INTERBANK GIRO (IBG) PARTICIPATING BANK

Beneficiary Bank Savings/Current Loans Hire Purchase Credit Card Local Bank

Affin Bank *N/A for Islamic Cards

Agro Bank *Only Current Account

Alliance Bank *N/A for Islamic Cards

AmBank *MBF and AmBank Credit Cards Bank Islam Malaysia

Bank Kerjasama Rakyat *Only Savings Account Bank Muamalat

Bank Simpanan Nasional *Only Savings Account

CIMB *N/A for Islamic Cards

Hong Leong Bank *N/A for Islamic Cards

Maybank *Visa, MasterCard, Amex Credit Card only

Public Bank *Require5-digit *Require5-digit *N/A for Islamic Note ID No Note ID No Cards

RHB Bank *N/A for Islamic Cards INTERBANK GIRO (IBG) PARTICIPATING BANK

Beneficiary Bank Savings/Current Loans Hire Purchase Credit Card Locally Incorporated Foreign Banks Bank of America Citibank

Deutsche Bank HSBC JP Morgan, Chase Bank

Kuwait Finance House

OCBC Bank *N/A for Islamic Card Royal Bank of Scotland

Standard Chartered Bank *N/A for Islamic Card UOB Bank

BNP Paribas *Only Current Account

Al Rajhi Banking & *Al Rajhi Charge Invesment Corporation Card only Bank of Tokyo - Mitsubishi UFJ Industrial & Commercial Bank of China

Sumimoto Mitsui *Only Current Banking Corporation Account INTERBANK GIRO (IBG) PARTICIPATING BANK

When will the funds reach the destination account?

AmOnline AmGenie Initiated Payment Crediting Time *Refund Time Crediting Time *Refund Time

Before 5:00 am Same day By 11:00 am Same day By 5:00 pm Same day By 11:00 am Same day By 5:00 pm

5:00 am - 8:00 am Same day By 2:00 pm Same day By 8:20 pm Same day By 2:00 pm Same day By 8:20 pm

8:01 am - 11:00 am Same day By 5:00 pm Same day By 11:00 pm Same day By 5:00 pm Same day By 11:00 pm Business Days (Mon - Fri) Next working Next working Next working 11:01 am - 2:00 pm Same day By 8:20 pm day By 11:00 am day By 8:20 pm day By 11:00 am Next working Next working Next working 2:01 pm - 5.00 pm Same day By 11:00 pm day By 11:00 am day By 11:00 pm day By 11:00 am Next working By 11:00 am Next working By 5:00 pm Next working By 11:00 am Next working By 5:00 pm After 5.00 pm day day day day Non-business Days Next working By 11:00 am Next working By 5:00 pm Next working By 11:00 am Next working By 5:00 pm day day day day

Is there a maximum amount I can transfer? You may perform InterBank GIRO up to RM50,000 per day.

Note : . IBG maximum limit for external account still remain RM10,000. . If customer initiates an IBG transaction today up to and including 5.00 pm, the paying customer will receive the returned funds on the *next business day by 11.00 am.

*Under normal circumstance