Elang em. and Maharani Hotels,

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(BBOOIMULTlLEVEl 00311/R/e Contents

HISTORY OF SOUTHERN SUN - A Top Chain of Hotels Offering Hospitality Nationwide 2 CONDITIONS OF SERVICE - Remuneration, Pensions, Annual Leave 4 BIOGRAPHIES - Peter Bacon, Bruno Corte, Eugene Joannides, Mark Williamson-Noble, Geoff Stamper, Bernhard Haechler Frank Pfaller

"There is a career in Southern Sun for you."

As Chairman of Southern Sun Hotels I am extremely proud of our progress since this Company began about 13 years ago. Since then we have achieved international recognition from both our customers and our competitors, because of the excit• ing atmosphere in every Southern Sun hotel, and because of our unstinting efforts to achieve in all departments the highest PETER BACON standards in the world. Most of our success has come about because of the willingness of all of the growing family of South• The Southern Sun group of hotels is now recognized world• ern Sun to work constantly to achieve these standards. wide, and even more significantly, is growing at a tremendous Now, our hotels both in the resort and in the city hotel fields rate. We believe our success has been due to locating our proper position in the market of fine hotels in southern Africa are among the leaders in the world, and certainly, such as the which we now dominate by far. large complex of , are major innovations on an inter• In the management of Southern Sun we know the priorities national scale. and direction of the Company and closely monitor our stan• The Company has recently acquired two additional tuxury dards and controls to see that our goals are achieved. hotels on the island of Mauritius and several other five star units In Southern Sun we try to know our guests and constantly strive are being built in the Republic and will epen this year. for the highest standards to keep them with us permanently. As in the past, our progress to a major extent will depend We firmly believe that the strengths of a hotel group such as upon those people of our team who carry the face and image of ours lie in the quality and enthusiasm of its management and Southern Sun to the public by maintaining the standards we those other supporting individuals who serve our guests. With have set. In short, we need people on many levels and believe our dramatic growth (we now operate 29 major hotels with that in turn Southern Sun can offer career opportunities un• three more due to open shortly), Southern Sun presents career opportunities rare in the hotel profession. duplicated in the hotel and resort professions. We are a Company of hoteliers, in all phases of our operation It your goals are our goals there is a career in Southern Sun and will continue to be. for you. I am pleased that we have this opportunity to get to It your goal is such a rare career opportunity, this may well meet each other. be the Company to which to tie your future.

Sol Kerzner Peter Bacon Chairman, Southern Sun Hotels Managing Director, Southern Sun Hotels Southern Sun Head Office, . Tel. 783-5340. P.O. Box 5087, Sandton 2146. Telex 423923 - 422246 London: Tel. 01-580-6133. 307 Albany House, 324 Regent Street, S.W.I. Telex 28951 Southern Sun Group History ------~------Mmabatho Sun - popu• lar weekend fun resort, Boph uthatswana.

ties," he said, "but I knew we could offer our guests far more. This included a superb view, exciting architecture designed to exploit that view, bars and attractive restaurants with excellent food where people would wish to linger, standard amenities such as private bath and radio, inviting public areas and a glamorous pool• deck; all fundamental ele• ments today but far from common in 1964." In two years Sol Kerzner turned the Beverly Hills into a premier playground for local and international tourists, and in 1967 he bought the Torquay Hotel on Durban's beachfront in order to demolish it and build the Elangeni. The Elangeni opened in 1972 with 280 rooms and was an immediate and re• sounding success. Another a Top Chain of 170 rooms were added in 1973, making a total of 453, and today the hotel still en• Prestigious Hotels offering joys occupancies in the high eighties. Unexcelled Hospita I ity Financial Support It was the first major "Our strengths lie in the quality and enthusiasm of our manage• phase of a project con• ment and its commitment to the group's goals" ceived in 1966, hotels in prime sites which would Southern Sun was estab• eted from R3,1 million to This enabled him to buy form a group offering real lished in 1969 when S.A. R140,8 million in 10 years, the site for the Beverly hospitality nationwide. For Breweries Limited and Sol but the dynamism, fore• Hills, on a then unfashion• this Kerzner needed finan• Kerzner agreed to merge sight and imagination able stretch of coastline at cial muscle, and at that certain of their hotel inte• which now characterise Umhlanga Rocks, north of time S.A. Breweries were rests. "Objectives," says Southern Sun's operations Durban. He decided to looking for top hotel talent Peter Bacon, Managing had their real beginnings leave his firm of accoun• and expertise to ration• Director of the Southern in the early 1960s. tants, where he had been alise and expand their own Sun Hotel Corporation Target-Innovation offered a junior part• hotel interests. It was a (Pty) Ltd, "were to estab• Sol Kerzner, then an nership, and with backing perfect match. lish a chain of hotels accountant in his 20's with from one of his previous Southern Sun began with throughout a Durban firm, was suffi• clients, he created a six hotels and 750 rooms. and develop a stronghold ciently encouraged by his launch pad for his innova• In 1982 the group operated in each sector of the mar• successes with two small tive ideas - ideas which 29 hotels with over 5 000 ket - resort and business. hotels leased by his family revolutionised the entire rooms and is set to expand Today we're the largest to buy a near derelict hotel South African hotel indus• its interests beyond the hotel group in Southern in Durban called the Astra. try and were to lead to the borders of South Africa. Africa and, financially, our He put up R2 000 of the Southern Sun empire. The group went public track record speaks for purchase price of R18 000 "Our hotels were lag• in 1979 although S.A. itself." and two years later sold it ging behind the rest of the Breweries have a 70% Revenues have rock- for R103 000. world in design and facili- stake in the equity. Pre-tax

2 Golden World of Southern Sun profits have risen from R470000 in 1969 to R39 000 000 in 1981. Left: Dining in 'Duma's The Group's average Kitchen' at the Landdrost room occupany is 79%, Hotel, Johannesburg. well ahead of the rest of the industry. Kerzner, still Below: Island paradise• as energetic and enthu• the Touessrok Hotel, siastic about the company Mauritius. as he was in 1969, attri• butes the success of the Bottom: Sun City - hotel, group to: casino and entertainment • The highest standards of complex in the heart of food, service and enter• the Pilanesberg, tainment. Bophuthatswana. • Imaginatively built hotels with unstinting at• tention to detail. • Personalised service. • And flair. The group is essentially decentralised, requiring its managers to operate their hotels as indepen• dent business units, al• though certain functions such as marketing are cen• tralised.

Standards and Controls "We believe the strengths of a hotel group such as ours lie in the quality and enthusiasm of its management, and their commitment to the group's Sands Hotel at Umhlanga goals," says M.D. Peter Rocks. The hotel occupies Bacon. "We set the direc• a dominant position on the tion and priorities of the beachfront, with over 200 company annually and suites and extensive cater• closely monitor standards ing facilities. Southern Sun and controls through and Stocks bought the regional offices in Durban, hotel with the intention of and Johannes• "Timesharing" the suites, burg. There isn't a whole• after spending about R2,5 saler between us and the million on a total refurbish• customer, and the need for ing programme. "While managements to know this may seem to conflict their guests and constantly with our hotel interest, we strive for higher standards could not let this market• is therefore of utmost im• ing opportunity pass us portance." by," says Kerzner. "This Twice in its 13 year his• will be one of the largest tory Southern Sun has ab• timesharing projects of its sorbed other local hotel type in the world, and we groups: Cape Hotels (1972) are confident that it will and Transito (1978) each prove to be a great suc• time nearly doubling its cess. Southern Sun will market share within South manage the project, which Africa. In 1981 Southern will offer full hotel services Sun and the Brian Stocks to purchasers." Group of Companies ac• quired the Umhlanga Continued on next page Revenues have rocketed from R3,1 million to R140,8 million in ten years Golden World of Southern Sun 3 Southern Sun Group History

Billy Gallagher has won' championships are held, various awards during superstars like Frank Sina• his career as a chef, the tra, Shirley Bassey and Liza most recent being 1980 Minelli appear, a golf when his 4 chef team won course which hosts the a gold medal at the 15th world's most valuable in• World Cooking Olympics ternational tournament held in Frankfurt and in (The Sun City Million Dol• 1982 when Billy won a lar Classic), general sport• silver and bronze medal ing facilities on a huge at Hotelolympia in man-made lake and nume• London. Billy is President of the South African Chefs rous in-hotel entertainment Association. centres, with a game re• serve only a golf-drive away from the hotel ter• While absorbing 16 race. hotels, most of which needed re-staffing from Local Expansion middle-management up The Amatola Sun, South• and extensive re-vamping, ern Sun's new hotel in Cis• Southern Sun developed kei opened in June 1982, new units from scratch; the and already far advanced Conditions Beacon Island at Pletten• is the building of the new Remuneration: Pay would be prepared to pay. berg Bay, the Malibu, the five star hotels in Cape Elangeni and Maharani in Town (370 rooms) and scales are competitive and Pension: A compulsory Durban. In 1975 it opened Sandton, near Johannes• generous. Individual condition of service is that the Saint Geran in Mauri• burg (340), which are salary increases are based all employees under the on regular performance tius which included a small scheduled for opening in age of 63 years have to join casino, the group's first ex• 1983. The Cape Town hotel assessments. the company's privately Medical Aid: perience in casino opera• is wholly owned by South• administered pension tion. Since then a casino ern Sun while the Sandton Employees are required to fund. Members' join the Company's has opened at the Mmaba• hotel will be managed by contributions to the Fund medical aid scheme, tho Sun in Bophuthatswana the Group. are six and a half percent contributing various (1977) and in 1979 the In the Island Paradise of of their monthly salary for amounts depending on largest casino facilities in Mauritius, Southern Sun their income and marital males and females; the the southern hemisphere have just acquired two status, as well as number company contributes nine came into operation at the more major hotels, the of dependants. The and a half percent for trend-setting Sun City·in Touessrok and the La Piro• benefits cover the family in males and females. Details Bophuthatswana. The gue, with the famed Saint respect of hospitalisation, of the Pension Fund are set Mmabatho Sun and Sun Geran making the group surgery, doctors' out in the Member's guide, City were developed by the largest hotel operator consultations, prescribed which will be given to the Southern Sun Bophutha• on the island. medicines; dental services employee at his induction tswana, a holding company "For the future," says and auxiliary services like session into the company. jointly owned by Southern Peter Bacon, "Southern Sun radiology, eye tests, Accident Insurance: Sun and the Bophutha• will continue to look for tswana National Develop• maternity cases etc. Employees earning up to local expansion and in• ment Corporation. The vestment opportunities, A word of warning might R 1 000 per month are move has stimulated tour• both through outright be appropriate at this covered by the Workmen's stage. Our medical aid ist related industry in the ownership and through the Compensation Act, while area, providing extensive concept of management. scheme pays a percentage employees earning over of all tariff rates. In South opportunities across the Regional investment, such Rl 000 per month are whole strata of employ• as the highly successful Africa, a large number of covered by the Group doctors have opted out of ment. Ciskei and Bophutha• Accident Insurance the medical aid schemes. tswana operations, will Scheme. This means that they can One Million Visitors also be developed further charge whatever fees they Annual Leave: Three or Occupancy at Sun City and the decision has been see fit. It is advisable, four weeks per annum are averaged 90% in 1982, and taken to expand interna• therefore, to determine, granted and the Company more than one and a half tionally. Seventy percent of prior to a consultation, asks employees to take million visitors were at• all incoming tourists to the whether the doctor has their leave by the 31st tracted to a complex which country are accommo• contracted out of the March of each year. is much more than a hotel. dated by Southern Sun be• medical aid scheme or not, The leave cycle is In addition to its 340 cause of its strategic hotel and if he has, what his calculated from the date rooms, it has 250 cabanas, siting in major centres and consultation fees are and on which you join the an entertainment centre along tourist routes. This what the medical aid company. with a 7 000 seat audito• facilitates a one-stop deal rium where world boxing for tour operators."

4 Golden World of Southern Sun Success with Southern Sun

PETER BACON EUGENEJOANNIDES to oversee its opening. Still BERNHARD HAECHLER Managing Director Director with Lex, he was sent to Lon• General Manager, SunnysidePark Peter Bacon at 37 is an Eugene [oannides, aged 36, don and made assistant GM Aged 30, he took his integral part of the proud joined Southern Sun as of the five star luxury Carlton Diploma in hotel manage• odyssey of Southern Sun. Group Financial Manager Towers Hotel where he re• ment in Lucerne, Switzer• He left a senior position in 1976 and was appointed mained for two years. His land, where he also did his with the Trust House Forte Group Planning Manager in next assignment was to basic training. He came to group (after seven years) March 1982. After studying open the Gatwick Park Ho• South Africa and joined to join Southern Sun as accountancy at UNISA and tel near London. In 1980 he Southern Sun in 1977, work• Group Personnel Manager. Pretoria University, he did was appointed GM of the ing at Johannesburg's Land• That was nine years ago. his MBA at the University of Carlton Towers. At that drost as assistant junior Three years later, Bacon Cape Town in 1971. He was stage he was approached manager. In 1982 he be• became Regional General appointed to the Board of by Southern Sun and went came senior assistant Food straight into his present po• Manager for Southern Sun Southern Sun Hotel Hold• & Beverage Manager at the in Natal where he not only ings Limited on November sition of Regional Manager Rand International where supervised all hotels in 9, and is responsible for for Natal and the Eastern he later became deputy that area, but was strategic planning. He will Cape including Ciskei. manager. He was trans• responsible for the be involved in the evalua• ferred to the Sunnyside opening of the Saint Geran, tion and structuring of new GEOFF STAMPER Park Hotel as Deputy Gene• Southern Sun's flagship investment opportunities Area General Manager, Trans• ral Manager in June 1982. In resort in Mauritius, and the both locally and interna• vaal February 1983 he was ap• glittering Maharani on tionally. Aged· 39, took the Higher pointed General Manager Durban's Marine Parade. National Diploma in Hotel of the Sunnyside Park Hotel, During this period Administration at Blackpool Johannesburg. Bacon managed to build MARK WILLIAMSON College, then his Diploma [NOBLE Area General Manager: of Management Studies at and lead a co-ordinated FRANK PFALLER team of associates who are He is 38 and was born in the Ealing College, and re• General Manager, Touessrok today among the country's London - attended public ceived the FHClMA. He leading hoteliers. Among school, after which he went trained at the Garden House Aged 33, he was born in them was Bruno Corte, to the Lausanne Hotel Hotel, Cambridge, in Basle, Eichstad, West Germany. now Southern Sun's School in Switzerland. Dur• Switzerland, and at Grosve• He worked in a number of General Manager, S.A. ing his five years training, nor House, London, where hotels in Germany, making In 1977 he was placed in he was in Nice, St Moritz, he became Executive Man• his way through all depart• charge of all Resort Hotels. Frankfurt and London for ager. He remained there for ments, and specialising in But if it was Chairman Sol the practical aspects of the five years. After additional resort management; moved Kerzner who created the hotel trade throughout all stints as General Manager, to the Canary Islands to concept of Sun City, it was departments. He joined Waldorf Hotel, London, and further his training. Pfaller Bacon working with Trust House Forte in 1966 the Excelsior, Heathrow, • joined Southern Sun in April 1981 as General Manager of complex GM Peter and worked in six of their Stamper joined Southern the 5-star Beverly Hills Hotel units to gain more experi• Sun as Regional Manager Wagner around the clock in Natal. After a spectacular ence. In 1973 he joined the for over two years, who for the Transvaal in August success in Southern Sun's made the dream into the International company Lex 1982. He is now in charge of founding establishment, successful operating Service Group which, apart ten hotels, and ten general Pfaller was made General reality which it is today. from its many and varied in• managers in that area re• Manager of the Maharani 5- He was recently appointed terests, owns hotels in the port to him. He says, "Judith star Hotel in Durban, Natal Managing Director of UK and USA. Williamson and I enjoy the remarkable - a city hotel located on Southern Sun Hotel Noble's first position with climate and the sunshine, but Durban's Golden Mile of Corporation (Pty) Limited. them was as Assistant Ge• the real excitement is work• beach. neral Manager of the ing for this company which Recently Pfaller was ap• Whitehall Hotel, Houston, is growing so quickly and is pointed General Manager IBRUNO CORTE General Manager, Operations Texas. In 1974 he became very stimulating. We enjoy of the ultra elegant Toues• resident GM of the White• being part of a dynamic or• srok Hotel in Mauritius, one This hard working, hall Hotel in Chicago and ganization. They go ahead of Southern Sun's newest garrulous, warm man is the was there - they get on with things." acquisitions on the island. General Manager, Operations, of Southern Sun Hotels. Formerly General Manager of Southern Sun's flagship Durban hotel, the Elangeni, Corte became Area General Manager for Natal when present MD Peter Bacon was promoted from that post to Group General Manager at Southern Sun's head office. Bernard Haechler EugeneJoannides Frank Plaller

Golden World of Southern Sun 5

Living in South Africa ------South Africa has one of the highest standards of living in the world and series of compulsory sub• its people enjoy an incomparable standard of outdoor living. jects. In Standard five you On the succeeding pages, we shall endeavour to elucidate a few of have to do the two official the standards you may expect. languages (English and Af• rikaans), general science, history and geography, with basic techniques mainly comprising arts and handicraft. Non-examina• tion classes include reli• gious instruction, physical education and class music. Standards six and seven once again have the two official languages (English and Afrikaans), mathema• tics, general science, his• tory, geography and tech• nical orientation (forms of handicraft and housecraft). At this stage, depending on the type of school a pupil has chosen, he may take two or at the most three extra subjects, chosen from the subjects each school is able to of• fer. These include subjects such as accountancy, a third language (Zulu, University of Cape Town French, German), art, music, general agriculture EDUCATION and typing. Non-examina• Educational facilities in South Africa from pre-school to primary and secondary tion subjects for Standards stages - through to University degree courses, correspondence or other training six and seven are practi• courses, are modem, up-to-date, and competitive by world standards - and in cally the same as for Stan• some fields such as mining, veterinary and medical are world leaders. dard five. EDUCATION PRE-PRIMARY EDUCA- and B) and Standard &ne as In South ~frica it was only TION the junior primary phase, SENIORSECONDARY towards the end of the 19th Until recently pre-primary and Standards two to four SCHOOL century that the State was not provided by the as the senior primary This phase has been gradually began to assume authorities, but by private phase. divided into six groups: responsibility for secular bodies or individuals, with Subject teaching is intro- the official languages, education. no supervision by the de- duced in the senior pri- English and Afrikaans, and The schools were run by partments of education. mary phase. German for those to whom the local communities for In 1969 it was decided it is the mother tongue, many years but were sub- that anybody would have JUNIORSECONDARY mathematics, natural sidised and inspected by the right to start a pre- SCHOOL sciences, third languages, the education authorities. primary school without For this year the pupils re• foreign and Black, human State control of schools be- Government aid, provided main in primary school but (social) sciences, and ad• came more or less com- certain conditions and teachers orientate them to ditional subjects covering plete, but private, denomi- regulations were abided the secondary school ap• commercial, technical, national and other schools by. It was also decided that proach and methods. They agricultural, housecraft, still exist today, with or the education departments are now introduced to sub• art, ballet, drama and without State support. should control pre-primary ject teaching which is music subjects. Schools are of a very high education and that the linked with Standards six Pupils are examined in academic standard. pupils (aged between and seven. In Standard five both official languages and The present position is three and school-going the pupil is required to four other subjects (an ex• that education for Whites age) should be registered choose his study course tra subject may be taken) is controlled by the Minis- with the Education Depart- for the senior secondary are determined by the try of National Education, ment. phase. He will be given ex• course of study and type of for Blacks by the Ministry pert guidance before his school and whether or not of Education and Training, PRIMARYSCHOOL choice is made. they wish to enter into uni• for Coloured and for This is the first to the sixth Education in the junior versity. Indians by the Ministry of school year. There are secondary phase is gene• Subjects may be taken Internal Affairs. grades one and two (Sub A rally formative with a on the higher or standard

8 Golden World of Southern Sun Living in South Africa grade, and separate sylla- for schools for the ATTENDANCE REGULA- UNIVERSITY EDUCATION buses have been drawn up physically handicapped, TIONS At present there are ten for the two grades. For any the blind, the deaf, the School attendance is com- residential universities for Senior Certificate the first epileptic, the cerebral- pulsory from the age of six Whites in this country. Five and second official lang- palsied, the autistic and through to the age of sixteen conduct lectures in Afri- uages must be taken in the otherwise physically or until the child has passed kaans, four in English and either higher or standard handicapped. These Standard ten. A child is al- one in both languages. grade. The other four or schools are subsidised lowed to enter school at the Apart from these, the five subjects may also be which means the beginning of the year in University of South Africa taken in the higher or stan- Department is not which he turns six provided (UNISA), with head- dard grade. For a univer- responsible for all their that his birthday falls before quarters in Pretoria, sity pass at least four sub- expenditure. June 30. Exceptions will be teaches through corre- jects including the two made in the case of tempo- spondence and accepts official langUages must be PRIVATE SCHOOLS rary residence. students from all popula- passed in the higher grade. Private schools run by tion groups. , Candidates with a either church PHYSICAL EDUCATION, The universities are Senior Certificate, with or denominations or private SPORT AND RECREATION subsidised by the without Matriculation enterprise are a feature of Physical education is a government and fall under Exemption, will be ad- the education system of compulsory non-examina- the jurisdiction of the mitted to diploma courses South Africa. tion subject in all schools. Department of National at university and to Approximately six percent Formal physical training is Education to the extent of diploma and certificate of all White children attend compulsory for all except about 80-90% of their courses at technikons, such schools which range the medically unfit. The gross expenditure. technical colleges, techni- right from pre-primary necessary facilities, out- However, they are cal institutions, primary through to Standard ten. door as well as indoor, are controlled by their own teachers' training colleges These schools have to be supplied by the depart- councils and senates. and other institutions for registered under the ments of education. There are four universi- tertiary education. There Educational Services Act ties for Blacks, the Univer- are also specific require- and must comply with FINANCIAL ASSISTANCE sity of Fort Hare (at Alice ments for admission to conditions and regulations A number of scholarships, in Ciskei), the University of particular courses. set out by the Minister of loans and bursaries are the North (near Pieters- Syllabuses differ from Education. made available by the burg), the University of province to province. In addition there are State (mainly through the Zululand (about 160 km private primary and Commission for Adminis- north of Durban) and the SPECIAL EDUCATION secondary schools tration). As a rule bursa- Medical University of The Department of National which are provincial ries need not be paid back Southern Africa near Pre- Education is responsible aided. but loans have to be repaid. toria. .. LATEST NEW CAR PRICES CARS' (Figures quoted here are the latest available from manufacturers and do not include general sales tax)

ALFA ROMEO CITROEN LANCIA RENAULT Export 1350 . R 7995 CX 2400 Prestige .. R38000 Beta HPE 2000 ...... 18800 1300 GTL a-coo- a-speed ... R 6535 Export 1500GL. . Beta HPE 2000 F1 ...... 19800 13005 GTL 5-door a-speed ... 6875 8695 7180 Export Superhatch . 8995 COLT Beta Coupe 1600.. . 16350 14005 TS 3-door 5-speed ...... Export Speedwagon . 7395 Galant 1600 s-speec ...... R 8465 1400 5 TS s-ecor s-soeeo ... 7565 Sprint 1500 veicce ". 11995 Galant 2000 5-speed ... 9395 LEYLAND 14oo5PV ..... 5770 Giulietta L . 11895 Galant 2000 (A) ...... 9760 Fuego GTS ..... 18585 Mini 1275 E ... R 5630 Fuego GTX .. 19765 Giulietta L Executive . 12695 Galanl26005-speed ... 11440 Mini Rebel ... 6095 Giulietta TI 2,0 . 12995 Galanl2600(A) ...... 11785 ROVER Super 2000 . 13595 MAZDA SD ..... R13600 Super Executive .. " ,' . 14995 DATSUN SDX...... 15050 14795 Pulsar 1400 a-ooor ...... R 6870 3231300S-speed .. , ...... , ... ,. R 7350 SDX(A) ...... 16800 ~~e~g~g~.~~~~~,~~.~::: . 17500 Pulsar 1400 de luxe ... 7385 323 GLC 1 500 s-sceeo ... 8250 Vanden Plas ...... 23300 GTV6 . 23500 Pulsar 1400 GX... 8100 323 GLC 1500(A) ..... 8600 Vanden Plas (A) ... 24000 Spider 2000 . 22995 Pulsar 1500 (A) ...... 8860 S 1300 5-speed ... 7650 Henqe-Hover ... 27680 Alfa6(A) . 23995 Pulsar 1500 Panache .... 9190 Fiat 128 Clttcar " . Stanza 1600,. MERCEDES·BENZ TOYOTA 6495 8530 R 7 ISS Fiat X-19 Bertone . 17800 200 ...... R16940 Corolla 1,3 L ...... FORD 200 AlC ... 19078 Corolla 1,3 LS S-speed..... 7395 Escort 1300 L ...... R 7275 200 (A) ...... 18780 Corolla 1,3 GL 5-speed . 7760 BMW Escort 1300 GL 5-door .. 7820 200 (A) AlC .. 20262 Corolla 1,6 GL 5-speed ...... 8330 Corolla 1,8 GLS S-speed Sprinter ...... 8990 518i . R13750 Escort 1600 GLE s-door 9040 230E ..... 20416 Escot XR 3 3-door..... 8980 Corolla 1 ,8 SE Liftback 5-speed ... 9820 5181 Exec . 15550 Corolla 1,6 GL 5-speed SIW ... s iso 518i(A) . 14490 Cortina 1600 GL ... 8985 OPEL 518i (A) Exec . 16290 Cortina 2000 GL ...... 9750 Kadel! L 1 ,2 5-door ...... R 7125 VOLKSWAGEN 520i . 16550 Cortina 2000 GL (A) ... 10380 Kadel! GL 1 ,3L 5-door ...... 7665 Golf L 2-door ...... R 6750 520i Exec . 19250 Cortina 3000 GLS ...... 11990 Kadel! GL 1.3GL 5-door ... 7880 Golf GT z-cocr ... 8440 5201 (A) . 17290 Cortina 3000 GLS (A) ... 12660 Kadel! L 1 ,6L 5-door .... 8310 Golf LS 4-door ...... 7365 520i (A) Exec .. 19990 CortinaXR6 ...... 11990 Golf GL 4-door 5-speed ...... 7995 528i . 21 190 Cortina 2000GL S/w ...... 10435 PEUGEOT Got! GLS a-doer 5-speed ... 8935 528i Exec . 21 190 Granada 2000 GLE ...... 12505 305 GR... R 8610 Golf GLS a-door (A) ... 8910 5281 Exec . 23550 Granada 2000 GLE (A) ...... 13175 305 SR .... 9255 Golf GTS 4-door 5-speed ... 9240 5281 (A)., . 22090 Granada3000 GLE (A)... 14905 305 ST.... 9965 Got! GL a-coer Diesel ... 9510 528i (A) Exec. 24450 Granada 3000 Ghta ... 20070 504GR ...... 9455 Golf GTi s-sceeo ...... 10635 535i .. 28600 5041,8 SMI ...... 11 120 Jetta GL a-door 5-speed ... 8465 728i ,. 24950 HONDA 504 Super SeolenSIW ... 11760 Jette GLS 4-door s-soeeo ... 9375 7281 Exec .. 29 ISO Honda Ballade s-speec, ...... R 6545 505 SR ...... 12175 Jetta GLS a-door (A) ... 9355 728i (A) Exec 29990 Honda Sallade 5-speed AC .... 9133 505SR (A) 12175 Passat GL Sedan ...... 9885 7331 . 33000 8 934 505 STI...... 15700 Passat GLS Sedan (A) ..... : ...... 11075 735i (A) . 43000 ~~~g: ~::::~: f~~ "AC'::" 9522 505STI (A) ... IS 700 Passat GLX 5 Sedan 5-speed ... 12220

Key to abbreviations: (A) - automatic; AC - air conditioning; CL - control locking; CC - cruise control; FI - fuel iniection; L - leather trim; LWB - long wheelbase; PS - power steering; PV - panel van; PW - power windows; RIC radio cassette; SIW - station wagon; SWB - short wheelbase. The new car price list is brought up to date every week using the latest available information. While every care is taken in compilation The Star cannot be held responsible for any error which may occur. These prices are retail prices and do not reflect discounts given by dealers. The Star 24 February 1983

Golden World of Southern Sun 9 Iasl year, South African . consumersspenl over 1,2 billion Rand at our stores ••• BECAUSE we have over BECAUSE our seventy conveniently supermarkets offer wider situated stores throughout aisles, free parking, top South Africa. quality no-name house brands, food-tasting Pick 'n Pay's BECAUSE demonstrations along with policy of the best quality, a host of other benefits too range and service at the numerous to mention. lowest possible prices never changes. BECAUSE our hypermarkets offer all of the above plus the convenience of total one• meat, fish, bakery and stop shopping, in other dairy. words you can buy BECAUSE every store has everything from tea to TV friendly consumer advisors under one roof. who are there to help BECAUSE every store has advise"you on everything comprehensive basic• and anything there is to produce departments know about the best including fruit and veg., shopping methods.

BECAUSE we have the best quality, the best range, the best service and above all the best prices under the sun.

~ Iupama.kcrtl h Hedley Byrne (ReIai.I.tC) 5983 Living In South Africa

Cost of Living COMMODITY PRICE LIST AS AT MARCH 1983 Like every other country in the world, South Africa has 1 Kilogram'" 2,2 Ibs 1 Iltre.¬ 1,76 pints ,"' ill!! its inflation problem, but unlike most other countries the [1 ""R1,65 • G.S,T, EXCLUDED ON ALL PRICES cost of a comfortable and pleasurable living is well . (1) (2) (3) within reach of the average wage-earner. Here are some .- ~'Commodity Unit weight AV,erage examples of the prices of day-to-day commodities, at or volume once In S.A. March time of going to press. (Bearing in mind that the lb is 83 in S,A. equivalent to 454 g and that £1 is the equivalent of Rl,65.) Rands and cents

Eastgate Shopping Centres I In South Africa there are a the suburbs so that you number of large shopping need not venture into the centres for the con• Johannesburg city centre venience of the public. where parking may be a These complexes are problem. great time, money, petrol and patience savers as you can do everything under Roods one roof. The beauty of the Republic Eastgate is the largest lies in its wide open ap• regional shopping centre proach to life. It is a motor anywhere in the Southern car community, the roads Hemisphere. are modern - traffic much It houses over 200 shops lighter than in overseas including fashion, five centres, with expressway major department stores connections which make and supermarkets, bou• driving a pleasure every• tiques, toy shops, special• where. In South Africa, cars ists in almost every field, are driven on the left side of every well-known banking the road as in Britain but and building society, a measured in kilometres as service station, hair• on the Continent, and petrol dressers, shoe menders, is sold by the litre. dry cleaners, personnel By 1936 there were 8 700 agencies, a post office, km of national road and by restaurants and cinemas. 1978 the provincial and This is definitely a 'one national road network con• stop shopping concept'. sisted of 44 400 km of sur• Other shopping centres faced and 140 100 km of include Sandton City ad• unsurfaced roads, while joined to the new Southern municipal streets and Sun hotel, Sandton Sun, roads totalled 33 000 km Rosebank - The Mall, surfaced and II 000 km un- , Hyde Park, Bryanston and surfaced roads. The total I Randburg. These are con• network thus comprises A typical example of a main highway into and out of a major veniently situated close to 228000 km. city in South Africa.

Golden World of Southern Sun 13 It's the current account for people who take money seriously. It's also the current account with the cheque that's taken seriously by others. Makes you think, doesn't it? ~NEDBANK Nedbank Limited Registered Commercial Bank

As a matter of interest: {:)ne of t.he ttdngs you vwm ctppree;illfJt.e when eu cpen 0 current account willth ~\~edbard(~ is how! reacmy others accept t] [~edbank cheque" that has as much to do with our @Pf.}fofJch to money fJS if hes with the type who bonk wHh h~edbantLPeopie who eonfro~ their t!nanCtKi ~n a prtJTesskwla! menner, euse @f our computer network, rogordh?ss 01 V'!h®ch ~edb@nk you bank at you wm hove &mmecUoie!y avaHab~e every b@nk~ng service, Thus once you ore 0 custorner @1 one Nedb@nk bremen you automQt~caa~1become a cusl'orner 01 every NfJdbtMlk branch, GREY-PHILLIPS, BUNTON, MUNOEL & BLAKE 70772 Living in South Africa ------~ Weather Most parts of the country have an eight-month long summer and at least twice as many days of sunshine as London has. Winters in the interior are generally dry and mild. On the Highveld around Johannesburg, the winter days are bright and bracing with brilliant sunshine. Rain falls in summer in sudden downpours of short duration. The Cape, however, has dry and sunny summers but the winters are cool and wet. The Cape has a Mediterranean type of climate. Game viewing with experienced Average number of days of Sunshine rangers and trackers is one of the City Per Year Max. per month Min. per month Wild Life special features of the many Game Cape Town 245 24 17 Parks country wide. Durban 197 21 12 South Africa offers a East London 230 23 16 selection of wildlife and Kimberley 285 26 21 natural splendour rivalled Johannesburg 263 26 18 --'-''''",,,,,,,''''''--- London 120 13 5 by few areas of I comparable size anywhere in the world. :il Ranging from the massive 5 000 kilogramme elephant to tiny butterflies I and insects South African • !II wildlife has something for II everyone. Some four percent of the 'Bryna' smiles a welcome at country's total land mass is the end of the day. devoted to nature conservation areas and Servants strict laws control hunting elsewhere in the country. South Africa is one of the ! few remaining countries The Transvaal boasts where there is no servant one of the largest and shortage. Life for you and oldest game reserves in your family will be easier the world - the Kruger and will leave you much National Park. more time for leisure activ• Only four hours away ities. Reliable servants, in• from Johannesburg the cluding cooks and maids or c reserve covers a massive a combination of both, are 19000 square kilometres available at salaries ranging of bushveld ranging from from R75-R120 per month in park-like plains through to Johannesburg, to slightly dense thorn bush. less in the Cape and Natal In Natal and Zululand areas. Room and board is some of the most famous also provided. Servants are game reserves in the intelligent, usually experi• world attract thousands of enced, and take much pride 'Fcshior- international tourists in their work. They are par• Fashions both locally manufactured and imported compare annually. ticularly good with children. favourably with any major world capital.

14 Golden World of Southern Sun SURE, WE SELL HOUSES

BUT PEOPLE ARE OUR BUSINESS

BASIL Basil Elk Estate Agents (Pty) ltd., Branches at: Sandton City Telephone 783-4920 Southern Suburbs Telephone 834-6671 Hyde Park Telephone 788-5307 Alberton Telephone 869-0250

Member of the Institute of E Living in South Africa

The standard of living in South Africa is one of the high• APPROXIMATE RENTALS OF HOUSES AND FLATS est in the world, and the housing and accommodation FLATS (unfurnished) reflects this. Building standards are high and although Bachelor per month approx R30()'400 £181-242 These rents there is great demand for housing, construction compa• 1 Bedroom per month R35()'450 £212-272 are in 2 Bedroom per month R47S--650 £287-393 Johannesburg nies are keeping pace and maintaining the standards. 3 Bedroom per month R70()'850 £424-515 and apply to middle- Prices are lower than those in Europe generally, and class suburbs loan facilities are now readily available. HOUSES 213 Bedrooms per month R75()'900 £454-545 BASIL ELK . SCHACHATCULLUM (unfurnished) "Sure we sell houses, but Schachat-Cullum comprise people are our business" the biggest homebuilders is a motto that best in South Africa. They are CLAREMONT UPPER, CAPE TOWN describes the philosophy alert to changing times and ON SHOW SUNDAY 11 am to 5 pm followed by the real estate are keeping themselves in company, Basil Elk Estates. the forefront of research in This firm has over 120 their industry, such as the highly trained sales nego• development of more effi• tiators working out of a cient construction network of 11 branches on methods, the creation of the Reef. These sales re• more compact and afford• presentatives, or match• able homes, within the makers as they are titled, reach of a larger section of after successfully qualify• the population. The THE ONE YOU'VE BEEN WAITING FOR! BRAND NEW RELEASE - ing in the companys' in• Schachat Group was EXCLUSIVE AGENCY house examinations, are in founded over 30 years ago You'll throw caution to the wind once you've seen this immaculate, carpeted. 3!4-bedroomed character dis in prestiqious, highly convenient area. 1 V, turn supported by experi• and has evolved from a bathrooms. tandem garage, full m/q. Don't hesitate at only R129 500. enced management at small family building busi• Follow signs from corner Edinburgh Drive/Upper Bishopscourf Rd to Forest Ave. each branch. ness into a major force. A typical Cape Town house advertisement. Houses range from .JI. recommended service ~ R65 000 to Rl35 000 or more,

There are many ways in restaurants serve meals which South Africans en• from the simplest to the tertain themselves. Be• most superb cuisine. cause of their love of out• South Africa with its cli• door life, one of their matic conditions is a favourite pastimes is tht§ sportsman's paradise. The barbeque meal, or braai• country has sunshine vir• vleis as it is called here, tually the whole year It's the C' either in their own gardens through with rare ex• or at some beautiful picnic tremes in temperature. whotalt spot. Outdoor sports are there• There is evening view• fore inclined to dominate. It's alse ~ tyPJC 1 ing of five hours of colour The long and even CJty i a eXa TV with a further three coastline offers excellent the ch( J] SOlJtlz ;;~~: Of hours on Saturday after• opportunities for water noons devoted to sporting sports such as surfing, features. Cinemas through• board sailing, deep sea by ott! Go out the country screen diving, snorkling, spear• MakeSyou..,__ Ide. some of the best English, fishing, angling, water-ski• American and Continental ing and yachting. films while many neigh• Since October 1976 bourhoods have drive-in various league and other ~~~ cinemas where you can competitions have been watch from your car. staged by clubs at provin• cial and national level As a maHer of interest: Ono of the itdngs you Vin! South Africa and the "close-by" Casinos regu• among the different popu• Nf)dkw:U1k1 others with ts how r£N~lf1ny ee ~ larly play host to some of lation groups. with our ctpprfJoch to money es it h@$ wfth the world's best entertain• Teams are selected on f..< ~ ~ *', • £" < If.'" wne comrot merr nnenees m @ prf.hO$$;@n@* ers. Live theatres are nu• merit. The traditional fe9@rd~e$s @7 which Nedb@nk you bank et you v, merous and there are Springbok colours, given s0rV'§Cf). Thus once veu if.JWO Q customer of one N many discos and sophisti• to a representative customtH of eV'f)ry NedboHlk bf©rtch. cated night clubs. Many national team, may be hotels and clubs have cab• awarded to all team mem• aret shows, while the many bers.

ing in South Africa--~~----~~--~----~------~--~~------~ ~ Wines The wines of the Cape The quality of wine in have achieved top levels South Africa is outstand• of recognition in world ing, and hotels and restau• production. The first vines rants generally offer a planted were at Con• wide selection of fine stantia, and a wine of that wines to complement name was well known in Europe in the eighteenth every type of dish. century. Later, strains of More than 90% of the the pinot and hermitage wines of South Africa are vines were brought from consumed locally, and the France and blended to• rest of it exported. This is a gether to make the pino• very wine conscious so• tage wines. German vines ciety and with prices as were also introduced, giv• ing us a vast selection of reasonable as they are - Rhine wine and Riesling wine is widely drunk. In types. Cabernet Sauvignon South Africa wine and spir• is produced by many its are available at liquor Nederburg Kap Sekt. A sparkling wine widely drunk estates and they are stores and licensed restau• on special occasions. among the finest reds. rants. Bonking Coming to live in the land sidiary of Standard Charter tern and with familiar arrival. You will find your of Southern Sun means U.K. names. American South African manager sun, space, wildlife and Nedbank - South Africa's Express, Diners Club, helpful not only with beaches. It does not biggest locally owned Visa and Mastercard regard to the opening of mean you leave behind bank with offices in dominate the market. All your account but also in urban sophistication, London, Frankfurt, Zurich banking groups are advising you on personal efficient communication and New York. Nedbank is involved in Visa and/or financial matters, and all the other taken also the lead banker to the Master while Nedbank indicating the scope of for granted amenities of Southern Sun Group. has the franchise for investment available both twentieth century Volkskas - also South American Express and within and without the Western Europe. South African owned with offices Standard for Diners. Hotel banking system. Africa's banking and in London groups, car hire He will also be aware of financial system is one of Trust Bank - owned by companies and many local conditions and could the most sophisticated in Bankorp, a South African departmental stores issue advise on estate agents if the Western World, financial holding company. their own cards as well. you wish to purchase a modelled on the British All the South African Transferring your house as well as personal system but drawing on money to South Africa is owned banks are rated in insurance and life technological and an easy process but it Fortune's Top 500 Banks as assurance. The majority of innovative developments might be advisable to from Europe and North of course are Barclays and contact in London a bank home purchasing in South America. Standard Chartered Banks. with a South African Africa is done through the There are five major These banking groups network. Nedbank's Building Society banking groups in South operate a wide and London addresses are: Movement - again the Africa, all of which offer extensive branch network Nedbank House, 20 processes and procedures a complete range of in every city and just about Abchurch Lane, London will be familiar as the financial services from every village in South EC4 N7AD and 71 societies too owe their the personal - banking, Africa. There are Haymarket, Cor. Charles II origins to the British current accounts, savings countless agencies, or Street, London SWIY 4RG. system. There are eight accounts, financial mini branches in shopping The local South African major societies in South planning, wills, trusts, centres, airports and knowledge of the Africa and they constitute portfolio management - holiday resorts. Service to manager will ensure that a very significant part of to hire purchase, and the client is a top priority you locate a branch the South African financial instalment finance and of in the intensely nearest to your proposed world and several are course merchant and competitive banking world place of employment or directly linked to banking. corporate banking. of South Africa. dwelling. The bank will There is no limit to the These banks ranked in The credit card, so much send a letter of amount of money you may terms of total assets are: a feature of everyday life introduction ahead of transfer to South Africa Barclays National - a in Europe and America, is your arrival giving your and should you decide to subsidiary of Barclays likewise so in South Africa. personal details to your return before three years U.K. Here again one is dealing new bank and transfer you may take back with Standard Bank - a sub- with a recognisable sys- your funds to await your you the funds you brought

18 Golden World of Southern Sun Living in South Africa out. Remitting money back Immigrants are allowed to your family or for any to take out a'RI00 000 per other reason is easily done family plus their personal through banking channels. effects. You are required to in• As you will realise you form your bank of any as• are coming to a country sets you leave behind i.e. which, although consider• if you own a house, share ably different in size and portfolio etc. There is a re• climate to the one you quirement that the income have left, enjoys in most from these assets like rental or dividends should respects and not least in its be remitted to South Af• financial system, compar• rica. After three years you able standards and sys• will be regarded a South tems to the ones you know African resident whether and recognise in Europe. It or not you take out citi• is a competitive, free en• zenship and will be subject terprise system and the to the same rules that ap• need to satisfy a client is of ply to residents who wish prime concern for all to immigrate. financial organisations. A happy and secure life in South Africa awaits you.

Insurance spend your last years in a allow for. The difference is one bedroomed flat with normally paid by the em• Insurance is rapidly be• schemes for their em• little money to buy food. ployee. coming very important to ployees and while terms Apart from direct assur• Certain organisations the average South African. differ from company to ance and pensions funds, pay 100% of medical bills but most pay around 80%, Before the advent of the company, the most com• there are other major areas where the ordinary the balance of which is ogre of inflation in the late mon practice is that for man can place hIS money. deducted from the em• sixties, it was something every rand in the pension The building societies ployee's salary. that only the wealthy really scheme from the em• offer a number of types of Nearly all medical aids took part in. However, the ployee, the employer puts savings accounts which cease their cover when an rapidly eroding spending in a rand. pay interest ranging from employee retires. power of the rand and the At present, pensions are 2% for a daily operating To sum up, there are plight of the aged strug• not transferable from one account up to 10% for long plenty of opportunities in gling to exist on fixed pen• company to another, and term savings. On some • South Africa for those who sions that were adequate as a result the pension types of accounts interest are prepared to look after 10 years ago has drama• saved has to be paid out if payments are tax free. themselves. tically made the man in the a man leaves the company. The Post Office also street aware that he needs However, he does not offers excellent savings to make provision for his receive the contribution facilities as do the banks. TO THE NEW SOUTH retirement. made by the employer, Interest rates offered AFRICAN While straightforward merely his own payments vary with fluctuations in AA Mutual Life welcomes death cover is still sold, the plus nominal interest. the economy but at pre• you to South Africa and majority of policies have a It must be realised that sent are running below the wishes you every success mixture of death cover and South Africa is not a subsi• rate of inflation. for your future in our beau• payments at retirement. dised welfare state and Retirement annuities, of• tiful country. Called endowment poli• that old age pensions paid fered by insurance compa• As a new member of our cies, these instruments are by the Government are not nies are also a good invest• society you will be looking at new options as regards very flexible and can be nearly adequate to live on. ment and South African residents can invest up to your personal financial tailored to suit the indi• It is essential that each R4500 a year tax free in planning and it is in this vidual's income and future person makes his own them. They do not offer life area that we offer you AA needs. arrangements for his re• cover but provide a cash Mutual Life's substantial Most reputable in• tirement and plans well payment on retirement. expertise and services. surance companies ensure ahead for his source of in• Most firms offer pretty There is a relationship that your policies are up• come when he retires. comprehensive medical between productivity, dated each year. The When it is remembered aid schemes and partici• general well-being and general rule of thumb that the economists be• pation is, in most cases, personal financial security seems to be that 10% of lieve that inflation in this compulsory. which AA Mutual Life can your net income should be country cannot drop below However, many doctors provide through life and put aside for retirement. 10%, it can be seen that have contracted out of the health insurance and pri• Most reputable em• careful planning is essen• schemes and charge tariffs vate retirement plans. ployers run pension tial if you do not want to higher than the schemes A recommended service, \!wi)

Golden World of Southern Sun 19 Living in South Africa

WHAT YOU WILL PAY Taxable Married Married Married Married Married income Unmarried No children One child Two children Three children Four children 1983 1982 1983 1982 1983 1982 1983 1982 1983 1982 1983 1982 R 2000 40 5000 260 280 180 200 80 100 6000 360 360 280 280 180 180 80 80 7000 460 460 380 380 280 280 180 180 80 80 8000 609 580 29 525 500 25 420 400 20 315 300 15 210 200 10 105 100 (5 9000 756 720 36 672 640 32 567 540 27 462 440 22 357 340 17 252 240 10000 924 880 44 840 800 40 735 700 35 630 600 30 525 500 25 420 400 11220 11 000 1 113 1 060 53 1 029 980 49 924 880 44 819 780 39 714 680 34 609 580 29 12000 1 323 1 260 63 1 239 1 180 59 1 134 1080 54 1029 980 49 924 880 44 819 780 39 15000 2079 1 980 99 1 995 1 900 95 1890 1 800 90 1 785 1 700 85 1 680 1600 80 1 575 1 500 75 20000 3675 3500 3591 3420 3486 3320 3381 3220 3276 3120 3171 3020 25000 5544 5280 264 5460 5200 1171260 5355 5100 255 5250 5000 250 5145 4900 245 5040 4800 240 30000 9198 8760 438 7581 7220 361 7476 7120 356 7371 7020 351 7266 6920 346 7161 6820 341 40000 15095 14376 r71975 12495 11 900 595 12390 11 800 590 12285 11 700 585 12180 11 600 580 12075 11 500 575 50000 21 395 20376 (1 019 17745 16900 845 17640 16800 1166840 17535 16700 1161835 17430 16600 1156830 17325 16500 1151825

form of a rebate available shopping in this country year but this is hardly ever Taxation to bond holders because make sure which system enforced. The same of the high mortgage rates, the shop you are in uses or applies to share dealings Taxation in general in currently running at you could be badly misled but again the Receiver South Africa tends to be around '<16,5%. on prices. rarely cracks down unless lower than in other parts of If you have not earned While obtaining a the amounts involved are the world and the any additional income the divorce in South Africa is a large. maximum rate of 50% is chances are that you will fairly simple procedure, It has become a custom only applicable to those receive a rebate from the the taxation of in South Africa that in earning R50 000 a year or taxman a few months after maintenance paid is not. order to keep tax more. you have sent your form in. Basically the regulations payments down to a A married man with two One point to watch, state that the divorced minimum, key people are children earning RIO 000 a however, if you are a father of children may given benefits in lieu of year (In the region of married man, is any money claim the children as part of their salary. *PD9 000) will pay R630 a earned by your wife. dependants and is taxed By far the most popular year in tax while the same At present, the as such. However he may is the company car. Others man earning RI5 000 will regulations state that a not claim the maintenance include expense accounts, pay around RI 700 in tax wife's earnings must be or alimony as tax company accommodation (see table). added to that of her deductible. And the ex- and home loans at low South Africa works on husband's for tax wife has to declare interest rates. Known as the pay as you earn purposes. This means in maintenance paid as 'perks' these items are not (PAYE) system. It is the many cases that the total income earned and must taxable at present. employer's responsibility tax owed will be more than pay tax on it. However, Government is to see that the money is you have both paid under As a matter of interest.s considering introducing deducted from your salary the PAYE system and a those who have legislation to make these each month and forwarded hefty payment will have to dependants from a divorce taxable against to the Receiver of be made, in the UK or other considerable public Revenue. Occasionally you are countries may remit their pressure. Once a year you will be required to pay a small maintenance payments If you earn the major required to fill in a form to loan levy to Government in without breaking part of your income from which you attach a tight times, but this can be exchange control commission or on certificate which will be regarded as a form of regulations. Arrangements payments for actual hours supplied by your savings as the money is should be made through worked instead of a employer. You are returned after a year or so. your bank which will take straight salary, the way is allowed certain However the rate of care of any paperwork open for many claims for deductions such as interest paid does not involved. deductions. medical aid, insurance compare with those paid One of the more Your car expenses, part payments and expenses on the commerical market. pleasant aspects of the of your rental, part of your incurred in the course of A general sales tax South African tax system is telephone account your duties not paid by (GST) of 6% is payable on that there is no capital expenses and many other your company. all goods sold to the gains tax so that unless you items can all be claimed as Make sure that you get public. While VAT in make your living by deductible. certificates from your England is much higher, buying and selling If you earn more than just insurance company and there are no exceptions at products, you are not your salary or if your wife your medical aid certifying all to GST, which applies to liable for tax on any profit works it would pay you to that these payments have anything from a needle to you might make on the see a tax consultant. This is been made. a new car. sale of shares or a house not very expensive and with Bond repayments on Shops have the choice of or your car. their knowledge of the your home are not tax- either adding the tax into Theoretically you may Receiver and the methods deductible although there the price indicated on the be classed as a property he uses, he can save you is pressure on Government goods or adding the tax on dealer if you buy and sell the unnecessary payment of at present to make some at the till. So when more than two properties a part of your tax.

20 Golden World of Southern Sun Printed by Creda Press (Pty) Ltd, Solan Road, Cape Town I demand to know more about how AA Mutual Life's professionals can help me with my personal financial planning.

OCCUPATION .. . (Bus)