Emerging Payments Trends

E M E R G I N G T R E N D S I N P A Y M E N T S I N N O V A T I O N M A5Y 2 0 2 0

real-time product and consumer insight on all competitors and new entrants Contact us at: pi-360@thefuturistgroup. com

SECURITY INNOVATION CONSUMERS WANT Map every security feature on the market and 2 0 % identify innovation that drives product engagement r i s e i n f r a u d by consumer segment (e.g., GenZ, Millennials, 1 S T Q U A R T E R O F 2 0 2 0 Subprime, Prime, etc.).

Virtual card #'s, biometrics, dynamic cvv, monitoring, alerts, protection insurance, etc.

NEW PATH TO PROFITABILITY See shifting consumer needs and opportunity for 3 0 % driving long-term, profitable usage. D R O P I N Preferred reward constructs (tiered vs. flat etc.) C R E D I T S P E N D SWOT vs. competitors and their products a P R I L 2 0 2 0 Consumer data & insight on every innovative benefit deployed in response to COVID

FUTURE OF CONTACTLESS 4 0 % Understand near-term and longer-term i n c r e a s e i n opportunity for contactless communication & c o n t a c t l e S S innovation. Consumer insight data on every form a P R I L 2 0 2 0 of contactless including card plastic, mobile app, wearables, biometric, and connected car

RISE OF DEBIT CARD REWARDS 2 . 6 x SWOT analysis of all major debit card programs d e b i t s p e n d that offer rewards. Identify which segments m o r e r e s i l i e n t prefer Debit vs. Credit, and the features that are t h a n c r e d i t impacting their choices and usage decisions. s p e n d a p r i l 2 0 2 0

YOUR OPPORTUNITY FOR INSTALLMENTS $ 3 B + Understand the features and benefits that r a i s e d b y B u y N o w , consumers value most from all of the Buy P a y L a t e r S t a r t u p s Now, Pay Later providers. Identify segments s i n c e i n c e p t i o n that are most interested in the service.