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Payment Cards in Circulation Worldwide

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FOR 48 YEARS, THE LEADING PUBLICATION COVERING PAYMENT SYSTEMS WORLDWIDE OCTOBER 2018 / ISSUE 1140 Top Card Issuers in Latin America Latin America and the Caribbean (LAC) region’s 50 largest Payment Cards in general purpose payment card issuers ranked by spending for goods and services collectively accounted for $664.25 billion in Circulation Worldwide > see p. 12 6.74 PayPal’s Smart Payment Buttons Private Label 6.69 PayPal is connected to 19.5 million merchants worldwide, and UnionPay 3.15 9.5 million of those merchants support One Touch, a checkout Visa 1.82 service linked to more than 100 million of the 250 million Mastercard > see p. 8 1.20 Domestic Global General Purpose Cards—Midyear 2018 American Express, Diners Club/Discover, JCB, Mastercard, UnionPay, and Visa credit, debit, and prepaid cards generated 7 171.66 billion purchase transactions for goods and services 1 0 > see p. 7 2 in 20 rds Top U.S. GP Credit Card Issuers at Midyear .48 Billion Ca The 12 largest issuers of Visa, Mastercard, American Express, and Discover general purpose credit cards in the U.S. owned $781.75 © 2018 The Nilson Report billion in outstandings as of June 30, 2018, an increase of 6.5% > see p. 9 First Data’s Dark Web Fraud Fighting Payment Cards Projected Worldwide Cybersecurity experts say annual revenues generated on the dark web from the sale of stolen financial accounts, personally As of December 31, 2017, there were 20.48 billion credit, debit, identifiable information (PII), passwords, and other data valuable and prepaid cards in circulation worldwide including global > see p. 5 general purpose cards—Visa, UnionPay, Mastercard, Maestro, Interoperability from ModoPayments JCB, Discover/Diners Club, and American Express—and more than 60 domestic-only general purpose brands in over 60 ModoPayments handles distributed transaction processing on countries. Those brands included RuPay, Elo, Mir, Troy, BC Card, behalf of clients needing interoperability for payment and loyalty Interac, eftpos, CB (Cartes Bancaires), girocard, CuentaRut, systems. The company’s cloud-based (AWS) platform, called Verve, and others. Also included in the 20.48 billion payment > see p. 12 cards were private label credit, debit, and prepaid cards for stores, fuel, airlines, medical, and more. Divido Installment Loan Platform General purpose cards with global brands accounted for Lenders and merchants anywhere in the world can license Divido’s 61.24% of the total, with UnionPay cards accounting for 34.14%, end-to-end installment loan origination and servicing platform followed by Visa with 15.62% and Mastercard with 9.99%. for online and in-store financing. More than 1,000 customers in > see p. 6 > see p. 8 INSIDE 2 – 3 Fast Facts CHARTS 4 Investments & Acquisitions— 9 Top Issuers of General Purpose Credit Cards 4 Investments & Acquisitions— September 2018 in the U.S. Midyear 2018 September 2018 7 Global General Purpose Cards Midyear 10 Latin America’s Top Credit, Debit, General 5 Amex Gold Card Update 2018 vs. Midyear 2017 Purpose, Visa, and Mastercard Issuers 2017 © 2018 HSN Consultants, Inc. THE NILSON REPORT VISIT US ONLINE AT WWW.NILSONREPORT.COM RAMBUS Unified Payment Platform is an omnichannel GALILEO PROCESSING, a card account processor linked to service that digitizes credit and debit card payments, prepaid more than 87 million debit, credit, and prepaid accounts, has cards, loyalty cards, coupons, and receipts and brings them launched its Virtual Commercial Card Solution. The Galileo into a single secure application that can be downloaded by Virtual Commercial Card is a randomly generated token used customers and used on mobile devices. Coles, one of to handle a single transaction in a specific amount. Australia’s largest retail groups, will deploy the platform. Clay Wilkes is CEO, (801) 365-6060, cwilkes@ Jerome Nadel is CMO and SVP/GM of Payments and galileoprocessing.com, www.galileoprocessing.com. Ticketing at Rambus, (408) 462-8000, [email protected], CONTROLSCAN delivers site-level security with its PaySafe www.rambus.com. FAST UTM Firewall Service that protects a user’s IT network EVERTEC, a full-service payment and transaction process- perimeter from malicious activity. The company has formed ing provider to businesses in 26 countries in Latin America a partnership with P97 Networks to integrate with the P97 FACTS & the Caribbean, has begun an extended pilot of ATH Móvil, PetroZone platform, which enables payments and digital the leading P2P payment service in Puerto Rico, to offer a offer campaigns from any mobile device or connected car. OCTOBER 2018 payment service for ecommerce websites and mobile Gulf Oil is the first company to use the technology for PCI ISSUE 1140 applications. Mac Schuessler is CEO, (787) 759-9999, DSS compliance. Mark Carl is CEO at ControlScan, [email protected], www.evertecinc.com. (678) 279-2640, [email protected], www.controlscan. No paid advertising. com. Don Frieden is CEO at P97 Networks, (713) 588-4201, BLUESNAP’S All-in-One Payment Platform, designed for No sponsored [email protected], www.p97.com. content of any kind. B2B and B2C businesses, is now integrated with First Data’s suite of global and local payment services. First Data will FIDO2 browser support as well as the first certified products No company can pay to be featured in our provide BlueSnap with access to its distribution partners that use the protocols are available to reduce password use newsletter. and serve as BlueSnap’s primary provider for acquiring, on the web. Any website can leverage FIDO2 authentica- processing, and settlement of payment card transactions tion protocols created by the W3C and FIDO Alliance to It is never and related services. Ralph Dangelmaier is CEO at BlueSnap, replace passwords with cryptographically secure logins using permissible for subscribers to (781) 790-5013, [email protected], www.bluesnap.com. alternatives including on-device biometrics and FIDO Security forward or print this Mia Shernoff is SVP, Global Head of Marketing at First Data, Keys. Brett McDowell is Executive Director at FIDO Alliance, issue. Doing so vio- (646) 460-4069, [email protected], (413) 404-5593, [email protected], lates copyright laws. www.firstdata.com. www.fidoalliance.org. Conferences & Seminars Seamless West Africa Seamless Vietnam 2018: 2nd Annual International FinovateAfrica 2018: FinovateAsia 2018: October 29-30, 2018. The 2018: November 6-7, 2018. November 7-8, 2018. The Payment Forum 2018: November 27-28, 2018. Hong Kong Convention The Movenpick GEM Center, Ho Chi Minh November 22-23, 2018. The Westin Cape Town, Centre, Hong Kong. Estimat- Ambassador Hotel, City, Vietnam. Estimated The NH Vienna Airport Cape Town, South Africa. ed attendance: 450+. Cost Accra, Ghana. Estimated attendance: 2,000. Conference Center Hotel, Estimated attendance: for the two-day conference attendance: 300+. Cost for Cost for the two-day Vienna, Austria. Estimated 450+. Cost for the two-day is $1,695. Subscribers to the two-day conference is conference is FREE. attendance: 500+. Cost for conference is $995 until The Nilson Report receive $1,200 (group rates avail- Contact Danelle Filipinas at the two-day conference is November 16, $1,195 after a 20% discount. (Use code able). Subscribers to The Terrapinn, (65) 6322-2717, $1,035. Subscribers to The that. Group rates avail- FKV2338NRT.) Contact Nilson Report receive a danelle.filipinas@terrapinn. Nilson Report receive a able. Subscribers to The Tyler Ferst at 20% discount. (Use code com. Register at http://bit. 20% discount. (Use code Nilson Report receive a The Finovate Group, GYZR.) Contact Calvin Ridge ly/2NoayGS. NILSICT.) Contact Mike Lind 20% discount. (Use code (646) 895-7329, tyler.ferst@ Miller at Terrapinn, at ICT Solutions, FKV2358NRT.) Contact knect365.com. Register at 27 (11) 516-4030, calvin. 36 (70) 296-0374, Tyler Ferst at The Finovate https://finance.knect365. [email protected]. mike.lind@ Group, (646) 895-7329, com/finovateasia/. Register at ict-solutions-hu.com. [email protected]. www.terrapinn.com/ Register at https://ict- Register at exhibition/seamless- solutions-hu.com/home/ https://finance.knect365. west-africa/. 2nd-annual-international- com/finovateafrica/. payment-forum/. 2 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive 1 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive SHOPKEEP provides a secure tablet-to-cloud point-of-sale and payment OPENWAY has implemented the nexo acquirer protocol on its Way4 processing platform with POS software to more than 25,000 merchants. The platform. Acquirers who operate their payment processing business using company has certified Epson’s TM-m10 POS and TM-U220 receipt printers and Way4 software can use ISO 20022 to enhance their payment acceptance inter- will promote the services to its clients. Mike Sommers is SVP, Product faces, gaining extended transaction data and improved interoperability across Management at ShopKeep, (646) 378-9198, [email protected], their acquiring networks. Mitry Yatskaer is CTO, 32 (100) 800-102, dyatskaer@ www.shopkeep.com. Tom Kettell is Director, Commercial Channel, North openwaygroup.com, www.openwaygroup.com. America at Epson America, (612) 963-3047, [email protected], WEX, a global provider of corporate payment products, has integrated with www.epson.com. Moneris Solutions, Canada’s largest processor of debit and credit card pay- SEZZLE’S BUY NOW, PAY LATER interest-free installment loans (four ments. The partnership will allow petroleum outlets to accept Wex fleet cards payments) for ecommerce purchases is now available to customers of Priority through Moneris’s PetroTrak point-of-sale and fleet management services. Payment Systems. Those merchants will be able to add Sezzle’s technology Phil Baker is Director of Product Management at Wex, (207) 523-7629, directly into their product pages and checkouts. Jessica Martin is Marketing [email protected], www.wexinc.com.
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