11 ++ 2020-2021 $$ xx %% NGPF’s 2021 State of Financial == Education Report ¢¢ Who Has Access to Financial Education in America Today? In the 2020-2021 school year, nearly 7 out of 10 students across U.S. high schools had access to a standalone Personal Finance course. 2.4M (1 in 5 U.S. high school students) were guaranteed to take the course prior to graduation.

GOLD STANDARD GOLD STANDARD (NATIONWIDE) (OUTSIDE GUARANTEE STATES)*

In public U.S. high schools, In public U.S. high schools,

1 IN 5 1 IN 9 $$ students were guaranteed to take a students were guaranteed to take a W-4 standalone Personal Finance course standalone Personal Finance course W-4 prior to graduation. prior to graduation.

STATE POLICY IMPACTS NATIONWIDE ACCESS (GOLD + SILVER STANDARD) Currently, In public U.S. high schools,

= 7 IN = 7 10 states have or are implementing statewide guarantees for a standalone students have access to or are ¢ guaranteed to take a standalone ¢ Personal Finance course for all high school students. and Mississippi Personal Finance course prior are currently implementing. to graduation.

How states are guaranteeing Personal Finance for their students:

In 2018, the Mississippi Department of Education Signed in 2018, North Carolina’s legislation echoes created a 1-year College & Career Readiness (CCR) neighboring state ’s, by which all students take Course for the entering freshman class of the one semester of Economics and one semester of 2018-2019 school year. The course combines Personal Finance. All North Carolina high school one semester of career exploration and college students, beginning with the graduating class of 2024, transition preparation with one semester of will take a 1-year Economics and Personal Finance Personal Finance. The Class of 2022 will be the (EPF) course within the social studies department. first graduating class with the CCR course on all Approximately 40% of all North Carolina public high of their transcripts. schools added the EPF course to their course catalogs in 2020-2021, with the remainder expected to do so during the 2021-2022 school year.

2 NGPF’s 2021 State of Financial Education Report Who Has Access to Financial Education in America Today? While 1 in 9 students outside Guarantee States will take a standalone Personal Finance course prior to graduation, this number dips significantly among students in schools with 75%+ Black and Brown students or 75%+ Free and Reduced Lunch eligibility. Students across the country are not getting equitable access to Personal Finance education. OUTSIDE GUARANTEE STATES

RACIAL EQUITY SOCIO-ECONOMIC EQUITY

In schools with 75%+ Black and In schools with 75%+ Free and ++ Brown student population, only Reduced Lunch eligibility, only 401k401k 1 IN 14 1 IN 13 students were guaranteed to take a students were guaranteed to take a standalone Personal Finance course standalone Personal Finance course prior to graduation. prior to graduation.

EQUITY BY COMMUNITY SETTING Gold Standard Access by School Locale (Outside Guarantee States):

17.4% 12.1% 8.6% of high school students in of high school students in of high school students rural locales are guaranteed suburb + town locales are in city locales are guaranteed % to take a standalone Personal FAFSAFAFSA% guaranteed to take a stand- to take a standalone Finance course. alone Personal Finance course. Personal Finance course.

Impact of individual large districts on access for students of color The racial equity data above (1 in 14) includes, among others, one particularly large district (Prince George’s County Schools, Maryland) that committed in 2020 to all its students taking Personal Finance before graduation. Without that district’s representation as Gold Standard in the dataset, the proportion of students attending schools with greater than 75% Black and Brown students would be 1 in 20. This highlights the outsized impact that large districts can have on closing the gaps in equity identified above.

3 NGPF’s 2021 State of Financial Education Report U.S. Public High School Students with Access to the Gold Standard In the 2020-2021 school year, 20.6% of U.S. high school students attended schools in which ALL students took at least one semester-long course solely dedicated to Personal Finance. Outside the Guarantee States, this percentage was 11.9%.

WA ME 15.1% 4.4% ND MT VT 13.2% 13.1% 6.1% MN NH

OR 5.7% 9.2% NY WI MA 6.9% SD 34% MI 2% 5.1% ID 25.6% 0.9% WY 1.5% RI CT 32% PA 15% IA NJ 18.3% NE 14.9% OH 44% 67.5% DE 49.7% IN NV IL 28% 3.1% 11.2% 4.6% UT WV DC 13.7% VA 99.6% CO 3.5% 0% KS MO KY 98.9% MD CA 4.7% 33.7% 99.9% 3.6% 26.7% 0.8% NC TN 49% 99.4% OK SC AZ AR NM 43.1% 0.6% 38.8% 4.3% 0.3% GA AL MS 0.4% 0% 97.3%

TX AK LA 0.2% 2.2% 2.3% HI 0% FL 0.8%

GUARANTEE STATE

TRANSITIONING TO GUARANTEE STATE

4 NGPF’s 2021 State of Financial Education Report U.S. Public High School Students with Access to the Silver OR Gold Standard In the 2020-2021 school year, 68.9% of U.S. high school students had access to at least one semester of Personal Finance as an elective or graduation requirement.

WA ME 63.4% 64.3% ND VT MT 75.6% 61.1% 89.1% MN NH

OR 80% 83.4% NY WI MA 38.4% SD ID 93% MI 46.7% 73.5% 97.6% RI 61% WY 74.7% CT 92.7% PA 77.9% NJ 85.4% IA 82.7% NE 92.7% 82.3% OH DE 81.9% IN NV IL 69.3% 35.7% 81.6% 71% UT 58.1% WV DC VA 99.6% CO 79.8% 5.9% KS MO KY 99.2% MD CA 59.7% 87.1% 99.9% 66.8% 91.4% 25.2% NC TN 80.5% 99.4% OK SC AZ AR NM 74.9% 68.9% 46.6% 75.8% 83.4% AL GA MS 62% 67.6% 97.8%

TX AK LA 87.3% 69.6% 73.1% HI 0% FL 39.2%

GUARANTEE STATE

TRANSITIONING TO GUARANTEE STATE

5 NGPF’s 2021 State of Financial Education Report Gold, Silver, and Bronze Schools Standards by State

ALABAMA ALASKA ARIZONA ARKANSAS COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA G 97.3% G 0.2% G 0.6% G 38.8% G 0.8% G 4.7% G 18.3% G 3.1% G 0% G 0.8% G 0.4% S 0.4% S 69.4% S 46% S 37% S 24.4% S 55.1% S 67.1% S 32.6% S 5.9% S 38.5% S 61.6% B 1.7% B 30.4% B 51.2% B 20.5% B 53.8% B 39.1% B 13.3% B 59.2% B 57.6% B 56.8% B 31.4% N 0.6% N 0% N 2.1% N 3.7% N 21.1% N 1.1% N 1.3% N 5.1% N 36.5% N 4% N 6.6%

HAWAII IDAHO ILLINOIS INDIANA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS G 0% G 0.9% G 13.7% G 11.2% G 67.5% G 33.7% G 3.6% G 2.3% G 15.1% G 26.7% G 5.1% S 0% S 60.1% S 44.5% S 70.4% S 14.8% S 53.4% S 63.2% S 70.7% S 48.3% S 64.6% S 68.4% B 66.7% B 33.1% B 37.1% B 12.3% B 17.7% B 12.9% B 29% B 24.5% B 30.2% B 7.5% B 19.4% N 33.3% N 5.9% N 4.8% N 6.1% N 0% N 0% N 4.2% N 2.4% N 6.3% N 1.2% N 7.1%

MICHIGAN MINNESOTA MISSISSIPPI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW YORK NEW MEXICO G 1.5% G 5.7% G 0% G 99.9% G 6.1% G 49.7% G 4.6% G 9.2% G 44% G 2% G 0.3% S 73.2% S 74.3% S 67.6% S 0% S 83% S 32.2% S 66.4% S 74.2% S 48.7% S 44.7% S 83% B 23.4% B 17.1% B 29.4% B 0.1% B 9.1% B 18.1% B 17% B 14.3% B 6.6% B 50.5% B 7.3% N 1.8% N 3% N 3% N 0% N 1.8% N 0% N 12% N 2.3% N 0.7% N 2.8% N 9.3%

NORTH DAKOTA NORTH CAROLINA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH DAKOTA TENNESSEE G 13.2% G 49% G 28% G 43.1% G 6.9% G 14.9% G 15% G 4.3% G 25.6% G 99.4% G 2.2% S 62.4% S 31.5% S 41.3% S 31.7% S 31.5% S 67.8% S 77.6% S 64.6% S 71.9% S 0% S 85.2% B 23.7% B 16.4% B 29.1% B 22.9% B 38.5% B 15.1% B 6% B 18% B 1.1% B 0.3% B 10.2% N 0.8% N 3.1% N 1.5% N 2.3% N 23% N 2.2% N 1.3% N 13.2% N 0.2% N 0.3% N 2.5%

G (GOLD) Students guaranteed at least one semester of standalone Personal Finance course UTAH VERMONT VIRGINA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING S (SILVER) Students have access to at least one semester Personal Finance G 99.6% G 13.1% G 98.9% G 4.4% G 3.5% G 34% G 32% course as an elective S 0% S 48% S 0.4% S 59.9% S 76.4% S 59% S 46% B (BRONZE) Students have access to Personal Finance education B 0.4% B 35.6% B 0.4% B 25.6% B 18.7% B 6.5% B 15% embedded in another course N 0% N 3.3% N 0.4% N 10.1% N 1.5% N 0.5% N 7% N (NO OFFER) Students have no access to Personal Finance education

6 NGPF’s 2021 State of Financial Education Report State Rankings: Gold Standard Access to Personal Finance Courses

RANK STATE GOLD STANDARD RANKING (BY STUDENTS) RANK STATE GOLD STANDARD RANKING (BY STUDENTS)

1 MISSOURI* 99.9% 27 OREGON 6.9%

2 UTAH* 99.6% 28 MONTANA 6.1%

3 TENNESSEE* 99.4% 29 MINNESOTA 5.7%

4 VIRGINIA* 98.9% 30 MASSACHUSETTS 5.1%

5 * 97.3% 31 COLORADO 4.7%

6 IOWA 67.5% 32 NEVADA 4.6%

7 NEBRASKA 49.7% 33 WASHINGTON 4.4%

8 NORTH CAROLINA** 49% 34 SOUTH CAROLINA 4.3%

9 NEW JERSEY 44% 35 KENTUCKY 3.6%

1o OKLAHOMA 43.1% 36 WEST VIRGINIA 3.5%

11 ARKANSAS 38.8% 37 DELAWARE 3.1%

12 WISCONSIN 34% 38 LOUISIANA 2.3%

13 KANSAS 33.7% 39 TEXAS 2.2%

14 WYOMING 32% 40 NEW YORK 2%

15 OHIO 28% 41 MICHIGAN 1.5%

16 MARYLAND 26.7% 42 IDAHO 0.9%

17 SOUTH DAKOTA 25.6% 43 FLORIDA 0.8%

18 CONNECTICUT 18.3% 44 CALIFORNIA 0.8%

19 MAINE 15.1% 45 ARIZONA 0.6%

20 RHODE ISLAND 15% 46 GEORGIA 0.4%

21 PENNSYLVANIA 14.9% 47 NEW MEXICO 0.3%

22 ILLINOIS 13.7% 48 ALASKA 0.2%

23 NORTH DAKOTA 13.2% 49 DISTRICT OF COLUMBIA 0%

24 VERMONT 13.1% 50 HAWAII 0%

25 INDIANA 11.2% 51 MISSISSIPPI** 0%

26 NEW HAMPSHIRE 9.2%

*Guarantee States ** Transitioning to Guarantee State

7 NGPF’s 2021 State of Financial Education Report Top 5: States with top Gold Standard Growth from SY 2019-2020 to SY 2020-2021

1.8% 38.8% ARKANSAS

14.1% 49% NORTH CAROLINA*

36.6% 67.5% IOWA

2.4% 26.7% MARYLAND

3.9% 15% RHODE ISLAND

Gold Standard Students 2019-2020 2020-2021

* Transitioning to Guarantee State

8 NGPF’s 2021 State of Financial Education Report Top 5: States with top Gold + Silver Standard Growth from SY 2019-2020 to SY 2020-2021

16.7% 39.2% FLORIDA

42.7% 61% IDAHO

43.9% 61.1% VERMONT

52.6% 62% GEORGIA

29.6% 38.4% OREGON

Silver + Gold (Access) Standard Students 2019-2020 2020-2021

9 NGPF’s 2021 State of Financial Education Report Paths to Mission: 2025 and Mission: 2030 2020-2021 was the first school year during which more students attended Gold Standard schools outside the current Guarantee States than in them. This inflection point suggests that both state legislation AND school-by-school advocacy have a role to play in Mission: 2030. Furthermore, grassroots advocacy influences state commitments to guarantee financial education for all and vice versa. Together, pragmatic state leaders and passionate educators are building a future in which all young people take Personal Finance prior to graduation.

Mission: 2025 - By 2025, ALL students will have access to at least one semester of Personal Finance as an elective

Mission: 2030 - By 2030, ALL students will take a one semester Personal Finance course before graduating from high school

MISSION 2030

MISSION 2025 Silver Access growth projection with state intervention and grassroots advocacy

Gold Access growth 100% projection with state intervention and 100% 100% grassroots advocacy % OF STUDENT ACCESS ACCESS STUDENT OF % 50%

51.5% Gold Access growth 50.2% projection with state intervention only

31.8%

20.6%

2017-2018 2018-2019 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030

10 NGPF’s 2021 State of Financial Education Report Methodology 1. The data underlying the report reflects course catalogs from 11,049 high schools serving 11,752,118 high school students nationwide. The most recent NCES data estimates that there are 15,400,000 high school students in the U.S. today. Therefore, this data covers an estimated 76.3% of public high school students in the U.S.

2. Sources: 77.8% of school level data is from Dr. Carly Urban and her research team’s latest study (2021) at Montana State . The remaining 22.2% of school level data is from:

A) teacher-reported, NGPF-vetted update requests on NGPF’s Got Finance? School Search Tool, B) the previous year’s research (2019-2020 school year) from Dr. Carly Urban, C) data collected as part of NGPF’s grant programs, prior research, and teacher surveys.

All school level data reflects the most recent data that NGPF currently houses for each school. While 80%+ of the report’s underlying data is from the most recent school year, some school data reflects the 2019-2020 school year or prior (where course catalogs were unavailable for the current school year).

3. For the purpose of this report, all ‘Gold Standard School’ data includes both current Gold Standard Schools as well as FUTURE Gold Standard Schools. FUTURE Gold Standard Schools are high schools that have proven their intent to guarantee a standalone Personal Finance course for all their students by providing School Board Minutes and additional documentation for NGPF grant programs.

4. A ‘Guarantee State’ is a state with a statewide, standalone, one semester (+) Personal Finance graduation requirement. Currently, NGPF recognizes 5 states (AL, MO, TN, UT, VA) as ‘Guarantee States’ and 2 states (NC, MS) as future ‘Guarantee States,’ as they have begun to transition schools to new graduation requirements.

5. Year over Year Growth shows 2019-2020’s total number of students with guaranteed access to a standalone Personal Finance course vs 2020-2021’s total number of students with guaranteed access to a standalone Personal Finance course.

6. Paths to Mission:2025 and Mission: 2030 growth models assumes:

A) that Mission: 2025 will be successful in building access to a standalone Personal Finance course of at least one semester for 100% of U.S. school students by 2025, B) that the states with the largest percentage of students attending ‘Silver Standard Schools’ in the 2020-2021 school year will approve legislation soonest, with one state adopting a Personal Finance course guarantee each year, and C) that grassroots advocacy will guarantee access for an additional:

i 100,000 students per year from 2021 to 2023, ii 200.000 students per year from 2024 to 2025, iii 300,000 students per year from 2026 to 2027, iv 400,000 students per year from 2028 to 2029, and v 500,000 students in 2030.

7. For Mississippi: Despite having no gold standard schools among those with online course catalogs in the 2020-2021 AY, the Mississippi Department of Education provided a list of 150 schools that reported offering the College and Career Readiness course this year. Since the course catalog data do not match this list and no enrollment data was readily available, we decided to maintain consistency in reporting Gold Standard Schools. We expect that most of the Career and College Readiness course guarantees will begin when the graduating class of 2022 are seniors.

11 NGPF’s 2021 State of Financial Education Report Gold standard schools * Indicates a school whose governing board has committed to adopting a Personal Finance graduation requirement. These schools are currently in the implementation phase of their new requirement. [Ind.] Indicates Independent Schools, private and religious schools. If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

ALABAMA Pike Road High School ARKANSAS Haines High School Gardendale High School Pleasant Grove High School Arkadelphia High School Geneva County High School Arkansas High School Rehobeth High School Augusta High School Appalachian School Guntersville High School Beebe High School Arab High School Haleyville High School Rogers High School Bentonville High School Athens High School Hartselle High School Russellville High School Bentonville West High School Auburn High School Samson High School Bryant High School Austin High School Helena High School Satsuma City High School Conway High West Baker High School Hewitt-Trussville High School El Dorado High School Baldwin County High School Hillcrest High School Fayetteville High School East Beauregard High School Holt High School Shades Valley High School Gosnell High School Benjamin Russell High School Shelby County High School Green Forest High School Berry High School Hoover High School Sipsey Valley High School Greenbrier High School Beulah High School Slocomb High School Har-Ber High School Billingsley High School -Magnet Smiths Station High School Harmony Grove High School Huntsville High School Southeastern Elem School Heber Springs High School Brewbaker Tech Magnet High School James Clemens High School Southside High School Jacksonville High School Brookwood High School Jb Pennington High School Pea Ridge High School Buckhorn High School Jefferson Davis High School Rogers Heritage High School Calera High School Jemison High School Rogers High School Carroll High School Jess Lanier High School Springville High School Sheridan High School Carver Senior High School Keith Middle-High School Susan Moore High School Springdale High School Central High School (Phenix City) Kinston School Sweet Water High School Valley View High School Central High School (Tuscaloosa) Lafayette High School Sylacauga High School Van Buren High School Charles Henderson High School Lauderdale County High School Tallassee High School Walnut Ridge High School Chelsea High School Lee High School (Huntsville) Tanner High School Cherokee High School Lee High School (Montgomery) Tarrant High School CALIFORNIA Childersburg High School Lincoln High School Antelope High School Clay-Chalkville High School Locust Fork High School Center High School Colbert Heights High School Madison County High School Tuscaloosa County High School Chester Jr./Sr. High School Columbia High School Marbury School Vestavia Hills High School Ferndale High School Countylbert County High School Mary G Montgomery High School Vincent Middle High School Granite Bay High School Mcadory High School Virgil Grissom High School Greenville Jr./Sr. High School Danville High School Montevallo High School Weaver High School Oakmont High School Moody High School Wellborn High School Portola Jr./Sr. High School Decatur High School Mt Brook High School West Limestone High School Quincy Jr./Sr. High School Demopolis High School Murphy High School West Point High School Roseville High School Muscle Shoals High School Wetumpka High School East Lawrence High School New Century Technology High School Woodlawn High School - Magnet COLORADO East Limestone High School New Hope High School W.P. Davidson High School Academy High School Elkmont High School Northridge High School Arapahoe High School Enterprise High School Northside High School ALASKA Caprock Academy Eufaula High School Northview High School Haines High School Eaton High School Fairfield High Preparatory School Oak Mt High School Erie High School ARIZONA Estes Park High School Fairview High School Oxford High School American Leadership Academy La Junta Jr./Sr. High School Fayette County High School Park Crossing High School American Leadership Academy - Queen Creek Lake County High School Florence High School Paul W. Bryant High School Baboquivari High School Liberty Common Charter School Lyons Jr./Sr. High School

12 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Mead High School ILLINOIS Scales Mound High School Albia High School Nederland Middle-Senior High School Alden-Hebron High School* Sherrard High School Alta-Aurelia High School Skyline High School Bolingbrook High School Staunton High School Ames High School Springfield Jr./Sr. High School* Bremen High School Stewardson-Strasburg High School Anamosa High School Sterling High School Brimfield High School Taylorville Sr High School Atlantic High School Canton High School Thompsonville High School Ballard High School CONNECTICUT Carterville High School Tinley Park High School Battle Creek-Ida Grove Senior High School Ansonia High School Central High School (Burlington) United High School Baxter High School Avon High School Central High School (Camp Point) Urban Prep Charter West Campus High School Bedford High School Berlin High School Chester High School Valmeyer High School Benton Community Senior High School Bethel High School Christ Our Savior Lutheran High School [Ind.] Waubonsie Valley High School Bondurant-Farrar High School Brookfield High School Cissna Park Senior High School Zion-Benton Township High School Boone High School Bunnell High School Dakota Jr Sr High School Boyden-Hull High School Cheshire High School Dupo High School INDIANA Burlington Community High School Danbury High School Dwight High School Alexandria-Monroe High School Calamus-Wheatland Sec Attendance Center Granby Memorial High School Elmwood Park High School Anderson High School Camanche High School Hill Regional Career High School Eureka High School Boone Grove High School Carlisle High School Lewis S. Mills High School Evergreen Park High School Churubusco Jr./Sr. High School Carroll High School Manchester High School Galva Jr./Sr. High School Clay City Jr./Sr. High School Cascade Jr./Sr. High School Middletown High School Geneva Community High School Corydon Central High School Montville High School Glenbrook North High School Delta High School Center Point-Urbana High School New Fairfield High School Glenbrook South High School Hagerstown Jr./Sr. High School Centerville High School New Milford High School GOAL-Granting Opportunity for Alt. Learning Hammond Academy Of Science & Tech Central City High School Newtown High School Heyworth Jr./Sr. High School Hebron High School Central Decatur Jr./Sr. High School Oxford High School Hillcrest High School Huntington North High School Central Dewitt High School Rockville High School Huntley High School Indian Creek Senior High School Central High School Seymour High School Johnsburg High School Knightstown High School Central Lee High School Somers High School* Kaneland Senior High School Kouts Jr./Sr. High School Central Lyon Senior High School Stonington High School La Moille High School Lake Central High School Charles City High School Stratford High School Lexington High School Monrovia High School Clarke Community High School Suffield High School Lyons Township High School Mount Vernon High School Clayton Ridge High School Thomaston High School Macomb Senior High School Muncie Central High School Clear Creek Amana High School Watertown High School Maine East High School* New Albany Senior High School Clinton High School Wheeler High School Maine South High School* Northview High School Colfax-Mingo High School Maine West High School* Pike Central High School Crestwood High School DELAWARE Mercer County High School Pike High School Dallas Center-Grimes High School Appoquinimink High School Metea Valley High School Portage High School Davis County Community High School Greenwood Mennonite School [Ind.] Morris Community High School Salem High School Denison High School Laurel Senior High School Mt Olive High School Sheridan High School Dike-New Hartford High School Middletown High School Mt Zion High School South Adams High School Dubuque Senior High School MOT Charter High School Naperville Central High School South Central Jr./Sr. High School East Buchanan High School Odessa High School Naperville North High School Speedway Senior High School East High School (Des Moines) Smyrna High School Neuqua Valley High School Thomas A. Edison Jr./Sr. High School East High School (Sioux City) The Wallace Wallin School O Fallon High School Tipton High School East High School (Waterloo) William Penn High School Oak Forest High School Twin Lakes Senior High School East Sac County High School Okaw Valley High School Wawasee High School Easton Valley High School FLORIDA Oswego East High School West Noble High School Elizabeth Tate Alt. High School* Academy At The Lakes [Ind.] Oswego High School Whiting High School Estherville Lincoln Central High School Hillsborough High School Pearl City High School Winchester Community High School Forest City High School West Port High School Pinckneyville Comm High School Yorktown High School Fort Dodge High School Reed-Custer High School George Washington High School IDAHO Rock Falls Township High School IOWA Gladbrook-Reinbeck High School Horseshoe Bend Jr./Sr. High School Rockridge High School Adm Senior High School Glenwood Senior High School Kimberly High School Romeoville High School Agwsr High School Grinnell Community Senior High School Sandwich Community High School Ahstw H-L-V Jr.-Sr. High School

13 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Harlan High School Pella High School Clay Center Community High School West High School Hartley-Melvin-Sanborn High School Pleasantville High School Clearwater High School Wichita Alternative High School Hempstead High School Pocahontas Area Jr./Sr. High School Columbus High School Wichita Learning Center Hoover High School Prairie High School Concordia Jr./Sr. High School Yates Center High School Humboldt High School Red Oak High School Conway Springs High School Independence Jr./Sr. High School Riceville High School Doniphan West Jr./Sr. High School KENTUCKY Indianola High School Ridge View High School Douglass High School Butler Traditional High School * Roosevelt High School East High School Owensboro High School Iowa Falls - Alden High School Sergeant Bluff-Luton Senior High School Elkhart High School Paul G. Blazer High School Iowa Valley Jr./Sr. High School Sheldon High School Eudora High School Pulaski County High School Janesville Jr.-Sr. High School Sigourney Jr./Sr. High School Fairfield High School John F. Kennedy High School Solon High School Fredonia Jr./Sr. High School LOUISIANA Johnston Senior High School South Hamilton Jr./Sr. High School Halstead High School East Ascension High School Keota High School Southeast Polk High School Haven High School Westgate High School Kingsley-Pierson High School Southeast Valley High School Heights High School Knoxville High School Spirit Lake High School Herington High School MAINE Bonny Eagle High School Lake Mills Senior High School Springville Secondary School Hesston High School Boothbay Region High School Lewis Central Senior High School St Ansgar High School Highland Park High School Camden Hills Regional High School Liberty High School Starmont High School Horton High School* Edward Little High School Lincoln High School Sumner-Fredericksburg High School Iola Senior High School Gray-New Gloucester High School Linn-Mar High School Thomas Jefferson High School Jackson Heights Jr./Sr. High School Lawrence High School Lone Tree Jr.-Sr.High School Tipton High School Jayhawk-Linn High School Madison Area Memorial High School Louisa-Muscatine High School Treynor High School Lincoln Jr./Sr. High School Maranacook Community High School Manson Northwest Webster Jr./Sr. High School Turkey Valley School* Marais Des Cygnes Valley High School Old Orchard Beach High School Maple Valley-Anthon Oto High School Twin Cedars Jr./Sr. High School Neodesha High School Sanford High School Maquoketa Community High School Union High School Newton Senior High School Skowhegan Area High School Maquoketa Valley Senior High School Vinton-Shellsburg High School North High School Marquette Catholic [Ind.] Waco High School Northeast Magnet High School MARYLAND Marshalltown High School Washington High School (Cherokee) Northern Heights High School Academy Of Health Sciences At PGCC* Mediapolis High School Washington High School (Washington) Northwest High School Allegany High School Melcher-Dallas High School Waukon High School OASIS Day School [Ind.] Annapolis Road Academy* Mid-Prairie High School Waverly-Shell Rock Senior High School Oskaloosa Jr./Sr. High School Bladensburg High School* Midland Jr./Sr. High School West Branch High School Oxford Jr./Sr. High School Bowie High School* Missouri Valley High School West Delaware High School Prairie View High School Calvert High School Mmcru High School West Hancock High School Riverton High School Career & Technical Education Evening High Montezuma High School* West Harrison High School Rock Creek Jr./Sr. High School School* Moravia High School West High School (Davenport) Royal Valley High School Central High School* Mount Ayr High School West High School (Sioux City) Salina High School Central Century High School Mount Pleasant High School West High School (Waterloo) Salina High School South Charles Herbert Flowers High School* Mount Vernon High School West Liberty High School Seaman High School Chesapeake Math And IT Public Charter School* Nashua-Plainfield Jr.-Sr. High School West Lyon High School Shawnee Mission East High School Chesapeake Math And IT South Public Charter Nevada High School West Senior High School* Shawnee Mission North High School School* Newton Senior High School Western Dubuque High School Shawnee Mission Northwest High School College Park Academy* North Cedar Jr./Sr. High School Winterset Senior High School Shawnee Mission South High School Colonel North High School (Davenport) Woodward-Granger High School Shawnee Mission West High School Croom High School* North High School (Des Moines) South High School Crossland High School* North High School (Sioux City) KANSAS Southeast High School Dr. Henry A. Wise Jr. High School* North Iowa High School Andale High School Spring Hill High School Duval High School* North Polk High School Arkansas City High School Topeka West High School Eleanor Roosevelt High School* North Tama High School Atchison County Community Jr./Sr. High School Ulysses High School Fairmont Heights High School* North-Linn Senior High School Beloit Jr./Sr. High School Valley Center High School Fort Hill High School Northeast Jr./Sr. High School Buhler High School Wabaunsee Senior High School Francis Scott Key High School Northwood-Kensett Jr./Sr. High School Burlington High School Wakefield High School Frederick Douglass High School* Oskaloosa High School Centre High School Wellsville High School Friendly High School* Pcm High School Cheney High School West Franklin High School

14 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Green Valley Academy At Edgar Allan Poe* Flextech High School - Novi Bayless Senior High School Clever High School Gwynn Park High School* Lake Orion Community High School Belle High School Climax Springs High School Henry E. Lackey High School Macomb Academy of Arts & Sciences Belton High School Clinton Senior High School High Point High School* Maple Valley Jr./Sr. High School Benton High School Clopton High School Huntingtown High School Mona Shores High School Bernie High School Cole Camp High School International High School @ Langley Park* Our Lady Of The Lakes High School [Ind.] Blair Oaks High School Collegiate School of Med/Bio International High School @ Largo* Sand Creek High School Bloomfield High School Concordia High School La Plata High School Blue Eye High School Conway High Schools Largo High School* MINNESOTA Blue Springs High School Couch High School Laurel High School* A.C.G.C. Secondary Blue Springs South High School Crest Ridge High School Liberty High School Barnum Secondary Bolivar High School Crystal City High School Manchester Valley High School Big Lake Senior High School Boonville High School Cuba High School Maurice J. Mcdonough High School Blooming Prairie Secondary Bourbon High School David H. Hickman High School Mount Saint Joseph High School* [Ind.] Brooklyn Center Secondary Bowling Green High School Delta C-7 High School Mountain Ridge High School Buffalo Lake-Hector Secondary Bradleyville High School Delta High School North Caroline High School Chatfield Secondary Branson High School Desoto Senior High School North Point High School Dassel-Cokato Senior High School Braymer High School Dexter High School Northern High School Detroit Lakes Area Learning Center Brentwood High School Diamond High School Northwestern High School* Detroit Lakes Senior High School Bronaugh High School Dixon High School Oxon Hill High School* Dilworth-Glyndon-Felton Senior High School Brookfield High School Doniphan High School Parkdale High School* East Grand Forks Senior High School Brunswick High School Dora High School Patuxent High School Grand Rapids Senior High School Bucklin High School Drexel High School Potomac High School* Hopkins Senior High School Buffalo High School East Buchanan High School Saint John’s Catholic Prep [Ind.] Kasson-Mantorville Senior High School Bunceton High School East High School South Carroll High School Lakeview Secondary Bunker High School East Newton High School St. Charles High School Leroy Secondary Butler High School East Prairie High School Suitland High School* Medford Secondary Cainsville High School El Dorado Springs High School Surrattsville High School* Moose Lake Secondary Calhoun High School Eldon High School Tall Oaks High School* Ortonville Secondary California High School Elsberry High School Thomas Stone High School Pine River-Backus High School Cameron High School Emil E. Holt Senior High School Westlake High School Randolph Secondary Campbell High School Eugene High School Westminster High School Rocori Senior High School Canton High School Eureka Senior High School Winters Mill High School RTR High School* Carl Junction High School Excelsior Springs High School Shakopee Senior High School Carnahan School Of The Future Exeter High School MASSACHUSETTS St. Charles Secondary Carthage High School Fair Grove High School Ayer Shirley Regional High School Tri-City United High School Caruthersville High School Fair Play High School Blackstone Valley Regional Vocational Technical Underwood Secondary Cassville High School Fairfax High School High School [Ind.] United South Central High School Center Senior High School Farmington Senior High School Dracut Senior High School Walker-Hackensack-Akeley Secondary Central Academy of Excellence Fatima High School Georgetown High School Watertown Mayer High School Central High School (Cape Girardeau) Fayette High School Hampshire Regional High School Willow River Secondary* Central High School (Chesterfield) Festus Senior High School Hopkins Academy Windom Senior High School Central High School (New Madrid) Fordland High School Nantucket High School Central High School (Park Hills) Forsyth High School Newton North High School MISSOURI Central High School (Springfield) Fort Osage High School North Attleboro High School Adrian Senior High School Central High School (St Joseph) Fox Senior High School Stoughton High School Centralia High School Francis Howell Central High School Swampscott High School* Albany High School Chadwick High School Francis Howell High School Westfield High School Alta Vista Charter School Chaffee Jr.-Sr. High School Francis Howell North High School Westfield Technical Academy Arcadia Valley High School Chamois High School Fredericktown High School Westport Jr./Sr. High School Archie High School Charleston High School Ft. Zumwalt East High School Whitman Hanson Regional High School* Ash Grove High School Chilhowee High School Ft. Zumwalt North High School Wilmington High School High School Chillicothe High School Ft. Zumwalt South High School Aurora High School Clarkton High School Ft. Zumwalt West High School MICHIGAN Ava High School Clayton High School Fulton Senior High School Corunna High School Ballard High School Clearwater High School Gainesville High School

15 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Galena High School Ladue Horton Watkins High School Miller Career Academy Pierce City High School Gallatin High School Lafayette County High School Miller High School Platte County High School Gateway High School Lafayette High School Moberly Senior High School Pleasant Hill High School Gideon High School Lafayette Senior High School Monett High School Polo High School Glasgow High School Lamar High School Monroe City R-I High School Poplar Bluff High School Glendale High School Lawson High School Montgomery County High School Potosi High School Golden City High School Lebanon Senior High School Morgan County High School Princeton R-V Jr.-Sr. High School Grain Valley High School Lee’s Summit North High School Mound City High School Putnam County High School Grand Center Arts Academy High School Lee’s Summit Senior High School Mountain Grove High School Raymore-Peculiar Senior High School Grandview High School Lee’s Summit West High School Mt. Vernon High School Raytown Senior High School Grandview Senior High School Leeton High School Muriel W. Battle High School Raytown South Sr. High School Green City High School Lesterville High School Neosho High School Reeds Spring High School Green Ridge High School Liberty High School (Lake St. Louis) Nevada High School Republic High School Greenfield High School Liberty High School (Liberty) New Bloomfield High School Richland High School (Essex) Grundy County High School Liberty North High School New Haven High School Richland High School (Richland) Halfway Secondary Liberty Senior High School (Mountain View) Newburg High School Richmond High School Hallsville High School Licking High School Newtown-Harris High School Ridgeway High School Hancock Senior High School Lift For Life Academy High School Niangua High School Risco High School Hannibal Senior High School Lincoln College Prep Nixa High School Ritenour Senior High School Harrisburg High School Lindbergh Senior High School Nodaway-Holt Jr.-Sr. High School Riverview Gardens Senior High School Harrisonville High School Linn High School Normandy High School Rock Bridge Senior High School Hazelwood Central High School Lockwood High School North Andrew High School Rock Port High School Hazelwood East High School Logan-Rogersville High School North Callaway High School Rockwood Summit Senior High School Hazelwood West High School Lone Jack High School North County Senior High School Rolla Senior High School Louisiana High School North High School Ruskin High School Hermann High School Macks Creek High School North Kansas City High School Russellville High School Hermitage High School Macon County High School North Platte High School Salem Senior High School Highland Jr.-Sr. High School Macon Senior High School North Shelby High School Salisbury High School Hillcrest High School Madison High School Northeast High School Santa Fe High School Hillsboro High School Malden High School Northeast Nodaway High School Savannah High School Holden High School Maplewood-Richmond Hgts. High School Northview Schuyler County High School Hollister High School Marceline High School Northwest High School Scotland County High School High School Marion C. Northwestern High School Scott City High School Humansville High School Marion County High School Oak Grove High School Scott County Central High School Hume High School Mark Twain Senior High School Oak Park High School Seckman Senior High School Iberia High School Marquette Senior High School Oakville Senior High School Senath-Hornersville High School Jackson Senior High School Marshall Senior High School Odessa High School Seneca High School Jamestown C-I High School Marshfield High School Orchard Farm Senior High School Senior High School Jasper High School Maryville High School Orrick High School Sheldon High School Jefferson City High School Maysville Jr.-Sr. High School Osage High School Sherwood High School Jefferson High School (Conception Jct.) McCluer High School Osborn High School Sikeston Sr. High School Jefferson High School (Festus) McCluer North High School Osceola Jr.-Sr. High School Skyline High School Joplin High School McCluer South-Berkeley High School Otterville High School Slater High School Kearney High School McDonald County High School Owensville High School Smith-Cotton High School Kennett High School McKinley Classical Leadership Academy Ozark High School Smithton High School Kickapoo High School Meadow Heights High School Pacific High School Smithville High School Kingston High School Meadville High School Palmyra High School Soldan International Studies Kingsville High School Paris High School South Callaway High School Kirksville Senior High School Mercer High School South Harrison High School Kirkwood Senior High School Metro High School Park Hill South High School South High School Knob Noster High School Mexico High School Parkview High School South Holt High School Knox County High School Miami High School Of Performing Arts South Iron High School Koshkonong High School Mid-Buchanan Senior High School Pattonville Senior High School South Shelby High School La Monte High School Midway High School Penney High School Southern Boone High School La Plata High School Milan High School Perryville Senior High School Southwest High School

16 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Southwest Livingston County R-1 High School Shelby-Rising City Public Schools Haddon Township High School Sparta High School Worth County High School Sidney High School Hammonton High School Spokane High School Southern High School St. Charles High School Zalma High School St Paul High School Harrison High School St. Charles West High School Superior Jr./Sr. High School Hasbrouck Heights High School St. Clair High School MONTANA Tri County Jr./Sr. High School Highland Regional High School St. Elizabeth High School Absarokee High School Westside High School Hillsborough High School St. James High School Box Elder High School Yutan High School Holmdel High School St. Teresa’s Academy [Ind.] Glasgow High School* Staley High School Hamilton High School NEVADA Irvington High School Stanberry High School Polson High School Churchill County High School* Kearny High School Ste. Genevieve Senior High School St. Ignatius High School Durango High School Keyport High School Steelville High School Stevensville High School Elko High School Kittatinny Regional High School Stewartsville High School Sweet Grass County High School Spring Creek High School Lakeland Regional High School Stockton High School Lawrence High School Stoutland High School NEBRASKA NEW HAMPSHIRE Lenape Valley Regional High School Strafford High School Alliance High School Bedford High School Sullivan Senior High School Bayard Secondary School Bud Carlson Academy Livingston High School Summersville High School Beatrice High School Gorham High School Lodi High School Sumner High School Bennington Secondary School Hinsdale High School Tarkio High School Benson Magnet High School Merrimack Valley High School* Thomas W. Kelly High School Blair High School Newfound Regional High School Manchester Township High School Timberland High School Broken Bow High School Profile Senior High School Maple Shade High School Tina-Avalon High School Bryan High School Spaulding High School Memorial High School (Millville) Tipton High School Burke High School Woodsville High School Memorial High School (West New York) Trenton Senior High School Central City High School Metuchen High School Troy Buchanan High School Central High School NEW JERSEY Arts High School Truman High School Centura Secondary School Millville Senior High School Atlantic City High School Union High School Columbus High School Monroe Township High School University City Senior High School Concordia Jr./Sr. High School [Ind.] Montville Township High School Belleville High School Van Horn High School Crete High School Morris County School Of Technology Van-Far Jr./Sr. High School David City Secondary School Brick Township High School Verona High School Elkhorn High School Morris Knolls High School Brick Township Memorial High School Walnut Grove High School Elkhorn South High School Mount Saint Mary Academy* [Ind.] Carteret High School Warrensburg High School Fremont Senior High School New Brunswick High School Cedar Grove High School Warrenton High School Gothenburg Secondary School New Egypt High School Cinnaminson High School Warsaw High School High School At Syracuse New Providence High School Cliffside Park High School Washington High School Lakeview High School North Arlington High School Clifton High School Waynesville Senior High School Loup City High School* North Hunterdon High School Collingswood High School Weaubleau High School Millard North High School North Plainfield High School Cumberland Regional High School Webb City High School Millard South High School North Warren Regional School David Brearley Jr./Sr. High School Webster Groves High School Millard West High School Northern Valley Regional High School At Wellsville High School Mitchell Secondary School Demarest Delsea Regional High School West County High School Neligh-Oakdale High School Dover High School West High School Northwest High School Ocean City High School East Side High School West Plains Senior High School Ogallala High School Ocean Township High School Edison High School Westran High School Omaha North Magnet High School Old Bridge High School Emerson Jr./Sr. High School Wheatland High School Omaha Northwest Magnet High School Gateway Regional High School Wheaton High School Omaha South Magnet High School Glassboro High School Willard High School Platteview Senior High School William Chrisman High School Plattsmouth High School Parsippany Hills High School Gloucester City Jr. Sr. High School Willow Springs High School Ralston High School Pascack Hills High School Windsor High School (Imperial) Rock County High School Pascack Valley High School Windsor High School (Windsor) Scottsbluff Senior High School Passaic County Technical Institute Haddon Heights Jr./Sr. High School Winfield High School Seward High School Passaic County-Manchester Regional High School

17 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Passaic Valley Regional High School Whippany Park High School Cross Creek Early College Mount Airy High School Paterson Charter School for Science/Technology Wildwood High School Crossroads Flex Mount Pleasant High School Penns Grove High School Willingboro High School Cumberland International Early College High Mountain Heritage High School Pennsauken High School Woodbury Jr./Sr. High School School Murphy High School Pequannock Township High School Cumberland Polytechnic Myers Park High School* Perth Amboy High School NEW MEXICO Davidson Early College Nash Central High School Phillipsburg High School Magdalena High School Douglas Byrd High School Needham Broughton High School Pinelands Regional High School Navajo Pine High School E. E. Smith High School New Bern High School Pitman High School East Davidson High School North Davidson High School Point Pleasant Borough High School NEW YORK East Mecklenburg High School* North Edgecombe High School Pompton Lakes High School Akron High School North Henderson High School Rahway High School Bethpage Senior High School Eastern Randolph High School North Iredell High School Ramapo High School Clayton A Bouton High School Edgecombe Early College High School North Johnston High School Ramsey High School Ellicottville Jr./Sr. High School* North Mecklenburg High School* Rancocas Valley Regional High School Jamestown High School Fike High School Northeastern High School Randolph High School Kipp Academy Charter School* First Flight High School Northern High School Red Bank Regional High School Mott Hall V Fuquay- Northern Vance High School Ridge High School Orchard Park Central School District* Garner High School Northside High School Ridgefield Park Jr./Sr. High School Seton Catholic High School* [Ind.] Gates County Senior High School Northwest Cabarrus High School Ridgewood High School Spencerport High School Granville Central High School Northwest School of the Arts* River Dell Regional High School Thomas High School Grays Creek High School Olympic High School* Riverside High School Wayne Senior High School Pamlico County High School Robbinsville High School Webster-Schroeder High School Greene Central High School Panther Creek High School Roselle Park High School Windsor Central High School Harding University High School* Pasquotank County High School Saddle Brook Jr./Sr. High School Harper Middle College High School* Perquimans County High School Sayreville War Memorial High School NORTH CAROLINA Havelock High School Phillip O. Berry Academy Of Technology* A. L .Brown High School School of Business, Technology, Marketing, & Hawthorne Academy of Health Sciences* Pine Forest High School Alleghany High School Finance (BTMF) Hendersonville High School Providence Grove High School Andrews High School Science Park High School Heritage High School Providence High School* Hickory Ridge High School Randleman High School Ardrey Kell High School* Shore Regional High School Hillside High School Randolph Early College High School Somerville High School Holly Springs High School Reid Ross Classical High School Avery County High School South Brunswick High School Hopewell High School* Richlands High School Bartlett Yancey High School Sparta High School Independence High School* Riverside High School (Durham) Beddingfield High School Sterling High School J. F. Webb High School Riverside High School (Williamston) Brevard High School Sussex County Technical School J. T. Williams Secondary Montessori* Roanoke Rapids High School Butler High School* [Ind.] Jack Britt High School Rocky Mount High School C. E. Jordan High School Timber Creek Regional High School Jacksonville High School Rocky River High School* Cape Fear High School Toms River High School East James Hunt High School Carson High School Toms River High School North Jay M Robinson High School Ronald W Reagan High School Toms River High School South Roxboro Community School* Cato Middle College High School* Trenton Central High School - Main Campus Lake Sanderson High School Central Cabarrus High School Trenton Central High School - West Campus Ledford Senior High School Seventy-First High School Central Davidson High School Triton Regional High School Leesville Road High School Smoky Mountain High School Charlotte Engineering Early College-UNCC* Union Senior High School Levine Middle College High School* South Creek High School Charlotte Teacher Early College* Voorhees High School Lexington Senior High School South Davidson High School Charlotte-Mecklenburg Virtual High School* Warren Hills Regional High School Mallard Creek High School* South Granville High School Clayton High School Washington Township High School Manteo High School South Iredell High School Clinton High School West Deptford High School Massey Hill Classical High School South Mecklenburg High School* Cochrane Collegiate Academy* Mcdowell High School* South View High School Columbia High School West Morris Central High School Merancas Middle College High School* Southeast Raleigh High School Concord High School West Morris Mendham High School Southwest Edgecombe High School Cox Mill High School West Windsor-Plainsboro High School North Military & Global Leadership Academy* Southwest High School Craven Early College High School West Windsor-Plainsboro High School South Millbrook High School Southwestern Randolph High School Creswell High School Westfield Senior High School Mitchell High School Statesville High School

18 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Swansboro High School Bryan High School Jackson High School Shaker Heights High School Tarboro High School Buckeye Central High School Johnstown High School Shawnee High School (Lima) Terry Sanford High School Buckeye High School Jones Leadership Academy Shawnee High School (Springfield) Trinity High School Bucyrus Secondary School Kenston High School South Central High School Vance High School* Canal Winchester High School Kettering Fairmont High School South Point High School Vernon Malone College & Career Academy Cedarville High School Keystone High School Springboro High School Wake Early College of Health & Science Celina High School Lake High School 1 St Clairsville High School Central Crossing High School Lakewood High School (Hebron) St. Vincent St. Mary High School* [Ind.] Wake Stem Early College High School Chalker High School Lakewood High School (Lakewood) Stebbins High School Wakefield High School Chippewa High School Liberty-Benton High School Strongsville High School West Charlotte High School* Cincinnati College Preparatory Academy Licking Heights High School Talawanda High School West Craven High School Claymont High School Licking Valley High School Tecumseh High School West Davidson High School Clearview High School Lima Senior High School Tinora High School West Iredell High School Clinton-Massie High School Lincoln High School Tippecanoe High School West Mecklenburg High School* Cloverleaf High School Louisville High School Toledo Early College High School West Rowan High School Clyde High School Loveland High School Utica High School Westover High School Columbian High School Madeira High School Vermilion High School Wheatmore High School Cory-Rawson High School Madison High School Vinton County High School White Oak High School Crestwood High School Marion Local High School Wapakoneta High School Whiteville High School Danbury High School McClain High School Warren High School William Amos Hough High School* Dublin Coffman High School Meadowbrook High School Washington High School Dublin Jerome High School Meadowdale High School Waynedale High School NORTH DAKOTA Dublin Scioto High School Medina High School Wellington High School Hatton Eilson High School* East Palestine High School Miami East High School West Branch High School Jamestown High School Eastwood I High School Mineral Ridge High School West Clermont High School Lidgerwood High School* Edgewood High School Minerva High School West Geauga High School Mandan High School Elmwood High School Mississinawa Valley Jr./Sr. High School West Jefferson High School Mott-Regent High School Fairbanks High School Mt Healthy High School West Union High School Pingree-Buchanan High School* Fairborn High School National Trail High School Western Reserve High School Rugby High School Fairfield Union High School New Albany High School Whitmer High School Valley City High School Fairless High School New Richmond High School William Mason High School Wahpeton High School Fayette Jr./Sr. High School Newton High School Woodridge High School Findlay High School North Adams High School Wooster High School OHIO Finneytown Secondary Campus Northmor High School Wynford High School Amelia High School Fort Recovery High School Northridge High School Zanesville High School Aurora High School Fostoria Jr./Sr. High School Northwest High School Avon High School Franklin High School Northwestern High School OKLAHOMA Batavia High School Fredericktown High School Norwood High School Adair High School Bath High School Galion High School Oberlin High School Altus High School Beaver Local High School Garaway High School Old Fort High School Beavercreek High School Geneva High School Olmsted Falls High School Bedford High School Girard Senior High School Otsego High School Bridge Creek High School Bellbrook High School Granville High School Ottoville High School Broken Bow High School Bellefontaine High School Green High School Patrick Henry High School Chickasha High School Belmont High School Greenon High School Peebles High School Belpre High School Hamilton Township High School Philo High School Choctaw High School Benjamin Logan High School Highland High School Pike-Delta-York High School Chouteau-Mazie High School Bethel Tate High School Hilliard Bradley High School Reading Community High School Colbert High School Bexley High School Hilliard Darby High School Reynoldsburg High School Business Education Big Walnut High School Hilliard Davidson High School Leadership & Law Academy Black River High School Hillsboro High School Ridgewood High School Cyril High School Blanchester High School Hillsdale High School Ripley-Union-Lewis-Huntington High School Dale High School Brecksville-Broadview Heights High School Hopewell-Loudon Local High School River Valley High School (Bidwell) Deer Creek High School Brooklyn High School Indian Lake High School River Valley High School (Caledonia) Dibble High School Brookside High School Jackson Center High School Riverdale High School Durant High School

19 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Elgin High School Yoncalla High School Northeast Bradford Jr./Sr. High School Baltic High School Forgan High School Northern High School Belle Fourche High School Geary High School PENNSYLVANIA Octorara Area Jr./Sr. High School Beresford High School Glenpool High School Avonworth High School PA Distance Learning Charter School* BH Colony Alternative High School Gore High School Bald Eagle Area Jr./Sr. High School Palisades High School Bison High School Guthrie High School Big Spring High School Palmerton Area High School Bon Homme High School Harrah High School Biglerville High School Palmyra Area Senior High School Bowdle High School Hennessey High School Bloomsburg Area High School Penn Hills Senior High School Burke High School Hilldale High School Boiling Springs High School Penns Valley Area Jr./Sr. High School Canton High School Insight School Of Oklahoma High School Burrell High School Pequea Valley High School Castlewood High School Catasauqua Area School District* Pocono Mountain East High School Central High School Locust Grove High School Cedar Cliff High School Pocono Mountain West High School Chester Area Cyber School Luther High School Central Columbia Senior High School Pottstown Senior High School Clark High School Mannford High School Central Dauphin East Senior High School Red Land Senior High School Colome High School Central Dauphin Senior High School Red Lion Area Senior High School Corsica-Stickney High School Moore High School Charleroi Area High School Riverview High School Custer High School Clarion-Limestone Area Jr./Sr. High School Selinsgrove Area High School Dell Rapids High School Oklahoma Connections Academy High School Conestoga Senior High School Shenango High School Deubrook High School Cowanesque Valley Jr./Sr. High School South Side High School Douglas High School Perry High School Dallastown Area Senior High School South Western Senior High School Dupree High School Piedmont High School Eastern York High School Southern Columbia High School* Edgemont High School Elizabethtown Area Senior High School Springdale Jr./Sr. High School Eureka High School Ephrata Senior High School Towanda Area Jr./Sr. High School Faith High School Putnam City North High School Fairfield Area High School Upper Moreland High School Faulkton High School Putnam City West High School Forest City Regional High School Waynesburg Central High School Gettysburg High School Roland High School Fort Cherry Jr./Sr. High School West Mifflin Area High School Groton Area High School Sequoyah High School Fort Leboeuf Senior High School Williamson Senior High School Hamlin High School Southmoore High School Gateway Senior High School Windber Area High School Herreid High School Stillwater High School Gettysburg Area High School Hot Springs High School Stilwell High School Girard High School RHODE ISLAND Howard High School Tahlequah High School Greater Johnstown Senior High School Barrington High School Lake Preston High School Tuttle High School Greensburg-Salem High School* Cranston High School East Lemmon High School Washington High School Grove City Area High School East Providence High School Lennox High School Western Heights High School Hamburg Area High School Exeter-West Greenwich Regional Madison High School Hempfield Area Senior High School Johnston Senior High School Mcintosh High School Wynnewood High School Hempfield Senior High School Sheila Skip Nowell (Capital) Menno High School Hughesville Jr./Sr. High School Sheila Skip Nowell (Central) New Underwood High School Iroquois Jr./Sr. High School Newell High School OREGON Keystone Oaks High School Village Green Virtual Oldham-Ramona High School Astoria Senior High School Lampeter-Strasburg Senior High School Westerly High School Parkston High School Cascade Senior High School Littlestown Senior High School Platte - Geddes High School Culver High School Lower Dauphin High School SOUTH CAROLINA Redfield High School Mazama High School Lower Moreland High School A. C. Flora High School Sioux Valley High School North Douglas High School Manheim Central Senior High School Burke High School Spring Lake Colony High School North Valley High School Manheim Township High School C. A. Johnson High School Sturgis Brown High School Ontario High School Marian Catholic High School [Ind.] Columbia High School Timber Lake High School Philomath High School Mcdowell High School Dreher High School Tri-Valley High School Riddle High School Mohawk Jr./Sr. High School Eau Claire High School Tripp-Delmont High School Sandy High School Montoursville Area Senior High School Lower Richland High School Viborg-Hurley High School Scappoose High School Mount Pleasant Area High School Lucy Beckham High School Warner High School Silverton High School Mountain View Jr./Sr. High School South Aiken Baptist Christian School [Ind.] Webster Area High School South Wasco County High School Neshannock Jr./Sr. High School W.J. Keenan High School West Central High School* St Paul High School New Castle Senior High School White Lake High School Stayton High School New Oxford Senior High School* SOUTH DAKOTA Wilmot High School Abbott House High School Willamette High School North Penn-Mansfield Jr./Sr. High School Wolsey Wessington High School

20 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Daniel Boone High School Hunters Lane High School Oak Ridge High School TENNESSEE David Crockett High School Huntland School Oakland High School Adamsville Jr./Sr. High School De Kalb County High School Independence High School Obion County Central High School Alcoa High School Dickson County High School Jackson Central-Merry Early College High School Oneida High School Alvin C. York Institute Dobyns - Bennett High School Jackson County High School Ooltewah High School Antioch High School Douglass High School Jefferson County High School Overton High School Arlington High School Dyer County High School Jo Byrns High School Pathways In Education - TN Austin East High Magnet Dyersburg High School John Overton High School Pathways In Education - Whitehaven B. T. Washington High School Eagleville School Johnson County High School Peabody High School Bartlett High School East Hamilton School Karns High School Pearl-Cohn High School Bearden High School East Hickman High School Kenwood High School Pickett County High School Beech Senior High School East High School Kingsbury High School Pigeon Forge High School Blackman High School East Nashville School Kipp Memphis Collegiate High School Portland High School Bledsoe County High School East Ridge High School L N Stem Academy Powell High School Bolton High School East Robertson High School Lavergne High School Ravenwood High School Bradley Central High School Elizabethton High School Lead Academy Red Bank High School Bradley County Virtual School F.I. Denning Center of Technology & Careers Lebanon High School Renaissance High School Brentwood High School Fairley High School Lenoir City High School Rhea County High School Brighton High School Fairview High School Lewis County High School Richland School Camden Central High School Farragut High School Liberty Technology Magnet High School Ridgeway High School Campbell County Comprehensive High School Fayette Ware Comprehensive High School Lincoln County High School Ripley High School Cane Ridge High School Fayetteville High School Livingston Academy Riverdale High School Cannon County High School Forrest School Loudon High School Roane County High School Carter High School Franklin County High School Macon County High School Rossview High School Centennial High School Franklin High School Madison Academic Magnet High School Sale Creek Jr./Sr. School Central High School (Bolivar) Fred J. Page High School Maplewood High School Science Hill High School Central High School (Englewood) Fulton High School Marion County High School Scott High School Central High School (Harrison) Gallatin Senior High School Marshall County High School Sequatchie County High School Central High School (Knoxville) Gatlinburg Pittman High School Martin Luther King Jr. School Sequoyah High School (Madisonville) Central High School (Memphis) Germantown High School Martin Luther King Transition Center Sequoyah High School (Soddy Daisy) Central Gibbs High School Maryville High School Sevier County High School Chattanooga School for Arts & Sciences Gibson County High School Mc Ewen High School Sheffield High School Cheatham County Central High School Giles County High School Mcgavock High School Shelbyville Central High School Cherokee High School Gleason School Mcminn High School Siegel High School Chester County High School Glencliff High School Mcnairy Central High School Signal Mountain Jr./Sr. High School Chuckey Doak High School Grainger High School Meigs County High School Smith County High School Clarksville High School Greenback School Melrose High School Smyrna High School Cleveland High School Greenbrier High School Memphis Rise Academy Soddy Daisy High School Clinton High School Greeneville High School Merrol Hyde Magnet School Soulsville Charter School Coffee County Central High School Greenfield School Milan High School South Doyle High School Collierville High School Grundy County High School Millington High School South Fulton Jr./Sr. School Columbia Central High School Halls High School Mitchell High School South Gibson County High School Community High School Hardin Valley Academy Monterey High School South Greene High School Cookeville High School Harpeth High School Montgomery Central High School South Side High School Cordova High School Haywood High School Moore County High School Southwind High School Cornersville School Hendersonville High School Morristown East High School Spring Hill High School Henry County High School Morristown West High School Springfield High School Countycke County High School Heritage High School Mt. Juliet High School Station Camp High School Covington High School Hickman County Senior High School Munford High School Stewart County High School Craigmont High School Hillsboro High School Nashville School Of The Arts Stewarts Creek High School Creek Wood High School Hillwood High School North Greene High School Stone Memorial High School Crockett County High School Hixson High School North Side High School Sullivan Central High School Culleoka Unit School Holloway High School Northeast High School Sullivan East High School Cumberland County High School Houston High School Northview Senior Academy Sullivan North High School Cumberland Gap High School Hume - Fogg High School Northwest High School Sullivan South High School

21 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Summit High School Bear River High School North Sanpete High School Westlake High School Sweetwater High School Ben Lomond High School North Sevier High School Woods Cross High School Sycamore High School Bingham High School North Summit High School Tellico Plains High School Bonneville High School Northern UT Academy for Math, Engineering & VERMONT Tennessee High School Bountiful High School Science (NUAMES) Lamoille UHSD #18 Trezevant High School Box Elder High School Northridge High School Milton Senior High School Tullahoma High School Brighton High School Ogden High School Missisquoi Valley UHSD #7 Tyner Academy Canyon View High School Olympus High School Spaulding UHSD #41 Unicoi County High School Canyons Virtual High School Orem High School U-32 High School Union City High School Carbon High School Paradigm High School Vergennes Union High School Union County High School Cedar City High School Park City High School Williamstown Jr./Sr. High School University School Clearfield High School Parowan High School Upperman High School Copper Hills High School Payson High School VIRGINIA Volunteer High School Cottonwood High School Pine View High School Abingdon High School Walker Valley High School Cyprus High School Pleasant Grove High School Achievable Dream Jr./Sr. High Warren County High School Davinci Academy Polaris High School Albemarle High School Washburn School Davis High School Providence Hall Alleghany High School Waverly Central High School Delta High School Provo High School Amelia County High School West Creek High School Desert Hills High School Richfield High School Annandale High School West Greene High School Dixie High School Ridgeline High School Appomattox County High School West High School Duchesne High School Riverton High School Arlington Community High School Westmoreland High School East High School Roy High School Armstrong High School Westview High School Emery High School Salem Hills High School Atlee High School White House Heritage High School Enterprise High School Sky View High School Auburn High School White House High School Eschool@Provo School District Skyline High School White Station High School Eskdale High School Skyridge High School Bath County High School Whitehaven High School Freedom Preparatory Academy [Ind.] Snow Canyon High School Battlefield High School Whites Creek High School Fremont High School South Sevier High School Bayside High School William Blount High School George Washington High School South Summit High School Bethel High School Wilson Central High School Granger High School Spanish Fork High School Wooddale High School Granite Connection High School Spectrum Academy - NSL Grantsville High School Springville High School Booker T Washington High School TEXAS Green Canyon High School St. George Academy Brentsville District High School Green River High School Stansbury High School Briar Woods High School Americas High School Herriman High School Summit Academy High School Caprock High School Highland High School Syracuse High School Broadway High School Eastlake High School Hillcrest High School Tabiona High School Brooke Point High School El Dorado High School Hunter High School Taylorsville High School Brookville High School Jarrell High School Hurricane High School Timpanogos High School Mission Early College High School Itineris Early College High School Timpview High School Buckingham County High School Montwood High School Jordan High School Tooele High School C.D. Hylton High School Palo Duro High School Juab High School Uintah High School Caroline High School Pebble Hills High School Karl G Maeser Preparatory Academy Union High School Carroll County High School Sabinal High School Kearns High School Utah Connections Academy Carver College And Career Academy Sam Rayburn High School* Layton High School Utah Online 7-12 Cave Spring High School Snook Secondary Lehi High School Valley High School Central High School (Norton) Socorro High School Logan High School Venture Academy Central High School (Victoria) Lone Peak High School Viewmont High School Central High School (Woodstock) Whitesboro High School Manila High School Wasatch High School Centreville High School Maple Mountain High School Water Canyon High School UTAH Monument Valley High School Wayne High School Chantilly High School Alta High School Morgan High School Weber High School Charles City County High School Altamont High School Mountain Crest High School West Desert High School Charles J. Colgan Senior High School American Fork High School Mountain View High School West High School Charlottesville High School American Leadership Academy Murray High School West Jordan High School Chatham High School

22 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

Chilhowie High School Grayson County High School Prince Edward County High School Christiansburg High School Great Bridge High School Madison County High School Prince George High School Churchland High School Green Run High School Madison High School Princess Anne High School Clarke County High School Magna Vista High School Pulaski County Senior High School Hampton High School Manassas Park High School Randolph-Henry High School Colonial Forge High School Hanover High School Manchester High School Rappahannock High School Colonial Heights High School Harrisonburg High School Marion Senior High School Richlands High School Cosby High School Hayfield Secondary Marshall High School Richmond Community High School Martinsville High School Covington High School Heritage High School (Leesburg) Rivermont School [Ind.] Culpeper County High School Heritage High School (Lynchburg) Riverside High School Dan River High School Heritage High School (Newport News) Matthew Fontaine Maury High School Robert E. Lee High School Deep Creek High School Hermitage High School Mclean High School Robinson Secondary Herndon High School Meadowbrook High School Rock Ridge High School Denbigh High School Hickory High School Menchville High School Rockbridge County High School Dominion High School Hidden Valley High School Middlesex High School Rural Retreat High School Douglas S. Freeman High School Highland Springs High School Midlothian High School Rustburg High School E.C. Glass High School Hopewell High School Millbrook High School Salem High School (Salem) East Rockingham High School Huguenot High School Mills E. Godwin High School Salem High School (Virginia Beach) Eastern Montgomery High School I.C. Norcom High School Shenandoah Valley Academy [Ind.] Indian River High School Monticello High School Sherando High School Eastside High School James Monroe High School Mount Vernon High School Skyline High School Edison High School James River High School (Buchanan) Mountain View High School Smithfield High School Essex High School James River High School (Midlothian) Nandua High School South County High School Fairfax High School James Wood High School Nansemond River High School South Lakes High School Falls Church High School Jamestown High School Nelson County High School Spotsylvania High School Fauquier High School Jefferson Forest High School Stafford Senior High School First Colonial High School John Champe High School North Stafford High School Staunton River High School Floyd County High School John Handley High School Northside High School Floyd Kellam High School John Marshall High School Northumberland High School Stonewall Jackson High School (Manassas) Fluvanna County High School John Randolph Tucker High School Northwood High School Stonewall Jackson High School (Quicksburg) Forest Park High School John S. Battle High School Norview High School Strasburg High School Fort Chiswell High School Kecoughtan High School Nottoway High School Stuart High School Fort Defiance High School Kempsville High School Oakton High School Stuarts Draft High School Frank W. Cox High School Kettle Run High School Ocean Lakes High School Surry County High School Franklin County High School Open High School T.C. Williams High School Franklin High School King William High School Orange County High School Freedom High School (South Riding) King’s Fork High School Osbourn High School Tallwood High School Freedom High School (Woodbridge) Lafayette High School Osbourn Park High School Tazewell High School Galax High School Lake Braddock Secondary Oscar F. Smith High School Gar-Field High School Lake Taylor High School Thomas Jefferson High School (Alexandria) Lakeland High School Park View High School (South Hill) Thomas Jefferson High School (Richmond) Lancaster High School Park View High School (Sterling) George Wythe High School (Richmond) Landstown High School Parry Mccluer High School Turner Ashby High School George Wythe High School (Wytheville) Langley High School Patrick County High School Twin Springs High School Giles High School Lebanon High School Patrick Henry High School (Ashland) Union High School Lee Davis High School Patrick Henry High School (Glade Spring) Varina High School Glenvar High School Lee High School Patrick Henry High School (Roanoke) Virginia High School Gloucester High School Liberty High School (Bealeton) Patriot High School Wakefield High School Goochland High School Liberty High School (Bedford) Petersburg High School Grafton High School Lloyd C. Bird High School Phoebus High School Warren County High School Graham High School Lord Botetourt High School Warwick High School Granby High School Loudoun County High School Potomac Falls High School Washington & Lee High School Grassfield High School Loudoun Valley High School Potomac High School Washington-Lee High School Grayson County Career & Technology Center [Ind.] Louisa County High School Waynesboro High School

23 NGPF’s 2021 State of Financial Education Report If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

West Point High School Cadott High School La Farge High School Randolph High School West Potomac High School Cambria-Friesland Jr./Sr. High School Laconia High School Reedsburg Area High School West Springfield High School Cambridge High School Ladysmith High School Reedsville High School* Western Albemarle High School Campbellsport High School Lakeland High School Rhinelander High School* Western Branch High School Cedar Grove-Belgium High School Lincoln High School* Rib Lake High School Westfield High School Central High School (La Crosse) Little Wolf Jr./Sr. High School River Valley High School William Byrd High School Central High School (Salem) Lodi High School Rock University High School William Fleming High School Central High School (West Allis) Logan High School Rosholt High School* William Monroe High School Chetek-Weyerhaeuser High School Lomira High School Royall High School Wilson Memorial High School Chilton High School Luxemburg-Casco High School Saint Croix Central High School Windsor High School Clinton High School Marathon High School Saint Francis High School Woodbridge High School Clintonville High School Marinette High School Sauk Prairie High School Woodrow Wilson High School Cornell High School* Marshall High School (Marshall) Seneca High School Woodside High School Craig High School Marshall High School (Milwaukee) Southern Door High School Woodson High School Crivitz High School Marshfield High School Southwest High School York High School Cudahy High School Mauston High School Spring Valley High School Yorktown High School Cumberland High School Mayville High School Sturgeon Bay High School Darlington High School Medford High School Tomahawk High School WASHINGTON Deerfield High School Memorial High School Turner High School College Place High School Delavan-Darien High School Menasha High School* Turtle Lake High School Colville Senior High School Dodgeville High School Menomonee Falls High School Two Rivers High School Eastmont Senior High School* Durand Jr./Sr. High Menomonie High School Viroqua High School Gig Harbor High School East High School (Brookfield) Merrill High School Washburn High School Monroe High School East High School (Green Bay) Messmer High School [Ind.] Waterloo High School Oak Harbor High School East High School (Madison) Mineral Point High School Waupun Area Senior High School Pasco Senior High School East High School (West Bend) Mishicot High School Wausaukee High School Peninsula High School Edgar High School Mondovi High School Wautoma High School Prescott Jr./Sr. High School Eleva-Strum High School Monona Grove High School Wauzeka High School Seattle Academy [Ind.] Elk Mound High School Monroe High School West High School (Green Bay) Waitsburg High School Elkhart Lake High School Mount Horeb High School* West High School (West Bend) Walla Walla Valley Academy [Ind.] Elkhorn Area High School Mukwonago High School West Salem High School Wilson Creek High School Escuela Verde* Nathan Hale High School Whitehall Memorial High School Wilson High School Evansville High School Necedah Jr./Sr. High Whitnall High School Fall Creek High School Nekoosa High School Williams Bay High School WEST VIRGINIA Fall River High School Northwestern High School Wilmot High School Spring Valley High School* Fennimore High School Northwood High School Winneconne High School Tolsia High School* Flambeau High School Oconomowoc High School Winter High School Wayne High School* Frederic 6-12 School Oconto High School* Wisconsin Connections Academy Freedom High School Osceola High School Wisconsin Dells High School WISCONSIN Galesville-Ettrick-Trempealeau High School Osseo-Fairchild High School* Wisconsin Heights High School Adams-Friendship High School Germantown High School Ozaukee High School Wittenberg-Birnamwood High School Albany High School Gillett High School Palmyra-Eagle High School Wrightstown High School Altoona High School Gilmanton High School Pardeeville High School Amery High School Greenwood High School Parker High School WYOMING Arcadia High School Gresham High School Peshtigo High School Cody High School Argyle High School Harborside Academy Plum City High School Douglas High School Athens High School Hayward High School Plymouth High School Glenrock High School Auburndale High School Holmen High School Port Washington High School Heart Mountain Academy Baraboo High School* Horace Mann High School Portage High School Kelly Walsh High School Barron High School Hortonville High School Poynette High School Natrona County High School Bayfield High School* Independence High School* Prairie Farm High School Newcastle High School Beaver Dam High School Iowa-Grant High School Preble High School Riverside High School Belleville High School Johnson Creek Middle & High School Prescott High School* Rock Springs High School Birchwood High School Kettle Moraine High School Princeton School Roosevelt High School Bloomer High School Kewaskum High School Pulaski High School Torrington High School Bruce High School

24 NGPF’s 2021 State of Financial Education Report