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Feel the Find a branch near you. 43rd Street Branch Silver Springs union difference. 2831 NW 43rd Street Advantage Center Gainesville, FL 3504 E. Silver Springs Blvd. (352) 377 - 4141 Ocala, FL When you get a loan with Florida , (352) 237 - 8222 you’re joining more than a ; we’re 13th Street Advantage Loan Center Country Oaks Branch a family. What a loan from a credit union means: 3720 NW 13th Street 9680 SW 114th Street Gainesville, FL Ocala, FL Lower Rates (352) 377 - 4141 (352) 237 - 8222 Products Unlike , that are owned by shareholders, Butler Plaza North Branch Maricamp Branch Florida Credit Union is owned by its members. Which 2803 SW 42nd Street 10 Bahia Avenue Lane means that profits are returned to you in the form of Suite 10 Ocala, FL Gainesville, FL (352) 237 - 8222 lower rates on loans. (352) 377 - 4141 Ocala Branch Haile Market Square 2424 SW 17th Road A variety of loan options, customized to serve Flexible Terms Branch Ocala, FL your needs. That’s real banking. Whether you’re looking for an extended term for 2785 SW 91st Street (352) 237 - 8222 your loan, or maybe you’re interested in paying it Gainesville, FL (352) 377 - 4141 Lake City Branch off early, Florida Credit Union offers flexible terms to 583 W. Duval Street ensure that your loan is custom made, for you. FCU ATM - Gainesville Lake City, FL 1122 NE 16th Avenue (386) 755 - 4141 Gainesville, FL 32601 Deland Branch Local Service Starke Branch With 11 local branches to serve you, FCU makes it our 1735 N. Woodland Blvd. Get the support you 2460 Commercial Drive North DeLand, FL mission to know each member by name. Starke, FL (386) 738 - 4717 deserve from FCU. (904) 964 - 1427 Loan Decisions 24/7 Mailing Address Too busy to stop by a branch? Apply online 24/7 and P.O. Box 5549 Florida Credit Union wants to help you succeed Gainesville, FL 32627-5549 financially, which is why we offer a lot more than get a decision within 1 business day! We also have just loan products - deposit accounts, payment loan officers available 24/7 by phone. Call your local protection, products, and much more. branch or visit flcu.org to apply today. Call, Chat Live or Visit Florida Credit Union We also offer free to help you We invite you to call or visit your local Florida Credit identify the best plan for your . It’s a no-cost, TRUSTED BY MEMBERS SINCE 1954 Union branch today for more information on our risk-free opportunity to prepare for big purchases checking accounts and other . in life, or save by consolidating or paying off Locally owned by our members. We can’t be existing loans. You can also visit our website for free bought or sold. financial tools and educational blogs and articles. (800) 284 - 1144 | Visit flcu.org Where friendly service meets a wealth of options, with all the high-tech features you’ve come to expect for your finances. Federally insured by the NCUA

FCUMKBR0004-0319 Mortgage Products Visa® Credit Cards A variety of loan Florida Credit Union’s products and services are Whether you’re in the building stages of your credit designed to ensure you get the right personal history, looking to update your everyday card, or have products, designed mortgage for your unique needs. FCU offers a established credit, FCU has a card to fit your needs. multitude of mortgage options: with you in mind. • Earn points & rewards to redeem for gifts or • Fixed-rate and adjustable rate mortgages with a Visa® Rewards • Conventional, FNMA, Jumbo, FHA, VA, & USDA • Competitive Rates If you need support to achieve your financial goals, mortgages available • No balance transfer fees FCU has what you need to Florida Credit Union can help. Whether you have • Additional options for condos, manufactured • No minimum charges good credit, bad credit, or something in between, homes with land, and more • Monitor your details online help your business succeed. FCU has a loan product designed to ensure you’ll • Credit Card Controls - a service that allows you have the funds you need for the life you lead. Home Equity Options to enable/disable your FCU credit cards You’ve worked hard for your home, now let it work for you. Use the equity in your home to consolidate Commercial Loans Vehicle Loans or turn your house into your dream home with Personal Loans At Florida Credit Union, we know that your business FCU has perfected a range of vehicle loan options the renovations you’ve been planning! FCU offers two At FCU, you can get the money you need to move has unique needs. That’s why, in addition to our designed to fit your finances by offering competitive home equity options: forward, reduce stress or manage your debt. commercial checking products, we offer a variety rates, with convenient, local service. of account and loan options to help you, and your • : Fixed amount, that you Personal business, succeed: FCU offers financing options on a variety of receive in one lump sum This electronic line of credit can be linked to your vehicles, such as: • Home Equity Line of Credit: Borrow up to checking or savings accounts allowing you to draw off • Commercial a certain amount over a certain period and of it simply by using your , Since a personal • Car, Truck, or Van Loans • Automobiles withdraw money as you need it during that line of credit can be accessed online, you’re always in • Equipment and Machinery Loans • Boats time. As you pay off the principal, your credit control of your money. • SBA Loans • Motorcycles revolves and you can use it again! • RVs Personal Loans Business Line of Credit FCU has a wide range of personal loan options, from With a Business Line of Credit from FCU, you’ll have Auto Refinancing *Fixed Rate First Mortgage: Terms are 10, 15, 20, and 30 years. Maximum loan $1,000 to $50,000, designed with you in mind. Our access to a credit line whenever funds are needed. Love your car, but hate the payment? If you have a amount is $484,350. Credit and other restrictions apply. interest rates are fair, and you can pay us back in We offer competitive rates, and you’ll feel confident loan from another institution, consider refinancing with **All Adjustable Rate Mortgage (ARM) loans have a 30 year . affordable payments. with greater cash flow flexibility. FCU for instant savings. We can lower your monthly ARM rates are subject to change during term of loan. Maximum amount for conventional loan $484,350. Jumbo loans-call for details. payments, save you money on the overall term of the Business Visa® Credit Card Early Check Advance (ECA) Loans loan through a better rate, or both! Florida Credit Union’s Business Visa® could be the ECA loans are affordable alternatives to high-cost missing piece for your business’s finances, allowing Payday loans. FCU members can receive paycheck Vehicle Loan Add-Ons you immediate, easy access to funds for unexpected advances of up to $500 at reasonable interest rates. At Florida Credit Union, auto loans come with great or everyday purchases. Our cards feature: rates. But our commitment doesn’t stop there. We Plus, you have until your next paycheck to repay the money. can also help you protect your vehicle investment. • No annual fee Guaranteed Protection, Mechanical Breakdown • A non-variable rate Protection and Car Loan Payment Protection are Loans Reduce stress, save money, and get on the path to • Credit limits based on your business needs low-cost ways to make sure you don’t face a financial • Additional cards for employees crisis if something happens to you or your vehicle. being debt free by consolidating higher interest loans and into one lower payment.