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Top 150 Merchant Acquirers Worldwide Companies from 45 Countries Generated 342.2 Billion Purchase Transactions

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ISSUE 1183 SEPTEMBER 2020 ARTICLES IN THIS ISSUE p5 Top 150 Merchant Acquirers p12 Acquiring-as-a-Service Worldwide Platform from FSS p7 Top 100 U.S. Mastercard and p13 Point of Sale Terminal Visa Issuers at Midyear Manufacturers — Part 2 p10 Buy Now, Pay Later Funding p14 Top General Purpose Deals in 2020 Credit Card Issuers in the United States at Midyear p11 PayNearMe Payment Processing TRANSACTIONS (BIL.) IN 2019 Top 150 Merchant Acquirers Worldwide Companies from 45 countries generated 342.2 billion purchase transactions. The six companies listed below accounted for 41% or 141.8 billion of those transactions. Read full article on page 5 FIS (WORLDPAY) 36.72 JPMORGAN CHASE 29.41 SBERBANK 20.61 FISERV 20.36 (FIRST DATA) BANK OF 18.56 AMERICA 16.19 GLOBAL PAYMENTS FOR 50 YEARS, THE LEADING PUBLICATION COVERING PAYMENT SYSTEMS WORLDWIDE CONTENTS COVER STORY Top 150 Merchant Acquirers Outstandings for the top 10 Worldwide Acquirers headquartered in 45 countries included 32 in the U.S. issuers of Mastercard and U.S., 10 in Turkey, 7 in France, Russia, and Iran, and 5 in Brazil Visa credit cards totaled and Japan. p5 $569 bil. as of June 30, 2020, down 9.8% from June 30, 2019 Top 100 U.S. Issuers of Visa and Mastercard Credit Cards at Midyear Rankings are based on outstandings as of June 30, 2020 and on purchase volume for January 1 through June 30, 2020. Acquiring-as-a-Service Platform p7 from FSS Embark is a cloud-based managed service accessed through a single connection and integration. BNPL Funding Deals in 2020 p12 During the first nine months of this year, 13 companies announced funding rounds to expand buy now, pay later lending at merchants. Point of Sale Terminal p10 Manufacturers — Part 2 Further coverage of worldwide shipments includes PIN pads, dongles, ECRs, and QR code readers. More than p13 billion U.S. Issuers of General Purpose $2.58 Cards at Midyear in funding was raised by The largest issuers of Visa, Mastercard, Amex, and Discover providers of buy now, pay later loans cards are ranked by purchase volume and outstandings. p14 PayNearMe Bill REGULAR FEATURES Payment Processing p3 First Look The company, which started out handling recurring payments over the counter, now p15 Management Changes accepts credit and debit cards as well as ACH transactions for other verticals. p11 FEATURED IN OUR UPCOMING ISSUE Payment Cards Projected Worldwide PHOTO CREDITS: Cover and back page Joel Filipe on Unsplash; p2 Victor Garcia (left) and Belinda Fewings (right) on Unsplash; p4 Paul Cuoco on Unsplash; p11 Sven Kucinic on Unsplash; p12 Sacha T on Unsplash First Look News in brief on payment industry trends around the world. BITPAY is the largest provider of Bitcoin MYHSM, a cloud-based provider of HID GLOBAL’S HID Element product line and other cryptocurrency payment hardware security modules (HSM) as a is a fully modular desktop-based card services. Through a partnership with service, has formed a partnership with personalization portfolio targeted at mid- Wyre, a U.S.-licensed money transmitter, Compass Plus, a provider of retail bank- range and high-volume market consumers can buy Bitcoin and Ether ing and electronic payment software to segments. Key product line features using a debit card or Apple Pay through processors and financial institutions. The include precision UV-cured, drop-on- the BitPay Wallet App instantly. A Wyre companies can give fintech start-ups and demand inkjet card printing, a laser account is not required. The option to tier 1 banks the ability to go from concept engraving system for tamperproof, purchase other cryptos like XRP and to testing to full production in weeks. high-durability card personalization, stablecoins will soon be available as will John Cragg is CEO at MyHSM, [email protected], multiple card encoding options and purchases tied to Samsung Pay and www.myhsm.com. Maria Nottingham is EVP at personalization, an optional input/output Google Pay. Compass Plus, [email protected], card hopper providing a total capacity of Stephen Pair is CEO at BitPay, [email protected], www.compassplus.com. as many as 1,600 cards, and a camera www.bitpay.com. Ioannis Giannaros is CEO at Wyre, system for registration and verification. [email protected], www.sendwyre.com. Craig Sandness is VP and Managing Director of HANDPOINT’S in-store payment Secure Issuance, [email protected], platform, which is brandable and www.hidglobal.com. FLYWIRE, a payment company with customizable for merchant service over 2,000 education institution clients providers, is being made available to worldwide, has a partnership with small and medium enterprises in VISA CANADA has introduced Click to Mastercard to provide students with Bulgaria, Croatia, the Czech Republic, Pay in Canada. The online checkout discounted foreign exchange rates on Italy, Slovakia, and the U.K. in partner- service is based on EMV Secure Remote cross-border tuition payments made ship with Mastercard. It offers a suite of Commerce. Consumers who register with Mastercard. The offer is available tools that can be adapted based on the their cards bypass the need to enter a this year to students from UAE, Saudi businesses’ needs, including a mobile 16-digit account number. Arabia, Qatar, Kuwait, Kenya, and Ghana. payment app, smart payment terminal, Stacy Madge is President, [email protected], Students can make their tuition pay- and software in the Handpoint platform. www.visa.com. ments in their local currencies at any David Gudjonsson is CEO at Handpoint, school that uses Flywire. [email protected], www.handpoint.com. TRUSTLY, a provider of account-to- Gaurang Shah is SVP, Product Management Digital Jason Lane is EVP Market Development, Europe at account payment processing that Payments & Labs, Middle East and Africa at Mastercard, [email protected], bypasses the card networks, has Mastercard, [email protected], www.mastercard.com. expanded into Canada and Australia. www.mastercard.com. Mike Massaro is CEO at The company has existing clients for its Flywire, [email protected], www.flywire.com. COMDATA, a Fleetcor company, has Online Banking Payments platform in launched Virtual Comchek, a digital pay- Europe and the U.S. EURONET WORLDWIDE’S epay division ment product that fleets provide to their Oscar Berglund is CEO, [email protected], has been selected to manage monthly drivers to make on-demand payments. www.trustly.com. recurring billing between Microsoft and Instead of using a paper Comchek select telecommunications retailers for “draft” to facilitate a payment, fleets sales of Games Pass Ultimate and Xbox send an instant digital payment card SHIFT4 PAYMENTS, an integrated All Access subscriptions worldwide. Epay that drivers can access on their mobile payment processor with over 350 already processes mobile top-ups and phone. The Virtual Comchek is accepted software providers, will provide other transactions at telecommunica- by merchants nationwide for on-demand tokenization, gateway, and end-to-end tions retailers worldwide. The company expenses such as vehicle repair, roadside payment processing services for Sionic’s uses open APIs and payment technolo- assistance, vehicle parts, wholesale digital contactless commerce platform. gies in Euronet’s REV payments cloud. equipment, and warehouse expenses. Initially they support restaurants. Kevin Caponecchi is CEO, Software and EFT Asia Justin King is SVP of Product and Innovation, North Chris Bjork is VP of Integrated Partnerships at Shift4, Pacific Division at epay, [email protected], America Trucking at Comdata, [email protected], [email protected], www.shift4.com. Ronald Herman www.epayworldwide.com. www.comdata.com. is CEO at Sionic, [email protected], www.sionicmobile.com. www.nilsonreport.com NILSON REPORT 3 APEXX GLOBAL will provide its EVERLINK PAYMENT SERVICES in Canada MYPINPAD software provides PCI processing services, acting as a has selected Financial Software and DSS-certified contactless payment payment orchestration layer, to Avon, Systems’ (FSS) unified card processing services for commercial off- enabling the company to select the most management system to replace its the-shelf (CPoC) devices. The company suitable payment method for legacy card processing infrastructure. has formed a partnership with eService, representatives in 16 countries, including The deployment is scheduled to go live in a Poland-based subsidiary of EVO credit/debit cards, PayPal, Apple Pay, the 4th quarter of this year. Payments. eService processes and Android Pay, in addition to domestic Mark Ripplinger is CEO at Everlink, mark.ripplinger@ transactions for over 460,000 payment market-only options. everlink.ca, www.everlink.ca. Jayesh Sawant is Head, terminals in Poland and several other Rodney Bain is Managing Director at Apexx Global, Payments Practice & Innovation at FSS Technologies countries in Europe. [email protected], www.apexx.global. Canada, [email protected], Colin Green is CEO at MyPINPad, coling@ www.fsstech.com. mypinpad.com, www.mypinpad.com. Joanna Seklecka is CEO at eService, [email protected], EVO PAYMENTS offers EVO Express www.eservice.pl. Deposit to small and medium-sized GLOBAL PAYMENTS’ Tsys Issuer Solutions businesses with an eligible Visa or Business has signed a renewal Mastercard debit card. The acquirer will agreement to provide processing and VISA priced a $500-million green bond pay out card receivables to the debit support services for Wells Fargo’s offer. The semiannual coupon pays card using Visa Direct, Visa’s real-time commercial card portfolio. Wells Fargo 0.75% and matures August 15, 2027. push payment platform. Merchants can ranks 5th largest among purchasing card Proceeds will be used to help advance receive deposits at any time including issuers in the U.S. the company’s commitment to weekends and holidays. Gaylon Jowers is President, Tsys Issuer Solutions and environmental sustainability and a Gaurav Gollerkeri is Head of Visa Direct, North SEVP at Global Payments, [email protected], sustainable payment ecosystem.
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