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3A Expanded Small Business Lending

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3A Expanded Small Business Lending Table 3A Expanded. Small Business Lending Institutions in New York Using Call Report Data, June 2012 Small Business Lending Micro Business Lending (less than $ million) (less than $ 100k) Total Amount Institution Total Amount CC Name of Lending Institution City Rank TA Ratio1 TBL Ratio1 (1,000) Number Asset Size Rank (1,000) Number Amount/TA1 (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Catskill Hudson Bank Monticello 92.5 0.419 1.000 148,102 686 100M-500M 80.0 8,557 289 0.000 Adirondack Bank Utica 90.0 0.220 0.704 128,588 1,029 500M-1B 95.0 19,322 594 0.000 The Bridgehampton National Bank Bridgehampton 87.5 0.169 0.570 236,278 1,377 1B-10B 92.5 35,912 864 0.000 Watertown Savings Bank Watertown 85.0 0.208 0.690 105,854 1,012 500M-1B 87.5 14,901 596 0.000 NBT Bank, National Association Norwich 85.0 0.139 0.512 823,680 10,927 1B-10B 92.5 128,045 7,142 0.000 The Bank of Castile Castile 85.0 0.150 0.574 151,215 1,385 1B-10B 92.5 23,521 821 0.000 Riverside Bank Poughkeepsie 85.0 0.495 0.704 100,441 627 100M-500M 82.5 7,279 282 0.000 Empire State Bank Newburgh 85.0 0.414 0.864 66,385 431 100M-500M 70.0 3,038 237 0.000 Shinhan Bank America New York 82.5 0.197 0.307 189,889 1,175 500M-1B 82.5 18,025 494 0.001 The Suffolk County National Bank of RRiverhead 82.5 0.137 0.379 213,111 2,161 1B-10B 87.5 27,695 1,375 0.000 Woori America Bank New York 82.5 0.199 0.379 195,042 977 500M-1B 80.0 17,498 390 0.004 The Canandaigua National Bank and TCanandaigua 82.5 0.143 0.418 259,182 4,294 1B-10B 92.5 47,842 3,347 0.000 The Mahopac National Bank Brewster 82.5 0.181 0.558 166,411 978 500M-1B 82.5 15,014 521 0.000 Solvay Bank Solvay 80.0 0.128 0.698 83,090 988 500M-1B 90.0 13,149 594 0.004 Cattaraugus County Bank Little Valley 80.0 0.236 1.000 44,107 275 100M-500M 75.0 4,519 138 0.000 Alliance Bank, National Association Syracuse 80.0 0.091 0.588 129,044 1,192 1B-10B 80.0 16,210 622 0.000 The Lyons National Bank Lyons 80.0 0.143 0.681 91,252 1,107 500M-1B 92.5 17,459 699 0.000 Walden Savings Bank Montgomery 80.0 0.168 0.625 71,992 742 100M-500M 80.0 7,330 460 0.000 Evans Bank, National Association Angola 80.0 0.196 0.436 150,970 791 500M-1B 75.0 9,254 278 0.000 First National Bank of Scotia Scotia 80.0 0.154 0.765 61,854 1,147 100M-500M 100.0 18,033 936 0.003 Tioga State Bank Spencer 80.0 0.195 0.756 77,705 666 100M-500M 82.5 8,855 341 0.000 The Adirondack Trust Company Saratoga Springs 77.5 0.135 0.500 128,357 919 500M-1B 85.0 17,483 483 0.002 The First National Bank of Long Island Glen Head 77.5 0.091 0.649 182,148 524 1B-10B 52.5 3,788 91 0.000 American Community Bank Glen Cove 77.5 0.460 0.764 72,465 245 100M-500M 52.5 1,887 50 0.000 The National Union Bank of KinderhooKinderhook 77.5 0.225 0.686 69,220 390 100M-500M 75.0 5,524 172 0.002 USNY Bank Geneva 77.5 0.352 0.806 45,357 309 100M-500M 80.0 5,001 161 0.000 PathFinder Bank Oswego 77.5 0.155 0.796 73,556 660 100M-500M 90.0 11,416 383 0.000 First American International Bank Brooklyn 77.5 0.209 0.569 110,689 318 500M-1B 30.0 480 8 0.000 Victory State Bank Staten Island 77.5 0.171 0.734 43,635 477 100M-500M 90.0 10,383 358 0.000 Orange County Trust Company Middletown 75.0 0.152 0.553 101,781 704 500M-1B 77.5 10,072 317 0.000 Savannah Bank National Association Savannah 75.0 0.202 0.986 25,054 413 100M-500M 90.0 8,445 335 0.000 Provident Bank Montebello 75.0 0.094 0.316 295,168 2,291 1B-10B 80.0 35,967 1,262 0.000 Alden State Bank Alden 75.0 0.145 0.947 34,964 350 100M-500M 87.5 7,173 205 0.000 Rhinebeck Bank Rhinebeck 75.0 0.152 0.492 89,770 707 500M-1B 77.5 8,558 419 0.000 The Oneida Savings Bank Oneida 75.0 0.113 0.732 76,576 909 500M-1B 97.5 20,788 692 0.000 The National Bank of Coxsackie Coxsackie 75.0 0.131 0.831 28,305 738 100M-500M 85.0 5,170 544 0.000 Community Bank, National Associatio Canton 75.0 0.070 0.528 496,425 7,066 1B-10B 90.0 99,984 4,898 0.000 Glens Falls National Bank and Trust CoGlens Falls 75.0 0.080 0.513 133,613 1,793 1B-10B 90.0 26,146 1,334 0.000 Page 1 of 5 Table 3A Expanded. Small Business Lending Institutions in New York Using Call Report Data, June 2012 Small Business Lending Micro Business Lending (less than $ million) (less than $ 100k) Total Amount Institution Total Amount CC Name of Lending Institution City Rank TA Ratio1 TBL Ratio1 (1,000) Number Asset Size Rank (1,000) Number Amount/TA1 (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) The Bank of Greene County Catskill 75.0 0.107 0.872 63,297 585 500M-1B 85.0 11,237 362 0.000 The Upstate National Bank Lisbon 75.0 0.444 1.000 31,182 211 <100M 65.0 1,643 69 0.000 Gotham Bank of New York New York 72.5 0.191 0.479 82,106 317 100M-500M 60.0 3,609 93 0.000 Ulster Savings Bank Kingston 72.5 0.096 0.787 70,595 677 500M-1B 75.0 6,079 435 0.000 Five Star Bank Warsaw 72.5 0.075 0.370 195,674 2,533 1B-10B 85.0 35,678 1,710 0.000 Steuben Trust Company Hornell 72.5 0.135 0.666 53,815 712 100M-500M 92.5 14,294 523 0.000 First Niagara Bank, National AssociatioBuffalo 72.5 0.072 0.288 2,530,706 32,530 10B-50B 85.0 446,838 23,841 0.009 Maspeth Federal Savings and Loan AssMaspeth 72.5 0.074 0.580 129,174 470 1B-10B 40.0 1,190 18 0.000 Bank of Akron Akron 72.5 0.232 0.549 53,896 382 100M-500M 75.0 5,490 176 0.002 Banco Popular North America New York 70.0 0.070 0.243 608,690 2,867 1B-10B 65.0 15,682 521 0.002 Chinatown Federal Savings Bank New York 70.0 0.262 0.745 41,726 150 100M-500M 42.5 576 10 0.000 The First National Bank of Jeffersonvil Jeffersonville 70.0 0.120 0.601 54,260 525 100M-500M 80.0 7,303 332 0.000 NewBank Flushing 70.0 0.323 0.462 47,417 370 100M-500M 52.5 1,517 69 0.000 Genesee Regional Bank Rochester 70.0 0.183 0.442 55,893 352 100M-500M 65.0 3,991 131 0.000 Ponce De Leon Federal Bank Bronx 70.0 0.111 0.569 85,529 443 500M-1B 60.0 3,740 172 0.000 Hometown Bank of the Hudson ValleyWalden 70.0 0.167 0.744 27,213 242 100M-500M 75.0 3,260 141 0.000 Marathon National Bank of New York Astoria 67.5 0.133 0.345 119,616 379 500M-1B 57.5 4,168 83 0.000 Sterling National Bank New York 67.5 0.071 0.197 179,492 1,156 1B-10B 82.5 30,436 705 0.000 Bank of Richmondville Richmondville 67.5 0.123 0.998 15,503 230 100M-500M 85.0 4,760 168 0.000 Habib American Bank New York 67.5 0.150 0.285 102,964 383 500M-1B 52.5 3,030 110 0.000 Abacus Federal Savings Bank New York 67.5 0.180 0.664 47,434 176 100M-500M 37.5 456 23 0.001 Flushing Savings Bank, FSB Flushing 67.5 0.070 0.368 311,368 976 1B-10B 52.5 4,874 117 0.000 The Westchester Bank Yonkers 67.5 0.220 0.396 63,586 225 100M-500M 62.5 4,268 74 0.000 Manufacturers and Traders Trust ComBuffalo 67.5 0.070 0.177 5,560,491 56,151 >50B 82.5 1,087,373 37,405 0.003 Putnam County Savings Bank Brewster 67.5 0.104 0.460 101,675 532 500M-1B 67.5 5,925 212 0.000 Champlain National Bank Elizabethtown 67.5 0.152 0.507 34,342 365 100M-500M 72.5 4,212 176 0.000 Community National Bank Great Neck 67.5 0.137 0.304 85,049 344 500M-1B 47.5 1,549 59 0.000 Asia Bank, National Association Flushing 67.5 0.190 0.277 88,665 252 100M-500M 37.5 564 13 0.000 Northfield Bank Staten Island 67.5 0.048 0.298 118,033 2,051 1B-10B 60.0 3,120 1,685 0.000 New York Commercial Bank Westbury 65.0 0.072 0.230 202,775 610 1B-10B 47.5 3,314 84 0.000 Empire National Bank Islandia 65.0 0.156 0.383 65,801 245 100M-500M 52.5 2,691 75 0.000 Pioneer Savings Bank Troy 65.0 0.111 0.398 84,198 403 500M-1B 67.5 7,018 174 0.000 Bank of Holland Holland 65.0 0.142 0.957 11,710 288 <100M 80.0 2,592 201 0.000 Alma Bank Astoria 65.0 0.135 0.259 114,691 418 500M-1B 65.0 6,117 155 0.000 Signature Bank New York 65.0 0.041 0.170 658,569 3,136 10B-50B 75.0 48,718 1,392 0.000 United Orient Bank New York 65.0 0.225 0.709 21,321 76 <100M 50.0 676 12 0.000 Chemung Canal Trust Company Elmira 65.0 0.083 0.302 105,340 1,031 1B-10B 80.0 15,650 563 0.001 Hanover Community Bank Garden City Park 65.0 0.321 0.990 18,231 50 <100M 40.0 348 8 0.000 The First National Bank of Groton Groton 65.0 0.101 1.000 13,560 378 100M-500M 95.0 13,560 378 0.003 Gold Coast Bank Islandia 62.5 0.196 0.405 34,333 152 100M-500M 52.5 1,713 45 0.000 Page 2 of 5 Table 3A Expanded.
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