DOCSLIB.ORG

Growing Connecting

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Growing Connecting AMMB Holdings Berhad GROWING 199101012723 (223035-V) TRUST CONNECTING PEOPLE AMMB Holdings Berhad 199101012723 (223035-V) (Incorporated in Malaysia) 22nd Floor, Bangunan AmBank Group No. 55, Jalan Raja Chulan, 50200 Kuala Lumpur, Malaysia Tel: 603-2036 2633 Fax: 603-2032 1914 ambankgroup.com GOVERNANCE AND FINANCIAL REPORTS 2020 AMMB Holdings Berhad 199101012723 (223035-V) GOVERNANCE AND FINANCIAL REPORTS 2020 We want to deliver the best banking experience possible for our customers. Which is why we are committed to building trusted relationships that last. With more than 40 years of expertise and over three million customers across Malaysia, we aim to connect our customers to better opportunities and help them achieve their financial goals. We help people buy new homes, grow their business, save, invest, receive better education and make plans for the future. As a bank for all Malaysians, we will continue to grow and progress with our customers, our people and the nation. We want to deliver the best banking experience possible for our customers. Which is why we are committed to building trusted relationships that last. With more than 40 years of expertise and over three million customers across Malaysia, we aim to connect our customers to better opportunities and help them achieve their financial goals. We help people buy new homes, grow their business, save, invest, receive better education and make plans for the future. As a bank for all Malaysians, we will continue to grow and progress with our customers, our people and the nation. About Our Report AMMB Holdings Berhad’s Integrated Report (AmBank Group Integrated Report 2020) is our principal report and is supplemented by supporting online disclosures for our stakeholders. These disclosures include condensed financial statements for our quarterly and yearly performance. AmBank Group Integrated Report 2020 Integrated Report Governance and Financial Reports CONTENT CONTENT Provides a comprehensive overview of AmBank Group’s performance, including Provides detailed reporting of Corporate Governance Statements, as well as milestones and achievements for the 2020 financial year and its outlook for Financial Statements and the Audited Annual Financial Results for the 2020 financial FY2021. year and its outlook for FY2021. REGULATIONS COMPLIED REGULATIONS COMPLIED • International Integrated Reporting Framework (IIRF) of the International • Securities Commission Malaysian Code on Corporate Governance 2017 Integrated Reporting Council (IIRC) • MMLR of Bursa Securities • Main Market Listing Requirements (MMLR) of Bursa Securities Malaysia Berhad • Corporate Governance Guide (3rd Edition) issued by Bursa Malaysia (Bursa Securities) • Companies Act 2016 • Corporate Governance Guide (3rd Edition) issued by Bursa Malaysia Berhad • Bank Negara Malaysia (BNM) Policy Documents and Guidelines (Bursa Malaysia) • Malaysian Financial Reporting Standards • Companies Act 2016 • International Financial Reporting Standards • Securities Commission Malaysian Code on Corporate Governance 2017 • Financial Services Act 2013 • Global Reporting Initiative (GRI) Standards • Islamic Financial Services Act 2013 • Limited Assurance by SIRIM QAS International Sdn Bhd Online Version Cross References ambankgroup.com IR Tells you where you can find more GFR Tells you where you can find more Tells you where you can find more information within the Integrated information within the Governance and information online at ambankgroup.com Report 2020 (IR 2020) Financial Reports 2020 (GFR 2020) AmBank Group Governance and Financial Reports 2020 The Governance Report provides detailed information on our comprehensive approach towards the creation and protection of value in all of the Group’s affairs and activities. The Financial Report elaborates on our financial performance during the financial year. Both reports cover the period of 1 April 2019 to 31 March 2020 (FY2020), unless indicated otherwise. What’s Inside This Report Board Room, 26th Floor th Bangunan AmBank Group Thursday, Jalan Raja Chulan 10.00 a.m. 29 27 August 2020 Annual 50200 Kuala Lumpur General meeting Malaysia About Our Report How We Are Structured Corporate Information 01 LEADERSHIP 03 PERFORMANCE REVIEW 05 PILLAR 3 DISCLOSURE 8 Profile of Directors 76 Group Financial Highlights 337 Scope of Application 16 Profile of Company Secretary 77 Five-Year Group Financial Summary 338 Capital Management 17 Profile of Group Senior Management 78 Financial Indicators 342 Capital Structure 25 Profile of Shariah Committee & Shariah 79 Simplified Group Statements of Financial 348 General Risk Management Oversight Committee Position 352 Credit Risk Management 80 Segmental Analysis 362 Credit Risk Exposure under Standardised 82 Group Quarterly Financial Performance Approach 02 GOVERNANCE FRAMEWORK 83 Key Interest Bearing Assets and Liabilities 367 Credit Risk Mitigation 26 Chairman’s Introduction to 84 Statement of Value Added 370 Off Balance Sheet Exposures and Corporate Governance 85 Capital Management Counterparty Credit Risk 27 Corporate Governance Overview Statement 85 Financial Calendar 373 Securitisation 39 Statement on Risk Management and 377 Operational Risk Internal Control 379 Market Risk Management 04 FINANCIAL STATEMENTS 41 Risk Management Committee Report 382 Equities (Banking Book Positions) 45 Audit and Examination Committee Report 87 Statement of Directors’ Responsibilities in 383 Liquidity Risk and Funding Management 50 Group Nomination and Respect of the Audited Financial Statements 384 Shariah Governance Structure Remuneration Committee Report 88 Directors’ Report 387 Profit Sharing Investment Account (“PSIA”) 60 Group Information Technology Committee 97 Statement by Directors Report 97 Statutory Declaration 66 Shariah Committee Report 98 Independent Auditors’ Report 06 ADDITIONAL INFORMATION 70 Investor Relations 104 Statements of Financial Position 388 Analysis of Shareholdings 75 Additional Disclosures 105 Statements of Profit or Loss 389 List of 30 Largest Shareholders 106 Statements of Comprehensive Income 391 Top Ten Properties of AmBank Group 107 Statements of Changes in Equity 110 Statements of Cash Flows 113 Notes to the Financial Statements 333 Appendix How We Are Structured as at 31 March 2020 AMMB HOLDINGS BERHAD (LISTED) 100% 100% 100% 100% 100% 100% 100% AmBank AmBank MBFC AMFB* AmInvestment AIGB AMAB Islamic Group Bank 100% 100% 70% 51% AMIL AMF* ARH AmGH 100% 100% 100% 100% MISSB AMNT* ARM AmGI 100% 100% 100% 50% -1 Share 20% MNT AMNA* AIM* AmMetL 20% 20% 100% 100% 50% +1 Share MTB AAMNT MVMI* AmMetT 100% 100% 80% APHSB AAMNA AmPE* 100% 100% 100% AmCSB AMSNT AMSH 100% 100% 100% 1 Share TOPSB AMSNA AMS* 100% 100% 100% -1 Share BDSB AFM AmCap (B)* 81.51% 100% MPSB AIFM 100% 100% AmPremier* AMR* 100% 100% AmMortgage AmFIPL* 100% KOMUDA* 26.73% AFR** 33.33% BLSB * Subsidiaries under liquidation ** Equity account companies with more than 20% shareholding are accounted for in this corporate structure AMMB HOLDINGS BERHAD How We Are Structured as at 31 March 2020 Legend Company Principal Activities AMMB AMMB Holdings Berhad Investment Holding AMFB AMFB Holdings Berhad Dormant (In Members’ Voluntary Winding-Up) AmBank Islamic AmBank Islamic Berhad Islamic Banking AmBank AmBank (M) Berhad Commercial Banking AMIL AmLabuan Holdings (L) Ltd Investment Holding AmCSB AmCard Services Berhad Outsourcing Servicer for Mortgage Related Services AmPremier AmPremier Capital Berhad Dormant (In Members’ Voluntary Winding-Up) AmMortgage AmMortgage One Berhad Securitisation of Mortgage Loans MTB MBf Trustees Berhad Trustee Services MNT MBf Nominees (Tempatan) Sdn Bhd Nominee Services MISSB MBf Information Services Sdn Bhd Property Investment APHSB AmProperty Holdings Sdn Bhd Property Investment BDSB Bougainvillaea Development Sdn Bhd Property Investment MPSB Malco Properties Sdn Bhd Dormant TOPSB Teras Oak Pembangunan Sendirian Berhad Dormant KOMUDA Komuda Credit & Leasing Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AFR AmFirst Real Estate Investment Trust Investment in Real Estate BLSB Bonuskad Loyalty Sdn Bhd Managing Customer Loyalty Schemes AmInvestment Bank AmInvestment Bank Berhad Investment Banking AMF AmFutures Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AFM AmFunds Management Berhad Funds Management Including Management of Unit Trusts and Private Retirement Schemes AIFM AmIslamic Funds Management Sdn Bhd Islamic Fund Management Services and Distribution of Wholesale Funds AMNT AMMB Nominees (Tempatan) Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AMNA AMMB Nominees (Asing) Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AAMNT AM Nominees (Tempatan) Sdn Bhd Nominee Services AAMNA AM Nominees (Asing) Sdn Bhd Nominee Services AMSNT AMSEC Nominees (Tempatan) Sdn Bhd Nominee Services AMSNA AMSEC Nominees (Asing) Sdn Bhd Nominee Services AmFIPL AmFraser International Pte Ltd Dormant (In Members’ Voluntary Winding-Up) AMR AmResearch Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AIGB AmInvestment Group Berhad Investment Holding AmCap (B) AmCapital (B) Sdn Bhd Dormant (In Court Winding-Up) ARH AmREIT Holdings Sdn Bhd Investment Holding ARM AmREIT Managers Sdn Bhd Management of Real Estate Investment Trusts AMSH AmSecurities Holding Sdn Bhd Investment Holding AIM AmInvestment Management Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AmPE AmPrivate Equity Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) AMS AMSEC Holdings Sdn Bhd Dormant (In Members’ Voluntary Winding-Up) MVMI Malaysian Ventures Management Incorporated
Load more

Recommended publications
  • Ambank and Digi Partner to Lower Barriers for Smes to Adopt Epayments
    Media Release 6 August 2018 AmBank and Digi partner to lower barriers for SMEs to adopt e- payments Partnership aims to enable 10,000 terminals to accept Digi’s e-payment solution in the next 12 months AmBank (M) Berhad (AmBank) continues to step up its digital strategy by opening up its wide merchant network to accept Digi’s vcash QR code as an additional payment service. This ‘e-payment partnership’ with Digi Telecommunications Sdn Bhd (Digi) takes on a two-pronged approach. Firstly, AmBank’s merchant point-of- sale (POS) terminals will be enabled to accept vcash QR code transactions. What this means is that vcash users can pay for their transactions via Digi’s vcash mobile app. vcash users only need to scan the QR code to pay. Secondly, Digi will be signing up small and mid-sized enterprise (SME) merchants under the Master Merchant programme with AmBank. This will translate to more merchants accepting vcash payments, while growing AmBank’s merchant base. “This strategic tie-up with Digi complements our efforts in broadening our product offerings to existing merchants as well as new merchants, while staying relevant and competitive in the digital landscape. It is also part of our ongoing efforts to support Bank Negara Malaysia’s agenda to accelerate the country's migration to electronic payments (e-payments) as we move towards becoming a cashless society,” said Dato’ Sulaiman Mohd Tahir, Group Chief Executive Officer, AmBank Group. “In advancing eWallet payment technology, we are working on more strategic partnerships to offer wider acceptance to our customers.
    [Show full text]
  • BERHAD (Company No
    Serial No. 001 STRICTLY PRIVATE AND CONFIDENTIAL AMBANK (M) BERHAD (Company No. 8515-D) INFORMATION MEMORANDUM IN RELATION TO THE PROPOSED ISSUE OF, OFFER FOR SUBSCRIPTION OR PURCHASE OF, OR INVITATION TO SUBSCRIBE FOR OR PURCHASE OF UP TO RM 4.0 BILLION IN NOMINAL VALUE OF TIER 2 SUBORDINATED NOTES (“SUBORDINATED NOTES”) UNDER A SUBORDINATED NOTES PROGRAMME Principal Adviser/Lead Arranger/Lead Manager (Company No. 23742-V) This Information Memorandum is dated 16 December 2013 RESPONSIBILITY STATEMENT The directors of AmBank (M) Berhad (“AmBank”) have given approval for the issuance of an Information Memorandum (“IM”) relating to the issuance of tier 2 subordinated notes (the “Subordinated Notes”) pursuant to a Subordinated Notes programme of up to RM4.0 billion in nominal value (“Subordinated Notes Programme”). AmBank accepts full responsibility for the accuracy of the information contained in this IM. AmBank confirms that, to the best of its knowledge and belief: (a) this IM contains all information with respect to AmBank that is material in the context of the purpose for which this IM is issued; (b) the information and data contained in this IM are true, accurate and not misleading in all material respects; and (c) there is no material omission of any information and data from this IM. Enquiries have been made by AmBank to ascertain that all material facts have been disclosed and to verify the accuracy of all information and statements in this IM. ACKNOWLEDGEMENT AmBank hereby acknowledges that it has authorised AmInvestment Bank Berhad (“AmInvestment Bank” or “Lead Arranger/Lead Manager”) to circulate or distribute this IM on its behalf in respect of the issuance of Subordinated Notes pursuant to a Subordinated Notes Programme to prospective investors and that no further evidence of authorisation is required.
    [Show full text]
  • Page 1 of 10 Delivery of Bank Confirmation Request: List of Contact Details for 26 Commercial Banks in Malaysia
    Delivery of Bank Confirmation Request: List of Contact Details for 26 Commercial Banks in Malaysia (including their respective Islamic banking arms) Updated as at 18 February 2020 No Bank Contact Person 1. Affin Bank Berhad At domicile branch where account is maintained. For further enquiries, please contact: 1. Name: Fadhnita Binti Ariffin Designation: Executive, Loan Operation Telephone No: 03-27315269 Fax No: 03-20314984 Email Address: lad- [email protected] Name: Mok Soo Pon Designation: Acting Manager, Loan Operation Maintenance Section Telephone No: 03-2055 9172 Fax No: 03-20314984 Email Address: [email protected] Correspondence Address: Loan Administration and Documentation Department 9th Floor, Menara Affin 80 Jalan Raja Chulan 50200 Kuala Lumpur 2. Name: Ahmad Zahuri Idris Designation: Manager, Operations Telephone No: 03-20559646 Fax No: - Email Address: [email protected] Name: Anita Mahadi Designation: Team Leader, Admin Telephone No: 03-20559164 Fax No: - Email Address: [email protected] Correspondence Address: Special Asset Management 7th Floor, Menara Affin 80, Jalan Raja Chulan 50200 Kuala Lumpur Dewan Akauntan, Unit 33-01, Level 33, Tower A, The Vertical, Avenue 3 Bangsar South City, No.8, Jalan Kerinchi, 59200 Kuala Lumpur, Malaysia Page 1 of 10 Website: www.mia.org.my | Tel: + 603 2722 9000 | Fax: + 603 2722 9100 No Bank Contact Person 3. Name: Bramma Suriya A/P Ramaloo Designation: Unit Head, Customer Fullfilment Telephone No: 03-2055 9804 Fax No: - Email Address: [email protected] Name: Wan Mohd Faizal wan Yazdad Designation: Officer, Customer Fullfilment Telephone No: 03-20559100 Fax No: - Email Address: [email protected] Correspondence Address: Consumer Operations 8th Floor, Menara Affin 80, Jalan Raja Chulan 50200 Kuala Lumpur 2.
    [Show full text]
  • Digi.Com Fact Sheet
    DiGi.Com Fact Sheet Corporate Info DiGi.Com Berhad is listed on Bursa Malaysia Securities Berhad and is part of the global telecommunications provider, Telenor Group. Its mobile service operations are undertaken by its wholly-owned subsidiary, DiGi Telecommunications Sdn Bhd. DiGi commenced operations in May 1995 when it launched its fully digital GSM1800 services, the first digital mobile communications service in Malaysia. In the last five years, DiGi’s revenue has grown to RM6.7 billion from RM4.9 billion with a subscriber base of 11.0 million. DiGi focuses on making it easy, keeping it relevant and providing the best deals to ensure excellent customer experience in mobile and internet services. DiGi has now expanded its HSPA+ enabled 3G network to 83% population coverage and increased its own and jointly built fibre network to more than 4,400 kilometres nationwide, building the vital backhaul connectivity needed to support always-on, high-speed data experience. With the completion of modernized network in 2013, DiGi will continue its focus on delivering higher quality network experience, stronger internet usage and positive overall customer satisfaction. DiGi’s presence as a leader in prepaid services has spearheaded in a number of industry benchmarks for simplicity and innovation. In addition, DiGi has also revitalised its postpaid services under DiGi Postpaid and DiGi Business to deliver quality voice and mobile internet services to individuals and corporate customers. Through its corporate initiative, Deep Green, DiGi is committed
    [Show full text]
  • Governance and Financial Report 2020 Eport 202 0 About This Report Integrated Reporting Approach
    G O V E R NANCE AND FINANCIAL GOVERNANCE AND FINANCIAL REPORT 2020 R EPORT 202 0 ABOUT THIS REPORT INTEGRATED REPORTING APPROACH RATIONALE PGB has remained strong and robust since the liberalisation of the gas market in 2016. We have embraced the challenges presented by the new business landscape by adapting our strategies and operations accordingly. We are now well-prepared in shaping the path ahead of us. Our steadfastness and resilience are driven by our ongoing strategy – R2 Game Plan: 301Q99 Pushing Forward. We are focused on being the preferred solutions partner to our stakeholders. We became a leaner and more streamlined organisation. We also increased our efforts in digitalisation, while also reinforcing our systems and processes to drive growth and create long-term value for our stakeholders. Befitting our role as a Leading Gas Infrastructure and Centralised Utilities Company, we will continue Pushing Forward towards Shaping our New Norm as we progress responsibly to meet the nation’s needs. At PETRONAS Gas Berhad (PGB), we advocate transparency to stakeholders and we are honoured to present this report as the primary source of information on our Group’s financial and non-financial performance for 2020. It forms part of our reporting suite which comprises: OUR REPORTING SUITE INTEGRATED REPORT GOVERNANCE & FINANCIAL REPORT SUSTAINABILITY REPORT Our Integrated Report is the primary Our Governance and Financial Report provides Our Sustainability Report details our report to our stakeholders, showcasing our comprehensive approach towards efforts and commitment towards creating our value creation proposition and protection of value in our activities, together a sustainable business, positioned for delivery.
    [Show full text]
  • Go V Ernance & a Udited Financial S T a Tement S 2 0 19
    GOVERNANCE & AUDITED FINANCIAL STATEMENTS 2019 Governance & Compliance Information Governance & Audited Financial Statements 2019 Contents GOVERNANCE Group Corporate Structure 2 Profile of Directors 4 Board Remuneration 8 Directors’ Training List 2019 9 Profile of Group Senior Leadership Team 12 Profile of Operating Companies’ Management Team 18 Significant Milestones in 2019 20 Awards 21 Statement on Risk Management and Internal Control 26 Board Audit Committee Report 36 Strengthening Data Privacy and Cyber Security in 2019 38 Additional Compliance Information 40 AUDITED FINANCIAL STATEMENTS Directors’ Responsibility Statement 44 Audited Financial Statements for the financial year ended 31 December 2019 45 OTHER INFORMATION Shareholding Statistics 195 List of Top Ten Properties 198 Net Book Value of Land & Buildings 199 Glossary 200 Axiata’s Integrated Annual Report 2019 Suite is made up of the following: IAR Integrated Annual Report 2019 GAFS Governance & Audited SNCR Sustainability & National Financial Statements 2019 Contribution Report 2019 Governance Governance & Compliance Information Governance & Audited Financial Statements 2019 Group Corporate Structure* as at 31 March 2020 AXIATA GROUP BERHAD Celcom Axiata Berhad Axiata SPV1 Axiata Investments 1 (Malaysia) (Labuan) Limited (India) Limited (Labuan) (Mauritius) Celcom Resources Berhad Axiata SPV2 Axiata (Malaysia) Berhad Investments 2 (Malaysia) (India) Limited Celcom Networks Sdn Bhd (Mauritius) (Malaysia) Axiata Management Celcom Mobile Sdn Bhd Services Sdn Bhd (Malaysia) (Malaysia)
    [Show full text]
  • True Visa Credit Card – Other Benefits
    TRUE VISA MASTERCARD – FREQUENTLYTRUE VISA CREDIT ASKED CARD QUESTIONS – OTHER BENEFITS Get more out of life with your TRUE VISA Credit Card. Indulge in the finer things in life with our irresistible array of promotions, rewards and exclusive member privileges. Get to enjoy more lifestyle choices with us. Supplementary Card Share the pleasures and privileges of your card membership with your loved ones with the gift of a Supplementary Card. AmBank Spot Deals and Privileges Discover exciting deals and rewards with AmBank Spot. Enjoy special offers and privileges when you use your AmBank Credit Card at over 700 AmBank Spot merchant locations across the country. Indulge in dining privileges that will set your gastronomic senses alive, plus other fun-filled deals and promotions that let you shop, unwind and be entertained. Stay updated at ambankspot.com with the latest red hot AmBank Spot offers. Auto BILLPAY Pay your monthly bills on time, no rush and no long queue. Just enroll your bills with Auto BILLPAY, a free service for your convenience, and you can have your monthly bills automatically debited from your TRUE VISA Credit Card. Enjoy this hassle free utility bill payment for service providers such as Tenaga Nasional Berhad, Telekom Malaysia, Astro, Telco (Maxis, DiGi & Celcom), Allianz Insurance, MCIS Zurich and Zurich Insurance. 0% Easy Payment Plan (EPP) Stretch your money further at no additional cost with this interest free instalment plan. Enjoy up to 36 months of interest free instalment payments when you indulge yourself on big ticket items at over 1,000 participating merchant locations nationwide from mobile devices, electrical to home furnishings and personal wellness or beauty.
    [Show full text]
  • LIST of LABUAN BANKS and INVESTMENT BANKS in LABUAN (Updated As at 10 May 2014) Printed on 6/12/2014
    LIST OF LABUAN BANKS AND INVESTMENT BANKS IN LABUAN (Updated as at 10 May 2014) Printed on 6/12/2014 MARKETING OFFICE / CO-LOCATED OFFICE NAME OF BANKS TYPE OF LICENCE LABUAN OFFICE ADDRESS OFFICER IN-CHARGE ADDRESS 1 PUBLIC BANK (L) LTD. Labuan Bank Level 8 (A) & (B) N/A Mr. Alexander Wong Main Office Tower (Manager) Financial Park Complex Jalan Merdeka 87000 Labuan F.T. Tel : 087-411 898 Fax : 087-413 220 E-mail: [email protected] 2 MAYBANK INTERNATIONAL Labuan Bank Level 16(B), Main Office Tower Mr. Jubely bin Pa (L) LTD. Financial Park Complex (CEO) Jalan Merdeka 87000 Labuan F.T. N/A Tel : 087-414 406 / 414 566 Fax : 087-414 806 E-mail: [email protected] 3 STANDARD CHARTERED BANK Labuan Bank Level 10(F), Main Office Tower N/A Mr. John Han Yun Leong OFFSHORE LABUAN BRANCH Financial Park Complex (General Manager) Jalan Merdeka 87000 Labuan F.T. Tel : 087-417 200 / 417 201 Fax : 087-417 202 E-mail: [email protected] 4 THE HONGKONG AND Labuan Bank Level 11(B1), Main Office Tower 12th Floor, North Tower, Menara HSBC Ms. Foo Lee Choo SHANGHAI BANKING Financial Park Complex No.2, Leboh Ampang (Principal Officer) CORPORATION LIMITED Jalan Merdeka 50100 Kuala Lumpur OFFSHORE BANKING UNIT LABUAN 87000 Labuan F.T. Tel : 03-2075 3961 / 2075 3308 Tel : 087-599090 Fax : 03-2031 0840 Fax : 03-2179 6493 E-mail: [email protected] 5 RHB BANK (L) LTD. Labuan Bank Level 15(B), Main Office Tower Level 11 Tower 1, RHB Centre Ms.
    [Show full text]
  • (TRUE SA/TRUE SA-I) Bonus Rate Campaign
    Terms and Conditions TRUE Savers Account/TRUE Savers Account-i (TRUE SA/TRUE SA-i) Bonus Rate Campaign This Amended Terms and Conditions for AmBank (M) Berhad and AmBank Islamic Berhad: TRUE Savers Account/TRUE Savers Account-i (TRUE SA/TRUE SA-i) Bonus Rate Campaign will supersede the existing Terms and Conditions with effect from 12 July 2021. 1. Clause 4.4 (B) Spend (a) has been added in blue font to reflect the changes in Campaign Mechanics. 2. Clause 4.4 (B) Spend (d) has been added in blue font to reflect the changes in Campaign Mechanics REMINDER: The Eligible Customers (as defined below) are hereby reminded to read and understand the terms and conditions below which are available at www.ambank.com.my/TnC. If the Eligible Customers do not understand any of the terms and conditions and the updated terms and conditions (if any), the Eligible Customers are advised to discuss with any of the Bank’s staff, representative or agent. 1 Definition 1.1 For the purpose of these terms and conditions, the following words and expressions shall have the meanings assigned to them except where the context otherwise requires: “AmBank Group” refers to all the Related Corporations and Associate Corporations of the Bank whether incorporated within or outside of Malaysia, existing now or in the future and reference to ‘AmBank Group’ in these terms and conditions herein, shall include all or any entity within AmBank Group. “AmOnline” refers to the internet banking services offered by AmBank Group to its customers to perform banking transactions via the Internet in accordance with the terms and conditions stipulated at http://ambank.amonline.com.my “Bank” refers to both AmBank (M) Berhad (‘AmBank’) [Company No.: 196901000166 (8515-D)] and AmBank Islamic Berhad (‘AmBank Islamic’) [Company No.: 199401009897 (295576-U)], companies incorporated in Malaysia under the Companies Act 1965 (repealed by Companies Act 2016) and having their registered address at Level 22, Bangunan AmBank Group, No.
    [Show full text]
  • Equities Listed Onbursa Malaysia Berhad
    EQUITIES LISTED ONBURSA MALAYSIA BERHAD Bursa Malaysia Berhad As at 05 November 2020 International Securities Identification Number (ISIN) Issuer Name (Long) Issuer Name (Short) ISIN Issue Description Listing Date (yr/mth/d) Maturity Date (yr/mth/d) 7-ELEVEN MALAYSIA HOLDINGS BERHAD SEM MYL5250OO005 ORDINARY SHARE 20140530 A50CHIN-C62: CW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-C62 MYJ070362UC4 CALL WARRANT - FOREIGN 20200619 20201231 A50CHIN-C64: CW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-C64 MYJ070364V33 CALL WARRANT - FOREIGN 20200722 20210331 A50CHIN-C66: CW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-C66 MYJ070366V31 CALL WARRANT - FOREIGN 20200903 20210331 A50CHIN-H47: PW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-H47 MYJ070347UC5 PUT WARRANT-FOREIGN 20200619 20201231 A50CHIN-H49: PW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-H49 MYJ070349V33 PUT WARRANT-FOREIGN 20200722 20210331 A50CHIN-H51: PW ISHARES FTSE A50 CHINA ETF (MACQUARIE CAPITAL SECURITIES (MALAYSIA) SDN BHD) A50CHIN-H51 MYJ070351V38 PUT WARRANT-FOREIGN 20200903 20210331 ABF MALAYSIA BOND INDEX FUND ABFMY1 MYL0800EA002 ETF 20050718 ABLEGROUP BERHAD ABLEGRP MYL7086OO001 ORDINARY SHARE 20000327 ABM FUJIYA BERHAD AFUJIYA MYL5198OO006 ORDINARY SHARE 20130723 ABMB-C4: CW ALLIANCE BANK MALAYSIA BERHAD (AMBANK (M) BERHAD) ABMB-C4 MYL2488C4V32 CALL WARRANT - LOCAL
    [Show full text]
  • List of Licensed Financial Institutions in Malaysia
    LIST OF LICENSED FINANCIAL INSTITUTIONS IN MALAYSIA A) COMMERCIAL BANKS NO. NAME OF FINANCIAL INSTITUTIONS 1. Affin Bank Berhad 2. Alliance Bank Malaysia Berhad 3. AmBank (M) Berhad 4. BNP Paribas Malaysia Berhad 5. Bangkok Bank Berhad 6. Bank of America Malaysia Berhad 7. Bank of China (Malaysia) Berhad 8. CIMB Bank Berhad 9. China Construction Bank (Malaysia) Berhad 10. Citibank Berhad 11. Deutsche Bank (Malaysia) Berhad 12. HSBC Bank Malaysia Berhad 13. Hong Leong Bank Berhad 14. India International Bank (Malaysia) Berhad 15. Industrial and Commercial Bank of China (Malaysia) Berhad 16. J.P. Morgan Chase Bank Berhad 17. MUFG Bank (Malaysia) Berhad 18. Malayan Banking Berhad 19. Mizuho Bank (Malaysia) Berhad 20. National Bank of Abu Dhabi Malaysia Berhad 21. OCBC Bank (Malaysia) Berhad 22. Public Bank Berhad 23. RHB Bank Berhad 24. Standard Chartered Bank Malaysia Berhad 25. Sumitomo Mitsui Banking Corporation Malaysia Berhad 26. The Bank of Nova Scotia Berhad 27. United Overseas Bank (Malaysia) Bhd. B) ISLAMIC BANKS NO. NAME OF FINANCIAL INSTITUTIONS 1. Affin Islamic Bank Berhad 2. Al Rajhi Banking & Investment Corporation (Malaysia) Berhad 3. Alliance Islamic Bank Berhad 4. AmBank Islamic Berhad 5. Bank Islam Malaysia Berhad 6. Bank Muamalat Malaysia Berhad 7. CIMB Islamic Bank Berhad 8. HSBC Amanah Malaysia Berhad 9. Hong Leong Islamic Bank Berhad 10. Kuwait Finance House (Malaysia) Berhad 11. MBSB Bank Berhad 12. Maybank Islamic Berhad 13. OCBC Al-Amin Bank Berhad 14. Public Islamic Bank Berhad 15. RHB Islamic Bank Berhad 16. Standard Chartered SaadiqBerhad 1 C) INVESTMENT BANKS NO. NAME OF FINANCIAL INSTITUTIONS 1.
    [Show full text]
  • Base Rates, Base Lending/Financing Rates and Indicative Effective Lending Rates
    Base Rates, Base Lending/Financing Rates and Indicative Effective Lending Rates No. Financial Institution Base Rate (%) Base Lending Indicative Effective Rate (%) Lending Rate* (%) 1 Affin Bank Berhad 2.70 5.56 3.30 2 Alliance Bank Malaysia Berhad 2.57 5.42 3.11 3 AmBank (M) Berhad 2.60 5.45 3.25 4 Bangkok Bank Berhad 3.22 5.87 4.42 5 Bank of China (Malaysia) Berhad 2.55 5.35 3.55 6 CIMB Bank Berhad 2.75 5.60 3.50 7 Citibank Berhad 2.40 5.55 3.20 8 Hong Leong Bank Malaysia Berhad 2.63 5.64 3.50 9 HSBC Bank Malaysia Berhad 2.39 5.49 3.50 10 Industrial and Commercial Bank of China 2.52 5.45 3.47 (Malaysia) Berhad 11 Malayan Banking Berhad 1.75 5.40 3.25 12 OCBC Bank (Malaysia) Berhad 2.58 5.51 3.45 13 Public Bank Berhad 2.27 5.47 3.10 14 RHB Bank Berhad 2.50 5.45 3.50 No. Financial Institution Base Rate (%) Base Lending Indicative Effective Rate (%) Lending Rate* (%) 15 Standard Chartered Bank Malaysia Berhad 2.27 5.45 3.50 16 United Overseas Bank (Malaysia) Bhd. 2.61 5.57 3.36 No. Islamic Financial Institution Base Rate (%) Base Financing Indicative Effective Rate (%) Lending Rate (%) 1 Affin Islamic Bank Berhad 2.70 5.56 3.30 2 Al Rajhi Banking & Investment Corporation 2.85 5.75 4.20 (Malaysia) Berhad 3 Alliance Islamic Bank Berhad 2.57 5.42 3.11 4 AmBank Islamic Berhad 2.60 5.45 3.25 5 Bank Islam Malaysia Berhad 2.52 5.47 3.25 6 Bank Muamalat Malaysia Berhad 2.56 5.56 3.56 7 CIMB Islamic Bank Berhad 2.75 5.60 3.50 8 Hong Leong Islamic Bank Berhad 2.63 5.64 3.35 9 HSBC Amanah Malaysia Berhad 2.39 5.49 3.50 10 Kuwait Finance House (Malaysia) Berhad 2.25 6.14 3.30 11 Maybank Islamic Berhad 1.75 5.40 3.25 No.
    [Show full text]