FOI8087 Response Annex
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Wolfefintechforum DAY 1 AGENDA
#WolfeFinTechForum DAY 1 AGENDA - TUESDAY, MARCH 9, 2021 Opening Remarks 7:50-8:00am ET Wolfe Research – Darrin Peller, Managing Director, Payments, Processors, and IT Services Shift4 Payments 8:00-8:35am ET Jared Isaacman - CEO Fiserv 8:40-9:15am ET Frank Bisignano – President & CEO JP Morgan Chase 9:20-9:55am ET Max Neukirchen – CEO of Merchant Services Mastercard 10:00-10:35am ET Sachin Mehra - CFO B2B Payments: Living Through an Inflection Billtrust – Mark Shifke, CFO Discover Financial Services 10:40-11:15am ET MineralTree – Chris Sands, CFO John Greene – EVP & CFO Repay Holdings Corporation – Jake Moore, EVP Corporate Development & Strategy Fidelity National Information Services 11:20-11:55am ET Gary Norcross – President & CEO Woody Woodall - CFO PayPal 12:00-12:40pm ET Dan Schulman - CEO 12:40-1:00pm ET BREAK Square 1:00-1:35pm ET Amrita Ahuja - CFO Jack Henry & Associates, Inc. 1:40-2:15pm ET David Foss – President & CEO Synchrony 2:20-2:55pm ET Brian Wenzel, Sr – EVP & CFO Paychex, Inc. 3:00-3:35pm ET Efrain Rivera – Sr. VP, CFO & Treasurer Walker & Dunlop 3:40-4:15pm ET Willy Walker - CEO Cross-Border B2B: Still So Hard to Reach 4:20-4:55pm ET Credorax - Benny Nachman, Founder & Chairman of the Board Tipalti Inc. - Sarah D. Spoja, CFO COMPANIES HOSTING 1X1s ONLY – MARCH 9 Cielo S/A - Daniel Henrique de Sousa Diniz, Head of IR Coro Global Inc - David Dorr, Co-Founder & Mark Goode, CEO Finix Payments - Emanuel Pleitez, Head of Business Development FleetCor Technologies - Jim Eglseder, SVP, IR Global Blue Far Peak Acquisition Corporation - Thomas Farley, Chairman & CEO of Far Peak Acquisition Corporation Houlihan Lokey, Inc. -
List of Supervised Entities (As of 1 September 2020)
List of supervised entities Cut-off date for changes: 1 September 2020 Number of significant entities directly supervised by the ECB: 114 This list displays the significant supervised entities, which are directly supervised by the ECB (part A) and the less significant supervised entities which are indirectly supervised by the ECB (Part B). Based on Article 2(20) of Regulation (EU) No 468/2014 of the European Central Bank of 16 April 2014 establishing the framework for cooperation within the Single Supervisory Mechanism between the European Central Bank and national competent authorities and with national designated authorities (OJ L 141, 14.5.2014, p. 1 - SSM Framework Regulation) a ‘supervised entity’ means any of the following: (a) a credit institution established in a participating Member State; (b) a financial holding company established in a participating Member State; (c) a mixed financial holding company established in a participating Member State, provided that the coordinator of the financial conglomerate is an authority competent for the supervision of credit institutions and is also the coordinator in its function as supervisor of credit institutions (d) a branch established in a participating Member State by a credit institution which is established in a non-participating Member State. The list is compiled on the basis of significance decisions which have been adopted and notified by the ECB to the supervised entity and that have become effective up to the cut-off date. A. List of significant entities directly supervised by the ECB Country of LEI Type Name establishment Grounds for significance MFI code for branches of group entities Belgium Article 6(5)(b) of Regulation (EU) No 1 LSGM84136ACA92XCN876 Credit Institution AXA Bank Belgium SA ; AXA Bank Belgium NV 1024/2013 CVRWQDHDBEPUUVU2FD09 Credit Institution AXA Bank Europe SCF France 2 549300NBLHT5Z7ZV1241 Credit Institution Banque Degroof Petercam SA ; Bank Degroof Petercam NV Significant cross-border assets 54930017BFF0C5RWQ245 Credit Institution Banque Degroof Petercam France S.A. -
The Mastercard Compliant Service Provider List
The Mastercard Compliant Service Provider List A company’s name appears on this Compliant Service Provider List if (i) MasterCard has received a copy of an Attestation of Compliance (AOC) by a Qualified Security Assessor (QSA) reflecting validation of the company being PCI DSS compliant and (ii) MasterCard records reflect the company is registered as a Service Provider by one or more MasterCard Customers. The date of the AOC and the name of the QSA are also provided. Each AOC is valid for one year. MasterCard receives copies of AOCs from various sources. This Compliant Service Provider List is provided solely for the convenience of MasterCard Customers and any Customer that relies upon or otherwise uses this Compliant Service Provider list does so at the Customer’s sole risk. While MasterCard endeavors to keep the list current as of the date set forth in the footer, MasterCard disclaims any and all warranties of any kind, including any warranty of accuracy or completeness or fitness for any particular purpose. MasterCard disclaims any and all liability of any nature relating to or arising in connection with the use of or reliance on the Compliant Service Provider List or any part thereof. Each MasterCard Customer is obligated to comply with MasterCard Rules and other Standards pertaining to use of a Service Provider. As a reminder, an AOC by a QSA provides a “snapshot” of security controls in place at a point in time. Service Provider Name Region AOC Date Assessor DESV 1&1 Internet SE (1&1, 1&1 ipayment, Europe 05/09/2016 Security Research & Consulting GmbH ipayment.de) 1Link (Guarantee) Limited SAMEA 11/17/2015 Trustwave 1Shoppingcart.com (Web.com Group, lnc.) US 04/13/2016 SecurityMetrics 1stPayGateWay, LLC US 05/27/2016 IBM Internet Security Systems (ISS) 2138617 Ontario Inc. -
Listing Prospectus Dated 21 October 2020 1 QUINTET PRIVATE BANK
Listing prospectus dated 21 October 2020 QUINTET PRIVATE BANK (EUROPE) S.A. (formerly KBL European Private Bankers S.A.) (Incorporated with limited liability in Luxembourg) €125,000,000 7.5 per cent. Fixed Rate Resettable Callable Perpetual Additional Tier 1 Capital Notes The issue price of the €125,000,000 7.5 per cent. Fixed Rate Resettable Callable Perpetual Additional Tier 1 Capital Notes (the “Notes”) of Quintet Private Bank (Europe) S.A. (the “Issuer” or “Quintet”) is 100 per cent. of their principal amount. The Notes will, subject to certain interest cancellation provisions described in Condition 3 (Interest Cancellation) in “Terms and Conditions of the Notes” (the “Conditions” and each, a “Condition”), bear interest on their Prevailing Principal Amount (as defined in Condition 17 (Interpretation)) on a non-cumulative basis from (and including) 23 October 2020 (the “Issue Date”) to (but excluding) 23 January 2026 (the “First Reset Date”) at a fixed rate of 7.5 per cent. per annum. Interest will be payable semi-annually in arrear on 23 January and 23 July of each year commencing on 23 January 2021 (each an “Interest Payment Date”). The rate of interest will reset on the First Reset Date and each date which falls five, and each multiple of five, years after the First Reset Date) (each, a “Reset Date”). The Issuer may elect, at its sole and absolute discretion, to cancel (in whole or in part) the payment of interest on the Notes otherwise scheduled to be paid on an Interest Payment Date. Furthermore, interest shall be cancelled (in -
Annual Report 2020
ANNUAL REPORT 2020 Content Profile 3 Statement from the board 5 Developments in the payment system 8 Activities Activities: Point-of-sale payment system 11 Activities: Online payments 14 Activities: Giro-based payments 18 Activities: Stability of Payment Chains 23 Activities: Security in the payment system 25 Appendices Appendix: Board and management 30 Appendix: Governance 31 Appendix: List of members 33 2 Annual Report 2016 Profile The payment system is the bloodstream of our economy, has many stakeholders and is of great social importance. Therefore it has the characteristics of a utility. The many parties involved, the many relevant laws and regulations, the requirements for high quality, new technological possibilities and the high number of transactions make the payment system complex and dynamic. Transparency, openness, accessibility and dialogue with all stakeholders are important prerequisites in the payment system. The Dutch Payments Association organizes the collective tasks in the Dutch payment system for its members. Our members provide payment services on the Dutch market: banks, payment institutions and electronic money institutions. The shared tasks for infrastructure, standards and common product features are assigned to the Payments Association. We aim for a socially efficient, secure, reliable and accessible payment system. To this end, we deploy activities that are of common interest to our members. We are committed, meaningful and interconnecting in everything we do, to unburden our members where and when possible. We engage representatives of end users in the payment system, including businesses and consumers. On behalf of our members, we are visibly involved and accessible and we are socially responsible. -
Shaping the World of Tomorrow Together
Active is: Shaping the world of tomorrow together AllianzGI Sustainability Capabilities March 2021 Value. Shared. For Institutional Use Only 1296786 Why sustainable investing is important to us As an active manager we understand that capital allocation and company engagement are the key drivers of positive change. By integrating ESG considerations in our active investment decisions, our clients partner with us to strike a new path towards a more sustainable economy and society. Active is: Shaping the world of tomorrow together 2 Since 1999, AllianzGI has been driving sustainable solutions forward For the fourth year in a row, AllianzGI has received an “A+” from the PRI for its overarching approach to ESG Strategy and Governance1 We commit to continuous innovation to support a socially responsible transition to a low carbon economy 1999 2007 2015 2019 2020 2021 Inception year of AllianzGI amongst We were among the First mover with As of Dec 31, we Launching in Global the first 50 asset first 3 asset AfricaGrow: first manage 251 bn 2021, our Sustainability, a managers to sign managers globally German blended USD in Climate sustainable and the UN Principles for offering a Green finance vehicle to sustainable Engagement with responsible (SRI) Responsible Investing Bond strategy - invest in the Private investment Outcome investing equity (UN PRI)¹, which now ahead of the Paris Equity and Venture strategies strategy strategy has close to 2000 Climate Agreement Capital sector in Africa signatories in 2015 1 https://www.unpri.org/signatories/signatory-directory The PRI assessment report is based on information reported directly by signatories. Moreover, the underlying information has not been audited by the PRI or any other party acting on its behalf. -
About EFAMA Publications Research and Statistics
Reset Password Sign In Search this site EFAMA Home About EFAMA Publications Research and Statistics About EFAMA EFAMA Corporate Members EFAMA Secretariat Board of Directors AllianceBernstein (Luxembourg) S.à.r.l. Allianz Global Investors Annual Reports Amundi Asset Management Applying for Membership Aviva Investors AXA Investment Managers EFAMA Members Baillie Gifford & Co National Member Associations Banque Cantonale Vaudoise BCV Asset Management Banque Privée Edmond de Rothschild SA (Genève) Corporate Members BBVA Asset Management Associate Members Blackrock BNP Paribas Investment Partners Disclaimer BNY Mellon Candriam Capital International Sàrl Contact Carmignac Gestion EFAMA Columbia Threadneedle Investments 47 Rue Montoyer Credit Suisse AG 1000 Brussels DEKABank Deutsche Girozentrale + 32 (0)2 513 39 69 DWS Group GmbH + 32 (0)2 513 26 43 Eurizon Capital SGR S.p.A. Contact Us Federated Investors, Inc. Fidelity International Franklin Templeton Investments Route & Details Generali Investments (new!) Goldman Sachs Asset Management International Click for Groupama Asset Management details HSBC Global Asset Management Invesco ETF Invesco Insight Investment Investec Asset Management Janus Henderson Global Investors JP Morgan Asset Management Jupiter Asset Management Limited KBC Asset Management N.V. La Française AM Legg Mason Lombard Odier Funds (Europe) SA Lyxor Asset Management (Société Générale Group) M&G Investments MFS Investment Management Mirabaud & Cie Natixis Investment Managers NN Investment Partners Nordea Investment Funds Ostrum Asset Management Pictet & Cie Pimco Europe Ltd. Raiffeisen Capital Management Robeco Santander Asset Management Schroders SEB Investment Management AB SKAGEN Funds / Skagen AS SKAGEN Funds / Skagen AS Standard Life Investments Limited State Street Global Advisors Limited T. Rowe Price International Ltd UBS Asset Management Union Asset Management Holding AG Vanguard Asset Management, Limited About EFAMA Sitemap Disclaimer Privacy policy. -
Q U I N T E T Pillar Ill: Report 2019
Q U I N T E T P R I V A T E B A N K Pillar Ill: Report 2019 Quintet Private Bank (Europe) S.A. – Pillar 3 – 2019 Contents Glossary ................................................................................................................................................................. 5 Note to readers ...................................................................................................................................................... 6 Introduction ........................................................................................................................................................... 7 1. List of Subsidiaries & Associates ........................................................................................................... 9 2. Corporate governance & decision structure ......................................................................................... 9 2.1 Corporate Culture ............................................................................................................................ 9 2.1.1 Board & Executive Committees: structure and key governance principles................................... 9 Risk Management approach at Quintet ............................................................................................................... 12 3. Five lines of defence ........................................................................................................................... 12 4. Risk Control function ......................................................................................................................... -
Does Ownership Have an Effect on Accounting Quality?
Master Degree Project in Accounting Does Ownership have an Effect on Accounting Quality? Andreas Danielsson and Jochem Groenenboom Supervisor: Jan Marton Master Degree Project No. 2013:14 Graduate School Abstract Research on accounting quality in banks has evolved around the manipulation of the Loan Loss Provision and has been discussed in terms of earnings management and income smoothing. Key variables used to explain the manipulation of Loan Loss Provisions have been investor protection, legal enforcement, financial structure and regulations. This study will extend previous research by investigating the effect of state, private, savings and cooperative ownership on accounting quality. In this study data from more than 600 major banks were collected in the European Economic Area, covering annual reports between 2005 and 2011. Similar to prevalent research, the Loan Loss Provision is used as a central indicator of accounting quality. In contrast to existent literature, accounting quality is not explained by the manipulation of the Loan Loss Provision in terms of income smoothing or earnings management. Instead, accounting quality is addressed in terms of validity and argued to be an outcome of the predictive power of the Loan Loss Provision in forecasting the actual outcome of credit losses. The findings of this study confirm that ownership has an effect on accounting quality. All but one form of ownership investigated showed significant differences. State ownership was found to have a positive effect on accounting quality, both in comparison to private banks and all other banks. On the other hand, savings ownership was shown to have a negative impact on accounting quality compared to private and other banks. -
Participant List
Participant list GC SecLend Select Select Participant Country City Repo Market HQLAx Pooling CCP Invest Finance Aareal Bank AG D Wiesbaden x x ABANCA Corporaction Bancaria S.A E Betanzos x ABN AMRO Bank N.V. NL Amsterdam x x ABN AMRO Clearing Bank N.V. NL Amsterdam x x x Airbus Group SE NL Leiden x x Allgemeine Sparkasse Oberösterreich Bank AG A Linz x x ASR Levensverzekering N.V. NL Utrecht x x ASR Schadeverzekering N.V. NL Utrecht x x Augsburger Aktienbank AG D Augsburg x x B. Metzler seel. Sohn & Co. KGaA D Frankfurt x x Baader Bank AG D Unterschleissheim x x Banco Bilbao Vizcaya Argentaria, S.A. E Madrid x x Banco Cooperativo Español, S.A. E Madrid x x Banco de Investimento Global, S.A. PT Lisbon x x Banco de Sabadell S.A. E Alicante x x Banco Santander S.A. E Madrid x x Bank für Sozialwirtschaft AG D Cologne x x Bank für Tirol und Vorarlberg AG A Innsbruck x x Bankhaus Lampe KG D Dusseldorf x x Bankia S.A. E Madrid x x Banque Centrale du Luxembourg L Luxembourg x x Banque Lombard Odier & Cie SA CH Geneva x x Banque Pictet & Cie AG CH Geneva x x Banque Internationale à Luxembourg L Luxembourg x x x Bantleon Bank AG CH Zug x Barclays Bank PLC GB London x x Barclays Bank Ireland Plc IRL Dublin x x BAWAG P.S.K. A Vienna x x Bayerische Landesbank D Munich x x Belfius Bank B Brussels x x Berlin Hyp AG D Berlin x x BGL BNP Paribas L Luxembourg x x BKS Bank AG A Klagenfurt x x BNP Paribas Fortis SA/NV B Brussels x x BNP Paribas S.A. -
Pimco Investments Llc Crd# 154957
BrokerCheck Report PIMCO INVESTMENTS LLC CRD# 154957 Section Title Page(s) Report Summary 1 Firm Profile 2 - 12 Firm History 13 Firm Operations 14 - 38 i Please be aware that fraudsters may link to BrokerCheck from phishing and similar scam websites, trying to steal your personal information or your money. Make sure you know who you’re dealing with when investing, and contact FINRA with any concerns. For more information read our investor alert on imposters. About BrokerCheck® BrokerCheck offers information on all current, and many former, registered securities brokers, and all current and former registered securities firms. FINRA strongly encourages investors to use BrokerCheck to check the background of securities brokers and brokerage firms before deciding to conduct, or continue to conduct, business with them. · What is included in a BrokerCheck report? · BrokerCheck reports for individual brokers include information such as employment history, professional qualifications, disciplinary actions, criminal convictions, civil judgments and arbitration awards. BrokerCheck reports for brokerage firms include information on a firm’s profile, history, and operations, as well as many of the Using this site/information means same disclosure events mentioned above. that you accept the FINRA · Please note that the information contained in a BrokerCheck report may include pending actions or BrokerCheck Terms and allegations that may be contested, unresolved or unproven. In the end, these actions or allegations may be Conditions. A complete list -
Service Provider Name Region AOC Date Assessor DESV
A company’s name appears on this Compliant Service Provider List if (i) Mastercard has received a copy of an Attestation of Compliance (AOC) by a Qualified Security Assessor (QSA) reflecting validation of the company being PCI DSS compliant and (ii) Mastercard records reflect the company is registered as a Service Provider by one or more Mastercard Customers. The date of the AOC and the name of the QSA are also provided. Each AOC is valid for one year. Mastercard receives copies of AOCs from various sources. This Compliant Service Provider List is provided solely for the convenience of Mastercard Customers and any Customer that relies upon or otherwise uses this Compliant Service Provider list does so at the Customer’s sole risk. While Mastercard endeavors to keep the list current as of the date set forth in the footer, Mastercard disclaims any and all warranties of any kind, including any warranty of accuracy or completeness or fitness for any particular purpose. Mastercard disclaims any and all liability of any nature relating to or arising in connection with the use of or reliance on the Compliant Service Provider List or any part thereof. Each Mastercard Customer is obligated to comply with Mastercard Rules and other Standards pertaining to use of a Service Provider. As a reminder, an AOC by a QSA provides a “snapshot” of security controls in place at a point in time. Compliant Service Provider 1-60 Days Past AOC Due Date 61-90 Days Past AOC Due Date Service Provider Name Region AOC Date Assessor DESV “BPC Processing”, LLC Europe 03/31/2017 Informzaschita 1&1 Internet SE (1&1, 1&1 ipayment, Europe 05/08/2017 Security Research & Consulting GmbH ipayment.de) 1Shoppingcart.com (Web.com Group, lnc.) US 04/29/2017 SecurityMetrics 2138617 Ontario Inc.