Visa Europe Merchant Data Standards 15 November 2016 THIS PAGE INTENTIONALLY LEFT BLANK Table of Contents
ABOUT THIS GUIDE ...... 5
INTRODUCTION ...... 5
WHO SHOULD USE THIS DOCUMENT ...... 6
1. MERCHANT DATA REQUIREMENTS
GENERAL RULES ...... 7 Basic Rules to Remember ...... 7 Requesting New MCCs ...... 8
ASSIGNING CORRECT MCCS ...... 9
MERCHANT NAME ...... 11
MERCHANT CITY ...... 15 Determining a Merchant Location ...... 16
OPTIONAL AND REQUIRED DATA FORMATS 20 Automated Fuel Dispensers ...... 20 Direct Marketing MCCs ...... 21 Manual Cash ...... 24 Travel and Entertainment (T&E) ...... 24 Visa ATM Network ...... 26
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 3 Merchant Data Standards Table of Contents
2. MERCHANT CATEGORY CODE LISTING
MERCHANT CATEGORY CODE, LISTED IN ALPHABETICAL ORDER BY MERCHANT TYPE ...... 27
MERCHANT CATEGORY CODES, LISTED IN NUMERICAL ORDER OF MCC ...... 61
3. TRAVEL AND ENTERTAINMENT (T&E) MERCHANTS
ALPHABETICAL T&E MERCHANT LISTING ...... 155 Airline Listing ...... 155 Car Rental Listings ...... 161 Hotel Listings ...... 163
NUMERICAL T&E MERCHANT LISTING ...... 172 Airline Listing ...... 172 Car Rental Listings ...... 178 Hotel Listings ...... 180
4. BUSINESS TO BUSINESS MERCHANTS
5. FLOOR LIMIT CATEGORY CODE LISTING
6. MERCHANT DATA RESOURCES
COMMON LOCATION ABBREVIATIONS ...... 220
COMMON BUSINESS WORD ABBREVIATIONS ...... 222
COUNTRY CODES ...... 229 Visa Merchant Category Code (MCC) Request Form ...... 238
4 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Introduction
ABOUT THIS GUIDE
The requirements in this publication are referenced in the Visa Rules, and have the same authority as the Visa Rules. They are binding upon participants in the services referenced. The Visa Rules governs in the event of any inconsistency or contradiction, unless Visa Europe specifically grants a variance. INTRODUCTION
The Visa Europe Merchant Data Standards has been created to assist members in selecting the appropriate Merchant Category Code (MCC) for a particular merchant and formatting merchant data entered into the Visa Europe Authorization Service (Visa Europe Auths) and the Visa Europe Clearing and Settlement Service (VECSS).
In particular, the Visa Europe Merchant Data Standards provides detailed requirements for allocating a merchant name to merchants. The Visa Europe Merchant Data Standards includes a complete listing of MCCs and their definitions, as well as general guidelines for required merchant data. It has been organised as follows: Chapter One: Merchant Data Requirements: Includes general rules for assigning correct MCCs, and the many “best practices” employed by acquirers entering merchant data. This chapter also presents optional and required merchant data formats that are typically used when merchant data is initially set up, and includes guidelines for requesting new MCCs. Chapter Two: Merchant Category Code Listing: Includes updated listings of non T&E merchant types and their corresponding MCCs. The listings are presented in alphabetical order by merchant name and numerical order by MCC. Chapter Three: Travel and Entertainment (T&E) Merchants: Includes updated listings of T&E merchant types and their corresponding MCCs. The listings are presented in alphabetical order by merchant name and numerical order by MCC. Chapter Four: Business-to-Business Merchants: Includes the MCCs that should be used for merchants that transact the majority of their business with other businesses. Chapter Five: Floor Limit Category Codes: Includes listings of merchant floor limit category codes. The listings are presented in alphabetical order by merchant type and numerical order by MCC. Chapter Six: Merchant Data Resources: Includes two quick references that outline the abbreviations commonly used when establishing merchant descriptions. While use of these abbreviations is not required, it is recommended that members adopt them to ensure consistency within their operations, and within the Visa system.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 5 Merchant Data Standards
WHO SHOULD USE THIS DOCUMENT
This document is intended for Visa Europe members who work with merchant information on a regular basis and use it to assign MCCs, develop merchant descriptions, underwrite merchant applications, and structure the merchant data that will be entered into the authorization and clearing processing systems.
Issuing and acquiring quality assurance, sales, marketing, and risk management staff may also find the document useful when referencing MCCs or merchant-specific data requirements.
6 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
This chapter contains requirements and guidance for assisting in the selection of the Merchant Category Code (MCC) that best conveys a merchant’s primary type of business. It also provides best practices for assigning MCCs, as well as basic guidelines for establishing and formatting accurate merchant data elements including merchant name and merchant location. GENERAL RULES
The MCC is a four-digit number assigned to describe a merchant’s primary business based on annual sales volume. In addition, some MCCs identify a specific merchant or type of transaction. Because Visa and its members use MCC data for a range of purposes, including activity tracking, reporting, and risk management purposes, it is crucial that acquirers assign the correct MCC to each merchant.
Basic Rules to Remember
The following rules should be considered when assigning MCCs: 1. Select the MCC that most accurately describes the merchant’s business. The MCC, in most cases, should reflect the primary type of business in which the merchant is engaged. If the merchant has more than one line of business and may qualify for more than one MCC, the merchant must either: Use the MCC that describes the business with the highest number of transactions; or Use different MCCs for each line of business. 2. Use MCCs termed “miscellaneous” only if there is no MCC specific to the merchant’s business. MCC descriptions are very descriptive, and merchants must only be assigned a “miscellaneous” MCC when no other MCC applies to its business. Miscellaneous MCCs generally end in the number 99. Examples are MCC 5499 - Miscellaneous Food Stores and MCC 5999 - Miscellaneous and Specialty Retail Shops. 3. Merchants with multiple merchant outlets must choose the appropriate MCC for each individual outlet. Accordingly, a merchant with multiple outlets may need to use different MCCs in different outlets. For major Travel and Entertainment (T&E) merchants, use the unique merchant-specific MCCs that have been designated for them. If an airline, car rental, or lodging merchant has a merchant-specific MCC, it must be used for all transactions related to the merchant’s travel or entertainment. For example, an airline with an assigned MCC should use this MCC for ticket purchase, baggage fees, upgrade fees, and purchases made on the aircraft. Airline, car rental, and lodging merchants that do not have a merchant-specific MCC must use the “generic” MCC for that merchant type. — For airlines it is MCC 4511 – Airlines, Air Carriers (Not Elsewhere Classified) — For car rental agencies, it is MCC 7512 – Car Rental Agencies (Not Elsewhere Classified)
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 7 Merchant Data Standards Merchant Data Requirements
— For lodging merchants, it is MCC 7011 – Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified). 4. Merchants with multiple business operations on their premises must use more than one MCC. If there are different businesses operating on the same merchant premises, each business must be assigned its own MCC if they: operate under different merchant names operate in distinct areas, and have separate points of sale. For example, hotels often operate other types of businesses on the premises (i.e., restaurant, flower shop, gift shop, etc.) with separate business names and payment terminals from the hotel. Visa Europe requires the merchant to classify these other businesses as a separate business under a unique and separate MCC that describes the specific business operation. For example, a flower shop in a hotel should be classified under the Florist MCC, whether or not it is affiliated with the hotel property. 5. A member should treat Direct Marketing and Wholesale Club MCCs as unique in that they are the only ones that do not describe the merchant’s product or service. Direct Marketing MCCs and the Wholesale Club MCC describe how the merchant conducts its business. For example, a Direct Marketing merchant sells through “direct contact” with the consumer using catalogs, brochures, telemarketing, direct mailings, etc., and conducts card absent transactions. Therefore, a Direct Marketing merchant can sell any type of product or service. Note that direct marketing MCCs only apply to merchants that market to consumers, and do not include business-to-business merchants.
Requesting New MCCs
Members interested in requesting new MCCs must complete the Visa Merchant Category Code Request Form and include a written business case explaining the reason for the request. Visa will notify the member when a decision is made. If approved, the new MCC will be included in the next edition of the Visa Europe Merchant Data Standards.
Industry-Specific Codes
New industry-specific MCCs will be considered only if the proposed industry meets the following minimum criteria: The annual Visa sales volume for the industry is equal to or greater than $5 million. The industry is separate and distinct from other industries. The industry is not included in any existing MCC description.
Merchant-Specific Codes for the T&E Industry
A number of merchant-specific MCCs have been established for some T&E merchants due to the unique nature of the T&E industry. A separate MCC for a specific T&E merchant must meet the following criteria: The annual Visa sales volume of the location or chain is equal to or greater than $5 million. The T&E merchant meets the minimum requirements as listed in the request form. The merchant is listed in an internationally recognised trade directory.
8 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
ASSIGNING CORRECT MCCS
All acquirers are responsible for making sure that each merchant business is identified using the most appropriate MCCs. That is why it is so important that members who assign MCCs have a clear understanding of different merchant business types and their corresponding MCC. Listed below are descriptions of different business classifications, along with examples of appropriate MCC assignments. Merchants That Sell More Than One Product
Many merchants sell more than just one type of product. In these cases, it may be not be obvious whether or not they should use multiple MCCs. The following section outlines when multiple MCCs are optional, and when they are mandatory.
When Multiple MCCs are Optional
Merchants often sell more than one type of merchandise, each of which may be described by a MCC. For merchants like this, use the MCC that best describes the majority of the merchant’s business, by number of goods sold. The acquirer, in conjunction with discussions with the merchant, may determine that an additional MCC and merchant identifier is appropriate, based on the merchant’s different lines of business.
When Multiple MCCs are Mandatory
There are a number of cases where a merchant must use multiple MCCs:
Merchants with different businesses in one location: a merchant must assign different MCCs to different businesses on the same premises if: — there are distinct areas in the location for each business; for example, in a Department Store — each has its business name / type clearly shown to cardholders — the businesses have their own point of sale terminals. Examples would include a nightclub and restaurant owned by the same company in separate but adjacent areas; a coffee shop, with its own branding and payment system, inside a supermarket; a restaurant inside a hotel that is in its own separate area, and has its own name, branding and payment system. Automated Fuel Dispensers: A merchant that deploys Automated Fuel Dispensers (AFD) and sells goods and services face-to-face must use MCC 5542 - Automated Fuel Dispensers for AFD transactions and the appropriate MCC for the face-to-face transactions. Cash Disbursements: A member that deploys ATMs must use MCC 6011 - Financial Institutions, Automated Cash Disbursements for ATM cash disbursements. All other transactions (for example, sale of stamps) at an ATM must use the appropriate MCC. A member that provides manual (face-to-face) cash disbursements must use MCC 6010 - Financial Institutions, Manual Cash Disbursements for those transactions. All other transactions in the face-to-face environment at the same merchant location must use the appropriate MCC (such as MCC 6012 – Financial Institutions – Merchandise and Services). An electronic commerce site that has a link to a different website: Each is treated as an individual merchant and must use the appropriate MCC for each website. Payment Facilitator: A payment facilitator must evaluate the business of every sponsored merchant, and assign the MCC most appropriate to the sponsored merchant’s business. Gambling: A merchant that conducts gambling transactions must use MCC 7995 – Betting for those transactions and not for any other transactions. Accordingly, a merchant that conducts gambling and sells other goods or services must use MCC 7995 for gambling and the appropriate MCC for other services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 9 Merchant Data Standards Merchant Data Requirements
A merchant with multiple lines of business, one or more of which qualifies as ‘high brand risk’: The merchant must assign the high risk MCC to the line of business that qualifies, and another MCC to other businesses that do not qualify. High risk MCCs are: — 5962, "Direct Marketing—Travel-Related Arrangement Services" — 5966, "Direct Marketing—Outbound Telemarketing Merchants" — 5967, "Direct Marketing—Inbound Telemarketing Merchants" — 7995, "Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks" — 5912, “Drug Stores, Pharmacies” — 5122, “Drugs, Drug Proprietaries, Druggist Sundries” — 5993, “Cigar Stores and Stands”.
Common Scenarios Requiring Multiple MCCs
The following examples describe some common scenarios: Example One: A merchant operates a restaurant and nightclub. Upstairs, customers are served dinner; in the downstairs part of the restaurant, you’ll find the nightclub, which charges a cover and serves drinks. Each floor has its own business name on the door, and they have separate places to pay and separate card terminals. Accordingly, Visa Europe requires the merchant use two different MCCs: MCC 5812 – Eating Places, Restaurants for the upstairs, and MCC 5813 – Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail Lounges, Nightclubs, and Discotheques for downstairs. Example Two: A merchant has a beauty salon that sells hair products in the front of the store, and operates a day spa in the rear of the building. Both businesses carry the same ‘Doing Business As’ (DBA) name, and both operate using the same point of sale terminal near the front door of the shop. Initially, the salon did the majority of the business, with an MCC of 7230 (Beauty and Barber Shops). Recently, the spa has actually done more in total sales, and the potential for growth is apparent. For this business, the merchant may choose to use a second MCC 7298 (Health and Beauty Spas) to reflect the spa business, or may continue to use a single MCC. If it chooses to continue using a single MCC, it must change MCC to reflect the change in business. If it uses its own name (e.g. xxx Spa) and starts using its own point of sale terminal, Visa Europe will require it to use both MCCs. Example Three: A local council allows community members to pay for property taxes with a Visa card, using MCC 9311 (Tax Payments). Recently, a new football ground has opened that is owned and operated by the council. In the autumn, the council will begin accepting registrations from youth sportsgroups for football and rugby, and would like to use the same MCC. Based on the specificity of MCC 9311 for tax payments, it is inappropriate for the council to accept the football registrations using this MCC. In this particular case, MCC 9399 (Government Services-Not Elsewhere Classified) would be valid because it is a payment to the council, and this MCC supports parks and recreation registration. In the event that the football ground is privately owned, MCC 7999 (RecreationServices—Not Elsewhere Classified) would be the correct category. Example Four: John’s Walk and Carry sells shoes and luggage on the internet. The majority of goods sold through the website are shoes, so the merchant must use MCC 5661 (Shoe Stores). It may also choose to use MCC 5948 (Luggage and Leather Goods), however Visa Europe only requires the use of one MCC for this merchant outlet. However, the merchant decides to split the different businesses into different websites with separate check out processes. Even though there are hyperlinks between the sites, they are now considered two different merchant outlets for the purposes of the Visa Europe Operating Regulations, and must now use different MCCs to reflect the different businesses. Example Five: A service station uses AFDs to sell fuel on the forecourt, and permits customers to pay for petrol inside as well. They also sell a small amount of oil, drinks and snacks. Visa Europe’s rules state that a merchant must use the AFD MCC for those sales and a separate MCC for face-to-face sales. Accordingly, the service station must use MCC 5542 (Automated Fuel Dispensers) for the AFD sales, and MCC 5541 (Service Stations with or without Ancillary Services) for their face-to-face sales.
10 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Example Six: A convenience store sells lottery tickets and miscellaneous goods, mostly groceries. It must use MCC 7995 (Betting) for lottery sales and MCC 5499 (Miscellaneous Food Stores—Convenience Stores and Specialty Markets) for the other transactions.
Consistent Use
The accurate Merchant Category Code must consistently appear in all Visa Europe Authorization Service (VEAS) and Visa Europe Clearing and Settlement Service (VECSS) messages, including the authorization request and the clearing record.
Corrections
Visa retains the right to require corrections to non-compliant Merchant Category Codes. Please refer to the Visa Rules for information relating to compliance action. MERCHANT NAME
The merchant name is the single most important factor in cardholder recognition of transactions. Therefore, it is critical that the merchant name, while reflecting the merchant’s DBA name, is also clearly recognisable to the cardholder. This will help minimise copy requests resulting from unrecognisable merchant names, and therefore reduce costs to acquirers, issuers, and merchants.
Merchant applications should list the merchant name as the merchant’s DBA name. This may differ from the legal name (which can represent the corporate owner or parent company), and may differ from the owner’s name which, for sole proprietorships, may reflect the business owner. In most cases the DBA is the name that should be used for the merchant name. Acquirers may verify that the appropriate merchant name and the one most recognisable to the cardholder is being used by comparing the merchant name in the application to: signage in a site photo, advertisements or brochures, and/or a telephone directory listing.
The following examples help to illustrate the requirements:
Example One: A fuel station is a franchise of a large retail chain. Accordingly, the retail chain name, brand and colours are prominently displayed on the forecourt and inside the shop. The name of the franchisee is in the window on an A4 notice for legal reasons. The merchant name must be the name of the retail chain, possibly with an added description of the location. Example Two: A taxi cab is part of a large taxi company chain and displays the taxi company name and is painted in its colours. The taxi is owned by an individual, and is leased to a driver who has his own acceptance contract. For legal reasons, the driver’s name is on a plate on the dashboard. The merchant name must be the name of the taxi company, optionally with the cab number to differentiate it from other taxis that use the same company. It must not be the name of the taxi driver, nor may it be the name of the owner of the taxi. Example Three: A magazine offers annual subscriptions through postcards inserted in every issue. Although the magazine is one of several published by the same company, the publisher is not mentioned on the postcard. The merchant name must be the name of the magazine, as that is the name that was displayed to the cardholder. It may only be the name of the publishing house if the publisher’s name was clearly shown on the postcard as the merchant.
Lengths and Abbreviations
Visa Europe authorization and clearing systems allow 25 characters in which to describe the merchant name. This includes letters,spacing,and all symbols. Merchant names longer than 25 characters must be abbreviated.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 11 Merchant Data Standards Merchant Data Requirements
The part of the merchant name that uniquely identifies the merchant to the cardholder, and the merchant name itself, must not simply be truncated after the 25th character. Information in the merchant name field must allow the cardholder to easily identify the specific merchant. The example below shows how to abbreviate a merchant name that exceeds the 25 characters of the merchant name field:
Name: LONDON HOME HARDWARE DISTRIBUTORS (35 characters)
Possible abbrievations:
L DN HOME HARDWARE DI STR
L ONDON HOME HDW DI S TR
For merchant names written in English, where applicable, Visa also requires merchants to use common business word abbreviations as set out in Chapter Six in this document. This will ensure that the member uses an abbreviated merchant name that the customer will readily recognise. A clear and discernible name is required. Keep in mind that the purpose of this field is to identify the merchant to the cardholder and any extra data is only allowed if there is available space .
Misleading Names
Merchants may sometimes use names that do not cause confusion when viewed at the merchant premises, but may confuse the cardholder when viewed in isolation on a cardholder statement. Examples of such names would include a carpark named John’s Farm – no longer the site of a farm – or a restaurant named Ship Chandler.
When the merchant name seems to contradict the MCC that is assigned to it, the merchant name field must contain extra information that identifies the type of merchant to the cardholder. In the example above, the merchant name for John’s Farm must be John’s Farm Parking; the name for Ship Chandler must be Ship Chandler Restaurant.
Additional Information
In general, the merchant name field must only contain the merchant name, as set out above. However, Visa permits a number of specific exceptions to this rule, which are set out in the table below.
12 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Table 1-1 Transaction Types permitted to contain Additional Information in their Merchant Name Fields
Transaction Type Additional Information Required Optional
Airline merchandise and services If merchandise or a service is X purchased aboard an aircraft purchased aboard an aircraft, this field may contain a description of the merchandise in place of the passenger’s ticket number. Airline ticket transactions The abbreviated airline name as X specified in the Visa Europe Merchant Data Standards must appear in the first 11 or 12 positions of this field. For transactions with an airline ticket identifier, this field must contain a blank in position 12 (if applicable) and the airline tcket identifier in the remaining 13 positions. The airline ticket identifier is a unique value consisting of up to 13 characters that identifies the purchase of an airline ticket. Chargeback/representment The chargeback or representment X record must include the merchant name as shown in the original presentment. Transactions with merchants thathave A merchant with multiple X multiple merchant outlets merchant outlets may add the city, store number or other unique identifier to distinguish the merchant outlet. Money transfer original transaction This must contain the sender’s X name, client’s name, name of a third-party agent (if applicable), or a generic identifier, such as “Visa Money Transfer.”
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 13 Merchant Data Standards Merchant Data Requirements
Table 1-1 Transaction Types permitted to contain Additional Information in their Merchant Name Fields
Transaction Type Additional Information Required Optional
No-show transactions In addition to the T&E merchant X name, this field may also include the words “NO SHOW.” Payment facilitator The payment facilitator (or an X abbreviation) must appear with the sponsored merchant name. This field must contain (i) the name of the payment facilitator (or an abbreviation) (ii) followed by an asterisk (*) in position 4, 8, or 13 and (iii) the sponsored merchant name (e.g. payment facilitator name*sponsored merchant name). An acquirer must ensure that the payment facilitator or sponsored merchant name remains consistent for all transactions. For high-risk internet payment facilitators, the data requirements and formats are specified in Direct Marketing MCCs, and apply to transactions submitted on behalf of a high-risk sponsored merchant.
Important 1. Avoid Confusion: It is important to note that even for the categories set out below, additional information is not permitted if it makes the content of the merchant name field confusing. For example, imagine that a shoe shop’s name is simply its street number – 4456. Although Visa permits merchants to include the telephone number in the merchant name field, it would create confusion if the telephone number followed the numerical name. 2. The merchant outlet must always use the same additional information: It must be static, and appear in all transactions. For example, if a merchant outlet chooses to include a location descriptor in the merchant name, it must be the same in every transaction. Two exceptions to this rule are (1) airline ticket numbers and (2) No-show – which need only appear in No-show transactions. 3. The merchant must use similar additional information across all merchant outlets: For example, a merchant with multiple merchant outlets chooses to include aspecific location in the merchant name field. It must use the same type of data (for example, city name) for all its outlets. It is not permitted to use city name for some outlets, store number for some outlets and no information for others.
Consistent Use
The merchant name must appear on the transaction receipt in compliance with the requirements set out above. The same name must be used in all Visa Europe Authorization Service (VEAS) and Visa Europe Clearing and Settlement Service (VECSS) messages, including the authorization request and the clearing record.
Corrections
Visa retains the right to require corrections to non-compliant or confusing merchant names.
14 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
MERCHANT CITY
The merchant city field reflects the location at which the transaction occurred and, for most transactions, must reflect the city in which the merchant outlet is located. (See Determininga Merchant Location below.)
Visa authorization and clearing systems provide 13 characters in which to place the merchant city information. Whenever possible, the merchant city should be completely spelled out and not abbreviated. Again, a clear and discernible city name is required. Chapter Six of this document contains a Common Location Abbreviations section that includes abbreviations for words typically used in city names.
For transit merchants using MCCs 4111, 4112, or 4131, in addition to the merchant city, this field may include a telephone number or Merchant URL through which a cardholder may obtain transaction information.
Listed below are four merchant city field entry examples. The first one is correct, the last three are incorrect.
Correct:
ST PETERSBURG
Incorrect:
SAI NT PETERS
SAI NT PETES
SAI NT PETERSB
Exceptions:
Some transaction types may contain information other than the city name in the merchant city field. For those merchants engaging in these transactions, the placement of specific merchant-related or transaction-related information in the merchant city field can improve cardholder recognition of transactions. The following transaction types must contain specific information in the merchant city field:
Military Base, Embassy, or Consulate Transactions—The merchant city field must contain the name of the country in which the military base, embassy, or consulate is located. Card Absent Transactions—The merchant city field must contain the merchant’s customer service telephone number, the merchant’s Universal Resource Locator (URL) or internet/ e-mail address Wire Transfer Money Order Transactions—The merchant city field must contain the city location where the money order was issued.
The following transaction types may contain specific information in the merchant city field: Traveling Merchant Transactions—The merchant city field may contain an appropriate descriptive phrase (such as “Farmers Mart” or Crafts Fair”) or one of the following: — IN-TRANSIT — HOME SALE — SERVICE CALL Airline/Passenger rail Mail/Telephone Order Transactions—The merchant city field may contain the words: TICKET MAILED
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 Merchant Data Standards Merchant Data Requirements
NOTE: Visa reserves the right to disallow any descriptive phrase that cannot be easily understood, and to require the merchant to use the actual city name in the merchant city field.
Determining a Merchant Location
Each acquirer must accurately determine the location of each merchant outlet. The same location must be disclosed to the cardholder at the time of the transaction, be used in the authorization request and clearing record, and be accurately reflected in system records and in fulfilling any merchant reporting requirements.
Card-Present Transactions
For card-present transactions at a merchant with a fixed location, the acquirer must assign the location of the merchant outlet as the location where the transaction took place.
Some merchants do not operate from a fixed location. For an in-transit merchant, particularly a plane or a ship, the place where the transaction took place is not always clear. Accordingly, the rules set out a choice of places that the merchant may use as the merchant location. For other such merchants (such as a merchant that travels between different locations), the location must be either the location where the transaction takes place, or the merchant's principal place of business (the fixed location where a merchant's executive officers direct, control, and coordinate the entity's activities).
Only the type of merchant outlet, and not the acceptance device/terminal type, is relevant in determining whether a merchant is or is not in a fixed location. For example, an electronics merchant may use mPOS devices inside its store. The store is a fixed location, so the merchant location must be the address of that store.
Card-Absent Transactions
The location of a card-absent transaction takes into account additional factors. The cardholder is not present at the merchant outlet when the transaction takes place, and the activities needed to complete the transaction may occur in different locations, perhaps in different countries.
A merchant must use its principal place of business as the merchant outlet location for card-absent transactions - that is the fixed location where a merchant's executive officers direct, control, and coordinate the entity's strategy, operations, and activities. A merchant may have only one principal place of business for it and its direct subsidiaries.
In the case of a corporate group, the merchant location is determined at the corporate group level (i.e., as a single entity). For example, this means that a multinational merchant must use its principal place of business as the merchant location, and may not use the country of a subsidiary unless that country qualifies as an additional merchant location.
Under certain conditions, a merchant may also use other countries as merchant outlets in addition to the principal place of business: For travel/lodging merchants, where a travel agent does not conduct the transaction, the merchant outlet location may be any of the following countries: — For airlines, passenger railways, cruise lines, and other travel merchants, the country from which the first leg of travel originates — For lodging merchants, the country in which the stay occurs — For car/vehicle rental merchants, the country in which the vehicle is rented — For taxi/ride services, the country in which the journey originates For the purchase of travel where a travel agent conducts the transaction, the location of the travel agent determines the merchant outlet country, regardless of whether the merchant is the travel agent or the travel merchant. The rules for other card-absent transactions below must be used to determine the location of the travel agent.
16 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
For other card-absent transactions, the merchant outlet location may also be the country where the merchant conducts the business activity directly related to the provision of the purchased goods or services to the cardholder. To assign an additional country to a merchant in this situation, the acquirer must ensure that the merchant meets all of the following criteria: — The merchant has a permanent location where the merchant conducts business activities and where those accountable for the sales or distribution of the goods or services purchased in the specific transaction decide what or how products are sold or distributed. The following are not, in themselves, sufficient to satisfy these criteria: A post office box, a mail-forwarding address, the address of the merchant's law firm, agent, or vendor, or an email address): The location of a payments function, customer service function, servers or URL, or the presence of a director or investor — The merchant assesses sales taxes on the transaction activity. Such taxes must be assessed on the total amount of the sale of the goods or services. ("Sales tax" is a generic term for a range of taxes levied on the sale, and includes sales tax, goods and service tax [GST] and value-added taxes [VAT].) This condition does not apply when no sales taxes are assessed on the sale. — The location is the legal jurisdiction of the contract that governs the sale of the goods or services (the transaction). For clarity, if a card-absent merchant (except in the case of direct sales by a travel/lodging merchant; see below) qualifies for one or more additional merchant outlet locations, it may assign the an additional location for a transaction only as the location where the underlying business activity occurs for that specific transaction. Acquirers of digital goods merchants that qualify for MCCs 5815, 5816, 5817, or 5818 may be granted additional locations after submitting proof of additional relevant business activity to Visa (including, but not limited to, the location of servers). Within the European Economic Area (EEA), a merchant may satisfy the criteria for establishing a card-absent merchant outlet location if all the relevant business activity occurs within the EEA. That is, the activity must all occur within EEA countries, but does not need to occur in a single EEA country. When the qualifying business activity is spread across multiple EEA countries, the acquirer may assign any of those countries as the additional merchant outlet location. On the other hand, an EEA country may not be used as a card-absent merchant outlet location if no business activity occurs there, or if there is business activity that is not sufficient to satisfy any of the Visa criteria. For example, an EEA country may be the merchant location if there are permanent premises at which employees make decisions on what goods are sold and the merchant pays sales taxes on those goods, even though the jurisdiction for the contract of sale is another EEA country. On the other hand, if a country just has a post box, or it is the location of only payment processing, it may not be used, as these are insufficient to fulfil any criterion.
Accurate Disclosure
A card-absent merchant must disclose the location of the merchant outlet (and, therefore, of the transaction) to the cardholder at the time of the transaction. An e-commerce merchant must prominently display the merchant outlet country to the cardholder on the same screen as the check- out screen or on a page immediately prior to the check-out screen. It must not be contained only via a hyperlink.
Other Location-Related Requirements
Acquirers are responsible for ensuring their merchants / sponsored merchants undergo an adequate due-diligence review to establish the proper merchant outlet location.
Visa reserves the right to dispute merchant locations and make a final determination based on the criteria set out in the Visa Core Rules and Visa Product and Service Rules or any other information available to Visa.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 17 Merchant Data Standards Merchant Data Requirements
Acquirers must ensure that the merchants they sign are legitimately located in their jurisdiction. Acquirers of card-absent merchants should look at additional factors (for which a merchant would already have needed to demonstrate to carry out the business activity that enabled the sale) to validate that the merchant location is genuine, including:
Any other country of domicile claimed by the merchant / sponsored merchant "The country of domicile for the merchant / sponsored merchant's agent or payment facilitator 1 The country most connected to the merchant / sponsored merchant's website, marketing material, and transaction activity with reference to: — The currency selected to settle transactions — The language used to explain the terms and conditions — The percentage of international transactions 1 The country of the tax authority in which the merchant assesses sales taxes The legal jurisdiction of any laws to which the merchant is subject The fixed address where the merchant's executive officers direct, control, and coordinate the entity's strategy, operations, and activities, or of operational facilities where the merchant's core business processes are managed (for example: product development and management, research and development, accounting, finance, human resources, information technology) The location of customer support facilities where orders are taken/processed and inquiries/ complaints are processed
Compliance
Acquirers that fail to assign the proper merchant outlet location remain responsible for any costs incurred by Visa to ensure compliance with the Visa Rules. Acquirers or agents that facilitate the improper assignment of merchant outlet locations will be subject to the imposition of corporate risk- reduction measures, which may include termination of related merchants and agents and the imposition of non-compliance assessments. Visa may hold accountable any member in any jurisdiction for any of the member's affiliates, subsidiaries, parent companies, agents, merchants, sponsored merchants, and payment facilitators that acquire a merchant with an improperly assigned merchant outlet location.
The Rules in Action: Examples
Example 1: A cardholder makes a purchase on board a ferry traveling between Singapore and Malaysia. There is no need to determine in which country's territory the vessel is travelling at the time of the transaction. Under the Visa requirements, the merchant outlet is an in-transit merchant outlet, and the merchant may choose the country where the trip commenced (Singapore), the destination (Malaysia), or the merchant's principal place of business.
Example 2: A cardholder purchases an air ticket online from the airline website for travel from the U.S. to Japan. The airline is a U.S. airline. In this case, the merchant outlet location must be the U.S., as it is both the principal place of business for the airline and the place the journey begins.
Example 3: A cardholder purchases an air ticket online from the airline website for travel from Japan to the USA. The airline is a Singaporean airline. In this case, the merchant may choose the merchant's principal place of business (Singapore) or the place the journey begins (Japan).
1. Within the European Economic Area, acquirers should ensure that these activities occur within an EEA country.
18 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Example 4: A cardholder purchases an air ticket from a Canadian travel agent for a flight between Australia and South Africa. The airline is an Australian airline, and the merchant name in the transaction record is that of the airline. The merchant location is Canada, as that is the country of the travel agent.
Example 5: A merchant headquartered in the U.S. hires drivers in Uzbekistan to carry Visa cardholders, competing against taxis. Cards are lodged with the merchant's app and payment is made as a card-absent payment. The merchant outlet location must be the USA, which is the merchant's principal place of business, or Uzbekistan, which is the location where the ride began.
Example 6:
A merchant using MCC 5817 or 5818 sells software, downloaded through its website. The merchant's principals work and reside in Manila. Unless Visa approves an exception, the merchant must use the Philippines as its merchant outlet location, because that is the merchant's principal place of business. The same company has a regional hub in Singapore and a call center in Brazil. Both the Singapore and Brazil offices assess sales taxes on software sold. The Singapore office also has people who control the pricing and the product design for sales in Asia, and the jurisdiction for the customer contract is Singapore. The merchant may use Singapore as an additional merchant location to sell the goods priced and designed there. Unless Visa approves an exception, Brazil does not qualify as a merchant location, because the employees there do not manage the development, pricing, and sale of the goods sold in the specific transaction.
Example 7: A merchant sells shoes online to consumers all over the world. The merchant's executive officers work and reside in the UK. The merchant must use the UK as the merchant location, because it is the merchant's principal place of business. The same merchant has a regional hub in Brazil for all of its Latin America operations, and has a local management team and call center staff, determines pricing, determines marketing strategy and conducts marketing campaigns, ships merchandise from a warehouse to all of Latin America, and assesses sales taxes based on Brazilian law. The merchant may claim Brazil as an additional merchant location, because business activity is occurring in Brazil. Furthermore, because the business activity is occurring in Brazil for all of its Latin America activity, the merchant may use Brazil as an additional merchant location for all countries in Latin America.
Example 8: An ecommerce maple syrup merchant has its principal place of business in Canada. It has permanent locations in the UK, France, Spain, and the Netherlands. Its France office manages pricing and decisions on which goods are to be sold in Europe. The Spain office manages distribution. UK law is the law of the contract, and the company pays VAT in the UK on its European sales. The Netherlands office processes payments. As the business activity may be spread across multiple EEA countries, and all the required business activity occurs in the EEA, the merchant may choose to assign its merchant outlet location to one of the EEA countries in which relevant business activity occurs. In this case, it may choose France, Spain, or the UK. Payment processing activity alone is not sufficient as business activity, so the merchant may not use the Netherlands. It may not use any other country in the EEA, as there is no relevant business activity.
Example 9: An online travel agent has its principal place of business in Australia. Its UK office makes decisions on pricing for UK transactions. Its office in Germany manages other aspects of the company's European sales - deciding strategy and marketing, managing customer relations, and handling disputes. It pays VAT in Germany. Australian law governs the contract of sale for transactions in all countries. The only country that may be used as a merchant outlet location for card-absent transactions is Australia, as that is the principal place of business. The EEA may not be assigned as a merchant outlet location, because not all of the required activities occur in EEA countries.
Determining the Location of a Payment Facilitator
A payment facilitator location must be the country of its principal place of business, and may be an additional country or countries if all activities specified in the Visa rules occur in each country.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 19 Merchant Data Standards Merchant Data Requirements
However, within the Europe Region, the relevant business activity required to establish a payment facilitator location does not need to occur in a single country. If the required activity is spread across multiple Europe Region countries, the acquirer may assign any of those countries as an additional payment facilitator location. For clarity, all of the activities listed in the Visa rules must occur within the Europe Region, and the acquirer may assign as the payment facilitator location any (or any combination) of the countries in which the required activity occurs. A Europe Region country does not qualify as a payment facilitator location if no relevant business activity occurs there or if the payment facilitator does not have a business license there.
It is important to note that the payment facilitator must have the required approvals to operate in each country.
Determining the Location of a Staged Digital Wallet Operator
A staged digital wallet operator location must be the country of its principal place of business, and may be an additional country or countries if all activities specified in the Visa rules occur in each country.
However, within the Europe Region, the relevant business activity required to establish an SDWO location does not need to occur in a single country. If the required activity is spread across multiple Europe Region countries, the acquirer may assign any of those countries as an additional SDWO location. For clarity, all of the activities listed in the Visa rules must occur within the Europe Region, and the acquirer may assign as the SDWO location any (or any combination) of the countries in which the required activity occurs. A Europe Region country does not qualify as an SDWO location if no relevant business activity occurs there or if the SDWO does not have a business license there.
It is important to note that the SDWO must have the required approvals to operate in each country. OPTIONAL AND REQUIRED DATA FORMATS
Accurate merchant data is important to many aspects of card operations, including qualification for the best interchange reimbursement fee. Keep in mind: Merchant names appearing on cardholder statements are critical to cardholder recognition of transactions. Correct MCC assignments help issuers clearly identify the merchant’s primary business and assist them in correctly assessing transaction risk, reducing unnecessary referrals, and providing timely authorization responses. Other transaction data elements, such as geographic location and POS terminal type, may be used by issuers to assess risk and provide good customer service.
These data elements, which are consistent across all of a merchant’s transactions, are contained in the acquirer’s master file and established when the merchant information is initially entered into it. This section details the data format options and requirements for the MCC designation, merchant name, merchant city, and other key data elements. The formats have been organised by the following specific merchant types: Automated Fuel Dispensers Direct Marketing MCCs Manual Cash Travel and Entertainment (T&E) Visa ATM Network
Automated Fuel Dispensers
Applicable MCCs: 5542 (Automated Fuel Dispensers)
20 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Special Data Requirements:
Field Name Length Type Data Requirements and Formats, if Availalble
Merchant Name 25 Alphanumeric The merchant name should be the ’Doing Business As’ (DBA) name of the merchant and comply with the Visa Europe Operating Regulations and requirements set out above. Most fuel is sold under large retail brands, and that brand must be the merchant name. Given the brand often has multiple locations in a city, the merchant is likely to include a place description such as a city name or a location number. The required merchant name must not be abbreviated or truncated in order to place additional information into the merchant name field. Merchant City 13 Alphanumeric This must be the city location of the merchant outlet where the transaction occurred. Unattended 1 Alphanumeric 2 = Transactions on Unattended Acceptance Terminal Acceptance with EMV Chip and PIN (requirement in Europe Region Terminal Indicator only) 3 = Recommended for general use
Name and Location Format Example:
MERCHANT NAME BI G BRAND PETROL #322 MERCHANT CITY PI NERI DGE
Direct Marketing MCCs
Applicable MCCs: 5960 - Direct Marketing— Insurance Services 5962* - Direct Marketing—Travel-Related Arrangement Services 5964 - Direct Marketing—Catalog Merchant 5965 - Direct Marketing—Combination Catalog and Retail Merchant 5966* - Direct Marketing—Outbound Telemarketing Merchant 5967* - Direct Marketing—Inbound Teleservices Merchant 5968 - Direct Marketing—Continuity/Subscription Merchant 5969 - Direct Marketing—Other Direct Marketers (Not Elsewhere Classified)
* These merchants must be registered with the Visa High Risk Registration Program. For a complete list of these, refer to When Multiple MCCs are Mandatory.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 21 Merchant Data Standards Merchant Data Requirements
Special Data Requirements:
Field Name Length Type Data Requirements and Formats, if Available
Merchant Name 25 Alphanumeric The merchant name field should contain the ’Doing Business As’ (DBA) name of the merchant and should be the name that is most recognisable to the cardholder. The merchant name field must not be used for any kind of description in lieu of the required, recognisable name.
In addition to this recognised name, the merchant name field may contain a merchandise description, order number, reference number, or other information that will further identify the transaction and assist cardholder recognition. If additional information is used, the merchant name field must conform to one of the following formats:
FormatField PositionData Option 1:Pos. 1-3:Merchant name or abbreviation Pos. 4:Asterisk (*) Pos. 5-25:Description Information
Option 2:Pos. 1-7:Merchant name or abbreviation Pos. 8:Asterisk (*) Pos. 9-25:Description Information
Option 3:Pos. 1-12:Merchant name or abbreviation Pos. 13:Asterisk (*) Pos. 14-25:Description Information
If the transaction represents an instalment payment, instalment information (e.g. 1 of 2, 2 of 2, etc.) must appear after the asterisk. These options also apply to Payment Facilitators. The sponsored merchant name must be included after the asterisk beginning in position 5, 9, or 14 (e.g. PF name*SponsoredMerchantName). Merchant City 13 Alphanumeric This field must contain the merchant’s city location, customer service telephone number or URL, as applicable. POS Entry Mode 4 Alphanumeric This field indicates how cardholder account information was entered into the point of sale terminal, and the first two positions must contain one of the following values: Value = Description [spaces] = Not Specified 1 = Key-entered
22 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Field Name Length Type Data Requirements and Formats, if Available
Mail/Telephone 4 Alphanumeric This field must contain the appropriate value listed Order, Recurring, below: Instalment Billing, 1 = Single transaction for a mail/telephone order or Electronic 2 = Recurring transaction—Use for international Commerce transactions only, to indicate a recurring transaction that Transaction originates from an acquirer in Visa (U.S. Region only). Indicator 3 = Instalment payment—Use for international transactions only, to indicate an instalment transaction that originates from an acquirer in Visa (U.S. Region only). 4 = Unknown 5 = Secure electronic commerce transaction 6 = Non-authenticated security transaction and the merchant attempted cardholder authentication using 3-D Secure 7 = Non-authenticated security transaction 8 = Non-secure transaction 9 = For optional regional use only POS Environment 1 Alphanumeric This field must contain the appropriate value listed Code below: R = Recurring transaction I = Instalment payment
A value of “R” in field 126.13 is: • Mandatory for recurring transactions originating from Visa (excluding U.S. Region) acquirers • Optional for U.S. Region acquirers.
A value of “I” in field 126.13 indicates the message is for an instalment payment in non-U.S. Region-acquired transactions.
Name Format Examples:
MERCHANT NAME HPP 30 DAY S T O A NE W Y OU MERCHANT CITY 810 555 1234
MERCHANT NAME THESHOP BEST BLOOPERS MERCHANT CITY 313 555 1234
MERCHANT NAME ULTI MATECHEF COOK WEAR MERCHANT CITY 708 555 1234
MERCHANT NAME HPP S T OP S MOKI NG 1 OF 3 MERCHANT CITY 541 555 1234
MERCHANT NAME THE UPSTAI RS BOOK STORE MERCHANT CITY 91 1123456789
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 23 Merchant Data Standards Merchant Data Requirements
MERCHANT NAME SUBMARI NO COM BR MERCHANT CITY 011 3957 0011
MERCHANT NAME LI VERPOOL COM MX MERCHANT CITY 5387 4153
Manual Cash
Applicable MCCs: 6010 - Financial Institutions— Manual Cash Disbursements
Special Data Requirements:
Field Name Length Type Data Requirements and Formats, if Availalble
Merchant Name 25 Alphanumeric The following name requirement applies to disbursing member locations only: Cash – The member’s name must appear first in the field, and must be followed by the disbursing location’s branch or office number (or other unique identifier). The following name format must be used for disbursing merchant locations, and may be used for disbursing member locations: Travelers Cheques or Foreign Currency—In addition to the merchant name, this field must also include either the words: “TRCH-CURR” or “TRAV FUNDS” Merchant City 13 Alphanumeric This must be the city location of the member’s branch or office or merchant location where the transaction occurred.
Name Format Examples:
MERCHANT NAME GREAT BANK WEST SI DE MERCHANT CITY LONDON
MERCHANT NAME EU HOSPITALITY TRAV FUNDS MERCHANT CITY MI L A N O
Travel and Entertainment (T&E)
Applicable MCCs: 3000-3350 - Airlines, Air Carriers Insurance Services 4511 - Airlines, Air Carriers (Not Elsewhere Classified) 3351-3500 - Car Rental Agencies 7512 - Car Rental Agencies (Not Elsewhere Classified) 3501-3999 - Lodging—Hotels, Motels, Resorts 7011 - Hotels, Motels, Resorts, Central Reservations Services (Not Elsewhere Classified)
24 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Requirements
Special Data Requirements:
Field Name Length Type Data Requirements and Formats, if Availalble
Merchant Name 25 Alphanumeric The merchant name field must contain the required name as found in the T&E Chapter of this Guide. For merchants that do not have a required merchant description or a required name, or are not promoted by a chain name, please see the data format described under “Miscellaneous.”
Airline Format: Field Position / Data 1-11/12 = Required Name from the T&E Chapter of this document 12 = Blank (if applicable) 13-25 = Airline Ticket Identifier* or (for non ticket sales) information on the purchase, using approved language
Hotel No Show Format: For No Show transactions, the last 7 positions of this field may also contain the words: “NO SHOW”
Car Rental and Hotel Format: For Car Rental and Hotel merchants, additional information describing the merchant location may be placed in the merchant name field after the required merchant name. The required merchant name must not be abbreviated or truncated in order to place additional information into the merchant name field. Merchant City 13 Alphanumeric This must be the city location of the member’s branch or office or merchant location where the transaction occurred. Lodging/ Car 1 Alphanumeric This field can be used to indicate that the transaction Rental No Show was a No Show Hotel or Car Rental transaction. Indicator 0 = Not applicable 1 = No Show” transaction
Name Format Examples:
MERCHANT NAME THY AI RLI NE 1234567890123 MERCHANT CITY ANKARA
MERCHANT NAME UNI ON AI R MEAL MERCHANT CITY ABOARD PL ANE
MERCHANT NAME RENT A WRECK CI VI C PLAZA MERCHANT CITY SAN FRANCI SCO
MERCHANT NAME RENT A WRECK MERCHANT CITY SAN FRANCI SCO
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 25 Merchant Data Standards Merchant Data Requirements
MERCHANT NAME HOL I DAY I NNS MERCHANT CITY GL AS GOW
MERCHANT NAME HOLIDAY I NNS ELMBANK MERCHANT CITY GL AS GOW
Visa ATM Network
Applicable MCCs: 6011 - Financial Institutions - Automated Cash Disbursements
Special Data Requirements:
Field Name Length Type Data Requirements and Formats, if Availalble
Card Acceptor 40 Alphanumeric Merchant Name: Name/Location The merchant name portion of this field is 25 positions in length, and must contain a transaction description such as “CASH”. It also must contain at least one of the following names which appear on the transaction receipt: • Disbursing member name • Name of the disbursing member’s affiliated domestic, regional, or national network • The 3-digit servicing carrier code and a 10-digit transmission control number, excluding the check digit • A 3-digit carrier number, a 3-digit form number, and a 7-digit serial number, excluding check digit Merchant City: The merchant city portion of this field is 13 positions in length, and must contain the city location of the ATM where the transaction occurred. Merchant Country: The merchant country portion of this field is 3 positions in length, and must contain the standard country abbreviation provided in the Visa Europe System Manuals.
Name Format Examples:
MERCHANT NAME BANCOL CASH 1234567890123 MERCHANT CITY BOGOTA
MERCHANT NAME BANCOLUMBI A CASH MERCHANT CITY BOGOTA
MERCHANT NAME BANK OF I NDI A CASH MERCHANT CITY MU MB A I
26 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
In this chapter, you’ll find two lists that can be used to assign and/or select MCCs. It is specifically designed to assist in locating and assigning MCCs. The first list presents merchant types in alphabetical order, along with their corresponding MCCs. The second list displays the MCCs in numerical order and provides a full definition for each merchant type. It can be used to help locate an assigned MCC and determine if it is the most appropriate selection for the merchant. MERCHANT CATEGORY CODE, LISTED IN ALPHABETICAL ORDER BY MERCHANT TYPE
Merchant Category Codes that are no longer active (and are not to be used for original Presentments) appear for reference only in the numerical listing.
KEY:
1 International Airline Program Participant
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type
Merchant Type Required Abbreviation Floor Limit MCC Category Code
A Accounting Services I 8931 Advertising Services I 7311 Agricultural Co-operatives I 0763 Air Conditioning Contractors—Sales and I1711 Installation Air Conditioning Repair Shops I 7623 Airlines and Air Carriers, Not Listed A4511 Elsewhere ADRIA AIRWAYS1 ADRIA AIR A 3064 AER LINGUS1 AER LINGUS A 3043 AERO COACH AVIATION AEROCOACH AV A 3287 AEROCONTINENTE1 AEROCONTINEN A 3167
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 27 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
AEROFLOT1 AEROFLOT A 3011 AEROLINEAS ARGENTINAS1 AERO ARGENT A 3030 AEROLINEAS NICARAGUENSIS1 AERONICARAG A 3286 AEROMEXICO1 AEROMEXICO A 3076 AEROPERU1 AEROPERU A 3285 AERO SERVICO CARABOBO ASC AIRLINE A 3263 AERO VIRGIN ISLANDS AERVIRGINIS A 3284 AIR AFRIQUE1 AIR AFRIQUE A 3083 AIR ALGERIE1 AIR ALGERIE A 3021 AIR ARABIA AIRARABIAAIR A 3236 AIR ASTANA AIR ASTANA A 3068 AIR BERLIN AIR BERLIN A 3296 AIR BRITISH COLUMBIA1 AIR BC A 3071 AIR CANADA1 AIR CANADA A 3009 AIR CHINA1 AIR CHINA A 3261 AIR DJIBOUTI1 AIR DJIBOUTI A 3282 AIR FRANCE1 AIR FRANCE A 3007 AIR JAMAICA1 AIR JAMAICA A 3280 AIR LANKA1 AIR LANKA A 3044 AIR LITTORAL S.A. AIRLITTORAL A 3148 AIR MALTA1 AIR MALTA A 3028 AIR MAURITIUS1 AIRMAURITIUS A 3298 AIR NEW ZEALAND1 AIR NZ A 3025 AIR PANAMA1 AIR PANAMA A 3267 AIR SEYCHELLES1 AIR SEYCH A 3266 AIR ZAIRE1 AIR ZAIRE A 3151 AIR ZIMBABWE1 AIR ZIMBABWE A 3096 AIR-INDIA1 AIR-INDIA A 3020 AIRINTER1 AIRINTER A 3065 AIRTRAN AIRTRANAIR A 3177 ALASKA AIRLINES1 ALASKA AIR A 3256 ALITALIA1 ALITALIA A 3013 ALL NIPPON AIRWAYS1 A.N.A. AIR A 3161 ALM1 ALM AIRLINE A 3252 ALOHA AIRLINES ALOHA AIR A 3251 AMERICAN AIRLINES1 AMERICAN AIR A 3001 AMERICAN TRANS AIR ATA AIR A 3259
28 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
ANSETT AIRLINES ANSETT AIR A 3033 ASIANA AIRLINES1 ASIANA AIR A 3098 AUSTRIAN AIR SERVICE1 AUST AIRSERV A 3243 AUSTRIAN AIRLINES1 AUSTRIAN AIR A 3051 AVENSA1 AVENSA AIR A 3242 AVIACO (SPAIN) AVIACO AIR A 3053 AVIANCA1 AVIANCA A 3039 AVIATECA (GUATEMALA)1 AVIATECA AIR A 3241 AZUL AIR AZUL AIR A 3300 BAHAMASAIR1 BAHAMASAIR A 3240 BALKAN-BULGARIAN AIRLINES1 BALKAN AIR A 3041 BAR HARBOR AIRLINES BARHARBORAIR A 3239 BEMIDJI AIRLINES BEMIDJI AIR A 3238 BRAATHENS S.A.F.E. (NORWAY)1 BRAATHENS A 3106 BRITISH AIRWAYS1 BRITISH AWYS A 3005 BRITISH MIDLAND1 BRIT MIDLAND A 3111 BROCKWAY AIR BROCKWAY AIR A 3235 BWIA1 BWIA AIRLINE renamed A3234 CARIBBEAN AIR CANADIAN AIRLINES INTERNATIONAL1 CANADIAN AIR A 3171 CAPITOL AIR CAPITOL AIR A 3233 CARNIVAL AIRLINES CARNIVAL AIR A 3086 CARIBBEAN AIRLINES1 CARIBBEAN AIR formerly BWIA A3234 AIRLINE CATHAY PACIFIC1 CATHAYPACAIR A 3099 CAYMAN AIRWAYS1 CAYMANAIR A 3228 CEBU PACIFIC AIRLINES1 CEBU_PAC A 3072 CHINA AIRLINES1 CHINA AIRLINE A 3078 CHINA EASTERN AIRLINES CHINEASTAIR A 3206 COMAIR COMAIR A 3223 COMMAND AIRWAYS COMMAND AIR A 3222 COMPANIA FAUCETT1 COMP FAU AIR A 3220 CONTINENTAL1 CONTINENTAL A 3061 COPA1 COPA AIR A 3219 CROATIA AIRLINES1 CROATIA AIR A 3088 CROWN AIR CROWN AIR A 3218 CRUZEIRO DO SUL (BRAZIL)1 CRUZEIRO AIR A 3046 CSA1 CSA AIRLINE A 3217
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 29 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
CUMBERLAND AIRLINES CUMBERLNDAIR A 3216 CYPRUS AIRWAYS1 CYPRUS AIR A 3292 DAN AIR SERVICES1 DAN AIR A 3215 DBA AIRLINES DBA AIR A 3059 DELTA1 DELTA AIR A 3058 DOMINICANA1 DOMINICANA A 3212 DRAGON AIRLINES DRAGON AIR A 3004 EASYJET1 EASY JET AIR A 3245 ECUATORIANA1 ECUATORIANA A 3293 EGYPTAIR1 EGYPTAIR A 3037 EL AL1 EL AL A 3032 EMIRATES AIRLINES1 EMIRATES A 3026 ETHIOPIAN AIRLINES1 ETHIOPIAN AIR A 3294 ETIHAD AIRWAYS ETIHADAIR A 3034 EUROFLY AIRLINES1 EURO FLY AIR A 3003 EVA AIRWAYS CORPORATION EVA AIR A 3084 FRONTIER AIRLINES FRONTIER AIR A 3132 FINNAIR1 FINNAIR A 3042 FREEDOM AIR FREEDOM AIR A 3204 GARUDA (INDONESIA) GARUDA AIR A 3103 GO FLY LTD GOFLY A 3156 GOL AIRLINES GOL AIR A 3247 GOLDEN PACIFIC AIR GOLDPAC AIR A 3203 GULF AIR (BAHRAIN)1 GULF AIR A 3040 GUYANA AIRWAYS1 GUYANA AIR A 3200 HAPAG-LLOYD EXPRESS AIRLINES HLX AIR A 3062 HAVASU AIRLINES HAVASU AIR A 3197 HAWAIIAN AIR1 HAWAIIAN AIR A 3196 IBERIA1 IBERIA A 3102 ICELANDAIR1 ICELANDAIR A 3050 INDIAN AIRLINES1 INDIAN AIR A 3193 ISLAND AIRLINES ISLAND AIR A 3191 JAPAN AIRLINES1 JAL AIRLINE A 3006 JET AIR JET AIR A 3056 JET BLUE JETBLUE A 3174 JET STAR JETSTAR AIR A 3079 JUGOSLAV AIR1 JUGOSLAV AIR A 3190
30 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
KENYA AIRWAYS1 KENYA AIR A 3295 KLM (ROYAL DUTCH AIRLINES)1 KLM AIRLINE A 3010 KOREAN AIRLINES1 KOREAN AIR A 3082 KUWAIT AIRWAYS1 KUWAIT AIR A 3038 LAB (BOLIVIA)1 LAB AIR A 3055 LACSA (COSTA RICA)1 LACSA AIR A 3187 LADECO (CHILE)1 LADECO AIR A 3054 LAN AIRLINES1 LAN AIR (formerly LANCHILE) A 3052 LANCHILE1 LANCHILE (renamed LANAIR) A 3052 LAP (PARAGUAY)1 LAP AIR A 3186 LAV (VENEZUELA)1 LAV AIR A 3185 LIAT1 LIAT AIRLINE A 3184 LOT (POLAND)1 LOT AIR A 3182 LUFTHANSA1 LUFTHANSA A 3008 LUXAIR1 LUXAIR A 3146 MALAYSIAN AIRLINE SYSTEM1 MALAY AIR A 3100 MALEV1 MALEV AIR A 3181 MALMO AVIATION MALMO AIR A 3213 MESA AIR MESA AIR A 3178 METRO AIRLINES METRO AIR A 3087 METROFLIGHT AIRLINES METROFLT AIR A 3176 MEXICANA1 MEXICANA A 3023 MIDDLE EAST AIR MIDEAST AIR A 3175 MIDWEST EXPRESS AIRLINES1 MIDWEST EXP A 3085 MOUNT COOK MT COOK AIR A 3170 NATIONAIR NATIONAIR A 3172 NEW YORK HELICOPTER NY HELI A 3165 NIGERIA AIRWAYS1 NIGERIA AIR A 3045 NORONTAIR NORONTAIR A 3164 NORTHWEST1 NWA AIR A 3060 NORWEGIAN AIR SHUTTLE1 NORWEGIANAIR A 3211 OLYMPIC AIRWAYS1 OLYMPIC AIR A 3031 OMAN AVIATION SERVICES OMANAIR A 3183 PAKISTAN INTERNATIONAL1 PAKISTAN AIR A 3024 PAN AMERICAN PAN AM AIR A 3002 PBA PBA AIRLINE A 3159 PHILIPPINE AIRLINES PHILIPP AIR A 3022
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 31 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
PRINCEVILLE PRINCVLLEAIR A 3154 QANTAS1 QANTAS AIR A 3012 QATAR AIRWAYS QATAR AIR A 3136 RENO AIR, INC. RENO AIR A 3262 ROYAL AIR MAROC1 AIR MAROC A 3048 RYANAIR1 RYANAIR A 3246 SAETA SOCIAEDAD ECUATORIANOS DE SAETA AIR A 3229 TRANSPORTES AEREOS SAHSA SERVICIO AEREO DE SAHSA AIR A 3231 HONDURAS SAN JUAN AIRLINES SAN JUAN AIR A 3145 SAS1 SAS A 3016 SAUDI ARABIAN AIRLINES SAUDIA AIR A 3014 SCENIC AIRLINES SCENIC AIR A 3143 SIMMONS AIRLINES SIMMONS AIR A 3138 SINGAPORE AIRLINES1 SINGAPOREAIR A 3075 SINGLETON SINGLETONAIR A 3137 SKYWAYS1 SKYWAYS AIR A 3226 SN BRUSSELS AIRLINES1 SNBRSSLSAIR A 3029 SOUTH AFRICAN AIRWAYS1 SAA AIRWAYS A 3017 SOUTHWEST SOUTHWESTAIR A 3066 SPANAIR SPANAIR A 3097 SPIRIT AIRWAYS1 SPIRIT AIR A 3260 SUDAN AIRWAYS1 SUDAN AIR A 3135 SUN COUNTRY AIRLINES SUNCTRY A 3069 SUN WORLD INTERNATIONAL SUNWORLD AIR A 3130 SUNBELT AIRLINES SUNBELT AIR A 3133 SURINAM AIRWAYS1 SURINAM AIR A 3129 SWISS INTERNATIONAL AIRLINES1 SWISSINTAIR A 3015 TACA INTERNATIONAL1 TACA AIR A 3127 TALAIR TALAIR A 3126 TAM AIRLINES1 TAM AIR A 3248 TAN TAN AIR A 3125 TAP (PORTUGAL)1 TAP AIR A 3035 TAROM ROMANIAN AIR1 TRANSPORT TAROM AIR A 3297 THAI AIRWAYS1 THAI AIRWAYS A 3077 THY (TURKEY)1 THY AIRLINE A 3047 TOWER AIR TOWERAIR A 3115
32 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
TRANSAERO1 TRANSAERO A 3089 TRANSPORTES AEROS MILITARES TAME AIRLINE A 3221 ECUATORIANOS TUNIS AIR1 TUNIS AIR A 3049 UNI AIRWAYS CORPORATION UNIAIR A 3090 UNITED AIRLINES1 UNITED AIR A 3000 U.S. AIRWAYS1 USAIRWAYS A 3063 U.S. AIR SHUTTLE USAIRSHUTL A 3254 UTA/INTERAIR UTA AIRLINE A 3027 VALLEY AIRLINES VALLEY AIR A 3118 VANGUARD AIRLINES VANGUARD AIR A 3067 VARIG (BRAZIL)1 VARIG A 3018 VASP (BRAZIL)1 VASP AIRLINE A 3036 VIASA1 VIASA A 3117 VIRGIN AMERICA VIR AMER A 3057 VIRGIN ATLANTIC1 VIRGINATLAIR A 3144 VIRGIN EXPRESS1 VIRGINEXLAIR A 3188 VLM AIRLINES VLM AIRLINE A 3131 WIDEROE’S FLYVESELSKAP WIDEROES A 3299 WESTJET AITLINES WESTJETAIR A 3180 WINDWARD ISLAND WINDWRDISAIR A 3112 WINGS AIRWAYS WINGS AIR A 3110 ZAMBIA AIRWAYS1 ZAMBIA AIR A 3094 Airports, Airport Terminals I 4582 Alimony I 9211 Alterations and Mending, Tailors and I5697 Seamstresses Ambulance Services I 4119 Amusement and Recreation Services I 7999 Amusement Parks I 7996 Antique Reproductions I 5937 Antique Shops—Sales, Repairs and I5932 Restoration Services Apartments, Apartment Buildings I 7299 Apparel and Accessory Shops— I5699 Miscellaneous Appliance Rentals I 7394 Appliance Repair Shops I 7629
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 33 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Appliance Stores, Not Elsewhere I5722 Classified Aquariums, Seaquariums, Dolphinariums I 7998 Architectural—Engineering and Surveying I8911 Services Armoured Cars I 7393 Art and Graphics—Commercial I 7333 Art Dealers I 5971 Art Galleries I 5971 Artist’s Supply Shops I 5970 Athletic Clubs—Memberships I 7997 Athletic Fields I 7941 Attorneys I 8111 Auditing Services I 8931 Automated Fuel Dispensers I 5542 Automobile Associations I 8675 Automobile Dealers (New and Used)– I5511 Sales, Service, Repairs, Parts and Leasing Automobile Dealers (Used Only) I 5521 Automobile Parking Lots I 7523 Automotive, Aircraft and Farm Equipment I5599 Dealers, Not Elsewhere Classified Automotive Body Repair Shops I 7531 Automotive Dealers I 5599 Automotive Paint Shops I 7535 Automotive Parts, Accessories Stores I 5533 Automotive Service Shops I 7538 Automotive Tyre Stores I 5532 Awning and Tent Shops I 5998 B Bail and Bond Payments I 9223 Bakeries I 5462 Bands I7929 Banks—Automated Cash Disbursements L 6011 Banks—Manual Cash Disbursements L 6010 Banks—Merchandise and Services I 6012 Barber Shops I 7230 Bars—Alcoholic Beverages I 5813
34 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Beauty Shops I 7230 Beauty Spas I 7298 Beer Stores I 5921 Betting, including Lottery Tickets I 7995 Bicycle Shops—Sales and Service I 5940 Billiard and Pool Establishments I 7932 Blueprinting Services I 7338 Boat Dealers I 5551 Boat Rentals and Leases I 4457 Books, Periodicals and Newspapers I 5192 Book Stores I 5942 Bookkeeping Services I 8931 Botanical Gardens I 7999 Bowling Alleys I 7933 Boys’ Camps I 7032 Boys’ Clothing and Accessories Stores I 5611 Bridge Fees I 4784 Building Materials Stores I 5211 Bus Lines I 4131 Business Schools I 8244 Business Services, Not Elsewhere I7399 Classified Buying/Shopping Services, Clubs I 7278 C Cable and Other Pay Television I 4899 Camera and Photographic Supply Stores I 5946 Camp Grounds I 7033 Camper Dealers I 5561 Camps, Boys’ and Girls’ I 7032 Candy Stores I 5441 Car Rental Companies, C7512 Not Listed Below ACCENT RENT-A-CAR C 3374 ACTION AUTO RENTAL C 3354 ADVANTAGE RENT-A-CAR C 3441 AFFILIATED AUTO RENTAL C 3351 AGENCY RENT-A-CAR C 3364 AIRWAYS RENT-A-CAR C 3361
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 35 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
AJAX RENT-A-CAR C 3376 ALAMO RENT-A-CAR C 3387 ALLSTATE RENT-A-CAR C 3421 ALTRA AUTO RENTAL C 3362 AMERICAN INTL RENT-A-CAR C 3352 ANSA INTL RENT-A-CAR C 3420 AUTOHANSA RENT-A-CAR C 3436 AUTO HOST CAR RENTALS C 3400 AUTOMATE RENT-A-CAR C 3425 AVCAR RENT-A-CAR C 3423 AVIS RENT-A-CAR C 3389 AVON RENT-A-CAR C 3427 A-1 RENT-A-CAR C 3412 BROOKS RENT-A-CAR C 3353 BUDGET RENT-A-CAR C 3366 CAREY RENT-A-CAR C 3428 CITE RENT-A-CAR C 3437 DOLLAR RENT-A-CAR C 3390 ECONO-CAR RENT-A-CAR C 3398 ENTERPRISE RENT-A-CAR C 3405 EUROP CAR C 3381 EUROPE BY CAR C 3391 GENERAL RENT-A-CAR C 3409 GODFREY NATL RENT-A-CAR C 3414 HERTZ C 3357 HOLIDAY RENT-A-CAR C 3368 INSURANCE RENT-A-CAR C 3429 INTERENT RENT-A-CAR C 3438 KEMWELL GROUP RENT-A-CAR C 3394 MAJOR RENT-A-CAR C 3430 MERCHANTS RENT-A-CAR C 3388 MILLEVILLE RENT-A-CAR C 3439 NATIONAL CAR RENTAL C 3393 PAYLESS CAR RENTAL C 3359 RENT-A-WRECK C 3370 REPLACEMENT RENT-A-CAR C 3431 RESERVE RENT-A-CAR C 3432
36 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
SHOWCASE RENTAL CARS C 3386 SIXT CAR RENTAL C 3355 SNAPPY CAR RENTAL C 3360 THRIFTY CAR RENTAL C 3395 TILDEN RENT-A-CAR C 3396 TRIANGLE RENT-A-CAR C 3380 TROPICAL RENT-A-CAR C 3385 UGLY DUCKLING RENT-A-CAR C 3433 USA RENT-A-CAR C 3434 VALUE RENT-A-CAR C 3435 Car Washes I 7542 Card Shops I 5947 Carnivals I 7996 Carpentry Contractors I 1750 Carpet Cleaning I 7217 Casino Gaming Chips I 7995 Caterers I 5811 Charitable Organisations I 8398 Chemicals and Allied Products, Not I5169 Elsewhere Classified Child Care Services I 8351 Child Support I 9211 Children’s and Infants’ Wear Stores I 5641 Chiropodists I 8049 Chiropractics I 8041 Cigar Stores and Stands I 5993 Circuses I 7996 Civic Associations I 8641 Cleaning—Laundry and Garment Services I 7210 Cleaning and Maintenance, Janitorial I7349 Services Clock Repair I 7631 Clock Stores I 5944 Clothing—Children’s and Infants’ I 5641 Clothing—Family I 5651 Clothing—Men’s and Boys’ I 5611 Clothing—Men’s and Women’s I 5691 Clothing—Miscellaneous I 5699
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 37 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Clothing Rental—Costumes, Formal Wear, I7296 Uniforms Clothing Repairs—Reweaving, Mending, I5697 Alterations Clothing—Speciality Shops I 5631 Clothing—Sports, Riding Apparel I 5655 Clothing—Women’s Ready-To-Wear I 5621 Coal Dealers I 5983 Cocktail Lounges I 5813 Coin Stores I 5972 Colleges and Junior Colleges I 8220 Commercial Equipment, Not Elsewhere I5046 Classified Commercial Footwear I 5139 Commercial Furniture I 5021 Commercial Photography, Art and I 7333 Graphics Commercial Sports I 7941 Commuter Transportation I 4111 Computers, Computer Peripheral I5045 Equipment, Software Computer Programming, Integrated I7372 Systems Design and Data Processing Services Computer Maintenance and Repair I7379 Services, Not Elsewhere Classified Computer Network/Information Services I 4816 Computer Software Stores I 5734 Concrete Work Contractors I 1771 Confectionery Stores I 5441 Construction Materials, Not Elsewhere I5039 Classified Consulting Services I 7392 Consumer Credit Reporting Agencies I 7321 Contractors—Residential Buildings I 1520 Contractors—Special Trade, Not I 1799 Elsewhere Classified Convalescent Homes I 8050 Convenience Food Stores I 5499 Correspondence Schools I 8241
38 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Cosmetic Stores I 5977 Costume Rentals I 7296 Counselling Services—Debt, Marriage, I7277 Personal Country Clubs—Memberships I 7997 Courier Services—Air or Ground I 4215 Court Costs I 9211 Craft Shops I 5970 Credit Reporting Agencies I 7321 Credit Unions—Automated Cash L6011 Disbursements Credit Unions—Manual Cash L6010 Disbursements Credit Unions—Merchandise and Services I 6012 Crematoriums I 7261 Cruise Lines I 4411 D Dairy Products Stores I 5451 Dance Halls, Studios and Schools I 7911 Data Processing Services I 7372 Dating Services I 7273 Day Care Services I 8351 Debt Counselling I 7277 Decorating—Contractors I 1799 Delicatessens I 5499 Delivery Services—Local I 4214 Demolition Services I 1799 Dental Laboratories I 8071 Dentists I 8021 Department Stores I 5311 Detective Agencies and Protective I7393 Services Diaper Services I 7211 Digital Goods—Applications (excluding I5817 Games) Digital Goods—Games I 5816 Digital Goods—Large Digital Goods I5818 Merchant
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 39 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Digital Goods—Media, Books, Movies, I5815 Music Direct Marketing—Catalogue Merchants J 5964 Direct Marketing—Combination J 5965 Catalogue and Retail Merchants Direct Marketing—Continuity/ J 5968 Subscription Merchants Direct Marketing—Inbound Teleservices J5967 Merchants Direct Marketing—Outbound J 5966 Te lemar ke tin g Merchan ts Direct Marketing—Insurance Services J 5960 Direct Marketing—Direct Marketers, Not J5969 Elsewhere Classified Direct Marketing—Travel-Related J 5962 Arrangement Services (Excluding Travel Agencies) Discotheques I 5813 Discount Stores I 5310 Disinfecting Services I 7342 Doctors, Not Elsewhere Classified I 8011 Door-to-Door Sales I 5963 Drapery, Window-covering and I5714 Upholstery Stores Drugs, Drug Proprietaries and Druggist’s I5122 Sundries Drug Stores I 5912 Dry Cleaners I 7216 Durable Goods, Not Elsewhere Classified I 5099 Duty Free Stores I 5309 DVD/Video Tape Rental Stores I 7841 E Eating Places F 5812 Educational Services, Not Elsewhere I8299 Classified Electrical Contractors I 1731 Electrical Parts and Equipment I 5065 Electrical Repair Shops I 7629 Electric Razor Stores—Sales and Service I 5997 Electric Utilities I 4900
40 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Electronic Sales I 5732 Elementary Schools I 8211 Employment Agencies I 7361 Engineering, Architectural and Surveying I 8911 Services Entertainers I 7929 Equipment Rental and Leasing Services I 7394 Equipment Sales I 5712 Escort Services I 7273 Exterminating Services I 7342 Eyeglasses Stores I 8043 F Fabric and Piece Goods Stores I 5949 Family Clothing Stores I 5651 Fast Food Restaurants F 5814 Fax Services I 4814 Ferries, Local Water Transportation I 4111 Financial Institutions—Automated Cash L 6011 Disbursements Financial Institutions—Manual Cash L 6010 Disbursements Financial Institutions—Merchandise and I6012 Services Fines I9222 Fire Departments I 9399 Fireplaces, Fireplace Screens and Fireplace I5718 Accessories Stores Fireworks Stores I 5999 Floor Covering Stores I 5713 Florists I 5992 Florists’ Supplies, Nursery Stock and I5193 Flowers Flying Fields I 4582 Food Stores—Speciality I 5499 Foreign Currency—Non-Financial O6051 Institutions Formal Wear—Rentals I 7296 Fortune Tellers I 7996 Fraternal Associations I 8641
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 41 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Freezer and Locker Meat Provisioners I 5422 Freight Carriers I 4214 Freight Forwarders I 4215 Fuel Oil Dealers I 5983 Funeral Services I 7261 Furniture Rentals I 7394 Furniture Repair and Furniture I7641 Upholstering Furniture, Home Furnishings and I5712 Equipment Stores, Except Appliances Furriers and Fur Shops I 5681 G Games Instruction I 7999 Games Stores I 5945 Garden and Lawn Supply Stores— I5261 Nurseries Gasoline Service Stations I 5541 Gas Utilities I 4900 GCAS Emergency Services I9702 (for Visa use only) General Contractors—Residential and I 1520 Commercial General Merchandise I 5399 Gift Shops I 5947 Girls’ Camps I 7032 Glass Stores I 5231 Glassware/Crystal Stores I 5950 Glasswork Contractors I 1799 Golf Courses—Memberships I 7997 Golf Courses—Public I 7992 Government—Licensed Horse/Dog I7802 Racing Government—Licensed Online Casinos I 7801 Government—Owned Lotteries I 7800 Government Services, Not Elsewhere I 9399 Classified Graphics—Commercial I 7333 Gravestones/Monuments—Sales and I 5999 Installation
42 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Grocery Stores I 5411 Guard Dogs I 7393 H Hardware Equipment and Supplies I 5072 Hardware Stores I 5251 Hat Cleaning Shops I 7251 Health Spas I 7298 Hearing Aids—Sales, Service and Supply I5975 Stores Heating Contractors—Sales, Service and I1711 Installation Hobby Shops I 5945 Home Furnishing Speciality Stores— I5719 Miscellaneous Home Furnishings and Equipment, Except I5712 Appliances Home Supply Warehouse Stores I 5200 Horticultural Services I 0780 Hospitals P 8062 Hotels and Lodging, Not Listed Elsewhere D 7011 ADAMS MARK HOTELS D 3681 ALADDIN RESORT AND CASINO D 3560 ALA MOANA HOTEL D 3788 ALOFT D 3619 AMELIA ISLAND PLANTATION D 3754 AMERICANA HOTELS D 3517 AMERICA’S BEST VALUE INN D 3617 AMERICINN D 3614 AMERISUITES D 3514 AMFAC HOTELS D 3536 ANA HOTEL D 3537 ARABELLA HOTELS D 3511 ARCADE HOTELS D 3670 ARCTIA HOTELS D 3671 ARIA D3824 ARIZONA BILTMORE D 3594 ATLANTIC CITY HILTON RESORTS D 3797 AUBERGE DES GOVERNEURS D 3549
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 43 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
AUTOGRAPH D 3826 BALLY’S HOTEL AND CASINO D 3728 BARTON CREEK RESORT D 3556 BEAU RIVAGE HOTEL AND CASINO D 3764 BELLAGIO D 3765 BEST WESTERN HOTELS D 3502 BILTMORE HOTELS & SUITES D 3743 BINION’S HORSESHOE CLUB D 3620 BOCA RATON RESORT - MCC Retired D 3733 BRADBURY SUITES D 3683 BROADMOOR HOTEL D 3727 BUDGET HOST INNS D 3684 BUDGETEL INNS D 3685 BUFFALO BILL’S HOTEL AND CASINO D 3712 CAESAR’S HOTEL AND CASINO D 3771 CALIFORNIA HOTEL AND CASINO D 3582 CAMPANILE HOTELS D 3672 CANDLEWOOD SUITES D 3559 CANOPY D 3833 CANYON RANCH D 3757 CAREFREE RESORTS D 3744 CARIBE ROYALE D 3821 CARIBE ROYALE RESORTS D 3787 CARLTON HOTELS D 3716 CHATEAU ELAN WINERY AND RESORT D 3763 CIGA HOTELS D 3544 CIRCUS CIRCUS HOTEL AND CASINO D 3662 CITY LODGE HOTELS D 3717 CLARIDGE CASINO HOTEL D 3792 CLARION HOTELS D 3687 CLIMAT DE FRANCE HOTELS D 3677 CLUB MED D 3742 CLUBCORP/CLUBRESORTS D 3747 COAST HOTELS D 3552 COLORADO BELLE/ EDGEWATER D3736 RESORT COMFORT INNS D 3562
44 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
COMPRI HOTELS D 3688 CONCORDE HOTELS D 3538 CONSORT HOTELS D 3689 COSMOPOLITAN OF LAS VEGAS D 3828 COUNTRY INN BY CARLSON D 3829 COURTYARD BY MARRIOTT D 3690 CP HOTELS D 3529 CROWNE PLAZA HOTELS D 3750 CUMULUS HOTELS D 3678 CUNARD HOTELS D 3593 CURIO HOTELS D 3832 DAN HOTELS D 3629 DAYS INNS D 3510 DAYSTOP D 3510 DE VERE HOTELS D 3648 DELTA HOTEL D 3581 DILLON INNS D 3691 DISNEY RESORTS D 3780 DORAL GOLF RESORT D 3589 DORAL HOTELS D 3587 DORINT HOTELS D 3623 DOUBLETREE HOTELS D 3692 (Includes GUEST QUARTERS) DOWNTOWNER-PASSPORT HOTEL D 3527 DRURY INNS D 3693 DUNFEY HOTELS D 3525 ECONO LODGES D 3644 ECONOMY INNS OF AMERICA D 3694 ELDORADO HOTEL AND CASINO D 3669 ELEMENT D 3807 EMBASSY HOTELS D 3652 EMBASSY SUITES D 3695 EMBASSY VACATION RESORT D 3798 EXCALIBUR HOTEL AND CASINO D 3628 EXEL INNS D 3696 EXTENDED STAY D 3621 EXTENDED STAY AMERICA D 3627
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 45 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
EXTENDED STAY DELUXE D 3630 FAIRFIELD HOTELS D 3697 FAIRFIELD INN D 3715 FAIRMONT HOTELS D 3590 FIRST HOSPITALITY HOTELS D 3784 FLAG INN D 3664 FLAG INNS (AUSTRALIA) D 3711 FLAMINGO HOTELS D 3793 FORTE HOTELS D 3505 FORUM HOTELS D 3570 FOUR POINTS HOTELS D 3778 FOUR SEASONS HOTELS D 3543 FOUR SEASONS HOTEL (AUSTRALIA) D 3714 FRANKENMURTH BAVARIAN D 3578 FREMONT HOTEL AND CASINO D 3766 FRIENDSHIP INNS D 3507 GALT HOUSE D 3827 GARDEN PLACE HOTEL D 3566 GAYLORD OPRYLAND D 3608 GAYLORD PALMS D 3609 GOLDEN NUGGET D 3561 GOLDEN TULIP HOTELS D 3506 GRAND CASINO HOTELS D 3794 GRAND SIERRA RESORT D 3823 GRAND WAILEA RESORT D 3571 GREAT WOLF D 3618 GREENBRIAR RESORTS D 3753 HALE KOA HOTEL D 3799 HALEKULANI HOTEL/WAIKIKI PARC D 3760 HAMPTON INNS D 3665 HARLEY HOTELS D 3698 HARRAH’S HOTELS AND CASINOS D 3731 HARVEY/BRISTOL RESORTS D 3734 HELMSLEY HOTELS D 3588 HILTON CONRAD D 3721 HILTON HOTELS D 3504 HILTON INTERNATIONALS D 3535
46 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
HO JO INN D 3638 HOLIDAY INN EXPRESS D 3501 HOLIDAY INNS D 3501 HOME2SUITES D 3816 HOMESTEAD SUITES D 3800 HOMEWOOD SUITES D 3751 HOSPITALITY INTERNATIONAL D 3595 HOTEIS OTHAN D 3680 HOTEL DEL CORONADO D 3580 HOTEL IBIS D 3533 HOTEL INDIGO D 3813 HOTEL MERCURE D 3579 HOTEL OKURA D 3541 HOTEL SIERRA D 3546 HOTEL UNIVERSALE D 3625 HOTELES EL PRESIDENTE D 3663 HOTELES MELIA D 3548 HOWARD JOHNSON D 3638 HUNGAR HOTELS D 3585 HUSA HOTELS D 3647 HYATT HOTELS D 3640 HYATT PLACE D 3812 IBEROTEL HOTELS D 3540 IBUSZ HOTELS D 3673 IMPERIAL LONDON HOTEL D 3651 INTER-CONTINENTAL HOTELS D 3512 INTER NOR HOTELS D 3724 INTERHOTEL CEDOK D 3675 JOHN ASCUAGA’S NUGGET D 3729 JOLLY HOTELS D 3558 JOURNEY'S END MOTELS D 3563 JUMEIRAH ESSEX HOUSE D 3820 KAHALA MANDARIN ORIENTAL HOTEL D 3758 KAROS HOTELS D 3718 KAUAI COCONUT BEACH RESORT D 3531 KNIGHTS INNS D 3660 LA MANSION DEL RIO D 3701
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 47 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
LA QUINTA MOTOR INNS D 3516 LA QUINTA RESORT D 3576 LADBROKE HOTELS D 3568 LADY LUCK HOTEL AND CASINO D 3624 LOEWS HOTELS D 3654 LUXOR HOTEL AND CASINO D 3667 LXR D3808 MAINSTAY SUITES D 3818 MAIN STREET STATION HOTEL AND D3767 CASINO MANDALAY BAY RESORT D 3777 MANDARIN ORIENTAL HOTEL D 3577 MANHATTAN EAST SUITE HOTEL D 3557 MARITIM HOTELS D 3668 MARRIOTT D 3509 MASTERS ECONOMY INNS D 3735 MERIDIEN HOTELS D 3520 MERLIN HOTELS D 3622 METROPOLE HOTELS D 3661 MGM GRAND HOTEL D 3730 MICROTEL INNS & SUITES D 3613 MIDWAY MOTOR LODGE D 3699 MILLENNIUM HOTEL D 3741 MIRAGE HOTEL AND CASINO D 3551 MIYAKO HOTELS D 3572 MONTE CARLO HOTEL AND CASINO D 3676 MOTEL 6 D 3700 MOUNT CHARLOTTE THISTLE D 3639 MOEVENPICK HOTELS D 3612 NEMACOLIN WOODLANDS D 3772 NEVELE GRAND RESORT AND COUNTRY D3776 CLUB NEW OTANI HOTELS D 3658 NEW YORK-NEW YORK HOTEL + D3774 CASINO NICKELODEON FAMILY SUITES BY D3815 HOLIDAY INN NOAH'S HOTELS D 3603
48 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
NOVOTEL HOTELS D 3642 OBEROI HOTELS D 3657 OHANA HOTELS OF HAWAII D 3786 OMNI HOTELS D 3592 OPRYLAND HOTEL D 3732 OTANI HOTELS Renamed NEW OTANI D3658 HOTELS OUTRIGGER HOTELS AND RESORTS D 3785 OXFORD SUITES D 3819 PANNONIA HOTELS D 3599 PARIS LAS VEGAS HOTEL D 3795 PARK INNS INTERNATIONAL D 3553 PARK PLAZA HOTEL D 3830 PATRICIA GRAND RESORT HOTELS D 3781 PEABODY HOTELS D 3752 PENINSULA HOTEL D 3523 PENTA HOTELS D 3653 PEPPERMILL HOTEL CASINO D 3796 PINEHURST RESORT D 3554 PREMIER INN D 3811 PRIMADONNA HOTEL AND CASINO D 3761 PRINCE HOTELS D 3526 PRINCESS HOTELS INTERNATIONAL D 3584 PROTEA HOTELS D 3719 PULLMAN INTERNATIONAL HOTELS D 3519 QUALITY INNS D 3508 QUALITY SUITES D 3508 QUALITY PACIFIC HOTEL D 3713 QUEENS MOAT HOUSES D 3645 RADISSON BLU D 3583 RADISSON HOTELS D 3649 RAFFLES HOTELS D 3790 RAMADA INNS D 3637 RANK HOTELS D 3633 RANTASIPI HOTELS D 3674 RED LION HOTELS D 3528 RED LION INNS D 3528
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 49 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
RED ROOF INNS D 3650 REGAL 8 INNS D 3550 REGENT INTERNATIONAL HOTELS D 3598 RELAX INNS D 3565 RENAISSANCE HOTELS D 3530 RESIDENCE INNS D 3703 RESO HOTELS D 3635 RICA HOTESL D 3723 RIO SUITES D 3726 RIVERSIDE RESORT HOTEL AND CASINO D 3597 RIVIERA HOTEL AND CASINO D 3737 RODEWAY INNS D 3515 ROSEN HOTELS AND RESORTS D 3782 ROYAL HOTELS D 3542 ROYAL KONA RESORT D 3532 ROYAL LAHAINA RESORT D 3521 ROYCE HOTELS D 3704 SAJARA HOTEL AND CASINO D 3682 SAM’S TOWN HOTEL AND CASINO D 3564 SANDMAN HOTELS D 3573 SANDMAN INNS D 3705 SAND’S RESORT D 3775 SARA HOTELS D 3656 SAROVA HOTELS D 3636 SCANDIC HOTELS D 3655 SEA PINES RESORT D 3725 SHANGRI-LA INTERNATIONAL D 3545 SHERATON HOTELS D 3503 SHILO INNS D 3706 SILVER LEGACY HOTEL AND CASINO D 3679 SILVER STAR HOTEL AND CASINO D 3768 SHONEY'S INNS D 3707 SLEEP INN D 3631 SMUGGLER’S NOTCH RESORT D 3789 SOFITEL HOTELS D 3641 SOHO GRAND HOTEL D 3567 SOKOS HOTELS D 3586
50 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
SOL HOTELS D 3518 SONESTA HOTELS D 3591 SOUTH SEAS RESORTS - MCC Retired D 3756 SOUTHERN PACIFIC HOTELS D 3534 SOUTHERN SUN HOTELS D 3720 SPRINGHILL SUITES D 3770 ST. REGIS HOTEL D 3745 STAKIS HOTELS D 3666 STAYBRIDGE SUITES D 3791 STEIGENBERGER HOTELS D 3643 STOUFFER HOTELS D 3530 STRATOSPHERE HOTEL AND CASINO D 3769 STUDIO PLUS D 3626 SUMMERFIELDS SUITES HOTELS D 3539 SUPER 8 MOTELS D 3709 SUSSE CHALET D 3686 SWALLOW HOTELS D 3646 SWISSOTEL D 3634 TAJ HOTELS INTERNATIONAL D 3659 THE BEVERLY HILLS HOTEL D 3749 THE ELIOT HOTEL D 3746 THE HOMESTEAD D 3755 THE ORCHID AT MAUNA LANI D 3759 THE PHOENICIAN D 3632 THE REGISTRY HOTELS D 3702 THE RITZ-CARLTON D 3710 THE ROOSEVELT HOTEL NY D 3814 THE VENETIAN RESORT HOTEL CASINO D 3773 THUNDERBIRD HOTELS D 3528 TOKYO HOTEL D 3522 TOWN AND COUNTRY RESORT & D3783 CONVENTION CENTRE TOWNEPLACE SUITES D 3740 TRAVELODGE D 3615 TREASURE ISLAND HOTEL AND CASINO D 3555 TRIBECA GRAND HOTEL D 3569 TROPICANA RESORT & CASINO D 3738
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 51 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
VAGABOND HOTELS D 3575 VDARA D 3825 VENTURE INNS D 3574 VIRGIN RIVER HOTEL AND CASINO D 3708 W HOTELS D 3779 WALDORF D 3831 WELCOMGROUP HOTELS D 3524 WELLESLEY INNS D 3748 WESTIN HOTELS D 3513 WHISKEY PETE’S HOTEL AND CASINO D 3762 WILDERNESS HOTEL & RESORT D 3801 WOODSIDE HOTELS & RESORTS D 3739 WYNDHAM HOTELS D 3722 WYNN LAS VEGAS D 3596 Household Appliance Stores I 5722 I Ice Dealers I 5999 Inbound Teleservices Merchants J 5967 Industrial Supplies, Not Elsewhere I5085 Classified Information Retrieval Services I 7375 Insulation Contractors I 1740 Insurance Sales, Underwriting and I6300 Premiums International Automated Referral Service I9700 (for Visa use only) Intra-Company Purchases I 9950 Intra-Government Purchases— I9405 Government Only J Janitorial Services I 7349 Jewellery Repair I 7631 Jewellery Stores I 5944 L Laboratory, Medical, Dental, Ophthalmic I5047 and Hospital Equipment and Supplies Labour Unions I 8699 Landscaping Services I 0780 Launderettes I 7211
52 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Laundry, Cleaning and Garment Services I 7210 Lawn Supply Stores—Nurseries I 5261 Leather Goods Stores I 5948 Legal Services I 8111 Limousines I 4121 Liquefied Petroleum Dealers I 5983 Liquor Stores I 5921 Local/Suburban Commuter Passenger I 4111 Transportation, Including Ferries Luggage Stores I 5948 Lumber and Building Materials Stores I 5211 M Management and Consulting Services I 7392 Marinas, Marine Service and Supplies I 4468 Marriage Counselling I 7277 Masonry, Stonework Contractors I 1740 Massage Parlours I 7297 Meat Markets I 5499 Meat Provisioners—Freezer and Locker I 5422 Medical Laboratories I 8071 Medical Services and Health Practitioners, I8099 Not Elsewhere Classified Membership Clubs (Sports, Recreation, I7997 Athletic) Membership Organisations, Not I8699 Elsewhere Classified Men’s and Boys’ Clothing and Accessories I5611 Stores Men’s, Women’s and Children’s Uniforms I5137 and Commercial Clothing Men’s and Women’s Clothing Stores I 5691 Metal Service Centres and Offices I 5051 Miniature Golf and Driving Ranges I 7999 Miscellaneous Publishing and Printing I 2741 Mobile Home Dealers I 5271 Money Orders—Non-Financial Institutions O6051 (not wire transfer) Monuments—Sales and Installation I 5999
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 53 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Motels—Lodging D See Hotels Motion Pictures and Video Tape I7829 Production and Distribution Motion Picture Theatres I 7832 Motor Freight Carriers I 4214 Motor Home Dealers I 5592 Motor Home Rentals I 7519 Motor Vehicle Supplies and New Parts I 5013 Motorcycle Shops and Dealers I 5571 Moving and Storage Companies I 4214 Museums I 7999 Music Stores, Musical Instruments, Pianos I5733 and Sheet Music N Needlework Stores I 5949 News Dealers and Newsstands I 5994 Nightclubs I 5813 Nondurable Goods, Not Elsewhere I5199 Classified Non-Financial Institutions—Foreign O6051 Currency, Money Orders (not wire transfer) and Cheques Non-Financial Institutions—Stored Value O6540 Card Purchase/Load Novelty Shops I 5947 Numismatic Supplies I 5972 Nurseries—Lawn and Garden Supply I5261 Stores Nursing and Personal Care Facilities I 8050 Nut Stores I 5441 O Off-Track Betting I 7995 Office Furniture I 5021 Office, Photographic, Photocopy and I5044 Microfilm Equipment Office Supply Stores I 5943 Ophthalmologists I 8042 Opticians, Optical Goods and Eyeglasses I 8043 Optometrists I 8042
54 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Orchestras I 7929 Orthodontists I 8021 Orthopaedic Goods, Prosthetic Devices I 5976 Osteopaths I 8031 Outbound Telemarketing Merchants J 5966 P Package Stores—Beer, Wine and Liquor I 5921 Package Tour Operators— H4723 Germany Only (previously TUI Reisebuero) Paint Shops—Automotive I 7535 Paint and Wallpaper Stores I 5231 Paints, Varnishes and Supplies I 5198 Paper Hanging Contractors I 1799 Parking Lots - Renamed Parking Lots, I7523 Parking Meters and Garages Passenger Railways B 4112 Pawn Shops I 5933 Personal Counselling I 7277 Personal Services, Not Elsewhere I 7299 Classified Petroleum and Petroleum Products I 5172 Pet Shops, Pet Foods and Supplies Stores I 5995 Pharmacies I 5912 Philatelic Supplies I 5972 Photocopying Services I 7338 Photo finishing Laboratories, Photo I7395 Developing Photographic Studios I 7221 Photographic Supply Stores I 5946 Photography Art and Graphics— I7333 Commercial Physicians I 8011 Piece Goods, Notions and Other Dry I5131 Goods Piece Goods Stores I 5949 Plastering Contractors I 1740 Plumbing I 1711
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 55 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Plumbing and Heating Equipment and I5074 Supplies Podiatrists I 8049 Political Organisations I 8651 Postal Services—Government Only I 9402 Precious Stones and Metals, Watches and I5094 Jewellery Print Shops I 7338 Private Golf Courses I 7997 Professional Organisations I 8699 Professional Schools I 8220 Professional Services, Not Elsewhere I 8999 Classified Professional Sports Clubs I 7941 Protective Services I 7393 Public Relations Services I 7392 Q Quick Copy, Reproduction and I 7338 Blueprinting Services R Race Tracks I 7941 Radio Repair Shops I 7622 Railroads B 4011 Real Estate Agents, Brokers, Managers I 7299 Real Estate Agents, Managers - Rentals I 6513 Record Shops I 5735 Recreational and Utility Trailers I 5561 Recreational Facilities—Miscellaneous I 7999 Refrigeration Repair Shops I 7623 Religious Goods Stores I 5973 Religious Organisations I 8661 Rentals—Automobiles C (See Car Rental Agencies) Rentals—Boats I 4457 Rentals—Clothing, Costumes, Uniforms I 7296 Rentals—Recreational Vehicles I 7519 Rentals—Tools, Equipment and Furniture I 7394 Rentals—Trucks and Trailers I 7513
56 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Rentals—Video Tapes I 7841 Repair Shops—Electrical and Small I 7629 Appliances Repair Shops and Related Services— I7699 Miscellaneous Reproduction Services I 7338 Resorts—Lodging D (See Hotels) Restaurants F 5812 Retail Stores, Not Elsewhere Classified I 5999 Re-upholstery I 7641 Riding Apparel Stores I 5655 Roofing—Contractors I 1761 S Salvage Yards I 5935 Sanitary Utilities I 4900 Savings and Loans—Automated Cash L6011 Disbursements Savings and Loans—Manual Cash L6010 Disbursements Savings and Loans—Merchandise and I6012 Services School Supplies Stores I 5943 Schools—Business and Secretarial I 8244 Schools—Elementary and Secondary I 8211 Schools—Vocational I 8249 Schools and Educational Services, Not I 8299 Elsewhere Classified Seafood Markets I 5499 Seamstresses I 5697 Secondary Schools I 8211 Secondhand Stores I 5931 Secretarial Schools I 8244 Security Brokers/Dealers I 6211 Service Stations (with or without ancillary I 5541 services) Sewing Stores I 5949 Sheet Metal Work—Contractors I 1761 Shoe Repair Shops and Shoe Shine I7251 Parlours
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 57 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Shoe Stores I 5661 Shopping Services—Clubs I 7278 Siding—Contractors I 1761 Silverware Stores I 5944 Ski Slopes I 7999 Snowmobile Dealers I 5598 Social Associations I 8641 Social Service Organisations I 8398 Software—Computer I 5734 Souvenir Shops I 5947 Spas—Health and Beauty I 7298 Speciality Cleaning, Polishing and I2842 Sanitation Preparations Speciality Food Markets I 5499 Speciality Retail Stores—Miscellaneous I 5999 Sporting Goods Stores I 5941 Sports Apparel Stores I 5655 Sports Clubs—Memberships I 7997 Sports Instruction I 7999 Sports—Promoters and Professional I 7941 Stamp Stores I 5972 Stationery, Office Supplies, Printing and I 5111 Writing Paper Stationery Stores I 5943 Steamship Lines I 4411 Stenographic and Secretarial Support I 7339 Services Stereo Repair Shops I 7622 Stonework and Masonry Contractors I 1740 Storage I 4225 Supermarkets I 5411 Surveying Services I 8911 Swimming Pools—Public I 7999 Swimming Pools—Sales, Service and I 5996 Supplies T Tailors and Seamstresses, Mending and I5697 Alterations Tave rn s I 58 13
58 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Tax Payments I 9311 Tax Preparation Services I 7276 Taxicabs I 4121 Te leg raph Se rv ice s I 4821 Telecommunications Equipment, Including I4812 Telephone Sales Telecommunication Services, Including I4814 Local and Long Distance Calls, Credit Card Calls, Calls through Use of Magnetic Stripe-Reading Telephones and Fax Services Telemarketing—Travel-Related J 5962 Arrangement Services (Excluding Travel Agencies) (see Direct Marketing—Travel- Related Arrangement Services) Television Repair Shops I 7622 Temporary Help Services I 7361 Tennis Clubs—Memberships I 7997 Tent and Awning Shops I 5998 Testing Laboratories (Non-Medical) I 8734 Theatrical Producers (Except Motion I7922 Pictures), Ticket Agencies Tile Setting Contractors I 1740 Time-shares I 7012 Toll and Bridge Fees I 4784 Tombstones—Sales and Installation I 5999 Tour Buses I 4131 Tour Operators H 4722 Tourist Attractions and Exhibits I 7991 Towing Ser vices I 7549 Toy a nd Ga me Sh op s I 5945 Trade Schools I 8249 Trailer Dealers I 5561 Trailer Parks I 7033 Trailer Rentals I 7513 Transportation Services, Not Elsewhere I4789 Classified Travel Agencies and Tour Operators H 4722 Travelers Cheques—Non-Financial O6051 Institutions
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 59 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Trophy Sales I 5999 Truck Dealers (New and Used)— Service, I5511 Repairs, Parts Truck Dealers (Used Only) I 5521 Truck Rentals I 7513 Trucking—Local/Long Distance I 4214 Tuxedo Rentals I 7296 Typesetting, Platemaking and Related I2791 Services Typewriter Stores—Sales, Rental, Service I 5978 Tyre Retreading and Repair Shops I 7534 Tyre Stores—Automotive I 5532 U Uniforms—Rental I 7296 Universities I 8220 Upholstery Cleaning I 7217 Upholstery Stores I 5714 Used Merchandise Stores I 5931 Utilities—Electric, Gas, Water, Telephone, I4900 Sanitary Utility Trailer Dealers I 5561 Utility Trailer Rentals I 7513 V Variety Stores I 5331 Vegetable Markets I 5499 Veterinary Services I 0742 Video Amusement Game Supplies I 7993 Video Game Arcades/Establishments I 7994 Video Tape Rental Stores I 7841 Visa Credential Server (for Visa use only) I 9701 Visa Phone I 4815 Vocational Schools I 8249 W Wagers at Race Tracks I 7995 Wallpaper Stores I 5231 Warehousing, Public I 4225 Watch Repair I 7631 Watch Stores I 5944
60 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-1 Merchant Data Standards, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation Floor Limit MCC Category Code
Water Utilities I 4900 Welding Repairs I 7692 Well Drilling—Contractors I 1799 Wholesale Clubs I 5300 Wig and Toupee Stores I 5698 Wire Transfer—Money Orders O 4829 Women’s Accessory and Speciality Shops I 5631 Women’s Ready-To-Wear Stores I 5621 Wood Dealers I 5983 Wrecking I 5935 Z Zoos I 7999
MERCHANT CATEGORY CODES, LISTED IN NUMERICAL ORDER OF MCC
Merchant Category Codes that are no longer active (and are not to be used for original Presentments) appear for reference only in the numerical listing.
KEY:
1 International Airline Program Participant
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 61 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code
MCC MCC Title Description Other Alpha Listings Similar Merchants
0742 Veterinary Merchants classified under this MCC are Animal Doctors, Pet Shops, Pet Foods and Services licensed practitioners of veterinary Hospitals Clinics—Pet Supplies Store - 5995 medicine, dentistry, or surgery. This MCC Hospitals—Pet Clinics Miscellaneous Personal includes medical practitioners of pets Services—Veterinary Services (Not Elsewhere (e.g. dogs and cats), livestock (e.g. cattle, Classified) - 7299 horses, sheep, hogs, goats and poultry), as well as large or exotic animals. 0763 Agricultural Co- Merchants classified under this MCC Farm Management Landscaping and operatives provide farm management services or Services Horticultural Services - engage in farming operations. Also Orchards 0780 included in this MCC are associations Vineyards and cooperations that provide assistance and services to farmers in farm management. These services include, but are not limited to: financial assistance, management or complete maintenance of crops, soil preparation, planting and cultivating, aerial dusting and spraying, disease and insect control, weed control, and harvesting crops. merchants that provide farm product warehousing and storage must be classified under MCC 4225—Public Warehousing and Storage—Farm Products, Refrigerated Goods, Household Goods, and Storage. 0780 Landscaping Merchants classified under this MCC Gardening Services Florist Supplies, Nursery and provide landscape planning and design Horticulture Services Stock and Flowers - 5193 Horticultural services. This MCC also includes Services—Gardening Nurseries and Lawn and Services merchants that offer a variety of lawn Services—Horticulture Garden Supply Stores - and garden services (e.g. planting, Services—Landscaping 5261 fertilizing, mowing, mulching, seeding, spraying and sod laying). 1520 General Merchants classified under this MCC are Building Contractors— Heating, Plumbing, and Contractors - general contractors primarily engaged in Residential, Commercial Air Conditioning Residential and construction of both residential and Construction Companies Contractors - 1711 Commercial commercial buildings. This MCC includes Contractors—General Electrical Contractors - contractors that perform new Contractors—Residential, 1731 construction as well as remodeling, Commercial Masonry, Stonework, repair, additions or alterations. Tile Setting, Plastering and Insulation Contractors - 1740 Carpentry Contractors - 1750 Roofing, Siding, and Sheet Metal Work Contractors - 1761 Concrete Work Contractors - 1771 Special Trade Contractors (Not Elsewhere Classified) - 1799
62 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
1711 Heating, Merchants classified under this MCC are Air Conditioning General Contractors — Plumbing, and contractors that provide heating, Contractors Contractors— Residential and Air plumbing and air conditioning services. Air Conditioning Commercial - 1520 Conditioning This MCC includes contractors that Contractors—Heating Plumbing and Heating Contractors perform air system balancing and testing, Contractors—Plumbing Equipment and Supplies drainage system installation, furnace Heating Contractors - 5074 repair, lawn sprinkler system installation, Plumbing Contractors Special Trade refrigeration and freezer work, sewer Contractors (Not hookups and connections, solar heating, Elsewhere Classified) - sprinkler system installation and water 1799 pump installation and servicing. 1731 Electrical Merchants classified under this MCC are Contractors—Electrical General Contractors— Contractors contractors that provide electrical work Residential and such as fire alarm installation, sound Commercial - 1520 equipment installation, Special Trade telecommunications equipment Contractors (Not installation and telephone and telephone Elsewhere Classified) - equipment installation. 1799
1740 Masonry, Merchants classified under this MCC are Contractors—Insulation General Contractors— Stonework, Tile contractors that perform masonry work, Contractors—Masonry Residential and Setting, stone setting and other stone work, tile Contractors—Plastering Commercial - 1520 Plastering and setting, plain and ornamental plastering, Contractors—Stonework Special Trade Insulation and insulation. This MCC also includes Contractors—Tile Setting Contractors (Not Contractors contractors that perform bricklaying, Insulation Contractors Elsewhere Classified) - ceramic and marble work, mosaic work, Plastering Contractors 1799 acoustical contractors and drywall Stonework Contractors Tile construction. Setting Contractors 1750 Carpentry Merchants classified under this MCC are Contractors—Carpentry General Contractors— Contractors contractors that perform carpentry work. Residential and This MCC includes contractors that do Commercial - 1520 cabinet work at the construction site, Special Trade framing, trim and finish work and window Contractors (Not and door installation. Elsewhere Classified) - 1799 1761 Roofing, Siding, Merchants classified under this MCC are Contractors—Roofing General Contractors— and Sheet contractors that install roofing, siding, Contractors—Sheet Metal Residential and Metal Work and do sheet metal work. This MCC Work Commercial - 1520 Contractors includes contractors that perform Contractors—Siding Sheet Special Trade architectural sheet metal work, ceilings Metal Work Contractors Contractors (Not and skylight installation, duct and gutter Siding Contractors Elsewhere Classified) - installation, roof spraying, painting or 1799 coating.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 63 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
1771 Concrete Work Merchants classified under this MCC are Asphalt Contractors General Contractors— Contractors contractors that perform concrete, Cement Contractors Residential and cement or asphalt work. This MCC Contractors—Concrete Commercial - 1520 includes contractors that construct Work Special Trade private driveways and walks of all Contractors (Not materials. Also included in this category Elsewhere Classified) - are contractors that pour concrete for 1799 foundations, perform grouting work and concrete patio and sidewalk construction. 1799 Special Trade Merchants classified under this MCC are Contractors—Decorating General Contractors— Contractors special trade contractors that perform Contractors—Demolition Residential and (Not Elsewhere construction work not elsewhere Services Commercial - 1520 Classified) classified. This MCC includes contractors Contractors—Glasswork that perform awning installation, bath Contractors—Painting, tub refinishing, fence construction, fire Home and Building escape installation, house moving, home Contractors—Paper window replacement, garage door Hanging installation, ornamental metal work, Contractors—Special swimming pool construction, glasswork, Trade Contractors well drilling, wallpaper services, and (Not Elsewhere Classified) waterproofing. Contractors—Welding Contractors—Well Drilling Decorating Contractors Decorators—Interior Demolition Services Garage Door Installation Glasswork Contractors Interior Decorators Window Replacement Miscellaneous Special Contractors (Not Elsewhere Classified) Painting Contractors— Home, Building Paper Hanging Contractors Services—Demolition Wallpaper Hangers Welding Contractors Well Drilling Contractors 2741 Miscellaneous Merchants classified under this MCC Bookbinding Services Books, Periodicals and Publishing and engage in wholesale printing, publishing Printing Services Newspapers - 5192 Printing and/or bookbinding activity. This Publishing Services Book Stores - 5942 includes merchants that print or publish Services—Bookbinding Quick Copy, maps and atlases, business newsletters, Services—Publishing, Reproduction, and directories, sheet music, paper patterns, Printing Blueprinting Services - technical manuals and papers, telephone 7338 directories and yearbooks. This MCC does not include merchants that sell books, pamphlets, and educational materials. These merchants must be classified under MCC 5192—Books, Periodicals and Newspapers.
64 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
2791 Typesetting, Merchants classified under this MCC Plate Making Services Miscellaneous Plate Making perform wholesale typesetting for the Services—Plate Making Publishing and Printing - and Related printing trade and those making plates Services—Typesetting 2741 Services for printing purposes. These merchants Quick Copy, are involved in advertisement Reproduction, and typesetting, phototypesetting, computer Blueprinting Services - controlled typesetting, and colour 7338 separations. This MCC also includes merchants that make positives and negatives from which offset lithographic plates are made. However, these establishments do not print from the plates they make, but solely prepare them for use by other merchants. This MCC also includes merchants that provide engraving or embossing services for printing purposes, such as engraving on wood, rubber, copper steel or photo- engraving. Those business-to-business merchants that primarily provide printing services must be classified under MCC 2741—Miscellaneous Publishing and Printing. 2842 Specialty Merchants classified under this MCC Cleaning Preparations Industrial Supplies (Not Cleaning, engage in wholesale manufacture of Materials—Cleaning, Elsewhere Classified) - Polishing and polishes for furniture, metal, and other Polishing, Sanitation 5085 Sanitation uses as well as cleaning solutions, Polishing Preparations Chemicals and Allied Preparations industrial plant, household disinfectants Sanitation Preparations Products (Not Elsewhere and other sanitation preparations. Also Classified) - 5169 included in this MCC are merchants that sell non-personal deodorants, waxes and dressings for fabricated leather and other materials as well as wax removers, refining dry cleaning fluid and chemicals, rust and stain removers, wallpaper cleaners, and window cleaning solutions. 3000 Airlines, Air Refer to the Travel & Entertainment to Carriers Merchant Chapter of this document for a 3299 complete listing of major airline merchants. 3351 to Car Rental Refer to the Travel & Entertainment 3441 Agencies Chapter of this document for a complete listing of major car rental merchants. 3501 to Lodging - Refer to the Travel & Entertainment 3999 Hotels, Motels, Chapter of this document for a complete Resorts listing of major lodging merchants.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 65 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4011 Railroads Merchants classified under this MCC are Freight—Rail, Train Passenger Railways - railroads engaged in freight transport Transpor tation 4112 operations. Railways that provide Trains—Freight Motor Freight Carriers passenger transportation must be Transpor tation and Trucking—Local and classified under MCC 4112—Passenger Transportation— Railroads, Long Distance, Moving Railways. Freight and Storage Companies, and Local Delivery Services - 4214 4111 Local and Merchants classified under this MCC Commuter Passenger Railways - Suburban provide local and suburban mass Transportation—Ferries 4112 Commuter passenger transportation over regular Commuter Taxicabs and Limousines Passenger routes and on regular schedules, and Transportation— Railways - 4121 Transportation, does not include taxicabs, limousines, Ferries Transportation— Bus Lines - 4131 Including and bus lines. Included in this category is Commuter, Local, Transpor tation Services Ferries railway commuter transportation. Suburban Commuter (Not Elsewhere Taxicabs and limousines must be Passenger Transportation Classified) - 4789 classified under MCC 4121—Taxicabs and Transportation— Limousines, and bus lines must be Commuter, Railways classified under MCC 4131—Bus Lines. Transportation—Ferries
4112 Passenger Merchants classified under this MCC are Railways—Passenger Railroads - 4011 Railroads railroads that primarily provide long Trains—Passenger Transpor tation Services distance passenger transportation. This Transportation— (Not Elsewhere may or may not include overnight Passenger Railways Classified) - 4789 accommodation on the train during long distance travel. Railways providing freight transport operations must be classified under MCC 4011—Railroads. Domestic Passenger Railways transactions in the jurisdiction of the U.S. Region are considered Travel and Entertainment (T&E) transactions. 4119 Ambulance Merchants classified under this MCC Air Ambulance Services Transpor tation Services Services provide emergency vehicle Emergency Vehicle (Not Elsewhere transportation with trained personnel. Services Classified) - 4789 These merchants may or may not provide Services—Air Ambulance Medical Services and emergency medical treatment en route Services—Ambulance Health Practitioners to a hospital or medical provider. Services—Emergency (Not Elsewhere Vehicles Classified) - 8099 Transportation— Ambulance Services 4121 Taxicabs and Merchants classified under this MCC Cabs, Taxicabs, Limousines Transpor tation Services Limousines provide transportation services by auto- Limousines Services— (Not Elsewhere mobile and do not operate on a regular Taxicabs, Limousines Classified) - 4789 schedule or established route. Transportation— Local and Suburban Taxicabs, Limousines Commuter Passenger Transpor t - 4111
66 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4131 Bus Lines Merchants classified under this MCC Coach Lines Transportation Services provide passenger bus transportation Transportation— Bus Lines (Not Elsewhere services on a regular schedule over Classified) - 4789 predetermined routes. Charter and tour bus operators do not belong in this category and must be classified under MCC 4722—Travel Agencies and Tour Operators. 4214 Motor Freight Merchants classified under this MCC Delivery Services—Local Courier Services—Air Carriers and provide local or long distance trucking Freight Carriers, Trucking and Ground, and Freight Trucking—Local services, and may or may not also and Storage Local Delivery Forwarders - 4215 and Long provide storage services. Household Service Long Distance Public Warehousing and Distance, goods warehousing and storage without Trucking Services Storage—Farm Products, Moving and trucking service must be classified under Motor Freight Carriers— Refrigerated Goods, Storage MCC 4225—Public Warehousing and Local, Long Distance Household Goods, and Companies, and Storage—Farm Products , Refrigerated Trucking Storage - 4225 Local Delivery Goods, Household Goods, and Storage. Moving Companies Services merchants that provide courier services Moving, Storage for parcels, goods and packages must be Companies classified under MCC 4215—Courier Services—Delivery, Local Services—Air and Ground, and Freight Services—Freight Carriers, Forwarders. Trucking and Storage Services—Trucking, Local and Long Distance Storage, Moving Companies— Local, Long Distance Trucking—Local, Long Distance 4215 Courier Merchants classified under this MCC Air or Ground Courier Motor Freight Carriers Services—Air deliver individually addressed letters, Services and Trucking—Local and and Ground, parcels, and packages, and excludes the Freight Forwarders, Courier Long Distance, Moving and Freight U.S. Postal Service (MCC 9402). Services Ground or Air and Storage Companies, Forwarders merchants that provide trucking delivery Courier Services and Local Delivery services of freight must be classified Services—Courier, Air or Services - 4214 under MCC 4214—Motor Freight Ground Postal Services— Carriers and Trucking—Local and Long Services—Freight Government Only - Distance, Moving and Storage Forwarders, Courier 9402 Companies, and Local Delivery Services. Services 4225 Public Merchants classified under this MCC Warehousing, Storage Motor Freight Carriers Warehousing provide storage and warehousing for Storage—Public and Trucking—Local and and Storage— farm products, refrigerated storage for Warehousing Long Distance, Moving Farm Products, perishable products, and storage for and Storage Companies, Refrigerated household goods and furniture. and Local Delivery Goods, Merchants that provide local storage and Services - 4214 Household trucking services must be classified Goods, and under MCC 4214—Motor Freight Storage Carriers and Trucking—Local and Long Distance, Moving and Storage Companies, and Local Delivery Services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 67 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4411 Steamship and Merchants classified under this MCC Ships—Cruise Lines Local and Suburban Cruise Lines provide passenger transportation on the Commuter Passenger open seas or inland waters for the Transportation, Including purpose of vacation or pleasure. These Ferries - 4111 merchants typically offer food, Transpor tation Services entertainment, and cabin (Not Elsewhere accommodation inclusive in the fare and Classified) - 4789 operate pre-defined and advertised routes. Merchants that provide local ferry service must be classified under MCC 4111—Local and Suburban Commuter Passenger Transportation, Including Ferries. 4457 Boat Rentals Merchants classified under this MCC Jet Skis—Rental, Leases Recreation Services (Not and Leasing primarily provide boat rental and leasing Powerboats—Rental, Elsewhere Classified) - services which include fishing boats, Leases Rentals—Boats 7999 non-crew houseboats, sail boats, power Rentals—Jet Skis Rentals— boats, jet skis, bareboats and yachts. Yachts, Non-Crew Sailboats—Rentals, Leases Yacht Rentals—Non-Crew 4468 Marinas, Merchants classified under this MCC Harbors Services—Marine, Boat Rentals and Leasing Marine operate marinas and may rent boat slips Marina Supplies—Marinas, - 4457 Services, and and store boats. Other services may Marine Service, Supplies Recreation Services (Not Supplies include boat cleaning and incidental boat Yacht Harbors Elsewhere Classified) - repair as well as the retail sale of marine 7999 supplies. Merchants located at a marina that sell petrol for consumer use in boats that do not have a separate merchant agreement from the marina are included in this category. Service station merchants located at a marina that have a separate merchant agreement from the marina must be classified under MCC 5541—Service Stations (with or without Ancillary Services). 4511 Airlines and Air This MCC is only to be used for those Carriers (Not airlines and air carriers that do not have Elsewhere their own specific MCC. Please refer to Listed) the Travel & Entertainment Chapter of this document for a complete listing of major airline merchants.
68 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4582 Airport, Flying Merchants classified under this MCC Flying Fields Courier Services—Air Fields, and operate and maintain airports and flying Terminals—Airports and Ground, and Freight Airport fields. This includes merchants that Forwarders - 4215 Ter min als provide aircraft cleaning and janitorial Airlines and Air Carriers services, aircraft servicing and repair, (Not Elsewhere aircraft storage at airports, and airport Classified) - 4511 hanger rental. Merchants that provide air courier services for packages, parcels or freight must be classified under MCC 4215—Courier Services—Air and Ground, and Freight Forwarders. Merchants located within the airport terminal that sell food, newspapers, and/ or gift or souvenir items must be classified under the appropriate MCC for that business, such as MCC 5812—Eating Places and Restaurants, MCC 5994— News Dealers and Newsstands, or MCC 5947—Gift, Card, Novelty and Souvenir Shops. 4722 Travel Agencies Travel agencies primarily provide travel Charter Buses Passenger Railways - and Tour information and booking services. They Package Tour Operators 4112 Operators act as agents on behalf of travelers in Tour Buses Taxicabs and Limousines booking and ticketing air, land or sea Tour Operators Travel - 4121 transportation and/or lodging Packages Travel Bus Lines - 4131 accommodation. This MCC includes Wholesalers Steamship and Cruise merchants that arrange and book air Lines - 4411 transportation, tours, cruises, car rentals, Airlines and Air Carriers rail transportation, and lodging. (Not Elsewhere This MCC includes tour operators that Classified) - 4511 arrange and assemble tours for sale Transportation Services through a travel agent or directly to the (Not Elsewhere consumer. Tour packages and excursions Classified) - 4789 may also be booked by a traveler through Direct Marketing— a hotel concierge or ticket office. Bus Travel- Related charters and tour bus operators are Arrangement Services - included in this MCC. 5962 Although Travel Agencies and Tour Lodging—Hotels, Operators may conduct much of their Motels, Resorts, Central business in a card absent manner, they Reservation Services are not considered direct marketing (Not Elsewhere merchants because they do not directly Classified) - 7011 solicit their business primarily through Automobile Rental catalogs, brochures, telemarketing, etc. Agency - 7512 These merchants’ transactions should be classified under this MCC, but each card absent transaction must be identified with the appropriate mail/ telephone order or electronic commerce indicator value. 4723 Package Tour This MCC is used exclusively in Operators - Germany. Germany Only
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 69 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4784 Tolls and Bridge Merchants classified under this MCC Bridge, Toll Fees Fees collect fees associated with toll roads, Fees—Bridge, Toll highways and bridges. 4789 Transportation Merchants classified under this MCC Airport Shuttle Local and Suburban Services (Not provide passenger transportation Transpor tation Commuter Passenger Elsewhere services not elsewhere classified. This Miscellaneous Transportation, Including Classified) MCC includes merchants that provide Transportation Services Ferries - 4111 transportation via horse-drawn cabs and (Not Elsewhere Classified) Passenger Railways - carriages, bicycle-taxis, aerial tramways, Services—Transportation 4112 airport shuttle transportation services, (Not Elsewhere Classified) Taxicabs and Limousines and cable cars. Ferry service, bus trans- Shuttle Transportation - 4121 portation, cruise lines, passenger Bus Lines - 4131 railways, and taxi and limousine service Steamship and Cruise merchants are not included in this Lines - 4411 category. Please refer to the “Similar Travel Agencies and Tour Merchants” column for the appropriate Operators - 4722 MCCs for thesemerchants. 4812 Telecommuni- Merchants classified under this MCC sell Cellular Telephone Te lecommu nicat io n cation telecommunication equipment such as Equipment Equipment— Services, including Local Equipment and telephones, fax machines, pagers, Telecommunications and Long Distance Calls, Telephone Sales cellular phones, and other equipment Pagers, Paging Equipment Credit Card Calls, Calls related to telecommunications. Telephone Equipment Through Use of Transactions representing Magnetic Stripe Reading telecommunication “air time” must be Telephones, and Fax classified under MCC 4814— Services - 4814 Telecommunication Services, including Electronics Stores - 5732 Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, and Fax Services. 4814 Telecommuni- Merchants classified under this MCC Cellular Telephone Service Te lecommu nicat io n cation Services, provide telecommunication services Faxing Services Equipment and including Local including local and long distance Local Telecommunication Telephone Sales - 4812 and Long telephone calls, calls placed through the Service Distance Calls, use of magnetic-stripe-reading Long Distance Credit Card telephones, and fax services. Merchants Telecommunication Calls, Calls that provide “lump sum” periodic (e.g. Service Prepaid Calling Through Use of monthly) billing of telephone calls should Cards— Magnetic- be classified with this MCC. Merchants Telecommunication Stripe-Reading that sell telecommunication equipment Service Telephones, and must be classified under MCC 4812— Fax Services Telecommunication Equipment and Telephone Sales.
70 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4816 Computer Merchants classified under this MCC Electronic Bulletin Board Direct Marketing— Network/ provide electronic bulletin board access Access Inbound Teleservices Information or on-line services via computers, and Information Services— via Merchant - 5967 Services includes Internet Service Providers (ISP). Computer Networks Computer Programming, This MCC includes all merchants that Internet Service Providers Data Processing, and provide computer network and Website Management/ Integrated Systems information services, regardless of Maintenance Design Services - 7372 pricing structure or marketing strategies. This MCC must not be used for merchants offering products or other services via the Internet. These merchants must be assigned a MCC that best describes the product or other service offered, e.g. computer software, must be classified as MCC 5734— Computer Software Stores; books must be classified as 5942—Book Stores. Merchants that provide computer programming and data processing services must be classified under MCC 7372—Computer Programming, Data Processing, and Integrated Systems Design Services. Audio-text and Video- text and/ or digital content services merchants do not belong in this category and must be classified under MCC 5967—Direct Marketing—Inbound Tele se r vice s Me rch ant . 4821 Telegraph Merchants classified under this MCC Cablegrams Services— Telecommunication Services that provide telegraph and other Cablegrams Services— Services, including Local nonverbal message communications Tele grap h and Long Distance Calls, services such as cablegrams. Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, and Fax Services - 4814
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 71 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
4829 Wire Transfer WTMOs: Merchants classified under this Money Orders—Wire Telegraph Services - Money Orders MCC allow customers to transfer funds Transfer 4821 (WTMOs) via a wire transfer money order. The Non-Financial transaction may occur in either a card Institutions— Foreign present or card absent manner. Currency, Money Orders For WTMO transactions in the (Not Wire Transfer), and jurisdiction of the U.S. Region, WTMO Travelers Cheques - merchants that provide wire transfer 6051 money orders on the premises of third- party agents (such as casinos, truck stops, and check cashing storefronts) must classify these transactions under MCC 4829. Visa Money Transfer Original Credit Transaction (OCTs): Merchants classified under this MCC allow cardholders to initiate a person-to- person funds transfer via a Visa Money Transfer Original Credit Transaction in a card present or card absent environment, resulting in a credit to the cardholder’s Visa Account for purposes other than refunding a purchase. 4899 Cable, Satellite Merchants classified under this MCC Pay Radio Services Utilities—Electric, Gas, and Other Pay provide the connection and ongoing Pay Television Services Water, Sanitary - 4900 Telev ision and delivery of television programming on a Cable Radio Services subscription or fee basis. Satellite Services Services—Cable and Other Pay Television Services Services—Pay Radio and Satellite Services 4900 Utilities— Merchants classified under this MCC Electric Utilities Garbage Te lecommu nicat io n Electric, Gas, provide the generation, transmission Collectors Gas Utilities Services, including Local Water, and and/ or distribution of electric, or gas Public Utilities Sanitary and Long Distance Calls, Sanitary power, or other utility type services on an Utilities Services—Electric Credit Card Calls, Calls ongoing basis. This MCC also includes Utilities Services—Gas Through Use of merchants providing water supply Utilities Services—Sanitary Magnetic Stripe Reading system services and merchants primarily Utilities Services—Water Telephones, and Fax engaged in the collection and disposal of Utilities Water Utilities Services - 4814 refuse. Merchants providing Waste Management telecommunication service must be Services - 7399 classified under MCC 4814— Telecommunication Services, including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic Stripe Reading Telephones, and Fax Services.
72 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5013 Motor Vehicle Merchants classified under this MCC are Automobile—Motor Automotive Tyre Stores - Supplies and wholesale distributors of motor vehicle Vehicle Supplies, New 5532 New Parts accessories, tools, equipment and new Parts Automotive Parts and parts. This MCC includes wholesalers of Parts—Motor Vehicle Accessories Stores - automobile testing equipment, service Supplies, New Parts 5533 station pumps and other equipment, Supplies—Motor Vehicle glass, batteries, new engines, parts and Supplies, New Parts accessories, electrical engine equipment, Vehicle Supplies, New and motorcycle parts. Merchants that Parts perform automotive repair work must be categorized under MCC 7531— Automotive Body Repair Shops or MCC 7538—Automotive Service Shops (Non- Dealer). 5021 Office and Merchants classified under this MCC are Commercial Furniture Medical, Dental, Commercial wholesale manufacturers and/ or Furniture—Office, Ophthalmic and Hospital Furniture distributors of furniture. This MCC Commercial Equipment and Supplies includes wholesalers of office desks, - 5047 chairs, cabinets, partitions, shelving, and Furniture, Home related items, restaurant tables and Furnishings and chairs, public park and building furniture, Equipment Stores, church pews, school desks, and theatre Except Appliances - 5712 seats. This MCC does not include wholesalers that manufacture or sell hospital equipment or furniture such as beds; these wholesalers must be classified under MCC 5047—Medical, Dental, Ophthalmic and Hospital Equipment and Supplies. 5039 Construction Merchants classified under this MCC are Materials—Construction Roofing, Siding, and Materials (Not wholesale distributors of construction (Not Elsewhere Classified) Sheet Metal Work Elsewhere materials such as prefabricated Supplies—Construction Contractors - 1761 Classified) buildings, lumber and glass. This MCC Materials Hardware, Equipment also includes wholesalers of architectural (Not Elsewhere Classified) and Supplies - 5072 metalwork, awnings, fencing and Paint, Varnishes and accessories, metal buildings, and septic Supplies - 5198 tanks. These wholesalers may or may not Home Supply also sell paint and painting supplies. Warehouse Stores - However, if the wholesaler primarily sells 5200 paint and painting supplies, it must be Lumber and Building classified under MCC 5198—Paints, Materials Stores - 5211 Varnishes and Supplies. This MCC does Glass, Paint, and not include wholesale manufacturers and Wallpaper Stores - 5231 distributors of equipment used in Hardware Stores - 5251 construction projects. These wholesalers Floor Covering Stores - must be classified under MCC 5046— 5713 Commercial Equipment (Not Elsewhere Welding Services - 7692 Classified).
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 73 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5044 Photographic, Merchants classified under this MCC are Copy Services— Office and Commercial Photocopy, wholesale distributors of office and Photographic, Photo- copy, Furniture - 5021 Microfilm photographic equipment such as film, Microfilm Supplies Computers and Equipment and cash registers, photocopy machines, Equipment— Photographic, Computer Peripheral Supplies microfilm machines, vaults and safes, Photocopy, Microfilm Equipment and Software typewriters, fax machines, adding Equipment, Supplies - 5045 machines and mailing machines. This Microfilm Supplies Stationery Stores, Office MCC does not include wholesalers of Photocopy Supplies and School Supply office furniture or computer equipment. Supplies—Photographic, Stores - 5943 The appropriate MCCs for these Photocopy, Microfilm Camera and wholesalers are MCC 5021—Office and Equipment, Supplies Photographic Supply Commercial Furniture and MCC 5045— Stores - 5946 Computers and Computer Peripheral Quick Copy, Equipment and Software, respectively. Reproduction, and Blueprinting Services - 7338 Photofinishing Laboratories and Photo Developing - 7395 5045 Computers and Merchants classified under this MCC are Equipment— Computers, Office and Commercial Computer wholesale distributors of computer Computer Peripheral Furniture - 5021 Peripheral hardware, software and related Equipment, Software Electronics Stores - 5732 Equipment and equipment. This MCC includes Hardware—Computer Computer Software Software wholesalers of computer monitors, disk Software—Computer Stores - 5734 drives, cables, keyboards, printers, Supplies—Computers, Computer Maintenance, scanners, modems, computer programs Computer Peripheral Repair and Services (Not and related accessories and equipment. Equipment, Software Elsewhere Classified) - These merchants may also sell desks or 7379 other furniture specifically designed for use with computers. However, if a merchant primarily sells computer furniture, the wholesaler must be classified under MCC 5021—Office and Commercial Furniture. Merchants classified under MCC 5045 may or may not also conduct repair work. However, if the merchant’s primary business is to provide repair service, the merchant must be classified under MCC 7379— Computer Maintenance, Repair and Services (Not Elsewhere Classified).
74 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5046 Commercial Merchants classified under this MCC are Appliance Wholesaler Office and Commercial Equipment (Not wholesale distributors of commercial Commercial Cooking, Food Furniture - 5021 Elsewhere machines and equipment. This MCC Service Equipment Furniture, Home Classified) includes wholesalers of food service and Equipment— Furnishings and cooking equipment, neon signs, balances Commercial Equipment Stores, and scales, lockers, commercial ovens (Not Elsewhere Classified) Except Appliances - 5712 and microwaves, soda fountain fixtures, Food Service Equipment— Equipment, Tool, store fixtures, mannequins, and vending Commercial Cooking Furniture, and Appliance machines. These wholesalers may or Equipment Restaurant Rental and Leasing - may not also rent or lease equipment. Equipment— Commercial 7394 However, if the primary business of the Cooking, Food Service merchant is to rent and/or lease Equipment equipment, it must be classified under Supplies—Commercial MCC 7394—Equipment, Tool, Furniture, Equipment and Appliance Rental and Leasing. MCC (Not Elsewhere Classified) 5046 does not include wholesalers of office or commercial furniture. These merchants must be classified under MCC 5021—Office and Commercial Furniture. 5047 Medical, Merchants classified under this MCC are Dental Equipment, Specialty Cleaning, Dental, wholesale distributors of laboratory, Supplies Equipment— Polishing and Sanitation Ophthalmic and surgical, orthopaedic equipment, patient Medical, Dental, Preparations - 2842 Hospital monitoring equipment, wheelchairs, and Ophthalmic, Office and Commercial Equipment and other medical instruments, industrial Orthopaedic, Hospital Furniture - 5021 Supplies safety devices, hospital equipment and Equipment, Supplies hospital furniture, such as beds. This Hospital Equipment, MCC includes providers of dental Supplies laboratory, orthopaedic, and professional Orthodontia Supplies supplies, diagnostic equipment, hearing Safety Equipment aids, first-aid kits, therapy equipment and Supplies—Dental X-ray machines and parts. Supplies—Hospital This MCC does not include wholesalers Supplies—Medical of furniture, chairs and tables or Supplies—Orthopaedic X- magazine racks for hospital lobbies or Ray Equipment medical or dental office reception areas. These merchants must be classified under MCC 5021—Office and Commercial Furniture. MCC 5047 does not include wholesalers of hospital cleaning supplies. MCC 2842—Specialty Cleaning, Polishing and Sanitation Preparations is the correct code for these merchants.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 75 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5051 Metal Service Merchants classified under this MCC are Precious Stones and Centers and wholesale marketers of semi-finished Metals, Watches and Offices metal products, excluding precious Jewelry - 5094 metals. These merchants may sell metal Jewelry Stores, Watches, piping and tubing, wire screening and Clocks and Silverware bale ties, nails, ingots, aluminum bars, Stores - 5944 rails and accessories, metal or galvanized sheets, strip metal, iron rods, and wire rope or cable. Merchants categorized in this MCC may operate with warehouses (metal service centers) or without warehouses (metals sales offices). Wholesale distributors of precious metals must be classified under MCC 5094—Precious Stones and Metals, Watches and Jewelry. 5065 Electrical Parts Merchants classified under this MCC are Communications Te lecommu nicat io ns and Equipment wholesale distributors of electrical parts Equipment Equipment and and communications equipment. This Equipment—Electrical Telephone Sales - 4812 MCC includes wholesalers of electronic Parts, Equipment Parts— Electronics Stores - 5732 coils, capacitors, electronic condensers, Electrical, Equipment diodes, semiconductor devices, public Supplies—Electrical Parts, address equipment, and electric signs. Equipment Merchants that primarily sell electronic equipment to individual consumers must be classified under MCC 5732— Electronics Stores. Nor does MCC 5065 include merchants that sell telecommunications equipment such as telephones and pagers to consumers. These merchants must be classified under MCC 4812—Telecommunication Equipment and Telephone Sales. 5072 Hardware, Merchants classified under this MCC are Equipment—Hardware, Hardware Stores - 5251 Equipment and wholesale distributors of general Equipment, Supplies Hand Supplies hardware and cutlery such as bolts, nuts, Tools rivets, screws, fasteners, hand tools, Supplies Hardware, locks, washers, tacks, staples, nails, hand Equipment, Supplies saws, saw blades, and power hand tools. Merchants that sell hardware to consumers must be classified under MCC 5251—Hardware Stores.
76 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5074 Plumbing and Merchants classified under this MCC are Equipment—Heating Commercial Equipment Heating wholesale distributors of hydraulic Equipment, Supplies (Not Elsewhere Equipment and plumbing and heating equipment and Equipment—Plumbing Classified) - 5046 Supplies supplies. This MCC includes wholesalers Equipment, Supplies Hardware, Equipment of valves, fixtures, fittings, convectors, Equipment—Water and Supplies - 5072 boilers, brass goods, furnaces, Conditioning, Purification, Hardware Stores - 5251 prefabricated fireplaces, radiators and Softening Heating Household Appliance parts, solar heating panels and Equipment, Supplies Stores - 5722 equipment, and water heaters. This MCC Supplies—Heating Services—Water does not include wholesalers of Equipment, Supplies Filtration, Purification, commercial refrigeration equipment and Supplies—Plumbing Softening - 7299 supplies or appliances such as electric or Equipment, Supplies gas ranges and commercial ovens. These merchants must be classified under MCC 5046— Commercial Equipment (Not Elsewhere Classified). 5085 Industrial Merchants classified under this MCC are Supplies—Industrial Hardware Equipment Supplies (Not wholesale distributors of industrial (Not Elsewhere Classified) and Supplies - 5072 Elsewhere supplies such as abrasives, bearings, Chemicals and Allied Classified) boxes, cans, crates, cork, gaskets, Products (Not Elsewhere grommets, hydraulic valves, hoses, Classified) - 5169 pistons, sprockets, barrels, bottles (glass Hardware Stores - 5251 or plastic), industrial fittings, cordage, twine and rope, metals closures, printers ink, lapidary equipment, leather belting, mill supplies, pails, rubber goods, textile printers’ supplies, and steel drums. MCC 5085 does not include wholesale distributors of hardware supplies. These merchants must be classified under MCC 5072—Hardware Equipment and Supplies. 5094 Precious Stones Merchants classified under this MCC are Gemstones, Precious Jewelry, Watches, and Metals, wholesale distributors of jewelry, Stones, Metals, Watches, Clocks and Silverware Watches and precious stones and metals. This MCC Jewelry Jewelry—Fine Stores - 5944 Jewelry also includes wholesalers of costume Watches Miscellaneous Repair jewelry, watches and watch parts, clocks, Shops and Related silverware, diamonds and gem stones, Services - 7699 precious metals, pearls, and trophies. These merchants may or may not conduct repair work. However, if a merchant primarily conducts repair work, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. If a merchant is a retailer of the items listed above, it must be classified under MCC 5944—Jewelry, Watches, Clocks, and Silverware Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 77 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5099 Durable Goods Merchants classified under this MCC are Fire Extinguishers, Electrical Parts and (Not Elsewhere wholesale distributors of durable goods Firearms, Ammunition Gas Equipment - 5065 Classified) not elsewhere classified. This MCC Lighting Fixtures Goods— includes wholesalers of fire Durable extinguishers, firearms, gas lighting (Not Elsewhere Classified) fixtures, monuments and grave markers, Grave Stones, pre-recorded cassettes, cordwood, rough Luggage (Business to timber products, wood chips, signs Business), Monuments, except electric, musical instruments, and Musical Instruments, luggage. Wholesale distributors of Rough Timber Products, electric signs must be classified under Signs MCC 5065—Electrical Parts and Equipment. 5111 Stationery, Merchants classified under this MCC are Business Supplies— Office and Commercial Office Supplies, wholesale distributors of stationery and Stationery, Office, Printing, Furniture - 5021 Printing and office supplies, printing and writing Writing Supplies Photographic, Writing Paper paper, manifold business forms, Office Supplies Paper— Photocopy, Microfilm photocopying supplies, file cards and file Writing, Printing, Equipment and Supplies folders, pens, pencils, envelopes, inked Stationery, Office Supplies - 5044 ribbons, loose- leaf binders, sales and Printing Supplies Stationery Stores, Office receipt books, and photo albums and Supplies—Stationery, and School Supply scrapbooks. MCC 5111 does not include Office Supplies, Printing, Stores - 5943 wholesalers of office machines such as and Writing Paper Typewriter Stores— photocopying equipment and Sales, Rentals, and typewriters. These merchants must be Service - 5978 classified under MCC 5044— Photographic, Photocopy, Microfilm Equipment and Supplies. Wholesale distributors of office furniture such as desks, chairs and bookcases must be classified under MCC 5021— Office and Commercial Furniture. MCC 5111 does not include merchants that provide photocopying services. These merchants must be classified under MCC 5044— Photographic, Photocopy, Microfilm Equipment and Supplies. 5122 Drugs, Drug Merchants classified under this MCC are Cosmetic Distributors Medical, Dental, Proprietaries, wholesale distributors of prescription Distributors—Drugs, Ophthalmic and Hospital and Druggist drugs, proprietary drugs, vitamins, Druggists’ Sundries, Equipment and Supplies Sundries druggists’ sundries and toiletries, Toilet rie s - 5047 antiseptics, bandages, pharmaceuticals, Druggist Supplies Perfume Drug Stores and and biological or related products. MCC Distributors Pharmacies - 5912 5122 does not include wholesale Pharmaceuticals distributors of surgical, hospital or dental Supplies—Drugs, Drug supplies. These merchants must be Proprietaries, Druggist classified under MCC 5047—Medical, Sundries, Vitamins Dental, Ophthalmic and Hospital Equipment and Supplies.
78 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5131 Piece Goods, Merchants classified under this MCC are Fabric Goods Hair Miscellaneous Home Notions, and wholesale distributors of piece goods and Accessories Notions Furnishing Specialty Other Dry dry goods. This MCC includes merchants Sewing Accessories Stores - 5719 Goods that sell cheesecloth, drapery material, Supplies—Millinery Sewing, Needlework, fiberglass fabrics, zippers, yard goods of Textiles, Textile Binding Fabric and Piece Goods natural or manmade fibres, belt and Stores - 5949 buckle assembly kits, textile binding, buttons, knit and lace fabrics, ribbon, sewing accessories, thread, and trimmings. MCC 5131 does not include wholesale distributors of draperies or other window coverings. MCC 5719— Miscellaneous Home Furnishing Specialty Stores is the correct classification for these merchants. 5137 Men’s, Merchants classified under this MCC are Children’s Uniforms Commercial Footwear - Women’s, and wholesale distributors of commercial Commercial Clothing— 5139 Children’s work clothing and uniforms for men, Men’s, Women’s, Men’s and Boys’ Uniforms and women and children. This MCC includes Children’s Clothing and Commercial wholesale distributors of graduation caps Men’s Uniforms Accessories Stores - Clothing and gowns, shoes, athletic and Professional Uniforms 5611 recreational uniforms such as ballet and Uniforms—Men’s, Women’s Ready-To- karate uniforms, private or religious Women’s, Children’s Wear Stores - 5621 school uniforms, work uniforms, Women’s Uniforms Women’s Accessory and undergarments, and coats. Wholesale Specialty Shops - 5631 distributors of shoes must be classified Children’s and Infants’ under MCC 5139—Commercial Wear Stores - 5641 Footwear. MCC 5137 does not include Family Clothing Stores - merchants that sell apparel and 5651 accessories to consumers. These Sports and Riding merchants must be classified under the Apparel Stores - 5655 appropriate retail MCC. Please refer to Shoe Stores - 5661 the “Similar Merchants” column to the Furriers and Fur Shops - right for a listing of retail apparel MCCs. 5681 Men’s and Women’s Clothing Stores - 5691 Tailors, Seamstresses, Mending, and Alterations - 5697 Miscellaneous Apparel and Accessory Shops - 5699 5139 Commercial Merchants classified under this MCC are Footwear—Commercial Shoe Stores - 5661 Footwear wholesale distributors of commercial Shoes, Shoe Accessories shoes and boots including athletic —Commercial footwear. MCC 5139 does not include shoe stores that sell footwear to consumers. These merchants must be classified under MCC 5661—Shoe Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 79 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5169 Chemicals and Merchants classified under this MCC are Detergents Supplies— Specialty Cleaning, Allied Products wholesale distributors of chemicals and Chemicals, Allied Products Polishing and Sanitation (Not Elsewhere allied products not elsewhere classified (Not Elsewhere Classified) Preparations - 2842 Classified) such as acids, industrial chemicals, fuel Miscellaneous and and oil additives, glue, gum and wood Specialty Retail Stores - chemicals, compressed and liquefied 5999 industrial gases, resins, salts, turpentine, sealants, detergents, industrial alcohol and ammonia, aromatic chemicals, chlorine, coal tar products, and explosives. MCC 5169 does not include merchants that sell fireworks to consumers. These merchants must be classified under MCC 5999— Miscellaneous and Specialty Retail Stores. MCC 5169 does not include merchants that sell chemicals and/or solutions for cleaning or sanitation purposes. These merchants must be classified under MCC 2842—Specialty Cleaning, Polishing and Sanitation Preparations. 5172 Petroleum and Merchants classified under this MCC are Fuel Products, Services Chemicals and Allied Petroleum wholesale distributors of petroleum and Services—Fueling Products (Not Elsewhere Products petroleum products, butane gas, crude Classified) - 5169 oil, fuel oil, gasoline, kerosene, lubricating Fuel Dealers—Fuel Oil, oils and greases, aircraft fueling services, Wood, Coal, and and naphtha. MCC 5172 does not include Liquefied Petroleum - retail sellers of fuel oil, wood, coal, 5983 heating oil or gas propane; these merchants must be classified under MCC 5983—Fuel Dealers—Fuel Oil, Wood, Coal, and Liquefied Petroleum. 5192 Books, Merchants classified under this MCC are Journals Miscellaneous Periodicals and wholesale distributors of books, Magazines Publishing and Printing - Newspapers periodicals, magazines, journals, Newspapers, Newspaper 2741 newspapers, including newspaper Agencies Book Stores - 5942 agencies. MCC 5192 does not include Periodicals Direct Marketing— wholesale printers and/or publishers of Continuity/ Subscription books, periodicals, magazines, etc. This Merchant - 5968 type of merchant must be classified News Dealers and under MCC 2741—Miscellaneous Newsstands - 5994 Publishing and Printing. MCC 5192 does not include retail book sellers. These merchants must be classified under MCC 5942—Book Stores.
80 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5193 Florists Merchants classified under this MCC are Gardening Supplies Nurseries and Lawn and Supplies, wholesale distributors of flowers, nursery Nursery Stock Plants Garden Supply Stores - Nursery Stock stock and florists’ supplies, fresh and Supplies—Florist 5261 and Flowers artificial flowers, and potted plants. MCC Supplies, Nursery Stock, Florists - 5992 5193 does not include flower and plant Flowers shops that sell to consumers. These merchants must be classified under MCC 5992—Florists. 5198 Paints, Merchants classified under this MCC are Supplies—Paints, Glass, Paint, and Varnishes and wholesale distributors of paints, Varnishes, Supplies Wallpaper Stores - 5231 Supplies varnishes, wallpaper and supplies. This Varnishes, Paints, Supplies MCC includes wholesalers of colours and pigments, enamels, lacquers, paint brushes, paint pans, sandpaper, drop cloths, shellac, rollers and sprayers. Merchants that sell these types of products to consumers must be classified under MCC 5231—Glass, Paint, and Wallpaper Stores. 5199 Nondurable Merchants classified under this MCC are Goods—Nondurable Piece Goods, Notions, Goods (Not wholesale distributors of nondurable (Not Elsewhere Classified) and Other Dry Goods - Elsewhere goods not elsewhere classified. This 5131 Classified) MCC includes wholesalers of food Commercial Footwear - products, art goods, clothes hangers, 5139 foam rubber, ice, crude rubber, sponges, Luggage and Leather textile bags, burlap, canvas products, and Goods Stores - 5948 baskets. This MCC also includes merchants that sell leather and cut stock, and leather goods except footwear. Merchants that primarily sell wholesale leather footwear must be classified under MCC 5139— Commercial Footwear. 5200 Home Supply Merchants classified under this MCC sell Warehouse Stores— Home Lumber and Building Warehouse a wide range of home products such as Supply Materials Stores - 5211 Stores wallpaper, paint, lumber, garden supplies, Glass, Paint, and electrical equipment and supplies and Wallpaper Stores - 5231 home decorating items. Typically these Hardware Stores - 5251 merchants also sell “finished” products Floor Covering Stores - such as sinks, cabinets and doors as well 5713 as “do-it-yourself” kits. Usually these merchants have well-trained staff to assist customers in their selections.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 81 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5211 Lumber and Merchants classified under this MCC sell Building Materials Home Supply Building of one or more of the following products: Construction Materials Warehouse Stores - Materials lumber, unfinished wood products, Materials—Lumber, 5200 Stores lighting materials, concrete, sand, gravel, Building Glass, Paint, and general building or electrical supplies, Roofing Materials Wallpaper Stores - 5231 bricks, fencing, pipe, fiberglass, or Supplies—Lumber, Building Hardware Stores - 5251 molding. This MCC includes building Materials Floor Covering Stores - centers that offer their products to 5713 contractors rather than to the general Fireplace, Fireplace public. This category does not include the Screens and Accessories popular home supply store chains that Stores - 5718 are frequented by the general public and sell “finished” goods such as paint, wallpaper, floor tiles, cabinets, sinks, and “do-it-yourself” kits. Home supply warehouses must be classified under MCC 5200—Home Supply Warehouse Stores. Contractors and their services are not included in this category and must use one of the specified MCC for contractors. Please refer to “contractors” in the alphabetical MCC listing of this document. 5231 Glass, Paint and Merchants classified under this MCC sell Paint, Painting Supplies Construction Materials Wallpaper glass, paint and painting supplies, Supplies—Glass Supplies— (Not Elsewhere Stores wallpaper and hanging supplies, and Paint, Painting Classified) - 5039 other wallcovering materials. Wholesale Supplies Home Supply distributors of painting supplies must be Supplies—Wallpaper, Warehouse Stores. - classified under MCC 5039— Supplies 5200 Construction Materials (Not Elsewhere Wallpaper, Wallcovering Hardware Stores - 5251 Classified). Supplies Store Home supply warehouses must be classified under MCC 5200—Home Supply Warehouse Stores. 5251 Hardware Merchants classified under this MCC sell Electrical Supplies Home Supply Stores a full range of hardware supplies for Hand Tools Warehouse Stores - purchase by the general public. These Lighting Fixtures, Supplies 5200 merchants do not specialise in the sale of Plumbing Supplies Power Glass, Paint, and one or two products, but offer a full Tools Supplies—Hardware Wallpaper Stores - 5231 spectrum of hardware products such as Stores Tools Floor Covering Stores - small ticket electrical supplies, wiring, 5713 nuts, bolts, nails, screws, hammers, Fireplace, Fireplace screwdrivers and other small tools, Screens and Accessories washers, keys, light bulbs, brackets, Stores - 5718 plumbing supplies, etc. This MCC does not include large warehouse or discount home supply store chains; these must be classified under MCC 5200—Home Supply Warehouse Stores.
82 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5261 Nurseries and Merchants classified under this MCC sell Gardening Supplies Landscaping and Lawn and nursery stock, trees, shrubs, other plants, Greenhouses Horticultural Services - Garden Supply seeds, bulbs, mulches, soil conditioners, Lawn, Garden Supply Plant 0780 Stores fertilizers, pesticides, garden tools, and Shops Supplies— Florists - 5992 other garden supplies to the general Nurseries, public. Lawn, Garden Supply Stores 5271 Mobile Home Merchants classified under this MCC Dealers—Mobile Home, Camper, Recreational Dealers exclusively sell new and used mobile Parts, Equipment and Utility Trailer homes, related parts, accessories and Equipment—Mbile Dealers - 5561 equipment. Home Parts Motor Home Dealers - 5592 Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) - 5599 5300 Wholesale Merchants classified under this MCC sell Club Stores—Wholesale Home Supply Clubs a full range of household supplies, office Clubs Warehouse Stores - supplies and equipment, dry groceries, Discount Goods— 5200 perishables, as well as household and Wholesale Clubs Discount Stores - 5310 office furniture, electronics, appliances, Warehouse Retail— Department Stores - and auto supplies. Typically these Wholesale Clubs 5311 merchants operate warehouse-style Variety Stores - 5331 stores (no frills shopping), sell in bulk, Miscellaneous General and concentrate on price appeal. These Merchandise - 5399 merchants may or may not have Furniture, Home membership requirements. Furnishings and Equipment Stores, Except Appliances - 5712 Miscellaneous Home Furnishing Specialty Stores - 5719 5309 Duty Free Merchants classified under this MCC sell Package Stores—Beer, Stores a variety of gift and import items that are Wine, and Liquor - 5921 typically exempt from custom fees such Jewelry Stores - 5944 as liquor and jewelry. Generally, these Miscellaneous and merchants are located within airport Specialty Retail Stores - terminals and hotels. 5999
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 83 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5310 Discount Stores Merchants classified under this MCC sell Wholesale Clubs - 5300 a general line of merchandise and offer it Department Stores - at a discounted rate. The merchandise 5311 may include apparel, housewares, home Variety Stores - 5331 furnishings, personal care products, and Miscellaneous General electronics. These merchants typically Merchandise - 5399 have a primary check-out location at the Used Merchandise and front of the store, and promote and Secondhand Stores - advertise low prices on an ongoing basis. 5931 The following merchants are considered Discount Stores and must be classified under MCC 5310: Lidl Aldi Spar TK Maxx Note: The merchant name format listed above is recommended, but not required by Visa. 5311 Department Merchants classified under this MCC sell Wholesale Clubs - 5300 Stores a general line of apparel, home Variety Stores - 5331 furnishings, furniture, electronics, Miscellaneous General cosmetics, housewares, and major Merchandise - 5399 household appliances. These stores have Used Merchandise and departments that usually have their own Secondhand Stores - separate check-out counters. They often 5931 offer proprietary charge or credit accounts, deliver merchandise, and maintain open stocks. The following merchants are considered Department Stores and must be classified under MCC 5311: Harrods Harvey Nichols Marks & Spencers Selfridges Note: The merchant name format listed above is recommended, but not required by Visa.
84 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5331 Variety Stores Merchants classified under this MCC sell Discount Stores - 5310 a variety of merchandise in the low and Department Stores - popular price range. These stores do not 5311 have departments and sales are usually Miscellaneous General made on a cash-and-carry basis. Merchandise - 5399 Generally, these stores carry a limited Used Merchandise and brand selection of various products, do Secondhand Stores - not offer their own store charge or credit 5931 card, and do not deliver merchandise. Gift, Card, Novelty and Variety Stores (MCC 5331) and Discount Souvenir Shops - 5947 Stores (MCC 5310) generally offer the same merchandise and operate in the same manner; however, Variety Stores (MCC 5331) operate on a much smaller scale. 5399 Miscellaneous Merchants classified under this MCC sell General Merchandise— Wholesale Clubs - 5300 General a general line of merchandise such as Miscellaneous Discount Stores - 5310 Merchandise apparel, dry goods, hardware, Department Stores.. 5311 housewares, home furnishings, Variety Stores - 5331 electronics, furniture, and cosmetics. Used Merchandise and These stores are separated into Secondhand Stores - departments, and usually have separate 5931 check-out counters in each one. They often offer proprietary charge or credit accounts, deliver merchandise, and maintain open stocks. Generally, these merchants sell the same type of merchandise and operate in the same manner as a department store only on a much smaller scale. The following merchants are considered Miscellaneous General Merchandise and must be classified under MCC 5399: Poundland 99pStores Poundstretcher Note: The merchant name format listed above is recommended, but not required by Visa.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 85 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5411 Grocery Stores Merchants classified under this MCC sell Food Stores—Grocery Freezer and Locker Meat and a complete, full line of food merchandise Stores, Supermarkets Provisioners - 5422 Supermarkets for home consumption. Most of the food Supermarkets Dairy Products Stores - merchandise is perishable, including self- 5451 service groceries, meat, produce and Miscellaneous Food dairy products, and perishables must Stores— Convenience represent at least 45% of merchant’s Stores and Specialty sales. In addition, they also sell canned, Markets - 5499 frozen, prepackaged, dry foods, a limited selection of housewares, cleaning and polishing products, personal hygiene products, cosmetics, greeting cards, books, magazines, household items, and dry goods. These merchants may also operate specialised departments such as an in-store deli counter, meat counter, pharmacy, or floral department. merchants typically known as a convenience stores and sell a limited selection of products or specialty items must be classified under MCC 5499— Miscellaneous Food Stores— Convenience Stores and Specialty Markets. 5422 Freezer and Merchants classified under this MCC sell Butcher Shops Grocery Stores and Locker Meat fresh, frozen, or cured meats, fish, Fish, Seafood Markets Supermarkets - 5411 Provisioners shellfish, and other seafoods. This MCC Frozen Meats, Seafood Miscellaneous Food also includes bulk retail sellers of meat Meat Markets, Meat Stores— Convenience for freezer storage and home freezer Lockers Stores and Specialty plans. Meat markets included in this Seafood Markets Markets - 5499 MCC may butcher their own animals, or they may buy from others. Poultry shops must be classified under MCC 5499— Miscellaneous Food Stores— Convenience Stores and Specialty Markets. 5441 Candy, Nut, and Merchants classified under this MCC are Chocolate Shops Dairy Product Stores - Confectionery retail sellers of candy, chocolate, nuts, Confectionery Shops Dried 5451 Stores dried fruits, popcorn and other Fruit Shops Bakeries - 5462 confections. Nut Shops Miscellaneous Food Popcorn Stands Stores— Convenience Stores and Specialty Markets - 5499 5451 Dairy Products Merchants classified under this MCC sell Cheese Shops Miscellaneous Food Stores over-the-counter packaged dairy goods Stores— Convenience to consumers. This MCC includes Stores and Specialty merchants that sell butter, cheese, Markets - 5499 packaged ice cream, milk and other dairy Ice Cream Shops - 5814 products.
86 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5462 Bakeries Merchants classified under this MCC sell Bagel Shops Cake Shops Miscellaneous Food (and may make) bakery goods. This MCC Cookie Stores Doughnut Stores— Convenience includes bagel stores, cookie shops, Shops Pastry Shops Stores and Specialty doughnut shops and pastry shops. Pie Shops Markets - 5499 Wedding Cakes 5499 Miscellaneous Merchants classified under this MCC sell Convenience Stores Grocery Stores and Food Stores— specialty foods not elsewhere classified. Delicatessens Supermarkets - 5411 Convenience This MCC includes specialty food Food Stores—Convenience Freezer and Locker Meat Stores and markets, health food and dietary Fruit Markets Gourmet Provisioners - 5422 Specialty supplement stores, delicatessens, Food Stores Health Food Candy, Nut, and Markets poultry shops, coffee stores, vegetable Stores Mini Markets Confectionery Stores - and fruit markets, ice cream and yoghurt Poultry Shops Produce 5441 shops, and convenience stores. Markets Specialty Food Dairy Products Stores - Convenience stores that also sell Markets Tea/Coffee 5451 automotive petrol must be classified Merchandise Bakeries - 5462 under MCC 5541— Service Stations Stores Ice Cream Shops - 5814 (with or without Ancillary Services). Vegetable Markets Pretzel Stands - 5814 merchants that primarily sell meat and Vitamin Stores Yogurt Shops - 5814 seafood must be classified under MCC Coffee Shops - 5814 5422—Freezer and Locker Meat Sandwich Shops - 5814 Provisioners. Deli merchants that primarily sell sandwiches should be classified under MCC 5814 – Fast Food Restaurants. 5511 Car and Truck Merchants classified under this MCC sell Automobile/Truck Dealers Car and Truck Dealers Dealers (New new and used automobiles, trucks, (New/Used) Sales, (Used Only) Sales, and Used) pickups and vans. These merchants may Service, Repairs, Parts, Service, Repairs, Parts, Sales, Service, also conduct repair work and carry a Leasing and Leasing - 5521 Repairs, Parts, stock of replacement parts and Car Dealers (New/Used) Automotive Tyre Stores - and Leasing accessories. However, if the merchant’s Dealers—Automobile/ 5532 primary business is to conduct repair Truck (New/Used) Automotive Parts and work, the merchant must be classified Sales, Service, Repairs, Accessories Stores - under MCC 7538—Automotive Service Parts, Leasing 5533 Shops (Non-Dealer). Leasing—Automobile Camper, Recreational Truck and Utility Trailer Motor Vehicle Dealers Dealers - 5561 (New/Used) Repairs— Motorcycle Shops and Automobile/ Dealers - 5571 Truck Dealers (New/ Motor Home Dealers - Used) Sales, Service, 5592 Repairs, Parts, Leasing Snowmobile Dealers - Truck Dealers 5598 (New/Used) Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) - 5599 Automotive Service Shops (Non-Dealer) - 7538
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 87 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5521 Car and Truck Merchants classified under this MCC sell Antique Automobiles Car and Truck Dealers Dealers (Used used automobiles only, with no sales of Automobile/Trucks (Used (New/Used) Sales, Only) Sales, new automobiles. This MCC includes Only) Service, Repairs, Parts, Service, retail sellers of used automobiles, trucks, Car Dealers (Used Only) and Leasing - 5511 Repairs, Parts, pickups, vans and antique or vintage Dealers—Antique Automotive Tyre Stores - and Leasing automobiles. These merchants may also Automobiles 5532 conduct repair work and carry a stock of Dealers—Automobile/ Automotive Parts and replacement parts and accessories. Truck (Used Only) Accessories Stores - However, if the merchant’s primary Truck Dealers 5533 business is to conduct repair work, the (Used Only) Camper, Recreational merchant must be classified under MCC and Utility Trailer 7538—Automotive Service Shops (Non- Dealers - 5561 Dealer). Motorcycle Shops and Dealers - 5571 Motor Home Dealers - 5592 Snowmobile Dealers - 5598 Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) - 5599 5532 Automotive Merchants classified under this MCC sell Car Tyres—New Only Automotive Parts and Tyre Stores automotive and truck tyres and related Repairs—Automotive Tyre Accessories Stores - parts. These merchants may also Stores 5533 conduct tyre installation and repair Services—Repairs/ Tyre Retreading and services. However, if the merchant Automotive Tyre Stores Repair Shops - 7534 specialises in retreading and repairing Tyre Stores Automotive Service new and old tyres, it must be classified Shops (Non-Dealer) - under MCC 7534—Tyre Retreading and 7538 Repair Shops. 5533 Accessorize Merchants classified under this MCC sell Accessories—Automotive Automotive Tyres Stores Parts and automobile parts, equipment, and Automobile—Parts, - 5532 Accessories accessories. This MCC includes Accessories Stores Electronics Stores - 5732 Stores merchants that sell oil and filters, parts, Car Parts, Accessories mufflers, cleaning products, spark plugs, Stores waxing products, deodorizers, windshield Motor Vehicle Supplies, wipers, paint, etc. These merchants may Parts or may not also sell a limited line of car Parts, Automotive stereos and speakers. However, if the Supplies—Automotive merchant primary sells car stereos and Parts, Accessories Stores speakers, the merchant must be classified under MCC 5732—Electronics Stores.
88 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5541 Service Stations Merchants classified under this MCC are Filling Stations— Automated Fuel (with or without retail sellers of fuel and, for bank card Automotive Petrol Gas Dispensers - 5542 Ancillary transactions, require consumers to Stations (With or Automotive Service Services) present a bank card to an attendant and Without Ancillary Shops (Non-Dealer) - sign a sales draft in order to complete the Services) 7538 sale. These merchants may or may not Gasoline—Service Stations also have a convenience store, car wash, Marina Service Stations or automotive repair shop on the Petrol—Service Stations premises, but must sell fuel for consumer Truck Stops—Gasoline use. Excluded from this category code are Service Automated Fuel Dispensers, MCC 5542. 5542 Automated Fuel Merchants classified under this MCC are Cardholder-Activated Service Stations (With or Dispensers retail sellers of automotive petrol through Fuel Dispensers Without Ancillary the use of an Automated Fuel Dispenser Fuel Dispensers— Services) - 5541 (AFD). Automated Fuel Dispensers Automated Automotive Service enable cardholders to purchase fuel by Gas Pumps (Automated Shops (Non-Dealer) completing the transaction at the pump. Fuel Dispensers) 7538 The terminals used for bank card Gasoline—Self Service authorization and data capture are Ter min als activated by the cardholder; therefore, Petrol Dispensers— these transactions are considered to be Automated card absent transactions. These types of Petrol— Self Service terminals read and transmit the entire Terminals Self Service magnetic stripe data on the card, and do Terminals— Gasoline not require a cardholder signature. Self Service Terminals— Petrol 5551 Boat Dealers Merchants classified under this MCC sell Dealers—Boat Motorboat Marinas, Marine Service, new and used motor boats and other Dealers Outboard Motor and Supplies - 4468 water craft, marine supplies and Dealers Powerboat Dealers outboard motors. This MCC includes Sailboat Dealers merchants that sell power boats, sailboats, fishing boats and waterski boats. 5561 Camper, Merchants classified under this MCC sell Accessories— Recreational Motorcycle Shops and Recreational new and used recreational and utility Vehicles Camper Dealers Dealers - 5571 and Utility trailers, related parts and accessories. Dealers—Recreational, Motor Home Dealers - Trailer Dealers This MCC includes merchants that sell Utility Trailers, Camper 5592 campers, automobile travel trailers and Dealers Snowmobile Dealers - pop-up tent trailers. Motor home dealers Parts, Recreational 5598 must be classified under MCC 5592— Vehicles RV, Camper Miscellaneous Motor Home Dealers and motorcycle Dealers Recreational Automotive, Aircraft, dealers must be classified under MCC Vehicle Dealers, Parts, and Farm Equipment 5571—Motorcycle Shops and Dealers. Accessories Trailers— Dealers (Not Elsewhere Utility Classified) - 5599 Utility Trailers 5571 Motorcycle Merchants classified under this MCC sell Dealers—Motorcycle, Miscellaneous Shops and new and used motorcycles, motor Moped, Motor Scooters Automotive, Aircraft, Dealers scooters, mopeds and related parts, Moped Dealers, Parts, and Farm Equipment equipment and accessories. These Accessories Dealers (Not Elsewhere merchants may also sell helmets and a Motor Scooter Dealers, Classified) - 5599 limited selection of apparel such as riding Parts, Accessories jackets, trousers, hats, and gloves. Supplies—Motorcycle Parts, Accessories
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 89 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5592 Motor Homes Merchants classified under this MCC sell Dealers—Motor Homes Mobile Home Dealers - Dealers new and used motor homes and related 5271 parts and accessories. Camper, Recreational and Utility Trailer Dealers - 5561 Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) - 5599 5598 Snowmobile Merchants classified under this MCC Dealers—Snowmobiles Camper, Recreational Dealers exclusively sell new and used and Utility Trailer snowmobiles and related parts and Dealers - 5561 accessories. Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) - 5599 5599 Miscellaneous Merchants classified under this MCC sell Airplane, Aircraft Dealers Car and Truck Dealers Automotive, new and used automotive and All-Terrain Vehicle Dealers (New and Used) Sales, Aircraft, and recreational vehicles, parts, equipment Automotive Dealers— Service, Repairs, Parts, Farm and supplies not elsewhere classified. Miscellaneous and Leasing - 5511 Equipment This MCC includes merchants that sell (Not Elsewhere Classified) Car and Truck Dealers Dealers (Not all-terrain vehicles (ATVs), dune buggies, Dealers—Airplane, Aircraft (Used Only) Sales, Elsewhere golf carts, and go-carts. This MCC also Dealers—Golf Carts Service, Repairs, Parts, Classified) includes merchants that sell aircraft and Dealers—Miscellaneous and Leasing - 5521 farm equipment dealers that sell large Automotive Dealers Boat Dealers - 5551 ticket items such as tractors, combines, (Not Elsewhere Classified) Camper, Recreational and harvesting machinery. Plane Dealers—Aircraft and Utility Trailer Dealers - 5561 Motorcycle Shops and Dealers - 5571 Motor Home Dealers - 5592 Snowmobile Dealers - 5598 5611 Men’s and Boy’s Merchants classified under this MCC sell Accessories—Men’s, Boys’ Family Clothing Stores - Clothing and men’s and boys’ ready-to-wear clothing Clothing Apparel—Men’s, 5651 Accessories and accessories. This MCC includes tie Boys’ Clothing Men’s and Women’s Stores and hat shops. Boys’ Clothing, Clothing Stores - 5691 Accessories Clothing— Men’s, Boys’ Clothing, Accessory Stores Hat Shops—Men’s Necktie Stores Tie Shops—Men’s Clothing
90 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5621 Women’s Ready Merchants classified under this MCC sell Apparel—Women’s Ready- Women’s Accessory and to Wear Shoes a general line of women’s ready-to-wear To-Wear Stores Bridal Specialty Shops - 5631 clothing. This MCC includes specialty Shops Clothing—Women’s Family Clothing Stores - shops that sell women’s coats, suits and Ready-To-Wear Stores 5651 dresses, bridal wear, and maternity Coat Stores—Women’s Sports and Riding clothing. Dress Shops Apparel Stores - 5655 Maternity Stores Furriers and Fur Shops - Outerwear Stores— 5681 Women’s Men’s and Women’s Clothing Stores - 5691 Miscellaneous Apparel and Accessory Shops - 5699 5631 Women’s Merchants classified under this MCC sell Accessories—Women’s Women’s Ready-To- Accessory and women’s clothing accessories. This MCC Accessory, Specialty Shops Wear Stores - 5621 Specialty Shops includes merchants that sell handbags, Apparel—Women’s Miscellaneous Apparel hats, costume jewelry, scarves, belts, hair Accessory, Specialty Shops and Accessory Shops - bows and barrettes, lingerie, and hosiery. Clothing—Women’s 5699 Accessory, Specialty Shops Costume Jewelry— Women’s Accessory, Specialty Shops Handbag Stores Hat Shops—Women’s Jewelry—Costume Lingerie Stores 5641 Children’s and Merchants classified under this MCC sell Apparel—Children’s, Family Clothing Stores - Infants’ Wear children’s and infants’ clothing, Infants’ Wear 5651 Stores furnishings, and accessories. Baby Clothing Clothing— Miscellaneous Apparel Children’s, Infants’ Wear and Accessory Shops - Stores Infants’ Clothing 5699 5651 Family Clothing Merchants classified under this MCC sell Apparel—Family Clothing Men’s and Boys’ Stores general lines of men’s, women’s, and Stores Clothing—Family Clothing and Accessory children’s clothing, furnishings, and Clothing Stores Stores - 5611 accessories without specialising in sales Jeans, Denim Clothing Women’s Ready-To- for a particular sex or age group. This Stores Wear Stores - 5621 MCC includes jeans or denim clothing Women’s Accessory and stores and unisex shops. Specialty Shops - 5631 Children’s and Infants’ Wear Stores - 5641 Sports and Riding Apparel Stores - 5655 Shoe Stores - 5661 Furriers and Fur Shops - 5681 Men’s and Women’s Clothing Stores - 5691 Miscellaneous Apparel and Accessory Shops - 5699
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 91 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5655 Sports and Merchants classified under this MCC sell Active Wear—Sports Shoe Stores - 5661 Riding Apparel athletic, sports and riding apparel and Apparel Apparel—Sports, Miscellaneous Apparel Stores active wear. This MCC includes Riding Apparel Stores and Accessory Shops - merchants that specialise in equestrian Athletic Apparel Stores 5699 apparel, western wear, motocross and Clothing—Sports Apparel, Sporting Goods Stores - motorcycle wear. These Merchants may Riding Apparel Stores 5941 or may not also sell athletic shoes or Equestrian Apparel western boots. However, if the merchant Riding Apparel—Sports primarily sells shoes, it must be classified Apparel under MCC 5661—Shoe Stores. 5661 Shoe Stores Merchants classified under this MCC sell Athletic Shoe Stores men’s, women’s, or children’s footwear, Boot Shops including athletic footwear. These Footwear Stores merchants frequently carry a limited Western Boot Shops selection of handbags, socks, shoe ornaments, shoe polish, gloves, and hosiery. 5681 Furries and Fur Merchants classified under this MCC Apparel—Furriers, Fur Women’s Ready-To- Shops primarily engage in the retail sale of a Shops Clothing—Furriers, Wear Shops - 5621 variety of items made of animal fur Fur Shops Coat Stores— Women’s Accessory and including coats, jackets, hats, and gloves. Furriers Specialty Shops - 5631 Men’s and Women’s Clothing Stores - 5691 Miscellaneous Apparel and Accessory Shops - 5699 5691 Men’s and Merchants classified under this MCC Apparel—Men’s, Men’s and Boys’ Women’s primarily engage in the retail sale of Women’s Clothing Stores Clothing and Clothing Stores men’s and women’s clothing and Clothing—Men’s, Accessories Stores - accessories. These merchants do not sell Women’s Clothing Stores 5611 infants’ and children’s wear. Women’s Clothing Women’s Ready-To- Wear Stores - 5621 Women’s Accessory and Specialty Shops - 5631 Children’s and Infants’ Wear Stores - 5641 Family Clothing Stores - 5651 Miscellaneous Apparel and Accessory Shops - 5699
92 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5697 Tailors, Merchants classified under this MCC Alterations Apparel— Sewing, Needlework, Seamstresses, create and sell custom-made clothing as Tailors, Seamstresses, Fabric and Piece Goods Mending, and well as provide alterations, mending, and Mending, Alterations Stores - 5949 Alterations garment repair. This MCC includes Clothing—Tailors, merchants that specialise in antique Seamstresses, Mending, clothing restoration or costume Alterations construction. Custom Made Clothing Dressmakers Hand Made Clothing Made-To-Order Clothing Mending, Alterations Repairs—Tailors, Seamstresses, Mending, Alterations Seamstresses Services— Tailors, Seamstresses, Mending, Alterations Sewing Shops—Alterations 5698 Wig and Merchants classified under this MCC sell Hair Pieces, Extensions Miscellaneous and Tou pe e Stores permanently attached or temporary Hair Replacement— Non- Specialty Retail Stores - toupees, wigs, hair pieces, hair Surgical 5999 extensions for men and women or Toupee Stores Beauty and Barber Shops provide hair weaving services. merchants - 7230 that provide hair replacement services Medical Services and that require surgical techniques (e.g. hair Health Practitioners plugs) must be classified under MCC (Not Elsewhere 8099—Medical Services and Health Classified) - 8099 Practitioners (Not Elsewhere Classified). 5699 Miscellaneous Merchants classified under this MCC sell Accessory Shops Men’s and Boys’ Apparel and specialised lines of apparel (excluding (Not Elsewhere Classified) Clothing and Accessory fur) and accessories, not elsewhere Apparel Accessories Stores - Shops classified. This MCC includes merchants (Not Elsewhere Classified) 5611 that sell raincoats, T-shirts, formal wear, Clothing—Formal Wear Women’s Ready-to- and swim wear. Merchants that primarily Clothing—Miscellaneous Wear Stores - 5621 sell furs must be classified under MCC Apparel, Accessory Shops Women’s Accessory and 5681—Furriers and Fur Shops. (Not Elsewhere Classified) Specialty Shops - 5631 Swim Wear Shop Children’s and Infants’ T-Shirt Stores Wear Stores - 5641 Family Clothing Stores - 5651 Shoe Stores - 5661 Furriers and Fur Shops - 5681 Men’s and Women’s Clothing Stores - 5691 Tailors, Seamstresses, Mending, and Alterations - 5697 Wig and Toupee Stores - 5698
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 93 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5712 Furniture, Home Merchants classified under this MCC sell Bedding, Mattress Stores Floor Covering Stores - Furnishings, and home furnishings and typically offer a Custom Made Furniture 5713 Equipment wide variety of finished furniture Equipment Stores Drapery, Window Stores, Except products and accessories for the home. Home Furnishings, Covering, and Appliances This MCC includes merchants that offer Furniture Upholstery Stores - 5714 one or more of the following products: Made-to-Order Furniture Miscellaneous Home bedding and mattresses, dining and living Mattress Stores Furnishing Specialty room furniture, porch and patio Outdoor Furnishings Stores - 5719 furnishings, baby furnishings, lamps, area Patio, Porch Furnishings Household Appliance rugs, and draperies. Home furnishing Stores Stores - 5722 stores may offer a limited selection of Electronics Stores - 5732 electronics such as televisions, stereos, Furniture-Reupholstery, and VCRs, but they primarily sell other Repair, and Refinishing - home furnishing products. Merchants 7641 that primarily sell electronics must be classified under MCC 5732—Electronics Stores. 5713 Floor Covering Merchants classified under this MCC are Carpet, Rug Stores Furniture, Home Stores retail sellers of floor coverings such as Linoleum Stores Rug Stores Furnishings and carpet, area rugs, floor tile, linoleum, Tile Stores Equipment Stores, stone, wood, and brick. These merchants Except Appliances - 5712 may or may not also perform installation Miscellaneous Home services. However, if the merchant solely Furnishing Specialty conducts installation services, the Stores - 5719 merchant must be classified under MCC 1799—Special Trade Contractors (Not Elsewhere Classified). 5714 Drapery, Merchants classified under this MCC sell Curtain Stores Upholstery Furniture, Home Window draperies, curtains, venetian blinds, Materials Stores Furnishings and Covering, and window shades, and upholstery Windowcovering Stores Equipment Stores, Upholstery materials. Merchants that primarily Except Appliances - 5712 Stores reupholster and/or repair furniture must Miscellaneous Home be classified under MCC 7641— Furnishing Specialty Furniture-Reupholstery, Repair, and Stores - 5719 Refinishing. Furniture-Reupholstery, Repair, and Refinishing - 7641 5718 Fireplace, Merchants classified under this MCC sell Hearth, Accessories Stores Masonry, Stonework, Fireplace fireplaces, wood stoves, fireplace parts Heating—Fireplace, Tile Setting, Plastering Screens and and accessories such as fireplace tools Accessories Stores and Insulation Accessories and screens. Stone masonry contractors Stoves—Fireplaces, Contractors - 1740 Stores that construct fireplaces must be Accessories Stores Hardware Stores - 5251 classified under MCC 1740—Masonry, Woodburning Stoves, Miscellaneous Home Stonework, Tile Setting, Plastering and Accessories Stores Furnishing Specialty Insulation Contractors. Stores - 5719
94 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5719 Miscellaneous Merchants classified under this MCC sell Accessories—Home Furniture, Home Home miscellaneous home furnishings such as Furnishings Furnishings and Furnishing housewares, cutlery, bedding and linen, Bed, Bath Shops Cookware Equipment Stores, Specialty Stores lamps and shades, mirrors and pictures, Stores Cutlery—Kitchen Except Appliances - 5712 pottery, and ceramic items. Merchants Home Furnishing Floor Covering Stores - that primarily sell glassware and crystal Specialty Stores— 5713 must be classified under MCC 5950— Miscellaneous Drapery, Window Glassware/Crystal Stores. Housewares Stores Covering, and Kitchenware Stores Lamp, Upholstery Stores - 5714 Lighting Shops Linen Shops Fireplace, Fireplace Pottery Stores Screens and Accessories Stores - 5718 Household Appliance Stores - 5722 Antique Shops—Sales, Repairs, and Restoration Services - 5932 Glassware/Crystal Stores - 5950 5722 Household Merchants classified under this MCC sell Appliance Stores— Furniture, Home Appliance household appliances such as gas or Household (Not Elsewhere Furnishings and Stores electric ranges and stoves, ovens, Classified) Sewing Equipment Stores, refrigerators, dishwashers, water heaters, Machine Stores Except Appliances - 5712 washers and dryers, garbage disposals, Vacuum Cleaner Stores Miscellaneous Home sewing machines, self-contained air Furnishing Specialty conditioning units, and vacuum cleaners. Stores - 5719 These merchants may or may not also Air Conditioning and conduct repair work. However, if the Refrigeration Repair merchant primarily conducts repair work, Shops - 7623 it must be classified under one of the Electrical and Small repair services MCCs: MCC 7623—Air Appliance Repair Shops - Conditioning and Refrigeration Repair 7629 Shops, MCC 7629—Electrical and Small Miscellaneous Repair Appliance Repair Shops, or MCC 7699— Shops and Related Miscellaneous Repair Shops and Related Services - 7699 Services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 95 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5732 Electronics Merchants classified under this MCC sell Camcorders (And Other Automotive Parts and Stores a wide variety of electronic goods such as Electronics) Accessories Stores - televisions, radios, VCRs, video cameras, Computer Hardware (And 5533 and stereo components. Merchants in Other Electronics) Household Appliance this category may also sell electronic Electronic Parts Stores - 5722 parts and or accessories for the repair, Electronic Repair Shops Music Stores—Musical construction or assembly of electronic High Fidelity Equipment Instruments, Pianos, and equipment. Merchants classified under Personal Computers Sheet Music - 5733 this MCC may or may not also conduct Radios Record Stores - 5735 repair work. However, if the merchant Stereos, Receivers, CD Camera and solely conducts repair work, it must be Equipment Photographic Supply classified under MCC 7622—Electronics Television Stores Stores - 5946 Repair Shops. Merchants that primarily VCR’s Equipment, Tool, sell washing machines, clothes dryers, Video Cameras (And Other Furniture, and Appliance refrigerators, etc., must be classified Electronics) Rental and Leasing - under MCC 5722—Household Appliance 7394 Stores. Electrical and Small Electronics Merchants may also sell Appliance Repair Shops - stereo cabinets or wall units for the 7629 display and use of stereo and television Miscellaneous Repair equipment. However, if the merchant Shops and Related primarily sells these items, it must be Services - 7699 classified under MCC 5712—Furniture, DVD/Video Tape Rental Home Furnishings and Equipment Stores, Stores - 7841 Except Appliances. Merchants in this category may also sell or rent video tapes for use in a VCR. However, if the merchant primarily rents video tapes, it must be classified under MCC 7841—DVD/Video Tape Rental Store. 5733 Music Stores - Merchants classified under this MCC sell Guitar Stores Electronics Stores - 5732 Musical musical instruments, sheet music, Instruments—Musical Record Stores - 5735 Instruments, keyboards, instruction books, pianos, Pianos Pianos, and guitars and related supplies and Sheet Music equipment. They may also offer music instruction. However, if the merchant primarily provides musical instruction, it must be classified under MCC 8299— Schools and Educational Services (Not Elsewhere Classified). 5734 Computer Merchants classified under this MCC sell Software—Computer Electronics Stores - 5732 Software Stores musical instruments, sheet music, Computer Programming, keyboards, instruction books, pianos, Data Processing, and guitars and related supplies and Integrated Systems equipment. They may also offer music Design Services - 7372 instruction. However, if the merchant Computer Maintenance, primarily provides musical instruction, it Repair and Services (Not must be classified under MCC 8299— Elsewhere Classified) - Schools and Educational Services (Not 7379 Elsewhere Classified).
96 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5735 Record Stores Merchants classified under this MCC sell CD, Cassette, Record DVD/Video Tape Rental records, compact discs (CDs), cassettes, Stores Compact Disc, Stores - 7841 music and video laser disks, blank audio Cassette, Record Stores and video tapes, and digital downloads of Music Stores— music. They may also rent video tapes. Prerecorded Records, CDs, However, if a merchant primarily rents Cassettes video tapes it must be classified under Record, CD, Cassette MCC 7841—DVD/Video Tape Rental Stores Store. Used Record/CD Stores 5811 Caterers Merchants classified under this MCC Food Preparation— Eating Places and contract with consumers to prepare and Catering Restaurants - 5812 deliver (typically to a specified location) Business Services (Not food and drinks for immediate Elsewhere Classified) - consumption. They may or may not also 7399 provide clean-up services, tables, serving equipment, decorations, and personnel for on-site serving and cleanup. Some restaurants may or may not also provide catering services. However if the primary business of the merchant is to serve food for consumption on the premises, it must be classified under MCC 5812—Eating Places and Restaurants. 5812 Eating Places Merchants classified under this MCC Cafes, Restaurants Bakeries - 5462 and Restaurants prepare food and drinks for immediate Cafeterias Diners—Eating Miscellaneous Food consumption, typically on the merchant’s Establishments Pizzerias Stores— Convenience premises. These merchants typically Restaurants Stores and Specialty provide table service by a waiter or Soda Fountains Markets - 5499 waitress. This MCC includes buffet Drinking Places restaurants, cafes, cafeterias, grills, (Alcoholic Beverages)— diners, soda fountains, pizza parlours, Bars, Taverns, and dinner theatres. Merchants selling Nightclubs, Cocktail fast food must be classified under MCC Lounges, and 5814—Fast Food Restaurants. Merchants Discotheques - 5813 whose primary business is alcoholic Fast Food Restaurants - beverages for consumption on the 5814 premises must be classified under MCC Sandwich Shops - 5814 5813—Drinking Places (Alcoholic Coffee Shops - 5814 Beverages)—Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 97 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5813 Drinking Places Merchants classified under this MCC sell Alcoholic Beverages— Eating Places and (Alcoholic alcoholic beverages such as wine, beer, Drinking Establishments Restaurants - 5812 Beverages) — ale, mixed drinks and other liquors and Bars Fast Food Restaurants - Bars, Taverns, beverages for consumption on the Beer parlours Breweries, 5814 Nightclubs, premises. This MCC includes bars, beer Bars Cocktail Lounges Cocktail gardens, micro breweries, pubs, tap Comedy Clubs Lounges, and rooms, cocktail lounges, discotheques, Discotheques Lounges Discotheques night clubs, saloons, taverns, comedy Micro breweries, Bars clubs, and wine bars. Nightclubs Pubs Saloons Tap Ro oms Taver ns Wine Bars 5814 Fast Food Merchants classified under this MCC sell Food—Fast Food Eating Places and Restaurants primarily prepared food and beverages Restaurants Restaurants - 5812 for immediate consumption either on the Quick Service Restaurants Drinking Places premises or packaged for carry-out. Restaurants—Fast Food (Alcoholic Beverages)— These merchants typically operate a Vending Machines—Food Bars, Taverns, drive-up window for ordering and pick-up Sandwich Shops Nightclubs, Cocktail and typically do not provide table service Ice Cream Shops Lounges, and by a waiter or waitress, nor do they Coffee Shops Discotheques - 5813 typically accept tips. These merchants Yogurt Shops Miscellaneous Food generally do not sell alcoholic beverages. Pretzel Stands Stores— Convenience Stores and Specialty Markets - 5499 5815 Digital Goods— Merchants classified under this MCC sell Media—Books, Movie Theatres, Motion Media, Books, media that is delivered in an electronic Media-Movies, Picture Theatres - 7832 Movies, Music format. This includes books, movies and Media-Music Books, Periodicals, and music. Physical versions of these goods Newspapers - 5192 must be classified under MCC 7832, Music Stores- 5192 or 5735. Prerecorded Records, CDs, Cassettes, Record Stores - 5735 5816 Digital Goods— Merchants classified under this MCC sell Media—Digital Games Game Supplies-Video, Games games that are delivered in an electronic Electronic Games Amusement, Video form. Physical versions of these goods Amusement Game must be classified under MCC 7993. Supplies - 7993, This MCC excludes games of chance, Video Game Arcades/ which are classified under one of the Establishments - 7994 gambling MCCs - 7800, 7801, or 7802. 5817 Digital Goods— Merchants classified under this MCC sell Media—Applications, Software-Computer, Applications applications that are delivered in an Apps, Software Computer Software (excludes electronic form. May include software Applications Stores - 5734 Games) (delivered in an electronic form), Software-Computer: however, games are excluded. These are Computers and classified under MCC 5914. Physical Computer Peripheral versions of these goods must be Equipment and Software classified under MCC 5734 or 5045. - 5045
98 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5818 Digital Goods— Merchants classified under this MCC are Digital Goods Large Digital digital goods merchants that are Goods categorised as ‘PCI DSS Level 1’, as they Merchant process over 6 million Visa transactions annually. 5912 Drug Stores and Merchants classified under this sell Medicine—Prescription, Vitamin Stores - 5499 Pharmacies prescription and proprietary drugs, and Pharmacies non-prescription (over-the-counter) Pharmacies medicines. These merchants may also Prescription Medication carry a variety of related items such as Toiletries cosmetics, toiletries, tobacco, heating pads, back supports, novelty merchandise, greeting cards, and a limited supply of food items. This MCC includes merchants that may also operate soda fountains or lunch counters within the stores. 5921 Package Merchants classified under this MCC sell Alcohol—Liquor Stores Miscellaneous Food Stores—Beer, packaged alcoholic beverages such as Liquor Stores Stores— Convenience Wine, and ale, beer, wine, and liquor for Wine, Liquor Stores Stores and Specialty Liquor consumption off the premises. These Markets - 5499 merchants may or may not also sell a Drinking Places limited variety of food and snack items, (Alcoholic Beverages)— newspapers and magazines, or a limited Bars, Taverns, selection of toiletries and over-the- Nightclubs, Cocktail counter medicines. Merchants that sell Lounges, and liquor for consumption on the premises Discotheques - 5813 must be classified under MCC 5813— Drinking Places (Alcoholic Beverages)— Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 99 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5931 Used Merchants classified under this MCC sell Consignment Shops Antique Shops—Sales, Merchandise used merchandise or secondhand goods Secondhand Stores Thrift Repairs, and Restoration and such as accessories, shoes and clothing, Stores Services - 5932 Secondhand furniture, books, bicycles, musical Vintage Clothing Pawn Shops - 5933 Stores instruments, sewing machines, electronic equipment, appliances, and other household items. Typically, the items for sale have been donated or are on consignment. These merchants may or may not also sell antiques. However, if the merchant primarily sells antiques, the merchant must be classified under MCC 5932—Antique Shops—Sales, Repairs, and Restoration Services. This MCC does not include pawn shops. Pawn shops must be classified under MCC 5933— Pawn Shops. The following merchants are considered Used Merchandise and Secondhand Stores and must be classified under MCC 5931: Goodwill Stores Salvation Army Stores 5932 Antique Merchants classified under this MCC sell Services—Antique Car and Truck Dealers Shops—Sales, antiques such as furniture, jewelry, Restoration (Used Only) Sales, Repairs, and cameras and photographic equipment, Service, Repairs, Parts, Restoration tools, art work, books, appliances and and Leasing - 5521 Services other household items. This MCC does Furniture-Reupholstery, not include retail sellers of antique Repair, and Refinishing - automobiles. Antique automobile 7641 merchants must be classified under MCC 5521—Car and Truck Dealers (Used Only) Sales, Service, Repairs, Parts, and Leasing. Merchants classified under MCC 5932 may or may not also conduct some repair or restoration work. However if the merchant primarily repairs or restores antique furniture, it must be classified under MCC 7641— Furniture— Reupholstery, Repair, and Refinishing. 5933 Pawn Shops Merchants classified under this MCC Used Merchandise and lend money in exchange for personal Secondhand Stores - property left with the merchants as 5931 security. The merchant may, upon default Antique Shops—Sales, of the loan, sell the property to the Repairs, and Restoration general public. Typically, property left as Services - 5932 security includes items such as jewelry, watches, musical instruments, bicycles, furniture, coins, and camera and photographic equipment.
100 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5935 Wrecking and Merchants classified under this MCC Junk Yards Towing Services - 7549 Salvage Yards provide wrecking and salvaging services Salvage Yards for automobiles, trucks, vans, and other equipment. These merchants may or may not also provide pick-up and towing services. However, if the merchant primarily provides towing services, it must be classified under MCC 7549— Towin g Se rv ice s. 5937 Antique Merchants classified under this MCC sell Antique Shops—Sales, Reproductions antique reproductions or facsimiles of Repairs, and Restoration clothing, furniture, rugs, paintings and art Services - 5932 work, mirrors, glassware, jewelry, and other household and personal items. These merchants may also provide antique photograph reproduction and restoration services. Merchants that sell bona fide antiques must be classified under MCC 5932—Antique Shops— Sales, Repairs, and Restoration Services. 5940 Bicycle Shops— Merchants classified under this MCC sell Mountain Bikes Sporting Goods Stores - Sales and bicycles, bicycle parts, and accessories. Service—Bicycles 5941 Service These merchants may also sell a limited Miscellaneous Repair variety of related sporting apparel. These Shops and Related merchants may or may not also conduct Services - 7699 repair work. However, if the merchant primarily repairs bicycles, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. These merchants may or may not also rent bicycles. However, if the merchant primarily rents bicycles, it must be classified under MCC 7999— Recreation Services (Not Elsewhere Classified).
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 101 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5941 Sporting Goods Merchants classified under this MCC sell Backpacking Equipment Boat Dealers - 5551 Stores sporting goods, sporting equipment, Bait, Tackle Stores Billiard Camper, Recreational related parts and accessories. This MCC Tables—Sale s and Utility Trailer includes skateboard shops, rollerblade Camping Equipment Dealers - 5561 shops, surfboard shops, golf shops, Cutlery—Sporting Knives Motorcycle Shops and water-ski shops, snow ski shops, Exercise Equipment Dealers - 5571 windsurf shops, bait and tackle shops, Fishing—Equipment, Snowmobile Dealers - and skin diving and scuba shops. This Bait, Tackle 5598 MCC also includes merchants that sell Golf Equipment Bicycle Shops—Sales backpacking, hiking and mountaineering Gun Shops and Service - 5940 equipment, exercise equipment, pool Hiking Equipment Recreation Services (Not tables, rollerblades, tennis equipment, Hunting Equipment, Elsewhere Classified) - camping equipment, bowling equipment Supplies 7999 and supplies, hunting equipment and In-Line Skates Shops Pool supplies, and playground equipment. Tables—Sales Rollerblade These merchants may or may not Shops conduct repair work. However, if a Scuba, Skin Diving merchant primarily conducts repair work, Equipment it must be classified under MCC 7699— Skateboard Shops Miscellaneous Repair Shops and Related Ski Shops Services. Skin Diving, Scuba These merchants may or may not also Equipment Surfboards, rent sporting equipment. However, if a Accessories Trekking merchant primarily rents sports Equipment equipment, it must be classified under Windsurf Boards, MCC 7999—Recreation Services (Not Accessories Elsewhere Classified). This MCC does not include bicycle shops. Bicycle shops must be classified under MCC 5940—Bicycle Shops—Sales and Service. Motorcycle shops must be classified under MCC 5571—Motorcycle Shops and Dealers. 5942 Book Stores Merchants classified under this MCC sell Paperbacks—Book Stores Stationery Stores, Office new and/or used books (paperback and Textbooks and School Supply hardback), journals, magazines, Stores - 5943 textbooks, maps and atlases, audio books (books-on-tape), and calendars. This MCC also includes religious book stores.
102 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5943 Stationery Merchants classified under this MCC are Office Supply Stores Electronics Stores - 5732 Stores, Office retail sellers of paper goods used in School Supply Store Computer Software and School offices and schools, and sell sundry office Stores - 5734 Supply Stores and school supplies such as: pens, Typewriter Stores— pencils, calendars, desk organizers, Sales, Rentals, and staplers, file folders, bond paper, Service - 5978 portfolios, message pads, markers, Equipment, Tool, computer diskettes, and small office Furniture, and Appliance equipment such as file drawers, chairs, Rental and Leasing - wastebaskets, desk lamps, etc. 7394 These Merchants do not primarily sell high ticket office equipment such as computers or desk units. Merchants that primarily sell computer hardware must be classified under MCC 5732— Electronics Stores. Merchants that primarily sell computer software must be classified under MCC 5734—Computer Software Stores. 5944 Jewelry Stores, Merchants classified under this MCC sell Clock Shop Women’s Accessory and Watches, one or more types of fine jewelry such as Diamond Stores Specialty Shops - 5631 Clocks, and diamond jewelry, or other precious Gems, Precious Metals, Miscellaneous Home Silverware stones mounted in precious metals Jewelry Furnishing Specialty Stores (silver or gold) and fashioned into rings, Jewelry—Fine Stores - 5719 necklaces, bracelets, earrings and Precious Gems, Metals, Antique Shops—Sales, broaches. These Merchants may also Jewelry Repairs, and Restoration repair fine jewelry. However, if the Silversmiths Silverware Services - 5932 Merchant primarily repairs jewelry, it Stores Watch Shops Pawn Shops - 5933 must be classified under MCC 7699— Gift, Card, Novelty and Miscellaneous Repair Shops and Related Souvenir Shops - 5947 Services. Glassware/Crystal This MCC also includes retail sellers of Stores - 5950 sterling silver and plated flatware and Stamp and Coin Stores - accessories such as platters, serving 5972 bowls, trivets, pitchers, etc. This category Miscellaneous Repair does not include Merchants that Shops and Related primarily sell china and/or crystal. These Services - 7699 Merchants must be classified under MCC 5950—Glassware/Crystal Stores. Watch and clock Merchants are included in this category. These Merchants may or may not also conduct repair work. However, if the Merchant primarily repairs watches and/or clocks, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 103 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5945 Hobby, Toy and Merchants classified under this MCC sell Games Stores Hobby Artist’s Supply and Craft Game Shops toys and games. These Merchants also Shops Toy Stores Shops - 5970 may sell a limited selection of do- it- Toy, Ga me Sh op s yourself craft or hobby kits. However, if the Merchant primarily sells craft supplies, materials, equipment and accessories to assemble or construct crafts, the Merchant must be classified under MCC 5970—Artist’s Supply and Craft Shops. 5946 Camera and Merchants classified under this MCC sell Camcorders, Electronics Stores - 5732 Photographic cameras, film, video equipment, and Photographic Equipment Photofinishing Supply Stores other photographic equipment and Equipment— Photographic Laboratories and Photo supplies such as processing chemicals Supply Stores Developing - 7395 and papers. These Merchants usually do Photography Supply Stores not sell any other types of electronic Supplies—Photographic equipment. Merchants that sell camera Video Cameras, and video equipment and a wide variety Photographic Equipment of other electronic equipment (e.g. VCRs, televisions, and stereo equipment), must be classified under MCC 5732— Electronics Stores. These Merchants may or may not provide film processing services. However, Merchants that primarily provide film processing and printing services must be classified under MCC 7395— Photofinishing Laboratories and Photo Developing. 5947 Gift, Card, Merchants classified under this MCC sell Memorabilia, Souvenir Stationery Stores, Office Novelty and gifts and novelty items, greeting cards, Shops and School Supply Souvenir Shops balloons, souvenirs, holiday decorations, Novelty Shops Souvenir, Stores - 5943 stationery, wrapping paper and bows, Memorabilia Shops photo albums, and a limited selection of office supplies (e.g. pens, pencils, notebooks, rulers, and calendars). Merchants that primarily sell office and school supplies must be classified under MCC 5943—Stationery Stores, Office and School Supply Stores. 5948 Luggage and Merchants classified under this MCC are Leather Goods Store Miscellaneous and Leather Goods retail sellers of luggage, trunks, Specialty Retail Stores - Stores briefcases, leather backpacks, wallets, 5999 purses, gloves, and other leather goods. These Merchants may also sell a limited selection of leather apparel.
104 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5949 Sewing, Merchants classified under this MCC are Fabric Stores Knitting Artist’s Supply and Craft Needlework, retail sellers of fabric, patterns, yarn and Shops Needlework Shops Shops - 5970 Fabric and Piece other needlework/sewing supplies (e.g. Supplies—Sewing, Fabric, Goods Stores thread, buttons, snaps, lining, trim and Notions, Needlework, lace, scissors, and zippers). These Piece Goods Merchants may offer sewing classes or Yarn Shops instruction. However, if the Merchant primarily provides sewing instruction, it must be classified under MCC 8299— Schools and Educational Services (Not Elsewhere Classified). 5950 Glassware/ Merchants classified under this MCC sell China, Crystal Stores Miscellaneous Home Crystal Stores glassware, china and crystal for table Crystal Stores Furnishing Specialty service use (e.g. wine and champagne Cut Glass, Crystal Stores - 5719 glasses, serving bowls, and plates), as well as gift items (e.g. figurines, book ends, flower vases, jewelry boxes, and candlestick holders).
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 105 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5960 Direct Merchants classified under this MCC Automobile Insurance— Insurance Sales, Marketing - offer insurance services via direct mail, Sales (Direct Marketing) Underwriting, and Insurance billing statement stuffers, magazine or Insurance Services— Premiums - 6300 Services television ads, all of which include either Direct Marketing a toll-free telephone number or an Services—Insurance, address by which prospective customers Direct Marketing may respond. Services offered may include all forms of life insurance, hospital indemnity insurance (additional coverage usually paid directly to the consumer), accidental death and dismemberment insurance, credit card insurance in which the outstanding balance is insured against the cardholder’s death, disability, unemployment, and medical insurance for travelers. The insurance services may be targeted to groups of veterans, retired persons, school teachers, members of certain Organisations, or bank card customers. The billing of the insurance premiums typically occurs in periodic (monthly, quarterly, or annual) instalments and continues until canceled by either the cardholder or the insurance company. Another common feature is a free trial period of 60 or 90 days, with the billing of the first instalment after the trial period has ended. Insurance sales and underwriting services that are not provided by one of the direct marketing methods described above should not be classified under this category. Face-to-face insurance sales must be classified under MCC 6300— Insurance Sales, Underwriting, and Premiums.
106 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5962 Direct Merchants classified under this MCC Services—Direct Travel Agencies and Tour Marketing - typically offer their services via outbound Marketing Travel-Related Operators - 4722 Travel-Related telemarketing calls in which the Arrangement Services Transportation Services Arrangement Merchant initiates “direct” contact with Tele marke ting Travel- (Not Elsewhere Services the consumer in an attempt to generate a Related Arrangement Classified) - 4789 sale. The Merchants may also send direct Services (Excluding Travel mail communications such as postcards Agencies) or letters requesting or offering Travel Clubs (Direct prospective customers an incentive to Marketing) call the Merchant. Alternatively, Travel-Related Merchants in this category may offer Arrangement Services- their services via mailings, magazine or Direct Marketing television ads, or through other direct marketing methods that include either a toll-free telephone number or an address by which prospective customers may respond. Travel-related services may also consist of discount travel clubs and subscriptions to travel services and/or travel-related newsletters from which subscribers may select prepackaged trips. Discount travel clubs and subscription services often require an annual membership fee that may be billed to the cardholder’s account each year until canceled by the cardholder or the Merchant. Travel agents and tour operators are specifically excluded from this Merchant category code and must be classified under MCC 4722—Travel Agencies and Tour Operators. Merchants classified under this MCC (5962) are considered high-risk, and special registration may be required by the Visa Europe Operating Regulations. 5963 Door-to-Door Merchants classified under this MCC sell Sales merchandise by means of house- to- house canvass. This MCC includes Merchants that sell a variety of products sold door-to-door such as, cosmetics, household items, bakery goods, dairy products, and magazine subscription sales.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 107 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5964 Direct Merchants classified under this MCC Catalog Merchant— Direct Direct Marketing— Marketing - initiate “direct” contact with consumers Marketing Computer Combination Catalog Catalog and are often described as “mail-order Catalog and Retail Merchant - Merchant houses” or as the “mail-order industry,” Merchants—Electronic 5965 offer their merchandise via catalogs,and Electronic Computer accept merchandise orders from Catalog Merchants customers by mail, telephone or fax. These merchants offer no means by which customers may purchase the product in a face-to-face manner. One hundred percent of the merchant’s business is conducted in a non-face-to- face manner. Catalog Merchants maintain a customer database and sell merchandise “directly” to consumers via catalogs. A catalog is a multiple-page paper document which is sent (mailed, faxed, or otherwise delivered) directly to the prospective customer. The catalog displays and describes merchandise and includes a mail-order form and/or telephone number for placing an order. (A one or two page flyer or brochure is not considered a catalog.) A catalog may also be an electronic catalog in which merchandise is displayed via cable TV, or via a videotext catalog accessed by consumers through computer modems. In the Business-to-Business environment, a manufacturer with a “pricing” catalog would not be considered a Direct Marketing Catalog Merchant. To be classified as a Catalog Merchant, the merchant must meet the above description and have no face-to-face sales.
108 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5965 Direct Merchants classified under this MCC are Outbound Direct Marketing— Marketing— Catalog Merchants that also operate one Tele marke ting Me rch ant Catalog Merchant - Combination or more retail outlets. The description of —Direct Marketing 5964 Catalog and a Combination Catalog and Retail Tele marke ting Me rch ant Retail Merchant Merchant is exactly the same as for a —Outbound Catalog Merchant (MCC 5964), except that the Combination Catalog and Retail Merchant also offers a face-to-face environment for its sales. Retail sales are defined as transactions in which the seller and the buyer are face-to-face. Catalog sales exclude sales where the order is placed at a catalog desk or elsewhere in a store, even in response to a catalog or other direct response communication received by the customer, these are considered face- to- face transactions. Catalog sales do include transactions in which the product is delivered to a store for customer pick- up as long as the order was placed and paid for via mail, telephone or other card absent means. To be classified as a Combination Catalog and Retail Merchant (MCC 5965), the merchant must meet the Catalog Merchant (MCC 5964) description and operate one or more retail outlets. All retail sales must be processed under an appropriate retail Merchant category code (for which a separate and unique merchant name and merchant identification number are required). Typically, Catalog Merchants with retail outlets are set up as two separate businesses, each having a unique name and merchant identification number.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 109 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5966 Direct Merchants classified under this MCC sell Audio-text Merchants Marketing— products using outbound telemarketing Inbound Teleservices Outbound methods. Merchant initiates contact with Merchant—Direct Tele ma rke ting prospective buyers via telephone or Marketing Merchant mailing (other than a catalog) that Tele ma rket ing Me rch ant— instructs the cardholder to contact the Inbound Direct Marketing merchant in an attempt to generate Videotext Merchants sales. This classification includes merchants known as “up-sellers.” Such merchants often solicit cardholders when they contact Call Centers to purchase products of other Direct Marketing Merchants or to request customer service assistance. In all cases, these solicitations are made in a card not present environment and may include, but are not limited to, discount buying clubs, discount travel clubs, credit card protection/registration and protection services, cosmetics, healthcare products and vitamins. This MCC excludes charitable organisations that conduct outbound telemarketing. Charitable donation transactions must be classified under MCC 8398—Charitable and Social Service organisations, regardless of the manner in which the contribution is solicited. Merchants classified under this MCC (5966) are considered high-risk, and special registration may be required by the Visa Europe Operating Regulations.
110 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5967 Direct Merchants classified under this MCC Audio-text Merchants Computer Network/ Marketing— provide one or more non-business- to- Inbound Teleservices Information Services - Inbound business audio-text/video-text and/or Merchant—Direct 4816 Tele ser vice s digital content services that customers Marketing Merchant access via telephone, fax or over an open Tele marke ting Me rch ant— network, such as the Internet. The Inbound Direct Marketing contact with the merchant and Videotext Merchants subsequent transactions are initiated by the customer. Businesses in this MCC often use, the following marketing practices to sell their products or services: 1. free trial periods, 2. membership required, 3. recurring billing 4. negative renewal options. This MCC applies to merchants that sell information services over the telephone or the Internet, as well as products that may be sold through the service. “Information Providers” are included in this category code. An Information Provider (IP) is a company that offers for a fee services, such as polls, sweepstakes, “rap lines” for singles, sports scores, stock market quotes, horoscope readings, or other audio-text/ video-text and/or digital content services. Merchants that provide electronic bulletin board access or online services to consumers via personal computers must be classified under MCC 4816— Computer Network/Information Services. Merchants classified under MCC 5967 are considered high-risk, and special registration may be required by the Visa Rules.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 111 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5968 Direct Merchants classified under this MCC sell Classified Ads— Utilities—Electric, Gas, Marketing— subscription products or services via Newspaper (Via Direct Water, anitary - 4900 Continuity/ “direct” mail. These merchants may offer Marketing) Membership Clubs Subscription consumers a series of products (e.g. one Ticket Agencies— Direct (Sports, Recreation, Merchant book a month for one year) or the annual Marketing Athletic), Country Clubs, renewal of a single product. When paying and Private Golf Courses by bank card, the cardholder’s account is - 7997 billed for the service on a continuing or periodic basis (e.g. once a month, twice a year) and the service continues until the subscription or series ends or until the cardholder or merchant terminates the agreement. Included in this MCC are direct mail book clubs; record, tape, CD, and video clubs; collectible series programs (stamps, coins, limited edition books or other book series, plates, china figures, etc.); and magazine subscriptions. Also included are newspaper subscriptions. However, newspaper classified ads that are sold via Direct Marketing methods must be classified under MCC 5969—Direct Marketing—Other Direct Marketers (Not Elsewhere Classified). Examples of excluded recurring transactions are: utility payments, private athletic club monthly dues, and insurance premiums. Recurring utility payments must be classified under MCC 4900—Utilities — Electric, Gas, Water, Sanitary. Recurring monthly payments to an athletic club must be classified under MCC 7997— Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses, and recurring insurance premiums must be classified under MCC 6300—Insurance Sales, Underwriting, and Premiums. Other recurring payment transactions must be processed under the appropriate MCC for that merchant type.
112 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5969 Direct Merchants classified under this MCC sell Classified Ads— Theatrical Producers Marketing— products or services through a variety of Newspaper (Via Direct (Except Motion Pictures) Other Direct direct response methods that include an Marketing) and Ticket Agencies - Marketers (Not order form or an address and/or Ticket Agencies— Direct 7922 Elsewhere telephone number the customer may use Marketing Classified) to place an order by mail, telephone or fax. These merchants often utilise mass- marketing techniques such as brochures, radio and television direct response ads, and TV “infomercials” (extended length TV commercials with a talk-show format). Generally, merchants classified under MCC 5969 offer only one or two products per promotion such as kitchen cutlery, household gadgets, weight reduction products, sports equipment, cosmetics, specialty records or books that are available only through television advertising. Excluded are tickets ordered by telephone but paid for at the ticket booth; these are considered face-to-face transactions and must be classified under MCC 7922—Theatrical Producers (except Motion Pictures) and Ticket Agencies. Also excluded are merchants that primarily have face-to-face transactions and are not cultivating a mail/telephone order customer base, but may occasionally accept mail or telephone orders for customer convenience. These merchants must be assigned the appropriate retail MCC that describes their business and identify each mail/ telephone transaction with the correct MTO indicator value to indicate a card absent transaction. 5970 Artist’s Supply Merchants classified under this MCC sell Craft Shops Hobby, Toy, and Game and Craft Shop artist and craft materials, equipment and Supplies—Art, Crafts Shops - 5945 supplies used to create other items. This Sewing, Needlework, MCC includes merchants that sell clay, Fabric and Piece Goods all varieties of paints, brushes, silk Stores - 5949 flowers and wreaths, pens, pencils, paper, hobby and craft kits, yarns, beads, some fabric and other sewing and needlecraft notions. Merchants that sell fabric, sewing notions and needlework must be classified under MCC 5949—Sewing, Needlework, Fabric and Piece Goods Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 113 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5971 Art Dealers and Merchants classified under this MCC sell Dealers—Art Dealers, Artist’s Supply and Craft Galleries art work (e.g. pictures, photographs, or Galleries Shops - 5970 sculptures). The sale may be conducted Galleries, Art Dealers Commercial directly with the art dealer, the artist, or Photography, Art, and the art gallery. Graphics - 7333 5972 Stamp and Coin Merchants classified under this MCC sell Coin Stores Numismatic Business Services (Not Stores postage stamps and coins, and related Supplies Philatelic Supplies Elsewhere Classified) - accessories for the purpose of stamp Stamp Collecting 7399 collecting, coin collecting or investment. Supplies—Numismatic, Postal Services— This MCC does not include merchants Philatelic Government Only - that sell postage stamps for immediate 9402 use through a government postal service. Please refer to MCC 9402—Postal Services—Government Only or MCC 7399—Business Services (Not Elsewhere Classified). 5973 Religious Goods Merchants classified under this MCC sell Book Stores - 5942 Stores religious goods such as figurines, cards, devotion supplies, pictures, instructional or educational books and tapes, and decorative items. However, if the merchant primarily sells books, it must be classified under MCC 5942—Book Stores. 5975 Hearing Aids - Merchants classified under this MCC sell Repairs—Hearing Aids, Miscellaneous Repair Sales, Service hearing aids and related supplies. These Sales, Service, Supply, Shops and Related and Supply merchants may or may not also conduct Stores Services - 7699 repair work. However, if the merchant Service—Hearing Aids, primarily conducts repair work, it must Supplies Supplies— be classified under MCC 7699— Hearing Aids, Miscellaneous Repair Shops and Related Service, Supplies Services. 5976 Orthopaedic Merchants classified under this MCC sell Orthotics, Prosthetic, Miscellaneous Repair Goods - a variety of prosthetic devices and Devices Shops and Related Prosthetic orthopaedic goods. This MCC includes Prosthetic Devices Services - 7699 Devices merchants that sell arch supports and other foot appliances, fracture appliances, elastic hosiery, abdominal supporters, elastic and orthopaedic braces, canes, artificial limbs, wheel chairs and walkers. These merchants may or may not also conduct repair work. However, if the merchant primarily performs repair work, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. 5977 Cosmetic Merchants classified under this MCC sell Make-Up Stores Miscellaneous and Stores natural or synthetic cosmetics. This MCC Specialty Retail Stores - includes merchants that sell theatrical, 5999 medical, and daily-wear cosmetics. Beauty and Barber Shops - 7230
114 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5978 Typewriter Merchants classified under this MCC Rentals—Typewriter Stationery Stores, Office Stores—Sales, primarily sell, rent or lease typewriters. Stores, Sales, Rental, and School Supply Rentals, and These merchants may also sell a limited Service Stores - 5943 Service selection of office supplies and Repairs—Typewriter Miscellaneous and equipment. However, if the merchant Stores, Sales, Rental, Specialty Retail Stores - primarily sells office supplies, it must be Service 5999 classified under MCC 5943—Stationery Services—Typewriter Miscellaneous Repair Stores, Office and School Supply Stores. Stores, Sales, Rental, Shops and Related These merchants may or may not also Service Services - 7699 conduct repair work. However, if the merchant primarily conducts repair work, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. 5983 Fuel Dealers— Merchants classified under this MCC sell Aviation Fuel Coal Dealers Service Stations (With or Fuel Oil, Wood, fuel oil, wood, coal, liquefied petroleum, Dealers—Fuel Dealers, Without Ancillary Coal, and aviation fuel, heating oil or gas propane Fuel Oil, Wood, Coal, Services) - 5541 Liquefied for consumer use. These merchants may Liquefied Petroleum Petroleum or may not also sell petrol for consumer Home Heating Fuel Dealers use in automobiles. However, if the Liquefied Petroleum merchant primarily sells automotive Dealers Oil Dealers petrol, it must be classified under MCC Propane Dealers 5541—Service Stations (with or without Wood Dealers Ancillary Services) or MCC 5542— Automated Fuel Dispensers. 5992 Florists Merchants classified under this MCC sell Balloon Bouquets Nurseries and Lawn and cut flowers, flower arrangements, and Flower Shops Garden Supply Stores - potted plants. These merchants may or Plant Store 5261 may not also sell novelty items such as helium balloon bouquets. Although Florists may conduct much of their business in a card absent manner, they are not considered direct marketing merchants because they do not directly solicit their business primarily through catalogs, brochures, telemarketing, etc. These merchants’ transactions should be classified under this MCC, but each card- absent transaction must be identified with the appropriate mail/ telephone order or electronic commerce indicator value. Merchants that primarily sell seeds, bulbs, and nursery stock must be classified under MCC 5261—Nurseries and Lawn and Garden Supply Stores. 5993 Cigar Stores Merchants classified under this MCC sell Pipe Shops Miscellaneous and and Stands tobacco, cigarettes, electronic cigarettes, Smoke Shops Specialty Retail Stores - cigars, pipes, and smokers’ supplies. Tobacco Sh ops 5999
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 115 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5994 News Dealers Merchants classified under this MCC sell Dealers—Newspapers Book Stores - 5942 and News newspapers, magazines, journals, and Magazines (Newsstands) Miscellaneous and Stands other periodicals. Newspaper Newspapers Specialty Retail Stores - subscriptions must be classified under Periodicals (Newsstands) 5999 MCC 5968—Direct Marketing— Continuity/Subscription Merchants. Merchants that primarily sell books must be classified under MCC 5942—Book Stores. 5995 Pet Shops, Pet Merchants classified under this MCC sell Animals, Pet Shops Miscellaneous and Foods and pets (e.g. dogs, cats, birds, fish, reptiles, Supplies—Pet Shops, Pet Specialty Retail Stores - Supplies Stores hamsters, and rabbits), pet food, and pet Foods, Supplies 5999 supplies. Stores 5996 Swimming Merchants classified under this MCC sell Hot Tubs, Spas—Sales, Special Trade Pools—Sales home swimming pools, spas, hot tubs, Service, Supplies Pools— Contractors (Not and Service whirlpool baths, and supplies. This MCC Swimming, Sales, Elsewhere Classified) - includes merchants that sell Service, Supplies 1799 prefabricated above-the-ground Services—Hot Tubs, Spas, Miscellaneous Repair swimming pools. These merchants may Sales, Service, Supplies Shops and Related or may not also provide installation and Services—Swimming Services - 7699 maintenance services. However, if the Pools, Sales, Service, merchant primarily provides installation Supplies services, it must be classified under MCC Supplies—Hot Tubs, Spas 1799—Special Trade Contractors—(Not Supplies—Swimming Pools Elsewhere Classified). These merchants Whirlpool Baths may or may not also provide repair services. However, if the merchant primarily provides repair services, it must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. 5997 Electric Razor Merchants classified under this MCC sell Razor Stores Miscellaneous and Stores—Sales electric razors. These merchants may or Specialty Retail Stores - and Service may not also provide repair services. 5999 However, if the merchant primarily Miscellaneous Repair conducts repair services, it must be Shops and Related classified under MCC 7699— Services - 7699 Miscellaneous Repair Shops and Related Services.
116 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5998 Tent and Merchants classified under this MCC sell Awnings—Residential, Sporting Goods Stores - Awning Shops tents and awnings for home or business Commercial 5941 use. This MCC includes merchants that Miscellaneous and sell camping tents, shade tents for Specialty Retail Stores - picnics, craft shows, or coverings, and 5999 predesigned or custom-made window or Miscellaneous Repair door awnings for home or business. Shops and Related These merchants may or may not also Services - 7699 provide repair services. However, if the merchant primarily conducts repair services, it must be classified under MCC 7699—Miscellaneous Repair Shops and Related Services. These merchants may or may not also sell a limited selection of camping supplies. However, if the merchant primarily sells camping supplies (e.g. tents, sleeping bags, floor pads, cooking equipment, food, apparel, coolers, lanterns, flashlights, batteries, and other camping equipment), it must be classified under MCC 5941—Sporting Goods Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 117 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
5999 Miscellaneous Merchants classified under this MCC sell Ammunition Stores Atlas, Marinas, Marine Service, and Specialty unique or specialised products that are Map Stores Beauty Supply and Supplies - 4468 Retail Shops not described by another MCC. Most Stores Bottled and Distilled Miscellaneous Home merchants that accept bank cards can be Water Dealers Furnishing Specialty classified under another, more Collectibles, Memorabilia Stores - 5719 appropriate MCC code; therefore, MCC Stores- Sports and Hobby Electronics Stores - 5732 5999 should be used only when all other Dealers—Ice Bicycle Shops—Sales MCC assignment options have been Firearms, Ammunition and Service - 5940 exhausted. Examples of specialty stores Stores Sporting Goods Stores - included in this category are: map and Fireworks Stores Frame 5941 atlas stores, firearms and ammunition Shops— Photograph, Luggage and Leather stores, magic stores, party supply stores, Poster Goods Stores - 5948 silk flower shops, fireworks shops, ice Gravestones, Cigar Stores and Stands dealers, picture frame shops, sunglasses Monuments—Sales, - 5993 shops, beauty supply stores, and bottled Installation Pet Shops, Pet Foods and and distilled water dealers. Headstones, Monuments Supplies Stores - 5995 Ice Dealers Tent and Awning Shops - Magic Shops 5998 Map, Atlas Stores Beauty and Barber Shops Monuments, - 7230 Gravestones—Sales, Photofinishing Installation Laboratories and Photo Party Supply Stores Picture Developing - 7395 Frames, Framing Shops Miscellaneous Repair Retail Stores Shops and Related (Not Elsewhere Classified) Services - 7699 Specialty Retail Stores— DVD/Video Tape Rental Miscellaneous Sunglasses Stores - 7841 Stores Recreation Services (Not Supplies—Beauty Supply Elsewhere Classified) - Stores 7999 Supplies—Party Vitamin Stores - 5499 Tombstones—Sales, Installation Trophy Sales 6010 Financial This MCC must be used for face-to-face Banks—Financial Financial Institutions— Institutions— cash disbursement transactions Institutions—Manual Cash Automated Cash Manual Cash occurring at those members authorized Disbursements Disbursements - 6011 Disbursements to provide cash disbursements such as Cash—Banks, Credit Non-Financial banks, savings and loans, thrifts, and Unions, Financial Institutions— Foreign credit unions. Cash disbursements that Institutions, Manual Currency, Money Orders occur at Automated Teller Machines Disbursement (Not Wire Transfer), and (ATMs), must be classified under MCC Credit Unions—Financial Travelers Cheques - 6011—Financial Institutions—Automated Institutions—Manual Cash 6051 Cash Disbursements. The purchase of Disbursements goods or services from a financial Manual Cash institution (loan processing fees, safe Disbursements deposit box rentals, merchandise, etc.) Savings and Loans— must be classified under MCC 6012— Financial Institutions— Financial Institutions—Merchandise and Manual Cash Services. Disbursements Travelers Cheques (Financial Institutions) Cash
118 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
6011 Financial This MCC must be used only for cash ATM Cash— Financial Institutions— Institutions— disbursement transactions that occur at Disbursements Automated Manual Cash Automated Automated Teller Machines (ATMs) Cash— Disbursements Disbursements - 6010 Cash owned, leased, controlled or sponsored Banks—Financial— Non-Financial Disbursements by those members authorized to provide Institutions—Automated Institutions— Foreign cash disbursements such as banks, Cash Disbursements Currency, Money— savings and loans, thrifts, and credit Cash—Banks, Credit Orders (Not Wire unions. Face-to-face cash disbursement Unions, Financial Transfer)— and Travelers transactions must be classified under Institutions, Automated Cheques - 6051 MCC 6010—Financial Institutions— Cash Disbursements Manual Cash Disbursements. Credit Unions—Financial Purchase transactions that occur at Institutions—Automated ATMs, such as the purchase of postage Cash Disbursements stamps or any other non-cash Savings and Loans— merchandise, must be classified under an Financial Institutions— MCC that most appropriately describes Automated Cash the merchandise being sold. Disbursements 6012 Financial This MCC must be used for the purchase Account Funding— Financial Institutions— Institutions— of merchandise or services from banks, Financial Institution Manual Cash Merchandise building societies, and credit unions. This Banks—Financial Disbursements - 6010 and Services includes transactions representing the Institutions— transferring of value to a stored value Merchandise, Services card. Merchandise purchases might Credit Unions—Financial include the purchase of checks, other Institutions— financial products, or promotional Merchandise, Services merchandise. Services may include the Deposits— funding of an account, Visa Money Financial Institutions Transfer Original Credit Transaction, Merchandise, Services— purchase of foreign currency, money Financial Institutions order and travelers cheques, loan fees or Mortgage Companies— financial counseling service fees. Financial Institutions Service fees or other costs related to Purchase of Foreign security or brokerage transactions must currency, money orders be classified under MCC 6211—Security (Not Wire Transfer) and Brokers/Dealers. Travelers Cheques— Face-to-face cash disbursement Financial Institution transactions must be classified under Loan Payments— Financial MCC 6010—Financial Institutions— Institution Savings and Manual Cash Disbursements. Loans— Financial Cash disbursement transactions that Institutions— occur at ATMs must be classified under Merchandise, Services MCC 6011—Financial Institutions— Services—Banks, Credit Automated Cash Disbursements. Unions, Financial Institutions (Non-Cash) Stored Value Card
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 119 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
6051 Non-Financial This MCC must be used for the purchase Account Funding— Financial Institutions— Institutions— of foreign currency, money orders, or (Non-Financial Manual Cash Foreign travelers cheques. The face-to-face Institutions) Disbursements - 6010 Currency, purchase of foreign currency, money Currency—Foreign Money Orders orders and travelers cheques at financial (Non-Financial Financial Institutions— (Not Wire institutions such as banks, savings and Institutions) Merchandise and Transfer) and loans, thrifts and credit unions must be Exchange—Foreign Services- 6012 Travelers classified under MCC 6012—Financial Currency (Non-Financial Non-Financial Cheques Institutions— Merchandise and Services. Institutions) Institutions—Stored Foreign Currency (Non- Value Card Purchase/ Financial Institutions) Load - 6540 Lease Payments Loan Payments Money— Foreign Currency (Non- Financial Institutions) Money Orders—Not Wire Transfer (Non-Financial Institutions) Mortage Companies —(Non-Financial Institutions) Services—Money Order, Travelers Cheques, Foreign Exchange (Non-Financial Institutions)
Travelers Cheques (Financial Institutions) Quasi Cash Travelers Cheques (Non-Financial Institutions) 6211 Security Merchants classified under this MCC Bond Dealers Brokers— Financial Institutions— Brokers/ buy, sell and broker securities, stocks, Securities, Mutual Funds, Manual Cash Dealers bonds, commodities, and mutual funds. Stocks, Disbursements - 6010 Commodities, Bonds Financial Institutions— Commodity Dealers Merchandise and Dealers—Securities, Services - 6012 Mutual Funds, Stocks, Commodities, Bonds Investment Firms— Dealers, Brokers Mutual Funds Brokers Stock Brokers
120 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
6300 Insurance Sales, Merchants classified under this MCC sell Automobile Insurance— Direct Marketing— Underwriting, all types of personal or business Sales (Non-Direct Insurance Services - and Premiums insurance polices. This MCC includes Marketing) 5960 merchants that provide the following Health Insurance—Sales types of insurance: automobile, life, Homeowners Insurance— health, hospital, medical, and dental Sales insurance, homeowners and renters Life Insurance—Sales insurance, real estate title insurance, pet Medical Insurance—Sales health insurance and flood, fire or Product Warranties earthquake insurance. Merchants whose only business is selling product warranties that are an after-sale transaction and not part of the initial product sale. Merchants that sell insurance products and services via Direct Marketing must be classified under MCC 5960—Direct Marketing—Insurance Services. 6513 Real Estate This MCC must be used for real estate Apartment Rentals Professional Services Agents and agents, brokers and managers engaged in Commercial Property (Not Elsewhere Managers— the rental and management of residential Rentals Classified) - 8999 Rentals and commercial properties. Transactions Housing Rentals Property Timeshares - 7012 representing management fees, rental Rentals Real Estate Agents commissions and rental payments must Brokers, Managers— be identified with this MCC. Rentals This MCC does not include mortgage Rental Services— loan payments and real estate purchases. Residential and These transactions must be identified Commercial Properties with a more appropriate MCC such as Residential Rentals MCC 6012, Financial Institutions— Service—Residential and Merchandise and Services. Commercial Properties Rentals 6540 Non-Financial This MCC must be used for the initial Stored Value Card/Load Non-Financial Institutions— purchase of stored value cards (e.g. (Non-Financial Institutions—Foreign Stored Value Prepaid) or the transferring of value to a Institutions) Currency, Money Orders Card Purchase/ stored value card, occurring at non- (not Wire Transfer), and Load financial institutions. Travelers Cheques - 6051
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 121 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7011 Lodging— Merchants classified under this MCC are Bed & Breakfast Hotels, Motels, only those lodging establishments which Establishments Resorts, Central do not have their own specific MCC. Central Reservation Reservation (Many national and regional hotels and Services Services (Not motels have their own MCC). Please Hotels (Not Listed in T&E Elsewhere refer to the hotel listings in the Travel & Chapter) Inns (Not Listed Classified) Entertainment Merchants Chapter of this in T&E Chapter) document. MCC 7011 may include, bed Lodging Establishments and breakfast establishments, resorts, (Not Listed in T&E cabins, cottages, hostels, and local inns. Chapter) This MCC also includes merchants that Motels (Not Listed in T&E provide Central Reservation Services. A Chapter) Central Reservation Service (CRS) is a Resorts (Not Listed in T&E merchant that has operating agreements Chapter) Services— with various lodging establishments, Central Reservation, including hotels, inns, and condominiums Lodging located within a given area to provide reservation and booking services on their behalf. Contracted lodging establishments must be Visa merchants, and must be registered with Visa. 7012 Timeshares Merchants classified under this MCC Boys’ Camps Camps— Lodging—Hotels, sell, lease and rent timeshare real estate Boys’, Girls’ Camps— Motels, Resorts, Central and arrange timeshare condominium Sporting, Reservation Services exchanges. Merchants that only provide Recreational (Not Elsewhere booking services (no sales) for Children’s Camps Classified) - 7011 condominiums must be classified under Girls’ Camps MCC 7011—Lodging—Hotels, Motels, Recreational, Sporting Resorts, Central Reservation Services Camps (Not Elsewhere Classified). 7032 Sporting and Merchants classified under this MCC Campgrounds, Trailer Parks Trailer Parks and Recreational operate children’s camps, recreational Camping—Trailer Parks, Campgrounds - 7033 Camps camps and sporting camps. This MCC Campgrounds Recreation Services (Not includes summer camps for boys’ and Elsewhere Classified) - girls’, nudist camps, dude ranches, 7999 fishing and hunting camps, and educational or sports instruction camps. Campgrounds for tent or trailer camping must be classified under MCC 7033— Trailer Parks and Campgrounds. 7033 Trailer Parks Merchants classified under this MCC Diaper Services Garment Sporting and and provide overnight or short-term camp Services Services— Recreational Campgrounds sites for recreational vehicles, trailers, Laundry, Camps - 7032 campers, or tents. These merchants may Cleaning, Garment Recreation Services (Not or may not supply water and electrical Servicesauthoriz Elsewhere Classified) - hook-ups for recreational vehicles. This 7999 MCC includes campgrounds located within state parks as well as individually owned and operated campgrounds.
122 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7210 Laundry, Merchants classified under this MCC Diaper Services Garment Laundries—Family and Cleaning, and operate steam or other types of Services Services— Commercial - 7211 Garment laundries. These merchants provide to Laundry, Dry Cleaners - 7216 Services commercial businesses or individuals, on Cleaning, Garment a weekly or monthly basis, laundered Services items such as uniforms, gowns, aprons, table linens, bed linens, towels, and other similar items. This MCC also includes merchants that provide diaper services which includes home pick-up, cleaning, and delivery services. 7211 Laundries - Merchants classified under this MCC Laundromats Laundry, Cleaning, and Family and provide coin-operated or similar self- Services—Laundromats Garment Services - 7210 Commercial serving washers and dryers for general Dry Cleaners - 7216 consumer use. These merchants may or may not offer pay-by-the-pound laundry service. Typically, these merchants are known as laundromats; however, this type of service may also be located in dormitories, apartment buildings, or other similar locations. 7216 Dry Cleaners Merchants classified under this MCC Laundry—Dry Cleaners Laundry, Cleaning, and perform dry cleaning services for Services—Dry Cleaning Garment Services - 7210 individuals or businesses. This MCC Laundries—Family includes merchants that dry clean andCommercial - 7211 clothing, draperies, wedding dresses, and bedding, and may offer limited alteration services. 7217 Carpet and Merchants classified under this MCC Drapery Cleaning Furniture-Reupholstery, Upholstery clean commercial or residential carpets, Services—Carpet, Repair, and Refinishing - Cleaning drapes and upholstery. This MCC does Upholstery Cleaning 7641 not include merchants that provide Upholstery Cleaning reupholstering services. Merchants that perform reupholstering must be classified under MCC 7641—Furniture- Reupholstery, Repair, and Refinishing. 7221 Photographic Merchants classified under this MCC Photographers—Wedding Photofinishing Studios perform still or video portrait Portrait Studios Laboratories and Photo photography for the general public. This Wedding Photographers Developing - 7395 MCC includes merchants that photograph children on location at schools and merchants that specialise in wedding photography and videos. Merchants that provide film developing and printing services must be classified under MCC 7395—Photofinishing Laboratories and Photo Developing.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 123 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7230 Beauty and Merchants classified under this MCC Beauty Salons Fingernail Health and Beauty Spas - Barber Shops provide personal hair care services such Salons Hair Cutting 7298 as hair cutting, hair styling, hair colouring Hair Salon Hair Styling Miscellaneous Personal and hair extensions for both men and Hairdressers Make-up Services (Not Elsewhere women. These merchants may also Studios Manicurist Classified) - 7299 perform manicures and pedicures and Nail Salons Salons—Hair, may sell a limited selection of hair care Beauty Salons—Nail products. 7251 Shoe Repair Merchants classified under this MCC Hat Cleaning Shops Miscellaneous Personal Shops, Shoe repair footwear and provide shoe clean- Shoe Shine Shops, Stands Services (Not Elsewhere Shine Parlours, ing and shining services. This MCC also Repairs—Shoe Repair Classified) - 7299 and Hat includes merchants that provide hat Shops Miscellaneous Repair Cleaning Shops cleaning and blocking services. Shops and Related Services - 7699 7261 Funeral Services Merchants classified under this MCC Crematoriums, Mortuaries, and provide burial preparation services, Morticians Undertakers Crematories conduct funerals, and provide cremation services. This MCC includes mortuaries, crematoriums, and funeral homes or parlours. Animal cremation and burial services do not belong in this category and must be classified under MCC 7299— Miscellaneous Personal Services (Not Elsewhere Classified). 7273 Dating and Merchants classified under this MCC Escort Services Services— Miscellaneous Personal Escort Services provide dating and escort services. This Dating, Escort Online Services (Not Elsewhere MCC includes merchants that provide Dating Services Classified) - 7299 computer video match-up for social or business situations (i.e. online dating services.) 7276 Tax Preparation Merchants classified under this MCC Services—Tax Preparation Accounting, Auditing, Services exclusively provide income tax return and Bookkeeping preparation services but do not provide Services - 8931 auditing, accounting, or bookkeeping Professional Services services. Merchants that provide (Not Elsewhere auditing, accounting, or bookkeeping Classified) - 8999 services in addition to tax return preparation services, must be classified under MCC 8931—Accounting, Auditing, and Bookkeeping Services.
124 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7277 Counseling Merchants classified under this MCC Alcohol, Drug Abuse Legal Services and Services—Debt, provide a variety of counseling services Counseling Attorneys - 8111 Marriage, and such as debt and financial counseling, Credit Counseling Debt Professional Services Personal marriage counseling, family counseling, Counseling Drug, Alcohol (Not Elsewhere alcohol and drug abuse counseling, and Abuse Classified) - 8999 other personal counseling. Merchants Counseling that provide legal services must be Family Counseling classified under MCC 8111—Legal Financial Counseling Services and Attorneys. Service Marriage Counseling Personal Counseling Services— Counseling— Debt, Marriage, Personal Services—Financial Counseling 7278 Buying and Merchants classified under this MCC Personal Shopper Miscellaneous Personal Shopping provide buying and shopping services to Services—Buying/ Services (Not Elsewhere Services and individuals or businesses on a fee basis. Shopping Services, Clubs Classified) - 7299 Clubs These businesses do not directly sell the Shopping Services Business Services (Not merchandise to the consumer, but act as Elsewhere Classified) - an intermediary to facilitate the buying 7399 process. 7296 Clothing Merchants classified under this MCC Apparel—Clothing Rental Men’s, Women’s, and Rental— rent costumes, uniforms, formal wear, —Costumes, Formal Children’s Uniforms and Costumes, tuxedos, and other types of apparel and Wear, Uniforms Commercial Clothing - Uniforms, related accessories. Costume Rental Formal 5137 Formal Wear Merchants that only sell or rent uniform Wear Rental Rentals— Miscellaneous Personal apparel to other business must be Clothing— Services (Not Elsewhere classified under MCC 5137—Men’s, Costumes, Formal Wear, Classified) - 7299 Women’s, and Children’s Uniforms and Uniforms Commercial Clothing. Rentals—Costume Rentals—Tuxedo, Formal Wear Rentals—Uniforms Tuxedo, Formal Wear Rentals Uniforms Rental 7297 Massage Merchants classified under this MCC Beauty Spas Health and Beauty Spas - Parlours specialise in providing therapeutic mas- Hot Tub, Sauna Shops 7298 sage services. These merchants may also Sauna, Hot Tub Shops Miscellaneous Personal provide other personal services such as Spas—Health, Beauty Services (Not Elsewhere facials and aroma therapy and may rent Tann ing Salon s Classified) - 7299 saunas or hot tubs for customer use.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 125 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7298 Health and Merchants classified under this MCC Beauty Spas Massage parlours - 7297 Beauty Spas provide a variety of personal or Hot Tub, Sauna Shops Miscellaneous Personal therapeutic services such as facials, Sauna, Hot Tub Shops Services (Not Elsewhere massages, mud baths, herbal wraps, Spas—Health, Beauty Classified) - 7299 tanning treatments, whirlpools, steam Tanning Salons baths, personal exercise program counseling, dietary counseling, and hair and makeup counseling and styling. Typically, customers may also participate in a variety of instructional classes such as aerobics and exercise, weight training, weight control, cooking or sports. These merchants may or may not offer lodging accommodation. Merchants that offer an all inclusive package plan at the spa (lodging, meals, personal services, classes), must be classified under MCC 7011—Lodging—Hotel, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified). If the merchant offers independent use of the spa services separate from the lodging (no overnight stay involved), the spa services must be set up separately with MCC 7298—Health and Beauty Spas.
126 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7299 Miscellaneous Merchants classified under this MCC Animal Boarding Services Beauty and Barber Shops Personal provide personal services that do not fall Animal Breeders - 7230 Services (Not under any other MCC. This MCC Animal Grooming Services Shoe Repair Shops, Shoe Elsewhere includes merchants that provide one or Animal Training Shine parlours, and Hat Classified) more of the following services: animal Apartment Rental Services Cleaning Shops - 7251 boarding, bath houses, grooming, house Boarding Services—Animal Funeral Services and sitting services, maid services, massage Body Piercing, Tattoo Crematories - 7261 parlours, training, kennels, and/or parlours Breeders— Dating and Escort breeding, apartment rental services, Animals Services - 7273 body piercing and tattoos. Dog Grooming Services Tax Preparation Services Dog Training - 7276 Horse Boarding Services Counseling Services— Housing—Rental Services Debt, Marriage, and Kennels—Animal Personal - 7277 Miscellaneous Personal Buying and Shopping Services Services and Clubs - (Not Elsewhere Classified) 7278 Pet Grooming Services Clothing Rental— Services—Animal Boarding Costumes, Uniforms, Services—Miscellaneous Formal Wear - 7296 Other Services Massage parlours - 7297 (Not Elsewhere Classified) Health and Beauty Spas - Services—Miscellaneous 7298 Personal (Not Elsewhere Classified) Services—Pet Grooming Services—Water Filtration, Purification, Softening Treatments Stables—Animal Tattoo, Body Piercing parlours Taxid er mist s 7311 Advertising Merchants classified under this MCC Ad Agencies Agencies— Professional Services Services prepare advertising (writing copy, Advertising Classified (Not Elsewhere artwork, graphics, and other creative Ads—Newspaper Classified) - 8999 work) and place such advertising in Services—Advertising periodicals, newspapers, radio and television, on the Internet, or other advertising media for clients on a contract or fee basis. This MCC also includes merchants that provide other types of advertising such as aerial advertising, coupon distribution, distribution of samples, and skywriting.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 127 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7321 Consumer Merchants classified under this MCC Agencies—Consumer Business Services (Not Credit provide consumer credit reporting Credit Reporting Elsewhere Classified) - Reporting services such as credit investigation, Credit Reporting Agencies 7399 Agencies credit clearinghouses, and other related services. This MCC does not include collection agencies. Collection agencies are prohibited by the Visa Rules from accepting bank cards for transactions representing the refinance of an existing debt. 7333 Commercial Merchants classified under this MCC Art, Graphics Services Photography Studios - Photography, provide commercial art or graphic design Commercial Artists Film 7221 Art, and services for advertising agencies, Production Professional Services Graphics publishers, and other businesses. This Graphics—Commercial (Not Elsewhere MCC includes merchants that perform Photography—Commercial Classified) - 8999 silk screen design, still and slide film Silk Screening production, commercial art, chart and graph design, and commercial art and illustration. Merchants that provide still, video, and portrait photography for the general public must be classified under MCC 7221—Photography Studios. 7338 Quick Copy, Merchants classified under this MCC Blueprinting Services Photofinishing Reproduction, reproduce text, drawings, plans, maps, or Copy, Reproduction Laboratories and Photo and other copy, by blueprinting, Services Photocopying Developing - 7395 Blueprinting photocopying, or other methods of Services Reproduction Stationery Stores, Office Services duplication. These merchants may also Services Services—Quick and School Supply provide collating and binding services. Copy, Stores - 5943 This MCC includes the popular “quick Reproduction copy” merchants. 7339 Stenographic Merchants classified under this MCC Secretarial Support Employment Agencies and Secretarial provide a range of stenographic and Services Services— and Temporary Help Support secretarial services such as word Secretarial Support Services - 7361 processing, typing, editing, letter writing, Services—Stenographic Business Services (Not proofreading, resume writing, and court Services—Word Processing Elsewhere Classified) - reporting services. Word Processing Services 7399 7342 Exterminating Merchants classified under this MCC Disinfecting Services Cleaning, Maintenance, and provide pest control, extermination, and Exterminators Pest Control and Janitorial Services - Disinfecting disinfecting services such as the Services—Exterminating, 7349 Services elimination of termites, insects, and Disinfecting Services rodents. This MCC also includes merchants that provide fumigating services.
128 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7349 Cleaning, Merchants classified under this MCC Custodial Services Exterminating and Maintenance, provide building cleaning and House Cleaning Services Disinfecting Services - and Janitorial maintenance services such as window Housekeeping Services 7342 Services cleaning, janitorial, floor waxing Janitorial Services custodian service in schools, office Maintenance Services cleaning, and house-keeping on a Services—Cleaning, contract or fee basis. Maintenance, Janitorial Services Services—Housekeeping 7361 Employment Merchants classified under this MCC Agencies—Employment, Business Services (Not Agencies and provide employment services. These Temporary Help Services Elsewhere Classified) - Temp orar y Help merchants either assist employers or Temporary Employment 7399 Services those seeking employment for Agencies permanent or temporary positions. 7372 Computer Merchants classified under this MCC Computer Software Computer Software Programming, provide computer programming services, Design Stores - 5734 Data systems design, and data processing Data Processing Services Computer Maintenance, Processing, and services on a contract or fee basis. These Services—Computer Repair and Services (Not Integrated merchants perform a variety of services Programming, Integrated Elsewhere Classified) - Systems Design such as computer software design and Systems Design, Data 7379 Services analysis, software or systems Processing Business Services (Not modifications, data entry or data Systems Design— Elsewhere Classified) - processing, and training in the use of Computer 7399 custom software. Website Design Professional Services (Not Elsewhere Classified) - 8999 7375 Information Merchants classified under this MCC are Services—Information Consumer Credit Retrieval wholesale provisioners of online Retrieval Reporting Agencies - Services information retrieval services on a 7321 contract or fee basis. This MCC includes Management, merchants that provide database Consulting, and Public information retrieval and search services. Relations Services - 7392 Business Services (Not Elsewhere Classified) - 7399 7379 Computer Merchants classified under this MCC Maintenance—Computer Computers and Maintenance, provide computer-related services such Maintenance, Repair, Computer Peripheral Repair and as computer consulting on a contract or Services Equipment and Software Services (Not fee basis, database development, (Not Elsewhere Classified) - 5045 Elsewhere computer maintenance and repair, tape Repairs—Computer Electronics Stores - 5732 Classified) and diskette conversion services, and Maintenance, Repair, Computer Software computer requirements analysis. MCC Services Stores - 5734 7379 does not include wholesale (Not Elsewhere Classified) Computer Programming, distributors of computer hardware, Services—Computer Data Processing, and software and related equipment. These Maintenance, Repair Integrated Systems merchants must be classified under MCC (Not Elsewhere Classified) Design Services - 7372 5045—Computers and Computer Electrical and Small Peripheral Equipment and Software. Appliance Repair Shops - 7629
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 129 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7392 Management, Merchants classified under this MCC Consultants— Business Services (Not Consulting, and provide counsel and assistance to the Management Elsewhere Classified) - Public Relations management of private, non-profit, and Consultants—Marketing 7399 Services public organisations on a contract or fee Consultants—Public Professional Services basis. These merchants perform a variety Relations (Not Elsewhere of activities such as strategic and Consulting, Management Classified) - 8999 organisational planning, financial Services planning and budgeting, developing Management Consultants marketing objectives, information Marketing Consultants systems planning, and development of Public Relations Services human resource policies and procedures Services—Management, planning. This MCC also includes Consulting, Public merchants that provide public relations Relations services on behalf of their clients. 7393 Detective Merchants classified under this MCC Agencies—Detective Business Services (Not Agencies, provide security devices and services Agencies Elsewhere Classified) - Protective such as security guard, protective, and Agencies—Protective 7399 Services, and armored car services. This MCC includes Services, Including Legal Services and Security merchants that install, monitor, and Armored Cars, Guard Dogs Attorneys - 8111 Services, maintain security systems such as Agencies—Security Professional Services including burglar and fire alarms. This MCC also Systems Alarm Systems, (Not Elsewhere Armoured Cars, includes private investigators, guard Services Armored Cars Classified) - 8999 and Guard Dogs dogs, and lie detection services. Burglar Alarm Companies —Home/Business Security Detective Agencies Fire Alarm Companies— Home/Business Security Guard Dogs Home Security Systems Private Investigators Protective Services Security Services, Protective Services, Detective Agencies Services—Armored Car Services—Detective Agencies Services—Guard Dog Services—Protective Services—Security Surveillance Systems, Services
130 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7394 Equipment, Merchants classified under this MCC Appliance Rental Boat Rentals and Leasing Too l, Fu rn it ure , rent and lease equipment, tools, Furniture Rental - 4457 and Appliance furniture, appliances, and office Leasing Services— Typewriter Stores—Sales Rental and equipment, excluding typewriters. Equipment Rentals— Rentals, and Service - Leasing Typewriter rentals must be classified Appliance Rentals— .5978 under MCC 5978—Typewriter Stores— Equipment Rentals— Clothing Rental— Sales, Rentals, and Service. Aircraft rental Furniture Rentals—Tools Costumes, Uniforms, and leasing services must be classified Services—Equipment Formal Wear - 7296 under MCC 7999—Recreation Services Rental, Leasing Truck and Utility Trailer (Not Elsewhere Classified), and boat Rentals - 7513 rentals must be classified under MCC Motor Home and 4457—Boat Rentals and Leasing. Recreational Vehicle Rentals - 7519 DVD/Video Tape Rental Stores - 7841 7395 Photofinishing Merchants classified under this MCC Film Developing Photographic, Laboratories develop film and make photographic Photocopy, Microfilm and Photo prints and enlargements. These Equipment and Supplies Developing merchants may or may not also provide - 5044 specialised services such as custom Camera and enlarging and photo retouching. This Photographic Supply MCC also includes merchants that Stores - 5946 provide the popular “1-hour photo” Photographic Studios - developing services. These merchants 7221 may also sell a limited selection of Commercial supplies such as film, tripods, photo Photography, Art, and albums, scrap books, camera filters, and Graphics - 7333 picture frames. However, if the merchant primarily sells photographic equipment and supplies, it must be classified under MCC 5946—Camera and Photographic Supply Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 131 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7399 Business Merchants classified under this MCC Answering Services— Courier Services—Air Services (Not provide business services that are not Telephone and Ground, and Freight Elsewhere typically considered to be “professions”. Conference Management Forwarders - 4215 Classified) Such merchant types range from Services Miscellaneous Personal traditional “trades” to business support Convention Bureaus Services (Not Elsewhere services. Acquirers should classify Keys—Locksmith Classified) - 7299 merchants under this MCC only after Language, Translation Advertising Services - determining that another, more specific, Services 7311 MCC does not describe the merchant’s Locksmith Quick Copy, business. Examples of merchant types Mail, Packing Stores, Reproduction, and included in this MCC are: publishing Services Meeting Planning Blueprinting Services - companies, conference management Services Message, Paging 7338 companies, meeting planners, seminar Services Packing, Mailing Detective Agencies, companies, business-to-business video- Services Paging, Message Protective Services, and conference services, locksmiths, mail and Service Security Services, packing services, message and paging Centers including Armored Cars, services, and waste management Postal Services— Non- and Guard Dogs - 7393 services. Government Publishing Recreation Services (Not Companies Elsewhere Classified) - Seminar Planning Services 7999 Services—Business (Not Elsewhere Classified) Services—Telephone Answering Services—Trade Show Arrangement Services—Translation, Language Telephone Answering Services Tourist Information Bureaus Trade Show Arrangement Services Translation Services Video-Conferencing Services (Business-to-Business) 7512 Automobile Merchants classified under this MCC are Automobile Rentals Truck and Utility Trailer Rental Agency only those car rental agencies for which Rental—Car Agencies (Not Rentals - 7513 Visa has not designated unique MCCs. Listed in T&E Chapter) Motor Home and (Many national and regional car rental Recreational Vehicle companies have their own MCC.) Please Rentals - 7519 refer to the car rental agency listings in the Travel & Entertainment Merchant Chapter of this document.
132 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7513 Truck and Merchants classified under this MCC Leasing Services—Trucks, Equipment, Tool, Utility Trailer provide short-term rental or long-term Utility Trailers Rentals— Furniture, and Appliance Rentals leasing of trucks, vans, or utility trailers. Truck, Utility Rental and Leasing - The vehicles are typically used for Trailer Rentals 7394 moving or hauling and are rented on a Rentals—Utility Trailers, Automobile Rental do-it-yourself basis. Truck Rentals Services— Agency - 7512 Leasing/Truck, Motor Home and Utility Trailer Rentals Recreational Vehicle Trailer (Utility), Truck Rentals - 7519 Rentals Utility Trailer Rentals 7519 Motor Home Merchants classified under this MCC Leasing Services— Motor Boat Rentals and Leasing and rent motor homes, RVs, pop-up campers Homes, Recreational - 4457 Recreational or tent trailers, and other recreational Vehicles Truck and Utility Trailer Vehicle Rentals vehicles on daily, short-term, or Recreational Vehicle Rentals - 7513 extended-term basis. The following Rentals Rentals—Motor Recreation Services (Not recreational vehicle rentals are excluded Homes, Recreational Elsewhere Classified) - from this category and must be classified Vehicles 7999 under MCC 7999—Recreation Services Services—Leasing/ Motor (Not Elsewhere Classified): aircraft, Homes, Recreational bicycles, motorcycles, and go-carts. The Vehicles rental of recreational boats must be classified under MCC 4457—Boat Rentals and Leasing. 7523 Parking Lots, Merchants classified under this MCC Car Parking Lots Garages, Parking Meters provide temporary parking services for Parking Parking Lots and Garages automobiles, usually on an hourly, daily, or monthly contract or fee basis. 7531 Automotive Merchants classified under this MCC Body Repair Shops— Tyre Retreading and Body Repair perform automotive body repair work. Automotive Repair Shops - 7534 Shops These merchants may or may not paint Car Body Repair Shops Automotive Paint Shops automobiles in conjunction with body Repair Shops— - 7535 repair work. However, if the merchant Automotive/Body Automotive Service primarily paints automobiles, it must be Repairs—Automotive Shops (Non-Dealer) - classified under MCC 7535—Automotive Body Repair Shops 7538 Paint Shops. Merchants that perform automotive repair work other than body repair, must be classified under MCC 7538—Automotive Service Shops (Non- Dealer). 7534 Tyre Retreading Merchants classified under this MCC Car Tyres—Retreads Automotive Tyre Stores - and Repair sell, install, repair or retread old tyres. Repairs—Tyre Retreading, 5532 Shops These merchants do not sell new tyres, Repair Shops Automotive Body Repair however, they may sell retread tyres. Shops - 7531 Merchants that provide other types of Automotive Paint Shops automotive repair services must be -7535 classified under MCC 7538—Automotive Automotive Service Service Shops (Non-Dealer). Merchants Shops (Non-Dealer) - that primarily sell new automotive tyres 7538 must be classified under MCC 5532— Automotive Tyre Stores.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 133 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7535 Automotive Merchants classified under this MCC Car Paint Shops Automotive Body Paint Shops exclusively paint and refinish Paint Shops—Automotive Repair Shops - 7531 automobiles. This MCC includes Automotive Service merchants that specialise in antique Shops (Non-Dealer)- automobile restoration and custom 7538 design and painting. 7538 Automotive Merchants classified under this MCC Automotive Glass Repair/ Automotive Body Repair Service Shops conduct automotive repairs and general Replacement Shops - 7531 (Non-Dealer) servicing. This MCC includes merchants Car Service Shops Tyre Retreading and that repair the following: engines, brakes, Lube Stations—Quick Stop Repair Shops - 7534 air conditionings, mufflers, front ends Muffler Shops Automotive Paint Shops- and frames, fuel systems, carburetors, Oil Changers—Lube 7535 radiators, windshields and windows, and Stations Car Washes - 7542 electrical systems. This MCC includes Repairs—Automotive Tow ing Ser vices - 7549 the popular quick oil change and/or lube Service Shops merchants. Merchants classified under Tune-Up Shops— this MCC may or may not perform wheel Automotive alignment, balancing and repair services. Wheel Alignment, However, if the merchant primarily Balancing, Repair Service repairs and retreads tyres, it must be —Automotive classified under MCC 7534—Tyre Retreading and Repair Shops. Merchants that specialise in automotive painting must be classified under MCC 7535—Automotive Paint Shops and Merchants that specialise in automotive body repair work must be classified under MCC 7531—Automotive Body Repair Shops. Merchants that sell automotive petrol in addition to providing automotive repair work must be classified under MCC 5541—Service Stations (with or without Ancillary Services). 7542 Car Washes Merchants classified under this MCC Auto Detailing Service Stations (With or wash, wax, and polish automobiles. This Automotive Cleaning, Without Ancillary MCC includes drive-thru locations, Waxing Cleaning, Services) - 5541 custom hand wash locations as well as Polishing— Automotive Automotive Service do-it-yourself car wash locations. If the Shops (Non-Dealer) - merchant also sells automotive petrol the 7538 merchant must be classified under MCC 5541—Service Stations (with or without Ancillary Services). 7549 Towing Services Merchants classified under this MCC Automobile Towing Wrecking and Salvage provide vehicle towing services. Services Yards - 5935 Merchants that primarily provide Services—Towing wrecking and salvage services must be classified under MCC 5935—Wrecking and Salvage Yards.
134 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7622 Electronics Merchants classified under this MCC Radio, Television, Stereo, Electrical and Small Repair Shops repair electronics (excluding appliances) Electronics Repair Shops Appliance Repair Shops - such as radios, televisions, tape decks, Repairs—Radio, 7629 CDs, receivers, stereos, and computers. Television, Stereo, Merchants that repair small appliances Electronics Repair Shops (e.g. microwaves, toaster ovens, and Services—Electronics toasters) must be classified under MCC Repair 7629—Electrical and Small Appliance Services—Television, Repair Shops. Merchants that repair large Radio, Stereo, Electronics appliances (e.g. ovens, washers, dryers, Stereo Repair Shops and dishwashers, and refrigerators) must Telev isio n Re pair Sh op s be classified under MCC 7699— VCR Repair Services Miscellaneous Repair Shops and Related Services. 7623 Air Merchants classified under this MCC Refrigeration Repair Electrical and Small Conditioning service and repair household and Shops Appliance Repair Shops - and commercial air conditioning and Repairs—Air Conditioning, 7629 Refrigeration refrigeration systems. Merchants that Refrigeration Repair Shops Repair Shops service and repair small household appliances must be classified under MCC 7629—Electrical and Small Appliance Repair Shops and Merchants that service and repair large appliances must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services. 7629 Electrical and Merchants classified under this MCC Appliance Repair Shops Typewriter Stores— Small Appliance service and repair household and Office Machine Repair Sales, Rentals, and Repair Shops commercial electrical components and Shops Service - 5978 small appliances such as microwaves, Repairs—Electrical, Small Electronics Repair Shops toaster ovens and toasters. This MCC Appliance Repair Shops - 7622 also includes merchants that service and Repairs—Office Machines Air Conditioning and repair electrical office machines, Services—Electrical, Small Refrigeration Repair excluding typewriters. Merchants that Appliance Repairs Shops - 7623 specialise in typewriter repairs must be Services—Office Machine classified under MCC 5978—Typewriter Repair Stores—Sales, Rentals, and Service. Merchants that repair air conditioning systems and refrigeration systems must be classified under MCC 7623—Air Conditioning and Refrigeration Repair Shops, and Merchants that repair electronics must be classified under MCC 7622—Electronics Repair Shops. Merchants that repair large appliances such as ovens, washers and dryers refrigerators, and dishwashers must be classified under MCC 7699— Miscellaneous Repair Shops and Related Services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 135 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7631 Watch, Clock Merchants classified under this MCC Clock Repair Jewelry Jewelry Stores, Watches, and Jewelry clean and repair all types of watches, Repair Repairs—Watch, Clocks, and Silverware Repair clocks, and fine jewelry. Merchants that Clock, Stores - 5944 primarily sell watches, clocks, and fine Jewelry Repair jewelry must be classified under MCC Services—Watch, Clock, 5944—Jewelry Stores, Watches, Clocks, Jewelry Repairs and Silverware Stores. 7641 Furniture- Merchants classified under this MCC Furniture Repair, Furniture, Home Reupholstery, reupholster, repair and refinish furniture. Reupholstery Furnishings and Repair, and This MCC includes merchants that Refinishing—Furniture Equipment Stores, Refinishing restore antique furniture. Merchants that Repair, Reupholstery Except Appliances - 5712 sell furniture must be classified under Repairs—Reupholstery, MCC 5712—Furniture, Home Furnishings Furniture Repair, and Equipment Stores, Except Furniture Refinishing Appliances. Services—Reupholstery, Furniture Repair, Furniture Refinishing 7692 Welding Merchants classified under this MCC Repairs—Welding Special Trade Services perform welding repair. Merchants that Services—Welding Repair Contractors (Not perform construction welding must be Elsewhere Classified) - classified under MCC 1799—Special 1799 Trade Contractors (Not Elsewhere Classified). 7699 Miscellaneous Merchants classified under this MCC Chimney Cleaning Service Automotive Body Repair Repair Shops only provide service and repair work. This Furnace Cleaning Service Shops - 7531 and Related code should only be used when a Machine Shops Tyre Retreading and Services merchant cannot be classified by one of Repair Shops, Related Repair Shops - 7534 the other more specific repair work Services—Miscellaneous Automotive Service MCCs listed in the “Similar Merchants” (Not Elsewhere Classified) Shops (Non-Dealer) - column to the right. This MCC includes Services—Chimney 7538 merchants that repairs the following Cleaning Services— Electronics Repair Shops types of appliances and equipment: large Furnace Cleaning - 7622 household appliances (e.g. ovens, Services—Miscellaneous Air Conditioning and washers, dryers, dishwashers, and water Repair Shops Refrigeration Repair heaters), bicycles and sporting (Not Elsewhere Classified) Shops - 7623 equipment, hearing aids, orthopaedic Electrical and Small and prosthetic devices, musical Appliance Repair Shops - instruments, tents and awnings, camera 7629 and other photographic equipment, Watch, Clock and lawnmowers, luggage, and leather goods. Jewelry Repair - 7631 This MCC also includes machine shops Furniture-Reupholstery, and merchants that clean and service Repair, and Refinishing - furnaces and chimneys. 7641 Welding Services - 7692
136 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7800 Government— Merchants classified under this category Government-Licensed Owned are state-owned lotteries (U.S. Region Online Casinos (online Lotteries only). State lottery merchants provide gambling) - 7801, the sale of lottery tickets by allowing Government Licensed customers to use their cards to purchase Horse/Dog Racing - tickets or reoccurring lottery 7802 subscriptions. These transactions may occur in a card present or card absent environment. The state lottery must be the merchant of record. 7801 Government— Merchants classified under this MCC are Government Owned Licensed Online state-licensed casinos (U.S. only). Lotteries - 7800, Casinos (online State licensed casinos allow customers Government Licensed gambling) to use their cards to purchase gambling Horse/Dog Racing - chips or participate in online gambling. 7802 These establishments may or may not be associated with other services such as hotels, restaurants, resorts, etc. Other transactions not related to the casinos or online gambling (food, lodging, etc.) must be classified under a separate MCC for that type of business. The state licensed casino must be the merchant of record. 7802 Government— Merchants classified under this MCC Government Owned Licensed operate horse and dog racing facilities Lotteries - 7800, Horse/Dog licensed by a government entity and/or Government-Licensed Racing sanctioned and regulated by applicable Online Casinos (online legislation (U.S. Region only). Horse and gambling) - 7801 dog racing facilities allow customers to use their cards to place on or off-track wagers. The horse or dog racing facility must be the merchant of record. 7829 Motion Picture Merchants classified under this MCC are Distributor—Motion Business Services (Not and Video Tape wholesale producers and distributors of Picture, Video Tape Elsewhere Classified) - Production and educational and industrial films and Production, Distribution 7399 Distribution videos for exhibition and sale, including Educational, Training Film DVD/Video Tape Rental TV commercial production, training film Production Stores - 7841 production and distribution. Merchants Film Production, Professional Services that provide tape and video rental Distribution (Not Elsewhere services to consumers are not included in Motion Picture, Video Tape Classified) - 8999 this MCC and must be classified under Production, Distribution MCC 7841—DVD/Video Tape Rental TV Commercial Production Store. Training, Educational Film Production Video Tape, Motion Picture Production, Distribution
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 137 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7832 Motion Picture Merchants classified under this MCC Cinemas Entertainment— DVD/Video Tape Rental Theatres operate movie theatres and sell ticket as Movie Theatres Stores - 7841 well as refreshments. These merchants Films—Movie Theatres Theatrical Producers may or may not offer advance tickets Movie Theatres (Except Motion Pictures) reservations via the telephone or and Ticket Agencies - Internet. This MCC includes drive-in 7922 theatres. 7841 DVD/Video Merchants classified under this MCC Rentals—DVD/Video Tape Tape Re nta l rent DVD/video tapes for personal use. Stores Services—DVD/ Stores These merchants may or may not sell a Video limited selection of used videos, drinks, Tape Rental Stores candy, snacks, and blank tapes. 7911 Dance Halls, Merchants classified under this MCC Ballet Schools Theatrical Producers Studios and operate dance studios, schools, and Ballroom Dance Instruction (Except Motion Pictures) Schools public dance halls or ballrooms. This Instruction—Dance and Ticket Agencies - MCC should be used for the merchant’s Schools Schools—Ballroom 7922 admission fees, lessons, and Dance Instruction Recreation Services (Not refreshments. This MCC also includes Schools—Dance Halls, Elsewhere Classified) - merchants that specialise in tap and Studios 7999 ballet, ballroom, and square dance Studios—Dance instruction. 7922 Theatrical Merchants classified under this MCC Agencies—Ticket, Motion Picture Theatres Producers operate live theatrical productions such Theatrical Producers - 7832 (Except Motion as road companies and summer theatre Performing Arts Dance Halls, Studios and Pictures) and groups. This MCC also includes services Companies—Theatrical Schools - 7911 Ticket Agencies associated with theatrical productions Producers—Theatrical Bands, Orchestras, and and concerts such as casting agencies, Production Agencies— Miscellaneous booking agencies, scenery, lighting, and Theatrical Entertainers (Not other equipment services, and theatrical Ticket Agencies Elsewhere Classified) - ticket agencies. Although Theatrical 7929 Producers (except Motion Pictures) and Ticket Agencies may conduct much of their business in a card absent environment, they are not considered direct marketing merchants because they do not directly solicit their business primarily through catalogs, brochures, telemarketing, etc. These merchants’ transactions should be classified under this MCC, but each card-absent transaction must be identified with the appropriate mail/telephone order or electronic commerce indicator value. Movie theatres do not belong in this category and must be classified under MCC 7832—Motion Picture Theatres.
138 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7929 Bands, Merchants classified under this MCC DJs—Dance Bands Dance Orchestras, and provide entertainment other than Bands Entertainers, Bands, Miscellaneous theatrical productions. This MCC Orchestras Entertainers includes musicians, bands, orchestras, Magicians Music Bands (Not Elsewhere and other types of entertainers such as Musicians Orchestras Classified) comedians and magicians. This MCC also includes merchants that specialise in providing music (live bands or DJs) for weddings or special events. 7932 Billiard and Pool Merchants classified under this MCC Billiard parlours Recreation Services (Not Establishments operate establishments that rent pool or Pool, Billiard parlours Elsewhere Classified) - billiard tables for entertainment. These Snooker parlours 7999 merchants may offer coin-operated pool tables or may rent pool tables by the game or by the hour to customers. They may also offer shuffle board, darts and other games in addition to selling refreshments. 7933 Bowling Alleys Merchants classified under this MCC Recreation Services (Not operate bowling alleys for entertainment Elsewhere Classified) - and may accept bank cards for rental 7999 fees, pro shop purchases, refreshments, or usage fees. Merchants located within the bowling alley, which have a separate merchant agreement, must be classified with the appropriate MCC for that type of business. For example, a restaurant located within a bowling alley, which has a separate merchant agreement, must be set up separately with the appropriate restaurant MCC, which is MCC 5812— Eating Places and Restaurants. A bar located within the bowling alley, which has a separate merchant agreement, must also be set up separately with the appropriate MCC for a bar, which is MCC 5813—Drinking Places (Alcoholic Beverages)—Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 139 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7941 Commercial Merchants classified under this MCC Arenas—Sports Athletic Recreation Services (Not Sports, operate and promote semi-professional Fields Automotive Race Elsewhere Classified) - Professional and professional athletic clubs (e.g. Tracks 7999 Sports Clubs, baseball, basketball, football, hockey, —Non-Participatory Athletic Fields, soccer, etc.), promote amateur and Clubs—Professional Sports and Sports professional athletic events, and manage Professional Sports Clubs Promoters individual athletes. This MCC also Promoters—Sporting includes sports arenas and stadiums. Events Race Tracks— Although Commercial Sports, Entrance Professional Sports Clubs, Athletic Fields, Fee, Non-Betting and Sports Promoters may conduct much Transactions of their business in a card absent Sports Promoters environment, they are not considered Stadiums direct marketing merchants because they do not directly solicit their business primarily through catalogs, brochures, telemarketing, etc. These merchants’ transactions should be classified under this MCC, but each card absent transaction must be identified with the appropriate mail/telephone order or electronic commerce indicator value. 7991 Tourist Merchants classified under this MCC Arboretums Art Museums Art Dealers and Attractions and operate a variety of tourist attractions Botanical Gardens Exhibits Galleries - 5971 Exhibits and exhibits for entertainment. This MCC Expositions Amusement Parks, includes expositions, botanical gardens, Gardens—Botanical Circuses, Carnivals, and craft shows, museums, and wineries. Art Museums Fortune Tellers - 7996 exhibits at art galleries do not belong in Wineries Aquariums, this category and must be classified Seaquariums, under MCC 5971—Art Dealers and Dolphinariums - 7998 Galleries. Recreation Services (Not Elsewhere Classified) - 7999 Zoos - 7998 7992 Public Golf Merchants classified under this MCC Public Golf Courses Membership Clubs Courses operate public golf courses. Their Golf Courses—Public (Sports, Recreation, services may include greens fees, and Athletic), Country Clubs, golf cart and/or equipment rentals. and Private Golf Courses Restaurants and cafes located at the golf - 7997 course must be classified under MCC 5812—Eating Places and Restaurants. Pro shops that sell a variety of golfing supplies and equipment must be classified under MCC 5941— Sporting Goods Stores. Country clubs and private golf courses must be classified under MCC 7997—Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses.
140 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7993 Video Merchants classified under this MCC sell Amusement Supplies— Amusement coin-operated amusement machines Video, Game Game Supplies such as video game machines, juke Game Supplies—Video, boxes, pinball machines, slot machines, Amusement Supplies— mechanical games, instant photograph Video booths, and similar types of amusement Amusement Game equipment and game supplies. Supplies Merchants that operate video and game arcades for public use must be classified under MCC 7994—Video Game Arcades/ Establishments. 7994 Video Game Merchants classified under this MCC Arcades—Video Games Video Amusement and Arcades/ operate amusement machines (e.g. video Recreation—Video Game Game Supplies - 7993 Establishments game machines, juke boxes, pinball Arcades Recreation Services (Not machines, mechanical games, instant Elsewhere Classified) - photograph booths, and similar types of 7999 amusement equipment). This MCC includes the popular video game arcades typically located in shopping malls and online video games on the Internet (including virtual goods purchased in a game). Merchants that sell amusement equipment must be classified under MCC 7993—Video Amusement and Game Supplies. Merchants that operate games involving wagering (e.g. slot machines, video poker machines, etc.) must use MCC 7995. 7995 Betting, Merchants classified under this MCC Betting—Casino Gaming including operate gaming or betting Chips Lottery Tickets, establishments that may or may not be Betting—Lottery Tickets Casino Gaming associated with hotels, restaurants, Betting—Off-Track Chips, Off-Track riverboats, and resorts. These merchants Betting—Wagers Betting, and allow customers to use their bank cards Bingo parlours Wagers at Race to purchase gaming chips and lottery Casino Gaming Chips Tracks tickets, and to place wagers. These Lottery Tickets Off-Track transactions must be classified under Betting Wagers, Betting MCC 7995. Other transactions Raffle Tickets associated with the establishment such as the purchase of food, lodging, passage, etc., must be classified under an appropriate, separate MCC for that type of business. Merchants classified under MCC 7995 are considered high risk, and special registration may be required by the Visa Rules.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 141 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7996 Amusement Merchants classified under this MCC Carnivals Tourist Attractions and Parks, Circuses, operate amusement and theme parks Circuses, Amusement Exhibits - 7991 Carnivals, and that offer mechanical rides, snacks and Parks, Carnivals County Recreation Services (Not Fortune Tellers food stands, games, animal exhibits, and Fairs Elsewhere Classified) - entertainment. This MCC also includes Fortune Tellers, Mystics, 7999 merchants that operate circuses and car- Tarot Re ad ings Parks— nivals, fortune tellers, astrologers, tarot Amusement card readers, and mystics. State Fairs 7997 Membership Merchants classified under this MCC Athletic Clubs—Physical Health and Beauty Spas - Clubs (Sports, operate sports and recreation facilities Fitness 7298 Recreation, that require membership such as Boating Clubs Clubs— Public Golf Courses - Athletic), exercise, athletic and health clubs, Boating Clubs—Gun 7992 Country Clubs, country clubs, private golf courses, Clubs—Racquetball and Private Golf boating and yacht clubs, swimming Clubs—Sailing Clubs— Courses clubs, tennis clubs, bowling leagues, Sports Clubs—Tennis riding clubs, shooting and gun clubs, and Clubs—Yacht Country racquetball clubs. These merchants may Clubs Exercise Clubs or may not provide massage services. Fitness Clubs However, if the merchant primarily Golf Courses—Private provides massages, it must be classified Gun Clubs under MCC 7297— Massage parlours. Health Clubs Merchants classified under MCC 7997 Private Golf Courses may also provide other types of spa Racquetball Clubs Sailing services such as facials, weight control Clubs counseling, aroma therapy, steam baths, Sports Clubs Tennis Clubs and whirlpools. However, if the merchant Yacht Clubs primarily operates a spa and its related services, it must be classified under MCC 7298—Health and Beauty Spas. 7998 Aquariums, Merchants classified under this MCC Dolphinariums Sea Life Tourist Attractions and Seaquariums, operate sea life parks for entertainment Parks Seaquariums Exhibits - 7991 Dolphinariums and education for the general public. This Tourist Attractions— MCC also includes zoos. Other services Aquariums, Seaquariums, located on the premises, such as restau- Dolphinariums rants or gift shops, must be classified Zoos with the appropriate MCC for that type of business.
142 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
7999 Recreation Merchants classified under this MCC Aircraft Rentals Ballooning Boat Rentals and Leasing Services (Not provide a wide variety of recreation and Batting Cages Bicycle - 4457 Elsewhere entertainment services that are not more Rentals Sporting and Classified) appropriately described by another, more Fishing/Hunting Licenses Recreational Camps - specific, MCC. Typically, merchants Games Instruction Golf— 7032 classified under this MCC provide Driving Ranges Horseback Trailer Parks and services that require the active physical Riding Instruction—Games Campgrounds - 7033 participation of the individual such as Miniature Golf Health and Beauty Spas - swimming, playing miniature golf, snow Motorcycle Rentals 7298 skiing, miniature car racing, and Parachuting Pools—Public Motor Home and horseback riding. Swimming Public Recreational Vehicle As a general rule, these merchants are Swimming Pools Rentals - 7519 not clubs and do not require Recreational Services— Billiard and Pool membership. Private sports and Aircraft Rentals Establishments - 7932 recreation clubs that require membership Recreational Services— Bowling Alleys - 7933 must be classified under MCC 7997— Driving Ranges Commercial Sports, Membership Clubs (Sports, Recreation, Recreational Services— Professional Sports Athletic), Country Clubs, and Private Golf Miniature Golf Clubs, Athletic Fields, Courses. Recreational Services— and Sports Promoters - Boat rentals and public golf courses do Public 7941 not belong in this MCC. These merchants Swimming Pools Tourist Attractions and must be classified under MCC 4457— Recreational Services— Ski Exhibits - 7991 Boat Rentals and Leasing and MCC Slopes Public Golf Courses - 7992—Public Golf Courses, respectively. Recreational Services— 7992 Sport, Games Instruction Video Game Arcades/ Rentals—Aircraft Establishments - 7994 Resorts—Ski Amusement Parks, Roller Skating Rinks Circuses, Carnivals, and Services—Recreation Fortune Tellers - 7996 Shooting Ranges Membership Clubs Ski Slopes (Sports, Recreation, Sky Diving Athletic), Country Clubs, Sports Instruction and Private Golf Courses Swimming Pools—Public - 7997 Aquariums, Seaquariums, Dolphinariums - 7998 8011 Doctors and Merchants classified under this MCC are Cosmetic Surgeons Dentists and Physicians (Not licensed physicians engaged in a practice Dermatologists Orthodontists - 8021 Elsewhere of general or specialised medicine and Health Practitioners— Osteopaths - 8031 Classified) surgery that is not more accurately Doctors Chiropractors - 8041 described by another, more specific, Medical Professionals— Optometrists and MCC. This MCC includes, among others, Doctors Ophthalmologists - plastic and cosmetic surgeons, Obstetricians 8042 dermatologists, psychiatrists, Orthopaedists Opticians, Optical radiologists, orthopaedists, pediatricians, Pediatricians Physicians Goods, and Eyeglasses - neurologists, obstetricians, and Plastic Surgeons Surgeons 8043 gynaecologists. Podiatrists and Chiropodists - 8049 Medical Services and Health Practitioners (Not Elsewhere Classified) - 8099
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 143 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8021 Dentists and Merchants classified under this MCC are Medical Professionals— Doctors and Physicians Orthodontists licensed physicians that practice general Dentists, Orthodontists (Not Elsewhere or specialised dentistry such as dental Orthodontists Classified) - 8011 surgery. Medical Services and Health Practitioners (Not Elsewhere Classified) - 8099 8031 Osteopaths Merchants classified under this MCC Medical Professionals— Doctors and Physicians provide therapy involving the non- Osteopaths (Not Elsewhere surgical manipulation and adjustment of Classified) - 8011 bone structures. Orthopaedists that Chiropractors - 8041 provide surgical treatments do not Medical Services and belong in this category and must be Health Practitioners classified under MCC 8011—Doctors and (Not Elsewhere Physicians (Not Elsewhere Classified). Classified) - 8099 8041 Chiropractors Merchants classified under this MCC Doctors—Chiropractors Doctors and Physicians provide therapy in which the spinal Medical Professionals— (Not Elsewhere column and limbs are manipulated or Chiropractors Classified) - 8011 adjusted. Medical Services and Health Practitioners (Not Elsewhere Classified) - 8099 8042 Optometrists Merchants classified under this MCC are Doctors—Optometrists, Doctors and Physicians and licensed physicians that examine and Ophthalmologists (Not Elsewhere Opthamolo- treat eye defects with corrective lenses Eye Doctors— Classified) - 8011 gists or surgical techniques. This MCC also Optometrists, Opticians, Optical includes physicians that specialise in the Ophthalmologists Goods, and Eyeglasses - treatment of eye diseases that may Medical Professionals— 8043 include surgery. These merchants may or Optometrists, Medical Services and may not fill eyeglass or contact lens Ophthalmologists Health Practitioners prescriptions, or sell eyeglass frames. Ophthalmologists, (Not Elsewhere Optometrists Classified) - 809 8043 Opticians, Merchants classified under this MCC Eyeglass Stores Doctors and Physicians Optical Goods, perform eye examinations, write Medical Professionals— (Not Elsewhere and Eyeglasses prescriptions, and make and sell Opticians Classified) - 8011 eyeglasses. These merchants may also Optical Goods Optometrists and sell a variety of optical goods such as Ophthalmologists - safety glasses, sunglasses (prescription 8042 and regular), carrying cases, and Medical Services and eyeglass and contact lens solutions. This Health Practitioners MCC includes the popular “one- hour- (Not Elsewhere eyeglasses” merchants generally located Classified) - 8099 in shopping malls. Merchants that examine eyes and treat eye defects with procedures that may involve surgery or surgical techniques must be classified under MCC 8042—Optometrists and Ophthalmologists.
144 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8049 Podiatrists and Merchants classified under this MCC are Doctors—Chiropodists, Doctors and Physicians Chiropodists licensed physicians specialising in Podiatrists (Not Elsewhere diagnosing and treating foot ailments. Foot Doctors Classified) - 8011 Medical Professionals— Medical Services and Podiatrists Health Practitioners Podiatrists (Not Elsewhere Classified) - 8099 8050 Nursing and Merchants classified under this MCC Convalescent Homes Hospitals - 8062 Personal Care provide inpatient nursing and health- Elder-Care Housing Facilities related personal care services. Because Hospice Facilities Medical of their mental or physical condition, Professionals— patients in these facilities may require Nursing, Personal Care the administration of medications and Facilities treatments or the supervision of self- Nursing Homes administered medications in accordance Rest Homes—Eldercare with a physician’s orders. This MCC Services—Nursing and includes convalescent homes, nursing Personal Care Facilities homes, hospice facilities, and elder-care facilities that provide long-term care and generally do not perform surgery. 8062 Hospitals Merchants classified under this MCC are Medical Professionals— Nursing and Personal hospitals that provide diagnostic Hospitals Care Facilities - 8050 services, extensive medical treatment including surgery, and other hospital services, as well as continuous nursing services for the sick and injured. This MCC includes mental and psychiatric hospitals, children’s hospitals and maternity hospitals. Pet clinics or pet hospitals are not included in this category and must be classified under MCC 0742—Veterinary Services. 8071 Medical and Merchants classified under this MCC Dental Laboratories Doctors and Physicians Dental provide services to medical and dental Laboratories—Medical, (Not Elsewhere Laboratories professionals and to patients referred by Dental Classified) - 8011 physicians or dentists. This MCC Medical Professionals— Dentists and includes laboratories that perform Medical, Dental Orthodontists - 8021 biological analysis, blood analysis, Laboratories urinalysis, X-ray, bacteriological analysis, and diagnostic analysis. Dental laboratories include those facilities that make dentures, artificial teeth, crowns and bridges, and customised orthodontic appliances.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 145 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8099 Medical Merchants classified under this MCC are Blood Banks Doctors and Physicians Services and medical professionals that are not more Chemical Dependency (Not Elsewhere Health accurately described by another, more Treatment Centers Fertility Classified) - 8011 Practitioners specific, MCC. Please refer to the Clinics Dentists and (Not Elsewhere “Similar Merchants” column to the right Hair Replacements— Orthodontists - 8021 Classified) for more specific category codes Surgical Osteopaths - 8031 regarding medical professionals. Health Practitioners, Chiropractors - 8041 This MCC includes offices and clinics of Medical Services Optometrists and health practitioners such as blood banks, (Not Elsewhere Classified) Ophthalmologists - planned parenthood clinics, chemical Hearing Testing Services 8042 dependency centres, and sports Massage—Therapeutic Opticians, Optical medicine clinics. Physical therapists, Medical Professionals— Goods, and Eyeglasses - other types of therapists, psychologists, Medical Services, Health 8043 and psychiatrists are also included in this Practitioners Podiatrists and MCC. (Not Elsewhere Classified) Chiropodists - 8049 Retail medical supply and equipment Mental Health Nursing and Personal stores are to be classified under this Practitioners Physical Care Facilities - 8050 category. Therapists Hospitals - 8062 Psychiatrists Psychologists Medical and Dental Services—Medical Laboratories - 8071 Services, Health Practitioners (Not Elsewhere Classified) Sports Medicine Clinics Therapists 8111 Legal Services Merchants classified under this MCC are Attorneys Law Offices Counseling Services— and Attorneys headed by members of the bar and Lawyers Debt, Marriage, and provide legal advice and services. These Services—Legal Services, Personal - 7277 merchants may specialise in one area of Attorneys litigation such as divorce or bankruptcy or provide a full spectrum of legal services. 8211 Elementary and Merchants classified under this MCC are Grade Schools Grammar Colleges, Universities, Secondary elementary and secondary schools that Schools High Schools Professional Schools, Schools provide academic instruction, and may Middle Schools and Junior Colleges - include kindergarten through 12th grade. Schools—Elementary, 8220 This MCC includes public and private Secondary Schools— Correspondence Schools schools, parochial schools, and boarding Kindergartens - 8241 schools. Preschools do not belong in this Secondary Schools Business and Secretarial MCC and must be classified under MCC Schools - 8244 8351—Child Care Services. Vocational and Trade Schools - 8249 Schools and Educational Services (Not Elsewhere Classified) - 8299
146 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8220 Colleges, Merchants classified under this MCC are Community Colleges Elementary and Universities, community and junior colleges, Graduate Schools Junior Secondary Schools - Professional universities, theological seminaries and Colleges Professional 8211 Schools, and professional schools (e.g. dental, law, Schools Schools—Colleges, Correspondence Schools Junior Colleges engineering, medical) that provide Universities, Professional - 8241 academic courses and grant academic Schools, Junior Colleges Business and Secretarial degrees. The requirement for admission Universities Schools - 8244 is at least a high school diploma or its Vocational and Trade equivalent. Business and secretarial Schools - 8249 schools must be classified under MCC Schools and Educational 8244—Business and Secretarial Schools Services (Not Elsewhere and vocational and trade schools must be Classified) - 8299 classified under MCC 8249—Vocational and Trade Schools. 8241 Correspon- Merchants classified under this MCC are Schools—Correspondence Schools and Educational dence Schools correspondence schools that offer Services (Not Elsewhere educational and instruction through the Classified) - 8299 mail/Internet by sending lessons and examinations to the student. 8244 Business and Merchants classified under this MCC are Computer Training Vocational and Trade Secretarial business and secretarial schools that Schools—Business, Schools - 8249 Schools offer general business training such as Secretarial (Non- Schools and Educational business machine operation, office Graduate) Services (Not Elsewhere procedures, word processing, Schools—Computer Classified) - 8299 stenographic, and other clerical skills. Training These schools offer a training certificate Secretarial Schools but do not offer academic degrees. Vocational and trade schools must be classified under MCC 8249—Vocational and Trade Schools. 8249 Vocational and Merchants classified under this MCC Schools—Vocational, Trade Business and Secretarial Trade Schools offer training and instruction in Schools Technical Schools - 8244 specialised professions such as welding, Institutes Schools and Educational mechanics, carpentry, real estate, and Trade Schools Services (Not Elsewhere truck driving. Typically these schools Classified) - 8299 offer a training certificate but do not offer Correspondence Schools academic degrees. - 8241
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 147 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8299 Schools and Merchants classified under this MCC Art Schools Automobile Elementary and Educational offer educational courses and services Driving Instruction Secondary Schools - Services (Not that are not more accurately described Aviation Instruction 8211 Elsewhere by another, more specific, MCC. This Cooking Schools Culinary Colleges, Universities, Classified) MCC includes music, drama, language, Instruction Professional Schools, art, cooking, modeling, and charm Driver Education Class, and Junior Colleges - schools. This MCC also includes School 8220 merchants that provide automobile Educational Services Correspondence Schools driving instruction and flying instruction. (Not Elsewhere Classified) - 8241 Dance schools do not belong under this Flying Instruction Business and Secretarial MCC and must be classified under MCC Job Training Services Schools - 8244 7911—Dance Halls, Studios and Schools. Karate Schools Modeling Vocational and Trade Schools Schools—Art Schools - 8249 Schools—Automobile Driving Instruction Schools—Cooking Schools—Flying Instruction Schools—Karate Schools— Modeling Services—Job Training Services—Schools, Educational Services (Not Elsewhere Classified) Traffic School 8351 Child Care Merchants classified under this MCC Babysitting Services Schools and Educational Services provide care for infants or children. Children—Day Care Services (Not Elsewhere Generally, these merchants care for pre- Services Day Care Services Classified) - 8299 kindergarten or pre-school children, but Nannies may care for older children as well. These Nursery Schools Preschool merchants may or may not provide Centers Services—Child educational programs for the children. Care, This MCC includes nannies and nursery Day Care schools.
148 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8398 Charitable and Merchants classified under this MCC are Fund-Raising Civic, Social, and Social Service non-political fund-raising organisations Organisations— Non- Fraternal Associations - Organisations (organisations engaged in soliciting Political 8641 charitable donations/contributions) and Organisations— Political Organisations - social service organisations engaged in Charitable, Social Service 8651 social welfare services. This MCC Organisations— Non- Religious Organisations - includes advocacy groups, community Political 8661 organisations, and health agencies. Public Radio, Television Automobile Although Charitable and Social Service Social Service Associations - 8675 Organisations may conduct much of their Organisations— Membership business in a card absent environment, Charitable, Social Organisations (Not they are not considered direct marketing Service Organisations Elsewhere Classified) - merchants because they do not directly 8699 solicit their business primarily through catalogs, brochures, telemarketing, etc. These merchants’ transactions should be classified under this MCC, but each card- not-present transaction must be identified with the appropriate mail/ telephone order or electronic commerce indicator value. If a Charitable and Social Service organisation has lines of business other than soliciting charitable donations, that activity must be classified appropriately according to the business line. This MCC does not include used and secondhand stores owned by a non-profit organisation; these merchants must be classified under MCC 5931—Used Merchandise and Secondhand Stores. 8641 Civic, Social, Merchants classified under this MCC are Alumni/Alumnae Charitable and Social and Fraternal associations engaged in civic, social, or Associations Service Organisations - Associations fraternal activities. This MCC includes Associations—Civic, 8398 alumni associations and clubs, booster Social, Fraternal Political Organisations - clubs, businesspersons clubs, community Associations 8651 membership clubs, fraternal lodges, Chambers of Commerce Religious Organisations - fraternities and sororities, social clubs, Fraternal Associations 8661 veterans’ organisations, and youth Fund-Raising—Political Automobile associations. Police Athletic Associations - 8675 Leagues (PAL) Membership Social Associations, Clubs Organisations (Not Veterans’ Organisations Elsewhere Classified) - 8699
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 149 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8651 Political Merchants classified under this MCC are Fund-Raising Charitable and Social Organisations membership organisations that promote Organisations—Political Service Organisations - the interests of a national, state, or local Organisations—Political 8398 political party or candidate. This MCC Political Fund-Raising Civic, Social, and also includes political groups organised Fraternal Associations - specifically to raise funds for a political 8641 party or individual candidate. Religious Organisations - 8661 Automobile Associations - 8675 Membership Organisations (Not Elsewhere Classified) - 8699 8661 Religious Merchants classified under this MCC are Chapels Churches— Charitable and Social Organisations religious organisations that provide wor- Religious Organisations Service Organisations - ship services, religious training or study, Mosques Organisations— 8398 or religious activities. This MCC includes Religious Synagogues Civic, Social, and churches, convents, monasteries, Temples—Religious Fraternal Associations - shrines, temples, and synagogues, Organisations 8641 among others. Membership Organisations (Not Elsewhere Classified) - 8699 8675 Automobile Merchants classified under this MCC are Associations—Automobile Membership Associations automobile associations and clubs. Automobile Club Clubs— Organisations (Not These merchants provide a variety of Automobile Elsewhere Classified) - special services to its members such as 8699 travel and road condition information, maps and guides, and special rates at restaurants, hotels, and at car rental agencies. These merchants often charge an annual membership fee. 8699 Membership Merchants classified under this MCC are Clubs—Historical Membership Clubs Organisations organisations or associations that cannot Historical Clubs Labour (Sports, Recreation, (Not Elsewhere be classified by another, more specific, Unions Athletic), Country Clubs, Classified) MCC. This MCC includes historical clubs, Organisationations— and Private Golf Courses labor unions, poetry clubs, art councils, Membership Organisations - 7997 and tenant or condominium associations. (Not Elsewhere Classified) Charitable and Social This MCC does not include membership Professional Organisations Service Organisations - to health and athletic clubs; these (Not Elsewhere Classified) 8398 merchants must be classified under MCC Unions—Labour Civic, Social, and 7997— Membership Clubs (Sports, Fraternal Associations - Recreation, Athletic), Country Clubs, and 8641 Private Golf Courses. Political Organisations - 8651 Religious Organisations - 8661 Automobile Associations - 8675
150 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8734 Testing Merchants classified under this MCC Food Testing Services Medical and Dental Laboratories provide testing services to other Forensic Laboratories Laboratories - 8071 (Non-Medical businesses. They may provide Laboratories—Testing Testin g) automobile testing, calibration and (Non-Medical) certification, food testing, forensic Pollution Testing testing, product and pollution testing, Product Testing and industrial X-ray inspection services. Laboratories Veterinary MCC 8734 does not include clinical Testin g La borator ies laboratory testing for the medical profession. These merchants must be classified under MCC 8071—Medical and Dental Laboratories. 8911 Architectural, Merchants classified under this MCC Engineering Services General Contractors— Engineering, provide professional architectural, Services—Architectural, Residential and and Surveying engineering, land, water, and aerial Engineering, Surveying Commercial - 1520 Services surveying services. This MCC includes Surveying Services Special Trade home and building designers, ship, boat Contractors (Not and machine engineers and designers, Elsewhere Classified) - and architectural engineers. 1799 Professional Services (Not Elsewhere Classified) - 8999 8931 Accounting, Merchants classified under this MCC Auditing Services Tax Preparation Services Auditing, and provide accounting, bookkeeping, billing Bookkeeping Services - 7276 Bookkeeping and payroll services, and other related Income Tax Service Legal Services and Services auditing services. This MCC includes Services—Accounting, Attorneys - 8111 Certified Public Accountants (CPAs). Auditing, Bookkeeping Professional Services These merchants may also provide Services—Income Tax (Not Elsewhere income tax preparation services in Preparation Classified) - 8999 addition to accounting and auditing services. However, if a merchant provides income tax preparation services without also providing accounting, auditing, and bookkeeping services, it must be classified under MCC 7276—Tax Preparation Services.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 151 Merchant Data Standards Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
8999 Professional Merchants classified under this MCC are Appraisers Auction Security Brokers/ Services (Not traditional “professions” that offer highly Houses Brokers— Dealers - 6211 Elsewhere specialised services, and often require Mortgage, Loan Court Insurance Sales, Classified) employees to obtain advanced or Stenographer Financial Underwriting, and specialised education or training in order Planners Premium - 6300 to provide the services. Acquirers should Graphic Designers Timeshares - 7012 classify merchants with this MCC only Guest Speakers, Lecturers Tax Preparation Services after determining that another, more Lecturers - 7276 specific, MCC does not describe the Market Research Firms Counseling Services— merchant’s business. Examples of Mortgage Brokers Property Debt, Marriage, and merchants correctly classified under this Appraisers Personal - 7277 MCC are: mortgage brokers, research (Real, Personal) Advertising Services - firms, financial planners, graphic Public Speakers 7311 designers, and auction houses. Real Estate Appraisers Consumer Credit Research Firms Services— Reporting Agencies - Professional 7321 Services Employment Agencies (Not Elsewhere Classified) and Temporary Help Services—Property Services - 7361 Appraisal Services—Real Management, Estate Consulting, and Public Appraisal Relations Services - 7392 Detective Agencies, Protective Services, and Security Services, including Armored Cars, and Guard Dogs 7393 Legal Services and Attorneys - 8111 Architectural, Engineering, and Surveying Services - 8911 Accounting, Auditing, and Bookkeeping Services - 8931 9211 Court Costs, Merchants classified under this MCC are Alimony Payments Fines - 9222 Including local, state, and federal courts of law that Child Support Payments Government Services Alimony and administer and process court fees (e.g. Fees—Court Payments— (Not Elsewhere Child Support case administration costs, litigation Alimony, Classified) - 9399 processing fees, etc.), alimony, and child Child Support support payments. This MCC does not include merchants that process fines or penalties assessed by the court system, These merchants must be classified under MCC 9222—Fines. 9222 Fines Merchants classified under this MCC are Community Assessed Court Costs, Including government entities that administer and Penalties Alimony and Child process local, state, and federal fines and Motor Vehicle Violations Support - 9211 penalties, motor vehicle violations, and Government Services community or property assessed fines. (Not Elsewhere Classified) - 9399 Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
9223 Bail and Bond Merchants classified under this MCC Bond Payments Payments post bail to the court system as security Payments—Bail, Bond for the appearance of the arraigned individual. 9311 Tax Pa yments Merchants classified under this MCC are Customs Bureaus Government Services local, state, and federal entities that Payments—Tax (Not Elsewhere engage in financial administration and Classified) - 9399 taxation including tax administration, collection of taxes and penalties, and custody and disbursement of funds. This MCC includes property tax assessors’ offices, customs bureaus, and state tax commissions. 9399 Government Merchants classified under this MCC are DMV—Department of Tolls and Bridge Fees - Services (Not government entities that do not fall under Motor Vehicles 4784 Elsewhere one of the other, more specific, MCCs Department of Motor Classified) that best describes the activity in which Vehicles they are engaged. Merchants in this MCC Fire Departments provide general support service to Libraries government, including personnel, Parks and Recreation— auditing, procurement services, and Registration building management services. This Police Departments MCC includes civil rights commissions, Services—Government civil service commissions, general (Not Elsewhere Classified) government accounting offices, general services offices, and government supply agencies. This MCC also includes police and fire departments and local government agencies that administer and provide motor vehicle services such as drivers’ licenses tests, vehicle registration processing and national, state or city parks. Parks and recreation registration includes athletic programs, children’s events, and associated activities offered through governmental park districts. Government-owned golf courses must be classified under MCC 7992 – Public Golf Courses. 9402 Postal Services Merchants classified under this MCC are Postage Stamps Postal Government Services - Government government postal offices that provide a Services—U.S. (Not Elsewhere Only variety of services such as accepting and Government Classified) - 9399 processing packages and mail for Stamps—Postage delivery, selling postage stamps, and express mailing services. This MCC does not include the popular private ”mail packaging stores” that provide packaging services, sell stamps, and greeting cards. These merchants must be classified under MCC 7399—Business Services (Not Elsewhere Classified).
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 153 Merchant Data Standards Merchant Category Code Listing
Table 2-2 Merchant Data Standards, Listed in Numerical Order by Merchant Category Code (Continued)
MCC MCC Title Description Other Alpha Listings Similar Merchants
9405 U.S. Federal Merchants classified under this MCC use Government an acquiring BIN associated with the Agencies or Intra- Government Transfers (IGOTS) Departments program. All U.S. federal government transactions processed with the above BINs must be classified under this MCC. 9700 Automated This MCC is for Visa use only. Referral Service Automated Referral Service is a VisaNet service that enables an authorizing member, subsequent to a “referral” response, to dial a single toll-free telephone number to obtain an immediate positive or negative authorization response from the Issuer, its authorizing member, or the backup center. Specifications for participation in the ARS are contained in the ARS Planning and Implementation Manual and the appropriate Visa Europe Systems Manual. 9701 Visa Credential This MCC is for Visa use only. Use is Service limited to the authentication process to secure bankcard transactions over the Internet and other online networks. 9702 Emergency This MCC is for use by Visa only to Services enable members and processors to (GCAS) identify emergency transactions from the Global Customer Assistance Services (GCAS). 9950 Intra-Company Merchants classified under this MCC Purchases process purchasing card transactions representing internal unit-to-unit transfers of goods and services.
154 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
The first chart lists T&E merchant names in alphabetical order, along with their corresponding MCCs. The second chart lists the MCCs in numerical order. ALPHABETICAL T&E MERCHANT LISTING
The Alphabetical T&E merchant listing chart presents T&E merchant names in alphabetical order, along with the appropriate MCC designation. The chart is segmented into four groups:
Airline; Car Rental Agencies; Lodging; and Miscellaneous T&E Merchant Types (other).
KEY:
1 International Airline Program Participant
Airline Listing
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type
Merchant Type Required Abbreviation MCC
Airline Listings ADRIA AIRWAYS1 ADRIA AIR 3064 AER LINGUS1 AER LINGUS 3043 AERO COACH AVIATION AEROCOACH AV 3287 AEROCONTINENTE1 AEROCONTINEN 3167 AEROFLOT1 AEROFLOT 3011 AEROLINEAS ARGENTINAS1 AERO ARGENT 3030 AEROLINEAS NICARAGUENSIS1 AERONICARAG 3286 AEROMEXICO1 AEROMEXICO 3076 AEROPERU1 AEROPERU 3285 AERO SERVICO CARABOBO ASC AIRLINE 3263 AERO VIRGIN ISLANDS AERVIRGINIS 3284
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 155 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
AIR AFRIQUE1 AIR AFRIQUE 3083 AIR ALGERIE1 AIR ALGERIE 3021 AIR ARABIA AIRARABIAAIR 3236 AIR ASTANA AIR ASTANA 3068 AIR BERLIN AIR BERLIN 3296 AIR BRITISH COLUMBIA1 AIR BC 3071 AIR CANADA1 AIR CANADA 3009 AIR CHINA1 AIR CHINA 3261 AIR DJIBOUTI1 AIR DJIBOUTI 3282 AIR FRANCE1 AIR FRANCE 3007 AIR JAMAICA1 AIR JAMAICA 3280 AIR LANKA1 AIR LANKA 3044 AIR LITTORAL S.A. AIRLITTORAL 3148 AIR MALTA1 AIR MALTA 3028 AIR MAURITIUS1 AIRMAURITIUS 3298 AIR NEW ZEALAND1 AIR NZ 3025 AIR PANAMA1 AIR PANAMA 3267 AIR SEYCHELLES1 AIR SEYCH 3266 AIR ZAIRE1 AIR ZAIRE 3151 AIR ZIMBABWE1 AIR ZIMBABWE 3096 AIR-INDIA1 AIR-INDIA 3020 AIRINTER1 AIRINTER 3065 AIRTRAN AIRTRANAIR 3177 ALASKA AIRLINES1 ALASKA AIR 3256 ALITALIA1 ALITALIA 3013 ALL NIPPON AIRWAYS1 A.N.A. AIR 3161 ALM1 ALM AIRLINE 3252 ALOHA AIRLINES ALOHA AIR 3251 AMERICAN AIRLINES1 AMERICAN AIR 3001 AMERICAN TRANS AIR ATA AIR 3259 ANSETT AIRLINES ANSETT AIR 3033 ASIANA AIRLINES1 ASIANA AIR 3098 AUSTRIAN AIR SERVICE1 AUST AIRSERV 3243 AUSTRIAN AIRLINES1 AUSTRIAN AIR 3051 AVENSA1 AVENSA AIR 3242 AVIACO (SPAIN) AVIACO AIR 3053 AVIANCA1 AVIANCA 3039 AVIATECA (GUATEMALA)1 AVIATECA AIR 3241
156 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
AZUL AIR AZUL AIR 3300 BAHAMASAIR1 BAHAMASAIR 3240 BALKAN-BULGARIAN AIRLINES1 BALKAN AIR 3041 BAR HARBOR AIRLINES BARHARBORAIR 3239 BEMIDJI AIRLINES BEMIDJI AIR 3238 BRAATHENS S.A.F.E. (NORWAY)1 BRAATHENS 3106 BRITISH AIRWAYS1 BRITISH AWYS 3005 BRITISH MIDLAND1 BRIT MIDLAND 3111 BROCKWAY AIR BROCKWAY AIR 3235 BWIA1 BWIA AIRLINE renamed 3234 CARIBBEAN AIR CANADIAN AIRLINES INTERNATIONAL1 CANADIAN AIR 3171 CAPITOL AIR CAPITOL AIR 3233 CARNIVAL AIRLINES CARNIVAL AIR 3086 CARIBBEAN AIRLINES1 CARIBBEAN AIR formerly BWIA 3234 AIRLINE CATHAY PACIFIC1 CATHAYPACAIR 3099 CAYMAN AIRWAYS1 CAYMANAIR 3228 CEBU PACIFIC AIRLINES1 CEBU_PAC 3072 CHINA AIRLINES1 CHINA AIRLINE 3078 CHINA EASTERN AIRLINES CHINEASTAIR 3206 COMAIR COMAIR 3223 COMMAND AIRWAYS COMMAND AIR 3222 COMPANIA FAUCETT1 COMP FAU AIR 3220 CONTINENTAL1 CONTINENTAL 3061 COPA1 COPA AIR 3219 CROATIA AIRLINES1 CROATIA AIR 3088 CROWN AIR CROWN AIR 3218 CRUZEIRO DO SUL (BRAZIL)1 CRUZEIRO AIR 3046 CSA1 CSA AIRLINE 3217 CUMBERLAND AIRLINES CUMBERLNDAIR 3216 CYPRUS AIRWAYS1 CYPRUS AIR 3292 DAN AIR SERVICES1 DAN AIR 3215 DBA AIRLINES DBA AIR 3059 DELTA1 DELTA AIR 3058 DOMINICANA1 DOMINICANA 3212 DRAGON AIRLINES DRAGON AIR 3004 EASYJET1 EASY JET AIR 3245 ECUATORIANA1 ECUATORIANA 3293
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 157 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
EGYPTAIR1 EGYPTAIR 3037 EL AL1 EL AL 3032 EMIRATES AIRLINES1 EMIRATES 3026 ETHIOPIAN AIRLINES1 ETHIOPIAN AIR 3294 ETIHAD AIRWAYS ETIHADAIR 3034 EUROFLY AIRLINES1 EURO FLY AIR 3003 EVA AIRWAYS CORPORATION EVA AIR 3084 FRONTIER AIRLINES FRONTIER AIR 3132 FINNAIR1 FINNAIR 3042 FREEDOM AIR FREEDOM AIR 3204 GARUDA (INDONESIA) GARUDA AIR 3103 GO FLY LTD GOFLY 3156 GOL AIRLINES GOL AIR 3247 GOLDEN PACIFIC AIR GOLDPAC AIR 3203 GULF AIR (BAHRAIN)1 GULF AIR 3040 GUYANA AIRWAYS1 GUYANA AIR 3200 HAPAG-LLOYD EXPRESS AIRLINES HLX AIR 3062 HAVASU AIRLINES HAVASU AIR 3197 HAWAIIAN AIR1 HAWAIIAN AIR 3196 IBERIA1 IBERIA 3102 ICELANDAIR1 ICELANDAIR 3050 INDIAN AIRLINES1 INDIAN AIR 3193 ISLAND AIRLINES ISLAND AIR 3191 JAPAN AIRLINES1 JAL AIRLINE 3006 JET AIR JET AIR 3056 JET BLUE JETBLUE 3174 JET STAR JETSTAR AIR 3079 JUGOSLAV AIR1 JUGOSLAV AIR 3190 KENYA AIRWAYS1 KENYA AIR 3295 KLM (ROYAL DUTCH AIRLINES)1 KLM AIRLINE 3010 KOREAN AIRLINES1 KOREAN AIR 3082 KUWAIT AIRWAYS1 KUWAIT AIR 3038 LAB (BOLIVIA)1 LAB AIR 3055 LACSA (COSTA RICA)1 LACSA AIR 3187 LADECO (CHILE)1 LADECO AIR 3054 LAN AIRLINES1 LAN AIR (formerly LANCHILE) 3052 LANCHILE1 LANCHILE (renamed LANAIR) 3052 LAP (PARAGUAY)1 LAP AIR 3186
158 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
LAV (VENEZUELA)1 LAV AIR 3185 LIAT1 LIAT AIRLINE 3184 LOT (POLAND)1 LOT AIR 3182 LUFTHANSA1 LUFTHANSA 3008 LUXAIR1 LUXAIR 3146 MALAYSIAN AIRLINE SYSTEM1 MALAY AIR 3100 MALEV1 MALEV AIR 3181 MALMO AVIATION MALMO AIR 3213 MESA AIR MESA AIR 3178 METRO AIRLINES METRO AIR 3087 METROFLIGHT AIRLINES METROFLT AIR 3176 MEXICANA1 MEXICANA 3023 MIDDLE EAST AIR MIDEAST AIR 3175 MIDWEST EXPRESS AIRLINES1 MIDWEST EXP 3085 MOUNT COOK MT COOK AIR 3170 NATIONAIR NATIONAIR 3172 NEW YORK HELICOPTER NY HELI 3165 NIGERIA AIRWAYS1 NIGERIA AIR 3045 NORONTAIR NORONTAIR 3164 NORTHWEST1 NWA AIR 3060 NORWEGIAN AIR SHUTTLE1 NORWEGIANAIR 3211 OLYMPIC AIRWAYS1 OLYMPIC AIR 3031 OMAN AVIATION SERVICES OMANAIR 3183 PAKISTAN INTERNATIONAL1 PAKISTAN AIR 3024 PAN AMERICAN PAN AM AIR 3002 PBA PBA AIRLINE 3159 PHILIPPINE AIRLINES PHILIPP AIR 3022 PRINCEVILLE PRINCVLLEAIR 3154 QANTAS1 QANTAS AIR 3012 QATAR AIRWAYS QATAR AIR 3136 RENO AIR, INC. RENO AIR 3262 ROYAL AIR MAROC1 AIR MAROC 3048 RYANAIR1 RYANAIR 3246 SAETA SOCIAEDAD ECUATORIANOS DE SAETA AIR 3229 TRANSPORTES AEREOS SAHSA SERVICIO AEREO DE SAHSA AIR 3231 HONDURAS SAN JUAN AIRLINES SAN JUAN AIR 3145 SAS1 SAS 3016
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 159 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
SAUDI ARABIAN AIRLINES SAUDIA AIR 3014 SCENIC AIRLINES SCENIC AIR 3143 SIMMONS AIRLINES SIMMONS AIR 3138 SINGAPORE AIRLINES1 SINGAPOREAIR 3075 SINGLETON SINGLETONAIR 3137 SKYWAYS1 SKYWAYS AIR 3226 SN BRUSSELS AIRLINES1 SNBRSSLSAIR 3029 SOUTH AFRICAN AIRWAYS1 SAA AIRWAYS 3017 SOUTHWEST SOUTHWESTAIR 3066 SPANAIR SPANAIR 3097 SPIRIT AIRWAYS1 SPIRIT AIR 3260 SUDAN AIRWAYS1 SUDAN AIR 3135 SUN COUNTRY AIRLINES SUNCTRY AIR 3069 SUN WORLD INTERNATIONAL SUNWORLD AIR 3130 SUNBELT AIRLINES SUNBELT AIR 3133 SURINAM AIRWAYS1 SURINAM AIR 3129 SWISS INTERNATIONAL AIRLINES1 SWISSINTAIR 3015 TACA INTERNATIONAL1 TACA AIR 3127 TALAIR TALAIR 3126 TAM AIRLINES1 TAM AIR 3248 TAN TAN AIR 3125 TAP (PORTUGAL)1 TAP AIR 3035 TAROM ROMANIAN AIR1 TRANSPORT TAROM AIR 3297 THAI AIRWAYS1 THAI AIRWAYS 3077 THY (TURKEY)1 THY AIRLINE 3047 TOWER AIR TOWERAIR 3115 TRANSAERO1 TRANSAERO 3089 TRANSPORTES AEROS MILITARES TAME AIRLINE 3221 ECUATORIANOS TUNIS AIR1 TUNIS AIR 3049 UNI AIRWAYS CORPORATION UNIAIR 3090 UNITED AIRLINES1 UNITED AIR 3000 U.S. AIRWAYS1 USAIRWAYS 3063 U.S. AIR SHUTTLE USAIRSHUTL 3254 UTA/INTERAIR UTA AIRLINE 3027 VALLEY AIRLINES VALLEY AIR 3118 VANGUARD AIRLINES VANGUARD AIR 3067 VARIG (BRAZIL)1 VARIG 3018 VASP (BRAZIL)1 VASP AIRLINE 3036
160 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-1 Airline MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Type Required Abbreviation MCC
VIASA1 VIASA 3117 VIRGIN AMERICA VIR AMER 3057 VIRGIN ATLANTIC1 VIRGINATLAIR 3144 VIRGIN EXPRESS1 VIRGINEXLAIR 3188 VLM AIRLINES VLM AIRLINE 3131 WIDEROE’S FLYVESELSKAP WIDEROES 3299 WESTJET AITLINES WESTJETAIR 3180 WINDWARD ISLAND WINDWRDISAIR 3112 WINGS AIRWAYS WINGS AIR 3110 ZAMBIA AIRWAYS1 ZAMBIA AIR 3094
Car Rental Listings
Table 3-2 Car Rental MCCs, Listed in Alphabetical Order by Merchant Type
Merchant Name MCC
Car Rental Listing
Car Rental Companies, 7512 Not Listed Below ACCENT RENT-A-CAR 3374 ACTION AUTO RENTAL 3354 ADVANTAGE RENT-A-CAR 3441 AFFILIATED AUTO RENTAL 3351 AGENCY RENT-A-CAR 3364 AIRWAYS RENT-A-CAR 3361 AJAX RENT-A-CAR 3376 ALAMO RENT-A-CAR 3387 ALLSTATE RENT-A-CAR 3421 ALTRA AUTO RENTAL 3362 AMERICAN INTL RENT-A-CAR 3352 ANSA INTL RENT-A-CAR 3420 AUTOHANSA RENT-A-CAR 3436 AUTO HOST CAR RENTALS 3400 AUTOMATE RENT-A-CAR 3425 AVCAR RENT-A-CAR 3423 AVIS RENT-A-CAR 3389 AVON RENT-A-CAR 3427 A-1 RENT-A-CAR 3412 BROOKS RENT-A-CAR 3353 BUDGET RENT-A-CAR 3366
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 161 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-2 Car Rental MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
CAREY RENT-A-CAR 3428 CITE RENT-A-CAR 3437 DOLLAR RENT-A-CAR 3390 ECONO-CAR RENT-A-CAR 3398 ENTERPRISE RENT-A-CAR 3405 EUROP CAR 3381 EUROPE BY CAR 3391 GENERAL RENT-A-CAR 3409 GODFREY NATL RENT-A-CAR 3414 HERTZ 3357 HOLIDAY RENT-A-CAR 3368 INSURANCE RENT-A-CAR 3429 INTERENT RENT-A-CAR 3438 KEMWELL GROUP RENT-A-CAR 3394 MAJOR RENT-A-CAR 3430 MERCHANTS RENT-A-CAR 3388 MILLEVILLE RENT-A-CAR 3439 NATIONAL CAR RENTAL 3393 PAYLESS CAR RENTAL 3359 RENT-A-WRECK 3370 REPLACEMENT RENT-A-CAR 3431 RESERVE RENT-A-CAR 3432 SHOWCASE RENTAL CARS 3386 SIXT CAR RENTAL 3355 SNAPPY CAR RENTAL 3360 THRIFTY CAR RENTAL 3395 TILDEN RENT-A-CAR 3396 TRIANGLE RENT-A-CAR 3380 TROPICAL RENT-A-CAR 3385 UGLY DUCKLING RENT-A-CAR 3433 USA RENT-A-CAR 3434 VALUE RENT-A-CAR 3435
162 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Hotel Listings
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type
Merchant Name MCC
Hotel Listings
Hotels and Lodging, Not Listed Elsewhere 7011 ADAMS MARK HOTELS 3681 ALADDIN RESORT AND CASINO 3560 ALA MOANA HOTEL 3788 ALOFT 3619 AMELIA ISLAND PLANTATION 3754 AMERICANA HOTELS 3517 AMERICA’S BEST VALUE INN 3617 AMERICINN 3614 AMERISUITES 3514 AMFAC HOTELS 3536 ANA HOTEL 3537 ARABELLA HOTELS 3511 ARCADE HOTELS 3670 ARCTIA HOTELS 3671 ARIA 3824 ARIZONA BILTMORE 3594 ATLANTIC CITY HILTON RESORTS 3797 AUBERGE DES GOVERNEURS 3549 AUTOGRAPH 3826 BALLY’S HOTEL AND CASINO 3728 BARTON CREEK RESORT 3556 BEAU RIVAGE HOTEL AND CASINO 3764 BELLAGIO 3765 BEST WESTERN HOTELS 3502 BILTMORE HOTELS & SUITES 3743 BINION’S HORSESHOE CLUB 3620 BOCA RATON RESORT - MCC Retired 3733 BRADBURY SUITES 3683 BROADMOOR HOTEL 3727 BUDGET HOST INNS 3684 BUDGETEL INNS 3685 BUFFALO BILL’S HOTEL AND CASINO 3712 CAESAR’S HOTEL AND CASINO 3771 CALIFORNIA HOTEL AND CASINO 3582 CAMPANILE HOTELS 3672
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 163 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
CANDLEWOOD SUITES 3559 CANOPY 3833 CANYON RANCH 3757 CAREFREE RESORTS 3744 CARIBE ROYALE 3821 CARIBE ROYALE RESORTS 3787 CARLTON HOTELS 3716 CHATEAU ELAN WINERY AND RESORT 3763 CIGA HOTELS 3544 CIRCUS CIRCUS HOTEL AND CASINO 3662 CITY LODGE HOTELS 3717 CLARIDGE CASINO HOTEL 3792 CLARION HOTELS 3687 CLIMAT DE FRANCE HOTELS 3677 CLUB MED 3742 CLUBCORP/CLUBRESORTS 3747 COAST HOTELS 3552 COLORADO BELLE/ EDGEWATER RESORT 3736 COMFORT INNS 3562 COMPRI HOTELS 3688 CONCORDE HOTELS 3538 CONSORT HOTELS 3689 COSMOPOLITAN OF LAS VEGAS 3828 COUNTRY INN BY CARLSON 3829 COURTYARD BY MARRIOTT 3690 CP HOTELS 3529 CROWNE PLAZA HOTELS 3750 CUMULUS HOTELS 3678 CUNARD HOTELS 3593 CURIO HOTELS 3832 DAN HOTELS 3629 DAYS INNS 3510 DAYSTOP 3510 DE VERE HOTELS 3648 DELTA HOTEL 3581 DILLON INNS 3691 DISNEY RESORTS 3780 DORAL GOLF RESORT 3589
164 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
DORAL HOTELS 3587 DORINT HOTELS 3623 DOUBLETREE HOTELS 3692 (Includes GUEST QUARTERS) DOWNTOWNER-PASSPORT HOTEL 3527 DRURY INNS 3693 DUNFEY HOTELS 3525 ECONO LODGES 3644 ECONOMY INNS OF AMERICA 3694 ELDORADO HOTEL AND CASINO 3669 ELEMENT 3807 EMBASSY HOTELS 3652 EMBASSY SUITES 3695 EMBASSY VACATION RESORT 3798 EXCALIBUR HOTEL AND CASINO 3628 EXEL INNS 3696 EXTENDED STAY 3621 EXTENDED STAY AMERICA 3627 EXTENDED STAY DELUXE 3630 FAIRFIELD HOTELS 3697 FAIRFIELD INN 3715 FAIRMONT HOTELS 3590 FIRST HOSPITALITY HOTELS 3784 FLAG INN 3664 FLAG INNS (AUSTRALIA) 3711 FLAMINGO HOTELS 3793 FORTE HOTELS 3505 FORUM HOTELS 3570 FOUR POINTS HOTELS 3778 FOUR SEASONS HOTELS 3543 FOUR SEASONS HOTEL (AUSTRALIA) 3714 FRANKENMURTH BAVARIAN 3578 FREMONT HOTEL AND CASINO 3766 FRIENDSHIP INNS 3507 GALT HOUSE 3827 GARDEN PLACE HOTEL 3566 GAYLORD OPRYLAND 3608 GAYLORD PALMS 3609 GOLDEN NUGGET 3561
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 165 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
GOLDEN TULIP HOTELS 3506 GRAND CASINO HOTELS 3794 GRAND SIERRA RESORT 3823 GRAND WAILEA RESORT 3571 GREAT WOLF 3618 GREENBRIAR RESORTS 3753 HALE KOA HOTEL 3799 HALEKULANI HOTEL/WAIKIKI PARC 3760 HAMPTON INNS 3665 HARLEY HOTELS 3698 HARRAH’S HOTELS AND CASINOS 3731 HARVEY/BRISTOL RESORTS 3734 HELMSLEY HOTELS 3588 HILTON CONRAD 3721 HILTON HOTELS 3504 HILTON INTERNATIONALS 3535 HO JO INN 3638 HOLIDAY INN EXPRESS 3501 HOLIDAY INNS 3501 HOME2SUITES 3816 HOMESTEAD SUITES 3800 HOMEWOOD SUITES 3751 HOSPITALITY INTERNATIONAL 3595 HOTEIS OTHAN 3680 HOTEL DEL CORONADO 3580 HOTEL IBIS 3533 HOTEL INDIGO 3813 HOTEL MERCURE 3579 HOTEL OKURA 3541 HOTEL SIERRA 3546 HOTEL UNIVERSALE 3625 HOTELES EL PRESIDENTE 3663 HOTELES MELIA 3548 HOWARD JOHNSON 3638 HUNGAR HOTELS 3585 HUSA HOTELS 3647 HYATT HOTELS 3640 HYATT PLACE 3812
166 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
IBEROTEL HOTELS 3540 IBUSZ HOTELS 3673 IMPERIAL LONDON HOTEL 3651 INTER-CONTINENTAL HOTELS 3512 INTER NOR HOTELS 3724 INTERHOTEL CEDOK 3675 JOHN ASCUAGA’S NUGGET 3729 JOLLY HOTELS 3558 JOURNEY'S END MOTELS 3563 JUMEIRAH ESSEX HOUSE 3820 KAHALA MANDARIN ORIENTAL HOTEL 3758 KAROS HOTELS 3718 KAUAI COCONUT BEACH RESORT 3531 KNIGHTS INNS 3660 LA MANSION DEL RIO 3701 LA QUINTA MOTOR INNS 3516 LA QUINTA RESORT 3576 LADBROKE HOTELS 3568 LADY LUCK HOTEL AND CASINO 3624 LOEWS HOTELS 3654 LUXOR HOTEL AND CASINO 3667 LXR 3808 MAINSTAY SUITES 3818 MAIN STREET STATION HOTEL AND CASINO 3767 MANDALAY BAY RESORT 3777 MANDARIN ORIENTAL HOTEL 3577 MANHATTAN EAST SUITE HOTEL 3557 MARITIM HOTELS 3668 MARRIOTT 3509 MASTERS ECONOMY INNS 3735 MERIDIEN HOTELS 3520 MERLIN HOTELS 3622 METROPOLE HOTELS 3661 MGM GRAND HOTEL 3730 MICROTEL INNS & SUITES 3613 MIDWAY MOTOR LODGE 3699 MILLENNIUM HOTEL 3741 MIRAGE HOTEL AND CASINO 3551
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 167 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
LUXOR HOTEL AND CASINO 3667 LXR 3808 MAINSTAY SUITES 3818 MAIN STREET STATION HOTEL AND CASINO 3767 MANDALAY BAY RESORT 3777 MANDARIN ORIENTAL HOTEL 3577 MANHATTAN EAST SUITE HOTEL 3557 MARITIM HOTELS 3668 MARRIOTT 3509 MASTERS ECONOMY INNS 3735 MERIDIEN HOTELS 3520 MERLIN HOTELS 3622 METROPOLE HOTELS 3661 MGM GRAND HOTEL 3730 MICROTEL INNS & SUITES 3613 MIDWAY MOTOR LODGE 3699 MILLENNIUM HOTEL 3741 MIRAGE HOTEL AND CASINO 3551 MIYAKO HOTELS 3572 MONTE CARLO HOTEL AND CASINO 3676 MOTEL 6 3700 MOUNT CHARLOTTE THISTLE 3639 MOEVENPICK HOTELS 3612 NEMACOLIN WOODLANDS 3772 NEVELE GRAND RESORT AND COUNTRY CLUB 3776 NEW OTANI HOTELS 3658 NEW YORK-NEW YORK HOTEL + CASINO 3774 NICKELODEON FAMILY SUITES BY HOLIDAY INN 3815 NOAH'S HOTELS 3603 NOVOTEL HOTELS 3642 OBEROI HOTELS 3657 OHANA HOTELS OF HAWAII 3786 OMNI HOTELS 3592 OPRYLAND HOTEL 3732 OTANI HOTELS Renamed NEW OTANI HOTELS 3658 OUTRIGGER HOTELS AND RESORTS 3785 OXFORD SUITES 3819 PANNONIA HOTELS 3599
168 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
PARIS LAS VEGAS HOTEL 3795 PARK INNS INTERNATIONAL 3553 PARK PLAZA HOTEL 3830 PATRICIA GRAND RESORT HOTELS 3781 PEABODY HOTELS 3752 PENINSULA HOTEL 3523 PENTA HOTELS 3653 PEPPERMILL HOTEL CASINO 3796 PINEHURST RESORT 3554 PREMIER INN 3811 PRIMADONNA HOTEL AND CASINO 3761 PRINCE HOTELS 3526 PRINCESS HOTELS INTERNATIONAL 3584 PROTEA HOTELS 3719 PULLMAN INTERNATIONAL HOTELS 3519 QUALITY INNS 3508 QUALITY SUITES 3508 QUALITY PACIFIC HOTEL 3713 QUEENS MOAT HOUSES 3645 RADISSON BLU 3583 RADISSON HOTELS 3649 RAFFLES HOTELS 3790 RAMADA INNS 3637 RANK HOTELS 3633 RANTASIPI HOTELS 3674 RED LION HOTELS 3528 RED LION INNS 3528 RED ROOF INNS 3650 REGAL 8 INNS 3550 REGENT INTERNATIONAL HOTELS 3598 RELAX INNS 3565 RENAISSANCE HOTELS 3530 RESIDENCE INNS 3703 RESO HOTELS 3635 RICA HOTESL 3723 RIO SUITES 3726 RIVERSIDE RESORT HOTEL AND CASINO 3597 RIVIERA HOTEL AND CASINO 3737
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 169 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
RODEWAY INNS 3515 ROSEN HOTELS AND RESORTS 3782 ROYAL HOTELS 3542 ROYAL KONA RESORT 3532 ROYAL LAHAINA RESORT 3521 ROYCE HOTELS 3704 SAJARA HOTEL AND CASINO 3682 SAM’S TOWN HOTEL AND CASINO 3564 SANDMAN HOTELS 3573 SANDMAN INNS 3705 SAND’S RESORT 3775 SARA HOTELS 3656 SAROVA HOTELS 3636 SCANDIC HOTELS 3655 SEA PINES RESORT 3725 SHANGRI-LA INTERNATIONAL 3545 SHERATON HOTELS 3503 SHILO INNS 3706 SILVER LEGACY HOTEL AND CASINO 3679 SILVER STAR HOTEL AND CASINO 3768 SHONEY'S INNS 3707 SLEEP INN 3631 SMUGGLER’S NOTCH RESORT 3789 SOFITEL HOTELS 3641 SOHO GRAND HOTEL 3567 SOKOS HOTELS 3586 SOL HOTELS 3518 SONESTA HOTELS 3591 SOUTH SEAS RESORTS - MCC Retired 3756 SOUTHERN PACIFIC HOTELS 3534 SOUTHERN SUN HOTELS 3720 SPRINGHILL SUITES 3770 ST. REGIS HOTEL 3745 STAKIS HOTELS 3666 STAYBRIDGE SUITES 3791 STEIGENBERGER HOTELS 3643 STOUFFER HOTELS 3530 STRATOSPHERE HOTEL AND CASINO 3769
170 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-3 Hotel MCCs, Listed in Alphabetical Order by Merchant Type (Continued)
Merchant Name MCC
STUDIO PLUS 3626 SUMMERFIELDS SUITES HOTELS 3539 SUPER 8 MOTELS 3709 SUSSE CHALET 3686 SWALLOW HOTELS 3646 SWISSOTEL 3634 TAJ HOTELS INTERNATIONAL 3659 THE BEVERLY HILLS HOTEL 3749 THE ELIOT HOTEL 3746 THE HOMESTEAD 3755 THE ORCHID AT MAUNA LANI 3759 THE PHOENICIAN 3632 THE REGISTRY HOTELS 3702 THE RITZ-CARLTON 3710 THE ROOSEVELT HOTEL NY 3814 THE VENETIAN RESORT HOTEL CASINO 3773 THUNDERBIRD HOTELS 3528 TOKYO HOTEL 3522 TOWN AND COUNTRY RESORT & CONVENTION 3783 CENTRE TOWNEPLACE SUITES 3740 TRAVELODGE 3615 TREASURE ISLAND HOTEL AND CASINO 3555 TRIBECA GRAND HOTEL 3569 TROPICANA RESORT & CASINO 3738 VAGABOND HOTELS 3575 VDARA 3825 VENTURE INNS 3574 VIRGIN RIVER HOTEL AND CASINO 3708 W HOTELS 3779 WALDORF 3831 WELCOMGROUP HOTELS 3524 WELLESLEY INNS 3748 WESTIN HOTELS 3513 WHISKEY PETE’S HOTEL AND CASINO 3762 WILDERNESS HOTEL & RESORT 3801 WOODSIDE HOTELS & RESORTS 3739 WYNDHAM HOTELS 3722 WYNN LAS VEGAS 3596
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 171 Merchant Data Standards Travel and Entertainment (T&E) Merchants
NUMERICAL T&E MERCHANT LISTING
Table 3-4 contains all of the T&E MCCs in numerical order to help you determine if a selected MCC is the most appropriate for the T&E Merchant. .
NOTE: Merchant Category Codes that are no longer active (and are not to be used for original Presentments) appear for reference only in the numerical listing.
KEY:
1 International Airline Program Participant
Airline Listing Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code
MCC Merchant Type Required Abbreviation
Airline Listings 3000 UNITED AIRLINES UNITED AIR 3001 AMERICAN AIRLINES AMERICAN AIR 3002 PAN AMERICAN PAN AM AIR 3003 EUROFLY AIRLINES EUROFLY AIR 3004 DRAGON AIRLINES DRAGON AIR 3005 BRITISH AIRWAYS BRITISH AWYS 3006 JAPAN AIRLINES JAL AIRLINE 3007 AIR FRANCE AIR FRANCE 3008 LUFTHANSA LUFTHANSA 3009 AIR CANADA AIR CANADA 3010 KLM (ROYAL DUTCH AIRLINES) KLM AIRLINE 3011 AEROFLOT AEROFLOT 3012 QANTAS QANTAS AIR 3013 ALITALIA ALITALIA 3014 SAUDI ARABIAN AIRLINES SAUDIA AIR 3015 SWISS INTERNATIONAL AIRLINES SWISSINTAIR 3016 SAS SAS 3017 SOUTH AFRICAN AIRWAYS SAA AIRWAYS 3018 VARIG (BRAZIL) VARIG 3020 AIR-INDIA AIR-INDIA 3021 AIR ALGERIE AIR ALGERIE 3022 PHILIPPINE AIRLINES PHILIPP AIR 3023 MEXICANA MEXICANA 3024 PAKISTAN INTERNATIONAL PAKISTAN AIR 3025 AIR NEW ZEALAND AIR NZ 3026 EMIRATES AIRLINES EMIRATES 3027 UTA/INTERAIR UTA AIRLINE 3028 AIR MALTA AIR MALTA
172 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Type Required Abbreviation
3029 SN BRUSSELS AIRLINES SNBRSSLSAIR 3030 AEROLINEAS ARGENTINAS AERO ARGENT 3031 OLYMPIC AIRWAYS OLYMPIC AIR 3032 EL AL EL AL 3033 ANSETT AIRLINES ANSETT AIR 3034 ETIHAD AIRWAYS ETIHADAIR 3035 TAP (PORTUGAL) TAP AIR 3036 VASP (BRAZIL) VASP AIRLINE 3037 EGYPTAIR EGYPTAIR 3038 KUWAIT AIRWAYS KUWAIT AIR 3039 AVIANCA1 AVIANCA 3040 GULF AIR (BAHRAIN) GULF AIR 3041 BALKAN-BULGARIAN AIRLINES BALKAN AIR 3042 FINNAIR FINNAIR 3043 AER LINGUS AER LINGUS 3044 AIR LANKA AIR LANKA 3045 NIGERIA AIRWAYS NIGERIA AIR 3046 CRUZEIRO DO SUL (BRAZIL) CRUZEIRO AIR 3047 THY (TURKEY) THY AIRLINE 3048 ROYAL AIR MAROC AIR MAROC 3049 TUNIS AIR TUNIS AIR 3050 ICELANDAIR ICELANDAIR 3051 AUSTRIAN AIRLINES AUSTRIAN AIR 3052 LANCHILE, renamed LAN AIRLINES LANCHILE, renamed LAN AIR 3052 LAN AIRLINES (formerly LANCHILE) LAN AIR 3053 AVIACO (SPAIN) AVIACO AIR 3054 LADECO (CHILE) LADECO AIR 3055 LAB (BOLIVIA) LAB AIR 3056 JET AIR JET AIR 3057 VIRGIN AMERICA VIR AMER 3058 DELTA DELTA AIR 3059 DBA AIRLINES DBA AIRLINES 3060 NORTHWEST NWA AIR 3061 CONTINENTAL CONTINENTAL 3062 HAPAG-LLOYD EXPRESS AIRLINES HLX AIR 3063 U.S. AIRWAYS USAIRWAYS 3064 ADRIA AIRWAYS ADRIA AIR 3065 AIRINTER AIRINTER
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 173 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Type Required Abbreviation
3066 SOUTHWEST SOUTHWESTAIR 3067 VANGUARD AIRLINES VANGUARD AIR 3068 AIR ASTANA AIR ASTANA 3069 SUN COUNTRY AIRLINES SUNCTRY AIR 3071 AIR BRITISH COLUMBIA AIR BC 3072 CEBU PACIFIC AIRLINES CEBU_PAC 3075 SINGAPORE AIRLINES SINGAPOREAIR 3076 AEROMEXICO AEROMEXICO 3077 THAI AIRWAYS THAI AIRWAYS 3078 CHINA AIRLINES CHINA AIRLINE 3079 JETSTAR AIRWAYS JETSTAR AIR 3082 KOREAN AIRLINES KOREAN AIR 3083 AIR AFRIQUE AIR AFRIQUE 3084 EVA AIRWAYS CORPORATION EVA AIR 3085 MIDWEST EXPRESS AIRLINES MIDWEST EXP 3086 CARNIVAL AIRLINES CARNIVAL AIR 3087 METRO AIRLINES METRO AIR 3088 CROATIA AIRLINES CROATIA AIR 3089 TRANSAERO TRANSAERO 3090 UNI AIRWAYS CORPORATION UNIAIR 3094 ZAMBIA AIRWAYS ZAMBIA AIR 3096 AIR ZIMBABWE AIR ZIMBABWE 3097 SPANAIR SPANAIR 3098 ASIANA AIRLINES ASIANA AIR 3099 CATHAY PACIFIC CATHAYPACAIR 3100 MALAYSIAN AIRLINE SYSTEM MALAY AIR 3102 IBERIA IBERIA 3103 GARUDA (INDONESIA) GARUDA AIR 3106 BRAATHENS S.A.F.E. (NORWAY) BRAATHENS 3110 WINGS AIRWAYS WINGS AIR 3111 BRITISH MIDLAND BRIT MIDLAND 3112 WINDWARD ISLAND WINDWRDISAIR 3115 TOWER AIR TOWERAIR 3117 VIASA VIASA 3118 VALLEY AIRLINES VALLEY AIR 3125 TAN TAN AIR 3126 TALAIR TALAIR 3127 TACA INTERNATIONAL TACA AIR
174 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Type Required Abbreviation
3129 SURINAM AIRWAYS SURINAM AIR 3130 SUN WORLD INTERNATIONAL SUNWORLD AIR 3131 VLM AIRLINES VLM AIR 3132 FRONTIER AIRLINES FRONTIER AIR 3133 SUNBELT AIRLINES SUNBELT AIR 3135 SUDAN AIRWAYS SUDAN AIR 3136 QATAR AIRWAYS QATAR AIR 3137 SINGLETON SINGLETONAIR 3138 SIMMONS AIRLINES SIMMONS AIR 3143 SCENIC AIRLINES SCENIC AIR 3144 VIRGIN ATLANTIC VIRGINATLAIR 3145 SAN JUAN AIRLINES SAN JUAN AIR 3146 LUXAIR LUXAIR 3148 AIR LITTORAL S.A. AIRLITTORAL 3151 AIR ZAIRE AIR ZAIRE 3154 PRINCEVILLE PRINCVLLEAIR 3156 GO FLY LTD GOFLY 3159 PBA PBA AIRLINE 3161 ALL NIPPON AIRWAYS A.N.A. AIR 3164 NORONTAIR NORONTAIR 3165 NEW YORK HELICOPTER NY HELI 3167 AEROCONTINENTE AEROCONTINEN 3170 MOUNT COOK MT COOK AIR 3171 CANADIAN AIRLINES INTERNATIONAL CANADIAN AIR 3172 NATIONAIR NATIONAIR 3174 JETBLUE AIRWAYS JETBLUE 3175 MIDDLE EAST AIR MIDEAST AIR 3176 METROFLIGHT AIRLINES METROFLT AIR 3177 AIRTRAN AIRWAYS AIRTRANAIR 3178 MESA AIR MESA AIR 3180 WESTJET AIRLINES WESTJETAIR 3181 MALEV MALEV AIR 3182 LOT (POLAND) LOT AIR 3183 OMAN AVIATION SERVICES OMANAIR 3184 LIAT LIAT AIRLINE 3185 LAV (VENEZUELA) LAV AIR 3186 LAP (PARAGUAY) LAP AIR 3187 LACSA (COSTA RICA) LACSA AIR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 175 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Type Required Abbreviation
3188 VIRGIN EXPRESS VIRGINEXPAIR 3190 JUGOSLAV AIR JUGOSLAV AIR 3191 ISLAND AIRLINES ISLAND AIR 3193 INDIAN AIRLINES INDIAN AIR 3196 HAWAIIAN AIR HAWAIIAN AIR 3197 HAVASU AIRLINES HAVASU AIR 3200 GUYANA AIRWAYS GUYANA AIR 3203 GOLDEN PACIFIC AIR GOLDPAC AIR 3204 FREEDOM AIR FREEDOM AIR 3206 CHINA EASTERN AIRLINES CHINEASTAIR 3211 NORWEGIAN AIR SHUTTLE NORWEGIANAIR 3212 DOMINICANA DOMINICANA 3213 MALMO AVIATION MALMO AIR 3215 DAN AIR SERVICES DAN AIR 3216 CUMBERLAND AIRLINES CUMBERLNDAIR 3217 CSA CSA AIRLINE 3218 CROWN AIR CROWN AIR 3219 COPA COPA AIR 3220 COMPANIA FAUCETT COMP FAU AIR 3221 TRANSPORTES AEROS MILITARES TAME AIRLINE ECUATORIANOS 3222 COMMAND AIRWAYS COMMAND AIR 3223 COMAIR COMAIR 3226 SKYWAYS SKYWAYS AIR 3228 CAYMAN AIRWAYS CAYMANAIR 3229 SAETA SOCIAEDAD ECUATORIANOS DE SAETA AIR TRANSPORTES AEREOS 3231 SAHSA SERVICIO AEREO DE SAHSA AIR HONDURAS 3233 CAPITOL AIR CAPITOL AIR 3234 BWIA renamed BWIA AIRLINE renamed CARIBBEAN AIRLINES CARIBBEAN AIR 3235 BROCKWAY AIR BROCKWAY AIR 3236 AIR ARABIA AIR ARABIA 3238 BEMIDJI AIRLINES BEMIDJI AIR 3239 BAR HARBOR AIRLINES BARHARBORAIR 3240 BAHAMASAIR BAHAMASAIR 3241 AVIATECA (GUATEMALA) AVIATECA AIR 3242 AVENSA AVENSA AIR 3243 AUSTRIAN AIR SERVICE AUST AIRSERV
176 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-4 Airline MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Type Required Abbreviation
3245 EASYJET EASYJET AIR 3246 RYANAIR RYANAIR 3247 GOL AIRLINES GOL AIR 3248 TAM AIRLINES TAM AIR 3251 ALOHA AIRLINES ALOHA AIR 3252 ALM ALM AIRLINE 3254 U.S. AIR SHUTTLE USAIRSHUTL 3256 ALASKA AIRLINES ALASKA AIR 3259 AMERICAN TRANS AIR ATA AIR 3260 SPIRIT AIRLINES SPIRIT AIR 3261 AIR CHINA AIR CHINA 3262 RENO AIR, INC. RENO AIR 3263 AERO SERVICO CARABOBO ASC AIRLINE 3266 AIR SEYCHELLES AIR SEYCH 3267 AIR PANAMA AIR PANAMA 3280 AIR JAMAICA AIR JAMAICA 3282 AIR DJIBOUTI AIR DJIBOUTI 3284 AERO VIRGIN ISLANDS AERVIRGINIS 3285 AEROPERU AEROPERU 3286 AEROLINEAS NICARAGUENSIS AERONICARAG 3287 AERO COACH AVIATION AEROCOACH AV 3292 CYPRUS AIRWAYS CYPRUS AIR 3293 ECUATORIANA ECUATORIANA 3294 ETHIOPIAN AIRLINES ETHIOPIAN AIR 3295 KENYA AIRWAYS KENYA AIR 3296 AIR BERLIN AIR BERLIN 3297 TAROM ROMANIAN AIR TRANSPORT TAROM AIR 3298 AIR MAURITIUS AIRMAURITIUS 3299 WIDEROE'S FLYVESELSKAP WIDEROES 3300 AZUL AIR AZUL AIR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 177 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Car Rental Listings Table 3-5 Car Rental MCCs, Listed in Numerical Order by Merchant Category Code
MCC Merchant Name
Car Rental
7512 Car Rental Companies, Not Listed Below 3351 AFFILIATED AUTO RENTAL 3352 AMERICAN INTL RENT-A-CAR 3353 BROOKS RENT-A-CAR 3354 ACTION AUTO RENTAL 3355 SIXT CAR RENTAL 3357 HERTZ 3359 PAYLESS CAR RENTAL 3360 SNAPPY CAR RENTAL 3361 AIRWAYS RENT-A-CAR 3362 ALTRA AUTO RENTAL 3364 AGENCY RENT-A-CAR 3366 BUDGET RENT-A-CAR 3368 HOLIDAY RENT-A-CAR 3370 RENT-A-WRECK 3374 ACCENT RENT-A-CAR 3376 AJAX RENT-A-CAR 3380 TRIANGLE RENT-A-CAR 3381 EUROP CAR 3385 TROPICAL RENT-A-CAR 3386 SHOWCASE RENTAL CARS 3387 ALAMO RENT-A-CAR 3388 MERCHANTS RENT-A-CAR 3389 AVIS RENT-A-CAR 3390 DOLLAR RENT-A-CAR 3391 EUROPE BY CAR 3393 NATIONAL CAR RENTAL 3394 KEMWELL GROUP RENT-A-CAR 3395 THRIFTY CAR RENTAL 3396 TILDEN RENT-A-CAR 3398 ECONO-CAR RENT-A-CAR 3400 AUTO HOST CAR RENTALS 3405 ENTERPRISE RENT-A-CAR 3409 GENERAL RENT-A-CAR 3412 A-1 RENT-A-CAR
178 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Table 3-5 Car Rental MCCs, Listed in Numerical Order by Merchant Category Code (Continued)
MCC Merchant Name
3414 GODFREY NATL RENT-A-CAR 3420 ANSA INTL RENT-A-CAR 3421 ALLSTATE RENT-A-CAR 3423 AVCAR RENT-A-CAR 3425 AUTOMATE RENT-A-CAR 3427 AVON RENT-A-CAR 3428 CAREY RENT-A-CAR 3429 INSURANCE RENT-A-CAR 3430 MAJOR RENT-A-CAR 3431 REPLACEMENT RENT-A-CAR 3432 RESERVE RENT-A-CAR 3433 UGLY DUCKLING RENT-A-CAR 3434 USA RENT-A-CAR 3435 VALUE RENT-A-CAR 3436 AUTOHANSA RENT-A-CAR 3437 CITE RENT-A-CAR 3438 INTERENT RENT-A-CAR 3439 MILLEVILLE RENT-A-CAR 3441 ADVANTAGE RENT-A-CAR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 179 Merchant Data Standards Travel and Entertainment (T&E) Merchants
Hotel Listings
Table 3-6 Hotel MCCs, Listed in Numerical Order by Merchant Category Code
MCC Merchant Names
Hotels
7011 Hotels and Lodging, Not Listed Elsewhere 3501 HOLIDAY INN EXPRESS 3501 HOLIDAY INNS 3502 BEST WESTERN HOTELS 3503 SHERATON HOTELS 3504 HILTON HOTELS 3505 FORTE HOTELS 3506 GOLDEN TULIP HOTELS 3507 FRIENDSHIP INNS 3508 QUALITY INNS 3508 QUALITY SUITES 3509 MARRIOTT 3510 DAYS INNS 3510 DAYSTOP 3511 ARABELLA HOTELS 3512 INTER-CONTINENTAL HOTELS 3513 WESTIN HOTELS 3514 AMERISUITES 3515 RODEWAY INNS 3516 LA QUINTA MOTOR INNS 3517 AMERICANA HOTELS 3518 SOL HOTELS 3519 PULLMAN INTERNATIONAL HOTELS 3520 MERIDIEN HOTELS 3521 ROYAL LAHAINA RESORT 3522 TOKYO HOTEL 3523 PENINSULA HOTEL 3524 WELCOMGROUP HOTELS 3525 DUNFEY HOTELS 3526 PRINCE HOTELS 3527 DOWNTOWNER-PASSPORT HOTEL 3528 RED LION HOTELS 3528 RED LION INNS 3528 THUNDERBIRD HOTELS 3529 CP HOTELS
180 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3530 RENAISSANCE HOTELS 3530 STOUFFER HOTELS 3531 KAUAI COCONUT BEACH RESORT 3532 ROYAL KONA RESORT 3533 HOTEL IBIS 3534 SOUTHERN PACIFIC HOTELS 3535 HILTON INTERNATIONALS 3536 AMFAC HOTELS 3537 ANA HOTEL 3538 CONCORDE HOTELS 3539 SUMMERFIELDS SUITES HOTELS 3540 IBEROTEL HOTELS 3541 HOTEL OKURA 3542 ROYAL HOTELS 3543 FOUR SEASONS HOTELS 3544 CIGA HOTELS 3545 SHANGRI-LA INTERNATIONAL 3546 HOTEL SIERRA 3548 HOTELES MELIA 3549 AUBERGE DES GOVERNEURS 3550 REGAL 8 INNS 3551 MIRAGE HOTEL AND CASINO 3552 COAST HOTELS 3553 PARK INNS INTERNATIONAL 3554 PINEHURST RESORT 3555 TREASURE ISLAND HOTEL AND CASINO 3556 BARTON CREEK RESORT 3557 MANHATTAN EAST SUITE HOTEL 3558 JOLLY HOTELS 3559 CANDLEWOOD SUITES 3560 ALADDIN RESORT AND CASINO 3561 GOLDEN NUGGET 3562 COMFORT INNS 3563 JOURNEY'S END MOTELS 3564 SAM’S TOWN HOTEL AND CASINO 3565 RELAX INNS 3566 GARDEN PLACE HOTEL 3567 SOHO GRAND HOTEL 3568 LADBROKE HOTELS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 181 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3569 TRIBECA GRAND HOTEL 3570 FORUM HOTELS 3571 GRAND WAILEA RESORT 3572 MIYAKO HOTELS 3573 SANDMAN HOTELS 3574 VENTURE INNS 3575 VAGABOND HOTELS 3576 LA QUINTA RESORT 3577 MANDARIN ORIENTAL HOTEL 3578 FRANKENMURTH BAVARIAN 3579 HOTEL MERCURE 3580 HOTEL DEL CORONADO 3581 DELTA HOTEL 3582 CALIFORNIA HOTEL AND CASINO 3583 RADISSON BLU 3584 PRINCESS HOTELS INTERNATIONAL 3585 HUNGAR HOTELS 3586 SOKOS HOTELS 3587 DORAL HOTELS 3588 HELMSLEY HOTELS 3589 DORAL GOLF RESORT 3590 FAIRMONT HOTELS 3591 SONESTA HOTELS 3592 OMNI HOTELS 3593 CUNARD HOTELS 3594 ARIZONA BILTMORE 3595 HOSPITALITY INTERNATIONAL 3596 WYNN LAS VEGAS 3597 RIVERSIDE RESORT HOTEL AND CASINO 3598 REGENT INTERNATIONAL HOTELS 3599 PANNONIA HOTELS 3603 NOAH'S HOTELS 3608 GAYLORD OPRYLAND 3609 GAYLORD PALMS 3612 MOEVENPICK HOTELS 3613 MICROTEL INNS & SUITES 3614 AMERICINN 3615 TRAVELODGE 3617 AMERICA’S BEST VALUE INN
182 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3618 GREAT WOLF 3619 ALOFT 36. 3620 BINION’S HORSESHOE CLUB 3621 EXTENDED STAY 3622 MERLIN HOTELS 3623 DORINT HOTELS 3624 LADY LUCK HOTEL AND CASINO 3625 HOTEL UNIVERSALE 3626 STUDIO PLUS 3627 EXTENDED STAY AMERICA 3628 EXCALIBUR HOTEL AND CASINO 3629 DAN HOTELS 3630 EXTENDED STAY DELUXE 3631 SLEEP INN 3632 THE PHOENICIAN 3633 RANK HOTELS 3634 SWISSOTEL 3635 RESO HOTELS 3636 SAROVA HOTELS 3637 RAMADA INNS 3638 HO JO INN 3638 HOWARD JOHNSON 3639 MOUNT CHARLOTTE THISTLE 3640 HYATT HOTELS 3641 SOFITEL HOTELS 3642 NOVOTEL HOTELS 3643 STEIGENBERGER HOTELS 3644 ECONO LODGES 3645 QUEENS MOAT HOUSES 3646 SWALLOW HOTELS 3647 HUSA HOTELS 3648 DE VERE HOTELS 3649 RADISSON HOTELS 3650 RED ROOF INNS 3651 IMPERIAL LONDON HOTEL 3652 EMBASSY HOTELS 3653 PENTA HOTELS 3654 LOEWS HOTELS 3655 SCANDIC HOTELS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 183 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3656 SARA HOTELS 3657 OBEROI HOTELS 3658 NEW OTANI HOTELS 3658 OTANI HOTELS Renamed NEW OTANI HOTELS 3659 TAJ HOTELS INTERNATIONAL 3660 KNIGHTS INNS 3661 METROPOLE HOTELS 3662 CIRCUS CIRCUS HOTEL AND CASINO 3663 HOTELES EL PRESIDENTE 3664 FLAG INN 3665 HAMPTON INNS 3666 STAKIS HOTELS 3667 LUXOR HOTEL AND CASINO 3668 MARITIM HOTELS 3669 ELDORADO HOTEL AND CASINO 3670 ARCADE HOTELS 3671 ARCTIA HOTELS 3672 CAMPANILE HOTELS 3673 IBUSZ HOTELS 3674 RANTASIPI HOTELS 3675 INTERHOTEL CEDOK 3676 MONTE CARLO HOTEL AND CASINO 3677 CLIMAT DE FRANCE HOTELS 3678 CUMULUS HOTELS 3679 SILVER LEGACY HOTEL AND CASINO 3680 HOTEIS OTHAN 3681 ADAMS MARK HOTELS 3682 SAJARA HOTEL AND CASINO 3683 BRADBURY SUITES 3684 BUDGET HOST INNS 3685 BUDGETEL INNS 3686 SUSSE CHALET 3687 CLARION HOTELS 3688 COMPRI HOTELS 3689 CONSORT HOTELS 3690 COURTYARD BY MARRIOTT 3691 DILLON INNS 3692 DOUBLETREE HOTELS (Includes GUEST QUARTERS) 3693 DRURY INNS
184 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3694 ECONOMY INNS OF AMERICA 3695 EMBASSY SUITES 3696 EXEL INNS 3697 FAIRFIELD HOTELS 3698 HARLEY HOTELS 3699 MIDWAY MOTOR LODGE 3700 MOTEL 6 3701 LA MANSION DEL RIO 3702 THE REGISTRY HOTELS 3703 RESIDENCE INNS 3704 ROYCE HOTELS 3705 SANDMAN INNS 3706 SHILO INNS 3707 SHONEY'S INNS 3708 VIRGIN RIVER HOTEL AND CASINO 3709 SUPER 8 MOTELS 3710 THE RITZ-CARLTON 3711 FLAG INNS (AUSTRALIA) 3712 BUFFALO BILL’S HOTEL AND CASINO 3713 QUALITY PACIFIC HOTEL 3714 FOUR SEASONS HOTEL (AUSTRALIA) 3715 FAIRFIELD INN 3716 CARLTON HOTELS 3717 CITY LODGE HOTELS 3718 KAROS HOTELS 3719 PROTEA HOTELS 3720 SOUTHERN SUN HOTELS 3721 HILTON CONRAD 3722 WYNDHAM HOTELS 3723 RICA HOTELS 3724 INTER NOR HOTELS 3725 SEA PINES RESORT 3726 RIO SUITES 3727 BROADMOOR HOTEL 3728 BALLY’S HOTEL AND CASINO 3729 JOHN ASCUAGA’S NUGGET 3730 MGM GRAND HOTEL 3731 HARRAH’S HOTELS AND CASINOS 3732 OPRYLAND HOTEL
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 185 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3733 BOCA RATON RESORT - MCC Retired 3734 HARVEY/BRISTOL RESORTS 3735 MASTERS ECONOMY INNS 3736 COLORADO BELLE/ EDGEWATER RESORT 3737 RIVIERA HOTEL AND CASINO 3738 TROPICANA RESORT & CASINO 3739 WOODSIDE HOTELS & RESORTS 3740 TOWNEPLACE SUITES 3741 MILLENNIUM HOTEL 3742 CLUB MED 3743 BILTMORE HOTELS & SUITES 3744 CAREFREE RESORTS 3745 ST. REGIS HOTEL 3746 THE ELIOT HOTEL 3747 CLUBCORP/CLUBRESORTS 3748 WELLESLEY INNS 3749 THE BEVERLY HILLS HOTEL 3750 CROWNE PLAZA HOTELS 3751 HOMEWOOD SUITES 3752 PEABODY HOTELS 3753 GREENBRIAR RESORTS 3754 AMELIA ISLAND PLANTATION 3755 THE HOMESTEAD 3756 SOUTH SEAS RESORTS - MCC Retired 3757 CANYON RANCH 3758 KAHALA MANDARIN ORIENTAL HOTEL 3759 THE ORCHID AT MAUNA LANI 3760 HALEKULANI HOTEL/WAIKIKI PARC 3761 PRIMADONNA HOTEL AND CASINO 3762 WHISKEY PETE’S HOTEL AND CASINO 3763 CHATEAU ELAN WINERY AND RESORT 3764 BEAU RIVAGE HOTEL AND CASINO 3765 BELLAGIO 3766 FREMONT HOTEL AND CASINO 3767 MAIN STREET STATION HOTEL AND CASINO 3768 SILVER STAR HOTEL AND CASINO 3769 STRATOSPHERE HOTEL AND CASINO 3770 SPRINGHILL SUITES 3771 CAESAR’S HOTEL AND CASINO
186 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3772 NEMACOLIN WOODLANDS 3773 THE VENETIAN RESORT HOTEL CASINO 3774 NEW YORK-NEW YORK HOTEL + CASINO 3775 SAND’S RESORT 3776 NEVELE GRAND RESORT AND COUNTRY CLUB 3777 MANDALAY BAY RESORT 3778 FOUR POINTS HOTELS 3779 W HOTELS 3780 DISNEY RESORTS 3781 PATRICIA GRAND RESORT HOTELS 3782 ROSEN HOTELS AND RESORTS 3783 TOWN AND COUNTRY RESORT & CONVENTION CENTRE 3784 FIRST HOSPITALITY HOTELS 3785 OUTRIGGER HOTELS AND RESORTS 3786 OHANA HOTELS OF HAWAII 3787 CARIBE ROYALE RESORTS 3788 ALA MOANA HOTEL 3789 SMUGGLER’S NOTCH RESORT 3790 RAFFLES HOTELS 3791 STAYBRIDGE SUITES 3792 CLARIDGE CASINO HOTEL 3793 FLAMINGO HOTELS 3794 GRAND CASINO HOTELS 3795 PARIS LAS VEGAS HOTEL 3796 PEPPERMILL HOTEL CASINO 3797 ATLANTIC CITY HILTON RESORTS 3798 EMBASSY VACATION RESORT 3799 HALE KOA HOTEL 3800 HOMESTEAD SUITES 3801 WILDERNESS HOTEL & RESORT 3807 ELEMENT 3808 LXR 3811 PREMIER INN 3812 HYATT PLACE 3813 HOTEL INDIGO 3814 THE ROOSEVELT HOTEL NY 3815 NICKELODEON FAMILY SUITES BY HOLIDAY INN 3816 HOME2SUITES 3818 MAINSTAY SUITES
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 187 Merchant Data Standards Travel and Entertainment (T&E) Merchants
MCC Merchant Names
3819 OXFORD SUITES 3820 JUMEIRAH ESSEX HOUSE 3821 CARIBE ROYALE 3823 GRAND SIERRA RESORT 3824 ARIA 3825 VDARA 3826 AUTOGRAPH 3827 GALT HOUSE 3828 COSMOPOLITAN OF LAS VEGAS 3829 COUNTRY INN BY CARLSON 3830 PARK PLAZA HOTEL 3831 WALDORF 3832 CURIO HOTELS 3833 CANOPY
188 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Business to Business Merchants
This chapter contains MCCs for card-present and card-absent merchants that transact the majority of their business with other businesses.
Note: If an appropriate MCC cannot be found from this listing, choose a MCC listed elsewhere in this document that best describes the product, service or nature of the merchant’s business. Although these merchants may conduct much of their business in a card absent environment (including the Internet), they are not considered direct marketing merchants because they do not directly solicit their business primarily through catalogs, brochures, telemarketing, etc.
Table 4-1 Business to Business Merchant types, listed alphabetically, along with their corresponding MCCs:
Merchant Type MCC
Books, Periodicals and Newspapers 5192 Chemicals and Allied Products (Not Elsewhere 5169 Classified) Commerical Equipment (Not Elsewhere Classified) 5046 Commercial Footwear 5139 Computer Maintenance, Repair and Services (Not 7379 Elsewhere Classified) Comuters and Computer Peripheral Equipment and 5045 Software Construction Materials (Not Elsewhere Classified) 5039 Drugs, Drug Proprietaries, and Druggist Sundries 5122 Durable Goods (Not Elsewhere Classified) 5099 Electrical Parts and Equipment 5065 Florist Supplies, Nursery Stock and Flowers 5193 Hardware, Equipment and Supplies 5072 Industrial Supplies (Not Elsewhere Classified) 5085 Information Retrieval Services 7375 Intra-Company Purchases 9950 Medical, Dental, Opthalmic and Hospital Equipment 5047 and Supplies
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 189 Merchant Data Standards Business to Business Merchants
Table 4-1 Business to Business Merchant types, listed alphabetically, along with their corresponding MCCs:
Merchant Type MCC
Men’s Women’s, and Children’s Uniforms and 5137 Commercial Clothing Metal Service Centres and Offices 5051 Miscellaneous Publishing and Printing 2741 Motion Picture and Video Tape Production and 7829 Distribution Motor Vehicle Supplies and New Parts 5013 Nondurable Goods (Not Elsewhere Classified) 5199 Office and Commercial Furniture 5021 Paints, Varnishes and Supplies 5198 Petroleum and Petroleum Products 5172 Photographic, Photocopy, Microfilm Equipment and 5044 Supplies Piece Goods, Notions, and Other Dry Goods 5131 P lumbing and Heating Equipment and Supplies 5074 Precious Stones and Metals, Watches and Jewellery 5094 Specialty Cleaning, Polishing and Sanitation 2842 Preparations Testing Laboratories (Non-Medical Testing) 8734 Stationary, Office Supplies, Printing and Writing Paper 5111 Typesetting, Plate Making and Related Services 2791
190 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
This chapter presents merchant types in numerical order of MCCs and their respective Floor Limit Category Codes.
NOTE: Merchant Category Codes that are no longer active (and are not to be used for original Presentments) appear for reference only in the numerical listing.
Table 5-1 Merchant Types, Listed in Numerical Order by MCC
MCC Floor Limit Merchant Type Required Abbreviation Category Code
0742 I Veterinary Services 0763 I Agricultural Co-operatives 0780 I Landscaping and Horticultural Services 1520 I General Contractors—Residential and Commercial 1711 I Heating, Plumbing and Air Conditioning Contractors 1731 I Electrical Contractors 1740 I Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors 1750 I Carpentry Contractors 1761 I Roofing, Siding and Sheet Metal Work Contractors 1771 I Concrete Work Contractors 1799 I Special Trade Contractors—Not Elsewhere Classified 2741 I Miscellaneous Publishing and Printing Services 2791 I Typesetting, Platemaking and Related Services 2842 I Speciality Cleaning, Polishing and Sanitation Preparations 3000 A UNITED AIRLINES UNITED AIR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 191 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3001 A AMERICAN AIRLINES AMERICAN AIR 3002 A PAN AMERICAN PAN AM AIR 3003 A EUROFLY AIRLINES EUROFLY AIR 3004 A DRAGON AIRLINES DRAGON AIR 3005 A BRITISH AIRWAYS BRITISH AWYS 3006 A JAPAN AIRLINES JAL AIRLINE 3007 A AIR FRANCE AIR FRANCE 3008 A LUFTHANSA LUFTHANSA 3009 A AIR CANADA AIR CANADA 3010 A KLM (ROYAL DUTCH AIRLINES) KLM AIRLINE 3011 A AEROFLOT AEROFLOT 3012 A QANTAS QANTAS AIR 3013 A ALITALIA ALITALIA 3014 A SAUDI ARABIAN AIRLINES SAUDIA AIR 3015 A SWISS INTERNATIONAL AIRLINES SWISSINTAIR 3016 A SAS SAS 3017 A SOUTH AFRICAN AIRWAYS SAA AIRWAYS 3018 A VARIG (BRAZIL) VARIG 3020 A AIR-INDIA AIR-INDIA 3021 A AIR ALGERIE AIR ALGERIE 3022 A PHILIPPINE AIRLINES PHILIPP AIR 3023 A MEXICANA MEXICANA 3024 A PAKISTAN INTERNATIONAL PAKISTAN AIR 3025 A AIR NEW ZEALAND AIR NZ 3026 A EMIRATES AIRLINES EMIRATES 3027 A UTA/INTERAIR UTA AIRLINE 3028 A AIR MALTA AIR MALTA 3029 A SN BRUSSELS AIRLINES SNBRSSLSAIR 3030 A AEROLINEAS ARGENTINAS AERO ARGENT 3031 A OLYMPIC AIRWAYS OLYMPIC AIR 3032 A EL AL EL AL 3033 A ANSETT AIRLINES ANSETT AIR 3034 A ETIHAD AIRWAYS ETIHADAIR 3035 A TAP (PORTUGAL) TAP AIR 3036 A VASP (BRAZIL) VASP AIRLINE 3037 A EGYPTAIR EGYPTAIR 3038 A KUWAIT AIRWAYS KUWAIT AIR
192 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3039 A AVIANCA1 AVIANCA 3040 A GULF AIR (BAHRAIN) GULF AIR 3041 A BALKAN-BULGARIAN AIRLINES BALKAN AIR 3042 A FINNAIR FINNAIR 3043 A AER LINGUS AER LINGUS 3044 A AIR LANKA AIR LANKA 3045 A NIGERIA AIRWAYS NIGERIA AIR 3046 A CRUZEIRO DO SUL (BRAZIL) CRUZEIRO AIR 3047 A THY (TURKEY) THY AIRLINE 3048 A ROYAL AIR MAROC AIR MAROC 3049 A TUNIS AIR TUNIS AIR 3050 A ICELANDAIR ICELANDAIR 3051 A AUSTRIAN AIRLINES AUSTRIAN AIR 3052 A LANCHILE, renamed LAN AIRLINES LANCHILE, renamed LAN AIR 3052 A LAN AIRLINES (formerly LANCHILE) LAN AIR 3053 A AVIACO (SPAIN) AVIACO AIR 3054 A LADECO (CHILE) LADECO AIR 3055 A LAB (BOLIVIA) LAB AIR 3056 A JET AIR JET AIR 3057 A VIRGIN AMERICA VIR AMER 3058 A DELTA DELTA AIR 3059 A DBA AIRLINES DBA AIRLINES 3060 A NORTHWEST NWA AIR 3061 A CONTINENTAL CONTINENTAL 3062 A HAPAG-LLOYD EXPRESS AIRLINES HLX AIR 3063 A U.S. AIRWAYS USAIRWAYS 3064 A ADRIA AIRWAYS ADRIA AIR 3065 A AIRINTER AIRINTER 3066 A SOUTHWEST SOUTHWESTAIR 3067 A VANGUARD AIRLINES VANGUARD AIR 3068 A AIR ASTANA AIR ASTANA 3069 A SUN COUNTRY AIRLINES SUNCTRY 3071 A AIR BRITISH COLUMBIA AIR BC 3072 A CEBU PACIFIC AIRLINES CEBU_PAC 3075 A SINGAPORE AIRLINES SINGAPOREAIR 3076 A AEROMEXICO AEROMEXICO 3077 A THAI AIRWAYS THAI AIRWAYS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 193 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3078 A CHINA AIRLINES CHINA AIRLINE 3079 A JETSTAR AIRWAYS JETSTAR AIR 3082 A KOREAN AIRLINES KOREAN AIR 3083 A AIR AFRIQUE AIR AFRIQUE 3084 A EVA AIRWAYS CORPORATION EVA AIR 3085 A MIDWEST EXPRESS AIRLINES MIDWEST EXP 3086 A CARNIVAL AIRLINES CARNIVAL AIR 3087 A METRO AIRLINES METRO AIR 3088 A CROATIA AIRLINES CROATIA AIR 3089 A TRANSAERO TRANSAERO 3090 A UNI AIRWAYS CORPORATION UNIAIR 3094 A ZAMBIA AIRWAYS ZAMBIA AIR 3096 A AIR ZIMBABWE AIR ZIMBABWE 3097 A SPANAIR SPANAIR 3098 A ASIANA AIRLINES ASIANA AIR 3099 A CATHAY PACIFIC CATHAYPACAIR 3100 A MALAYSIAN AIRLINE SYSTEM MALAY AIR 3102 A IBERIA IBERIA 3103 A GARUDA (INDONESIA) GARUDA AIR 3106 A BRAATHENS S.A.F.E. (NORWAY) BRAATHENS 3110 A WINGS AIRWAYS WINGS AIR 3111 A BRITISH MIDLAND BRIT MIDLAND 3112 A WINDWARD ISLAND WINDWRDISAIR 3115 A TOWER AIR TOWERAIR 3117 A VIASA VIASA 3118 A VALLEY AIRLINES VALLEY AIR 3125 A TAN TAN AIR 3126 A TALAIR TALAIR 3127 A TACA INTERNATIONAL TACA AIR 3129 A SURINAM AIRWAYS SURINAM AIR 3130 A SUN WORLD INTERNATIONAL SUNWORLD AIR 3131 A VLM AIRLINES VLM AIR 3132 A FRONTIER AIRLINES FRONTIER AIR 3133 A SUNBELT AIRLINES SUNBELT AIR 3135 A SUDAN AIRWAYS SUDAN AIR 3136 A QATAR AIRWAYS QATAR AIR 3137 A SINGLETON SINGLETONAIR
194 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3138 A SIMMONS AIRLINES SIMMONS AIR 3143 A SCENIC AIRLINES SCENIC AIR 3144 A VIRGIN ATLANTIC VIRGINATLAIR 3145 A SAN JUAN AIRLINES SAN JUAN AIR 3146 A LUXAIR LUXAIR 3148 A AIR LITTORAL S.A. AIRLITTORAL 3151 A AIR ZAIRE AIR ZAIRE 3154 A PRINCEVILLE PRINCVLLEAIR 3156 A GO FLY LTD GOFLY 3159 A PBA PBA AIRLINE 3161 A ALL NIPPON AIRWAYS A.N.A. AIR 3164 A NORONTAIR NORONTAIR 3165 A NEW YORK HELICOPTER NY HELI 3167 A AEROCONTINENTE AEROCONTINEN 3170 A MOUNT COOK MT COOK AIR 3171 A CANADIAN AIRLINES INTERNATIONAL CANADIAN AIR 3172 A NATIONAIR NATIONAIR 3174 A JETBLUE AIRWAYS JETBLUE 3175 A MIDDLE EAST AIR MIDEAST AIR 3176 A METROFLIGHT AIRLINES METROFLT AIR 3177 A AIRTRAN AIRWAYS AIRTRANAIR 3178 A MESA AIR MESA AIR 3180 A WESTJET AIRLINES WESTJETAIR 3181 A MALEV MALEV AIR 3182 A LOT (POLAND) LOT AIR 3183 A OMAN AVIATION SERVICES OMANAIR 3184 A LIAT LIAT AIRLINE 3185 A LAV (VENEZUELA) LAV AIR 3186 A LAP (PARAGUAY) LAP AIR 3187 A LACSA (COSTA RICA) LACSA AIR 3188 A VIRGIN EXPRESS VIRGINEXPAIR 3190 A JUGOSLAV AIR JUGOSLAV AIR 3191 A ISLAND AIRLINES ISLAND AIR 3193 A INDIAN AIRLINES INDIAN AIR 3196 A HAWAIIAN AIR HAWAIIAN AIR 3197 A HAVASU AIRLINES HAVASU AIR 3200 A GUYANA AIRWAYS GUYANA AIR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 195 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3203 A GOLDEN PACIFIC AIR GOLDPAC AIR 3204 A FREEDOM AIR FREEDOM AIR 3206 A CHINA EASTERN AIRLINES CHINEASTAIR 3211 A NORWEGIAN AIR SHUTTLE NORWEGIANAIR 3212 A DOMINICANA DOMINICANA 3213 A MALMO AVIATION MALMO AIR 3215 A DAN AIR SERVICES DAN AIR 3216 A CUMBERLAND AIRLINES CUMBERLNDAIR 3217 A CSA CSA AIRLINE 3218 A CROWN AIR CROWN AIR 3219 A COPA COPA AIR 3220 A COMPANIA FAUCETT COMP FAU AIR 3221 A TRANSPORTES AEROS MILITARES TAME AIRLINE ECUATORIANOS 3222 A COMMAND AIRWAYS COMMAND AIR 3223 A COMAIR COMAIR 3226 A SKYWAYS SKYWAYS AIR 3228 A CAYMAN AIRWAYS CAYMANAIR 3229 A SAETA SOCIAEDAD ECUATORIANOS DE SAETA AIR TRANSPORTES AEREOS 3231 A SAHSA SERVICIO AEREO DE SAHSA AIR HONDURAS 3233 A CAPITOL AIR CAPITOL AIR 3234 A BWIA renamed BWIA AIRLINE renamed CARIBBEAN AIRLINES CARIBBEAN AIR 3235 A BROCKWAY AIR BROCKWAY AIR 3236 A AIR ARABIA AIR ARABIA 3238 A BEMIDJI AIRLINES BEMIDJI AIR 3239 A BAR HARBOR AIRLINES BARHARBORAIR 3240 A BAHAMASAIR BAHAMASAIR 3241 A AVIATECA (GUATEMALA) AVIATECA AIR 3242 A AVENSA AVENSA AIR 3243 A AUSTRIAN AIR SERVICE AUST AIRSERV 3245 A EASYJET EASYJET AIR 3246 A RYANAIR RYANAIR 3247 A GOL AIRLINES GOL AIR 3248 A TAM AIRLINES TAM AIR 3251 A ALOHA AIRLINES ALOHA AIR
196 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3252 A ALM ALM AIRLINE 3254 A U.S. AIR SHUTTLE USAIRSHUTL 3256 A ALASKA AIRLINES ALASKA AIR 3259 A AMERICAN TRANS AIR ATA AIR 3260 A SPIRIT AIRLINES SPIRIT AIR 3261 A AIR CHINA AIR CHINA 3262 A RENO AIR, INC. RENO AIR 3263 A AERO SERVICO CARABOBO ASC AIRLINE 3266 A AIR SEYCHELLES AIR SEYCH 3267 A AIR PANAMA AIR PANAMA 3280 A AIR JAMAICA AIR JAMAICA 3282 A AIR DJIBOUTI AIR DJIBOUTI 3284 A AERO VIRGIN ISLANDS AERVIRGINIS 3285 A AEROPERU AEROPERU 3286 A AEROLINEAS NICARAGUENSIS AERONICARAG 3287 A AERO COACH AVIATION AEROCOACH AV 3292 A CYPRUS AIRWAYS CYPRUS AIR 3293 A ECUATORIANA ECUATORIANA 3294 A ETHIOPIAN AIRLINES ETHIOPIAN AIR 3295 A KENYA AIRWAYS KENYA AIR 3296 A AIR BERLIN AIR BERLIN 3297 A TAROM ROMANIAN AIR TRANSPORT TAROM AIR 3298 A AIR MAURITIUS AIRMAURITIUS 3299 A WIDEROE'S FLYVESELSKAP WIDEROES 3300 A AZUL AIR AZUL AIR 3351 C AFFILIATED AUTO RENTAL 3352 C AMERICAN INTL RENT-A-CAR 3353 C BROOKS RENT-A-CAR 3354 C ACTION AUTO RENTAL 3355 C SIXT CAR RENTAL 3357 C HERTZ 3359 C PAYLESS CAR RENTAL 3360 C SNAPPY CAR RENTAL 3361 C AIRWAYS RENT-A-CAR 3362 C ALTRA AUTO RENTAL 3364 C AGENCY RENT-A-CAR 3366 C BUDGET RENT-A-CAR
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 197 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3368 C HOLIDAY RENT-A-CAR 3370 C RENT-A-WRECK 3374 C ACCENT RENT-A-CAR 3376 C AJAX RENT-A-CAR 3380 C TRIANGLE RENT-A-CAR 3381 C EUROP CAR 3385 C TROPICAL RENT-A-CAR 3386 C SHOWCASE RENTAL CARS 3387 C ALAMO RENT-A-CAR 3388 C MERCHANTS RENT-A-CAR 3389 C AVIS RENT-A-CAR 3390 C DOLLAR RENT-A-CAR 3391 C EUROPE BY CAR 3393 C NATIONAL CAR RENTAL 3394 C KEMWELL GROUP RENT-A-CAR 3395 C THRIFTY CAR RENTAL 3396 C TILDEN RENT-A-CAR 3398 C ECONO-CAR RENT-A-CAR 3400 C AUTO HOST CAR RENTALS 3405 C ENTERPRISE RENT-A-CAR 3409 C GENERAL RENT-A-CAR 3412 C A-1 RENT-A-CAR 3414 C GODFREY NATL RENT-A-CAR 3420 C ANSA INTL RENT-A-CAR 3421 C ALLSTATE RENT-A-CAR 3423 C AVCAR RENT-A-CAR 3425 C AUTOMATE RENT-A-CAR 3427 C AVON RENT-A-CAR 3428 C CAREY RENT-A-CAR 3429 C INSURANCE RENT-A-CAR 3430 C MAJOR RENT-A-CAR 3431 C REPLACEMENT RENT-A-CAR 3432 C RESERVE RENT-A-CAR 3433 C UGLY DUCKLING RENT-A-CAR 3434 C USA RENT-A-CAR 3435 C VALUE RENT-A-CAR 3436 C AUTOHANSA RENT-A-CAR
198 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3437 C CITE RENT-A-CAR 3438 C INTERENT RENT-A-CAR 3439 C MILLEVILLE RENT-A-CAR 3441 C ADVANTAGE RENT-A-CAR 3501 D HOLIDAY INN EXPRESS 3501 D HOLIDAY INNS 3502 D BEST WESTERN HOTELS 3503 D SHERATON 3504 D HILTON HOTELS 3505 D FORTE HOTELS 3506 D GOLDEN TULIP HOTELS 3507 D FRIENDSHIP INNS 3508 D QUALITY INNS 3508 D QUALITY SUITES 3509 D MARRIOTT 3510 D DAYS INNS 3510 D DAYSTOP 3511 D ARABELLA HOTELS 3512 D INTER-CONTINENTAL HOTELS 3513 D WESTIN 3514 D AMERISUITES 3515 D RODEWAY INNS 3516 D LA QUINTA MOTOR INNS 3517 D AMERICANA HOTELS 3518 D SOL HOTELS 3519 D PULLMAN INTERNATIONAL HOTELS 3520 D MERIDIEN HOTELS 3521 D ROYAL LAHAINA RESORTS 3522 D TOKYO HOTEL 3523 D PENINSULA HOTEL 3524 D WELCOMGROUP HOTELS 3525 D DUNFEY HOTELS 3526 D PRINCE HOTELS 3527 D DOWNTOWNER-PASSPORT HOTEL 3528 D RED LION HOTELS 3528 D RED LION INNS 3528 D THUNDERBIRD HOTELS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 199 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3529 D CP HOTELS 3530 D RENAISSANCE HOTELS 3531 D KAUAI COCONUT BEACH RESORT 3532 D ROYAL KONA RESORT 3533 D HOTEL IBIS 3534 D SOUTHERN PACIFIC HOTELS 3535 D HILTON INTERNATIONALS 3536 D AMFAC HOTELS 3537 D ANA HOTEL 3538 D CONCORDE HOTELS 3539 D SUMMERFIELDS SUITES HOTELS 3540 D IBEROTEL HOTELS 3541 D HOTEL OKURA 3542 D ROYAL HOTELS 3543 D FOUR SEASONS HOTELS 3544 D CIGA HOTELS 3545 D SHANGRI-LA INTERNATIONAL 3546 D HOTEL SIERRA 3548 D HOTELES MELIA 3549 D AUBERGE DES GOVERNEURS 3550 D REGAL 8 INNS 3551 D MIRAGE HOTEL AND CASINO 3552 D COAST HOTELS 3553 D PARK INNS INTERNATIONAL 3554 D PINEHURST RESORT 3555 D TREASURE ISLAND HOTEL AND CASINO 3556 D BARTON CREEK RESORT 3557 D MANHATTAN EAST SUITE HOTEL 3558 D JOLLY HOTELS 3559 D CANDLEWOOD SUITES 3560 D ALADDIN RESORT AND CASINO 3561 D GOLDEN NUGGET 3562 D COMFORT INNS 3563 D JOURNEY'S END MOTELS 3564 D SAM'S TOWN HOTEL AND CASINO 3565 D RELAX INNS 3566 D GARDEN PLACE HOTEL
200 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3567 D SOHO GRAND HOTEL 3568 D LADBROKE HOTELS 3569 D TRIBECA GRAND HOTEL 3570 D FORUM HOTELS 3571 D GRAND WAILEA RESORT 3572 D MIYAKO HOTELS 3573 D SANDMAN HOTELS 3574 D VENTURE INNS 3575 D VAGABOND HOTELS 3576 D LA QUINTA RESORT 3577 D MANDARIN ORIENTAL HOTEL 3578 D FRANKENMUTH BAVARIAN 3579 D HOTEL MERCURE 3580 D HOTEL DEL CORONADO 3581 D DELTA HOTEL 3582 D CALIFORNIA HOTEL AND CASINO 3583 D RADISSON BLU 3584 D PRINCESS HOTELS INTERNATIONAL 3585 D HUNGAR HOTELS 3586 D SOKOS HOTELS 3587 D DORAL HOTELS 3588 D HELMSLEY HOTELS 3589 D DORAL GOLF RESORT 3590 D FAIRMONT HOTELS 3591 D SONESTA HOTELS 3592 D OMNI HOTELS 3593 D CUNARD HOTELS 3594 D ARIZONA BILTMORE 3595 D HOSPITALITY INTERNATIONAL 3596 D WYNN LAS VEGAS 3597 D RIVERSIDE RESORT HOTEL AND CASINO 3598 D REGENT INTERNATIONAL HOTELS 3599 D PANNONIA HOTELS 3603 D NOAH'S HOTELS 3608 D GAYLORD OPRYLAND 3609 D GAYLORD PALMS 3612 D MOEVENPICK HOTELS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 201 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3613 D MICROTEL INNS & SUITES 3614 D AMERICINN 3615 D TRAVELODGE 3617 D AMERICA'S BEST VALUE INN 3618 D GREAT WOLF 3619 D ALOFT 3620 D BINION'S HORSESHOE CLUB 3621 D EXTENDED STAY 3622 D MERLIN HOTELS 3623 D DORINT HOTELS 3624 D LADY LUCK HOTEL AND CASINO 3625 D HOTEL UNIVERSALE 3626 D STUDIO PLUS 3627 D EXTENDED STAY AMERICA 3628 D EXCALIBUR HOTEL AND CASINO 3629 D DAN HOTELS 3630 D EXTENDED STAY DELUXE 3631 D SLEEP INN 3632 D THE PHOENICIAN 3633 D RANK HOTELS 3634 D SWISSOTEL 3635 D RESO HOTELS 3636 D SAROVA HOTELS 3637 D RAMADA INNS 3638 D HO JO INN 3638 D HOWARD JOHNSON 3639 D MOUNT CHARLOTTE THISTLE 3640 D HYATT HOTELS 3641 D SOFITEL HOTELS 3642 D NOVOTEL HOTELS 3643 D STEIGENBERGER HOTELS 3644 D ECONO LODGES 3645 D QUEENS MOAT HOUSES 3646 D SWALLOW HOTELS 3647 D HUSA HOTELS 3648 D DE VERE HOTELS 3649 D RADISSON HOTELS
202 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3650 D RED ROOF INNS 3651 D IMPERIAL LONDON HOTEL 3652 D EMBASSY HOTELS 3653 D PENTA HOTELS 3654 D LOEWS HOTELS 3655 D SCANDIC HOTELS 3656 D SARA HOTELS 3657 D OBEROI HOTELS 3658 D OTANI HOTELS, renamed NEW OTANI HOTELS 3658 D NEW OTANI HOTELS 3659 D TAJ HOTELS INTERNATIONAL 3660 D KNIGHTS INNS 3661 D METROPOLE HOTELS 3662 D CIRCUS CIRCUS HOTEL AND CASINO 3663 D HOTELES EL PRESIDENTE 3664 D FLAG INN 3665 D HAMPTON INNS 3666 D STAKIS HOTELS 3667 D LUXOR HOTEL AND CASINO 3668 D MARITIM HOTELS 3669 D ELDORADO HOTEL AND CASINO 3670 D ARCADE HOTELS 3671 D ARCTIA HOTELS 3672 D CAMPANILE HOTELS 3673 D IBUSZ HOTELS 3674 D RANTASIPI HOTELS 3675 D INTERHOTEL CEDOK 3676 D MONTE CARLO HOTEL AND CASINO 3677 D CLIMAT DE FRANCE HOTELS 3678 D CUMULUS HOTELS 3679 D SILVER LEGACY HOTEL AND CASINO 3680 D HOTEIS OTHAN 3681 D ADAMS MARK HOTELS 3682 D SAJARA HOTEL AND CASINO 3683 D BRADBURY SUITES 3684 D BUDGET HOST INNS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 203 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3685 D BUDGETEL INNS 3686 D SUSSE CHALET 3687 D CLARION HOTELS 3688 D COMPRI HOTELS 3689 D CONSORT HOTELS 3690 D COURTYARD BY MARRIOTT 3691 D DILLON INNS 3692 D (Includes GUEST QUARTERS) 3693 D DRURY INNS 3694 D ECONOMY INNS OF AMERICA 3695 D EMBASSY SUITES 3696 D EXEL INNS 3697 D FAIRFIELD HOTELS 3698 D HARLEY HOTELS 3699 D MIDWAY MOTOR LODGE 3700 D MOTEL 6 3701 D LA MANSION DEL RIO 3702 D THE REGISTRY HOTELS 3703 D RESIDENCE INNS 3704 D ROYCE HOTELS 3705 D SANDMAN INNS 3706 D SHILO INNS 3707 D SHONEY'S INNS 3708 D VIRGIN RIVER HOTEL AND CASINO 3709 D SUPER 8 MOTELS 3710 D THE RITZ-CARLTON 3711 D FLAG INNS (AUSTRALIA) 3712 D BUFFALO BILL'S HOTEL AND CASINO 3713 D QUALITY PACIFIC HOTEL 3714 D FOUR SEASONS HOTEL (AUSTRALIA) 3715 D FAIRFIELD INN 3716 D CARLTON HOTELS 3717 D CITY LODGE HOTELS 3718 D KAROS HOTELS 3719 D PROTEA HOTELS 3720 D SOUTHERN SUN HOTELS 3721 D HILTON CONRAD
204 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3722 D WYNDHAM 3723 D RICA HOTELS 3724 D INTER NOR HOTELS 3725 D SEA PINES RESORT 3726 D RIO SUITES 3727 D BROADMOOR HOTEL 3728 D BALLY'S HOTEL AND CASINO 3729 D JOHN ASCUAGA'S NUGGET 3730 D MGM GRAND HOTEL 3731 D HARRAH'S HOTELS AND CASINOS 3732 D OPRYLAND HOTEL 3734 D HARVEY/BRISTOL RESORTS 3735 D MASTERS ECONOMY INNS 3736 D COLORADO BELLE/ EDGEWATER RESORT 3737 D RIVIERA HOTEL AND CASINO 3738 D TROPICANA RESORT & CASINO 3739 D WOODSIDE HOTELS & RESORTS 3740 D TOWNEPLACE SUITES 3741 D MILLENNIUM HOTELS 3742 D CLUB MED 3743 D BILTMORE HOTELS & SUITES 3744 D CAREFREE RESORTS 3745 D ST. REGIS HOTEL 3746 D THE ELIOT HOTEL 3747 D CLUBCORP/CLUBRESORTS 3748 D WELLESLEY INNS 3749 D THE BEVERLY HILLS HOTEL 3750 D CROWNE PLAZA HOTELS 3751 D HOMEWOOD SUITES 3752 D PEABODY HOTELS 3753 D GREENBRIAR RESORTS 3754 D AMELIA ISLAND PLANTATION 3755 D THE HOMESTEAD 3757 D CANYON RANCH 3758 D KAHALA MANDARIN ORIENTAL HOTEL 3759 D THE ORCHID AT MAUNA LANI
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 205 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3760 D HALEKULANI HOTEL/WAIKIKI PARC 3761 D PRIMADONNA HOTEL AND CASINO 3762 D WHISKEY PETE'S HOTEL AND CASINO 3763 D CHATEAU ELAN WINERY AND RESORT 3764 D BEAU RIVAGE HOTEL AND CASINO 3765 D BELLAGIO 3766 D FREMONT HOTEL AND CASINO 3767 D MAIN STREET STATION HOTEL AND CASINO 3768 D SILVER STAR HOTEL AND CASINO 3769 D STRATOSPHERE HOTEL AND CASINO 3770 D SPRINGHILL SUITES 3771 D CAESAR'S HOTEL AND CASINO 3772 D NEMACOLIN WOODLANDS 3773 D THE VENETIAN RESORT HOTEL CASINO 3774 D NEW YORK-NEW YORK HOTEL + CASINO 3775 D SAND'S RESORT 3776 D NEVELE GRAND RESORT AND COUNTRY CLUB 3777 D MANDALAY BAY RESORT 3778 D FOUR POINTS HOTELS 3779 D W HOTELS 3780 D DISNEY RESORTS 3781 D PATRICIA GRAND RESORT HOTELS 3782 D ROSEN HOTELS AND RESORTS 3783 D TOWN AND COUNTRY RESORT & CONVENTION CENTER 3784 D FIRST HOSPITALITY HOTELS 3785 D OUTRIGGER HOTELS AND RESORTS 3786 D OHANA HOTELS OF HAWAII 3787 D CARIBE ROYAL RESORTS 3788 D ALA MOANA HOTEL 3789 D SMUGGLER'S NOTCH RESORT 3790 D RAFFLES HOTELS 3791 D STAYBRIDGE SUITES 3792 D CLARIDGE CASINO HOTEL 3793 D FLAMINGO HOTELS
206 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
3794 D GRAND CASINO HOTELS 3795 D PARIS LAS VEGAS HOTEL 3796 D PEPPERMILL HOTEL CASINO 3797 D ATLANTIC CITY HILTON RESORTS 3798 D EMBASSY VACATION RESORT 3799 D HALE KOA HOTEL 3800 D HOMESTEAD SUITES 3801 D WILDERNESS HOTEL & RESORT 3807 D ELEMENT 3808 D LXR 3811 D PREMIER INN 3812 D HYATT PLACE 3813 D HOTEL INDIGO 3814 D THE ROOSEVELT HOTEL NY 3815 D NICKELODEON FAMILY SUITES BY HOLIDAY INN 3816 D HOME2SUITES 3818 D MAINSTAY SUITES 3819 D OXFORD SUITES 3820 D JUMEIRAH ESSEX HOUSE 3821 D CARIBE ROYALE 3823 D GRAND SIERRA RESORT 3824 D ARIA 3825 D VDARA 3826 D AUTOGRAPH 3827 D GALT HOUSE 3828 D COSMOPOLITAN OF LAS VEGAS 3829 D COUNTRY INN BY CARLSON 3830 D PARK PLAZA HOTEL 3831 D WALDORF 4011 B Railroads 4111 I Local and Suburban Commuter Passenger Transportation, including Ferries 4112 B Passenger Railways 4119 I Ambulance Services 4121 I Taxicabs and Limousines 4131 I Bus Lines
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 207 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
4214 I Motor Freight Carriers and Trucking— Local and Long Distance, Moving and Storage Companies and Local Delivery 4215 I Courier Services—Air or Ground and Freight Forwarders 4225 I Public Warehousing—Farm Products, Refrigerated Goods, Household Goods and Storage 4411 I Steamship Lines and Cruise Lines 4457 I Boat Rentals and Leasing 4457 I Rentals—Boats 4468 I Marinas, Marine Service and Supplies 4511 A Airlines and Air Carriers 4582 I Airports, Flying Fields and Airport Te r mina ls 4722 H Travel Agencies and Tour Operators 4723 H Package Tour Operators (Germany Only) 4784 I Toll and Bridge Fees 4789 I Transportation Services—Not Elsewhere Classified 4812 I Telecommunications Equipment and Telephone Sales 4814 I Telecommunication Services, Including Local and Long Distance Calls, Credit Card Calls, Calls through Use of Magnetic Stripe-Reading Telephones and Fax Services 4816 I Computer Network/Information Services 4821 I Telegraph Services 4829 O Wire Transfer Money Orders 4899 I Cable and Other Pay Television Services 4900 I Utilities—Electric, Gas, Water and Sanitary 5013 I Motor Vehicle Supplies and New Parts 5021 I Office and Commercial Furniture 5039 I Construction Materials, Not Elsewhere Classified 5044 I Office, Photographic, Photocopy and Microfilm Equipment 5045 I Computers, Computer Peripheral Equipment and Software
208 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
5046 I Commercial Equipment, Not Elsewhere Classified 5047 I Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies 5051 I Metal Service Centres and Offices 5065 I Electrical Parts and Equipment 5072 I Hardware Equipment and Supplies 5074 I Plumbing and Heating Equipment and Supplies 5085 I Industrial Supplies, Not Elsewhere Classified 5094 I Precious Stones and Metals, Watches and Jewellery 5099 I Durable Goods, Not Elsewhere Classified 5111 I Stationery, Office Supplies and Printing and Writing Paper 5122 I Drugs, Drug Proprietaries and Druggists’ Sundries 5131 I Piece Goods, Notions and Other Dry Goods 5137 I Men’s, Women’s and Children’s Uniforms and Commercial Clothing 5139 I Commercial Footwear 5169 I Chemicals and Allied Products, Not Elsewhere Classified 5172 I Petroleum and Petroleum Products 5192 I Books, Periodicals and Newspapers 5193 I Florists’ Supplies, Nursery Stock and Flowers 5198 I Paints, Varnishes and Supplies 5199 I Nondurable Goods, Not Elsewhere Classified 5200 I Home Supply Warehouse Stores 5211 I Lumber and Building Materials Stores 5231 I Glass, Paint and Wallpaper Stores 5251 I Hardware Stores 5261 I Nurseries and Lawn and Garden Supply Stores 5271 I Mobile Home Dealers 5300 I Wholesale Clubs 5309 I Duty Free Stores
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 209 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
5310 I Discount Stores 5311 I Department Stores 5331 I Variety Stores 5399 I Miscellaneous General Merchandise 5411 I Grocery Stores and Supermarkets 5422 I Freezer and Locker Meat Provisioners 5422 I Meat Provisioners—Freezer and Locker 5441 I Candy, Nut and Confectionery Stores 5451 I Dairy Products Stores 5462 I Bakeries 5499 I Miscellaneous Food Stores—Convenience Stores and Speciality Markets 5511 I Car and Truck Dealers (New and Used)— Sales, Service, Repairs, Parts and Leasing 5521 I Car and Truck Dealers (Used Only)— Sales, Service, Repairs, Parts and Leasing 5532 I Automotive Tyre Stores 5533 I Automotive Parts and Accessories Stores 5541 I Service Stations (with or without ancillary services) 5542 I Automated Fuel Dispensers 5551 I Boat Dealers 5561 I Camper, Recreational and Utility Trailer Dealers 5571 I Motorcycle Shops and Dealers 5592 I Motor Home Dealers 5598 I Snowmobile Dealers 5599 I Miscellaneous Automotive, Aircraft and Farm Equipment Dealers—Not Elsewhere Classified 5611 I Men’s and Boys’ Clothing and Accessories Stores 5621 I Women’s Ready-To-Wear Stores 5631 I Women’s Accessory and Speciality Shops 5641 I Children’s and Infants’ Wear Stores 5651 I Clothing—Family 5651 I Family Clothing Stores 5655 I Sports and Riding Apparel Stores 5661 I Shoe Stores
210 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
5681 I Furriers and Fur Shops 5691 I Men’s and Women’s Clothing Stores 5697 I Tailors, Seamstresses, Mending and Alterations 5698 I Wig and Toupee Stores 5699 I Miscellaneous Apparel and Accessory Stores 5712 I Furniture, Home Furnishings and Equipment Stores, Except Appliances 5713 I Floor Covering Stores 5714 I Drapery, Window Covering and Upholstery Stores 5718 I Fireplaces, Fireplace Screens and Accessories Stores 5719 I Miscellaneous Home Furnishing Speciality Stores 5722 I Appliance Stores (Not Elsewhere Classified) 5722 I Household Appliance Stores 5732 I Electronic Stores 5733 I Music Stores—Musical Instruments, Pianos and Sheet Music 5734 I Computer Software Stores 5735 I Record Stores 5811 I Caterers 5812 F Eating Places and Restaurants 5813 I Drinking Places (Alcoholic Beverages)— Bars, Taverns, Nightclubs, Cocktail Lounges and Discotheques 5814 F Fast Food Restaurants 5912 I Drug Stores and Pharmacies 5921 I Package Stores—Beer, Wine and Liquor 5931 I Used Merchandise and Secondhand Stores 5932 I Antique Shops—Sales, Repairs and Restoration Services 5933 I Pawn Shops 5935 I Wrecking and Salvage Yards 5937 I Antique Reproductions 5940 I Bicycle Shops—Sales and Service 5941 I Sporting Goods Stores
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 211 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
5942 I Book Stores 5943 I School, Stationery and Office Supply Stores 5944 I Jewellery, Watch, Clock and Silverware Stores 5945 I Hobby, Toy and Game Stores 5946 I Camera and Photographic Supply Stores 5947 I Gift, Card, Novelty and Souvenir Stores 5948 I Luggage and Leather Goods Stores 5949 I Sewing, Needlework, Fabric and Piece Goods Stores 5950 I Glassware and Crystal Stores 5960 J Direct Marketing—Insurance Services 5962 J Direct Marketing—Travel Related Arrangement Services 5963 I Door-to-Door Sales 5964 J Direct Marketing—Catalogue Merchants 5965 J Direct Marketing—Combination Catalogue and Retail Merchants 5966 J Direct Marketing—Outbound Telemarketing Merchants 5967 J Direct Marketing—Inbound Telemarketing Merchants 5967 I Inbound Teleservices Merchants 5968 J Direct Marketing— Continuity/Subscription Merchants 5969 J Direct Marketing/Direct Marketers—Not Elsewhere Classified 5970 I Artist Supply and Craft Stores 5971 I Art Dealers and Galleries 5972 I Stamp and Coin Stores 5973 I Religious Goods Stores 5975 I Hearing Aids—Sales, Service and Supplies 5976 I Orthopaedic Goods and Prosthetic Devices 5977 I Cosmetic Stores 5978 I Typewriter Stores—Sales, Service and Rentals 5983 I Fuel Dealers—Fuel Oil, Wood, Coal and Liquefied Petroleum 5992 I Florists
212 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
5993 I Cigar Stores and Stands 5994 I News Dealers and Newsstands 5995 I Pet Shops, Pet Foods and Supplies 5996 I Swimming Pools—Sales, Supplies and Service 5997 I Electric Razor Stores—Sales and Service 5998 I Tent and Awning Shops 5999 I Miscellaneous and Speciality Retail Stores 6010 L Financial Institutions—Manual Cash Disbursements 6011 L Financial Institutions—Automated Cash Disbursements 6012 I Financial Institutions—Merchandise and Services 6051 O Non-Financial Institutions—Foreign Currency, Money Orders (not wire transfer) and Travelers’ Cheques 6211 I Security Brokers and Dealers 6300 I Insurance Sales, Underwriting and Premiums 6513 I Real Estate Agents and Managers— Rentals 6540 O Non-Financial Institutions—Stored Value Card Purchase/Load 7011 D Lodging—Hotels, Motels and Resorts 7012 I Time-shares 7032 I Sporting and Recreational Camps 7033 I Trailer Parks and Campgrounds 7210 I Laundry, Cleaning and Garment Services 7211 I Laundry Services—Family and Commercial 7216 I Dry Cleaners 7217 I Carpet and Upholstery Cleaning 7221 I Photographic Studios 7230 I Beauty and Barber Shops 7251 I Hat Cleaning Shops 7251 I Shoe Repair Shops, Shoe Shine Parlours and Hat Cleaning Shops 7261 I Funeral Services and Crematoriums 7273 I Dating and Escort Services 7276 I Tax Preparation Services
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 213 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
7277 I Counselling Services—Debt, Marriage, Personal 7278 I Buying and Shopping Services and Clubs 7296 I Clothing Rental—Costumes, Uniforms and Formal Wear 7296 I Formal Wear—Rentals 7297 I Massage Parlours 7298 I Health and Beauty Spas 7299 I Miscellaneous Personal Services—Not Elsewhere Classified 7311 I Advertising Services 7321 I Consumer Credit Reporting Agencies 7333 I Commercial Photography, Art and Graphics 7338 I Quick Copy, Reproduction and Blueprinting Services 7339 I Stenographic and Secretarial Support Services 7342 I Exterminating and Disinfecting Services 7349 I Cleaning and Maintenance, Janitorial Services 7361 I Employment Agencies and Temporary Help Services 7372 I Computer Programming, Data Processing, Integrated Systems and Design Services 7375 I Information Retrieval Services 7379 I Computer Maintenance and Repair Services, Not Elsewhere Classified 7392 I Management Consulting and Public Relations Services 7393 I Detective Agencies, Protective Agencies and Security Services, including Armoured Cars and Guard Dogs 7394 I Equipment, Tool, Furniture and Appliance Rental and Leasing 7395 I Photo finishing Laboratories and Photo Developing 7399 I Business Services, Not Elsewhere Classified 7512 C Automobile Rental Agency 7513 I Truck and Utility Trailer Rentals
214 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
7519 I Motor Home and Recreational Vehicle Rentals 7523 I Parking Lots and Garages - Renamed Parking Lots, Parking Meters and Garages 7531 I Automotive Body Repair Shops 7534 I Tyre Retreading and Repair Shops 7535 I Automotive Paint Shops 7538 I Automotive Service Shops (Non-Dealer) 7542 I Car Washes 7549 I Towing Services 7622 I Electronics Repair Shops 7623 I Air Conditioning Repair Shops 7623 I Refrigeration Repair Shops 7629 I Appliance Repair Shops 7629 I Electrical Repair Shops 7629 I Repair Shops—Electrical and Small Appliances 7631 I Watch, Clock and Jewellery Repair Shops 7641 I Furniture—Re-upholstery, Repair and Refinishing 7692 I Welding Services, 7699 I Miscellaneous Repair Shops and Related Services 7829 I Motion Pictures and Video Tape Production and Distribution 7832 I Motion Picture Theatres 7841 I DVD/Video Tape Rental Stores 7911 I Dance Halls, Studios and Schools 7922 I Theatrical Producers (Except Motion Pictures) and Ticket Agencies 7929 I Bands, Orchestras and Miscellaneous Entertainers, Not Elsewhere Classified 7932 I Billiard and Pool Establishments 7933 I Bowling Alleys 7941 I Commercial Sports, Professional Sports Clubs, Athletic Fields and Sports Promoters 7991 I Tourist Attractions and Exhibits 7992 I Public Golf Courses 7993 I Video Amusement Game Supplies
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 215 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
7994 I Video Game Arcades and Establishments 7995 I Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Tracks 7996 I Amusement Parks, Circuses, Carnivals and Fortune Tellers 7997 I Membership Clubs (Sports, Recreation, Athletic), Country Clubs and Private Golf Courses 7998 I Aquariums, Seaquariums, Dolphinariums 7999 I Recreational Services—Not Elsewhere Classified 8011 I Doctors and Physicians—Not Elsewhere Classified 8021 I Dentists and Orthodontists 8031 I Osteopaths 8041 I Chiropractors 8042 I Optometrists and Ophthalmologists 8043 I Opticians, Optical Goods and Eyeglasses 8049 I Podiatrists and Chiropodists 8050 I Convalescent Homes 8050 I Nursing and Personal Care Facilities 8062 P Hospitals 8071 I Medical and Dental Laboratories 8099 I Medical Services and Health Practitioners, Not Elsewhere Classified 8111 I Legal Services and Attorneys 8211 I Elementary and Secondary Schools 8220 I Colleges, Universities, Professional Schools and Junior Colleges 8241 I Correspondence Schools 8244 I Business and Secretarial Schools 8249 I Trade and Vocational Schools 8299 I Schools and Educational Services—Not Elsewhere Classified 8351 I Child Care Services 8398 I Charitable and Social Service Organisations 8641 I Civic, Social and Fraternal Associations 8651 I Political Organisations
216 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Floor Limit Category Code Listing
Table 5-1 Merchant Types, Listed in Numerical Order by MCC (Continued)
MCC Floor Limit Merchant Type Required Abbreviation Category Code
8661 I Religious Organisations 8675 I Automobile Associations 8699 I Membership Organisations—Not Elsewhere Classified 8699 I Professional Organisations 8734 I Testing Laboratories (Non-Medical) 8911 I Architectural, Engineering and Surveying Services 8931 I Accounting, Auditing and Bookkeeping Services 8999 I Professional Services, Not Elsewhere Classified 9211 I Court Costs, including Alimony and Child Support 9222 I Fines 9223 I Bail and Bond Payments 9311 I Tax Payments 9399 I Government Services—Not Elsewhere Classified 9402 I Postal Services—Government Only 9405 I Intra-Government Purchases— Government Only 9700 I International Automated Referral Service (for Visa use only) 9701 I Visa Credential Server (for Visa use only) 9702 I GCAS Emergency Services (for Visa use only) 9950 I Intra-Company Purchases
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 217 Merchant Data Standards THIS PAGE INTENTIONALLY LEFT BLANK Merchant Data Resources
In this chapter, you’ll find three easy-to-use quick reference tables containing words that are most often abbreviated in the merchant descriptors. The Common Location Abbreviations table offers suggested abbreviations for words found in city names. The abbreviations for city names should only be used if the full city name (including space and other characters) exceeds the 13-character length of the Visa merchant city field. The Common Business Word Abbreviations table provides abbreviations for common words found in merchant names. The abbreviations for merchant names should only be used if the full merchant name (including spaces and other characters) exceeds the 25-character length of the Visa merchant name field. The Country Code Abbreviations table provides abbreviations for countries found in the merchant country field.
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 219 Merchant Data Standards Merchant Data Resources
COMMON LOCATION ABBREVIATIONS Table 6-1 Locations and their commonly used abbreviations:
Word Abbreviation
AIR FORCE BASE AFB BASE EXCHANGE BX BAYOU BYU BEACH BCH BEND BND BLUFF BLF BRIDGE BRG BROOK BRK CAMP CMP CANYON CYN CAPE CPE CENTRE CTR CHURCH CH CITY CTY CLIFF CLFS COLLEGE COLL CORNER COR CREEK CRK CROSSING XING CROSSROADS XRDS DEPOT DPT EAST E ESTATES EST FALLS FLS FIELD FLD FLATS FLT FORT FT GARDEN GDN GROVE GRV HARBOR HBR HEIGHTS HTS HILLS HLS ISLAND IS JUNCTION JCT LAKE LK LANDING LNDG LITTLE LTL
220 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-1 Locations and their commonly used abbreviations:
Word Abbreviation
LODGE LDG MANOR MNR MARINA MAR MILLS MLS MISSION MSN MOUNT MT MOUNTAIN MTN NAVAL AIR STATION NAS NORTH N OAKS OKS PARK PK PARKWAY PKY PINES PNS PLACE PL PLAINS PLNS POINT PNT PORT PRT POST EXCHANGE PX QUARRY QRY RIVER RIV RIDGE RDG SAINT ST SAN SN SHOALS SHLS SHORES SHRS SUMMIT SMT SOUTH S SPRINGS SPGS SQUARE SQ STATION STA TERRACE TER TOWNSHIP TWP UNIVERSITY UNIV VALLEY VLY VILLAGE VLG WEST W WOODS WDS
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 221 Merchant Data Standards Merchant Data Resources
COMMON BUSINESS WORD ABBREVIATIONS Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
ACADEMY ACAD ACCESSORIES ACCES ACCOUNTANT(ING) ACCT ADMINISTRATION ADM ADVANCED ADV ADVERTISING ADV AGENCY AGCY AGENT AGT AGRICULTURAL AGRIC AIR CONDITIONING A/C ALTERNATE ALT ALUMINIUM ALUM AMERICAN AMER AND & ANSWERING ANS APARTMENT APT APPLIANCE APPL ARCHITECTURAL ARCH ASSOCIATION ASSN ATHLETIC ATHL ATTORNEY ATTY AUDIO-VISUAL A/V AUTHORITY AUTH AUTOMOBILE AUTO AUTOMOTIVE AUTO AVIATION AVN BEAUTY BTY BED AND BREAKFAST B&B BEVERAGE BEV BOOKSTORE BKSTR BOTANICAL BOT BREAKFAST BKFST BROKER BKR BROTHERS BROS BUILDING BLDG BUILDER BLDR BUREAU BUR
222 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
BUSINESS BUS CATALOG CAT CENTER CTR CENTRAL CENT CENTURY CENT CERTIFIED PUBLIC ACCOUNTANT CPA CHAPTER CHAP CHEMICAL CHEM CAL CHEM CLINICAL CLIN CO-OPERATIVE CO-OP COLLECTION(IVE) COLL COLLEGE COLL COMMERCIAL COML COMMUNICATIONS COMM COMPANY CO COMPLETE COMPL CONSOLIDATED CONS CONSTRUCTION CONSTR CONSULTING(ANTS) CONSL CONSUMER CONS CONTINENTAL CONT CONTRACTOR(ING) CONTR CONTROL CTRL CONVENIENCE CONV CONVENIENT CONV CORPORATION CORP COUNTRY CLUB CC CULTURAL CULT CUSTOM CUST CUSTOMER CUST DATA PROCESSING DP DEALER DLR DELICATESSEN DELI DELIVERY DEL DENTAL DENT DEPARTMENT DEPT DERMATOLOGY DERM
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 223 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
DESIGN DSGN DEVELOPER(MENT) DVLP DIRECTORY DIR DISCOUNT DISC DISTRIBUTOR(ING) DISTR DISTRICT DISTR DOMESTIC DOM DOWNTOWN DNTWN ECONOMIC ECON EDUCATION(AL) EDUC ELECTRONICS ELEC ELEMENTARY ELEM EMERGENCY EMERG ENGINEER ENGR ENTERPRISE ENT ENVIRONMENTAL ENVIRON EQUIPMENT EQUIP ESTABLISHMENT EST ESTATE EST ET CETERA ETC EXCHANGE EXCH EXECUTIVE EXEC EXPRESS EXP FACILITY FAC FACTORY FTRY FEDERAL FED FEDERATION FED FINANCIAL FIN FOREIGN FOR FORWARD FWD FOUR-WHEEL DRIVE 4WD FURNITURE FURN GALLERY GAL GARAGE GAR GENERAL GEN GEOGRAPHIC GEOG GEOLOGICAL GEOL GOLDEN GLDN
224 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
GOVERNMENT GOVT GROUP GRP HARDWARE HDW HIGH SCHOOL HS HORTICULTURAL HORT HOSPITAL HOSP HOUR HR HOUSE HSE ILLUSTRATOR ILL IMMEDIATE IMMED IMPORT(ER) IMP INCORPORATED INC INDEPENDENT IND INDIVIDUAL INDIV INDUSTRIAL INDUS INDUSTRY IND INFORMATION INFO INSTALLATION INSTALL INSTITUTE INST INSTRUCTION INSTR INSURANCE INS INTERNATIONAL INTL JEWELLERS JWLR JEWELLERY JWLRY LANGUAGE LANG LAUNDRY LNDRY LEASE LSE LEGAL LEG LIMITED LTD LIMOUSINE LIMO LIQUOR LIQ MACHINE MACH MAJOR MAJ MEMORABILIA MEM MANAGEMENT MGMT MANUFACTURER MFR MANUFACTURING MFR MARKET MFG
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 225 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
MARKETING MKTG MAXIMUM MAX MECHANICAL MECH MEDICAL MED MERCHANT MCHNT MESSAGE MSG METROPOLITAN METRO MINIMUM MIN MOTOR MTR NATIONAL NATL NETWORK NTWK OBSTETRICS GYNECOLOGY OB-GYN OFFICE OFF ORGANISATION ORG OUTLET OTLT PACKAGING PKG PASSENGER PASS PAYMENT PMT PERFORMANCE PERF PERSONAL PERS PERSONNEL PERS PHARMACEUTICAL PHARM PHARMACY PHARM PHOTOGRAPHIC PHOTOG POST OFFICE PO POINT PT PREMIER PREM PREMIUM PREM PROCESSING PROC PRODUCT(S) PROD PRODUCTION PROD PROFESSIONAL PROF PROMOTIONS(AL) PROM PROPERTY PROP PSYCHOLOGY(IST) PSYCH PUBLIC PUB PUBLICATION PUBL PUBLISHER PUBL
226 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
RAILROAD RR RECREATION REC REFERRAL REF REFRIGERATION REFRIG REMODELLING REMOD REMOVAL REMOV REPRODUCTION REPROD RESEARCH RSRCH RESIDENTIAL RES RESTAURANT REST RETAIL RTL SANITATION SANIT SCHEDULE SCHED SCHOOL SCH SECURITY SEC SERVICES SVCS SHIPPING SHP SHOP SHP SOCIETY SOC SPECIALTY(ISTS) SPEC STATION STA STORAGE STOR SUPPLY SPLY SURGICAL SURG SYSTEM(S) SYST TECHNICAL TECH TECHNOLOGY TECH TELECOMMUNICATIONS TELECOM TELEVISION TV THEATRE THEAT THEATRICAL THEAT TRANSFER TFER TRANSPORTATION TRANSP TRAVEL TRAV UNIVERSAL UNIV UNIVERSITY UNIV UNLIMITED UNLTD UPHOLSTERY UPHLST
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 227 Merchant Data Standards Merchant Data Resources
Table 6-2 Business words and their commonly used abbreviations:
Word Abbreviation
UTILITY UTIL VIDEO CASSETTE RECORDER VCR VOCATIONAL VOC WAREHOUSE WHSE WEEKLY WKLY WHOLESALE WHSLE
228 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
COUNTRY CODES
Table 6-3 Countries and their corresponding country code:
Country Code
AFGHANISTAN 004 ALAND ISLANDS 248 ALBANIA 008 ALGERIA 012 AMERICAN SAMOA 016 ANDORRA 020 ANGOLA 024 ANGUILLA 660 ANTARCTICA 010 ANTIGUA & BARBUDA 028 ARGENTINA 032 ARMENIA 051 ARUBA 533 AUSTRALIA 036 AUSTRIA 040 AZERBAIJAN 031 BAHAMAS 044 BAHRAIN 048 BANGLADESH 050 BARBADOS 052 BELARUS 112 BELGIUM 056 BELIZE 084 BENIN 204 BERMUDA 060 BHUTAN 064 BOLIVIA 068 BOSNIA AND HERZEGOVINA 070 BOTSWANA 072 BOUVET ISLAND 074 BRAZIL 076 BRITISH INDIAN OCEAN TERRITORY 086 BRITISH VIRGIN ISLANDS 092 BRUNEI DARUSSALAM 096 BULGARIA 100 BURKINA FASO 854 BURUNDI 108
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 229 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
CAMBODIA 116 CAMEROON 120 CANADA 124 CAPE VERDE 132 CAYMAN ISLANDS 136 CENTRAL AFRICAN REPUBLIC 140 CHAD 148 CHILE 152 CHINA 156 CHRISTMAS ISLAND 162 COCOS (KEELING) ISLAND 166 COLOMBIA 170 COMOROS 174 CONGO 178 COOK ISLANDS 184 COSTA RICA 188 COTE D’IVOIRE 384 CROATIA 191 CUBA 192 CYPRUS 196 CZECH REPUBLIC 203 DENMARK 208 DJIBOUTI 262 DOMINICA 212 EAST TIMOR 626 ECUADOR 218 EGYPT 818 EL SALVADOR 222 EQUATORIAL GUINEA 226 ERITREA 232 ESTONIA 233 ETHIOPIA 231 FAROE ISLANDS 234 FALKLAND ISLANDS 238 FIJI 242 FINLAND 246 FRANCE 250 FRANCE, METROPOLITAN 249
230 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
FRENCH GUIANA 254 FRENCH POLYNESIA 258 FRENCH SOUTHERN TERRITORY 260 GABON 266 GAMBIA 270 GEORGIA 268 GERMANY 276 GHANA 288 GIBRALTAR 292 GREECE 300 GREENLAND 304 GRENADA 308 GUADELOUPE 312 GUAM 316 GUATEMALA 320 GUINEA 324 HAITI 624 HEARD & MCDONALD ISLAND 334 HONDURAS 340 HONG KONG, CHINA 344 HUNGARY 348 ICELAND 352 INDIA 356 INDONESIA 360 IRAQ 368 ISLAMIC REPUBLIC OF IRAN 364 ISRAEL 376 ITALY 380 JAMAICA 388 JAPAN 392 JORDAN 400 KAZAKHSTAN 398 KENYA 404 KIRIBATI 296 KUWAIT 414 KYRGYZSTAN 417 LAO PEOPLE’S DEM. REP 418 LATVIA 428
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 231 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
LEBANON 422 LESOTHO 426 LIBERIA 430 LIBYAN ARAB JAMAHIRIYA 434 LIECHTENSTEIN 438 LITHUANIA 440 LUXEMBOURG 442 MACAU 446 MACEDONIA 807 MADAGASCAR 450 MALAWI 454 MALAYSIA 458 MALDIVES 462 MALI 466 MALTA 470 MARSHALL ISLANDS 584 MARTINIQUE 474 MAURITANIA 478 MAURITIUS 480 MAYOTTE 175 MEXICO 484 MICRONESIA 583 MOLDOVA 498 MONACO 492 MONGOLIA 496 MONTENEGRO - NOW COMBINED W/ 536 CC 891 MONTSERRAT 500 MOROCCO 504 MOZAMBIQUE 508 MYANMAR 104 NAMIBIA 516 NAURU 520 NEPAL 524 NETHERLANDS 528 NETHERLANDS ANTILLES 530 NEW CALEDONIA 540 NEW ZEALAND 554 NICARAGUA 558
232 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
NIGER 562 NIGERIA 566 NIUE 570 NORFOLK ISLAND 574 NORTH KOREA 408 NORTHERN MARIANA ISLANDS 580 NORWAY 578 OMAN 512 PAKISTAN 586 PALAU 585 PALESTINIAN TERRITORY, OCCUPIED 275 PANAMA 591 PAPUA NEW GUINEA 598 PARAGUAY 600 PERU 604 PHILIPPINES 608 PITCAIRN 612 POLAND 616 PORTUGAL 620 PUERTO RICO 630 QATAR 634 REPUBLIC OF IRELAND 372 REPUBLICA DOMINICANA 214 REUNION 638 ROMANIA 642 RUSSIAN FEDERATION 643 RWANDA 646 S.GEORGIA & S.SANDWICH I. 239 SAMOA 882 SAN MARINO 674 SAO TOME AND PRINCIPE 678 SAUDI ARABIA 682 SENEGAL 686 SERBIA AND MONTENEGRO (FORMER 891 YUGOSLAVIA) SEYCHELLES 690 SIERRA LEONE 694 SINGAPORE 702 SLOVAKIA 703
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 233 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
SLOVENIA 705 SOLOMON ISLANDS 090 SOMALIA 706 SOUTH AFRICA 710 SOUTH KOREA 410 SOUTH SUDAN 728 SPAIN 724 SRI LANKA 144 ST. HELENA 654 ST. KITTS-NEVIS 659 ST. LUCIA 662 ST. PIERRE AND MIQUELON 666 ST. VINCENT & GRENADINES 670 SUDAN 736 SURINAME 740 SVALBARD & JAN MAYAN IS. 744 SWAZILAND 748 SWEDEN 752 SWITZERLAND 756 SYRIAN ARAB REPUBLIC 760 TAIWAN 158 TAJIKISTAN 762 THAILAND 764 TOGO 768 TOKELAU 772 TONGA 776 TRINIDAD AND TOBAGO 780 TUNISIA 788 TURKEY 792 TURKMENISTAN 795 TURKS & CAICOS ISLANDS 796 TUVALU 798 U.S. MINOR OUTLYING IS. 581 U.S. VIRGIN ISLANDS 850 UGANDA 800 UKRAINE 804 UNITED ARAB EMIRATES 784 UNITED KINGDOM 826
234 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Merchant Data Standards Merchant Data Resources
Table 6-3 Countries and their corresponding country code:
Country Code
UNITED NATIONS INTERIM 900 ADMINISTRATION MISSION IN KOSOVO (UNMIK) UNITED REP. OF TANZANIA 834 UNITED STATES OF AMERICA 840 URUGUAY 858 UZBEKISTAN 860 VANUATU 548 VATICAN CITY STATE 336 VENEZUELA 862 VIETNAM 704 WALLIS AND FUTUNA ISLANDS 876 WESTERN SAHARA 732 YEMEN ARAB REPUBLIC 887 ZAIRE 180 ZAMBIA 894 ZIMBABWE 716
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 235 Merchant Data Standards THIS PAGE INTENTIONALLY LEFT BLANK Merchant Category Code (MCC) Request Form
Merchant Category Code (MCC) Request Form ...... 234
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 237 Visa Europe Operating Regulations Appendix A - Merchant Category Code (MCC) Request Form
Visa Merchant Category Code (MCC) Request Form
The completed Visa Merchant Category Code Request Form and written business case should be sent to Visa Europe via mail or e-mail (as indicated below).
Mail to: Operational Acceptance Visa Europe P.O. Box 39662 London W2 6WH United Kingdom
E-mail to: [email protected]
238 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 15 November 2016 Visa Europe Operating Regulations
Visa Merchant Category Code (MCC) Request Form
Acquirer Name:
BIN:
Acquirer Address:
Requestor Name:
Action Required: __ Add MCC # __ Change MCC # __ Delete MCC # __ Change Name
Type of Request:
Industry-Specific Industry-Specific MCC Criteria: Annual Sales Volume must be equal to or greater than US $5 million. Industry Description: Annual Sales Volume of Industry: Travel & Entertainment (T&E) Travel & Entertainment (T&E) MCC Criteria: Annual sales volume of location or chain must be equal to or greater than US $5 million. MERCHANT TYPE REQUESTED MINIMUM REQUIREMENTS Airline 10 aircraft in fleet Car Rental 500 vehicles in fleet Lodging Establishment 10 properties or single property with 1,000 rooms TO BE COMPLETED BY ACQUIRER BY BE COMPLETED TO Merchant Name:
Annual Sales Volume of Merchant:
Corporate Headquarters (Street/City/State or Province/Country):
Location(s) of Merchant Operations (Attach additional sheet if necessary):
Requestor Signature: Date:
By mail: Visa Inc. Global Operating Regulations Compliance Attn: MCC Coordinator Mail Stop M1–6NW P.O. Box 8999 San Francisco, CA 94128-8999 By e-mail: [email protected]
RETURN TO By fax: +1 (650) 554-6848 Note: A separate request to MasterCard International is required for any dual member requesting that a new MCC be established for both systems.
FOR VISA USE ONLY
VISA MCC#: Effective Date: Published Date:
15 November 2016 VISA EUROPE CONFIDENTIAL INFORMATION - Member Use Only 239 Visa Europe Operating Regulations THIS PAGE INTENTIONALLY LEFT BLANK