledge of the rules of the road, learn • Kneeling and low-floor vehicles about normal age-related physical changes and how they Eligible applicants, regardless of age, must be retired and re- Rochester, PA 15074 ceiving Social Security, SSI payments, retirement benefits or • Passenger assistance impact driving, and obtain an insurance discount. To learn (724) 728-8600 more and to locate classes in your area, visit the above website other pensions and annuities. The total income from all sources BCTA.com • Designated seats for seniors and the mobility-impaired and type “Driver Safety Program” in the search box. named above must not exceed $19,200. To be eligible for the

Transportation retired status processing fee, the vehicle must be titled and reg- • Armband program for the visually impaired DART istered in the person’s name that meets the above qualifications. • Stop announcements If the vehicle is registered jointly to two people, at least one of Demand and Response Transit (DART) service is a door-to- A Guide to Talking With Older Drivers the registrants must meet the requirements above. Only one door advanced reservation, shared-ride system of the Bea- • Telecommunications device for the deaf (TDD) The Pennsylvania Department of Motor Vehicles has a very vehicle per person may be registered for the $10 processing fee. useful booklet called Talking With Older Drivers: A Guide for ver County Transit Authority (BCTA). It is operated in both • Materials in alternative formats Forms are available at notaries, tag agencies and dealerships, Family and Friends that helps family members and friends by calling PennDOT’s customer call center or online. urban and rural areas of Beaver County. Service is available know when and how to get involved in an older person’s to persons who do not live within 1/4-3/4 mile of regular Medical Assistance Transportation Program (MATP) decision on whether to continue or modify their driving. The BCTA fixed route buses, and to persons with specialized MATP provides non-emergency medical transportation to booklet can be downloaded online. Go to dmv.pa.gov/Driver- Seniors For Safe Driving transportation needs. residents of Beaver County who hold a valid Pennsylvania Services/Mature-Drivers/Pages/default.aspx. (724) 283-0245 or (800) 559-4880 Medical Assistance (MA) card. In Beaver County, the Beaver seniorsforsafedriving.com Reduced Fare Program County Transit Authority administers the MATP Program. Customers having a disability that meets the definition es- American Kidney Fund This driver improvement program is designed especially for se- The Pennsylvania Department of Human Services funds (800) 638-8299 niors. It allows drivers a chance to refresh their driving techniques, tablished by the Americans with Disabilities Act (ADA) can the program. kidneyfund.org develop positive driving attitudes and regain lost confidence. ride BCTA fixed route services at half fare, rounded to the There is no written exam or behind-the-wheel test. A nominal lower nickel! This program is also in effect all day, every day. This special program offers transportation or mileage reim- As part of AKF‘s Safety Net Grant Program, grants are offered tuition fee is charged. Call for class locations, dates and times. bursement to help clients access medical care or other services to needy dialysis and kidney transplant patients for treatment- You can also register for a class online at the above website. To become eligible, a customer must fill out a brief application from Medical Assistance providers. We are required to provide specific (reimbursed) expenses such as transportation to reach dialysis. Grants are limited to travel necessitated by death and have their disability verified in writing by their doctor you with the least-costly, most appropriate transportation or other designated medical service provider. The completed or serious illness in the family or for the purpose of kidney service available that will meet your needs. transplant workup only. Safety Net Grant accepts only online Pennsylvania Yellow Dot Program application is then presented at the Rochester Transportation applications from its website, above. penndot.gov/TravelInPA/Pages/Yellow-Dot.aspx Center, where the customer receives a reduced fare identifi- MATP services can be used for medical appointments or cation card. This identification card can be displayed to the most other services paid for by Medical Assistance. These Yellow Dot assists those who have been in a traffic accident driver upon boarding to take advantage of this program. other medical services include therapies, tests, dental visits, Mobility Works and aren’t able to communicate their emergency care needs by trips to the pharmacy to pick up prescriptions, mental health (412) 824-8091 themselves. Participants complete a personal information form, As with the free senior transit program, this card can also be treatment, drug and alcohol addiction treatment, and trips to mobilityworks.com which includes their name and photo, contact information, used to receive reduced fare transportation on BCTA’s DART medical equipment suppliers. emergency contact information, medical history and medica- system, and is valid on all transit systems in Pennsylvania, Rents and sells new and used handicap vans with wheelchair ramps or lifts designed to accommodate special needs. Visit tions, allergies and their doctors’ names. The form is kept in so it can be used when visiting Pittsburgh or traveling across A client cannot use MATP: this website for a list of national owner-operated dealerships the person’s glove compartment. A yellow dot is placed in the the state. • for emergency or ambulance transportation. that participate in this network. vehicle’s rear window to alert first responders to check the Customers with temporary disabilities can still be eligible for • for non-medical trips such as shopping and social activities. glove compartment for vital information to ensure the individu- als receive the medical attention they need. The program is this program; however, they will be issued an identification Handicap Parking card that expires on a predetermined date. • to obtain medical care that is not covered by Medical a cooperative effort among the Pennsylvania Departments of Assistance. Pennsylvania Department of Transportation 1101 South Front St. Transportation, Health and Aging, Pennsylvania State Police, Harrisburg, PA 17104 Pennsylvania Turnpike Commission, first responders and local Free Senior Transit Program Who is eligible for MATP? (800) 932-4600 law enforcement. Persons aged 65 and older can ride free on BCTA fixed route Beaver County residents holding a valid Pennsylvania Medi- dmv.pa.gov services all day, every day. To become eligible, a customer cal Assistance (MA) card may be eligible for MATP services. Special parking placards and license plates are available for those must present proof of age and fill out a brief application at with disabilities. To apply for a placard and/or license plate, the Notes:______the Rochester Transportation Center. Once eligibility is estab- What transportation services does MATP provide? forms must be filled out by a physician and notarized. There lished, the customer receives a free senior transit identification Depending on your origin and destination, your specific is no fee for the placard. However, there is a $11 charge for the ______card that can be displayed to the driver upon boarding to take needs, and the costs involved, MATP can provide transporta- special license plate. Forms can be obtained by calling PennDOT’s advantage of this program. tion in one of the following ways: customer call center or can be downloaded from the website. ______This card can also be used to receive reduced fare transporta- • Public fixed route bus tion on BCTA’s DART system, and is valid on all transit systems ______in Pennsylvania, so it can be used when visiting Pittsburgh • Shared-ride, lift-equipped vehicles or traveling across the state. • Mileage reimbursement ______

62 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 63 Housing Options

Housing Options for Seniors Nursing Homes Now accepting As we mature in years and our lifestyles change, we may also Nursing homes are consider changing residences—either out of choice or need. for seniors in need of applications for Perhaps you want to downgrade to a more maintenance-free 24-hour skilled nurs- home or live in a community with others who share similar ing care. They can be interests. Or maybe you need help with a health concern freestanding or part of residency at or other personal care. In any event, the type of housing a senior community, you choose is crucial for your future contentment, comfort and they provide a lot and safety. of the same care op- Green Diamond Place! Fortunately, these days, older adults have an array of living tions offered in other arrangements to choose from, and understanding all your senior communities Housing Options options is the first step in making a choice that is right for such as room and board, personal care, and protection and you. This section of the Resource Guide can help you to supervision. The length of stay can be short-term or long-term, Apartment Amenities: understand the various types of housing options so you can and the level of care generally falls under three categories— make an informed decision. basic care, skilled care and sub-acute care—depending on how comprehensive the resident’s needs are. DOM Care  Spacious,  Most utilities Continuing Care Retirement Community (CCRC) Domiciliary Care is an adult foster care program that matches people who cannot live independently with individuals or These communities allow seniors to “age in place” with flex- one bedroom included in rent families who are willing to open their homes for caregiving. ible accommodations that are designed to meet health and For more details, turn to page 10. housing needs as these needs change over time. Residents sign apartments a long-term contract that offers housing, services and medi-  24hour Public Housing cal care—usually all in one location. This allows residents to In the first part of this section, you will find information remain in familiar settings as they grow older.  Rent is based on emergency about senior apartments for rent in our area. This form of public housing is appropriate for eligible low-income seniors, income maintenance families and persons with disabilities. Independent Living  Fully equipped  Small pets Independent residential communities are perfect for older adults seeking an active yet hassle-free lifestyle. These kitchen welcome residences can be apartments, condos or cottages that offer The Real Estate Agent for Seniors services and features suitable for retirees, such as housekeep- ing and laundry, social programs, transportation services, I offer clients a complete service package: organized outings and limited medical services. Assess, market and sell your home. Call or visit Green Diamond Place today! Coordinate liquidation of your home Coordinate clean-out of your home Choosing a Personal Care, Assisted Living or Assist in finding your new home Nursing Home Individual assistance as needed Address: 379 Mellon Avenue The next part of this section is geared towards those who Coordinate the preparation of your home for sale are transitioning from living independently into a residence where they can receive help with daily living activities that Baden, 15005 Call me today to get started! they may no longer be able to do on their own.

Personal Care Homes, Assisted Living Charlie Jenkins, MSW Pennsylvania Licenced Real Estate Agent and Personal Care Homes and Assisted Living facilities are for Social Work Advisor for Seniors. Phone: 7248692080 older adults who need some in-home, non-medical assistance Cell: 724-714-1774 but don’t require the level of continuous care that a nursing Office: 724-775-1000 home offers. This type of housing option typically provides [email protected] Designed to meet the needs of adults 62 years of age and older. help with things like meals, bathing, housekeeping and other CharlieJenkinsRealtor.com needs. The important thing is to match, as closely as possible, the assisted living arrangements with the senior’s needs and Professionally managed by SeniorCare Network desires. The living quarters are usually private apartments or individual living spaces with common areas for socializing with other residents. www.SrCareNetwork.org

64 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 65 Senior Apartments Senior Apartments

Public housing is rental housing provided to income-eligible families, seniors and persons with disabilities. Public housing comes in all sizes and types – from single-family houses to high-rise apartments for seniors. A resident in public housing may Housing Authority of the County of Beaver either pay 30 to 40 percent of their adjusted gross income to rent, or a flat fee based on the unit for which they qualify. The type of payment depends on the way the building is funded, so contact each building for information. 300 State Ave., Beaver, PA. 15009 Eleanor Roosevelt PRV Manor Apartments Senior Apartments 740 Sheffield Ave. 1626 Seventh Ave. Aliquippa, PA 15001 Beaver Falls, PA 15010 (724) 775-1220 (724) 770-5000 Senior Housing Sheffield Towers Francis A. Farmer Apart- 100 Superior Ave. ments Aliquippa, PA 15001 274 Friendship Circle • Affordable Senior Apartments (724) 775-1220 Brighton Twp., Beaver, PA Towne Towers 15009 • Accessible 434 Franklin St. (724) 775-1220 Aliquippa, PA 15001 Friendship Commons (724) 378-0920 200 Friendship Circle • Available Ambridge Towers Brighton Township, PA 500 Beaver Rd. 15066 Equal Housing Opportunity Ambridge, PA 15003 (724) 775-1220 (724) 775-1220 Conway Towers Green Diamond Place 904 Third Ave. Apartments Conway, PA 15027 379 Mellon Ave. (724) 869-7148 Baden, PA 15005 For Information and Application (724) 869-2080 George Werner Apartments Beaver Village Apartments 599 Eighth St. Contact (724) 775-1220, Ext. 28 or visit beavercountyhousing.org 699 Fifth St. Freedom, PA 15042 Beaver, PA 15009 (724) 775-1220 (724) 775-4577 Koppel Terrace Senior Thomas Bishop Joseph Edward Apartments BEAVER FALLS PLAZA King Beaver Apartments Apartments 1008 Seventh Ave., Beaver Falls (724) 843-4822 680 Canal St. 1023 Sixth Ave. 330 Connecticut Ave. First Ave. and Richard St. New Brighton, PA 15066 Rochester, PA 15074 Beaver, PA 15009 Koppel, PA 16136 (724) 775-1220 (724) 775-1220 (724) 775-1220 (724) 775-1220 Spacious One and Two Bedroom Apartments Westbridge Apartments Leetsdale Manor E.B. McNitt Apartments Pinney Street Apartments 725 Riverside Dr. 27 Spencer St. 805 Allegheny St. 420 Pinney St. • 24 Hour Emergency Maintenance Beaver, PA 15009 Leetsdale, PA 15056 New Brighton, PA 15066 Rochester, PA 15074 (724) 775-1220 (800) 238-7555 (724) 847-1282 (724) 770-5000 • On-site Management and Maintenance Beaver Falls Plaza Corak Towers Gordon Camp Apartments Riverview Apartments • Carpet/Blinds on All Windows 1008 Seventh Ave. 225 Jefferson St. 411 Delaware Ave. Beaver Falls, PA 15010 500 Beaver Ave. (724) 843-4822 Midland, PA 15059 Rochester, PA 15074 Rochester, PA 15074 • Individually Controlled Heat and Air Conditioning (724) 775-1220 (724) 775-1220 (724) 775-1220 Brodhead Apartments Seventh Ave. and 12th St. A.C. Edgecombe Apart- • Generous Closet Space Beaver Falls, PA 15010 ments Pennsylvania Housing Finance Agency (PHFA) (724) 775-1220 1150 Bechtel St. • Potential Rapid Occupancy Monaca, PA 15061 Affordable Apartment Locator Center Township Senior (724) 775-1220 (877) 428-8844 • No Application Fee Apartments TTY 7-1-1 3671 Brodhead Rd. Monacatootha Apartments pahousingsearch.com • All Utilities Included in Rent Beaver Falls, PA 15010 105 Fourth St. (724) 774-5583 Monaca, PA 15061 The Apartment Locator is a free service that links consum- • Income Limits Apply (724) 775-1220 ers to affordable housing options throughout the state. Lutheran Village at The above website offers information about apartment Chippewa Dawes Manor locations, rental prices, accessibility features, development 139 Gertrude St. 1450 Third Ave. • 1 Person hh...$16,000 • 2 Persons hh...$18,250 Beaver Falls, PA 15010 New Brighton, PA 15066 amenities, current vacancies and waiting lists. (724) 846-2067 (724) 775-1220 Maximum income for eligibility is: 1 Person $42,600; 2 Persons $48,650 66 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 67 Personal Care and Assisted Living Homes Skilled Nursing Homes

Blair Personal Care Homes Franciscan Manor Smith’s Personal Care Home nursing home (sometimes called a skilled nursing 1031 Mercer Rd. 71 Darlington Rd. 300 Pine St. facility, or SNF) is a residence that provides the fol- Beaver Falls, PA 15010 Beaver Falls, PA 15010 Beaver Falls, PA 15010 lowing services to people of all ages who need this (724) 843-2209 (724) 891-1150 (724) 847-1093 A level of living assistance: 24-hour supervision, medi­cal care, blairpersonalcarehomes.com/contact. fivestarseniorliving.com/communi- Skilled Nursing Homes html St. Barnabas Beaver Meadows room and board and meals. ties/pa/beaver-falls/franciscan-manor 5130 Tuscarawas Rd. Cambridge Village Hunter’s Personal Care Home Beaver, PA 15009 Stays can be short-term for those recov­ering from illness 1600 Darlington Rd. 1916 Main St. (724) 495-1600 or surgery, or long-term for individuals who can no longer stbarnabashealthsystem.com/retire- Beaver Falls, PA 15010 Aliquippa, PA 15001 live independently. In either case, a licensed staff provides ment-living/beaver-meadows/ (724) 846-1400 (724) 378-1205 comprehensive nursing care, including medication admin- cambridge-village.com istration, dietary requirements and all treatment regimens. Lakeview Personal Care Home The Creek Meadows Elmcroft Of Chippewa 1630 Ellwood City Rd. 498 Lisbon Rd. Additionally, all residents are under the care of an on-call 104 Pappan Business Dr. Zelienople, PA 16063 Darlington, PA 16115 physician. Most nursing homes also offer a creative variety Beaver Falls, PA 15010 (724) 495-6139 (724) 452-7378 (724) 891-3333 creekmeadows.com of social activities tailored to their residents.

Personal Care/Assisted Living Homes Personal Care/Assisted Living thenugentgroup.com/locations/lakev- elmcroft.com/community/elmcroft-of- iew-personal-care.php Trinity Oaks Check the status of a nursing home’s license or current list- Beaver Healthcare and Rehabilitation Center chippewa-pennsylvania/ Maplewood Personal Care Home 160 Chapel Rd. ing by contacting the Pennsylvania Department of Health at 616 Golf Course Rd. Evans Personal Care Home 461 Maplewood Ave. Beaver, PA 15009 health.pa.gov or (877) PA-HEALTH. Aliquippa, PA 15001 (724) 728-6257 503 Centennial Ave. Ambridge, PA 15003 guardianeldercare.com/locations/beaver/ New Galilee, PA 16141 (724) 266-4485 trinityoakscare.com/personal-care/ Medicaid pays the cost of nursing home care for people with (724) 336-1028 limited incomes. Long-term care insurance, Medicare and (724) 375-0345 Trinity Oaks II Rochester Manor+Villa private pay are ways in which to pay for care, and individu- 174 Virginia Ave. 117 Shadyrest Rd. Beaver Valley Health and Rehabilitation Center als should assess their financial situation before deciding Rochester, PA 15074 Ellwood City, PA 16117 257 Georgetown Rd. on nursing home care. (724) 775-6400 (724) 752-9166 Beaver Falls, PA 15010 rochestermanorandvilla.com trinityoakscare.com/personal-care/ Please consider that the process of locating a residence and (724) 846-8200 filling out the necessary paperwork takes time, and many facilities have waiting lists. Whenever possible, give yourself Brighton Rehab and Wellness Center XCEPTIONAL ENIOR IVING Notes:______E S L ample time to plan in advance. All nursing homes are state 246 Friendship Circle AT AN EXCEPTIONAL VALUE ______licensed and regulated, and the federal government regulates Beaver, PA 15009 nursing homes that receive federal funds. brightonwellness.com ______(724) 775-7100 71 Darlington Road, Patterson Township Beaver Falls, PA 15010 ______724-891-1150 Concordia at Villa St. Joseph ______1030 State St. ______Baden, PA 15005 concordialm.org/locations/concordia-at-villa-st- ______joseph?service=2489 ______(724) 869-6300

______Providence Care Center ______900 Third Ave. Beaver Falls, PA 15010 Discover: ______• Five Star Dining • 24-hour personal care myprovidencecarecenter.com Experience, featuring from a dedicated team ______(724) 846-8504 chef-prepared meals • Housekeeping and • Lifestyle360 program maintenance included ______Rochester Manor+Villa for a full schedule of • Local scheduled ______174 Virginia Ave. activities transportation Rochester, PA 15074 ______Call to see how you can live the exceptional life rochestermanorandvilla.com at an exceptional value. ______(724) 775-6400 www.FranciscanManorSeniorLiving.com ______PERSONAL CARE ©2017 Five Star Senior Living

68 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 69

Job#: FM160302 De: ag Colors Notes: Size: 4.5”w X 5.5”t Ae: sd C M Y K Publication: Date: 03.24.2017 Client: Five Star Rnd~Ver: r01•vA NA NA NA NA 1017 TURNPIKE STREET, CANTON, MA 02021 • (P) 781.828.9290 • (F) 781.828.9419 • WWW.TRIADADVERTISING.COM Senior Centers Your Personal Information

Health and Wellness Program Name______Phone______Supports and encourages older adults in making informed decisions about consumer health issues. Fitness and exercise Address______

programs are a fun and invigorating component to the program. ______Your Personal Information S.S.#______Date of Birth______Counseling Information and guidance regarding public and private ser- In Case of Emergency Call______Phone______vices and benefit programs are available to assist older adults. Primary Health Insurance Company______Phone______This includes assistance with paperwork, forms and agency contact information. Primary Physician______Phone______Senior Centers Pharmacy Name ______Phone______Volunteer Programs Opportunities are available for older adults to provide mean- Medications and Dosage______ingful services to the community. Coordinators recruit and ______train volunteers to help in the center and other agencies in their neighborhood. Opportunities may include the follow- ______ing: clerical work, telephone reassurance, helping to prepare, Medical Conditions and Allergies______deliver meals to the homebound, and friendly visits. enior centers are places for older adults to make new ______Beaver County Senior Centers friends or gather with old friends, share a meal and get ______involved in a variety of activities. The following are just S Ambulance Company______Phone______some of the exciting opportunities that await older adults. Center at the Mall Lutheran Service Society Hospital______Phone______• life enrichment classes Beaver Valley Mall 284 Mall Blvd. Bank______Phone______• exercise programs Monaca, PA 15061 Life Insurance Company______Phone______• trips to interesting places (724) 774-5654 centeratthemall.net Insurance Agent______• transportation to and from the center Baden Community Center Lawyer______Phone______• financial and benefit counseling Circle of Friends St. John’s Baptist School Transportation______Phone______Senior center activities are geared to the social, intellectual, 371 Linmore Ave. Notes______cultural, economic, emotional and physical needs or interests Baden, PA 15005 of adults 50 years of age and older. In addition, the centers (724) 869-4224 ______offer helpful information about benefits that are available to cofbeaver.com older adults in Beaver County. A shared lunch meal is also Advance Directive? _____Yes _____No If so, where is it kept?______New Brighton Community Center available at some of the centers on days that they are open. Circle of Friends Does anyone have power of attorney for you?_____Yes _____No If yes, which kind? ____Durable ____ Health ____ Both Some of the available activities and opportunities include: 1851 Third Ave. Name of Person with POA______Phone______(Madonna Hall at Holy Family) Shared Meals New Brighton, PA 15066 Religious affiliation______House of Worship______(724) 846-1959 The menus are designed to provide an attractive meal to please Pastor/Rabbi______Phone ______cofbeaver.com older adults. Special diets are also available to individuals Other people to notify in an emergency______with a diet prescription. Meals are planned with input from Aliquippa Satellite Center seniors and designed to meet one-third of the older adult’s Circle of Friends ______daily nutritional requirements. St. Titus Church 952 Franklin Ave. ______Aliquippa, PA 15001 Additional notes______Life Enrichment (724) 857-9989 Education and seminars are available to address different cofbeaver.com ______types of activities and interests. These programs are selected ______by older adults and can range from dancing and history to gardening or therapeutic massage. Topics are limited only by the seniors’ imaginations.

70 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 71 Education/Libraries/Volunteer Opportunites Adult Programs

Beaver County Colleges Center for Creative Arts Adult Literacy Action, Beaver The Center for Hope Expression (724) 773-7810 740 Park Rd. Community College of Beaver PO Box 1009 Ambridge, PA 15003 Beaver County Humane Society (724) 251-4899 County 1217 Seventh Ave. Center Township One Campus Drive Beaver Falls, PA 15010 (724) 775-5801 thecenterforhope.com

Monaca, PA 15061 (724) 847-5640 Adult Programs Beaver County Office on Aging Provides outreach to the Ambridge community that has un- (724) 480-3500 centerforcreativeartsexpression.org dergone economic hardship and vast demographic change. ccbc.edu Beaver Falls The Center for Creative Arts Expression (724) 847-2262 The center provides education, recreation, academic prepa- Geneva College is a nonprofit membership organiza- ration and employment readiness for community residents. CASA Beaver County Programs include a food pantry, clothes closet, computer 3200 College Ave. tion that promotes, teaches, develops (724) 728-2146 Beaver Falls, PA 15010 and supports the visual, performing lab, daily bread ministry, kids programs and weekly dinner. (724) 846-5100 and literary arts in Beaver Falls and Habitat for Humanity, Beaver Falls Income guidelines apply. geneva.edu neighboring communities. They offer (724) 846-1630 programs for both children and adults, Meals on Wheels Penn State University including classes, an after-school art Office of Vocational Rehabilitation 100 University Dr. program and summer camps, and an Beaver Falls (724) 656-3070 Monaca, PA 15061 arts resource library. (724) 843-5450 and (412) 908-1054 dli.pa.gov Education-Libraries-Volunteer Opportunities Education-Libraries-Volunteer (724) 773-3500 br.psu.edu Blackhawk Their purpose is to expand and strengthen employment Volunteer Opportunites (724) 843-6646 outcomes, independence and specialized services for Penn- Trinity School for Ministry Beaver County Association for the Blind (BCAB) sylvanians with disabilities. An Individualized Plan for Em- 311 11th St. Beaver County 616 Fourth St. ployment (IPE) is developed, outlining a vocational objective, If you enjoy helping others achieve (724) 774-0292 Ambridge, PA 15003 their dreams, or if you get satisfaction Beaver Falls, PA 15010 services, providers and responsibilities. (724) 266-3838 from supporting a cause you believe in, (724) 843-1111 tsm.edu then volunteering is for you. Following Ombudsman Program bcblind.org is a sampling of local organizations Beaver County Office on Aging Senior Community Service Employment Program Beaver County Association for the Blind (BCAB) has been that use volunteers. Check with your (724) 480-8589 serving persons who are blind or visually impaired and the (SCSEP) favorite organization to see what kind of Beaver County community for nearly 70 years. Some of the Beaver Valley Mall difference you can make. services and programs include transportation/sighted guide, a 285 Route 18 life skills group, support groups, assistive technology classes, Monaca, PA 15061 a low vision clinic, children and adult vision screenings, low Contact: AARP Foundation SCSEP office at (412) 271-1580 cost/no cost eyeglass program, eye safety education for the The Senior Community Service Employment Program is a paid Your experience entire community and employment opportunities for those who are blind or disabled. training program to assist Beaver County residents, 55 years of age and older, who meet low income requirements with is the key to re-entering the workforce. SCSEP provides participants with Beaver County Genealogy and History Center on the job experience to develop and update skills through creating new ones. 250 East End Ave. paid training assignments at non-profit and government Beaver, PA 15009 agencies while seeking employment. Training assignments (724) 775-1775 are for 20 hours per week. beavercountyhistory.org There’s no question volunteering can be rewarding, Provides an archival site for study reference, research and St. Joseph Spirituality Center but it’s not always easy to find the perfect fit. preservation of Beaver County documents and books, both Sisters of St. Joseph of Baden AARP can help you find the opportunities that historical and genealogical; to provide aid and encouragement 1020 State St. match your interests and fit your schedule. Our to the public in their historical research and genealogical Baden, PA 15005 easy Volunteer Wizard can help you learn more pursuits; to encourage the preservation of public and private (724) 869-6585 records, genealogical data, and cemetery data pertaining to stjoseph-baden.org about ways to use your skills and experience where Beaver County. and how it matters to you. You have a lifetime St. Joseph has various spirituality programs throughout the of experience to offer, and if you’re looking for a year. Beaver County Lighthouse place to share it, AARP can help. 720 Third Ave. Find your right fit today at aarp.org/volunteer New Brighton, PA 15066 Notes:______(724) 846-1111 ______The Lighthouse is a recreational facility for the blind and visually impaired. Every Monday, the Lighthouse hosts a day ______of breakfasts, craft classes, parties and games, and lunches. ______The staff can also assist individuals with opening their mail Real Possibilities is a trademark of AARP. and other small tasks that they may need help with. ______

72 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 73 Entertainment Entertainment

Annual Fairs, Festivals and Maple Syrup Festival Beaver County Senior Day Pennsylvania Trolley Museum Lincoln Park Performing Bradys Run Park Lodge In Beaver Valley Mall corridor or inside (724) 228-9256 Arts Center Celebrations Brighton Twp. Center at the Mall at the Beaver Valley pa-trolley.org One Lincoln Park, Midland (724) 378-1701 (724) 576-4644 Annual Greek Food Festival Mall February through November lincolnparkarts.org (724) 847-2262 Pittsburgh International Race Complex Greek Orthodox Church, Aliquippa 201 Penndale Rd., Big Beaver Borough Native American Gathering R-ACT Theatre Productions (724) 375-5341 Community College of Beaver County Beechwood Farms Nature (724) 535-1000

(724) 775-6844 Entertainment One Campus Dr., Monaca pittrace.com Applebutter Fest Reserve and Audobon Society ractproductions.com (724) 480-3452 of Western Pennsylvania Vicary Mansion Rochester Area Heritage Society Red Barn Theater 1235 Third Ave., Freedom (412) 963-6100 Piecemakers Autumn Quilt Show aswp.org 350 Adams St., Second Fl., Rochester 1279 Route 288, Fombell (724) 775-1848 and Competition (724) 777-7697 Photo from bvchoralsociety.org (724) 452-8082 bchrlf.org Chippewa United Methodist Church redbarnplayers.com Saint Nicholas Chapel Museum Entertainment 2545 Darlington Rd. Theater, Stage and Musical Beaver County BookFest (Chippewa Township) 5400 Tuscarawas Rd. Beaver Parks, Beaver Beaver Falls Brighton Twp. Performances Wineries beavercountybookfest.com (724) 814-2868 (800) 722-4428 gcuusa.com/snc.htm Beaver Valley Choral Society Glatz Jewelers and Wine Cellars Beaver County Christmas San Rocco Festa (724) 683-0104 2699 Brodhead Rd., Aliquippa Extravaganza Fred Taddeo Park South Side Historical Village bvchoralsociety.org (724) 375-6783 and (724) 375-7464 The Lodge at Bradys Run Park Route 168, Hookstown 224 Center Grange Rd. Beaver Valley Community Concert glatzwine.com Brighton Twp. Center Township, Aliquippa Photo from ellwoodhistory.org (724) 899-2686 (724) 847-0900 sshva.wordpress.com Association sanrocco.org (724) 846-3203 beavercountyfestivaloftrees.org Ellwood City Area Historical Society Sweetwater Center for the Arts bvcommunityconcert.org Beaver Light-Up Festival Ongoing Attractions 310 Fifth St., Ellwood City (724) 752-2021 200 Broad St., Sewickley Bobcat Players Third St., Beaver (412) 741-4405 Air Heritage Museum ellwoodhistory.org (724) 494-1680 sweetwaterartcenter.org bobcatplayers.com Big Knob Grange Fair Beaver County Harmony Museum New Sewickley Township 35 Piper St., Beaver Falls The Vicary Mansion Brodhead Cultural Center (724) 843-2820 218 Mercer St., Harmony 336 Grange Rd., Rochester (724) 452-7341 1235 Third Ave., Freedom Penn State Beaver bigknobgrangefair.org airheritage.org (724) 775-1848 100 University Dr., Monaca harmonymuseum.org (724) 773-3610 Beaver Area Heritage Museum bchrlf.org Christmas at the Vicary Mansion Lernerville Speedway beaver.psu.edu/brodhead 1235 Third Ave., Freedom One River Rd., Ext., Beaver (724) 775-7174 (724) 353-1511 (724) 775-1848 beaverheritage.org lernerville.com bchrlf.org Beaver County Conservation Little Beaver Historical Society District Environmental Center 710 Market St., Darlington 156 Cowpath Rd. (724) 843-4361 Aliquippa (724) 378-1701 Little Beaver Museum HALFHALF PRICEPRICE beavercountyconservationdistrict.org 803 Plumb St., Darlington (724) 843-4361 Beaver County Genealogy and History Center Merrick Art Gallery 250 East End Ave., Beaver 1100 Fifth Ave., New Brighton (724) 775-1775 (724) 846-1130 beavercountyhistory.org merrickartgallery.org Photo from facebook.com/pg/oldeconomyvillage/ DEALS! Beaver County Historical Research Monaca Community Hall of Fame DEALS! Christmas at the Village and Landmarks Foundation 1098 Pennsylvania Ave., Monaca Old Economy Village The Captain William Vicary Mansion (724) 774-7719 270 16th St., Ambridge 1235 Third Ave., Freedom monacapa.net Go to justpayhalfpittsburgh.com for half price deals! (724) 266-4500 (724) 775-1848 bchrlf.org Montgomery Locks and Dam oldeconomyvillage.org 100 Montgomery Dam Rd., Monaca Beaver County Ice Arena Darlington Days (724) 643-8400 Some of our deals include: 121 Bradys Run Rd. lrp.usace.army.mil Downtown Darlington Beaver Falls (724) 827-2132 (724) 770-2060 Ohio Valley Lines Model Railroad darlingtondays.com beavercountypa.gov Library & Museum 50% o 1225 Merchant St., Ambridge Garrison Days Beaver County Industrial Museum Beaver (724) 266-4787 Vacations! 801 Plumb St., Darlington ohiovalleylines.org Family Vacations 100+ Restaurants (724) 775-0189 (724) 312-0831 Golf Courses Home & Health Services beaverheritage.org beavercountyindustrialmuseum.com Old Economy Village Hookstown Fair Beaver County Model Railroad Club 270 16th Street (Visitors Center) 1198 Rt. 168 S., Hookstown and Historical Society Ambridge (724) 573-4512 416 Sixth St., Monaca (724) 266-4500 Restaurants • Events • Family Fun Activities • And More! hookstownfair.com bcmrr.railfan.net oldeconomyvillage.org 74 2020-2021 Beaver County Senior Resource Guide 2020-2021 Beaver County Senior Resource Guide 75