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11 ++ 2020-2021 $$ xx %% NGPF’s 2021 State of Financial == Education Report ¢¢ Who Has Access to Financial Education in America Today? In the 2020-2021 school year, nearly 7 out of 10 students across U.S. high schools had access to a standalone Personal Finance course. 2.4M (1 in 5 U.S. high school students) were guaranteed to take the course prior to graduation.

GOLD STANDARD GOLD STANDARD (NATIONWIDE) (OUTSIDE GUARANTEE STATES)*

In public U.S. high schools, In public U.S. high schools,

1 IN 5 1 IN 9 $$ students were guaranteed to take a students were guaranteed to take a W-4 standalone Personal Finance course standalone Personal Finance course W-4 prior to graduation. prior to graduation.

STATE POLICY IMPACTS NATIONWIDE ACCESS (GOLD + SILVER STANDARD) Currently, In public U.S. high schools,

= 7 IN = 7 10 states have or are implementing statewide guarantees for a standalone students have access to or are ¢ guaranteed to take a standalone ¢ Personal Finance course for all high school students. North Carolina and Mississippi Personal Finance course prior are currently implementing. to graduation.

How states are guaranteeing Personal Finance for their students:

In 2018, the Mississippi Department of Education Signed in 2018, North Carolina’s legislation echoes created a 1-year College & Career Readiness (CCR) neighboring state ’s, by which all students take Course for the entering freshman class of the one semester of Economics and one semester of 2018-2019 school year. The course combines Personal Finance. All North Carolina high school one semester of career exploration and college students, beginning with the graduating class of 2024, transition preparation with one semester of will take a 1-year Economics and Personal Finance Personal Finance. The Class of 2022 will be the (EPF) course within the social studies department. first graduating class with the CCR course on all Approximately 40% of all North Carolina public high of their transcripts. schools added the EPF course to their course catalogs in 2020-2021, with the remainder expected to do so during the 2021-2022 school year.

2 NGPF’s 2021 State of Financial Education Report Who Has Access to Financial Education in America Today? While 1 in 9 students outside Guarantee States will take a standalone Personal Finance course prior to graduation, this number dips significantly among students in schools with 75%+ Black and Brown students or 75%+ Free and Reduced Lunch eligibility. Students across the country are not getting equitable access to Personal Finance education. OUTSIDE GUARANTEE STATES

RACIAL EQUITY SOCIO-ECONOMIC EQUITY

In schools with 75%+ Black and In schools with 75%+ Free and ++ Brown student population, only Reduced Lunch eligibility, only 401k401k 1 IN 14 1 IN 13 students were guaranteed to take a students were guaranteed to take a standalone Personal Finance course standalone Personal Finance course prior to graduation. prior to graduation.

EQUITY BY COMMUNITY SETTING Gold Standard Access by School Locale (Outside Guarantee States):

17.4% 12.1% 8.6% of high school students in of high school students in of high school students rural locales are guaranteed suburb + town locales are in city locales are guaranteed % to take a standalone Personal FAFSAFAFSA% guaranteed to take a stand- to take a standalone Finance course. alone Personal Finance course. Personal Finance course.

Impact of individual large districts on access for students of color The racial equity data above (1 in 14) includes, among others, one particularly large district (Prince George’s County Schools, ) that committed in 2020 to all its students taking Personal Finance before graduation. Without that district’s representation as Gold Standard in the dataset, the proportion of students attending schools with greater than 75% Black and Brown students would be 1 in 20. This highlights the outsized impact that large districts can have on closing the gaps in equity identified above.

3 NGPF’s 2021 State of Financial Education Report U.S. Public High School Students with Access to the Gold Standard In the 2020-2021 school year, 20.6% of U.S. high school students attended schools in which ALL students took at least one semester-long course solely dedicated to Personal Finance. Outside the Guarantee States, this percentage was 11.9%.

WA ME 15.1% 4.4% ND MT VT 13.2% 13.1% 6.1% MN NH

OR 5.7% 9.2% NY WI MA 6.9% SD 34% MI 2% 5.1% ID 25.6% 0.9% WY 1.5% RI CT 32% PA 15% IA NJ 18.3% NE 14.9% OH 44% 67.5% DE 49.7% IN NV IL 28% 3.1% 11.2% 4.6% UT WV DC 13.7% VA 99.6% CO 3.5% 0% KS MO KY 98.9% MD CA 4.7% 33.7% 99.9% 3.6% 26.7% 0.8% NC TN 49% 99.4% OK SC AZ AR NM 43.1% 0.6% 38.8% 4.3% 0.3% GA AL MS 0.4% 0% 97.3%

TX AK LA 0.2% 2.2% 2.3% HI 0% FL 0.8%

GUARANTEE STATE

TRANSITIONING TO GUARANTEE STATE

4 NGPF’s 2021 State of Financial Education Report U.S. Public High School Students with Access to the Silver OR Gold Standard In the 2020-2021 school year, 68.9% of U.S. high school students had access to at least one semester of Personal Finance as an elective or graduation requirement.

WA ME 63.4% 64.3% ND VT MT 75.6% 61.1% 89.1% MN NH

OR 80% 83.4% NY WI MA 38.4% SD ID 93% MI 46.7% 73.5% 97.6% RI 61% WY 74.7% CT 92.7% PA 77.9% NJ 85.4% IA 82.7% NE 92.7% 82.3% OH DE 81.9% IN NV IL 69.3% 35.7% 81.6% 71% UT 58.1% WV DC VA 99.6% CO 79.8% 5.9% KS MO KY 99.2% MD CA 59.7% 87.1% 99.9% 66.8% 91.4% 25.2% NC TN 80.5% 99.4% OK SC AZ AR NM 74.9% 68.9% 46.6% 75.8% 83.4% AL GA MS 62% 67.6% 97.8%

TX AK LA 87.3% 69.6% 73.1% HI 0% FL 39.2%

GUARANTEE STATE

TRANSITIONING TO GUARANTEE STATE

5 NGPF’s 2021 State of Financial Education Report Gold, Silver, and Bronze Schools Standards by State

ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA G 97.3% G 0.2% G 0.6% G 38.8% G 0.8% G 4.7% G 18.3% G 3.1% G 0% G 0.8% G 0.4% S 0.4% S 69.4% S 46% S 37% S 24.4% S 55.1% S 67.1% S 32.6% S 5.9% S 38.5% S 61.6% B 1.7% B 30.4% B 51.2% B 20.5% B 53.8% B 39.1% B 13.3% B 59.2% B 57.6% B 56.8% B 31.4% N 0.6% N 0% N 2.1% N 3.7% N 21.1% N 1.1% N 1.3% N 5.1% N 36.5% N 4% N 6.6%

HAWAII IDAHO INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND G 0% G 0.9% G 13.7% G 11.2% G 67.5% G 33.7% G 3.6% G 2.3% G 15.1% G 26.7% G 5.1% S 0% S 60.1% S 44.5% S 70.4% S 14.8% S 53.4% S 63.2% S 70.7% S 48.3% S 64.6% S 68.4% B 66.7% B 33.1% B 37.1% B 12.3% B 17.7% B 12.9% B 29% B 24.5% B 30.2% B 7.5% B 19.4% N 33.3% N 5.9% N 4.8% N 6.1% N 0% N 0% N 4.2% N 2.4% N 6.3% N 1.2% N 7.1%

MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW YORK NEW MEXICO G 1.5% G 5.7% G 0% G 99.9% G 6.1% G 49.7% G 4.6% G 9.2% G 44% G 2% G 0.3% S 73.2% S 74.3% S 67.6% S 0% S 83% S 32.2% S 66.4% S 74.2% S 48.7% S 44.7% S 83% B 23.4% B 17.1% B 29.4% B 0.1% B 9.1% B 18.1% B 17% B 14.3% B 6.6% B 50.5% B 7.3% N 1.8% N 3% N 3% N 0% N 1.8% N 0% N 12% N 2.3% N 0.7% N 2.8% N 9.3%

NORTH DAKOTA NORTH CAROLINA OHIO OREGON RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA G 13.2% G 49% G 28% G 43.1% G 6.9% G 14.9% G 15% G 4.3% G 25.6% G 99.4% G 2.2% S 62.4% S 31.5% S 41.3% S 31.7% S 31.5% S 67.8% S 77.6% S 64.6% S 71.9% S 0% S 85.2% B 23.7% B 16.4% B 29.1% B 22.9% B 38.5% B 15.1% B 6% B 18% B 1.1% B 0.3% B 10.2% N 0.8% N 3.1% N 1.5% N 2.3% N 23% N 2.2% N 1.3% N 13.2% N 0.2% N 0.3% N 2.5%

G (GOLD) Students guaranteed at least one semester of standalone Personal Finance course VERMONT VIRGINA WASHINGTON WEST VIRGINIA WYOMING S (SILVER) Students have access to at least one semester Personal Finance G 99.6% G 13.1% G 98.9% G 4.4% G 3.5% G 34% G 32% course as an elective S 0% S 48% S 0.4% S 59.9% S 76.4% S 59% S 46% B (BRONZE) Students have access to Personal Finance education B 0.4% B 35.6% B 0.4% B 25.6% B 18.7% B 6.5% B 15% embedded in another course N 0% N 3.3% N 0.4% N 10.1% N 1.5% N 0.5% N 7% N (NO OFFER) Students have no access to Personal Finance education

6 NGPF’s 2021 State of Financial Education Report State Rankings: Gold Standard Access to Personal Finance Courses

RANK STATE GOLD STANDARD RANKING (BY STUDENTS) RANK STATE GOLD STANDARD RANKING (BY STUDENTS)

1 MISSOURI* 99.9% 27 OREGON 6.9%

2 UTAH* 99.6% 28 MONTANA 6.1%

3 TENNESSEE* 99.4% 29 MINNESOTA 5.7%

4 VIRGINIA* 98.9% 30 MASSACHUSETTS 5.1%

5 * 97.3% 31 COLORADO 4.7%

6 IOWA 67.5% 32 NEVADA 4.6%

7 NEBRASKA 49.7% 33 WASHINGTON 4.4%

8 NORTH CAROLINA** 49% 34 SOUTH CAROLINA 4.3%

9 NEW JERSEY 44% 35 KENTUCKY 3.6%

1o OKLAHOMA 43.1% 36 WEST VIRGINIA 3.5%

11 ARKANSAS 38.8% 37 DELAWARE 3.1%

12 WISCONSIN 34% 38 LOUISIANA 2.3%

13 KANSAS 33.7% 39 TEXAS 2.2%

14 WYOMING 32% 40 NEW YORK 2%

15 OHIO 28% 41 MICHIGAN 1.5%

16 MARYLAND 26.7% 42 IDAHO 0.9%

17 SOUTH DAKOTA 25.6% 43 FLORIDA 0.8%

18 CONNECTICUT 18.3% 44 CALIFORNIA 0.8%

19 MAINE 15.1% 45 ARIZONA 0.6%

20 RHODE ISLAND 15% 46 GEORGIA 0.4%

21 PENNSYLVANIA 14.9% 47 NEW MEXICO 0.3%

22 ILLINOIS 13.7% 48 ALASKA 0.2%

23 NORTH DAKOTA 13.2% 49 DISTRICT OF COLUMBIA 0%

24 VERMONT 13.1% 50 HAWAII 0%

25 INDIANA 11.2% 51 MISSISSIPPI** 0%

26 NEW HAMPSHIRE 9.2%

*Guarantee States ** Transitioning to Guarantee State

7 NGPF’s 2021 State of Financial Education Report Top 5: States with top Gold Standard Growth from SY 2019-2020 to SY 2020-2021

1.8% 38.8% ARKANSAS

14.1% 49% NORTH CAROLINA*

36.6% 67.5% IOWA

2.4% 26.7% MARYLAND

3.9% 15% RHODE ISLAND

Gold Standard Students 2019-2020 2020-2021

* Transitioning to Guarantee State

8 NGPF’s 2021 State of Financial Education Report Top 5: States with top Gold + Silver Standard Growth from SY 2019-2020 to SY 2020-2021

16.7% 39.2% FLORIDA

42.7% 61% IDAHO

43.9% 61.1% VERMONT

52.6% 62% GEORGIA

29.6% 38.4% OREGON

Silver + Gold (Access) Standard Students 2019-2020 2020-2021

9 NGPF’s 2021 State of Financial Education Report Paths to Mission: 2025 and Mission: 2030 2020-2021 was the first school year during which more students attended Gold Standard schools outside the current Guarantee States than in them. This inflection point suggests that both state legislation AND school-by-school advocacy have a role to play in Mission: 2030. Furthermore, grassroots advocacy influences state commitments to guarantee financial education for all and vice versa. Together, pragmatic state leaders and passionate educators are building a future in which all young people take Personal Finance prior to graduation.

Mission: 2025 - By 2025, ALL students will have access to at least one semester of Personal Finance as an elective

Mission: 2030 - By 2030, ALL students will take a one semester Personal Finance course before graduating from high school

MISSION 2030

MISSION 2025 Silver Access growth projection with state intervention and grassroots advocacy

Gold Access growth 100% projection with state intervention and 100% 100% grassroots advocacy % OF STUDENT ACCESS ACCESS STUDENT OF % 50%

51.5% Gold Access growth 50.2% projection with state intervention only

31.8%

20.6%

2017-2018 2018-2019 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030

10 NGPF’s 2021 State of Financial Education Report Methodology 1. The data underlying the report reflects course catalogs from 11,049 high schools serving 11,752,118 high school students nationwide. The most recent NCES data estimates that there are 15,400,000 high school students in the U.S. today. Therefore, this data covers an estimated 76.3% of public high school students in the U.S.

2. Sources: 77.8% of school level data is from Dr. Carly Urban and her research team’s latest study (2021) at Montana State University. The remaining 22.2% of school level data is from:

A) teacher-reported, NGPF-vetted update requests on NGPF’s Got Finance? School Search Tool, B) the previous year’s research (2019-2020 school year) from Dr. Carly Urban, C) data collected as part of NGPF’s grant programs, prior research, and teacher surveys.

All school level data reflects the most recent data that NGPF currently houses for each school. While 80%+ of the report’s underlying data is from the most recent school year, some school data reflects the 2019-2020 school year or prior (where course catalogs were unavailable for the current school year).

3. For the purpose of this report, all ‘Gold Standard School’ data includes both current Gold Standard Schools as well as FUTURE Gold Standard Schools. FUTURE Gold Standard Schools are high schools that have proven their intent to guarantee a standalone Personal Finance course for all their students by providing School Board Minutes and additional documentation for NGPF grant programs.

4. A ‘Guarantee State’ is a state with a statewide, standalone, one semester (+) Personal Finance graduation requirement. Currently, NGPF recognizes 5 states (AL, MO, TN, UT, VA) as ‘Guarantee States’ and 2 states (NC, MS) as future ‘Guarantee States,’ as they have begun to transition schools to new graduation requirements.

5. Year over Year Growth shows 2019-2020’s total number of students with guaranteed access to a standalone Personal Finance course vs 2020-2021’s total number of students with guaranteed access to a standalone Personal Finance course.

6. Paths to Mission:2025 and Mission: 2030 growth models assumes:

A) that Mission: 2025 will be successful in building access to a standalone Personal Finance course of at least one semester for 100% of U.S. school students by 2025, B) that the states with the largest percentage of students attending ‘Silver Standard Schools’ in the 2020-2021 school year will approve legislation soonest, with one state adopting a Personal Finance course guarantee each year, and C) that grassroots advocacy will guarantee access for an additional:

i 100,000 students per year from 2021 to 2023, ii 200.000 students per year from 2024 to 2025, iii 300,000 students per year from 2026 to 2027, iv 400,000 students per year from 2028 to 2029, and v 500,000 students in 2030.

7. For Mississippi: Despite having no gold standard schools among those with online course catalogs in the 2020-2021 AY, the Mississippi Department of Education provided a list of 150 schools that reported offering the College and Career Readiness course this year. Since the course catalog data do not match this list and no enrollment data was readily available, we decided to maintain consistency in reporting Gold Standard Schools. We expect that most of the Career and College Readiness course guarantees will begin when the graduating class of 2022 are seniors.

11 NGPF’s 2021 State of Financial Education Report Gold standard schools

* Indicates a school whose governing board has committed to adopting a Personal Finance graduation requirement. These schools are currently in the implementation phase of their new requirement. If your school meets the Gold Standard but is not in the list below, please click here to get your school added. If you are ready to meet the Gold Standard Challenge, click here to get started.

ALABAMA Pleasant Grove High School Arkansas High School Geneva County High School Augusta High School Rehobeth High School Beebe High School Appalachian School Guntersville High School Bentonville High School Arab High School Haleyville High School Rogers High School Bentonville West High School Athens High School Hartselle High School Russellville High School Bryant High School Auburn High School Samson High School Conway High West Austin High School Helena High School Satsuma City High School El Dorado High School Baker High School Hewitttrussville High School Fayetteville High School East Baldwin County High School Hillcrest High School Gosnell High School Beauregard High School Holt High School Shades Valley High School Green Forest High School Benjamin Russell High School Shelby County High School Greenbrier High School Berry High School Hoover High School Sipsey Valley High School Har-Ber High School Beulah High School Slocomb High School Harmony Grove High School Billingsley High School Smiths Station High School Heber Springs High School Huntsville High School Southeastern Elementary School Jacksonville High School Brewbaker Tech Magnet High School J.B. Pennington High School Southside High School Pea Ridge High School Brookwood High School James Clemens High School Rogers Heritage High School Buckhorn High School High School Rogers High School Calera High School Jemison High School Sheridan High School Carroll High School Jess Lanier High School Springville High School Springdale High School Carver Senior High School Keith Middle-High School Susan Moore High School Valley View High School Central High School Kinston School Sweet Water High School Van Buren High School Central High School Lafayette High School Sylacauga High School Walnut Ridge High School Charles Henderson High School Lauderdale County High School Tallassee High School Chelsea High School Lee High School Tanner High School CALIFORNIA Cherokee High School Lee High School Tarrant High School Antelope High School Childersburg High School Lincoln High School Center High School Clay-Chalkville High School Locust Fork High School Chester Jr./Sr. High School Colbert County High School Madison County High School Tuscaloosa County High School Ferndale High School Colbert Marbury High School Vestavia Hills High School Granite Bay High School Columbia High School Mary G. Montgomery High School Vincent Middle High School Greenville Jr./Sr. High School Mcadory High School Virgil Grissom High School Oakmont High School Danville High School Montevallo High School W.P. Davidson High School Portola Jr./Sr. High School Moody High School Weaver High School Quincy Jr./Sr. High School Decatur High School Mountain Brook High School Wellborn High School Roseville High School Demopolis High School Murphy High School West Limestone High School Muscle Shoals High School West Point High School COLORADO East Lawrence High School New Century Technology High School Wetumpka High School East Limestone High School New Hope High School Woodlawn High School Arapahoe High School Elkmont High School Northridge High School Caprock Academy Enterprise High School Northside High School ALASKA Eaton High School Eufaula High School Northview High School Haines High School Erie High School Fairfield High Preparatory School Estes Park High School ARIZONA La Junta Jr./Sr. High School Fairview High School Oxford High School American Leadership Academy Lake County High School Fayette County High School Park Crossing High School American Leadership Academy - Queen Creek Liberty Common Charter School Florence High School Paul W. Bryant High School Baboquivari High School Lyons Jr./Sr. High School Mead High School Pike Road High School ARKANSAS Nederland Jr./Sr. High School Arkadelphia High School

12 NGPF’s 2021 State of Financial Education Report Skyline High School Dwight High School Hagerstown Jr./Sr. High School Central High School Springfield Jr./Sr. High School* Elmwood Park High School Hammond Academy Of Science & Tech Central Lee High School Sterling High School Eureka High School Hebron High School Central Lyon Senior High School Evergreen Park High School Huntington North High School Charles City High School CONNECTICUT Galva Jr./Sr. High School Indian Creek Senior High School Clarke Community High School Ansonia High School Geneva Community High School Knightstown High School Clayton Ridge High School Avon High School Glenbrook North High School Kouts Jr./Sr. High School Clear Creek Amana High School Berlin High School Glenbrook Lake Central High School Clinton High School Bethel High School Goal-Granting Opp For Alternative Learning Monrovia High School Colfax-Mingo High School Brookfield High School Heyworth Jr./Sr.High School Mount Vernon High School Crestwood High School Bunnell High School Hillcrest High School Muncie Central High School Dallas Center-Grimes High School Cheshire High School Huntley High School New Albany Senior High School Davis County Community High School Danbury High School Johnsburg High School Northview High School Ellington High School* Kaneland Senior High School Pike Central High School Dike-New Hartford High School Granby Memorial High School La Moille High School Pike High School Dubuque Senior High School Hill Regional Career High School Lexington High School Portage High School East Buchanan High School Lewis S. Mills High School Lyons Township High School Salem High School East High School Manchester High School Maine East High School* Sheridan High School East High School Middletown High School Maine South High School* South Adams High School East High School Montville High School Maine West High School* South Central Jr./Sr. High School East Sac County High School New Fairfield High School Mercer County High School Speedway Senior High School Easton Valley High School New Milford High School Metea Valley High School Thomas A Edison Jr./Sr. High School Elizabeth Tate Alternative High School Newtown High School Morris Community High School Tipton High School Estherville Lincoln Central High School Oxford High School Mt. Olive High School Twin Lakes Senior High School Forest City High School Rockville High School Mt. Zion High School Wawasee High School Fort Dodge High School Seymour High School Naperville Central High School West Noble High School George Washington High School Somers High School Naperville North High School Whiting High School Gladbrook-Reinbeck Jr./Sr. High School Stonington High School Neuqua Valley High School Winchester Community High School Glenwood Senior High School Stratford High School O’Fallon High School Yorktown High School Grinnell Community Senior High School Suffield High School Oak Forest High School Harlan High School Thomaston High School Okaw Valley High School IOWA Hartley-Melvin-Sanborn High School Watertown High School Oswego East High School Adm Senior High School Hempstead High School Wheeler High School Oswego High School AGWSR High School HLV Jr./Sr. High School Pearl City High School Ahstw High School Hoover High School DELAWARE Reed-Custer High School Albia High School Humboldt High School Laurel Senior High School Rockridge High School Alta-Aurelia High School Independence Jr./Sr. High School Mot Charter High School Romeoville High School Ames High School Indianola High School Sandwich Community High School Anamosa High School Iowa City High School FLORIDA Scales Mound High School Atlantic High School Iowa Falls - Alden High School Hillsborough High School Sherrard High School Ballard High School Iowa Valley Jr./Sr. High School West Port High School Staunton High School Baxter High School Janesville Jr./Sr. High School Stewardson-Strasburg High School Bedford High School John F Kennedy High School IDAHO Taylorville Senior High School Benton Community Senior High School Johnston Senior High School Horseshoe Bend Jr./Sr. High School Thompsonville High School Bondurant-Farrar High School Keota High School Kimberly High School Tinley Park High School Boone High School Kingsley-Pierson High School United High School Boyden- Knoxville High School ILLINOIS Burlington Community High School Alden-Hebron High School Urban Prep Charter West Campus High School Lake Mills Senior High School Calamus-Wheatland Secondary Attendance Bolingbrook High School Valmeyer High School Lewis Central Senior High School Center Bremen High School Valley High School Liberty High School Camanche High School Brimfield High School Zion-Benton Township High School Lincoln High School Carlisle High School Canton High School Linn-Mar High School INDIANA Carroll High School Carterville High School Lone Tree Jr./Sr. High School Alexandria-Monroe High School Cascade Junior-Senior High School Central High School Louisa-Muscatine High School Anderson High School Cedar Falls High School Central High School Manson Northwest Webster Jr./Sr. High School Boone Grove High School Center Point-Urbana High School Chester High School Maple Valley-Anthon Oto High School Churubusco Jr./Sr. High School Centerville High School Cissna Park Senior High School Maquoketa Community High School Clay City Jr./Sr. High School Central City High School Dakota Jr./Sr. High School Maquoketa Valley Senior High School Corydon Central High School Central Decatur Jr./Sr. High School Dupo High School Marshalltown High School Delta High School Central Dewitt High School Mediapolis High School

13 NGPF’s 2021 State of Financial Education Report Melcher-Dallas High School West Delaware High School Salina High South Chesapeake Math And IT South Public Charter* Mid-Prairie High School West Hancock High School Seaman High School * Midland Jr./Sr. High School West Harrison High School Shawnee Mission East High School Colonel Missouri Valley High School West High School Shawnee Mission North High School Croom High School* MMCRU High School West High School Shawnee Mission Northwest High School * Montezuma High School West High School Shawnee Mission South High School Dr. Henry A. Wise Jr. High School* Moravia High School West Liberty High School Shawnee Mission West High School Duval High School* Mount Ayr High School West Lyon High School South High School Eleanor Roosevelt High School* Mount Pleasant High School West Senior High School Southeast High School Fairmont Heights High School* Mount Vernon High School Western Dubuque High School Spring Hill High School Fort Hill High School Nashua-Plainfield Jr./Sr. High School Winterset Senior High School Topeka West High School Francis Scott Key High School Nevada High School Woodward-Granger High School Ulysses High School Frederick Douglass High School* Newton Senior High School Valley Center High School * North Cedar Jr./Sr. High School KANSAS Wabaunsee Senior High School Green Valley Academy At Edgar Allan Poe* North High School Andale High School Wakefield High School * North High School Arkansas City High School Washington County High School* Henry E. Lackey High School North High School Atchison County Community Jr./Sr. High School Wellsville High School * North Iowa High School Beloit Jr./Sr. High School West Franklin High School Huntingtown High School North Polk High School Buhler High School West High School International High School at Langley Park* North Tama High School Burlington High School Wichita Alternative High School International High School at Largo* North-Linn Senior High School Centre School Wichita Learning Center La Plata High School Northeast Middle-High School Cheney High School Yates Center High School Largo High School* Northwood-Kensett Jr./Sr. High School Clay Center Community High School Laurel High School* Odebolt Arthur Battle Creek Ida Grove High Clearwater High School KENTUCKY Liberty High School School Columbus High School Butler Traditional High School Manchester Valley High School Oskaloosa High School Concordia Jr./Sr. High School Owensboro High School Maurice J. Mcdonough High School PCM High School Conway Springs High School Paul G. Blazer High School Mountain Ridge High School Pella High School Doniphan West Jr./Sr. High School Pulaski County High School North Caroline High School Pleasantville High School Douglass High School North Point High School Prairie High School East High School LOUISIANA Northern High School Red Oak High School Elkhart High School East Ascension High School Northwestern High School* Riceville High School Eudora High School Westgate High School * Ridge View High School Fairfield High School * Roosevelt High School Fredonia Jr./Sr. High School MAINE Patuxent High School Bonny Eagle High School Sergeant Bluff-Luton Senior High School Halstead High School Potomac High School* Boothbay Region High School Sheldon High School Haven High School South Carroll High School Camden Hills Regional High School Sigourney Jr./Sr. High School Heights High School St. Charles High School Edward Little High School Solon High School Herington High School * Gray-New Gloucester High School South Hamilton Jr./Sr. High School Hesston High School Surrattsville High School* Lawrence High School Southeast Polk High School Highland Park High School Tall Oaks High School* Madison Area Memorial High School Southeast Valley High School Horton High School* Thomas Stone High School Maranacook Community High School Spirit Lake High School Iola Senior High School Westlake High School Old Orchard Beach High School Springville Secondary School Jackson Heights Jr./Sr. High School Westminster High School Sanford High School St. Ansgar High School Jayhawk-Linn High School Winters Mill High School Starmont High School Lincoln Jr./Sr. High School Skowhegan Area High School Sumner-Fredericksburg High School Marais Des Cygnes Valley High School MASSACHUSETTS MARYLAND Thomas Jefferson High School Neodesha High School Ayer Shirley Regional High School Academy Of Health Sciences At PGCC* Tipton High School Newton Senior High School Dracut Senior High School Allegany High School Treynor High School North High School Georgetown High School Annapolis Road Academy* Turkey Valley Jr./Sr. High School Northeast Magnet High School Hampshire Regional High School * Twin Cedars Jr./Sr. High School Northern Heights High School Bowie High School* Union High School Northwest High School High School Calvert High School Vinton-Shellsburg High School Oskaloosa Jr./Sr. High School Career And Technical Education Evening High Oxford Jr./Sr. High School North School* Washington High School Prairie View High School Central High School* Washington High School Riverton High School Swampscott High School Century High School Waukon High School Rock Creek Jr./Sr. High School Westfield High School Charles Herbert Flowers High School* Waverly-Shell Rock Senior High School Royal Valley High School Westfield Technical Academy Chesapeake Math And IT Public Charter* West Branch High School Salina High Central Westport Jr./Sr. High School

14 NGPF’s 2021 State of Financial Education Report Whitman Hanson Regional High School Bayless Senior High School Clopton High School Grain Valley High School Wilmington High School Belle High School Cole Camp High School Grand Center Arts Academy High School Belton High School Collegiate School Of Med/Bio Grandview High School MICHIGAN Benton High School Concordia High School Grandview Senior High School Centreville Jr./Sr. High School* Bernie High School Conway High School Green City High School Corunna High School Blair Oaks High School Couch High School Green Ridge High School Flextech High School - Novi Bloomfield High School Crest Ridge High School Greenfield High School Lake Orion Community High School Blue Eye High School Crystal City High School Grundy County High School Macomb Academy of Arts and Sciences Blue Springs High School Cuba High School Halfway Secondary School Maple Valley Jr./Sr. High School Blue Springs South High School David H. Hickman High School Hallsville High School Mona Shores High School Bolivar High School Delta C-7 High School Hancock Senior High School Sand Creek High School Boonville High School Delta High School Hannibal Senior High School Bourbon High School Desoto Senior High School Harrisburg High School MINNESOTA Green High School Dexter High School Harrisonville High School Atwater Cosmos Grove City Secondary School Bradleyville High School Diamond High School Hazelwood Central High School Barnum Secondary School Branson High School Dixon High School Hazelwood East High School Big Lake Senior High School Braymer High School Doniphan High School Hazelwood West High School Blooming Prairie Secondary School Brentwood High School Dora High School Herculaneum High School Brooklyn Center Secondary School Bronaugh High School Drexel High School Hermann High School Buffalo Lake-Hector Secondary School Brookfield High School East Buchanan High School Hermitage High School Chatfield Secondary School Brunswick High School East High School Highland Jr./Sr. High School Dassel-Cokato Senior High School Bucklin High School East Newton High School Hillcrest High School Detroit Lakes Area Learning Center Buffalo High School East Prairie High School Hillsboro High School Detroit Lakes Senior High School Bunceton High School El Dorado Springs High School Holden High School Dilworth-Glyndon-Felton Senior High School Bunker High School Eldon High School Hollister High School East Grand Forks Senior High School Butler High School Elsberry High School High School Grand Rapids Senior High School Cainsville High School Emil E. Holt Senior High School Humansville High School Hopkins Senior High School Calhoun High School Eugene High School Hume High School Kasson-Mantorville Senior High School California High School Eureka Senior High School Iberia High School Lakeview Secondary School Cameron High School Excelsior Springs High School Jackson Senior High School Leroy Secondary School Campbell High School Exeter High School Jamestown C-I High School Medford Secondary School Canton High School Fair Grove High School Jasper High School Moose Lake Secondary school Carl Junction High School Fair Play High School Jefferson City High School Ortonville Secondary School Carnahan School of the Future Fairfax High School Jefferson High School Pine River-Backus High School Carrollton Senior High School Farmington Senior High School Jefferson High School Randolph Secondary School Carthage High School Fatima High School Joplin High School Rocori Senior High School Caruthersville High School Fayette High School Kearney High School RTR High School* Cassville High School Festus Senior High School Kennett High School St. Charles Secondary School Center Senior High School Fordland High School Kickapoo High School Tri-City United High School Central Academy Of Excellence Forsyth High School Kingston High School Underwood Secondary School Central High School Fort Osage High School Kingsville High School United South Central High School Central High School Fox Senior High School Kirksville Senior High School Walker-Hackensack-Akeley Sec. Central High School Francis Howell Central High School Kirkwood Senior High School Watertown Mayer High School Central High School Francis Howell High School Knob Noster High School Willow River Secondary School* Central High School Francis Howell North High School Knox County High School Windom Senior High School Central High School Fredericktown High School Koshkonong High School Centralia High School Ft. Zumwalt East High School La Monte High School MISSOURI Chadwick High School Ft. Zumwalt North High School La Plata High School Adrian Senior High School Chaffee Jr./Sr. High School Ft. Zumwalt South High School Ladue Horton Watkins High School Chamois High School Ft. Zumwalt West High School Lafayette County High School Albany High School Charleston High School Fulton Senior High School Lafayette High School Alta Vista Charter School Chilhowee High School Gainesville High School Lafayette Senior High School Arcadia Valley High School Chillicothe High School Galena High School Lamar High School Archie High School Clarkton High School Gallatin High School Lawson High School Ash Grove High School Clayton High School Gateway High School Lebanon Senior High School Atlanta High School Clearwater High School Gideon High School Lees Summit North High School Aurora High School Clever High School Glasgow High School Lees Summit Senior High School Ava High School Climax Springs High School Glendale High School Lees Summit West High School Ballard High School Clinton Senior High School Golden City High School Leeton High School

15 NGPF’s 2021 State of Financial Education Report Lesterville High School Newburg High School Riverview Gardens Senior High School Trenton Senior High School Liberty High School Newtown-Harris High School Rock Bridge Senior High School Troy Buchanan High School Liberty High School Niangua High School Rock Port High School Truman High School Liberty North High School Nixa High School Rockwood Summit Senior High School Union High School Liberty Senior High School Nodaway-Holt Jr./Sr. High School Rolla Senior High School University City Senior High School Licking High School Normandy High School Ruskin High School Van Horn High School Lift For Life Academy High School North Andrew High School Russellville High School Van-Far Jr./Sr. High School Lincoln College Preparatory North Callaway High School Salem Senior High School Verona High School Lindbergh Senior High School North County Senior High School Salisbury High School Walnut Grove High School Linn High School North High School Santa Fe High School Warrensburg High School Lockwood High School North Kansas City High School Savannah High School Warrenton High School Logan-Rogersville High School North Platte High School Schuyler County High School Warsaw High School Lone Jack High School North Shelby High School Scotland County High School Washington High School Louisiana High School Northeast High School Scott City High School Waynesville Senior High School Macks Creek High School Northeast Nodaway High School Scott County Central High School Weaubleau High School Macon County High School Northview High School Seckman Senior High School Webb City High School Macon Senior High School Northwest High School Senath-Hornersville High School Webster Groves High School Madison High School Northwestern High School Seneca High School Wellsville-Middletown High School Oak Grove High School Sheldon High School West County High School Maplewood-Richmond Heights High School Oak Park High School Sherwood High School West High School Marceline High School Oakville Senior High School Sikeston Senior High School West Plains Senior High School Marion C. Skyline High School Westran High School Marion County High School Slater High School Wheatland High School Mark Twain Senior High School Orrick High School Smith-Cotton High School Wheaton High School Marquette Senior High School Osage High School Smithton High School Willard High School Marshall Senior High School Osborn High School Smithville High School William Chrisman High School Marshfield High School Osceola Jr./Sr. High School Soldan International Studies Willow Springs High School Maryville High School Otterville High School South Callaway High School Windsor High School Maysville Jr./Sr. High School Owensville High School South Harrison High School Windsor High School Mccluer High School Ozark High School South High School Winfield High School Mccluer North High School Pacific High School South Holt High School Winnetonka High School Mccluer South-Berkeley High School Palmyra High School South Iron High School Worth County High School Mcdonald County High School Paris High School South Shelby High School Mckinley Classical Leadership Academy Park Hill High School Southern Boone High School Zalma High School Meadow Heights High School Park Hill South High School Southwest High School Meadville High School Parkview High School Southwest Livingston County R-1 High School MONTANA Paseo Academy Of Performing Arts Sparta High School Absarokee High School Mercer High School Pattonville Senior High School Spokane High School Box Elder High School Metro High School Penney High School St. Charles High School Glasgow High School* Mexico High School Perryville Senior High School St. Charles West High School Hamilton High School Miami High School Pierce City High School St. Clair High School Polson High School Mid-Buchanan Senior High School Platte County High School St. Elizabeth High School St Ignatius High School Pleasant Hill High School St. James High School Stevensville High School Milan High School Polo High School Staley High School Sweet Grass County High School Miller Career Academy Poplar Bluff High School Stanberry High School Miller High School Potosi High School Ste. Genevieve Senior High School NEBRASKA Moberly Senior High School Princeton R-V Jr./Sr. High School Steelville High School Alliance High School Monett High School Putnam County High School Stewartsville High School Bayard Secondary School Monroe City R-I High School Raymore-Peculiar Senior High School Stockton High School Beatrice High School Montgomery County High School Raytown Senior High School Stoutland High School Bennington High School Morgan County High School Raytown South Senior High School Strafford High School Benson Magnet High School Mound City High School Reeds Sullivan Senior High School Blair High School Mountain Grove High School Republic High School Summersville High School Broken Bow High School Mt. Vernon High School Richland High School Sumner High School Bryan High School Muriel W. Battle High School Richland High School Tarkio High School Burke High School Neosho High School Richmond High School Thomas W. Kelly High School Central City High School Nevada High School Ridgeway High School Timberland High School Central High School New Bloomfield High School Risco High School Tina-Avalon High School Centura Secondary School New Haven High School Ritenour Senior High School Tipton High School Columbus High School

16 NGPF’s 2021 State of Financial Education Report Crete High School Cedar Grove High School North Warren Regional School Washington Township High School David City Secondary School Cinnaminson High School Northern Valley Regional High School At West Deptford High School Elkhorn High School Cliffside Park High School Demarest Elkhorn South High School Clifton High School West Morris Central High School Fremont Senior High School Collingswood High School Ocean City High School West Morris Mendham High School Gothenburg Secondary School Cumberland Regional High School Ocean Township High School West Windsor-Plainsboro High School North High School At Syracuse David Brearley Jr./Sr. High School Old Bridge High School West Windsor-Plainsboro High School South Lakeview High School Delran High School Westfield Senior High School Loup City High School Delsea Regional High School Park Ridge High School Whippany Park High School Millard North High School Dover High School Wildwood High School Millard South High School East Side High School Parsippany Hills High School Willingboro High School Millard West High School Edison High School Pascack Hills High School Woodbury Jr./Sr. High School Mitchell Secondary School Emerson Jr./Sr. High School Pascack Valley High School Neligh-Oakdale High School Gateway Regional High School Passaic County Technical Institute NEW MEXICO Northwest High School Glassboro High School Passaic County-Manchester Regional High School Magdalena High School Ogallala High School Passaic Valley Regional High School Navajo Pine High School Omaha North Magnet High School Gloucester City Jr./Sr. High School Paterson Charter School For Science/Technology Omaha Northwest High Magnet School Penns Grove High School NEW YORK Omaha South Magnet High School Pennsauken High School Akron High School Platteview Senior High School Haddon Heights Jr./Sr. High School Pequannock Township High School Bethpage Senior High School Plattsmouth High School Haddon Township High School Perth Amboy High School Clayton A Bouton High School Ralston High School Hammonton High School Phillipsburg High School Ellicottville Jr./Sr. High School* Rock County High School Pinelands Regional High School Jamestown High School Scottsbluff Senior High School Harrison High School Pitman High School Kipp Academy Charter School* Seward High School Hasbrouck Heights High School Point Pleasant Borough High School Mott Hall V School Sidney High School Highland Regional High School Pompton Lakes High School Orchard Park High School* Southern High School Hillsborough High School Rahway High School Spencerport High School St. Paul High School Holmdel High School Ramapo High School Thomas High School Superior Jr./Sr. High School Ramsey High School Wayne Senior High School Tri County Jr./Sr. High School Irvington High School Rancocas Valley Regional High School Webster-Schroeder High School Westside High School Kearny High School Randolph High School Windsor Central High School Yutan High School Keyport High School Red Bank Regional High School Kittatinny Regional High School Ridge High School NORTH CAROLINA NEVADA Lakeland Regional High School Ridgefield Park Jr./Sr. High School A.L. Brown High School Churchill County High School* Lawrence High School Ridgewood High School Albemarle High School Durango High School Lenape Valley Regional High School Riverside High School Alleghany High School Elko High School Leonia High School Robbinsville High School Andrews High School Spring Creek High School Livingston High School Roselle Park High School Apex Friendship High School Lodi High School Saddle Brook Jr./Sr. High School Apex High School NEW HAMPSHIRE Lyndhurst High School School Of Business Technology Marketing And Athens Drive High School Bedford High School Finance Avery County High School Bud Carlson Academy Manchester Township High School Science Park High School Ayden-Grifton High School Gorham High School Maple Shade High School Bartlett Yancey High School Hinsdale High School Memorial High School Shore Regional High School Beddingfield High School Merrimack Valley High School* Memorial High School Somerville High School Brevard High School Newfound Regional High School Metuchen High School South Brunswick High School Cape Fear High School Profile Senior High School Middlesex High School Sparta High School Career Academy And Technical School Spaulding High School Millville Senior High School Sterling High School Carson High School Woodsville High School Monroe Township High School Sussex County Technical School Cary High School Montville Township High School Timber Creek Regional High School Central Cabarrus High School NEW JERSEY Morris County School Of Technology Toms River High School East Central Davidson High School Arts High School Toms River High School North Charles E. Jordan High School Atlantic City High School Morris Knolls High School Toms River High School South Clayton High School Bayonne High School New Brunswick High School Trenton Central High School - Main Campus Cleveland High School Belleville High School New Egypt High School Trenton Central High School - West Campus Clinton High School New Providence High School Triton Regional High School Columbia High School Brick Township High School North Arlington High School Union High School Concord High School Brick Township Memorial High School North Hunterdon High School Voorhees High School Corinth Holders High School Carteret High School North Plainfield Middle School Warren Hills Regional High School Cox Mill High School

17 NGPF’s 2021 State of Financial Education Report Craven Early College High School Marvin Ridge High School South Davidson High School Bath High School Creswell High School Massey Hill Classical High School South Granville High School Beaver Local High School Cross Creek Early College Mcdowell High School South Iredell High School Beavercreek High School Crossroads Flex Middle Creek High School South Johnston High School Bedford High School Cumberland International Early College Millbrook High School South Lenoir High School Bellbrook High School Cumberland Polytechnic Mitchell High School South Stanly High School Bellefontaine High School Cuthbertson High School Monroe High School South Stokes High School Belmont High School D.H. Conley High School Mount Airy High School South View High School Belpre High School Davidson Early College Mount Pleasant High School Southeast Raleigh High School Benjamin Logan High School Dixon High School Mountain Heritage High School Southwest Edgecombe High School Bethel Tate High School Douglas Byrd High School Murphy High School Southwest High School Bexley High School E.E. Smith High School Nash Central High School Southwestern Randolph High School Big Walnut High School East Bladen High School Needham Broughton High School Statesville High School Black River High School East Burke High School New Bern High School Sun Valley High School Blanchester High School East Davidson High School New Hanover High School Swansboro High School Brecksville-Broadview Heights High School East Wake High School North Buncombe High School Tarboro High School Brooklyn High School Eastern Randolph High School North Davidson High School Terry Sanford High School Brookside High School Edgecombe Early College High School North Edgecombe High School Thomasville High School Bryan High School Emsley A. Laney High School North Henderson High School Trinity High School Buckeye Central High School Enka High School North Iredell High School Union County Early College Buckeye High School Enloe High School North Johnston High School Vance County High School Bucyrus Secondary School Erwin High School North Lenoir High School Vernon Malone College And Career Academy Canal Winchester High School Eugene Ashley High School North Pitt High School Wake Early College Of Health And Science Cedarville High School Farmville Central High School North Stanly High School Wake Forest High School Celina High School Fike High School Northeastern High School Wake Stem Early College High School Central Crossing High School First Flight High School Northern High School Wake Young Mens Leadership Academy Chalker High School Forest Hills High School Northside High School Wake Young Womens Leadership Academy Chippewa High School Freedom High School Northwest Cabarrus High School Wakefield High School Cincinnati College Preparatory Academy Fuquay-Varina High School Owen High School Weddington High School Claymont High School Garner High School Pamlico County High School West Bladen High School Clearview High School Gates County Senior High School Panther Creek High School West Craven High School Clinton-Massie High School Granville Central High School Parkwood High School West Davidson High School Cloverleaf High School Grays Creek High School Pasquotank County High School West Iredell High School Clyde High School Green Hope High School Perquimans County High School West Johnston High School Columbian High School Greene Central High School Person High School West Rowan High School Cory-Rawson High School Havelock High School Piedmont High School West Stanly High School Crestwood High School Hendersonville High School Pine Forest High School West Stokes High School Danbury High School Heritage High School Porter Ridge High School Westover High School Dublin Coffman High School Hickory High School Providence Grove High School Wheatmore High School Dublin Jerome High School Hickory Ridge High School Randleman High School White Oak High School Dublin Scioto High School Hillside High School Randolph Early College High School Whiteville High School East Palestine High School Holly Springs High School Reid Ross Classical High School Wilmington Early College High School Eastwood I High School Isaac M. Bear Early College High School Reynolds High School Edgewood High School J.F. Webb High School Richlands High School NORTH DAKOTA Elmwood High School Jack Britt High School Riverside High School Hatton Eielson High School* Fairbanks High School Jacksonville High School Riverside High School Jamestown High School Fairborn High School James Hunt High School Roanoke Rapids High School Lidgerwood High School* Fairfield Union High School Jay M. Robinson High School Roberson High School Mandan High School Fairless High School Jimmy C. Draughn High School Robert L. Patton High School Mott-Regent High School Fayette Jr./Sr. High School John T. Hoggard High School Rocky Mount High School Pingree-Buchanan High School* Findlay High School Johnston County Early College Academy Rolesville High School Rugby High School Finneytown Secondary Campus Junius H. Rose High School Ronald W. Reagan High School Valley City High School Fort Recovery High School Kinston High School Roxboro Community School* Wahpeton High School Fostoria Jr./Sr. High School Knightdale High School Sanderson High School Franklin High School Lake Seventy-First High School OHIO Fredericktown High School Ledford Senior High School Smithfield-Selma High School Amelia High School Galion High School Leesville Road High School Smoky Mountain High School Aurora High School Garaway High School Lexington Senior High School South Central Avon High School Geneva High School Manteo High School South Creek Jr./Sr. High School Batavia High School Girard Senior High School

18 NGPF’s 2021 State of Financial Education Report Granville High School Pike-Delta-York High School Dale High School Yoncalla High School Green High School Reading Community High School Deer Creek High School Greenon High School Reynoldsburg High School Business Education, Dibble High School PENNSYLVANIA Hamilton Township High School Leadership, & Law Academy Durant High School Avonworth High School Highland High School Ridgewood High School Elgin High School Bald Eagle Area Jr./Sr. High School Hilliard Bradley High School Ripley-Union-Lewis-Huntington High School Forgan High School Big Spring High School Hilliard Darby High School River Valley High School Geary High School Biglerville High School Hilliard Davidson High School River Valley High School Glenpool High School Bloomsburg Area High School Hillsboro High School Riverdale High School Gore High School Boiling Springs High School Hillsdale High School Shaker Heights High School Guthrie High School Burrell High School Hopewell-Loudon Local High School Shawnee High School Harrah High School Catasauqua Area School District* Indian Lake High School Shawnee High School Hennessey High School Cedar Cliff High School Jackson Center High School South Central High School Hilldale High School Central Columbia Senior High School Jackson High School South Point High School Insight School Of Oklahoma High School Central Dauphin East Senior High School Johnstown High School Springboro High School Central Dauphin Senior High School Jones Leadership Academy St. Clairsville High School Locust Grove High School Charleroi Area High School Kenston High School Stebbins High School Luther High School Clarion-Limestone Area Jr./Sr. High School Kettering Fairmont High School Strongsville High School Mannford High School Conestoga Senior High School Keystone High School Talawanda High School Cowanesque Valley Jr./Sr. High School Lake Jr./Sr. High School Tecumseh High School Moore High School Dallastown Area Senior High School Lakewood High School Tinora High School Eastern York High School Lakewood High School Tippecanoe High School Oklahoma Connections Academy High School Elizabethtown Area Senior High School Liberty-Benton High School Toledo Early College High School Ephrata Senior High School Licking Heights High School Utica High School Perry High School Fairfield Area High School Licking Valley High School Vermilion High School Piedmont High School Forest City Regional High School Vinton County High School Fort Cherry Jr./Sr. High School Lincoln High School Wapakoneta High School Fort Leboeuf Senior High School Louisville High School Warren High School Putnam City North High School Gateway Senior High School Loveland High School Washington High School Putnam City West High School Gettysburg Area High School Madeira High School Waynedale High School Roland High School Girard High School Madison High School Wellington High School Sequoyah High School Greater Johnstown Senior High School Marion Local High School West Branch High School Greensburg-Salem High School* Mcclain High School West Clermont High School Stillwater High School Grove City Area High School Meadowbrook High School West Geauga High School Stilwell High School Hamburg Area High School Meadowdale High School West Jefferson High School Tahlequah High School Hempfield Area Senior High School Medina High School West Union High School Tuttle High School Hempfield Senior High School Miami East High School Western Reserve High School Washington High School Hughesville Jr./Sr. High School Mineral Ridge High School Western Heights High School Iroquois Jr./Sr. High School Minerva High School William Mason High School Keystone Oaks High School Mississinawa Valley Jr./Sr. High School Woodridge High School Wynnewood High School Lampeter-Strasburg Senior High School Mt. Healthy High School Wooster High School Littlestown Senior High School National Trail High School Wynford High School Lower Dauphin High School New Albany High School Zanesville High School OREGON Lower Moreland High School New Richmond High School Astoria Senior High School Manheim Central Senior High School Newton High School OKLAHOMA Cascade Senior High School Manheim Township High School North Adams High School Adair High School Culver High School Mcdowell High School Northmor High School Altus High School Mazama High School Mohawk Senior High School Northridge High School North Douglas High School Montoursville Area Senior High School Northwest High School North Valley High School Mount Pleasant Area High School Northwestern High School Bridge Creek High School Ontario High School Mountain View Jr./Sr. High School Norwood High School Broken Bow High School Philomath High School Neshannock Jr./Sr. High School Oberlin High School Chickasha High School Riddle High School New Castle Senior High School Old Fort High School Sandy High School New Oxford Senior High School Olmsted Falls High School Choctaw High School Scappoose High School North Penn-Mansfield Jr./Sr. High School Otsego High School Chouteau-Mazie High School Silverton High School Northeast Bradford Jr./Sr. High School Ottoville High School Colbert High School South Wasco County High School Northern High School Patrick Henry High School St Paul High School Octorara Area Jr./Sr. High School Peebles High School Stayton High School PA Distance Learning Charter School* Philo High School Cyril High School Willamette High School Palisades High School

19 NGPF’s 2021 State of Financial Education Report Palmerton Area High School Central High School Bolton High School Fairview High School Palmyra Area Senior High School Chester Area Cyber School Bradley Central High School Farragut High School Penn Hills Senior High School Clark High School Bradley County Virtual School Fayette Ware Comprehensive High School Penns Valley Area Jr./Sr. High School Colome High School Brentwood High School Fayetteville High School Pequea Valley High School Corsica-Stickney High School Brighton High School Forrest School Pocono Mountain East High School Custer High School Camden Central High School Franklin County High School Pocono Mountain West High School Dell Rapids High School Campbell County Comprehensive High School Franklin High School Pottstown Senior High School Deubrook High School Cane Ridge High School Fred J. Page High School Red Land Senior High School Douglas High School Cannon County High School Fulton High School Red Lion Area Senior High School Dupree High School Carter High School Gallatin Senior High School Riverview Jr./Sr. High School Edgemont High School Centennial High School Gatlinburg Pittman High School Selinsgrove Area High School Eureka High School Central High School Germantown High School Shenango High School Faith High School Central High School Gibbs High School South Side High School Faulkton High School Central High School Gibson County High School South Western Senior High School Gettysburg High School Central High School Giles County High School Southern Columbia High School Groton Area High School Central High School Gleason School Springdale Jr./Sr. High School Hamlin High School Central Magnet School Towanda Area Jr./Sr. High School Herreid High School Chattanooga School For Arts And Sciences Upper Grainger High School Upper Moreland High School Hot Springs High School Cheatham County Central Greenback School Waynesburg Central High School Howard High School Cherokee High School Greenbrier High School West Mifflin Area High School Lake Preston High School Chester County High School Greeneville High School Williamson Senior High School Lemmon High School Chuckey Doak High School Greenfield School Windber Area High School Lennox High School Clarksville High School Grundy County High School Madison High School Cleveland High School Halls High School RHODE ISLAND Mcintosh High School Clinton High School Hardin Valley Academy Barrington High School Menno High School Cocke County High School Harpeth High School East Providence High School New Underwood High School Coffee County Central High School Haywood High School Exeter-West Greenwich Regional Senior Newell High School Collierville High School Hendersonville High School High School Oldham-Ramona High School Columbia Central High School Henry County High School Johnston Senior High School Parkston High School Community High School Heritage High School Sheila Skip Nowell (Central) Platte - Geddes High School Cookeville High School Hickman County Senior High School Sheila Skip Nowell Academy Redfield High School Cordova High School Hillsboro High School Valley High School Cornersville School Village Green Virtual Spring Lake Colony High School Hixson High School Westerly High School Sturgis Brown High School Covington High School Holloway High School Timber Lake High School Craigmont High School Houston High School SOUTH CAROLINA Tri-Valley High School Creek Wood High School Hume - Fogg High School A. C. Flora High School Tripp-Delmont High School Crockett County High School Burke High School Viborg- Culleoka Unit School Huntland School C.A. Johnson High School Warner High School Cumberland County High School Independence High School Columbia High School Webster Area High School Cumberland Gap High School Jackson Central-Merry Early College High School Dreher High School West Central High School Daniel Boone High School Jackson County High School Eau Claire High School White Lake High School David Crockett High School Jefferson County High School Lower Richland High School Wilmot High School De Kalb County High School Jo Byrns High School Lucy Garrett Beckham High School* Wolsey Wessington High School Dickson County High School W.J. Keenan High School Dobyns - Bennett High School Johnson County High School TENNESSEE Douglass High School Karns High School SOUTH DAKOTA Adamsville Jr./Sr. High School Dyer County High School Kenwood High School Abbott House High School Alcoa High School Dyersburg High School Kingsbury High School Baltic High School Alvin C. York Institute Eagleville School Kipp Memphis Collegiate High School Belle Fourche High School Antioch High School East Hamilton School L&N STEM Academy Beresford High School Arlington High School East Hickman High School Lavergne High School BH Colony Alternative High School Austin East High/Magnet East High School Lead Academy Bison High School B.T. Washington High School East Nashville School Lebanon High School Bon Homme High School Bartlett High School East Ridge High School Lenoir City High School Bowdle High School Bearden High School East Robertson High School Lewis County High School Burke High School Beech Senior High School Elizabethton High School Liberty Technology Magnet High School Canton High School Blackman High School F.I. Denning Center Of Technology And Careers Lincoln County High School Bledsoe County High School Fairley High School Livingston Academy

20 NGPF’s 2021 State of Financial Education Report Loudon High School Scott High School Wooddale High School Hillcrest High School Macon County High School Sequatchie County High School Hunter High School Madison Academic Magnet High School Sequoyah High School TEXAS Hurricane High School Maplewood High School Sequoyah High School Itineris Early College High School Marion County High School Sevier County High School Jordan High School Marshall County High School Sheffield High School Juab High School Martin Luther King Jr. School Shelbyville Central High School Eastlake High School Karl G. Maeser Preparatory Academy Martin Luther King Transition Center Siegel High School El Dorado High School Kearns High School Maryville High School Signal Mountain Jr./Sr. High School Mission Early College High School Layton High School Mc Ewen High School Smith County High School Lehi High School Mcgavock High School Smyrna High School Logan High School Mcminn High School Soddy Daisy High School Pebble Hills High School Lone Peak High School Mcnairy Central High School Soulsville Charter School Sabinal High School Manila High School Meigs County High School South Doyle High School * Maple Mountain High School Melrose High School South Fulton Jr./Sr. School Snook Secondary School Monument Valley High School Memphis Rise Academy South Gibson County High School Socorro High School Morgan High School Merrol Hyde Magnet School South Greene High School Mountain Crest High School Milan High School South Side High School Whitesboro High School Mountain View High School Millington Central High School Southwind High School Murray High School Mitchell High School Spring Hill High School UTAH North Sanpete High School Monterey High School Springfield High School Alta High School North Sevier High School Montgomery Central High School Station Camp High School Altamont High School North Summit High School Moore County High School Stewart County High School American Fork High School Northern Utah Academy For Math Engineering & Morristown East High School Stewarts Creek High School American Leadership Academy Science (Nuames) Morristown West High School Stone Memorial High School Bear River High School Northridge High School Mt. Juliet High School Sullivan Central High School Ben Lomond High School Ogden High School Munford High School Sullivan East High School Bingham High School Olympus High School Nashville School Of The Arts Sullivan North High School Bonneville High School Orem High School North Greene High School Sullivan South High School Bountiful High School Paradigm High School North Side High School Summit High School Box Elder High School Park City High School Northeast High School Sweetwater High School Brighton High School Parowan High School Northview Senior Academy Sycamore High School Canyon View High School Payson High School Northwest High School Tellico Plains High School Canyons Virtual High School Pine View High School Oak Ridge High School Tennessee High School Carbon High School Pleasant Grove High School Oakland High School Trezevant High School Cedar City High School Polaris High School Obion County Central High School Tullahoma High School Clearfield High School Providence Hall Oneida High School Tyner Academy Copper Hills High School Provo High School Ooltewah High School Unicoi County High School Cottonwood High School Richfield High School Overton High School Union City High School Cyprus High School Ridgeline High School Pathways In Education Union County High School Davinci Academy Riverton High School Pathways In Education - Whitehaven University School Davis High School Roy High School Peabody High School Upperman High School Delta High School Salem Hills High School Pearl-Cohn High School Volunteer High School Desert Hills High School Sky View High School Pickett County High School Walker Valley High School Dixie High School Skyline High School Pigeon Forge High School Warren County High School Duchesne High School Skyridge High School Portland High School Washburn School East High School Snow Canyon High School Powell High School Waverly Central High School Emery High School South Sevier High School Ravenwood High School West Creek High School Enterprise High School South Summit High School Red Bank High School West Greene High School Eschool at Provo School District Spanish Fork High School Renaissance High School West High School Eskdale High School Spectrum Academy - North Salt Lake Rhea County High School Westmoreland High School Fremont High School Springville High School Richland School Westview High School George Washington High School Stansbury High School Ridgeway High School White House Heritage High School Granger High School Summit Academy High School Ripley High School White House High School Granite Connection High School Syracuse High School Riverdale High School White Station High School Grantsville High School Tabiona High School Roane County High School Whitehaven High School Green Canyon High School Taylorsville High School Rossview High School Whites Creek High School Green River High School Timpanogos High School Sale Creek Jr./Sr. School William Blount High School Herriman High School Timpview High School Science Hill High School Wilson Central High School Highland High School Tooele High School

21 NGPF’s 2021 State of Financial Education Report Uintah High School Central High School Godwin High School Loudoun Valley High School Union High School Central High School Goochland High School Louisa County High School Utah Connections Academy Central High School Grafton High School Luray High School Utah Online 7-12 Centreville High School Graham High School Madison County High School Valley High School Madison High School Venture Academy Magna Vista High School Viewmont High School Charles City County High School Grayson County High School Manassas Park High School Wasatch High School Charles J. Colgan Senior High School Manchester High School Water Canyon High School Charlottesville High School Marion Senior High School Wayne High School Chatham High School Gretna High School Marshall High School Weber High School Hampton High School Martinsville High School West Desert High School Christiansburg High School Hanover High School West High School Harrisonburg High School West Jordan High School Clarke County High School Hayfield Secondary School Maury High School Westlake High School Mclean High School Woods Cross High School Colonial Forge High School Heritage High School Meadowbrook High School Colonial Heights High School Heritage High School VERMONT Cosby High School Heritage High School Middlesex High School Lamoille Union High School District #18 Hermitage High School Midlothian High School Milton Senior High School Covington High School Herndon High School Millbrook High School Missisquoi Valley Union High School District #7 Culpeper County High School Hickory High School Spaulding Union High School District #41 Dan River High School Hidden Valley High School Monticello High School U-32 High School Highland Springs High School Mount Vernon High School Vergennes Union High School Deep Run High School Hopewell High School Mountain View High School Williamstown Jr./Sr. High School Denbigh High School Huguenot High School Nandua High School Dominion High School I.C. Norcom High School Nansemond River High School VIRGINIA E.C. Glass High School Indian River High School Nelson County High School Abingdon High School East Rockingham High School James Monroe High School Achievable Dream Jr./Sr. High School Eastern Montgomery High School James River High School North Stafford High School Albemarle High School James River High School Northside High School Alleghany High School Eastside High School James Wood High School Northumberland High School Amelia County High School Edison High School Jamestown High School Northwood High School Essex High School Jefferson Forest High School Appomattox County High School Fairfax High School John Champe High School Nottoway High School Arlington Community High School John Handley High School Armstrong High School Fauquier High School John Marshall High School First Colonial High School John S. Battle High School Open High School Auburn High School Orange County High School Bassett High School Floyd Kellam High School Osbourn High School Bath County High School Fluvanna County High School Osbourn Park High School Battlefield High School Forest Park High School Kettle Run High School Oscar F. Smith High School Bayside High School Fort Chiswell High School Page County High School Bethel High School Frank W. Cox High School King William High School Park View High School Blacksburg High School Franklin County High School Kings Fork High School Park View High School Bluestone High School Franklin High School Lafayette High School Parry Mccluer High School Booker T. Washington High School Freedom High School Lake Braddock Secondary School Patrick County High School Brentsville District High School Freedom High School Patrick Henry High School Briar Woods High School Freeman High School Lakeland High School Patrick Henry High School Ft. Defiance High School Lancaster High School Patrick Henry High School Broadway High School Patriot High School Brooke Point High School Gar-Field High School Langley High School Petersburg High School Brookville High School Lebanon High School Lee Davis High School Buckingham County High School George Wythe High School Lee High School Potomac Falls High School C.D. Hylton High School George Wythe High School Liberty High School Potomac High School Caroline High School Giles High School Liberty High School Carroll County High School Glen Allen High School Lloyd C. Bird High School Prince Edward County High School Carver College And Career Academy Lord Botetourt High School Prince George High School Cave Spring High School Gloucester High School Loudoun County High School Princess Anne High School

22 NGPF’s 2021 State of Financial Education Report Pulaski County Senior High School Wilson Memorial High School Cudahy High School Menomonie High School Randolph-Henry High School Windsor High School Cumberland High School Merrill High School Rappahannock High School Woodbridge High School Darlington High School Mineral Point High School Richlands High School Woodrow Wilson High School Deerfield High School Mishicot High School Richmond Community High School Woodside High School Delavan-Darien High School Mondovi High School Woodson High School Dodgeville High School Monona Grove High School Riverside High School York High School Durand Jr./Sr. School Mount Horeb High School* Robert E. Lee High School Yorktown High School East High School Mukwonago High School Robinson Secondary School East High School Nathan Hale High School Rock Ridge High School WASHINGTON Edgar High School Necedah High School Rockbridge County High School College Place High School Eleva-Strum High School Northwestern High School Rural Retreat High School Colville Senior High School Elk Mound High School Northwood Jr./Sr. High School Rustburg High School Eastmont Senior High School* Elkhart Lake High School Oconomowoc High School Salem High School Gig Harbor High School Elkhorn Area High School * Salem High School Monroe High School Escuela Verde* Osceola High School Sherando High School Oak Harbor High School Evansville High School Osseo-Fairchild High School* Skyline High School Pasco Senior High School Fall Creek High School Ozaukee High School Smithfield High School Peninsula High School Fall River High School Palmyra-Eagle High School Prescott Jr./Sr. High School Fennimore High School Pardeeville High School Waitsburg High School Flambeau High School Parker High School Spotsylvania High School Wilson Creek High School Frederic 6-12 School Peshtigo High School Stafford Senior High School Wilson High School Freedom High School Plum City High School Staunton River High School Galesville-Ettrick-Trempealeau High School Plymouth High School WEST VIRGINIA Germantown High School Port Washington High School Stonewall Jackson High School Spring Valley High School* Gillett High School Portage High School Stonewall Jackson High School Tolsia High School* Gilmanton High School Poynette High School Strasburg High School Wayne High School* Greenwood High School Prairie Farm High School Stuarts Draft High School Gresham High School Preble High School Surry County High School WISCONSIN Harborside Academy Prescott High School* Adams-Friendship High School Hayward High School Princeton School Albany High School Holmen High School Altoona High School Horace Mann High School Randolph High School Amery High School Tc Williams High School Reedsburg Area High School Arcadia High School Independence High School* Reedsville High School* Argyle High School Thomas Jefferson High School Iowa-Grant High School Rhinelander High School Athens High School Thomas Jefferson High School Johnson Creek Middle And High School Rib Lake High School Auburndale High School Tucker High School Kettle Moraine High School River Valley High School Baraboo High School* Tunstall High School Kewaskum High School Rock University High School Barron High School Turner Ashby High School La Farge High School Rosholt High School* Bayfield High School Laconia High School Royall High School Beaver Dam High School Union High School Ladysmith High School Saint Croix Central High School Belleville High School Varina High School Lakeland High School Saint Francis High School Birchwood High School Virginia High School Lincoln High School* Sauk Prairie High School Bloomer High School Wakefield High School Little Wolf Jr./Sr. High School Seneca High School Bruce High School Lodi High School Southern Door High School Cadott High School Warren County High School Logan High School Southwest High School Cambridge High School Warwick High School Lomira High School Spring Valley High School Campbellsport High School Washington & Lee High School Luxemburg-Casco High School Cedar Grove-Belgium High School Washington Lee High School Marathon High School Tomahawk High School Central High School Waynesboro High School Turner High School Central High School West Point High School Marshall High School Turtle Lake High School Central High School Marshall High School Two Rivers High School Chetek-Weyerhaeuser High School West Springfield High School Marshfield High School Viroqua High School Chilton High School Western Albemarle High School Mauston High School Washburn High School Clinton High School Western Branch High School Mayville High School Waterloo High School Clintonville High School Westfield High School Medford High School Waupun Area Senior High School Cornell High School* William Byrd High School Memorial High School Wausaukee High School Craig High School William Fleming High School Wautoma High School Crivitz High School William Monroe High School Menomonee Falls High School Wauzeka High School

23 NGPF’s 2021 State of Financial Education Report West High School West Salem High School Whitehall Memorial High School Whitnall High School Williams Bay High School Wilmot High School Winneconne High School Winter High School Wisconsin Connections Academy Wisconsin Dells High School Wisconsin Heights High School Wittenberg-Birnamwood High School

WYOMING Cody High School Douglas High School Glenrock Jr./Sr. High School Heart Mountain Academy Kelly Walsh High School Natrona County High School Newcastle High School Riverside High School Rock Springs High School Roosevelt High School Torrington High SchoolNatrona County High School Rock Springs High School Cody High School Douglas High School Torrington High School Glenrock Jr./Sr. High School Roosevelt High School Newcastle High School Riverside High School

24 NGPF’s 2021 State of Financial Education Report