DOCSLIB.ORG

2019 Annual Report

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
2019 Annual Report 2019 Annual Report Momentum 1 WSFS Financial Corporation About WSFS Financial Corporation WSFS Financial Corporation is a multi-billion-dollar commercial banking, retail banking, cash management, financial services company. Its primary subsidiary, WSFS and trust and wealth management. Other subsidiaries or Bank, is the oldest and largest locally managed bank divisions include Arrow Land Transfer, Cash Connect®, and trust company headquartered in Delaware and the Cypress Capital Management, LLC, Christiana Trust Delaware Valley. As of December 31, 2019, WSFS Financial Company of Delaware, NewLane Finance, Powdermill Corporation had $12.3 billion in assets on its balance Financial Solutions, West Capital Management, WSFS sheet and $20.7 billion in assets under management and Institutional Services, WSFS Mortgage, and WSFS Wealth administration. WSFS operates 118 offices, 93 of which Investments. Serving the greater Delaware Valley since 1832, are banking offices, located in Pennsylvania (55), WSFS Bank is one of the ten oldest banks in the United Delaware (45), New Jersey (16), Virginia (1) and Nevada (1), States continuously operating under the same name. and provides comprehensive financial services including For more information, please visit wsfsbank.com. Our Foundation MISSION We Stand For Service® VISION We envision a day when everyone says, “I can’t imagine a world without WSFS.” STRATEGY Engaged Associates, living our culture, making a better life for all we serve. VALUES At WSFS we: Do the right thing • Serve others Are welcoming, open and candid • Grow and improve 2 WSFS Financial Corporation Financial Highlights (Dollars in millions) At December 31, 2019 2018 2017 Total assets $ 12,256 $ 7,249 $ 7,000 Net loans, including held for sale $ 8,508 $ 4,889 $ 4,807 Deposits $ 9,587 $ 5,640 $ 5,248 Stockholders’ equity $ 1,850 $ 821 $ 724 Nonperforming assets to total assets 0.32% 0.66% 0.84% Number of offices 118 76 76 (Dollars in thousands, except earnings per share data) For the years ended December 31, 2019 2018 2017 Net income* $ 148,809 $ 134,743 $ 50,244 Diluted earnings per common share* $ 3.00 $ 4.19 $ 1.56 Return on average assets* 1.30% 1.92% 0.74% Return on tangible common equity* 13.48% 23.72% 9.74% *Year-over-year comparability impacted by certain one-time items discussed in our Annual Report on Form 10-K Core Highlights (Dollars in thousands, except earnings per share data) For the years ended December 31, 2019 2018 2017 Adjusted net income** $ 185,104 $ 114,307 $ 82,841 Diluted earnings per common share** $ 3.74 $ 3.55 $ 2.56 Return on average assets** 1.61% 1.63% 1.21% Return on tangible common equity** 16.61% 20.18% 15.82% **Excludes certain one-time items discussed in our Annual Report on Form 10-K Net Loan Growth Deposit Growth Core Fee Income Growth† $9,587 $8,508 $161.6 $138.0 $5,640 $122.7 $4,807 $4,889 $5,248 2017 2018 2019 2017 2018 2019 2017 2018 2019 (Dollars in millions) † Excludes securities gains, and realized/unrealized gains on equity investments 10000 10000 200 8000 8000 150 6000 6000 100 4000 4000 50 2000 2000 0 0 0 3 2019 Annual Report Letter from Management Our well-executed integration and brand campaign have us tracking better than our original modeling and ahead of our Customer retention and engagement targets, which is ultimately the true test of a bank combination. Rodger Levenson Successful Integration Chairman, President & Chief Executive Officer After more than a year of incredibly hard work, we successfully integrated Beneficial into WSFS, To our Associates, Customers, Owners, converting both the brand and technology platforms Community Partners and Friends: while onboarding more than 600 legacy Beneficial 2019 was a landmark year for WSFS. It will always be the Associates in August 2019. line in the sand that defined a major step in our growth and I couldn’t have been more pleased with the integration and launched us into the next chapter of our 188-year history. warm reception we’ve received from Greater Philadelphia Our combination with Beneficial Bank is the cornerstone of and South Jersey. It has been a pleasure meeting many of our 2019–2021 Strategic Plan as it provided us the scale to our Customers and community partners. It is great to hear make a transformational investment in technology and people all over the area echoing our brand campaign delivery capabilities. It also gave us the unique and enviable and calling us “Wiss-Fiss.” Our well-executed integration market position as the only locally headquartered bank and brand campaign have us tracking better than our with the size, scale, and full service product offering in original modeling and ahead of our Customer retention the vibrant Greater Delaware Valley region. and engagement targets, which is ultimately the true We were able to integrate Beneficial while still delivering test of a bank combination. very strong operating results. We achieved a full-year core ROA of 1.61%, core ROTCE of 16.61%, and Continued on Page 4. core EPS of $3.74. Looking forward, we are fortunate to have significant revenue synergy and organic growth opportunities. 2019 has provided us significant momentum heading into 2020 and beyond. 4 WSFS Financial Corporation Our achievements this year are a direct result of the Innovation dedication and hard work of our highly engaged Associates. Integrating two companies is never easy, Innovation is not a new concept at WSFS. In recent especially ones of similar size and scope. In 2019, we were memory, WSFS’ innovation dates to the formation of named a Top Workplace in Philadelphia and Delaware. Cash Connect in the late 90’s. The idea for Cash Connect Our 2019 Gallup Associate Engagement Survey, which was sketched out on a napkin in 1997, over a cup of included legacy Beneficial Associates, continues to place coffee between Tom Stevenson, and then CEO, Skip WSFS solidly in the Top Quintile for companies in Schoenhals. Cash Connect has grown to become the Gallup’s global database. We were also honored to second-largest provider of ATM cash and logistics receive the Gallup “Great Workplace” Award for the services for approximately 30,000 non-bank ATMs 4th year in a row, another great reflection of bringing and remote cash capture units nationwide, and a together two companies successfully. major contributor of fee-income for our Company. Since it was formed 20-plus years ago, Cash Connect has imbedded a culture of innovation into WSFS’ DNA, which spans far beyond our ATM business and is now at the core of everything we do (including several homegrown system applications from Cash Connect being used at 2019 the Bank). Importantly, WSFS’ expansion continued to benefit the communities we serve. We gave back to our communities, both through financial contributions to support community partners and through the nearly 27,000 volunteer hours of our passionate and community-focused Associates. Details of these efforts, and more, can be found in the Commitment to Community section on page 6. After 23 years of service to WSFS and Cash Connect, Tom Stevenson, founder and President of Cash Connect, retired. Thank you, Tom, for your leadership and commitment to service. And thank you to our CFO, Dominic Canuso, for assuming executive leadership of Cash Connect. We are also very excited with the growth potential of our new equipment finance business, NewLane Finance. Experienced industry veterans, Dan Dyer and George Pelose, joined WSFS to build a nationwide small ticket equipment leasing business with an advanced technology platform and a customer-centric approach. NewLane is now in their ramp up phase and is starting to gain significant momentum. NewLane will be an important component of our lending business for years to come. 5 2019 Annual Report Over the past decade, this spirit of innovation has led to Thank You! our partnerships with fintech companies SoFi, Spring EQ, and Cred.ai. These partnerships have been valuable I want to again thank the Board of Directors for from many perspectives, especially our learnings appointing me the Chairman (refer to A View From the regarding the rapidly changing technology landscape Boardroom). I am honored by the confidence the Board and its impact on Customer expectations. These continues to place in me. I especially want to thank Mark experiences helped to inform our largest and boldest Turner for his support and guidance as Executive Chair investment in innovation—our Delivery Transformation. this year. I look forward to his continued support as a Board Member, mentor, and friend. As part of our vision for the future, we committed to investing to transform our technology and delivery systems Finally, I would like to extend my thanks to our two so that we can continue to meet the evolving needs of retiring Directors, Gerry Cuddy and Pat Ward, for our Customers. We spent most of 2019 assessing what their commitment and contributions to WSFS. We are Stellar Service feels like as our physical and digital fortunate to have Pat continue as our Pennsylvania channels meld closer together. In 2020, we will put our Market President. vision into action, significantly increasing our overall It is the collective work of the Board and my fellow investment, and accelerating the timeline of our initial Associates that will set us apart from our peers and work to three years. This acceleration is based on the rapid solidify our position as the only locally headquartered, evolution of technology in our industry, the opportunity to full-service community bank with the size, scale and build on our Customer experience platform, drive operational offerings to compete with banks of all sizes in the Greater efficiencies, and the return on our investment.
Load more

Recommended publications
  • 2008 Annual Report
    5 YEARS OF EXCELLENCE FEATURED ARTICLES AND THE 2008 ANNUAL REPORT Benjamin Franklin’s Shoe PAGE 4 A Road Rich with Milestones PAGE 10 Today and Tomorrow: 2008 Annual Report PAGE 16 2008 Financials PAGE 22 FEATUREMAILBOX ONE 2 NATIONAL CONSTITUTION CENTER 5 Years of Excellence LETTER FROM THE EDITORS Dear Friends: Exceptional. That is the only word that can fully describe the remarkable strides the National Constitution Center has made in the past five years. Since opening its doors on July 4, 2003, it has developed into one of the most esteemed institutions for the ongoing study, discussion and celebration of the United States’ most cherished document. We’re pleased to present a celebration of the Center’s first five years and the 2008 Annual Report. In the following pages you will read about the Center’s earliest days and the milestones it has experienced. You will learn about the moving exhibitions it has developed and presented over the years. You will look back at the many robust public conversations led by national figures that have occurred on site, and you will be introduced to a new and innovative international initiative destined to carry the Center boldly into the future. It has been a true pleasure to work for this venerable institution, informing and inspiring We the People. We both look forward to witnessing the Center’s future achievements and we are honored that the next chapter of this story will be written by the Center’s new Chairman, President Bill Clinton. Sincerely, President George H. W. Bush Joseph M.
    [Show full text]
  • Shakespeare in Love
    FEB Shakespeare 26 MAR in Love 29 Based on the screenplay by Marc Norman & Tom Stoppard Adapted for the stage by Lee Hall Music by Alex Bechtel Directed by Matt Pfeiffer Welcome to Shakespeare in Love. Every year, many of you cry out to us “Dear God, no more Shakespeare!” While others plead “I loved your Winter’s Tale, your Richard III. Please put on Midsummer. I beg you for a Twelfth Night.” With Shakespeare In Love, the Purists and the Never Barders may unite to curse us with a plague on both our houses, but if they — and you — are someone who loves love, well then . Here is a love letter to romantic love, to the theatre, and to the rebellious, transgressive, mysterious, and glorious madness of both. Whether you keep Shakespeare close to your heart or far from it, we invite you to celebrate what he loved most: the stage, its players, poetry . and a dog. Zak Berkman, Producing Director Lend me your ears Matt Pfeiffer, Director I’ve been really blessed to spend most of my career working on the plays of William Shakespeare. I believe his plays are foundational to Western culture. Love him or hate him, his infuence is an essential part of our understanding of stories and storytelling. And I’ve had the privilege for the last six years of fostering a specifc approach to his plays. I found that attempting to be in conversation with the principals of the theatre practices of Shakespeare’s time was a good starting place—not so much aesthetically, but logistically.
    [Show full text]
  • DCCC Annual Report 2004
    E d u c a t i o n a l F ANNUAL REPORT o July 1, 2014 to June 30, 2015 u n d a t i o n 2014 – 2015 Robert M. Madonna, Chair BOARD McCoy Enterprises John J. Camero III, Vice-Chair OF TruMark Financial Credit Union DIRECTORS Kathleen A. Breslin, Executive Director Delaware County Community College John A. Glavin, Jr., Treasurer Delaware County Community College Cynthia K. Aigeltinger, SAP America, Inc. David M. Banet David M. Banet & Associates, Inc. Karen L. Bogosian, Visual Sound, Inc. Thomas A. Clardy, Ph.D. Clardy Management Consultants, LLC Brian Wilbur Coyle, The Henderson Group Lawrence M. D’Andrea, Invictus Business Advisers, LLC Paul M. deBotton, National Realty Corporation Barbara A. Denczi, The Bryn Mawr Trust Company Vahan H. Gureghian, CSMI, LLC Laura M. Kasper, Monarch Staffing Tracy L. Mack, AmeriHealth Caritas Family of Companies Phyllis Ann (Pam) Mariani, Edgmont Country Club Larry J. Moulder, UPS Carl J. Needles, Beneficial Bank Kevin B. Nolan, Kimberly-Clark Corporation Jerome S. Parker, Ph.D., Delaware County Community College Michael L. Ranck, Community YMCA of Eastern Delaware County Julie Sebastian Maryrose Sheppard, Exelon Corp/PECO Energy William E. Sockwell, William E. Sockwell Associates Donald B. Soslow Charles D. Stevenson, Aqua Pennsylvania, Inc. William H. Torian, Jr. Sloan Walker, Morgan Stanley DearFriends of t he Fou ndati on, My fellow members on the Board of Directors of Delaware County Community College Educational Foundation and I are grateful to the College’s alumni, friends and other constituents who support our mission. Board members are motivated by a sense of community that is demonstrated by an investment of time and philanthropic dollars.
    [Show full text]
  • WSFS and BMBC Merge Education and Training Needs of Youth TRANSACTION SOLIDIFIES TOP POSITION in the and Adults
    • Training & Education: Reflects the WSFS and BMBC merge education and training needs of youth TRANSACTION SOLIDIFIES TOP POSITION IN THE and adults. • Career Entry: Helps workers from GREATER PHILADELPHIA AND DELAWARE REGION underrepresented populations find IT jobs and feel valued. WSFS Financial Corporation “This combination aligns with our • Career Advancement: Highlights ›› and Bryn Mawr Bank strategic plan,” said Rodger Levenson, clear pathways for career advancement Corporation (NASDAQ: BMTC), jointly WSFS’ Chairman, President and CEO. and peer support and builds a sense of announced on March 10 the signing of “Combining with Bryn Mawr allows us community within IT occupations. a definitive merger agreement whereby to accelerate our long-term strategic Key to the success of this rollout will be Bryn Mawr Bank Corporation (Bryn objectives, including scale to continue Delaware’s ability to align state policies Mawr) will merge with WSFS Financial to invest in our delivery and talent and resources to accelerate the impact Corporation (WSFS), in a transaction transformations. This combination also of the IT talent strategy. The strategy valued at approximately $976.4 mil- creates the premier wealth manage- proposes establishing an employer lion. Simultaneously with the merger, ment and trust business in the region training tax credit and establishing a work The Bryn Mawr Trust Company (BMT), and the sixth largest bank-affiliated share program that uses unemployment the wholly owned subsidiary of Bryn wealth management and trust busi- insurance for part-time layoffs so Mawr, will merge into WSFS Bank, a ness nationwide under $100 billion in employers can hold on to key employees wholly owned subsidiary of WSFS.
    [Show full text]
  • 2015 Annual Report
    NOTES FROM THE FIELD 32-Page Book for 2015 Girl Scouts of Eastern Pennsylvania THIS ANNUAL REPORT BOOK IS PROPERTY OF Girl Scouts of Eastern Pennsylvania PERTINENT COORDINATES Girl Scouts of Eastern Pennsylvania 330 Manor Road, Miquon, Pennsylvania 19444 40.070206, -75.252716 FOR INITIAL RECORDS GIRL SCOUTS OF EASTERN PENNSYLVANIA, INC. (“GSEP”) OPERATES AS AN INDEPENDENT, NONPROFIT ORGANIZATION CHARTERED BY THE NATIONAL GIRL SCOUTS OF THE USA TO PROVIDE LEADERSHIP DEVELOPMENT OPPORTUNITIES FOR GIRLS IN NINE COUNTIES: BERKS, BUCKS, CARBON, CHESTER, DELAWARE, LEHIGH, MONTGOMERY, NORTHAMPTON, AND PHILADELPHIA. THE GIRL SCOUT PROMISE ON MY HONOR, I WILL TRY: TO SERVE GOD AND MY COUNTRY, TO HELP PEOPLE AT ALL TIMES, AND TO LIVE BY THE GIRL SCOUT LAW. IN THE EVENT OF MISPLACEMENT IF FOUND PLEASE CONTACT @ IS HENCE, THERE ISN’T A HANDSOME REWARD WAITING. WWW.GSEP.ORG GIRL SCOUTS OUR MISSION: GIRL SCOUTING BUILDS GIRLS OF COURAGE, CONFIDENCE, AND CHARACTER, WHO MAKE THE WORLD A BETTER PLACE. CONTENTS: 01. EXECUTIVE MESSAGE 06. TAKE THE LEAD 2015 02. MEMBERSHIP 07. THANK YOU TO OUR DONORS 03. LAND 08. BOARD OF DIRECTORS 04. CAMPAIGN FOR GIRLS 09. OUR FOOTPRINT 05. FINANCE THE GIRL SCOUT LAW: I WILL DO MY BEST TO BE HONEST AND FAIR, FRIENDLY AND HELPFUL, CONSIDERATE AND CARING, COURAGEOUS AND STRONG, AND RESPONSIBLE FOR WHAT I SAY AND DO, AND TO RESPECT MYSELF AND OTHERS, RESPECT AUTHORITY, USE RESOURCES WISELY, MAKE THE WORLD A BETTER PLACE, AND BE A SISTER TO EVERY GIRL SCOUT. GIRL SCOUTS OF EASTERN PENNSYLVANIA. PRINTED APRIL 2016. EXECUTIVE MESSAGE This has been a year marked by big changes and great accomplishments at Girl Scouts of Eastern Pennsylvania.
    [Show full text]
  • WSFS Investment Group Hires New Financial Advisor
    December 6, 2012 Photo Release -- WSFS Investment Group Hires New Financial Advisor WILMINGTON, Del., Dec. 6, 2012 (GLOBE NEWSWIRE) -- WSFS Financial Corporation (Nasdaq:WSFS), the parent company of WSFS Bank, today announced that Michael J. Connor has joined WSFS Investment Group, Inc., as a Financial Advisor. WSFS Investment Group is a subsidiary of WSFS Bank, providing brokerage, retirement and insurance services to its clients through INVEST Financial Corporation, member FINRA, SIPC. INVEST is not affiliated with WSFS Bank or WSFS Investment Group. A photo accompanying this release is available at http://www.globenewswire.com/newsroom/prs/?pkgid=16136 "We are thrilled to welcome Mike to the WSFS Investment Group," said Russell M. Hanscom, III, Senior Vice President and Investment Group Manager, Registered Representative of INVEST. "His professional financial services experience and strong work ethic will be invaluable assets when creating sound investment plans for our clients." Prior to joining WSFS, Mr. Connor was Vice President at Income & Estate Planning Partners, P.A., in Newark, Delaware where he was responsible for business development, management of the sales force and raising assets. Previously, he was employed at ING Financial Solutions as an Internal Sales Consultant for six years. Mr. Connor is an INVEST Registered Representative, holds Series 7, 63 and 65 registrations as well as the Resident Agent Life Insurance license, and is currently seeking his Certified Financial Planner (CFP®) certification. A resident of Newark, Delaware, Mr. Connor is a graduate of Widener University with a Bachelor of Science in Business Administration and concentration in Finance. He also holds a Master of Business Administration from Goldey-Beacom College.
    [Show full text]
  • PHILADELPHIA Renaissance
    PHILADELPHIA Renaissance College student retention drives growth in the city and region 2019 CONTENTS Preface . 4 By the Numbers . 8 Talent Explosion . 12 Economic Growth . 18 Inclusive Growth . 24 College Student Retention . 28 Conclusion . 32 Notes on Methodology . 34 PREFACE Philadelphia is leading the way nationally in cultivating new, diverse, well-educated citizens to grow the region’s civic life and economy. This report demonstrates the extraordinary growth in young college-educated residents in Philadelphia and the impact of that growth on our economy and the diversity of our workforce. It is not just the numbers that spell success for Philadelphia. It is the people they represent and the future we are able to build as a result. That future includes: • An economy that is driven by innovation and talent and that opens up more opportunity to more Philadelphians • New people with new ideas driving change, solving problems and challenging traditional ways of doing things • A more globally relevant Philadelphia, with new ties to cities, economies and talent around the world linked to the graduates who stay here We aspire to more than just population and economic growth in Philadelphia, but to growth that builds the diversity of our people, increases opportunity and extends across every zip code. Campus Philly sees a region that has more resources and resilience than it did when the organization was forming in 2000. It’s a region Campus Philly is committed to continuing to build and grow in the years ahead. 4 PHILADELPHIA RENAISSANCE SPONSORS ACKNOWLEDGMENTS Campus Philly recognizes the following Campus Philly could not achieve its mission without the sponsors for their support for this study.
    [Show full text]
  • CONNECTING the DOTS to Better Serve Our Communities OVERVIEW TECH IMPACT’S MISSION Is to Ensure All Nonprofits Can Use Technology to Better Serve Our World
    2012-2013 ANNUAL REPORT CONNECTING THE DOTS to better serve our communities OVERVIEW TECH IMPACT’S MISSION is to ensure all nonprofits can use technology to better serve our world. We are the place nonprofits can call to make sense • Provide hands-on technology support to nonprofits. of anything from large-scale technology projects, to Through our Managed IT Services, we can implement simple technology maintenance. We have partnered and support an organization’s entire technology with hundreds of nonprofits organizations around the infrastructure, either in the cloud or on-premise. world since 2003, to help each one realize the potential • Ensure that nonprofits receive every software and of technology to achieve their mission and improve product discount available. We accomplish this through outcomes. our deep partnerships with nonprofits like TechSoup Global and corporations like Microsoft. At Tech Impact, we: • Help young urban adults move into a career in IT • Maintain and deploy a comprehensive suite of through our ITWorks program. This award winning 16- products and services that focus solely on the needs week program gives them the training, certifications, of nonprofits. We are the nonprofit behind npCloud.org and experience they need to compete for entry level IT and VolunteerConnect.org. positions. • Maintain a network of experts that can help a nonprofit The months and years ahead hold enormous promise overcome almost any technology challenge. We provide affordable expertise in strategic technology planning, for the advancement of how nonprofits use technology project management, database and application to improve their own operations, and how they will use development. technology to make an impact on society.
    [Show full text]
  • KPMG's Executive Leadership Institute for Women
    KPMG’s Executive Leadership Institute for Women A leadership development series created by KPMG’s Network of Women (KNOW) and The Leader’s Edge/Leaders By Design In these economic times, the need for effective leadership has never been more important. KPMG’s Executive Leadership Institute for Women is designed to equip participants with a deep understanding of the principles and practical skills that aim to allow them to achieve leadership excellence. KPMG’s Executive Leadership Institute for Women — Created by KNOW in collaboration with The Leader’s — The opportunity to enhance individual awareness Edge/Leaders By Design and development through the use of reliable and valid assessment tools — A locally based program for highly talented executive women who currently hold significant leadership — A limited enrollment that helps ensure effective and positions individualized attention — Practical instruction in leadership development that — Timely, convenient, and cost effective delivers immediate impact and workplace application — CPE credits provided — A certificate-based curriculum developed and taught by experienced executives, who are also trained psychologists, researchers, and PhDs—each with more than 25 years of experience in executive coaching, leadership development, and career counseling — A program of four half-day leadership sessions conducted over the course of a year, reinforced with monthly virtual meetings that provide personalized instruction and support from trained facilitators — An opportunity for networking with a diverse group of senior women executives who represent a cadre of prestigious global companies — Distinct design that provides continuity, instruction, and networking for practical application to your individual work environment © 2017 KPMG LLP, a Delaware limited liability partnership and the U.S.
    [Show full text]
  • 2019 Annual Report the GIRL SCOUT MISSION Girl Scouting Builds Girls of Courage, Confidence, and Character, Who Make the World a Better Place
    2019 Annual Report THE GIRL SCOUT MISSION Girl Scouting builds girls of courage, confidence, and character, who make the world a better place. THE GIRL SCOUT PROMISE TABLE OF CONTENTS On my honor, I will try: To serve God and my country, To help people at all times, Executive Message 4 Thank you to our Donors 24 And to live by the Girl Scout Law. Strategic Plan 6 Board of Directors 30 THE GIRL SCOUT LAW Financial Report 20 Our Footprint 31 I will do my best to be THE LE KE A A D honest and fair, T Take the Lead 22 friendly and helpful, 2019 considerate and caring, courageous and strong, and responsible for what I say and do, and to respect myself and others, respect authority, use resources wisely, make the world a better place, and be a sister to every Girl Scout. 2 3 Dear Friends, We find ourselves in an unprecedented time Looking back, 2019 was an exciting year for participation by 75%... which has helped for social and economic challenges during GSEP. We maintained a keen focus on the significantly as we moved to a virtual the COVID-19 pandemic. In what seemed like five goals outlined in our three-year Strategic community environment. an instant, we moved from gathering in Plan: Leadership for the Future, and are While there is still much to do, we are Working together to help person to our current “normal” of social proud of key outcomes including but not confident that we have the resources and create the next generation distancing and remote communications.
    [Show full text]
  • First Destination Survey Spring 2015 Undergraduate Program Student
    First Destination Survey Spring 2015: Undergraduate Program Students During April and May of 2015, Office of Institutional Research of West Chester University of Pennsylvania (WCU) and WCU Foundation collaboratively conducted an online survey of students who were intending to graduate with a Baccalaureate degree at the end of Spring 2015 term. The purpose of the survey was to assess their future plans. The survey consisted of the broad question: “What is your primary status after graduation?” as well as, follow‐up by questions on their employment, volunteer work, military service and continued education. A total of 342 students responded to the survey. This represents approximately 16.5% of the 2,076 students intending to graduate in May 2015. The findings of the survey are displayed below. Primary Status /Primary Future Plans after Graduation: Office of Institutional Research, WCU June 9, 2015 Table 1: Primary Status/Primary Future Plans after Graduation Spring 2015 Response Category Responses # % Employed Full‐Time. 88 25.7 Employed Part‐Time. 18 5.3 Seeking Full‐Time employment. 101 29.5 Seeking Part‐Time employment. 2 0.6 Enrolled in a program of continuing education. 76 22.2 Planning to continue education but not yet enrolled. 30 8.8 Not seeking employment or continuing education at this time. 0 0.0 Serving in the U.S. military. 2 0.6 Participating in the volunteer or service program (e.g. Peace Corps). 1 0.3 Starting or raising a family. 1 0.3 Other. 23 6.7 Total 342 100.0 Students graduating with a Baccalaureate degree were asked about their employment status regardless of their primary status/future plans after graduation; following are the percent responses by their employment status: Table 2: Employment Status Regardless of Primary Future Plan Employment Status # % Full‐Time 101 29.8 Part‐Time 153 45.1 Not Employed 85 25.1 Total 339 100.0 Of the students who responded to the survey, about 30% reported to be in Full‐Time paid employment; 45% in Part‐Time paid employment, and 25% reported as not employed.
    [Show full text]
  • Absa Bank (South Africa)
    The Companies Listed under the Consortium for Next Gen ATMs ABA (American Bankers Association) Absa Bank (South Africa) Access Cash General Partnership (EZEE ATM) ACG ACI Worldwide ATEFI AIB (Allied Irish Banks) Akbank (Turkey) Altron Bytes Managed Solutions Aman (Palestine) ANZ Argotechno ATB Financial ATEFI ATM24 ATM CLUB Atima ATMIA ATM Security Association Auriga Australian Technology Management Pty Ltd Axis Communications AB 1 Bank of America Bank of Hawaii Bank of Montreal Bank of South Pacific Bank Permata BANTAS A.S Banktech (Australia) Barclays Bank BBVA Belfius Bank & Verzekeringen Bitstop Blanda Marketing & Public Relations BMO Financial Group BOSACH Technologies & Consulting Pvt. Ltd. BVK Capital One Cashflows Cashway Technology Co., Ltd. Capital One Bank Capitec Bank Cardtronics Cash and Card World Ltd Cash Connect® – ATM Solutions by WSFS Bank Cash Infrastructure Projects and Services GmbH Cashware Cecabank CIBC (Canadian Imperial Bank of Commerce) Citibank Citizens Bank CMS Analytics Coast Capital Savings Credit Union 2 Columbus Data Comerica Bank Commonwealth Bank of Australia Convergint Technologies CO-OP Financial Services CR2 Culiance Cummins Allison Cyttek Group Desjardins Dgiworks Technology (Turkey) Diebold-Nixdorf dormakaba USA Inc DPL Eastern Carolina ATM Eastman Credit Union EFTA Elan Financial Services Electronic Payment & Services (Pty) Ltd Embry Consulting, LLC Emirates NBD Euronet Worldwide EuroTechzam S.A. EVERTEC, Inc – US EVERI EVO Payments Faradis Alborz Corp First American Payment Systems First Data First National Bank of South Africa FISERV 3 FIS Global (Fidelity National Information Services) Fujitsu Ten España G4S GCB Bank (Ghana) General Dynamics Mission Systems Genmega GMR GMV Gorham Savings Bank GPT Great Southern Bank GRG Banking Gunnebo Gunnebo India Private Ltd Heritage Bank Hitachi Europe Hitachi-Omron Terminal Solutions, Corp.
    [Show full text]