The Scrivener Fall 2018
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Fall 2018 | Volume 27 Number 3 Published Quarterly by The Society of Notaries Public of British Columbia 27 years Morrie Bailey Daniel Boisvert Lorne Mann Jacqui Mendes Introducing the Board of the BC Notaries Association inside: Town and Country BC Notaries and Allied Professionals Publications Mail Agreement: 40010827 At Work around Our Province ST_partnerAd_Scrivener_8.38x10.75_v2_final.pdf 1 9/27/18 4:38 PM Creative Adaptable Analytical Today’s successful real estate professional is committed to lifelong learning. UBC’s Continuing Professional Development Courses meet your needs. • Convenient online course format • Broad range of valuation and real estate business topics • Guaranteed Appraisal Institute of Canada’s Continuing Professional Development credits Business Development Series: Eight courses designed to provide practitioners with the entrepreneurial and practical skills to establish and successfully operate a real estate business. Entrepreneurship and Small Business Development Business Strategy: Managing a Profitable Real Estate Business Succession Planning for Real Estate Professionals Organizing and Financing a Real Estate Business Accounting and Taxation Considerations for a Real Estate Business Marketing and Technology Considerations for a Real Estate Business Human Resources Management Considerations in Real Estate Law and Ethical Considerations in Real Estate Business To find out more, visit: realestate.ubc.ca/CPD tel: 604.822.2227 / 1.877.775.7733 email: [email protected] Scrivener-2018.indd 1 2/22/2018 5:42:48 PM When Reading the PDF Online click on an article PUBLISHED BY THE SOCIETY OF NOTARIES PUBLIC OF BC or page number. Theme: Town and Country The Scrivener: What’s in a Name? 4 The Factory-Built Housing Industry PRESIDENT, for Town and Country 23 THE SOCIETY OF NOTARIES PUBLIC OF BC Gord Rattray Four Essential Important Lessons 6 Considering a Manufactured Home? 26 Rhoda Witherly Kim McLandress EXECUTIVE DIRECTOR, THE SOCIETY OF NOTARIES PUBLIC OF BC Exploring the Value of Title Insurance Caring about Community 7 for Rural Properties 28 John Mayr Amanda Magee PRESIDENT, BC NOTARIES ASSOCIATION LTSA: Trusted Resource to Help Notaries Our New Association 8 Serve BC’s Diverse Communities 30 Daniel Boisvert Craig Johnston, Mike Thomson CEO, BC NOTARIES ASSOCIATION Looking Back on Our Accomplishments 9 Title Insurance Safeguards in British Columbia 34 Jacqui Mendes John Rider, Andrea Campbell Welcome to the BC Notaries Association! 10 Doing the Deal: BC Mortgage Brokers Discuss Services a BC Notary Can Provide 12 the Unique Challenges of Funding KEYNOTE Urban and Rural Properties 36 Moving Forward 12 Lisa Gordon Val Wilson Lake Cowichan: From Village to Town 40 Langley Notary Practice From Country to Town in 45 Years without Moving! 14 Patricia Thomson Michael Kravetz Home SWEET Home Kitimat 42 Community at Its Finest 16 Jackie Sweet Phyllis Simon and Chelsea Kramer Do You Need Title Insurance for a Strata? 44 BC Notary in Victoria. John Tracy Oh, That’s Just Capital! 18 Beverly Carter Small Town vs. Big City: Familiarity vs. Anonymity? 45 Best of Both Worlds 20 Gabrielle Loren Charmaine Van Tine Editor’s 22 Kim Guthrie: Notary in Central BC 46 Kim Guthrie North Okanagan Notary People Smile at Each Other Here 22 I Can Breathe in a Small Town … 48 Rhoda Chapman Jeff Tisdale Cover photo: www.wildmanphotography.com The Scrivener: What’s in a Name? “A professional penman, a copyist, a scribe . a Notary.” Thus the Oxford English Dictionary describes a Scrivener, the craftsman charged with ensuring that the written affairs of others flow smoothly, seamlessly, and accurately. Where a Scrivener must record the files accurately, it’s the Notary whose Seal is bond. We chose The Scrivener as the name of our magazine to celebrate the Notary’s role in drafting, communicating, authenticating, and getting the facts straight. We strive to publish articles about points of law and the Notary profession for the education and enjoyment of our members, our allied professionals in business, and the public in British Columbia. 4 The Society of Notaries Public of British Columbia Volume 27 Number 3 Fall 2018 BC Notaries Fall Conference 2018 49 Jacqui Mendes PROFILE OF A BC NOTARY Published by Winner of the Prestigious Dr. Bernard W. Hoeter Award The Society of Notaries Public BC Notary Marnie Premont 54 of British Columbia BC Notaries Speak Your Language 55 Editor-in-Chief Val Wilson BBQ, Directors, 25-Year Club, and a Wedding 56 Legal Vets John Mayr, Ron Usher The Ride to Conquer Cancer—Why Do We Ride? 57 Notary Advisor Ken Sherk Courier Lightspeed Courier & Logistics The Scrivener BUILDING BETTER COMMUNITIES, email: [email protected] ONE GRANT AT A TIME website: www.notaries.bc.ca/scrivener The Board of Governors 58 Women’s Wrap-Around Family Law Clinic 59 Michelle Dobbs The Society of Notaries Public of BC 604 681-4516 THE MiX Send photographs to [email protected] Inclusive Investing Respecting the Rights of Vulnerable Investors through Supported Decision-Making 60 All rights reserved. Contents may not be Valerie Le Blanc reprinted or reproduced without written permission from the publisher. WorkPeace: Prepare in Advance to Finish Well 62 This journal is a forum for discussion, Susan Smith not a medium of official pronouncement. Business to Business 63 The Society does not, in any sense, endorse Duties and Liabilities of Executors/Trustees 64 or accept responsibility for opinions expressed by contributors. Trevor Todd Strata Property Disputes and Claims 69 Richard Rogers The Burrard Inlet Floating Post Office 70 Ron Hyde REIBC Announcements and Events 72 Brenda Southam CANADA POST: PUBLICATIONS MAIL Do Process: AGREEMENT No. 40010827 How the Most Popular Conveyancing Program in BC was Built 73 Kayla Kneisel Postage Paid at Vancouver, BC Seniors Services Society of BC “The Little Agency that Could . ” 74 RETURN UNDELIVERABLE CANADIAN Kara-Leigh Bloch ADDRESSES TO CIRCULATION DEPT. Letters 76 THE SOCIETY OF NOTARIES ABCLS. The Future of Land Surveying in BC 77 PUBLIC OF BC BOX 44 HONOURS AND EVENTS SUITE 700 – 625 HOWE STREET PEOPLE 78 VANCOUVER, BC V6C 2T6 Where in the World Has The Scrivener Been? 78 [email protected] Volume 27 Number 3 Fall 2018 The Scrivener | www.notaries.bc.ca/scrivener 5 PRESIDENT, THE SOCIETY OF NOTARIES PUBLIC OF BC Rhoda Witherly Four Essential Important Lessons Photo credit: www.lonniewishart.com all is in the air. the soccer field. When shopping or completed, signed, and returned to volunteering in a smaller community, him or her ASAP. Those requests are This summer’s terrible you see everyone. How many times judgment calls, but 9 times out of smoke and haze have have you been shopping or in a 10, action can wait for next week in F restaurant and someone sees you a scheduled appointment and a careful started to diminish and the dog and says, ‘I was meaning to call your look at the document. days of summer are behind us. office. I was just wondering if I should . ” Third Lesson Leaves are slowing beginning to My response? “Great to see The rumour mill operates in all cities colour. It’s one of my favourite times you. Why don’t you give the office and towns, sometimes on social media of the year. It is also the time that we a call and set up an appointment for and sometimes on old-fashioned give our practice a bit of a reset and next Thursday so we can thoroughly coffee-klatch gossip. review as we move toward year end. discuss this.” We must always be aware of Our theme this quarter talks Does that work? Not always!!! our obligation to confidentiality and about “Town and Country” and doing be clear about what is confidential. business in urban and rural areas. In many ways, life in We must resist the temptation to The question: Is it different to correct erroneous statements using practise in a rural area or town versus a rural area or small town confidential information. That is true the big city? As with so many things is very personal. You know for both urban and rural practices we do, the answer is “it depends.” but the gossip is often closer to home your neighbours, your in small communities because your My practice is in a small town; doctor, your BC Notary, business and social circles have more over the years I have noticed both overlaps. differences and similarities in the way and the store owner and we deliver BC Notary services. the employees. Even if you Fourth Lesson In many ways, life in a rural area don’t know them, they know Value your services and be professional. or small town is very personal. You of you or they are friends That applies to everyone in practice. know your neighbours, your doctor, of your best friend. If you are just starting out, you your BC Notary, and the store owner have studied and worked hard for and the employees. Even if you don’t your designation and want to get know them, they know of you or they Second Lesson started. Be realistic about what you are friends of your best friend. Try to avoid last-minute Friday can complete and when and do not overpromise. A professional start to Often you are involved in afternoon appointments and your practice will build value for you community organizations and events; calls. Human nature causes us in the long term. some of your clients are referred by the to procrastinate on many fronts. people you meet in those groups. The result can be the Friday afternoon For the seasoned practitioner, panic for a notarization, transfer, here’s a reminder that we must Because familiarity can impact or contract review.