VOLUME FIFTEEN, NUMBER EIGHT • DIGITAL TRANSACTIONS.NET • AUGUST 2018

20182018

AA handbookhandbook ofof vendorsvendors toto thethe NorthNorth AmericanAmerican paymentspayments marketmarket hello future.

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DIGITALTRANSACTIONS.NET CONTENTS August 2018 ■ Volume 15, Number 8 The Gimlet Eye 4 Steadiness in a Dizzying World BUYERS’ GUIDE 2018

ACH Information & Education ...... Gift Cards ......  Payment Management ......  ACH Processing ...... Global Acquirers ......  Payment Processing ......  Acquiring ...... Healthcare Payments ......  Payment Software ......  Age Verification ......  High Risk Processing ......  Payments Education ......  Agent & ISO Programs ......  Identity Verification ......  Payments Research ......  Alternative Payments ......  Imaging Services ......  PCI Compliance ......  Associations......  Imprinter Equipment & Supplies ......  PCI Security ......  ATM Equipment & Services ......  Incident Response & Forensics ......  Portfolio Assessment ......  Auto ID/RFID Technologies ......  Independent Sales Organizations Portfolio Purchases ......  Automated Sales Tax Solutions ......  (ISOs) ......  Portfolio Sales ......  Bar Code Technology ......  Independent Software Vendors (ISVs) . . .  POS Cloud ......  Bill Payment and Presentment ......  Instant Card Issuance ......  POS Software ......  Biometric Authentication ......  Insurance ......  POS Supplies ......  Business Financing ......  Integrated Payment Middleware ......  POS Systems ......  Card Companies ......  Integrated Receivable Software ......  POS Tablets ......  Card Manufacturing ......  International Payments Resources ......  POS Terminal Distribution ......  Card Services ......  Internet Services ......  POS Terminals ......  Cardless ATM Programs (Mobile) ......  Investment Banking ......  Prepaid Cards ......  Cash Discount Programs ......  IP Gateway Services ......  Printing Devices ......  Chargeback Processing ......  IT Outsourcing ......  Printing Forms & Labels ......  Check  ......  Kiosks ......  Processing Software ......  Check Guarantee & Verification ......  Lead Generation ......  Processors ......  Check Imaging ......  Leasing ......  Recruiting & Placement ......  Check Processing ......  Legal Services ......  Remote Deposit Capture ......  Check Services ......  Loyalty Card Programs ......  Repair & Deployment Services ......  Consulting ......  Marketing Agencies ......  Risk Management ......  Contactless Terminals ......  Merchant Card Services ......  Secure Payment ......  Core Processing ......  Merchant Cash Advance ......  Security Services ......  CRM ......  Merchant Site Inspections ......  Security Software ......  Data Analytics ......  Merchant Statement Analysis ......  Self-Checkout Systems ......  Document Management ......  Mergers & Acquisitions ......  Semi Integration ......  Electronic Commerce Payments ......  Mobile Commerce Applications ......  Software ......  Electronic Commerce Services ......  Mobile Marketing ......  Surcharge Free Options ......  EMV Software ......  Mobile Payment Systems ......  Technical and Non-Technical EMV Systems ......  Mobile Payments ......  Merchant Support ......  EMV Terminals ......  Multi-Currency Processing ......  Technology Software ......  Enterprise Content Management ......  Networks ......  Telecommunications ......  Equipment Sales......  NFC Readers Terminals ......  Testing ......  Field Services ......  Online Banking ......  Tokenization ......  Financial Institution Programs ......  Payment Facilitation Technology ......  Transaction Verification ......  Financial Services ......  Payment Facilitators ......  Value Added Resellers (VARs) ......  Fraud Prevention ......  Payment Gateways ......  Wireless...... 

Digital Transactions (USPS 024-247) is published monthly by Boland Hill Media LLC, 800 Roosevelt Road, Building B, Suite 212, Glen Ellyn, IL, 60137. Periodicals Postage Paid at Glen Ellyn, IL, and at additional mailing offices. POSTMASTER: Send address changes to Digital Transactions, P.O. Box 493, Northbrook, IL 60065-3553.

THE GIMLET EYE AUGUST 2018 • VOL. 15, NO. 8

PUBLISHER Robert A. Jenisch EDITOR-IN-CHIEF John Stewart Senior Editor Steadiness in a Jim Daly Senior Editor, Digital Dizzying World Kevin Woodward Correspondents t has never been easy following the payments business. We know. We’ve been Jane Adler doing it for a living, in one publishing incarnation or another, for the better part Lauri Giesen Karen Epper Hoffman Iof three decades, including 15 years with this magazine. The reason is not hard Peter Lucas to figure out. The business is complicated to begin with, and changes fast. Linda Punch Elizabeth Whalen No news there. But nowadays it’s changing faster than ever. To see what we Art Director/Production Editor mean, consider these trends (in no particular order): EMV, contactless payments, Jason Smith artificial intelligence, ransomware, the Internet of Things, chatbots, faster pay- Editorial Advisory Board Eula L. Adams ments, cryptocurrency. And we could add more. John Elliott To be sure, some of these concepts aren’t new. EMV technology, indeed, is par- Alex W. “Pete” Hart ticularly long in the tooth, dating back at least to the early 1990s. But in all of these Former Chief Executive Officer, MasterCard International cases, the actual commercial application of the related technology is very recent. If William F. Keenan it were just two or three trends, it wouldn’t be hard to keep up. But all of these—as President, De Novo Corp. well as others not mentioned—at once is another matter entirely. Vertigo can set in. Dr. Gideon Samid Chief Technology Officer, That’s why we believe there has never been a time in this business when a pub- AGS Encryptions Ltd. lication like Digital Transactions has been more needful. And, to be more specific, Director of Advertising Robert A. Jenisch, 877-658-0418 there has never been a time when this Buyers’ Guide has been more helpful. [email protected] When new developments have your head spinning, it’s especially critical to Advertising Sales Representatives find the kind of expertise that can explain where the trends are coming from, who’s Robert Mitchell, 877-658-0418 [email protected] driving them and why, why they’re important, what kind of change they can cause, Cathy Woods, 602-863-2212 and—most important—what their business case is. You can’t make the right bets [email protected] at the right time otherwise. Digital Transactions, Digital Transactions News, Of course, much of this explanatory context is available in the monthly issues and digitaltransactions.net are publications of Boland Hill Media LLC, 800 Roosevelt Road, of this magazine. But once a year, one issue in 12, we dedicate the entire book to Suite B212, Glen Ellyn, IL 60137 the players who supply the stuff that keeps the payments industry spinning. That’s John Stewart, Managing Director Robert A. Jenisch, Managing Director this August issue. In these pages, you’ll find 1,353 listings arranged in 124 product For advertising information, call 877-658-0418. and service categories for companies that grapple with major trends, and sudden To subscribe or give us a change of address, go to www.digitaltransactions.net and click on changes in trend directions, every day. “Subscriber Care” or call 847-559-7599. This is a catalog of firms that must wrestle with the same questions that you’re The views expressed in this publication are not necessarily those of the editors or of the members grappling with, and usually sooner. They may not have all the answers, but of the Editorial Advisory Board. The publisher makes reasonable efforts to ensure the timeliness chances are they will have some helpful thoughts on what’s going on with EMV and accuracy of its content, but is not engaged in as it comes to the petro market, on how payments tech can be made to work in car any way in offering professional services related to financial, legal, accounting, tax, or other matters. dashboards, on how to better serve the point-of-sale needs of restaurants, on how Readers should seek professional counsel regard- to defeat today’s fraudsters, and much more. ing such matters. All content herein is copyright © 2018 Boland Hill Media LLC. No part may be Try asking them. It beats vertigo. reproduced without the express written permis- sion of the publisher. Subscription prices: $59/year John Stewart, Editor | [email protected] for subscribers in the United States; $69/year for Canadian subscribers. All other subscribers, August 2018 $119/year, payable in 4 • digitaltransactions • U.S. currency. Your Payment Partner of Choice

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pax-eta-smartretail(digitrans).indd 1 2/12/18 12:42 PM ACH INFORMATION & EDUCATION

ACH Information Intrix Technology, Inc. Chase Merchant Services 2260 Douglas Boulevard - Suite 240 1 Chase Manhattan Plaza - 3rd Floor & Education Roseville, CA 95661 New York, NY 10005 855-546-8749 800-708-3740 www.intrix.com www.merchantservices.chase.com Merrick Merchant Services Affi rmative Technologies, Inc. 135 Crossways Drive - Suite A100 35111 US Highway 19 N - Suite 200 linked2pay Citizens Financial Group, Inc. Woodbury, NY 11797 Palm Harbor, FL 34684 500 Esplanade Drive - Suite 700 600 Washington Boulevard 800-267-2256 888-216-1808 Oxnard, CA 93036 Stamford, CT 06901 www.merrickbankacquiring.com www.affi rmativeusa.com 866-587-8249 203-356-9540 www.linked2pay.com www.citizensbank.com MUFG Union Bank, NA NEACH 400 California Street - 1st Floor 35 Corporate Drive - Suite 190 MB Financial Bank Commerce Bank N.A. San Francisco, CA 94104 Burlington, MA 01803 800 West Madison Street 8000 Forsyth Boulevard - 2nd Floor 415-765-3434 781-321-1011 Chicago, IL 60607 St. Louis, MO 63105 www.uboc.com www.neach.org 888-422-6562 314-746-3002 www.mbfi nancial.com www.commercebank.com Mutual of Omaha Bank UMACHA (Upper Midwest Automated 3333 Farnam Street Clearing HouseAssociation) Priority Payment Systems, LLC AG Omaha, NE 68131 7100 Northland Circle - Suite 407 2001 Westside Parkway - Suite 155 60 Wall Street 402-351-5118 Brooklyn Park, MN 55428 Alpharetta, GA 30004 New York, NY 10005 www.mutualofomahabank.com 763-549-7004 800-935-5961 212-250-2500 www.umacha.org www.prioritypaymentsystems.com www.db.com

WesPay Secure Payment Systems, Inc. First Bank of Alaska 300 Montgomery Street - Suite 450 10650 Scripps Ranch Boulevard - 2030 Sea Level Drive - Suite 300 San Francisco, CA 94104 Suite 109 Ketchikan, AK 99901 Old Line Bank 415-433-1230 San Diego, CA 92131 800-478-6101 1525 Pointer Ridge Place www.wespay.org 858-549-9001 www.fi rstbankak.com Bowie, MD 20716 www.securepaymentsystems.com 800-407-9699 WesPay Advisors First Financial Bankshares, Inc. www.oldlinebank.com/ 300 Montgomery Street - Suite 450 400 Pine Street - P.O. Box 701 payment-sponsorship San Francisco, CA 94104 Abilene, TX 79601 415-373-1193 325-627-7155 Our payment sponsorship services www.wespay.org www.ffi n.com include companies recognized as TSYS Acquiring Solutions payment industry leaders, SMBs and 8320 South Hardy Drive First National Bank of Omaha entrepreneurial/start-up businesses. Tempe, AZ 85284 1620 Dodge Street Our hands-on approach with our clients ACH Processing 480-333-7799 Omaha, NE 68197 and industry expertise, while providing www.tsysacquiring.com 800-642-0014 innovative solutions to grow your Aurus Inc. www.fi rstnational.com business, sets us apart. Old Line Bank’s 1 Edgewater Drive - Suite 200 US Dataworks, Inc. commitment is to exceed expectations, Norwood, MA 02062 14100 Southwest Freeway - Suite 550 Frost National Bank one client at a time. 781-688-1575 Sugar Land, TX 77478 100 West Houston Street www.aurustech.com 281-504-8000 San Antonio, TX 78205 People’s United Bank, N.A. www.usdataworks.com 800-513-7678 850 Main Street eBancCorp www.frostbank.com Bridgeport, CT 06604 P.O. Box 7001 800-525-9248 Rochester, MN 55903 Huntington National Bank www.peoples.com 888-514-3400 Acquiring Banks 41 South High Street www.ebanccorp.com Columbus, OH 43215 PNC Financial Services Group, Inc. Bank of the West 614-480-4957 One PNC Plaza - 300 Fifth Avenue Financial Transmission Network, Inc. 180 Montgomery Street www.huntington.com Pittsburgh, PA 15222 (FTNI) San Francisco, CA 94104 877-762-2000 13220 Birch Drive - Suite 120 800-488-2265 KeyBank www.pncbank.com Omaha, NE 68164 www.bankofthewest.com 127 Public Square 402-933-8258 Cleveland, OH 44114 Pueblo Bank & Trust Company www.ftni.com Capital One Bank 216-689-8481 301 West 5th Street 90 Park Avenue South - 4th Floor www.key.com/globaltreasury Pueblo, CO 81003 Forte Payment Systems New York, NY 10016 719-545-1834 500 West Bethany Drive - Suite 200 212-685-2295 M&T Bank www.pbandt.com Allen, TX 75013 www.capitalone.com 25 South Charles Street - 19th Floor 866-290-5400 Baltimore, MD 21201 Regions Bank www.forte.net 410-545-2155 1900 5th Avenue North www.mtb.com Birmingham, AL 35203 800-734-4667 www.regions.com

6 • digitaltransactions • Buyers’ Guide 2018 AGENT & ISO PROGRAMS

Scotiabank Agent & ISO 40 King Street West Toronto, ON M5H 1H1, Canada Programs 416-866-6430 www..com Electronic Payments North American Bancard, LLC Apogee Payment Systems 1161 Scott Avenue 250 Stephenson Highway SunTrust Bank, Inc. 801 Main Street - Suite 1 Calverton, NY 11933 Troy, MI 48083 303 Peachtree Center Avenue - Mukwonago, WI 53149 800-966-5520 877-812-8070 Suite 375 800-678-1302 www.electronicpayments.com www.gonab.com/dtbg Atlanta, GA 30303 www.apogeepayments.com 404-479-2344 eMerchantPay Corporation Join the North American Bancard www.suntrust.com Atlantic Pacifi c Processing Systems, LLC 2101 NW Corporate Boulevard - team today and get a $3,000 signing 18350 Mt. Langley Street - Suite 205 Suite 101 bonus and up to $1,000 per MID Synovus Financial Corporation Fountain Valley, CA 92708 Boca Raton, FL 33431 with $400 upfront. Build your portfolio P.O. Box 120 800-635-3545 888-833-2842 through award-winning ISO and Sales Columbus, GA 31902 www.approcessing.com www.emerchantpay.us Partner programs featuring fl exible 888-796-6887 compensation plans, next-generation www.synovus.com Central Payment Corporation First American Payment Systems technology, customized marketing 2350 Kerner Boulevard - Suite 300 100 Throckmorton Street - Suite 1800 materials and more. Discover the NAB TD Bank, N.A. San Rafael, CA 94901 Fort Worth, TX 76102 advantage today! www.gonab.com 1701 Route 70 East 800-449-8012 866-464-3277 Cherry Hill, NJ 08003 www.cpay.com www.fi rst-american.net 888-751-2739 www.tdbank.com Clearent, LLC Graphite Payments 222 South Central - Suite 700 400 Renaissance Center Drive - The Bank of New York Mellon Clayton, MO 63105 Suite 2600 Old Line Bank Corporation 314-732-0515 Detroit, MI 48243 1525 Pointer Ridge Place 225 Liberty Street www.clearent.com 888-228-1011 Bowie, MD 20716 New York, NY 10286 www.graphitepayments.com 800-407-9699 212-495-1784 CoCard www.oldlinebank.com/ www.bynmellon.com 210 25th Avenue North - Suite 508 Great Point Technologies payment-sponsorship Nashville, TN 37203 311 Village Green North - Suite C9 U.S. Bancorp 800-882-1352 Plymouth, MA 02360 Our payment sponsorship services 800 Nicollet Mall - 2nd Floor www.cocard.net 855-552-3226 include companies recognized as Minneapolis, MN 55402 www.greatpoint.cc payment industry leaders, SMBs and 612-659-2000 entrepreneurial/start-up businesses. www.usbank.com Our hands-on approach with our clients and industry expertise, while providing UMB Bank innovative solutions to grow your 1010 Grand Boulevard Elavon Inc. business, sets us apart. Old Line Bank’s Kansas City, MO 64106 Two Concourse Parkway - Suite 800 Harbortouch commitment is to exceed expectations, 816-860-7000 Atlanta, GA 30328 2202 North Irving Street one client at a time. www.umb.com 679-731-5326 Allentown, PA 18109 www.elavon.com 800-201-0461 oneSource Business Advisors LLC Wells Fargo Bank www.harbortouch.com 3480 F Street 420 Montgomery Street From e-commerce to mobile wallets Eureka, CA 95503 San Francisco, CA 94163 and chip card acceptance, Elavon helps Harbortouch is a leading national supplier 707-445-5401 415-396-2619 businesses, small and large, accept of POS systems and payment solutions, www.onesource-ba.com www.wellsfargo.com all payment types. For 25 years, we’ve off ering an unparalleled “free” program helped more than one million customers that supplies a full-featured POS system Payment Alliance International around the world grow their business to restaurants and retail businesses with 2101 High Wickham Place through payments. Our fl exible, secure no up-front costs. Harbortouch provides Louisville, KY 40245 Age Verifi cation and innovative payment solutions help comprehensive training, lucrative 877-271-2627 businesses attract and keep customers, compensation and unmatched support www.GoPAI.com Veratad Technologies, LLC develop partner relationships, process for its sales partners. For additional 500 Frank W. Burr Boulevard payments and simplify operations. information, visit www.isoprogram.com. Teaneck, NJ 07666 201-510-6000 ICBA Bancard & TCM Bank, N.A. www.veratad.com 1615 L Street Northwest - Suite 900 Washington, DC 20036 800-242-4770 128 Vision Park Boulevard - Suite 300 Electronic Merchant Systems www.icbabancard.com Shenandoah, TX 77384 250 West Huron Road - Suite 400 800-309-0524 Cleveland, OH 44113 Independent Bankers Bank www.paysafe.com 800-726-2177 11701 Luna Road www.emscorporate.com Farmers Branch, TX 75234 972-650-6000 www.mybankersbank.com

Buyers’ Guide 2018 • digitaltransactions • 7 AGENT & ISO PROGRAMS

American Bankers Association MACHA - The Mid-Atlantic Payments Payments Canada 1120 Connecticut Avenue NW Association Constitution Square - Tower ll, Washington, DC 20036 1344 Ashton Road - Suite 202 350 Albert - Suite 800 800-226-5377 Hanover, MD 21076 Ottawa, ON K1R 1A4, Canada TSYS Acquiring Solutions www.aba.com 410-859-0090 613-238-4173 8320 South Hardy Drive www.macha.org www.payments.ca Tempe, AZ 85284 Association for Financial Professionals 480-333-7799 4520 East-West Highway - Suite 750 Merchant Acquirers’ Committee Payments First, Inc. www.tsysacquiring.com Bethesda, MD 20814 818-787-5837 3250 Riverwood Parkway - Suite 150 301-907-2862 www.macmember.org Atlanta, GA 30339 www.afponline.org 866-993-3753 Merchant Advisory Group www.gacha.org Alternative ATM Industry Association 4248 Park Glen Road Payments 605-582-7058 Minneapolis, MN 55416 Retail Council of New York State www.atmia.com 952-928-4648 258 State Street www.merchantadvisorygroup.org Albany, NY 12210 Aliant Payment Systems Bank Administration Institute 518-465-3586 2400 E. Commercial Blvd. 115 South LaSalle Street - Suite 3300 Merchant Risk Council www.retailcouncilnys.com Ft. Lauderdale, FL 33308 Chicago, IL 60603 600 Stewart Street 954-678-1072 800-224-9889 Seattle, WA 98101 www.aliantpayments.com www.bai.org 206-364-2789 www.merchantriskcouncil.org Blue Wave Merchant Solutions Canadian Prepaid Providers 2629 Manhattan Avenue - #303 Organization Midwest Acquirers Association Retail Solutions Providers Association Hermosa Beach, CA 90254, 20 Crown Street Drive - Unit 6 P.O. Box 237 9920 Couloak Drive - Unit 120 United States Markham, ON L3R 9X9, Canada North Lake, WI 53064 Charlotte, NC 28216 866-340-3898 905-499-3865 262-966-2215 800-782-2693 www.bluewavepay.com www.cppo.ca www.midwestacquirers.com www.gorspa.org

Danal, Inc. Electronic Funds Transfer Association NACHA - The Electronic Payments Secure Technology Alliance 2833 Junction Avenue - Suite 202 (EFTA) Association 191 Clarksville Road San Jose, CA 95134 4000 Legato Road - Suite 1100 2520 Wasser Terrace - Suite 400 Princeton Junction, NJ 08550 408-232-3300 Fairfax, VA 22033 Herndon, VA 20171 800-556-6828 www.danalinc.com 571-318-5556 703-561-1100 www.smartcardalliance.org www.efta.org www.nacha.org Digital River, Inc. Southeast Acquirers Association (SEAA) 10380 Bren Road West Electronic Transactions Association National Association of Convenience 3595 Rider Trail South Minnetonka, MN 55343 1620 L Street NW - Suite 1020 Stores (NACS) Earth City, MO 63045 952-253-1234 Washington, DC 20036 1600 Duke Street - 7th Floor www.southeastacquirers.com www.digitalriver.com 800-695-5509 Alexandria, VA 22314 www.electran.org 703-684-3600 Southern Financial Exchange GoCoin www.convenience.org 1340 Poydras Street - Suite 2010 1515 7th Street - #131 ePayResources New Orleans, LA 70112 Santa Monica, CA 90401 1999 Bryan Street - Suite 950 National Retail Federation (NRF) 504-525-6779 424-272-6308 Dallas, TX 75201 1101 New York Avenue NW www.sfe.org www.gocoin.com 800-475-0585 Washington, DC 20005 www.epayresources.org 202-783-7971 The Institute of Financial Operations Splitit www.nrf.com 3319 Maguire Boulevard - Suite 125 260 Madison Avenue Federal Reserve Bank of Atlanta Orlando, FL 32803 New York, NY 10016 1000 Peachtree Street Northeast NEACH 407-351-3322 844-775-4848 Atlanta, GA 30309 35 Corporate Drive - Suite 190 www.financialops.org www.splitit.com 404-498-8500 Burlington, MA 01803 www.federalreserve.gov 781-321-1011 The National ATM Council Zooz, Inc www.neach.org 9802-12 Baymeadows Road #196 485 Pacific Avenue International Biometrics & Identification Jackson, FL 32256 San Francisco, CA 94133 Association (IBIA) Network Branded Prepaid Card 904-683-6533 855-585-9669 1090 Vermont Avenue NW - 6th Floor Association (NBPCA) www.natmc.org www.zooz.com Washington, DC 20005 20 F Street NW - Suite 700 202-789-4452 Washington, DC 20001 The Retail Gift Card Association (RGCA) www.ibia.org 202-548-7200 4248 Glen Park Road www.NBPCA.com Minneapolis, MN 55416 Associations International Card Manufacturers 952-928-4688 Association (ICMA) Northeast Acquirers Association (NEAA) www.thergca.org ACT Canada 191 Clarksville Road www.northeastacquirers.com 85 Mullen Drive Princeton Junction, NJ 08550 Ajax, ON L1T 2B3, Canada 609-799-4900 905-426-6360 www.icma.com www.actcda.com

8 • digitaltransactions • Buyers’ Guide 2018 BILL PAYMENT AND PRESENTMENT

Cash Connect Payment Alliance International Automated Sales 500 Creek View Road - Suite 100 2101 High Wickham Place Newark, DE 19711 Louisville, KY 40245 Tax Solutions 302-283-4100 877-271-2627 TSYS Acquiring Solutions www.cash-connect.com www.GoPAI.com 8320 South Hardy Drive DAVO Technologies Tempe, AZ 85284 Cash Transactions, LLC Switch Commerce 565 Congress Street - Suite 201 480-333-7799 3286 Humphries Hill Road 6565 N MacAruthur Boulevard - Portland, ME 04101, United States www.tsysacquiring.com Austell, GA 30106 Suite 1000 888-659-8432 800-262-7995 Irving, TX 75039 www.davotechnologies.com WACHA www.cashtrans.com 877-550-1310 W177 N9856 Rivercrest Drive - Suite 105 www.switchcommerce.com Germantown, WI 53022 Cord Financial Services 800-453-1843 6261 Central Pointe Parkway Systemax Corporation Bar Code www.wacha.org Temple, TX 76504 4501 Alex Boulevard - Suite A Technology 800-410-5217 Springfield, IL 62711 WesPay www.cordfinancial.com 800-525-9995 300 Montgomery Street - Suite 450 www.atmsupplies.com BlueStar, Inc. San Francisco, CA 94104 Diebold Nixdorf Inc. 3345 Point Pleasant Road 415-433-1230 5995 Mayfair Road Tetralink Hebron, KY 41048 www.wespay.org North Canton, OH 44720 854 West 450 North - Suite 4 859-371-4423 330-490-4000 Kaysville, UT 84037 www.bluestarinc.com Western States Acquirers Association www.dieboldnixdorf.com 855-593-6227 707-445-5401 tetralink.com E-Seek Inc. www.westernstatesacquirers.net Dunbar Armored Inc. 9471 Ridgehaven Court - Suite E 50 Schilling Road Tidel Inc. San Diego, CA 92123 Woman’s Network in Electronic Hunt Valley, MD 21031 2025 West Belt Line Road - Suite 114 858-495-1900 Payments (W.Net) 800-888-2129 Carrollton, TX 75006 www.e-seek.com 401 Edgewater Place - Suite 600 www.dunbararmored.com 800-678-7577 Wakefield, MA 01880 www.tidel.com Infinite Peripherals, Inc. 781-876-8818 Everi Holdings Inc. 2312 Touhy Avenue www.wnetonline.org 7250 South Tenaya Way - Suite 100 Triton Systems, Inc. Elk Grove Village, IL 60007 Las Vegas, NV 89113 200 Turnpike Road 949-222-0300 800-833-7110 Chelmsford, MA 01824 www.ipcmobile.com www.everi.com 978-250-4200 ATM Equipment www.tritonsys.com Koamtac, Inc. & Services International Merchant Services, Inc. 116 Village Boulevard - Suite 305 1331 Airport Freeway - Suite 150 Triton Systems of Delaware Princeton, NJ 08540 Euless, TX 76040 21405 B. Street 609-256-4700 Alaska ATM Service 800-769-2826 Long Beach, MS 39560 www.koamtac.com 510 West Tudor Road - #8 www.atm24.com 228-575-3180 Anchorage, AK 99503 www.tritonatm.com 907-222-5232 Kahuna ATM Solutions www.alaskaatm.com 807 Arcadia Drive - Suite B Bill Payment and Bloomington, IL 61704 Presentment ATM Depot 888-357-8472 Auto ID/RFID 364 2nd Street - Suite 4C www.kahunaatm.com Technologies Encinitas, CA 92024 ACI Worldwide 888-959-2269 Nautilus Hyosung 3520 Kraft Road www.atmdepot.com 6641 North Beltline Road - Suite 100 Posdata Group, Inc. Naples, FL 34105 Irving, TX 75063 5775 Soundview Drive - Suite 101E 402-390-7600 ATMequipment.com 877-496-7864 Gig Harbor, WA 98335 www.aciworldwide.com 854 West 450 North - #4 www.nhatm.com 800-852-3282 Kaysville, UT 84037 www.posdata.com eDeposit Corporation 800-498-5795 NCR Corporation 9901 Belward Campus Drive - Suite 175 ATMequipment.com 3097 Satellite Boulevard Texas Instruments Inc. Rockville, MD 20850 Duluth, GA 30096 12500 TI Boulevard 888-269-1629 Best Products Sales & Service, Inc. 800-CAL-LNCR Dallas, TX 75243 www.edeposit.com 111 Plainfield Avenue www.ncr.com 972-995-2011 Floral Park, NY 11001 www.ti.com/rfid Ericsson 877-663-6128 OptConnect 6300 Legacy Drive www.bpsands.com 854 West 450 North - #4 Zebra Technologies Corporation Plano, TX 75024 Kaysville, UT 84037 3 Overlook Point 972-583-0000 Cardtronics 877-678-3343 Lincolnshire, IL 60069 www.ericsson.com 3250 Briarpark Drive - Suite 400 www.optconnect.com 847-634-6700 Houston, TX 77042 www.zebra.com 832-308-4000 www.cardtronics.com

Buyers’ Guide 2018 • digitaltransactions • 9 BILL PAYMENT AND PRESENTMENT

Global Express Financial Services Austin Ventures Orbian MasterCard Worldwide P.O. Box 8608 835 West 6th Street - Suite 1560 2175 Salk Avenue - Suite 160 2000 Purchase Street Silver Spring, MD 20907 Austin, TX 78703 Carlsbad, CA 92008 Purchase, NY 10577 800-394-4525 512-485-1900 760-891-2300 914-249-2000 www.global-express.net www.austinventures.com www.orbian.com www.mastercard.com

Jack Henry & Associates - Camden Partners Holdings, LLC Pango Financial, LLC VISA Inc. JHA Payment Solutions 500 East Pratt Street - Suite 1200 1011 Centre Road - Suite 104 P.O.Box 8999 663 West Highway 60 Baltimore, MD 21202 Wilmington, DE 19805 San Francisco, CA 94128 Monett, MO 65780 410-878-6800 855-949-7264 650-432-3200 417-235-6652 www.camdenpartners.com www.whypango.com www.usa.visa.com. www.jackhenry.com Can Capital, Inc. Rapid Capital Funding MoneyGram International 414 West 14th Street 11900 Biscayne Boulevard - Suite 201 2828 North Harwood -15th Floor New York, NY 10014 Miami, FL 33181 Card Dallas, TX 75201 877-550-4731 305-424-2000 Manufacturing 720-568-8830 www.cancapital.com www.rapidcapitalfunding.com www.moneygram.com CapX Partners The Capital Corporation Able Card, LLC RS Software, Inc. 115 North Wacker Drive - Suite 1760 84 Villa Road 1300 West Optical Drive - #600 1900 McCarthy Boulevard - Suite 103 Chicago, IL 60606 Greenville, SC 29615 Azusa, CA 91702 Milpitas, CA 95035 312-893-7400 864-672-8400 877-477-2273 408-382-1200 www.capxpartners.com/ www.thecapitalcorp.com www.ablecard.com www.rssoftware.com Compound Treasury Partners American Plastic Card Company, Tele-Works, Inc. (TWI) 156 5th Avenue - Suite 600 505 Fifth Avenue - 14th Floor International 1080 South Main Street New York, NY 10010 New York, NY 10017 6303 Owensmouth Avenue - 10th Floor Blacksburg, VA 24060 646-794-1330 917-286-2770 Woodland Hills, CA 91367 800-296-2631 www.compound.vc www.treasurypartners.com 818-784-4224 www.tele-works.com www.apcci.com ForwardLine Financial, LLC U.S. Small Business Administration TransCentra, Inc. 21700 Oxnard Street - Suite 1450 409 3rd Street SW Card USA, Inc. 4855 Peachtree Industrial Boulevard - Woodland Hills, CA 91367 Washington, DC 20416 2500 Hollywood Boulevard - Suite 212 Suite 245 866-623-4900 800-827-5722 Hollywood, FL 33020 Norcross, GA 30092 www.forwardline.com www.sba.gov 954-862-1300 678-728-2500 www.cardusa.com www.transcentra.com IOU Financial Inc. 600 TownPark Lane - Suite 100 CPI Card Group Inc. Kennesaw, GA 30144 Card Companies 10368 West Centennial Road 866-217-8564 Littleton, CO 80127 Biometric www.ioufinancial.com 303-973-9311 Authentication 200 Vesey Street www.cpicardgroup.com Liberty Capital Group, Inc. New York, NY 10285 1011 Camino Del Rio South - Suite 440 212-640-2000 Giesecke & Devrient America, Inc. SecuredTouch Inc. San Diego, CA 92117 www.americanexpress.com 45925 Horseshoe Drive 550 South California Avenue 888-230-4683 Dulles, VA 20166 Palo Alto, CA 94306 www.libertycapitalgroup.com China Union Pay 703-480-2100 650-427-9545 208 Plaza 10, Harborside www.gdai.com www.securedtouch.com mIQro Money, LLC Financial Center 1321 Burlington - Suite B Jersey City, NJ 07311 Idemia North Kansas City, MO 64116 201-577-5470 3150 East Ana Street 855-496-4776 www..com Rancho Dominguez, CA 90221 Business www.miqromoney.com 310-884-7900 Financing Diners Club International www.oberthur.com National Business Capital Inc. P.O. Box 6101 1 Corporate Drive - Suite 202 Carol Stream, IL 60197 MT&L Card Products and 1st Merchant Funding, LLC Bohemia, NY 11716 800-234-6377 Fulfillment Services 12000 Biscayne Boulevard - Suite 609 877-482-3008 www.dinersclubus.com 2911 Kraft Drive Miami, FL 33181 www.nationalbusinesscapital.com Nashville, TN 37204 866-710-2265 JCB International Credit Card Co., Ltd. 615-254-9471 www.1stmerchantfunding.com On Deck Capital, Inc. 800 West 6th Street - Suite 200 www.mtlcard.com 155 East 56th Street - 4th Floor Los Angeles, CA 90017 ARF Financial LLC New York, NY 10022 262-269-6081 Perfect Plastic Printing 433 North Camden Drive - Suite 810 888-269-4246 www.jcbusa.com 311 Kautz Road Beverly Hills, CA 90210 www.ondeck.com St. Charles, IL 60174 866-702-4430 630-584-1600 www.arffinancial.com www.perfectplastic.com

10 • digitaltransactions • Buyers’ Guide 2018 CHECK SERVICES

Permalith Plastics LLC RPG Card Services Deposit Checks, Inc. Check Processing 6901 North Crescent Boulevard 2100 Western Court - Suite 80 402 West Broadway - Suite 400 Pennsauken, NJ 08110 Lisle, IL 60532 San Diego, CA 92111 856-488-8000 888-774-0125 866-927-7180 ACHeck21 www.permalith.com www.rpgcardservices.com www.depositchecks.com 926 Hemsath Road - Suite 104A St. Charles, MO 63303 Plastic Graphic Company ePaymentAmerica 844-889-4789 255 Industrial Drive - Suite 1400 7556 U.S. Highway 70 - Suite 200 www.acheck21.com Wauconda, IL 60084 Cardless ATM Memphis, TN 38133 847-487-2030 Programs (Mobile) 901-385-5395 AllTrust Networks www.plasticgraphic.com www.epaymentamerica.com 580 Herndon Parkway - Suite 100 Herndon, VA 20170 Plastic Resource, Inc. MB Financial Bank 866-324-6729 7887 95th Street South 800 West Madison Street www.alltrustnetworks.com Cottage Grove, MN 55016 Chicago, IL 60607 855-505-8251 888-422-6562 CheckVelocity www.plasticresource.com ACCEL www.mbfinancial.com 2109 Elliston Place 255 Fiserv Drive Nashville, TN 37203 Vanguard ID Systems Brookfield, WI 53045 Orbograph 800-430-2370 1210 American Boulevard 800-872-7882 44 Manning Road www.checkvelocity.com West Chester, PA 19380 www.accelnetwork.com Billerica, MA 01821 610-719-0700 978-667-6037 Deposit Checks, Inc. www.vanguardid.com Payment Alliance International www.orbograph.com 402 West Broadway - Suite 400 2101 High Wickham Place San Diego, CA 92111 Louisville, KY 40245 Silver Bullet Technology, Inc. 866-927-7180 877-271-2627 25 West Cedar Street - Suite 440 www.depositchecks.com Card Services www.GoPAI.com Pensacola, FL 32502 850-437-5880 ePaymentAmerica ABnote North America www.sbullet.com 7556 U.S. Highway 70 - Suite 200 225 Rivermoor Street Memphis, TN 38133 Boston, MA 02132 Cash Discount 901-385-5395 800-776-7333 Programs www.epaymentamerica.com www.abnote.com Check 21 MB Financial Bank American Express Choice Merchant Solutions Digital Check Corporation 800 West Madison Street 200 Vesey Street 10 Columbus Boulevard 630 Dundee Road - Suite 210 Chicago, IL 60607 New York, NY 10285 Hartford, CT 06106 Northbrook, IL 60062 888-422-6562 212-640-2000 800-539-9116 847-446-2285 www.mbfinancial.com www.americanexpress.com www.choicemerchantsolutions.com www.digitalcheck.com Orbograph Fiserv, Inc. Paya Services 44 Manning Road 255 Fiserv Drive - P.O. Box 979 73 Eglin Parkway NE - Suite 301 Billerica, MA 01821 Brookfield, WI 53008 Chargeback Fort Walton Beach, FL 32548 978-667-6037 262-879-5000 Processing 877-454-3835 www.orbograph.com www.fiserv.com www.payasvs.com Silver Bullet Technology, Inc. ICBA Bancard & TCM Bank, N.A. ACHeck21 25 West Cedar Street - Suite 440 1615 L Street Northwest - Suite 900 926 HemsathRoad - Suite 104A Pensacola, FL 32502 Washington, DC 20036 St. Charles, MO 63303 Check Guarantee 850-437-5880 800-242-4770 844-889-4789 & Verification www.sbullet.com www.icbabancard.com www.acheck21.com

NBS Technologies AllTrust Networks CrossCheck, Inc. 10925 Bren Road East 580 Herndon Parkway - Suite 100 1440 North McDowell Boulevard Check Services Minneapolis, MN 55343 Herndon, VA 20170 Petaluma, CA 94954 952-912-9400 866-324-6729 707-665-2100 Benchmark Technology Group www.nbstech.com www.alltrustnetworks.com www.cross-check.com 1665 Bluegrass Lakes Parkway Alpharetta, GA 30004 Primax CheckVelocity 470-865-6000 516 Edgewater Drive 2109 Elliston Place www.benchmarktechnologygroup.com Wakefield, MA 01880 Nashville, TN 37203 Check Imaging 781-621-3539 800-430-2370 Cash Management Solutions Inc. www.primaxpayments.com www.checkvelocity.com BLM Technologies, Inc. 13921 Icot Boulevard - Suite 710 15300 25th Avenue North - Suite 600 Clearwater, FL 33760 Plymouth, MN 55447 727-524-1103 800-358-5574 www.cashmgmt.com www.blmtechnology.com

Buyers’ Guide 2018 • digitaltransactions • 11 CHECK SERVICES

Deluxe Corporation Archetype Consulting Claremont Creek Ventures Doeren Mayhew 3680 Victoria Street North 180 Canal Street - 6th Floor 300 Frank H. Ogawa Plaza - Suite 350 305 West Big Beaver Road -, Suite 2300 Shoreview, MN 55126 Boston, MA 02114 Oakland, CA 94612 Troy, MI 48084 651-483-7111 857-350-4369 510-740-5001 248-244-3000 www.deluxe.com www.archetypeconsulting.com www.claremontcreek.com www.doeren.com

Electronic Check Clearing House Ardmore Banking Advisors, Inc. Clearwater Analytics Double Diamond Group, LLC Organization (ECCHO) 44 East Lancaster Avenue - 2nd Floor 777 West Main Street - Suite 900 5298 East Otero Circle 3710 Rawlins Street - Suite 1075 P.O. Box 533 Boise, ID 83702 Centennial, CO 80122 Dallas, TX 75219 Ardmore, PA 19003 208-918-2400 303-916-9997 214-273-3200 610-649-4643 www.clearwater-analytics.com www.doublediamondgroup.com www.eccho.org www.ardmoreadvisors.com Client Resources Inc. E&S Consulting LLC Encircle Payments Atsec Information Security Corporation 2120 South 72nd Street - Suite 1300 812 East Avenue NE 3390 Mary Street 9130 Jollyville Road - Suite 260 Omaha, NE 68124 Atlanta, GA 30312 Coconut Grove, FL 33133 Austin, TX 78759 402-926-2000 678-333-3254 305-592-7800 512-615-7300 www.clientresourcesinc.com www.eandsconsultingllc.com www.encirclepayments.com www.atsec.com CNP-Solutions, LLC e5 Solutions Group, LLC StrategyCorps, LLC Auriemma Consulting Group, Inc. 12 Old Stage Coach Road 910 Harvest Drive - P.O. Box 3037 100 Westwood Place - Suite 400 120 Broadway - Suite 3401 Weston, CT 06883 Blue Bell, PA 19422 Brentwood, TN 37027 New York, NY 10271 203-557-9555 610-891-1800 615-263-7777 212-323-7000 www.cnp-solutions.com www.e5solutions.com www.strategycorps.com www.auriemmaconsulting.com Coastal Software & Consulting, Inc. Edgar, Dunn & Company T Tech Transaction Technologies LLC Avanade, Inc. P.O. Box 872106 201 California Street - Suite 640 7512 Independence Boulevard - 818 Stewart Street - Suite 400 Vancouver, WA 98687 San Francisco, CA 94111 Suite 107 Seattle, WA 98101 360-891-6174 415-977-1870 Charlotte, NC 28227 206-239-5600 www.coastalsoftware.com www.edgardunn.com 877-838-4031 www.avanade.com www.ttechpayments.com Convergys Corporation Edgewater Technology, Inc. Bancography 201 East Fourth Street 200 Harvard Mill Square - Suite 210 The Clearing House 1827 First Avenue North - Suite 200 Cincinnati, OH 45202 Wakefield, MA 01880 Payments Company LLC Birmingham, AL 35203 513-723-7000 781-246-3343 1114 Avenue of the Americas - 17th Floor 205-251-3227 www.convergys.com www.edgewater.com New York, NY 10036 www.bancography.com 800-875-2242 Covestic Inc. Epcor www.theclearinghouse.org BlackLine Advisory Group 5555 Lakeview Drive - Suite 100 3100 Broadway Boulevard - Suite 555 150 3rd Avenue South, Suite 1900 Kirkland, WA 98033 Kansas City, MO 64111 VALID Systems, Inc. Nashville, TN 37201 425-803-9889 800-500-0100 2501 Parkview Drive - Suite 570 615-743-6987 www.covestic.com www.epcor.org Fort Worth, TX 76102 www.blacklineadvisorygroup.com 866-408-2543 Creative Business Decisions Inc. Ernst & Young www.validadvantage.com Capital Performance Group 12 Roszel Road - Suite B-200 5 Times Square 1331 H Street NW - Suite 801 Princeton, NJ 08540 New York, NY 10036 Washington, DC 20005 609-452-9551 212-773-3000 202-337-7870 www.cbdcredit.com www.ey.com Consulting www.capitalperform.com CreditSights, Inc. ESRI 1st Secure IT, LLC CCG Catalyst Consulting Group 2 Park Avenue - 24th Floor 380 New York Street 4613 North University Drive - #323 2375 East Camelback Road - Suite 690 New York, NY 10016 Redlands, CA 92373 Coral Springs, FL 33067 Phoenix, AZ 85004 212-340-3840 909-793-2853 866-735-3369 800-439-8710 www.creditsights.com www.esri.com www.1stsecureit.com www.ccg-catalyst.com Daniel Penn Associates, LLC Field Guide Enterprises, LLC 8583Pay Ceto and Associates P.O. Box 271707 7790 West Shore Drive 2 West Main Street - Suite 201 3325 Paddock Parkway - Suite 400 West Hartford, CT 06127 Hartland, WI 53029 Greenfield, IN 46104 Suwanee, GA 30024 860-232-8577 262-966-2215 317-796-4171 866-227-1361 www.danielpenn.com www.gofieldguide.com www.8583pay.com www.ceto.com Deloitte LLP Financial Operations Networks, Inc. ABC Financial Services CGI Group Inc. 5555 West 5th Street - Suite 2700 2100 RiverEdge Parkway - Suite 1010 8320 Highway 107 1350 René-Lévesque Boulevard West - Los Angeles, CA 90013 Atlanta, GA 30328 Sherwood, AR 72120 15th Floor 213-688-0800 678-894-4600 800-622-6290 Montreal, Quebec H3G 1T4, Canada www.2deloitte.com www.finopsnet.com www.abcfinancial.com 514-841-3200 www.cgi.com

12 • digitaltransactions • Buyers’ Guide 2018 The payments market is large and fragmented. DigitalTransactions.net gathers the most important news in one place, and shows you how it all fi ts together to impact your business.

Concise, Breaking Calendar Complete Detailed 13 years of clean news of industry current and listings of payments interface from the events past issues payments news and is easy to payments of Digital market analysis navigate market, Transactions suppliers posted daily magazine CONSULTING

FINCAD Keating Associates, Inc. Payment Concepts LLC RPY Innovations 13450 102nd Avenue - Suite 1750 226 Park Avenue 4343 South 118th East Avenue - 10 State Street Surrey, BC V3T 5X3, Canada Worcester, MA 01609 Suite 220 Newburyport, MA 01950 800-304-0702 508-757-5155 Tulsa, OK 74146 978-255-3109 www.fincad.com www.keatingassociates.com 855-815-7421 www.rpyin.com www.paymentconcepts.com GB Frank International Mantrana Partners Sales Empowerment Group 101 Tower Drive P.O. Box 3245 Payment Processing Consultants, Inc. 6 West Hubbard Street - Suite 400 Burr Ridge, IL 60527 Greenwood Village, CO 80155 67 Monroe Avenue Chicago, IL 60654 888-332-2577 800-844-8240 Pittsford, NY 14534 312-374-3500 www.gbfrank.com www.mantranapartners.com 888-282-5384 www.salesempowermentgroup.com www.ppcsales.com Global Vision Group Mercator Advisory Group, Inc. ScerIS, Inc. 147 17th Avenue - Suite A 8 Mill and Main Place Payments Security Compliance 490 Boston Post Road San Mateo, CA 94402 Maynard, MA 01754 591 West Hamilton Avenue - Suite 200 Sudbury, MA 01776 650-349-1536 781-419-1700 Campbell, CA 95008 978-218-5000 www.gvgroup.net www.mercatoradvisorygroup.com 408-228-0961 www.sceris.com www.paysw.com Hedge Trackers, LLC Merchant Analysis Service, LLC Self Management Group 1190 Saratoga Avenue - Suite 110 37 Sycamore Circle PayStream Advisors, Inc. 3300 Bloor Street West - Suite 650 San Jose, CA 95129 Ormond Beach, FL 32174 550 South Caldwell Street Toronto, ON M8X 2X2, Canada 408-350-8580 386-451-8866 Charlotte, NC 28203 416-746-0444 www.hedgetrackers.com www.merchantanalysisservice.com 704-523-7357 www.self-management.com www.paystreamadvisors.com IBM Corporation Michigan Retailers Association SightSpan, Inc. 1 New Orchard Road 603 South Washington Avenue Preston Todd Advisors PO Box 4023 Armonk, NY 10504 Lansing, MI 48933 358 Chestnut Hill Avenue - Suite303 Mooresville, NC 28117 800-426-4968 517-372-5656 Boston, MA 02135 704-663-0074 www.ibm.com www.retailers.com 617-849-8835 www.sightspan.com www.prestontoddadvisors.com Informa Research Services National Benefit Programs SkillNet Solutions, Inc. 30501 Agoura Road - 2nd Floor 5901-B Peachtree Dunwoody Road - PricewaterhouseCoopers LLP 1151 Sonora Court - Suite 2 Agoura Hills, CA 91301 Suite 400 300 Madison Avenue - 24th Floor Sunnyvale, CA 94086 800-848-0218 Atlanta, GA 30328 New York, NY 10017 408-522-3600 www.informars.com 770-394-7550 646-471-3000 www.skillnetinc.com www.nationalbenefitprograms.com www.pwc.com/us/advisory Infosys Technologies Limited STJ Retail 6100 Tennyson Parkway - Suite 200 NewGround R&P Group 40B Courtland Avenue Plano, TX 75024 15450 South Outer Forty Drive - 825 West 10th Street - # 1 Concord, ON L4K 5B3, Canada 469-229-9400 Suite 300 Sioux Falls, SD 57104 905-660-6630 www.infosys.com Chesterfield, MO 63017 605-274-8800 www.stjretail.com 636-898-8100 www.randpgroup.com Institute for the Future www.newground.com Storeworks Technologies 201 Hamilton Avenue Redbridge Debt & Treasury Advisory 7300 Washington Avenue South Palo Alto, CA 94301 Nomis Solutions, Inc. 1 Little W 12th Street - Suite 604 Eden Prairie, MN 55344 650-854-6322 8000 Marina Boulevard - Suite 700 New York, NY 10014 866-388-9990 www.iftf.org Brisbane, CA 94005 646-343-9410 www.storeworks.com 650-588-9800 www.redbridgedta.com Insurance Technologies www.nomissolutions.com 2 South Cascade Avenue - Suite 200 Retail Payments Global Consulting Colorado Springs, CO 80903 Optimized Payments Consulting Group, LLC 719-442-6400 1200 Abernathy Road - Suite 1700 108 2nd Avenue South www.insurancetechnologies.com Atlanta, GA 30328 Kirkland, WA 98033 Strategic Marketing 800-846-1305 425-522-4110 13626 South 32nd Street INTL FCStone Inc. www.optimizedpmts.com www.rpgc.com Phoenix, AZ 85044 708 Third Avenue - 15th Floor 480-510-8120 New York, NY 10017 Paul Larsen Consulting LLC Rich Consulting www.smktg.com 212-485-3555 5 Carlson Terrace 16622 Gilmore Street www.intifcstone.com Fishkill, NY 12524 Van Nuys, CA 91406 Stratus Technologies 845-489-2849 818-613-7627 5 Mill & Main Place - Suite 500 JLS Associates, Inc. www.paullarsenconsulting.com www.deanarich.com Maynard, MA 01754 11912 Kanis Road - Suite F-1 978-461-7000 Little Rock, AR 72211 PayCube, Inc. Rolta www.stratus.com 501-312-2022 34177 Finnigan Terrace 5865 North Point Parkway www.jlsassociates.com Fremont, CA 94555 Alpharetta, GA 30022 510-545-6854 678-942-5000 www.paycubeinc.com www.rolta.com/americas/

14 • digitaltransactions • Buyers’ Guide 2018 DOCUMENT MANAGEMENT

Strunk, LLC WesPay CSCU (Card Services for Credit Unions) Tranzlogic 375 North Ridge Road - Suite 550 300 Montgomery Street - Suite 450 3031 North Rocky Point Drive West, 543 Country Club Drive - #542 Atlanta, GA 30350 San Francisco, CA 94104 Suite 750 Simi Valley, CA 93065 800-728-3116 415-373-1193 Tampa, FL 33607 888-855-0855 www.strunklp.com www.wespayadvisors.com 888-930-2728 www.tranzlogic.com www.cscu.net Sword & Shield Enterprise Security Wimsett & Company Womply 1431 Centerpoint boulevard - Suite 150 5111 Commerce Crossings Drive - SHAZAM, Inc 135 Toewnsend Street - #300 Knoxville, TN 37932 Suite 112 6700 Pioneer Parkway San Francisco, CA 94107 865-244-3500 Louisville, KY 40229 Johnston, IA 50131 855-929-9111 www.swordshield.com 502-964-6030 515-288-2828 www.womply.com www.wimsettandcompany.com www.shazam.net Telaid 13 West Main Street - P.O. Box 711 WNS Ltd. Niantic, CT 06357 15 Exchange Place Document 800-205-5556 Jersey City, NJ 07302 Management www.telaid.com 201-942-6254 www.wns.com TSYS Acquiring Solutions The Regional Payments Association 8320 South Hardy Drive Digital Documents 3100 Broadway - Suite 555 Tempe, AZ 85284 8000 Towers Crescent Drive Kansas City, MO 64111 480-333-7799 Vienna, VA 22182 800-500-0100 Contactless www.tsysacquiring.com 703-288-5555 www.epcor.org Terminals www.digitaldocumentsllc.com

DocVerify, Inc. Castles Technology International CRM 2030 Main Street - Suite 1300 Corporation Irvine, CA 92614 53 Perimeter Center East - Suite 275 IRIS CRM 949-222-2900 The Strawhecker Group Atlanta, GA 30346 413 86th Street Mezzanine www.docverify.com 11605 Miracle Hills Drive - Suite 302 470-273-6350 Brooklyn, NY 11209 Omaha, NE 68154 www.castlestech.com 888-870-9978 KUBRA 402-964-2617 www.iriscrm.com 5050 Tomken Road www.thestrawgroup.com FlexPoint Mississauga, ON L4W 5B1 5000 Legacy Drive - Suite 320 PegasusCRM 905-624-2220 Transmark Advisory Services Plano, TX 75024 160 Clairemont www.kubra.com 90 Firethorne Pointe 866-467-2688 Decatur, GA 30031 Nicholson, GA 30565 www.flexpoint.me 855-332-1608 Parascript, LLC 706-757-0038 www.pegasuscrm.net 6273 Monarch Park Place www.transmarkadvisoryservices.com Longmont, CO 80503 303-381-3100 UMACHA (Upper Midwest Automated www.parascript.com Clearing HouseAssociation) Data Analytics 7100 Northland Circle - Suite 407 Group PDCflow Brooklyn Park, MN 55428 3025 Windward Parkway - Suite 600 Loginworks Softwares Inc. 372 24th Street - Suite 410 763-549-7004 Alpharetta, GA 30005 4870 Sadler Road - Suite 300 Ogden, UT 84401 www.umacha.org 800-252-1140 Glen Allen, VA 23060 877-734-814 www.ingenico.us 434-608-0184 www.pdcflow.com Vertex Business Services www.loginworks.com 501 W President George Bush Highway - Inside Secure Corporation Pinnacle Data Systems LLC Suite 350 3031 Tisch Way - Suite 701 Sightline Systems Corporation 350 Automation Way Richardson, TX 75080 San Jose, CA 95128 4035 Ridge Top Road - Suite 510 Birmingham, AL 35210 214-576-1000 408-658-6577 Fairfax, VA 22030 888-895-1004 www.vertexone.net www.insidesecure.com 730-563-3000 www.pinnacledatasystems.com www.sightlinesystems.com VizantTechnologies Proformance 575 East Swedesford Road - Suite 102 96 Beach Walk Boulevard - Suite 104 Wayne, PA 19087 Core Processing Conroe, TX 77304 610-358-1003 281-292-9000 www.vizant.com Computer Services, Inc. (CSI) www.proformance.com 3901 Technology Drive The Strawhecker Group W. Capra Consulting Group, Inc. Paducah, KY 42001 11605 Miracle Hills Drive - Suite 302 TIS Americas 221 North LaSalle Street - Suite 1325 800-545-4274 Omaha, NE 68154 5208 Tennyson Parkway - Suite 100 Chicago, IL 60601 www.csiweb.com 402-964-2617 Plano, TX 75024 312-873-3300 www.thestrawgroup.com 214-256-4600 www.wcapra.com www.topimagesystems.com

Buyers’ Guide 2018 • digitaltransactions • 15 ELECTRONIC COMMERCE PAYMENTS

Electronic TRANSAX Gateway Edgenet 1921-A Rohlwing Road 2948 Sidco Drive Commerce Rolling Meadows, IL 60008-4800 Nashville, TN 37204 Payments 866-513-1547 877-334-3638 Humboldt Merchant Services www.transaxgateway.com www.edgenet.com 3943 Walnut Drive 2Checkout.com, Inc Eureka, CA 95503 Electronic Payment Services 855 Grandview Avenue - Suite 110 877-387-5642 555 Fayetteville Street - #201 Columbus, OH 43215 www.hbms.com Raleigh, NC 27601 614-921-2449 800-844-2044 www.2checkout.com Earn higher margins by providing TSYS Acquiring Solutions www.electronicpaymentservices.net innovative payment solutions to hard- 8320 South Hardy Drive to-place and high-risk merchants. A Tempe, AZ 85284 Emailage 25-year industry leader, Humboldt 480-333-7799 25 South Arizona Place - Suite 400 Merchant Services off ers generous www.tsysacquiring.com Chandler, AZ 85225 residual packages, a full suite of secure 480-634-8437 ACCEL payment solutions for virtually any WEX Inc. www.emailage.com 255 Fiserv Drive business type and competitive pricing— 97 Darling Avenue Brookfi eld, WI 53045 all backed by world-class customer South Portland, ME 04106 FIS 800-872-7882 service. www.hbms.com 207-773-8171 601 Riverside Avenue www.accelnetwork.com www.wexinc.com Jacksonville, FL 32204 Infi nity Data Corporation 888-323-0310 Accuity 20 Cabot Boulevard - Suite 221 WorldPay www.fi sglobal.com 1007 Church Street Mansfi eld, MA 02048 300 Colonial Center Parkway - Suite 130 Evanston, IL 60201 866-746-8931 Atlanta, GA 30076 Global Virtual Payments Corporation 847-676-9600 www.infi nitydatacorp.com 877-826-1725 P.O. Box 960666 www.accuity.com www.worldpay.com Miami, FL 33296 Instabill Corporation 954-553-7472 Beanstream A Bambora Company 875 Greenland Road www.globalvirtualpayments.com #200-1803Douglas Street Portsmouth, NH 03801 Victoria, BC V8T 5C3, Canada 800-530-2444 Electronic GoEmerchant.com 888-472-2072 www.instabill.com Commerce One Mall Drive - Suite 515 www.beanstream.com Services Cherry Hill, NJ 08002 Nodus Technologies, Inc. 888-638-7867 CARDnet Corporation 2099 South State College Blvd. - Suite 250 www.goemerchant.com 3540 West Sahara Avenue - #158 Anaheim, CA 92806 Amber Road, Inc. Las Vegas, NV 89102 909-482-4701 One Meadowlands Plaza GS1 US 831-850-9640 www.nodustech.com East Rutherford, NJ 07073 1009 Lenox Drive - Suite 202 www.cardnetcorp.com 201- 935-8588 Lawrenceville, NJ 08648 PayPal www.amberroad.com 609-620-0200 Credorax, Inc. 2211 North First Street www.gs1.org 106 Southville Road San Jose, CA 95131 BlueSnap Inc. Southborough, MA 01772 415-706-1374 800 South Street - Suite 640 InterTrade Systems, Inc. 617-778-7807 www..com Waltham, MA 02453 3224 Jean-Beraud Avenue - Suite 270 www.credorax.com 781-790-5013 Laval, QC H7T 2S4, Canada Payscout, Inc. www.bluesnap.com 800- 873-7803 FSV Payment Systems Inc. 5900 Sepulveda Boulevard - Suite 360 www.intertrade.com 6410 Southpoint Parkway - Suite 200 Sherman Oaks, CA 91411 Certona, Inc. Jacksonville, FL 32216 888-689-6088 10431 Wateridge Circle - Suite 200 Kotapay 904-446-1100 www.payscout.com San Diego, CA 92121 1700 42nd Street South - Suite 2000 www.fsvpaymentsystems.com 858- 369-3888 Fargo, ND 58103 Premier Payments Online, Inc. www.certona.com 800-378-3328 525 Plymouth Road - Suite 309 www.intercepteft.com Plymouth Meeting, PA 19462 Chargebacks911 610-828-6438 630 Chestnut Street www.premierpaymentsonline.com Clearwater, FL 33756 877-634-9808 Shopify Inc. www.chargebacks911.com 150 Elgin Street - 8th Floor Kount Inc. Ottawa, ON K2P 1L4, Canada CoreCommerce 917 South Lusk Street - Suite 300 888-746-7439 231 Wilson Pike Circle Boise, ID 83706 www.shopify.com Brentwood, TN 37027 877-538-5538 615-550-5523 www.kount.com Tipalti www.corecommerce.com 1810 Gateway Drive - Suite 260 San Mateo, CA 94404 650-319-8999 www.tipalti.com

16 • digitaltransactions • Buyers’ Guide 2018 EQUIPMENT SALES

Merchant Risk Council EMV Terminals Touch Dynamic 600 Stewart Street 121 Corporate Boulevard Seattle, WA 98101 South Plainfi eld, NJ 07080 206-364-2789 Castles Technology International Corp. 732-382-5701 www.merchantriskcouncil.org Datacap Systems, Inc. 53 Perimeter Center East - Suite 275 www.touchdynamic.com 100 New Britain Boulevard Atlanta, GA 30346 ModusLink Corporation Chalfont, PA 18914 470-273-6350 , Inc. 1601 Trapelo Road - Suite 170 215-997-8989 www.castlestech.com 11700 Great Oaks Way - Suite 110 Waltham, MA 02451 www.datacapsystems.com Alpharetta, GA 30022 781-663-5000 Equinox Payments, LLC 770-754-3432 www.moduslink.com 9045 East Pima Center Parkway - Suite 3 www.verifone.com Scottsdale, AZ 85258 Offi cial Payments Corporation 480-551-7800 177 Technology Parkway www.equinoxpayments.com Auburn, AL 36830 North American Bancard, LLC Enterprise 334-321-4600 250 Stephenson Highway ExaDigm, Inc. Content www.offi cialpayments.com Troy, MI 48083 2861 Pullman Street Management 877-812-8070 Santa Ana, CA 92705 Point & Pay, LLC www.gonab.com/dtbg 949-486-0320 110 State Street East - Suite D www.exadigm.com 5StarPR, LLC Oldsmar, FL 34677 Join the North American Bancard 13120 Farmsted Court 888-891-6064 team today and get a $3,000 signing Oak Hill, VA 20171 www.pointandpay.com bonus plus and up to $1,000 per MID 703-437-9301 with $400 upfront. Build your portfolio www.5starpr.com Revenue Management Solutions through award-winning ISO and Sales 9020 North May Avenue - Suite 210 Partner programs featuring fl exible Ingenico Group Alogent Oklahoma City, OK 73120 compensation plans, next-generation 3025 Windward Parkway - Suite 600 350 Technology Parkway NW - #200 405-463-6000 technology, customized marketing Alpharetta, GA 30005 Peachtree Corners, GA 30092 www.revmansolutions.com materials and more. Discover the NAB 800-252-1140 760-410-9000 advantage today! www.gonab.com www.ingenico.us www.bluepointsolutions.com UniteU Technologies, Inc. 12 Pine Cone Drive FileSolve Pittsford, NY 14534 3001 North Graham Street - Suite B 866-386-4838 EMV Systems Charlotte, NC 28206 www.uniteu.com 704-523-4400 MagTek, Inc. www.fi lesolve.com Western Union Business Solutions 1710 Apollo Court 100 Summit Avenue Seal Beach, CA 90740 Montvale, NJ 07645 562-546-6400 866-953-6491 CardFlight www.magtek.com Equipment Sales www.business.westernunion.com 38 West 21st Street - 6th Floor New York, NY 10011 800-783-5596 EMV Software www.cardfl ight.com Shift4 Payments, LLC PAX Technology, Inc General Credit Forms, Inc. BridgePay Network Solutions, LLC 1491 Center Crossing Road 8880 Freedom Crossing Trail - 3595 Rider Trail South 1071 South Sun Drive - Suite 2002 Las Vegas, NV 89144 Bldg. 400, Suite 300 Earth City, MO 63045 Lake Mary, FL 32746 800-265-5795 Jacksonville, FL 32256 314-216-8600 866-322-9894 www.shift4.com 904- 257-0081 www.gcfi nc.com www.bridgepaynetwork.com www.pax.us STJ Retail Whatever your merchants need, 40B Courtland Avenue PAX has been serving the global whenever they need it. Flexible Concord, ON L4K 5B3, Canada retail marketplace for 18 years and ordering – Internet, telephone, 905-660-6630 has distribution in over 100 countries fax, e-mail – and fl exible billing www.stjretail.com with an install base over 26 million options are available. We can help CreditCall Corporation worldwide. PAX off ers a complete line turn supplies into another source Merchants House - Wapping Road of products and services supported by of revenue. All from the largest Bristol, BS1 4RW, extensive R&D capabilities. In addition manufacturer of POS forms, rolls, 800-868-1832 to a competitive pricing model, quality and labels in the country, GCF. www.creditcall.com assurance is the company’s top priority USAePay which enables PAX to have a strong 1833 Victory Boulevard advantage in the marketplace. Glendale, CA 91201 866-872-3729 www.usaepay.com

Buyers’ Guide 2018 • digitaltransactions • 17 EQUIPMENT SALES

Financial Services ACH Alert, LLC CyberSource Corporation 8920 B Transport Lane - Suite 100 P.O. Box 8999 Ooltewah, TN 37363 San Francisco, CA 94128 Apruvd, LLC 432-702-4379 650-432-7350 PAX Technology, Inc 15150 N. Hayden Road - Suite 102 www.achalert.com www.cybersource.com 8880 Freedom Crossing Trail - Phoenix, AZ 85260 Bldg. 400, Suite 300 480-477-9150 AllClear ID Cygilant, Inc. Jacksonville, FL 32256 www.apruvd.com 823 Congress Avenue - Suite 300 60 State Street 904- 257-0081 Austin, TX 78701 Boston, MA 02109 www.pax.us Banc Certifi ed Merchant Services 855-434-8077 877-564-7787 5006 Cemetery Road www.allclearid.com www.cygilant.com PAX has been serving the global Hilliard, OH 43026 retail marketplace for 18 years and 877-861-8008 Apruvd, LLC E&S Consulting LLC has distribution in over 100 countries www.bancCertifi ed.com 15150 N. Hayden Road - Suite 102 812 East Avenue NE with an install base over 26 million Phoenix, AZ 85260 Atlanta, GA 30312 worldwide. PAX off ers a complete line Discover Network 480-477-9150 678-333-3254 of products and services supported by 2500 Lake Cook Road www.apruvd.com www.eandsconsultingllc.com extensive R&D capabilities. In addition Riverwoods, IL 60015 to a competitive pricing model, quality 866-710-3355 AvidXchange Emailage assurance is the company’s top priority www.discovernetwork.com 111 East Sego Lily Drive - Suite 300 25 South Arizona Place - Suite 400 which enables PAX to have a strong Salt Lake City, UT 84070 Chandler, AZ 85225 advantage in the marketplace. Esker 801-322-5222 480-634-8437 1212 Deming Way - Suite 150 www.avidxchange.com www.emailage.com Middleton, WI 53562 800-368-5283 Brighterion Ezic, Inc Field Services www.esker.com 150 Spear Street - 10th Floor 175 East Hawthorn Parkway - Suite 410 San Francisco, CA 94105 Vernon Hills, IL 60061 Spectrum Field Services First American Merchant LLC 415-986-5600 866- 575-3942 220 East Morris Avenue - Suite 400 2840 Saprs Street www.brighterion.com www.ezic.com Salt Lake City, UT 84115 Westlake Village, CA 91362 800-700-1701 800-210-5649 CardinalCommerce Corporation FiLink Corporation www.spectrumfsi.com www.fi rstamericanmerchant.com 8100 Tyler Boulevard - Suite 100 1173 Concord Road SE - Suite A Mentor, OH 44060 Smyrna, GA 30080 Pango Financial, LLC 440-352-8444 866-534-5465 1011 Centre Road - Suite 104 www.cardinalcommerce.com www.entrustedmail.com Financial Wilmington, DE 19805 Institution 855-949-7264 Chargeback G2 Web Services, LLC Programs www.whypango.com 1192 East Draper Parkway - #305 1750 112th Avenue NE - Suite C101 Draper, UT 84095 Bellevue, WA 98004 888-808-8447 888-788-5353 Cardtronics www.chargeback.com www.g2webservices.com 3250 Briarpark Drive - Suite 400 Houston, TX 77042 Chargeback Gurus Guardian Analytics, Inc. 832-308-4000 Super G Capital LLC 8951 Collin McKinney Parkway - 2465 Latham Street - Suite 200 www.cardtronics.com 23 Corporate Plaza - Suite 100 Suite 1001-1002 Mountain View, CA 94040 Newport Beach, CA 92660 McKinney, TX 75070 650-383-9200 Independent Bankers Bank 800- 631-2423 866-999-3758 www.guardiananalytics.com 11701 Luna Road www.supergcapital.com www.chargebackgurus.com Farmers Branch, TX 75234 Identity Fraud, Inc. 972-650-6000 WesPay Chargeback Hero 1990 North California Boulevard - www.mybankersbank.com 300 Montgomery Street - Suite 450 501- NE Hood Avenue - Suite 240 8th Floor San Francisco, CA 94104 Gresham, OR 97030 Walnut Creek, CA 94598 Security Card Services, LLC 415-373-1193 800-801-9845 866-443-3728 2653 West Oxford Loop - Suite 108 www.wespayadvisors.com www.chargebackhero.com www.identityfraud.com Oxford, MS 38655 877-995-9198 Chargebacks911 IdentityMind www.scservicesllc.com 630 Chestnut Street 645 High Street Fraud Prevention Clearwater, FL 33756 Palo Alto, CA 94301 Tetralink 877-634-9808 650-618-9977 854 West 450 North - Suite 4 Accertify www.chargebacks911.com www.identitymindglobal.com Kaysville, UT 84037 2 Pierce Place - Suite 900 855-593-6227 Itasca, IL 60143 CyberScout, LLC iovation,Inc. tetralink.com 800-231-4915 7580 North Dobson Road - Suite 201 555 SW Oak Street - #300 www.accertify.com Scottsdale, AZ 85256 Portland, OR 97204 888-682-5911 503-224-6010 www.cyberscout.com www.iovation.com

18 • digitaltransactions • Buyers’ Guide 2018 GLOBAL ACQUIRERS

IPS of Boston RSA - The Security Division of EMC Gift Cards Global Acquirers P.O. Box 768 176 South Street Middleboro, MA 02346 Hopkinton, MA 01748 888-923-3500 508-435-1000 AdaptPOS Alternative Payments, Inc. www.ipsboston.com www.emc.com 2251 East 99th Place 530 South Lake Avenue, Suite 294 Thornton, CO 80229 Pasadena, CA 91101 Spectrum Field Services 866-279-6176 626-773-7194 220 East Morris Avenue - Suite 400 www.adaptpos.com www.alternativepayments.com Salt Lake City, UT 84115 800-700-1701 Arroweye Solutions, Inc. Kount Inc. www.spectrumfsi.com 550 West Washington Street - Suite 202 917 South Lusk Street - Suite 300 Chicago, IL 60661 Boise, ID 83706 SQN Banking Systems 312-253-9400 877-538-5538 65 Indel Avenue - P.O. Box 423 www.arroweye.com Elavon Inc. www.kount.com Rancocas, NJ 08073 Two Concourse Parkway - Suite 800 888-744-7226 Atlanta, GA 30328 Laru Technologies www.sqnbankingsystems.com 679-731-5326 400 Plaza Drive - Suite 210 www.elavon.com Folsom, CA 95630 Subuno 916-458-6149 500 Yale Avenue North - Suite 100 Factor4 From e-commerce to mobile wallets www.larucorp.com Seattle, WA 98109 501 Abbott Drive - Suite 6 and chip card acceptance, Elavon helps 646-481-1296 Broumall, PA 19008 businesses, small and large, accept Merchant Risk Council www.subuno.com 484-471-3963 all payment types. For 25 years, we’ve 600 Stewart Street www.factor4gift.com helped more than one million customers Seattle, WA 98101 Thales e-Security, Inc. around the world grow their business 206-364-2789 900 South Pine Island Road - Suite 710 Gift Card USA through payments. Our fl exible, secure www.merchantriskcouncil.org Plantation, FL 33324 252 West Swamp Road - Suite 53B and innovative payment solutions help 888-744-4976 Doylestown, PA 18901 businesses attract and keep customers, Mitek Systems, Inc. www.thalesesec.com 800-717-1245 develop partner relationships, process 600 B Street - Suite 100 www.giftcardusa.com payments and simplify operations. San Diego, CA 92101 The Fraud Practice Inc. 619-269-6800 1200 Tarpon Woods Boulevard - My Town’s Card First Data Partner Solutions www.miteksystems.com Suite O-1 252 West Swamp Road, Suite 53-B 5565 Glenridge Connector NE - Palm Harbor, FL 34685 Doylestown, PA 18901 Suite 2000 NICE Actimize 888-227-0402 800-717-1245 Atlanta, GA 30342 221 River Street - 10th & 11th Floors www.fraudpractice.com www.mytownscard.com 404-890-2000 Hoboken, NJ 07030 www.fi rstdata.com 551- 256-5000 ThreatMetrix Inc. Paya Services www.niceactimize.com 160 West Santa Clara Street - Suite 1400 73 Eglin Parkway NE - Suite 301 San Jose, CA 95113 Fort Walton Beach, FL 32548 OneSpan Inc. 408- 200-5700 877-454-3835 121 West Wacker Drive - Suite 2050 www.threatmetrix.com www.payasvs.com Chicago, IL 60601 Inovio 312-766-4001 PSA 18801 Ventura Boulevard - #300 www.vasco.com 1120 Wyndham Parkway Tarzana, CA 91301 Romeoville, IL 60446 310-699-2007 preCharge Risk Management Solutions 630-685-4060 www.inoviopay.com 130 7th Avenue - Suite 129 TSYS Acquiring Solutions www.goplicards.com New York, NY 10011 8320 South Hardy Drive Open more doors and close more 212-751-6213 Tempe, AZ 85284 Seastone deals by off ering merchants the www.precharge.com 480-333-7799 86 North University Avenue - Suite425 world. Our fully integrated, global www.tsysacquiring.com Provo, UT 84601 payment gateway is the future of online Quatrro Processing Services 801-762-0088 payments. Enjoy highly competitive 1850 Parkway Place - #1100 UMACHA (Upper Midwest Automated www.seastone.com compensation packages. Then, Marietta, GA 30067 Clearing HouseAssociation) maximize your profi ts by selling a host 650-252-0184 7100 Northland Circle - Suite 407 Synergy World, Inc. of gateway solutions, fraud protection www.quatrroprocessing.com Brooklyn Park, MN 55428 12625 High Bluff Drive - Suite 208 services, fl exible APIs and more. 763-549-7004 San Diego, CA 92130 www.inoviopay.com Riskifi ed Ltd. www.umacha.org 858-569-8842 220 5th Avenue - 13th Floor www.synergyworld.com New York, NY 10001 Zix Corporation 855-622-5868 2711 North Haskell Avenue - Suite 2200 www.riskifi ed.com Dallas, TX 75204 866-257-4949 www.zixcorp.com

Buyers’ Guide 2018 • digitaltransactions • 19 HEALTHCARE PAYMENTS

Healthcare IDology, Inc. Data Systems Company, Inc. 2018 Powers Ferry Road SE - Suite 720 230 Clements Ferry Road - Unit 201 Payments Atlanta, GA 30339 Charleston, SC 29492 866-520-1234 843-856-1025 Humboldt Merchant Services www.idology.com www.datasystemscompany.com 3943 Walnut Drive Eureka, CA 95503 LexisNexis Risk Solutions Inc. POS Supply Solutions 877-387-5642 1000 Alderman Drive 30 Log Bridge Road, Bldg. 200 - www.hbms.com Alpharetta, GA 30005 Suite 203 Paya 866-818-0265 Middleton, MA 01949 12120 Sunset Hills - Suite 500 Earn higher margins by providing www.lexisnexis.com/risk 888-431-5800 Reston, VA 20190 innovative payment solutions to hard- www.possupply.com 800-652-2370 to-place and high-risk merchants. A Socure, Inc. www.paya.com 25-year industry leader, Humboldt 330 7th Avenue - Suite 201 Merchant Services o ers generous New York, NY 10001 residual packages, a full suite of secure 866-932-9013 Incident Response payment solutions for virtually any www.socure.com & Forensics High Risk business type and competitive pricing— Processing all backed by world-class customer TeleSign service. www.hbms.com 13274 Fiji Way - Suite 600 CSR Professional Service, Inc Marina Del Rey, CA 90292 830 NE PopTilton Place Blue Wave Merchant Solutions National Merchants Association 310-740-9700 Jensen Beach, FL 34957 2629 Manhattan Avenue - #303 43620 Ridge Park Drive - #310 www.telesign.com 888-294-6971 Hermosa Beach, CA 90254 Temecula, CA 92590 www.csrps.com 866-340-3898 866-509-7199 www.bluewavepay.com www.nationalmerchants.com Imaging Services Chargeback Gurus RISK Payments Independent Sales 8951 Collin McKinney Parkway - 64 East Broadway Road - Suite 200 Ambir Technology, Inc. Organizations Suite 1001-1002 Tempe, AZ 85282 820 Sivert Drive (ISOs) McKinney, TX 75070 855-341-2191 Wood Dale, IL 60191 866-999-3758 www.riskpayments.net 630-530-5400 www.chargebackgurus.com www.ambir.com 1st American Card Services.Com 1 Credit Card Center - P.O. Box 730 Chargeback Hero Imaging Business Machines, LLC Murrieta, CA 92564 501- NE Hood Avenue - Suite 240 Identity 2750 Crestwood Boulevard 800-438-8262 Gresham, OR 97030 Verifi cation Birmingham, AL 35210 www.iacceptcreditcards.com 800-801-9845 205-956-4071 www.chargebackhero.com www.ibml.com 360 Payment Solutions Computer Services, Inc. (CSI) 90 Railway Avenue Choice Merchant Solutions 3901 Technology Drive Kofax, Inc. Campbell, CA 95008 10 Columbus Boulevard Paducah, KY 42001 15211 Laguna Canyon Road 408-295-8360 Hartford, CT 06106 800-545-4274 Irvine, CA 92618 www.360paymentsolutions.com 800-539-9116 www.csiweb.com 949-727-1733 www.choicemerchantsolutions.com www.kofax.com Adapt Merchant Services Electronic Verifi cation Systems 2251 East 99th Place 2500 Technology Drive - Suite 200 Snowbound Software Corporation Thornton, CO 80229 Louisville, KY 40299 309 Waverley Oaks Road - Suite 401 866-279-6176 866-491-5665 Waltham, MA 02452 www.adaptms.com www.electronicverifi cationsystems.com 617-607-2000 Electronic Merchant Systems www.snowbound.com Advanced Merchant Group 250 West Huron Road - Suite 400 ID Analytics, LLC 208 East Pennsylvania Boulevard. Cleveland, OH 44113 15253 Avenue of Science Feasterville, PA 19053 800-726-2177 San Diego, CA 92128 877-997-9473 www.emscorporate.com 866-248-7344 Imprinter www.advancedmerchantgroup.com www.idanalytics.com Equipment & Great Point Technologies Supplies Aliant Payment Systems 311 Village Green North - Suite C9 ID Insight 2400 E. Commercial Blvd. Plymouth, MA 02360 900 Sixth Avenue SE - Suite 215 Ft. Lauderdale, FL 33308 855-552-3226 Minneapolis, MN 55414 Addressograph Bartizan 954-678-1072 www.greatpoint.cc 877-749-8731 450 Weaver Street www.aliantpayments.com www.idinsight.com Rocky Mount, VA 24151 High Risk Pay 519-747-2795 Alpine Payment Systems 27702 Crown Valley Parkway - IdenTrust, Inc. www.imprinters.com 1111 Main Street - Suite 201 Suite D4-120 6623 Dumbarton Circle Vancouver, WA 98660 Ladera Ranch, CA 92694 Fremont, CA 94555 877-804-7286 949-768-3600 415-486-2900 www.alpinepaymentsystems.com www.highriskpay.com www.identrust.com

20 • digitaltransactions • Buyers’ Guide 2018 ONLY ONE OF THESE BIRDS CAN GIVE YOU THE LATEST NEWS IMPACTING THE PAYMENTS MARKET

Today and every day follow DIGITAL TRANSACTIONS @DTPAYMENTNEWS on Twitter INDEPENDENT SALES ORGANIZATIONS (ISOs)

Alto Global Processing BankCard Central, Inc. Datainsure Fortis Payment Systems 407 Lincoln Road - Suite 4E P. O. Box 12317 8283 North Hayden Road 43155 Main Street - Suite 2310-C Miami Beach, FL 33139 Kansas City, MO 64116 Scottsdale, AZ 85258 Novi, MI 48375 305-672-8363 800-331-8882 800-871-7640 855-465-9999 www.altoglobalprocessing.com www.bankcardcentral.com www.datainsure.com www.fortispayments.com

AmeriBanc BankCard USA Data-Link Bankcard Services Company Frontline Processing Corporation 2150 Manchester Road - #100 2625 Townsgate Road - Suite 100 3505 Token Drive 3701 Trakker Trail - Suite 1F Wheaton, IL 60187 Westlake Village, CA 91361 Richardson, TX 75082 Bozeman, MT 59718 866-569-3505 800-589-8200 214-347-8109 866-651-3068 www.ameribancsales.net www.bankcardusa.com www.datalinkonline.net www.frontlineprocessing.com

Anovia Payments BASYS Processing Dodson GroupPayment Solutions Graphite Payments 600 East Las Colinas Boulevard - 15423 West 100th Terrace 6157 28th Street SE 400 Renaissance Center Drive - Suite 1200 Lenexa, KS 66219 Grand Rapids, MI 49546 Suite 2600 Irving, TX 75039 800-386-0711 616-264-3160 Detroit, MI 48243 855-426-6842 www.BasysPro.com www.dobsonpaymentsolutions.com 888-228-1011 www.anoviapayments.com www.graphitepayments.com Blackstone Merchant Services, Inc. Elite Payment Processing, LLC Apogee Payment Systems 11600 Northwest 34th Street 7777 Glades Road - Suite 100 Gravity Payments 801 Main Street - Suite 1 Miami, FL 33178 Boca Raton, FL 33434 5601 22nd Avenue NW - Suite 200 Mukwonago, WI 53149 305-718-6470 877-330-3313 Seattle, WA 98107 800-678-1302 www.blackstonemerchant.com www.elitepaymentprocessing.com 866-701-4700 www.apogeepayments.com www.gravitypayments.com Blue Dog Business Services Empower Processing Applied Merchant Services West Coast 1701 Highway A1A -, Suite 220 14340 Torrey Chase Boulevard - 26775 Malibu Hills Road - 2nd Floor Vero Beach, FL 32963 Suite 170 Calabasas, CA 91301 888-565-4364 Houston, TX 77014 800-400-0206 www.blue-dog.com 877-343-2450 www.appliedmerchant.com www.empowerourveterans.com Harbortouch BlueSquare Resolutions, LLC 2202 North Irving Street Apptizer Inc. 15950 North 76th Street - Suite 100 ESD Card Allentown, PA 18109 530 Lytton Avenue - 2nd Floor Scottsdale, AZ 85260 270 Commerce Drive - Suite 101 800-201-0461 Palo Alto, CA 94301 602-732-4405 Fort Washington, PA 19034 www.harbortouch.com 650-242-9992 www.getbluesquare.com 800-523-1510 www.apptizer.io www.esdcard.com Harbortouch is a leading national supplier Bluestone Payments of POS systems and payment solutions, Atlantic Pacific Processing Systems, LLC 1029 Peachtree Parkway North - ETS Corporation offering an unparalleled “free” program 18350 Mt. Langley Street - Suite 205 Suite 314 20135 Lakeview Center - 4th Floor that supplies a full-featured POS system Fountain Valley, CA 92708 Peachtree City, GA 30269 Ashburn, VA 20147 to restaurants and retail businesses with 800-635-3545 770-631-2988 800-834-7790 no up-front costs. Harbortouch provides www.approcessing.com www.bluestonepayments.com www.etsms.com comprehensive training, lucrative compensation and unmatched support AuthoTrans Merchant Services, LLC C&H Financial Services, Inc. Federated Payments for its sales partners. For additional 11415 Pauls Drive 1 1 Westbrook Corporate Center - One Huntington Quadrangle - information, visit www.isoprogram.com. Conifer, CO 80433 Suite 300 4th Floor, North Wing 888-286-4616 Westchester, IL 60154 Melville, NY 11747 Host Merchant Services, Inc. www.authotrans.com 855-600-2437 800 217-8711 250 Corporate Boulevard - Suite L www.chfs.us www.federatedpayments.com Newark, DE 19702 Avant-Garde Marketing Solutions 877-517-4678 15707 Coit Road - Suite C210 CoCard First Class Payment Systems LLC www.hostmerchantservices.com Dallas, TX 75248 210 25th Avenue North - Suite 508 10463 Austin Drive - Suite G 866-951-2467 Nashville, TN 37203 Spring Valley, CA 91978 Integrated Merchant Alliance, Inc. www.agms.com 800-882-1352 888-255-2211 13314 I Street www.cocard.net www.firstclasspaymentsystems.com Omaha, NE 68137 Banc Card of America, Inc 888-411-4462 7347 Charlotte Pike Cornerstone Payment Systems First Merchant Card Services www.imainfo.com Nashville, TN 37209 1315 Euclid Avenue - #B6 3755 East Main Street - Suite 115 615-352-6956 Bristol, VA 24201 St. Charles, IL 60174 Integrity Payment Systems www.banccard.com 888-506-0208 866-673-3099 1700 Higgins Road - Suite 690 www.cornerstonepaymentsystems.com www.firstmcs.com Des Plaines, IL 60018 Banctek Solutions 888-477-4500 1215 Delaware Street Credomatic Merchant Services Focus Merchant Services www.integritypays.com Denver, CO 80204 9150 South Dadeland Boulevard - 9703 Richmond Avenue - Suite 110 800-610-6664 Suite 800 Houston, TX 77042 www.banctek.com Miami, FL 33156 713-435-8400 305-372-3012 www.focusmerchants.com www.credomaticmerchantservices.com

22 • digitaltransactions • Buyers’ Guide 2018 INDEPENDENT SALES ORGANIZATIONS (ISOs) iPayment, Inc. Metrics Global, Inc. The Merchant Solutions P.O. Box 3429 1160 North Town Center Drive - 22801 Ventura Boulevard - Suite 300 Thousand Oaks, CA 91359 Suite 100 Woodland Hills, CA 91364 800-554-4777 Las Vegas, NV 89144 888-707-2836 www.ipaymentinc.com 888-891-5445 Old Line Bank www.themerchantsolutions.com www.metricsglobal.com 1525 Pointer Ridge Place Leap Payments, Inc. Bowie, MD 20716 The Payment Source 5115 Clareton Drive - Suite 150 Metro Merchant Services 800-407-9699 707 West 700 South Agoura Hills, CA 91301 510 Century Boulevard www.oldlinebank.com/ Woods Cross, UT 84087 800-993-6300 Wilmington, DE 19808 payment-sponsorship 801-383-6408 www.leappayments.com 800-771-3719 www.thepaymentsource.com www.metromerchantservices.com Our payment sponsorship services Merchant Bancard Network Inc. include companies recognized as Tidal Commerce, Inc. 227965 Smyth Drive - Suite 101 MLS Direct Network, Inc. payment industry leaders, SMBs and 2625 Butterfi eld Road - Suite 213W Valencia, CA 91355 111 Congress Avenue - Suite 400 entrepreneurial/start-up businesses. Oak Brook, IL 60523 877-871-4629 Austin, TX 78701 Our hands-on approach with our clients 800-573-6268 www.merchantsbancard.com 877-972-0700 and industry expertise, while providing www.tidalpay.com www.mlsdirectnetwork.com innovative solutions to grow your Merchant Concepts, Inc. business, sets us apart. Old Line Bank’s toCharge 1314 NW Irving Street - Suite 610 National Transaction Corporation commitment is to exceed expectations, 320 33rd Street - #1212 Portland, OR 97209 11951 NW 37th Street one client at a time. Virginia Beach, VA 23451 877-281-1460 Coral Springs, FL 33065 888-736-0055 www.merchantconcepts.com 888-472-7112 PayKings Merchant Payments www.tocharge.com www.nationaltransaction.com 12425 28th Street North - Suite 105 Merchant Enterprises, Inc. St. Petersburg, FL 33716 TouchSuite 3259 North Leavitt Street Nationwide Merchant Solutions 888-255-9782 1081 Holland Drive Chicago, IL 60618 195 Main Street www.paykings.com Boca Raton, FL 33487 773-296-0500 New Milford, NJ 07646 800-793-3250 www.merchantenterprises.com 855-975-3331 Pivotal Payments, Inc. www.touchsuite.com www.nationmerchantsolutions.com 5000 Legacy Drive - Suite 320 Merchant Service Group, LLC Plano, TX 75024 Transaction Resources, Inc. 10055 Slater Avenue - Suite 263 Neos Merchant Solutions, Inc. 877-462-7486 107 West Main Street - P.O. Box 667 Fountain Valley, CA 92708 555 Airport Way - Suite A www.pivotalpayments.com Richmond, VT 05477 888-628-6671 Camarillo, CA 93010 888-494-9988 www.merchantservicegroupllc.com 800-905-6367 Poseidon Solutions Inc. www.transactionresources.com www.neosmerchant.com 4257 St. Catherine Street West Merchant Services Consulting Westmount, ON H3Z 1P7, Canada TransGlobal Payment Systems, Inc. Group, Inc. Net Element, Inc. 877-867-6734 2600 South Gessner Road - #504 8374 Market Street - Suite 138 3363 NE 163 Street - Suite 705 www.poseidonpos.com Houston, TX 77063 Bradenton, FL 34202 North Miami Beach, FL 33160 866-808-2241 888-522-6537 305-507-8808 Preferred Payments www.tgpayment.com www.merchantservicesconsulting.com www.netelement.com 5655 Lindero Canyon Road - Suite 430 Westlake Village, CA 91362 Transpay Processing Merchant Solutions International, Inc. 800-935-9309 74900 U.S. Highway 111 - Suite 121 3120 Sovereign Drive - Suite 4A www.preferredpayments.com Indian Wells, CA 92210 Lansing, MI 48911 760-776-5954 800-485-2630 Rocky Mountain Merchant Services, Inc. www.transpayprocessing.net www.merchantsolution.com North American Bancard, LLC 3333 Warrenville Road - Suite 268 250 Stephenson Highway Lisle, IL 60532 TriSource Solutions, LLC Merchant’s Bancard Network Inc. Troy, MI 48083 870-403-0749 2117 State Street - Suite 301 27965 Smyth Drive - Suite 101 877-812-8070 www.rockycc.com Bettendorf, IA 52722 Valencia, CA 91355 www.gonab.com/dtbg 800-697-0480 877-871-4629 The Bart Group www.TriSourceSolutions.com www.mbncard.com Join the North American Bancard 171 Main Street - Suite C team today and get a $3,000 signing Port Washington, NY 11050 TrxServices LLC dba Transaction Services bonus plus and up to $1,000 per MID 800-309-2278 2727 Paces Ferry Road with $400 upfront. Build your portfolio www.thebartgroup.com Atlanta, GA 30339 through award-winning ISO and Sales 888-933-8797 Partner programs featuring fl exible The Business www.trxservices.com Merrick Bank Merchant Services compensation plans, next-generation 1037 U.S. Highway 46 - Suite 206 135 Crossways Drive - Suite A100 technology, customized marketing Clifton, NJ 07013 Woodbury, NY 11797 materials and more. Discover the NAB 800-841-3448 800-267-2256 advantage today! www.gonab.com www.businesslinkpayments.com www.merrickbankacquiring.com

Buyers’ Guide 2018 • digitaltransactions • 23 INDEPENDENT SALES ORGANIZATIONS (ISOs)

iMobile3, LLC Integrated NETbilling Inc. 8505 Baycenter Road 27451 Tourney R0ad - Suite 220 Jacksonville, FL 32259 Payment Valencia, CA 91355 866-870-4660 Middleware 661-252-2456 TSYS Acquiring Solutions imobile3.com www.Netbilling.com 8320 South Hardy Drive Tempe, AZ 85284 Jory, LLC OptConnect 480-333-7799 12158 SW Garden Place 854 West 450 North - #4 www.tsysacquiring.com Tigard, OR 97223 Kaysville, UT 84037 503-465-3889 877-678-3343 Turnkey Processing www.hellojory.com Datacap Systems, Inc. www.optconnect.com 816 Broad Street - #10 100 New Britain Boulevard Meridian, CT 06450 Pivotal Payments, Inc. Chalfont, PA 18914 Phoenix Managed Networks LLC 203-238-4636 5000 Legacy Drive - Suite 320 215-997-8989 11600 Sunrise Valley Drive - Suite 460 www.processwithturnkey.com Plano, TX 75024 www.datacapsystems.com Reston, VA 20191 877-462-7486 703-230-7600 US Merchant Services, Inc. www.pivotalpayments.com Payment Logistics www.phoenixmanagednetworks.com 451 SW Bethany Drive - #201 11011 North Torrey Pines Road - Port St. Lucie, FL 34986 Suite 250 Shopping Cart Gurus 877-709-7515 La Jolla, CA 92037 1116 Escalante Drive www.usmsllc.com 888-472-9564 St. George, UT 84790 www.paymentlogistics.com 800-803-1669 Veritrans Merchant Services TSYS Acquiring Solutions www.shoppingcartgurus.com 1300 Bay Area Boulevard - Suite B110 8320 South Hardy Drive Houston, TX 77058 Tempe, AZ 85284 866-474-4144 480-333-7799 Integrated www.veritransllc.com www.tsysacquiring.com Receivable Investment Software Banking Worldwide Merchant Services, Inc. P.O. Box 6008 Westlake Village, CA 91359 Instant Card Financial Transmission Network, Inc. Financial Technology Partners LP 800-847-2662 Issuance (FTNI) 555 Mission Street - 23rd Floor www.visaandmastercard.com 13220 Birch Drive - Suite 120 San Francisco, CA 94105 Omaha, NE 68164 415-512-8700 Xenex Payment Systems Entrust Datacard Corporation 402-933-8258 www.ftpartners.com 455 Central Avenue 1187 Park Place www.ftni.com Cedarhurst, NY 11516 Shakopee, MN 55379 Houlihan Lokey 888-918-4409 800-621-6972 Versa Pay Corporation 245 Park Avenue - 20th Floor www.xenexpayments.com www.datacard.com 214 King Street West - Suite 210 New York, NY 10167 Toronto, ON M5H 3S6 212-497-4100 Your Merchant Guru Everlink Payment Services Inc. 647-258-9380 www.hl.com 2600 SW Barton Street - Suite A24 125 Commerce Valley Drive West - www..com Seattle, WA 98126 Suite 100 Imperial Capital Group Ltd. 206-852-1297 Markham, ON L3T 7W4, Canada 200 King Street West - Suite 1701 www.yourmerchantguru.com 866-388-0076 Toronto, Ontario M5H 3T4 www.everlink.ca International 416-362-3658 Payments www.imperialcap.com Resources Independent The Sterling Group, LP Software Vendors Insurance Nine Greenway Plaza - Suite 2400 (ISVs) PaymentWorld, LLC Houston, TX 77046 Frates Insurance & 2955 East Main Street - Suite 100 713-877-8257 Risk Management, LLC Irvine, CA 92614 www.sterling-group.com AdaptPOS 13439 Broadway Extension Highway 855-282-6510 2251 East 99th Place Oklahoma City, OK 73114 www.paymentworld.com Zions Bancorporation Thornton, CO 80229 405-290-5777 One South Main Street 866-279-6176 www.fratesinsurance.com Salt Lake City, UT 84133 www.adaptpos.com 800-974-8800 Internet Services www.zionsbancorporation.com Auto-Star Compusystems Inc. 636 11th Avenue SW First Atlantic Commerce Medicine Hat, AB T1A 1E1, Canada 48 Par-la-Ville Road - Suite 498 888-460-6963 Hamilton, HM11, Bermuda www.auto-str.com 441-296-5598 www.firstatlanticcommerce.com

24 • digitaltransactions • Buyers’ Guide 2018 LEGAL SERVICES

IP Gateway SAIC U.S. Payments Time Payment Corporation 12010 Sunset Hills Road 7380 South Olympia Avenue - #274 1600 District Avenue - Suite 200 Services Reston, VA 20190 Tulsa, OK 74132 Burlington, MA 01803 703-676-4300 918-728-3800 877-868-3800 www.saic.com www.uspayments.com www.timepayment.com BridgePay Network Solutions, LLC 1071 South Sun Drive - Suite 2002 Sky IT Group UP Solution Lake Mary, FL 32746 330 Seventh Avenue -12th Floor 255 South 17 South 866-322-9894 New York, NY 10001 Hackensack, NJ 07601 Legal Services www.bridgepaynetwork.com 212-868-7800 201-568-7600 www.skyitgroup.com www.upsolution.com Alston & Bird LLP The Atlantic Building - 950 F Street NW Washington, DC 20004 202-239-3300 Kiosks Lead Generation www.alston.com TSYS Acquiring Solutions 8320 South Hardy Drive Apptizer Inc. Callbox Sales & Marketing Solutions Berkowitz,Trager & Trager, LLC Tempe, AZ 85284 530 Lytton Avenue - 2nd Floor 4924 Balboa Avenue - #353 8 Wright Street 480-333-7799 Palo Alto, CA 94301 Encino, CA 91316 Westport, CT 06880 www.tsysacquiring.com 650-242-9992 888-810-7464 203-226-1001 www.apptizer.io www.callboxinc.com www.bertralaw.com Velocity 250 Stephenson Highway Heritage Industries, Inc. Info USA Bryan Cave Leighton Paisner LLP Troy, MI 48083 905 Centennial Road - P.O. Box 37 1020 East 1st Street 1290 Avenue of the Americas 877-653-9340 Wayne, NE 68787 Papillion, NE 68046 New York, NY 10104 www.nabvelocity.com 402-375-4770 800-835-5856 212-541-2000 www.heritageind.com www.infousa.com www.bryancave.com

Meridian Kiosks LLC BuckleySandler LLP IT Outsourcing 312 South Pine Street 1250 24th Street NW - Suite 700 Aberdeen, NC 28315 Washington, DC 20037 Coalfire Systems, Inc. 866-454-6757 202-349-8000 11000 Westmoor Circle - Suite 450 www.meridiankiosks.com Strategic Marketing www.buckleysandler.com Westminster, CO 80021 13626 South 32nd Street 303-554-6333 Q-Matic Corporation Phoenix, AZ 85044 Frost Brown Todd LLC www.coalfire.com 2875 Breckenridge Boulevard - 480-510-8120 150 3Rd Avenue South, Suite 1900 Suite 100 www.smktg.com Nashville, TN 37201 Comm-Works Holdings, LLC Duluth, GA 30096 615-251-5550 1405 Xenium Lane North - Suite 120 770-817-4250 www.frostbrowntodd.com Minneapolis, MN 55441 www.q-matic.us 866-518-8320 Leasing Jaffe, Raitt, Heuer & Weiss, P.C. www.comm-works.com SKMenu 27777 Franklin Road - Suite 2500 248 South Mulberry - #113-116 Azura Leasing Southfield, MI 48034 CTP Solutions Mesa, AZ 85202 401 Hall Street SW - Suite 334 248-351-3000 5236 Colony Drive - Suite 200 866-289-6041 Grand Rapids, MI 49503 www.jaffelaw.com Agoura Hills, CA 91301 www.skmenu.com 888-943-6789 888-624-5786 www.azuraleasing.com Law Offices of Theodore F. Monroe www.ctpsolutions.com Star Micronics America, Inc. 800 West 6th Street - Suite 500 65 Clyde Road - Suite G Company.com Los Angeles, CA 90017 Flexential Somerset, NJ 08873 1688 Meridian Avenue - #902 213-233-2272 8809 Lenox Pointe Drive - Suite G 848-216-3300 Miami Beach, FL 33139 www.tfmlaw.com Charlotte, NC 28273 www.starmicronics.com 800-249-6377 800-371-2059 www.company.com Manatt, Phelps & Phillips, LLP www.flexential.com Technik Manufacturing, Inc. 1050 Connecticut Avenue NW - 1005 17th Street Executech Lease Group Suite 600 ITS Corporation (International Columbus, NE 68601 1111 Main Street - Suite 655 Washington, DC 20036 Transaction Systems) 800-795-8251 Vancouver, WA 98660 202-585-6500 7415 Torbram Road www.technikmfg.com 888-574-9178 www.manatt.com Mississauga, ON L4T 1G8, Canada www.elgleasing.com 800-734-0448 Touch Dynamic Pillsbury Winthrop Shaw Pittman LLP www.itspointofsale.com 121 Corporate Boulevard Resource Leasing Company 725 South Figueroa Street - Suite 2800 South Plainfield, NJ 07080 610 Herndon Parkway - Suite 400 Los Angeles, CA 90017 Qualicom Innovations Inc. 732-382-5701 Herndon, VA 20170 213-488-7100 3389 Steeles Avenue E - Suite 401 www.touchdynamic.com 703-787-8420 www.pillsburylaw.com Toronto, ON M2H 3S8, Canada www.resource-leasing.com 800-830-3922 www.qualicom.com

Buyers’ Guide 2018 • digitaltransactions • 25 LEGAL SERVICES

Reeve Augustine Alarakhia PLLC Earning Social, LLC The Core Organization, Inc. Agile Payments 268 South Gun Barrel Lane One Avenue of the Arts - Suite3 321 West Lake Street - Suite F 15 Ingersoll Road Gun Barrel City, TX 75156 Wilmington, DE 19801 Elmhurst, IL 60126 Saratoga Springs, NY 12866 903-887-0602 609-926-1344 630-782-9700 888-729-4968 www.reeveaugustine.com www.earning.social.com www.coreorg.com www.agilepayments.com

Siavage Law Group LLC vPromos, Inc. Aliant Payment Systems 1040 West Marietta Street NW - 2001 North Lamar Street - #400 2400 E. Commercial Blvd. Suite E-102 Dallas, TX 75202 Ft. Lauderdale, FL 33308 Atlanta, GA 30318 214-891-1800 954-678-1072 404-351-5280 Factor4 www.vpromos.com www.aliantpayments.com www.siavagelaw.com 501 Abbott Drive - Suite 6 Broumall, PA 19008 Alpha Card Services Inc. Sidley Austin LLP 484-471-3963 1210 Northbrook Drive - Suite 475 1501 K Street NW www.factor4gift.com Marketing Trevose, PA 19053 Washington, DC 20005 Agencies 866-253-2227 202-736-8000 FIS www.alphacardservices.com www.sidley.com 601 Riverside Avenue Jacksonville, FL 32204 Acquired Marketing Billing Services Group (BSG) Snell & Wilmer, LLP 888-323-0310 6404 Wrenwood Drive 7411 John Smith Drive - Suite 1500 400 East Van Buren Street - Suite 1900 www.fisglobal.com Dallas, TX 75252 San Antonio, TX 78229 Phoenix, AZ 85004 917-743-5258 210-949-7000 602-382-6000 iVend Retail www.acquiredmarketing.com www.bsgclearing.com www.swlaw.com One Rockefeller Plaza - 11th Floor New York, NY 10020 Hanna, Zappa & Polz, Inc. Card Concepts Merchant Services The Law Offices of Paul A. Rianda 212-745-1365 10535 West Cermak Road 711 Deerwood Avenue - Suite A 38 Corporate Park www.ivend.com Westchester, IL 60154 Neenah, WI 54956 Irvine, CA 92606 708-836-1100 877-705-1515 949-872-6446 National Gift Card Corporation www.hzp-ads.com www.cardconceptsinc.com www.riandalaw.com 300 Millennium Drive Crystal lake, IL 60012 Masi Marketing Organization, LLC Choice Merchant Solutions Waller Lansden Dortch & Davis, LLP 888-472-8747 476 Delaware Avenue 10 Columbus Boulevard 511 Union Street - Suite 2700 www.ngc-group.com Egg Harbor Township, NJ 08234 Hartford, CT 06106 Nashville, TN 37219 609-926-1344 800-539-9116 615-244-6380 Paya Services www.MasiMarketing.com www.choicemerchantsolutions.com www.wallerlaw.com 73 Eglin Parkway NE - Suite 301 Fort Walton Beach, FL 32548 Citi Merchant Services 877-454-3835 One Penns Way www.payasvs.com New Castle, DE 19720 Loyalty Card 302-323-3101 Programs QuantumCash, LLC Strategic Marketing www.citi.merchantservicesbyfirstdata.com One Avenue of the Arts 13626 South 32nd Street Wilmington, DE 19801 Phoenix, AZ 85044 Affinion Group 302-476-9200 480-510-8120 6 High Ridge Park www.QuantumCash.com www.smktg.com Stamford, CT 06905 800-282-3315 Rewards Network Establishment William Mills Agency EVO Payments Inc. www.affiniongroup.com Services Inc. 300 West Wieuca Road NE - Suite A-300 515 Broadhollow Road 2 North Riverside Plaza - Suite 200 Atlanta, GA 30342 Melville, NY 11747 Affinity Solutions, Inc. Chicago, IL 60606 678-781-7200 516-479-9000 875 Avenue of the Americas - 21st Floor 866-559-3463 www.williammills.com www.evopayments.com New York, NY 10036 www.rewardsnetwork.com 212-822-9600 Independent Bankers Bank www.affinitysolutions.com SpotOn, Inc. 11701 Luna Road 300 California Street - 4th Floor Merchant Card Farmers Branch, TX 75234 Archway Marketing Services San Francisco, CA 94104 Services 972-650-6000 19850 South Diamond Lake Road 877-814-4102 www.mybankersbank.com Rogers, MN 55374 www.spoton.com 866-779-9855 1st National Payment Solutions iTransact www.archway.com Tecmark, Inc. 40 Underhill Boulevard - Suite LA1 314 South 200 West 250 Marquette Avenue - Suite 1160 Syosset, NY 11791 Farmington, UT 84025 Carlson Leisure Travel Service Minneapolis, MN 55401 877-964-1622 800-369-6451 701 Carlson Parkway 612-746-5155 www.1nps.com www.itransact.com Minnetonka, MN 55305 www.tecmarkloyalty.com 763-762-2222 www.carlson.com

26 • digitaltransactions • Buyers’ Guide 2018 MERCHANT STATEMENT ANALYSIS

MinistryLINQ SaleManager, LLC Merchant Cash REMCAP LLC 144 88 Old Stage Road 9838 Old Baymeadows Road - Suite 255 60 Long Ridge Road - Suite 303 Lenoir City, TN 37772 Jacksonville, FL 32256 Advance Stamford, CT 06902 800-811-7826 800-918-4890 800-883-1045 www.ministrylinq.com www.salemanager.com www.remcapinc.com Advance Funds Networks Newtek SHAZAM, Inc 464 Kings Highway Strategic Funding Source, Inc. 1981 Marcus Avenue - Suite 130 6700 Pioneer Parkway Brooklyn, NY 11223 120 West 45th Street Lake Success, NY 11042 Johnston, IA 50131 844-205-8441 New York, NY 10036 212-356-9500 515-288-2828 www.advancefundsnetwork.com 888-212-3386 www.newtekone.com www.shazam.net www.sfscapital.com BFS Capital PayFrog Targeted Merchant Services 3301 North University Drive - Suite 300 Swift Capital 5358 North Academy Blvd. 164 NW Broad Street Coral Springs, FL 33065 7 Times Square - 45th Floor Colorado Springs, CO 80918 Southern Pines, NC 28387 866-905-4334 New York, NY 10036 800-234-1655 866-863-2660 www.bfscapital.com 212-455-1800 www.merchantcardservicespro.com www.tridentmerchantservices.com www.swift.com Bizfi Payroc LLC TouchSuite 101 Hudson Street - 33rd Floor 18312 West Creek Drive 1081 Holland Drive Jersey City, NJ 07302 Tinley Park, IL 60477 Boca Raton, FL 33487 866-542-1515 Merchant Site 844-PAY-ROC4 800-793-3250 www.bizfi.com Inspections www.payroc.com www.touchsuite.com Cashbloom LLC TransNational Payments 13263 Ventura Boulevard - Suite 101 Metro Real Estate Inspections 9550 West Higgins Road - 8th Floor Studio City, CA 91604 4190 Timberlane Drive Rosemont, IL 60018 800-828-0306 Northbrook, IL 60062 888-998-6224 www.cashbloom.com 847-338-7266 Paysafe www.gotnpayments.com www.metroinspections.com 128 Vision Park Boulevard - Suite 300 Credibly Shenandoah, TX 77384 1250 Kirts Boulevard - Suite 100 Quiktrak, Inc. 800-309-0524 Troy, MI 48084 9700 SW Nimbus www.paysafe.com 248-633-1200 Beaverton, OR 97008 www.credibly.com 503-214-3000 Premium Card Solutions LLC TSYS Acquiring Solutions www.quiktrak.com 7438 Derry Street 8320 South Hardy Drive Credit Cash Harrisburg, PA 17111 Tempe, AZ 85284 505 Park Avenue - 6th Floor Spectrum Field Services 717-920-0417 480-333-7799 New York, NY 10022 220 East Morris Avenue - Suite 400 www.premiumcardsolutions.com www.tsysacquiring.com 212-688-2600 Salt Lake City, UT 84115 www.credit-cash.com 800-700-1701 Reliance Star Payment Services Inc. United Merchant Services www.spectrumfsi.com 475 Northern Boulevard - Suite 38 255 Route 17 South GRP Funding Great Neck, NY 11021 Hackensack, NJ 07601 1350 Main Street - Suite 200 Trinity Real Estate Solutions, Inc. 888-366-2788 201-568-7600 Springfield, MA 01103 4851 LBJ Freeway - Suite 410 www.reliancestar.com www.unitedmerchant.com 877-571-7999 Dallas, TX 75244 www.grpfunding.com 888-573-8025 Renaissance Associates ValuPlus Merchants Association www.trinityonline.com 14241 Dallas Parkway - Suite 520 3600 South Yosemite Street - Suite 550 Merchant Dallas, TX 75254 Denver, CO 80237 5745 Southwest 75th Street - Suite 110 United Field Chase, Inc. 888-267-5772 303-753-0833 Gainesville, FL 32608 P.O. Box 880261 www.rabankcard.com www.valuplusmerchants.com 866-610-6569 Boca Raton, FL 33488 www.merchantcashgroup.com 561-488-4950 Retail Data Systems Vantiv Company, now WorldPay www.unitedfieldchase.com 6515 South 118th Street - Suite 100 8500 Governors Hill Drive RapidAdvance Omaha, NE 68137 Cincinnati, OH 45249 4500 East West Highway - 6th Floor 402-597-6477 866-622-2390 Bethesda, MD 20814 www.rdspos.com www.vantiv.com 800-631-3370 Merchant www.rapidadvance.com Statement Retail Lockbox, Inc. Wimsett & Company Analysis P.O. Box 84901 5111 Commerce Crossings Drive - Reliant Funding Seattle, WA 98124 Suite 112 525 Broadhollow Road - Suite 200 206-624-2871 Louisville, KY 40229 Melville, NY 11747 Retail Payments Global Consulting www.retaillockbox.com 502-964-6030 877-690-4882 Group, LLC www.wimsettandcompany.com www.reliantfunding.com 108 2nd Avenue South Kirkland, WA 98033 425-522-4110 www.rpgc.com

Buyers’ Guide 2018 • digitaltransactions • 27 MERCHANT STATEMENT ANALYSIS

Wimsett & Company FreedomPay Inc. VeriFone, Inc. 5111 Commerce Crossings Drive - 2929 Walnut Street - Floor 14 11700 Great Oaks Way - Suite 110 Suite 112 Philadelphia, PA 19104 Alpharetta, GA 30022 Louisville, KY 40229 888-495-0222 770-754-3432 502-964-6030 www.freedompay.com www.verifone.com Ingenico Group www.wimsettandcompany.com 3025 Windward Parkway - Suite 600 Gemalto Inc. Alpharetta, GA 30005 9442 Capital of Texas Highway North, 800-252-1140 Suite 100 Mobile Marketing www.ingenico.us Mergers & Austin, TX 78759 Acquisitions 888-343-5773 Sparkfl y, Inc. www.gemalto.com 1440 Dutch Valley Place NE - Suite 1000 Atlanta, GA 30324 BlackLine Advisory Group Google, Inc. 800-687-2359 150 3rd Avenue South, Suite 1900 1600 Amphitheatre Parkway www.sparkfl y.com MagTek, Inc. Nashville, TN 37201 Mountain View, CA 94043 1710 Apollo Court 615-743-6987 650-253-0000 Seal Beach, CA 90740 www.blacklineadvisorygroup.com www.google.com 562-546-6400 Mobile Payment www.magtek.com Infi nite Peripherals, Inc. Systems 2312 Touhy Avenue Obopay, Inc. Elk Grove Village, IL 60007 350 Marine Parkway - Suite 100 949-222-0300 Advanced Mobile Payment (AMP) Redwood City, CA 94065 The Strawhecker Group www.ipcmobile.com 15 Wertheim Court - Units 401-403 650-264-2000 11605 Miracle Hills Drive - Suite 302 Richmond Hill, Ontario L4B 3H7 www.obopay.com Omaha, NE 68154 Intel Corporation 905-597-2333 402-964-2617 5000 West Chandler Boulevard www.amobilepayment.com www.thestrawgroup.com Chandler, AZ 85226 480-552-0011 AnywhereCommerce TouchSuite www.intel.com 1100 West Shaw Avenue - #122 1081 Holland Drive Fresno, CA 93711 PAX Technology, Inc Boca Raton, FL 33487 iVend Retail 888-646-7779 8880 Freedom Crossing Trail - 800-793-3250 One Rockefeller Plaza - 11th Floor www.anywherecommerce.com Bldg. 400, Suite 300 www.touchsuite.com New York, NY 10020 Jacksonville, FL 32256 212-745-1365 Avalon Solutions Group 904-257-0081 www.ivend.com 23510 Buckridge Drive www.pax.us Damascus, MD 20872 Mobile Commerce Magensa LLC 888-598-6330 PAX has been serving the global Applications 1710 Apollo Court www.avalonsolutionsgroup.com retail marketplace for 18 years and Seal Beach, CA 90740 has distribution in over 100 countries 877-624-3672 bbpos with an install base over 26 million AnywhereCommerce www.magensa.net 2033 Gateway Place, 5th Floor worldwide. PAX off ers a complete line 1100 West Shaw Avenue - #122 San Jose, CA 95110 of products and services supported by Fresno, CA 93711 Payfone, Inc. 408-961-7462 extensive R&D capabilities. In addition 888-646-7779 215 Park Avenue South - 11th Floor www.bbpos.com to a competitive pricing model, quality www.anywherecommerce.com New York, NY 10003 assurance is the company’s top priority 212-614-6935 CellPoint Mobile which enables PAX to have a strong Apptizer Inc. www.payfone.com 78 SW 7th Street advantage in the marketplace. 530 Lytton Avenue - 2nd Floor Miami, FL 33130 Palo Alto, CA 94301 Simply Charged, Inc. 312-313-4044 PayFrog 650-242-9992 8417 Washington Boulevard - Suite 100 www.cellpointmobile.com 5358 North Academy Blvd. www.apptizer.io Roseville, CA 95678 Colorado Springs, CO 80918 916-789-1333 First American Payment Systems 800-234-1655 B2 Processing Solutions Inc. www.simplycharged.net 100 Throckmorton Street - Suite 1800 www.merchantcardservicespro.com 251 Consumers Road - Suite 1200 Fort Worth, TX 76102 North York, ON M2J 1R3, Canada Tabbedout 866-464-3277 Quisk, Inc. 855-730-9827 1214 West 6th Street - Suite 220 www.fi rst-american.net 1183 Bordeaux Drive - Suite 27 www.b2ps.com Austin, TX 78703 Sunnyvale, CA 94089 866-626-8045 Handpoint 866-784-7594 Boku, Inc. www.tabbedout.com 470 Ramona Street www.quisk.co 735 Battery Street - 2nd Floor Palo Alto, CA 94301 San Francisco, CA 94111 Unisys 844-442-6378 866-865-1173 801 Lakeview Drive - Suite 100 www.handpoint.com www.boku.com Blue Bell, PA 19422 215-986-4011 www.unisys.com

28 • digitaltransactions • Buyers’ Guide 2018 NETWORKS

Transaction Network Services, Inc. Planet 10740 Parkridge Boulevard - Suite 100 670 Long Beach Boulevard Reston, VA 20191 Long Beach, NY 11561 703-453-8300 516-670-3200 USAePay eProcessing Network, LLC www.tnsi.com www.planetpayment.com 1833 Victory Boulevard 1415 North Loop West - Suite 1185 Glendale, CA 91201 Houston, TX 77008 866-872-3729 800-296-4810 www.usaepay.com www.eprocessingnetwork.com Networks

Yodlee Inc. eProcessing Network (ePN) specializes TSYS Acquiring Solutions 3600 Bridge Parkway - Suite 200 in secure, real-time transaction 8320 South Hardy Drive Redwood City, CA 94065 processing services, solutions & Tempe, AZ 85284 650-980-3600 support for all SMBs. ePN is certifi ed 480-333-7799 www.yodlee.com to process electronic payments www.tsysacquiring.com ACCEL through all major credit card, check/ 255 Fiserv Drive ACH and gift card/loyalty processors, Tyfone, Inc. Brookfi eld, WI 53045 selling exclusively through the ISO/ 5331 SW Macadam Avenue - Suite 251 800-872-7882 Mobile Payments Reseller sales channels. ePN is Portland, OR 97239 www.accelnetwork.com PCI/PA-DSS compliant. 503-226-3939 AP Technology www.tyfone.com Network 5973 Avenida Encinas - Suite 140 7315 Wisconsin Avenue - Suite 750 East Carlsbad, CA 92008 Bethesda, MD 20814 760-929-4808 301-492-2100 www.aptechnology.com Multi-Currency www.allpointnetwork.com NMI Processing BetterBuyDesign LLC 201 Main Street Culiance 1214 Querida Drive Roselle, IL 60172 2120 Killearn Center Boulevard - Colorado Springs, CO 80909 844-378-2703 Suite 2A 203-536-0588 www.nmi.com Tallahassee, FL 32309 www.betterbuydesign.com 877-570-2824 www.culiance.com Humboldt Merchant Services 3943 Walnut Drive Discover Network Eureka, CA 95503 2500 Lake Cook Road Paya 877-387-5642 Riverwoods, IL 60015 CardFlight 12120 Sunset Hills - Suite 500 www.hbms.com 866-710-3355 38 West 21st Street - 6th Floor Reston, VA 20190 www.discovernetwork.com New York, NY 10011 800-652-2370 Earn higher margins by providing 800-783-5596 www.paya.com innovative payment solutions to hard- EML Payments www.cardfl ight.com to-place and high-risk merchants. A 8330 Ward Parkway - 4th Floor PayAnywhere 25-year industry leader, Humboldt Kansas City, KS 64114 CellPoint Mobile 250 Stephenson Highway Merchant Services off ers generous 800-755-5001 78 SW 7th Street Troy, MI 48083 residual packages, a full suite of secure www.emlpayments.com Miami, FL 33130 877-387-5640 payment solutions for virtually any 312-313-4044 www.payanywhere.com business type and competitive pricing— Mtrex Network Solutions, Inc. www.cellpointmobile.com all backed by world-class customer 2600 Skymark Avenue, Bldg. 3 - PaySimple service. www.hbms.com Suite 104 CHARGE Anywhere 1515 Wynkoop Street - Suite 250 Mississauga, ON L4W 5B2, Canada 4041B Hadley Road Denver, CO 80202 416-856-3761 South Plainfi eld, NJ 07080 800-466-0992 www.mtrexnetworks.com 800-211-1256 www.PaySimple.com www.chargeanywhere.com NYCE Payments Network, LLC Sequent Software, Inc Merrick Bank Merchant Services 400 Plaza Drive - 2nd Floor DT Research, Inc. 4699 Old Ironsides Drive - Suite 470 135 Crossways Drive - Suite A100 Secaucus, NJ 07094 2000 Concourse Drive Santa Clara, CA 95051 Woodbury, NY 11797 904-438-6000 San Jose, CA 95131 650-419-2713 800-267-2256 www..net 408-934-6220 www.sequent.com www.merrickbankacquiring.com www.dtresearch.com Verizon Business Spindle Inc. Payvision 1 Verizon Way ENS 1201 South Alma School Road - 589 8th Avenue - 19th Floor Basking Ridge, NJ 07920 14451 Ewing Avenue Suite 12500 New York, NY 10018 877-297-7816 Burnsville, MN 55306 Mesa, AZ 85210 917-237-0900 www.verizonenterprise.com 952-767-1005 800-560-9198 www.Payvision.com www.ens-co.com www.spindle.com

Buyers’ Guide 2018 • digitaltransactions • 29 NFC READERS TERMINALS

NFC Readers Rich Consulting EFT Canada, Inc. 16622 Gilmore Street 801 Eglinton Avenue West - Suite 400 Terminals Van Nuys, CA 91406 Toronto, ON M9B 2N7, Canada 818-613-7627 800-424-8551 www.deanarich.com www.eftcanada.com Merchant Link Equinox Payments, LLC 8401 Colesville Road - Suite 750 9045 East Pima Center Parkway - Suite 3 RPY Innovations Silver Spring, MD 20910 Scottsdale, AZ 85258 10 State Street 866-853-3845 480-551-7800 Newburyport, MA 01950 www.merchantlink.com www.equinoxpayments.com 978-255-3109 www.rpyin.com EVO Payments Inc. 515 Broadhollow Road Transaction Network Services, Inc. Melville, NY 11747 Online Banking 10740 Parkridge Boulevard - Suite 100 516-479-9000 Reston, VA 20191 www.evopayments.com NMI DPMAX Solutions Inc. 703-453-8300 201 Main Street 530 South Lake Avenue - Suite 294 www.tnsi.com Ezic, Inc Roselle, IL 60172 Pasadena, CA 91101 175 East Hawthorn Parkway - Suite 410 844-378-2703 626-773-7194 Vernon Hills, IL 60061 www.nmi.com www.directpaymax.com 866-575-3942 Payment www.ezic.com Fiserv, Inc. Gateways 255 Fiserv Drive - P.O. Box 979 Forte Payment Systems Brookfi eld, WI 53008 500 West Bethany Drive - Suite 200 262-879-5000 3Delta Systems, Inc. Allen, TX 75013 Paya www.fi serv.com 14151 Newbrook Drive - Suite 200 866-290-5400 12120 Sunset Hills - Suite 500 Chantilly, VA 20151 www.forte.net Reston, VA 20190 703-234-6010 800-652-2370 Payment www.3DSI.com www.paya.com Facilitation Apriva Plug’n Pay Technologies Inc. Technology 8501 North Scottsdale Road - Suite 110 1363-26 Veterans Highway Scottsdale, AZ 85253 Inovio Hauppauge, NY 11788 480-421-1200 18801 Ventura Boulevard - #300 631-761-0159 www.apriva.com Tarzana, CA 91301 www.plugnpay.com 310-699-2007 BetterBuyDesign LLC www.inoviopay.com Priority Payment Systems, LLC 1214 Querida Drive 2001 Westside Parkway - Suite 155 NMI Colorado Springs, CO 80909 Open more doors and close more Alpharetta, GA 30004 201 Main Street 203-536-0588 deals by off ering merchants the 800-935-5961 Roselle, IL 60172 www.betterbuydesign.com world. Our fully integrated, global www.prioritypaymentsystems.com 844-378-2703 payment gateway is the future of online www.nmi.com BridgePay Network Solutions, LLC payments. Enjoy highly competitive RedFin Holdings, Inc. 1071 South Sun Drive - Suite 2002 compensation packages. Then, 654 South Military Trail Lake Mary, FL 32746 maximize your profi ts by selling a host Deerfi eld Beach, FL 33442 866-322-9894 of gateway solutions, fraud protection 954-769-1335 Payment www.bridgepaynetwork.com services, fl exible APIs and more. www.RedFinNet.com Facilitators www.inoviopay.com RP Solutions, Inc Lime Light CRM, Inc. 2499 Eastlake Road Double Diamond Group, LLC 89 De Boom Street Ithaca, NY 14850 5298 East Otero Circle San Francisco, CA 94107 607-257-7778 Centennial, CO 80122 CardFlight 800-455-9645 www.RPSolutions.com 303-916-9997 38 West 21st Street - 6th Floor www.limelightcrm.com www.doublediamondgroup.com New York, NY 10011 RS Software, Inc. 800-783-5596 linked2pay 1900 McCarthy Boulevard - Suite 103 Infi nicept www.cardfl ight.com 500 Esplanade Drive - Suite 700 Milpitas, CA 95035 1062 Delaware Street Oxnard, CA 93036 408-382-1200 Denver, CO 80204 866-587-8249 www.rssoftware.com 303-916-9997 www.linked2pay.com www.infi nicept.com Shift4 Payments, LLC 1491 Center Crossing Road Payrix CreditCall Corporation Las Vegas, NV 89144 6565 Taft Street - #402 Merchants House - Wapping Road 800-265-5795 Hollywood, FL 33024 Bristol, BS1 4RW, United Kingdom www.shift4.com 855-672-9749 800-868-1832 www.payrix.com www.creditcall.com

30 • digitaltransactions • Buyers’ Guide 2018 PAYMENT PROCESSING

Velocity Inetco Systems Ltd. Payment 250 Stephenson Highway 4464 Lougheed Highway - Suite 295 Troy, MI 48083 Burnaby, BC V5C 5T5, Canada Processing 877-653-9340 604-451-1567 TSYS Acquiring Solutions www.nabvelocity.com www.inetco.com 8320 South Hardy Drive Tempe, AZ 85284 WorldPay NEACH 480-333-7799 300 Colonial Center Parkway - Suite 130 35 Corporate Drive - Suite 190 www.tsysacquiring.com Atlanta, GA 30076 Burlington, MA 01803 877-826-1725 781-321-1011 ACCEL United Merchant Services www.worldpay.com www.neach.org 255 Fiserv Drive 255 Route 17 South Brookfi eld, WI 53045 Hackensack, NJ 07601 Payometry 800-872-7882 201-568-7600 12 Old Stage Coach Road www.accelnetwork.com www.unitedmerchant.com Payment Weston, CT 06883 Management 203-512-7178 Adapt Merchant Services www.FinTechPaymentsCorp.com 2251 East 99th Place Thornton, CO 80229 CNP-Solutions, LLC Retail Payments Global Consulting 866-279-6176 12 Old Stage Coach Road Group, LLC www.adaptms.com USAePay Weston, CT 06883 108 2nd Avenue South 1833 Victory Boulevard 203-557-9555 Kirkland, WA 98033 Payment Services Glendale, CA 91201 www.cnp-solutions.com 425-522-4110 274 Brannan Street - Suite 600 866-872-3729 www.rpgc.com San Francisco, CA 94107 www.usaepay.com Harland Clarke Corporation 415-530-2020 15955 La Cantera Parkway STJ Retail www.adyen.com San Antonio, TX 78256 40B Courtland Avenue 210-697-8888 Concord, ON L4K 5B3, Canada www.harlandclarke.com 905-660-6630 www.stjretail.com

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Buyers’ Guide 2018 • digitaltransactions • 31 PAYMENT PROCESSING

Alacriti, Inc. Authorize.Net Central Payment Corporation Data One LLC 1551 South Washington Avenue - P.O. Box 8999 2350 Kerner Boulevard - Suite 300 4636 Lebanon Pike - Suite 316 Suite 130 San Francisco, CA 94128 San Rafael, CA 94901 Hermitage, TN 37076 Piscataway, NJ 08854 888-323-4289 800-449-8012 800-308-2814 908-791-2916 www.authorize.net www.cpay.com www.dataoneintl.com www.alacriti.com Automated Merchant Systems, Inc. Chosen Payments DATAMATX, Inc. Allcard USA 1071 South Sun Drive - Suite 2001 5400 Tech Circle - 2nd Floor 3146 Northeast Expressway NE 3286 Highland Park Lake Mary, FL 32746 Moorpark, CA 93021 Atlanta, GA 30341 North Canton, OH 44720 407-331-5465 805-910-1445 800-943-5240 330-877-7708 www.automatedmerchant.com www.chosenpayments.com www.datamatx.com www.allcardusa.com Banc Certified Merchant Services Clark Brands, LLC Debit Technologies, Inc. Allied Wallet, Ltd. 5006 Cemetery Road 4200 Commerce Court - Suite 350 700 Corporate Circle - Suite E 9000 West Sunset Boulevard - #820 Hilliard, OH 43026 Lisle, IL 60532 Golden, CO 80401 West Hollywood, CA 90069 877-861-8008 630-355-8918 888-864-3990 888-255-1137 www.bancCertified.com www.clarkbrands.com www.dticredit.com www.alliedwallet.com Bank of America Merchant Services Clear Payment Solutions Digital Financial Group American Payment Solutions 150 North College Street - 15th Floor 7220 Financial Way - Suite 300 4970 South 900 East - Suite J 5646 East Main Street - Suite 5 Charlotte, NC 28202 Jacksonville, FL 32216 Salt Lake City, UT 84117 Mesa, AZ 85205 855-833-3614 888-699-4139 866-637-9473 888-685-1900 merch.bankofamerica.com www.myclearpayments.com www.digitalfg.com www.apsmerchants.com Bill2Pay Clearent, LLC Direct Connect, LLC American Verification Processing 9428 Baymeadows Road - Suite 500 222 South Central - Suite 700 3901 Centerview Drive - Suite W Solutions, LLC. Jacksonville, FL 32256 Clayton, MO 63105 Chantilly, VA 20151 21515 Vanowen Street - Suite 114 888-987-4450 314-732-0515 800-747-6273 Canoga Park, CA 91303 www.bill2pay.com www.clearent.com www.1directconnect.com 800-719-9198 www.avpsolutions.com Billing Tree, Inc. CNP-Solutions, LLC E-Complish, LLC 2800 North 44th Street - Suite 110 12 Old Stage Coach Road 228 Park Avenue South - Suite 89324 Apogee Payment Systems Phoenix, AZ 85008 Weston, CT 06883 New York, NY 10003 801 Main Street - Suite 1 877-424-5587 203-557-9555 888-847-7744 Mukwonago, WI 53149 www.mybillingtree.com www.cnp-solutions.com www.e-complish.com 800-678-1302 www.apogeepayments.com Blue Wave Merchant Solutions Computer Services, Inc. (CSI) EFX Corporation 2629 Manhattan Avenue - #303 3901 Technology Drive 1875 Indian Rocks Road South AppTech Corporation Hermosa Beach, CA 90254 Paducah, KY 42001 Largo, FL 33774 2011 Palomar Airport Road - Suite 102 866-340-3898 800-545-4274 888-894-4088 Carlsbad, CA 92011 www.bluewavepay.com www.csiweb.com www.efxfinancialservices.com 877-720-0033 www.transcendentone.com BluePay Processing, LLC CSI Enterprises Eirth Systems, LLC 184 Shuman Boulevard - Suite 350 3301 Bonita Beach Road - #300 19510 Ventura Boulevard - Suite 216 ArcaTech Systems Naperville, IL 60563 Bonita Springs, FL 34134 Los Angeles, CA 91356 1151 Holmes Road 866-444-6216 866-998-0437 702-608-5939 Mebane, NC 27302 www.bluepay.com www.csiglobalvcard.com www.eirth.com 919-442-5200 www.arcatechsystems.com BlueStar, Inc. CT-Payment Elan Financial Services 3345 Point Pleasant Road 103 Foulk Road - Suite 304 225 West Station Square Drive - Ascent Processing, Inc. Hebron, KY 41048 Wilmington, DE 19803 Suite 620 4845 Pearl East Circle - Suite 101 859-371-4423 855-619-0585 Pittsburgh, PA 15219 Boulder, CO 80301 www.bluestarinc.com www.ct-payment.com 412-552-2019 888-721-9301 www.elanfinancialservices.com www.ascentprocessing.com CardConnect Cybera, Inc. 1000 Continental Drive - Suite 300 9009 Carothers Parkway - Suite C5 Atlantic Pacific Processing Systems, LLC King of Prussia, PA 19406 Franklin, TN 37067 18350 Mt. Langley Street - Suite 205 877-828-0720 866-429-2372 Fountain Valley, CA 92708 www.cardconnect.com www.cybera.net 800-635-3545 www.approcessing.com CenPOS Cyberauthorize.com, LLC 7750 SW 117th Avenue - Suite 306 8825 Perimeter Park Boulevard - Auric Systems International Miami, FL 33183 Suite 404 P.O. Box 458 877-630-7960 Jacksonville, FL 32216 Peterborough, NH 03458 www.cenpos.com 800-216-4886 603-924-6079 www.cyberauthorize.com www.auricsystems.com

32 • digitaltransactions • Buyers’ Guide 2018 Plug into Paysafe and grow your ISO business

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Emerald World ET, Inc. First Capital Business Solutions i3 Verticals, LLC 7100 Hillside Avenue - Suite 602 120 Main Street East 40 Burton Hills Boulevard - Suite 415 Los Angeles, CA 90046 Rochester, NY 14604 Nashville, TN 37215 323-512-7000 877-506-9746 800-203-7981 Elavon Inc. www.emeraldworldet.com www.fi rstcapitalpayments.com www.i3verticals.com Two Concourse Parkway - Suite 800 Atlanta, GA 30328 eMerchant Inc. First Data Partner Solutions Infi ntech (Innovative Financial 679-731-5326 78 Discovery 5565 Glenridge Connector NE - Suite 2000 Technologies, LLC www.elavon.com Irvine, CA 92618 Atlanta, GA 30342 44455 Carver Woods Drive - Suite 110 866-979-0260 404-890-2000 Blue Ash, OH 45242 From e-commerce to mobile wallets www.emerchant.com www.fi rstdata.com 800-621-8931 and chip card acceptance, Elavon helps www.infi ntechllc.com businesses, small and large, accept FIS all payment types. For 25 years, we’ve 601 Riverside Avenue Inmar, Inc helped more than one million customers Jacksonville, FL 32204 635 Vine Street around the world grow their business 888-323-0310 Winston-Salem, NC 27101 through payments. Our fl exible, secure eProcessing Network, LLC www.fi sglobal.com 800-765-1277 and innovative payment solutions help 1415 North Loop West - Suite 1185 www.inmar.com businesses attract and keep customers, Houston, TX 77008 Fiserv, Inc. develop partner relationships, process 800-296-4810 255 Fiserv Drive - P.O. Box 979 International Bancard payments and simplify operations. www.eprocessingnetwork.com Brookfi eld, WI 53008 1505 Woodward Avenue 262-879-5000 Detroit, MI 48226 Electronic Funds Source (EFS) eProcessing Network (ePN) specializes www.fi serv.com 800-827-4880 8170 Upland Circle - Suite 100 in secure, real-time transaction www.intlbancard.com Chanhassen, MN 55317 processing services, solutions & FrontStream Payments 888-824-7378 support for all SMBs. ePN is certifi ed 100 Cambridge Park Drive IP Pay d/b/a Convergence www.efsllc.com to process electronic payments Cambridge, MA 02140 Technologies, Inc. through all major credit card, check/ 800-687-0505 2001 Broadway - 6th Floor ACH and gift card/loyalty processors, www.frontstreampayments.com Riviera Beach, FL 33404 selling exclusively through the ISO/ 630-887-1000 Reseller sales channels. ePN is Global Merchant Services www.convergencetec.com PCI/PA-DSS compliant. 121 South Orange Avenue Electronic Merchant Systems Orlando, FL 32801 iStream Financial Services 250 West Huron Road - Suite 400 800-450-0031 13555 Bishops Court - Suite 102 Cleveland, OH 44113 www.globalmerchantservices.com Brookfi eld, WI 53005 800-726-2177 262-796-0925 www.emscorporate.com Global Payments Inc. www.istreamfs.com EVO Payments Inc. 3550 Lenox Road - Suite 3000 Electronic Payment Exchange (EPX) 515 Broadhollow Road Atlanta, GA 30326 Jack Henry & Associates - 1201 North Market Street - Suite 701 Melville, NY 11747 770-829-8000 JHA Payment Solutions Wilmington, DE 19801 516-479-9000 www.globalpaymentsinc.com 663 West Highway 60 302-288-0600 www.evopayments.com Monett, MO 65780 www.epx.com Group ISO, Inc. 417-235-6652 eWise Group Inc. P.O. Box 11207 www.jackhenry.com Electronic Payment Systems, LLC 2000 Broadway Street - Suite 250 Newport Beach, CA 92658 6472 South Quebec Street Redwood City, CA 94063 800-722-4476 JetPay Centennial, CO 80111 720-258-4275 www.groupiso.com 3361 Boyington Drive -Suite 180 800-863-5995 www.ewise.com Carrollton, TX 75006 www.eps-na.com 800-834-4405 FEDChex www.jetpay.com 2 Venture Plaza - Suite 300 Irvine, CA 92618 Magensa LLC 800-992-6713 Harbortouch 1710 Apollo Court www.fedchex.com 2202 North Irving Street Seal Beach, CA 90740 Electronic Payments Allentown, PA 18109 877-624-3672 1161 Scott Avenue Fidelity Payment Services 800-201-0461 www.magensa.net Calverton, NY 11933 442 South 5th Street www.harbortouch.com 800-966-5520 New York, NY 11211 Main Street Softworks, Inc. www.electronicpayments.com 855-794-7348 Harbortouch is a leading national supplier 2246 NW 40th Terrace - Suite B www.fi delitypayment.com of POS systems and payment solutions, GAINESVILLE, FL 32605 Electronic Transaction Systems off ering an unparalleled “free” program 800-650-9787 Corporation (ETS) First ACH that supplies a full-featured POS system www.monetra.com 20135 Lakeview Center - 4th Floor 9693 Gerwig Lane - Suite A to restaurants and retail businesses with Ashburn, VA 20147 Columbia, MD 21046 no up-front costs. Harbortouch provides Merchant e-Solutions, Inc. 800-834-7790 800-356-2429 comprehensive training, lucrative 3475 Lenox Road - Suite 500 www.etsms.com www.fi rstach.com compensation and unmatched support Atlanta, GA 30326 for its sales partners. For additional 888-288-2692 information, visit www.isoprogram.com. www.merchante-solutions.com

34 • digitaltransactions • Buyers’ Guide 2018 PAYMENT PROCESSING

Merchant Focus Processing National Processing Performance Card Service 105 North Riverview - #314 1020 West 600 South - Suite 300 28371 Davis Parkway - Suite 103 Dublin, OH 43017 Lindon, UT 84042 Warrenville, IL 60555 800-895-4085 800-720-3323 855-960-6100 www.merchantfocus.com www.nationalprocessing.com Paya www.performancecardservice.com 12120 Sunset Hills - Suite 500 Merchant Hub NationalLink, Inc. Reston, VA 20190 Pivotal Payments, Inc. 1680 Michigan Avenue - Suite 800 2235 Auto Centre Drive 800-652-2370 5000 Legacy Drive - Suite 320 Miami Beach, FL 33139 Glendora, CA 91740 www.paya.com Plano, TX 75024 877-615-5050 909-670-1900 877-462-7486 www.merchanthub.com www.nationallink.com Payfi rma Corporation www.pivotalpayments.com 1185 West Georgia Street - Suite 740 Merchant Services Ltd. Netcom PaySystem Vancouver, BC V6E 4E6, Canada Post Integrations, Inc. 675 NW 97th Street 5755 North Point Parkway - Suite 242 800-747-6883 3131 East Camelback Road - Suite 320 Miami, FL 33150 Alpharetta, GA 30022 www.payfi rma.com Phoenix, AZ 85016 305-673-3334 800-875-6680 800-921-9444 www.merchantservicesltd.com www.netcompaysystem.com Payliance www.postint.com 3 Easton Oval - Suite 200 MerchantFirst NextWave Enterprises, LLC Columbus, OH 43219 Priority Payment Systems, LLC 3901 Roswell Road - Suite 310 5757 Blue Lagoon Drive - Suite 170 866-627-2927 2001 Westside Parkway - Suite 155 Marietta, GA 30062 Miami, FL 33126 www.payliance.com Alpharetta, GA 30004 678-752-4870 305-571-7300 800-935-5961 www.merchantfi rst.com www.nextwavefunding.com Payment Logistics www.prioritypaymentsystems.com 11011 North Torrey Pines Road - Meta Payment Systems Noventis Inc. Suite 250 ProsPay, Inc. 5501 South Broadband Lane 5120 Woodway Drive, Suite 6001 La Jolla, CA 92037 6355 NW 36th Street - Suite 202 Sioux Falls, SD 57108 Houston, TX 77056 888-472-9564 Miami, FL 33166 605-361-4347 800-773-2274 www.paymentlogistics.com 305-869-9016 www.metapay.com www.noventispayments.com www.prospay.net Payment Plus Inc. Mile High Merchant Group NXGEN Payment Services 84 Plantation Drive PSCU Financial Services Inc. 1550 Larimer Street 940 Spokane Avenue - Suite #5 Paducah, KY 42001 560 Carillon Parkway Denver, CO 80202 Whitefi sh, MT 59937 270-366-0995 St. Petersburg, FL 33716 800-690-1926 866-863-9977 www.paymentplusinc.com 800-443-7728 www.mhmerchant.com www.nxgen.com www.pscu.com Payment Processing Alliance MINDBODY, Inc. OLS 7501 NW Tiff any Springs Parkway - Quantum Merchant Services 4051 Broad Street - Suite 220 7920 Belt Line Road, Suite 1150 Suite 602 7300 Hudson Boulevard North - San Luis Obispo, CA 93401 Dallas, TX 75254 Kansas City, MO 64153 Suite 255 877-755-4279 866-237-4900 800-380-7889 Oakdale, MN 55128 www.mindbodyonline.com www.olspayments.com www.paymentprocessingalliance.com/ 800-815-3123 www.quantumgo.com Solutions, Inc OpenEdge Payments LLC PaymentVision 150 North Martingale Road - Suite 900 2578 West 600 North 12276 San Jose Boulevard - Suite 624 Radial Schaumburg, IL 60173 Lindon, UT 84042 Jacksonville, FL 32223 935 First Avenue 847-240-7557 800-774-6462 301-987-0700 King of Prussia, PA 19406 www.monerisusa.com www.openedgepayment.com www.paymentvision.com 877-255-2857 www.radial.com Multi Service Technology Orion Payment Systems Payometry Solutions, Inc. (MSTS) 14340 Torrey Chase Boulevard - 12 Old Stage Coach Road RentPayment 8560 College Boulevard Suite 170 Weston, CT 06883 2121 North California Boulevard - Overland Park, KS 66210 Houston, TX 77014 203-512-7178 Suite 400 913-451-2400 832-286-9000 www.FinTechPaymentsCorp.com Walnut Creek, CA 94596 www.multiservice.com www.orionps.com 866-289-5977 PayProTec www.rentpayment.com National Bankcard Corp. Pathfi nder Payment Solutions 929 East Center Street 505 North Lake Shore Drive - First Floor 9693 Gerwig Lane - Suite A Warsaw, IN 46580 REPAY Chicago, IL 60611 Columbia, MD 21046 800-360-2591 3 West Paces Ferry Road - Suite 200 312-222-0131 800-422-5005 www.payprotec.com Atlanta, GA 30305 www.natl-bankcard.com www.pathfi nderpayments.com 877-607-5468 PDCfl ow www.repay.com National Merchants Association 372 24th Street - Suite 410 43620 Ridge Park Drive - #310 Ogden, UT 84401 RISK Payments Temecula, CA 92590 877-734-814 64 East Broadway Road - Suite 200 866-509-7199 www.pdcfl ow.com Tempe, AZ 85282 www.nationalmerchants.com 855-341-2191 riskpayments.net

Buyers’ Guide 2018 • digitaltransactions • 35 PAYMENT PROCESSING

SafetyPay Inc. Apriva 1920 Meridian Avenue - Floor 2 8501 North Scottsdale Road - Suite 110 Miami Beach, FL 33139 Scottsdale, AZ 85253 786-294-6411 480-421-1200 www.Safetypay.com TSYS Acquiring Solutions www.apriva.com HPS Worldwide 8320 South Hardy Drive 2003 South 186th Street SHAZAM, Inc Tempe, AZ 85284 Baldwin Hackett & Meeks, Inc. Omaha, NE 68130 6700 Pioneer Parkway 480-333-7799 11602 West Center Road 402-319-4643 Johnston, IA 50131 www.tsysacquiring.com Omaha, NE 68144 www.hps-worldwide.com 515-288-2828 402-333-3300 www.shazam.net UMS Banking www.bhmi.com Infinicept 750 Fairmont Avenue - 2nd Floor 1062 Delaware Street ST Unlimited LLC Glendale, CA 91203 Cardtek US Denver, CO 80204 4004 NE 4th Street - Suite 107-328 800-324-8323 8700 West Bryn Marw Avenue - 303-916-9997 Renton, WA 98056-4116 www.umsbanking.com Suite 910N www.infinicept.com 425-761-2054 Chicago, IL 60631 www.stunllc.com US Alliance Group, Inc. 847-376-8367 29883 Santa Margarita Parkway www.cardtek.com Strategic Payment Systems, Inc. Rancho Santa Margarita, CA 92688 45 Dan Road - Suite 100 949-888-4408 CellPoint Mobile Canton, MA 02021 www.usag-inc.com 78 SW 7th Street Inovio 888-332-9140 Miami, FL 33130 18801 Ventura Boulevard - #300 www.spsprocessing.net Vanco Payments 312-313-4044 Tarzana, CA 91301 400 Northridge Road - Suite 1200 www.cellpointmobile.com 310-699-2007 Tandem Innovative Payment Atlanta, GA 30350 www.inoviopay.com Solutions, LLC 800-675-7430 Commerce Sync 728 North Pleasantburg Drive - #22 www.vancoservices.com 1512 Larimer Street - Suite 250 Open more doors and close more Greenville, SC 29607 Denver, CO 80202 deals by offering merchants the 864-672-1570 Vantiv Company, now WorldPay 720-377-3700 world. Our fully integrated, global www.tandempayment.com 8500 Governors Hill Drive www.commercesync.com payment gateway is the future of online Cincinnati, OH 45249 payments. Enjoy highly competitive The CBORD Group, Inc. 866-622-2390 CV Systems compensation packages. Then, 950 Danby Road - Suite 100C www.vantiv.com 19500 State Highway 249 - Suite 345 maximize your profits by selling a host Ithaca, NY 14850 Houston, TX 77070 of gateway solutions, fraud protection 844-462-2673 Velocity Merchant Services 713-690-1828 services, flexible APIs and more. www.cbord.com 3051 Oak Grove Road - 2nd Floor www.cvsystems.com www.inoviopay.com Downers Grove, IL 60515 TNS Smart Network Inc. 888-902-6227 Medasyst, Inc. 10 Compass Court www.getvms.com P.O. Box 59610 Toronto, ON M1S 5R3, Canada Chicago, IL 60659 800-363-1671 Vision Payment Solutions, LLC 847-982-0846 www.tns-smart.net 320 Cumberland Avenue Datacap Systems, Inc. www.medasyst-software.com Portland, ME 04101 100 New Britain Boulevard Total Apps Inc. 877-674-2286 Chalfont, PA 18914 Opus Consulting Inc. 26800 Aliso Viejo Parkway - Suite 250 www.visionpayments.com 215-997-8989 2500 Northwinds Parkway - Suite 630 Aliso Viejo, CA 92656 www.datacapsystems.com Alpharetta, GA 30009 866-312-9780 Washington Bancard Merchant Services 470-448-4155 www.total-apps.com 3191 Coral Way - #105 Esker www.opusconsulting.com Miami, FL 33145 1212 Deming Way - Suite 150 Transaction Network Services, Inc. 888-888-8799 Middleton, WI 53562 Payment Service Network, Inc. 10740 Parkridge Boulevard - Suite 100 www.washingtonbancard.com 800-368-5283 2901 International Lane - Suite 100 Reston, VA 20191 www.esker.com Madison, WI 53704 703-453-8300 WorldPay 866-917-7368 www.tnsi.com 300 Colonial Center Parkway - Suite 130 ESQ Business Services, Inc. www.paymentservicenetwork.com Atlanta, GA 30076 20660 Stevens Creek Boulevard - TrustCommerce 877-826-1725 Suite 336 Payometry 1 MacArthur Place - Suite 400 www.worldpay.com Cupertino, CA 95014 12 Old Stage Coach Road South Coast Metro, CA 92707 925-734-9800 Weston, CT 06883 800-915-1680 www.esq.com 203-512-7178 www.trustcommerce.com www.FinTechPaymentsCorp.com Payment Software Euronet Software Solutions 17300 Chenal Parkway - Suite 200 Payrix ACI Worldwide Little Rock, AR 72223 6565 Taft Street - #402 3520 Kraft Road 501-218-7293 Hollywood, FL 33024 Naples, FL 34105 www.euronetsoftware.com 855-672-9749 402-390-7600 www.payrix.com www.aciworldwide.com

36 • digitaltransactions • Buyers’ Guide 2018 PORTFOLIO SALES

Payway Payments 222 Rosewood Drive - Suite 210 Danvers, MA 01923 Research 800-457-9932 www.paywaycomplete.com TSYS Acquiring Solutions TSYS Acquiring Solutions Double Diamond Group, LLC 8320 South Hardy Drive 8320 South Hardy Drive PDCfl ow 5298 East Otero Circle Tempe, AZ 85284 Tempe, AZ 85284 372 24th Street - Suite 410 Centennial, CO 80122 480-333-7799 480-333-7799 Ogden, UT 84401 303-916-9997 www.tsysacquiring.com www.tsysacquiring.com 877-734-814 www.doublediamondgroup.com www.pdcfl ow.com

Pegasystems Inc. PCI Security Portfolio One Rogers Street PCI Compliance Assessment Cambridge, MA 02142 Aeris Secure LLC 617-374-9600 403 Labs, LLC 18444 North 25th Avenue - www.pega.com 13400 Bishops Lane - Suite 300 Suite 420-600 Brookfi eld, WI 53005 Phoenix, AZ 85023 SourceHOV 877-403-5227 480-382-8230 2701 East Grauwyler Road www.403labs.com www.aerissecure.com Irvine, TX 75061 Cutter LLC 866-321-5854 Conformance Technologies, LLC ANXeBusiness Corporation 111 Foxwood Lane www.sourcehov.com 1575 Delucchi Lane - Suite 210 2000 Town Center - Suite 2050 Franklin, TN 37069 Reno, NV 89502 Southfi eld, MI 48075 866-386-6093 Tender Retail Systems 855-251-0150 877-488-8269 www.cutterfi nancial.com 6100-75 Queen Street - Suite 6100 www.conformancetech.com www.anx.com Montreal, QC H3C 2N6, Canada 888-225-2249 ControlScan, Inc. Bluefi n Payment Systems www.tender-retail.com 11475 Great Oaks Way 8200 Roberts Drive - Suite 150 Portfolio Alpharetta, GA 30022 Atlanta, GA 30350 Purchases 800-825-3301 800-675-6573 www.controlscan.com www.bluefi n.com C&H Financial Services, Inc. G2 Web Services, LLC Conformance Technologies, LLC 1 1 Westbrook Corporate Center - TSYS Acquiring Solutions 1750 112th Avenue NE - Suite C101 1575 Delucchi Lane - Suite 210 Suite 300 8320 South Hardy Drive Bellevue, WA 98004 Reno, NV 89502 Westchester, IL 60154 Tempe, AZ 85284 888-788-5353 855-251-0150 855-600-2437 480-333-7799 www.g2webservices.com www.conformancetech.com www.chfs.us www.tsysacquiring.com MAXpci ControlScan, Inc. 2472 Battery Hill Circle 11475 Great Oaks Way Woodbridge, VA 22191 Alpharetta, GA 30022 Payments 800-803-8515 800-825-3301 Education www.maxpcicomply.com www.controlscan.com Cutter LLC 111 Foxwood Lane IntraNext Systems Franklin, TN 37069 Epcor 391 Inverness Parkway - #111 866-386-6093 3100 Broadway Boulevard - Suite 555 Englewood, CO 80112 www.cutterfi nancial.com Kansas City, MO 64111 303-799-0771 800-500-0100 Merchant Link www.intranext.com ICBA Bancard & TCM Bank, N.A. www.epcor.org 8401 Colesville Road - Suite 750 1615 L Street Northwest - Suite 900 Silver Spring, MD 20910 MAXpci Washington, DC 20036 The Regional Payments Association 866-853-3845 2472 Battery Hill Circle 800-242-4770 3100 Broadway - Suite 555 www.merchantlink.com Woodbridge, VA 22191 www.icbabancard.com Kansas City, MO 64111 800-803-8515 800-500-0100 Prime Factors Inc. www.maxpcicomply.com www.epcor.org 1400 Executive Parkway - Suite 100 Eugene, OR 97401 Semafone Inc. Portfolio Sales WesPay 541-345-4334 99 Chauncy Street 300 Montgomery Street - Suite 450 www.primefactors.com Boston, MA 02111 San Francisco, CA 94104 888-736-2366 415-433-1230 Sysnet Global Solutions www.semafone.com www.wespay.org 1001 Summit Boulevard - Suite 1900 Atlanta, GA 30319 Cutter LLC 404-991-3110 111 Foxwood Lane www.sysnetglobalsolutions.com Franklin, TN 37069 866-386-6093 www.cutterfi nancial.com

Buyers’ Guide 2018 • digitaltransactions • 37 PORTFOLIO SALES

MerchantPortfolios.com Mi9 Retail Vend POS POS Supply Solutions 358 Chestnut Hill Avenue - Suite 303 12000 Biscayne Boulevard - Suite 600 981 Mission Street 30 Log Bridge Road, Bldg. 200 - Boston, MA 02135 Miami, FL 33181 San Francisco, CA 94103 Suite 203 617-765-0064 888-326-8579 844-814-5409 Middleton, MA 01949 www.merchantportfolios.com www.Mi9retail.com www.vendhq.com 888-431-5800 www.possupply.com Velocity Funding, LLC PFSweb, Inc. 470 Washington Street - Suite 21 505 Millennium Drive PrehKeyTec, Inc. Norwood, MA 02062 Allen, TX 75013 POS Supplies 1130 Lake Cook Road - Suite 210 888-818-3552 972-881-2900 Buffalo Grove, IL 60089 www.velocityfunding.com www.pfscommerce.com Bixolon America Inc. 847-438-4000 13705 Cimarron Avenue www.prehkeytecusa.com RealTime7 Inc. Gardena, CA 90249 27 Catherine Avenue 858-764-4580 Spacepole POS Cloud Brantford, ON N3T 1X5, Canada www.bixolon.com 5755 Goshen Springs Road, Suite D 866-838-9101 Norcross, GA 30071 Pathway Business Solutions, LLC www.realtime-7.com CAM Commerce Solutions 877-416-3294 28 First Street 5555 Garden Grove Boulevard - Suite 100 www.spacepole.com Mount Clemens, MI 48043 Retail Pro International Westminster, CA 92683 800-370-2414 400 Plaza Drive - Suite 200 714-338-0200 Star Micronics America, Inc. www.pathwaypos.com Folsom, CA 95630 www.camcommerce.com 65 Clyde Road - Suite G 916-605-7200 Somerset, NJ 08873 www.retailpro.com Cherry Corporation 848-216-3300 11200 88th Avenue www.starmicronics.com POS Software Retailcloud Pleasant Prairie, WI 53158 2702 Clayton Road - Suite 200 262-942-6500 Uniform Industrial Corporation (UMC) Agilysys, Inc. Concord, CA 94519 www.cherryamericas.com 47341 Bayside Parkway 1000 Windward Concourse - Suite 250 925-288-4300 Fremont, CA 94538 Alpharetta, GA 30005 www.retailcloud.com CognitiveTPG 510-438-6799 770-810-7800 950 Danby Road - Suite 200 www.uicworld.com www.agilysys.com SAP America Inc. Ithaca, NY 14850 3999 West Chester Pike 800-732-8950 Auto-Star Compusystems Inc. Newton Square, PA 19073 www.cognitivetpg.com 636 11th Avenue SW 610-661-1000 POS Systems Medicine Hat, AB T1A 1E1, Canada www.sap.com 888-460-6963 APG Cash Drawer www.auto-str.com TAM Retail 5250 Industrial Boulevard NE 10609 West 159th Street Minneapolis, MN 55421 Avalon Solutions Group Orland Park, IL 60467 General Credit Forms, Inc. 763-571-5000 23510 Buckridge Drive 888-843-1476 3595 Rider Trail South www.apgcd.com Damascus, MD 20872 www.tamretail.com Earth City, MO 63045 888-598-6330 314-216-8600 Auto-Star Compusystems Inc. www.avalonsolutionsgroup.com TranSend Integrated Technologies www.gcfinc.com 636 11th Avenue SW 455 Larchmont Boulevard Medicine Hat, AB T1A 1E1, Canada ECRS Corporation Mount Laurel, NJ 08054 Whatever your merchants need, 888-460-6963 277 Howard Street 800-560-0415 whenever they need it. Flexible www.auto-str.com Boone, NC 28607 www.transendit.com ordering – Internet, telephone, 888-875-3814 fax, e-mail – and flexible billing Bematech www.ecrs.com options are available. We can help 999 South Oyster Bay - Building 104 turn supplies into another source Bethpage, NY 11714 GoldTech, Inc. of revenue. All from the largest 516-248-0400 301 North Main Street manufacturer of POS forms, rolls, www.bematechus.com Greenville, SC 29601 TSYS Acquiring Solutions and labels in the country, GCF. 888-334-0138 8320 South Hardy Drive Bevo POS www.goldtechservices.com Tempe, AZ 85284 MAX International 6201 Lee Ann Lane 480-333-7799 2360 Dairy Road Naples, FL 34109 Island Pacific www.tsysacquiring.com Lancaster, PA 17601 800-785-6012 1940 East Deere Avenue - Suite 200 800-233-0222 www.bevopos.com Santa Ana, CA 92705 UTC Retail www.maxintl.com 800-994-3847 100 Rawson Road BlueStar, Inc. www.islandpacific.com Victor, NY 14564 Omega Transactions Corporation 3345 Point Pleasant Road 800-349-0546 5858 Westheimer Road - Suite712 Hebron, KY 41048 Magstar Inc. www.utcretail.com Houston, TX 77057 859-371-4423 150 Ferrand Drive - Suite 502 713-465-9299 www.bluestarinc.com Toronto, ON M3C 3E5, Canada www.gootc.com 877-332-3335 www.magstarinc.com

38 • digitaltransactions • Buyers’ Guide 2018 Digital Transactions News We deliver the payments industry news to your email inbox daily!

Digital Transactions News is packed with news and information from the $123.4 billion transaction industry:  Two original stories every issue  Trending stories, so you know what our subscribers are reading  Links to Digital Transactions magazine  Calendar of events  PLUS! “In Other News” The most complete listing of announcements from the payments community

Subscribe today at Bolandhill.omeda.com/dtr/ or email publisher Bob Jenisch at [email protected] POS SYSTEMS

BuyerZone NEC Corporation of America Protech Systems Co., Ltd. 200 Fifth Avenue - 2nd Floor 6535 North State Highway 161 950 Fee Ana Street - Suite B Waltham, MA 02451 Irving, TX 75039 Placentia, CA 92870 888-393-5000 214-262-2000 714-996-7200 www.buyerzone.com eProcessing Network, LLC www.necam.com/retail www.protech-pos.com 1415 North Loop West - Suite 1185 C&H Financial Services, Inc. Houston, TX 77008 Oracle ShopKeep 1 1 Westbrook Corporate Center - 800-296-4810 500 Oracle Parkway 143 Park Avenue South - 7th Floor Suite 300 www.eprocessingnetwork.com Redwood Shores, CA 94065 New York, NY 10013 Westchester, IL 60154 650-506-7000 800-820-9814 855-600-2437 eProcessing Network (ePN) specializes www.oracle.com www.shopkeep.com www.chfs.us in secure, real-time transaction processing services, solutions & Toshiba Global Commerce Solutions Celerant Technology Corporation support for all SMBs. ePN is certifi ed 3901 South Miami Boulevard 4830 Arthur Kill Road to process electronic payments Durham, NC 27703 Staten Island, NY 10309 through all major credit card, check/ 800-426-4968 718-351-2000 ACH and gift card/loyalty processors, Paysafe www.toshibacommerce.com www.celerant.com selling exclusively through the ISO/ 128 Vision Park Boulevard - Suite 300 Reseller sales channels. ePN is Shenandoah, TX 77384 Touch Dynamic Central Payment Corporation PCI/PA-DSS compliant. 800-309-0524 121 Corporate Boulevard 2350 Kerner Boulevard - Suite 300 www.paysafe.com South Plainfi eld, NJ 07080 San Rafael, CA 94901 First American Payment Systems 732-382-5701 800-449-8012 100 Throckmorton Street - Suite 1800 Pioneer Solution, Inc. www.touchdynamic.com www.cpay.com Fort Worth, TX 76102 238 Benton Court 866-464-3277 City of Industry, CA 91789 United Merchant Services ChainDrive/Multidev Technologies www.fi rst-american.net 909-468-9757 255 Route 17 South 999 de Maisonneuve West - Suite 1100 www.pioneerpos.com Hackensack, NJ 07601 Montreal, ON H3A 3L4, Canada Focus POS Systems 201-568-7600 800-820-1412 3372 Rio Cordillera POS Global Concepts LLC www.unitedmerchant.com www.chaindrive.com Boerne, TX 78006 1305 Grove Avenue 800-775-0996 Richmond, VA 23220 UP Solution Citizen Systems America Corporation www.focuspos.com 703-532-8114 255 South 17 South 363 Van Ness Way - Suite 404 www.posglobalconcepts.com Hackensack, NJ 07601 Torrance, CA 90501 201-568-7600 310-781-1460 POS on Cloud, LLC www.upsolution.com www.citizen-systems.com 4010 Dupont Circle - Suite 482 Louisville, KY 40207 Vivonet Inc. Dell, Inc. Harbortouch 502-296-8465 1790-1188 West Georgia Street One Dell Way 2202 North Irving Street www.posoncloud.com Vancouver, BC V6E 4A2, Canada Round Rock, TX 78682 Allentown, PA 18109 866-512-2033 800-WWW-DELL 800-201-0461 POS Plus, Inc. www.vivonet.com www.dell.com www.harbortouch.com 1157 Valley Park Drive South - Suite 120 Shakopee, MN 55379 Harbortouch is a leading national supplier 952-448-9797 of POS systems and payment solutions, www.posplusinc.com POS Tablets off ering an unparalleled “free” program that supplies a full-featured POS system Posifl ex Technology, Inc. Clover Network, Inc. Electronic Payments to restaurants and retail businesses with 30689 Huntwood Avenue 415 North Mathilda Avenue 1161 Scott Avenue no up-front costs. Harbortouch provides Hayward, CA 94544 Sunnyvale, CA 94085 Calverton, NY 11933 comprehensive training, lucrative 510-429-7097 650-210-7888 800-966-5520 compensation and unmatched support www.posifl exusa.com www.clover.com www.electronicpayments.com for its sales partners. For additional information, visit www.isoprogram.com. POSLeader, Inc. Pathway Business Solutions, LLC 2251 East 99th Place 28 First Street Illinois Wholesale Cash Register, Inc. Thornton, CO 80229 Mount Clemens, MI 48043 2790 Pinnacle Drive 800-379-8260 800-370-2414 Elgin, IL 60124 www.posleader.com www.pathwaypos.com 847-310-4200 www.illinoiswholesale.com ProphetLine Inc. 2120 South Waldron Road - Building B NCR Counterpoint POS Fort Smith, AR 72903 4325 Alexander Drive 800-875-6592 Alpharetta, GA 30022 www.prophetline.com 800-852-5852 www.counterpointpos.com

40 • digitaltransactions • Buyers’ Guide 2018 PREPAID CARDS

The Phoenix Group Janam Technologies LLC POS-X LLC 6705 Keaton Corporate Parkway 100 Crossways Park West 1975 Midway Lane - Suite O O’Fallon, MO 63368 Woodbury, NY 11797 Bellingham, WA 98226 866-559-7627 877-526-2699 360-302-2222 PAX Technology, Inc www.tpgpos.com www.janam.com www.pos-x.com 8880 Freedom Crossing Trail - Bldg. 400, Suite 300 Key Source International TriCom Card Technologies, Inc. Jacksonville, FL 32256 7711 Oakport Street 336 North Gaff ey Street - 2nd Floor 904-257-0081 POS Terminals Oakland, CA 94621 San Pedro, CA 90731 www.pax.us 800-722-6066 800-830-2225 Bargain Terminals www.ksikeyboards.com www.id-escanner.com PAX has been serving the global Bailiwick Offi ce Campus - Suite 53-B retail marketplace for 18 years and Doylestown, PA 18901 UP Solution has distribution in over 100 countries 800-717-1245 255 South 17 South with an install base over 26 million www.bargainterminals.com Hackensack, NJ 07601 worldwide. PAX off ers a complete line 201-568-7600 of products and services supported by Castles Technology International MagTek, Inc. www.upsolution.com extensive R&D capabilities. In addition Corporation 1710 Apollo Court to a competitive pricing model, quality 53 Perimeter Center East - Suite 275 Seal Beach, CA 90740 VeriFone, Inc. assurance is the company’s top priority Atlanta, GA 30346 562-546-6400 11700 Great Oaks Way - Suite 110 which enables PAX to have a strong 470-273-6350 www.magtek.com Alpharetta, GA 30022 advantage in the marketplace. www.castlestech.com 770-754-3432 MHL Computer Products www.verifone.com PayAnywhere Dejavoo Systems 422 West Dussel Drive 250 Stephenson Highway 393 Jericho Turnpike - Suite 203 Maumee, OH 43537 Troy, MI 48083 Mineola, NY 11501 800-343-1764 877-387-5640 877-358-6797 www.mhlcp.com Prepaid Cards www.payanywhere.com www.DejavooSystems.com M-S Cash Drawer Corporation Arroweye Solutions, Inc. Elo Touch Solutions, Inc. 2085 East Foothill Boulevard 550 West Washington Street - Suite 202 1033 McCarthy Blvd. Pasadena, CA 91107 Chicago, IL 60661 POS Terminal Milpitas, CA 95035 800-544-1749 312-253-9400 Distribution 408-597-8000 www.mscashdrawer.com www.arroweye.com www.elotouchpos.com Pathway Business Solutions, LLC Blackhawk Network CreditCardSupplies.net ENS 28 First Street 6220 Stoneridge Mall Road P.O. Box 9248 14451 Ewing Avenue Mount Clemens, MI 48043 Pleasanton, CA 94588 Knoxville, TN 37940 Burnsville, MN 55306 800-370-2414 925-226-9990 865-573-4749 952-767-1005 www.pathwaypos.com www.blackhawknetwork.com www.creditcardsupplies.net www.ens-co.com Comdata Inc. Discount Credit Card Supply Equinox Payments, LLC 5301 Maryland Way 1530 Old Skokie Rd. 9045 East Pima Center Parkway - Suite 3 Brentwood, TN 37027 Highland Park, IL 60035 Scottsdale, AZ 85258 800-266-3282 877-298-6939 480-551-7800 PAX Technology, Inc www.comdata.com www.discountcreditcardsupply.com www.equinoxpayments.com 8880 Freedom Crossing Trail - Bldg. 400, Suite 300 E&S Consulting LLC Express POS Distributors ExaDigm, Inc. Jacksonville, FL 32256 812 East Avenue NE 1002 Durham Road - Suite 100 2861 Pullman Street 904-257-0081 Atlanta, GA 30312 Wake Forest, NC 27587 Santa Ana, CA 92705 www.pax.us 678-333-3254 866-399-2120 949-486-0320 www.eandsconsultingllc.com www.expressposonline.com www.exadigm.com PAX has been serving the global retail marketplace for 18 years and ePay North America JR’s POS Depot First Data Partner Solutions has distribution in over 100 countries 3500 College Boulevard 3892 NW124th Avenue 5565 Glenridge Connector NE - with an install base over 26 million Leawood, KS 66211 Coral Springs, FL 33065 Suite 2000 worldwide. PAX off ers a complete line 800-983-9385 877-999-7374 Atlanta, GA 30342 of products and services supported by www.epayworldwide.com www.jrposdepot.com 404-890-2000 extensive R&D capabilities. In addition www.fi rstdata.com to a competitive pricing model, quality Merchant Equipment Store assurance is the company’s top priority 5725 West Highway 290 - Suite 105 ID TECH which enables PAX to have a strong Austin, TX 78735 10721 Walker Street advantage in the marketplace. 888-979-6882 Cypress, CA 90630 Factor4 www.merchantequip.com 714-761-6368 Posdata Group, Inc. 501 Abbott Drive - Suite 6 www.idtechproducts.com 5775 Soundview Drive - Suite 101E Broumall, PA 19008 Gig Harbor, WA 98335 484-471-3963 800-852-3282 www.factor4gift.com www.posdata.com

Buyers’ Guide 2018 • digitaltransactions • 41 PREPAID CARDS

Galileo Processing, Inc. Printing Devices POS Supply Solutions Processors 6550 South Millrock Drive - Suite 300 30 Log Bridge Road, Bldg. 200 - Salt Lake City, UT 84121 Suite 203 801-365-6060 Epson America, Inc. Middleton, MA 01949 Alliance Data www.galileoprocessing.com 3840 Kilroy Airport Way 888-431-5800 7500 Dallas Parkway - Suite 700 Long Beach, CA 90806 www.possupply.com Plano, TX 75024 Green Dot Corporation 800-463-7766 214-494-3000 P.O. Box 5100 www.pos.epson.com www.alliancedata.com Pasadena, CA 91117 866-795-7597 Pertech Industries, Inc Processing Clearent, LLC www.greendotonline.com 860 College View Drive Software 222 South Central - Suite 700 Riverton, WY 82501 Clayton, MO 63105 InComm 800-800-6614 314-732-0515 250 Williams Street NW - 5th Floor www.pertechindustries.com Affirmative Technologies, Inc. www.clearent.com Atlanta, GA 30303 35111 US Highway 19 N - Suite 200 800-352-3084 Star Micronics America, Inc. Palm Harbor, FL 34684 CoreCard Software Inc. www.incomm.com 65 Clyde Road - Suite G 888-216-1808 One Meca Way Somerset, NJ 08873 www.affirmativeusa.com Norcross, GA 30096 Netspend Corporation 848-216-3300 770-564-8000 P.O. Box 2136 www.starmicronics.com Apriva www.corecard.com Austin, TX 78768 8501 North Scottsdale Road - Suite 110 866-387-7363 TransAct Technologies, Inc. Scottsdale, AZ 85253 Fleet One www.netspend.com 2319 Whitney Avenue - Suite 3B 480-421-1200 3102 West End Avenue - Suite 900 Hamden, CT 06518 www.apriva.com Nashville, TN 37203 NovoPayment Inc. 203-859-6800 866-517-2537 3250 Mary Street - Suite 103 www.transact-tech.com Data Support Systems Inc. www.FleetOne.com Miami, FL 33133 1414 North 205th Street 305-372-8695 Troy Group, Inc. Omaha, NE 68022 i2c Inc. www.novopayment.com 940 South Coast Drive - Suite 260 402-431-1919 1300 Island Drive - Suite 105 Costa Mesa, CA 92626 www.datasupport.com Redwood City, CA 94065 NowPrepay 714-241-4790 650-593-5400 365 Evans Avenue - #301 www.troygroup.com www.i2cinc.com Etobicoke, ON M8Z 1K2, Canada 800-253-2111 JCB International Credit Card Co., Ltd. www.nowprepay.com 800 West 6th Street - Suite 200 Printing Forms HPS Worldwide Los Angeles, CA 90017 Prepaid Resources, LLC & Labels 2003 South 186th Street 262-269-6081 1202 Lexington Avenue - Suite 192 Omaha, NE 68130 www.jcbusa.com New York, NY 10028 402-319-4643 888-464-7757 FormCenter www.hps-worldwide.com National Merchants Association www.prepaidresources.com 231 Croton Avenue 43620 Ridge Park Drive - #310 Cortlandt Manor, NY 10567 Payrix Temecula, CA 92590 Public PrePaid, Inc. 800-662-3218 6565 Taft Street - #402 866-509-7199 8275 South Eastern Avenue - Suite 221 www.form-center.com Hollywood, FL 33024 www.nationalmerchants.com Las Vegas, NV 89123-2545 855-672-9749 702-997-2189 www.payrix.com Payment Logistics www.publicprepaid.com 11011 North Torrey Pines Road - Richrelevance, Inc. Suite 250 Transcard Payments, LLC 303 Second Street South - Suite 350 La Jolla, CA 92037 1301 Riverfront Parkway - Suite 112 General Credit Forms, Inc. San Francisco, CA 94107 888-472-9564 Chattanooga, TN 37402 3595 Rider Trail South 415-956-1947 www.paymentlogistics.com 423-553-5200 Earth City, MO 63045 www.richrelevance.com www.transcard.com 314-216-8600 ProPay Inc. www.gcfinc.com SignMeUp.com, Inc. 3400 North Ashton Boulevard - Visa DPS 500 North Michigan Avenue Suite 200 P.O. Box 636001 Whatever your merchants need, Chicago, IL 60611 Lehi, UT 84043 Highlands Ranch, CO 80163 whenever they need it. Flexible 312-994-2432 801-341-5300 888-847-2242 ordering – Internet, telephone, www.signmeup.com www.propay.com www.visadps.com fax, e-mail – and flexible billing options are available. We can help Treasury Software Corporation turn supplies into another source 2400 Old Brick Road of revenue. All from the largest Glen Allen, VA 23060 manufacturer of POS forms, rolls, 866-226-5732 and labels in the country, GCF. www.treasurysoftware.com TSYS Acquiring Solutions 8320 South Hardy Drive Tempe, AZ 85284 480-333-7799 www.tsysacquiring.com

42 • digitaltransactions • Buyers’ Guide 2018 RISK MANAGEMENT

Recruiting & Remote Deposit RDM Corporation National Service Center 619A Kumpf Drive 200 Ben Hamby Drive - Suite A Placement Capture Waterloo, ON N2V 1K8, Canada Greenville, SC 29615 800-567-6227 800-500-6421 www.rdmcorp.com www.nationalservicecenter.com Allen Austin Executive All My Papers, Inc. Search Consultants 1840 Snake River Road - Suite C Superior Press, Inc. Posdata Group, Inc. 4801 Woodway Drive - Suite 130W Katy, TX 77449 9440 Norwalk Boulevard 5775 Soundview Drive - Suite 101E Houston, TX 77056 408-366-6400 Santa Fe Springs, CA 90670 Gig Harbor, WA 98335 713-355-1900 www.allmypapers.com 888-590-7998 800-852-3282 www.allenaustinsearch.com www.superiorpress.com www.posdata.com Burroughs, Inc. BancSearch, Inc. 41100 Plymouth Road TransCentra, Inc. TDX Tech P.O. Box 700516 Plymouth, MI 48170 4855 Peachtree Industrial Boulevard - 5735 West Old Shakopee Road West - Tulsa, OK 74170 800-287-7684 Suite 245 Suite 100 918-496-9477 www.burroughs.com Norcross, GA 30092 Bloomington, MN 55437 www.bancsearch.com 678-728-2500 888-777-0532 CheckAlt Payment Solutions www.transcentra.com www.tdxtech.com Card Resource Group Inc. 5670 Wilshire Boulevard - Suite 1530 2155 Second Concession West - RR#1 Los Angeles, CA 90036 Lynden, ON L0R 1T0, Canada 310-994-7671 519-647-2199 www.checkalt.com Repair & Risk Management www.cardresourcegroup.com Deployment Creditron Services ACH Alert, LLC Chandler & Associates Executive Search 2265 Upper Middle Road East - Suite 601 8920 B Transport Lane - Suite 100 4165 Shoreline Drive - Suite 220 Oakville, ON L6H 0G5 Ooltewah, TN 37363 Spring Park, MN 55384 888-721-9510 Bartlett InfoTech Services, LLC 432-702-4379 952-471-3000 www.creditron.com 3085 Stage Post Drive - Suite 4 www.achalert.com www.chandgroup.com Bartlett, TN 38133 Digiliti Money 901-384-6151 ACI Worldwide Group W Partners Search Consulting 18671 Lake Drive East www.bits-pos.com 3520 Kraft Road 6504 Bordeaux Park Minneapolis, MN 55317 Naples, FL 34105 Colleyville, TX 76034 877-318-4449 CDE Services, Inc. 402-390-7600 817-770-4322 www.digilitimoney.com 1200 Williams Drive - Suite 1210 www.aciworldwide.com www.groupwpartners.com Marietta, GA 30066 Fairfax Imaging, Inc. 404-341-1876 Affirmative Technologies, Inc. Impact Payments Recruiting 2005 Pan Am Circle - Suite 110 www.cdesolutions.com 35111 US Highway 19 N - Suite 200 18325 North Allied Way - Suite 210 Tampa, FL 33607 Palm Harbor, FL 34684 Phoenix, AZ 85054 877-627-8325 FD Terminal Discounters 888-216-1808 480-307-9000 www.fairfaximaging.com Bailiwick Office Campus - Suite 53-B www.affirmativeusa.com www.go-impact.com Doylestown, PA 18901 Financial Transmission 800-717-1245 Apruvd, LLC JM Scott International Network, Inc. (FTNI) www.first-data-terminals.com 15150 N. Hayden Road - Suite 102 13 East Bridge Street 13220 Birch Drive - Suite 120 Phoenix, AZ 85260 Morrisville, PA 19067 Omaha, NE 68164 480-477-9150 215-337-8120 402-933-8258 www.apruvd.com www.jmscott.com www.ftni.com Chargeback Korn Ferry International MB Financial Bank General Credit Forms, Inc. 1192 East Draper Parkway - #305 1900 Avenue of the Stars - Suite 2600 800 West Madison Street 3595 Rider Trail South Draper, UT 84095 Los Angeles, CA 90067 Chicago, IL 60607 Earth City, MO 63045 888-808-8447 310-552-1834 888-422-6562 314-216-8600 www.chargeback.com www.kornferry.com www.mbfinancial.com www.gcfinc.com CSR Professional Service, Inc R&P Group Orbograph Whatever your merchants need, 830 NE PopTilton Place 825 West 10th Street - # 1 44 Manning Road whenever they need it. Flexible Jensen Beach, FL 34957 Sioux Falls, SD 57104 Billerica, MA 01821 ordering – Internet, telephone, 888-294-6971 605-274-8800 978-667-6037 fax, e-mail – and flexible billing www.csrps.com www.randpgroup.com www.orbograph.com options are available. We can help turn supplies into another source Epcor Panini of revenue. All from the largest 3100 Broadway Boulevard - Suite 555 577 Congress Park Drive manufacturer of POS forms, rolls, Kansas City, MO 64111 Dayton, OH 45459 and labels in the country, GCF. 800-500-0100 937-291-2195 www.epcor.org www.panini.com

Buyers’ Guide 2018 • digitaltransactions • 43 RISK MANAGEMENT

First National Technology Solutions Bluefi n Payment Systems Backbone Security, Inc. Intersec Worldwide 1620 Dodge Street -.Stop Code 1073 8200 Roberts Drive - Suite 150 811 Ann Street 620 Newport Center Drive - Suite 110 Omaha, NE 68197 Atlanta, GA 30350 Stroudsburg, PA 18360 Newport Beach, CA 92660 800-820-6924 800-675-6573 888-805-4331 949-270-0504 www.fnts.com www.bluefi n.com www.backbonesecurity.com www.intersecworldwide.com

G2 Web Services, LLC Futurex Carbon Black, Inc. iovation,Inc. 1750 112th Avenue NE - Suite C101 864 Old Boerne Road 1100 Winter Street 555 SW Oak Street - #300 Bellevue, WA 98004 Bulverde, TX 78163 Waltham, MA 02451 Portland, OR 97204 888-788-5353 830-980-9782 617-393-7400 503-224-6010 www.g2webservices.com www.futurex.com www.carbonblack.com www.iovation.com

Global Vision Group IntraNext Systems ControlScan, Inc. K3DES, LLC 147 17th Avenue - Suite A 391 Inverness Parkway - #111 11475 Great Oaks Way 9037 Larson Street San Mateo, CA 94402 Englewood, CO 80112 Alpharetta, GA 30022 Houston, TX 77055 650-349-1536 303-799-0771 800-825-3301 713-545-5867 www.gvgroup.net www.intranext.com www.controlscan.com www.k3des.com

Higginbotham & Associates Dara Security LuxSci 500 West13th Street 10580 N. McCarran Boulevard - P. O. Box 326 Fort Worth, TX 76102 #115-337 Westwood, MA 02090 800-728-2374 Reno, NV 89503 800-441-6612 www.higginbotham.net Paya 775-622-5386 www.luxsci.com 12120 Sunset Hills - Suite 500 www.darasecurity.com iovation,Inc. Reston, VA 20190 Max Protection 555 SW Oak Street - #300 800-652-2370 Early Warning Services, LLC 2472 Battery Hill Circle Portland, OR 97204 www.paya.com 16552 North 90th Street Woodbridge, VA 22191 503-224-6010 Scottsdale, AZ 85260 833-MAX-PRO6 www.iovation.com RISK Payments 480-483-4610 www.getmaxprotection.com 64 East Broadway Road - Suite 200 www.earlywarning.com Rich Consulting Tempe, AZ 85282 MAXpci 16622 Gilmore Street 855-341-2191 Ethoca 2472 Battery Hill Circle Van Nuys, CA 91406 riskpayments.net 100 Sheppard Avenue East - Suite 605 Woodbridge, VA 22191 818-613-7627 Toronto, Ontario M2N 6N5 800-803-8515 www.deanarich.com 866-215-2883 www.maxpcicomply.com www.ethoca.com Riskifi ed Ltd. Panasonic Corporation of North America 220 5th Avenue - 13th Floor Feedzai Inc. 2 Riverfront Plaza New York, NY 10001 TSYS Acquiring Solutions 1825 South Grant Street - Suite 950 Newark, NJ 07102 855-622-5868 8320 South Hardy Drive San Mateo, CA 94402 877-726-2767 www.riskifi ed.com Tempe, AZ 85284 650-667-0955 www.panasonic.com 480-333-7799 www.feedzai.com The Regional Payments Association www.tsysacquiring.com RGS Limited, LLC 3100 Broadway - Suite 555 FireKing Security Group 3310 West Big Beaver - Suite 104 Kansas City, MO 64111 Vantiv Company, now WorldPay 101 Security Parkway Troy, MI 48084 800-500-0100 8500 Governors Hill Drive New Albany, IN 47150 888-747-8220 www.epcor.org Cincinnati, OH 45249 812-542-3471 www.royalgroupservices.com 866-622-2390 www.fi reking.com www.vantiv.com SecurityMetrics Generator Payments LLC 1275 West 1600 North Secure Payment 27520 Hawthorne Boulevard - Suite 210 Orem, UT 84057 Rolling Hills Estates, CA 90274 801-724-9600 3Delta Systems, Inc. Security Services 424-254-7073 www.securitymetrics.com 14151 Newbrook Drive - Suite 200 www.generatorpayments.com Chantilly, VA 20151 ACH Alert, LLC Tenable Network Security 703-234-6010 8920 B Transport Lane - Suite 100 GEOBRIDGE Corporation 7021 Columbia Gateway Drive www.3DSI.com Ooltewah, TN 37363 20110 Ashbrook Place - Suite 275 Columbia, MD 21046 432-702-4379 Ashburn, VA 20147 410-872-0555 BetterBuyDesign LLC www.achalert.com 571-789-1506 www.tenable.com 1214 Querida Drive www.geobridge.net Colorado Springs, CO 80909 Armor Trustwave 203-536-0588 2360 Campbell Creek Boulevard - High Bit Security, LLC 70 West Madison Street - Suite 600 www.betterbuydesign.com Suite 525 P. O. Box 533 Chicago, IL 60602 Richardson, TX 75082 Port Sanilac, MI 48469 312-873-7500 877-262-3473 800-757-3144 www.trustwave.com www.armor.com www.highbitsecurity.com

44 • digitaltransactions • Buyers’ Guide 2018 THE ONLY MAGAZINE COVERING THE TOTAL PAYMENTS MARKET In 2015, there were 131.2 billion digital transactions in North America. Digital Transactions magazine covered them all. It is the only publication addressing the total market. Financial institutions, independent sales organizations (credit and debit ISOs, ATM deployers and value added resellers), processors, along with the top tier retailers all turn to Digital Transactions for the trends affecting the payments market and, more importantly, their livelihoods.

Covering the electronic payments business for 13 years, Digital Transactions magazine is your independent source for changes affecting the payments market.Digital Transactions is also available in a digital edition on our web site, DigitalTransactions.net

Subscribe today by going to Bolandhill.omeda.com/dtr/ to start tackling the ever-changing payments market. SECURITY SOFTWARE

Security Software Semi Integration Balance Innovations LLC Finastra 11011 Eicher Drive 285 Madison Avenue - 4th Floor Lenexa, KS 66219 New York, NY 10017 Acculynk 913-599-1177 212-898-9500 3225 Cumberland Boulevard SE - www.balanceinnovations.com www.fi nastra.com Suite 550 Atlanta, GA 30339 Baldwin Hackett & Meeks, Inc. G Treasury SS, LLC 678-894-7010 PAX Technology, Inc 11602 West Center Road 2100 East Lake Cook Road - Suite 1100 www.acculynk.com 8880 Freedom Crossing Trail - Omaha, NE 68144 Buff alo Grove, IL 60089 Bldg. 400, Suite 300 402-333-3300 847-847-3706 Datassurant, Inc. Jacksonville, FL 32256 www.bhmi.com www.gtreasury.com 11951 Freedom Drive - Suite 1300 904-257-0081 Reston, VA 20190 www.pax.us BillingOrchard GDS Link 800-724-8197 729 Lambert Drive 5307 East Mockingbird Lane - Suite 1001 www.datassurant.com PAX has been serving the global Atlanta, GA 30324 Dallas, TX 75206 retail marketplace for 18 years and 888-640-0943 214-256-5916 Emailage has distribution in over 100 countries www.billingorchard.com www.gdslink.com 25 South Arizona Place - Suite 400 with an install base over 26 million Chandler, AZ 85225 worldwide. PAX off ers a complete line CalliPay Generated Systems Technologies, Inc. 480-634-8437 of products and services supported by 32751 Middlebelt Road - Suite 100 6525 The Corners Parkway - Suite 215 www.emailage.com extensive R&D capabilities. In addition Farmington Hills, MI 48334 Norcross, GA 30092 to a competitive pricing model, quality 888-882-9204 770-248-0343 Eye4Fraud assurance is the company’s top priority www.callipay.com www.generatedsystems.com 114 Standford Street which enables PAX to have a strong Brooklyn, NY 11205 advantage in the marketplace. Centrix Solutions, Inc. Heiko Group, Inc. 718-298-2320 601 P Street - Suite 400 P.O. Box 717 www.eye4fraud.com Lincoln, NE 68508 Dunedin, FL 34697 531-289-2400 727-736-0758 GIACT Systems, LLC Software www.centrixsolutions.com www.heikogroup.com 700 Central Expressway South - Suite 300 Accusoft Corporation Cisco Systems, Inc. Allen, TX 75013 4001 North Riverside Drive 170 West Tasman Drive 866-918-2409 Tampa, FL 33603 San Jose, CA 95134 www.giact.com 813-875-7575 800-553-6387 www.accusoft.com www.cisco.com HPS Worldwide SAINT Corporation 2003 South 186th Street 4720 Montgomery Lane - Suite 800 Actuate Corporation CreditPoint Software, Inc. Omaha, NE 68130 Bethesda, MD 20814 2950 South Delaware Street - Suite 400 10310 North 138th East Avenue - 402-319-4643 800-596-2006 San Mateo, CA 94404 Suite 200 www.hps-worldwide.com www.saintcorporation.com 650-645-3000 Owasso, OK 74055 www.actuate.com 918-376-9440 IMM (Integrated Media Management) www.creditpointsoftware.com 2 City Hall Plaza - 2nd Floor Agreement Express Inc. Rahway, NJ 07065 Self-Checkout 625 Howe Street - Suite 900 Data Center, Inc. 800-836-4750 Systems Vancouver, BC V6C 2T6, Canada 20 West Second Avenue www.immonline.com 877-247-3397 Hutchinson, KS 67501 www.agreementexpress.com 620-694-6800 Infi nicept USA Technologies, Inc. www.datacenterinc.com 1062 Delaware Street 100 Deerfi eld Lane - Suite 140 Aliaswire Denver, CO 80204 Malvern, PA 19355 152 Middlesex Turnpike Delego Software 303-916-9997 800-633-0340 Burlington, MA 01803 1069 Wellington Road S., #223 www.infi nicept.com www.usatech.com 617-393-5300 London, Ontario N6E 1W4 www.aliaswire.com 855-407-1198 Infor www.delegopayments.com 641 Avenue of the Americas Aperia Solutions, Inc. New York, NY 10011 14881 Quorum Drive - Suite 600 DotDashPay 646-336-1700 Dallas, TX 75254 315 Sutter Street - Floor 3 www.infor.com 888-302-0296 San Francisco, CA 94108 www.aperiasolutions.com www.dotdashpay.com IRIS CRM 413 86th Street Mezzanine ARGO Data Resource Corporation FasTrax POS, LLC Brooklyn, NY 11209 1500 North Greenville Avenue - 195 Lake Louise Marie Road 888-870-9978 Suite 500 Rock Hill, NY 12775 www.iriscrm.com Richardson, TX 75081 256-319-3470 972-866-3300 www.fastraxpos.com www.argodata.com

46 • digitaltransactions • Buyers’ Guide 2018 TELECOMMUNICATIONS

PCMS Datafi t, Inc. VSoft Corporation Formula, Inc Executive Centre 3, 25 Merchant Street 6455 East Johns Crossing - Suite 450 1740 Technology Drive - Suite 205 - Suite 400 Duluth, GA 30097 San Jose, CA 95110 Cincinnati, OH 45246 770-840-0097 408-494-2440 Kount Inc. 844-200-7267 www.vsoftcorp.com www.the-formula.com 917 South Lusk Street - Suite 300 www.pcmsdatafi t.com Boise, ID 83706 Zoot Enterprises, Inc. Hyperwallet Systems Inc. 877-538-5538 PerformLine, Inc. 555 Zoot Enterprises Lane 575 Market Street - Suite 3650 www.kount.com 58 South Street Bozeman, MT 59718 San Francisco, CA 94105 Morristown, NJ 07960 406-586-5050 877-258-5150 Kyriba Corporation 973-590-2305 www.zootsolutions.com www.hyperwallet.com 9620 Towne Centre Drive - Suite 250 www.performline.com San Diego, CA 92121 IntraNext Systems 858-210-3560 Provenir 391 Inverness Parkway - #111 www.kyriba.com Morris Corporate Center 2 - Surcharge Free Englewood, CO 80112 1 Upper Pond Road, Bldg. F, 4th Floor Options 303-799-0771 Lunex Telecom, Inc. Parsippany, NJ 07054 www.intranext.com 3805 Crestwood Parkway NW - 973-316-8680 Suite 350 www.provenir.com Banc Certifi ed Merchant Services iVend Retail Duluth, GA 30096 5006 Cemetery Road One Rockefeller Plaza - 11th Floor 888-333-2404 Saylent Technologies, Inc. Hilliard, OH 43026 New York, NY 10020 www.lunextelecom.com 116 Huntington Avenue - Suite 502 877-861-8008 212-745-1365 Boston, MA 02116 www.bancCertifi ed.com www.ivend.com Micro Focus 508-570-2161 700 King Farm Boulevard - Suite 400 www.saylent.com Cardtronics POS Portal Rockville, MD 20850 3250 Briarpark Drive - Suite 400 180 Promenade Circle - Suite 215 301-838-5000 Shaw Systems Associates, Inc. Houston, TX 77042 Sacramento, CA 95834 www.microfocus.com 6200 Savoy Drive - Suite 600 832-308-4000 866-940-4767 Houston, TX 77036 www.cardtronics.com www.POSPortal.com Microsoft Corporation 713-782-7730 One Microsoft Way www.shawsystems.com Riskifi ed Ltd. Redmond, WA 98052 220 5th Avenue - 13th Floor 425-882-8080 Software AG Technical and New York, NY 10001 www.microsoft.com/retail 11700 Plaza America Drive - Suite 700 Non-Technical 855-622-5868 Reston, VA 20190 Merchant Support www.riskifi ed.com Napersoft, Inc. 703-860-5050 40 Shuman Boulevard - #293 www.softwareag.com RS Software, Inc. Naperville, IL 60563 Company.com 1900 McCarthy Boulevard - Suite 103 630-420-1515 Solutran, Inc. 1688 Meridian Avenue - #902 Milpitas, CA 95035 www.napersoft.com 13305 12th Avenue North Miami Beach, FL 33139 408-382-1200 Minneapolis, MN 55441 800-249-6377 www.rssoftware.com On-Line Strategies 763-559-2225 www.company.com 7920 Belt Line Road - Suite 1150 www.solutran.com RS2 Dallas, TX 75254 4643 South Ulster Street - Suite 1285 866-237-4900 Spencer Technologies Denver, CO 80237 www.olsdallas.com 102 Otis Street Technology 720-881-8670 Northborough, MA 01532 Software www.rs2.com Online Tech, LLC 508-595-9496 305 East Eisenhower Parkway - www.spencertech.com Womply Suite 300 Chetu Inc. 135 Townsend Street - #300 Ann Arbor, MI 48108 Talech Inc. 10167 W Sunrise Boulevard - Suite 200 San Francisco, CA 94107 734-213-2020 250 Cambridge Avenue - Suite 101 Plantation, FL 33322 855-929-9111 www.onlinetech.com Palo Alto, CA 94306 954-342-5676 www.womply.com 888-995-1998 www.chetu.com Paragon Application Systems www.talech.com 326 Raleigh Street Compass Plus Ltd. Holly Springs, NC 27540 ThoughtFocus 800 Fairway Drive, Suite 140 Telecommunications 919-567-9890 2 Lincoln Highway - Suite 304 Deerfi eld Beach, FL 33441 www.paragonedge.com Edison, NJ 08820 954-857-2777 IDT Corporation 646-942-5366 www.compassplus.com 520 Broad Street Payscape www.thoughtfocus.com Newark, NJ 07102 1438 West Peachtree Street - Suite 220 DAVO Technologies 973-438-1000 Atlanta, GA 30309 Trintech, Inc. 565 Congress Street - Suite 201 www.idt.net 888-351-6565 15851 Dallas Parkway - Suite 900 Portland, ME 04101 www.payscape.com Addison, TX 75001 888-659-8432 800-416-0075 www.davotechnologies.com www.trintech.com

Buyers’ Guide 2018 • digitaltransactions • 47 TELECOMMUNICATIONS iPass Inc. UL Transaction Security Value Added 3800 Bridge Parkway 1945 The Exchange SE Redwood Shores, CA 94065 Atlanta, GA 30339 Resellers (VARs) 650-232-4100 678-504-0600 www.iPass.com www.ul-ts.com Merchant Link 8401 Colesville Road - Suite 750 PayFrog MegaPath Silver Spring, MD 20910 5358 North Academy Blvd. 959 South Coast Drive 866-853-3845 Colorado Springs, CO 80918 Costa Mesa, CA 92626 Tokenization www.merchantlink.com 800-234-1655 714-327-2000 www.merchantcardservicespro.com www.megapath.com 3Delta Systems, Inc. Paymetric, Inc. 14151 Newbrook Drive - Suite 200 300 Colonial Center Parkway Womply Mtrex Network Solutions, Inc. Chantilly, VA 20151 Atlanta, GA 30076 135 Townsend Street - #300 2600 Skymark Avenue, Bldg. 3 - 703-234-6010 678-242-5281 San Francisco, CA 94107 Suite 104 www.3DSI.com www.paymetric.com 855-929-9111 Mississauga, ON L4W 5B2, Canada www.womply.com 416-856-3761 Bluefi n Payment Systems Shift4 Payments, LLC www.mtrexnetworks.com 8200 Roberts Drive - Suite 150 1491 Center Crossing Road Atlanta, GA 30350 Las Vegas, NV 89144 RingCentral, Inc. 800-675-6573 800-265-5795 Wireless 20 Davis Drive www.bluefi n.com www.shift4.com Belmont, CA 94002 Exadigm, Inc. 888-528-7464 Solupay Consulting, Inc. 2861 Pullman Street www.ringcentral.com 1470 Enterprise Parkway Santa Ana, CA 92705 Twinsburg, OH 44087 949-486-0320 Sagenet 888-765-8729 www.exadigm.com 10205 East 61st Street CreditCall Corporation www.solupay.com Tulsa, OK 74133 Merchants House - Wapping Road KORE Wireless Group Inc. 918-270-7000 Bristol, BS1 4RW, United Kingdom 3700 Mansell Road - Suite 300 www.sagenet.com 800-868-1832 Alpharetta, GA 30022 www.creditcall.com 877-710-5673 Ventus www.koretelematics.com 10 Norden Place - Mailbox 8 Futurex TSYS Acquiring Solutions Norwalk, CT 06855 864 Old Boerne Road 8320 South Hardy Drive Mtrex Network Solutions, Inc. 800-620-3586 Bulverde, TX 78163 Tempe, AZ 85284 2600 Skymark Avenue, Bldg. 3 - www.ventusnetworks.com 830-980-9782 480-333-7799 Suite 104 www.futurex.com www.tsysacquiring.com Mississauga, ON L4W 5B2, Canada 416-856-3761 Magensa LLC www.mtrexnetworks.com Testing 1710 Apollo Court Seal Beach, CA 90740 Transaction Opt Connect Ascert, LLC 877-624-3672 Verifi cation 854 West 450 North - #4 759 Bridgeway www.magensa.net Kaysville, UT 84037 Sausalito, CA 94965 877-678-3343 415-339-8500 Lyons Commercial Data www.optconnect.com www.ascert.com 9801 Washingtonian Boulevard - Suite 440 Gaithersburg, MD 20878 800-684-0388 www.lyonslive.com ADVERTISER INDEX

Digital Transactions 877-658-0418 www.digitaltransactions.net Pages 13, 21, 39, 45 Electronic Merchant Systems 866-887-8907 www.emsagent.com Inside Back Cover eProcessing Network 800-296-4810 www.eprocessingnetwork.com Page 31 Harbortouch 800-201-0461 www.isoprogram.com Page 1 Humboldt Merchant Services 877-457-4479 www.hbms.com Back Cover Magtek 562-546-6467 www.magtek.com Page 3 PAX 877-859-0099 www.pax.us Page 5 PaySafe 800-309-0524 www.paysafe.com Page 33 TSYS 866-969-3350 www.tsys.com/solutions/products-services/acquiring/ Inside Front Cover

48 • digitaltransactions • Buyers’ Guide 2018 No Good Merchant Left Behind.

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