DOCSLIB.ORG

Providing Funding to All Sectors of the Economy and Serving As a Financial Supermarket With

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Providing Funding to All Sectors of the Economy and Serving As a Financial Supermarket With Contents Section I Introduction 1 DenizBank Financial Services Group 1 DenizBank’s Mission, Vision 2 Ordinary General Assembly Meeting Agenda 2 Dividend Distribution Proposal 3 Amendments to the Articles of Association 3 Changes in Shareholding Structure and Paid-in Capital 3 Shares Held by the Management 3 Ratings of DenizBank by International Rating Agencies 4 Compliance Opinion on the Annual Report 5 Financial Highlights 6 2010 at a Glance 8 DenizBank in Brief 9 Dexia in Brief 10 Message from the Chairman 14 Message from the CEO 19 Banking Services 36 Investment Banking and Brokerage Services 38 Leasing and Factoring Services 39 Pension and Insurance Services 40 Information Technology Services 42 Cultural Services Section II Management and Corporate Governance 44 Board of Directors 48 Executive Management 51 Auditors 51 Committees 52 Summary Report of Board of Directors to the General Assembly 53 Human Resources 54 Training 54 Related Party Transactions 55 Support Services 55 Donations Made During the Year 56 Report on DenizBank’s Compliance with Corporate Governance Principles Section III Financial Information and Risk Management 64 Statutory Auditors’ Report for 2010 65 Assessments of the Audit Committee 66 Internal Audit, Internal Control, Compliance and Risk Management Systems 67 Risk Management Policies 68 Assessment of Financial Position 69 Five-year Summary Financial Highlights Section IV Independent Audit Reports, Financial Statements and Notes 71 Consolidated Financial Statements as of December 31, 2010 with Independent Auditor’s Report 162 Directory * Unless otherwise noted, financial figures in this report are consolidated figures of DenizBank Inc. and her financial subsidiaries subject to consolidation. DenizBank Financial Services Group Annual Report 2010 DenizBank Financial Services Group Banking Services DenizBANK DenizBAnk AG (VıennA) CJSJ DEXıA BANK (MOSCOW) EURODeniz ıNTERNATıONAL BANKıNG UNıT (nıCOSıA) ınvestment Banking and Brokerage Services DenizYAtıRıM SECURıTıES EKSPRESıNVEST SECURıTıES DenizTÜREV SECURıTıES DenizıNVESTMENT TRUST DenizPORTFOLıO MANAGEMENT Leasing and Factoring Services DenizLEASıNG DenizFACTORıNG Pension and ınsurance Services DenizEMeklilik ınformation Technology Services ıNTERTECH Cultural Services DenizKÜLTÜR Other Services PUPA BANTAş DenizBank’s Mission DenizBank’s mission is to enhance shareholder value with her market position, image and corporate culture by employing a supermarket approach to financial services, thus ensuring satisfaction to shareholders, employees and customers. Vision DenizBank envisions becoming one of the largest five banks in Turkey and the foremost financial institution in the region defined as the Middle East, Caucasus, Balkans and CIS (Commonwealth of Independent States) countries through sustainable and profitable growth. 2 Section I ıntroduction Ordinary General Assembly Meeting Agenda 1. Opening and formation of the Board. 2. Authorizing the Board to sign the “Assembly meeting minutes” and “attendee’s list.” 3. Making the decision about reading, discussion and approval of Balance Sheet and Profit and Loss Statement for fiscal year 2010; Report of Independent Auditor prepared by DELOITTE-DRT Bağımsız Denetim ve Serbest Muhasebeci Mali Müşavirlik A.Ş., as a result of independent audit proceedings of the fiscal year 2010; and Report of Board of Directors and Statutory Auditors’ Report. 4. Making decisions about the distribution of 2010 profit. 5. Accepting the resignation and release from liability of Board member Fikret ARABACI and approving the nomination of Hasan Hüseyin UYAR as his successor to complete the remaining term of the vacated position. 6. Discharging the Board of Directors and Statutory Auditors from the activities concerning the fiscal year 2010. 7. Determining the number of the members comprising the Board of Directors and selecting the new members of the Board of Directors as well as determining the length of their term in office. 8. Election of the statutory auditors and deciding on the length of their term in office. 9. Making decisions about the compensation and salaries of members of the Board of Directors and the Statutory Auditors. 10. Submitting the donations made for the information of shareholders. 11. Granting the permissions stated in Article 334 and 335 of the Turkish Commercial Code to the members of the Board of Directors, on the condition that matters subject to permission do not violate the restrictions stipulated by the Banking Law No. 5411. 12. Making decisions about the issuance of bonds, profit share certificates, commercial paper and debenture bonds. 13. Wishes and requests. DENİZBANK A.Ş. Dividend Distribution Proposal At its meeting No. 2011/10 held on March 1 2011, the Board of Directors resolved to propose for the General Assembly’s approval that the entire net profit of TL 457,540,641.56 that accrued, based on the Bank’s Balance Sheet for 2010, not be distributed to the shareholders; 5% of the net profit and 2010’s real estate sales profit of TL 855,372.92 which was reserved to benefit from the exception stated in Article 5/1 of Corporate Tax, within the Legal Reserves Kept in the Company Account, or TL - 22,877,032.08 be set aside as Legal Reserve pursuant to Article 466/1 of the Turkish Commercial Code; and the remaining TL 433,808,236.56 be set aside as Extraordinary Reserve. Respectfully yours, DENİZBANK A.Ş. Board of Directors DenizBank Financial Services Group Annual Report 2010 3 Amendments to the Articles of Association Shares Held by the Management The Bank’s General Assembly, at her meeting DenizBank’s President and CEO Hakan Ateş and Board Members Cem Bodur, Ayfer Yılmaz and held on March 26, 2010, resolved to amend Hacı Ahmet Kılıçoğlu each owns 11,327 shares, corresponding to 0.000002% of the share Articles 3, 4, 7, 8, 17, 19, 22, 25, 27, capital. 28 and 38 of the Articles of Association. The amended articles of the Articles of Shareholding Structure of DenizBank* Association were registered on March 30, Shareholders Nominal Value (TL) % of Shares 2010. Dexia Participation Belgique SA 714,945,274 99.84 Changes in Shareholding Structure and M. Cem Bodur 11.33 0.00 Paid-in Capital Hakan Ateş 11.33 0.00 DenizBank’s shareholding structure and the Ayfer Yılmaz 11.33 0.00 shareholding structure of real person(s) Hacı Ahmet Kılıçoğlu 11.33 0.00 as ultimate controlling shareholder(s) are presented in the table below. DenizBank’s Publicly Traded 1,154,681 0.16 shareholding structure does not contain any Total 716,100,000 100.00 cross-shareholdings. * as of December 31, 2010 Ratings of DenizBank by International Rating Agencies Moody’s Investors Service* Fitch Ratings* Long-term Foreign Currency Deposits Ba3/Positive Long-term Foreign Currency BBB-/Positive Short-term Foreign Currency Deposits NP Short-term Foreign Currency F3 Long-term Local Currency Deposits Baa2 Long-term Local Currency BBB/Positive Short-term Local Currency Deposits Prime-2 Short-term Local Currency F3 Financial Strength C- Individual C Outlook Stable Support 2 * as of 07.10.2010 National AAA (tur) Outlook Stable * as of 02.12.2010 4 Section I ıntroduction Compliance Opinion on the Annual Report CONVENIENCE TRANSLATION OF THE REPORT ON COMPLIANCE OF ANNUAL REPORT ORIGINALLY PREPARED AND ISSUED IN TURKISH Compliance Opinion To the General Assembly of DenizBank A.Ş.: We have audited the accuracy and compliance of the financial information in the accompanying annual report of DenizBank A.Ş. with the audit report issued as of December 31, 2010. The annual report is the responsibility of the Bank’s management. Our responsibility, as independent auditors, is to express an opinion on the audited annual report based on the compliance of financial information provided in the annual report with the audited financial statements and explanatory notes. Our audit was performed in accordance with the accounting standards and principles and procedures of preparing and issuing annual reports as set out by the Banking Act No: 5411. Those standards require that we plan and perform our audit to obtain reasonable assurance whether the annual report is free from material misstatement. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. In our opinion, the financial information provided in the accompanying annual report presents fairly, in all material respects, the financial position of DenizBank A.Ş. as of December 31, 2010 in accordance with the prevailing accounting principles and standards set out as per the Article 40 of the Banking Act No: 5411. The financial information provided in the annual report is in compliance with the audited financial statements and explanatory notes, and also includes the summary management report and our audit opinion on these financial statements. DRT BAĞIMSIZ DENETİM VE SERBEST MUHASEBECİ MALİ MÜŞAVİRLİK A.Ş. Member of DELOITTE TOUCHE TOHMATSU LIMITED Hasan Kılıç Partner Istanbul, March 1, 2011 DenizBank Financial Services Group Annual Report 2010 5 Financial Highlights 34% 121% ınCREASE ın DEPOSıtS LOANS/DEPOSıTS CONSolıDATED Total Assets (TL millions) Loans* (TL millions) Deposits** (TL millions) 19,713 33,853 23,790 18,558 25,943 14,701 17,235 24,222 11,834 2010 2009 2008 2010 2009 2008 2010 2009 2008 Shareholders’ Equity (TL millions) Net Profit (TL millions) Capital Adequacy Ratio (%) 616 605 16.72 3,659 16.06 15.70 2,968 342 2,287 2010 2009 2008 2010 2009 2008 2010 2009 2008 UNCONSolıDATED Total Assets (TL millions) Loans (TL millions) Deposits**
Load more

Recommended publications
  • DFS Funding Corp. Presale
    Structured Finance Future Flow Receivables Turkey DFS Funding Corp. Presale Analysts Ratings Structured Finance Fitch Peter Winning, CFA Expected +44 20 3530 1377 Series Amount (EURm) Final Maturity Rating LSR CE (%) Rating Outlook [email protected] 2011‐A 50.00 June 2018 BBB+exp n.a. n.a. Positive 2011‐B 75.00 Sept 2023 BBB+exp n.a. n.a. Positive Bernardo Costa +1 312 606 3315 2011‐C 75.00 Sept 2023 BBB+exp n.a. n.a. Positive [email protected] 2011‐D 75.00 June 2016 BBB+exp n.a. n.a. Positive 2011‐E 25.00 June 2018 BBB+exp n.a. n.a. Positive Gregory J. Kabance Total Issuance 300.00 +1 312 368 2052 The expected rating does not reflect the final rating and is based on information provided by the issuer as of 18 April [email protected] 2011. Expected ratings are contingent on final documents conforming to information already received. Ratings are not a recommendation to buy, sell or hold any security. The transaction documents and other material should be reviewed Banks prior to any purchase. Levent Topcu +90 212 284 7819 n.a. - Not applicable [email protected] Gulcin Orgun +90 212 279 10 65 Transaction Summary [email protected] Fitch Ratings has assigned an expected ‘BBB+’, Positive Outlook, issue‐specific Sovereigns ratings to the EUR50m series 2011‐A, EUR75m series 2011‐B, EUR75m series 2011‐C, Ed Parker EUR75m series 2011‐D and EUR25m series 2011‐E notes issued by DFS Funding Corp. +44 20 7417 6340 [email protected] (DFS, or the issuer).
    [Show full text]
  • Denizbank's Assets Reached 136 Billion TL in 2016
    PRESS RELEASE February 24, 2017 DenizBank’s assets reached 136 billion TL in 2016 DenizBank Financial Services Group CEO Mr. Hakan Ateş stated ”Consolidated assets of our bank, operating through 737 branches in 81 provinces of Turkey and abroad with nearly 15 thousand employees, reached 136 billion TL growing by 20% by 2016 yearend along with a net profit of 1.4 billion TL”. Ateş stated that in 2016 and on a consolidated basis, DenizBank; Increased its deposits to 90.6 billion TL with a growth of 27% Increased its total loans to 123.8 billion TL with a growth of 21%, Increased the number of its customers to reach 10.3 million with an increase of 1.2 million corresponding to a y-o-y growth since 2015 DenizBank Provides Full Support to the SMEs Ateş emphasized that they provided increasing support to the SMEs which are the backbones of Turkish economy. Ateş stated that their growth was above the banking sector for the last three years by the financial support provided directly to 1.4 million SMEs and added that he believed that any kind of investment made to SMEs having 21% share in total loans would improve the future of the economy.” Ateş continued by saying that; “Although SMEs are enterprises creating projects, they face difficulties such as not having working capital or not having access to bank loans. As DenizBank we continue to work vigorously to increase their access to financing and decrease their costs to minimum. Credit Guarantee Fund (KGF) which is one of the institutions providing the biggest support to the SMEs, provides suretyship for the SMEs having trouble in collateral requirements and thus makes a very valuable contribution.
    [Show full text]
  • Phd 15.04.27 Versie 3
    Promotor Prof. dr. Jan Dumolyn Vakgroep Geschiedenis Decaan Prof. dr. Marc Boone Rector Prof. dr. Anne De Paepe Nederlandse vertaling: Een Spiegel voor de Sultan. Staatsideologie in de Vroeg Osmaanse Kronieken, 1300-1453 Kaftinformatie: Miniature of Sultan Orhan Gazi in conversation with the scholar Molla Alâeddin. In: the Şakayıku’n-Nu’mâniyye, by Taşköprülüzâde. Source: Topkapı Palace Museum, H1263, folio 12b. Faculteit Letteren & Wijsbegeerte Hilmi Kaçar A Mirror for the Sultan State Ideology in the Early Ottoman Chronicles, 1300- 1453 Proefschrift voorgelegd tot het behalen van de graad van Doctor in de Geschiedenis 2015 Acknowledgements This PhD thesis is a dream come true for me. Ottoman history is not only the field of my research. It became a passion. I am indebted to Prof. Dr. Jan Dumolyn, my supervisor, who has given me the opportunity to take on this extremely interesting journey. And not only that. He has also given me moral support and methodological guidance throughout the whole process. The frequent meetings to discuss the thesis were at times somewhat like a wrestling match, but they have always been inspiring and stimulating. I also want to thank Prof. Dr. Suraiya Faroqhi and Prof. Dr. Jo Vansteenbergen, for their expert suggestions. My colleagues of the History Department have also been supportive by letting me share my ideas in development during research meetings at the department, lunches and visits to the pub. I would also like to sincerely thank the scholars who shared their ideas and expertise with me: Dimitris Kastritsis, Feridun Emecen, David Wrisley, Güneş Işıksel, Deborah Boucayannis, Kadir Dede, Kristof d’Hulster, Xavier Baecke and many others.
    [Show full text]
  • Denizbank Anonim Şirketi Ve Mali Ortakliklari
    DENİZBANK ANONİM ŞİRKETİ VE MALİ ORTAKLIKLARI 30 EYLÜL 2018 TARİHİ İTİBARIYLA BAĞIMSIZ SINIRLI DENETİM RAPORU, KONSOLİDE FİNANSAL TABLOLAR VE FİNANSAL TABLOLARA İLİŞKİN DİPNOTLAR I. Bağımsız Sınırlı Denetim Raporu II. Kamuya Açıklanacak Konsolide Finansal Rapor ARA DÖNEM FİNANSAL BİLGİLERE İLİŞKİN SINIRLI DENETİM RAPORU Denizbank A.Ş. Yönetim Kurulu’na Giriş Denizbank A.Ş’nin (“Banka”) ve konsolidasyona tabi ortaklıklarının (hep birlikte “Grup” olarak anılacaktır) 30 Eylül 2018 tarihli ilişikteki konsolide bilançosunun ve aynı tarihte sona eren dokuz aylık döneme ait konsolide gelir tablosunun, konsolide özkaynaklarda muhasebeleştirilen gelir gider kalemlerine ilişkin tablonun, konsolide özkaynak değişim tablosunun ve konsolide nakit akış tablosunun sınırlı denetimini yürütmüş bulunuyoruz. Banka yönetimi, söz konusu ara dönem finansal bilgilerin 1 Kasım 2006 tarihli ve 26333 sayılı Resmi Gazete'de yayımlanan “Bankaların Muhasebe Uygulamalarına ve Belgelerin Saklanmasına İlişkin Usul ve Esaslar Hakkında Yönetmelik” ve Bankacılık Düzenleme ve Denetleme Kurulu tarafından bankaların hesap ve kayıt düzenine ilişkin yayımlanan diğer düzenlemeler ile Bankacılık Düzenleme ve Denetleme Kurumu (“BDDK”) genelge ve açıklamaları ve bunlar ile düzenlenmeyen konularda Türkiye Muhasebe Standardı 34 Ara Dönem Finansal Raporlama Standardı hükümlerini içeren; “BDDK Muhasebe ve Finansal Raporlama Mevzuatı”na uygun olarak hazırlanmasından ve sunumundan sorumludur. Sorumluluğumuz, yaptığımız sınırlı denetime dayanarak söz konusu ara dönem finansal bilgilere
    [Show full text]
  • Osmanlı Devleti'nin Kuruluşunda Hizmeti Geçen Alpler Ve Gaziler
    Osmanlı Devleti'nin Kuruluşunda Hizmeti Geçen Alpler ve Gaziler Doç. Dr. Ahmet Şimşirgil Osmanlı Devleti'ni kurmuş olan hanedanın menşei ve Osmanlıların küçük bir beylik iken büyük bir devlet haline nasıl geldiği sorusu, tarihçiler arasında bir muamma gibi tazeliğini korumaya devam etmektedir. Esasında Osmanlı Devleti'ni kuran hanedanın tarihi kayıtlara, etnik incelemelere, geleneklere, mevcut damgalarına ve sikkelerine göre Oğuzların sağ kolu olan Gün Han kolunun Kayı boyundan geldikleri kesinleşmiş durumdadır.1 Bunun aksine olarak çeşitli görüşler ileri sürülmüş ise de2 hiçbiri ilim aleminde rağbet görmediği gibi bu tezlerin sahipleri, görüşlerini güçlendirecek belge ve bilgilerde ortaya koyamamışlardır. Buna rağmen en sonunda Osmanlı Devleti'nin kurucuları ve onların silah arkadaşları için efsane şahsiyetler denecek kadar, ilmi kıymeti haiz olmayan fikirler dahi ileri sürülebilmiştir.3 Şurası muhakkak ki Osman Gazi'nin dayandığı Kayı boyunun mevcudu kısa sürede büyük bir beylik teşkil edecek miktarda görünmemektedir. Ancak 1230'lu yıllarda Anadolu'da görülen Ertuğrul Bey'in kudret ve itibar sahibi bir şahsiyet olduğu da anlaşılmaktadır. Nitekim kendisine Söğüt ve Domaniç civarı kışlak ve yaylak olarak verildiğinde o mıntıkada kısa bir sürede söz sahibi olabilmiştir. Bu durum Ertuğrul Bey'in savaşçı kişiliğinden ziyade karizmatik yapısından da kaynaklanmış olmalıdır. O, bölgedeki gayrimüslim unsurlarla iyi geçinmekte, büyük bir ihtimalle arazi ve sair ihtilaflarda hakem rolü üstlenmekte, Müslim, gayrimüslim halklar arasında bir baba rolü oynamakta ve herkes üzerinde saygı uyandırmaktadır. Kaynaklara yansıyan bazı hadiselerden onun Selçuklu Sultanı nezdinde de itibar sahibi olduğu ve yeri geldiğince uç kuvvetleri komutanı olarak savaşlara katıldığını da görmekteyiz.4 Bu faaliyetleri ve konumu Ertuğrul Gazi'yi uçlardaki Oğuz boylarına mensup diğer Türk aşiret ve gruplarının da tartışmasız lideri yapmış olmalıdır.
    [Show full text]
  • Architectural and Historic Preservation of Old Houses Baltazzi's Old
    ARCHITECTURAL AND HISTORIC PRESERVATION OF OLD HOUSES BALTAZZI’S OLD PROPERTIES IN ISTANBUL Houses- Appartments - Mansions-Yalis - Hans and Farms Introduction I am happy to have concluded this research which I had in mind for a long time. I was of course encouraged by the positive trend of continuing group research on the history of Levantines. This work is also aimed as a message to encourage the preservation of the architectural and historical heritage of the city of Istanbul and I am grateful for the help from friends and the efficient assistance of my offices in both cities. The Baltazzi famiy, although since the XVIIIth century were living in Izmir have also maintained close relations from that time with the capital Istanbul due to their business activites in finance and banking as well as due their close relations with the Ottoman Court. Some other Levantive and Greek families such as the Whittals, the La Fontaines, the Mavrogordato, the Sevastopoulos to cite a few also acquired a range of proprieties and hade members of these numerous families resident in both cities and various neighbourhoods. 1- HOUSES The emminent authority on Ottoman Banking History Pr. Haydar Kazgan and many other authors mention that the first permission to a foreigner to own a house was given in recognition of the services rendered to the Sultan to my great great grand father the Banker Emanuele Baltazzi around 1850 whereas the official permission for foreigners to own real-estate was granted only in 1867. Where was this house situated? Akylas Millas in his “Pera Crossroads of Constantinople” gives as location the Bonmarche at Istanbul Grand Rue de Pera (today Istiklal Caddesi of Beyoğlu) saying “The Bartoli brothers famous for Au Bon Marche department store occupied the ground floor of a neo-classical building erected in 1870 on the site of the residence of Manolaki Valtadji efendi which burnt in the frequent fires which occurred in Pera”.
    [Show full text]
  • Coal Report Turkey's Coal Policies Related to Climate
    COAL REPORT REPORT COAL COAL REPORT TURKEY’S COAL POLICIES RELATED TO CLIMATE CHANGE, ECONOMY AND HEALTH AND HEALTH ECONOMY CHANGE, CLIMATE TO POLICIES RELATED TURKEY’S COAL TURKEY’S COAL POLICIES RELATED TO CLIMATE CHANGE, ECONOMY AND HEALTH ÜMIT ŞAHIN, AHMET ATIL AŞICI, SEVIL ACAR, PINAR GEDIKKAYA BAL, ALI OSMAN KARABABA, LEVENT KURNAZ Istanbul Policy Center Bankalar Caddesi No: 2 Minerva Han 34420 Karaköy, Istanbul TURKEY +90 212 292 49 39 +90 212 292 49 57 @ [email protected] ISBN: 978-605-9178-40-2 w ipc.sabanciuniv.edu COAL REPORT TURKEY’S COAL POLICIES RELATED TO CLIMATE CHANGE, ECONOMY AND HEALTH ÜMIT ŞAHIN (EDITOR) AHMET ATIL AŞICI SEVIL ACAR PINAR GEDIKKAYA BAL ALI OSMAN KARABABA LEVENT KURNAZ April 2016 About Istanbul Policy Center Istanbul Policy Center (IPC) is an independent policy research institute with global outreach. Its mission is to foster academic research in social sciences and its application to policy making. The IPC team is firmly committed to providing decision-makers, opinion leaders, academics, and the general public with innovative and objective analyses in key domestic and foreign policy issues. IPC has expertise in a wide range of areas, including – but not exhaustive to – Turkey-EU-U.S. relations, education, climate change, current trends of political and social transformation in Turkey, as well as the impact of civil society and local governance on this metamorphosis. www.ipc.sabanciuniv.edu Authors* Assoc. Prof. Dr. Sevil Acar – Istanbul Kemerburgaz University Assoc. Prof. Dr. Ahmet Atıl Aşıcı – Istanbul Technical University Assist. Prof. Dr. Pınar Gedikkaya Bal – Beykent University Prof. Dr.
    [Show full text]
  • Annual Report 2011
    Annual Report 2011 Annual Report 2011 Annual Report 2011 Annual Re-- port 2011 Annual Report 2011 Ann nal Report 2011 Annual Report 2011 Annual Report 2011 Annual Report 211 Annual Report 2011 Annual Re- port 2011 Annual Report 2011 Ann n- nal Report 2011 Annual Report 2011 Annual Report 20Annual11 Annual Report Report 2011 211 Annual Report 2011 A2011nnual Re - port 2011 Annual Report 2011 Ann - - nal Report 2011 Annual Report 2011 Annual Report 2011 Annual Report 211 Annual Report 2011 Annual Re - port Annual Report Ann - Annual Report 2011 2011 nal Report 2011 Annual Report 2011 Annual Report 2011 Annual Report 211 Annual Report 2011 Annual Re - port 2011 Annual Report 2011 Ann - nal Report 2011 Annual Report 2011 Anual Report 2011 Annual Report 211 Annual Report 2011 Annual Re - port 2011 Annual Report 2011 An n-- nal Report 2011 Annual Report 2011 Anual Report 2011 Annual Report 211 Annual Report 2011 Annual Re - port 2011 Annual Peport 2011 An - nal Report 2011 Annual Report 2011 Anual Report 2011 Annual Report 211 Annual Report 2011 Annual Re - port 2011 Annual Peport 2011 An-- nal Report 2011 Annual Report 2011 Anual Report 2011 Annual Report 211 AnnualFinancial Re pServicesort 20 11Group Annual Re - port 2011 Annual Report 2011 An-- nal Report 2011 Annual Report 2011 Anual Report 2011 Annual Report CouvDexiaRA_DenizBank_GB Couv4 211 Annual Repport 2011 Annual Re-- 20/01/12 11:11 Section I Introduction 1 DenizBank Financial Services Group 1 DenizBank’s Mission, Vision 2 Ordinary General Assembly Meeting Agenda Contents 2 Dividend
    [Show full text]
  • Deniz Is Everywhere” Public Banking at Denizbank
    Contents Section I Introduction 1. DenizBank Financial Services Group 1. DenizBank’s Mission, Vision 2. Ordinary General Assembly Meeting Agenda 2. Dividend Distribution Proposal 3. Amendments to the Articles of Association 3. Changes in Shareholding Structure and Paid-in Capital 3. Shares Held by the Management 3. Ratings of DenizBank by International Rating Agencies 4. Compliance Opinion on the Annual Report 5. Financial Highlights 6. 2009 at a Glance 10. DenizBank in Brief 11. Dexia in Brief 12. Message from the Chairman 16. Message from the CEO 21. Banking Services 33. Investment Banking and Brokerage Services 36. Leasing and Factoring Services 37. Pension and Insurance Services 38. Information Technology Services 39. Cultural Services Section II Management and Corporate Governance 40. Board of Directors 44. Executive Management 47. Auditors 47. Committees 48. Summary Report of Board of Directors to the General Assembly 50. Human Resources 51. Training 51. Related Party Transactions 52. Support Services 52. Donations Made During the Year 53. Report on DenizBank’s Compliance with Corporate Governance Principles Section III Financial Information and Risk Management 64. Auditors’ Report for 2009 65. Assessments of the Audit Committee 66. Internal Audit, Internal Control, Compliance and Risk Management Systems 68. Risk Management Policies 69. Assessment of Financial Position 70. Five-year Summary Financial Highlights Section IV Independent Audit Reports, Financial Statements and Footnotes 73. Consolidated Financial Statements as of December
    [Show full text]
  • Morphologic Assessment of Istanbul Beyoğlu Peninsula in the Process of Reproducing the Urban Waterfront
    Birik, Melih Morphologic Assessment of Beyoğlu Peninsula 50th ISOCARP Congress 2014 Morphologic Assessment of Istanbul Beyoğlu Peninsula In the Process of Reproducing the Urban Waterfront. Peer-reviewed paper Melih Birik, Kırklareli University, Turkey Abstract “Water”, the main signifier of Istanbul had different meanings for the city specifically starting from Haliç (also known as the Golden Horn) to the Bosphorus. During the long period of urbanization, Haliç became the backbone of integrated historical sites that encounters different morphologic characteristics. Despite deep cultural, social and geographical roots integrating its identity with the water, today Istanbul’s city centre is under the risk of turning its back on the waterfront because of currently planned spatial interventions. Lack of connections and flows are separating this vibrant city centre from the coastline. In this assessment, the spatial qualifications of the waterfront of Beyoğlu Peninsula examined according to morphologic values in order to re-associate it with its hinterland. During the 1950s and 60s, a modernizing ideology of new production methods guiding the spatial planning policies had transformed the waterfront of Istanbul, creating barriers between the city centre and the water. Especially, along the Beyoğlu Peninsula following the coastline from Besiktas to the Halic shipyard the barriers have a massive effect. While the new urban planning ideology of the 80s was predicting the decentralization program for waterfront, the city centre has had a new chance to create the potential for the use of spatial voids within the solid structure of the old urban fabric. Unfortunately, during the last decade, these potential public areas, consisting of warehouses, shipyards, industrial plants and customhouses of mostly industrial heritage buildings were enclosed in privatization programs under the guidance of a real estate market based on certain urban transformation policies.
    [Show full text]
  • Ture 3D Design in Turkey
    Centre for international DutchCu|ture | cooperation 3D Design in Turkey Version 2019 | Written by Özlem Er 3D design in Turkey Version 2019 In 2011, SICA (the predecessor of DutchCulture) Acknowledgements produced a comprehensive mapping of the Turkish Mapping is written by Özlem Er cultural field. This mapping was written by local experts and edited by Teike Asselbergs and Chantal Edited by Chantal Hamelinck and Teike Asselbergs. Hamelinck. The mapping was produce as a means to Proofreading by Natasha Hay promote cultural exchange between the Netherlands and Turkey and as a starting point of the year 2012, Commissioned by DutchCulture, centre for internati- which marked 400 years of Dutch – Turkish diplo- onal cooperation matic relations. The mapping was supported and produced in close co-operation with the Dutch public Supported by the Ministry of Education, Culture and funds. Science of the Netherlands An update of these mappings was commissioned in 2018 by DutchCulture while working with the same editors. The existing mappings were revised and several new mappings were added. The updated mappings are focusing more on giving Dutch cultu- ral practitioners an insight into the Turkish cultural field and its infrastructure, and helping them get in contact with colleagues. This mapping is supported by the Ministry of Education, Culture and Science of the Netherlands. Page 2 3D Design in Turkey Contents Summary 4 Introduction 5 Short history 7 Main trends and topics 9 Projects 13 Popular 15 Audiences 17 Sub-disciplines 18 Professional groups and associations 20 Educational institutions 22 Non-professionals 25 Youth 27 Venues 28 Festivals and Events 32 Awards and grants 33 Financial situation 35 Critics and researchers 37 (Social) Media and Design 39 Resources 41 Facilities 42 Page 3 3D Design in Turkey | Summary The major changes since 2011 in the field of 3D design in Turkey are mainly related to the political and economic climate of the country.
    [Show full text]
  • Denizbank Finansal Hizmetler Grubu Faaliyet Raporu 2015 2015 Faaliyet Raporu
    DENİZBANK FİNANSAL HİZMETLER GRUBU FAALİYET RAPORU 2015 2015 FAALİYET RAPORU DenizBank bir Sberbank grubu kuruluşudur. BÖLÜM I SUNUŞ 42 Şubeler ve Merkezi Operasyonlar Grubu DENİZBANK A.Ş. İLETİŞİM BİLGİLERİ 1 DenizBank Finansal Hizmetler Grubu (DFHG) 42 Şube Operasyonları ve Dış Ticaret Merkezi 2 DenizBank’ın Misyonu, Vizyonu Operasyonları 2 Kâr Dağıtım Politikası 42 Merkezi Operasyonlar 3 Kâr Dağıtım Önerisi 43 Fon Yönetimi, Ödeme Sistemleri ve Özel Bankacılık GENEL MÜDÜRLÜK YURT İÇİ ŞUBE BİLGİLERİ 3 Dönem İçinde Yapılan Esas Sözleşme Değişiklikleri Operasyonları 3 Ortaklık Yapısı, Sermaye ve Değişiklikler, Yöneticilerin Sahip 44 Yatırım Bankacılığı, Saklama ve Fon Hizmetleri Büyükdere Cad. No:141 34394 Esentepe-İstanbul DenizBank’ın Türkiye geneline yayılmış 691 şubesi Oldukları Paylar Operasyonları Tel: 0 (212) 348 20 00 bulunmaktadır. Yurt içi şubelerle ilgili detaylı bilgiye Banka 3 DFHG Şirketlerinin Yönetim, Ortaklık ve Faaliyetlerindeki 45 Yurt Dışı İştirakler Faks: 0 (212) 354 83 48 internet sitesinden ulaşılabilir. Değişiklikler 46 Bilgi Teknolojisi (BT) Hizmetleri 4 Kısaca DenizBank 48 Yatırım Bankacılığı ve Aracılık Hizmetleri İNTERNET SİTESİ YURT DIŞI ŞUBELER: 6 Kısaca Sberbank 50 Finansal Kiralama, Faktoring ve Varlık Yönetim Hizmetleri 8 Finansal Göstergeler 52 Kültür Hizmetleri www.denizbank.com Bahreyn Şubesi 10 2015 Kısa Kısa… Ticari Sicil Numarası Al Jasrah Tover 6th Floor, Office 62/63 PO Box 10357, 11 Ödüllerimiz 368587 Diplomatic Area, Manama – Bahrain 12 Yönetim Kurulu Başkanı’nın Mesajı BÖLÜM II YÖNETİM VE KURUMSAL
    [Show full text]