<<

Credit Cards Company 24-Hour Number: (800) 528-2121 (U.S. and Canada) American Express Cards include: Personal Green (pictured), Gold, Platinum, Corporate Green (pic - tured), Corporate Gold, Corporate Platinum, Corpo - rate Optima, Optima, Optima Gold, Purchasing Card, American Express Blue (pictured), Green and Gold Rewards, and more. American Express also issues co-branded cards, including Hilton, Delta SkyMiles (pictured), ITT Sheraton Club Miles, and more. American Express issues multiple styles of prepaid cards. Gift Cards (4 are pictured) can be variable load or pre-denominated ranging from $25 to $3,000. Gift Cards are not reloadable and can be personalized or issued anonymously. Reloadable prepaid cards are also available in various styles and offer different functionality. Serve and Bluebird prepaid cards are multifunction cards with many new features such as bill pay, check writing, and funds transfer. All prepaid cards have the word “PREPAID” printed on either the front or back of the card. Account numbers are 15 digits, begin with 37 or 34, and are sequenced 4-6-5. UV light reveals large “AMEX” and phosphorescence on the face of each card, excluding the . The Centurion or the American Express Blue Box appears on most Amer - ican Express cards. To establish the validity of a card, or determine its status, please call (866) 375-3684.

98 Credit Cards Diners Club International ® 2500 Lake Cook Rd. Riverwoods, IL 60015 Security Contacts: Law Enforcement Phone Line: 1-800-347-3083 for law enforcement officers Merchant Code 10 Authorization: 1-800-347-1111 for suspicious transactions Diners Club ® account numbers start with 36 or 55. The Diners Club logo will appear on the front of the card. Embossed card numbers should be uniform in size and spacing. “Valid” and “Thru” dates indicate the first and last month in which the card is valid. The Diners Club split-circle graphic in slash marks will appear under an ultraviolet light. The holographic mag - netic stripe contains a repeating image of the logo, name, and world map, which shift color and appear to rotate when the card is tilted. It should appear smooth, with no signs of tampering. The Diners Club split circle graphic appears on a tamper-evident signature panel. The full card num - ber or last four digits of the card number are displayed on the signature panel in indent printing followed by the three-digit CVV2. Other acceptance marks or logos such as Discover ®, Discover Network, or PULSE ® may appear on the back of the card. Discover ® 2500 Lake Cook Rd. Riverwoods, IL 60015 Security Contacts: Law Enforcement Phone Line: 1-800-347-3083 for law enforcement officers Merchant Code 10 Authorization: 1-800-347-1111 for suspicious transactions Discover ® account numbers start with 6. The Discover or Discover Network Acceptance Mark will appear on the front and/or back of the card. Some cards may display a hologram on the card front with a globe pierced by an arrow. Embossed card numbers should be uniform in size and spacing, and extend into the hologram. There is no hologram on the card front if the card back displays a holographic magnetic stripe. Newer cards display a holographic magnetic stripe with alternating shapes that shift color and/or appear to rotate when the card is tilted. The mag - netic stripe should appear smooth, with no signs of tampering. “Valid Thru” indicates the last month in which the card is valid. A Business Name may be embossed below the account name for corporate cards. Embossed Security Character appears as a stylized “D.” Unembossed cards may display account number and expiration date printed flat on the front. No stylized “D” appears on unembossed cards. The words “DISCOVER ®” or “DISCOVER ® NETWORK” will appear under an ultraviolet light. The words “DISCOVER ®” or “DISCOVER ® NETWORK” appear on a tamper-evident signature panel. The last four digits of the card number are displayed on the signature panel in reverse indent printing. The three-digit CID is printed in a separate box to the right of the signature panel on the card back. Other acceptance marks or logos, such as PULSE ®, may also appear. 99 Credit Cards MasterCard Worldwide Standard card at right; 2000 Purchase St. below. Purchase, NY 10577-2509 Security Contact: MasterCard Law Enforcement Support: U.S. (866) 308-7272; outside U.S. (636) 722-4046. MasterCard® cards may be issued in many card design formats, each must include a MasterCard hologram (global or debit, based on MasterCard requirements) on either the front or back of the card. Alternatively, HoloMag® tape, a combination hologram and magnetic stripe, may appear on the card back instead of the traditional magnetic stripe and in lieu of the MasterCard hologram. Right: Global Hologram The global hologram has interlocking globes that are Left: Debit Hologram dimensional, reflect light, and appear to move when the card is tilted. The words “MasterCard” repeat in alternating colors in the background. The debit hologram has the words “” repeating in alternating colors in the background and the word “Debit” appearing over the interlocking globes. The HoloMag has interlocking globes that repeat across the tape. The words “MasterCard” are printed on 3 levels in the back - ground. MasterCard account numbers start with a number 5 or 2. A tamper-evident signature panel may appear on the card and feature a MasterCard repeat pattern printed at a 45° angle in multiple colors or in a single color, or the design and color may be customized by the card issuer. A three- digit Card Validation Code 2 (CVC2) must appear on the card; most often printed in a box to the right of the signature panel or may be positioned elsewhere on the front or back of the card.

Visa Inc. PO Box 8999 San Francisco, CA 94128-8999 (650) 432-3200 Security Contact: Visa Fraud Control and Investigations: (650) 432-2978 8 a.m. - 5 p.m .PST Law Enforcement ONLY: (800) FO R-Visa (800-367-8472)

The Dove hologram appears on all cards; the location may vary. It may be in its traditio®nal loca - tion on the front of the card, or a smaller hologram may be located on the back. All Visa account numbers start with a 4. The embossed account number must match the last four digits of the account number printed on the sales receipt. The first four digits of the embossed account num - ber must match the printed number directly beneath it. The Visa brand mark appears in the lower right corner. cards have “debit” printed above the brand mark. A three-digit Card Verification Value 2 (CVV2) must appear on the signature panel or on a white box to the right of the signature panel. Portions of the account number may be present on the tamper-evident signature panel. 100