E M E R G I N G T R E N D S I N P A Y M E N T S I N N O V A T I O N M A5Y 2 0 2 0 real-time product and consumer insight on all competitors and new entrants Contact us at: pi-360@thefuturistgroup. com SECURITY INNOVATION CONSUMERS WANT Map every security feature on the market and 2 0 % identify innovation that drives product engagement r i s e i n f r a u d by consumer segment (e.g., GenZ, Millennials, 1 S T Q U A R T E R O F 2 0 2 0 Subprime, Prime, etc.). Virtual card #'s, biometrics, dynamic cvv, monitoring, alerts, protection insurance, etc. Mastercard | Visa | Apple | C apital One | Discover | Oberthur + more NEW PATH TO PROFITABILITY See shifting consumer needs and opportunity for 3 0 % driving long-term, profitable usage. D R O P I N Preferred reward constructs (tiered vs. flat etc.) C R E D I T S P E N D SWOT vs. competitors and their products a P R I L 2 0 2 0 Consumer data & insight on every innovative benefit deployed in response to COVID All Banks + Amazon| Instacart | Netflix| Zoom | DoorDash| SoFi + more FUTURE OF CONTACTLESS 4 0 % Understand near-term and longer-term i n c r e a s e i n opportunity for contactless communication & c o n t a c t l e S S innovation. Consumer insight data on every form a P R I L 2 0 2 0 of contactless including card plastic, mobile app, wearables, biometric, and connected car All Banks + Tappy | Fitbit | Apple | Samsung | Biohax | Connected Cars + more RISE OF DEBIT CARD REWARDS 2 . 6 x SWOT analysis of all major debit card programs d e b i t s p e n d that offer rewards. Identify which segments m o r e r e s i l i e n t prefer Debit vs. Credit, and the features that are t h a n c r e d i t impacting their choices and usage decisions. s p e n d a p r i l 2 0 2 0 AMEX | Discover | Monzo | Revolut | N26 | SoFi | Stash | Venmo | Zerocard + YOUR OPPORTUNITY FOR INSTALLMENTS $ 3 B + Understand the features and benefits that r a i s e d b y B u y N o w , consumers value most from all of the Buy P a y L a t e r S t a r t u p s Now, Pay Later providers. Identify segments s i n c e i n c e p t i o n that are most interested in the service. AMEX | Visa | Chase | Afterpay | Affirm| Sezzle | Klarna | PayPal Credit + Contact Us: [email protected] Source: The Futurist Group, Arkose Lab Research, Visa, Kantar, Crunchbase Copyright (c) by The Futurist Group. All Rights Reserved.