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Aging in the Fraser Valley Regional District TABLE of CONTENTS Regional Snapshot Series: Aging Aging in the Fraser Valley Regional District TABLE OF CONTENTS Aging in the Fraser Valley The Why Behind the Aging Boom Financial Health Education & Employment Health & Illness Mobility & Tranportation Housing in the Region Today Cost of Housing Senior Housing Options Aging Initiatives in the Fraser Valley CHOICES FOR OUR FUTURE: our Regional Growth Strategy As the senior population grows in the Fraser Valley, we believe that healthy aging is an important The Fraser Valley Regional District is comprised of 6 municipalities consideration for the Region’s and 7 electoral areas. future. City of Abbotsford, City of Chilliwack, District of Mission, District of Hope, The Fraser Valley Regional District District of Kent, Village of Harrison Hot Springs and Electoral Areas A, B, C, is, therefore, committed to D, E, F and G. incorporating the needs of an aging population into the policies and actions of the Regional Growth Strategy. Aging in the Fraser Valley The Fraser Valley Regional District is comprised of six member municipalities and seven electoral areas and features a variety of diverse communities, from small rural hamlets to the fifth largest city in British Columbia. Healthy aging is becoming an increasingly important consideration because over the next 30 years, the number of seniors in the Region will grow from 15% to 21% of the total population. By 2041, one in every five, or almost 100,000 residents, will be over the age of 65. This demographic shift will bring many opportunities. Many seniors will work past the age of 65, and others will give back to their communities by sharing their knowledge and time as volunteers. Providing for the needs of seniors also presents a unique opportunity for new businesses in the region. An aging population will also bring unprecedented challenges as the baby boom generation moves into old-age. The healthcare system will continue to experience increasing pressure as rates of disease rise along with the senior population. This is already prompting a shift towards preventative health and innovative care solutions. There is a growing need for reliable transportation that ensures seniors can access health services, participate in social activities and take care of their day-to-day needs. In addition, planning for and providing a variety of housing options suitable to seniors has the potential to lower health care costs and improve quality of life. In addressing all of these factors, ensuring affordability, accessibility and adaptability is a priority. Although many programs and services directed at finding solutions to these issues already exist in the Region, it will take cooperation among all levels of government, health authorities, non-profit organizations and the private sector to ensure that all seniors are able to maintain a high quality of life in the coming decades. Anticipating and addressing these issues today will ensure we are prepared for the future. Fraser Valley Regional District and surrounding area Lillooet Kamloops Boston Bar Squamish Yale Hope Harrison Hot Springs Kent Metro Vancouver Chilliwack Mission Abbotsford Canada Image: ESRI, i-cubed, USDA FSA, USGS, AEX, GeoEye, AeroGRID, Getmapping, IGP; FVRD United States PAST PRESENT AND FUTURE THE WHy BEHIND THE AgINg BOOm Historic Context of an Aging Population The post World War II baby boom, between the late 1940’s and mid-1960’s will continue to impact Canada’s social and economic dynamics as this population moves into retirement. In the mid-1960’s the baby boom turned into a bust, and although a smaller “echo” baby boom occurred in the mid-1980’s the number of The Woodstock generation comes of age... births in the following generations have come nowhere close to the number of births of the peak boom years. As a result, Canada’s population on average will become increasingly older in the coming decades. Who is considered a senior? CurrentCurrent and Projected and Projected Population Population of of thethe FVRDFVRD by by age age and and gender gender (Statistics Canada, 2006) For the purposes of this document, the (Statistics Canada, 2006) term senior refers to anyone over the 90+ F age of 65. Any exceptions to this rule 85 to 89 M 80 to 84 are noted accordingly. 75 to 79 70 to 74 65 to 69 60 to 64 55 to 59 50 to 54 45 to 49 40 to 44 35 to 39 30 to 34 25 to 29 20 to 24 Reaching 100 15 to 19 10 to 14 5 to 9 Canadians over the age of 85 are the 1 to 4 fastest growing segment of seniors. <1 There are 20 times as many individuals 20000 15000 10000 5000 0 5000 10000 15000 20000 in this age bracket today as there were 2011 2036 in 1921. The number of centenarians (100+) nationally has also increased Lower birth rates, increased life expectancy, and migration are all contributing by 22 percent. Current projections factors to our increasingly aging population. In BC, the impact of an aging see this population tripling in size population may not be as severe as in other parts of Canada due to higher by the year 2031, surging from 6,000 birth rates and rates of migration to BC. That said, migrants may include older in 2009 to 17,400 in 2036 (Statistics Canadians moving to BC for its relatively warmer climate. Canada, 2010). The number of seniors reaching this age group in the coming Canada has also experienced a remarkable 30-year increase in life expectancy decades will place additional demands since the start of the twentieth century. Today, women live on average 83.4 years on senior care, and likely lead to new and men 76.4 years compared to an average 50.2 and 47.2 years, respectively, in challenges. 1900. This longer lifespan is mainly the result of advances in medicine that allow more people to reach their senior years. Life Expectancy - Fraser East* Births 1946 to 2010 - British Columbia and Canada Source: Fraser Health Estimated Births 1946 to 2010 (Statistics Canada, 2006) British Columbia and Canada Total Male Female 50,000 B.C. Canada 600,000 84 82 # o 40,000 f C . b i B r 500,000 , 80 t h s s h t , e r C i g 30,000 a B A 78 n f a o d # 76 400,000 a 20,000 74 1987-1991 1997-2001 2006-2010 *Fraser East is the health service delivery area emcompassing the FVRD. 10,000 300,000 PAST PRESENT AND FUTURE THE WHy BEHIND THE AgINg BOOm Seniors Today The FVRD’s estimated total population is 291,855 (FVRD, 2011). Seniors currently make up just over 14% (or 41,917 persons) of the Region’s population with the majority living in the more urban municipalities of Abbotsford, Chilliwack and Mission. The smaller municipalities of Hope, Kent and Harrison Hot Springs have a much higher proportion of seniors (over 20%) when compared with their overall populations. Where seniors living in the larger centres have access to health care and other services, those living in smaller communities and rural areas face more challenges. Smaller tax bases and out-migration of younger residents can make it more difficult for smaller and rural communities to provide necessary senior services. Common concerns include the lack of nearby health services, decreasing mobility, and housing upkeep and accessibility. Seniors asS aen percentageiors as a perc eofn teachage o fjurisdiction each Jurisdic intio then in FVRD Seniors by Area of Residence th(currente FVRD ( candurre nprojected)t and projected) Seniors withinby Area of the Residence FVRD within FVRD 35.0% 3% 30.0% 2041 2011 3% 1% Abbotsford 25.0% 4% Chilliwack 20.0% 10% Mission 47% 15.0% Harrison HS 10.0% Hope 5.0% 32% Kent 0.0% EA's The proportion of seniors in Canada has grown from less than 5% in 1982 to 13% today, and will grow to a projected 25% by 2036. Given the Region’s slightly younger age profile, the proportion of seniors in the FVRD is projected to be slightly smaller than Canada as a whole. Nonetheless, the number of seniors in the FVRD is expected to increase to 21% of the total population by 2041, or one in every five people. In real terms, that’s an additional 97,343 seniors, many of whom will eventually need assistance or care in some form, especially in their later years. Projected # of Seniors based on FVRD Population Projections Projected (2006-2041)seniors based on FVRD Population projections (2006-2041) 500,000 Seniors (65+) Rest of Population 400,000 300,000 200,000 100,000 0 2006 2011 2016 2021 2026 2031 2036 2041 Seniors Profile FINANCIAL Health Financial matters The average household income for seniors in the FVRD is $36,583 which is almost half that of the average household. Seniors tend to be more asset rich, with many owning their own homes outright. Almost 70% of homeowners have paid off their mortgage by 65. Seniors also tend to spend less than younger individuals and families. (Hamilton 2001). The extent to which Canadians maintain their income in retirement varies with their level of income and availability of pensions. The richest workers, those in the top 20% of the income distribution at 55, received on average about 70% of their working income during their 70s. People in the lowest 20% of income earners actually experience less of an overall decline in income during their 70’s as a result of various transfer payments and supplements, such as Old Age Security k Economic Partnersk Economic Corporation (OAS) and Guaranteed Income Supplement (GIS). (Daw 2008, 2).
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