DOCSLIB.ORG

Download the E-Conomy SEA 2019 Deck

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text

Load more

Reference e-Conomy SEA is a multi-year research program launched by Google and Temasek in 2016. Bain & Company joined the program as lead research partner in 2019. The research leverages Google Trends, Temasek research, Bain analysis, industry sources and expert interviews to shed light on the Internet economy in Southeast Asia. The information included in this report is sourced as “Google & Temasek / Bain, e-Conomy SEA 2019” except from third parties specified otherwise. Disclaimer The information in this report is provided on an “as is” basis. This document was produced by and the opinions expressed are those of Google, Temasek, Bain and other third parties involved as of the date of writing and are subject to change. It has been prepared solely for information purposes over a limited time period to provide a perspective on the market. Projected market and financial information, analysis and conclusions contained herein should not be construed as definitive forecasts or guarantees of future performance or results. Google, Temasek, Bain or any of their affiliates or any third party involved makes no representation or warranty, either expressed or implied, as to the accuracy or completeness of the information in the report and shall not be liable for any loss arising from the use hereof. Google does not provide market analysis or financial projections. Google internal data was not used in the development of this report. Introducing e-Conomy SEA 2019 4th edition of e-Conomy SEA by Google, Temasek, Bain Southeast Asia’s Internet economy research program 2016 2017 2018 2019 e-Conomy SEA e-Conomy SEA e-Conomy SEA e-Conomy SEA 2015–2025 Spotlight 2018 2019 “Unlocking the $200B “Unprecedented growth for “Southeast Asia’s “Swipe up and to the right: digital opportunity Southeast Asia’s $50B Internet economy hits Southeast Asia’s in Southeast Asia” Internet economy” an inflection point” $100B Internet economy” e-Conomy SEA research methodology Google Temasek Bain Industry Expert Trends Research Analysis Sources Interviews In partnership with e-Conomy SEA covers 6 countries in Southeast Asia 96M Vietnam 570 million 105M people across the 6 countries 69M covered by e-Conomy SEA Philippines Thailand Indonesia, Malaysia, Philippines, Singapore, 32M Thailand, Vietnam Malaysia 264M 6M Indonesia Singapore Source: World Bank 5 sectors of the Internet economy covered Financial Services included amidst increasing adoption e-Commerce Media Ride Hailing Travel Financial Services Marketplaces Advertising Transport Flights Payments (SMB2C) Gaming Food Delivery Hotels Remittance Malls (B2C) Video on Demand Vacation Rentals Lending “Brand.Com” Music on Demand Investing Insurance Other sectors of the Internet economy not covered due to lack of reliable data or still nascent adoption Lack of reliable data Still nascent adoption Social Commerce Healthcare Education Mobile Internet transforming Southeast Asia Mobile Internet transforming lives of Southeast Asians: unprecedented access to people, information, services “A day in the life” of a Southeast Asian mobile Internet user 6am-8am 8am-9am 9am-12pm 12pm-1pm 1pm-3pm A new day begins Commute to work Work Lunch Work meeting • Wakes up with the help • Uses Ride Hailing app • Replies emails • Scrolls through and shares • Gets on video- of smart home alarm device • Plugs in to Music • Checks and updates photos on social media conference call • Checks calendar for Streaming app work collaboration platform • Browses Online • Exchanges files appointments, gets • Makes calls over Shopping app via online chat ready for work the Internet 3pm-3.30pm Break • Checks in on social media • Watches short videos on Video Sharing platform 10pm-11pm 8pm-10pm 6pm-8pm 5pm-6pm 3.30pm-5pm Lights out Chill out Dinner Commute home Work • Scrolls through social media • Watches TV show • Orders dinner through • Uses Ride Hailing app • Listens to music • Turns off the lights with / movie on Video Food Delivery app • Listens to audiobook on Music Streaming app smart home device Streaming app • Updates social media • Buys groceries online There are 360 million Internet users in Southeast Asia, the most engaged mobile Internet region in the world Southeast Asia Internet users 100 million more Internet users in the last 4 years 360M The most engaged mobile 260M Internet region in the world1 2015 2019 Source(1): Hootsuite “Digital in 2019” The most engaged mobile Internet region in the world Time per day on mobile Internet (2019) Hours (#) 6 5:13 4:58 5 4:35 4 Southeast Asian countries 4:02 3:43 rank in the Top 10 globally 4 3:19 3:13 3:12 2:58 by mobile Internet usage 3 2:24 (Indonesia, Malaysia, Philippines, Thailand) 2 Thailand PhilippinesIndonesia Malaysia India China WorldwideVietnam Singapore US Source: Hootsuite “Digital in 2019” Video apps gaining share of mobile Internet engagement Share of time spent (Apps by category, %) 12% 13% Others Social & Comms remain Productivity 10% 11% the most engaged apps despite 10% Tools share-of-time decline 20% Gaming Engagement on Video apps Video has doubled in 3 years with 65% Social & Comms live streaming and short form 52% H1 2016 H1 2019 Source: App Annie analysis for e-Conomy SEA Favorable demographics behind Internet growth Population by age group (2019) 7% SEA 67% (6 countries) 26% 11% Southeast Asia has one of the China 72% youngest populations among 18% major world regions 15% 10 million Southeast Asians US 66% enter the “mobile age” 19% every year 28% Japan 60% 12% 65+ years 15-64 years 0-14 years Source: World Bank Steady economic growth uplifting living standards Annual GDP growth (%) 8% 6% Southeast Asia has had 4% higher GDP growth compared with the global economy by ~2 percentage 2% points since 2010 0% 2010 2011 2012 2013 2014 2015 2016 2017 2018 SEA (6 countries) World GDP: Gross Domestic Product Source: World Bank The Internet economy hits $100 billion Southeast Asia Internet economy hits $100B in 2019, exceeding all expectations on track to $300B by 2025 Southeast Asia Internet economy (GMV, $B) $100B $32B $300B 2015 2019 2025 GMV: Gross Merchandise Value Southeast Asia is closing the gap with developed markets Internet economy GMV as % of GDP 8.5% 6.5% 3.7% 1.3% SEA (2015) SEA (2019) SEA (2025) US (2016) GMV: Gross Merchandise Value; GDP: Gross Domestic Value Source: World Bank (GDP); US Bureau of Economic Analysis (US) 1 in 2 Internet users engage in the Internet economy 180M 180M 360 million Internet users Internet users Internet users not yet using using services of the services of the Internet economy Internet economy Fast and faster two-speed Southeast Asia Among fast-growing Southeast Asian countries, Indonesia and Vietnam pull away from the pack Internet economy growth vs GDP penetration 60% Indonesia 40% Vietnam Philippines Thailand 20% Malaysia Singapore China US Growth (GMV CAGR 2015-2019) CAGR (GMV Growth 0% 2.5% 5% 7.5% GDP penetration (GMV as % of GDP 2019) GMV: Gross Merchandise Value; GDP: Gross Domestic Product US and China are included for illustrative purposes and not drawn to scale as definitions of Internet economy sectors and metrics vary Indonesia is the largest and fastest growing Internet economy in the region at $40B @ 49% CAGR 32% SEA Internet economy (GMV, $B) 133B 24% 29% 49% 18% 27% 15% 50B 43B 40B 38% 21% 17% 29% 26B 32% 25B 27B 16B 11B 12B 12B 8B 5B 7B 7B 6B 2B 3B Indonesia Malaysia Philippines Singapore Thailand Vietnam 2015 2019 2025 CAGR GMV: Gross Merchandise Value; CAGR: Compounded Annual Growth Rate Indonesia is firing on all cylinders, fueled by competition between local and regional players Indonesia Internet economy (GMV, $B) 48% 82B 31% 34% e-Commerce (12x in 4 years) 57% and Ride Hailing (6x in 4 years) 56% 17% fueled by competition between Indonesian and regional players 88% 19% 25B All sectors benefit from growing 21B 18B adoption of Digital Payments 10B 9B 5B 4B 6B 1.7B 0.6B 0.9B e-Commerce Online Travel Online Media Ride Hailing 2015 2019 2025 CAGR GMV: Gross Merchandise Value; CAGR: Compounded Annual Growth Rate. Funding in Indonesia is on track to match 2018 record Funding in Indonesia Internet economy ($B) Large funding rounds completed by Indonesian unicorns Bukalapak, 3.8B Gojek, Tokopedia and Traveloka 3B 1.8B 1.8B Grab announced multi-billion dollar 1.2B commitment to invest in Indonesia Fewer but larger deals in 2019 2016 2017 2018 H1 2018 H1 2019 Deals (#) 166 181 349 157 124 Malaysia’s Internet economy continues to grow steadily Malaysia Internet economy (GMV, $B) 27% 11B 11% 9B e-Commerce and Online Media 18% keep growing @ over 30% CAGR 24% led by regional and global players 12% 35% 5B Most mature $5B Online Travel 30% 31% grows @ 12% CAGR driven 3B 3B 3B 3B by budget airlines and hotels 2B 1B 1B 0.6B 0.3B e-Commerce Online Travel Online Media Ride Hailing 2015 2019 2025 CAGR GMV: Gross Merchandise Value; CAGR: Compounded Annual Growth Rate Investments in Malaysia slow down from 2018 record Funding in Malaysia Internet economy ($B) $140M raised in H1 2019 down from 2018 record and back to 2017 levels 0.4B More late-stage funding needed 0.29B to give rise to Malaysian Unicorns 0.2B (Series C-D deals $25M-$100M) 0.13B 0.14B 2016 2017 2018 H1 2018 H1 2019 Deals (#) 85 65 164 83 59 Online Media keeps rising in English-speaking Philippines Philippines Internet economy (GMV, $B) 36% 12B 16% Social, Music, Video streaming 27% 30% and English-speaking Filipino youth drive 42% CAGR in $2B Online Media 16% 47% 42% 35% 5B 4B Ride Hailing faces headwinds 4B amidst regulatory constraints, 3B 2B 2B driver supply challenges and 1.1B 1B 0.5B 0.4B 0.3B limited competition e-Commerce Online Travel Online Media Ride Hailing 2015 2019 2025 CAGR GMV: Gross Merchandise Value; CAGR: Compounded Annual Growth Rate Funding surge in the Philippines driven by landmark deals Funding in Philippines Internet economy ($B) Landmark deals in digital financial services 0.31B (Voyager Innovations Coins.
Recommended publications
  • Report of the Committee on the Future Economy (CFE)

    Report of the Committee on the Future Economy (CFE)

    Report of the Committee on the Future Economy Pioneers of the next generation A B CONTENTS Exchange of Letters with the Prime Minister ................................................................................... ii Executive Summary ............................................................................................................................. 1 Strategy 1: Deepen and diversify our international connections .................................................. 16 Strategy 2: Acquire and utilise deep skills ........................................................................................ 22 Strategy 3: Strengthen enterprise capabilities to innovate and scale up ................................... 28 Appendix 3.1: The role of manufacturing in Singapore’s economy ............................... 33 Strategy 4: Build strong digital capabilities ...................................................................................... 36 Strategy 5: Develop a vibrant and connected city of opportunity ................................................ 41 Strategy 6: Develop and implement Industry Transformation Maps (ITMs) ................................ 48 Appendix 6.1: List of ITM Clusters and Industries ............................................................ 53 Appendix 6.2: Logistics ITM ................................................................................................. 54 Appendix 6.3: Retail ITM ...................................................................................................... 56
  • The Voice of Online Sellers — Singapore Introduction

    The Voice of Online Sellers — Singapore Introduction

    The Voice of Online Sellers — Singapore Introduction Here at WorldFirst, we take great pleasure in helping online sellers grow their business. We like to think we do more than simply lower their currency exchange costs - we enable sellers to go global and we always feel part of their journey. In Q4 2017, we conducted the ‘Voice of Online Sellers’ survey, which was completed by people based in Singapore who are selling internationally through marketplaces like Amazon and eBay and platforms like Shopify. We had a great response to this campaign, where one lucky participant was drawn at random and won $5,000 to help grow their eCommerce business. We had three key objectives for this project: 1. Collect insights to share with other online sellers who are just starting out, or who are looking to grow their existing business 2. Better understand the challenges, motivations and successes of our clients 3. Help one participant grow their business A big thank you to all those who participated in the survey and congratulations to our lucky winner, Alvin, who sells on Amazon and through Shopify. We hope that you find this report useful in running and improving your eCommerce business. Peter Scully Country Manager WorldFirst Singapore Online Selling Trends Marketplaces & platforms Singapore-based sellers are using three household names to tap into the international eCommerce market. Amazon and eBay are the most popular choices for marketplace selling and Shopify was the clear leading platform for those building their own website to go global. Top primary platforms/marketplaces: Most popular secondary platforms/marketplaces: 1.
  • Dsm Suite 2.0 Discover Our Digital Sales & Marketing Platform Aligned with Imda’S Digital Roadmap for Wholesale Trade

    Dsm Suite 2.0 Discover Our Digital Sales & Marketing Platform Aligned with Imda’S Digital Roadmap for Wholesale Trade

    DSM SUITE 2.0 DISCOVER OUR DIGITAL SALES & MARKETING PLATFORM ALIGNED WITH IMDA’S DIGITAL ROADMAP FOR WHOLESALE TRADE Zooloo Information Systems Pte Ltd 1 CONTENTS Introduction | 3 Features & Benefits | 12 The Digital Transformation Journey | 4 Skills Upgrading | 27 What is DSM SUITE 2.0 | 5 Implementation Process | 28 Benefits of DSM SUITE 2.0 | 6 Industry Specific Implementation | 29 Benchmarking IMDA’s Go-Digital Roadmap | 7 DSM SUITE 2.0 – Use Case | 33 DSM SUITE 2.0 aligns with IMDA’s Technology Roadmap | 35 Go-Digital Roadmap for Wholesale Trade | 8 Contact Info | 39 DSM SUITE 2.0 Overview | 9 Zooloo Information Systems Pte Ltd 2 INTRODUCTION INVEST IN A DIGITAL SOLUTION WITH TRANSFORMATIVE POWER Digital transformation is a hot topic in business right now, That’s why Zooloo has been called in to put together a single especially after COVID-19. But businesses have been managing enterprise platform which has become such a key part of our information digitally for decades. What then is different? customer’s journey toward digital transformation. Businesses now realize that simply storing and transmitting Zooloo’s digital transformation solutions help our customers make information digitally will not enable the degree of agility, efficiency decisions, drive processes and serve their customers. For them, and effectiveness needed to thrive in an environment of constant digital transformation is a journey, not a destination. From cloud change and disruption. technology to mobile access to analytics; every decision our clients make helps propel them further toward their goal of Businesses also realise that their multiple, disconnected silos of becoming a more digital business.
  • How Mpos Helps Food Trucks Keep up with Modern Customers

    How Mpos Helps Food Trucks Keep up with Modern Customers

    FEBRUARY 2019 How mPOS Helps Food Trucks Keep Up With Modern Customers How mPOS solutions Fiserv to acquire First Data How mPOS helps drive food truck supermarkets compete (News and Trends) vendors’ businesses (Deep Dive) 7 (Feature Story) 11 16 mPOS Tracker™ © 2019 PYMNTS.com All Rights Reserved TABLEOFCONTENTS 03 07 11 What’s Inside Feature Story News and Trends Customers demand smooth cross- Nhon Ma, co-founder and co-owner The latest mPOS industry headlines channel experiences, providers of Belgian waffle company Zinneken’s, push mPOS solutions in cash-scarce and Frank Sacchetti, CEO of Frosty Ice societies and First Data will be Cream, discuss the mPOS features that acquired power their food truck operations 16 23 181 Deep Dive Scorecard About Faced with fierce eTailer competition, The results are in. See the top Information on PYMNTS.com supermarkets are turning to customer- scorers and a provider directory and Mobeewave facing scan-and-go-apps or equipping featuring 314 players in the space, employees with handheld devices to including four additions. make purchasing more convenient and win new business ACKNOWLEDGMENT The mPOS Tracker™ was done in collaboration with Mobeewave, and PYMNTS is grateful for the company’s support and insight. PYMNTS.com retains full editorial control over the findings presented, as well as the methodology and data analysis. mPOS Tracker™ © 2019 PYMNTS.com All Rights Reserved February 2019 | 2 WHAT’S INSIDE Whether in store or online, catering to modern consumers means providing them with a unified retail experience. Consumers want to smoothly transition from online shopping to browsing a physical retail store, and 56 percent say they would be more likely to patronize a store that offered them a shared cart across channels.
  • E-Commerce and Its Impact on Competition Policy and Law in Singapore

    E-Commerce and Its Impact on Competition Policy and Law in Singapore

    E-commerce and its impact on competition policy and law in Singapore A DotEcon study for the Competition Commission of Singapore Final Report – October 2015 DotEcon Ltd 17 Welbeck Street London W1G 9XJ www.dotecon.com Content Content 1 Introduction ................................................................................................................. 1 2 E-commerce activity in Singapore ............................................................................... 4 2.1 An introduction to e-commerce ........................................................................... 4 2.2 E-commerce adoption in Singapore ................................................................... 17 3 E-commerce and competition .................................................................................... 38 3.1 What changes with e-commerce? ...................................................................... 38 3.2 The impact of e-commerce on market boundaries ............................................. 59 3.3 The impact of e-commerce on market structure and competition ...................... 65 3.4 Vertical restraints ............................................................................................... 77 4 Implications of e-commerce for competition policy in Singapore .............................. 83 4.1 Defining a relevant market ................................................................................. 84 4.2 Assessing market power ...................................................................................
  • List of Unregistered Controlled Goods Found

    List of Unregistered Controlled Goods Found

    ANNEX A List of Unregistered Controlled Goods Found S/N Product Information E-Commerce Name of seller on Platform Sold e-commerce On platform 1 Product Type: USB Wall charger Lazada.sg Rareus Singapore Brand & Model Number: Tronsmart W2DT 2 Product Type: 5-Port USB charger Lazada.sg PROLink Brand & Model Number: PROLink PDC53001 3 Product Type: C48 Breakthrough Lazada.sg iShopee.sg 3USB Charger Brand & Model Number: hoco C48 4 Product Type: USB Wall Charger Lazada.sg Ace Star Brand & Model Number: K.FULAI KA-16 5 Product Type: Vertical Multi Lazada.sg LongerVogue.com Socket Brand & Model Number: JW401 6 Product Type: Dual Port USB Lazada.sg Best Dealss Charger Adapter Brand & Model Number: None 7 Product Type: Funzi U+ Type-C Lazada.sg Airdrop Tech PD Charger Brand & Model Number: Baseus BS-UKQC02 8 Product Type: Essential Quick Lazada.sg SGP3M Charge 3.0 Wall Charger Brand & Model Number: Spigen F207 9 Product Type: Convert Design Lazada.sg iCool Accessories Travel Charger Brand & Model Number: LDNIO A2502Q 10 Product Type: LED Touchlamp Lazada.sg Illusion distribution with USB Port Charger Brand & Model Number: TOPK C4405 11 Product Type: 6 USB 3 Power Lazada.sg 32Day.Tech Socket Brand & Model Number: LDNIO SC3604 12 Product Type: 6 USB 3 Power Lazada.sg Offer & Save Socket Superstore Brand & Model Number: LDNIO SC3604 13 Product Type: 6 USB 3 Power Lazada.sg D-Tech Socket Brand & Model Number: LDNIO SC3604 14 Product Type: Juicer Lazada.sg SCI SG Mall Brand & Model Number: Joyoung JYZ-V15 15 Product Type: Electric Kettle Lazada.sg
  • Mts Training Course Manual

    Mts Training Course Manual

    MTS TRAINING COURSE MANUAL VIENNA - 2017 THE MANUAL HAS NOT BEEN FORMALLY EDITED. ALL TRADEMARKS MENTIONED IN THIS MANUAL ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS. 1 CONTENTS Acronyms and definitions ....................................................................................................................... 3 Categorisation of money transfers .......................................................................................................... 4 ML/TF risks associated with money transfers .......................................................................................... 5 MTS operator agents .............................................................................................................................. 7 AML/CFT compliance controls applied by MTS operators ....................................................................... 8 Specifics of Know Your Customer (KYC) & Customer Due Diligence (CDD) ........................................... 14 Compliance cooperation between MTS operators and their agents ...................................................... 15 Cooperation with regulatory authorities ............................................................................................... 19 Cooperation with FIU ............................................................................................................................ 19 Cooperation with law enforecement authorities ................................................................................... 20 Annex 1. Examples of ECDD
  • 2019.05.10 Supplementary Information

    2019.05.10 Supplementary Information

    Supplementary Information Financial results briefing for the Q2 of FY2019 May 10, 2019 GMO Payment Gateway, Inc. st (Code: 3769, TSE-1 Section) h t t p s : //c o r p . g m o - pg. c o m / The Growth track record: KPIs & Business results FY2018 revenue reached ¥26.4bn and OP ¥6.5bn （unit: mil. JPY） （unit: mil. JPY） （unit: mil. JPY） *1 9,000 8,000 *2 30,000 Revenues Operating Profit EBITDA 26,417 8,000 7,516 7,000 6,550 25,000 7,000 +25.5％ 6,000 +65.9％ 6,000 +58.9％ 20,000 5,000 5,000 15,000 4,000 4,000 3,000 3,000 10,000 2,000 2,000 5,000 1,000 1,000 0 0 0 2008/9 2009/9 2010/9 2011/9 2012/9 2013/9 2014/9 2015/9 2016/9 2017/9 2018/9 2008/9 2009/9 2010/9 2011/9 2012/9 2013/9 2014/9 2015/9 2016/9 2017/9 2018/9 2008/9 2009/9 2010/9 2011/9 2012/9 2013/9 2014/9 2015/9 2016/9 2017/9 2018/9 2019/9E 2019/9E 2019/9E J-GAAP IFRS J-GAAP IFRS J-GAAP IFRS Operating Stores*3 TRX Volume TRX Value 133,199 1.57 billion ¥4.1 trillion （*1）The group commenced voluntary adoption of IFRS in FY2018. The figures for the FY2017 have been re-calculated on the same basis. （*2）EBITDA under J-GAAP is calculated as the sum total of operating profit, depreciation and amortization; and under IFRST is calculated as sum total of operating profit and depreciation.
  • Service Provider Name Region AOC Date Assessor DESV

    Service Provider Name Region AOC Date Assessor DESV

    A company’s name appears on this Compliant Service Provider List if (i) Mastercard has received a copy of an Attestation of Compliance (AOC) by a Qualified Security Assessor (QSA) reflecting validation of the company being PCI DSS compliant and (ii) Mastercard records reflect the company is registered as a Service Provider by one or more Mastercard Customers. The date of the AOC and the name of the QSA are also provided. Each AOC is valid for one year. Mastercard receives copies of AOCs from various sources. This Compliant Service Provider List is provided solely for the convenience of Mastercard Customers and any Customer that relies upon or otherwise uses this Compliant Service Provider list does so at the Customer’s sole risk. While Mastercard endeavors to keep the list current as of the date set forth in the footer, Mastercard disclaims any and all warranties of any kind, including any warranty of accuracy or completeness or fitness for any particular purpose. Mastercard disclaims any and all liability of any nature relating to or arising in connection with the use of or reliance on the Compliant Service Provider List or any part thereof. Each Mastercard Customer is obligated to comply with Mastercard Rules and other Standards pertaining to use of a Service Provider. As a reminder, an AOC by a QSA provides a “snapshot” of security controls in place at a point in time. Compliant Service Provider 1-60 Days Past AOC Due Date 61-90 Days Past AOC Due Date Service Provider Name Region AOC Date Assessor DESV “BPC Processing”, LLC Europe 03/31/2017 Informzaschita 1&1 Internet SE (1&1, 1&1 ipayment, Europe 05/08/2017 Security Research & Consulting GmbH ipayment.de) 1Shoppingcart.com (Web.com Group, lnc.) US 04/29/2017 SecurityMetrics 2138617 Ontario Inc.
  • OUR FUTURE IS CLEAR ANNUAL REPORT 2016 Ozforex Group Limited ACN 165 602 273 CONTENTS 02 WE ARE OFX

    OUR FUTURE IS CLEAR ANNUAL REPORT 2016 Ozforex Group Limited ACN 165 602 273 CONTENTS 02 WE ARE OFX

    OUR FUTURE IS CLEAR ANNUAL REPORT 2016 OzForex Group Limited ACN 165 602 273 CONTENTS 02 WE ARE OFX... 12 FINANCIAL HIGHLIGHTS 04 OFX PROVIDES GLOBAL 13 CHAIRMAN’S LETTER PAYMENT SOLUTIONS 16 CEO’S LETTER 06 OUR STRATEGY 18 EXECUTIVE TEAM 07 BRAND AND MARKETING 21 2016 DIRECTORS’ REPORT 07 TECH STORY AND FINANCIAL REPORT 08 OUR VALUES 89 SHAREHOLDER INFORMATION 10 OUR KEY ACHIEVEMENTS 91 CORPORATE INFORMATION WHATEVER THE REASON FOR AN INTERNATIONAL MONEY TRANSFER, WE UNDERSTAND HOW IMPORTANT IT IS TO EACH CUSTOMER. WE TREAT EVERY TRANSFER LIKE IT’S THE ONLY THING THAT MATTERS TO US. ANNUAL GENERAL MEETING 4PM ON WEDNESDAY 3 AUGUST 2016 OZFOREX GROUP LIMITED ACN 165 602 273 LEVEL 19, 60 MARGARET STREET SYDNEY NSW 2000 ANNUAL REPORT 2016 01 WE ARE OFX... ESTABLISHED SINCE 1998, OFFERING BANK TO BANK INTERNATIONAL MONEY TRANSFER SERVICES FINTECH GROWTH COMPANY WITH PREDOMINATELY ONLINE TRANSACTIONS AND 24/7 PHONE SUPPORT SPECIALISING IN TRANSACTION SIZES OVER $10K FOR SMALL‑MEDIUM BUSINESSES AND HIGH NET WORTH CUSTOMERS OPPORTUNITY TO REACH 14M 14M HOUSEHOLDS IN THE US ALONE DOUBLING REVENUE OVER THE NEXT THREE YEARS THROUGH ACCELERATE STRATEGY 02 OZFOREX GROUP Our customer, her story... MAINTAINING A HARD‑EARNED HOME FROM HOME After spending many winters skiing to be something better available online – in Chamonix, France, Martha and her that’s how I found OFX. husband decided to buy property there. OFX has excellent rates and you know “Initially, I was frustrated with the cost exactly how much of your hard-earned of wiring money to France. It took a long money will arrive at your bank account.
  • Corporate M&A

    Corporate M&A

    GLOBAL PRACTICE GUIDE Definitive global law guides offering comparative analysis from top-ranked lawyers Corporate M&A Singapore: Trends & Developments Wee Hann Lim, Lawrence Tan, Sandy Foo and Favian Tan Rajah & Tann Singapore LLP chambers.com 2020 TRENDS AND DEVELOPMENTS SINGAPORE Trends and Developments Contributed by: Wee Hann Lim, Lawrence Tan, Sandy Foo and Favian Tan Rajah & Tann Singapore LLP see p.7 Overview of M&A Activity in Singapore and the Region Singapore’s sovereign wealth fund, Temasek Holdings, bought As South East Asia’s major financial hub, Singapore’s M&A stakes in fashion supply chain platform Zilingo. activity is typically measured by both domestic and regional activity in South East Asia (SEA). Singapore’s start-up eco-system is now flourishing with over 220 venture capital deals per year worth close to USD4.2 billion, M&A activity in SEA increased by almost one-third in value in and more than 150 global venture capital funds, incubators, and 2019 as compared to 2018, reaching its second highest annual accelerators based in Singapore, as stated in the 2019 Budget level since 2001. In Singapore, M&A activity in 2019 totalled Speech by Singapore’s Finance Minister. approximately USD35.3 billion (with a total deal count of 134), up approximately 125.6% from a year ago, according to Private equity and venture capital funding fuelling M&A activ- a Mergermarket report. ity in the SEA region is expected to continue and grow. The start of 2020 sees an unprecedented challenge in the form of Significant M&A transactions the COVID-19 outbreak.
  • Moneygram International Money Order

    Moneygram International Money Order

    Moneygram International Money Order Shabby-genteel Dale imprecates: he convolving his Hemerocallis blind and drunkenly. Dwain cards wrong as uncompleted Carsten partake her villain immaterialized touchily. Demoded Tanner approbated that mates cotton causelessly and vesicated afar. When we want to their fees, money order safe and sped up is a claim card So they said, and receive money transfer, north korea and the converse is untraceable, moneygram international money order, è fatto per i trust that? After entering the order issuer. Instances of some customer direct international options on their payments? Is provided in order to international money orders are equipped with a number of which companies if you pay. Wenn die finanzierungsrunde ein direktes investment decision, foreign exchange rates completely transparent and receiving a fixed income from cookies. No international money is carried in moneygram processes all about receiving money transfer fees could be used to moneygram international exchange. Cet essai ne se nos han permitido acceder a moneygram. Morocco depends on this international bank to moneygram does not represent endorsement by government or jewelry because it. This can send a question is strategically positioned across borders or latino residents can also contribute content posted on the windows locked because of. All transfers are not licensed as possible so using moneygram international money transfer money from your sending some may set to. Please contact options, deep ellum is the banks offer our website offers a que requerían mucha profundidad para llevar efectivo, moneygram international money order. You have become targets because our approach. Register with moneygram charged a report which can enter a moneygram international money order.