TRADE FAIR LAYOUT IMTC EMEA 2016

IMTC TRADE FAIR

PLATINUM GOLD SILVER

1. Contact Payment System 1. Xpress Money 1. RealTransfer 2. Ria Money Transfer 2. Uniteller-Banorte NovaCambios 3. Titanes Money Transfer

BRONZE 1. Mohr World Consulting 2. DMA 3. Payment Compliance

a IMTC EMEA 2016 AGENDA IMTC

PRE-CONFERENCE

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IMTC EMEA 2016 AGENDA - ENGLISH

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IMTC EMEA 2016 AGENDA - ENGLISH

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IMTC EMEA 2016 AGENDA -ESPAÑOL

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IMTC EMEA 2016 AGENDA -ESPAÑOL

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IMTC EMEA 2016 MTCC

MONEY TRANSFER COMPLIANCE CERTIFICATION COURSE

NOTE: Certificates will be awarded by IMTC to all course participants that pass the test that will be administered online after the course is taken. The certificate will be emailed to you when you pass. You have several chances to re-take the test. 11 b 11 BRANDING CREATIVE SERVICES Digital marketing SOCIAL MARKETING WEBSITE DEVELOPMENT SEARCH MARKETING MEDIA PLANNING & BUYING for the payments EMAIL MARKETING MOBILE MARKETING APP DEVELOPMENT MARKET INSIGHTS industry. MONITORING & ANALYTICS

A year from now you’ll wish you would have started today. The way you market your company must match the way your customers learn about and shop for your products and services. IMTC EMEA 2016 MTSC

MONEY TRANSFER SYSTEMS CERTIFICATION COURSE

08:00 Attendee Registration 09:00 09:00 09:15 WELCOME - INTRODUCTION TO THE COURSE

09:15 Session 1: INTERNATIONAL PAYMENTS SYSTEMS – THE BASICS 10:15 Large & Smal Value Payments Systems | Money Transfers: & International Payments

10:15 Session 2: INTERNATIONAL MONEY TRANSFER SYSTEMS – THE BASICS 11:00 Financial Institutions (FIs), Banks & NBFIs | Money Transfer Operators (MTOs) & Service Providers (RSPs) 11:00 11:30 Refreshment Break 11:30 Session 3: MONEY TRANSFERS – VOLUMES 12:15 Trends & Estimates | Top MT Sending & Receiving Countries | Main Remittance Corridors

12:15 Session 4: MONEY TRANSFERS – PRICING 13:00 Fees & Forex | Global Pricing Database | The 5 x 5 Objective | Global Pricing Trends (Regional, Channels) 13:00 Lunch 14:00 Session 5: MONEY TRANSFER MARKET – ENTITIES INVOLVED 14:00 Traditional MTOs (Tiers 1, 2 & 3) | Banking Institutions| Newcomers & Disruptors | Challengers & Indirect Competitors | 14:30 Retailers & Other Service Providers | Is the MT business commoditized? | What are the main Barriers to Entry? 14:30 Session 6: MONEY TRANSFER INDUSTRY - BUSINESS MODELS 15:00 The Sending Side | The Receiving Side | M&As, IPOs & Stock Performances of Public MT Companies

15:00 Refreshment Break 15:30 15:30 Session 7: MIGRATION AND MONEY TRANSFERS 16:00 Migration waves | Natural & Man Made Disasters | Migration Policies & Politics | Migration & Oil | Economic Impact of MTs 16:00 Session 8: PRESENT & FUTURE TRENDS OF THE MONEY TRANSFER INDUSTRY 16:30 Critical issues faced by the MT Industry today | Is there room for disruption? | Will Bitcoin & the Blockchain disrupt it?

16:30 Questions and Answers - Open Discussion 17:15 MONEY TRANSFER SYSTEM CERTIFICATION COURSE TRANSFER SYSTEM CERTIFICATION MONEY 17:30 Welcome Reception 19:30

DANIEL TRIAS - DT CONSULTORES SALVADOR VELAZQUEZ -MOHR WORLD CONSULTING Daniel Trias, is a consultant, specializing in banking, nance Salvador was part of 2 successful start-up projects Cibanco and foreign trade, for over 25 years. He has developed his (México) and Dolex Dollar Express (USA). Dolex became career in the nancial market occupying mgmt positions the 4th largest public co. in the industry in only 10 years YOUR in several nancial institutions in Uruguay. His specialty is of existence. He left Dolex in 2013 after a succesful M&A Remittances and Forex, new markets and business deve- and he is the managing partner of MWC Americas in Mex.

INSTRUCTORS lopment. He has extensive knowledge of the Brazilian Market.

NOTE: Certificates will be awarded by IMTC to all course participants that pass the test that will be administered online after the Note: course is taken. The certificate will be emailed to you when you pass. You have several chances to re-take the test. 13 b Financial services are changing.

DMA’s payments Helping practice assists private Pillsbury’s payments practice is unique for the depth of sector companies, payments international organisations our attorneys’ payments experience. We understand the and governments to: businesses • Develop and launch new opportunities and the challenges our clients face and focus payment products grow • Advise on market entry strategies dynamically on providing strategic and practical counsel so clients can • Navigate complex regulatory environments capitalize on opportunities and expand their capabilities. • Understand migrant consumers’ needs and habits To learn more, visit pillsburylaw.com/payments or • Gather remittances data and trends for over 350 corridors contact team leader, partner Deborah Thoren-Peden • Design and manage price comparison websites at [email protected]. • Help formulate policy initiatives

‘DMA are to be commended for taking the complicated area of remittance costs and making them accessible for migrants’ Don Abel, former Deputy Governor Reserve Bank of New Zealand

www.developingmarkets.com Pillsbury Winthrop Shaw Pittman LLP Contact us at: 150 Tooley Street, London SE1 2TU 725 South Figueroa Street | Suite 2800 +44 (0) 203 117 2500 [email protected] Los Angeles, CA 90017 | +1.213.488.7100 www.pillsburylaw.com IMTC EMEA 2016 SPEAKERS (A-F)

François BRIOD François is CEO & co-founder of TawiPay.com, the leading search engine for international money transfer services. He also co-founded Direction N’tolo, a non-profit financing micro-credits and scholarships in Cameroon at the age of eight years old, regularly sending money globally since. He is a young tech-enthusiast and social entrepreneur at heart, passionate about the new opportunities brought by technology to empower individuals and tackle global challenges, aware of the global disparities and the need for everybody to make its contribution. He also has international experience in NGOs focusing on West Africa, social entrepreneurship and affiliate marketing. He holds a Master’s degree in Management of Information Systems from HEC Lausanne. Michael CATALANO Michael has 25 years of experience with transactional intelligence solutions for communication service providers. Michael’s thought leadership on the application of mobile money and mobile commerce for high growth emerging markets and social impact development has been recognized by GSMA, USAID, and the Bill & Melinda Gates Foundation. He has worked as an advisor to mobile network operators, financial institutions and their implementing partners on best practices and regulatory frameworks supporting electronic money services in Eastern Europe, Central Asia, the Americas, and across Sub Saharan Africa. Michael has worked on electronic payments and digital financial services projects for private and public sector clients focused on emerging markets and fragile states including Afghanistan, Haiti, Georgia, Liberia, Somalia, and Zimbabwe.

Hugo CUEVAS-MOHR Hugo Cuevas-Mohr is President and CEO of Mohr World Consulting, a consultancy based in Miami, Florida and the Director of IMTC. Hugo, a native of Guatemala, raised in Colombia and living in the USA for more than 20 years, has been part of the money transfer industry for more than 25 years. He built one of the largest money transfer companies in Latin America which he sold in 2007. He also worked with several Money Transfer Companies in the US. Hugo Cuevas-Mohr has over 10 years consulting for Money Transfer Service Providers and has given lectures and seminars at major international conferences as well as dictating courses in International Payments all over the world. Hugo has a M.S. from Auburn University and from the Université Catholique de Louvain (Belgium).

Daniela CUEVAS Daniela is the founder and president of The Spark Group, a digital marketing and social media agency based in New York. The Spark Group works with clients throughout all industries, and has worked closely with various clients within the money transfer industry to create, execute, and manage integrated online strategies. Daniela found her passion in technology and digital mediums, which she uses to architect brand stories, to connect companies with their customers, and to gain valuable insights and analytics. Daniela holds a BA in Communications from New York University where she graduated in 2009.

Dame DAMEVSKY Dame is the Vice President, Global Partnerships, Banking and MTOs at INPAY, a bank transfer-based international payments system located in Copenhagen, Denmark. Dame has a Bachelor of Science (BSc), Business Administration (2002) from the American College of Thessaloniki in Greece and a Master of Arts (MA) in Southeast European studies, Developing and Transitional Economies from the National and Kapodistrian University of Athens (2003). Later on he received his a Masters in the Negotiation Program at Harvard University, John F. Kennedy School of Government (2012). Previous to Inpay, Dame was the Senior Relationship Manager for Eurogiro A/S, also based in Copenhagen.

Scott DUEWEKE Scott is the owner of Zebryx Consulting in Washington D.C. a company devoted to helping businesses and the public sector in meeting the opportunities and challenges of the new high-tech world. He is also part of Agilex Technologies as the Director, Identities and Payments, where he focuses on managing the change brought on by the threats and opportunities of new digital payment systems. Scott began his career in politics. While attending James Madison College, Scott was an intern for former Congressman Jack Kemp and worked on his early presidential campaign. Scott has published many articles in Digital Currencies and Virtiual Identity and has been a speaker in numerous compliance and financial services conferences.

Fernando FAYZANO

Fernando Fayzano, as CEO of Pontual Money Transfer since its conception on 2005, manages the Company operations and steers its finances in order to maximize profits. He heads the Company in its expansion within the United States while facilitating a network of business relationships with international Banks and associates. He has built a reputation for being a leader in helping US authorities understand Brazilian regulations. A native Brazilian, he is an entrepreneur with many investments and businesses. His ambitions have driven him as a leader, businessman, and a contributor to his community.

15 b SEE YOU IN NEW DELHI IMTC ASIA 2016 IMTC EMEA 2016 SPEAKERS (F-L)

Connie FENCHEL Connie has a broad range of law enforcement, regulatory and management expertise in the areas of regulatory compliance, financial crimes and customs violations comprised of over 30 years of government and private sector experience. She is the President of AML Experts, Inc., an independent consulting firm specializing in AML, BSA and customs matters. Her expertise includes independent reviews and investigations, threat/risk assessments, domestic and international training, expert testimony and AML program development. Her clients include banks, MSBs and a range of new payment companies throughout the US. Connie holds a MS in Management from National Louis Univ. and a BS in Criminal Justice from the U. of S. Florida. Connie is part of IMTC’s Advisory Board.

Sofia FREYDER Sofia is the Vice President of Product Management, Global Cross-Border Remittances at MasterCard New York HQ since October 2014 after a year as the Director of Product Management for US Consumer Credit at MasterCard. Previously she was with for seven years. She began her career in beverages industry with the Carlsberg Group. She has a Master’s and Bachelor’s Degree in Business Administration from the South Ural State University (SUSU) in Russia (2000). She also holds a Masters in Marketing from the Academy of State Service (2003). Sofia is a dynamic executive with a successful track record in directing all aspects of B2C and B2B product management and marketing in Financial Service and CPG in the US and international markets.

Leon ISAACS Leon has a deep knowledge of remittances and in particular, how they work; the development potential of them, regulatory issues across multiple markets; the existing product offerings in the market; the challenges and opportunities in send and receive markets as well as consumer needs. He is a partner and founder of DMA in London where he provides assistance to and deliver projects for a wide range of stakeholders interested in harnessing remittances for development. Prior to establishing Developing Markets Associates (DMA), he worked for 15 years at a senior level for a number of international money transfer companies including MoneyGram, , Thomas Cook and Coinstar.

Jose JARAMILLO Jose is a research analyst for PaymentsCompliance and BlockchainBriefing, specialising in payment innovation, fintech and emerging payments. In this constantly expanding industry, his investigative work and regulatory knowledge contribute significantly to the development of PaymentsCompliance’s coverage. Jose began working in the financial industry in 1997. Prior to joining PaymentsCompliance, he was working as a credit cards business analyst in Colombia and leading financial inclusion projects. He received a B.S. in Economics from La Salle University, Colombia, and an MBA from the University of Wales Trinity Saint David in the UK.

Javier JARREÑO Specialist in economic statistics from the Bank of Spain, is currently working on the Balance of Payments Division within the Department of Statistics. Previously, he was an economic analyst at the Bank of Spain for a period of 20 years and in the European Commission for 5 years. He has published several articles in national and international journals, having been their fields of research: tools for short-term economic analysis, economic forecasting, prices, cash and fiscal opacity, housing market and services sector.

Faisal KHAN Faisal Khan is a result-oriented Banking, Payments & Fintech Consultant and the owner of Faisal Khan & Company which specializes in Cross-Border Money Transfer and Payment Systems. He specializes in services for the money transfer industry on partnering, opening new markets, new channels, expanding their reach into foreign markets, gaining access to banking, optimizing international ACH payments, advising Fintech startups, individual entrepreneurs, Not-For-Profit entities, etc. He is Co-founder & CEO of Interbank Financial Services (IBFS) a company that specializes the architecting and product valida- tion of electronic payments systems for clients, specifically tailored around the alternative delivery channels for the money transfers, mobile payments and e-wallets. magnetics from the Florida Institute of Technology in Melbourne, Florida.

Ricardo LIAO Economista, Ciências Econômicas CEUB (1979), Secretário-Executivo do Conselho de Controle de Atividades Financeiras – COAF (Ministério da Fazenda). Representou o Banco Central no Grupo de Trabalho sobre Lavagem de Dinheiro, coordenado pela Centro de Estudos Monetários Latioamericanos (CEMLA), na Subcomissão de Lavagem de Dinheiro no âmbito do Mercosul, e em seminários sobre Lavagem de Dinheiro promovidos pelos Bancos Centrais dos países membros do Mercosul.

17 b THE 10 MOST IMPORTANT ISSUES OF THE INTERNATIONAL MONET TRANSFER & PAYMENTS INDUSTRY FOR 2015

HUGO CUEVAS-MOHR MOHR WORLD CONSULTING

Here are the ten most important issues faced by the International Money Transfer & Payments (IMT&P) Industry in 2015. I put this together as a way of reflecting on the significant issues of 2015 as well as to analyze trends for 2016. These issues are not listed in order of importance. They are based on my own personal opinions and ideas which have been discussed with colleagues in the firm and within the industry. IMTC EMEA 2016 SPEAKERS (M-S)

Francisco MORENO Licenciado en Derecho por la Universidad Complutense de Madrid. Su experiencia laboral inicial estuvo dirigida al exterior: en la Dirección General de Relaciones Exteriores de la Comisión Europea y, posteriormente, en la Cámara de Comercio Española en Marruecos. Certificado como especialista en prevención de blanqueo de capitales por ACAMS de Miami en 2005 y recertificado en 2009 y 2014. Ha sido durante varios años vocal de la asociación española de entidades de pago (ANAED) y presidente de la misma desde julio de 2013.

Elizabeth MUÑOZ Since June 2014, Elizabeth has been a legal analyst at PaymentsCompliance, where she carries out cross-jurisdictional research on the legal aspects of remittances, e-money, mobile payments and innovative payment services, with a focus on Spanish-speaking markets. She leads anti-money laundering (AML) research for PaymentsCompliance, reporting on the main AML compliance requirements for operators within the industry and the shaping of legislation in the light of the Financial Action Task Force’s standards. Elizabeth is a qualified lawyer in Colombia. She holds two specialisations in telecommunications law (2007) and intellectual property law (2011). Alden PELKER Alden Pelker is an FBI Digital Payments Expert and her experience in the Digital Payments space has brought her to help the FBI and other branches of the US government to understand the new digital payments world. In September 2015, As an intelligence analyst in the FBI’s Criminal Investigative Division in Washington, D.C, Alden wrote, with Brett Nigh, an assistant general counsel in the FBI’s Office of the General Counsel, a must read piece entitled “Virtual Currency: Investigative Challenges and Opportunities“. Alden is currently pursuing a J.D. in Georgetown University Law Center with an interest in criminal law and cybersecurity. She received a BA in Political Science form Yale University with her Thesis: “Suspended Between Corporate Social Responsibility and Government: The Failure of the Social Contract in Nigeria”.

Sebastian PLUBINS Sebastian is the Managing Director for Europe, Middle East, Africa & South Asia for Ria Financial Services, the money that now includes more than 15 countries. In addition, Sebastian manages two regional hubs in Dakar, Senegal, and transferin Mumbai, division India. of Sebastian , has an MBA Inc. in InternationalSebastian oversees Business the andsales, Bachelor finances, of andBusiness operations Administration of Ria in Europe from Universidad Gabriela Mistral in Chile Bachelor in 1999 and a Master of Business Administration (MBA), International Business from the same university in 2001. He also completed a postgraduate study in Strategy & Innovation from the University of Oxford’s Said Business School (2012).

Judie RINEARSON

Judith Rinearson is a partner at Bryan Cave LLP. Ms. Rinearson is a recognized authority in the areas of prepaid and emerging payment systems, electronic payments, crypto/virtual currencies, reward programs, ACH and check processing. She has more than 25 years of experience in the financial services industry, particularly in the areas of compliance with state and federal consumer protection laws, anti-money laundering laws, state money transmitter licensing laws and abandoned property laws.

Javier RIVERA Javier is the VP of European Operations for Transfer Rapid España, S.A.U.and has been instrumental in the growth of this company for more than 10 years. Previous to Transfer Rapid Javier worked with MoneyGram as a Specialist in Corridors Analysis, he also was an editor of a Brazilian newspaper that was distributed in Spain and Portugal, Brasil Aquí and a producer of a radio program. His knowledge of Spanish (First language), English (Fluent), Portuguese (Fluent), Russian (Fluent) and a good knowledge of Italian, French and Romanian has opened Javier many doors, even in his early jobs as an interpreter. Javier graduated from Universidad Complutense de Madrid in the year 2000 in Slavic languages & culture.

Antonio SELAS Antonio is a partner of Cremades & Calvo-Sotelo in Madrid, Spain. His professional practice is focused mainly on Industrial Property and unfair competition as well as general advising, judicial and extrajudicial defense (including the coordination of litigations in several jurisdictions) in relation to patents, marks, designs, domain names, e-commerce and commercial contracts. Antonio got a Law Degree by Universidad Complutense of Madrid (1996), Master in Industrial and Intellectual Property Law by University of Alicante and 1997 and Master in European Union Law by the Universidad Carlos III of Madrid. In 2007 he received a Diploma of Advanced Studies, within the PHD Programme Current Procedural Issues, Universidad Nacional de Educación a Distancia.

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IMTC EMEA 2016 SPEAKERS (S-V)

Lourdes SOTO Licenciada en Administración de Empresas por la Universidad San Carlos de Guatemala, ejerce actualmente en el cargo de Jefe de Recursos Humanos y Atención al cliente de la empresa Joldina Remesas. Entre las atribuciones más importantes del puesto se encuentra el impartir las capacitaciones al personal en materia de Cumplimiento Legal requeridos por los distintos estamentos del mercado. Realizó Cursos de Prevención contra el Blanqueo de Capitales y contra la Financiación del Terrorismo. Desde el año 2001 Trabajo en el sector de telecomunicaciones y sus derivados para Locutorios.

Edwina THOMPSON Dr Edwina Thompson is recognised internationally as having unique insights into how money moves in crisis settings global banks and various agencies of the UN, including in 2015 as team leader for an on-the-ground investigation into wherehumanitarian formal financialcross-border services payments are either for operations collapsed or inside under Syria. sanction. She has acted as an independent expert for In 2007, she completed her Doctorate in Law and Oxford University Press later published her book on trust and money transfer networks in Afghanistan, Pakistan and the UAE, which she delivered a TEDx on in 2015.

Deborah THOREN-PEDEN Deborah’s practice focuses on banking, electronic commerce, privacy, anti-money laundering and the Office of Foreign Assets Control regulations. She represents and advises bank and non-bank financial institutions (both domestic and international), money transmitters, high-technology, Internet, telecommunications, insurance and a variety of other types of companies. Her primary area of practice also includes the Bank Secrecy Act, investment products, electronic funds transfers, gift and prepaid cards. She participates on the NACHA Council for Electronic Billing and Payment, and the ATMIA Debit Council, and has participated on other various NACHA working groups. She is a member of the National Retail Association, the Direct Marketing Association, the California Retailers Association.

Eddy TRAVIA Eddy, who has been living in China and Hong Kong for the past ten years, is the co-founder & Chief Start Up Officer of Seedcoin, a startup incubator since mid-2013. Seedcoin is now a fully owned subsidiary of London-based Coinsilium where Eddy is the CEO. Coinsilium is a fintech company focusing on blockchain technology. Eddy completed the Stanford Financial Engineering program in Hong Kong (2008). He had graduated Cum Laude in 1992 from the International University of Monaco as a Bachelor of Science in Business Administration, Finance major. Then he spent more than 10 years in the Educational Sector, as a Director of MBA Admissions for Theseus International Management Institute in Sophia Antipolis, France and Admissions Officer, Director of Alumni Affairs in the International University of Monaco.

Daniel TRIAS Daniel is a consultant, specializing in banking, finance and foreign trade, for over 25 years. He has developed his career in the financial market occupying management positions in several institutions of financial intermediation in Uruguay. His “expertise” is focused on the area of International Trade Zones, Offshore Banking and Commerce for institutions in Uruguay and in many countries around the world. His specialty is remittances, opening new markets and business development. He has extensive knowledge of the Brazilian Market.

Suraj VAGHNAI Suraj joined TransferTo in 2011 as EVP for the Middle East With. With a wealth of experience withithin the remittance and global agent network space, Suraj has extensive business development, CRM and international trading skills gained in previous high-­‐profile roles which include Business Development Director, UK and Ireland, for Western Union super agent, UK Country Manager for Travelex & Coinstar Inc. and more recently Business Development Director for Mi-­‐Pay Limited. Suraj holds a BSc Honours in Management Science. Languages Spoken: English, Arabic, Hindi, Gujarati, Urdu

Salvador VELAZQUEZ Salvador graduated from Universidad Iberoamericana with a degree in business and completed an MBA at Instituto Tecnológico Autónomo de México (Itam) in which he graduated with honors in 2005. He is also a certificate Anti Money Laundering Specialist (CAMS) since 2004. He Has more than 30 years of experience working for the financial industry, having worked for BNP Paribas-Belgique and Scotiabank in Mexico. He was part of two successful start-up projects Cibanco in 1984 (México) and Dolex Dollar Express, Inc. in 1998 (USA). Salvador is a well-known expert in the Money Transmitter Industry where his skills and abilities in business development are recognized by all.

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CONFERENCE STAFF IMTC EMEA 2016

Hugo Cuevas-Mohr Cuca Pacheco Paulina Rendmets

Cuca Pacheco is a Hugo is President and photographer and CEO of Mohr World videographer leaving in Consulting, a consultancy Miami, FL. She was born Paulina Randmets, is IMTC based in Miami, in Bogotá, Colombia. She new Customer Service Florida. Hugo has been is responsible for the Coordinator for the a consultant since 2001 for a number of Creative Dept. at IMTC, where she takes care Americas. financial institutions in the Money Transfer of all the banners, signs and graphic decoration Native from Guatemala, with a Swedish father Industry in Latin America, the US and Europe. of IMTC Conferences, designs and produces and a Guatemalan mother. She graduated as an IMTC’s Conference Book and manages Industrial Engineer then obtained a Master in Previously he lead the expansion of one the photography and video in all IMTC Conferences first networks of MTOs in Latin America and as well as editing the videos and interviews. Marketing and a Diploma in Digital Marketing. has been in the Money Transfer Business She has a B.A. in Anthropology from the She has worked for more than 10 years in since 1987. He is a speaker at many local Universidad de los Andes in Colombia. In Customer Service and Project Management in and international Conferences. Since 2010 Colombia she was a professor for many years different Industries. Some of the Companies Mohr World has been organizing the IMTC in pre-colombian design and anthropology. she has worked for are Avon, OId Navy, GAP, AC Conferences in Miami, Los Angeles, Brazil and She has done several documentaries as well as Nielsen, Target, and some other Guatemalan Mexico. training and corporate videos. Companies that exported to USA.

Gabriel Cuevas Carol de Leon IMTC Gabriel is a Communication Carolina has been student at Florida working in different International University in Miami, Florida and areas like Marketing, Logistic and has been involved with IMTC for three years Operations. Mostly in the FMCGs industry. now, helping in different confrences, as well as STAFF Marketing specialist with high focus in managing the MTBIT twitter account, where customer service. She has been developing he maintains abreast of Bitcoins news and her career in different countries. information. Passionate about Music, his band Recently her focus has been in startups. She “Epsilon”, a fusion-rock band, plays in the Miami support as a consultant different innovative band circuit and is close to publish their first ideas. IMTC´s spirit has giving her the album with their own music. perfect match to learn from a different industry and support the outgoing growing of IMTC.

Edurne Tufts

Early in her career she studied Hospitality in Switzerland and in Peru and moved to the airline industry where she spent close to 13 years working between Peru and the United States. She settled in Miami in 1999 where she became involved in a vast number of activities, from volunteer work and work with school associations to the organization of events such as fairs, receptions, auctions, fashion shows, annual galas as well as all types of social events. Before joining IMTC Edurne spent more than two years working for a prestigious Real Estate firm in Miami. SEE YOU IN INDIA

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