ZIMBABWEAN GOVERNMENT GAZETTE Published by Authority
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Zimbabwe Annual Budget Review for 2016 and the 2017 Outlook
ZIMBABWE ANNUAL BUDGET REVIEW FOR 2016 AND THE 2017 OUTLOOK Presented to the Parliament of Zimbabwe on Thursday, July 20, 2017 by The Hon. P. A. Chinamasa, M.P. Minister of Finance and Economic Development 1 1 2 FOREWORD In presenting the 2017 National Budget on 8 December 2016, I indicated the need to strengthen the outline of the Budget Statement presentation as an instrument of Budget accountability and fiscal transparency, in the process improving policy engagement and accessibility for a wider range of public and targeted audiences. Accordingly, I presented a streamlined Budget Statement, and advised that extensive economic review material, which historically was presented as part of the National Budget Statement, would now be provided through a new publication called the Annual Budget Review. I am, therefore, pleased to unveil and Table the first Annual Budget Review, beginning with Fiscal Year 2016. This reports on revenue and expenditure outturn for the full fiscal year, 2016. Furthermore, the Annual Budget Review also allows opportunity for reporting on other recent macro-economic developments and the outlook for 2017. As I indicated to Parliament in December 2016, the issuance of the Annual Budget Review, therefore, makes the issuance of the Mid-Term Fiscal Policy Review no longer necessary, save for exceptional circumstances requiring Supplementary Budget proposals. 3 Treasury will, however, continue to provide Quarterly Treasury Bulletins, capturing quarterly macro-economic and fiscal developments, in addition to the Consolidated Monthly Financial Statements published monthly in line with the Public Finance Management Act. This should avail the public with necessary information on relevant economic developments, that way enhancing and supporting their decision making processes, activities and engagement with Government on overall economic policy issues. -
University of Derby
Microfinance in Zimbabwe: social performance and coping strategies Item Type Thesis Authors Joseph Toindepi Rights An error occurred on the license name. Download date 27/09/2021 17:26:22 Item License An error occurred getting the license - uri. Link to Item http://hdl.handle.net/10545/592915 UNIVERSITY OF DERBY Microfinance in Zimbabwe: social performance and coping strategies Joseph Toindepi TABLE OF CONTENTS LIST OF FIGURES 2 | Microfinance in Zimbabwe: social performance and coping strategies LIST OF BOXES LIST OF TABLES 3 | Microfinance in Zimbabwe: social performance and coping strategies PREFACE This is the original work of Joseph Toindepi submitted to the University of Derby for consideration for the award of Doctor of Philosophy in 2015. The rules outlined in the Regulations for the New Route PhD (2014) guided the preparation and writing of this thesis. 4 | Microfinance in Zimbabwe: social performance and coping strategies ACKNOWLEDGEMENTS This thesis would never have been completed without the support, generosity, and sacrifices of many people. I want to begin by acknowledging God the Almighty who gave me the mental and emotional strength to accomplish this work and allowed his good people to support me in various ways. I would also like to thank my partner Angeline for shouldering the burden of looking after our four children while I juggle between writing this thesis and a full time job. In addition, I want to thank our children; Girlie, Julie, Tariro and Esther for allowing me to divert the much valued family time to my studies. Furthermore, I want to acknowledge my brother Mr Matsvimbo Dida (Senior Manager at FBC Bank – 5 | Microfinance in Zimbabwe: social performance and coping strategies Zimbabwe) for the inspiration and practical support particularly during my field visit to Zimbabwe for data collection. -
2005 Credit Card Survey
Non-Profit Org. U.S. Postage PAID CONSUMER San Francisco, CA Permit # 10402 ACTION NEWS Change Service Requested Summer 2005 • www.consumer-action.org A publication of San Francisco Consumer Action 2005 Credit Card Survey credit card bill late—even once. Late payments are not the only reason issuers Card companies use common ‘risk factors’ impose higher penalty interest rates. Going over your credit limit or bounc- ing a payment check can trigger a rate to impose unfair rate hikes, finds CA increase, too, in addition to hefty fees. The average penalty rate this year is redit card penalty interest rates the way customers handle other credit credit, the rate might be adjusted 24.23%, up from the 2004 average of and universal default rate hikes, accounts. This year, 44.68% of banks downward—although not always to the 21.91%. This increase is probably at- Coften cited as a way for card said they have universal default poli- original rate. tributable to the fact that most penalty companies to manage risk, top the list cies—a slight increase from last year’s Advance notice of default or penalty rates vary with the Prime Rate, and from of unfair credit card practices. In its survey. According to customer service rate increases is not required by law. last year’s survey to this year’s the Prime new credit card study, Consumer Action representatives, the following circum- In many cases, the first time consum- Rate increased two percentage points (CA) uncovered the top reasons that stances, in descending order of impor- ers learn of a rate increase is when they (from 4% to 6%). -
Zimbabwe Nutrition Cluster
W Zimbabwe Nutrition Cluster https://www.humanitarianresponse.info/en/operations/Zimbabwe Zimbabwe Nutrition Cluster monthly meeting 27 March 2020, 09:30 to 12:00, Zoom Online Meeting Meeting minutes Chair: Nutrition Cluster Coordinator, Agnes Kihamia, Nutrition Cluster Note taker: IMO, Nakai Munikwa, Nutrition Cluster Agenda 1. Welcome and introductions 2. Nutrition Cluster Contingency Plan in the context of COVID – 19 by NCC/MoHCC 3. Updates on SC and OTP admissions, Screening for acute malnutrition activities in 25 priority districts by MoHCC 4. Nutrition Cluster and Food Security cluster linkage and partners responsibilities by UNICEF 5. Pellagra updates 6. Update from partners 7. AoB Action point Focal point/agency Timeline Status [from the previous meeting minutes] [from the previous [from the previous [Status update, for example: completed, ongoing, meeting minutes] meeting minutes] pending. You may want to specify here why the action point was not completed] Share protocol for MAM treatment with Sector Partners MoHCC - Nyadzayo 1/31/2020 Done Cluster Coordinator Zimbabwe Nutrition Cluster monthly meeting, Agnes Kihamia 27 March 2020, Meeting minutes [email protected] , +263775920472 Page 1 W Zimbabwe Nutrition Cluster https://www.humanitarianresponse.info/en/operations/Zimbabwe Main Agenda Items Discussion point/cluster partner Focal Action points Timeline point/agency Nutrition Cluster Contingency Plan in the context of COVID – 19 by Follow up on nutrition programming in COVID-19 era: NCC and Updates by NCC/MoHCC: 1) How will CHWs be equipped to carry on with their MoHCC next work. Protective gear for frontline workers could be meeting. a contingency plan to ensure that they are protected. -
Zimbabwe Nutrition Cluster Monthly Meeting 08 May 2020, 10:00 to 12:00, Zoom Online Meeting
W Zimbabwe Nutrition Cluster https://www.humanitarianresponse.info/en/operations/Zimbabwe Zimbabwe Nutrition Cluster monthly meeting 08 May 2020, 10:00 to 12:00, Zoom Online Meeting Meeting minutes Chair: Nutrition Cluster Coordinator, Agnes Kihamia, Nutrition Cluster Note taker: IMO, Nakai Munikwa, Nutrition Cluster Agenda 1. Welcome and Introduction 5 mins by NCC 2. Review of the action points 10 mins by NCC 3. Cluster update, HRP performance and gap update 15 mins by IMO and NCC 4. Presentation on draft guidelines on Nutrition Support in Critically ill COVID-19 patients (DAZ) 25 mins by MoHCC 5. Update on AAP from partners and MoHCC provinces 30 mins 6. Key updates (achievement and challenges) from partners and MoHCC provinces 30 mins 7. AOB 5 mins. Action points from previous meetings Discussion point/cluster partner Action points Focal point/agency Status Comments Report has been reviewed by MoHCC. Further analysis has been done. Restructuring is also being done. Report on Pellagra to be shared by mid- Pellagra update; Availability of the Nicotinamide so far, April. Draft already available. the quantification was done for nicotinamide of about 6000 1 Mr. Nyadzayo in-progress supplements. A letter has been drafted Cluster Coordinator Zimbabwe Nutrition Cluster monthly meeting, Agnes Kihamia 27 March 2020, Meeting minutes [email protected] , +263775920472 Page 1 W Zimbabwe Nutrition Cluster https://www.humanitarianresponse.info/en/operations/Zimbabwe which is with the PS for the procurement that will need concurrency with UNICEF. The initial group that was working on pellagra to concentrate on developing the report. Comments on Pellagra report Committee on Pellagra to meet once the are expected from WHO, UNICEF and report is in a better state. -
List of Registration Centers by Province Contents
This document was downloaded from www.zimelection.com. The information may have been updated this this file was download. Visit our website to get up to date information. Like our Facebook page to get updates: https://www.facebook.com/ZimbabweElection2018. List of Registration Centers by Province Last Updated: 10 May 2018 Contents Bulawayo Metropolitan ................................................................................................................................ 1 Harare Metropolitan ..................................................................................................................................... 1 Manicaland.................................................................................................................................................... 1 Mashonaland Central .................................................................................................................................... 2 Mashonaland East ......................................................................................................................................... 2 Mashonaland West ....................................................................................................................................... 3 Masvingo ....................................................................................................................................................... 3 Midlands ...................................................................................................................................................... -
2021 Zim Infrastructure Investment Programme.Pdf
1 1 DISTRIBUTED BY VERITAS e-mail: [email protected]; website: www.veritaszim.net Veritas makes every effort to ensure the provision of reliable information, but cannot take legal responsibility for information supplied. 2 TABLE OF CONTENTS INTRODUCTION . 9 DRIVERS OF INFRASTRUCTURE INVESTMENT . 12 CLIMATE CHANGE . 15 INFRASTRUCTURE DELIVERY UPDATE . 17 Projects Delivery Review . 19 2020 Infrastructure Investment Programme Update . 21 NATIONAL DEVELOPMENT STRATEGY (NDS1) 2021-2025 . 33 2021 INFRASTRUCTURE INVESTMENT PROGRAMME . 35 Prioritation Framework . 36 ENERGY . 38 Sector Overview . 39 2021 Priority Interventions for the Energy Sector . 40 WATER SUPPLY AND SANITATION . 42 Sector Overview . 45 Dam Projects . 46 Urban Water and Sanitation . 48 Water Supply Schemes for Small Towns and Growth Points . 49 Rural WASH . 50 TRANSPORT . 51 Sector Overview . 52 Roads . 53 Rail Transport . 59 Airports . 60 Border Posts . 62 HOUSING DEVELOPMENT . 64 Policy Interventions . 65 Institutional Housing . 66 Social Housing . 68 Spatial Planning . 69 Civil Service Housing Fund . 70 DIGITAL ECONOMY . 70 Sector Overview . 71 2021 ICT Priority Interventions . 72 AGRICULTURE . 75 Irrigation Development . 76 HUMAN CAPITAL DEVELOPMENT AND WELL BEING . 80 Education . 80 Health . 82 Social Services . 86 TRANSFERS TO PROVINCIAL COUNCILS & LOCAL AUTHORITIES . 87 PROCUREMENT . 89 MONITORING AND REPORTING ON PROGRESS . 91 3 FOREWORD Occurrences of epidemics, natural disasters and calamities are often unpredictable, with volatile impacts on economies and communities across the globe. The resultant after-shocks invariably undermine income and employment prospects, exacerbating inequalities, in particular for vulnerable groups within societies. The COVID 19 pandemic, whose effects and devastation have been felt across all parts of the world, have magnified pre-existing differences in economic and social conditions of the vulnerable citizenry. -
Youth Activity in Politics: a Study of Youth in Seke District, Zimbabwe
Middle-East Journal of Scientific Research 29 (1): 55-65, 2021 ISSN 1990-9233 © IDOSI Publications, 2021 DOI: 10.5829/idosi.mejsr.2021.55.65 Youth Activity in Politics: A Study of Youth in Seke District, Zimbabwe Obediah Dodo Bindura University of Science Education, P.O. Box: 1020, Bindura, Zimbabwe Abstract: The youth in Zimbabwe have been involved in politics variedly. Resultantly, all have resorted to extreme ends of the possible solutions to conflicts. The study therefore sought to establish the youths’ inspiration for pacifism and activity in politics. This triangulated study was conducted following an exploratory approach. The study examined a convenience sample of 120 unemployed youth from Seke North district, Zimbabwe. In the sample, there were 80 males and 40 females. Data were collected through in-depth interviews before scrutiny using NVIVO software for an effective large scale qualitative analysis. The study was guided by a concept of political participation. It was established in the study that the youths’ political actions are a response to some stimuli. The activities by the youth were also noted to be protests over non-recognition, abuses and ‘containment’. Key words: Youth Political Participation Withdrawal Inactivity Conflict resolution Containment INTRODUCTION development, the same youth are pushed to the peripherals for menial duties. Closely akin to the above is In Zimbabwe, formal studies and other casual and that, Zimbabwe has periodically experienced conflicts informal observations have revealed that a sizeable where the youths have been socialised into violence and number of the youth in most high density suburbs are acts of torture. exposed to politics. -
METROPOLITAN BANK HOLDING CORP. (Exact Name of Registrant As Specified in Its Charter)
As filed with the Securities and Exchange Commission on October 25, 2017 Registration No. 333-220805 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 TO THE FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 METROPOLITAN BANK HOLDING CORP. (Exact Name of Registrant as Specified in Its Charter) New York 6712 13-4042724 (State or other jurisdiction of (Primary Standard Industrial (I.R.S. Employer incorporation or organization) Classification Code Number) Identification Number) 99 Park Avenue New York, New York 10016 (212) 365-6700 (Address, Including Zip Code, and Telephone Number, Including Area Code, of Registrant’s Principal Executive Offices) Mark R. DeFazio President and Chief Executive Officer 99 Park Avenue New York, New York 10016 (212) 365-6700 (Address, Including Zip Code, and Telephone Number, Including Area Code, of Agent for Service) Copies to: Gary A. Lax, Esq. Richard D. Truesdell, Jr., Esq. Michael J. Brown, Esq. Shane Tintle, Esq. Megan McKinney, Esq. Davis Polk & Wardwell LLP Luse Gorman, PC 450 Lexington Avenue 5335 Wisconsin Avenue, N.W., Suite 780 New York, New York 10017 Washington, D.C. 20015 (212) 450-4000 (202) 274-2000 Approximate date of commencement of proposed sale to the public: As soon as practicable after this registration statement becomes effective. If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, check the following box: If this -
ZIMBABWE: Cholera Outbreak Snapshot
ZIMBABWE: Cholera outbreak snapshot (as of 10 October 2018) OVERVIEW KEY FIGURES By 10 October, 8,980 cholera cases (8,786 suspected and 194 confirmed cases), including 54 deaths (case fatality ratio 0.60 per cent), had been reported in seven provinces across 8,980 cholera cases 54 cholera deaths 18 areas with active Zimbabwe. Between 3 October and 10 October, 445 new cases were registered, including both new cases and older cases that were newly verified. New cases were recorded in four as of 10 October 2018 cholera outbreaks areas - Harare City, Chitungwiza (Harare), Buhera (Manicaland) and Bulawayo City (Bulawayo). Bulawayo City had not previously reported any infections. However, transmission is declining, with significantly fewer cases reported from 1 to 11 October (974) compared to Distribution of cholera cases by the same period in September (2,793). Harare City remains the epicentre of the outbreak, most affected suburbs, Harare City accounting for 97 per cent (8,721) of all cases and the majority of new cases. An estimated 22 per cent of all suspected and confirmed cases are children under age five. Glen View 46% The Oral Cholera Vaccine (OCV) mass vaccination campaign is underway and aims to protect 1.4 million people most at-risk of cholera in Harare, Chitungwiza and Epworth in two phases. HARARE CITY Budiriro 29% Phase one targeted 423,000 people in the most affected suburbs of Harare (Glen View, Other Suburbs 18% 8,721 Budiriro, Glen Norah and Mbare) and reached more than 378,100 people, 52.5 per cent of Kuwadzana Warren Park cases whom were females. -
Bank Supervision Annual Report - 2017
BANK SUPERVISION ANNUAL REPORT - 2017 TABLE OF CONTENTS GOVERNOR’S FOREWORD ....................................................................................................... 6 DIRECTOR’S FOREWORD .......................................................................................................... 8 CHAPTER 1: OVERVIEW OF MACROECONOMIC ENVIRONMENT ....................................... 10 CHAPTER 2: MAJOR DEVELOPMENTS AND OTHER SUPERVISORY ACTIVITIES IN THE BANKING SECTOR ............................................................................................. 14 CHAPTER 3: CONDITION & PERFORMANCE OF THE BANKING SECTOR .......................... 24 CHAPTER 4: LEGAL & REGULATORY DEVELOPMENTS ...................................................... 54 CHAPTER 5: CONSUMER EDUCATION AND CONSUMER PROTECTION ............................ 56 CHAPTER 6: OUTLOOK ........................................................................................................... 59 APPENDIX 1: FUNCTION AND ORGANIZATION OF BANK SUPERVISION DIVISION .......... 63 APPENDIX 2: MAJOR SUPERVISORY TOOLS AND METHODOLOGIES ............................... 65 APPENDIX 3: REGISTERED BANKING INSTITUTIONS AS AT 31 DECEMBER 2017 ............ 69 APPENDIX 4: STATISTICAL TABLES AS AT 31 DECEMBER 2017 ........................................ 72 2 List of Tables Table 1: Empowerment Facilities Utilisation ..................................................................................................... 20 Table 2: Financial Inclusion Indicators ............................................................................................................. -
Download January 2015 Monetary Policy
JANUARY 2015 MONETARY POLICY STATEMENT Rebalancing the Economy Through Competitiveness and Compliance BY DR. J. P. MANGUDYA GOVERNOR RESERVE BANK OF ZIMBABWE CONTENTS INTRODUCTION 4 GLOBAL ECONOMIC DEVELOPMENTS 7 BALANCE OF PAYMENTS DEVELOPMENTS 11 Trade Balance 13 Current, Capital and Financial Account Development 16 Overall Balance of Payments Position 17 DOMESTIC ECONOMIC DEVELOPMENTS 17 Domestic Output 17 Inflation 18 Deflation (Price Correction) not Deflation 19 Inflation Outlook 20 FINANCIAL SECTOR DEVELOPMENTS 20 Structure and Performance 20 Capitalisation 21 Sector Profitability 23 Financial Intermediation (Deposits & Loans) 23 Sectorial Distribution of Loans & Advances 24 Performance of Microfinance Sector 25 Financial Inclusion 26 Non-performing Loans 28 Financial Stability 28 Distressed Banks 29 Tetrad Investment Bank 30 Metbank 30 AfrAsia Bank Zimbabwe Limited 31 STATUS OF RBZ SUBSIDIARIES 31 Export Credit Guarantee Corporation (ECGC) 31 Homelink 32 Fidelity Printers and Refiners 33 Aurex 35 PROGRESS ON BANKING SECTOR REFORMS AND INITIATIVES 35 Amendments to Banking Act 35 Basel II Implementation 36 Resolution of Non-performing Loans under ZAMCO 37 Consumer Protection 39 Capitalisation of the Reserve Bank 39 Credit Reference Bureau (CRB) 40 Enhancement of the Guideline on Relationship with External Auditors 41 Small Denomination Coins, Bond Coins 42 POLICY MEASURES 43 CONFIDENCE AND PRODUCTION ENHANCEMENT MEASURES 44 Demonetisation of the Zimbabwe Dollar 44 Distribution of Bond Coins 45 Changing Rand Coins for Bond Coins 45