Introduction

Private and Confidential Disclaimer

The material in this presentation has been prepared by Mara Corporation Limited and contains general background information about the Company’s current activities as at the date of this presentation. This information is given in summary form and does not purport to be complete. The document is being made available for information purposes only.

No reliance may be placed for any purpose whatsoever on the completeness, accuracy or fairness of the information contained in this document. No representation or warranty, expressed or implied, is given by or on behalf of the Company or any of its affiliates or any of their respective directors, officers or employees or any other person as to the accuracy or completeness of the information or opinions contained in this document and, save in the case of fraud, no liability whatsoever is accepted by the Company or any of its affiliates or their respective directors, officers or employees or any other person for any loss howsoever arising, directly or indirectly, from any use of such information or opinions or otherwise arising in connection therewith.

This document (and its contents) are confidential and is being made available on the basis that the recipients keep confidential any information contained herein or otherwise made available, whether orally or in writing, in connection with the Company. Such information may not be reproduced, disclosed, redistributed or passed on, directly or indirectly, to any other person (unless he or she is affiliated with or is a paid advisor to the recipient and has agreed to comply with these restrictions on redistribution) or published, in whole or in part, for any purpose without the prior written consent of Mara.

This document must not be acted upon by persons who are not relevant persons. If you are in any doubt as to the matters contained in this document (including whether you fall within the definition of relevant persons), you should consult an authorized person. It is not intended that this document be distributed or passed on, directly or indirectly, to any other class of person and, in any event, under no circumstances should persons of any other description rely or act upon the contents of this document. The distribution of this document in other jurisdictions may also be restricted by law, and persons into whose possession this document comes should inform themselves about, and observe, any such restrictions.

By attending the presentation to which this document relates or by receipt of this document you will be taken to have represented, warranted and undertaken to Company that: (I) you are a relevant person (as defined above) or similar qualified person under your local jurisdiction; (ii) you have read and agree to comply with the contents of this notice; (iii) you will treat and safeguard as strictly private and confidential all such information and take all reasonable steps to preserve such confidentiality; and (iv) you will not at any time have any discussion, correspondence or contact concerning the information in this document with any of the directors or employees of the Company or its subsidiaries nor with any of their suppliers, clients, sub-contractors or any governmental or regulatory body without the prior written consent of the Company.

Private and Confidential Mission

To develop affordable high quality smart mobile products equipped with the latest technology

Private and Confidential The Mara Phone will provide access to many enabling online tools and services

Digital Digital Health Education

Financial Agricultural Inclusion Efficiencies

Business Mara Citizen Tools & Phone Services Services Ecosystem

Private and Confidential Mara Phone Promise

High quality Affordable Strong aftersales Robust product pricing support security

Private and Confidential Mara Phone Models

Private and Confidential Built with the best of

The Mara Phone has been designed in partnership with , part of the Program.

Private and Confidential Product: Mara

Colour Options:

Gold Space Gray Black

5.7” HD+ Finger 300Mbps Dolby 13MP Selfie 18:9 download Audio 5+1 Facial & 13MP 720x1440 Print Sound Recognition Rear Screen 150Mbps Camera pixels Sensor Upload Effect 32GB 2.5D Dual/ Octa Storage 3GB 152 Core Curved Single 4G expand gm Processor to Display RAM SIM 128GB

Private and Confidential Camera: Mara

• Free Unlimited Photo & Video Storage • 13MP Professional Selfie • HD Video Recording • Real LED Flash • Bokeh Effect • Slow Motion • Autofocus

Private and Confidential Dolby Sound: Mara

Experience Rich Cinematic Sound on The Mara Phone with Dolby Audio

• 5 + 1 Sound Effect • The most powerful Dolby® technology gives the user cinema experience on the Mara

Private and Confidential Connectivity: Mara

High Quality Sound and Resolution

• ViLTE –HD Quality Video calls • VoLTE – HD+ Quality Voice calls • Vo-Wi-Fi – Connect over Wi-Fi with fastest speed • 300mbps Download • 150mbps Upload

Private and Confidential Turbo Charger: Mara

Powerful Charging Performance with the Mara Phone…

• 3075 mAH, lasts the full day • Specialized Mara Turbo Charger • Charge up to 50% in 30 minutes

Private and Confidential OS: Mara

The latest from Google… • : The latest android version Android 8.0 Oreo • Stable: Fast every time • Safety: The latest technology and safety updates • New features: • Picture in Picture: Allows you to see two Apps at once • Notification Dots: Press the notification dots to quickly see what’s new • Delayed Notification: Check your notifications when you want • Updates: Minimum of 2 years OS updates and 3 years of security updates

Private and Confidential Product: Mara Android GO OS

Colour Options:

Gold Space Gray Black

13MP 5.5” HD+ Rear Finger 3500 Dolby 18:9 Android 5MP Print mAH Audio 5+1 720x1440 Screen GO Sound pixels Selfie Sensor Battery Camera Effect Quad Dual/ 16GB 1GB 152 Core Storage Single 4G Processor RAM SIM gm

Private and Confidential OS: Mara

This (Go edition) experience is made up of three key components:

• Operating System: Performance and storage improvements to the OS with data management features and security benefits built-in

• Google Apps: A new set of Google apps, designed to be lighter and relevant to the unique needs of people who are coming online for the first time

• Store: A tuned version of the Google Play Store that not only allows you to download any app, but also highlights the apps designed to work best on your device

15% Faster Up to 40 % 600MB+ App optimized Data data saving per year Performance Consumption per average consumer

Private and Confidential Security Features… Users have various ways to feel secure on the Mara Phone

Facial Recognition Fingerprint Scanning Coded Password

Private and Confidential Dual Sim: Mara &

Dual Sim features are available on both the phones. You can easily switch between sim cards without any hassle

Private and Confidential Pre-Installed App: Phone Lock A unique feature of the Mara Phone

• Phone lock App will be invisibly pre-installed on the phone, giving greater protection to finance related services on the phone • Once the phone is locked the user will not able to access the phone at all • User will neither be able to delete the App nor able to operate or identify the App • Phone Lock App is part of the Google Secure Boot program which will be on the phones flash memory, this protects the App even in situation where the user formats the phone or reinstalls the operating system • In case the user (not possible for any normal user) managed to format the boot memory as to remove the APP, the phone won’t work unless they bring the phone to a Mara Phone Service station • Phone Lock App will directly linked to Mara Server through internet and will have auto timer which will be linked to user installment due date, If user failed to pay an installment before due date, Phone will be locked – even if he has removed SIM card • Once the Phone is locked, It can only be unlocked through the Mara Server and that too remotely without accessing the users phone

Private and Confidential Product: Packaging

• Unique Reusable Plastic Packaging • , USB Cable • Turbo Charger (Charge 50% battery in 30 minutes) • Dolby Supported Earphones • Silicon Back Cover • Manual and Warranty Card

Private and Confidential Product: Quality

Mara phone incorporates best features from the world’s best brands. Google, FPC, Corning, Samsung, ArcSoft, Truly, ATL, Dolby; ranked top 3 of their respective industries

• Finger print Sensor: FPC is the best fingerprint sensor FINGERPRINTS brand • Camera: Samsung 3L8 Sensor tuned by Arcsoft • Screen: Truly is the top 3 module vendor in China • Battery: ATL is the best battery producer

Private and Confidential Mara Phones: Summary African Brand With a Global Perspective

Estimated Market Potential: Total 1bn phones 250mn Smartphones Today “700mn smartphones by end of 2020” - McKinsey

The Mara Z will be launched as part of Google’s Android One program, a software experience designed by : Google to be smart, secure and simply amazing. The Mara Z runs the latest Android operating system, 8.0 Oreo, and has been optimized for the Google . With unlimited high quality photo storage from and a carefully curated set of pre-installed apps, the Mara Z allows plenty of space for African users to download the apps they love. Regular security updates and Google Play Protect built in mean the Mara Z is among the most secure devices available.

The Mara X will be one of the first devices to run Android Oreo (Go edition), a configuration of Android : specifically optimized for devices with 1GB of RAM or less. Featuring optimized versions of popular apps – such as YouTube Go, Facebook Lite -- and twice as much storage out of the box, Android Oreo (Go edition) caters to the cost-savvy African consumers who are looking for a high quality entry-level smartphone experience.

Private and Confidential Thank You www.maraphones.com

Private and Confidential