1534 CONGRESS! ON AL RECORD-HOUSE JANUARY 9

The members of the committee unanimously agreed that investigation Minnesota : Exl)erimental work in a farm community has been under work should be undertaken in charge of Kans.as State College. Prof. way for one year. On eight farms all possible equipruent which can be H. B. Walker has been requested to mail you outlines of the investiga­ operated by electricity indoors and out of doors has been installed. tion. The work is progressing in a substantial manner. Material has Detailed studies are being conducted to determine, t! possible, the costs been collected showing the chief agricultural regions of the State with of this servke compared with the advantages enjoyed. 'l'be chief re­ possibilities and tendencies of each section. A rural electrification sults to date have been the unearthing of a large number of problems survey is now being made to be sure data regarding present uses of which require study. In November the average current consumption electricity on the farms of Kan as and from. which information can be of these farms was 190 kilowatt hours. secured for future investigation problems. The effects ot ultra-violet South Dakota: Experimental work on a farm line, 16 farmers, has rays on animal production are being investigated by Doctor Hughes. been conducted for the past nine months. The primary object here is This is a new and promising field. to determine how the farm load will develop under intelligent uper­ The following is a brief summary of the work in other States: vision. At present the average current consumption per farm per New Hampshire: The- investigation work will be done in at least month is over 100 kilowatt hours. four sections of the State, covering poultry farming, dairy farming, Iowa: Two mopths ago investigation work on a community of 69 fruit farming, and general farming. There will be no experimental farms was started. In addition to this research work will be con­ 1i.ne. Plans are developed to go ahead just as soon as a competent man ducted at the agricultural experiment station. Prof. J. B. David on can be secured. has been requested to send you an outline of this investigation. New York: The committee has been organized, and plans for a com­ California: In this State the first year' work, which has been prehensive investigation are being developed. under way for the past four months, will be devoted to a compre­ Virginia: An experimental farm community will serve as the basis hensive analysis of the problem and the collecting of data already for this investigation. The line is now being built, and a trained man available. Among othei' things, an investigation of the efficiency of is devoting his full time to the work. irrigation pumping plants will be made. Alabama: This work started with an ar1·angement between the Oregon: A rural electric survey covering 200 farms, representing Alabama Polytechnic Institute and the Alabama Power Co. Since that 10 of the chief agricultural areas of the State, was made this past time a State committee has been appointed. Ten farm experimental summer. The data collected have been digested and compiled. With lines are now in operation and eight more approved for installation. this as a basis, a further investigation is being developed. In addition to the data to be collected in the field investigations are This work is being developed in the beUef- under way at the Alabama experiment station upon the following: I. That where two or more groups are concerned it is desil·ai.Jle to A. Dish washing: A tudy to determine the requirements which must gather around the common table and outline a development program. be met by dishwashing equipment. The relation between various food­ II. Facts are wanted. Opinions are only omething to test out. stuffs and utensils. The variables of water temperature, pressures, III. When facts are obtained they should be made available to any solvents, and jet wlocities are being considered. one intere ted. B. Refrigeration: A study to determine the farm requirements of IV. Agriculture should have electric service but on a basis which refrigerating machinery, including particularly household uses, dairy will stand. products, curing meat, and poultry products. At present an expei'i­ Very truly yours, mental meat-curing plant is being constructed. CO.llliiTTEEl 0~ THE RELATION OF ELECTRICITY TO .AGRICULTURE, C. Poultry work: A new poultry plant is practically completed, which E. A. WHITE, DirectlH'. will be wired completely for experimental electrical work, including RECESS incubation, brooding, lighting, refrigeration, etc. Data will be also gathered regarding feed preparation, water heating, water supply, etc. llr. JO~"'ES of Washington. llr. President, I move that the D. Hou ehold: Two homes, one a farmhouse, are being completely Senate take a :reces · until 12 o'clock noon to-morrow. equipped, including ~ges, water heaters, washing machine , irons, The motion was agreed to; and (at 5 o'clock and 37 minutes Yentilators, water supply, dishwnshe1· , etc. p. m.) the Senate took a rece8s until to-morrow, Saturday, E. Fire fighting: A complete fire-fighting apparatus is installed at one January 10, 1925, at 12 o'clock meridian. of the farms, and studies are under way to determine the fire protection a farmer can secure from well supply. F. Water heating: Work is being conducted on a combination of HOuSE OF REPRESENTATIVES solar and electric water heaters. G. llay curing: Plans are being developed for artificial curing of hay FRIDAY, Januar·y 9, 1925 next summer. H. Sweet-potato curing: An experimental sweet-potato curing house The House met at 12 o'clock noon. has been built, and studies will be made on the fall crop, comparing The Chaplain, Rev. James Shera Montgomery, D. D., offered electrical curing with other methods. This is a problem of heating and the following prayer : ventilation. 0 Thou wha art all in all, more than heart can dream or I. Electric tractor : An electric tractor specially designed for garden tongue can tell, come to us in that love and mercy whlch work is being built. save the world. Forcive us our sins and let our souls live in J. Farm shop : Studies ru·e being made of electricity as a motive Thy forbearance. .Make all our lives a pulse b at of Thy holy power for farm shops. nature. Deliver us from all mistaken notions concerning Thee K. Miscellaneous studies : Lines have been built which will take cur­ and help us to see Thee in the revelation and mi sion of Thy rt>nt to building centers on the experiment station farm. Current con­ dear Son. May we strive after the holiness and sublimity of sumption and load requirement studies are being made on feed grinding, His wonderful character. Continue Thy holy ministry in all milking, cream separating, fly killing, mule clippers, corn shelling, our hearts, and may the best wisdom and understanding fanning mill, threshing. hay baling, pea hulling, fertilizer mixing, direct them. Amen. and sterilizing dairy utensils. Portable motors mounted on tr'Ucks with extension cnbles are being used. The Journal of the proceedings of yesterday wa read and In this work the departments of poultry, dairying. animal husbandry, apprm-ed. THE MILITARY BILL home economies, nutrition, horticulture, and agronomy are cooperating with the department of agricultural engineering, assisted by engineers l\Ir. W AT SOX. Mr. Speaker, I ask unanimous consent to from the power company. extend my 1·emarks in the REcoRD upon the militury bill, wllich Indiana: Work started January 1. An investigation of the appli­ was under consideration by the House yesterday. cation of electricity to fruit farming ·ill be conducted in the southern Tbe SPEAKER. The gentleman from Pennsj-lvania asks part of the State, paying especial attention to precooling and stationary unanirnou consent to extend his remarks in the manner indi­ spraying. An expet·imental line will be built in the northern part of cated. Is there objection? the State to the Wanatah Experimental Farm, owned by the agricultural There was no objection. exp!:'riment station, with about a dozen typical dairy farms reached. Mr. WATSON. Ur. Speaker, I am particularly inter ted Illinois : Work bas been stnrted on an experim!:'ntal farm community in that part of the bill making appropriations for military and in the east central part of the State, which includes farms representing nonmilitary activities for 1926, so far as it alludes to the ap­ four of the chief types of agriculture in the State. propriation of $15,000 to be expended by the Secretar;v of Wisconsin : An experimental line on which six fa.rms are actively War in erecting a fitting marking of the burial place at nards­ cooperating has been in operation for- eight months. Particular atten­ town, Ky., of Lieut.. John Fitch, soldier, inventor, and pioneer. tion was paid to artificial hay and grain drying this past summex:. John Fitch was born in South 'Vinds01·, Conn .• on Jun 21, Special studies are being made on electric cooking, household refriger­ 1743. When about 40 years of age he moved to Buck County, ation, and dishwashing. All equipment installed is metered for current Pa.. and while residing there he conceived the idea of pro­ consumption. pelling vesse.ls by steam power. Mr. Fitch was of a mechanical 1925 CONGRESSIONAL RECORD-HOUSE 1535 temp ·ament and, with the aid of a local blacksmith, con­ H. R. 7453. An act to amend an act approved March 3, 1909, sh·ucted a model of a steamboat, making experiments with it entitJ.ed "An act for the removal of the restrictions on aliena­ upon a milldam at a village called Davisville, in Bucks County, tion of lands of allottees of the Quapaw Agency, Okla., and not far from the city of Philadelphia. the sale of all tribal lands, school, agency, or other buildings The workings of the model encouraged his faith that the on any of the reservations within the jurisdiction of such principles involved were correct. With the money he had agency, and for other purposes " ; accumulated and the amounts he was able to borrow he H. R. 5661. An act granting permission to CoL Harry F. directed his energy toward the construction of a large boat. Rethers, Quat:termaster Corps, United States Army, to accept Its completion in 1785 fully demonstrated what his model had the gift of a Sevres statuette entitled "Le Courage Militaire," proven. Two years later, with the assistance of public-spirited tendered by the President of the French Republic; and men of Philadelphia, he built a commercial steamboat which H. R. 3511. An act to extend relief to the claimants in successfully made trips for several months on the Delaware township 16 north, ranges 32 and 33 east, Montana Meridian, River between Philadelphia and Burlington, N. J. Hls friends, Montana. being satisfied with its successful operation, contributed toward On January 7, 1925: the building of a more commodious boat; but before its com­ H. R. 9518. An act granting the consent of Congress to the pletion, however, a severe storm damaged it beyond repair. State of Alabama, through its highway department, to con­ Mr. Fitch, unable to obtain further recognition of his venture, struct and maintain a bridge across the Coosa River at or became disheartened, joined the pioneers of the West, and near Jjoosburg, Ala. ; - finally settled in Kentucky. H. J. Res. 257. Joint resolution providing for the procure.­ Entering the Capitol from the Senate side and passing to a ment of a design for the use of grounds in the vicinity of the small room on the right, where the Senate post office is located, M.all by the United States Botanic Garden; can be seen a painting of John Fitch standi!tg at a table, H. R. 914. An act granting six months' gratuity pay to Stans­ working over a model of a boat. His iron-will expression field A. and Elizabeth G. Fuller; seems to portray the thought: " It can be done; I will accom­ H. R. 1078. An act for the relief of the Fred E. Jones Dredg­ pli h it." In another part of the room is a fresco representing ing Co.; Robert Fulton sitting on a balcony, pointing with an expression H. R. 1082. An act for the relief of Henry A. Kessel Co. of pleasure and satisfaction to a boat under steam on the Hud­ (Inc.) ; son River oppo ite the Palisades. The two paintings so well H. R.1333. An act for the relief of Joseph P. Ryan; illustrate the genius of the inventor and the success of the H. R. 1682. An act for the relief of the Stone Towing Line ; financier. H. R. 2005. An act for the relief of William J. McGee; The credit for inventing the steamboat is given to Fitch, as H. R. 2335. An act for the relief of J. JesS(}p and sons; facts show his priority of 17 years over that of Fulton. Robert H. R. 2869. An act for the establishment of a United States Fulton and his friends, however, made the steamboat practical, industlial reformatory; from which has grown the ocean greyhounds of to-day. John H. R. 2989. An act for the relief of Mrs. E. L. Guess ; Fitch, like many of the early inventors, did not live to receive H. R. 3046. An act for the relief of J. W. Cook; the financial benefit of his genius. H. R. 3504. An act for the relief of Cornelia ·M. A. Tower; The King of Spain offered to buy his invention. Fitch H. R. 3505. An act for the relief of Fred W. Stickney and replied, "No; if there is any glory or profit in my invention, H. A. Reynolds ; my countrymen shall have the whole of it." His spirit of patriotism was further emphasized by his joining the Conti­ H. R. 4318. An act for the relief of Edward S. Scheibe ; nental Army and fighting for the independence of his country. H. R. 4432. An act for the relief of Orville Paul ; Fitch died at Bardstown, Ky., on July 11), 1798. H. R. 5425. An act to provide for the disposition of moneys Mrs. Ben Johnson, wife of Representative JoHNSON of Ken­ paid to or received by any official as a bribe, which may be tucky, was appointed the organizing regent to form a chapter used as evidence in any case growing out of any such trans­ of the Daughters of the American Revolution at Bardstown, action; Ky., and named that chapter in honor of John Fitch. The H. R. 6241. An act for the relief of Lieut. E. J. McAllister; rem:uks suhmitted to the Committee on the Library by Mrs. H. R. 6506. An act for the relief of John Baumen; Johnson were compiled by her after several years of diligent H. R. 6541. An act to amend an act entitled "An act to pro­ search and study, thereby giving the most interesting history vide for the disposal of the unallotted lands on the Omaha of the life of John Fitch and his invention. Indian Reservation, in the State of Nebraska"; Would it not be a credit to the American people, even at this H. R. 6817. An act to provide for the construction of a late hour, to extend Federal recognition by an appropriation vessel for the Coast Guard; for a memorial monument to the first man, an American, who H. R. 7077. An act to amend an act entitled "An act to gave to all humanity the secret of the power that revolutionized amend an act entitled 'An act making appropriations for the the commerce of the seas an.d added untold wealth to the current and contingent expenses of the Bureau of Indian nations of the world? Affairs, for fulfilling treaty stipulations with various Indian MESSAGE FROM THE PRESIDENT OF THE UN:cyED STATES tribes, and for other pm·poses, for the fiscal year ending June 30, 1914,' approved Jnne 30, 191.3," approved May 26, 1920; A message in writing from the President of the United H. R. 7296. An act for the relief of John W. Dilks; States by Mr. Latta, one of his secretaries, who also informed H. R. 7522. An act to authorize and direct issuance of pat­ the House of Representatives that the President of the United ents to purchasers of lots in the town site of Bowdoin, Mont. ; States had approved and signed bills and joint resolutions of the following titles: and On January 5, 1925: H. R. 8343. An act for the relief of Jim Hennessee. H. R. 3748. An act for the relief of Lebanon National Bank; On January 8, 1925: R. H. R. 4760. An act for the relief of the estate of C. l\1. Cole, H. 704. An act to authorize the com·t of appeals for the of Butler County, Ky. ; first circuit to hold sittings at San Juan, P. R. H. R. 6383. An act for the relief of the Maryland Casualty On Jan nary 9, 1925 : Co., the United States Fidelity & Guaranty Co., of Baltimore. H. R. 3388. An act to place the name of Paul Crum on the Md., and the National Surety Co. ; muster rolls of Company E, First Regiment Nebraska In­ H. R. 6384. An act for the relief of the Maryland Casualty fantry, United States Volunteers. Co., the Fidelity & Deposit Co. of Maryland, and the United ENROLLED BILLS PRESENTED TO THE PRESIDENT FOR. HIS APPR.OV AL States Fidelity & Guaranty Co., of Baltimore, Md.; H. R. 7194. An act for the relief of Bertram Gardner, former Mr. ROSENBLOOM, from the Committee on Enrolled Bills, collector of internal revenue for the first district of New reported that this day they had presented to the President, York.; for his approval, the following joint resolution and bill: H. R. 7420. An act for the relief of Albert E. Laxton ; and H. J. Res. 259. Joint resolution establishing a commission for H. R. 8100. An act for the relief of the estate of Charles L. the participation of the United States in the observance of the Freer, deceased. one hundred and fiftieth anniversary of the Battle of Lexing­ On January 6, 1925: ton and Concord, authorizing an appropriation to be utilized in H. R. 4818. An act to perfect the title of purchflj!ers of In­ connection with such observance, and for other purposes ; and dian lands sold under the provisions of the act of Congress of H. R. 8906. An act to amend the act entitled " An act for the March 3, 1909 (35 Stat. L. p. 751), and the regulations pur­ retirement of employees in ihe .classified civil service, and for suant thereto as applied to Indians of the Quapaw Agency; other purposes," approved May 22, 1920. · 1536 CONGRESSIONAL R.ECORD-HOUSE JANUARY 9

PENSIO~S The name of Arthur S. Belcher, alias William Prescott, late of Unas­ signed, attached to Company li', Ninety-fifth Regiment Pennsylvania Mr. FULLER. 1\fr. Speaker, this being the day on ~hich Volunteer Infantry, and pay him a pension at the rate of $50 per prirate pension bills are in order under the rule, I call up. the month. bill (H. R. 11354) granting pensions and increase of pens10~s The name of Margaret F. Brunner, widow of Philip M. Brunner, to certain soldiers and sailors of the Ch·H War and certam late of Company H, Ninetieth Regiment Ohio Volunteer Infantry, and widows and dependent children of soldiers and sailors of said pay her a pension at the rate of $50 per month in lieu of that she is war. now receiving. The Clerk read the title of the bill. The name of Selia Osborn, former widow of James Lilly, late of Com­ Mr. FULLER. Mr .. Speaker, I ask unanimous consent that pany H, Thirty-first Regiment Illinois Volunteer Infantry, and pay her the bill may be considered in the House as in Committee of a pension at the rate of $30 per month. the Whole. The name of Sheridan McDaniel, helpless and dependent son of Ela· The SPEAKER. The gentleman n·om Illinois asks unani­ mander McDaniel, late of Company I, Eighteenth Regiment Ohio Volun­ mous consent that the bill be considered in the Hou ·e as in teer Infantry, and pay him a pension at the rate of $20 per month Committee of the Whole. Is there objection? through a legally appointed guardian. There was no objection. 'l'he name of Cora E. Farrar, helpless and dependent daughter of The Clerk read the bill as follows : George W. Berry, late of Company II, Fourteenth Regiment Maine Be it enactecTJ etc., 'rbat the Secretary of the Interior be, ancl be is Volunteer Infantry, and pay her a pension at the rate of $20 per month through a legally appointed guardlan. hereby, authorized and directed to place on the pen ion rol1, subject to the provisions and limitations of the pension laws- The name of Nancy M. Burroughs, widow of William L. Burroughs, The name of Emily J. Hormel, widow of Joel Hormel, late of Com­ late of Companies K and C, Sixteenth Regiment Michigan Volunteer pany P, Twelfth Regiment Ohio Volunteer Infantry, and pay her a Infantry, and Ctlmpany E, One hundred and fifty-second Regiment pension at the rate of $30 per month. Indiana Volunteer Infantry, and pay her a pension at the rate of $30 per month. The name of Carrie ~. Cunningham, widow of Nason B. Cunning­ bam, late of Company B, Sixth Regiment Maine Volunteer Infantry, The name of Mary A. Hatton, widow of Sylvester F. Hatton, late of and pay her a pension at the rate of $30 per month. Company G, Twelfth Regiment Missouri Volunteer Cavalry, and pay her a pension at the rate of $30 per month. The name of Mary B. Lowe, widow of John Lowe, late of Company The name of Lora M. Brewer, helpless and dependent daughter of C, ~inety-second Regiment Ohio Volunteer Infantry, and pay her a pension at the rate of $30 per month. Noah Brewer, late of Company I, Eleventh Regiment Indiana Volun­ The name of Mary M. Allison, widow of James W. Allison, late of teer Infantry, and pay her a pension at the rate of $20 per month. Company E, Seventieth Regiment Ohio Volunteer Infantry, and pay her The name of Addie Gratton, widow of Jerry Gratton, late of Com­ a penNion at the rate of $30 per month in lieu of that she is now pany H, Ninety-eighth Regiment New York Volunteer Infantry, and receiving. pay her a pension at the rate of $30 per month. The name of John E. T. Ward, helpless and dependent son of Ezra The name of Margaret A. Taylor, widow of George Taylor, late of McD. Ward, late of Company D, Second Regiment Kentucky Volunteer Company F, Fifty-fifth Regiment Pennsylvania \olunteer Infantry, and Cavah·y, anu pay him a pension at the rate of $20 per month throug'h pay her a pension at the rate of $50 per month in lieu of that she is a legally appointed guardian. now receiving. The name of Sarah C. Hughes, widow of George H. Hughes, late of The name of rriscilla Chandler, helpless and dependent daughter of Company I, Eighteenth Regiment Ohio Volunteer Infantry, and pay George G. Chandler; late of Company F, Twenty-first Regiment, and her a pension at the rate of 50 per month in lieu of that she is now Company C, Fourteenth Regiment llichigan \olunteer Infantry, a_ud receiving. pay her a pension at the rate of 20 per month. The name of Isabel Shurr, widow of John A. Shurr, late of Company The name of Ellen E. Bechtel, helpless and dependent daughter of B, Seventy-second Regiment Indiana "Volunteer Infantry, and pay her Benjamin Bechtel, late of Company I, Seventy-second Regiment Penn­ a pension at the rate of $40 per month in lieu of that she is now sylvania Volunteer Infantr·y, and pay her a pen. ion at the rate of $20 receiving. per month through a legally appointed guardian. The name of Charles E. Campbell, alias Ebin Campbell, late of The name of Caroline W. Hershberger, former widow of Charles Companies P, I, and D, Seventy-second Regiment Penn ylvania Volun­ Carch, late of Company H, Sixty-third Regiment Indiana Volunteer In­ teer Infanh·y; United States Marine Corps; Company I, One hundred fantry, and pay her a pension at the rate of $40 per month in lieu of and second Regiment New York Volunteer Infantry; and Company B, that she is now receiving. Twenty-fifth Regiment New York Volunteer Cavalry, and pay him a The name of Charles S. Fr·ancis, helple s and dependent son of pension at the rate of $50 per month. · l Thomas Francis, late of Company II, Twenty-fifth Regiment Indiana The name of Callie M. Edwards, widow of Thomas :r. Edwards, late Yolunteer Infantry, and pay him a pension at the rate of $20 per of Company G, One hundred and forty'·third Regiment Ohio National month. Guard Infantry and pay her a pen ion at the rate of $50 per month in The name of 1Iary C. Sanders, widow of Josiah P. Sanders, late of lieu of tbat she is now receiving. Company H, First Regiment Wisconsin \oluntcer Cavalry, and pay her The name of Eunice Ellis, widow of William G. Ellis, late of a pen ion at the rate of $30 per month. Companies D and G, Sixty-third Regiment, and Company K, One The name of Julia Larouc, widow of Julius Laroue, late of Com­ hundred and twenty-eighth Regiment, Indiana Volunteer Infantry, and pany :\1, Sixth Regiment Xew York Volunteer Heayy Artillery, and pay pay her a pension at the rate of $4G per month in lieu of that she is her a pension at the rate of $50 per month in lieu of that she is now now receiving. r ecei-ving. The name of Emily Brune, helpless and dependent daughter of John The name of Anna L. ~IcCornack, widow of A.ndrew W. :UcCornack, Henry Brune, late of Company L, First Regiment Provisional Enrolled late of Company I, One hundred and twentr-seventh Regiment Illinois Missouri Militia, and pay her a pension at the rate of $20 per month Yolunteer Infantry, and pay her a pension at the rate of $30 per through a legally appointed guardian. month. The name of Minnie Dawson, former widow of Nathan W. Dawson, The name of :lladora A. Lander, widow of Eldridge T. Lander, late late of Company K, Tenth Regiment Michigan Volunteer Infantry, and of Company A, Twenty-third Regiment Maine Yoluntecr Infantry, and pay her a pension at the rate of 30 per mouth. pay her a pension at the rate of $30 per month. The name of Harriet King bury, widow of Lemuel Kingsbury, late The name of William R. Pie sner, belple ~ s and dependent son of of Una. signed, Fifteenth Regiment Michigan Volunteer Infantry, and Otto R. Plessner, late of Company H, Second Regiment Ohio Volunteer pay her a pension at the rate of $30 per month. Ilt>avy Artillery, and pay him a pen ion at the rate of $20 per month. Tbe name of Arena Smith, widow of Charles Smith, late of Com­ The name ·of Sarah E. Miller, widow of ~Iathew :.\liller, late of Com­ pany K, Forty-ninth Regiment Kentucky Volunteer Infantry, and pay pany F, Forty-eighth Regiment "\Tisconsin Volunteer Infantry, and pay her a pension at the rate of $30 per month. her a pension at the rate of SO per month. · The name of Mary E. Archer, widow of William Archer, late of The name of :uary Sutton, widow of Nathaniel .A. Sutton, late of Company B, Forty-third Regiment llissouri Volunteer Infantry, and pay Company I, Twenty-third Regiment Connecticut Yolunteer Infantry, her a pension at the rate of $30 per month through a tegally appointed and pay her a pension at the rate of $30 per month. guardian. The name of Mary J. Coburn, widow of David J. Coburn, late of The name of Nancy Morgan, widow of William G. Morgan, late of Company B, Eleventh Regiment, and Company B, Tenth Regiment, Company K, Eleventh Regiment Missouri Volunteer Infantry, and pay Ohio "Volunteer Infantry, and pay her a pension at the mte of $50 per her a pension at the rate of $30 per monib. month in lieu of that be is now receiving. The name of Isabell Congo, widow of Charles Con"'a, late of Company The name of Cordelia Kite, widow of William II. H. Kite, late of H, Third Regiment West Virginia Volunteer Cavalry, and pay her a Company I, Thirteenth Regiment Xennessee Volunteer Cavalry, and pension at the rate Qf $50 per month in lieu of that she is now re­ pay her a pen"sion at the rate of 30 per month. ceiving. 1925 CONGRESSIONAL RECORD-HOUSE 1537

The name of Horace Sage, late of Battery G, Seventh Regtment New her a pension at the rate of $40 per month in lieu of that she is now York Volunteer Heavy Artillery, and pay him a pension at the rate receiving. of $50 per month. The name of Elizabeth J. White, widow at James H. White, late The name of Eliza J. Blouse, helpless and dependent daughter of of Company F, Twenty-first Regiment Kentucky Volunteer Infantry, Jacob Blouse, late of Company K, One hundred and sixty-sixth Regi­ and pay her a pension at the rate of $50 per month in lieu of that ·she ment Pennsylvania Drafted Militia Infantry, and pay her a pension is now receiving. at the rate of $20 per month through a legally appointed guardian. The name of Harriet A. Holmes, widow of George P. Holmes, late of The name of John B. Blouse, helpless and dependent son of Jacob Company A, Twentieth Regiment New York Volunteer Cavalry, and Blouse, lat e of Company K, _One hundred and sb:ty-si:r:th Regiment pay her a pension at the tate of $30 per month. Pennsylvania Drafted 1\iilltla Infantry, and pay hlm a pension at the The name of Dessie M. Johnr.'On, widow of Edmund Johnson, late of rate of $20 per month through a legally appointed guardian. Company D, One hundred and forty-seventh Regiment Indiana Volun­ The name of Emma T. Ball, widow of George W. Ball, late ot Ninth teer Infantry, and pay her a pension at the rate of $30 per month. Independent Battery Wisconsin Volunteer Light Artillery, and pay ber The name of Sophia Hoft'man, widow of David Hoffman, late of a pension at the rate of $40 per month ln lieu of that she is now Company D, One hundred and third Regiment Pennsylvania Volunteer receiving. Infantry, and pay her a pension at the rate of $50 per month in lieu The name of Sarah J. Wickham, former widow of William T. Wick­ of that she is now receiving. bam, late of Company D, Seventy-sixth Regiment Ohio Volunteer In· The name of Lydia A. Lawrence, widow of James Lawrence, late of fD.ntry, and pay her a pension at the rate of $30 per month. Twenty-first Unattached Company, Massachusetts Volunteer Infantry, The name of Martha L. Jackson, widow of Sylvadore Jackson, late and pay her a pension at the rate of $30 per month. special agent and acting provost marshal thirteenth Ohio district, and The name of Magdalena King, widow of Edward King, late of Com­ pay her a pension at the rate of $30 per month. pany H, Forty-ninth Regiment Pennsylvania Volunteer Infantry, and The name of Luella Sutton, widow of Charles Sutton, late of Com­ pay her a pension at the rate of $50 per month in Heu of that she pany C, Forty-second Regiment Indlan.a Volunteer Infantry, and pay is now receiving. ber a pension at tbe rate of $50 per month in lieu of that she is now The name of Olive A. B. McL;ughlin, widow of James W. McLaugh­ receiving. lin, late of Captain Gtlbert's Company C, Benton Cadets, Missouri Vol­ The name of Ruth B. Adamson, widow of John V. Adamson, late of unteer Infantry, and pay her a pension at the rate of $30 per month. Company H, One hundred and seventy-third Regiment Ohio Volunteer The name of Margaret J. Relyea, widow of John C. Relyea, late of Infantry, and pay her a pension at the rate of $40 per ,month in lieu Company M, Tenth Regiment New York Volunteer Heavy Artillery, and of that she is now receiving. pay her a pension at the rate of $50 per month in lieu of that she is The name of Ida McAllister, widow of James McAllister, late of now receiving. Company A, Third Regiment Wisconsin Volunteer Infantry, and pay her The name of Laura Nonemaker, Widow of William Y. Nonemaker, a pension at the rate of $30 per month. late of Company K, One handred and sixty-sixth Regiment Pennsyl­ The name of Alma C. Hill, widow of Jeremiah A. Hlll, late of Com­ vania Drafted Militia Infantry, and pay her a pension at the rate pany D, Thirteenth Regiment New York Volunteer Cavalry, and pay her of $50 per month in lieu of that she is now receiving. a pension at the rate of $50 per month in lieu of that she is now The name of Emma E. Blake, widow of Thomas M. Blake, late of receiving. Company F, One hundred and twenty-fifth Regiment Pennsylvania Tbe name of Louisa C. Coleman, widow of Garrett F. Coleman, late of Volunteer Infantry, and pay her a pension at the rate of $"30 per Company B, Second Regiment Potomac Home Brigade, Maryland Volun­ month. teer Infantry, and pay her a pension at the rate of $30 per month. The name of Ellen Lessing, widow of Herman Lessing, late of Com­ The name of Frederick Kldwiler, late teamster, Quartermaster De­ pany B, Forty-third Regi!flent ITiinois Volunteer Infantry, and pay her partment, United States Army, and pay him a pension at the rate of a pension at the rate of $30 per month. $30 per month in lieu of that be is now recelving. The name o! Christofa Preston, widow of William T. Preston, late '.rhe name (If. Margaret A. Parks, widow of Henry F. Parks, late of of Company K, Twentieth Regiment illinois Volunteer Infantry, and Company FJ, Fourth Regiment Iowa Volunteer cavalry, and pay her a pay her a pension at the rate of $30 per month. pension at the rate of $30 per month. The name of Annie E. Fryer, widow of David F. Fryer, late of The name or Savannah Huffmire, widow of William B. Hu.lfmire, late Company D, Eightieth Regiment Ohio Volunteer Infantry, and pay her of Company C, Tenth Regiment Illinois Volunteer Infantry, and pay a pension at the rate of $30 per month. ber a pension at the rate of $50 1>er month in lieu of that she is now The name of Anne Jones, widow of Daniel L. Jones·, late of Company receiving. C, One hundred and thirty-fifth regiment Ohio National Guard Volunteer The name of Clara R. Stutsman, widow of Robert D. Stutsman, late Infantry, and pay her a pension at the rate of $50 per month in lieu of Company K, First Regiment Ohio Volunteer Heavy Artillery, and of that she is now receiving. pay her a penRion at the rate of $30 per month. The name of Jane Hart, widow of Thomas J. Hart, late of Captain The nam~ of Lodemia Speelman, widow of Solomon Spel!lman, late of Wakefield Standley·s Company B, Sixty-fifth Regiment Missouri ll:nrolled Company D, Forty-second Regiment Indiana Volunteer Infantry, and Militia, and pay her a pension at the :rate of $30 per month. pay her a pemdon at the rate of $30 per month. The name of Sallie Radford, Widow of Samuel F. Radford, late of The name of Mary J. Fishel, wid()W of John M. Fishel, late of Inde­ Company K, Thir4 Regiment North Carolina Mounted Volunteer Infan­ pendent Companj, Patapsco G11ards, Maryland Volunteer Infantry, and try, and pay her a pension at the rate of $30 per month. pay her a pension at the rate of $50 per month ln lieu of that she is - The name of Caroline McGough, widow of Peter McGough, late of now receiving. Company B, Third Regiment Rhode Island Volunteer Heavy Artillery, The name of Mary A. Good, widow of John Good, late of Company H, and pay her a pension at the rate of $40 per month in lieu of that she Two hundred and third Regiment Pennsylvania Volunteer Infantry, is now receiving. and pay her a pension at the rate of $50 per month 1n lieu of that she is now receiving. The name of Anna F. Gourlay, widow of William D. Gourlay, late The name of Anna K. Warren, widow of William M. Warren, late of of Company B, First Regiment Massachusetts Volunteer Cavalry, and Company I, One hundred and twentieth Regiment Illinois Volunteer pay her a pension at the rate of $30 per month. Infantry, and pay her a pension at the rate of $30 per month. "The name of Helen F. Miller, widow of Henry H. Miller, late of. Com­ pany B, Sixteenth Regiment Vermont Volunteer Infantry, and pay her a The name of Lillian B. Ramsdell, widow of John B. Ra~dell, late of Company B, One hundred and fifth Regiment Ohio Volunteer In­ pension at the rate of $50 per month in lieu of that she is now re­ fantry, and pay he1· a pension at the. rate of $30 ~ month. ceiving. The name of Mary M. Oody, widow of John Oody, late of Company C, Tbe name of Laura t Washburn, widow of John P. Washburn, late First Regiment United States Volunteer Infantry, and pay her a pen­ of Company G, Second Regiment New York Volunteer Infantry, and sion at the rate of $30 per month. Company E, Second Regiment Massachusetts Volunteer Heavy Artillery, The name of Kate II. Garvin, widow of Jay Garvin, late of Company_ and pay her a pension at the rate of $40 per month in lieu of that she F, First Regiment Michigan Volunteer Cavalry, and pay her a pension is now receiving. at the rate of $50 per month in lleu of that she is now receiving. The name of Mary Allen, widow of James R. Allen, late of Company The name of Mary Marker, former widow of Pinkney Dane, late of D, Thirteenth Regiment Tennessee Volunteer Cavalry, and pa.y her a Company H, Twelfth Regiment Kentucky Volunteer Infantry, and pay pension at the rate of $30 per month. her a pension at the rate of $30 per month. The name of John V. Evans, late of Company H, S~ty-thlrd Regi­ The name of Mary D. Walls, former widow of RobC\"t A. Patterson, ment Missouri Infantry (Enrolled Militia), and pay hbn a pension at late of Company C, Eleventh Regiment, and Company I, Ninth Regi­ the -rate of $50 per month. ment, Tennessee Volunteer Cavalry, and pay her a pension at t:fle rate The name of Martha E. Henderson, widow of William A. Henderson, of $20 per month. late of Company C, Second Regiment North Carolina Mounted Volunteer The name of Mary Ann Roger·s, widow of Henry H. Rogers, late of Infantry, and pay her a pension at the rate of $50 per month in lieu Company C, Eighth Regiment Tennessee Volunteer Infantry, and pay ot that she is now receiving. 1538 COXGRESSION AL RECORD-HOUSE 'JANUAUY 9

The name of Lizzie E. Sh·eeter, '\iidow of Isaiah C. Streeter, late of The name of Nancy W. Fuller, widow of William B. Fuller, alias Company .A, Fourt<'enth Regiment New llamp hire Volunteer Infantry, William Benton, late of ~ompany C, Ninth Regiment New York Volun­ and pay her a pension at the rate of $50 per month in lieu of that she teer Heavy Artillery, and pay her a pension at the rate of $50 pel' is now receiving. month in lieu of that she is now receiring. The name of Lida M. O&born, widow of Elihu Osborn, late of Com­ 1'he name of Clatness V. Williams, widow of Ezra Wil1iams, late of pany E, Twenty-third Regiment Connecticut 'Volunteer Infantry, and Company B, Twenty-first Regiment Mi. souri Yoluntccr Infantry, and pay her a pension at the rate of 50 per month in lieu of that she is pay her a pension at the rate of ~50 per month in lieu of that she is now receiving. now receiving. The name of Mary Longto, widow of Joseph Longto, late of Company The name of Maggie Fetterman, wido of George Fetterman, late of I, First Regiment Xew York Engineers, and pay her a pension at the Company D, Twelfth Regiment Pennsylvania Reserve Infantry, and rate of $50 per month in lieu of that she is now receiving. pay her a pension at the rate of $40 per month in lieu of that she is The name of Catharine 'nyder, widow of Jacob M. Snyder, late of now receiving. Company B, Two hunured and ninth Regiment Pennsylvania Volunteer The name of Margaret Barton, widow of .Alexandrr Barton, late of Infantry, and pay her a pension at the rate of ~50 PN month in liE> u Company D, Fifty-eighth ll<'giment PennsylYania Yolunte<>r Infantry, of that she is now receiving: Proridcd, That in the eYent of the death and pay her a pension at the rate of $50 per month in lieu of that of Mollie M . .,nyder, helple s and depenuent daughter of said Catharine she is now receiving. and Jacob M. Sn,\·der, the additional pen ion herein granted shall cease · The name of Cornelia Kennett, widow of John F. Kennett, late of and determine: And tn-orialry, and receh·ing. pay her a pension at the rate of $30 per month in lieu of that she is The name of Philippine Hatzler, willow of John llatzler, late of Com­ now receiYing. pany F, Fifty-fourth Regiment Xew York Volunteer Infantry, and pay The name of Ida Wilkfhson, widow of Tully Wilkinson, late o! Com­ her a pension at the rate of $50 per month in lieu of that she is now pany I, Eleventh Regiment :Michigan Volunteer Infantry, and pay her receiving. a pension at the rate of $30 per month. The name of Xn.nnie E. no~nnan, former wlflow of Da·dd :!\fchaffy, The name of Kate .A. Fowler, widow of Lewis Fowler alias Lewis late of Indepenuent Battery B, PennsylTania Volunteer Light .Artillery, Winslow, latP of Company E, 'l'hird Regiment l\Ias achu et:ts Volunteer and pay her a pension at the rate of $30 per month. Cavalry, and pay her a pen ion at the rate of $JO per month in lieu The name of Emma F. Derryberry, widow of Benton W. T. Derry­ of that she i now receiving. berry, late of Company G, Second Regiment "Gnitrd States Yolunteer The name of Mal'ia Crowl, widow of Samuel II. Crowl, late of Infantry, and pay her a pension at the rate of $30 per month in lieu Company .A, Twenty-ninth Regiment Michigan Volunteer Infantry and of that she is now receivin~. pay her a pension at the rate of $30 per month. ' 'l'he name of Elizabeth rower, helpless and dependent daughtE>r of The name of Margaret A. llobinson, widow of llenry I;. Robinson, barles A. Power, late of Company D, Thirty-first R<>giment Indiana late landsman, "Gniteu States Nayy, Civil War, and pay her a pension Yolunteer Infantry, and pay her a pension at the rate of $~0 per at the rate of $30 per month. month. The name of Lidua J. Clark, widow of William F. Clark, late of 'Ihe name of Margaret C. Fortn<'y, widow of Eli A. Fortney, late of Company A, First Regiment Illinois \oluntt>er Cavalry, and Company Company F, Thirty-fifth Regiment Kentucky Mounted Yolnnteer In­ ..i, ~inety-fourth Regiment Illinois Volunt~r Infantry, and pay her a fantry, and pay her a pension at the rate of ~GO per month in lieu of pension at tlle rate of $30 per month. that she is now recei\·ing. The name of Sarah Waldren, widow of Aaron L. Waldren, late of 'The name of Hattie Worman, "-idow of Celius W. Worman, late of Company A, Thirty-ninth Regiment Ohio Volunteer Infantry, and pay Company B, Fifty-fifth Regiment Ohio Volunteer Infantry, and pny her a pension at the rate of $30 per month in lieu of that she is now her a pen ion at the rate of • 4J per month in lieu of that she is now receh-ing. receiving. The name of Martha V. Smith, widow of Le,·i Smith, late of Com­ The name of Sallie C. Stahl, widow of George W. Stahl, late of Com­ pany C. Fourteenth Regiment, an

The name of Sarah Mobley, widow of William Mobley, late of Com­ The name of Mary A. Taylor, widow of William II. Taylor, late pany I, Fourteenth Regiment Kentucky Volunteer Cayalry, and pay of Company I, Sixty-third Regiment Ohio Volunteer Infantry, and her a pension at the rate of $30 per month. pay her a pension at the rate of $30 per month. The name of Nettie Truman, widow of William Truman, late of The name of Josie Hicks, helple~s and dependent daughter of Wil­ Company EJ, Thirty-third and Eleventh Regiments Wisconsin Volunteer liam B. Hicks, late of Company D, Forty-sixth Regiment Missouri Infantry, and pay her a pension at the rate of $30 per month. Volunteer Infantry, and pay her a pension at the rate of $20 per The name of Ada M. Standish, widow of William ri. Standish, late month. of Company K, One hundred and fifty-thiru Regiment Ohio Vol.unt~er The name of Lillian Sldumore, widow of JosE>ph w. Skidmore, late Infantry, and pay her a pension at the rate of $u0 per month m lleu of Company E, Second Regiment Massachusetts Volunteer Cavall·y, of that she is now recejving. and pay her a pension at the rate of $30 per month. The name of Westley J. Brasier, alias William J. Brasier, late The name of Julia L. Hawkins, widow of Charles J. Hawkins, late of Company G, Fifty-fifth Regiment Indiana Volunteer Infantry, and of Company L, Seconu Regiment New York Veteran Volunteer Ca,·alL·y, pay him a pension at the rate of $50 per month. and pay her a pension at the rate of $30 per month. The name of Louisa H. Rnsh widow of James Rush, alias Law­ The name of Mary J. Bunch, widow of John Bunch, late of Com­ rence lloutch, late of Company' F, Fourth Regiment We t Virgin~a pany K, Twenty-ninth Regiment Illinois Volunteer Infantry. and Cavalry; Company D, One hundred and eighty-thiru Regiment Oh1o Ninety-eighth Company, Second Battalion, Veteran Reset"ve Corps, Volunteer Infantry; and Company D, Sixty-fourth Regiment nited an() pay her a pension at the rate of $50 per month in lieu of that States Volunteer Infantry, and pay he.r a pension at the rate of she is now receiving: Pro~:id e d, That in the event of the df'ath of $30 per month. Leamon Bunch, helple-s anu dependent 80ll of said Mary J. anu John Bunch, the additional pension herein granted shall cease and The name of Lydia H. Squires, widow of ~iram B. Squire , late determine: A11d pJ·oz;iclea (ut·ther, That in the event of the death or of Company C, One hundred and eighty-eighth Regiment New York Volunteer Infantry, and pay her a pension at the rate of $30 per Mary J. Bunch the name of saiu Leamon. Bunch shall be placed on the pension roll, subject to the pro>isious and limitations of the pen ·ion month. laws, at the rate of $20 per month from and after the date of ueatll The name of Maggie Garner, widow of Joseph Gru.·ner, late of of said Mary J. Bunch. Company B, Thirty-eighth Regiment United States Coloreti Volunteer The name of Katherine White, widow of Auelbf'rt B. White, late Infantry, and pay her a pension at the rate of $30 per month. of Company M, Tllird Regiment Ohio Volunteer Cavalry, and pay her The name of Ilarriet E. Dennison, widow of James H. Dennison, a pension at the rate of $30 per mouth. late of Company C, Seventh Battalion District of Columbia Volunteer The name of Joey T. Dibble, willow of Ira Dibble, late of Company Infantry, and pay her a pension at the rate of $-10 per month in A, Eighty-ninth Regiment New York Volunteer Infantry, and pay her lieu of that she is now recei>ing. a pension at the rate of $30 per month. The name of Nancy C. Jones, widow of Euphrates Jones, late of The name of :Mary E. Adam. , widow of Thomas II. Adams, late of Company H, Sixty-third llegime.nt Enrolled ~Iissouri Militia Infantry, Company I, "Cnited States Voltigenrs, and Company K, Se>enth Regi­ and pay her a pension at the rate of $50 per month in lieu of that ment We t Virginia Volunteer Cavalry, and pay her a pension at the she is now receiving. rate of $30 per month. The name of Lettie Painter, helpless and dependent daughter of The name of Jam€s 0, Dunnagan, alias William Parker, late of William H. Painter, late of Company G, Forty-sixth Regiment Mis­ Company I, Twentieth Regiment New York State Militia Infanh·y; souri Volunteer Infantry, and pay her a pension at the rate of $20 Company F, ~inth Regiment Xew York Heavy Artillery; and Company per month through a legally appointed guardian. I, Second Regiment New Jersey Cavalry Volunteers, anti pay Wm a. The name of Emily J. Foust, widow of William Foust, late of pension at the rate of $50 per month. Company I, One hundred and eleventh Regiment Pennsylvania Volun­ The name of l\Iary V. Reed, widow of William ReeU, late of Com­ teer Infantry, and pay her a pension at the rate of $30 per month. pany F, Fifty-sixth Regiment Pennsyl>ania Volunteer Infantry, and The name of Anna Smith, widow of Alexander M. Smith, late of pay her a pension at the rate of ~30 per month. Company C, Seventh Regiment New York V()lunteer Heavy Artillery, The name of Daisy A. Barnhart, helpless and dependent daughter and pay her a pension at the rate of $30 per month. of Martin Barnhart, late of Company B, Tenth Regiment Ohio Vol­ The name of Sarah E. Compton, widow of William Compton, late unteer Cavalry, and pay her a pension at the rate of $20 per month of Company G, First Regiment United States Lancers, Michigan Vol­ through a legally appointed guardian. unteer Cavalry, and pay her a pension at the rate of $30 per month. The name of Flora S. Weeks, widow of Oli.er W. Weeks, late or The name of Sarah J. Alderson, widow of Francis M. Alderson, Company .A, One hundred and twenty-first Regiment Ohio Volunteer late of Capt. Charles l.i'. Mayo's Company C, Forty-sixth Regiment Infantry, and pay her a pension at the rate of $50 per month in Enrolled Missouri Militia, and pay her a pension at the rate of $30 lieu of that she is now receiving. per month. The name of Bertha Scheich, widow of Andr·ew Scheiclr, late of The name of Rutha M. E. Standage, widow of William W. Standage, Company A, One hundred and thirty-fourth Regiment New York late of Company I, Fourteenth Regiment, and Company G, One hun­ Volunteer Infantry, and pay her a pension at the rate of 30 per dl'eu and forty-ninth Regiment, Illinois Volunteer Infantry, and pay month. her a pension at the rate of $40 per month in lieu of that she is The name of Emllia Goerisch, helpless and dependent daughter Of now receiving. Christian Goerisch, late of Company II, Second Regiment nited The name of Ella Wallace, helpless and dependent daughter of States Reserve Corps, Missouri Volunteer Infantry, anti Company B, John Wallace, late of Company ll, Third Battalion, Sixteenth Regi­ First Battalion United States Reserve, Mis ouri Volunteer Canlry, ment United States Volunteer Infantry, and pay her a pension at and pay her a pension at the rate of $20 per month in lieu of that the rate of $20 per month. she is now receiving. The name of Agnes Jones, widow of Phineas Jones, late of Com­ The name of Gertrude Rank, widow of Adam Rank, late of Company; pany C, Second Regiment Nebraska Volunteer Canlry, and pay her H, Forty-eighth Regiment Missouri Volunteer Infantt·y, anti pay he1• a pension at the rate of $50 per month in lieu of that she is now a pension at the rate of $GO per month in lieu of that she is now receiving. _ receiving. • The name of Frances Roe, widow of Charles K. Roe, late of Com. The name of Susan G. Caplinger, widow of Andrew .J. CaplingPr, pany I, Fourth Regiment Missouri State Militia Volunteer Cavalry, late of Company K, Thirty-ninth Regiment Missouri Volunteer In­ and pay her a pension at the rate of $30 per month. fantry, and pay her a pension at the rate of $GO per mouth in lieu The name of Sarah A. Hudson, widow of William II. Hudson, late of that she is n(}W receiving. of Comt)any D, Ninth Regiment Kentucky Volunteer Cavalry, and pay 1.'he name of Adaline McAnaney, willow of Patrick II. l\fc.lnaney, her a pension at the rate of $30 per month. late of Company II, One hundred and second Regiment Ohio Volunteet· The name of Mary E. Giffin, widow of Martin E. Giffin, late of Infantry, and pay he1· a pension at the rate of $30 per month. Company G, Ninety-eighth Regiment New York Volunteer Infantry, The name of Anna M. Smith, widow of Chal'les E. Smith, late of and pay her a pension at the rate of $50 per month in lieu of that Company I, Thirty-second Regiment Ohio Volunteer Infantry, and she is now receiving. pay her a pension at the rate of $50 per month in lieu of that slle The name of Harriet E. Tally, widow of George W. Tally, late of is now receiving. Company E, Forty-fourth Regiment Indiana Volunteer Infantry, and pay The name of Sallie Garland, helpless and dependent daughter ot her a pension at the rate of $40 per month in lieu of that she is John P. Garland, late of Company E, Third Regiment North Carolina. now receiving. :Mounted Voluntee1· Infantry, and pay her a pension at the mte or The name of Mary A. Patton, widow of Thomas A. Patton, late of $20 pe~: month through a legally appointed guardian. Company H, Eightieth Regiment Illinois Volunteer Infantry, and Un­ The name of Grace E. Moore, widow of James M. Moore, late ot assigned Detachment Veteran Reserve Corps! and pay her a pension at Company G, One hundred and sixtieth Regiment Ohio Volunteer In­ the rate of $30 per month. fantry, and pay her a pension at the rate of $30 per month. LXVI-98 1540 CONGRESSIONAL RECORD-HOUSE JANU.ARY9

The name of Mary E. Allen, widow of John Allen, late of Com­ The name of Susan E. Darrough, widow of James W. Darrough, late pany I, One hundred and seventy-ninth Regiment Ohio Volunteer ?f Company F, One hundred and thirteenth Regiment Illinois Volunteer Infantry, and pay her n pension at the rate of $50 per month in Infantry, and pay her a pension at the rate of $30 per month. lieu of that she is now receiving: Provided, That in the event of the The name of Martha Farmer, widow of Hampton B. Farmer, late death of Jerry Allen, helpless and dependent son of said Mary E. and of Company H, One hundred and fifteenth Regiment Illinois Volunteer John Allen, the additional pension herein granted shall cease and Infantry, and pay her a pension at the rate of $50 per month in lieu determine : And pmvided further, That in the event of the death of that she Is now receiving. of Mary E. Allen, the name of said Jerry Allen shall be placed on the The name of Theodate S. Black, widow of Joshua W. Black, late of pension roU, subject to the provisions and limitations of the pension Company K, Twenty-sixth Regiment Maine Volunteer Infantry, and laws, at the rate of $20 per month from and after the date of death pay her a pension at the rate of 30 per month. of said Mary E. Allen. The name of Mary D. Fisk, widow of Archie C. Fisk, late captain The name of Francis C. Evans, widow of John R. Evans, late of and assistant adjutant general, United States Volunteers, Civil War, Company A, Twenty-sixth Reghnent Missouri Volunteer Infantry, and and pay her a pension at the rate of $50 per month in lleu of that pay her a pension at the rate of $50 per month in lieu of that she she is now receiving. 1s now receiving. The name of Cynthia Smallwood, widow of Edward Smallwood, The name of Julia A. McCabe, widow of John J. McCabe, late of late of Companies A and D, Seventh Regiment Kentucky Volunteer Company C, Third Regiment Arkansas Voltinteer Cavalry, and pay Infantry, and pay her a pension at the rate o1 $30 per month. her a pension at the rate of $50 per month in lieu of that she is now The name of Almira El. Mc.A.rron, widow of William J. McArron, receiving. late of Companies H and C, Second Regiment West Virginia Volunteer The name of Bridget Mathews, widow of Thomas Mathews, late of Cavalry, and pay her a pension at the rate of $50 per month in lieu of that she is now receiving. Companies A and F, Fifteenth Regiment, and Company F, Third Regi­ ment, Michigan Volunteer Infantry, and pay her a pension at the The name of Martha L. H. Shoemaker, widow of David Shoemaker, rate of $50 per month in lieu of that she is now receiving. late of Company F, One hundred and fourth Regiment Ohio Volunteer The name of Delia A. Castle, widow of Charles H. Castle, late of Infantry, and Sixty-first Company, Second Battalion, Veteran Reserve Company F, Seventeenth Regiment Connecticut Volunteer Infantry, Corps, and pay her a pension at the rate of $50 per month in lieu of that she is ll{)W receiving. and Fifty-fifth Company, Second Battalion Veteran Reserve Corps, and pay her a pension at the rate of $50 per month in lieu of that The name of Adeline Ringelstein, widow of Augustus Ringelsteln, she 1s now receiving. late of Company H, One hundred and fortieth Regiment New York Volunteer Infantry, and pay her a pension at the rate of $50 per The name of Ellen W. Gregory, widow of Hyatt Gregory, late of month in lieu of that she is now receiving. Company A, Seventeenth Regiment Connecticut Volunteer Infantry, The name of Mary Bershig, widow of Joseph Bershig, late of Com­ and Third Battery Connecticut Volunteer Light Artillery, and pay pany I, Twenty-third Regiment Michigan Volunteer Infantry, and pay her a pension at the rate of $30 per month. her a pension at the rate of $50 per month in lieu of that she is now The name of Roena J. Vance, widow of Henry B. Vance, late of receiving. Company G, One hundred and forty-sixth Regiment Illinois Volunteer The n~me of Adah I. Tomlinson, widow of Robert W. Tomlinson, Infantry, and pay her a pension at the rate of $30 per month. late of Company D, One hundred and eleventh Regiment New York The name of Alice Fern, widow of PatriCk H. Fern, late of Com­ Volunteer Infantry, and pay her a pension at the rate of $50 per pany I, Sixty-first Regiment Massachusetts Volunteer Infantry, and month in lieu of that she is now receiving. pay her a pension at the rate of $50 per month in lieu of that she ts now receiving. The name of Mary Collins, widow of Thomas L. Collins, late of Company F, Tenth Regiment Tennessee Volunteer Cavalry, and pay The name of Emily Ray, widow of Wesley Ray, late of Company her a pension at the rate of $50 per month in lieu of that she ts now K, Eighteenth Regiment Illinois Volunteer Infantry, and pay her a receiving. pension at the rate of $30 per month. The name of Alice M. Walrath, widow of Peter Walrath, late of The name of Mary A. Winsor, widow of Albert C. Winsor, late of Company C, Thirtieth Regiment Kew York Yolunteer Infantry, and Company A, Tenth Regiment Rhode Island Volunteer Infantry, and pay her a pension at the rate of $30 per month. pay her a pension at the rate of $50 per month in lieu of that she The name of William F. Murray, late of Capt. Clement J. Fenwick's is now receiving. Company A, Fourth Regiment Missouri State Militia, and pay him a The name of Emma F. Niles, widow of Henry Niles, late of Com­ pension at the rate of $50 per month. pany I, Fourth Regiment Vermont Volunteer Infantry, and pay her The name of Mary E. R. Simmermaker, widow of Phillip Simmer­ a pension at the rate of $50 per month in lieu of that she is now maker, late of Company C, Thlrty-second Regiment illinois Volunteer receiving. Infantry, and pay her a pension at the rate of $30 per month. The name of Mary .A. Schroeder, widow of Frederick Schroeder, The name of Hannah J. Kerr, former widow of John M. Stuchell, • late of Battery F, Fifth Regiment United States Artillery, and Com­ late of Company D, One hundred and thirty-fifth Regiment Pennsyl­ pany F, Third Regiment Pennsylvania Volunteer Infantry, and pay vania Volunteer Infantry, and pay her a pension at the rate of $50 her a pension at the rate of $50 per month in lieu of that she is now per month in lieu of that she is now receiving. receiving: ProvWea, That in the event of the death of Joseph G. The name of Mary Jane Carter, widow of Noble Carter, late ot Schroeder, helpless anc dependent son of said Mary A. e.nd Frederick Company K, Fifteenth Regiment Ohio Volunteer Infantry, and pay her Schroeder, the additional pension herein granted shall cease and a pension at the rate of $50 per month in lieu of that she is now determine: .And provided further, That in the event of the death of receiving. Mary A. Schroeder, the name of said Jo eph G. Schroeder shall be The name of Orrel Tucker, widow of John 0. Tucker, late first-class placed on the pension roll, subject to the provisions and limitations boy, United States Navy, Civil War, and pay her a pension at the of the pension laws, at the rate of $20 per month from and after rate of 40 per month in lieu of that she is now receiving. the date of death of said Mary A. Schroeder. The name of Louisa W. Kohser, widow of Charles Kohser, late ot The name of Martha E. Moore, widow of Robert Moore, late of Company I, Twelfth Regiment Indiana Volunteer Infantry, and pay Comijany A, Fourth Regiment Tennessee Volunteer Cavalry, and pay her a pension at the rate of $30 per month. her a pension at the rate of $50 per month in lien of that she is The name of Sarah A. Nighswander, widow of Jacob Nigbswander, now receiving. · late of Company C, One hundred and eightieth Regiment Ohio Volun­ The name of Diana M. Oakley, widow of William C. Oakley, late teer Infantry, and pay her a pension at the rate of $50 per month of Company H, Sixth Regiment Illinois Volunteer Cavalry, and pay in lieu of that she is now receiving. ber a pension at the rate of $50 per month in lieu of that she is The name of Annie N. Fitzpatrick, widow of Michael Fitzpatrick, now receiving. late of Company A, One hundred and fiftieth Regiment New York The name of Priscilla Boyer, helpless and dependent daughter of Volunteer Infantry, and pay her a pension at the rate of $50 per John Boyer, sr., late of Company C, Two hundred and eighth month in lieu of that she is now receiving. Regiment Pennsylvania Volunteer Infantry, and pay her a pension The name of Lydia G. Read, widow of Daniel Read, late of Conr at the rate of $20 per month. pany F, Forty-sixth Regiment Illinois Volunteer Infantry, and pay The name of Jennie Allen, helpless and dependent daughter of her a pension at the rate of $30 per month. Thomas Allen, late of Company ID, Third Regiment Pennsylvania The name of Jessie F. Loughridge, former widow of Peter K. Bone­ Volunteer Heavy Artillery, and pay her a pension at the rate of $20 brake, late of Company I, Thirty-third Regiment Iowa Volunteer Infan· per month in lieu of that she is now receiving. try, and pay her a pension at the rate of $40 per month in lieu of The name of Julia A. Cameron, widow of Alexander Cameroh, late that she is now receiving. of Company H, One hundred and second Regiment Pennsylvania The name of Mary C. Hale, widow of John B. Hale, late colonel, Volunteer Infantry, and pay her a pension at the rate of $30 per Fourth Regiment Provisional Enrolled Missouri Mllitia, and pay her month. a. pension at the rate of $50 per month in lieu of that she is now 1925 CONGRESS! ON AL RECORD-HOUSE 154I receiving: Provided, That in the event of the death of Walter H. The name of Mary Ryland, widow of Thomas Ryland, late of Com­ Hale, helpless and dependent son of said Mary C. and John B. Hale, pany F, One hundred and eighty-third Regiment Pennsylvania Volun­ the additional pension herein granted shall cease and determine: A.ttd teer Infantry ; Company I, Fourth Regiment Pennsylvania Reserve In­ providea fttrther, That in the event of the death of Mary C. Hale, the fantry; and Company I, Thirty-third Regiment Pennsylvania Volunteer name of said Walter II. Hale shall be placed on the pension roll, Infantry, and pay her a pension at the rate of $50 per month in lieu subject to the provisions and limitations of the pension laws, at the of that she is now receiving. rate of $20 per month from and after the date of death of said Mary The name of Kezia Tiller, widow of Hiram.J. Tiller, late of Company C. Hale. D, One hundred and fiftieth Regiment Inlliana Volunteer Infantry, and The name of Maria Spencer, widow of William Spencer, late of pay her a pension at the rate of $50 per month in lieu of that she is Company F, One hundred and forty-first Regiment Illinois Volunteer now receiving. Infantry, and pay her a pension at the rate of $50 per month in The name of Adelle Parker, widow of Almiron Parker, late of Com­ lieu of that she is now receiving. pany A, One hundred and twenty-first Regiment Pennsylvania Volun­ The name of S. Angeline Wheeler, widow of Lemuel M. Wheeler, teer Infantry, and Company E, Sixteenth· Regiment Veteran Reserve late of Battery G, Fourth Regiment United States Volunteer Artillery, Corps, and pay her a pension at the rate of $30 per month. and pay her a pension at the rate. of $50 per month in lieu of that The name of Ava L. Stephens, widow of David C. Stephens, late of Company G, Sixteenth Regiment Kentucky Volunteer Infantry, and pay she is now receiving. The name of Maria Van Orman, widow of John W. Van Orman, late her a pension at the rate of $50 per month in lieu of that she is now of Company A, Seventy-ninth Regiment Pennsylvania Volunteer Infan­ receiving. • try, and pay her a pension at the rate of $30 per month. The name of Bartholomew L. Byal, late of Company F, Twenty-first The name of Emma J. Pemble, former widow of George W. Brush, Regiment, and Company G, Fifty-seventh Regiment Ohio Volunteer In­ late of Company D, One hundred and fifteenth Regiment Indiana fantry, and pay him a pension at the rate of $50 per month. Volunteer Infantry, and pay her a pension at the rate of $30 per The name of Emily Rogers, widow of John Rogers, late of Company month. E, Fifty-second Regiment Indiana Volunteer Infantry, and pay her a The name of Mary E. Harris, widow of Henry W. Harris, late of pension at the rate of $50 per month in lieu of that she is now receiv­ Company H, Fourth Regiment Massachusetts Volunteer Heavy Artillery, ing, through a legally appointed guardian. and pay her a pension at the rate of $30 per month. The name of Henrietta Pabst, now Harenberg, former widow of The name of Frances Blakeley, widow of Judson Blakeley, late of Philip Pabst, late of Company D, One hundred and forty-ninth Regi­ Company B, Twenty-third Regiment New York Volunteer Infantry, ment Illinois Volunteer Infantry, and pay her a pension at the rate of and pay her a pension at the rate of $30 per month. $50 per month in lieu of that she is now receiving. The name of Nettie McDowell, widow of William T. McDowell, late The name of Martha Cox, widow of William F. Cox, late of Company of Company E, One hundred and twenty-fourth Regiment Ohio Volun­ H, Eighty-fourth Regiment Pennsylvania Volunteer Infantry, and Com­ teer Infantry, and pay her a pension at the rate of $50 per month in pany I, Twentieth Regiment Veteran Reserve Corps, and pay her a lieu of that she is now receiving. pension at the rate of $50 per month in lieu of that she is now The name of Frances E. Taylor, widow of Thomas E. Taylor, late receiving. of Company F, Forty-third Regiment Ohio Volunteer Infantry, and pay The name of Priscilla Redman, widow of Absalom R. Redman late of her a pension at the rate of $50 per month in lieu of that she is now Company A, Fifty-eighth Regiment Indiana Volunteer Infantry, lind pay receiving. her a pension at the rate of $30 per month. The name of Rilla J. White, widow of Wesley B. White, late of The name of William H. Johnston, helpless and dependent son of Company D, One hundred and seventy-ninth Regiment Ohio Volunteer John W. Johnston, late of Company D, Second Regiment New York Infantry, and pay her a pension at the rate of 50 per month in lieu Volunteer Heavy Artillery, and pay him a pension at the rate of $20 of that she is now receiving. per ml>nth, through a legally appointed guardian. The name of l'aulina Rochelle, now Paulina Whitehead, former The name of Adaline Norton, widow of James A. N1>rton, late of widow of John Rochelle, late of Company F, One hundred and thirty­ Company K, One hundred and first RE:'giment Ohio Volunteer Infantry, fifth Regiment Ohio National Guard Volunteer Infantry, and pay her and adjutant, One hundred and twenty-third Regiment United States a pension at the rate of $u0 per month in lieu of that she is now Colored Volunteer Infantry, and pay her a pension at the rate of $50 receiving. per month in lieu of that she is now receiving. The name of Dora K. Flaherty, widow of James Flaherty, late of The name of Adam L. Foley, helpless and dependent son of Thomas Company K, Twenty-fourth Regiment Connecti~ut Volunteer Infantry, Foley, late of Company A, Seventeenth Regiment Indiana Volunteer and pay her a pension at the rate of $50 per month in lieu of that Infantry, and pay him a pension at the rate of $20 per month in lieu she is now receiving. of that he is now receiving, through a legally appointed guardian. The name of Emma J. Dunn, widow of Francis W. Dunn, late of The name of Frederick 0. Overlock, late of Unassigned Company, Company D, One hundred and twenty-eighth Regiment Ohio Volunteer Maine Volunteer Infantry, and pay him a pension at the rate of $50 Infantry, and pay her a pension at the rate of $50 per month in lieu per month. of that she is now receiving. . The name of Jennie S. Titus, widow of Edwin D. Titus, late of Com­ The name of Martha A. Culbertson, widow of Joseph A. Culbertson, pany K, One hundred and fifty-third Regiment Ohio National Guard late of Company A, Sixth Regiment, and Company H, Fifty-second Volunteer Infantry, and pay her a pension at the rate of $50 per Regiment Ohio Volunteer Infantry, and pay her a pension at the month in lieu of that she is now receiving. rate of $50 per month in lieu of that she is now receiving. The name of Clara E. Seaton, widow of Samuel M. Seaton, late of The name of Margaret E. Reisch, widow of Emanuel Reisch, late of Company G, Fourth Regiment Pennsylvania Volunteer Cavalry, and pay Company F, Forty-eighth Regiment Ohio Volunteer Infantry, and pay her a pension at the rate of $30 per month. her a pension at the rate of $40 per month in lieu of that she is now The name of Emogene Warden, widow of :Kathan C. Warden, late of receiving. Company C, One hundred and twenty-fifth Regiment Ohio Volunteer The name of Elizabeth Thoman, widow of Louis Thoman, late of Infantry, and pay• her a pension at the rate of $50 per month in lieu Company H, Thirtieth Regiment Ohio Volunteer Infantry, and pay her of that she is now receiving. a pension at the rate of 50 per month in lieu of that she is· now The name of Magdalena Wilber, widow of Charles Wilber, late of receiving. Eleventh Battery New York Volunteer Light Artillery, and pay her The name of Mary E. Marks, widow of Francis R. Marks, late of a pension at the rate of $50 per month in lieu of that she is now Company A, McLaughlin's Squadron Ohio Volunteer Cavalry, and pay receiving. her a pension at the rate of $30 per month. The name of Annie Johnson, widow of Samuel Frogg, known as The name of Caroline Riley,· widow of Edward Riley, late of Company Samuel Johnson, late of Company H, One hundred and nineteenth Regi­ F, Seventeenth Regiment Wisconsin Volunteer Infantry, and pay her a ment United States Colored Volunteer Infantry, and pay her a pension pension at the rate of $50 per month in lieu of that she is now at the rate of $30 per month. receiving. The name of Mary A. Shauck, widow of Agrippa Shauck, late of The name of Hannah Spring, former widow of George H. Spring, late Captain Luther's Unassigned Company, Pennsylvania Drafted ::Uilitia of Company C, Seventh Regiment Missouri State Militia Volunteer Cav­ Infantry, and pay her a pension at the rate of $50 per month in lieu alry, and pay her a pension at the rate of $50 per month in lieu of of that she is now receiving. that she is now receiving. The name of Mary Oaster, widow of Peter L. Oaster, late of Com­ The name of Mary Ann Roush, widow of J. Levi Roush, late ot pany H, One hundred and sixty-fifth Reginrent Pennsylvania Drafted Company D, Sixth Regiment Pennsylvania Reserve Volunte~r Infantry, Militia Infantry, and pay her a pension at the rate ·or $50 per month and pay her a pension at the rate of $50 per month in lieu of that in lieu of that she is now receiving. she is now receiving. The name of Christella B. Lawrence, widow of Charles M. Lawrence, The name of Jane E. Burwell, widow of Andrew W. Burwell, late of late landsman, United States Navy, Civil War, and pay her a pension Company H, Fifth Regiment Wisconsin Volunteer Infantry, and pay at the rate of $30 per month. her a pension at the rate of $30 pe1· month. 1542 OONGRESSION AL RECORD-HOUSE JANUARY9

The name of Edith M. Wyatt, widow of Isaac H. Wyatt, late of The name of Louisa Hargate, widow of Hiram Hargate, late of Company F, Sixty-second Regiment Ohio Volunteer Infantry, and pay Company F, Eighty-seventh Regiment lllinois Volunteer Infantry, and her a pension at the rate of $30 per month. pay her a. pension at the rate Qt $50 per month in lieu of that she The name of Eliza A. Ewing, widow of Samuel Ewing, late o~ Com­ 1s now receiving. pany K, Eighty-fonrth Regiment Illinois Volunteer Infantry, and pay The name of Mary C. Stewart, widow of Albert H. Stewart, late of her a pension at the rate of $50 per month in lieu of that she is now Company C, Fifty-etghth Regiment Indiana Volunteer Infantry, and receiving. · . pay her a pension at the rate or· $50 per month in lieu or that she is Tlle name of Sarah J. Sherman, widow of William Sherman, late of now receiving. Company H, Eighth Regiment Iowa Volunteer Infantry, and pa~ her The name or Oliver H. Callam, helpless and dependent son of a pen ion at the rate of $50 per month, through a legally appomted Augustus Callam, late of Company E, Ninth Regiment Indiana Volun­ guardian, in lieu of that she is now receiving. teer Infantry, and pay h1m a pension at the rate of $20 per month. The name of Gesina Schell, widow of Gerrit Schell, late of Com· The name of Jane L. McXicholR, widow of John W. McNichols, alias pany I, Seventeenth Regiment Iowa Volunteer Infantry, and pay her a John Nichols, late of Company C, Fifth Regiment Vermont Volunteer pension at the rate of $50 per month in lieu of that she is now Infantry, and pay her a pension at the rate of $50 per month in lieu rP.ceiving. of that she is now receiving. The name or Jane Garrett, widow of Reuben Garrett, late of Com­ The name of Agness N. Aldridge, widow of William T. Aldridge, late pany I, Eighth Regiment Iowa Volunteer Infantry, and Company K, of Company E, Eighth Regiment Indiana Volunteer ·cavalry, and pay First Regiment Missouri Volunteer Light Artillery, and pay her a her a pension at the rate of $50 per month in lieu of that she is now pen ion at the rate of $50 per month in lieu of that she is now receiving. receiring. The name of Frances McAnnany, helpless and dependent daughter ot The name of Charles Gillam, helpless and d£>pcndent son of John Arthur 1\IcAnnany, late of Company F, Seventy-third Regiment Penn­ M. Gillam, late of Company H, Seventy-fourth Regim~nt Illinois Volun­ sylvania Volunteer Infantry, and pay her a pension at the rate of $20 teer Infantry, and pay him a pension at the rate of $20 per month per month, through a legally appointed guardian. through a legally appointed guardian. The name of Nancy Stanton, helpless and dependent daughter of The name of Matilda J. Adams, widow of Andrew J. Adams, late Adam Stanton, late of Company ID, Twenty-fifth Regiment United States of Company B, Seventh Regiment, and Company H, Ninety-ninth Regi­ Colored Volunteer Infantry, and pay her a pension at the rate of $20 ment, and Company K, One hundred and thirty-second Regiment Indi­ per month, through a legally appointed guardian. ana Volunteer Infantry, and pay her a pension at the rate of $50 per The name of Julia Miller, helpless and dependent daughter of David month in lieu of that sbe is now receiving. Miller, late of Company I, First Regiment Ohio Volunteer Light Artil­ The name of Seward Garthwaite, helpless and dependent son of lery, and pay her a pension at the rate of $20 per month. William ID. GIU'thwaite, late of Company H, Forty-third Regiment The name of Louisa Fitzsimmons, former widow of Jacob Engle, late Wisconsin Volunteer Infantry, and pay him a pension at the rate of of Company E, Seventeenth Regiment, and Company ID, Second Regi­ $20 per month. ment, Michigan Volunteer Infantry, and pay her a pension at the rate The name of Margaret Force, widow of George W. Force, late of of $40 ~r month in lieu of that she is now receiving. Company L, Sixteenth Regiment Pennsylvania Volunteer Cavalry, and The name of Maggie L. Cray, widow of William H. Cray, late of pay her a pension at the rate of $45 ~r month in lieu of that she Company H, Twenty-second Regiment New York Volunteer Cavalry, and is now receiving. pay her a pension at the rate of $50 per month in lieu of that she is The name of Elizabeth Lambert, widow of William A. Lambert, late now receiving. of Captain Smith's Independent Company, Pennsylvania Volunteer The name of Julia Ann Carver, widow of William G. Carver, late of Infantry (acting Engineers), and pay her a pension at the rate ot Company I, Thirty-sixth Regiment Pennsylvania Volunteer Infantry, $50 per month in lieu of that she is now receiving. and pay her a pension at the rate of $50 per month in lieu of that she The name CJf Eleanora E. Seymour, widow of George S. Seymour, late is now receiving: P1·ovided, That in the event or the denth of Mazy B. of Company B, Second Regiment Pennsylvania Provisional Heavy Carver, helpless and dependent daughter of said Julia Ann and Artillery, and Company E, Second Regiment Pennsylvania Volunteer William G. Carver, the additional pension herein granted shall ceage Heavy Artillery, and pay her a pension at the rate of $50 per month and determine: And provided further, That in the event of the death of in lieu of that she is now receiving. Julia Ann Carver, the name of said 1\Iazy B. Carver shall be placed on The name of Anna J. Bishop, widow of John Bishop, late of Com­ the pension roll, subject to the provisions and limitations of the pen­ pany A, One hundred and eleventh Regiment New York Volunteer sion laws, at the rate of "$20 per month from and after the date of death Infantry, and pay her a pension at the rate of $50 per month in of said Julia Ann Carver. lieu of that she is now receiving. The name of Martha M. Russell, widow of Martin S. Russell, late The name of Amanda Toot, widow of William Toot, late of Company of Company K, Second Regiment New York Volunteer Heavy Artillery, F, One hundred and sixty-fifth Regiment Pennsylvania Drafted Militia and pay her a pension at the rate of $30 per month. Infantry, and pay her a pension at the rate of $50 per month in lieu of that she is now receiving. The name of Sarah A. Nelson, widow of Gabriel Nelson, late of Company E, Fifty-fourth Regiment Indiana Volunteer Infantry, and The name of Cora E. Shomo, widow of Joseph II. Shomo, late of pay her a pension at the rate of $50 per month in lieu of that she is Company F, Twentieth Regiment Iowa Volunteer Infantry, and pay her now receiving. a pension at the rate of $30 per month in lieu of that she is now re­ The name of Susan A. Stout, widow of Alft•ed A. Stout, late of ceiving : Prot:ided, '£hat in the event of the death of Dorrance D. Company M, Thirteenth Regiment Tennessee Volunteer Cavalry, and Shomo, helpless and dependent son of said Cora E. and Joseph H. pay her a pension at the rate of $50 per month in lieu of that she Sllomo, the additional pension herein granted shall cease and determine : is now receiving: Provided, That in the event of the death of Ellen And provided further, Thnt in the event of the death of Cora E. Stout, helpless and dependent daughter of said Susan A. and Alfred Shomo, the name of said Dorrance D. Shomo shall be placed on the A. Stout, the additional pension herein granted shllll cease and de­ pension roll, subject to the provisions and limitations of the pension termine: And provided further, That in the event of the death of laws, at the rate of $20 per month from and after the date of death of said Cora E. Shomo. Susan A. Stout, the name of said Ellen Stout shall be placed on the The name of Melvina A. Horner, widow of John R. Horner, late of pen~ion roll, subject to the provisions and limitations of the pension laws, at the rate of $20 per month from and after the date of death Company E, Eighth Regiment Kansas Volunteer Infant~y, and pay her of said Susan A. Stout. a pension at the rate of $50 per month in lieu of that she is now receiving. The name of Mary :M. Files, former widow of Alexander Perry, jr., late of Company G, One hundred and sixth Regiment New York The name of Margaret J. Johnson, widow of Daniel W. Johnson, late Volunteer Infantry, and pay her a pension at the rate of $50 per of Company F, Eighty-fifth Regiment Indiana \olunteer Infantry, and month in lieu of that she is now receiving. pay her a pension at the rate of $50 Pel' month in lieu of that she is TlJe name of Anna E. Wilsey, widow of Charles H. Wilsey, late of now receiving. Company K, Eighty-fourth Regiment Ohio Volunteer Infantry, and The name of Editha F. Berry, widow of Reuben T. Berry, late of pay her a pension at the rate of $40 per month in lieu of that she Company M, Seventh Regiment Missouri State Militia. Cavalry, and pay is now receiving. her a pension at the rate of $40 per month in lieu of that she is now The name of Susan Hall, widow of Alvey H. Brackett, alias Henry receiving. A. Clark, known as Henry Hall, late of Company A, Seventh Regiment The name of Mary L. Thompson, widow of Charles D. Thompson, late Ohio Volunteer Cavalry, and pay her a pension at the rate of $50 of Company K, Ninety-fourth Regiment Illinois Volunteer Infantry, per month in lieu of that she is now receiving. and pay her a pension at the rate of $40 per month in lieu of tha.t The name of Mary A. Zimmerman. widow of William H. Zimmer­ she Is now receiving. man, late of Company C, One hundred and twenty-eighth Regiment The name of Carrie S. Baxter, widow of George R. Baxter, late of Ohio Volunteer Infantry, and pay her a pension at the rate of S30 per Company F, Fifth Regiment, and Company C, One hundred and forty­ month. sixth Regiment, New York Volunteer Infantry, and One hundred and 1925 CONGRESS! ON A'L RECORD-HOUSE i54S tenth Company, Second Battalion Veteran Reserve Corps, and pay her pay her a pension at the rate of $50 per month in lieu of that she is a pension at the Tate Qf $50 per month in lieu of that she is nQw re­ now receiving. ceiving. The name of Ellen E. Webb, former widow of George H. Webb, late The name of Sarah F. Spencer, widow of Loren ·A. Speneer, late of of Company I, Thirty-first Regiment Iowa Volunteer Infantry, and Company C, Eighth Regiment Vermont Volunteer Infantry, and pay her pay her a . pension at the rate of ·$50 per month in lieu of that she is a pension at the rate of $50 per month in lieu {)f that she is now now receiving. receiving. The name of Laura C. York, widow of General Z. York, late or The name of Mary E. McJunkins, widow of Abijah McJunkins, late Company H, Thirteenth Regiment Kentucky 'Volunteer Cavalry, and of Company F, Eighth Regiment Illinois Volunteer lnfiDltry, ·and pay pay her a pension at the rate of $50 per month in lieu -of that she is her a pension at the rate of 50 per month in lieu of that she is now now receiving. receiving. The name of Nancy Lankford, widow of Robert Lankford, late or The name of S. Celestin Hunt, widow of Heman Hunt, late of Com­ Company F, Forty-seventh Regiment Kentucky Infantry Volunteers, pany I, Second Regiment Pennsylvania Volunteer Cavalry, and Com­ and pay her a pension at· the rate of $50 per month in lieu of that pany C, Seventh •Regiment United States Veteran Volunteer Infantry, she is now receiving. and pay her a pension .at the rate of $40 per month in lieu of that she The name of Jennie C. Gorton, widow of Robut B. Gorton, late or is now receiving. Company C, Twenty-sixth Regiment Connecticut Volunteer Infantry, The name of Sarah B. Davenport, widow of Shaderlck G. Davenport, and pay her a pension at the rate of $30 per month. late of Coll).pany G, Eleventh Regiment Kentucky Volunteer Infantry, The name of Franc Murray, widow of Samuel Murray, late of Com­ and pay her a pension at the rate of 50 per month in lieu of that-she pany A, One hundred and twenty~ighth Regiment Ohio Volunteer In­ is now receiving. fantry, and pay her a pension at the rate of $30 per month. The name of Maude E. Riggs, widow of Joseph Riggs, late of Com­ The name of Mary El. Nutting, widow of Daniel W. Nutting, late or pany E, Twenty-fifth Regiment Illinois Volunteer Infantry, and .J)ay Company I, Sixth Regiment Wisconsin Volunteer· Infantry, and pay her her a pension at the rate of 30 per month. a pension at the rate of $50 per month in lieu of that she is now The name of Elizabeth Shaver, widow of David E. Sh.aver, late of receiving. Company K, Two hundred and second Regiment Pennsylvania Volunteer The name of Elizabeth L. Lloyd, widow of William E. Lloyd, late of Infantry, and pay her a pension at the rate of $30 per month. Company D, Fourth Regiment Pennsylvania Reserve Volunteer In­ The name of Marion Lee, wid{)W of David C. Lee, late artificer, B fantry, and pay her a pension at the rate of $30 per month through a Battalion, United States Engineers, and pay her a pension at the rate legally appointed guardian. of $30 per month. The name of Mary J. Harris, widow of Moses Harris, late of Com­ 'l'he name of Anna F. Quinn, former widow of David P. Quinn, late pany H, Twelfth Regiment United States Volunteer Infantry ~ and pay ·of Company A, Twenty-fifth Regiment Iowa Yolunteer Infantry, and her a pension at the rate of $30 per month. pay her a pension at the rate of $4.0 per month in lieu of that she is The name of Thomas Sims, late of Kennamer's company, Alabama now receiving. Scouts and Guides, and pay him a pension at the rate of $50 per The name of Isabell A. Hulit, widow of William A. Hulit, late of month in lieu of that be is now receiving. Company A, Sixty-fourth Regiment Ohio Volunteer Infantry, and pay The name of Nellie R. Brackett, widow of Andrew Brackett, late of her a pension at the rate of $30 per I!lQnth. Company K, Twelfth Regiment New Hampshire Volunteer Infantry, The name of Emily C. Minturn, widow of Daniel F. Mintm'n, late of and pay her a pension at the rate of $30 per month. Company D, Second Regiment Nebraska Volunteet· Cavalry, and pay her The name of Minervie Thralls, widow of Joseph Thralls, late of a pension at the rate of $50 per month in lieu of that she is now re· Company A, Sixth Regiment Indiana Volunteer Cavalry, and pay her ceiving. a pension at the rate of $50 per month in lieu of that she is now The name of Minerva R. Connelly, widow of Russell Connelly, late receiving. Qf Company H, Ninety-nfth Regiment Ohio Volunteer Infantry, and pay her a pension at the rate of $50 per month in lieu of that she is The name of Catharine Bupp, widow of John P. Bupp, late ot Company K, One hundred and thirtieth Regiment Pennsylvania Volun­ now receiving. The name of Loda Shuler, widow of Andrew J. Shuler, late of Com­ teer Infantry, and pay her a pension at the rate of $50 per month in pany I, Ninth Regiment New Jersey Volunteer Infantry, and pay her lieu of that she is now receiving. a pension at the rate of $50 per month in lieu of that she is now re­ The name of Louisa Stough, widow of Adam F. Stough, late of Company H, Two hundredth Regiment Pennsylvania Volunteer In­ ceiving. The name of Mal'tba E. Whiting, widow of James Whiting, late of fantry, and pay her a pension at the rate of $50 per month in lieu Company F, Fifth Regiment United States Colored Volunteer Infantry, of that she is now receiving. and pay her a pension at the rate of $40 per month in lieu {)f that she The name of William J. Finley, late of Captain Luten's Company B, is now receiving. · First Regiment, Third Battalion Kentucky Capital Guards, and pay The name of Ellen M. Brown, widow of Egbert D. Br{)wn, late of him a pension at the rate of $50 per month. Company A, One hundred and eighty-ninth Regiment Ohio Volunteer The name of William W. Shock, late militaey telegrapher, Civil War, Infantry, and pay her a pension at the rate of 50 per month in lieu and pay him a pension -at the rate of .$50 per month. of that she is now receiving. The name of Mary L. Kinsey, widow of Benjamin L. Kinsey, late The name of Elizabeth A. Russell, widow of Charles L. Russell, late of Company H, Seventh Regiment Iowa Volunteer Infantry, and pay of Company I, One hundred and fourteenth Regiment Ohio Volunteer her a pension at the rate of $50 per month in lieu of that she is now Infantry, and pay her a pension at the rate of $50 per month in lieu receiving.

The name of Mary N. Moody, widow of Jasper Moody, late of Com­ The name of Nellie Chalmers, former widow of William Chalmers, pany C, Seventh Regiment Provisional Enrolled Missouri Militia, and late seaman, United States Navy, Civil War, and pay her a pension at pay her a pension at the rate of $50 J?er month in lieu of that she is the rate of $50 per month in lieu of that she is now receiving. now recei>ing. The name of Lydia A. Fowler, widow of Rollin D. Fowler, late of The name of l\Iariam Breeze, widow of Thomas Breeze, late of Company A, Seventy-third Regiment Indiana Volunteer Infantry, and Company B, Twelfth Regiment Kansas Volunteer Infantry, and pay pay her a pension at the rate of $50 per month in lieu of that she is her a pension at the rate of $50 per month in lieu of that she is now now receiving. receiving. The name of Christina Maxworthy, widow of John Maxworthy, late The name of Helen M. Farley, widow of Andrew G. Farley, late of of Unassigned Twelfth Regiment Illinois Volunteer Cavalry, and pay Company K, Nineteenth Regiment Iowa Volunteer Infantry, and pay her a pension at the rate of $30 per month. her a pension at the rate of $50 per month in lieu of that she is now The name of Cora Ford, widow of Joseph Ford late of Company G receiving. Third Regiment Potomac Home Brigade, Maryland Volunteer Infantry: The name of Inez L. Hoxsie, helpless and dependent daughter of and pay her a pension at the rate of $30 per month. Christopher J. Hoxsie, late of Company A, First Regiment Wisconsin The name of Louisa M. Johnson, widow of Edwin F. Johnson, late Volunteer Cavalry, and pay her a pension at the rate of $20 per of Company B, Twenty-second Regiment Illinois Volunteer Infantry, month through a legally appointed guardian. and pay her a pension at the rate of $50 per month in lieu of that The name of Harriet G. Albro, widow of George F. Albro, late she is now receiving. paymaster's steward, United States Navy, Civil War, and pay her a The name of Harriet A. Craig, widow of Amos Craig, late of Com­ pension at the rate of $30 per month. pany C, Thirty-eighth Regiment Indiana Volunteer Infantry, and pay The name of Mary A. Crane, widow of John A. Crane, late of her a pension at the rate of $50 per month in lieu of that she is no\V Company A, Eighty-fourth Regiment Illinois Volunteer Infantry, and receiving. pay her a pension at the rate of $40 per month in lieu of that she The name of Angeline Hollowell, widow of Andrew J. Hollowell, late is now receiving. of Company A, Forty-ninth Regiment Indiana Volunteer Infantry, and The name of Mary Hague, widow of .Joseph Hague, late of Com­ pay her a pension at the rate of $50 per month in lieu of that she is pany F, Forty-seventh Regiment Iowa Volunteer Infantry, and pay now receiving. her a pensi~n at the rate of $30 per month. The name of James R. Maston, helpless and dependent son of James The name of Eliza Seaman, widow of Wallace Seaman, late of 1\Iaston, late of Company C, Thirty-eighth Regiment Indiana Volunteer Companies B and C, Thirty-fourth Regiment Iowa Volunteer Infantry, Infantry, and pay him a pension at the rate of $20 per month, through and pay her a pension at the rate of $50 per month in lieu of that a legally appointed guardian. she is now receiving. · The name of William Reynolds, helpless and dependent son of Elias The name of Julia A. Woodard, widow of Joseph J. Woodard, late Reynolds, late of Company F, Sixty-sixth Regiment Indiana Volunteer of Eighteenth Battery Indiana Volunteer Light Artillery, and pay Infantry, and pay him a pension at the rate of $20 per month, through her a pension at the rate of $30 per month. a legally appointed guardian. The name of Sarah J. West, widow of Edwin R. West, late of The name of Emma L. Knapp, widow of Preston S. Knapp, late of Company E, Fourth Regiment Iowa Volunteer Infantry, and pay her Company F, Seventeenth Regiment Vermont Volunteer Infantry, and a pension at the rate of $30 per month. pay her a pension at the rate of $50 ~r month in lieu of that she ls The name of Rose Moten, widow of Samuel Moten, late of Com­ now receiring. pany C, One hundred and sixteenth Regiment "Gnited States Colored The name of Josephine H. Green, widow of Everett Green, late of \olunteer Infantry, and pay her a pension at the rate of $50 per Thirtieth Unattached Company, Massachusetts Volunteer Heavy Ar­ month in lieu of that she is now receiving. tillery, and pay her a pension at the rate of $50 per month in lieu of The name of Julia Moomaw, widow of Benjamin F. Moomaw, late that she is now receiving. of Company A, Twenty-third Regiment Ohio Volunteer Infantry, and The name of Azzaline M. Bogle, widow of Edward W. Bogle, late of pay her a pension at the rate of $50 per month in lieu of that she Company F, Sixteenth Regiment Vermont Volunteer Infantry, and pay is now receiving. her a pen ion at the rate of $40 per month in lieu of that she is now The name of Clara A. Loomis, widow of Orville A. Loomis, late receiring. of Company K, Fourteenth Regiment llnited States Colored Troops, The name of Emily H. Barden, widow of Herbert Barden late of and pay her a pension at the rate of $50 per month in lieu of that Company B, Ninth Regiment Vermont Volunteer Infantry, and' pay her she is now receiving. a pension at the rate of $50 per month in lieu of that she is now The name of Ellen Carr, widow of Thomas Carr, late musician, receiving. band Sixtieth Regiment New York Volunteer Infantry, and pay her The name of Abbie J. Pierson, widow of George Pierson, alias George a pension at the rate of $50 per month in 1ieu of that she is now Stanhew, late of Compan~es C and A (Battalion), Ninth Regiment Ver­ receiving. mont Volunteer Infantry, and pay her a pension at the rate of $50 per The name of Martha M. Lane, widow of James A. Lane, late of month in lieu of that she is now receiving. Company A, Forty-third Regiment Missouri Yolunteer Infantry, and The name of Anna Harden, widow of Abraham Harden, late of Com­ pay her a pension at the rate of $30 per month. pany I, Forty-sixth Regiment Iowa Volunteer Infantry, and pay her a The name of Elizabeth Pugh, \vidow of George Pugh, late of Com­ pension at the rate of $50 per month in lieu of that she is now pany D, Eighth Regiment United States Veteran Volunteer Infantry, receiving, 'Sod pay her. a pension at the rate of $30 per month. The name of Harriet N. Jones, widow of Jacob Jones, late of Com­ The name of Phebe Goldsberry, widow of John V. Goldsberry, late pany D, Thirty-fifth Regiment Wi consin Volunteer Infantry, and pay <>f Company B, One hundred and sixteenth ll£ogimeot Ohio Volunteer her a pension at the rate of 50 per month in lieu of that she is now 1nfantry, and pay her a pension at the rate of $50 per month in receiving: Provided, That in the event of the death of Cynthia A. lieu of that she is now receiving. Jones, helpless and dependent daughter of said Harriet N. and Jacob The name of Lydia L. Willcox, widow of Cyrenius A. Willcox, Jones, the additional pension herein granted .shall cease and deter­ late of Company B, Ninety-first Regiment Ohio Volunteer Infantry, mine: And prodded further, That in the event of the death of Harriet 'Sod pay her a pension at the rate of $50 per month in lieu of that N. Jones, the name of said Cynthia A. Jones shall be placed on the she is now receiving. pension roll, subject to the provisions and limitations of the pension The name of Nancy 0. Vale, widow of James B. C. Vale, late of laws, at the rate of $20 per month from and after the date of death .Company D, Fourth Regiment West Virginia Volunteer Infantry, of said Harriet N. Jones . and Company ll, Second Regiment West Virginia Veteran Volunteer The name of 1\Ialinda J. 1\liller, widow of Michael Miller, late of Infantry, and pay her a pension at the rate of $50 per month in lieu Company D, Fortieth Regiment Iowa Volunteer Infantry, and pay her <>f that she is now receiving. a pen ion at the rate of $30 per month. The name of Elizabeth J. Hibler, widow of Louis P. Hibler, late of 'l'he name of Elizabeth Russell, widow of Daniel Ru sell, late of Company K, Sixty-third Regiment Missouri Enrolled Militia, and pay Second Independent Battery Massachusetts Volunteer Light Artillery, her a pension at the rate of $30 per month. and pay her a pen ion at the rate of $30 per month. The name of Ellen B. Thomas, widow of Dexter S. Thomas, late of The name of Lena Thackeray, widow of James Thackeray, late of Company B, Fifteenth Regiment Illinois Volunteer Infantry, and pay Fifth Unattached Company Massachusetts l\lilitia Infantry, and pay her a pension at the rat~ of $50 per month in lieu of that she is now her a pension at the rate of $30 per month. receiving. The name of llarriet Beisel, former widow of Joseph Hoyman, late The name of Lucelia 1\I. Strunk, widow of Peter W. Strunk, late of of unas igned and Company A, Second Veteran Battalion Potomac Company F, One hundred and forty-second Regiment Illinois Volunteer Home Brigade, Maryland Volunteer Infantry, and pay her a pen ion Infantry, and pay her a pension at the rate of $GO per month in lieu at the rate of $30 per month. <>f that she is now receiving. The name of Virginia A. Harris, widow of John II. Harris, late of The name of Mildred Renwick, widow of John R. Renwick, late of Company B, Eighty-eighth Regiment Pennsylvania Volunteer Infantry, Company G, Ninth Regiment Illinois Volunteer Cavalry, and pay her a and pay her a pen ion at the rate of $30 pet· month. pension at the rate of $40 per month in lieu of that she is now The name of Eliza J. Weimer, widow of Samuel Weimer, late of receiving. Company G, Fifty-first Regiment Ohio Volunteer Infantry, and pay her 1925 CONGRESSION ATI RECORD-HOUSE 1545 a pension at the rate of $50 per month in lieu of that she is now The name of Harry·E. Galusha, helplee.s and dependent son <>f Geo1•ge retciving: Prot:id.ed, That ln the event of the death of Lulu A. Wei­ Galus-ha, late of Company G, Twentieth Regiment Michigan Volunteer mel·, helpless- and dependent daughter of said Eliza J. and Samuel Infantry, and pay him a pension at the rate of $20 per month through Weimer, the additional pension herein granted sl:t:rll cease and deter­ a legally appointed guardill.n. mine : And pro1-'idea further, That in the event of the death of Eliza J. The name of Virginia S. Lewi&·, widcrw of John D. Lewis, late of Weimer, the name of'said Lulu A. Weimer shall be placed on the pen­ Company M; Fifteenth Regiment Pennsylvania Volunteer Cavalry, anc1 sion roll, subject to the provisions and limitations of the pension laws, pay her a pension at the rate of $50 pel' month in lieu of that she at tlre rate of $20 per month from and after the date of death of said is now recetving. Eliza J. Weimer. The name of Mary Jane BateS', former- wld6w of Sidney 1\I. Bates,' The name of Euphemia Brady, widow of Joseph H. Brady, alias late of Company F, Seventh Regiment Miclll;an Volunteer Infantry, Joseph H. Liggins, late of Company I, Fifth Regiment Indiana Volun­ and pay her a pension at the rate of $30 per month. teer Cavalry, and pay her a pension at the rate of $50 per month in The name of Emily F. Du Bois, widow of Daniel Du Bois, late of lieu of that she is now receiving. Company L, Second Regiment Missouri Volunteet• Cavalry, and · pay The name of Dorothy Bacon, widow of Abel Bacon, late of Company her a pension at the rate of $50 per month in lieu of that she is ' F, Hatche's Battalion ·Minnesota Volunteer Cavalry, and pay... her a now receiving. pension at the rate of $50 per month in lieu of that she is now The name of Emma J. Whipple, widow of Roman L. Whlpplf>, late receiving. of Company K, First Regiment Michigan Volunteer Heavy Artillery; The name of Nellie Troost, widow of Edward Troost, late landsman, and pay her a pension at the rate of ~30 per month. United States Na-cy, Civil War, and pay her a pension at the rate of The name of Mary J. Fisher, widow of William F. Fi b-er, late of $1)Q pel' month tn lieu of that she is now receiving. Company M, Thirteenth Regiment Illinois Volunteer Cavalry, and pay The name of Florence S. L'Hommedieu, widow of Stephen S. L'H(}):n .. her a pension at the rate of $30 per month. me-dieu, late major, Eighty-third Regiment Ohio Volunteer Infantry, The name of Clara Nichols, helpless and de})('n:dent daughter of John and pay her a pension at the rate of $50 per month in lien of that: sh.e Nichols, late of Company A, Sixty-fifth Regiment Indiana Yolunteer is now receiving. Infantry, and pay her a pension at the rate of $20 per month. 'rhe name of Daniel Ransdale, late of Capt. Henry N. Cook's The na'm'e of Mary N. IIoagland, wHlow of Akxander IIoaglancl, Boone County Company, Mi souri Volunteer 1-filiWt, and pay him a late of Company F, Forty-sixth Regiment Indiana Volunteer Infantry, pension at the rate of $50 per month. and pay her- a pension at the rate of $50 per month in lieu of that The name of Deborah A. Baker, widow of John Baker, late of Com­ she is now receiving. pany K, First 'Regijnent Missouri Volunteer Light Artillery, and pay The name of Eliza J. Chenoweth, former widow of David R. Rinehart, her a pension at the rate of $50 per month in lieu of that she is now late of Company I, One hundred and thirty-fifth Regiment Indiana receiving. Volunteer Infantry, and pay her a pension at the rate of $50 per The name of Susan B. Allen, widow of Edward N. Allen, late of month in lieu of that she is now rfeceiving. Company I, Fifth Regiment, and Company G, Seventh Regiment, New The· name of Nancy Jakes, widow- of Nelson M. Jakes, late o! Jersey Volunteer Infantry, and pay her a pension at the rate of 50 Company D, Tenth Regiment Indiana Volunteer Infantry, and pay her per .month in lieu of that she is now receiving. a pension at the rate of $50 per month in lieu of that she is now 'l'he name of Annie Ireland, widow of Thomas G. Ireland, late of receiving. Company D, First Regiment New Jersey Volunteer Cavalr~~. and pay The name of Maria Kienle, widow of Ludwig Kienle, late of Company' her a pension at the rate of $5.0 per month in lieu of that she is now C. Ninetieth Regiment New York Volunte~ Infantry, and pay her re~eiving. a pension at the rate of $50 per month in lieu of that she is now The name of Sarah :m. Patterson, widow of William Patterson, late receiving. of Company C, First Regiment New· Jerst>y Volunteer Cavalry, and pay The name of Amanda :m. Koons, helpless and dependent daughter her a pension at the rate of $50 per month in lieu of that she is now of Samuel Koons, late of Company F, One hundred and seventy-Mghth receiving. Re~ment Pennsylvania Drafted Militia, and pay her· a pNision at The name of Margaret C. Todd, widoW' of Benjamin H. Todd, late the rate of $20 per month. of Company C, Ninth Regiment New Jersey Volunteer Infantry, and The name of Martha Wilcox, widow of Julius D. Wilcox, late of pay her a pen&ion at the rate of $50 per· month in lieu· of that she is Company A, Sixty-seventh lleglment Ohio Volunteer Infantry, and now receiving. • pay her a pension at the rate of $50 per- month in lieu of that she is The name ot Susanna D. Tyler, widow of Thomas Tyler, late of now receiving. Compan~ G, Third Regiment New Jersey Volunteer Cavalry, and pay The name of Sus-an K. Stork, widow of George N. Stork, late of her a pension at the rate of $50 per month . in lieu of that she is ·now Company K, Forty-ninth Regiment Wisconsin Volunteer Infantry, and receiV"lng. pay her a pens1on at the rate of $40 per- month in lieu of that she The name of Sarah H. Luffbnrry, widow of James L. Luffbarry~ late ls now receiving. of Company A, Ninety-first Regiment Pennsylvania Volunteer Infantry; The name of Jessie E. Diggery, helpless and dependent daughter of and pay her a pension at the rate of $50 per month in lieu of that John Diggery, late of· Company A, Secoud Regiment New York Volun­ abe is now receiving. teer Heavy Artillery, and pay her a pension· at the rate of $20 per Tile name of Mary F. ShellenbeTger, widow of Filbert Shellenberger, month. late of Company K, Tenth Regiment New Jersey Volunteer Infantry, The name of Sarah E. Keefer, widow of James A. Keefer, late of and pay her a pens1on at the rate of $50 pel' month in lieu of that Company B, Thirty-fourth Regiment Pennsylvania Volunteer Infantry~ she is now receiving. and pay her a pension at the rate of $30 per m'ontb. ' 'l'he name of Clementine Williams, widow of William H. Williams, The name of Alphiald E. Park, widow of Sidney W. Park, late of late of Company H, Thirteenth Regiment Kentucky Volunteer Cavalry, Company G, Seventh Regilnent Minnesota Volunteer Infantry, and pay and pay her a pe.nsion at the rate of $50 per month in lieu of that &he her a pension at the rate of $30 per month. is now receiving. The name of Cora Hubbard, helpl(>SS and dependent daughter of The name of Ellen Jane Putraw, widow of Joseph Putraw, late of A.dam Hubbard, 1a_te of Contpany B, Sixteenth Regiment Indiana. Company C, Sixteenth Regiment New York Volunteer Infantry, and Volunteer Infantry, and pay her a pension at the rate of $20 per pay her a pension at the rate of $50 per month in lieu of that she is month, through a legally appointed guardian, in lieu of that she is now now receiving. receiving. The name of Permelia I. Winters, widow of William J. Winters, The name of Mary E. Croshier, widow of Isaac A. Croshier, late­ late of Company A, Fifty-ninth Regiment Indiana Volunteer Infantry, of Company B, One hundred and fiftieth Regim!mt New York Volunteer and pay her a pension· at the rate of $50 per month in lieu of that Infantry, and pay her a pension at the rate of S50 per month in lieu she is now receiving. of that she is now receiving. The name of Sadie A. Nolf, widow of David H. Nolf, late of Com­ The name of Emma L. Je ser, former widow of John J. Davy, late pany C, Seventy-eighth Regiment Pennsylvania Volunteer Infantry, and of Company A, Second Regiment New York Volunteer Cavalry, and_ pay her a pen ion at the rate of $50 per month in lien of that she is pay her a pension at the rate of $50 per month. in lieu of that she is now receiving. now recei>ing. The name of Mary E. Walp, widow of Nathan Walp, late of Company The name of Augusta Mattlmore, helpless and dependent daughter D, Ninth Regiment Pennsylvania Volunteer Cavah-y, and pay her a of Barney B. Mattimore, late of Company I, Sixth Regiment Vermont pension at the rate of 30 per month. Volunteer Infantry, and pay her a pension at the rate of $20 per The name of Mary E. Buckmu.ster, widow of James Buckma&1:er, late month. of Company M, Seventh Regiment Missouri Volunte-er Cavalry, and The name of Martha J. Lawyer, widow of Benjamin F. LawyCl:, late pay her a pen~io-n at the rate of $50 per month in lieu of that she of Company C, One hundred and seventeenth Regiment Indiana Volun­ is now receiving. teer Infantry, and pay her a pension at the rate of $30 per month. The name of Sarah .\. :\foss, \vidow of James W. Moss, late of Com­ The name of .Anna J. Manuel, widow of Charles .Ianuel, late of Com­ pany A, Forty-thinl RegimPnt lndir..na Volunteer Infantry, and pay p:tny E, Eightieth Regiment Ohio Yolunteer Infantry, and p11y her a her a pension at the rate of $30 p~r month. pension at the rate of $30 per month. il546 CONGRESS! ON AL RECORD-HOUSE JANUARY 9

The name of Harriet D. Waterson, widow of James A. Waterson, late The name of Sarah Maria McGill, widow of James A. McGill, late of Company C, One hundred and fifty-second Regiment Indiana Volun­ of Company H, Twenty-fifth Regiment, and Company I, One hundred teE'r Infantry, and pay her a pension at the rate of $30 per month. and thirty-sixth Regiment, Indiana Volunteer Infantry, and pay her a The name of Margaret E. Wil on, widow of Jacob E. Wilson, late of pension at the rate of $50 per month in lieu of that she is now re­ Company E, Third Regiment, and Company M, Sixth Regiment, Missouri ceiving. State Militia Cavalry, and pay her a pension at the rate of $50 per 'l'he name of Charlotte Bredenkamp, widow of Henry Bredenkamp, month in lieu of that she is now receiving. late of First Battery Indiana Volunteer Light Artillery, and pay her The name of Anna l\1. George, widow of William F. George, late of a pension at the rate of $50 per month in lieu of that she is now Company K, Third Regiment Pennsylvania Yolunteer Heavy Artillery, receiving, and pay hE'r a pension at the rate of $50 per month in lieu of that she The name of Amanda R. Frank, widow of Morris T. Frank, late of is now receiving. Twenty-fifth Battery Indiana Volunteer Light Art1llery, and pay her '.rhe name of Harriet M. Iloover, widow of. Levi G. Hoover, late of a pension at the rate of $50 per month in lieu of that she is now Company E, One hundred and fourth Regiment Pennsylvania Volunt~r receiving. Infantry, and pay her a pension at the rate of $~0 per month in hen The name of Sarah C. Webb, widow of Wilson S. Webb, alias of that she is now receiving. William Stoddard, late of Company C, Sixth Regiment New Hampshire The name uf Elizabeth May, widow of John May, late of Company A, Volunteer Infantry, and pay her a pension at the rate of $50 per One hundred and twenty-sixth RE.'giment Ohio Volunteer Infantry, and month in lieu of that she is now receiving. pay hE>r a pension at the rate of $50 per month in lieu of that she is The name of Nancy E. Hammon, widow of Martin L. Hammon, now receiving. late of Company B, One hundred and tenth Regiment Pennsylvania The name of Mary D. Wirebaugb, helpless and dependent daughter Volunteer Infantry, and pay her a pension at the rate of $50 per of William P. Wirebaugh, late of Company A, One hundred and forty­ month in lieu of that she is now receiving. third Regiment Ohio Volunteer Infantry, and pay her a pension at the The name of Mary A. Scobey, widow of John S. Sc(}bey, late lieu­ rate of $20 per month. tenant colonel Sixty-eighth Regiment Indiana Volunteer Infantry, 'rhe name of Elizabeth Olmstead, widow of Barnwell Olmstead, late and pay her a pension at the rate of $50 per month in lieu of that she of Companies E and F, Sixth Regiment Indiana Volunteer Cavalry, and is now receiving. pny her a pension at the rate of $30 per month. The name of Anna C. Tonnemacher, widow of Henry B. Tonne­ The name of Ellen Stewart, widow of James II. Stewart, late of macher, late of Company D, Fiftieth Regiment Ohio Volunteer Infantry, Company F, Eleventh Regiment Ohio Volunteer Ca>alry, and pay her a and pay her a pension at the rate of $30 per month. pension at the rate of $50 per month in lieu of that she is now The name of ~Iary E. Scudder, widow of Elias Scudder, late of receiving. Company D, Xinety-third Regiment Indiana \olunteer Infantry, and 1'hc name of Ada M. Buffington, widow of Benjamin R. Buffington, pay her a pension at the rate of $40 per month in lieu of that she is late of Company K, Fifteenth Regiment, and Company , Twenty-fifth now receiving. Regiment, Ohio Volunteer Infantry, and pay her a pension at the rate The name of :\Iattie HE>pler, widow of George Hepler, late of Troop of ;:w per month. K, Third Regiment United States Volunteer Cavalry, and pay her a The name of Adaline Minsing, willow of Lewis !Hnsing, late of Com­ pension at the rate of $50 per month in lieu of that she is no_w pany C', SecCind Regiment New York Mounted Rifles, and pay her a pen­ receiYing. sion at the rate of $flO per month in lieu of that she is now receiving. The name of ~e llie J. Wyrick, widow of IIenry H. Wyrick, late of The name of l\fary M. Town, widow of Benjamin F. Town, late of Company E, One hundredth Regiment Indiana Volunteer Infantry, and Company I, One hundred and thirtieth Regiment New York Volunteer pay her a pen ·ion at the rate of ;:;o per month in lieu of that she is Infantry, and pay her a pension at the rate of $30 per month. now receiving. The name of Zora Alderman, known as Zora Ilag~erty, former widow The name of Frances ll. Armstrong, widow of Franklin Armstrong, of Timothy llaggerty, late of Company G, Seventy-sirth Regiment New late of Company D, Eleventh Regiment Connecticut Volunteer Infan· York Yolunteer Infuntry, and pay her a pension at the rate of $;:10 per try, and pay hE'r a pension at the rate of ~ 30 per month. month in lieu of that she is now receiving. The name of Melis. a Kitchen, widow of George Kitchen, late of The name of Elizahcth W. Smith, widow of Benjamin F. Smith, 1ate Company E, First Regiment Maine Volunteer Cavalry, and pay her a of Company M, Second Regiment United States Vo.iuntee.r Cavalr·l·, and pen ion at the rate of $30 per month. pay her a pension at the rate of $50 per month in lieu of that she is The name of Mary E. Cummins, former widow of Jonathan B. now receiving. Saunder , late of Cogswell's Battery Illinois Volunteer Light Artillery, •.rhc name of Hannah Marble, formE.'r widow of James Boyd, late of and par her a pen ion at the rate of $50 per month in lieu of that she unnd, ~ineteenth Regiment nited States Volunteer Infantry, and pay is now recei>ing. her a p:'nsion at the rate of $:JO per month in lieu of that she is now Tl1e name of Priscilla De Witt, widow of James P. De Witt, late of receidng. Second Battery Iowa Volunteer Light Artillery, and pay her a pension 'fhe name of 1\Inrgaret C. '\'i'ile, widow of John J. Wile, late of Com­ at the rate of $:50 per month in lieu of that she is now receiving. pany I, Fifth Regiment Pennsylvania \olunteer Heavy ArtillE>ry, and The name of ~ ·ancy J. Ross, widow of James W. Ross, late of Com­ pay her a pension at the rate of $40 per month in lieu of that she is pany K, Forty-sixth Regiment Indiana. \olunteer Infantry, and pay her now receiYing. a pension at the rate of $50 per month in lieu of that she is now The name of Tina C. Baker, widow of John II. Baker, late of Com­ receiving. pany G, One hundred and eighteenth Regiment Illinois Volunteer Infan­ The name of l\Iary Emily Stansberry, widow of Allen W. Stansberry, try, and pay her a pension at the rate of $30 per month. late of Company H, '.rhird llegiment Iowa Yolunteer Cavalry, and pay The name of Sarah Hughes, widow of William llughes, late seaman, her a pension at the rate of $50 per month in lieu of that she is now United States Navy, Civil War, and pay her a pension at the rate of receiving. $:JO per month in lieu of that she is now receiving. The name of Sophia. Fahr, widow of George Fahr, late of Company The name of Sarah J. Gray, widow of Orrin Gray, late of Company B, Thit·ty-eigbth Regiment Indiana -Volunteer Infantry, and pay her A, Sixteenth Regiment Wisconsin Volunteer Infantry, and Company K, a pension at the rate of $30 per month in lieu of that sbe is now First RegimE.'nt Wisconsin Volunteer Cavalry, and pay her a pension at receiring. the rate of $50 per month in lieu of that she is now receiving. The name of Emily E. Phlllips, widow of Rolf Phillips, late of Com­ The name of 1\Iary 1\L Eaton, widow of Ivers W. Eaton, late of pany A, Sixty-fifth Regiment Indiana \olunteer Infantry, and pay her Company I, Twenty-seventh Regiment Illinois Volunteer Infantry, and a pension at the rate of $50 per month in lieu of that she is now pay her a pE.'nsion at the rate of $50 per month in lieu of that she is rec('iving. now receiYing. The name of Uartb:t P. Matthews, widow of Alpha Matthews, late of The name of Sarah Fisher, widow of Elijah T. Fisher, late of Com­ Company J, Fifty-third RegimE>nt Indiana Volunteer Infantry, and pany E, Eleventh Regiment IUinois Volunteer Cavalry, and pay her a pay her a pension at the rate of $:50 per month in lieu of that she is pension at the rate of $50 per month in lieu of that she is now - now recE.'iving. receiving. The name of Nancy UlE'n, widow of William P. Ulen, late of Com­ The name of Eunice C. Dearing, widow of Jacob M. Dearing, late of pany II, Second Regiment Kentucky Volunteer Infantry, and pay her Capt. E. L. Webb's Company E, Sixty-sixth Regiment Missouri Enrolled a pension at tbe rate of GO per montb in lleu of tbat she is now Militia, and pay her a penson at the rate of $30 per month. recel\"ing. The name of William W. Alverson, late of Capt. Charles F. Mayo's The uame of Sophie Atkinson, widow ()f William F. Atkinson, late Randolph Company of the Randolph, Howard, and Chariton Volunteer of Company A, First Regiment Indiana. Volunteer Cavalry, and pay her Militia of Missouri, and pay him a pension at the rate of $50 per a pension at the rate of $30 per month. month. The name of Albert Braun, helpless and dependent son of John The name of Nancy Burton, former widow of Brice P. Colyer, late of Braun, late of First Battery Indiana Volunteer Light Artillery, and Company F, Forty-second Regiment Missouri Volunteer Infantry, and pay him a pension at the rate of $20 per month through a legally pay her a pension at the rate of $50 per month in lieu of that she is appointed guardian. now receiving. l92o CONGRESSIONAL RECORD--HOUSE

.,.., The name of Hattie A. Frazier, widow of Silas Frazier, late of Com­ The name of Laura E. Reynolds, widow of John Reynolds, late of pany B, One hundred and sixth Regiment Illinois Volunteer Infantry, Company I, Ninety-sixth Regiment Illinois Volunteer Infantry, and and pay her a pension at the rate of $50 per- month in lieu of that she pay her a pension at the rate of $50 per month in lieu of that she is is now receiving. now receiving. The name of Jane Grant, widow of Levi Grant, late of Company B, The name of Sallie Gearhart, widow of John Gearhart, late of One hundred and fifty-fourth Regiment Illinois Volunteer Infantry, anc.l Company E, One hundred and twenty-first Regiment Ohio Volunteer pay her a pension at the rate of $:>0 per month in lieu of that she is Infantry, and pay her a pension at the rate of $50 per month in now receiving. lieu of that she is now receiving. The name of Mary E. Nixon, widow of Edwin "Nixon, late quarter­ The name of Sarah V. Johnson, widow of Francis M. Johnson, late master sergeant, Forty-ninth Regiment Illinois Volunteer Infantry, and of Company B, Ninety-seventh Regiment Illinois Volunteer Infantry, pay her a pension at the rate of $50 per month in lieu of that she is and pay her a pension at the rate of $30 per month. now receiving. The name of Wealthy Young, widow of Charles E. Young, late The name of Eliza J. Taylor, widow of William F. Taylor, late ot of First Independent Battery New Hampshire Volunteer Light Artil­ Companies M and K, First Regiment Arkansas Volunteer Cavalry, and lery, and pay her a pension at the rate of $50 per month in lieu of pay her a pension at the rate of $50 per month in lieu of that she i.s that she is now receiving. - now receiving. The name of Louise C. Kimberly, widow of Robert L. Kimberly, The name of Risby J. McLaughlin, widow of William D. McLaughlin, late colonel One hundred and ninety-first Regiment Ohio Volunteer late of Company B, Thirty-third Regiment Wisconsin Volunteer In­ Infantry, and pay her a pension at the rate of $50 per month in fantry, and pay her a pension at the rate of $50 per month in lieu of lieu of that she Is now receiving. that she is now receiving. The name of Lovisa Buckley, widow of Philo Buckley, late of Com• The name of Mary lllliza Brewster, widow of Silas Brewster, late of pany A, One hundred and forty-third Regiment New York Volunteer Company G, Twenty-sixth Regiment United States Colored Volunteer Infantry, and pay her a pension at the rate of $50 per month in Infantry, and pay her a pension at the rate of $50 per month in lieu lieu of that she is now receiving. of tilat she is now receiving. The name of Laura C. Crawford, widow of Samuel R. Crawford, The name of Emma L. Jimmerson, widow of Charles H. Jimmerson, late of Company C, Ringgold's Battalion, and Company D, Twenty· 1 late of Company A, Twenty-eighth Regiment Connecticut Volunteer second Regiment, Pennsylvania Volunteer Cavalry, and pay her a Infantry, and pay her a pension at the rate of $50 per month in lieu pension at the rate of $30 . per month. of that she is now receiving. The name of William H. Petitt, late of Company E, Eighty-sixth The name of Sophia J. Bartram, widow of George C. Bartram, late Regiment Illinois Infantry Volunteers, and pay him a pension at of Company K, Twenty-third Regiment Connecticut Volunteer Infan­ the rate of $50 per month. try, and Company I, First Regiment Connecticut Volunteer Heavy The name of Mary Gorman, widow of William Gorman, late of .Artillery, and pay her a pension at the rate of $50 per month in lieu Company F, Second Regiment Connecticut 'Volunteer Heavy Artillery, of that she is now receiving. and pay her a pension at the rate of $1:i0 per month in lieu of that The name of Margaret H. Diehl, widow of Jacob Diehl, late of Com­ she is now receiving. pany C, One hunderd and sixteenth Regiment Ohio Volunteer Infantry, The name of Rose A. Ferguson, widow of Thomas Ferguson, late and pay her a pension at the rate of $30 per month. a first-class fireman, United States Navy, Civil War, and pay her a The name of Ann Eliza Pike, widow of John B. Pike, late of Com­ pension at the rate of $50 per month in lieu of that she is now pany K, First Regiment Mississippi Marine Brigade Volunteer Infan­ receiving. try, and pay her a pension at the rate of $50 per month in lieu of The name of Hittle Davis, widow of Henry H. Davis, late of Com­ that she is now receiving. pany B, Forty-ninth Regiment Massachusetts Volunteer Infantry, ancl The name of Luttia Neff, widow of Reuben H. Neff, late of Com­ pay her a pension at the rate of $50 per month in lieu of that she pany F, Third Regiment Iowa Volunteer Cavalry, and pay her a pen­ is now receiving. sion at the rate of $50 per month in lieu of that she is now receiving. The name of Anna Crosby, widow of Harry Crosby, late of Com­ The name of Addie Davis, widow of Edward Davis, late of Com­ pany K, Seventeenth Regiment Maine Volunteer Infantry, and pay pany I, Eighty-fourth Regiment Illjnois Volunteer Infantry, and pay her a pension at the rate of *50 per month in lieu of that she is her a pension at the rate of *40 per month in lieu of that she is now receiving. now receiving. The name of Eliza M. Vail, widow of John Vail, late of Company The name of Nancy J. Martin, widow of Theodore F. Martin, late A, Twenty-first Regiment Ohio \olunteer Infantry, and pay her a of Compa:ny B, Forty-ninth Regiment Missouri Volunteer Infantry, pension at the rate of $50 per month in lieu of that she is now and pay her a pension at the rate of $50 per month in lieu of that receiving. she is now receiving. The name of Mary Janes, widow of Thomas Janes, late of Com­ 'rhe name of Nancy C. Patrick, widow of Calvin Patrick, late of pany I, Sixty-eighth Regiment Illinois \olunteer Infantry, and pay Company E, Thirty-second Regiment Kentucky Volunteer Infantry, her a pension at the rate of $50 per month in lieu of that she is now and pay her a pension at the rate of $30 per month. receiving. The name of Arophine C. Knox, widow of John R. Knox, late of 'l'he name of Mary Brooker, widow of Ambrose Brooker, late of Company ·A, Eighth Regiment New Hampshire Volunteer Infantry, Company C, One hundred and fortieth Regiment Ohio Volunteer In­ and pay her a pension at the rate of $50 per month through a legally fantry, and pay her a pension at the rate of $50 per month in lieu appointed guardian in lieu of that she is now receiving, of that she is now receiving. The name of Esther Huntress, widow of Wilbur H. Huntress, late The name of Livonia Rodgers, widow of Nelson P. Rodgers, late of of Company A, Third Regiment Kew Hampshire Volunteer Infantry, Company K, One hundred and fifty-fifth Regiment Ohio Volunteer and pay her a pension at the rate of $50 per month in lieu of that Infantry, and pay her a pension at the rate of $50 per month in she is now receiving. lieu of that she is now receiving. The name of Helena Dearborn, widow of George H. Dearbo1~n, late The name of Hester C. -True, widow of John A. True, late of Com­ of Company A, Fifty-sixth Regiment Pennsylvania Militia Infantry, pany G, Thirty-sixth Regiment Ohio Volunteer Infantry, and pay her and pay her a pension at the rate of $30 per month. a pension at the rate of $'<10 per month in lieu of that she is now The name of Mary E. Gray, widow of David C. Gray, late of Com­ receiving. panies El and A, Eighty-third Regiment Pennsylvania Volunteer Infan­ The name of Julia A. Wagner, widow of Levi Wagner, late of try. and pay her a pension at the rate of $30 per month. Company F, Seventeenth Regiment Ohio Volunteer Infantry, and pay The name of Aroline H. Ahvood, widow of Moses F. Atwood, late of her a pension at the rate of $50 per month in lieu of that she is Company D, Thirty-third Regiment Iowa Volunteer Infantry, and pay now receiving. her a pension at the rate ·of $50 per month in lieu of that she is now The name of Jennie Dorman, widow of John E. Dorman, late of receh·ing. Company B, One hundred and ninety-first Regiment Ohio Volunteer The name of Martha J. Keeler, widow of Orlando D. Keeler, late Infantry, and pay her a pension at the rate of ~50 per month in lieu of Company G, Eighty-second Regiment Ohio Volunteer Infantry, and of that she is now receiving. pay her a pension at the rate of $50 per month in lieu of that she The name of 1\Ia.ry C. Simmons, widow of Miles Simmons, late of is now receiving. Company H, Tenth Regiment Michigan Volunteer Infantry, and pay, The name of Jennie Pratt, widow of Ira E. Pratt, late of Sixteenth her a pension at the rate of $30 per month. Battery New York Volunteer Light Artillery, and pay her a pension The name of Harriet Vosburg, former widow of Silas W. Stoddard, at the rate of $50 per month in lieu of that she is now receiving, late of Company F, Fifth Regiment Michigan Volunteer Infantry, and The name of Amelia Viets, widow of Seba Viets, late of Company pay her a pension at the rate of $50 per month in lieu of that she is C, Fifth Regiment Missouri State Militia Cavalry, and Company E, now receiving. Thirteenth Regiment Missouri Volunteer Cavalry, and pay her a pen­ The name of Elizabeth -Stedman, widow of Julius C. Stedman, late sion at the rate of $50 per month in lieu of that she is now receiving, of Company G, Eighteenth Regiment Ohio Volunteer Infantry, and The name of Lucy R. Robertson, widow of William Robertson, late Company B, One hundred and forty-first Regiment Ohio National Guard of Company L, Second Regiment Pennsylmnia Volunteer Heavy Artil­ Volunteer Infantry, and pay her a pension at the rate of $50 per month lery, and pay her a pension at the rate of $30 per month. in lieu of that she is now receiving. .~40 JANUARY u -1:0 CONGRESSIONAL RECORD-·HOUSE 9

T ·e name of Lorinda R. Cooper, witlow of James L. Cooper, late of pension at the rate of $50 per month in lien o.f that she is now Comp ~ y G, Twenty-eighth Regiment Michigan Volunteer Infantry, receiving. and pay her a pension at the rate of $50 per month in Ueu of that The name of Mary A. Pemberton, widow of Stephen C. Pemberton, she is now receiving. late of Company B,· Eighty-eighth Regiment Ohio Volunteer Infantry, ' The name of Amanda Jane Chesnutt, widow of Samuel Chesnutt, and pay her a pension at the rate of $50 per month in lieu of that she I late of Company C, Seventy-eighth Regiment Pennsylvania Volunteer 1s now receiving: Provided, That in the event o.f the death of Bertha.. 1 Infantry, and pay her a pension at the rate of $50 per month in lieu L. Pemberton, helpless and {}ependent daughter of said Mary A. and of that she is now receiving. Stephen C. Pembertpn, the additional pension herein gran ted shall I The name of Jennie ~filler, widow of Orson A. Miller, late of Com­ cease and determine: Ant! provided further, That in the event of the pany E, One hundred and fifty-ninth Regiment New York Volunteer death of Mary A.. Pemberton the name of said Bertha L. Pemberton Infantry, and pay her a. pension at the rate of $50 per month in lien shall be placed on the pens1on roll, subject to the provisions and limi· tations of the pension laws, at the rate of $20 per month from and ot that she 1s now receiving. after the date of death of said Mary A. Pemberton. Th~ name ol Hortense F. Thayer, widow of Samuel E. Thayer, late The name of ,Fannie Nier, widow of John Nier, late o! Company li, of Company K, Forty-second Regiment Massachusetts Volunteer In- 1 One hundred and forty-ninth Regiment Ohio Volunteer Infantry, and fan try, and pay her a pension at the rate of $50 per month in Ueu pay her a pension at the rate of $30 per month. 1 of that she iB now receiving. The name of Jane A.. Shelton, widow of William T. Shelton, late of The name of Erwin C. Rose, helpless and dependent son of Thomas Company F, One hundred and sixty-eighth Regiment Ohio Volunteer S. Rose, late of Company F, Nineteenth Regiment Maine Volunteer Infantry, and pay her a pension at the rate of $50 per month in lieu Inlantt'y, and pay him a pension at the rate of $20 pm- month through of that she is now receiving. a legally appointed guardian. The name of Melvina D. Story, widow of Orrin Story, late of Com­ The name of Zilpha J. Rowe, helpless and dependent daughter of pany E, One hundred and twenty-fourth Regiment Ohio Volunteer David Rowe, late of Company E, Ninth Regiment Maine Volunteer Infantry, and pay her a penslon at the rate o!. $50 per month in lieu 1 Infantry, and pay her a. pension at the rate of $20 per month. of that she is now receiving. The name of Anna Ill. Brewster, widow of Elias Brewster, late ol The name or Lucinda M. Irish, widow of Calvin A.. Irish, late of Company K, First Regiment Maine Volunteer Ileavy Artillery, and Company L, First Regiment Vermont Volunteer Cavalry, and pay her pay her a pension at the rate of $50 per month in lieu of that she a pension at the rate of $50 per month in lieu of that she is now is now receiving. ' receiving. The name of Julia B. Jones, widow of William D. Jones, late of The name of Louisa Eiselle, widow of Frederick IDiselle, late of Company C, Third Regiment New York Volunteer Light .Artillery, and Company E, One hundred and thirteenth and One hundred and twen· pay her a pension at the rate Qf $50 per month in lieu of that she is tleth Regiments Illinois Volunteer Infanh-y, and pay her a pension now receiving. at the rate of $50 per month in lieu of that she is now receiving. The name of Lucinda Beck, widow of Henry Beck, late of Company The name o! Adaline Ill. Robbins, widow of Jacob B. Robbins, late G, Fifty-eighth Regiment Indiana Volunteer Infantry, and pay her a. of Company K, Seventy-eighth Regiment Illinois Volunteer Infantry, pension at the rate or $5G per month in lieu of that she is now and pay her a pension at the rate of $50 per month in lieu of that receiving. she is now receiving. The name of PoUy A. King, widow of Mathias P. King, late of The name of Elizabeth R. Noll, widow of Moses F. Noll, late of Company B, Twenty-eighth Regiment Pennsylvania Volunteer Infantry, Company G, One hundred and thirty-third Regiment Pennsyl'\"anla and pay her a pension at the rate of $50 per month in lieu of that Volunteer Infantry, and pay her a pension at the rate of $50 per she is now receiving. month in Ueu of that she is now receiving. The name of Susan F. Rutherford, widow of George W. Rutherford, The name of Mary J. Clark, widow of Francis Clark, late of Bat­ late of Company D, One hundred and forty-third Regiment Illinois tery M, Second Regiment United States Volunteer Artillery, and pay Volunteer Infantry, and pay her a pension at the rate of $30 per her a pension at the rate of $50 per month in lieu of that she is month through a legally appointed guardian. ., now receiving. The name of Dicie C• .Alexander, helpless and dependent daughter The name of Margaret E. Haviland, widow of Edgar P. Haviland, of Franklin Alexander, late of Company F, Seventieth Regiment In­ late of Company F, Second Regiment United States Volunteer Cavalry, diana Volunteer Infantry, and pay her a pension at the rate of $20 and pay her a pension at the rate of $50 per month in lieu of that per month in lien of that she is now receiving. she is now receiving. The name of Eliza C. Clark, widow of John W. Clark, late of The name of Edwina B. Kemp, widow of Thomas E. Kemp, late Company D, Eightieth Regiment Indiana Volunteer Infantry, and pay adjutant, Fourth Regiment Maryland Volunteer Infantry, and pay her n. pension nt the rate of $50 per month in lieu of that she is now her a pension at the rate of $50 per month in lieu of that she is receiving. now receiving. The name of Effie Overton, helpless and dependent daughter of The name of Belle Mitrun, widow of Josiah C. ~nmtn, late of Com­ Wllliam Overton, late of Company I, Fourth Regiment Provisional pany A, One hundred and thirty-sixth Regiment Illinois Voluntee1· In­ Mis ouri EJnrolled Militia, and pay her a pension at the rate at $20 fantry, and pay her a pension at the rate of $50 per month in lieu of per month. that she is now receiving. The name of Virginia Griffith, widow of Charles W. Griffith, late of The name of Kate E. Bowers, widow of John F. Bowers, late of Company B, One hundred and eighty-ninth Regiment New York Volun­ Company H, Thirteenth Regiment Maryland Volunteer Infantry, and teer Infantry, and pay her a pension at the rate of $50 per month in pay her a pension at the rate of $50 per month in lieu of that she lieu of that she is now receiving. is now receiving. The name of Mary L. Minesinger, widow o.f David N. Mineslnger, The name of Mary L. Reither, widow of John T. Reither, late of late of Company H, One hundred and fortieth Regiment Pennsylvania Company A, One hundredth Regiment Ohio Volunteer Infantry, ·and Volunteer Infantry, and Battery C, First Regiment Pennsylvania pay her a pension at the rate of $50 per month in lieu of that she Volunteer Light Artillery, and pay her a. pension at the rate of $5() is now receiving. per month in lieu of that she is now receiving. The name of Annie M. Heckaman, helpless and dependent daughter The name of Mary M. Oney, widow of Bedford Oney, late of Com­ of Henry Heckaman, late ol Company C, One hundred and forty­ panies G and K, Seventh Regiment Missouri State Militia Cavalry, and ninth Regiment Pennsylvania Volunteer Infantry, and pay her a Company H, Ninth Regiment United States Veteran Infantry, and pension at the rate of $20 per month. pay her a pension at the rate of $50 per month in lieu of that she is The name of Christina Mtlller, widow of John Miiller, late of Com­ now receiving. panies G and C, Sixty-seventh Regiment Ohio Volunteer Infantry, and The nanie of Lohl L. Andrews, widow of Henry D. Andrews, late of pay her a pension at the rate of $50 per month in lieu of that she is Company F, Thirty-first Regiment Ohio Volunteer Infantry, and pay now receiving. her a pension at the rate of $50. per month in lieu of that she is no.w The name of Mary J. Smith, widow of John Smith, late of Com- receiving. panies I and B, Seventy-seventh Regiment United States Colored The name of Emily J. McGee, widow of Thomas McGee, late of Infantry, and Company D, Tenth Regiment United States Colored Company D, One hundred and sixty-eighth Regiment Ohio Volunteer Heavy Artillery, and pay her a pension at the rate of $50 per month Infanrty, and pay her a pension at the rate of $50 per month in lieu in lieu of that she is now receivi.ng. of that she is now receiving. The name of Martha A.. Howe, widow of Wa1tstill V. Howe, late The name of Elizabeth T. Douglass, widow of William Douglass, of Company G, Eleventh Regiment Vermont Volunteer Infantry, and late of Company D, One hundred and eightieth Regiment Ohio Volun­ pay her a pension at the rate of $40 per month in lieu of that she teer Infantry, and pay her a pension at the rate of $30 per month. is now receiving. The name of Martha. Joslin, widow of William Joslin, late of Com­ The name of Elmina H. Sh·eeter, widow of Lorenzo Streeter, late pany C, One hundred and twenty-first Regiment Ohio Volunteer Infan­ of Company H, Thirty-seventh Regiment Massachusetts Volunteel' try, and pay her a pension at the rate o.f $30 per month. Inlantry, and pay her a pension at the rate of $50 per month in lieu The name of Anna M. Lohnes. widow of John P. Lohnes, late of Company D, Third Regiment Ohio Volunteer Infantry, and pay her a of that she 1s now receiving.

- 1925 CONGRESSIONAL RECORD-HOUSE 1549

The name of J-ohn E. Markley, late of Company E, Sixty-eighth The name of Elizabeth M. Miller, widow of Franklin Miller, late of Regiment, and Company K, One hundred and seventy-eighth Regiment Company A, Tenth Regiment Kansas Volunteer Infantry, and pay her a Pennsylvania Yolunteer Infantry, and pay him a pension at the rat@ pension at the rate of $50 per month in lieu of that she is now ot $50 per month in lieu of that he is now receiving. receiving. The name of Margaret Y. Teters, widow of Wilbert B. Teters, late The name of Amelia Miller, widow of Emanuel Miller, late of Com­ of Company I, Twenty-fifth Regiment, Company H, and lieutenant pany K, One hundred and first Regiment Ohio Volunteer Infantry, and colonel, One hundred and sixteenth Regiment Ohio Volunteer Infan­ pay her a pension at the rate of $50 per month in lieu of that she is try, and pay her a pension at the rate of 50 per month in lieu of that now receiving. she is now receiving. The name of Susan 0. Adams, widow of Solomon H. Adams, late of The name of Mary J. Hodgkins, widow of Samuel F. Hodgkins, late Company A, Seventh Regiment Connecticut Volunteer Infantry and of Company G, Second Regiment United States Sharp Shooters, and V&Y her a pension at the rate of $50 per month in lieu of that ~he is Company H, Twelfth Regiment Veteran Reserve Corps, and pay her now reeceiving. a pension at the rate of $30 per month. The name of Lydia F. Barkley, widow of Robert Barkley, late of The name of Lucinda E. Spillman, widow of Thomas J. Spillman, band, Firs~ Regiment Connecticut Volunteer Heavy Artillery, and pay late of Company D, Sixth Regiment Missouri Volunteer Cavalry, and her a pensiOn at the rate of $50 per month in lieu of that she is now pay her a pension at the rate of $50 per month in lieu of that she receiving. is now receiving. Th~ name of Kate Payler, widow of George Payler, late of Company The name of Sallie A. Palmore, widow of Frederick W. Palmore, ~· Eighth Reglme1;1t Wisconsin Volunteer Infantry, and pay her a pen­ late of Company H, Tenth Regiment Tennessee Volunteer Infantry, Sion at the rate of $50 per month in lieu of that she is now receiving. and pay her a pension at the rate of $50 per month in lieu of that The name of Mary E. Muzzy, widow of Harrison C. Muzzy, late of she is now receiving. · Company H, One hundred and forty-first Regiment Illinois Volunteer The name of Elizabeth Oswald, widow of Charles Oswald, late of Infantry, and pay her a pen~ion at the rate of $30 per month. Company H, Sixteenth Regiment IllinoiS Volunteer Cavalry, and pay The name of Evaleen M. Davidson, widow of Harvey Davidson late her a pension at the rate of $:50 per month in lieu of that she is now of C?mpany B, First Regiment Michigan Sharpshoote;-s, and pay her a receiving. pen~I~n at the rate of $40 per month in lieu ofl that she is now receiVIng. The name of Ellen M. Brown, wtdow of Uriah P. Brown, late of Company K, Forty-sixth Regiment Massachusetts Militia Infantry, and The name of Mary Smith, widow of Michael Smith, late of Com­ pay her a pension at the rate of $50 per month in lieu of that she pany K, Twenty-eighth Regiment United States Colored Volunteer is now receiving. Infantry, and pay her a l)('nsion at the rate of $40 per month in lieu of that she is now receiving. The name of Mary E. Clark, widow of Leonard Clark, late of Company II, First Regiment Michigan Volunteer Infantry, and pay The name of Amanda Tyner, widow. of John T. Tyner, late of Com­ pany D, One hundred and thirty-ninth Regiment Indiana Volunteer b.er a pension at the r·ate of $50 per month in lieu of that she is Infantry, and pay her a pension at the rate of $50 per month in lieu of now receiving. that she is now receiving. · The name of Phebe A. Rice, widow of William Rice, late of Company M, Fit·st Regiment New York Veteran Volunteer Cavalry, and pay her The name of Mary Ann Bain, widow of James Bain late of Com­ pany B;' Thirtieth Regiment New York Volunteer and pay her a pension at the rate of $GO per month in lieu of that she is now Infantr~, a p~n~10n at the rate of $50 per month in lieu of that she is now receiving. re~n~ • The name of Eliza Bannister, widow of Martin W. Bannister, late . The name of Elizabeth J. Waddell, widow of Robert R. Waddell, late of Company B, One hundred and forty- Henth Regiment Illinois of Company A •. Second. Battalion Ohio National Guru·d Cavalry, and Volunteer Infantry, and pay her a pension at the rate of $50 per Com~any H, First Regiment Ohio Yolunteer Cavalry, and pay her a month in lieu of that she is now receiving. penSion at the rate of $30 per month. The name of Maria Sylvester, widow of William M. Sylvester, late The name of Priscf!Ia Allison, widow of Frank 1\I. Allison, late of of Company D, Forty-second Regiment Wisconsin Volunteer Infantry, Company B, One hunared and eleventh Regiment Pennsylvania Volun­ and pay her a pension at the rate of 50 per month, through a. legally teer Infantry, and Compa~y D, Eighteenth Regiment Veteran Reserve appointed gua1·dian, in lieu of that she is now receiving. Corps, and pay her a pension at the rate of $30 per month. The name of Helen Underwood, widow of Lloyd Underwood, late of Company C, Thirty-third Regiment Wisconsin Volunteer Infantry, Th~s bill is ~ substitute for the following House bills referred and pay her a pension at the rate of $50 per month in lieu of that to sa1d comnnttee : she is now receiving. H. R. 1006. Emil.Y J. Hormel. H. R. 6596. Emma T. Ball. The name of Eva Briggs, helpless and dependent daughter of John H. R. 1048· Carne A. Ctmningham. H. R. 6630. Sarah J Wickham 1 49 F. B1·iggs, late of Company K, Eighth Regiment Michigan Yolunteer H. R. ! · Mary E. Lo":e. H. R. 6691. Martha ·L. Jackson' H. R. 1::>01. Mary M. Alhson. H. R. 6773. Luella Sutton • Cavalry, and pay her a pension at the rate of 20 per month in lieu H. R. 1502. Margaret A. Taylor. H. R. 6803. Ruth B. Ada~son. of that she is now receiving. H. R. 1701. Priscilla Chandler. H. R. 6808. Ida McAllister. I H R 1799 Ellen E. Bechtel. H U 6811 A The name of Evelina C. Gross, widow of George 1\I. Gross, late of H: 1967.' Caroline w. H"rsh- · · · lma C. Hill. r nf u: ~ II. R. 6846. Louisa C. Coleman. Company B, Eleventh Regiment P ennsylvania 'oluntee1· I antry, and berger. H. n. 6 47. Frederick Kidwiler pay he1· a pension at the rate of $50 per month in lieu of that she is H. R. 1969. Charles S. Francis. H. R. 6927. Margaret A. Parlui. now receiving: Provided, That in the event of the death of Irvin P. ~: ~: ~~~~: }~g rar~~~~ers. ~· ~· ~9 I1 . SCavannah Huffmire. 0 7 1 Gro s, helpless and dependent son of aid Evelina C. and George 1\I. H . R . "''2 o.- n...unaA" L . M c c ornack • H.· R.· ~10::>4. - · Lodaraemia R. SpeelmanStutsman. Gl'Ol' . the additional pension herein granted hall cea e and determine: H. R. 2592. Madora A. Lander. H. R. 7163. Mary J. Fi bel. · And provided further, That in the eYent of the death of Evelina C. H. R. 2644· William R. Plessner. H. R. 1197. Mary A. Good. 'd I · P G h 11 b I ed th · H. R. '33 49· Sarah E. Miller. H. R. 7257. Anna K. Warren. G ro , the name o f sru r·vrn . ross s a e p ac on e penswn H. R. v64.2 l\Iary Sutton. H. R. 7326. Lillian B Ramsdell roll, subject to the provisions and limitations of the pension laws, H. R. 3£~ . Mary r C?burn. H. R. 7438. Mary 1\I. 'oody • at the rate of $20 per month from and after the date of death of said H. R. 3l96. Cordelia Kite. . H. R. 7440. Kate H. Garvi~ Evelina C. Gross. H. R. 4023. Art~u~ S. Belcher, ahas H. R. 7 410. Mary 1\Ial'ker. · Wilham Prescott. H . R. 7746. Mary D Walls The name of Clara Harlan, former widow of John Wilkinson, late II. R. 4S60. Ma!garet F. Brunner. H. R. 1!47. :llary Aim Rogers. of Company A, Second Regiment Illinois Volunteer Light Artillery, H. R. 4?0~. Sella. 0 born. H. R. 1179. Elizabeth J. White. and pay her a pension at the rate of $40 per month in lieu of that H. R. 4- 60· Shendan McDaniel. H. R. 1906. Harriet A. Holmes H. R. 4~89. Cora E. Farrar. H. R. 7989. Dessie l\1. Johnson.' she is now receiving. H. R. 4oD4. Nancy M. Burroughs. H. R. 8029. Sophia Hoffman. The name of Nancy A. Stewart, widow of Thomas Stewart, late of H. R. 4 ~84 . Mary A. Hatton. H. R. 8064. Lydia A. Lawrence. H. R. 4t16. Lor~ M. Brewer. H. R. 8095. Iagdalena King. Company B, Fir. t Regiment Arkansas Volunteer Cavalry, and pay he1· H. R. 4746. Addie Gratton. H. R. 8154. Olive A. B. McLaugh· a pension at the rate of $50 per month in lieu of that she is now H. R. 5022. John E. T. Ward. lin . . receiving. II. R. 50~4. Sarah C. Hughes. H. R. 8171. Margaret J. Relyea H. R. 50o2. Isabel Shurr. H. R. 8217. Laura Nonemaker • The name of Elizabeth S. Jones, widow of Harrison Jones, late of H. R. 5134. Charles E. Campbell, H. R. 8218. Emma E. Blake. · Company F, Eighth Regiment Kansas Volunteer Infantry, and pay her aJii!S Ebii~ Campbell. H. R. 8221. Ellen Lessing. a. pension at the rate of $30 per month. H. R. 5!44. Ca.ll~e .M . .Ifdwa.rds. H. R. 8243. Christofa Preston. H~ R. 5243. Eumce ElliS. H. R. 8320. Annie E Ii'ryer The name of Harriet C. Bristol, former widow of James F. Woodruff, H. R. 5364. Emily Brune. H. R. 8321. Anne Jones. • late of Company K, Nineteenth Regiment Massachusetts Volunteer In- H. R. 5366. Minnie Daw. on. H. R. 8340. Jane Hart. fan try, and pay her a pension at the rate of $50 per month in lieu of H. R. 5412. Harriet Kingsbury. H. R. 8357. Sallie Radford. H. R. 5600. Arena Smith. H. R. 8375. Caroline McGough. that she is now receiving. H. R. 5826. Mary E. Archer. H. R. 8417. Anna F. Gourlay. The name of Christena E. Waitman, widow of Francis M. Waitman, H. R. 5916. Nancy Morgan. H. R. 8442. Helen F. Miller. late of Company B, Twenty-fifth Regiment Iowa Volunteer Infantry, H. R. 6097. Isabell Congo. H. R. 8443. Laura I. Washburn. 6406 8453 and pay her a pension at the rate of $JO per month in lieu of that she H. R. 6455.· ElizaHorace J. Sage.Blouse. H. R.R. 8454.· JohnMary V.Allen. Evans. is now. receiving. II. R. 6456. John B. Blouse. H. R. 8456. Martha E. Henderson• I

1550 CONGR·ESSION A.L RECORD-HOUSE

H. R. 8475. Lizzie E. Streeter. H. R. 9356. Mary Bershig. H. R. 9708. John A . Swarts. H. R. 10046. Cora Hubbard. H. R. 8509. Lida M. Osborn. H. R. 9358. Adah I. Tomlinson. H. R. 9709. Frederick Robb. H. R.10047. Mary E. Croshler. H. R. 8512. Mary Longto. H. B. 9360. Mary Collins. H. R. 9713. Mary E. Kirk. H. R . .t0049. Emma L. Jesser. H. R. 8530. Catharine Snyder. H. R. 9367. Alice M. Walrath. H. R. 9117. Nancy E. Heller. H. R. 10050. Augusta Mattlmore. H. R. 8531. Mary A. Snyder. H. R. 9369. Wllllam F. Murray. H. R. 9720. Maria Forstmeyer. H. R. 10051. Martha J. Lawyer. H. R. 8352. Elizabeth Strayer. H. R. 9373. Mary E. R. Simmer· H. R. 9735. Elizabeth J. Barton. H. R.10056. Anna J. Manuel. H. R. 8536. Mar~ret Palmer. maker. H. R. 9738. Ann E. Spencer. H. R. 10057. Ha!'Tlet D. Waterson. H. R. 8576. Philippine Hatzler. H. R. 9376. Hannah J. Kerr. H. R. 9741. Ellen E. Webb. H. R. 10065. Margaret E. Wilson. H. R. 8591. Nannie E. Bowman. H. R. 9379. Mary Jane Carter. H. R. 9745. Laura C. York. H. R. 10067. Anna M. George. H. R. 8593. Emma F. Derryberry. H. R. 9383. Orrel Tucker. H. R. 9747. Nancy Lankford. H. R. 10069. Harriet M. Hoover. H. R. 8605. Elizabeth Power. H. R. 9384. LouiSa W. Kohser. H. R. 9749. Jennie C. Gorton. H. R. 10078. Elizabeth May. H. R. 8609. Margaret C. Fortney. H. R. 9386. Sarah A. Nlghswander. H. R. 9750. Franc Murray. H. R. 10087. Mary D. Wirebaugh. H. R. 8640. Hattie Worman. H. R. 9388. Annie N. Fitzpatrick. H. R. 9754. Mary E. Nutting. H. R. 10092. Elizabeth Olmstead. H. R. 8644. Sallie C. Stahl. H. R. 9390. Lydia G. Read. · H. R. 9757. Elizabeth L. Lloyd. H. R. 10095. Ellen Stewart. H. R. 652. Adaline Macaw. H. R. 9391. Jessie F. Loughridge. H. R. 9758. Mary J. Harris. H. R. 10096. Ada M. Buffington. B. R. 8668. Sa rah E. Beatty. H. R. 9392. Mary C. Hale. H. R. 9760. Thomas Sims. H. R. 10104. Adaline Minslng. H.lt. 8674. Harmon Bolles, now H. R. 9393. Maria Spencer. H. R. 9777. Nellie R. Brackett. H. R. 10106. Mary M. •.rown. known as Harmon R. H. R. 9397. S. Angeline Wheeler. H. R. 9780. Minervie Thrall& H. R. 10107. Zora Alderman, known Bolles. H. R. 9404. Marla Van Orman. H. R. 9783. Catharine Bupp. as Zorn Ha"'gerty. H. R. 8678. Mary C. Dooley. H. R. 9409. Emma J. Pemble. H. R. 9784. Louisa Stough. H. R. 10109. Elizabeth W. l::!mith. H. R. 8717. Nancy W. Fuller. H. R. 9414. Mary E. Harris. H. R. 9790. William J. Finley. H. R.. 10116. Hannah Marble. H. R. 8723. Clatness V. Williams. H. R. 9416. Frances Blakeley. H. R. 9791. William W. Shock. H. R. 10118. Margaret C. Wile. H. R. 8725. Maggie Fetterman. H. R. 9420. Nettie McDowell. H. R. 9792. Mary L. Kinsey. H . R. 10120. Tina C. Baker. H. R. 8748. Margaret Barton. H. R. 9421. Frances E. Taylor. H. R. 9798. Lizzie McDaniel. H. R. 10123. Sarah Hughes. H. R. 8752. Cornelia Kennett. H. R. 9422. Rilla J. White. H. R. 9799. Rachel A. Woggerman. H. R. 10126. Sopl1ia Faltr. H. R. 8755. Mary L. Peck. H. R. 9423. Paulina Rochelle, now H. R. 9800. Susan M. Capehart. H. R. 10127. Emily E. Phillip. . H. It. 8766. Patience A. Karnes. Paulina Whitehead. H. R. 9802. Vernie P-ope. H. R. 10128. Martha P. Matthews. H. R. 8770. Harriet Donohue. . n 2 D K Flab rty H. R. 9829. Mary F. Randall. H. R. 10130. Nancy Ulen. R. 8777. Lucinda B. Burbndge. H. R. tt 4 4 • ora · e · H. H. R. 9439. Emma J. Dunn. H. R. 9831. Anna E. Crawford. H. R. 10133. Soph1e Atkinson. H. R. 8828. Mary P. Gourlay. H. R. 9445. Martha .A. Culbertson. H. R. 9833. Mary J. Redinger. II. R. 10134. Albert llraon. H. R. 8834. Florence .A. Rathbun. H. R. . Margaret E. Reisch. H. R. 9834. Mary N. Moody. H. R. 10135. Sarah Maria McGill. H. R. 8 51. Ida Wilkinson. 9447 h Il. R. 10137. Charlotte Bredenkamp. H. R. 8872. Kate .A. Fowler. H. R. 9448. Elizabeth T oman. H. R. 9835. Mariam Breeze. H. R. 9836. Helen M. Farley. H. R. 10138. Amanda R. Frank. H. R. 8875. Ma ria Crowl. H. R. 9462. 'Mary E. Marks. H. R. 10158. Sarah C. Webb. H. R. 8876. Margaret A. Robinson. H. R. 9463. Caroline Riley. H. R. 9839. Inez L. Hoxsie. H. R. 9845. Harriet G. Albro. H. R. 10161. Nancy E. Hammon. H. R. 8918. Lidda J. Clark. H. R. 9464. Hannah Spring. II. R. 10164. Mazy A. Scobey. H. R. 8919. Sarah Waldren. H. R. 9466. Mary Oaster. H. R. 9847. Mary A. Crane. H. R. 9849. Mary Hagne. H. R. 10166. Anna C. Tonnemacher. H. R. 81)22. Martha V. Smith, H. R. 9475. Christella B. Lawrence. H. R. 10167. Mary E. Scudder. H. R. 8944. Mary Cole. H. R. 9476. Mary Ryland. H. R. 9850. Elliza Seaman. H. R. 9851. Julia A. Woodard. H. R. 10172. Mattie Hepler. H. R. 8946. Ida F. Knight. H. R. 9478. Kezia Tiller. H. R. 10178. Nellie J. Wyrick. H B 8954 N Reedy H. R. 9480. Adelle Parker. H. R. 9 53. Sarah J. West. · •· · ancy · H. R. 9483. Avu. L. Stephens. H. R. 9 54. Rose Moten. H. R. 10183. Frances M. Arm- H. R. 9496. Bartholomew L. Byal. H. R. 9858. Julia Moomaw. strong. ~: ~: ~g~g: ~cluas; J'ho~t~en. H. R. 10184. Meli ' Sa Kitchen. H. R. 97 4. Sarah Mobley. H. R. 9501. EmUy Rogers. H. R. 9861. Clara A. Loomis. H. R. 9 62. Ellen C-arr. H. R. 10186. Mary E. Cummins. H. R. 89 6. Net tie Truman. H. R. 9503. Henrietta Pabst, now H. R. 10200. Pri cilia De Witt. H. R. 8991. Ada AI. Standish. Harenberg. H. R. 9863. Martha M. Lane. H. R. 9876. Elizabeth Pugh. H. R.. 10202. Nancy J. Ross. H. R. 9001. Westley J. Brasier, H. R. 9505. Martha Cox. H. R. 9878. Phebe Goldsberry. H. R. 10204. Mary Emily Stans· a I i as William J. H. R. 9509. Priscilla Redman. H. R. 9881. Lydia L. Willcox. berry. Brasier. H. R. 9511. William H. Johnston. H R 9884. Nancy 0. Vale. H. R. 10205. Sarah J. Gray. H. R. 9002. Louisa H. Rush. H. R. 9523. Adaline Norton. a: R: 9888. Elizabeth .J. Hibler. H. R. 10207. Mary M. Eaton. H. R. 9004. Lydia H. Squires. H. R. 9524. Adam L. Foley. H. R. 9889. Ellen B. Thomas. H. R. 10212. Sarah Fisher. H. R. 9024. Maggie Gar.ner. H. R. 9525. Frederick 0. Overlock. H. R. 9890. Lucelia M. Strunk. H. R. 10218. Eunice C. Dearing. H. R. 9044. llarriet E. Dennison. H. R. 9526. Jennie S. Titus. H. R. 9891. Mildred Renwick. H. R. 10222. William W. Alverson. H. R. 9047. Nancy C. Jones. H. R. 9-528. Clara E. Seaton. H. R. 9892. Nellie Chalmers. H. R. 10223. Nancy Burton. H. R. 9049. Lettie Painter. H R. 9531. Emogene Warden. H. R. 9 93. Lydia A. Fowler. II. R. 10224. Hattie A. Frazier. H. R. 9050. Emily J. Foust. a: R. 9544. Magdalena Wilber. H. R. 9894. Christina Maxworthy. H. R. 10225. Jane Grant. H. R. 9053. Anna Smith. H. R. 9545. Annie Johnson. H. R. 9895. Cora Ford. H. R. 10226. Mary ID. Nixon. H. R. 9067. Sarah E. Compton. H. R. 9546. Mary A. Shauck. H. R. 9896. Louisa M. JohD;Son. H. R. 10227. Eliza J. Taylor. H. R. 9085. Sarah J. Alderson. H. R. 9550. Mary Ann Roush. H. R. 9897. Harriet A. Craig. H. R. 10229. Risby J. McLaughlin. H. R. 90 8. Rutha M. E. Standage. H. R. 9351. Jane E. Burwell. H. R. 9808. Angeline Hollowell. H. R. 10234. Mary F.liza Brewster. H. R. 9107. Ella Wallace. H. R. 9554. Edith N. Wyatt. H. R. 9899. James R. Maston. H. R. 10235. Emma L. Jimmer ~ on. H. R. 9120. Agnes Jones. H. R. 9564. Eliza A. Ewing. H. R. 9900. William Reynolds. H. R. 10236. Sophia J. Ba1·tram. H. R. 9130. Frances Roe. H. R. 9567. Sarah J. Sherman. H R 91)03. Emma L. Knapp. H. R. 10238. Margaret H. DiehL H. R. 9148. Rnrah A. Hudson. H. R. 9568. Gesina Schell. a: R: 9904. Josephine H. Green. H. R. 10248. Ann Eliza Pike. Il. R. 9172. :Mary E. Giffin. H. R. 9569. Jane Garrett. H. R. 9905. Azzallne M. Bogle. H'. R. 10249. Luttia Neff. H . .H. 9183. Harriet E. Tally. H. R. 9570. Charles R. Gillam. H. R. 9906. Emily H. ~arden. H. R. 10250. Addie Davis. H. R. 9184. 'Mary A. Patton. H. R. 9584. Matilda J. Adams. H. R. 990 . Abbie J. P1erson. H. R. 10252. Nancy J. Martin. H. H. 9186. Mary A. Taylor. H. R. 9585. Seward Garth"'aite. H. R. 9910. Anna Harden. H. R. 10255. Nancy C. Patrick. H. R. 9188. Josie Hicks. H. R. 9586. Margaret Force. H. R. 9911. Harriet N. Jo~es. H. R. 10258. Arophine C. Knox. H. H. 9200. Lillian Skidmore. H . .R. 9588. Elizabeth Lambert. H. R. 9912. Malinda J. M1ller. H. R. 10259. Esther Huntres . H. R. 9211. Julia L. Hawkins. H. R. 9596. Eleanora E. Seymour. H. R. 9913. Elizabeth Russell. H. R. 10260. Helena Dearborn. H. R. 9212. Mary J. Bunch.. 97 A J Bi h H. R. 1)215. Katherine White. H. R. 95 · nna · s op. H. R. 9017. Lena Thackeray. H. R. 10261. Mary E. Gray. H. R. 0216. Joey T. Dibble. H. R. 9598. Martha M. Russell. H. R. 9920. Harriet Beisel. . H. R. 10263. Aroline H. Atwood. H. R. 9217. Mary E. Adam. H. R. 9600. Sarah A. Nel on. H. R. 9921. Virginia A ..Harns. H. R. 10266. Martha J. Keeler. H. R. 9922. Eliza J. WelDler. H. R. 10281. J ennie Pratt. H. R. 9219. Jamt>s o. Dunnagan, H. R. 9601. Susan A. Stout. H. R. 9923. Euphemia Brady. )i Willi p H. R. 9603. Mary M. Files. H. R.102 . 6. Amelia Viets. a as am ar- H. R. 9605. Anna E. Wilsey. H R 9924. Dorothy Bacon. H. R. 10304. Lucy R. Robert on. ker. R H. R. 9615. Susan Hall. H. R. 0931. ~ ' ellie Troost. H. R. 10311. Laura E. Reynolds. H. R. !\220. Mary V. eed. H. R. 9617. Iary A. Zimmerman. a: R.' 9938. Florence S. L'Homme- H. R. 10312. Sallie Gearhart. II. R. 9229. Daisy A. Barnhart. H. R. 9618. Louisa Hargate. dieu. H. R. 10313. Sarah V ..Johnson. H. R. 9230. FloraS. Weeks. H. R. 10320. Wealthy Yotmg. H. R. 9231. B~rtba. Scheich. H. R. 9620. Mary C. Stewart. H. R. 9940. Daniel Ransdale. ?"3 E lli G · h H. R. 9621. Oliver H. Callam. H. R. 9960. Deborah A. Baker. H. R. 10321. Louise C. Kimberly. H. R . 9-·• . m a OE'rlsc • H. R. 9622. Jane L. McNichols. H R 9961. Susan B. Allen. H. R.10323. Lovisa Buckley. H. R. 9235. Gertrude Rank. H.' R.' 9962. Annie Ireland. H. R. 10324. Laura C. Crawford. H. R. 9237. Susan G. Caplinger. H. R. 9626. Agness N. Aldridge. H R. 9963. Sarah E. Patterson. H. R.10326. William H. Petitt. H. R. 9239. Adaline McAnaney. H. R. 9640. Frances McAnnany. rr: R. 9965. Margaret C. Todd. H. R. 10327. ::\Iary Gorman. H. R. 0240. Anna M. Smith. H. R. 9641. Nancy St anton. H. R. 9966. Susanna D. Tyler. H. R.10329. Rose A. Fergu on. H. R. 9251. Sallie Garland. H. R. 9642. Julia Miller. H. R. 9967. Sarah H. Luffbarry. H. R. 10331. Hittle Davis. H. R. 9258. Grace E. Moore. H. R. 9644. Louisa Fitzsimmons. H. R. 9968. Mary F. Shell~nberger. H. R. 10333. Anna Crosby. H. R. 9263. Uary E. Allen. H. R. 9650. Maggie L. Cray. H. R. 9979. Clementine W11liams. H. R. 10335. Eliza ~f. Vail. H. R. 9279. Francis C. Evans. H. R. 9653. Julia Ann Carver. H. R. 9985. Ellen Jane Putraw. H. R. 10337. Mary Janes. H. R. 9281. Julia A. McCabe. H. R . 9654. Amanda Toot. H. R. 9987. Permella I. Winters. H. R. 1033 . .Mary Brooker. H. R. 92 3. Rridget Mathews. H. R. 9655. Cora E. Shomo. H. R. 9991. Sadie A. N olf. H. R. 10339. Livonia Ro;!'ers. H. R. 9284. Delia A. Castle. H. R. 9656. Melvina A. Horner. II. R. 9993. Mary E. Walp. H. R. 10340. He ter C. True. H. R. 9285. Ellen W. Gregory. H. R. 9657. Margaret J. Johnson. H. R. 9994. Mary E. Buckmaster. H. R. 10341. hlia A. Wagner. H. R. 9288. Roena J. Vance. H. R. 9658. Editha F. Berry. H R 9995. Sarah A. Moss. H. R. 10342. Jennie Dorman. H. R. 0290. Allee Fern. H. R. 9659. Mary L. Thompson. H. R. 9997. Harry E. Galusha. H. R. 10~64. Ma ry C. Simmons. H. R. 9:!91. Emily Rav. H. R. 9660. Carrie S. Baxter. rr: R: 10003. Virginia S. LewiB. H. R. 10366. Harriet Vosburg. H. R. 9300. 1\Iary A. Winsor. H. R. 9661. Sarah F. Spt>ncer. H. R.10008. Mary Jane Bates. H. R. 10369. Elizabeth Stedman. H. R. 9:!02. Emma F. Niles. H. R. 9663. Mary E. McJunkins. H R 10009. Emily F. Du Bois. H. R. 10380. Lorinda R. Coopn H. R. 9304. Mary A. Scbroede:r. H. R. 9664. s. Celestin Hunt. H: &: 10010. Emma J. Whipple. H. R. 10391. Amanda Jane Ches- H. R. 9313. Martha El. Moore. H. R. 9667. Sarah B. Davenport H. R. 10011. Mary J. Fisher. nu tt. H. R. 9320. Diana M. Oakley. H. R. 9675. Maude E. Riggs. H R 10012. Clal'a Nichol . H. n. 10392. Jennie Miller. H. R. 9321. Prl cilia Boyer. H. R. 9676. Elizabeth Shaver. H: R: 10013. Mary N. Hougland. H. R. 1039:3. HortenRe F. Th a ~·er. H. R. 9324. Jennie Allen. H. R. 9677. Madon Lee. H. R. 10014. Eliza J. Chenoweth. H. R. 10397. Edwin C. Rose. IT. R. 9:~ 2 fi . .Julin A. Cameron. H. R. 9679. Anna F. Quinn. H R 10015. Nancy Jakes. H. R. 10418. Zilpba J . nowe. H. R. !<327. ~fusn~ EF Darrough. H. R. 9683. Isabell .A. Hulit. li R: 10016. Maria Kienle. H. R . 10422. Anna F.. Brewster. H. R. 9328. u art a armer. H R. 9689. Emily C. Minturn. H R 10031. .Amanda E. Koons. H. R. 10450. Julia B. Jont>s. H. R. 9335. Theodate S: Black. H. R 9690 Minerva R. Connelly a· R. 10032. Martha Wilcox. H. R. 10458. Lucinda Beck. H. R. 9H36. Marv D. Fisk. a· R. 9691. Lod Shul ' B. R. 9~37. Cynthia Smallwood. . . · a er. . H: R: 10039. Susan K. Stork. H. R. 10465. Polly A. King. H. R. 9~38. Almira FJ. Mc.Arron. H. R . 9692. Martha E. Wh1ting. H R 10040. Jessie E. D1ggery. H. R. 10476. Susan F . Rutherford. H. R. 9349. Martha L. H. ShoemakerH. R. 9694. EU c> n M. Brown. a: R: lOOH. Sarah E. Keefer. H. R. 1047 . Dicie C. Alcxancler . H. R. 9351. Adeline Ringelstein. H. R. 9695. Elizabeth A. Russell. H. R. 10045. Alpbiald E. Park. H. R. 10496. Eliza C. Clark• 1925 CONGRESS! ON AL RECORD-HOUSE 155I

H. R. 10503. mtll.e Overton. H. R. 10632. Mary J. Hodgkins. The bill was ordered to be engrossed and read a third time, H. R. 10509. Virginia Griffith. H. R. 10637. Lucinda E. Spillman. was read the third time, and passed. H. R. 10511. Mary L. Mtnesinger. H. R. 10653. Sallie A. Palmore. H. R. 10512. Mary M. Oney. H. R. 10654. Elizabeth Oswald. On motion of Mr. FULLER, a motion to reconsider the vote by H. R. 10541. Lois L. Andrews. H. R. 10665. IDllen M. Brown. which the bill was passed was laid on the table. H. R.10542. Emily J. McGee. H. R.10667. Mary EJ. Clark. H. R. 10543. Elizabeth T. Douglass. H. R. 10677. Phebe A. R~ce. INTERIOR DEPARTMENT APPROPRIATION BILL H. R. 10544. Martha .Joslin. H. R.10699. Eliza BJ\nmster. H. R. 10545. Anna M. Lohnes. H. R. 10719. Maria Sylvester. Mr. CRAl\!TON. Mr. Speaker, I ask 11nanimous consent to H R. 10546. Mary A. Pemberton. H. R. 10758. Helen Underwood. take the Interior Department appropriation bill from the H: R.10547. Fannie Nler. H. R.10766. E'va Briggs. Speaker's table, disagree to the Senate amendments, and ask H. R. 10548. Jane A. Shelton. H. R. 10775. Evelina C. Gross. H. R. 10552. Melvina D. Story. H. R. 10819. Clara Harlan. for a conference. H. R. 10557. Lucinda M. Irish. H. R. 10866. Nancy A. Stewart. The SPEAKEJR. The gentleman from l\!icbiga.n asks unan).­ H. R. 10561. Louisa Eiselle. H. R. 10870. Elizabeth S. Jones. mous consent to take from the Speaker's table, dic;;agree to all H. R. 10563. Adaline E. Robbins. H. R.10876. Harriet C. Bristol. H. R. 10564. Elizabeth R. Noll. H. R. 10912. Christena E. Waltman. the Senate amendments, and ask for a conference on the bill H. R. 10566. Mary J. Clark. H. R. 10921. Elizabeth ~· Miller. which the Olerk will report by title. H. R. 10567. Margaret E. Havila.nd.H. R. 10922. Amelia Miller. The Clerk read as follows : H. R. 10568. Edwina B. Kemp. H. R. 10931. Susan 0. Adams. H. R. 10573. Belle Mitllin. H. R. 10932. Lydia F. Barkley. H. R. 10020, an act making appropriations for the Department of H. R. 10576. Kate E. Bowers. H. R. 10958. Kate Payler. the Interior for the fiscal year 1926, and for other purposes. H. R. 10580. Mary L. Reither. II.&. 10974. Mary El. Muzzy. B. R. 10612. Annie M. Heckaman. B. R. 10980. Evaleen M. Davidson. The SPEAKER. Is there objection? [After a pause.] The B. R. 10616. Christina Miller. H. R. 11101. Mary Smith. H. R. 10617. Mary J. Smith. H. R.11102. Amanda Tyner. Chair hears none, and appoints the following conferees: Messrs. H. R. 10622. Martha A. Howe. H. R. 11197. 11ary Ann Bain. C:&AMTON, MURPHY, and OABTER. H. R. 10028. Elmina B. Streeter. B. R. 11200. Eliz~eth J .. Waddell. H. R. 106~6. John E. Markley. H. R. 11202. Priscilla Allison. MESSAGE FROM THE SENATE H. R. 10629. Margaret Y. Teters. A message from the Senate, by Mr. Craven, one of its clerks, Mr. FULLER. ~fr. Speaker, I offer an amendment to cor­ announced that the Senate had passed without amendment rect two typographical errors in the bill bills of the following titles: The SPEAKER. The gentleman from Illinois offers an H. R. 2309. An act for the relief of Robert Laird, sr. ; and amendment, which the Clerk will report. H. R. 9076. An act to amend section 2 of the act entitled The Olerk read as follows : "An act to provide the necessary organization of the customs service for an adequate administration and enforcement of the On page 22, line 14, strike out the figures "30" and insert in tariff act -of 1922 and all other customs revenue laws," ap­ lieu thereof the figures "'' 15() " ; and on page 31, line 7, correct the proved March 4, 1923. spelling of the name "Missouri." The message also announced that the Senate had concurred The SPEAKER. The question is on agreeing to the amend­ in the following concurrent resolution: ment. House Concurrent Resolution 41 The amendment was agreed to. Resolr:ea by the HoU8e of Representatives (the Senate concurr£ng), Mr. FULLER. Mr. Speaker, I ask unanimous consent to That the President be requested to return to the House of Repre­ insert in the RECORD a brie:t statement of what the bill con­ sentatives bill (H. R. 2373) for the relief of the Standard Oil Co., at tains. Savannah, Ga., the item of appropriation being contained in the The SPEAKER. The gentleman from Illinois ask unanimous g~neral deficiency biD of April 2, 1924. consent to extend his remarks in the RECORD in the manner indicated. Is there objection? The message also announced that the Senate had insisted There was no objection. upon its amendments to the blll (H. R. 10020) making appr6pria­ '.rhe statement referred to follows: tions for the Department of the Interior for the fiscal year ending June 30, 1926, and for other purposes, disagreed to by The bill contains a total of 584 private bills, proposing to grant pen­ the House of Representatives, had ~reed to the conference sion or increase of pension, divided as follows: asked by the House on the disagreeing votes of the two Houses Civil War widows already on the pension roll at $30 a month, thereon, and had appointed Mr. SMOOT, Mr. CuRTIS, and Mr. recommended for increase of $10, $15, or $20 a month, 336. HARRIS as the conferees on the part of the Senate. Widows who married soldiers after June 27, 1905, recommended at the rate of $30, 172. W AB DEPARTMENT APPROPRIATION BILL Helpless and dependent children who can obtain relief only through Mr. ANTHONY. l\!r. Speaker, I move that the House re­ special act of Congress, 64.. sol-ve itself into the Committee of the Whole House on the Soldiers who have been denied pension through some technicality state of the Union for the further consideration of the bill or because their service was not quite 90 days, 12. (H. R. 11248) making appropriations for the military and The pensions and increases of pensions provided by the blll wonld nonmilitary activities of the War Department for the fiscal add a monthly cost to the pension roll of $13,435, and lf all of the year ending June 30, 1926, and for other purposes. propo ed beneficiaries should live one year the additional cost would The motion was agreed to. be $161,220. But in these pectal cases the death rate will be ex­ Accordingly the House resolved itself into the Committee tremely heavy, as many of the claimants are more than 80 years of of the Whole House on the state of the Union, with Mr. age and se,·eral are in their nineties. This is particularly true of LucE in the chair. the widows for whom increases have been recommended. It is no The CHAIRMAN. The House is in Committee of the Whole exaggeration to say that the evidence filed in support of these bills­ House on the state of the Union for the fmther considera­ that is, the aged widows' cases-indicates that 70 per cent are entirely tion of the bill (H. R. 11248) making appropriations for helpless and in need of constant aid and attend:urc.e, while most of the military and nonmilitary activities of the War Department the others are shown to be physically disabled. And the great ma­ for the fiscal year ending June 30, 1926, and for other pur­ jority are in destitute circumstances, in numerous cases depending poses, which the Clerk will report by title. upon public or private charity for part of their needs. The Clerk read the title of the bill. It might be proper to call attention to the considerable number of The Clerk read as follows : bill providing relief for helpless and dependent children of deceased 'VICKSBURG NATIONAL MILITARY 1\UtK soldiers. It will be noted that the omnibus biU carries 64 of these cage . Doubtless through some oversight in pension legislation, no Foi." continuing the establishment of the park ; compensation of provision has been made in existing laws to grant .relief to blind, civilian commissioners ; clerical and other services, labor, iron gun idiotic, or otherwise helpless and dependent children of soldiers, except carriages, mounting of siege guns, memorials, monuments, markers, where the soldier dies before the child attains the age of 16 years. and historical tablets giving historical facts, compiled without praise When the condition of blindness, mental incompetency, or helplessness and without censure; maps, surveys, roads, bridges, restoration of from other can es, with dependency, continues down through the years earthworks, purchase of lands, purchase and transportation of sup­ from childhood, the e helpless dependents often become public charges plies and materials ; and other neceBsary expenses, $24,000. after the death of their P.arents. Tb,eir sole hope or relief, through Mr. O'CO.NNOR of Louisiana. Mr. Chairman, I offer an the mall pension granted in such cases, $20 a month, is by special act amendment. of Congress. The OHAIRMAN. The gentleman from Louisiana offers an It is believed to be conservative to estimate a probable death rate amendment which the Clerk will report. of 15 per cent the first year, 20 per cent the second, and 25 per cent The C~rk read as follows: the third year, among the proposed beneficiaries of this blll. Amendment offered by Mr. O'CONNOR of Louisiana: After line 20, The SPEAKER. The question is on the engrossment and on page 87, insert: "For the purchase of a site on the plains of third reading of the bill. Chalmette where was fought the battle of New Orleans, on January 1552 CONGRESSIONAL RECORD-HOUSE

8, 1815, and the construction and erection thereon of a memorial Mr. A~"'THO!\TY. Mr. Chairman, I make the point of order~ i temple to be used as a. repository for the records of the soldiers who The CHAIRMAN. The point of order is sustained. participated in that engagement and as a solemn and sacred protest The Clerk read as follows: again t strife or enmity among t"he English-speaking peoples in the N~rthwestern Branch, Milwaukee,. Wis. : Current expenses, $71,000; future, $100,000, or so much thereof as may be necessary. subsistence, $300,000; household, $152,000; hospital, $289,000; trans~ Mr. ANTHONY. Mr. Chairman, I reser\e a point of order portation, $500; repairs, $52,000; farm, $15,000 ; in all, Northwe terll on the amendment. Branch, $879,500. 1\Ir. TILSON. Mr. Chairman, before the gentleman begins, Mr. SCIIAFER. Mr.- Chairman, I offer the following amend~ has not the gentleman forgotten the day-this is not the 8th ment. of January. The Clerk read as follows : Mr. O'CONNOR of Louisiana. I will say to the gentleman from Connecticut, I did not forget the day, but the Lord in Page 96, line 8, strike out the figures " $300,000 " and insert in lieu His wisdom saw fit to make Members of the House His uncon­ thereof the figures "$400,000." scious servants and they interposed themselves on yesterday l\1r. SCHAFER. Mr. Chairman, the hearings before the sub­ and, much to my chagrin and disappointment, I was unable committee will show that my amendment is a just one. I to get the opportunity to make an 8th of January speech. I re pectfully 1--efer to page 813 of the hearinO's before the sub­ do not intend, l\lr. Chairman, to deliver myself of any attempt committee. Colonel Wadsworth, president bof the Board of at an oration to-day. It is rather difficult to make a 4th of Managers, states as follows: July speech on the 5th of July, and it is still more difficult to deliver an addre s on the 9th of January that should have .At the Northwest Branch we are practically on the same basis that been delivered on the 8th of January; it is beyond the ability we expected to be this year. We are finding omselves short right of a Kentuckian, or Tennes eean, or l\lississippian, or even a now. We have availallle this year $~98,000, but we are a king for Louisianian that was born and reared on the plains of Chal­ a deficiency of $40,000. That is on account of the rather unexpected mette. But it is not a case of where are the snows and girlS increase in our tuberculosis population. That bas jumped now to of yesterday? The 8th of January will come again and I hope nearly 500 patients there. .Also these investigations and suggestions of increa ing the rations ha\e created a restlessness there that ba. , to be here. In offering the proposed amendment, I wanted to invite perhaps, caused the expenditure to run a little higher than it would the attention of the House to and fasten it on the fact that if that had not occurred. We are now asking for a deficiency of on yesterday the President of the United States, accompanied $40,000. by a number of ladies who form the Society of the Daughters On page 808 of the hearings General Wood te tified in part: of 1812, proceeded to Lafayette Square and laid a wreath at That is a question which I do not feel I could answer. With the the ba. e of the equestrian statue of Andrew Jackson ; and present trend of affairs, as exemplified by the rise in price of some that the President in a few appropriate words expre sed the of the components of the ration, and by the rise in price of all the thought that the great men of the country who have served articles of consumption throughout the country, I can not see but faithfully on battlefields and in civic places should not be for­ that there is a probability, if not almost a certainty, thtt the food gotten, and that it was well to observe memorable dates in the cost will be greater in the fi cal year 1926. history of the Nation. The 8th of January, 1815, was a great day. It is a g1·eat day in this generation. It will be On page 805 of the hearings General Wood says : a great day as long as great events in our history are rever­ I think next year we are going to have a rather serious increase enced by the American people. It'3 romance writes itself in in the ration cost. I think it is going to start this year. We ha\e new chapters annually. For several days down in New Or­ ·an advance of from 7 to 10 cents a pound in coffee, which is one of leans,· my friends, an interesting event is going on. Two the largest items of our ration. We have a.n advance of from $1.50 British warships, the Cape To.zcn and the Calcu-tta, and two to $2 per barrel in flour. Beef is a little bit off but bacon is up. American battleships, the Richnwnd and tile G-incinnati, are With such a large portion of the 1·ation as coffee being heavily in­ anchored in the Missis ippi River right opposite the plains of crea ed, it does not look good for the food supplies. I do not see Chalmette. One hundred and ten years ago the American and any relief in the coffee situation for the next year or two unless Brazil English forces were tearing each other's vitals out on that quiets down. immortal battle field. To-day the people of New Orleans are celebrating the greate t engagement of the War of 1812 by Notwithstanding this te timony the amount as provided in entertaining as guests of honor English admirals and American this bill under consideration for subsistence is only $2,000 admirals. They are the guests of the city. Every honor is more than what General 'Vood says he had available for the being shown them, and balls, receptions, and banquets are the fi cal year of 1925, and in face of the fact that he is asking order of the day. This illustrates, if it does not prove, that the for a deficiency appropriation of $40,000 for saidl year. Not­ English-speaking peoples, after all, are one people and, not­ withstanding the fact by his own statement there is an in­ withstanding what happened !n New Orleans in that memorable crease in the cost of the rations, and not taking into considera­ battle 110 years ago, the people of this country desire to be tion the fact that in all our national homes there is a steady affectionately connected with the people of Great Britain. We increase in patients, we have this insufficient amount in the are divided only as the waves. We are one as the sea. All bill. English-speaking people hope there will be no enmity or strife In January, 1924, this soldier's home expended for rations in the future, but that we shall walk arm in arm and shoulder in the tuberculosis hospital 52 cents per patient per day, and to boulder in conquests of material things and the elevation for the arne month the Unite-d States Veterans' Bureau was of the people, culturally and spiritually. [Applause.] expending 88 cents per day for rations in tuberculosis hos­ I feel that in all probability the gentleman representing the pital..-·. There has been some dissatisfaction about the na­ committee and economy will make the point of order. I hope tional home food. Many hundreds of the men who ha-re been that some day the point of order will not be made when I hospitalized at national homes have al o been ho pitalized at again propose such an amendment, for I really believe that a the Veterans' Bureau hospitals, and from the information I memorial temple should be erected to commemorate the glory have received they are practically all of the opinion that of those who fought the good fight and have since gone to the the United States Veterans' Bureau hospitals feed the patients bivouac of the dead. [Appian e.] I believe that $100,000 a great deal better than they do at the national homes. would be wisely spent in the erection of a temple that would be The CHAIRMAN. The time of the gentleman from Wis- another Battle Abbey, evidencing a reunited English-speaking consin has expired. people. Mr. SCHAFER. I a k for five minutes more. I have spoken so frequently of the Battle of New Orleans The CH...UR:\IAN. I there objection? and its history that it would be like carrying snow to Lapland Tllere was no objection. or coals to Newcastle to dilate on it to-day. And thi is the Mr. SCHAFER. The Yeterans' Bureau ho pitals feed their 9th and the ze. t of the atmosphere is temporarily gone. It men a great

Mr. O'CO~ELL of New York. Is that a true statement? deficiency ln order to provide sufficient good food, they do it Does that show in the hearings? That is a very serious and are doing it. · charge to make. Mr. SCHAFER. Does the gentleman recollect General Ur. SCHAFER. I said that I am frank to state that If Wood's testimony before the subcommittee on the last year's those reports had been presented to the House-they have appropriation bill when he stated that if the appropriations not been printed-they would contain those statements, be- were not sufficient they would not incur a deficiency? , cause I was with the committee when they made a survey Mr. ANTHONY. They do it, however; and I say further at the national home in Wisconsin. Although General Wood that there have been numerous criticisms over the country in testifies before the committee that he feeds absolutely fresh regard to the food at the soldiers' homes. That is always so eggs to the hospital patients at the national homes, 1t ls during the year of election. However, where these conditions peculiar that on the day on which the subcommittee made were investigated, as they were at the home out in my part of the survey of the national home in Wisconsin, inspecting the the country, by a committee appointed by the Grand Army of kitchen in the tuberculosis hospital, they found the cooks the Republic, representing the Civil War soldiers, and a com­ breaking eggs, that were labeled cold storage eggs, for omelets mittee appointed by the American Legion, representing tho in the morning. World War veterans-and I have read both reports--the com­ Mr. DYER. Whom does the gentleman blame for that? Is mittees reported that the men in these homes were being fed that inefficiency on the part of the management? better than were the members of these committees who inves­ Mr. SCHAFER. I would lay it to the fact that the appro­ tigated them in their own homes. It iB true there are instances priations have been insufficient. whe1·e bad lots of food get by the inspectors, but the House can Mr. DYER. If the gentleman will permit a suggestion, if rest assm·ed that of the raw material that is purchased for the he will offer an amendment to attach the soldiers' homes to subsistence of the soldiers' homes by the Government officers some responsible agency of the Government, instead of this only the be t qualities of foodstuffs are purchased. so-called volunteer management, we might get better results. Mr. SCHAFER. Will the gentleman yield? Mr. SCHAFER. I think after the survey has Leen completed Mr. ANTHONY. I will. and the report of the World War Veterans' Committee has Mr. SCHAFER. And did not the gentleman ask General been placed before Congress there will be legislation introduced Wood whether the food was of the highest quality and the with that purpose in mind, but here is the que tion now before reply was evasive and not to the point, and off on a tangent? us: General Wood admits that he had $298,000 for subsistence Mr. ANTHONY. If the gentleman will let me say right on at the National llome in Wisconsin for the fiscal year 1925, and this point on the question of eggs which has been discussed, if that with that $298,000 he had to come before Congress and he has to buy eggs for his household now and goes to a grocery ask for a deficiency of $40,000. He further admits that he is store and buys absolutely fresh eggs he has to pay 80 cents a paying more for his supplies, and on the face of it this bill dozen for them if they come fresh from the hen. If, on the provides for only $2,000 more than the $298,000. other hand, he buys for his household, as I do, storage eggs, I feel sure that this House, in its wisdom and intelligence, he pays 52 cents for them, which is the average price, and will grant sufficient appropriations to feed these men. These they are perfectly satisfactory for all ordinai'Y purposes. I disabled men who are lying in the hospitals, who have bared presume the soldiers' homes are buying storage eggs. their breasts to the enemy in time of war, these men who are Mr. SCHAFER. They do buy storage eggs. General Wood dying, many of them, as the days go by, ought to have the in his testimony stated that they fed fresh eggs to men. In best quality and variety of food and ought to have liberal testimony of the witnesses before the investigating committee appropriations granted for that purpose. They do not come be­ the patients complained bitterly about the eggs. The disabled fore this House and ask for $50,000 a year salary, as did some nurses, who are patients at the soldiers' home, who are in a one who manufactured ammunition at the time of the war position to know the quality of the eggs, said they never bad and suffered a loss. They ask only for justice. I believe with fresh eggs. · the President in a policy of economy, but there are many other Mr. ANTHONY. For the information of the House there is places where the policy of economy may be carried out to a an increase in this item of subsistence of $136,000 this year better advantage and to the better interests of the people of over the appropriation of last year. I ask for a vote. the Nation than by cutting below the bone the appropriations Mr. BROWNING. Mr. Chairman, I rise 1n support of the to provide food for disabled veterans of the Nation's wars. amendment. Gentlemen of the eommittee, I was a member I hope this amendment will pass. of the investigating committee that investigated the soldiers' Mr. ANTHONY. Mr. Chairman, I rise in opposition to the home in Milwaukee. What the gentleman from Wisconsin amendment. The appropriations for subsistence at the national has said to you about the quality of food there is largely soldiers' homes has been considerably increased this year over correct. We found sick men there being fed cold-storage eggs. what they were last year, and the:v. were largely increased last Now, I do not conceive that cold-storage eggs have any such year when the House considered the bill. When the president purpose as the gentleman from Kansas has observed. To of the board of managers was. before the committee General begin with, they do not smell right, and a well man can not Wood stated that the appropriations suggested by the Bureau eat them with any degree of satisfaction. of the Budget for the fiscal year 1926 seemed to be adequate 1\Ir. O'CON~~LL of New York. He can not eat a sick egg. for the needs of the service, provided there would be no Mr. BROWNING. No; a sick egg and a sick man make a marked advances in the price of either coal, fuel, or items of bad combination. And under specifications they were to get subsistence. I then asked General Wood the question: strictly fresh eggs and they were not getting them. Will the increase in this bill for items of subsistence tor nert year, Mr. DICKINSON of Iowa. The gentleman· boards at Con­ over the current year, enable you to provide what in your opinion is gress Hall? an adequate and proper ration for the members of the homes? Mr. BROWNING. Yes. Mr. DICKINSON of Iowa. Is not the gentleman fed cold- To this General Wood replied : storage eggs there? · We trust so, and believe it will be if there are no marked increases Mr. BROWNING. I am not sick, and I do not eat many 1n the cost of the subsistence items. eggs. Mr. SCHAFER. If the gentleman will yield, these men 1\lr. SCHAFER. :Mr. Chairman, will the gentleman yield? who are in the last stages of actual pulmonary tuberculosis Mr. ANTHONY. Yes. due to serving the Government should be fed the same class Mr. SCHAFER How can the gentleman explain General of food as well men who are walking the streets of Wash­ Wood's other statement, appearing on page 813, where for sub­ ington. sistence he had $298,000 for the fiscal year 1925, which is only Mr. "ANTHONY. If the gentleman will yield. In reference $2,000 less than the amount allowed by the Budget and pro­ to this egg question General Wood said, page 806 of the vided for by this bill for the fiscal year 1926. On top of th-at hearings: he had to ask for a deficiency of $40,000. That would show that without any increase in population and without any As far as eggs are concerned, we are getting for the hospital service increase in the cost of rations, they would have to have $338,- strictly fresh eggs. Sometimes even 1n the strictly fresh eggs we 000, without taking into consideration said increases. find the egg 1s not what it should be, and 1! we find one like that, Mr. ANTHONY. The committee provides no fixed ration for that egg is thrown out. - the soldiers' homes. They are different than in the Army, where Mr. BROWNING. I will state I had a personal experience there is a fixed price on the ration. The instructions of this at the National Home of Wisconsin in that regard. The committee to the -officers of the soldiers' homes are to use all governor testified that they were feeding strictly fresh eggs. the money that is neces ·ary to properly feed these men, and We went to the kitchen and found they were breaking eggs they assure us they are doing that. If they have to incur a fo~ breakfast the next morning. They were taking them 1554 CONGRESSIONAL RECORD-HOUSE 'J .A.NU.ARY 9- from the crate--this was on the 13th of November after the Mr. BROWNING. ..As I remember, there are 490 tubercular election-they were taking them from a crate marked storage ex-service men of the World War. I do not remember the eggs of :March before. total membership of the home. They have Civil War and .Mr. DICKINSON of Iowa. The gentleman knows what Spanish War veterans as well. But they have 490 men who happened in Wisconsin on election day. are sufficiently sick to be placed in the hospital as tuberculosis l\fr. BROWNING. I was not up there interested in that. patients. We gathered the impression from our investigations I came from down where the sun was shining. that thei'e was a restraining influence operating somewhere. Mr. STENGLE. I do not want to inject myself into this When we asked the governor of this home why he did not ask argument, but since the gentleman from Iowa has cast a for more subsistence he would not say. He admitted that he reflection upon my home in Washington I would like the was getting the best food he could for the allowance given gentleman to tell this House how be knows they use cold­ them, but he indicated later before the committee that be knew storage eggs at Congress Hall? that the food was not exactly what was called for by the l\Ir. DICKINSON of Iowa. I was asking the gentleman's specifications in some instances. opinion in that regard. 1\fr. LAGUARDIA. Mr. Chairman, will the gentleman yield? l\Ir. KINDRED. Will the gentleman yield? Mr. BROWNING. Yes. . l\lr. BROWNING. If I can get an extension of time. Jr'lr. LAGUARDIA. Did you go into the reason for keepin

' 1\Ir. SPEAKS. Colonel Wadsworth, on page 813, of the should be served. The management of the institution states hearing, says: that they expect the same conditions to prevail next year that have operated during this year and that under this careful man­ We are finding ourselves short now. We have available thls year agement-management approved by the chairman of the com­ $208,000, but we are asking for a deficiency of $40,000. mittee-they find it impossible to avoid creating a deficiency Has the per capita ration cost been reasonable? of $40,000. Now, the question is, How can we expect any re­ Mr. Al\"'THONY. There is no ration cost. sult other than the creation of another deficiency unless we 1\Ir. SPEAKS. I know; but as to the expense for subsis­ provide sufficient funds with which to carry on the work of tence, has it been reasonable? the institution. Mr. ANTHONY. It has been increased on account of the Ur. DICKil~SON of Iowa. They have had an increase in policy of the management of the home of increasing the that institution which has been unexpected and to meet that amount and variety of food. increase they will need more money. 1\Ir. SPEAKS. You recognize that there has been an in­ 1\Ir. SPEAKS. The point I am making is that because of crea ed cost in many of the component parts of the ration? this increase in the number of inmates they find a deficiency 1\Ir. ANTHONY. Yes; and in some a decrease. of $40,000 absolutely necessary. Now, they expect the same 1\Ir. SPEAKS. Do you consider the $40,000 deficiency conditions to prevail next year with respect to numbers, and justifiable? how is it possible to avoid another deficiency next year? Mr. ANTHONY. Yes. When they ask for it, it is justifiable. 1\Ir. FREAR. Will the gentleman yield? I... et me say to the gentleman that the membership at these Mr. SPEAKS. Yes. _ _,. homes is variable. I do not know the exact figure, but some­ l\1r. FREAR. I would like to ask the gentleman, in view of times-for instance, in the new tuberculosis hospitals-there the fact that $40,000 is involved here, whether it is more im­ may be a difference of 500 men in the membership between one portant to have $40,000,000 added to the rivers and harbors bill year and another, and it is impossible to :figure absolutely the than it is to feed these men properly. Which is the most exact amount required for subsistence when you are not certain important? 1 of the number of men who may be subsisted. l\1r. SPEAKS. I feel that if we have' not sufficient money to 1\Ir. SPEAKS. However, Colonel Wadsworth says: properly care for these disabled veterans there certainly can We are practically on the same basis this year. be none available for rivers and harbors or any similar pur­ pose. That is, next year. As I interpret his statement, he expects M. FREAR. I think so, too. conditions next year to be about the same as they are this Mr. ANTHONY. Will the gentleman yield? 'year. He has expended $298,000 in order to feed reasonably Mr. SPEAKS. Yes. well the inmates of that institution and he has found it Mr. A...WHONY. As I stated, we try to feed these men as 1 necessary to create a deficiency of $40,000. well as it is possible to feed them, but with no fixed value ot Mr. ANTHONY. I think the gentleman will find that during the ration you can not set the exact figure necessary. Now, the last year-in comparing last year's appropriation with the you take the Southern Branch, in Virginia. There the men are ;year before-that there has been a very large increase in the nearly all Civil War veterans; they are very old and they are rmembership. all Ol'er 80 years of age. Colonel Wadsworth says, with ref­ Mr. SPEAKS. But I am taking this year and not next year. erence to that institution : 1\Ir. ANTHONY. Well, I am just telling the gentleman that the membership in the tuberculosis hospital at Milwaukee has We are asking for a deficiency or $25,000. The $229,000 that is undoubtedly increased in the last two years, so that you can available is not as much as we spent last year by $12,000 and is not 'not make a comparison with the preceding appropriations. enough to take care of the old feeble men for whom we are required to Mr. SPEAKS. I think the gentleman should make clearer purchase high-priced diet. Milk is very high in that section of the ljust how he expects the management of this institution to country ; eggs are high. To take care of the feeble old men as they., ; continue subsisting these disabled l'eterans reasonably well, at should be taken care of we found we ought not to impair that ration.! \a moderate cost, without allowing necessary funds. To keep it up we must have a deficiency of $25,000. Mr. ANTHONY. I thought I was correct. Let me quote That is their poEcy. If it is necessary to come in for more Colonel Wadsworth. The gentleman has quoted Colonel Wads­ money in a deficiency bill, they do it and are given the money. JVOrth as saying "We are finding ourselves short right now." 1\lr. DICKINSO~ of Iowa. And they have nel'er been re-_ 1\Ir. SPEAKS. That is true. fused. ~- Mr. ANTHONY. Then Colonel Wadsworth says: l\Ir. ANTHONY. No. , ' i That is on account of the rather unexpected increase in our tubercu­ Mr. DEMPSEY. Will the gentleman yield 'l t t ]osis populati{)n, That has jumped now to nearly 500 patients there. Mr. ANTHONY. I yield. I Also these investigations and suggestions or increasing the rations Mr. DE~IPSEY. I call the gentleman's attention also to have created a restlessness there that has, perhaps, caused the expendi­ what was said as to the Western Branch where they state the ture to run a little higher than it would if that had not occurred. We deficiency there is due entirely to an unexpected and an un-· are now asking for a deficiency of $40,000. usual increase in the number of inmates. Mr. ANTHONY. That is true. I will say to the gentleman that the discussions on the :floor 1\Ir. DE)fPSEY. And then I call attention to the Moun­ and the investigations of the committee that went around have tain Branch, on page 815, where General Wadsworth states unquestionably resulted in an increase, as I say, in the amount that his ration now is running satisfactorily and says, "We and in the variety of the food at these soldiers' homes. But have not had a complaint there in a couple of years." if it is the intention of the House to spend the same amount of Mr. JEFFERS. Mr. Chairman, I move to strike out the money that the Veterans' Bureau uses in its hospitals per last word. capita it can throw away just the same amount of money that I want to gil'e the committee the benefit of certain obser­ is wasted, in my opinion, at the Veterans' Bureau hospitals, vations recently and personally made by me at several of with their enormous costs for maintenance, which are way in these old soldiers' homes. These inspections were l'ery care-' excess of the costs at the hospitals operated by any of the fully and very closely made. other branches of the Government to take care of our soldiers. At the old soldiers' home at Hot Springs, S. Dak., the Of course, if the House wants to waste the same amount of governor there told me that it was absolutely impossible to money in the _soldiers' homes and if it does not want business give the inmates of that home anything at all except the management and economy in operation it can get that result l'ery plainest diet. He said that on account of the fact that by expanding these appropriations. they had such a limited allowance they were not able to give The CHAIRMAN. The time of the gentleman from Ohio the inmates any of the little things that go with a meal to has expired. make it appetizing, like canned peaches, occasionally, or some Mr. SPEAKS. Mr. Chairman, I ask for :five additional fruit or some little thing of that sort to make the meal a bit minutes. more appetizing. He stated that these things practically all The CHAIRMAN. The gentleman from Ohio asks unanimous had to be cut out and they were getting a diet which was consent to proceed for five additional minutes. Is there monotonous in its plainness and its uniformity right straight objection? along. There was no objection. And then at the old soldiers' home at Sawtelle, in California, Mr. SPEAKS. The chairman of the committee admits that the governor told me ~hat they did not have sufficient appro­ the per capita subsistence cost at this in titution is reasonable priation to give the soldiers milk to drink. I asked him what ~nd that the quantity and the character _of food is such as ~as the ol_!~t~~hat he considered !J-S being most !!eeded- , - LXVI-DO 1556 CONGRESSIONAL RECORD-HOUSE JANUARY 9 ii he hafT to put his finger on one item that he thought was plta1, to take care of the wounded service men of the war, might mo t needed that he could not now give them on account of think that he was gazing at the ruins of Chatea-u-Thlerry or the shortage of allow.ance--and he said fua.t _milk '_VOUld be Verdun. Perhaps the Government desires to have conditions that item. They did not ha-ve milk to drink With theu- break­ exist as they are so that these disabled men who served in fast or other meals. Furthermore, they do not ha-ve a suffi­ France will not be homesick for the shell holes anu the ruins cient allowance to gtve them eggs e"r"en occasionally. Further, of France. [Laughter.] their breakfast food, like stewed fruit, goes on the menu from I think it is good economy to appropriate the sum of $25,000 one end of the week to the other-Monday, stewed prunes ; to repair the roads which are almost impassable and landscape Tuesday, stewed apples; back to stewed prunes, then stewed the grounds around the hospital. apples, and then stewed prnnes, and stewed ~pples, for the Mr. ANTHONY. Can we have the amendment again re­ entire week. He said how much more appetizing it would ported? be if they had just a few cents more per day per man, so that The CIIAIRMAN. The Clerk win again report the amend­ they could vary that diet with a few grapes or with grape­ ment. fruit or oranges or. something like that. The way they must The Clerk read as follows : feed them now is very monotonous with the allowance they ha. ve. They simply do not have enough money for the old Page 96, line 10, after the word "!arm," strike out "$15,000" nnd soldiers' homes to feed them properly. . inset·t " $40,000." There is a great differenc~ between the amount we grve. to feed soldiers in the old soldiers' homes and the amount we g:tve Mr. ANTHONY. Mr. Chairman, I would like to be heard to feed oldiers in the Veterans' Bureau ho pitals, and I do not In opposition to the amendment. This would indicate that think these soldiers of our in these old soldiers' homes should there is a farm, and the gentleman from Wisconsin desires to increase the appropriation $25,000. If I remember correctly be thus dlscriminated against. there is no farm at the Northwestern Branch, and so this Mr. LI~'EBERGER. Will the gentleman yield? amount of money would be used to build roads and otherwi. e Mr. JEFFERS. In just a moment. I am unable ~o ~der­ embellish the grounds. There was no recommendation before how they expect the management of the old soldiers hos­ stand the committee of any such amount to be expended, and we pitals to feed them upon the allowance which they get. It is have had no opportunity to inquire into it. If there had been certainly too low and should be raised the country. over in all any urgent nece..., ity for it, there would have been a presen­ of these old soldiers' homes. I yield now to my fnend. tation of the matter to the Budget. Mr. LINEBERGER. Does not the gentleman think, how­ Mr. KINDRED. :M.r. Chairman, I rise to speak against the ever, that they a-re doing the very best they can with the ap- amendment. Mr. Chairman and gentlemen of the committee, propriation allowed? . I have no personal knowledge of the condition of eggs or any Mr. JEFFERS. Well, at Sawtelle r feel sure tlley are .do~g product or food that might spoil under local conditions in a the very best they can with the meager allowance wh1ch IS .short time as ho.s been referred to by the gentleman from given to them. Wisconsin [lli. ScHAEF.R]. I have no personal knowledge as !tu LINEBERGER. And in all the hospitals? to whether or not some official in some particular hospital in · l\Ir~ JEFFERS. Ye ; at all the old soldiers' homes I vi ite~, this great system of hospitals for the benefit of our ex-service but they have very little to go. on. They have cut d.owD: theJ..r men-! have no knowledge as to w.hether some particular in­ di t to the very plainest sort m order to try to mamtain the dividual in clul.rge of the administration of any one of the. e proper food value, but in doing that they have cut out all the hospitals has failed to discharge his or her duty in the pur­ little appetizing knickknacks that go to maJi:e a meal more ap­ chase of proper food with the large and liberal sums provided If will petizing. you read their menu from one end of the week by the Congress, but I do know as a physician, and as one who to the other you will see that it is very, very monotonous. As has had many years' experience in hogpit..'lls and institutions .I stated a ~oment ago, if there i a vegetable that is cheaper of this kind, and personal kuowledge of the general conduct this month than other vegetables, they ha'\"e to feed that vege­ and administJ:ation of the hospitals in this country under the tab1e the entire month on account of the fact it is the cheapest pre ent regime, that with our liberal appropriations made by thing they can get. If that vegetable goes up in p~ice on ac­ the CongreSB, the administration of the e hospitals as a whole count of ma:rket and another vegetable IS cheaper, conditions is conducted efficiently; and the administration with reference they then have to shift to the cheaper veg-etable r..nd feed that to the food need , and the nursing needs, and the general wel­ right , tru.igbt along, because _with the allowance they have fare of our ex-service men is carried out properly. [Appla.u. e.] they can not give them much variety. . Mr. O'CONNOR of New York. Is not the gentleman's state­ It is a wrong condition that certainly ought to be remed~ed, ment contrary to that of the members of the committee who and I am unable to understami why there should be any obJec­ investigated thi'3 matter? tion on the part of tllis body to remedying such a deplorable Mr. BULWINKLE. Will the gentleman yield? condition. . Mr. KINDRED. Yes. I yield back the balance of my time, Mr. Chamna:.n. 1\!r. BUL\YI1\TJrLE. I would like to ask the gentleman a The CHAIRJ\IAN. The qu-estion is on the amendment offered question. How m::rny nur e should. there be on duty for n by the gentleman from Wisconsin [1\ir... ScHAFER]. certain number of tubercular bed patient ? The question was taken ; and on a division (demanded by Mr. Mr. K IDRED. I want to say, from a medical standpoint, A. THONY) there were-ayes 62, noes 22. that the answer to that question would depend on the state The amendment wa agreed to. · of the patient-whether they are febrile cases or nonfebrile Mr. SCHAFER. Mr. Chairman, I offer an~ther ~men.dment. ca~es, an.d so forth. The CHAIRMAN. The gentleman :fu ·m WI!'consm offers an 1\Ir. BULWINKLE. Does the gentleman think it a pr per amendment, which the Clerk will report administration when all through the Veteran ' Bureau hos· The Clerk read as follows : pitals there is only one nurse to 30 lJed patient. ? .Amendment by Mr. SCHAFER : Page 96, line 10, after the word Mr. KINDRED. Does the gentlemn.n make that as a generaJ "farm," strike out "$1.5,000" and insert u $40,000.'' proposition? 1\Ir. SCHAFER. Mr. Chairman and ~entlemen of the. com­ Mr. BULWINKLE. 'l'o tho. e hospital.J I ha\e investigated. mittee, , ince the new tuberculosis hosp!tal has been bmlt at Mr. KINDRED. Bow many hospitals has the gentleman in· the national home it eem that su.ffi.c1ent funds have ne-ver ve. tigated? benn appropriated to properly landscape around the buildings Mr. BULWI~"KLE. The one at Dayton and the tuberculosis and repair the road in the home. hospital t Oteen. The governor of the national home has repeatedly requested l\lr. KI~~RED. In reply to the gentleman's general ques· the Board of Managers to ask for an appropriation of $25,000 tion as to bow many nur es would be needed for g.ener~l clru si­ to repn.ir the road · :.md landscape around the new tuberculosis fications of tubercular patients, that is an open question. If builcliD<>'&, but np to the present time such approprition has you apply yonr qne tion to certain cases sufferin...- from lrl~h never been made. temperature or requiring forced feeding, and so forth, the need The national home in Wise nsin is located on one of the of such nurses would be more than it would in other cases. main th.orou..,..hfa.re leadin.,. from the city of l\filwaukee. a Air BUI,WINKLJD. If you had 515 bed case. of tubercu­ thoroughfare which is tra\eled by hundred. of thousands of losis ·patients, does not the gentleman think that 16 nurs~ · are people from Milwaukee, Wis.., ::rnd :from other ~tate . on the~ entirely too few from 5 o'clock in the a.fter'lloon to 8 o clock way to the ~tate fair in the great State of W1sconslll. It 1s the next morning? regrettable that uch R sight should confront one' ey as tJ:e Mr. KL'\IDRED. I will Ray that if those cn.ses to which t~e deplorable condition around the grounds at the tuberculoSI.S gentleman refers are o-called nonfebrlle case and are fibroid hospital. Anyone not knowing that this was a tuberculosis hos- cases, being healed by nature nnd tbe normal processes, that 1925 CONGRESSIONAL RECORD-HOUSE 1557i number of nurses might be sufficient. But if they were cases over-new staves, new hoops, new heads, and when asked where that required forced feeding and more constant attention, the the original barrel was it was found that the bunghole was number would not be sufficient. all of the barrel that the Pilgi'ims really brought over. \Ve Mr. BULWINKLE. Does the gentleman think, under these want Fort Marion to stay in as nearly the same condition as conditions, there are sufficient nurses when in a majority of it is now and has been for hundreds of years. I confess I was cases a death occurs and there is no one but a negro orderly not able to convince the War Department, as the chairman of in attendance? the committee so highly complimented me in stating I would be. Mr. KINDRED. Are these hospitals for colored soldiers? Mr. ANTHONY. If the gentleman will permit, at this tage Mr. BUL Wir-..'KLE. No, sir. of the game all that I could do would be to offer some advice. Mr. Kll\'DRED. The gentleman is speaking probably of iso­ I suggest that he go to the War Department and ask for lated cases. I ha-re no personal knowledge of the isolated an allotment from the items in the bill for preservation and cases to which reference has been made. care of existing fortifications. He ought to get a reasonable The CHAIRMAN. The time of the gentleman from New amount for the maintenance of that very valuable old relic. York has expired. The question is on the amendment offered Mr. SEARS of Florida. While I have passed the forty-ninth by the gentleman from Wisconsin. year, I am still open to advice. The chairman having stated The amendment was rejected. that I ought to get it-- Mr. FITZGERALD. Mr. Chairman, I ask unanimous consent 1\Ir. ANTHONY. No; the gentleman might get it. • to return to page 95, line 6, for the purpose of offering an -Mr. SEARS of Florida. I am sorry that the chairman of amendment. I do this because at the time the subcommittee the subcommittee backs off in that way. That was the trouble was in session I was in the hospital, and have been weeks in I had last year. That is what I rah up against. When I the hospital, and was unable to be here during the entire time go to the War Department they will say the distinguished of the session of the subcommittee. I am on seven committees chairman-and he is one of our hardest working Members­ in this House. I am acting chairman of the Committee on the did not make the statement that I ought to get it. I believe Revision of the Laws and was delayed until after 12 o'clock in the chairman of this committee really feels in his heart that the Senate in conference on the bill H. R. 12, which is one of we are entitled to the relief that we ask, and I would like to the most important bills we have in Congress. I ask the chair­ have him make it just a little bit stronger. I shall not offer man of this committee to indulge me on that account. an amendment, but shall go to the War Department with such Mr. ANTHONY. Mr. Chairman, I shall have to object. statement as the chairman thinks that he ought to make. Mr. SCHAFER. Mr. Chairman, in order to correct the total The Clerk read as follows: amount of the appropriation for the northwestern branch I For clothing for all branches; labor, materials, machines, tools, and offer to amend by striking out in line 11-- appliances employed and for use in the tailor shops and shoe shops, The CHAIRMAN. Without objection, the total will be cor­ or other home shops in which any kind of clothing is made or re· rected by the Clerk. paired, $160,000. There was no objection. 1 The Clerk read as follows: 1\fr. FITZGERALD. Mr. Chairman, I offer the following amendment, which I send to the desk. Mountain Branch, Johnson City, Tenn.: Current expenses, $57,000: The Clerk read as follows: subsistence, $280,000 ; household, $100,000 ; hospital, $275,200 ; trans­ portation, $500; repairs, $50,000; farm. $34,500; in all, Mountain Amendment offered by Mr. FITZGERALD: Page 98, line 2, after the Branch, $797,000. figures "$160,000," strike out the period and insert the following: " and no part of this shall be expended in furnishing other than the 1\:fr. ANTHONY . . 1\Ir. Chairman, I offer the following amend­ regulation Civil War uniforms for members veterans of the War for ment which I send to the desk. the Union." The Clerk reud as follows: Mr. DICKINSON of Iowa. Mr. Chairman, I reserve a point Amendment by Mr. ANTHONY: Page 97, line 17, after the word of order. ''farm," strike out "$34,500" and insert in lieu thereof "$34,300." Mr. FITZGERALD. Mr. Chairman, it was my duty as a 1\Ir. ANTHONY. Mr. Chairman, the corrected figure con­ member of a subcommittee of the Veterans' Committee of this forms to the figure of the Budget. It is a typographical error House to make a sur-rey of certain hospitals and of the national in the bill. military homes and of the Central Branch at Dayton, there The CHAIRMAN. The question is on agreeing to the amend­ having been complaint about the fact that at the outbreak of ment offered by the gentleman from Kansas. the World War the Board of Managers took away the old blue The amendment was agreed to. uniforms from the soldiers of the Civil War and clothed them 1\Ir. SEARS of Florida. l\1r. Chairman, I move to strike out in khaki uniforms, and that the time had come when the old the last word. At any point in the bill, if I desire to offer it, blue uniforms should be restored. The treasurer of the home as I understand it, is not having been incorporated in the bill, has stated it would not now cost any more and the change an amendment which I have in mind would be in order, but could be made, but that there was no desire for it on the part the amount, if I offered it, would be so small that I might be of the Civil War veterans; that they were contented to get placed among the piker class. Therefore, I doubt if I shall along with the khaki uniforms. So the committee listened to offer any amendment. Under general debate the committee the complaints and found such conditions as one leg of the will recall that I asked the chairman of the subcommittee if trousers one color of kh~ki and the other leg of another shade Fort Marion, St. Augustine, Fla., had been taken care of. At and there was general dissatisfaction. So we suggested at that time there was somewhat of an evasive answer, but I do last to the governor of the home that an inquiry be made at not desire to be understood as criticizing the chairman. There the different barracks to find out whether or not the Civil is nothing in the bill for Fort l\Iarion, Fla. I am wondering War -veterans wanted the blue uniform restored. I have if the chairman of the subcommittee, who gave me such an before me a certificate made by Captain Sheehy, adjutant and attentive hearing last year-and I think I can state in his pres­ inspector at the Central Branch of the home, at the instance of ence that he was in hearty accord with the statement I made Governor Runkle, in which it shows that in companies 1, 3, 7. before the committee that Fort Marion was entitled to appro­ 8, 9, 11, and 12, 700 -veterans were interviewed and not one of priation for maintenance--! am wondering if under the present them wanted the khaki uniform. Now it seems that these men bill Fort l\1arion will be taken care of. I find in the hearings, ought not to be dressed up as sort of scarecrows. The blue on page 387, that last year $2,075 was allowed Fort Marion·, uniform should be restored, especially as it entails no additional and that $24,000 was allowed Fort Niagara, N. Y., the remainder expense. being allotted to Porto Rico. I call the attention of the chair­ Mr. DICKINSON of Iowa. Mr. Chairman, I make the point man of the subcommittee to the fact that out of the $2,075, of order this is legislation on an appropriation bill. $750 was paid for a caretaker. Of course, in the future there The CHAIRMAN. Yesterday in ruling upon a point of order will be no provision for a caretaker. The chairman stated that in regard to a limitation the Chair reached his conclusion by a noncommissioned officer could be placed there, but ·if l.te applying the theory that a line might be drawn between amend· could be detailed there next year, I am wondering why the ments of limitation that would result in a change of policy and $750 was not placed in additional repairs at Fort Marion last those that would simply affect administrative details. He year instead of being used for the purpose of hiring a caretaker. intimated that if the question should arise anew a different . We want Fort Marion to remain as it is. It is one of the policy might be adopted as to the second of these groups. historic relics, the oldest in the United States. I am not object­ However, it is clear that in a large number of cases Chairmen ing to the $24,000 at Fort Niagara, N. Y., but we do not want have ruled that in matters of administrative detail limitations ;Fgrt 1\Iarion to be like the old barrel that the Pilgrims brought of this class are admissible. The Chai:~ does not feel prepared, 1558 CONGRESSIDN'Mi RE'CORD-HOUSE JANUARY 9 at this time at any rate, to contest tha.t lOng line of rulings and I will say to- the gentleman from Milwaukee that if he does therefore he declines to sustain the point of order: The not get a change in the management of the institution up there question is on the amendment-- we will have an institution that will be a disgrace. If the l\1r. ANTHONY. Mr. Chairman, I want to ask the gentleman other branch homes- can be run efficiently, why can not the from Ohio how far that amendment goes. Does it mean that branch home at Milwaukee be run efficiently and these people hereafter the \eterans of the Civil and Spanish Wars would be be giyen fair care 7 clothed in the blue uniform instead of khaki? I want a record vote on this item. Why? Because r "\Tant Mr. FITZGERALD. No; so far as I know the Spanish War this House to say whether it iS in favor of having this World veterans have made no compla.lnt. They usually provide tha War Veterans' Committee, composed as it is of all World 'Yar crunpaign hat and blue shirt. In regard to the Civil War veterans, going into the soldiers' homes which have taken care veterans at the time the World War broke out the Board of of the old veterans ever since the Civil Wai" and then coming Managers could not provide blue uniforms. OIL account of in here making complaints under the belief that they will shortage of blue cloth, so they changed the uniform of these eventually get control of" those institutions. Civil Wa.r veterans to khaki on their own responslblllty. Mr. LINEBERGER. Mr. Chairman, I move to strike out Colonel Wadsworth, the general treasurer, is authority for the the last word. statement that it would cost no more to give back the blue The CHAIRMAN. The gentleman from California is recog­ uniform if the men want it. nized. 1\fr. ANTHONY. Does the gentleman know what stocks of M~ Ll~lllBERGER. Mr. OhairmRnt I want to say to the goods there are on hand, and whether there will have to be gentleman from Iowa [Mr. DICKINSON], who has just taken the scrapping of any uniforms or not? his seat, that all the veterans of this House are by no means Mr. FITZGERALD. All this amendment does ts to provide in favor of a proposition to transfer the activities of the that of this new money appropriated at this. time none shall National Homes for Disabled Volunteer Soldiers to the Veterans' be expended for uniforms fo the Civll War members other Bureau. I think that his fears and forebodings on that sub­ than for the. blue uniforms ; so it causes no scrapping of sup­ ject are somewhat too pessimistic, because if occasion ever plies. It permits wearing out the uniforms they have, and arises in this House where an attempt of that kind is made I when they get new uniforms they must be the Civil War blue am sure it will meet very strenuous opposition, at least from consecrated by their· heroic service in the battles to preserve the one Member of this !rouse, who incidentally is a veteran of Union. the World War, and I am confident there will be others. The CHAIRMAN. The question is on the amendment offered I have been to many of the hospitals and homes maintained by the gentleman from Ohio. under the organization of the soldiers' homes, and I believe The question was taken, and the amendment was agreed to. that they are doing- a work that is really not fully- appre­ The Clerk read as follows; ciated by the people of the country. It' is true that perhaps THE PANAMA CANAL appropriations may often be deemed inadequate, but that is not sufficient reason for scrapping an honest and efficient or­ The limitations on the expenditure of .appropriations hereinbefore ganization with a historical background of service and experi­ made in th1s act shall not apply to the appropriations for the Panama ence which is invaluable to the soldiers- themselves and to the Canal. country. I have often opposed some of their policies, particu.. Mr. DICKINSON of Iowa~ Mr. Chairman, I move to strike larly when they attempted to hospitalize tubercular ex.- ervice out the last word. It was my expectation that som~ member men of the late war at Sawtelle, but on the whole they are of the committee will ask for a record vote. on the Schafer rendering a service to the veterans and to the people of the amendment. I want to make this statement for the benefit of United States, and the Board of Management is composed of Members of the House. Here is a Veterans' War Committee high-class, patriotic, experienced, efficient gentlemen, whose that goes out to investigate these various homes; I do not record of achievement as a whole is one of which they and know how many of them they investigated, but you will notice the country may well feel proud. Therefore I for one do not from that investigation there is no complaint made of any of indorse the suggestions that-a change in administration to the the homes except Milwaukee. Veterans' Bureau is desirable. [Applause.] M.r. FITZGERALD. Will the gentleman yield there? Mr. BULWINKLE. Mr. Ciiairman, 1 rise in opposition to the Mr. DICKINSON of Iowa. I will yield. pro forma amendment. Mr: F.ITZGERALD. I was chairman of one of the sub­ The CHAIRMAN. The gentleman from North Carolina committees, and I had hoped to have an opportunity to present moves to strike out the last two words. some of the results of that, and I can say we can prepare a Mr. BULWINKLE. Mr. Chairman, if the gentleman from very scandalous report of certain things we found at the Iowa [Mr. DIO.KINsoN], who has made the statement, will Central Branch Military Home, but at the time the committee listen to me just now-- was in sessiorr I was sick in the hospital and never able to Mr. DICKINSON of Iowa. Attention I appe8.1: before the committee and present it. Mr. BUIJWII\"'KLE. I -wish to say to him that I am a south-: .Mr. DICKINSON of Iowa. I know of no request on the ern man, but that ram opposed absolutely to the Veterans' part of . any member of that committee to appear. If the Bureau or any other, whatever name it may have, taking aver chairman of that subcommittee was ill-disposed, there were the old soldiers' homes. certainly other members of the committee who could have I was on this committee with the gentleman from. Ohio [Mr. appeared. . FITZGERALD] at Dayton in the inspection, and I approved of It seems- that this is a case where this hospital might be giving these men the blue uniforms that they wanted. But, run on the allowance provided if you have- an effieient manage­ sir, when you speak of efficiency you have not heard all. The ment, and it you'do not have an efficient management you may report of this committee has not been filed yet with the chair­ allow twice the amount-for Tations that is-now allowed and you man of the subcommittee on hospitals, but if we were to stand. will have the same complaint that men have made on this :floor here and tell you what happened the blood of you northern this afternoon. men would stir faster. There are 500 tuberculous patients at Mr. BROWNING. Mr. Chairman, will the gentleman yield? this hospital, soldiers of'the World War, and that is the rea on Mr. DICKINSON of Iowa. No; I regret I can not yield. why I went to see bow they were being treated. When 1 It seems there is an intimation here of a desire on the part tell you that the. greater part of the food that those men were of the Veterans' Committee to gradually reach in here with ob­ furnished with was- absolutely unfit to eat, then you can see jections to our soldiers' home policy whereby they intend to why it was necessary for the committee to go. withdraw or overthrow the long-established policy of the More money, it it be necessary? Yes; gi\e more money, for soldiers' home and gradually cover all ot those organizations it is a duty of the United States Government which it owes under the Vetera.ns? Bureau. Before Congress does that, and to the disabled tubercular soldiers to give them rest, food, and.. before M-embers of this House listen too much to all of these the best of attention. The milk. that· was furnished at Dayton complaints, I hopa they will compare the cost of maintaining a did not even come up to the standard of the Ohio State law. soldier, whether sick or well, in the Veterans' Bureau hos­ Again I say to you that I am not trying to take over any of the pitals with the cost of maintaining the same soldiers in the old soldiers' homes. As to the treatment that was accorded soldiers' homes, and then they will see that if we overthrow those disabled tubercular men in the hospitals, I think my the present system we. are going to probably double or even friend from Ohio· [Mr. FITZGERALD] will bear me out when I triple the expense of taking care of the veterans of the Wft.r. say that there was but 1 nurse to every 30 bed patients. Mr. SCHAFER. Mr; Chairman, will the gentleman yield? I could go on into this further, but" it is not. necessary now. Mr. DICKINSON of Iowa. No; I must decline to yield. Let me just give you an incident of the inspection; We in­ The gentleman had an opportunity to talk all the- forenoon. I spected the main buildings, including the surgical hospital, r want to speak now. think it is called, a three-story building constructed in 1867, a ,

1925 CONGRESSIONAL RECORD-HOUSE 1559 magnificent building at that time. We bad with us the assist­ wars, including the World War. We w·ent to those institutions ant chief of the fire department of Dayton and an inspector of by order of Congress, and we found conditions which should not the fire department, and they made recommendation after rec­ exist. We found they were not getting food enough, for ex­ ommendation showing that it was now but a fire trap, and ample ; that they did not have enough of a variety of food be­ that the -rery old soldiers whom you claim to be efficiently cause they did not have allowance enough for food. It is a maintained on the small sum of 52 cents a day were in that pity somebody had not made similar inspection trips long be­ building and were at any time liable to be burned up. It was fore now. I am glad the gentleman from Iowa [Mr. DICKIN­ the duty of this committee--and we have done it-to bring to soN] intends to ask for a record vote on this. I want the peo­ the attention of the authorities who have these disabled men in ple of the United States to see by the RECORD who votes against charge the fact that they owe some duty to the Government and an adequate appropriation of money to feed our old soldiers, to the people besides trying to save money at the expense of the whether they are Yankee veterans of' the Oivil War or whether 'crippled, maimed, and sick bodies of the soldiers, the Govern­ they are United States veterans of the Spanish War or of the ment patients; that the best that can be done, as wanted by the World War, ~r any other war. I hope he does have a record people of the United States, is to give all that we can to cure vote on it. those rusabled men and bring them back to health and happi­ Mr. DICKINSON of Iowa. I will. ness once more. Again, we are not trying to take over any of Mr. JOHNSON of South Dakota. Mr. Chairman, I rise in the old soldiers' homes for the Veterans' Bureau. [Applause.] opposition to the pro forma amendment. :Mr. BROWNING and Mr. JEFFERS rose. Mr. Ohairman, members of this committee have brought out The OHAIR t:A....'l. Does the gentleman from Tennessee rise the fact, apparently with some degree of disapproval, that the in opposition to the pro forma amendment? members of the Veterans' Committee of the House have made Mr. BROWNING. Yes. some investigations of the treatment, food, and care of veterans The OHAJRMAN. The gentleman from Tennessee is rec­ of all wars. This was done prior to the introduction of any ognized. bill to consolidate the Veterans' hospital activities in the United 1\lr. BROWI\TING. Mr. Ohairman and gentlemen of the com­ States, and had no connection with it. But as the result ot mittee, I rise only to make this statement because the gentle­ the experience of members of the committee, I have intro­ man from Iowa [Mr. DICKINSON] made the statement he made. duced-and I am proud of it-a bill to place under one control I am a member of the Veterans' Committee, but I was not all of the hospitals in the United States where veterans are speaking for the Veterans' Bureau in anything I said. I made treated. There are c~mparatively few veterans of the Civil this inspection tour at the expense of the Government and I did War who are treated in these hospitals. The great load and not know that the facts I found should be kept secret. I the great burden comes from the Spanish-American War and thought it was my duty to give them to the House, and I did from the World War. · It is absurd and ridiculous that .we so. I do not think there could be anything read into what any should have two sets of overhead, two commissions, or two member of the Veterans' Committee has said here to-day which bodies each caring for and treating a separate group of sol­ would indicate that they are trying to take over the soldiers' diers. It requires a duplication of hospital activities~ it re­ homes. l!,or one I know I was not undertaking to convey that quires a duplication of the Quartermaster Corps and duplicates idPa and had nothing like that in mind. overhead. It has been conducted this way for the past. 50 'Mr. DICKINSON of Iowa. Will the gentleman yield? years, but conditions have changed. 1\lr. BROWJII'ING. Yes. . Another group of disabled men, World War veterans, must be Mr. DICKINSON of Iowa. Is there not a bill-presented taken care of by the Government ; and in the interest of the by one of your ·world War veterans and who, I believe, is a Budget and in the interest of economy I know that this Con­ member of your committee--now pending in the House having gress must, within the next two years, through some plan or that very purpose in view? another-through my bill or through a bill from the Committee Mr. BROWNING. \Vhy does the gentleman take the license on Military Affairs-consolidate these two activities to the to condemn every member of the committee because one ex­ end that the veterans of all wars shall receive the same medical service man introduced a bill of that kind? treatment, the same food, and be treated exactly the same in 1\Ir. DICKINSON of Iowa. Was authority given this com­ every way. It must be done, and it will be done. I know the mittee to investigate the soldiers' homes or to investigate the argument and objection that comes to that sort of bill; but I World War veterans in these homes? believe that the officers of the Civil War who are in charge of Mr. BROWNING. We were to investigate the soldiers' these h~spitals can be retained in an advisory capacity, and homes as . an entirety. If the gentleman will read the resolu­ we should secure this consolidation now instead of letting these tion under which we acted he will find that we had ample different and separate agencies continue as they have in the authority to do so. past. Mr. DICKINSON of Iowa. The situation I want to present Mr. HUDSON. Will the gentleman yield1 to the gentleman is that that is indicative of the fact that you 1\Ir. JOHNSON of South Dakota. I must yield first to the were starting in to do the very thing that this bill proposes. chairman of the committee. Mr. JEFFERS. If the gentleman from Tennessee will permit, Mr. ANTHONY. The gentleman says he wants to make this what connection has the bill of which the gentleman from consolidation for reasons of economy. It costs about $7 a day Iowa speaks with the trips made by these committees? to take care of a patient in the Veterans' Bureau hospitals 1\lr. DICKINSON of Iowa. The bill was introduced by the and a little in excess of $3 a day in the soldiers' homes hospi­ chairman of your committee. tals. Where does the gentleman want to consolidate, in tha Mr. JEFFERS. Our inspection trips had nothing whatever $3 a day or the $7 a day hospitals? . to do with the bill of which the gentleman speaks. The gentle­ Mr. JOHNSON of South Dakota. I can readily explain that man knows he is not sticking to the facts. to the gentleman. In your old soldiers' homes you are giving ~lr. DICKINSON of Iowa. I would like to have the gentle­ them only domiciliary care. They are in homes for care and man state what fact I have mentioned that is not true. not for hospital treatment. Mr. JEFFERS. The gentleman indicates that the bill intro­ Mr. ANTHONY. No; I am speaking about the hospital cost duced to consolidate these hospitals had something to do with at the soldiers' homes of $3 a day and $7 a day in the Veterans' our trips, and that bill had nothing to do with our trips at all. Bureau hospitals. I agree half of the $7 is wasted. Mr. Chairman-- :Mr. JOHNSON of South Dakota. You are working on a per Mr. BROWNING. I have not finished yet. I want to make capita basis. In the Veterans' Bureau hospitals these men this statement, that if I had gone out with any such idea are wounded men, and they are being operated on all the time, in mind my ardor would have been dampened by the statement and it is an entirely different situation from thB ~ld soldier made by one of the Federal soldiers. The gentleman from of the Civil War who is physically sound but financially inca­ Missouri [JUr. MILLIGAN] was with me and he asked one of these pacitated and is only occasionally in the hospital. Federal soldiers whether he was getting everything he needed, Mr. ANTHONY. No; I was giving the figures for the cara and he said he did not get his pension like he thought he ought of veterans who are patients in these soldiers' home hospitals, to have it, and the reason was that that damned Democrat from the cost of which is paid for by the Veterans' Bm·eau. That South Oarolina vetoed it. (Laughter.] is a little over $3 a day in the soldiers' homes and it runs up Mr. JEFFERS. Mr. Chairman, I move to strike out the last to nearly $7 a day in the Veterans' Bureau hospitals. three words. I wish to take up but a moment of the time of the Mr. JOHNSON of South Dakota. Has the chairman ever Bouse. taken into consideration the difference in the way the funds · Be it remembered that this House authorized the inspection are allocated? For instance, on food, at the homes you charge trips made by tbe members of our committee. I want to .call up the actual cost of the food per capita, whereas in the Vet­ attention to the fact that in all of these old soldiers' homes are erans' Bureau hospitals there is added to that all of the things housed not only veterans of the Civil War but veterans of all that go to make up the rations as it goes on the table-cooks, 11560 CONGRESSIONAL RECORD-HOUSE JANUARY 9

waiters, and serrice-and that situation exists in reference to :his respect. The committee does not believe there is any, all of these items. When yon make a proper comparison be­ use whatever for all of the $100,000, and believes it is a figure tween these two sets of homes, as a matter of fact it costs fa~ beyond what the necessities of the case would require. very little more in the Veterans' Bureau hospitals; and it ought Without the committee having had an opportunity to give to cost a good deal more in the homes that are taken care of consideration to the other nine homes I merely want to expr~ss under this bill, because I say they are not getting enough to the hope that the House will treat them all on the same ba. is give them good food. A veteran of the World War who is get­ so that the bill can proceed with the idea that ultimately ting the treatment that is given in th~ Veterans' Bureau hos­ Jefore the bill becomes a law we can treat them all alike. · Dital, who is transferred tO' Dayton, or any other institution, the Mr. JOHNSON of South Dakota. Will the gentleman yield? \ery next moment wants to get out of that place because his food Mr. ANTHONY. Yes. is not as good. There ought to be an equality between these Mr. JOHNSON of South Dakota. At this time it would be two classes of hospitals, and I say that eventually Congress impossible to increase the appropriation for the other homes, will be compelled to consolidate all of these activities under would it not? one head. Mr. ANTHONY. The House would have no information Mr. HUDDLESTON. Mr. Chairman, I rise in opposition ta which would enable it to determine what would be the proper the pro forma amendment. figure. I want to say to the House that I have come to the 1\lay an elder but not a better soldier express his reaction conclusion that it is a mistake to bring in separate items of to this debate? subsistence for each one of the homes, and if I am on the It costs more to care for a World War soldier than it does a committee next year and my opinion prevails, subsistence will Spanish War soldier, for the obvious reason he gets more-he be brought in in a lump sum, so that the same standard can gets better food, better care, better everything. be maintained throughout all the homes, the same as we No man can justify discrimination among men who have bring in subsistence for the Army, and the Navy. In the served their country in time of war. My former comrades of present situation it gives the Members that come from districts the Spanish War are entitled to as much as the veterans of where the e homes are located an opportunity to take ad­ any war, and no man can justify any different treatment of -vanage of the generosity of the House. them from what veterans of the World War receive. The Mr. JOHNSON of South Dakota. Would it not be an ab­ ·world War veterans are a numerous and influential class. surdity to increase the appropriation for one home and not They have many representatives on this floor. We who served for the others? in the Spanish War are not numerous, many have pa 'Sed away, Mr. FITZGERALD. Will the gentleman yield? and our political influence is small. Therefore it costs only $3 1\Ir. ANTHONY. Yes. a d_ay to care for the sick Spanish War veteran, whereas others Mr. FITZGERALD. It is true that the committee appro· of another elas. cost double that amount. We ha-ve not political priates for clothing in all the homes in one item, but not a influence enough to obtain much consideration. lump sum for subsistence. I want to ask if he can suggest l\Ir. RATHBONE. Will the gentleman yield? some parliamentary procedure by which we can increase these l\lr. HUDDLESTON. In just a moment. appropriations for the other homes? that is just a part of the discrimination that is practiced. l\1r. ANTHONY. I know of no way at this stage but I think The Spanish War soldier with service-connected disability re­ the gentleman from the districts where the other homes are ceiYes as a pension about one-third of what the World War located can rest assul'ed that under the present policy of soldier with service-connected disability of the same degree re­ the administration of the homes that the de ire of the com· ceives. The widow of a World War soldier gets 50 per cent mittee will be followed and every dollar needed will be ex· more than the widow of a Spanish War soldier by way of pen­ Dended to provide plenty of good wholesome food anu the Elion or benefit. Such di. crimination is wrong and can not be board of managers if nesessary will incur deficiencies to main· defended, but it will not be remedied until all soldier relief tain these men properly. work is consolidated under one management and under control 1\fr. JOHNSON of South Dakota. If the amendment is of a single committee. adopted it will create the same inequality or discrimination Veterans who have ser-ved their country in time of war are that is created between the veterans' hospital and the old entitled to equal consideration, and there should be a single soldiers' homes, and the re ult will be that all the men in committee of this House to deal with all soldier relief, and the 10 homes will want to get to the other hospital with the Teterans should be relieved according to their needs and their increased appropriation. disabilities and not in proportion with their political influence. Mr. ANTHONY. Undoubtedly. Why should not this work be consolidated? Why should not Mr. BROWNING. Will the gentleman yield? a single bureau have charge of all soldier relief? The bill Mr. ANTHONY. Ye. introduced by the gentleman from South Dakota is eminently Mr. BHOWNING. Does not it show that there is only one logical and ought to be adopted and become a law. home that has a deficiency of $40,000? l\1r. JEFFERS. Will the gentleman yield a moment? Mr. ANTHONY. No; there were everal homes that had 4 ~ir. HUDDLESTON. Yes; but first I must yield to the deficit. I mentioned the Southern Branch, which bad a deficit gentleman from Illinois who rose first. of 5i25,000. Mr. RATHDO~"'E. I quite agree with much that my col­ 1\lr. BROWNING. Did not those homes have a greater in· league bas said, but I want to ask if, perhaps, there is not a crease in the number of inmates? difference in the cau e of the disabilities and ailments of the l\Ir. ANTHOt-..TY. It is due to the large increase, and un. World War veterans as contrasted with tho e of the Spanish doubtedly they have expended more money this year in an effort War? Are there not many of the World War veterans who to plea~e the member hip in the matter of food. I think the are suffeTing from shell shock or poison gas or other things visits of the gentleman to these homes resulted in a larger ex· that were not made u e of in the Spanish-American War, which penditure for this purpo e. may make the cost of their treatment more than it would be :Mr. BROWNING. How can they keep that up if they do not in the case of older \var veterans? have larger appropriations? · Mr. HUDDLESTON. No; that difference is imaginary, just 1\lr. ANTHONY. l\Ir. Chairman, I move that the committee as are some of the disabilities which the gentleman has men­ do now rise and report the bill to the House Thith sundry amend­ tioned. ments, with the recommendation that the amendments be agreed I now yield to the gentleman from Alabama. to and the bill as amended do pass. !\lr. JEFFERS. I just want to say that as a step toward Tbe motion was agreed to. fair and equal treatment, we are trying to get a better appro­ Accorilingly the committee rose ; and the Speaker having re­ priation for more food for all veterans in the old soldiers' sumed the chair, Mr. LucE, Chairman of the Committee of the homes. Whole House on the state of the Union, reported that that The CHAIRMA...... ~. The time of the gentleman from Alabama committee bad had under consideration the bill H. R. 11248, bas expired. the Army appropriation bill, and had directed him to report the The pro forma amendment was withdrawn. same back to the House with sundry amendments, with tht.\ The Clerk completed the reading of the bill. recommendation that the amendments be adopted and that the Mr. Al~THONY. l\lr. Cbairman, I move to strike out the bill as amended do pa s. ast word. The committee, moved either by sentiment or Mr. A~THONY. Mr. Speaker, I move the previous que tion genero ity, bas increased the item for subsistence to one on the bill and all amendments to final pas~age. soldiers' home-the Northwe tern. There are 10 homes and it The previous question was ordered. throws the bill entirely out of balance to increase the item The SPEAKER. Is a separate vote demanded on any amend. in one home and lea1a the others without conside1·ation in ~~? ~ 1925 CONGRESSIONAL RECORD-HOUSE 156t '.

Mr. DICKINSON of Iowa. Mr. Speaker, I ask for a separate NOT VOTING-114 vote on the Johnson amendment, the Newton-Connally amend· Abernethy Favrot Mead Schneider Allgood Foster Michaelson Scott ment, and the Schafer amendment. Anderson Fredericka Mills Shallenberger The SPEAKER. Is a separate vote demanded on any other Arnold Freeman Mooney Sites amendment? If not, the Chair will put the balance en gross. Bacharach Fulbright Moore, Ill. Smithwick Bowling Fulmer Morris Sproul, Kans. Tbe other amendments were agreed to. Boylan Geran Nolan Stalker The SPEAKER. The Clerk will report the first amendment Brand, Ohio Glatfelter O'Brien Steagall upon which a separate vote is demanded. Britten Graham O'Connell, R. I. Sullivan Byrnes, S.C. Grifll:n O'Connor, N.Y. Swing The Clerk read as follows : Canfield Humphreys. O'Sullivan Swoope Page 69, line 16, after the word .. training," strike out n $2,000,000" Carew Jost Oliver, N.Y. Tague Clancy Kendall Perlman Taylor, Colct. and insert "$2,457,900." Clark, Fla. Kent Porter Thompson Collins Kindred Pou Tillman The SPEAKER. The question is on agreeing to the amend­ Connolly, Pa. Knutsoo Purnell Tinkham ment. Corning Kunz Quayle Treadway The question was taken; and on a division (demanded by Mr. Cramton Langley Ransley Ward, N.C. Crowther Larson, Minn. Reed, Ark. Wefald JoHNSON of South Dakota) there were-ayes 64, noes 65. Cummings Lee, Ga. Reed, W. Va. Weller Mr. JOHNSON of South Dakota demanded the yeas and nays. Curry Lindsay Reid, Ill. Welsh The yeas and nays were ordered. Davey Linthicum Richards Wertz Davis, Minn. Logan Roach Wilson, Ind. The question was taken; and there were-yeas 185, nays 132, Denison McFadden Robsiont. ~y. Wolff not voting 114, as follows: Dickstein McKenzie Rogers, mass. Wood Dominick McLaughlin, Nebr.Rogers, N. H. Woodru.fl [Roll No. 21] Edmonds McLeod Rosenbloom Zlhlman YEA.8-185 lillliott McNulty Sabath Aldrich Fish Lea, Calif. Sears., Nebr. Evans, Mont. Martin Schall Allen Fisher Leach Seger So the amendment was agreed to. Andrew Fitzgerald Leatherwood Simmons The Olerk announced the following pairs 2 Aswell Fleetwood Lea:vitt Sinclair Ayres Frear Lilly Smith On this vote : Bacon Frothingham Lyon Snell Mr. Mills (for) with Mr. Kendall (agairult), Barkley Funk McDuffie Snyder lleedy Gallivan McKeown ,.... Spearing Until further notice: Bell Gambrill McReynolds Stedman Mr. Moore of -Illinois with Mr. Arnold. Black, N.Y. Garber McSwain Stengie Mr. Denison with Mr. O'Connell of Rhode Island. Bloom Gardner, Ind. McSweeney Stevenson Mr. Roach with Mr. Linthicum. Box Garrett, Tex. Magee, N.Y. Strong, Kans. Mr. McFadden with Mr. Rogers of New Hampsbtre. Briggs Gasque Magee, Pa.. Summers, Wash. Mr. Rogers of Massachusetts with Mr. Abernethy. Browne, N.J. Gibson Major,lll. Sumners, Tex~ Mr. Bacharach with Mr. Martin. Browning Goldsborough Major, Mo. Swank Mr. Purnell with Mr. Dominick. Brumm Greenwood Manlove Sweet Mr. Connolly of PellllBylvania with Mr. Sites. Buckley Guyer Mansfield Taber Mr. Ransley with Mr. Pou. Bulwlnkle Hall Miller, Wash. ll'aylor, Tenn. Mr. Cramton with Mr. Mead. Burdick Harrison MUllgan Taylo1·, W.Va. Mr. Graham with Mr. Bowling. Cable Hastings Minahan Thomas, Okla. Mr. Tinkham with Mr. Kindred. Campbell Haugen Moore, Ga. Timberlake Mr. McLeod with Mr. Sullivan. Carter Hawes Morin Tydings Mr. Treadway with Mr. Byrnes of South Carollna. Casey Hayden Morrow Underhill Mr. Swing with Mr. Wilson of Indiana. Celler Hickey Nelson, ?rfe. Underwood Mr. Larson of Minnesota with Mr. Tagu&. Christopherson Hill, Ala. Newton, Minn. Upshaw Mr. Michaelson with Mr. Logan. Clague HUJ, Md. O'Connell, N. Y. Valle Mr. Foster with Mr. Tillman. Clarke, N. Y. Howard, Nebr. O'Connor, La. Vinson, Ga. Mr. Porter with Mr. Kunz. Cleavy Howard, Okla. Oldfield Vinson, Ky. Mr. Britten with Mr. Weller. Cole, Ohio Hudspeth Oliver, Ala. Voigt Mr. Curry with Mr. Taylor o! Colorado. Collier Hull, Iowa Paige Ward, N.Y. Mr. Fredericks with Mr. Allgood. Connally, Tex. Hull, Tenn. Park, Ga. Watkins Mr. Scott with Mr. Lee ot Georgia. Connery Jacobsteln Parker Watres Mr. Thompson with Mr. Boylan. Cook James Patterson Weaver Mr. Wertz with Mr. Lindsay. Cooper, Ohi1> Jeffers Peavey White, Me. Mr. Freeman with Mr. Canfield. Crisp Johnson, S.Dak. Peery Williams, Mich. Mr. Stalker with Mr. OUver of New York. Croll Johnson, Tex. Perkins Williamson Mr. McKenzie with Mr. Favrot. Cullen Johnson, Wash. Prall Wilson, La. Mr. Woodrnif with Mr. Griffin. Da.Ilinger Johnson, W.Va. Quin Wilson, Miss. Mr. Swoope with Mr. Collins. Dough too Jones Ragon Wingo Mr. Schall with Mr. Mooney. Dowell Kelly Raker Winter Mr. Edmonds with ?!Ir. Carew. Doyle Kerr Rathbone Woodrum Mr. Reid of Illinois with Mr. Morris. Drane Kiess Reece Wright Mr. Anderson with Mr. Corning. Drewry LaGuardia Reed,N. Y. Wurzbach Mr. Crowther with Mr. O'Connor ot New York. Eagan Lampert Sanders, N.Y. Yates Mrs. Nolan with Mr. Reed of Arkansas. Fairchild Lanham Sanders, Tex. Mr. Robston of Kentucky with Mr. Davey. Fairfield Lankford Sandlin Mr. Davis of Minnesota with Mr. Cummings. Faust Lazaro Sears, Fla. Mr. Elliott with Mr. Evans of Montana. NA.YS-132 Mr. Sproul of Kansas with Mr. Quayle. Ackerman Dickinson, Iowa King Rankin Mr. Welsh with Mr. Fulbright. Almon Dickinson, Mo. Kopp Rayburn :Mr. MaLaughlin of Nebraska with Mr. Humphreys. Anthony Driver Kurtz Robinson, Iowa Mr. Wood with Mr. Steagall. Bankhead Dyer Kvale Romjne Mr. Zlhlman with Mr. Kent. Barbour Evans, Iowa Larsen, Ga. Ronse Mr. Reed of West Virginia with Mr. Shallenberger. Beck Fenn Lehlbach Rubey Mr. Brand of Ohio with Mr. Fulmer. _ Beers Free Lineberger Salmon Mr. Schneider with Mr. Geran. Begg French Longworth Sanders, Ind. Mr. Perlman with Mr. Sabath. Berger Fuller Lowrey Schafer Mr. Rosenbloom with Mr. Smithwick. Bixler Garner, Tex. Lozier Sherwood Mr. Knutson with Mr. Dickstein. Black, Tex. Garrett, Tenn. Luce Shreve Bland Gi1ford McClintic Sinnott Mr. BYRNES of South Carolina. Mr. Speaker, I desire tG Blanton Gilbert McLaughlin, Mich. Speaks vote" yea." Boies Green MacGregor Sproul, Ill. The SPEAKER. Was the gentleman present and listening Boyce Griest MacLa.trerty Stephens Brand, Ga. Hadley Madden Strong, Pa. when his name was called? Browne, Wis. lla.mmer Mapes Temple Mr. BYRNES of South Carolina. I was present and heard Buchanan Hardy Merritt Thatcher - my name called, but I did not vote. Burtness Hawley Michener Thomas, Ky. Burton Hersey Miller, Ill. II'ilson The SPEAKER. The Chair thinks the gentleman does not Busby lltll, Wash. Montague Tincher qualify. Butler Hoch Moore, OhiG Tucker 1\Ir. BYRNES of South Carolina. I heard my name called Byrns, Tenn. Holaday Moore, Va. Vare Cannon Hooker Moores, Ind. Vestal as I was coming into the Hall, but I did not vote. Chlndblom Huddleston Morehead Vincent, Mich. The SPEAKER. The Chair thinks the gentleman does not Cole, Iowa Hudson Morgan Wainwright qualify and has not the right to vote at this time. . · Colton IIull, Morton D. Murphy Wason Cooper, Wi.s. Hull, William E. Nelson, Wis. Watson The result of the vote was announced as above recorded. Crosser Johnson; Ky. Newton, Mo. White, Kans. The SPEAKER. The Clerk will report the next amendment. Darrow Kearns Parks, Ark. Williams, Ill. The Clerk read as follows: Dans, Tenn. Keller Phlllips WllYams. Tex. Deal Ketcham Rainey Winslow Page 76, Ilne 22: Strike out the figures " $2,320,000 " and insert Dempsey Kincheloe Ramseyer Wyant In lieu thereof the tlgures u $2,807,471." .,., 1562 CONGR.ESSION AL RECORD-HOUSE 'J.ANU.ABY 9 ' - l\Ir. COXNALLY of Texas. Mr. Speaker, a parliamentary Madden - Patterson ~talker Wason inquiry. Magee, N.Y. Perkins RtephcnR Watkins Magee, ra. Rainey Strong, l'a. Watres The SPEAKER. The gentleman will state it.- l\fanloye Ramseyer Summer , Wash. ·wah~on Ml·. CONNALLY of Texas. Is this the amendment affecting Mapes Heece Sw€'et Whit<>, Knns. the Citizens' :Militru:y Training Camp? ' Merritt RPed, N. Y. Taber "hite, )!e. Michener Sanders, Ind. Thatch€'r Williams, ~lich, The SPEAKER. It is. The question is on agreeing to the Moore, Ohio "'anders, N.Y. Til on 'Williamfl, Ill. amendment. Moores, Ind. Seger Timberlake Williamson The que tion was taken; and there were on a div-ision (de­ Morgan Shreve Tincher Winslow Murphy Sinnott rnderhill Wint('r manded by l\Ir. Co~;NALLY of Texas)-ares 140, noes 92. Nelson, Mc>. Smith Vaile Wood Mr. A~THO:\"'Y. Mr. Speaker, on that I demand the yeas Newton, Minn. Snell Yare 'Wurzbach and nays. Newton, Mo. Snyder \'€'.tal Wyant Paige Sproul, Ill. Waimnight The SPEAKER. The gentleman from Kansas demands the rarkcr Sproul, Kans. "'anl, J. Y. yeas and nays. Tllose in favor of orrlering the yeas and nays NOT VOTIXG-106 will ri e and stand until counted. [After counting.] Thirty­ Abernethy Foster Michael on Schall eight Members have ri en, not a sufficient number, and the Anders:on Fredericks :Mill. ._chneidrr yeas and nays are refu~ed. Arllold Freeman Mooney Scott Bowling Fulbright Moore, Ill. • cars, Xcbr. - So tlle amendment was ag1:eed to. Boylan Fulmer ~[orris ~baUeniJerger The SPEAKER. Tbe Clerk will report the next amend­ Brand, Oh1o Oeran Nolan Sites ment. Buckley Glatfelter O'Brien 8ruithwick Burtness <.~rabam O"'Connel1, R.I. Sullivan TJ1e Clerk read as follows: Canfielu Griffin O'Connor, X. L ~wing Page VG, line 8, after the word "subsistence " stTike out the figures Carew Humphreys 0'1-iullivan Swoope Clancy .lost 0liY€'r, N.Y. Tague •• $:100,000 , anu insert in lieu thereof the figures "$400,000." Clark, Fla. Kendall I'rrlman Taylor, Colo. Collins Knutson Porter Thompson The SPEAKER. The question is on agreeing to the amend­ l'onnolly ra. Kunz Pou Tillman ment. Cooper, Ohio Langley Purnell 'Tinkham The question was taken; and there were on a di"dsion (de­ C'orning Lar ·on, Minn. Quayle Treadway lOD, 117. ramton Lee, Ga. Han!'ley Ward,~. C. manded by 1\fr . ..:'crrAFER)-ayes noes Crowther Lilly Hr('d, Ark. Wefald Mr. GARRETT of Tennessee. Mr. Speaker, I demand the 'ummings Lind. ay Heed, W. Ya. Weller yeas and nays. Curry Linthicum Reid, Ill. Welsh The yeas and nays were ordered. Davey Logan Richnrds Wertz Davis. ~Iinn. McKenzie Roach Wilf'lon, Ind. The que tion was tak('n ; and there were--3·eas 170, nays Denison ~lcLaughlin, :Xcbr.RoiJ ion~ Ky. Wolff 146, not Yoting 106, as follow-s: Dick. tein McLeod Hoger~, _\[a~s . 'Yoodruii Dominick McXulty llog<'rR. N. H. "'oodrum [Roll :No. 22] Edmonds Mal'tin HoRenbloom 1:E.d8-1iD Evans, ::\font. Mead Sabath Allen Drl?wry Kindred Rathbone So the amendment waF; adopteu. .Allgood Driver K"\""ale Uayhurn Almon Eagan LaGuardia Hobinson. Iowa 'Ille Clerk announced tlle following additional pairs: Aswell Fa not Lampert nomjue Mr. 11ills with Mr. Richards. Ayres Fisher Lanllam House M1·. Burtness with Mr. Martin. Bankhead Fitzg-erald Lankford Rubey l\Ir. Kendall with Ir. Lillv. Barkley f"'rl'.ar Lazaro Salmon Mr. Cooper of Ohio with ~Ir. Rockley. Beck Gallivan Lea, Calif. Sanders, Tex. Mr. Fredericks with Mr. O'Sullivan. Bell Gambrill Lowrey Sandlin 1\Ir. McKenzie witb l\fr. Rogers of Kcw Hampshire. BergE'r Garber Lozier Schafer Mr. Treadway with Mr. Woodrum. Black. X. Y. Gardner, Ind. Lyon ~ears .. Fla. 1\lr. Sears of Nebraska with ~Ir. Glatfelter. Black, Tex. Garrett. Tenn. ~Icf'lintic Rberwood Mr. Tinkham with Mr. Clancy. !Hand Gnrrett, Tex. ~IcKeown :5immons Blanton Gasque McLaughlin, 1Iich.Sinclair The result of tlle vote was aunounced as abo>e recorded. Bloom Gibson :\IcReynoler p-riation bill, disagree to the Senate amendments, and ask for Cullen Johnson, W. Ya. Peavey WilliamR, Tex. Dallinger .Jones Peel'y Wilson, La . a conierence. Davi~, Tenn. Keller Phillivs Wilson, Miss, The SPEAKER The gentleman from Illinois asks unani­ Dickinson, 1\lo, Kelly Prall Wingo mous consent to take from the Speaker's table, disagree to all Dough ton Kent Quin Wright Dowell Ken- Ragon Yates the Senate amendments, and a~k for a conference on the bill, Doyle Ketchum Uaker Ziblman which the Clerk will report by title. Drane Kincheloe Rankin The Clerk read us follows : NAY8-146 A bill (II. R. 10082) making appropriations for the Treasury and Ackerman Campbell Free Hull, William :m. Aldrich Chindblom French .Tobnson, Ky. Post Office Department for the fi cal year ending June 30, 1926, and All drew Christopherson Frothingham .Johnson, R. Dak, for other purposes. Anthony Clague Fuller Johnson, Wash. Bacharach Clarke, N.Y. Funk Kearns The SPEAKER. Is there objection? Bacon Cole, Iowa Garner, Tex. Kie s Mr. STENGLE. Mr. Speaker, reserdng the right to object, Barbour Cole, Ohio Gifford King Reedy Colton Green Kopp I do so for the purpose of calling attention of the chairman Beers narrow Griest Kurtz to an amendment to which I made reference yesterday on Begg Deal Guyer Lar en, Ga. this :floor, and ask -for information as to whether in his opin­ Bixler Dempsey Hadley Leacll - Roie· Dickinson, Iowa Hall Leatherwood ion the amendments that are being placed on tllese bills at the Rrand. Ga. Dyer Hardy Leavitt other end of the building are not legislati>e rather than some Britten Elliott Haugen Lehlbach portions properly belonging to an appropriation bill? Brumm Eyans, Iowa Hawley Lineberger Buchanan Fairchild Hersey I~ongworth l\fr. MADDEN. I -think there is a feature of legislation Burdick Fairfield Hickey J.uce embodied in them, and we shall have to study them with great Burton Faust Hoch McDuffie care before either rejecting or adopting them. Bu by Fenn Holaday :McFadden Butler Fish Bud on MacGregor Mr. STENGLE. Of course, it will not be acted upon before Cable Fleetwood Hull, Morton D. MacLaiierty it is brought back to the House? CONGRESS! ON AL RECORD-HOUSE

Mr. MADDEN. If it is legislation, if we have not the the bill to the House, with such amendments as may have been authority to agree, we will bring it back. adopted, and the pre\ious question shall be considered ordered on the Mr. BLANTON. Reserving the right to object, will the bill and amendments thereto to final passage. gentleman state how much inc!_ease was made in the other 1\lr. SNELL. l\lr. Speaker, this resolution, if adopted by JJody? the House, simply pro-rides for the consideration of the bill Mr. MADDEN. I think there was only about $125,000 on H. R. 8887, a bill that has for its purpo e the amending in this bill, with nearly $800,000,000 in the bill. certain particulars the national bank act. it provides for Mr. STENGLE. That is very fine. three hours of general debate and then the con ideration under Mr. CARTER. Why not accept the amendments? the general rules of the House. A very serious condition con­ Mr. MADDEN. There may be some things to which we do fronts the national banks at the present time, and unless this not care to agree. condition is remedied in some respects it will eventually ex­ Mr. HOWARD of Nebraska. Reserving the right to object­ tend to and affect the Federal reser-re system. This is and I do not object directly; I would like to ask for informa­ caused partly because the national banks are operating under tion-is the chairman of the Committee on Appropriations now charters which were granted in 1864, with only a few amend­ ready to grant the request unanimously granted to him some ments up to the present time. There is necessity for at least months ago to make a statement regarding the disposal of cer­ two kinds of legislation, one to grant additional charter powers tain appropriations? to· the national banks and the other is to put them in a littl~ Mr. MADDEN. I am ginng T"ery serious consideration to the better condition to meet the competition of the State mem­ question. ber banks of the Federal reserve system, as the e State banks Mr. HOW AnD of Nebraska. Will the chairman continue to are operating under charters granted by the legislatures of give consider"ation? the se-reral States, and the banks must look to Congress for Mr. MADDEN. I certainly shall. this relief. This bill amends the general banking law in The SPEAKER. Is there objection? [After a pause.] The several particulars, but e pecially it pro-rides for additional Chair hears none. The Clerk will announce the conferees. charter powers so the national banks can adopt up-to-tlate The Clerk read as follows : banking method , and also as far as Congre s is able it put Messrs. MADDE~, V ARE, and BYnxs of Tennes~ee. orne restrictions on the State member banks of the Federal

JUDIOIAL DISTRICTS, L ~DIAN A re.·er-re s3·stem. While it grants additional 110wers to national banks, these are guarded to such an extent that in no way will Mr. IDCKEY. Mr. Speaker, I desire to pre ent a conference it interfere with the responsibility or stability of the national­ 1·eport on the bill (H. R. 62) for printing under the rule. banking system. The SPEAKER. The gentleman from Indiana presents a The main aduitional feature provided for in this bill is the conference report on the bill, which the Clerk will report by granting powers to national banks the right to have branch title. bank in T"arious cities, cities of a certain size, and under The Clerk read as follows : special restrictive conditions. A bill (H. R. 62) to create two judicial di~tricts in the State of Now, this measure has been before the House for nearly Indiana, the establishment of judicial dhisions therein, and for other two years. ·It has been discussed by e-very prominent banker purposes. in the United States, by all the banking organizations, and by The SPEAKER. Ordered printed under the rule. chambers of commerce, and literally hundreds of lettexs ha-ve come to the Committee on Rules explaining the necessity and INTERNATIONAL EXPOSITION, RIO DE JA~EIRO, BRAZIL the actual need for some legislation of this chracter. The SPEA..KER. The Chair lays before the Hc;mse the fol~ I appreciate the fact that not e-veryone is in favor of lowing me sa'7e from the President of the United State . every provision of this bill. I know certain Members o.f the The Clerk read as follows: House want to discu s various pro-visions, especially mem­ To tlte Congress of tlle United States: bers of the Committee on Banking and Currency, and they desire to offer some amendments. But these same men have. I tran mit herewith a report by the ~ Secretary of ~tate, sub~ mitting for transmission to the Congress a copy of the report of told me that it was -rery important and nece ·sary that this the special disbursing officer of the Department of State, of legislation should be considered at this time, and it is in}·ecog­ nition of the demands of the whole country, and the im­ the expenditures made under the provisions of the joint re ~ olu~ tion approved :November 2, 1921, entitled "Joint Resolution portance from the national standpoint of this legislation, and accepting the invitation of the Uepublic of Brazil to take p:nt the demand on the part of the Members of the House for its in an international exposition to be held in Rio de Janeiro in consideration that the Rules Committee have presented this 1922." rule and recommended its adoption. C..u nx CooLIDGE. I would like to ask the gentleman from Tennessee [~fr. THE ·wHITE Hou E, GARRETT] if he desires to have any time? Washington, JatJtua1·y 9, 1925. Ur. GARRETT of Tenne see. l\1r. Speaker, the minority members of the Committee on Rules, so far as I know, are The SPEAKER. Referred to the Committee on Indu trial fayorable to the adoption of the rule, whate-rer their attitude Arts and Expositions. may be toward the legislation upon the final vote. But one of CO~SOLIDATION OF NATIONAL TIA.~KING ASSOCIATIOXS the majority members of the Coomittee on Rules is, I think, opposed the rule. I refer to the gentleman from Wisconsin 1\Ir. SNELL. 1\Ir. Speaker, I call up House Resolution 343, a to privileged report from the Committee on Rules. [Mr. :KELSOX]. The SPEAKER. The gentleman from Kew "lork calls up a Mr. SXELL. I propo e to yield to the gentleman from Wis­ consin 30 minutes. privileged re olution, which the Clerk will report. Mr. GARRETT of Tennessee. I hope we can arrange to let The Clerk read as follows : the gentleman have such time as he desires. House Resolution 343 Mr. SNELL. Yes. I propose to yield him 30 minutes. Resolved, That upon the adoption of this resolution it shall be in Mr. KI~'DRED. Mr. Speaker, will the gentleman yield? order to move that the House resolve itself into the Committee <>f the l\lr. SNELL. Yes. Whole House on the state of the Union for the consideration of the Mr. KIJ\'DRED. Does the gentleman care to state at this bill (H. R. 888i) entitled "A bill to amend an act entitled 'An act time what his view is as to the attitude taken in the telegrams to provide for the consolidation of national banking associations,' which many of us are receiving to~day from the supervisors of approved November 7, 1918; to amend section 5136 as amended, the New York State Banking Association suggesting certain ,;;ection 5137, section 5138 as amended, section 5142, section 5150, amendments to this bill? section 5155, section 5190, section 5200 as amended, section 5202 as Mr. S~ELL. I will say to the gentleman from New York amended, section 5208 as amended, section 5211 as amended of the that I received that telegram late last night and immediately Revised Statutes of the United States; and to amend section 9, got into communication with the chairman of the Committee on · section 13, section 22, and section 24 of the Federal resen·e acj:, and Banking and Ourrency, and he informed me that they had made for other purposes." That after general debate, which shall be con­ several suggestions but had changed their opinion each tiiJ?e, fined to the bill and shall continue not to exceed three hours, to be and he hoped before the consideration of the bill ·was com­ equally divided and controlled between the chairman and ranking pleted that they would reach an amicable conclusion. minority member of the Committee on Banking and Currency, the 1\lr. KINDRED. In other words, they were not crystallized­ bill shall be read for amendment under the five~mlnute rule. At the the amendments they ha"Ye suggested? conclusion of such consideration the committee shall rise and report 1\Ir. S:NELL. I think that is true at the present time. '1564 CONGRESSIONAL RECORD-ROUSE JANUARY 9

1\Ir. B.ANKHE.AD. Mr. Speaker, will the gentleman yield t Report ot the comptroller, December 1, m~ Mr. S:J\TELL. Yes. Gross earnings : $1, 049, 408, ooo' Mr. BANKHEA n. Referring to the statement of the minority fg~~::::::::-___ :::::::::::::::::::::==:::::: 1,074,559,000 leader with reference to the attitude of the minority members Increase (years 1923-24)------­ 25,1()1,000 of the Committee on Rules, has the gentleman an idea of yield­ Net earnings: ing time- on the adoption of the rule to any other besides the 1923------t:24 ______812,826,000 808,515,000 gentleman named? ecrease (years 1923-24) ------­ 4,311,000 Mr. SNELL. There have been no other requests. Explanation: Mr. Speaker, I yield 30 minutes to the gentleman from Wie­ Salaries increased over------­ 8,000,000 Surplus increased------­ 10,000,000 con··in [Mr. NELSON]. Deposits: The SPEAKER. The gentleman from Wisconsin is recog­ 16,897,980,000 nized for 30 minutes. 18~!:::::::::::::::::::::::::::::::::::::::: 18, 847,837,000 Increase (years 1923-24)------­ 1,449,857,000 Mr. NELSON of Wisconsin. Mr. Speaker, my antagonism Total cash holdings : toward this rule is based upon my uncompromising opposition to the purposes, principles, and extraordinary powers contained i~~!:::::::::::::::::::::::::::::::::::::::: !:g~1:~5g:ggg Increase (years 1923-24)------165,299,000 in this bill. Frankly, I find it difficult to frame a theory in my Total surplus : mind to explain how so many good men of the Banking and Currency Committee could consent to report this measure. I 1~~~=::::::::::::::::::::::::::::::::::::::: i:8~8:g~g:ggg DlviJ~~~se (years 1923-24) ------9, 978, 000 refrain from characterizing it as it deserves. I will simply 1923 ______present it to you stripped of its disguises and let the Members ¥924 ______, __ ..._ 166,000,000 179,000,000 of the House judge for themselves. N ncrease (years 1923-24) ------13,000,000 To begin with, it is clear to my mind that for Uncle Sam to enact this bill, considering his raw treatment in this session et ~924~~g~~~~~-:~~~o-fi-~~------______203,488,000 195,706,000 of !he farmers and wageworkers, by far the greater part of ecr ~ase (years 1923-24>------­ 7,782,000 his national household, would be gross favoritism and flagrant El xp1 anatwn: mjustice. ~alaries increased------8, 000, 000 The railway brotherhoods, numbering millions and supported Savin~PJ~go~~~~ased------10,000,000 by other millions of workers, asked for the passage of the ~~; i~: ~~~!:::::::::::::::::::::::::::::::: ~:~~~:~5~:888 Bowell-Barkley bill. That did no more than set up tribunals Increase (years 1923-24) ------()93, 560, 000 whereby wageworkers might secure fair treatment. At the most, they only asked for a living wage. What was the atti­ Let me drive home the fact of the opulent prosperity en­ tude toward this measure by the railway executives, who are joyed by national banks by quoting Comptroller Dawes from but the spokesmen of the great banking houses that own and the same page of the Journal of the American Bankers' .Asso­ control the stock and secm·ities of the great railway systems? ciation. I quote: Unwavering hostility. Responsive to this organized oppo ition Picturing national banks in a flourishing condition and reporting by capital what did many of our esteemed Republician col­ that dividends had attained the record-breaking total of $179,000,000 leagues in the House do to the Bowell-Barkley bill? It long last year, the comptroller said : " It is gratifying to state that the lay dormant in committee. When finally the committee doors well-fortified position of the national banking system, as disclosed by were battered down by a discharge they made use of every the character of assets and the volume of increase in the assets during parliamentary means to prevent its passage. the year, is evidence of the fact that the national banks occupy an Again, farm organizations, cooperating almost as a unit, outstanding place in our financial structure and are nbundantly able supported by the overwhelming sentiment of the farmers of to meet the demands of commercial and industrial enterprises." the land, asked for the passage of the Haugen-McNary bill. Mr. MURPHY. Will the gentleman yield? They pleaded for justice. They asked to be placed on a par Mr. NELSON of Wisconsin. Yes. with the other children of Uncle Sam. They had been ruined Mr. MURPHY. Who puts the money in the banks? by deflation. They pointed out and proved that they had been 1\Ir. NELSON of Wisconsin. The depositors. deflated by the Federal Reserve Board under the instigation of 1\!r. MURPHY. Of course, and they are the American pub­ the great banking houses of the land. But the Haugen­ lic, the farmers' and workingmen alike. McNary bill and all other farm legislation met here with over­ Mr. NELSON of Wisconsin. I decline to yield for any whelming defeat. argument. But now come Uncle Sam's favorite and fortunate sons, the Remember, Mr. Speaker, that all these special privileges members of his family that control his capital, few in number granted in this McFadden bill are in their nature and in final by comparison, making huge profits, asking for the omnibus effect subsidies, of incalculable value, and they will all be paid McFadden special privilege bill. Apparently the selfish special for out of the pockets of the American people. For example interests back of this measure are powerful enough to secure stock dividends. Is it not an exemption from taxation? its passage, but it seems incredible to me that 1\Iembers of Sm·ely it is and the value of it in millions might be readily Congress who opposed the fair and reasonable demands of the computed. wageworkers and farmers will now turn around and support 1\Ir. MORGAN. Will the gentleman yield? such a special-privilege measure as the one here before us. Mr. NELSON of Wisconsin. For just a question. I can not support this bill, because my sense of the flagrant Mr. MORGAN. The gentleman refers to stock dividends. injustice and gross favoritism to which I have referred is in­ Does that apply to dividends or to the capital stock? tensified when I look at the enormous profits and the general 1\Ir. NELSON of Wisconsin. Stock dividends. They can prosperity of the national bankers, by whom these huge sub­ take the surplus, if this bill goes through, as new stock and sidies from Uncle Sam are asked-incalculably valuable, indi­ a void the payment of the income tax. rect subsidies. In display type, surrounded by a border, the Chairman McFADDEN, himself, writing upon the provisions Journal of the American Bankers' Association prints the fol­ of this bill in the Journal of the American Bankers' Associa­ lowing: tion, states: Payment of dividends by national banks eclipsed all previous marks From the standpoint or the creditors or a national bank, the only during 1923. The Comptroller's annual report to Congress revealed eft'ect of a stock dividend is to increase the contingent liability on the net additions to profits for the year ended last October 31 amounted part of the stockholders and thereby strengthen the bank. to $293,500,000, notwithstanding the writing off of -$160,000,000 1n But he clearly points out that stock dividends would exempt losses and depreciation. From the earnings dividends of $179,000,000, the surplus accounts from income taxes. He continues: surpassing the previous year's record by $13,000,000, were paid. Invest­ Under the old law the course which is followed is to declare a cash ments in bonds increased 11 per cent whlle loans and discounts showed dividend and request the stockholders to nse the cash dividend for a gain of slightly over 6 per cent. Although there was no material the purpose of purchasing the increased capitalization. The fear that change in the number of banks, there was an 1ncreasi> of $25,220,000 this would make the individual stockholders liable to lncore.e tax has in paid-in capital and $26,000,000 in their surplus. (P, 450, Jan., in many cases prevented the declaration. of sto.ck dividends and the 192'4.) proper placing in capital aceount of money which is now carried 1n But, Mr. Speaker, I present here a striking table that will surplus. 1eveal the opulent prosperity enjoyed by national bankers. I Mr. Speaker, all of the national banks of the country are give you here a summary taken from the two last reports of affected by this provision. They carry a total of over a billion the Comptroller of the Currency: and a half in surplus and undivided profits, 80 per cent of 1925 OONGRESSION AL RECORD-HOUSE "1565 which may be paid over under this law to stockholders with­ here is a perfect ~pecimen of all the e-rils of logrolling legis­ out a cent of income taxes. The resulting loss of revenue lation. It is to be pre umed that each of these privileges has would be mea ured in the hundreds of millions of dollars. value. How much value in millions, hundreds of millions, and This is the true effect if not the very purpose of this provision. perhaps billions, who knows? I a.m sure the bankers behind And so it is that when I consider these facts of record as this bill realize that they are not being gi-ren gold bricks. Let to the last two years taken from the comptroller's report and me lift up a few chunks of rich pork and see if we can get an interpreted by the Journal of the American Bankers' Associa­ estimate of their value. tion and by the compb·oller himself as record breaking. My Consolidation of national banks "ith State banks made easier. • feeling over this violation of the fundamentals of moral law How much is it worth to legalize the practice of buying up that we shall not be respeders of persons is so overpowering State banks with enumerable branches so as to have the that I can not express my indignation over the flagrant injus­ privilege of branch banks? tice done to farmers and wageworkers and this gross favoritism Perpetual charters instead of for 99 rears with the ensuing to show these few citizens of our country. Now, I ha-re no ill privilege of engaging in a general trust business. How much will in my heart neither toward national banks or national is this piece of pork worth? What bankers are clamoring for bankers. On the conb·ary, I am their friend and champion on that privilege? How much is it worth? this floor. I have for 25 years done my banking with the first The privilege of holding real estate without length of time State bank to join the Federal reserve system. The officers of for "accommodation'' in the great cities. Who wanted that that bank now and in the past are my personal friends, and pork? How much is that worth in millions of unearned in· the president of it for years, who is now the chairman of the crements? board, has been one of my staunchest friends. But neither the And this is u little piece of pork. Reducing capital from bank nor the officers of it, I am sure, would stand for the $200,000 to $100,000 in certain cities. Who wants that pork? provisions of the McFadden bill. Why is it in this bill? To get their support for the other privi· l\Ir. Speaker, I ask unanimous consent to extend my remarks leges? Who knows? more fully in the RECORD. Then the five provisions in t11e bill removing loan restrictions, The SPEAKER pro tempore (Mr. FROTHINGHAM). The gen­ permitting partners or firm members individually to borrow tleman from Wisconsin a ks unanimous consent to extend his up to 10 per cent of the capital and surplus of the banks. remarks in the RECORD. Is there objection? What is the effect of these privileges? What are they worth? There was no objection. Who knows? Who can tell us in terms of profit? Mr. ~"ELSON of Wisconsin. I can not support the McFadden The privilege now of doing a general safety-deposit business? bill for the further reason that I have looked into this pork What is the value of that in millions of dollars? It is pretty barrel, and I do not believe that Uncle Sam can afford to be so good pork. It will attract support of bankers for this bill. lavish in his gross favoritism to the national bankers. I have The pri-rilege of loaning money more extensively than ever here a consolidated statement showing something of the privi­ on real estate and farm land. How much is this juicy pork leo-es giyen in this bill. worth? 1. Consolidations made easier. So I say talk about a pork barrel, talk about logrolling, a. Makes it po sible to take o-rer State banks and trust talk about an omnibus rivers and harbors bill, or an omnibus companies without having them first take out national charters. public building bill, what of an omnibus bankers' special privi­ 2. Grants indeterminate-that is, perpetual-charters instead lege bombing bill, full of indirect subsidies of incalculable of 99 years. value? a. This enables national banks to engage in trust business I have already ret'erred to stock-dividend melon, worth, 'extensively. doubtless when made use of, a billion doUars. 3. Permitc:; banks to hold real estate for future accommoda­ Now, Mr. Speaker, in order that we may know how far afield tion purposes instead of merely for immediate building purposes. the McFadden bill. is going in extending the privileges of national 4. Permits banks in outlying districtc:; of cities over 50,000 to bankers, I will quote from the opinion of Attorney General start with $100,000 capital instead of $200,000. Wickersham against branch banking. In his day, under the 5. Permits stock di·ridends. safeguards of the pro-risions of the law carefully worked out, a. This enables surplus to be divided among stockholder::; the general powers of national banks were hedged about pru­ without payment of income tax. dently. The Attorney General said: 6. Liberali!ed loan features. a. Permits partners and members of same firm each to borrow The general powers granted to national banks are contained in up to 10 per cent of capital and surplus. section 5136, Revised Statutes, paragraphs 6 and 7. In paragraph 6 b. Sets limit of 15 per cent over 10 per cent above mentioned the association is given power to prescribe, by its board of directors, for loans secured by indorsed notes having maturity of not by-laws not inconsistent with law, regulating the manner in which its more than six months. general business shall be conducted, and the privileges granted to it c. Exempts bankers' acceptances from any limitation based by law exercised and enjoyed; and by paragraph 7 it is empowered- on capital and surplus. Exempts obligations secured by lien on " To exercise by its board of directors, or duly authorized officers livestock in transit valued at 115 per cent of face of loan up to or agents, subject to law, all such incidental powers as shall be neces­ 15 per cent over 10 per cent mentioned above. sary to carry on the business of banking; by discounting and nego­ d. Exempts notes secured by Government bonds since April tiating promissory notes, drafts, bills of exchange, and other evidences 24, 1917, up to 15 per cent over 10 per cent mentioned above. of debt; by receiving deposits; by buying and selling exchange, coin, e. Exempts loans secured by obligations of the United States and bullion ; by loaning money on personal security; and by obtaining, or any State under Federal farm loan act up to 15 per cent issuing, and circulating notes according to the provisions of this title." over the 10 per cent mentioned abo-re. Clearly, neither of these provisions contain an express or neces­ 7. Liberalizes report requirements. sarily implied power to establisP, a branch bank. a. Permits a -rice president or assistant cashier to swear to an­ Mr. Speaker, all the powers granted in the McFadden bill nual statement formerly requiring oath of president or cashier. were denied national banks by the framers of the old banking 8. Permits safe-deposit bu iness. law. Sound bankers considered them dangerous in practice. a. National banks may lea e boxes or own stock in corpo­ I will print in my remarks some of these Cl'itici ms by leading rations conducting safe-deposit business. banking journals and bankers of some of the provisions of 9. Permits national banks to loan on impro-red real estate the McFadden bill. 'l'he bars have been thrown down. The including farm land within 100 miles of location up to 50 per field of privileges has been opened wide. cent of actual -ralue of real estate and up to 25 per cent of their But, in my humble opinion, all these privileges, all these capital and surplus. powers, all these rich pieces of pork have been inserted in the 10. Permits national banks to do a general bond business. McFadden bill in order to put over the privilege of branch 11. Permits national banks to establish branches. banking. . a. Unlimited number in cities under 25,000 people. So, I\Ir. Speaker, nothing for wagewo1·kers, nothing for farm­ b. One branch in citie 2;5,000 to 50,000 people. ers, but this pork barrel for the favorite and fortunate sons c. Two branches in cities 50,000 to 100,000 people. of Uncle Sam who control his capital, his credit, and his cir­ d. Unlimited number in cities o-rer 100,000 people. culating currency. Uncle Sam is rich, Uncle Sam is generous, l\lr. Speaker, this gift comes somewhat after the Chri tmas but when he plays Santa Claus it seems to me he is too lavish season is over. But no doubt it was intended to be ready in and far too partial in the distribution of his presents to the time. I have unrolled the wrappings and t4e ti sue paper members of his family. inclosing the precious powers, privileges, and grants of indirect I am· against the McFadden bill, further, because the money sub idy to the various groups of bankers. Talk about pork power revealed by the Pujo committee, the big special interests bnrrel, talk about logrolloing, talk about sugar-coating a bill; of the country, and great banking houses of the financial dis· 1566 CONGRESSIONAL RECORD-HOUSE JANUARY 9

trict of New York, with Kuhn, Loeb & Co. and J. Pierpont smooth over some elements of friction that the McFadden bill has Morgan & Co., are the chief promoters o.f branch banking pro- been allowed to go as far as it has. Precisely in this same way ha.s "ided for in this bilL · the bad and careless banking legislation of the past 10 years been :Mr. LINEBERGER. Where is the money power? enacted-the numerous and vicious amendments to the Federal reserve :Mr. rrELSON of Wisconsin. 1 will print as an appendix to act and many LI.Dother bill of the same lineage. my remarks evidence showing who is behind this bill. A few facts about the McFadden bill ought to be generally known That there is pressure behind it is obvious. Let me quote and given their due weight. They are as follows: (1) The McFadden blll has hardly the "bankers of the country ba.ck • Comptroller Dawes, from the New York Times of April 10, 1924: of it.'' The American Bankers' Association passed a resolution support­ ing it in the usulll perfunctory manner at the recent Chicago meeting. The coercive power of a branch banker bent on expansion 1s very The bill, however, received very general criticism and even condemna­ great. tion from many bankers who dld " not speak out in meetings." Again, in the Commercial and Financial Chronicle of New 1\Ir. Warburg, of Kuhn, Loeb & Oo., has failed to get Con­ York, he is quoted as saying: gress to incorporate branch banking in our Federal reserve The development of branch banking, unless curbed, will mean the system. destl·uctlon of the national banks, and therepy the destruction of the Looking further, I wondered if the house olJ. Pierpont.. Mor­ Federal reserve system and the substitution of a privately controlled gan would not appear somewhere in this contest. And sure reserve system for a governmental system of coordination. • • • enough, I found the National City Bank, the National Bank of The danger which confronts our present banking system lies in an Commerce, and the Chemical National Bank, all New York insidious and gradual undermining influence which is not so much the Morgan-controlled banks, interested in securing the privilege outgrowth of a conscious effort to introduce a new system as it is the of branch banking. I found them taking part in a Supreme re ult of a natural desire to secure temporary benefits for particular Court case, of which I shall have mol"e to say soon, ftling their individuals and banking institutions without consideration being given briefs in that case, although they had nothing whatever to do as to the ultimate effects on the highly complicated and efficient ma­ with it except their selfish interest. chinery of American finance and exchange. Commenting on this interest I quote from the New York Katurally I was curious to find out which are the chief Times as to why these l\Iorgan banks insisted upon having a banking interests pressing for the privilege of branch banking. part in that case. It throws light on the subject: ln my search I found out that at least two other Comptrollers 'l'he National City Bank Is not directly interested in the case, it is of the Currency had urged branch banking, but failed. understood, except from the standpoint of the advantages that would Mr. IcF.ADDEN. Will the gentleman yield? go to the national banks throughout the country should the case be Mr. NELSON of Wisconsin. I have only 30 minutes. decided in favor of the St. Louis bank. This New York bank was in­ Mr. MoFADDEN. Just a short question. I want to ask the vited by the First National Bank in St. Louis to join in filing a brief gentleman if he was pre ent in the Committee on Banking and and readily ac~pted. Cunency the morning the representatives of the labor banks With the Chemical National Bank the motive is entirely dltterent, indorsed this bill? because on the decision of the St. Louis case rests the right of the Mr. NELSON of Wisconsin. The gentleman knows I was Chemical National to establish tbe 12 branches throughout Manhattan not. and Brooklyn that it bas at present under consideration. Permission Then I came upon this illuminating bit of information has been granted by the Comptroller of the Currency for the establish­ from a national banker who has steadily been fighting branch ment of these branches, but it is understood that one of the principal banking, Mr. A. J. Frame, national banker of Waukesha, reasons for tile delay in opening the new branches is that the officers Wis., ·who pointed ont that the international banking fum of of the Chemical ~atlonal Bank want to be assured of the outcome of Kuhn, Loeb & Co., through Paul M. Warburg, was then start­ the St. J.ouis case before proceeding with the expense involved 1n open­ ing a campaign for branch banking. Listen to this national ing new branches. (New York Times, May 16, 1913, p. 15.) banker opposed to branch banking : That the~ e are Morgan banks I ascertained by going back to Fifteen years ~go the leaders of the American Bankers' Association, the Pujo investigating committee report. I also traced out the under the guise of providing an elastic currency for us, attempted to directors of these great banks and their carporate connections, deliver our independent banking system into the hands of the monopo­ all of whioo I shall print in the REcORD. So, Mr. Speaker, we lists under a branch banking system,. which utterly failed. This see that the two great international banking houses which the octopus has again revived and it would seem the advocates have cor­ Pujo investigating committee declared constituted the gl"eat ralled the powers that be and the Democratic doctrine of an avowed Money Trust are pre sing for the passage of the branch­ enmity toward monopolization is dead, unless H. R. blll 15734 is buried banking privilege. Truly, "the coercive power of a branch beyound resurrection. banker bent on expan ion is very great," especially if it be that of J. Pierpont Morgan & Co. House bill15734· reads practically as follows, cited by Paul M. I am against the McFaaden bill because I am for the Asso­ Warburg, before the New York State Bankers' Association: ciation Against Branch Banking and the attorneys general of Authorizing any national bank with $1,000,000 capital and sur­ 18 States. plu , or over, located in a city of more than 100,000 inhabitants, to Mr. Speaker, I believe Mr. Dawes was accurate when he establish branches within the corporate limits of the city, and says in his last report- authorizing any national bank located in any other place, with the an overwhelming majority of bankers of the United States are opposed approval of the Federal Reserve Board to establish branches within to the principle of branch banking. (Report of the Comptroller of the the limits of its county, or within a radius of 25 miles of its banking Currency, December, 1924, p. 4.) house irrespedive of county lines, etc. To my mind the passage of 81lch a bill would be signally destructive But, Mr. Speaker, some of them have quit because of the and also would be the stepping stone to a general, monopolistic branch pork in this bill; some of them have quit from fear; others banking system,· which would practically de troy the 25,000 to 30,000 have quit becaw;e they have been deceived into believing that independent banks of the United States. (The Chicago Banker, July this bill limited branch banking instead, as it does, extending 22, 1916.) it; and still others were persuaded that the Hull amendment, of which we shall hear more, would prevent the extension of Mr. JACOBSTEIN. Will the gentleman yield for just one branch banking into States now opposed to it. question? Under pressure of the financial activities of these great New 1\lr. NELSON of Wisconsin. Yes; but please hurry. York houses, indirectly in practice and directly upon our public Mr. JACOBSTEIN. I just want to know why it is the labor officials, the comptroller, Mr. Cri singer, first let down the bars banks did really approve this bill? I am not a member of the without the authority of the law. He permitted the First Na­ committee and am interested. tional Bank in St. Louis to start a branch. Mr. NELSON of Wisconsin. They only gave it a perfunctory Mr. BEEDY. Will the gentleman yield for just one ques­ indorsement and did not look into it fully, and the Commercial tion? and Financial Chronicle on December 13, 1924, says that the Mr. :NELSON of Wisconsin. I have not the time to yield, if bankers do not know about this bill and do not know the I am to complete my statement. pro'lisions of it. When criticized by bankers of Missomi he neither stopped it The Chronicle said : nor did he join in bringing the case before the courts that finally There are very few bankers who have ever read the McFadden d1d stop it. Missouri bankers themselves aw the danger, for measure through from· beginning to end, and there are still fewer who when once the principle is sucrendered bl"anch banks will can tell what it means when they have read it. It is clearly because spring upon the country as a flood. They organized themselves; of the belief that this is an innocuous proposal intended simply to got the attorney general of Missouri to start a contest in the 1925 CONGRESSIONA:L RECORD-HOUSE 1561 supreme court of that State, alleging" that this Missouri na­ Therefore, monopoly bas been abhorrent to our common law. tional bank was violating the State law. The Supreme Court w·e have reenforced the common law with the Sherman anti­ of :Missouri so held. trust law; we further strengthened our antimonopoly law with Then an appeal was tak--en ta the United States Supreme the Clayton antitrust law, and we have set up a Federal Trust Court Eighteen States, through their attorneys g~eral, ~e~z­ Commission to protect us from monopoly. in'Q' the general danger, assisted the Bankers Association Therefore, as branch banking is monopolistic, leading inevi~ a~in t branch banking in the trial of that case by filing briefs; tably; because of its very nature, to the form and fruitage of but the Federal Government (Harry Daugherty being Attor­ monopoly, it is a great evil. ney General) filed a brief against the States' contention, in Indeed, the public o.ffi.dals behind this bill have not dared· which it joined with the attorneys of the three great Morgan to defend branch banking. They say they are opposed to banks to which I have already referred. branch banking. They tell us that they are limiting the evil But Attorney General Daugherty and the Morgan banks were to certain States, restraining such States from coming into the defeated. The attorneys general of the 18 States. and the Federal system with branch banks, limiting the evil to the Bankers' As ociation won. The Supreme Court decided that limits of municipalities, limiting the evil to one branch for branch banking is in violation of our Feder-al laws. smnller banks,. two branches or more with larger- banks, but Now, Mr. Speaker, the McFadden bill grants the privilege they allow unlimited number of branches to the great central: of branch banking. We are asked by· its passage to ove~ule banks in the larger cities. But by limiting branch banking at the victory won by Missouri in the Supreme Court of the. Uruted all they admit that it is-. an evil. If it were a good thing, then States by the organized bankers opposed to branch banking and these limitations would have been absolutely unjustifiable, for the attorneys general of 18 States, and ~o give the ?ranch ba~ why limit the use by all the people everywhere of that which is privilege, if not at once to the First National Bank m St. Loms, good? but certainly to the Morgan bank of New York, defeated before So that morally this bill says, notwithstanding the past pros­ the highest tribunals of State and Nation. perity of our indep-endent system, the warning of foreign I am fioohtinO' side by side with my ovrn attorney general. lands, and the decisions of our- highest courts : " Branch Wisoonsino doeso not want branch banking. I am fighting here banking, monoi!_oly1 evil, be thou our-- good ! " By the enact­ with the other attorneys general and with the organized ment of' the McFadden bill we depart from the good, cross Bankers' Association against branch banking. I will not con­ the di-viding line, and pass into the field of economic and of ~ent to overrnling the Snpreme Court of M' ouri and of the moral evil with our banking system. United States to cheat these men of their great legal victory in I refuse, by my vote, to legalize, knowingly, deliberately, so the end. notorious an economic and ethical evil. Mr. STEVEN, ON. Will the gentleman yield for just one Of course, such a bill must employ darkness and sophistry for­ question? its enactment. Let me now analyze the life-saving argument Mr. J\'ELSON of WLcon in. No; I have only a few tminutes and show its economic and moral sophistry. and the gentleman will have time· of his own later. Undoubtedly the chief rea._on put forth by the proponents of 1\Ir. STEVEN ON. L just want to call the gentleman's at­ this bill is that we must permit branch banking in order to tention to the fact that this bill prohibits the very thing being pre erve our Federal banking system. I propose now to turn done that the Comptroller of the Curxency did in that instance. the light on this argument :first from the point of view of good ::\1r. NELSON of Wisconsin. I am going to a k for a little financial economy. more time, and L will tell you about that soon. If there ever The Comptroller of the TreasUIJ, M.r: Dawes, who seems to · a subterfuge, that was .one. hold a most remarkable position, facing in opposite directions I am against the 1\IcFadden bill for the further reason that at the same time, in his reports to Congress cries out against it legalize the· economic and moral. evil of branch banking. the evils of branch banking; at the same time he is urging the Why were the bankers themselv-es and the attorneys general enactment of branch banking in the McFadden bill. ot these 18 States oppo ed to the branch banking. privilege? He prophe ied before Congress adjourned that if something Because it strikes directly at the independent banker. He was not done "·at th1 session before Congress adjourns" dread­ can not stand up under the competition of a central bank with ful things- would happen to our Federal reserve system. Con­ He is branches. inevitably, in the course of time, driven out gress did not act, so ~1r. Dawes stands forth as a discredited o~: forced to sell out. Ta the young men of the 1 nd, the door­ prop!ret. is forever closed to entering the banking field, except as.. a man­ He professes to be greatly alarmed over the lif~ of our ager of a bank. Federal reserve system. He sees bankers throwing up their Again, they recognize that in this Missouri case, bad the Federal charters and going. into.. the State field. Aud you would Supreme Court decided otherwi e and Congres not met the believe from him that the fact. that some State bankers had danger speedily by law, it meant to- the States interested the branches in certain States \Yas the sole cause why national death knell of their independent banking system. bankers have gone back to the State system. And finally, they recognized, especially the States. what Comp­ Without now pointing out the true reasons why a few troller Dawes has so forcefully pointed out by overwhelming evidence in his two recent reports to Congre s that monopoly national bankers have preferred to become State bankers-let us assume that branch banking ls the sole reason. As a matter of in banking is extremely oppressive and hazardous to the rights, fact, one of the ablest experts writing in the American Eco­ liberties, and welfare of the people of any country. nomic Review gives . ix reason.c;; why some national banks have Mr. CELLER. Will the gentleman yield a moment on a Tery important question? l)o we not now have a situation where gone into the State field, and not one of the reasons assigned the national banks have absorbed State banks with branches, is the lack of branch banking privilege. He moreover calls thereby getting around the law so that they now have such attention to the fact that whereas 58 State banks have left the reserve system, 61 other banks had in the same period come branches? into the national field. l\!r. NELSON of Wisconsin. I am coming to that; if my time will permit. From the September. issue. of Trust Companies we find these facts with ref~rence to the growth of banks covering a longer But: hranch banking is not only an evil economically, it is, period: in its v TY essence, a moral evil. Branch banking, Oomptroller Dawes llas said over and over again, is "monopolistic." Let In point of number the State banks and trust companies increased me quote his exact language : "Branch banking is, in its es­ from 21,02.8 irr Jnn.e, 1919, to 21,3'50 on March 31, 192.4, and the sence, monopolistic." national banks incratsed during the same period from 7,785 to 8,115. With my remarks I shall print excerpts from individual What is then the argument of the comptroller? When we bankel'S, from expert writers on banking, from State- bankers' sift the matter carefully, his contention is that notwithstanding associations, and from the National Bankers' A ociation, over the enormous profits of national bankers, which he has so and over- again holding that branch banking is monopolistic. acclaimesi in his report, these national bankers must be given There is no question of it, Mr. Speaker. In its essential larger powers; larger vrivileges, and, therefore, large profits nature, in its form, and in its fruitage, as we see it in operation in order to keep them in the Federal system. For instance, in foreign lands, notably Canada, branch banking is monopolis­ it a national banker can only make, let us say, 30 per cent on tic. his investments as a Federal banker, and he sees that by getting Now, monopoly is one of the wornt of national evils. It has the privilege of branch banking be can make 35 per cent, his in it the elements of oppression, tyranny, extortion, injustice, greed will, naturally, lead him to take his bank fi"Dm the and greed. Monopoly is merely machinery set up to extract National field into the State field. Therefore, we must give him from its victims property or money without rendering a due the privilege to make at least 35 per cent equivalent. It violates, stripped of all disguise, the fundamen­ Let me translate his argument into concrete language that a tal law" Thou shalt not steal." Monopoly is theft by foree. farmer can understand. Mr. Dawes- sees a few bogs that he 11568 CONGRESSIONAL RECORD--HOUSE 'JANUARY 9 thought he had safely confined in the national pen, feeding States which now do not forbid branch banking. In fact, the luxuriously from the national trough. He himself has spoken language of the l\IcFadden bill would extend branch banking of the fine condition of all his stock. They are " hog fat/' federally undoubtedly to such States as Wisconsin and three but says he "over in the State field the hogs have broken into or four others which had started some branch banks before the a fat pasture of clover or cornfield-that of branch banking," State laws were passed forbidding the practice. and so he says: "my hogs see the rich swill in the State How many States are rapidly realizing the danger and are trough, and unless you hurry up with the McFadden bill to passing laws to put an end to the evil? For instance, a few fill the Federal troughs up to the brim with the richest special years ago in New Jersey some of the greedy State banks got a privileged swill, I fear they will all rush into the State field." law through permitting branch banking, but the bankers of [Laughter.] Thus, by satisfying the greed of a few unprin­ the State arose and secured a law prohibiting branch banking. cipled bankers, he would save the life of our Federa~ ~eserve This law was vetoed by the governor, but State banks opposed system. He does not mention that the State authonties are to branch banking were strong enough to get the bill passed rapidly trying to put up the fence to protect their gardens and over the governor's veto. their cornfields from these greedy animals. In Connecticut, Washington, and many other States branch Now let us turn from the economic view. What is the ethical banking has been recently forbidden by State laws. principle that is presented to us? It is this argument of one At the last Pennsylvania Legislature an attempt was made. of Shakespeare's characters- to get permission to establish State branch banking. The plea' was made that as the Comptroller of the Currency had per­ ! beseech you wrest once the law to your authority; to do a great mitted Federal banks to have branches, therefore, to protect good, do a little wrong. themselves, the State ought to permit State banks to have nut Shakespeare did not acquiesce in that argument. It is branches. But again State bankers organized and beat the big the infamous plea of the old sophists of the feudal ages: " The Philadelphia bankers who wanted State branch banking au­ end justifies the means," certainly an ethical plea not openly thorized. sanctioned in our day. This sophistry is, in fact, as old as But if we legalize Federal branch banking in these States, man. In the Garden of Eden, man was forbidden to eat of the how can States free themselves from this great monopolistic tree of good and evil; but his Satanic· Majesty, the Serpent, evil? connnced Motl1er Eve that by doing only a little violation of l\Ioreo1er, when we consider the provisions of the McFadden the moral law, she would be the beneficiary of a great good; bill, we find that Jt proposes an indefinite number of Federal she and Adam would become wise as gods. But, so the story branch banks far in excess of the branches now in the State goes, Adam and Eve, by that argument, were driven out of field. I have had a computation made of the national banks Paradise. in the States where the McFadden bill could permit the national Mr. Spe.aker, are we prepared to accept the argument that banks to put out branches. It is very illuminating. the " end justifies the means " or that " to do a great good we Section 5190 of the bill permits branch banking, stating that must do a llttle wrong"? Are we going to permit these bank­ any association may be permitted to establish and operate ers forbidden by our supreme courts and by the unbroken a branch or branches within the corporate limits of the munici­ pre~edents of the past, to violate economic and moral principle, pality where it is located. as well as sound practice, to save the 1!'ederal system? The Comptroller of the Currency has the power to grantor: The SPEAKER pro tempore (1\Ir. FROTHINGHAM). The time deny thi permis ion. of the gentleman has expired. Only two limitations are placed on tllis power: Mr. BEEDY. :M:r. Speaker, I ask unanimous consent that the 1. In cities between 25,000 and 50,000 people, only one gentleman's time be extended 10 minutes, and will he yield to branch may be established. me for a question? This includes 61 cities in the States permitting brancl:l The SPEAKER pro tempore. The time is under the control banking in which 134 national banks have now been estab­ of the gentleman from New York [1\!r. SNELL]. lished. Consequently, they can establish 134 branch banks. Mr. SNELL. How much time did I use, Mr. Speaker? 2. In cities between 50,000 and 100,000 people, only two The SPEAKER pro tempore. The gentleman from New branches may be established. York has 23 minutes remaining. This includes 26 cities in the 17 States permitting brancn 1\ir. SNELL. I will yield eight minutes more to the gentle- banking in which 70 national banks ha1e been established. man from Wisconsin. . Con equently, tbey can establish 140 branch banks. Mr. BEEDY. Now, before the gentleman begins, will he Thus, in the cities under 100,000 people, 274 branch banks answer a question? are permitted. Mr. NELSON of Wisconsin. I will. No provision limiting the number of branch banks in cities Mr. BEEDY. Will the gentleman state on what authority he over 100,000 is included in the bill. The comptroller may brings the serious indictment against the labor banks, that grant permission for the establishment of a branch or branches they have not investigated this bill when they have come in as he sees fit. here and approved it? l\o one can foretell the number of ·branches that the banks Mr. ~"ELSON of Wisconsin. I asked one man why they did in cities of over 100,000 population may establish. All re­ it, and he said, " Because we were asked to come in, and we had strictions are removed. So far as the McFadden bill is con­ started a few ourselves." cerned, they can start as many branches as they please. The Mr. BEEDY. The gentleman has brought a serious indict­ provision misleads many Members as well as bankers. Few ment against the labor banks. realize that the number of branch banks in cities of over 100,~ Mr. NELSON of Wisconsin. I think they are better friends 000 inhabitants is unlimited. of mine than they are of the gentleman. In the 17 States permitting branch banking, there are 36 l\lr. BEEDY. The gentleman has brought an indictment cities over 100,000 people, in which there are established 232 against these labor banks, and I think it is only fair to the national banks, with an aggregate capital surplus and undi­ House to state on what authority he makes the assertion that vided profits of $1,026,000,000. the representatives of the labor banks who have approved this From a somewhat rough but fairly correct computation it is bill never investigated it. safe to say that 40 per cent of the banking power of the Nation 1\Ir. NELSON of Wisconsin. I talked with the vice presi­ is centralized in 6 of these 17 States, in which are located dent of one of the banks, and he told me that he had grave almo t 80 per cent of the e large institutions eligible for doubt about branch banks. branches under this proposed law, and which represent 30 per 1\Ir. BEEDY. Was he an officer of a labor bank? cent of the combined capital, surplus, and undivided profits of 1\Ir. NELSON of Wisconsin. Yes. the national banks of the entire country. This combined 1\Ir. BEEDY. Only one man in a labor bank-will the gen­ power, controlling, as the Pujo committee pointed out, over tleman kindly give us his name? twenty-two billion of capital wealth, repre ents the backbone of 1\Ir. NELSON of Wisconsin. Henry L. Daugherty, Mr. War­ the Money Trust. Combined, there is no power that could OV"er­ ren S. Stone's right-hand man, and I talked with other labor throw its monopoly, but even individually these great in titu­ leaders. I stated that I thought branch banking was bad, and tions, with their corporate connections and interlocking direc­ they agreed with me but said they had to meet competition. torates, when granted the power of establishing branches, even Now, that is one line of argument. within their own cities, constitute a sufficient menace to the ' Let us next consider the unsound and sophistical argument independent system. that only a little branch banking is intended and that it will Turning again from the economic side to the moral side, how do no harm to the Federal banking system. How little of much evil is safe? How much cancer is safe for the body? branch banking is to be legalized by the McFadden bill? By How much falsehood for the mind? How much wickedness for ~ts provisions branch banking is to be legalized federally in 17 the soul? It is a principle recognized by Holy 'Vrit that he ..

1925 CONGRESSIONAL RECORD-HOUSE 1569 who sins against on~ portion of the moral law sins against the gradually cause the absorption of your institution in a con~oli<ion u·hole law. · that will lea>e no room for others to take your place, that will min~e The uri!Ument, therefore, that the proposed branch-banking in one of these larger institutions country banking with city banking, privilege providf'd for in the McFadden bill is of little conse­ that will compel the enforced consolidated integral bank to employ an quence is as false tn fact as it is preposterous in p-rinciple. army ef inspectors and to inaugurate rtlles and reguJations, which, bear­ I refuse to accept it. ing upon remote communities, will turn present respect into distrust? nut the attempt is further made to support the provisions of In a word, do you want the banking busine s now enjoying merited the McFadden bill on the plea of equal justice between the prosperity to bear and wear the opprobfum of " monopoly "? Here, too, on a mature deliberation, we think the mn.j"ority answer will be in ll~eueral and State banks. We should put national bankers, they urge, on a par with State bankers. This plea for justice the negative. and equality is al o unsound economically and mol'ally. To-day the Federal Reserve Board is ·about equally divided, I .. et us look first at the economic facts in order to see how one-half unequivocally for br&nch banking and the other half for arbitrary the argument is in its essential nature. The pro­ this compromise McFadden bill. Yisions of the l\1cFadden bill, it is true, would put the big But, gentlemen, can we safely compromise on principle? Can lmnks, those in cities of over 100,000, on an equality with the a house divided against itself stand 7 Lincoln said over and State banks, but what of t~ equality of Federal brurtrs- in cities oyer again that a house diTided against itself could not stand, with a population of from 25,000 and under to 100,000? They and One e-ren wiser than Lincol'n first announced that truth. will be confineu to one or two banks, whereas the State banks Our Federal banking system can not be one-half branch bank­ can_have unlimited branches. ·where is the justice or equality ing and one-half independent banking. ·we can not ha-ve inde­ here? · ~ndent units in one-half the States and monopoly in the Again, why limit . banks in cities having a population of other half. It will be all one or all the othel'. If we do not from 25,000 to 100,000 to one or two branch banks, and per­ now stand firm against branch banking monopoly, it will come mit the great central banks of New York and other great cities npon us like a flood, covering the whole country. in branch bank States to have an unlimited number of branch If we have not the courage, the common sense, and the con­ banks? Where is the justice and equality? science to stand up now against the f01·ces o·f special plin1ege Again, suppo,e the McFadden bill pa-sses, and bankers make seeking to overturn the prosperous practice of the past, the de­ use of the privilege of branch banking (which is quite likely, cisions of illty I have presented to yon the Mc­ Federal laws as a matter of justice, fairness, and equality? Fadden bill as it really is. Whatever may be the course that Unless it be held that branch banking is good, no man has other Members may take, I do not lJass judgment upon them. any basis for an appeal that Federal and State banks be Who made me a judge over my fellow men? And I realize, placed on an equality. Who can claim an equality of right too, my weakness, for who can s-tand up against this great to do wrong? money power? I have seen it grow steadily during my long Mr. Speaker, let us face the issue squarely, honestly, and term of service; I have realized its power time and again in fearlessly. The Comptroller of the Currency bas forcibly told legislation and Congress~ and never so much as in the cam­ ns in his reports that the issue is critical in this country. Let paign that has just passed. me present the situation as others see it, men with large bank­ But I have a right to look to my fellow Members. I am ing knowledge. In their book, Banking and Business, Willis & looking to you who stood with me in support of the Haugen­ Edwards say : McNary bill and to you who tood with us in support of the H{)well~Ba.rkley bill Do not permit t:tis cold-blooded injustice, The United Sta~s stands out separa.tely trom the rest of the world this gross favoritism, to be perpetrated upon farm~rs and wage­ in having prohibited the branch system within the country, and conse­ workers, who 1n the end will pay the cost of this special­ quently as having sought the development of a bigb:Iy in\GER "Although a natio.nal bank may not diL·ectly establish a string of Mr. Willis, who was the right-hand man of Carter Glass, formerly branches, this may be accompUshed indirectly. A. State bank having Secretary of Treasury, speaking of the McFadden bill, says: branches may become a national bank and retain its branches ; the " The McFadden bill in one of its provi ions recognizes the author­ branches are then treated as if they had no separate corporate exist­ ity to borrow heavily on notes and drafts secured by livestock. It ence. A national bank by purchasing a bank with branches and then then permits the rediscounting or this paper without the usual Uquidating the purchased bank does not acquire the right to establish limitation upon such instruments when offered to a Federal reserve branches. A. State bank joining the Federal reserve system may retain bank. In the same way it provides for the asking of ordinary and its branches." (Banking Principles and Practice, Westerfield, Vol. II, bond collateral loans and then makes the note so protected eligible HG-158&-W4.) for rediscount." • • * " The whole community ought to rise in angry protest ONE REASON FOR DASY CONSOLIDATION FEATURE OF M'FADDEN BILL against attempts to use the facilities of the Federal reserve system, Branches were not allowed to national banks, while in some juris­ which were created to serve trade needs alone, in schemes for re­ dictions they were permitted for State banks. (The national banks discounting ordinary stock and bond collateral loans." (The Com­ have taken advantage of a provision of the law, that where a State mercial and Financial Chronicle, December 20, 1924.) bank is taken over by a national bank, it may be operated as a THE M:FADDFJN BILL-TIME FOR THOUGHT branch.) Many New York banks have been pursuing this policy for a number of years past and now cover the city with their branches. The New York Chronicle quotes from the New York Journal of (Commercial Banking by Kniffin, vol. 1, p. 21.) Commerce, December 3, 1924, as follows : PROVISIONS OF M'FADDE~ BILL AIMED TO CHA.'i'GE PRINCIPLE OF FEDERAL " The dictates of caution are in danger of belng ignored by the banking community in its attitude toward the measure known as the RESERVE REDISCOUNTIXG McFadden bill, which is now before Congress. Persistent efforts Recognizing the desirability of clarification, the McFadden blll un­ have been made to pass this measure for a rear or more, and with dertakes to restate the present provisions of section 5200 in plainer the approaching end of the present Congress . the pressure is being language and with only minor modifications. It then turns around renewed. Reports come from Washington that 'influential bankers' and without any flourish of drums or trumpets, in a later section, have told Mr. McFADDEN and others that the bankers of the United makes the paper which is authorized under section 5200 redia­ States are ' back of the bill.' Propaganda Is being widely distributed countable at Federal reserve banks. • * * in favor of the measure and it seems in a. fair way to go to the Thus the McFadden bill in an important respect undertakes to up­ statute books. set the whole principle upon which Federal re erve rediscounting "There are very few bankers who have ever read the McFadden was based. (The Chronicle, December 13, 1924, p. 2699.) measure through from beginning to end, and there are still fewer who can tell what it means when they have read it. It is clearly because E.~CERPTS SHOWING THE ACTIVITY OF MODER~ BANKS AND THE of the belief that this is an innocuous proposal intended· simply to REASOXS THEREFOR, TOGETHER WITH THE DEFE::-l'SE l\IADE BY OR­ smooth over some elements of friction that the :McFadden bill has GANIZED BA:KKERS, FARM GROUPS, AND A.'l'TORNEYS GENERAL OF been allowed to go as far as it bas. Precisely in this same way has 18 STATES, AND THE DEBELICTIO~ OF FEDERAL OFFICIALS, EXTEND­ the bad and cat·eless banking legislation of the ~ast 10 years been IXG BANKING PRIVILEGES WITHOCT THE AUTHORITY OF LAW, AND enacted-the numerous and vicious amendments to the Federal reserve JOIXIXG WITH THE 1\IORGAN BAXKS IN FOISTING MOXOPOLY OUR act and many another bill of the same lineage. 0~ "A few facts about the McFadden bill ought to be generally known FEDERAL BANKI:KG SYSTE)l and given their due weight. They are as follows: PRETIOUS .ATTEMPTS BY WALL STREET BANKERS TO MONOPOLIZE BANKING " ( 1) The McFadden bill has hardly the ' bankers of the country SYSTEM DEFEATED back of it.' The American Bankers' Association pa sed a resolution One of the most aggressive opponents of branch banking is Andrew supporting it in the usual perfunctory manner at the recent Chicago Jay Frame, of Waukesha, Wis., national banker. Paul M. Warburg, meeting. The bill, however, received very general criticism and even of Kuhn, Loeb & Co., Wall Street international bankers, started a condemnation from many bankers who did 'not speak out in meeting.' campaign for branch banking. This is what l\lr. Frame had to say "(2) Several members or the Federal Reserve Board are known to on the subject: be opposed to the McFadden bill and believe it would be injurious "Fifteen years ago the leaders of the American Bankers' Association, rather than helpful. under the guise of providing an elastic currency for us, attempted to " ( 3) Membet·s of Congress who were Instrumental in the adoption deliver our independent banking system into the hands of the monopo­ of the Fede.ral reset·ve act and have followed the whole course of our Usts under a branch-banking system, which utterly failed. This 'banking legislation for the past 10 years are strongly opposed to the octopus has again revived, and it would seem the advocates have mea ure and have not hesitated to say so. corralled the powers that be, and the democratic doctrine of an " ( 4) Economists and banking authorities are pretty generally in- avowed enmity toward monopolization is dead, unless House bill 15734 clined to the view that the McFadden bill is undesirable, and, in any is buried beyond resurrection. event, should it be pressed for passage, that it ought to be completely "House bill No. 15734 reads practically as follows, cited by Paul redrafted in order to eliminate the ambiguities and uncertainties M. Wru·burg before the New York State Bankers' Association: which are found in it. " 'Authorizing any national bank with $1,000,000 capital and sur- " (5) The McFadden bill is either insincere or unconstitutio11.al, since plus or over, located In a city of more than 100,000 inhabitants, to 1t undertakes to make a pledge for the future with respect to the establish branches within the corporate limits of the city, and author­ policy of the Government as respects branch banking in States which izing any national bank located in any other place, with t.he ap­ may at a later time revise their legislation on the subject. No Con- proval of the Federal Reserve Board, to establish branches within the gress can bind its successors. The whole solution offered by the limits of its county or within a radius of 25 miles of its banking .McFadden bill for the branch banking problem is imaginary. house, irrespective of county lines, etc.' " While the McFadden bill is thus doubtful in its general purpose, " To my mind the passage of such a bill would be signally de- and is so recognized by influential and nonpartisan authority, it is also structive, and also would be the stepping-stone to a general monopo­ open to very serio.us criticism in many of its technical aspects. The listie branch banking system, which would practically destroy the language it uses in revising section No. 5200 of the Revised Statutes is 25,000 to 30,000 independent banks of the United States." (The Chi· contradictory and uncertain, and taken in conjunction with section No. cago Banker, July 22, 1916.) LXVI-100 -. ' 1572 CONGRESSIONAL RECORD-HOUSE JANUARY 9

WALL STREET BANKS FILE BniEFS IN MISSOURI CASE SUPPORTING BRANCH New York Shlpbuilding Corporation, Pacific Mail ·steam'Ship Co., BANKING Pacific Oil Co., Southern Pacific Co., Texas -& New Orleans Railroad Co. Briefs have been filed as amici curire by attorneys of New York Joseph P. Race, not listed. representing the National City Bank, the Chemical National Bank, and Cyrus H. :McCormick, chairman of board of International Harvester the National Bank of Commerce, on the side of branch banking. Co. of America and director on Chicago & North Western Railway Co. IT'here are upward of 30 lawyers tn this case, and both sides have been and Illinois Merchants Trust Co. presented in the strongest possible light. (The Chronicle, May 19, James H. Post, director on 51 corporations including: Brooklyn­ 1923, p. 2187.) Mallllattan Transit Corporation, Cuban-American Sugar Co., London Assurance Corporation of London, National ·Sugar Refining Co., Title MORGAN BANKS ARE BEHIND .BRANCH BANK MOVEMENT Guarantee & Trust Co., Underwood Typewriter Co., United States In the case of the First National Bank in St. Louts v. State of Life Insurance Co. Mis ouri, the bank was represented by counsel o! the Morgan banks. Percy A. Rockefeller, directQr on 89 corporations including: Air The Commercial and Financial Chronicle of November 24, 1923, states: Reduction Co., Anaconda Copper Mining Co., Bethlehem Steel Cor­ " Insisting that the proceedings instituted by Missouri were an poration, Chile Copper Co., Consolidated Gas Co., National City Co., Jllegal interference with matters wholly within the control of the Fed­ New York Edison Co., Remiiieoton Arms Co., United Electric Light & eral Government, C. A. Severance, representing the national banks Power Co., W. A. Hariman & Co., Western Union Telegraph Co. which joined in opposing the State's position, asserted that the Comp­ troller of the Currency bad complete authority to permit the establish­ Horace S. Wilkinson, director on two corporations including, Cruci­ ment of branches and in a number of cases he had done so." (Com­ ble Steel Oompany of America, -of which he is chairman. mercial and Financial Chronicle, November 24, 1923, p. 2283.) Nicholas F. Brady, director on 51 corporations, including: Ana­ conda Copper Mining Co., Atlantic & Gul! Petroleum Co., Brooklyn MO.BGAN BANKS A..BE BEHIND BRANCH .BANK MOVEMENT Edison Co., Chile Copper Co., Consolidated Gas Co. of New York, By leave of court, briefs were also filed, at the first bearing, by General Rubber Co., National City Co., New York Mutual Gas Light the attorneyB general of the States of Wisconsin, Minnesota, Indiana, Co., Union Electric Light & Power Co., United States Rubber Co. lowa, Illinois, North Dakota, Ar.kansas, Kansas, Connecti~ut, South Charles E. Mitchell, director on ·10 corporations, including: Corpora­ Dakota, and Washington, and by Mr. William Rothmann; by Mr. John tion Trust Co., International Banking Corporation, National City Co., A. Garver, on behalf of the National City .Bank, of N~w York, and Remington Arms Co., Discount Corpomtlon of New York, on the bo!U'd the Chemical National Bank of New Yo~.:k; and by Mr. John Quinn, of which sits J. P. Morgan himself. Mr. Paul Kieffer, and Mr. Robert P. Stewart, on behalf of the National Gerrish H. Milliken, director on 29 corporations, including: Abbe­ Dank of Commerce in New York, as amici curire. (United States ville Cotton Mills, Cascade Woolen Mills, Cowan Woolen Co., Gaines­ llepts., vol. 263, October term, 1923, p. 645.) ville Cotton Mills, Great Falls Woolen Co., Lockhart Power Co., New WHY MORGA~ .BANKS BEHIND BR.A..l'fCH-B.L."'fK PROGRAM York Evening Post, New York Life InsuranC'e Co., National City Bank. The National City Bank is not directly interested 1n the case, tt is William C. Proctor, not listers of Morgan Co. Express Co., American Telephone & Telegraph Co., Bank for Savin~ Twelve directors who were also directors of Guarantee Trust Co., on In the city of New York, Crunpbell Soup Co., French-American Banking the board of which sat two more of Morgan's partners. Corporation, Pacific Oil Co., Prudential Insurance Co., United States Four directors who were also directors of the Bankers Trust Co., on Rubber Co. which board sat two of Morgan's partners. John T. Dorrance. Not listed. Three directors who were also directors of the First National Bunk, Herbert P. Howell, director on four corporations, inclndlng Equi­ on the board of which sat two 'Morgan partners. table Life Assurance Society of the United States. Three directors who were also directors of the National City Bank, John G. Shedd, director on eight corporations, including: Marshall on which J. P. Morgan, jr., was a director. Field & Co., Illinois Merchants Trust Co., Commonwealth Edison Co. , National City Bank had : Baltimore & Ohio Railroad, Illinois Central Railroad, Chicago, Rock One director, J. P. Morgan, jr., who wns a member of Morgan & Co. 1 Island & Pacific Railroad, Mutual Life Insurance Co. two directors who were directors of the National Bank of Commerce. Harry B. Thayer, director of six companies, including: American Chemical National Bank bad: Telephone & Telegraph Co., Bell Telephone Co. of Canada, Bell Tele· 'l'Wo directors, W. H. Porter and H. P. DAvidson, whc were members phone Co. of Pennsylvania, Mutual Life Insurance Co. of New York. of Morgan & Co. John W. Davis, director on three corporations, including: Atchison, Four directors who were also directors of the Guarantee Trust Co., Topeka & Santa Fe Railway Co., United States Rubber Co. on the board of which sat two Morgan partners. Edward B. Duffield, president Prudential Insurance Co. of Am rica. Three director who were also directors of the Bankers Trust Co., on George E. Roosevelt, director on seven corporations, including: Bank the board of which sat two Morgan partners. for Savings, in the city of New York; Bufl'alo, Rochester & Pittsbu~gh One director wbo was also a director of tbe First National Bank, on Railway Co.; lnternational Great Northern R. R. Co. the board of which .sat two

Mail Steamship Co., Pacific Oil Co., Southern Pacific Co., Wells Fargo & tiona! Bank and the Mechanics and Metals National Bank-gives the Co., Western Unio·n Telegraph Co. other large corporations with which they have interlocking direc­ Charles E. Dunlap, director on 19 corporations. torates: Charles E. Seger, director on 71 corporations, including: United CORPORATE CONNECTIO:-\S OF CHATHAM & PHOENI.X NATIONAL BANK States Rubber Co., of which he is chairman ; American Hawaiian Steam­ DIRECTORS ship Co. ; Eureka Fire Hose Manufacturing Co. ; G. & J. Tire Co. ; General Rubber Co. ; Mechanical Rubber Co.; Morgan & Wright; Samuel S. Childs, director of four corporations, including Childs' Oregon Short Line R. R. Co.; Oregon-Washington R. R. & Navigation Dining Hall Co. Co.; Pacific Oil Co.; Union Pacific R. R. Co.; Western Union Tele­ Pierre S. du Pont, director of 10 corporations, iricluding General graph Co. Motors Corporation (chairman of board), Bankers Trust Co., Du Pont CORPORATE CONNECTIONS OF NATIONAL BANK OF COMMERCE DffiECTORS Securities Co., E. I. du Pont de Nemours & Co., Philadelphia :Kational Bank. Stephenson E. Ward, director of one bank. John M. Hansen, director of three corporations, including Standard Thomas Williams, director on 13 corporations, including: Baltimore Steel Car Co. (president), Baldwin Locomotive Works. & New York Railway Co., Mutual Life Insurance Co., Niagara Fire In­ Frank J. Heaney, director on three corporations. surance Co., United States Mortgage & Trust Co. Louis G. Kaufman, director on seven corporations, including Chicago CORPORATE CONNECTWNS OF CHEMICAL NATIONAL BANK OF NEW YORK & Erie Railroad Co., General Motors Corporation. DlRECTORS John Ringling, director on six corporations, including Oklahoma, Henry A. Caesar, director on four corporations. New Mexico & Pacific Railway. Charles A. Corliss, ·director on 12 corporations, including: Dunlap & William H. Strawn, director on one bank. Co., Inspiration Consolidated Copper Co., Pond's Extract Co. Frederick D. Underwood, director on 10 companies, including Erie Percy H. Johnston, director on eight corporations, including: New Railroad Co. (president), Boston, Cape Cod & New York Canal Co., York Life Insurance Co. Pennsylvania Coal Co., Southern Pacific Co., Wells Fargo & Co. William F. Morgan, director on 11 corporations, including: Ameri­ John M. Coward, director of one bank. can Beet Sugar Co., Bank for Savings, Pathe Exchange, Church Life Ellis P. Earle, director on seven corporations, including American Insurance Corporation, on the board of which sits J. P. Morgan. Fire Insurance Corporation of New York. Frederick W. Stevens, director on four corporations. George M. Hard, director on three corporatiollil. Charles Cheney, director on 10 corporations, including: Connecticut Richard H. Higgins, director on fiye corporations, including Missis- Mutual Life Insurance Co., National Fire Insurance Co., Cheney Bros. sippi Central Railroad. Robert Walton Goelet, director on nine corporations, including: Air A. Milton Mapier, director of four corporations. Reduction Co., Guaranty Trust Co., Illinois Central Railroad Co., Mort­ Oscar Scherer, director on two corporations. gage-Bond Co. of New York, Union Pacific Railroad Co. J. Frederick Talcott, director on four corporations. Frederick A. Juilllard, director on eight corporations, including: Hicks A. Weatherbee, director on seven corporations, including Guaranty Trust Co. of New York, Mercantile Insurance Co. of America, American Exchange Underwriters, Stromberg Carbureter Co., Stutz Mutual Life Insurance Co. of New York. Motor Car Co. W. Emlen Roosevelt, director on 26 corporations, including Central Harden E. Crawford, director on eight corporations, including In- Union Trust Co. of New York, Fidelity & Casualty Co., Mobile & Ohio diana & Michigan Electric Co., United Public Utility Co. Railroad Co., Union Square Savings Bank, All America Cables. Norborn P. Gatling, director on three corporations. Herbert K. Twittell, director on six corporations, including Seamen's Burt L. Haskins, director on two corporations. Bank for Saving, Bankers' Trust Co., United States Life Insurance Co. H. Stuart Hotchkiss, director on 20 corporations, including United ln the city of New York. States Rubber Co. (president), General Rubber Co. (president), New Garrard Comly, director of two banks, including Greenwich Savings Haven Gas Light Co., United States Tire Co., Chatham & Phenix Bank. National. Arthur Iselin, director of six corporations. Frank Phillips, not listed. Darwin P. Kingsley, director of three corporations, including New Edward Shearson, director on four corporations, including Chicago York Life Insurance Co., New York Trust Co. & Eastern Illinois Railway Co., Southern Utilities Co. Edwin S. Schenck, director of five corporations, including Manhattan S. B. Thorne, director on 13 corporations, including Continental Can Life Insurance Co. Co., Title Guaranty & 'l'rust Co. Ridley Watts, director on four corporations, including American Samuel Weil, director on four corporations, including United Shoe Writing Paper Co., Continental Insurance Co. Machinery ·corporation. Directors of National City Bank : Eric P. Swenson, chairman; Jo eph P. Race, Cyrus H. McCormick, James H. Post, Percy A. CORPORATE COXXECTIOXS OF DIREC'IORS OF MECHANICS AND METALS Rockefeller, Horace S. Wilkinson, Nicholas F. Brady, Charles E. NATIOXAL BANK Mitchell, Gerrish H. Milliken, William C. Proctor, Robert W. Stewart, Julius H. Barnes, director of six corporations, including Chamber of Beekman Winthrop, Ralph Crews, John A. Garver, James E. O'Neil, Commerce of the United States and Duluth Shipbuilding Co. Percy R. Pyne, James A. Stillman. William E. Corey, director of 13 corporations, including American Directors of National Bank of Commerce : James S. Alexander, chair­ Bank Note Co., American International Corporation, Baldwin Locomo­ man; John T. Dorrance, Herbert P. Howell, John G. Shedd, Harry B. tive Works, Bethlehem Steel Corporation, Cuba Cane Sugar Corpora­ Thaye'r, John W. Davis, Edward D. Duffield, George E. Roosevelt, tion, In piration Consolidated Copper Co., International Nickel Co., and Valentine P. Snyder, James Timpson, Henry W. DeForest, Charles E. Mack Trucks. Dunlap, Charles B. Seger, Stevenson E. Ward, Thomas Williams. Henry 0. Havenmeyer, director of 14 corporations, including At­ Directors of Chemical National Bank of New York: Henry A. lantic Fruit Co., Delaware, Lackawanna & Western Coal Co., Kenne­ Caesar, Charles A. Corliss, Percy H. Johnston, William F. Morgan, cott Copper Corporation, and Scranton & Lehigh Coal Co. Frederick W. Stevens, Charles Cheney, Robert Walton Goelet, Frederic L. F. Loree, director of 59 corporations, including the Delaware & A. Juilliard, W. Emlen Roosevelt, Herbert K. TWitchell, Garrard Comly, Hudson Co., Boston, Cape Cod & :Kew York Canal Co., Erie Railroad Co., Arthur Iselin, Darwin P. Kingsley, Edwin S. Schenck, Ridley Watts. Hudson Coal Co., Kansas City Southern Railway Co., Mexican Central Directors of Chatham and Phenix National Bank of New York: llailway Co., National Railroad Co., Quebec, :Montreal & Southern Samuel S. Childs, Pierre S. du Pont, John M. Hansen, Frank J. Heaney, Railway Co., Schenectady Railway Co., Seaboard Air Line Railway Louis G. Kaufman, John Ringling, William H. Strawn, Frederick D. Co., Southern Pacific Co., United Traction Co., Wells Fargo & Co., Underwood, John M. Coward, Ellis P. Earle, George M. Hard, chair­ and Wheeling & Lake Erie Railway Co. man; Richard H. Higgins, A. Milton Napier, Oscar Scherer, J. Fred­ Gates W. McGarrah, director of 20 corporations, including Ameri­ Hick Talcott, Hicks A. Weatherbee, Harden L. Crawford, Norborne P. can Brake Shoe & Foundry Co., Chase Securities Corporation, Federnl Gatling, Bert L. Haskins, H. Stuart Hotchkiss, Frank Phillips, Edward Reserve Bank of New York, New York Clearing House Association, and Shearson, S. B. Thorne, Samuel Weil. Discount Corporation of New York, on the board of which sits J. P. Directors of Mechanics and Metals National Bank of New York: Morgan. Julius H. Barnes, William E. Corey, Henry 0. Havemeyer, L. F. Loree, Theodore Pratt, director of one bank. Gates W. McGarrah, chairman; Theodore Pratt, Ferdinand W. Roebling, Ferdinand W. Roebling, jr., director on seven corporations, including jr., Ambrose G. Todd, John E. Berwind, F'rank J. Egan, Walter C. John .A. Roebling & Sons Co., Durable Wire Rope Co., Otis Elevator Co., Hubbard, V. Everit Macy, John McHugh, Robert C. Pruyn, Henry H. Standard Fire Insurance Co. Rogers, A. P. Villa, William H. Childs, William E. S. Griswold, William Ambrose G. Todd, director of seven corporations. A. Jamison, T. Frank Manville, Patrick Francis Murphy, Samuel F. John E. Berwind, director of 14 corporations, including The Berwind Pryor, John D. Ryan. White Coal Mining Co., of which Edwat·d J. Berwin is director, also Other New York nation.al banks that have established large chains of director of the Guaranty Trust Co. of New York and the Public Steel branches are closely identified with the Morgan interests. The fol­ & Iron Co. of New Jersey. lowing list of directors on two of them-the Chatham & Phoenix Na- Frank J. Egan, director of two corporations. 1574 CONGRESSIONAL RECORD-HOUSE JANUARY 9

Walter C. Hubbard, director of sir corporations, including Prudential FEDERAL AUTBORITI'ES FAJL TO ACT IN CHECKI~G DRANCH BA'Sln~G Insurance Co. of Great Britain. Federal authorities, it is reported, fallOO. to act in the St Louis V. IDverit Macy, director of seven corporations. situation, and bad the Missouri banks been unsuccessful in their efforts John McHugh, director of six corporations, including Discount Cor­ to enlist the support of their attorney general the court action would poration of New York, on the board of which sits J. P. Morgan, Chicago, have been greatly delayed. (E. N. Baty, executive manager United Milwaukee & St. Paul Railroad Co. States Bankers' Association Op_p{)sed to Branch Banking. In Com­ R-obert C. Pruyn, director on 10 corporations, including Air Reduc­ mercial and Financial Chronicle, p. 610. February 9, 192!.) tion Co., Church Life Insurance Corporation, on the board of which sit J. P. Morgan himself. IU.WES FACING BOTH WAYS OX ~I'FADDEN BILL In approaching a. solution of the branch bank problem it would COMPTROLLER CRISSINGER WORKING FOR WALL STREET BANKERS IN appear that Mr. Dawes faces many difficulties, both le"'al and practi­ VIOLATIOX OF LAW cal. From June 13, 1922, until his retirement from the office of Comp­ • • • • • • • troller of the Currency D. R. Crissinger grants permits to 60 banks Mr. Dawes, it is believed, is at w-ork attempting to reconcile the authorizing them to o~n "additional offices" to the number of 97, all heatedly opposed factions in the banking world w1tb reference to lo~a ted within the limits of the cities where the main office operated. branch banking. In order to do this, he must overcome the objections The Harriman National of New York City was reeently given its of the country and the small clty bankers who see in the " additional permit for an additional office in the Bowery secti-on, while the Chemi­ offices" allowed the national banks by his predecessor a link in a cal National was given a permit to establish 12 branches in Man­ chain of national bank branches under another name. On the other hattan and Brooklyn, the expansion program to be completed in two hand, be must convince the urban bankers that their needs will he met years * • •. in competing with the State banks through additional facilities on a Should the Supreme Court decide that branch banking by national lesser scope than branch banking. (Commercial and Financial Chroni­ banks is not lawful, there will still remain the opportunities of buying cle, .August 18, 1923, p, 734.) banks and making mergers as a means of expansion. (Washington Star, May 6, 1922, p. 32.) PRETENSE THA.T STATE BANKS .A.RE A MENACE TO FEDERAL BANKS THROUGH CONVERSIOX OF NATIOXAL BANKS EXPOSDD AS GROUXDLESS UNDER PRESSURE OF BIG BANKS COMPTROLLER USURPS POWER We do not see why State banks and national banks should not It is our view that the comptroller ought to have been guided by continue to flourish side by side as they have for over half a century, precedent and have followed the course of his predecessors and that his and we can not perceive that it is a. matter of any consequence which assumption of authority was ultra vires and exceedingly dangeroufl. system dominates in any community, the national or State y tern. ~or If the national banking system is menaced, it is for Congress to pro­ do we think that the existence of the Federal reserve banks stay out vide the remedy and not for the comptroller to arrogate to himself and some of the national banks by conversion follow in their foot­ powers which none of his predecessors for 60 years past have ventured steps. On the contrary, we think· it W<>uld be a. distinct advantage it to a sume. The idea of having an official, however good his motives, the reserve banks did not control so much of the reserves of the read something into the law not plainly to be found there should never country, for their inflation tendency would then be le sen d. But there be tolerated. If the law needs amending, it should be done by con­ should be nothing arbitrary about the action and the State banks should gressional act and not by official interpretation. (The Chronicle, July neither be forced in or forced out. .And we think it vital to pre erve 7, 1923, vol. 117, p. 12.) the freedom and independence of the integers in State and national MISSOURI COUNTRY BANKS LEADING FIGHT AGAIXST BRANCH BANKING IN banks alike. (The Commercial and Financial Chronicle, vol 117, STATE 1923, November 24, 1923.) As was indicated in our issue of Saturday last (p. 1006), the rlght FORMER COMPTROLLERS HAVE LIKEWISE TRIJJD TO PUT OVER of national banks to operate branches ln Missouri was denied in an BRANCK BANKING opinion banded down by the Supreme Court of Missouri on March 2. A. B. Hepburn, Comptroller of the Currency in 1892, recognized the One of those to whom credit Is given for the verdict is A. C. D. Meyer, adv&.ntages of branch banking, but bad other and more pres ing reforms president of the Lafayette-South Side Bank in St. Louis, who, it is to advocate. His successor, Jame H. Eckles, whose administration stated, single-handed, began the fight against branch banking in Mis· felt the full force of the very serious panic of 1893, advocated in 18!>6 souri; who, it is claimed, was the moving pirit in arousing and $Olidify­ an amendment to the national banking act, pe1·mittlng national banks lng sentiment against branch banking; and who was one of the or­ to locate branches "in places not having national banks already estab­ ganizers of the A ociation of Missouri Banks and Trust Companies lished." As this privilege would be open to all national banks, be did · Opposed to Branch Banking, now comprising mor~ than 1,300 Missouri not believe 1t could lead to monopoly-the bugaboo always held up by banks. J. I. Cook, secretary of the association, says: opponents of branch banking whenever the subject is brought forward. " The association was organized in July, 1922, and carried on a very Congress, however, did not enact the proposed amendment, but con­ vigorous newspaper campaign against branch banking, u ing full-page tented itself in 1900 with lowering the limit of capital 1·equired for copy about twice a month in the principal newspapers throughout Mis­ national banks from $50,000 to $25,000 and provided that national souri. This was quite successful in molding public opinion against bank notes could be issued to the par value of Government bonds banking. The as ociation also issued a booklet on branch banking, deposited with the comptroller to secure circulation. (Journal of which was mailed to every bank in the United States. Afterwards it Commerce, p. 3, January 2, 1924.) carried its fight to the floor of the .American Bankers' As ociatlon con­ vention in New York and was largely instrumental for the passage of THE CONTEST BETWEEN TRJ!l FRIENDS AND FOES OF BRANCH BANKlXG­ the resolution at that convention. It will be remembered that the Hon. BANKS ORGANlZIXG TO FIGHT BRANCH BANKIXG AS A MJI)NACE TO THll S:tm B. Jeft'rles, vice president of the National City Bank of St. Louis COUNTRY and counsel for the association, introduced the resolution that was M:r. N. I. Flournoy, president <>f the Bank o:t Millington, MUlington, passed at this convention." (The Commercial and Financial Chronicle, Tenn., suggests that 11 the branch banking system hould be developed March 17, 192.3, p. 1129.) in force in this country it would mean that the little fellow will have to be content with the crumbs that may fall from the table of monopoly, A COMPTROLLER 011' THE CURRENCY SANCTIONS BRANCH BAXK and the small agrieultural borrower will be compelled to race so much The case of the First National Bank of St. Louis, representatives of red tape and expen. e to get his financial requirements that be very the national banks' side <>f the controversy hold, is a question of the much fears that the SO per cent of the people of the country lhing rights of the Federal Government and the rights of the State of Mis­ on the farms will have to move to the cities to make a living. • • • souri. When the bank wished to establish branches in St. Louis it ap­ With every point made in Mr. Flournoy's letter the Manufacturers' pealed to the Comptroller of the Currency, who gr~nted permission. Record is in hearty agreement. The development of branch banking The branches are contrary to the Sl:ate law of Missour1, and so proceed­ would mean the concentration of the finances of the country ultimately ings were started by the State against the First National Bank of St. in a few great cities. • • Louis. The case has been carried to the Supreme Court by the St. Louis I regard even the threat of danger or branch banking as a menace to bank. (New York Times, May 16, 1923, p. 15.) the safety of this country. • • • NATIOXAL BANKS PUTTI~G OUT BlLL'iCHES IN FOREIGN LANDS The power which the great financial interests of the East have Nl'ttional bank~ except institutions which were formerly State banks exerted over the control of the Federal reserve system, making that and converted into national banking associations, are not permitted to system largely subservient to their interests, bas Ulreatened the ~sfpty operate domestic branch offices. Under the special privilege there are of all financial interests of the country, becau e it bas created a. spirit 16 national ban'ks having 60 branch~s. The Federal reserve act, how­ which may result in the deV"elopment of a hostility to the banking ever, authorizes national banks to e tablish branches 'in foreign interests of the country which would be dangerous to the extrem£>. count.ri~s. Some banks have availed themselves of this opportunity. May I suggest that you present to the business people of the country, The First National Bank of Boston bas a brlUlch in Buenos Aires, and who are as vitally interested in this subject as are the individual the National City Bank o:t New York bas more than 50 branches, for bankers, the dangers of the proposed branch-banking busines , and the most part in Cuba and South Amet'ica. • • • ("Banking and make an aggressive fight in the country l'lt luge and in Congress to Credit," by D. R. Dewey. Cb. 8, pp. 112-113. 1922.) prevent the concentration of the entire financial system into a few \ 1 1925 CONGRESSIONAL RECORD-HOUSE ; 1575 great banks, for as one bank absorbs another sooner or later the com­ set up to get business and the second and third to save business. • • • bination is absorbed by a bigger concern, and so on ad lnftnitum, until, (The Commercial and Financial Chronicle, v. 119, October • - 1924, as in England and in Canada, a few great institutions would com­ p. 1588.} pletely dominate the finances of the United States, and when that ONII HUNDUD AND SIXTY l.ffiEPEl~DIJ:NT BANKS IN CHICAGO THREATJDIED conditi<>n comes about the doom of that great prosperity and progress, BY BRANCH BANK SYSTJlM which have made America the wonder of the world, would have been The United States Bankers' Ass<>ciation Opposed to Branch Banking, written. Even the v-ery form of our Government would sooner or later hstve to give way before the dominating and domineering power of such the organization which has handled the Nation-wide campaign against the practice, is headed by a local man, Mr. William J. Rathje, president financial •forces concentrated in a few great cities. (Manufacturers' & Record, January 25, 1923, p. 55.) of the Mid-City Trust Savings Bank. The Chicago and Cook County The McFadden bill granting authority to national banks to open Bankers' Association became active in the controversy in May of 1922, branches in cities will be opposed at the American Bankers' Asso­ and until the advent of the national organization was regarded as the ciation annual meeting in September at Chicago by a movement in principal opponent ot those few big banks which worked so eiU'nestly which Francis M. Savage, president of the Northwest Savings Bank of to introduce into the United States a European or Canadianized ban~ Washington, will be a prominent figure, system. (E. N. Baty, executive manager United States Bankers' Ass()oo elation Opposed to Branch Banking. In Commercial and Financial • • • • * • • Chronicle, p. 610, February 9, 1924.) The treasurer of the Republican congressional committee is believed by many to be responsible for the use of that bill and largely re­ STATES ARll OPPOSm> TO BRANCH BANKfNG sponsible for objectionable features of branch banking, and it there­ Even New Jersey repealed this monopolistic privilege. Andrew J. fore behooves those interm~ted to act and interview their Repre­ Frame, banker opponent of branch banking, gives this historic fact : sentatives. "New Jersey, under its State banking act, permitted branch banks. • • • • • • • The big fish were eating up the little ones. A repeal bill was pre­ I believe centralized control of money will pTevail if branch bank­ sented to the legi_slature by the country banks in 1915 and passed. ing is allowed, and therefore the prospects of our young men would be The governor vetoed it. The country bankers' vigorous educational diminished. (Tile Washington Star, August 11, 1924.) campaign convinced the legislators of the menace to democratic banking and they almost unanimously overrode the veto. This object lesson STATlUIENT OF MR. Fll.ANCIB M. SAVAGE, PRESIDllNT NORTHWllST S.A.VINGS should awaken the Nation. Permit me to suggest that in every State BANK, W ASRINGTON, l>. C. wherein the law is not explicit against branch banking it should be I would like to give you what seems to me to be a striking example made so without delay if the independent banking system is to be pre­ of the evils of branch banks. I was in South Africa last summer, 8.Dd served. The enemy is active." (The Chicago Banker, July 22, 1916.) they have practically only two banks in South Africa-the National OPPOSITION OF WESTERN' BANKERS LULLED TO SLEEP .BY PRETENSE THAT Bank of South Africa and the Standard Bank of South Africa. The M'F\DDEN BILL IS A:'i ANTIBRANCH BILL National Bank had ·about 400 branches. The National Bank of South Africa got into trouble, and the Government has to guarantee its A correspondent of the Wall Street Journal says: deposits, and in conjunction with the guaranty they came to an " The reaetion to the McFadden bill, especially as pertains to branch understanding with the Standard. The Standard, to put it in common banking, is entirely favorable. There is some natural opposition in · diplomacy, agreed not to solicit their business. In consequence of California and among some of the smaller banks in the Middle West. that they have practically but one bank in South Africa, the Standard But it is said that the opposition of the bankers in tJ;1e Middle West Bank, which ls under London control. has subsided since they realized that it is in reality an antibranch I came back on the steamer with the manager of the Standard Bank. bill, because it definitely stops the extension of branch banking in I got a good many points from him, and I asked hinl frankly and smaller municipalities, and their only remaining argument is covered candidly if branch banking was good for a country, and he said by the expression that permitting branches within city limits where be did not believe it was good. By the results in South Afi-ica you State banks have the same privilege is 'letting the camel's head get can see what it absolutely grows to. My opinion is that it has retartled under the tent.'" (Wall Street Journal, May 7, 1924.) the development of South Africa more than any other cause, and I EVEN COMPTROLLER DA WllB STATES THAT THE u:t'I1T BANK SYSTEM IS TH» presented this to the Rotary Club, and it was published in the Asso­ GREAT BULWARK AGAINST MONOPOLY ciated Press of South Africa. • (Committee hearings, p. 48.) " The great system of unit banks which forms the national system," l'ENXSYLVANIA .BIG CITY BANKS V. SMALLER COUNTRY BANKS says Mr. Dawes, "has been the bulwark against monop<>ly and branch The resolution was sponsored by the Pennsylvania Association Op­ banking." (Wall Street Journal, March 5, 1924, p. 8.) posed to Bunch Banking, of which William G. McNary, of Bellevue, BRANCH BANKING A MOXOPOLY is chairiDAn, and was drawn up by a committee of 28 bankers, the Had the St. 'Louis bank been upheld in its attempt to disregard both majority of whom were from the western part of the State, where StAte and national laws the ultimate result would unquestionably have opposition to the establishment of branches is the most extensive. been the complete destruction of our present banking system. In place Philadelphia bankers generally are in favor of the establishment of of thousands Qf independent banks, each one locally owned and oper­ branches and will probably continue to establish additional offices ated for the good of all, there would have been est9J>lished a multi­ where they consider it good business. (The Commercial and Financial tude of so-called bani~ whose only purpose would be the gathering in Chronicle, June 9, 1923, p. 2587, quoting from the Philadelphia Ledger.) of all available funds to be transmitted to some distant home office. • • • • • * l'E~~SYLVANU BANKmlS' .ASS.OCI.ATION EMPH.!.TICALLY OPPOSES BRANCH The practice, stripped of all its imaginary benefits, is simply bank­ BA.~KI~G ing or credit monopoly of the most vicious sort. (E. N. Baty, execu­ In the 1923 convention of the Pennsylvania Bankers' Association tive manager United States Bankers' Association Opposed to Branch the following resolution relating to branch banking was adopted: Banking ; in Commercial and Financial Chronicle, February 9, 1924, " Resolved, by the Pen?Uiylvania Banket·s' Association i111 1928 conven­ p. 610.) tion assembled, That we view with alarm the establishment of branch .ili&BICAN BANKERS ASSOCIATION DECLARES BRANCH BAl\"KING banks in the United States and the attempt to permit and legalize MONOPOLISTIC branch banking in our State, that we hereby expre s our disapproval of Three times the 'American Bankers' Association has denounced and opposition to House bill No. 1330 and Senate bill No. 631, intro­ branch banking. Minty in American Banking Methods sets forth duced at the current session of our legislature, or to any other legisla­ these resolutions : tion that may be proposed embodying the principles of branch bank· aResolt,ed by tlte Ameriaa11. Bankers' Assaciation, That we view with ing; and alarm the establishment of branch banking in the United States and "ResoZved, That we favor the perpetuation of the time-honored the attempt to permit and legalize branch banking; that we hereby American system of locally owned and locally opented individual express our disapproval of and opposition to branch banking in any banks." (Manufacturers' Record, July 12, 1923.) form by State or national banks in our Nation. STATES NOT ARD.JIINTLY FOR BRANCH BANKING--DETROIT WISHES TO BE u Resolved, That we regard branch banking <>r the establishment of IlELIDVED OF ITS BURDENS additional offices by banks as detrimental to the best interests of Branch banking is not ns popular in the West as has been generally the people of the United States. Branch banking is contrary to public supposed, even among those engaged in it. Perhaps the branch banking policy, violates the basic principles of our Government, and conce.n­ 1n California might be sustained by a po!)ular vote, bot it is virtually trates the credit of the Nation and the power of money in the hands certain that in no other State would such a decision result from a of a few." (Minty, American Banking Methods, p. 30.) referendum. DANGER OF MONOPOLY In Detroit, for instance, whern branch banking has run wild, many Minty, in his book, "American nanking Methods," speaking of the ot those most deeply committed to it wish they were relieved of its " Danger of control of credit," ays: burdens. Detroit has many neighborhoods in which two and three "In spite of the Clayton Aet it is recognized that in America there branch banks are established on opposite street comers, the first being 1s a genuine danger that a few plutocrats may gain control of the 1576 CONGRESSIONAL RECORD-HOUSE JANUARY 9 credit of the country, and this danger exists apart from the question more strength than is compatible with the safety of the States the of amalgamations and branch banks." (Minty, American Banking liberties of the people, and the purity of our re1mbllcan institution~. :Methods, p. 31.) "A leading objection is that the Bank of the United States has the power and in that event tbe disposition to crush the State banks and :F.XCERPTS FROU DAWES REPORTS I~ WHICH HE REFERS TO BRANCH cause general bankruptcy and distress among the people. B.A.:'>KING AS A~ EVIL " It this despotism be now practically fixed upon the country, a Branch banking i~ opposed to public policy as being in its essence struggle must be made to cast it off or our people will be forever en­ monopolistic. slaved, and that struggle can never be made with less distress to them Branch banking is absentee l.lanking and is conducted for the sole or under more favorable auspieces than at the present moment. purpose of earning dividends for the stockholders rather than of "And now that branch banking has got a start in several States it service to the community. is meet and proper for the Representatives of the people of the State of With the development of large chains of branch banks the responsi- Pennsylvania to inquire into the possibilities of bank monopoly, with bility for the mobilization and transfer of funds would rest with indi­ its attendant evils, before permitting branch banking in this State." viduals whose prime motive would be personal profit. The resources of (The Merchant of Mahanoy, June 1, 1923, p. 2.) banks are in a large measure the trust funds of a community, and the rHE OXLY SAFETY OF OUR COUNTRY IS TO RESIST BRANCH BANKING, NOT TO conditions which justify the transfer of funds from one community to another hould be pnssed upon and the action controlled by disinter­ ASSIST IT-MONOPOLY OR INDEPENDE~T BANKING SYSTEM, WHICH? ested governmental authority, removed from the influence of personal If it should be concluded, in the consideration of these questions, that the Federal reserve system is necessary, and that it can not survive profit. r:ranch banking is particularly inconsistent with the ·American idea the strain upon it of systems of branch banks, and that branch banks of local self-go\·ernment and Federal coordination. The banking sys­ flrill mean the elimination of independent banks, it will then, I believe, tem of the linited States as at present constituted is clearly analogous be a logical and necessary C

There was a time in the history of the "Gnited States when branch BRANCH BANKING ~lEANS DESTRUCTION OF NATIONAL BANKS banking prevailed and the menace of the monopoly in banking led to Mr. Dawes, Comptroller of Currency, says: the abolition of branch banking. "The development of branch banking, unless curbed, will mean the It came. about this way, the United States Bank was chartered destruction of the National banks, and thereby the uestrnction of the und!:'r Wa 'hington·s administration and rechartered under Madison. Federal reserve system and the substitution of a privately controlled The charter expired while Jackson was President. This United reserve system for a governmental system of coordination. • • • States Bank bad branches in all the States and in the principal The danger which confronts our present banking system lies in an ~ities of each Btate. It had great power and influence through favors insidious and gradual undermining influence which is not so much to public men and large newspapers. 'l'he Congress had passed a the outgrowth of a conscious effort to introduce a new system as it Dill to give it a renewal of its charter and Andrew Jackson vetoed is •the result of a natural desire to secure temporary benefits for par­ the bill-and on that yeto he based his candidacy for reelection of ticular individuals and banking institutions without consideration President in 1832. being given as to the ultimate effects on the highly complicated and He was very emphatic against bank monopoly and on this issue efficient machinery of American finance and exchange. • • " (The received four times as many electoral votes as Henry Clay, the other Commercial and Financ.ial Chronicle, October 27, 1923, vol. 117, p. nominee for President. Jackson received 219 votes, Clay 49. 1834.) His determination to rid the :Kation of branch banking and his rears of bank monopoly were increased by the visit of Andrew Biddle, FOREIG::i! BRANCH BANKING CONTRARY TO A!\IERICAN INSTITUTIONS president of the United States Bank at that time, who sought to The United States stands out separately from the rest of the persuade Jackson to approve the bill to recharter the United States world in having prohibited the branch system within the country, Bank. and con equently as having sought the development of a highly in­ l\faking no impression on Jackson, Biddle informed 1ackson of the dividualized system of banking units, which, however, are now united, political power of the United States Bank, telling him that the through the stock ownership of the 12 Federal reserve banks, into a United States Bank had branches in each State and in the principal cooperative system. (Willis and Edwards-Banking and Business, cities of each State; that it could name the governor of any State and p. 388.) could also, by its power and influence, name the next President of BRANCH BANKING WILL SQUEEZE OUT THE COUNTRY BANKS "If the United States. To this Jackson replied, the United States It may be tak!:'n as practically certain that branch banking in the Hank has all the power you say it has, then it has more power than United States would undoubtedly result in lessening the number of in­ Anything in a free country ought to have, and by the living eternal, stitutions, perhaps very greatly. This tendency does not seem to be it Ahall be destroyed." absolutely a necessary one, as is seen from the fact that small in­ Jackson then vetoed the bill, and the United States Bank and its dependent banks are still able to bold their own in the cities, notwith­ branches went out of business. The country was saved from the standing the existence of powerfully competing systems of branches menace of branch banking and bank monopoly. Jackson's letter to against which they must protect tbemselve . The country banks are William J. Duane, the Secretary of the Treasury in Jackson's adminis­ iess able to do this, bacause of their lack of good connections of vari­ tration, shows his fears of leaving much banking power with its con­ ous kinds. (Magazine of Wall Street; service section, April 28, 1923, trol of credit in the hands of the few. Here are some gems in his letter to Duane, insh·ucting Duane to carry out the removal of public p. 31.) funtls from the United States Bank or resign. EVEN TIIE CONSERVATIVE COMMERCIAL AND FINANCIAL CHRONICLE, COM­ He forced Duane to resign, and then appointed Roger Taney Secre­ MENTING UPON THE M'll'ADDEN BILL, PRKSENTS A PICTURE OF T1Hl tary of the Treasury, who afterwards became Chief Justice of the INEVITABLE 1i'RCIT.AGE OF BRANCH BANKING United States, aml delivered the Dred Scott decision. As Comptroller Daw~>F so clearly shows, that system will disappear Rut here is Jackson's plain language to Duane: without anything to take its place save the monopoly of a few banks "A corporation of indh·iduals deriving its powers from Congress, per­ consolidated out of the many, dealing out their power and service Tading every ·section of the Union, will in the general, by controlling according to the will of a. few men far from the scenes of st:rv· the currency and leading men of the country, be more powerful than ice. • • • the Government, and may seriously thwart its views and embarrass its And we may turn the picture to our present flourishing "central operation. banks" and ask: Are you willing to inaugurate a practice that will "This is one of the dangers of the present United States Bank. gradually cause the absorption of your institution in a consolidation " But any substitute which should concentrate the same or a like that will leave no room for others to take your place, that will wingle power ancl be put entirely under control of the General Government in one of these large institutions country banking with city banking, migb t by the union of the political and money power give the adminis­ that will compel the enforced consolidated integral bank to employ t;I·atlon of Government more influence than the Govei:nment itself- an army of inspectors and to inaugurate rules and regulations which, 1925 CONGRESSIONAL RECORD-HOUSE , 1577 bearing upon remote communities. will turn present respect into dis­ States listed it is still probably true that while the general law trt.lilt? In a word, do you want the banking business, now enjoying prohibits bra.nch banking, there are a few banks which actually have merited prosperity, to bear and wear the opprobrium of "monopoly", branches (this is certn.i.Dly true of Wisconsin in which four banks are Here too on mature deliberation we think the majority answer will still operating, six branches established before 1909, when the anti­ be i~ the 'nt>gative. (The Commercial and Financial Chronicle, Novem­ branch bank law was enacted). ber 24, 1923, p. 2260.) Assuming that in these six States there stlll are some banks which (As Wisconsin has always been opposed to branch banking, and have branches, although branch banking is generally illegal, the follow­ the a.ttorney general of my home State took part in the St. Louis ing 22 States are left which have no branch banks at all: Arkansas, case, 1 requested the legislative reference bureau to send me an Colorado, Connecticut, Idaho, illinois, Iowa, Kansas, Minnesota, Mis­ exact analysis of the McFadden bill in its relation to branch bank­ souri, Mnntana, Nebraska, Nevada, New Mexico, New Hampshire, North ing. For the benefit of the Members of the House and students of Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Vermont, West the subject, I will insert it in the RECORD.) Virginia. 8. BIU.NCH BANKING BY NATIONAL BANKS BRANCH BANKING AND THJ!I McFADDEN BILL Section 5190 of the Revised Statutes, which bas been e. part of the .(By Edwin E. Witte, Chief Wis.consin Legislative Reference Library, national banking act from its inception, states that the usual business December, 1924) 4>f a national bank must be transacted at an ofH.ce or banking bouse. 1. BRANCH BAKK.UIG OuTSIDE Oil' THE UNITIID STATES Until 1922 this provision was construed by everyone to prohibit In most foreign countries the banking situation is controlled by national banks from establishing branches. a few large banks with numerous branches, there being no small Apparently accepting this time-honored construction of the national local banks at all. This is particularly true of Great Britain, France, banking act, Comptroller D. R. Crissinger, in his first report in 192~ Germany, and Canada. All Canada has only 14 banks with some urged that Congress should modify the prohibition against the estab­ 5,000 branches, all or practically all With headquarters in Montreal llshment of branches by nationn.l banks by permitting a limited number or Toronto. (Testimony of Comptroller Dawes in the hearings on the of branches in the same city or county in which the parent bank is McFadden bill, 1924, p. 12.) located. This recommendation was made on the plea that the fact Il. BRANCH BANKING IN THlll UNITED STAT»S that in many States the State banks might .establish branches, while the national banks could not, had resulted in wholesale conversions I. GE~AL STATEMENT of National into State banks. Congress, however, failed to enact any While there have always been some branch banks in the United such legislation. States, yet it is true, as stated by Howard H. Preston in his article Comptroller Crissinger thereafter, early in 1922, let it be known on " Recent development in branch banking" in the American that be would approve of the establishment of " additional offices " Economic Review in September, 1924, that " two years ago domestic by national banks in the city in which the parent bank is located. branch banking wa.s largely an academic question." While at times Within a short time such permission to establish " additional offices " there were already numerous branch banks in California and tn a was granted to a considerable number of national banks, all located in few cities like Detroit and Clevt'land, the public generally and even States in which the establishment of branches is allowed to State the majority of the bankers had given but little consideration to banks. This interpretation of the national banking act was sustained this question. In the last two years, however, there has been a by Attorney General Daugherty in an opinion dated October 3, 1923, very great increase ln the number of branch banks maintained by with the qualification that the " add.itional offices" of the national State banks, and national banks have for the first time been allowed banks could render only such routine services as the receipt of de­ 'by the Comptroller of the Currency to maintain " additional offices " posits and the cashing of checks (but not make loans, etc.). These (virtually branches). How the problt'm has grown in seriousness is qualifications were incorporated in an order of the comptroller dated perhaps be t illustrated by the situation in California. In May, 1922, October 26, 1923, and in accordance therewith national banks are now there were in that State 79 State banks operating 254 branch offices, permitted to establish branches for the receipt of deposits and the but no national banks with "additional offices " or branches. Two cashing of -checks (sometimes called additional "teller's windows") years later, in April, 1924, 88 State banks were operating 468 within the limits of the eity in which the parent bank is located, but branches and in addition 8 national banks maintained branches. only if the State law permits State banks to establish branches. In most instances the E'stablisbment of additional branch banks was In accordance with these comptroller's orders issued in 1922 and brought about by the purchase of a previously independent bank 1923 branches ("additional offices") of national banks have been and its conversion into a branch of a large city bank. established in most, if not all, States which permit branch ban1."ing 2. BRANCH BANKING UNDER STATE LAWS by State banks. There also seem to be at least a few branches of In Aprll, 1924, according to the testimony of ComptroUer Dawes, national banks in States which do not permit branch banking. Thus, theTe were altogether 20 States in which State banks are allowed to Prof. Howard H. Preston, o! the University of Washington, states in his article on "Recent developments in branch banking" in the maintain brancbe~, as follows : A. State-wide branches permitted by law : Arizona, California, Dela­ American Economic Review of September, 1!>24, that one national ware, Georgia, Maryland, North Carolina, Rhode Island, South Carolina, bank in Tacoma. and at least two national banks in Minneapolis are Virginia (nine States). operating additional "teller's windows," although the laws of Wash­ ington and Minnesota prohibit State banks from maintaining branches. B. County-wide branches : :Maine (permission of banking commie­ These branches appear not to be recognized by the comptroller, but stoner), Louisiana (authorizt'd by law) (two States). they actually exist because nobody has moved against them. C. Intracity branches expressly authorized by law: Massachusetts, One such instance of the unauthorized establishment of branches Mississippi, New York, Ohio (also branches in suburbs) (four States). by national banks, however, was challenged and led to a decision D. Intracity branches not expressly authorized by law but permUted of the United States Supreme Court of great importance. This grew by implication or construction: Kentucky, Michigan, Pennsylvania, out of the attempt of the First National Bank of St. Louis to start Tennessee, Wyoming (five States). branches in that city, although the State law of Missouri expressly In quite a few of these States the permission to establish branches prohibits branch banking. Even this action was not challenged by appears to have been secured only within the last decade. When the the comptroller; but, on the contrary, in the litigation which fol­ National Monetary Commission made its report in 1910, 9 States per­ lowed the United States Government intervened in behalf of the bank. mitted branches of State banks in contrast with 20 States in 1924. The State of Missouri, however, did challenge the establishment of In the latter year 17 States expressly prohibited State banks from branches by this national bank, and in this action was joined by no having any branches and in 6 other States the banking law has been less than 18 other States (including Wisconsin). This case was so construed to the same, without an express prohibition. In 5 other carried to the Supreme Court of the United States, which held that States the law is silent as to branch banking, and the question under the national banking act no national bank may establish any whether thls is legal has never been construed by anyone, but there branches. While the eourt thus upheld · every contention of the are no branch banks in operation. States opposing branch banking, the United States Comptroller bas In some of the 28 States which may be listed as not permitting interpreted this decision as having application only to branch banks branch banking some branch banks, however, are actually in existence. which do a. complete banking business, and not to branch banks which This bas resulted either from special legislation permitting particular only receive deposits and cash checks ("teller's windows"). He bas, banks to maintain branches or from a clause in the statutes prohibiting consequently, continued to allow national banks to maintain "addi­ branch banking, which expressly exempts branches established prior to tional offices" (city-wide branches) in the States in which State banks the passage of these statutes. The American Economic Review of ma:y have branches, on the same basis as prior to the Supreme Court's December, 1922, page 730, lists· eight States as falling in this class, decision in the Missouri case. nrunely: Alabama, Arkansas, Florida, Indiana, Maryland, New Jersey, III. Tml MCF\IDDEN BILL (H. R. 8887) AND BRANCH BANKING . Washington, and Wisconsin. Since then, bowevro; Arkansas has ex­ pressly prohibited branch banking without exceptions, while Maryland 1. PROVISIONS OTHJilR THAN THOSE RE.LATING TO BRANCH B.I.N~lNG. more properly seem t o fall in the group of States in which the banking The underlying purp~e of the McFadden bill is to check the tend­ Jaw bas bt'en construed to permit branch banking. As to the other six ency toward the conversion of national banks into State banks which CONGRESSIONAL R.ECORD-HOUSE· JANUARY 9'

bas l:ieen quite pronounced in recent years. This purpose it seeks to 2. The other leading argument for the McFadden bill is that it wm accomplish by relieving national banks from restrictions to which the not legalize branch banking except where it is legal now and will have · swte banks are not subject. To this end the conditions under which a distinct tendency to restrict branch banking to an intracity basis national banks may make loans on real estate or may exercise trust where it is now legal on a state-wide basis. This a1·gument waa power are liberalized and it is made much simpler to consolidate elaborated at length by Representative McFADDEN in a speech in the State banks with national banks; and there are many other similar House on June 7, 1924, in which be claimed that the McFadU.en bill is distinctly an antibranch banking bill, and not a mere compromif:e changes in the national banking act. Little objection bas been raised by anrone to these provisions of which temporarily appeases both the supporters and opponents of the McFadden bill. In fact, the only objection we have noted was branch banking. that urged at the convention of the ~ational Association of Supervisors V. .ARGUMENTS AGAINST THE MCFADDEN BILL of State Banks to the provisions which give the Federal Reserve Board 1. TilE M 1 FADDIJ~ BILL WILT, INCREASB THE EVIL OF BRA....._CH BANKING IN power to compel State banks to observe practically any regulations THE STATES WHICH PERMIT BRANCH BANKING which the board may in the futme see fit to adopt if they wish to On the Mi souri branch banking case the United States Supreme continue membership in the Federal reserve system. Court unequivocably held that the national banking act does not per­ 2. PROVISIOKS llELATIXG TO BRAXCH BANKIXG mit national banks to have branches. Subsequent to this decision the .As reported to the House, the McFadden bill (the Pepper bill, S. United States Government requested a rehearing upon the point that 331G, reported to the Senate is practically identical with this bill) in this decision left uncertain the legality of the establishment of " adell· section 8 authorizes national banks to e tablish branches within the tional offices" in the cities in which the parent bank is located, wb.ich corporate limits of the municipality in which the parent bank is lo­ was authorized by Comptroller Cris inger in 1!)!:!2. The Supreme cated, but only in States which permit State banks to maintain Court, however, rafused the requested rehearing; but, nevertheless, the branches. Section 9 provides that hereafter no State bank not now a comptroller has continued to sanction the establi hment of " aer the State laws permit branches State bank to give up a single branch which it now operates, and that to be established by State banks. This amendment, it is claimed, will it will for the first time since the national banking act was pas ed eliminate the danger that in States which do not now permit branch make it legal for national banks to have branches. The result will banking the national banks will combine with such of the State banks unquestionably be an increase, not a decrease, in the number of as are e also heretofore been at a decided dis­ is to be settled on the basis whether at the time of the passage of this advantage in not being permitted to ha>e branches. This bas been act such State authorized branch banking. accentuated by the fact that the State banks until recently have been It must be admitted that if the lfcFadden bill is thus amended, permitted to belong to the Federal reserve system regardless of the national banks will not thereafter be allowed to have branches in any number of branches they might maintain. Under orders of the comp­ State in which no State banks now ha>e brancbe unless this act is troller and the Federal Reser>e Board national and State banks are amended to legalize such branches. But one Congress can not bind now on an equality in this respect, both being permitted to establish another, and even if the llull amendment is adopted, a subsequent new branches only in the city in wbich they are located a~d only in Congress can modify the law to render it wholly ineffective. If here­ States where the State law authorizes the establishment of such after some State, say Illinois, which does not now allow branch banking branches. But these orders are without express sanction of law, should permit State banks to have branches, the national banks in and particularly doubtful as regards national banks, in view of the such State will be precisely in the same position as are now tho decision of the United States Supreme Court in the Missouri case. national banks in States which allow branch banking. They will .As a corollary to this argument, it is urged that the McFadden bill raise the same cry which is now being raised by the national banks in is vital to the continued successful operation of the Federal re erve New York and other branch-banking States, that they can not compete system. National banks are compelled to be members of the Federal with State banks without also being permitted to have branches nnd reserve system; State banks may become members but may, also, will come to Congress to get permission to establish branches. And withdraw upon short notice. It is argued, consequently, that if the how can any future Congress refuse to gi're such permission to the tendency towartl the conversion of national banks into State banks banks of Illinois or any other , tate which may hereafter lPgalizo is not checked the Federal reserve y tern will soon have but few branch banking if this Congress permits the national banks in New members who can not at any moment withdraw their membership. York and other branch-banking States to establish branches? 1925 CONGRESSION.A.L R.ECOR.D-· HOUSE· 1579

2. Far from serving as a check against the.. extension of b1·anch into State banks. But this competitive advantage which State banks banking to States which do not now permit it, the McFadden bill will enjoy in being anowed at the same time to belong to the Federal serve as a precedent for such further extensions of this evil. rese~ve system and to have branches obviously can be removed through It is folly to suppose that the powerful financial interests which either of two radically di1l'erent methods : are behind branch banking will forever be satisfied with the concessions 1. The National banks can be allowed to establish branches where­ they gain in the McFadden bill. Actual occurrences in the last few Her State banks can do so; or (2) State banks with branches can be years have demonstrated how powerful is this group. Not only have refused membership in the Federal reserve system. The McFadden these interests gotten a number of additional States to legalize branch bill adopts the first of these courses on the theory that the State banking within their limits, but they were able in 1922 to get the banks with branches would withdraw from the Federal reserve system Comptroller of the Currency to permit national banks to establish if compelled to give up branch banking and would thereby cripple this branches, contrary to the interpretation of the national banking act system. . Its underlying assumption is that the adherence of all State which has prevailed eyer since this law was enacted in 1864-and that banks now members of the Federal reserve system is so vital to the after Congress had refused to amend the law so as to legalize this country that it is a lesser e-vil that branch banking shall for the first very thing. These interests also were powerful enough to get an opinion time be sanctioned by Congre s. from Attorney General Daugherty backing up Comptroller Crissinger; But is this assumption sound. Whether the State banks which are :md, what is yet more significant, were able to get the United States engaged in branch banking would drop out of the Federal reserve sys­ Government to align -itself in the Missouri branch-banking case with tem if compelled to choose between their branch banks and their Federal the national banks, which without authority of law established branches reser-ve sy-tem membership is by no means certain. But, granting that in States where State banks could not maintain branches. Enn after they would drop out, the McFadden bill compels the public to pay the very clear decision of the United States Supreme Court that altogether too great a price for the continued support of the Federal national banks are not allowed to maintain branches, these interests re erve system by the branch-banking interest. When the Federal have been able to get the administration to continue the policy which reserve system was instituted it was represented as a means of freeing it inaugurated in Hl22 of allowing national banks to mainfain branches the country from the domination of its credit facilities by the financial in States where State banks can operate branches, just as if the interests popularly known as "Wall, Street." But now we are told Supreme Court had never spoken. And now these interests are powerful that in order that the :iederal resene system may survive Congress enough to command the support of the administration for this Mc­ must pass a Jaw permitting branch banking by national banks. Cer­ Fadden bill,. which, for the first time, will legalize the establishment tainly, if this is true, every criticism which has ever been made of the of branches by national banks. A financial group which is so powerful Federal reserve system is true. If the Federal reserve system can only as these occurrences have demonsb·ated, surely will not be satisfied survh·e if branch banking is legalized, this system itself is a curse with any half loaf. To allay suspicion, to get the first recognition of and not a blessing to this country. It were better that the Federal branch banking by Congress, this group may be willing to accept an reserve system should go down than that the centralized control of amendment which says that the status quo as to where branch banking banking institutions in this country should be further promoted by is legal and illegal shall be maintained in all future time. But just legislation. as this brancft-banking group has heretofore defied the national banking Of the two possible alternative ways of dealing with the problem act and has waged the fight it has now so nearly won to get branch created by the fact that State banks may belong to the Federal reserve banking legalized, so this group will assuredly again ·violate both the system and yet have branches the second-that of making these State letter and the spirit of the law and will not rest until branch banking banks choose between membership in the reserve system and their bas become universal in this country and they ha\e a strangle hold branches-is much less dangerous than the solution proposed in the on all credit facilities of the Nation. McFaduen bill, which is to allow national banks also to have branches. 3. THE M'FADDE:-1' BILL ITSET.F MAY BE TXTERPRETED AS LEGALIZIKG VI. EVILS OF BR.A.NCH BANKING BRANCH BANKIXG IN JIIANY STATES IN WHICII BRA..'\CH B.L'\KIXG IS KOT In the last analysis the question whether the McFadden bill Is a XOW LEGAL good or a bad measure rests upon whether branch banking is desirable Not only will the passage of the McFadden bill weaken the position or undesirable. Undeniably this bill for the first time proposes to of the supporters of the independent banks, but it seems to directly legalize the establishment of branch banks by national banks; and authorize the estabJishment of branch banks in certain States in while this is hedged in by the restriction that no branches shall be which branch banking is not now legal. Section 8 of this bill prohibits established outside of the city where the parent bank is located and national banks from establishing branches "in any State which does the further restriction that, until the law is changed, branches shall not by law or regulation authorize banks created or existing under be established only in States which permit State banks to have the laws of !Juch State to own, establish, maintain, and operate such branche~, it is certain that this is the first recognition of branch bank­ branches." What this means must be considered in connection with ing by Congress and probably the beginning of the end of independent the act already voted that six States which prohibit branch banking, banking in this country. namely, Alabama, Florida, Indiana, New Jersey, Washington, and 'Wis­ That branch banking is fraught with many evils even many of the consin, allowed branches existing before the passage of these pro­ most conservative of bankers and business men have recognized. The hibitory laws to be continued, just as this McFadden bill does not American Bankers Associati~n has twice--in 1916 and 1922-gone on apply to branches already established by State banks which belong to record as being opposed to branch banking " in every form," and while the Federal rese.r-ve system. As an illustration, the law of Wisconsin, this association at its last convention indorsed the McFadden bill, it Statutes 1923, S!ction 221.04 (1) (f), reads: did so not because it has had a change of heart on the branch bank­ • • • " but n() bank shall establish more than one office of depo It ing que tion, but because it was led to believe that this bill would and discount or establish branch offices or branch banks, provided check the further spread of this evil. that this , prohibition shall not apply to any branch office or bank The American Bankers Association in its resolution condemning established prior to _May 14, 1909." In accordance with this law there branch banking adopted in 1022 thus summed up the case against are now four banks in Wisconsin which maintain branch banks. The branch banking : Bank of Wisconsin, of Madison, and Marshall & Hsley Bank, the Ameri­ "Branch banking is contrary to public policy, violates the basic prin· can ~ational Banl~, and the Second Ward SaYings Bank, all of ciples of our Government, and concentrates the credit of the Nation and Milwaukee. the power of money in the hands of the few." In Tiew of this fn.ct that some State banks in Wiscon in actually This is the fundamental evil-that branch banking tends toward have branches at the present time, it would seem that the McFadden monopoly and the concentration of the financial resources of the bill will directly leg11lize the establishment of branches by national country in a small number of big city banks. According to Comp~ banks in this State. And if this is correct as to 'Wisconsin, it is also troller Dawes there were 429 banks in England as long ago as 1842; true of the other five States which still ha>e some State banks with while in 1922, 80 years later, there were only 20 independent banks, branches, although they ha\e legislated against the extension of branch but 7,900 branch banks. In Canada there were 41 independent banks banking. in 1885, 35 in 1903, and only 14 at the present time. There is not an independent bank in all western Canada and practically every one 4. THE ALLEGED E:nsT"'riG DISCRUIL'i..\.TIO~ AGAIXST NATIO~AL BAXKS of the 5,000 branch banks in that counti·y is operated from :Montreal IN STATES WHICH D1 VQT ALLOW BRANCH BAXKIXG CA~ BE REMOVED or Toronto. In this country the same tendencies toward monopoly WITHOUT GIVING CONGRESSIONAL SAXC'.riO~ TO BRAXCH BAXKING have been very pronounced wherever branch banking has been per­ As bas been noted, the principal argument for the sections of the mitted. Four banks in California operate no less than 190 branches. McFadden bill relating to branch banking is that some concessions are As Comptroller Dawes said in the hearings on the McFadden bill : necessary to check the tendency of national banks to become State "The essentially nouopolistic nature of branch banking can not be banks in the branch-banking States, which is endangering the Federal successfully controyerted." reserve system. This argument rests upon the fact that State banks Xor can it be denied that branch banking will result in a distinct with branches are admitted to the Federal resene system and ha>e loss of service to the communities in which branch banks !'('place all the advantages under this system which national banks enjoy. independent unit banks. Quoting Comptroller Dawes again: It must be admitted that this privilege extended to State banks "Banks are the trustees for the funds of a community. In case ot operates as a strong incentive to national banks to convert themselves the branch banks the trustees are not residents and they are not in.- f1580 CONGRESSION .A.L RECORD-HOUSE JANUARY9 fiuenced by the community's desires and necessities, as is the case at voice of LA FoLLETTE, the boss of that bombastic combination the present time where the officers and owners are residents and the of misfits, uttered from beginning to end in favor of that legis­ product of the community which they serve. This sort of an opera­ lation or any other legislation for the relief of the farmer until tion t·uns directly counter to that instinct of the American people within a day or two before adjournment? Then he came from which demands independence in matters of local self-government. It his retreat where he had been safely immured during all of is a particularly aggravated and offensive form of outside inte!fer­ this agitation for farm legislation and asked that the Congress ence, because the resources which the community 1tself creates in be kept in session until something could be done. He did not the form of deposits are disbursed and controlled by nonresidents." want anything done. He wanted nothing for the farmers' relief Or as expressed by the present State treasure of Wisconsin, Solomon done, so that he might go before the people and condemn the Levitan, a banker of many years experience: Congress of the United States for not doing what he himself " The independent bank extends the helping hand. The branch bank helped to prevent it from doing. He wanted discord ; he hoped reaches forth the grasping claw. The independent bank seeks to build up to create hate against the existing order of tWngs to serV"e the community, the branch bank seeks merely to abstract the community's as an asset to advance his own selfish purpose. money. The independent banker lives in the community, pays his taxes, During that campaign when prices were going up for farm and spend~ his earnings there; the branch banker is usually a stranger, products he advised the farmers, as did all of his cohorts, to pays little taxes, and the earnings are distributed among stockholders sell their grain for the reason that it was a eampuign trick to residing miles away. raise these prices at that particular time in order that the "The ceutralized control ove.r money and credit is the most insidious, Republican Party might succeed in the election of Calvin the most pernicious, the most arrogant trust that can foist itself upon a Coolidge to the presidency. As a matter of fact, those prices nation. Any money monopoly is the overlord of all other monopolies. kept going up after the election was over, bnt by reason of such The group that controls money and credits can rule or ruin any in­ demagoguery, the farmers throughout the West and the North­ dustry, any individual, any community, any nation." west, who acted on the advice of LA FoLLETTE and his satellites, So vicious is a system of banking in which the money o! the thou­ lost millions and millions of dollars. The gentleman from Wis­ sands of communities in this counl:ry is all sucked into a few financial consin [Mr. NELso~] now comes here and inveighs aguinst this centers that but few voices are raised by anyobe in defense of branch bill, because he says the bankers are responsible for it. banking. On recognition of the strong sentiment against branch bank­ Why should not the bankers be responsible for it? Who best ing not only among the common people but among the bankers them­ know what the interest of the banking institutions of this selva.;; the McFadden bill is represented as an antibranch banking bill. country are if not the bankers who have given their lives to and tbe claim is made tbat there is a vast difference between intracity the study of the best interest of banking? If something is not brunc-h banking and State-wide branch banking. That the latter is the done to relieve the national banks of this country they are wor,e form of this evil no one will deny. But even intracity branch going to go out of business by being supplanted by State bank­ banking means death to independent banks in the outlying districts of ing institutions. National banks are to-day being undermined great cities and the absorption of the deposits of their clients into by State banks because of insurmountable restrictions placed the down-town banks serving the financial district. And everywhere upon them. it ha meant unreasonable multiplication in the number of branches and The $4,000,000 in decline of earnings of the Federal reserve incren'.ed expenses of operation. What is yet more serious is that the banks this last year is largely due, if you please, to the passage of the McFadden bill will probably be but the beginning of con­ very criticism that this gentleman has offered in favor of cessions to the branch-banking interest, ·which will not end until all the defeat of this measure. [Applause.] He and his associate independent unit banks in this country have been reduced to mere of despair seem to :find comfort in the decline of our national branches of a few centralized banks, as has happened in England, banking system and are greatly pained that anything is offered Canada, and other countries. If this viper of money monopoly is ever to solace them. Let us be thankful that he and his ilk are in to I.Je scotched, the time to do so is now. Give it what it is asking for such a hopeless minority. at this time and it will be more difficult to fight its further extension The CHAIRMAN. The time of the gentleman has expired. in tile future. Mr. WOOD. Can the gentleman yield me one additional Mr. S:r>.TELL. Mr. Speaker, I yield five minutes to the gentle­ minute? man from Indiana [Mr. Woon]. Mr. SNELL. I regret I have not the time. I am vru·y sorry. l\lr. WOOD. Mr. Speake~ and gentlemen of the House, I have Mr. WOOD. "Very well. li tened with a great deal of amusement to the query pro­ Mr. SNELL. I yield five minutes to the gentleman from pounded by the gentleman from Wisconsin [Mr. NELSON], Ohio [Mr. MURPHY]. [Applause.] recently the leader of the repudiated La Foolem Party, when Mr. SNELL. Mr. Speaker, I move the previous question on he asked what kind of evil Uncle Sam could stand, and how the resolution to :final passage. much. I know of no one who should be better p1·epared to The previous question was ordered. an. wer this question than the gentleman him elf. In view of The SPEAKER pro tempore. The question is on agreeing the verdict of the people at the last election, however, I am a to the resolution. little surprised that the gentleman should propound such a The question was taken, and the resolution was agreed to. It 4 question. was well demonstrated on November last that CO~SOLIDATION OF NATIO:'lAL RANKD.'\G ASSOCI.d.TIONS Uncle Sam could not and would not stand any of the many evil~ that the party under the leadershin of the gentleman from :Mr. McFADDEN. Mr. Speaker, I move that the House re­ Wi ·consin [l\1r: NELSON] tried to thrust down his throat during solve itself into the Committee of rne Whole House on the the campaign. [Applause on the Republican side.] state of the Union for the consideration of the bill II. R. It is very amusing, indeed, to hea.r him inveigh against this 8887, and. pending tlult motion, I understand under the ru1e Congress for its action with reference to various matters of the gentleman from Arkansas [Mr. Wr~Go] will control one­ policies. First, he inveighs against this Congress because it half of the time in opposition to the bill and I will control failed to pass the Bowell-Barkley bill. If there ever was an one-half of the time in favor of the bilL agency that endeavored to do more against the laboring inter­ The SPEAKER pro tempore. That is proV"ided for by the e. ts of the country and the laboring men of this counti·y than tile rule. so-called La Foolem Party, then I do not know what that agency The motion was agreed to. is. They put on their black list more than 95 per cent of the men Accordingly the House resolved itself into the Committee of in this Hou.se who stood for nearly all of the constructive labor the ,Whole House on the state of the Union for the considera­ ll?'gi ~Iation proposed and pas ed by the House. They advocated tion of the bill H. R. 8887, with Mr. LEHLBAOH in the chair. the election of men to this House who voted against the child­ The CHAIRMAN. The House is in Committee of the Whole labor bill, who voted against V"nrious other bills adV"ocated by House on the state of the Union for the consideration of the the labor interests of the country, and likewise put on the bill H. R. 8887, which t11e Clerk will report by title. black list men who stood for the legislation that the gentleman The Cle.rk read as follows: is inveighing against this Congress for not passing. They A bill (H. R. 8887) to amend an act entitled "An act to provide ror a ked for the defeat of most of the gentlemen who championed the consolidation of national banking associations," approved Novem­ farm legislation, among whom were Messrs. TINCHER, from ber 7, 1918; to amend section 5136 as amended, section 5137, section Kansas, and Drmn ·soN of Iowa, and several of the other men 5138 as amended, section 5142, section 5150, section 5156, seetion who stood here and fought to the last ditch for the passage of 5190, section 5200 as amended, section 5202 as amended, section the so-called McNary-Haugen bill. Who was responsible for 5208 as amended, section 5211 as amended, of the Revised Statutes the defeat of the l\IcNary-Haugen bill? It was largely due to of the United States; and to amend ection 9, section 13, section 22. those in thl'3 House representative of the party of which this and section 24 of the Feueral reserve act, and for other purposes. gentleman is a member. The most effective speech made against the bill was made Mr. McFADDEN. l\Ir. Chairman, I ask that the first read· by the gentleman from Wisconsin [Mr. VoiGT]. Who heard the ing of the bill be dispensed with. 1925 CONGR,ESSION AL RECORD-HOUSE 1581

The CHAIRMAN. The gentleman from Pennsylvania asks great interest in the branch-banking provisions I shall now de­ - unanimous consent that the first 1·eading of the bill be di~­ vote a few minutes to a consideration of these. pensed with. Is there objection? [After a pause.] The Cha1r This bill has been criticized on the one hand as being a hears none, and it is so ordered. branch-banking bill because it r~ognizes the existence of Mr. McFADDEN. lli. Chairman and gentlemen of the com­ branch banking and permits branch banking by national banks, mittee, I want to disabuse the minds of any Member of the 'under certain conditions, ·to continue. On the other hand, it House that this is in any wise a political measure. From the has been criticized .as being too drastic an antibranch-banking· discussion which bas taken place one might have gained some­ bill in that it would put a check upon branch banking outside what that impression. I desire in the time I propose to co~­ of city limits and thus interfere with the natural operation of sume to confine my remarks dil·ectly to an explanation of th1s economic laws. In the first group are a number of bankers bill and I will ask because of the time that it will take, that who would like to see the Federal Government take steps to I b~ not interrupt~ until I have concluded my direct state­ wipe out of existence e1ery branch of a national or a State bank ment. in the United States. Apart from the constitutional difficulties The bill before the House is of great consequence to the involved in such a program, it is entirely too drastic for prac­ business of banking in the United States. While designed tical consideration. This group of bankers is comparatively primarily to strengthen the national banking system there ~re small. The other extreme group would like to see all restric­ several important provisions which will operate as a protection tions removed upon branch banking, both by National and State to banks organized under State laws. banks, upon the theory that branch banking is the logical This bill was first introduced on February 11, 1024, and method of rendering a banking service, and that eventually the has therefore been before Congress and the country for system of banking in the United States should develop into nearly a year. During this time it bas been under careful something like the branch-banking system in foreign countries. scrutiny by the bankers throughout the country and by or­ Between these two extreme schools of thought are the vast ganizations interested in financial legislation. Extende.d hea.r­ majority of bankers and citizens, and the bill meets with their ings were held on the bill last April, and your committee m approval, the purpose of the bill being to prevent the further executive session carefully considered the bill section by sec­ spread of state-wide branch banking within the Federal re­ tion before reporting it out. serve system and to prohibit the national banks from acquir~ng I doubt if any bill considered in recent years by Congress any branches except within city limits in those States which has been subjected to a more searching analysis and criticism permit branch banking to the ·state banks. than the one before you. The Comptroller of the Currency It may be well to call .your attention to the fact that Con­ gress, by the act of :l!arch 3, 1865 (sec. 5155, Rev. Stat.), en­ before making his recommendations to Congress for legisla~on caused a thorough investigation to be made in his office, mth acted a provision permitting a State bank with branches to a view to bringing out the defects in the national banking convert into a national bank and to elect to retain any of such laws. From this investigation he obtained recommendations branches. In this act there is no limitation as to the location for changes from officials who have spent many years in of the branches or as t~ their number. During the 60 years supervising the operations of the national banks. Certain of this p1·ovision has been upon the Federal statutes it has suf­ fered no amendment by Congress, and a large number of State these suggestions he selected as a nucleus and sent them to banks in States which permitted branch banking have con­ each of the district chief national bank examiners located in verted into national banks and have elected to retain their the 12 Federal reserve cities. These chief examiners were in­ branches. A few of the branches so retained have been located structed not only to give the comptroller the benefit of their outside of the city of the parent bank. The report of the own experience with reference to proposed changes in the Comptroller of the Currency each year shows the names of the banking laws, but also to confer with the bankers in their dis­ banks and the number of . branches thus brought into the tricts with a view to obtaining criticism upon the suggestions national system. This accounts for the fact that we find to-day, all'eady made or of obtaining new suggestions or recommenda­ in cities in States where branch banking is permitted, a num­ tions. From the body of recommendations thus gathered, and ber of national banks operating branches. We can not, there­ after further consultation with bankers from every section fore, shut our e:res to the fact that branch banking is alrea~y of the country and every character of banking business, there in existence under the authority of an act of Congress. It lS was laid before yow· committee a selection of definite recom­ not the purpose of the bill to require the abandonment of any mendations which were regarded as in urgent need of adoption. branch of a national bank legally obtained under this act of These recommendations became the basis for the bill as Congre~s. I may say here, however, that this act is amended originally introduced as H. R.. 6855, and upon which the hear­ by .. ection 7 of the bill by prohibiting a State bank upon c?n­ ings were had before your committee. verting into a national bank from retaining any branches which The bill as reported out was considerably revised by your it may have beyond the city limit" of the parent bank. committee and has stood the test of criticisms during the 10 The general theory of the bill is that if br~nc~ ban~g. is months it has been before the public. The. passage of this bill to be permitted at all it should be confined Wlthm the hm~ts at the present session of Congress has been urged by the of the city in which the parent bank is located. The bill American Bankers' Association, the National Association of throughout makes this restriction upon State member banks Credit Men, and numerous State bankers' as ociations, such as of the Federal resen·e system and upon national banks. Your New York, Illinois, Missouri, Texas, Ne'w Jersey, Ohio, and committee heard very lengthy discussions upon the subject of North Dakota, as well as by the Federal Reserve Board, the branch banking, and afte1· mature deliberation successively re­ Comptroller of the Cw·rency, and the Secretary of the Treasury. jected, so far as national banks and State member banks are In other words, the provisions of this bill have commended concerned, state-wide branch banking, county-wide branch themselves to every organization, group, or governmental offi­ banking, and contiguous territory branch banking, and to a cials who can properly be said to have an interest in the limited extent only permitted branches within city limits in national banking system. And, in view of what bas been certain cities. stated, I may add to this that there appeared before the com­ The city is the natural boundary of community, political, mittee the representatives of the labor banks of the united and social activity, and therefore the proper economic tmit States, voluntarily, and gave their approval to the provisions for a bank-ing service. It is true that the physical boundaries of this bill. between different cities may in some cases be contiguous, but Mr. CELLER. What banks? these are exceptional cases, and it is felt no hardship has been Mr. McFADDEN. From the Cle\eland banks ; Mr. E. H. put upon the banks affected by this bill because such branch Kru e, assistant legislative representative, Locomoti1e Engi­ banking as may be permitted them must be carried on within neers, and Arthm· J. Lovell, vice president of the Brotherhood the corporate limits in the city in which they are located. of Locomoth·e Engineers and Firemen. As to the theory of contiguous territory, I see no possibility Mr. CELLER. They were of 'Only one brotherhood-the of ·defining the word " contiguous." In one sense all territory Brotherhood of Locomotive Men and Enginemen. is contiguous, and county-wide or even state-wide branch Mr. McFADDEN. They represented two brotherhoods, I un­ banking might be developed under the "contiguous territory" derstand. theory. Tbe outstanding feature of public interest in the bill is the Likewise the committee rejected the "economic zone" theory governmental policy proposed with reference to branch banking. as being incapable of exact definition. The limitation in this In some quarters this phase of the bill bas been so emphasized bill to corporate limits has the advantage of being easily under­ that it is looked upon simply as a branch-banking measure. stood and enforced. There are comparatively few bankers in There are many other important provisions in the bill to which the United States who haYe any desire to carry on any bank­ I shall briefly call your attention. On account, however, of tln' ing operations outside of the city in which the bank is located. 11582" CONGRESSIONAL RECORD-HOUSE JANUARY 9

This bill is much more an antibraneh-banking bill than clty in which the parent bank is located. If a State bank a branch-banking bill. For example, it prohibi~s n;ational were engaged in state-wide br~ch banking, it could not be~ - banks from engaging in state-wide branch banking m any come a national ba~ without giving v,p all of its state-wide State (sees. 7 and 8) ; it prohibits a national bank from en­ branches. This section provides further that national banks gaging in cotmty-wide branch banking in any State (sees. 7 which have already acquired branches under section 5155 as and 8) ; it prohibits national and State member_ banks from originally enacted, will not be required to give up any such est..1.blishing any branches in cities of less than 2o,OOO popula­ branches even though they may be located outside of city tion (sees. 8 and 9) ; it prohibits national banks .from ha:V~g limits. any branches in any city located in a State wh1ch proh1b1ts Section 8 is the principal branch-banking provision in the branch banking (sec. 8) ; it prohibits a national bank after bill relating to national banks. It is designed to govern the consolidating with a State bank to continue in operation any future operations of national banks with reference to branch branches which the State bank may have established outside banking. It prohibits a national bank from establishing or of city limits (sec 1) ; it prohibits a State bank upon con.vert­ operating a branch in any State which prohibits branch bank­ ing into a national bank to retain in operation nny branches ing. In those States which permit branch banking to the which may have been established outside of city limits (sec. 7). State banks, national banks would be permitted under regu­ I do not think it is necessary nor will time permit a dis­ lations of,. the Comptroller of the Currency to establish cussion of the branch-banking situation in the United States. branches within city limits under certain conditions. Such I assume that Members of the House are pretty generally branches of national banks would be confined to cities above familiar with the arguments for and against branch banking, 100,000 population, except that two branches might be per­ and also with the facts relating to the .extent that branch mitted in cities from fifty to one hundred thousand population banking is now ~acticed in this country. The Comptroller of and one branch in cities from twenty-five to fifty thousand the Cunency in his last two annual reports to Congress very population. thoroughly and exhaustively discussed this situation, and Mr. NELSON of Wisconsin. Right there will the gentle­ more recently a hulletin of the Federal Reserve Board shows man yield a question for information? What about banks a large amount of statistical information relating to branch in cities of under 25,000 population? banking. :Mr. STEVENSON. I will state to the gentleman that there Branch ba:nki.ng as practiced in foreign countries is unknown is an error by oversight in the language of the bill right there, to the United States, but the general feeling is that once branch which was detected after the bill was printed. There is no hanking got a strong foothold under Federal authority in the intention to grant any bTanch-banking privtlege to a bank United States it would not be long oefore all of the banking in any city of le s than 25,000 peo-ple. resources of the country would be controlled by relatively a few Mr. MoFADDEN. No; that is correct. powerful institutions. Such has been the history of branch Section 9 of the bill amends section 9, paragraph 1, of the banking in Canada, the British Isles, and other countries. I Federal reserve act by prohibiting any such bank applying for understand to-day there are only about a dozen banks in the membership from bringing into the system branches established whole Dominion of Canada, with thousands of branches scat­ outside of city limits and also by prohibiting those State banks tered from the Atlantic to the Pacific. I believe tbat the House already members from establishing any additional branches shares with me the belief that the economic stability of the outside of the city limits. State banks already members U.nited States and the general welfare of the country is de­ would be permitted to retain the state-wide branches which pendent upon maintaining the integrity of the unit banks, they had at the time of the enactment of this bill. particularly the independent national and State banks in the This is the only practical method by which the Federal Gov­ small towns and rural communities. I therefore assume that ernment could prevent tbe Federal reserve system from har­ an overwhelming majority of the Members of this House are boring and encouraging the growth of state--wide branch bank· opposed to the ·principle of branch banking and would like to ing. As long as State member banks can enjoy the privilege see it confined to its pre ent geographical limits. [Applause.] of the Federal reserve system and at the same time put the Before discussing in detail the branch-banking provisions of national-bank members to a disadvantage by establishing the bill I desire to make a reference to the amendments which branches outside of city limits a situation arises within the I understand the gentleman from Illinois [Mr. MoRTON D. Federal reserve system which becomes intolerable to the HULL] intends to introduce, known as the Hull amendments. national banks. In some localities this situation has already I shall leave .bim to explain to you the provisions of his amend­ arisen. This section of the bill is not designed to put the State ments, but I understand that their general purpose is to main­ member banks at any disadvantage with reference to the tainj so far as the Federal l'eserve system and the national­ national banks, but, on the contrary, is designed in the first bank system are concerned, the status quo relative to branch place to protect the Federal reserve system itself from becom­ banking in those States which do not ·by law or regulation at ing the means of its own destruction through encouraging a the time of the approval of thls act permit branch banking. growth of private reserve systems in the form of great branch, In othe1· words, if his· own State of Illinois, which now pro­ banking institutions, and in the second place to relieve the hibits branch banking and which, let us assume, will prohibit national banks of the disadvantage to which they are put by branch banking at the time of the enactment of this bill, should being unable to meet within the Federal reserve system the in the future enact legislation permitting branch banking to tbe branch-banking competition of the State member banks. banks under its jurisdiction, no member bank of the Federal Mr. BLACK of New York. Mr. Chairman, will the gentle~ reser-ve system and no national bank would be able to establish man yield there? Does not the gentleman think that this pa1·· a branch either within city limits or without. The only banks ticular provision of his bill means that the Federal power is which could establish branches under such legislation would be now going to step into the State banking system by falling State banks not members of the Federal reserve system. upon banks that would like to go into the Federal reserve sys­ These amendments of the gentleman from Illinois have been tem and limit their facilities arising under State law ? discussed at length for the past six months, he having made l\Ir. McFADDEN. No. I shall come to that in a moment. puulic his proposed language at the close of the last session Section 9 of the bill would not deprive any State bank o.f of Oongres.. They have been approved by the American any branch, wherever it may be located. In the opinion of Bankers' Association, and I understand by a number of State the more radical antibranch bankers section 9 should abso­ bankers' associations, and I shall interpose no objection to lutely prohibit state-wide banking within the Federal reserve their adoption. They represent a compromise which ended system by requiring State member banks carrying state-wide a long and bitter fight in the ranks of the bankers them­ branches either to give up such branches or to leave the Fed­ selves. eral reserve system. Such a provision was considered by your Coming now to the specific branch-banking provisions of the committee to be entire1y too drastic and unfair. The bill, bill, section 1, which provides for the consolidation of a State therefore, does not interfere with the operation of those out­ bank with a national bank, prohibits a national bank from side branches which have been legally acquired under the State acquiring branches on the outside of city limits through con­ laws and which have been heretofore approved by tbe Federal solidating with a State bank with such branches. In such Reserve Board. an event the outside State bank branches would have to be It has been said that this policy of the bill creates a monop­ closed up. oly in branch banking in favor of two large branch-banking The next branch-banking provision is found in section 7, institutions in the State of California, which institutions have which amends section 5155 of the Revised Statutes of the eigllty~odd branches apiece. Branch banking, however, has not United States. It continues the existing provision that a progres ed far enough in California at the present time to give State bank may upon conversion into a national bank elect any one institution anything like a monopoly. What the bill to retain its branches, but provides that this permission shall does do is to stop the further spread of branch banking by be confined solely to those branches within the limits of the State member banks, thereby preventing the formation of P \

192"5 CONGRESSIONAL RECORD-HOUSE

monopoly in branch banking within the Federal reserve system. In the first place, it would take away from the board all The logical development of branch banking leads to the grad­ power to prescribe conditions upon which State banks may ual elimination of competitors, large and small, through absorp­ become members of the Federal reserve system. This authority tion in one way or another. In the last stages monopoly is the board has always exercised under the terms of the existing reached by the voluntary consolidation of large competing law. Mr. McLaughlin would strike · out this authority, and groups. would substitute a long list of statutory conditions which would THE M 1LA.UGHLIN AM.ENDM»NT be inflexible an·d would apply to every State bank alike. In Right here I should like to discuss :for a moment a.proposed my opinion, this would be putting on the statute books a large amendment to section 9 of the bill which is being advocated by amount of regulatory matter which should be left, as it now Mr. George V. McLaughlin, superintendent of banks of the is, to the administration of the board. For example, under the State of New York and president of the Association of State present_ procedure the board has authority to make special Bank Supervisors. :My only reason for bringing this question conditions to meet special circumstances affecting partic:ular up is that certain members of this association have approached banks. Mr. McLaughlin's amendment would make this impos­ a number of Members of this House, and have made to me sible, and the board would be compelled to exclude any bank the threat that if this amendment is not adopted, an attempt will which did not meet all of the conditions which he would have be m~de by Mr. McLaughlin to secure the defeat of the bill put into the law. This would have the opposite effect from The first time I saw the text of this proposed amendment that intended by Mr. 1\icLaughlin, and would work a haruship was about 10 days ago, although I have known for some time upon a large number of applying banks, which, under the pres­ · of Mr. McLaughlin's opposition to this bill. His amendment, ent procedure, can be dealt with by the board. Hegulation "H" brought in at the eleventh hour, is extremely lengthy and of the Federal reserve act, about which Mr. McLaughlin com­ crudely drawn. It would add about 30 additional paragraphs plains, is simply a codification of some of the gen·eral rules to the bill, each of which raises a debatable question. It ap­ of the board relative to conditions which must be met by apply­ pears that 1\fr. McLaughlin has a complaint against the Federal ing banks. The board, however, in dealing with a particular Reserve Board, and he is taking this means of punishing the bank may, and does, make other conditions n<>t covered by board rather than dealing with the board itself. His amend­ regulation "H." It would be impossible to frame a regulation ment is designed to make certain fundamental changes in the which would meet every possjble condition which might arise powers of the Federal Reserve Board, and also in the nature in connection with the application of a State bank for mem­ of the membership of the Federal reserre system. His propo­ bership in the Federal reserve system. The board itself has sition has nothing whatever to do with the purpose or subject found it impracticable, and· surely this House would not attempt matter of this bill, and if there is any merit in his proposal it to make rigid for all time such conditions of membership. In should be considered either as a separate legislative measure matters of government it is a well-recognized principle, which or in connection with a revision of the Federal reserve act. has been followed by Congress in creating every governmental Mr. GELLER. Are you not very severe on Mr. McLaughlin? instrumentality, that there is a distinction between what should He has praised highly the Federal Reserve Board at all times. be made statutory and what should be left to administrative Mr. McFADDEN. His proposition. has nothing whatever to regulation. Mr. McLaughlin has confused this principle, and do with the purposes or subject matter of this bill, and he is has jumbled up regulatory matte!' with the- statutory provisions wiring Members of the House to-day trying to defeat this bill. of the Federal reserve act. No hearings have been held on the McLaughlin proposition Another important feature of' this amendment is that it would and yout committee has had no opportunity to give it con­ repeal all those provisions of the Federal reserve act which sideration. It has not been before the public for discussion, make capital requirements for State member banks. and the1·e is no intelligent public sentiment behind it. The I understand, however, that in the later modified amendment Federal Reserve Board itself, which is the chief governmental that portion of it has been changed and possibly correcte

'step in the process of consolidation. The consolidation is re­ ing business were totally divorced and conducted as separate quired to be under national charter. National banks in most institutions. Congress has already recognized this fact by en­ States may consolidate directly with a State bank under State larging the charter powers of the national. banks to permit them charter. The language of this section outlining the procedure to do both a savings and a trust business. This section is de­ follows very closely the language of the existing law permitting signed simply to permit them. to do this trust business without two national banks to consolidate. embarrassment. Section 2 changes the term of the succession of national Section 3 strikes out the word "immediate" from section banks from 99 years, which is the present law, to an inde­ 5137 U. S. R. S. This •change is for the purpose of enabling terminate succession. It provides that a national bank shall a national bank to hold real estate purchased for a new loca­ continue in operation until its shareholders see fit to dissolve tion for its banking house until a convenient time for them to it, or until by reason of \iolation of law its franchise shall erect a building. It allows the comptroller some leeway to become forfeited, or until its affairs are placed in the hands permit a bank to work out a plan of changing its banking site. of a receiver, or until Congress shall by a general or special Section 4 is designed to take care of a situation which is the act terminate its existence. This extension of the succession outgrowth of the development of large cities. The national is, therefore, in no sense a perpetual charter. The life of the bank act provides that a charter shall not be issued to a bank · corporation is subject to dissolution at the will of the share­ in a city of over 50,000 inhabitants, with a capital of less than . holders, at the will of the comptroller if the banking laws are $200,000. At the time this law was passed practically all large violated or if the bank becomes insolvent, and at any time cities could be roughly divided into a large business section by an act of Congress directed either toward a particular na­ and a single residential section. On account of the growth of tional bank or by general legislation affecting all national some cities and changed conditions, due to the introduction banks. In other words, Congress could at any time after the of automobiles and changes in transportation, community busi­ passage of this bill restore the succession to the 09-year term ness centers have developed at various points through parts of or to a lesser term. Personally, while I have no objection to cities that were formerly exclusively residential. The require­ this reservation in behalf of Congress being put in the bill I ments in a banking way of these districts are practically identi­ am of the opinion that it is entirely unnecessary. This was cal with those of smaller independent municipalities. There unquestionably the feeling in the House last Congress as it is a necessity for banking facilities without the requirements passed unanimously this committee's so-called perpetual charter of as large a capital as $200,000. Inability to provide banking bill. The charter powers of a national bank are the national facilities on account of this $200,000 limitation has had a tend­ · bank act and amendments thereto made from time to time by ency to deprive these communities of banking facilities and . Congress. Congress is free at all times to amend the national to promote the establishment of State rather than national banking laws or to repeal them entirely. It may abolish the banks and to create additional demands for branch banks. It national banking system by the repeal of the national bank is consistent with the general tendency of this bill to restrict act. When Congress compelled the national banks to become branch banking that this alternative relief should be provided. members of the Federal reserve system a very serious change Such a provision would be unobjectionable and, in fact, very was made in the charter powers of the national banks. This advantageous to permit the establishment of banks with capital provision of the bill does not involve a radical departure in of $100,000 in these outlying districts. The discretion as to banking practice. The State banks and trust companies in the necessities of these outlying districts and the definition of the great financial centers of the country have for years been what is an outlying district should necessarily be left with operating under indeterminate charters. The report of the the comptroller, as conditions \ary so widely in different sec­ Comptroller of the Currency for 1921 shows this to be the situa­ tions that it is impossible to lay down any definite formula. tion in the following 21 States: Arkansas, Connecticut, Florida, It is quite possible, and has been advocated by many, that Illinois, Kentucky, Maine, Massachusetts, :Minnesota, Nebraska, it would be wise to reduce this limitation on capitalization to New Hampshire, New Jersey, New York, North Carolina, Ohio, $50,000. The unfortunate experience of the past year makes Oregon, Rhode Island, South Carolina, Tennessee, Vermont, it undesirable to foster the establishment of any more $25,QOO Virginia, and West Virginia. These States include the impor­ banks than are already provided by law. tant cities of New York, Buffalo, Boston, Chicago, St. Paul, 1\Ir. McKEOWN. Will the gentleman yield? Minneapolis, Cleveland, Cincinnati, and a number of lesser Mr. McFADDEN. Yes. financial centers. Mr. 1\IcKEOWN. In reference to the perpetuity clause, I A few years ago Congress conferred upon national banks the understood tile gentleman to say that is necessary because the right to exercise trust powers, and the trust business of na­ State banks have their charters in perpetuity. Is it not true tional banks has developed with great rapidity since that grant. that in some States of the Union they are prohibited from hav­ A charter limited to a term of years is, however, a considerable ing charters longer than for a fixed term? handicap to a bank. exercising trust powers. Some legal doubt 1\lr. McFADDEN. It is true that in some States there is a has been expressed as to its authority to administer a perpetual limitation, but in many of the States they have the right to trust such as is often made for the purpose of establishing take these indeterminate trusts. foundations for scientific, educational, and charitablE!. purposes. Mr. HILL of Maryland. Will the gentleman yield for a If the national banks are to act as trustees, they should not be que tion as to section 2? discriminated against by law, so as to embarrass them in han­ 1\Ir. McFAD DEl~. Yes. dling these foundation funds for schools, hospitals, scientific 1\Ir. HILL of Maryland. Does the ·bill make any change in societies, libraries, art galleries, museums, churches, and the this situation: Can a national bank own stock in a building like. corporation to erect a building and own a building for itself? In the matter of long-term trusts, not perpetual, it is cer-_ Is that true now? tainly a considerable handicap to a national bank to lose the 1\Ir. McFADDEN. It does not make any change in that re­ administration of such a trust, for the reason that the trust spect, and they are now doing that in some cases. would run for a longer term than the charter powers of the Section 5 provides for stock dividends. The ability to de­ bank. As a matter of fact, a customer desiring to make a long­ clare stock dividends is very much circumscribed under the term trust will naturally select a State bank or trust company pre ent act. It is desirable in most cases for a national bank with an indeterminate charter. The national banks are losing to have a high proportion of capital to its total capital and trust business of this character. · surplus. The total resources of the bank are not affected in It is recognized that the trust business has become a part of this way but the larger the proportion of capital the greater a well-rounded banking service. The administration of trusts the capital liability of shareholders. In the case of a bank is very profitable business for a bank. The trust companies with $100,000 capital and $100,000 surplus the protection for operating under State laws are not only doing a regular com­ the creditors is $300,000, being the sum of these two items mercial banking business but the trust business serves to in­ plus the stock liability. If $75,000 of the surplus were to be con­ crease the commercial business of the bank, and \ice versa. verted into capital the stock liability would be increa ed by The conduct of a large trust business by the State banks and that amount, making the total liability in the case cited above trust companies has certainly not proven a detriment to the $375,000. This is another clause which has the effect of equal­ efficiency or to the soundness of their commercial business. izing the national and State banking privileges. There is noth­ There may have been a time in the history of banking in the inO' new in this suggestion as it merely provides a more simple United States when a banking service could be rendered by anod direct way of doing an obviously proper thing. purely commercial banks. That day has passed. The develop­ Mr. SNYDER. Will the gentleman yield? ment in the large cities is toward great banking houses doing I Mr. McFADDEN. Yes. all forms of banking under a s:i.ngle charter. We shall never 1\Ir. SNYDER. What would be the effect upon a national go back to the time when the receipt of savings deposits, the bank that had a capital of $100,000, a surplus of $200,000, exercise of trust powers, and the conduct of a commercial bank- and undivided profits of $250,000? 1925 DOr,.GRESSIOtT AL RECORD-HOUSE

Mr. McFADDEN. Well, there is no additional liabillty on -va:riotiS steps af -production, transportation, and distribution ·of the part of stockholders on surpltiS and profits, but as you in­ goods. A considerable quantity of agricultural, cattle, and crease the capital stock the liability of the stockholders in­ other paper that this would make available for rediscount creases, in proportion to the increase in capital. would be of precisely the same nature as. that already handled Mr. SNYDER. Suppose it increases its capital $100,000 and would be equally safe and equally liquid. . by making a stock dividend of $100,000? 1 desire to emphasize the .fact that this amendment to the .Mr. McFADDEN. Then the liability of the stockholders Federal reserve act does not, as one or two editors have would be increased $100,000, as stockholders' liability is dou­ claimed, change the character or classes of paper now made ble the amount of stock owned, and it would afford a greater wgible .for rediscount by law. The change is only in the proportion of protection to the depositors in the bank. amount of otherwise eligible paper which may be Tediscounted. Section 6 permits the establishment of a new officer with Section 15, covering safe-deposit business, is a matter of more the title of "chairman of the board." Under the present act importance than might appear on the surface. Under the geo- · it is provided that one of the directors shall be the president eral theory that a national bank can not do . .anything for which of the board. This suggested provision formally legalizes the it does not have specific authority of law, this right to operate office of chairman of the board, an office which has been safe-deposit business should be expressly granted. In addition created in a very considerable number of banks, largely for to permitting-the banks to engage directly in the safe-deposit the purpose of defining a special class of duties. The office is business, the bill provides for their ownership of stock in safe­ not made mandatory but ill optional with the banks. In the deposit companies. "This affords an easier method of :financing greater number of banks, of course, the president would act the safe-depo:sit equipment, an'd it .has the further advantage 1n both capacities . over direct ownership of limiting·the possible loss to the bank .Sections 7, 8, and 9 J: have already discussed in connection in case of suits of various kinds. Where they operate a ~afe­ with branch banking. deposit business directly, of course all of the assets of the bank Section 10 reenacts section 5200 of the Revised Statutes of 11.re subject to claims for mishandling of the safe-deposit busi­ the United States, which limits the amount of money which ness. On the other hand, where stock is owned the value of the .a national bank may loan to any one person. This is a very stock is the limit of the liability. · important provision, but also very technical in character. It Section 16, covering theft by national-bank examiners, seems is designed to clarify the law as it stands on the statute to be obvious and advisable. Under the present law a national­ books to-day without making any fundamental change. A bank examiner who is guilty of theft ·must be prosecuted under complete analysis of thi.s amendment has been prepared by the laws of the State in which the act is committed, and this the Comptroller of the Currency and is printed as an appendix operation is subject to a great-many hazards so far as effecfue­ to his recent annual report to Congress. ness -is concerned. This crime is a very rare occnrrence, but Section 11 amends section 5202, United States Revised Stat­ when it does occur it is absolutely essential to the protection ot utes, by . providing a new exception to the provision which the national banks that prosecution be had under Federal laws. limits the liabilities which a national bank may incur to the Section 17. This section provides a number of criminal pen­ amaunt of its capital stock. This exception was enacted in alties punishable under Federal statutes which are now purtish­ the agricultural credits act of March 4, 1923, but through .a able only, if at all, under State laws. These provisions have typographical error in the enrollment of the bill it was ren­ been particularly recommended by the National Bank Division dered null and void. The liabilities here referred to relate of American Bankers Association, as well as by a number of to the discount of paper by the Federal intermediate credit State banking associations. Since the ..national banks and the banks for national banks. Federal reserve system are Federal instrumentalities, it is _ -section 12 : Under the present regulations it is illegal to thought proper that crimes against them shollld be punishable certify a check until practically all of the entries in connection under the Federal laws. with the deposits against which certification is to be made Section 18 is a reenactment of section 24 of the Federal Te­ have been carried to the books of the bank. .This sometimes serve act, under the provisions of which a national bank is requires a considerable length of time in the large banks, and permitted to make loans upon improved real estate. The only the change in the wording of the law makes it legal for the substantial change made from the existing law is the increase cashier to certify a check when he knows that sufficient funds of the period for which a loan may be .made upon improved to cover it are in the possession of the bank, but .before all of city property from a period of one year to a period of five the final ~ntries are completed. years. The demand for this change in the law has been made Section 13: Authority of officers to sign reports. with great insistency and it meets with practically the unani­ This is merely a matter of convenience and operates to per­ mous approval of the national banks in the small towns and mit the board of directors to designate officers in addition to cities. The large city banks are not particularly interested in the president and cashier, the result being to prevent unneces­ lending-money upon city property, but in the case of the bank in sary delays in the forwarding of reports to the comptroller, the small communities the situation is different. First mort­ due to the absence of the two officers formerly designated. lt gages upon improved city property is the best security 'Which still keeps the matter of authority to sign these reports within the customers of the banks in the -small communities can offer. the control of the board of directors. The present time limit of one year is too short to meet the Section 14. amends section 13 of the Federal reserve act rela­ situation. Such real-estate loans are ordinarily made by State tive to the rediscaunt limitation based upon the Federal reserve banks for periods from three to five years. A five:-year mort­ banks. The existing law provides that no such Federal reserve gage note upon improved city property is more liquid _and has bank may rediscount paper for a bank bearing the signature a greater marketability than a one-year mortgage note. of any one borrower to .an amount in excess of 10 per cent Next to branch banking the competition w.hich these -Slilaller of the capital and surplus of the bank presenting the paper. national banks feel most from the State banks is in this matter Only one exception is made to this limitation, and that is in -of real-estate loans. If a national bank can not accommodate favor of bills of exchange drawn in good f~th against actual its customer by lending him money upon the security of his existing values. This section of the bill broadens the _power city property for a period longer than one year, such a customer of the Federal reserve banks to _permit them to rediscount in naturally goes across the street to one of the State banks or excess of this 10 per cent limit any paper which is subject to trust companies, where he obtains a loan upon the security of exemption from the 10 per cent loan limit imposed upon his real estate for the period he desires. The commercial national banks by section 5200. In other words, if this paper account of such a customer in many cases will gravitate towaTd is otherwise eligible for rediscount and is sound and safe the bank which makes him such a loan. In thi manner State enough to be exempt under section 5200 for the purpose of tb,e banks and trust companies in the smaller cities and towns have national banks, it is safe enough and sufficiently liquid to be been able to make steady inroads upon the business of the accepted by the Federal re erve banks. It should be borne in national banks to such an extent as seriously to impair their mind that so far as the .Federal reserve banks are concerned progress. "This section as redrafted will have the effect of lift­ this is -a privilege which .is optional and not compulsory npon ing to a considerable extent this handicap upon the smaller them, the same as with any rediscounts. At the present time national banks. there is ·a considerable amount of commercial paper. and notes Sub ection (b) of ·section .24 of the bill would enable a secured by Government bonds and commodity papers of the national bank to huy -and sell investment securities suc:h as class and nature handled by -the ..Federal reserve banks that bonds, notes, debentures, and the like. This would not indnde is excluded on .account of the 10 per cent limitation. This the power to buy and sell stocks, ince these do not evidence prevents the Federal reserve banks from Tendering a complete indebtedness. This provision would make ·yery little change sertice to the community .and to the member banks hich in existing11ractice, since a _great numb r f.natib ~al l>ankfl now would be profitable to the Federal resene banks as well as buy and sell investment securities .arul ihe office of the (.-om:p­ helpful to the country at large. This paper is issued in the troller has raised no objection because t.bi~ ha.s become a recog- ~ ~1586 OONGRESSION AL RECORD-HOUSE JANUARY 9 nized service which a bank must render. This section legalizes to the fact that in the rear 1918 the great Bethlehem Steel Co. this practice. [Applause.] was sending to the battle front perhaps more munitions and The CHAIRMAN. 1.~he gentleman from Pennsylvania has equipment for war than any single agency in the world? In consumed 38 minutes. the early part of 1918, there was widespread dissatisfaction 1\Ir. WINGO. I would like to have the attention of the among the employees of the Bethlehem Steel Co. with the wages gentleman from Pennsylvania. Is it the intention to adjourn paid by it upon a particular class of work. This may have had now? the effect of retarding production 'Gpon heavy artillery princi· 1\Ir. 'McFADDEN. I would like to get as far as we can. pally. General Pershing was calling upon the War Department Mr. WINGO. I will say this much, that no man could under­ for this equipment; that is, the exact kind for which contracts take to discuss the bill in less than 30 minutes and the gentle­ were let to the Bethlehem plant. The war was at its height. man I intend to yield to would start out with 30 minutes, so The Central Powers were making a last desperate and frantic I think we had better rise now and go in in the morning. effort to break down the lines of the allied forces before the full 1\Ir. McFADDEN. 1\Ir. Chairman, I move that the committee strength of the United States reached the battle front. The do now rise. Ametican Expeditionary Forces were crossing 3,000 miles of The motion was agreed to. seas infested by assassins bent on sinking and exterminating Accordingly the committee ·rose; and the Speaker haying them. The test of American military genius was being made. resumed the chair, Mr. LEHLB.A.CH, Chairman of the Committee But of what use was this great tes~ unl~s the civilian popula­ of the Whole House on the state of the Union, reported that tion was able to keep the boys in the trenches supplied with that committee had had under consideration the bill H. R. 8887 necessary equipment? The employees at Bethlehem in many and had come to .no resolution thereon. instances, because of the high cost of living which was jump­ RIVERS .A.ND HARBORS ing by leaps and bounds each day, were unable to meet ad­ 1\Ir. DEMPSEY. Mr. Speaker, I present a privile_ged ;eport nm~ed living costs. The Bethlehem Steel Co. could not prop· n·om the Committee on Rivers and Harbors, by direction of erly increase wages, because up to September 21, 1918, the that committee, for filing under the rules. company had no authorization from the War Department that The SPEAKER. The gentleman from New York presents a additional wage costs would be met by the Government. The privileged report from the Committee on RiV"ers and Harbors, contracts which were the basis of this dissatisfaction among which the Clerk will report. the laboring men were " straight sum " and not " cost plus " - The Clerk read as follows : contracts. A large proportion of the men affected were comparatively Report by the Committee on Rivers and Harbors on H. R. 11472, new to the Bethlehem plant and the company had had no n bill authorizing the construction, repair, and preservation of certain opportunity of working out a method with them whereby its public works on rivers and harbors, and for other purposes. problems could be thor-oughly understood. The question which The SPEAKER. Referred to the Union Calendar. confronted the Bethlehem Steel Co. and the War Department Mr. GARRETT of Tennessee. Mr. Speaker, I reserYe all was serious, namely: Whether the Bethlehem Steel plant was points of order. going to be crippled, thus slowing up production of equip­ SENATE BILL 2838 ment by a great exodus of labor to plants which, through the · The SPEAKER. The Chair lays before the House the-follow- encouragement of the GoV"ernment itself, were paying higher ing Senate resolution. · wages than the Bethlehem Steel Co. could pay. The War De­ . The Clerk read as follows: partment, not the company nor the men, called upon the War Labor Board to take jurisdiction of the wage controV"er y. Resolved, That the House of Representatives be requested to return The present Chief Justice, Hon. William H. Taft, the;n. a mem­ to the Senate the bill (S. 2838) entitled, "An act to provide for ex­ ber of the War Labor Board, together with Hon. Frank P. penditure of tribal funds of Indians for construction, repair, and rental Walsh, also a member, made an award in favor of the men. of agency buildings and related purposes." This award included other matters besides the disputed ques­ The SPEAKER. Is there objection to discharging the Com­ -tion of wages, but it-is to the latter question only that I am mittee on Indian Affairs from further consideration and re­ addressing myself. I might say that these two men by reason turning the bill to the Senate? of their personalities and standing, if for no other reason, There was no- objection. succeeded in holding the men upon their jobs. The w·ar .A. WARD OF WAR L.A.BOB BOARD Labor Board made several interpretations of this award so far as they affected the different classes of employees at the Mr. KE:J\'T. Mr. Speaker, I ask unanimous consent to ex­ Bethlehem plant, and the result was that the men remained at tend my remarks in the RECORD on the subject of the bill to work entirely satisfied that they would receive their money. carry out the award of the National War Labor Board, and also They have not received it to this day. in regard to the postal salaries' increase bill. I am somewhat inclined to believe that under the Dent Act The SPEAKER. The gentleman from Pennsylvania asks these men probably could recover in the Court of Claims, be­ unanimous consent to extend his remarks in the RECORD for the cause on September 21, 1918, Benedict Crowell, then Acting purpose indicated. Is there objection? Secretary of War, wrote to Mr. E. G. Grace, president of the There was no objection. Bethlehem Steel Co., stating expressly that the Bethlehem 1\lr. KENT. Mr. Speaker, on this day the House of Repre­ Steel Co. would be allowed a fair and just addition to the sentatives of the United States has an opportunity to recognize prices fixed in Bethlehem's contract with the War Department a distinctive service rendered by approximately 36,000 men who since the company put into effect the award of the National patriotically, fairly, and squarely met their obligations to the War Labor Board. The company did, to all intents and pur­ United States Government during the great 'Vorld War. At the poses, put this award into effect, awaiting properly a legal .very outset of my remarks I wish to point out to the Members affirmation on the part of the War Department of the Crowell of the House that this bill does not provide a bonus or back pay letter. The men should be subrogated to the rights of the to those who earned high wages as skilled mechanics during the company against the War Department or the Government war. An examination of the hearings, at page 62 thereof, will itself and, upon permission to sue the Government, any em­ indicate quite clearly that those who will benefit principally ployees could in a quasi contractual action recover against by the award for which I speak to-day were earning what may the Government the specific increase allowed by the War Labor truly be termed low wages, at least low wages as wages were Board. measured during the war period. These hearings indicated I do not want to burden the House with a recital of all tJ;Je that this award operated in favor of those earning 74 cents per testimony contained in 139 pages of hearings and 29 pages of hour, who were granted an increase of one-half of 1 per cent, a splendid report made by Mr. KELLER from the Committee un and then the award increased equally and ratably at the rate of Claims. But the House seems to be in a mood to pass this bill one-half of 1 per cent for each cent per hour less than 75 cents because of its eminent fairness. I will merely recite the steps per hour down to the amount of 35 cents per hour. The em­ in the case which have brought us to this point. They are as ployee who received 35 cents per hour will get a back-pay in­ follows: crease of 20 per cent, whereas the employee receiving 75 cents First. Contracts entered into between the Government and per hour and upwards received no increase. the Bethlehem Steel Co., which were not "cost-plus" contracts, "Justice delayed is justice denied." This matter should and which did not justify increased wages to the men by rea.­ have been ta":':en care of in 1918, but through the hurry and son of estimates already made by the company of the actual stress of the war and its aftermath those fine sensibilities, cost of the work to the company based upon actual labor costs, ideals, and motives which actuated us seem to have been for­ depreciation, interest on funded debt, anq. a reasonable profit gotten. May I call the attention of the Members of the House upon the wo~k itself; CONGRESSIONAL RECORD-HOuSE 1587:

Seconu. Dissatisfaction among the laboring men and the con­ Indian Reser-ration.., , N. Dak. and S. Dak."'; with amendments stant trend of such labor to plants which were paying higher (Rept. No. 1117). Referred to the Committee of the Whole '\\a..,.es, made pos ible because of more advantageous contracts Hon e on the state of the Union. made by tile Gonrnment itself with other companies operating )fr. SINNOTT: Committee on the Public Lands. H. R. near the Bethlehem plant; 1~3?6. A Lill to repeal the act appro\ed January 27, 1922, pro­ Third. Realization by the War Department of the serious­ nding for change of entry, and for other purposes; '\\ithout ness of the F~ itnation; amendment (Rept. ~o. 1118). Referred to the Committee of Fourth. The War Department took jurisdiction by referring the Whole Hou e on the state of the Union. the matter to the War Labor Board, which also took jurisdic­ Mr. SIXXOTT: Committee on Public Lands. H. R. 11357. tion, conducted hearings, made an award, and interpreted it, A bill authorizing the President of the United States to re­ cla._sifying the labor at Bethlehem and specifically allocating store to the public domain lands reNerved by public proclama­ increases to the different clas es of labor ; tion as national monuments, and validating any such restora­ Fifth. Specific permission by the War Department to pay the tions heretofore so made by Executive order; without amend­ increa ed wages and promise of reimbursement; ment ( Rept. No. 1119 ). Referred to the Committee of the Sh-th. Failure of the Government to pay; Whole llouse on the state of the Union. Seventh. The Wilson administration had about one-third of )Ir. DEMPSEY: Committee on River. and Harbors. II. R. the checks ready to pay the increased wages ; 11472. A bill authorizing the construction, repair, and pt·es­ Eighth. A change in administration brought new interpreta­ er\ation of certain public works on ri\ers and harbors, and tions of the law into the War Department and there was a for other purposes; without amendment (Rept. No. 1122). refu al to pay without action by Congress; Committed to the Committee of the Whole House on the state Ninth. Auditing of the accounts at great expense by the Gov­ of the l'nion and ordered to be printed. 1 ernment bowing the specific amounts due each man ; ~r. HA.. WE : Committee on Interstate and Foreign Com­ Tenth. Introduction of bills by other Congre smen and my­ merce. H. R. 10690. A bill to regulate the interstate trans­ self, pro\iding for payment of approximately $1,600,000 to carry portation of black ba._s, and for other purposes; with an out the award of the War Labor Board; and amendment (Rept. No. 1120). Referred to the Bouse Ele\enth. The Claims Committee has reported the bill out Calendar. upon the floor with favorable recommendation. There is, therefore, practically a contractual and a quasi- REPORTS OF CO~IMITTEES ON PRI\ATE BILLS AND contractual obligation in fa\or of these men. • RESOLuTIONS "Cndoubtedly the e men were patriotic and clid not want to Under clause 2 of Rule XIII, see a di ·integration through labor disputes of one of the great­ l\Ir. VINSON of Georgia: Committee on Naval Affairs. est units in the production of war materials in the world. H. R. 4927. A bill for the relief of Thomas Yincent Corey; They stayed at their posts in the face of the fact that they without amendment (Rept. No. 1121). Referred to the Com­ were recei-ring lower wages than any other company in the mittee of the Whole House. United States was paying for similar work, for all of '\\bich condition the War Department was responsible. We, in our territory, take great delight in calling to the attention• of the CHANGE OF REFEREXCE country the acbie,-ements of the Bethlehem Steel Co. and its Under clause 2 of Rule XXII, committees were discharged men in producing great quantities of '\\ar materials when the from the consideration of the following bills, which were re­ dignitie and liberties of our country were at stake. We be­ ferred as follows : lie\e that this great unit of production, which still exists at A bill (H. R. 7937) granting a pension to Alice Poteet; Com­ 'Bethlehem, will always be one of the greatest national a set~ mittee on Pensions discharged, and referred to the Committee in ca e of aggre sion against the Government of the United on Invalid Pensions. , 'tate. . We know that it will always be a\ailable through the .A. bill (H. R. 11301) granting a pension to Alamanza Korson; action of the company, at least in ca e of threatened war, but Committee on Invalid Pensions discharged, and referred to the we do not want the great citizenry of the Lehigh Valley to Committee on Pensions. belie-re in the future that in case of war the Go\ernment will not remain true to its honest and equitable obligations in case PCBLIC BILLS, RESOLUTIONS, A~~ MEMORIALS the Go-rernment should find it necessary again to use this great unit of prouuction in the national defense. Under clause 3 of Rule L'I(II, bills, resolutions, and memorials I ha\e great confidence that this bill will pass. were introduced and se-rerally referred as follows : By Mr. DE~IPSEY: A bill (H. R. 11472) authorizing the LEAVE OF .ABSENCE construction, repair, and pre. ervation of certain public works By unanin10us consent leave of absence was granted, as fol­ on ri-rers and harbors, and for other purposes ; to the Com­ lo'\\s: mittee of the Whole Hou e on the state of the Union. To Mr. RA!\SLEY, indefinitely, on account of the death of his By l\Ir. BOYLAN: A bill (H. R. 11473) to amend section 216 daughter, Harriet Ransley. of the re\enue act of 1924; to the Committee on Ways and To ~Ir. CLAGUE, for 10 days, on account of death in family. Means.

ADJOURN~T By ~ir. ~IOORE of Virginia: A bill (H. R. 11474) to amend Mr. SXELL. :Mr. Speaker, I mo-re that the House do now and reenact section 111 of the Judicial Code (36 Stat. 1127) as adjourn. amended by the act of June 13, 1918 ( 40 Stat. 605), and '.rhe motion was agreed to; accordingly (at 5 o'clock and 2 amended by the act of April 30, 1924 ( 43 Stat. 114) ; to the minute. p. m.) the House adjourned until to-morrow, Saturday, Committee on the Judiciary. January 10, 1925, at 12 o'clock noon. By Mr. WEAVER: A bill (H. R. 11475) to authorize an ap­ propriation for additional hospital facilities for the United States veterans' hospital at Oteen, N. C.; to the Committee on EXECUTIYE COMMUNICATIONS, ETC. World War Veterans' Legislation. _ - 7 8. Under clause 2 of Rule XXIV, a letter from the adjutant By l\Ir. COLE of Iowa: A bill (H. R. 11476) for the purchase general of the National Grand Army of the Republic, trans­ of additional ground and the enlargement of the Federal build­ mitting the Journal of the Fifty-eighth National Encampment ing at Cedar Rapids, Iowa, or the purchase of a new site and of the Grand Army of the Republic held at Bo ton, 1\Iass., the erection of a new Federal building at Cedar Rapids, Iowa, Augu t 10 to 15~ 1924 (II. Doc. No. 556), was taken from the and the ale of the present Federal building; to the Comg:llttee Speaker's table, referred to the Committee on :Military Affairs, on Public Buildings and Grounds. and ordered to be printed, with illustrations. By Mr. VESTAL: Re olution (H. Res. 398) providing for the consideration of the bill (H. R. 3241) entitled "A bill to estab­ lish the standard of weights and measures for certain wheat­ REPORTS OF CO:U~IITTEES ON PUBLIC BILLS AND mill, rye-mill, and corn-mill products," etc.; to the Committee RESOLUTIONS on Rules. Under clause 2 of Rule XIII, By Mr. FROTHINGHAM: Re olution (H. Res. 399) to pro­ Mr. ~.,.INTER: Committee on the Public Lands. H. R. vide for the consideration of H. R. 5722, authorizing the con::)er- 10592. A bill to amend an act entitled "An act autharizing vation, production, and exploitation of helium gas, etc.; to the extensions of time for the payment of purchase money due Committee on Rules. · under certain homestead entries and Government-land pur- By Mr. SNELL: Resolution (H. Res. 400) providing for the cha. es within the former Cheyenne River and Standing Rock consideratiol! of H. R. 11472, entitled "A bill ~uthorizing the LXVI-101 1588 CONGRESSIONAL RECORD-BEN ATE JANUARY 10 constructionl repair, and preservation of certain public works by Postmaster General ; to the Committee on the Post Office on rh'ers and harbors, and for other purposes n ; to the Com­ and Post Roads. mittee on Rules. 3394. By l\lr. HARRISON: Petition of A. J. Painter and others relath·e to Senate bill 3218 ; to the Committee on the PRIVATE BILLS AND RESOLUTIONS District of Columbia. 3395. By Mr. GALLIVAN: Petition of Massachusetts Com­ Under clause 1 of Rule XXII, private bills and resolutions mittee, American Jewish Congress, Robert Silverman, secretary, were introduced and seYerally referred as follows : Tremont Row, Boston, Mass., urging early and favorable action By Ur. BECK: A bill (II. R. 11477) granting a pension to on resolution now pending in the House of Representatives in Delia Bertrand; to the Committee on Invalid Pensions. favor of admission of stranded immigrants; to the Committee By Mr. BEERS: A bill (H. R. 11478) granting an increase of on Immigration and Naturalization. pemdon to EUzabeth Downs ; to the Committee on Invalid Pen­ 3396. By Mr. McKEOWN: Petition of E. P. Budd and other sion:-;. citizens of Shawnee, Okla.., against the pas age of Senate bill By Ur. FAUST: A bill (H. R. 11479) granting a pension to 3218, or any other compulsory Sunday observance law; to the Louisa L. Honaker; to the Committee on Pensions. Committee on the District of Columbia. By Mr. HARDY: A bill (H. R. 11480) granting an increase 3397. By Mr. McSWEEI~TEY: Petition of citizens of Alliance, of pension to Polly F. Gould; to the Committee on Invalid Pen­ Ohio, opposing the enactment of Senate bill 3218, compulsory sions. Sunday observance bill; to the Committee on the District of B~ l\Ir. HOWARD of Nebraska: A bill (H. R.114Sl) grant­ Columbia. ing ·an increase of pension - to Thomas Crotty ; to the Com­ 3398. By llr. PERKINS: Petition of K. B. Steinmetz, of mittee on Invalid Pensions. Ridgewood, N. J., and numerous other citizelli of Bergen ALo, a bill (H. R. 11482) granting an increase of pension County, N. J., not to concur in the passage of Senate bill 3218, to Alice R Pryer; to the Committee on Invalid Pensions. nor to pass other religious legislation ; to the Committee on the By l\Ir. JOIINSON of We.'3t Virginia: A bill (H. R. 11483) District ()f Columbia. granting an increase of pension to Ge<>rge :Moodespaugh; to the 3399. Also, petition of Charles A. Okerlund, of Ramsey, N. J., Committee on Invalid Pensions. and numerous other citizens of Bergen County, N. J., not to Also, a bill (H. n. 11484) granting a pension to Elizabeth concur in the passage of Senate bill 321 , nor to pas other C. Waters; to the Committee on Invalid Pensions. religious legislation; to the Committee on the District of By Mr. LINEBERGER: A bill (H. R. 11485) granting a Columbja. pension to Elizabeth A. Thomas; to the Committee on Invalid Pensions. By l\1r. McKEOWN: A b~ll (H. R. 11486) granting an SENATE increase of pension to Frances A. Horr ; to the Committee on Pensions. SATURDAY, J anum·y 10, 19~ By l\fr. MANLOVE: A bill (H. R. 11487) granting an in­ (Le[Jislmmittee on MESSAGE FROM THE HOUSE Invalid Pensions. A message from the House of Representatives, by :Mr. Farrell, By Mr. PARKER: A bill (H. R. 11489) granting an increase one of its clerks, returned to the Senate, in compliance with of pension to Julia D. Gould; to the Committee on Invalid its request, the bill ( S. 2838) to provide for expenditure of Pensions. tribal funds of Indians for construction, repair, and rental of Also, a bill (H. R. 11490) granting a pension to Sarah Ca­ .agency build:ngs and related purpo~es. pron ; to the Committee on Inv.alid Pensions. The message ann{)unced that the House had pa.., ed the fol· Also, a bill (H. R. 11491) granting an increase of pension to lowing bills, in. which it requested the concurrence of the Sarah L. Hogle ; to the Committee on InYalid Pensions. Senate: By Mr. PURNELL: A bill (H. R. 11492) granting a pension H. R. 11248. An act making appropriations for the military to Elizabeth Hutchinson ; to the Committee on Pensions. a}ld nonmilitary activ"itie"' of the War Department for the Also, a bill (H. R. 11493) granting a pension to David Colfax fiscal year ending June 30, 1926, and for other purpo. es; and Osburn ; to the Committee on Pensions. H. R. 11354.. An act granting pensions and increase of pen­ By Mr. SMITHWICK: A bill (H. R. 11494) granting an in­ sions to certain soldiers and sailors of the Civil War and cer· crease of pension to Susan Land; to the Committee on Invalid tain widows and dependent children of soldiers and sailors of Pensions. said war. By Mr. SNELL: A bill (II. R. 114~5) for the relief of E ""ROLLED BILLS SIGKED Frederick C. Matthews; to the Committee on War Claims. The message also announced that the Speaker of tbe House By 1\Ir. STALKER: A bill (H. R. 11496) granting a pension had affixed his signature to the following enrolled bills, and to Ida 1\L Hemenway· to the Committee on Invalid Pensions. they were thereupon signed by the President pro tempore: By ?rlr. THOMAS of Oklahoma: A bill (H. R. 11497) for the H. R. 2309. An act for the relief of Robert Laird, sr.; and relief of Gust J. Schweitzer; to the Committee on Claims. H. R. 9076. An act to amend section 2 of the act entitled "An B:v Mr. VESTAL: A bill (H. R. 11498) to remo\e the charge act to provide the necessary organization of the customs SE'rv­ of desertion against Israel Brown and to grant him an honor­ ice for an adequate administration and enforcement of the able discharge ; to the Committee on Military Affairs. tru1ff act of 1922 and all other customs revenue laws," ap. By Mr. WILLIAM:S of Michigan: A bill (II. R. 11499) grant­ proved :March 4, 1923. ing an increase of pension to Elizabeth Nye; to the Committee on Invalid Pensions. REPORT OF THE CHESAPEAKE & POTmLAC TELEPHONE CO. The PRESIDENT pro tempore laid before the Senate a com-. PETITIONS, ETC. munication from the president of the Chesapeake & Potomac Telephone Co., submitting, pursuant to law, a report of that{ Under clause 1 of Ru1e XXII, petitions and papers were laid company for the rear 1924:, with the results of its operations on the Clerk's desk and referred as follows : for the month of December estimated but included in the 3~. By Mr. CONNERY: Petition of New England Traffic report. which was referred to the Committee on the District of League, urging freight rate retision be left to Interstate Com­ Columbia. merce Commission; to the Committee on Interstate and Foreign Commerce. HOUSE BILLS REFERRED 3391. Also, petition of the 1\Iassachu~etts Committee of the The following bills were .each read twice by their titles and American Jewish Congress, urging support of the resolution in referred as indicated below : Congress in favor of admission of stranded immigrants above H. R. 11248. An act making appropriations for the military quota; to the Committee on Immigration and Naturalization. and nonmilitary activities of the War Department for the fiscal 3392. By Mr. EVANS {)f Iowa: Petition of citizens of Cres­ year ending June 30, 1926, and for other purposes; to the Com· ton, Iowa, opposing the enactment of Senate bill 3218; to the mittee on Appropriations. · Committee on the District of Columbia. H. R. 11354. An act granting pensions and increase of pen­ 3393. By Mr. GALLIVAN: Petition of Massachusetts Retail sions to certain soldiers and sailors of the Civil War and cer­ Groeers and Provisi{)n Dealers' Associfttion, Boston, recom­ tain widows and dependent children of soldiers and sailors mending approval of increase of parcel-post r!!te~ 8::~ suggesteq of said war; to the Committee on Pensions.