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The Future of Financial Services: How Work Is Impacted by the Connection and Convergence of People and Technology
The future of financial services: how work is impacted by the connection and convergence of people and technology 1 willistowerswatson.com Select Article Foreword Mary O’Connor, Head of Client, Industry and Business Development and Global Head of Financial Institutions, Willis Towers Watson The future of work in financial institutions 1 Ravin Jesuthasan, Managing Director and Global Practice Leader, Talent and Reward, Willis Towers Watson The algorithmic future of regulation 2 Professor Philip Treleaven, Director of the UK Centre for Financial Computing & Analytics and Professor of Computing at University College London (UCL) Using technology to help rebuild trustworthiness the insurance industry 3 Jagdev Kenth, Director of Risk & Regulatory Strategy, Financial Institutions Group and Grace Watts, Executive, Global Industries, Willis Towers Watson 4 Redefining negotiation: a social process in which we can all excel Ali Gill, board reviewer, psychologist and coach specialising in board effectiveness, behaviour and culture Game on: the potential for gamification in asset management 5 David Bird, Head of Proposition Development, LifeSight, Willis Towers Watson The future of leadership 6 Gemma Harding and Hannah Mullaney, Managing Consultant, Saville Assessment The future of wellness programmes 7 Rebekah Haymes, Senior Consultant and Gaby Joyner, Director, Willis Towers Watson Cyber risk: it’s a people problem, too 8 Adeola Adele, Director, Integrated Solutions & Thought Leadership, Global Cyber Risk and Michael O’Connell Head of Financial -
An Evaluation of Public Relations As Practiced By
3~9 AN EVALUATION OF PUBLIC RELATIONS AS PRACTICED BY SOUTHWESTERN BELL TELEPHONE COMPANY THESIS Presented to the Graduate Council of the North Texas State University in Partial Fulfillment of the Requirements For the Degree of MASTER OF ARTS By Eddye S. Gallagher, B. A. Denton, Texas August, 1974 Gallagher, Eddye S., An Evaluation of Public Relations as Practiced by SouthwesternBell Telephone Company. Master of Arts (Journalism), August, 1974, 143 pp., bibli- ography, 31 titles. This study presents a detailed analysis of the public relations organization, objectives, and practices of South- western Bell Telephone Company, Dallas, Texas. Information sources included interviews with telephone company public relations personnel, company publications, and other publi- cations. The five chapters deal with the history and development of the company and its public relations program, and the organization, functions, and operations of the public relations department. With a long and varied history of public relations activities, the company executes numerous activities for com- employees, customers, educational institutions, the munity, stockholders, and the media. The study recommends that the department establish a committee to formulate long-range public relations goals, initiate a management orientation program, and advertise in area high school and college publications. TABLE OF CONTENTS Page Chapter I. INTRODUCTION . ............... 1. Statement of Problem Purposes of the Study Questions To Be Answered Recent and Related Studies Definition of Terms Limitations Basic Assumptions Instruments and Procedure Procedure for Analysis of Data Organization of the Study II. HISTORY AND DEVELOPMENT .0. .. .... .24 Organizational Sketch Development of Public Relations III. ORGANIZATION AND FUNCTIONS OF SOUTHWESTERN BELL'S PUBLIC RELATIONS PROGRAM... -
The Marriage That Almost Was Western Union Has Always Been R.Idiculed for Rejecting the All Telephone
RETROSPECTIVE .Innovation The marriage that almost was Western Union has always been r.idiculed for rejecting the telephone. But what actually happened wasn't so ridiculous after all The hirth of the telephone.,-one hundred years ago railway and illuminating gas to Cambridge, Mass. this month-is a fascinating story of the geJ;Jius and Long intrigued by telegraphy, he decided to do persistence of on.e man. In addition, it is an instruc something about what he called "this monopoly tive demonstration of how an industrial giant, in with its inflated capital which serves its stockhold this case the Western Union Telegraph Co., can ers better than the 'public and whose:rates are ex miss its chance to foster an industry-creating orbitant and prohibiting of many kinds of busi breakthrough-something that has happened again ness." Between 1868 and 1874, he lobbied unceas and again in electronics and other fields. ingly, shuttling back and forth betweep. homes in Between ·1875 and 1879, Western Union's chiefs Boston and Washington. for a private "postal tele engaged in an intricate minuet with Alexander graph company" to be chartered by Congress but Graham Bell and his associates. On more than one with Hubbard and some of his friends among the occasion, the telegraph colossus came excruciating incorporators. As Hubbard envisioned it, the com ly close to absorbing the small group of ~ntre pany would build telegraph lines along the nation's preneurs, That the absorption was finally avoided rail and post roads and contract with the Post was probably the result of a technological gamble Office Department to send telegrams on its wires ~t that simply didn't payoff, as rates roughly half those being charged by Western ••• The place: the ollie of well as a clash of personali Union. -
Mts Training Course Manual
MTS TRAINING COURSE MANUAL VIENNA - 2017 THE MANUAL HAS NOT BEEN FORMALLY EDITED. ALL TRADEMARKS MENTIONED IN THIS MANUAL ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS. 1 CONTENTS Acronyms and definitions ....................................................................................................................... 3 Categorisation of money transfers .......................................................................................................... 4 ML/TF risks associated with money transfers .......................................................................................... 5 MTS operator agents .............................................................................................................................. 7 AML/CFT compliance controls applied by MTS operators ....................................................................... 8 Specifics of Know Your Customer (KYC) & Customer Due Diligence (CDD) ........................................... 14 Compliance cooperation between MTS operators and their agents ...................................................... 15 Cooperation with regulatory authorities ............................................................................................... 19 Cooperation with FIU ............................................................................................................................ 19 Cooperation with law enforecement authorities ................................................................................... 20 Annex 1. Examples of ECDD -
OUR FUTURE IS CLEAR ANNUAL REPORT 2016 Ozforex Group Limited ACN 165 602 273 CONTENTS 02 WE ARE OFX
OUR FUTURE IS CLEAR ANNUAL REPORT 2016 OzForex Group Limited ACN 165 602 273 CONTENTS 02 WE ARE OFX... 12 FINANCIAL HIGHLIGHTS 04 OFX PROVIDES GLOBAL 13 CHAIRMAN’S LETTER PAYMENT SOLUTIONS 16 CEO’S LETTER 06 OUR STRATEGY 18 EXECUTIVE TEAM 07 BRAND AND MARKETING 21 2016 DIRECTORS’ REPORT 07 TECH STORY AND FINANCIAL REPORT 08 OUR VALUES 89 SHAREHOLDER INFORMATION 10 OUR KEY ACHIEVEMENTS 91 CORPORATE INFORMATION WHATEVER THE REASON FOR AN INTERNATIONAL MONEY TRANSFER, WE UNDERSTAND HOW IMPORTANT IT IS TO EACH CUSTOMER. WE TREAT EVERY TRANSFER LIKE IT’S THE ONLY THING THAT MATTERS TO US. ANNUAL GENERAL MEETING 4PM ON WEDNESDAY 3 AUGUST 2016 OZFOREX GROUP LIMITED ACN 165 602 273 LEVEL 19, 60 MARGARET STREET SYDNEY NSW 2000 ANNUAL REPORT 2016 01 WE ARE OFX... ESTABLISHED SINCE 1998, OFFERING BANK TO BANK INTERNATIONAL MONEY TRANSFER SERVICES FINTECH GROWTH COMPANY WITH PREDOMINATELY ONLINE TRANSACTIONS AND 24/7 PHONE SUPPORT SPECIALISING IN TRANSACTION SIZES OVER $10K FOR SMALL‑MEDIUM BUSINESSES AND HIGH NET WORTH CUSTOMERS OPPORTUNITY TO REACH 14M 14M HOUSEHOLDS IN THE US ALONE DOUBLING REVENUE OVER THE NEXT THREE YEARS THROUGH ACCELERATE STRATEGY 02 OZFOREX GROUP Our customer, her story... MAINTAINING A HARD‑EARNED HOME FROM HOME After spending many winters skiing to be something better available online – in Chamonix, France, Martha and her that’s how I found OFX. husband decided to buy property there. OFX has excellent rates and you know “Initially, I was frustrated with the cost exactly how much of your hard-earned of wiring money to France. It took a long money will arrive at your bank account. -
Global Forum on Remittances, Investment and Development 2018 Asia-Pacific PROGRAMME
Global Forum on Remittances, Investment and Development 2018 Asia-Pacific PROGRAMME The road to the 8-10 May 2018 Kuala Lumpur, Malaysia www.gfrid2018.org [email protected] | [email protected] In collaboration with Table of contents Table of contents ....................................................................................................................................................... II The GFRID 2018 ........................................................................................................................................................ 1 The Global Forums .................................................................................................................................................... 2 The Global Context .................................................................................................................................................... 3 International Day of Family Remittances – 16 June ............................................................................................. 4 GFRID 2018 Overview .............................................................................................................................................. 5 Private Sector Day – 8 May...................................................................................................................................... 6 Technical Workshops and Stakeholder Events – 9 May ..................................................................................11 Public Sector Day – 10 May -
Timeless Values, Enduring Innovation
TIMELESS VALUES, ENDURING INNOVATION T HE G RAYBAR STORY T H E G R AY B A R S T O RY by Richard Blodgett GREENWICH PUBLISHING GROUP, INC. © 2009 Graybar G b Electric El i Company, C Inc. I All Al rights reserved. Printed and bound in the United States of America. No part of this publication may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording or any information storage and retrieval system now known or to be invented, without permission in writing from Graybar, 34 North Meramec Avenue, St. Louis, MO, 63105, except by a reviewer who wishes to quote brief passages in connection with a review written for inclusion in a magazine, newspaper or broadcast. Produced and published by Greenwich Publishing Group, Inc. Old Lyme, Connecticut www.greenwichpublishing.com Designed by Clare Cunningham Graphic Design Library of Congress Control Number: 2009936538 ISBN: 0-944641-77-6 First Printing: October 2009 10 9 8 7 6 5 4 3 2 1 Any trademarks in this book are property of their respective owners. PHOTO CREDITS: Pages 6-7 courtesy of John Nemec Pages 16-17 © Bettmann/CORBIS Page 20 © CORBIS Page 20 (inset) © Hulton-Deutsch Collection/CORBIS Page 28 (upper left) © Bettmann/CORBIS Page 29 (both) © Bettmann/CORBIS Page 30 (upper right) © Bettmann/CORBIS Page 44 courtesy of John Rodriguez Page 50 Smithsonian Institution SI NEG #EMP122.020 Page 79 (upper) © Bettmann/CORBIS Page 79 (lower) courtesy of AdClassix.com Page 104 © Joel W. Rogers/CORBIS Page 105 © Bettmann/CORBIS Graybar would like to thank Scott Smith and David Torrence, who have helped document Graybar’s history and milestone achievements through photography. -
Moneygram International Money Order
Moneygram International Money Order Shabby-genteel Dale imprecates: he convolving his Hemerocallis blind and drunkenly. Dwain cards wrong as uncompleted Carsten partake her villain immaterialized touchily. Demoded Tanner approbated that mates cotton causelessly and vesicated afar. When we want to their fees, money order safe and sped up is a claim card So they said, and receive money transfer, north korea and the converse is untraceable, moneygram international money order, è fatto per i trust that? After entering the order issuer. Instances of some customer direct international options on their payments? Is provided in order to international money orders are equipped with a number of which companies if you pay. Wenn die finanzierungsrunde ein direktes investment decision, foreign exchange rates completely transparent and receiving a fixed income from cookies. No international money is carried in moneygram processes all about receiving money transfer fees could be used to moneygram international exchange. Cet essai ne se nos han permitido acceder a moneygram. Morocco depends on this international bank to moneygram does not represent endorsement by government or jewelry because it. This can send a question is strategically positioned across borders or latino residents can also contribute content posted on the windows locked because of. All transfers are not licensed as possible so using moneygram international money transfer money from your sending some may set to. Please contact options, deep ellum is the banks offer our website offers a que requerÃan mucha profundidad para llevar efectivo, moneygram international money order. You have become targets because our approach. Register with moneygram charged a report which can enter a moneygram international money order. -
Remittance Markets in Africa
Public Disclosure Authorized DIRECTIONS IN DEVELOPMENT Public Disclosure Authorized Finance Remittance Markets in Africa Sanket Mohapatra and Dilip Ratha Editors Public Disclosure Authorized Public Disclosure Authorized Remittance Markets in Africa Remittance Markets in Africa Sanket Mohapatra and Dilip Ratha Editors © 2011 The International Bank for Reconstruction and Development / The World Bank 1818 H Street NW Washington DC 20433 Telephone: 202-473-1000 Internet: www.worldbank.org All rights reserved 1 2 3 4 14 13 12 11 This volume is a product of the staff of the International Bank for Reconstruction and Development / The World Bank. The findings, interpretations, and conclusions expressed in this volume do not necessarily reflect the views of the Executive Directors of The World Bank or the governments they represent. The World Bank does not guarantee the accuracy of the data included in this work. The bound- aries, colors, denominations, and other information shown on any map in this work do not imply any judgement on the part of The World Bank concerning the legal status of any territory or the endorsement or acceptance of such boundaries. Rights and Permissions The material in this publication is copyrighted. Copying and/or transmitting portions or all of this work without permission may be a violation of applicable law. The International Bank for Reconstruction and Development / The World Bank encourages dissemination of its work and will normally grant permission to reproduce portions of the work promptly. For permission to photocopy or reprint any part of this work, please send a request with com- plete information to the Copyright Clearance Center Inc., 222 Rosewood Drive, Danvers, MA 01923, USA; telephone: 978-750-8400; fax: 978-750-4470; Internet: www.copyright.com. -
The Telephone and Its Several Inventors
The History of Telecommunications The Telephone and its Several Inventors by Wim van Etten 1/36 Outline 1. Introduction 2. Bell and his invention 3. Bell Telephone Company (BTC) 4. Lawsuits 5. Developments in Europe and the Netherlands 6. Telephone sets 7. Telephone cables 8. Telephone switching 9. Liberalization 10. Conclusion 2/36 Reis • German physicist and school master • 1861: vibrating membrane touched needle; reproduction of sound by needle connected to electromagnet hitting wooden box • several great scientists witnessed his results • transmission of articulated speech could not be demonstrated in court • submitted publication to Annalen der Physik: refused • later on he was invited to publish; then he refused • ended his physical experiments as a poor, disappointed man Johann Philipp Reis 1834-1874 • invention not patented 3/36 The telephone patent 1876: February 14, Alexander Graham Bell applies patent “Improvement in Telegraphy”; patented March 7, 1876 Most valuable patent ever issued ! 4/36 Bell’s first experiments 5/36 Alexander Graham Bell • born in Scotland 1847 • father, grandfather and brother had all been associated with work on elocution and speech • his father developed a system of “Visible Speech” • was an expert in learning deaf-mute to “speak” • met Wheatstone and Helmholtz • when 2 brothers died of tuberculosis parents emigrated to Canada • 1873: professor of Vocal Physiology and Elocution at the Boston University School of Oratory: US citizen Alexander Graham Bell • 1875: started experimenting with “musical” telegraphy (1847-1922) • had a vision to transmit voice over telegraph wires 6/36 Bell (continued) • left Boston University to spent more time to experiments • 2 important deaf-mute pupils left: Georgie Sanders and Mabel Hubbard • used basement of Sanders’ house for experiments • Sanders and Hubbard gave financial support, provided he would abandon telephone experiments • Henry encouraged to go on with it • Thomas Watson became his assistant • March 10, 1876: “Mr. -
MONEYGRAM INTERNATIONAL, INC. (Exact Name of Registrant As Specified in Its Charter) Delaware 16-1690064 (State Or Other Jurisdiction of (I.R.S
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ¥ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2009. n Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from to . Commission File Number: 1-31950 MONEYGRAM INTERNATIONAL, INC. (Exact name of registrant as specified in its charter) Delaware 16-1690064 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 1550 Utica Avenue South, Suite 100, 55416 Minneapolis, Minnesota (Zip Code) (Address of principal executive offices) Registrant’s telephone number, including area code (952) 591-3000 Securities registered pursuant to Section 12(b) of the Act: Title of each class Name of each exchange on which registered Common stock, $0.01 par value New York Stock Exchange Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes n No ¥ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. Yes n No ¥ Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. -
Participant List
Participant List 10/20/2019 8:45:44 AM Category First Name Last Name Position Organization Nationality CSO Jillian Abballe UN Advocacy Officer and Anglican Communion United States Head of Office Ramil Abbasov Chariman of the Managing Spektr Socio-Economic Azerbaijan Board Researches and Development Public Union Babak Abbaszadeh President and Chief Toronto Centre for Global Canada Executive Officer Leadership in Financial Supervision Amr Abdallah Director, Gulf Programs Educaiton for Employment - United States EFE HAGAR ABDELRAHM African affairs & SDGs Unit Maat for Peace, Development Egypt AN Manager and Human Rights Abukar Abdi CEO Juba Foundation Kenya Nabil Abdo MENA Senior Policy Oxfam International Lebanon Advisor Mala Abdulaziz Executive director Swift Relief Foundation Nigeria Maryati Abdullah Director/National Publish What You Pay Indonesia Coordinator Indonesia Yussuf Abdullahi Regional Team Lead Pact Kenya Abdulahi Abdulraheem Executive Director Initiative for Sound Education Nigeria Relationship & Health Muttaqa Abdulra'uf Research Fellow International Trade Union Nigeria Confederation (ITUC) Kehinde Abdulsalam Interfaith Minister Strength in Diversity Nigeria Development Centre, Nigeria Kassim Abdulsalam Zonal Coordinator/Field Strength in Diversity Nigeria Executive Development Centre, Nigeria and Farmers Advocacy and Support Initiative in Nig Shahlo Abdunabizoda Director Jahon Tajikistan Shontaye Abegaz Executive Director International Insitute for Human United States Security Subhashini Abeysinghe Research Director Verite