VOLUME FIFTEEN, NUMBER EIGHT • DIGITAL TRANSACTIONS.NET • AUGUST 2018 20182018 AA handbookhandbook ofof vendorsvendors toto thethe NorthNorth AmericanAmerican paymentspayments marketmarket hello future. Tomorrow’s payment possibilities today. TSYS® has harnessed the power of payments so you can help businesses achieve their full potential in today’s ever-changing world. Through continuous innovation and our comprehensive suite of solutions, the possibilities are endless. UNIFIED COMMERCE • INTEGRATED POS • PAYMENTS • PREPAID CARDS Call 866.969.3350 ©2018 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc.® All rights reserved. TS8040 DIGITALTRANSACTIONS.NET CONTENTS August 2018 ■ Volume 15, Number 8 The Gimlet Eye 4 Steadiness in a Dizzying World BUYERS’ GUIDE 2018 ACH Information & Education . Gift Cards . Payment Management . ACH Processing . Global Acquirers . Payment Processing . Acquiring Banks . Healthcare Payments . Payment Software . Age Verification . High Risk Processing . Payments Education . Agent & ISO Programs . Identity Verification . Payments Research . Alternative Payments . Imaging Services . PCI Compliance . Associations. Imprinter Equipment & Supplies . PCI Security . ATM Equipment & Services . Incident Response & Forensics . Portfolio Assessment . Auto ID/RFID Technologies . Independent Sales Organizations Portfolio Purchases . Automated Sales Tax Solutions . (ISOs) . Portfolio Sales . Bar Code Technology . Independent Software Vendors (ISVs) . POS Cloud . Bill Payment and Presentment . Instant Card Issuance . POS Software . Biometric Authentication . Insurance . POS Supplies . Business Financing . Integrated Payment Middleware . POS Systems . Card Companies . Integrated Receivable Software . POS Tablets . Card Manufacturing . International Payments Resources . POS Terminal Distribution . Card Services . Internet Services . POS Terminals . Cardless ATM Programs (Mobile) . Investment Banking . Prepaid Cards . Cash Discount Programs . IP Gateway Services . Printing Devices . Chargeback Processing . IT Outsourcing . Printing Forms & Labels . Check . Kiosks . Processing Software . Check Guarantee & Verification . Lead Generation . Processors . Check Imaging . Leasing . Recruiting & Placement . Check Processing . Legal Services . Remote Deposit Capture . Check Services . Loyalty Card Programs . Repair & Deployment Services . Consulting . Marketing Agencies . Risk Management . Contactless Terminals . Merchant Card Services . Secure Payment . Core Processing . Merchant Cash Advance . Security Services . CRM . Merchant Site Inspections . Security Software . Data Analytics . Merchant Statement Analysis . Self-Checkout Systems . Document Management . Mergers & Acquisitions . Semi Integration . Electronic Commerce Payments . Mobile Commerce Applications . Software . Electronic Commerce Services . Mobile Marketing . Surcharge Free Options . EMV Software . Mobile Payment Systems . Technical and Non-Technical EMV Systems . Mobile Payments . Merchant Support . EMV Terminals . Multi-Currency Processing . Technology Software . Enterprise Content Management . Networks . Telecommunications . Equipment Sales. NFC Readers Terminals . Testing . Field Services . Online Banking . Tokenization . ..