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CHARLES ASA LAMBERT 656 Pierce Avenue, Macon, GA, 31204 | 478.960.0870 | [email protected]

EDUCATION YEAR COMPLETED Florida State Master of Science in Finance Expected May 2015

Mercer University, Macon, GA Ph.D. Prerequisite Courses 2014

Georgia and State University, Macon, GA Master of Business Administration 2011

Macon State College, Macon, GA M.B.A. Prerequisite Courses 2009

Mercer University, Macon, GA Bachelor of Arts 2004 Major: Psychology Minor: Philosophy

RESEARCH Testing Long Memory in the Presence of Structural Breaks: An Application to Regional and National Housing Markets (with Geoffrey Ngene and Ali Darrat). Forthcoming in the Journal of Real Estate Finance and Economics

Short-term Predictability of Commodity Futures Returns: Evidence from New Multiple Variance Ratio Tests (with Geoffrey Ngene).

RESEARCH INTERESTS Financial Institutions, Real Estate, Private Equity, Corporate Finance, Regulatory Policy, Behavioral Finance

PRESENTATIONS Southwestern Society of Economists Conference, Dallas, TX 2014 Short-term Predictability of Commodity Futures Returns: Evidence from New Multiple Variance Ratio Tests

Guest Speaker for Professor Geoffrey Ngene, Mercer University, Macon, GA 2013 Topic: The Causes and Effects of the Banking Crisis: Exotic Loans and Indebted Consumers

Guest Speaker for Career Services, College and State University, Milledgeville, GA 2012 Topic: Vocation and Post-collegiate Expectations

Guest Speaker for Career Services, Georgia Southwestern State University, Americus, GA 2012 Topic: Finding Your Calling in an Economic Downturn

Guest Speaker for Career Services, Fort Valley State College, Fort Valley, GA 2012 Topic: Discovering Your Vocation While Working in an Unrelated Field

Guest Speaker for Mayor's Banquet for Senior Citizens of Macon, GA 2008 Topic: Techniques for Managing Finances in the Golden Years

Guest Speaker for Professors Eric O’Dell and Randy Harshbarger, Mercer University, Macon, GA 2005 Topic: Maximizing the College Experience CHARLES ASA LAMBERT PAGE 2

RELATED EXPERIENCE Waffle House, Inc ., Norcross, GA Area People Director 2011 – 2012 Led recruitment efforts and conducted internal affairs investigations for a 27 unit area from McDonough, GA to Americus, GA. Managed human resources team serving approximately 540 hourly associates.

Consumer Credit Counseling Services, Macon, GA Housing and Credit Counselor 2009 – 2011 Facilitated implementation of mortgage modification programs. Created personal finance and debt management plans. Negotiated interest rates on clients’ behalf. Conducted bankruptcy counseling.

Atlantic Southern Bank, Macon, GA Credit Analyst 2008 – 2009 Analyzed profitability, cash flows, credit references, profit margins, adequacy of collateral and guarantor strength. Spread financial statements. Audited loan files to ensure collateral perfection.

Wachovia Bank, Macon, GA Licensed Financial Specialist 2006 – 2008 Garnered deposits, sold annuities and made home equity and small business loans. Assessed potential loan default risk. Held series 6 and 63 securities licenses.

Various Nonprofit Organizations, Macon, GA Independently Contracting Marketing and Fundraising Specialist 2005 – 2006 Developed and implemented advertising program for local theatre. Conducted event promotion and fundraising for reemployment training agency. Represented Macon, GA on Georgia Cities Day at the Capitol.

Anderson Chemical Company, Macon, GA Logistics Analyst 1999 – 2000 Created, implemented, and maintained database of transportation expenditures to identify and alter superfluous spending patterns by transportation personnel.

TECHNOLOGY Proficient in Stata and Excel. Rudimentary autodidactic knowledge of SASS.

SELECTED VOLUNTEER AND COMMUNITY ACTIVITIES Volunteer, Wounded Veterans of Iraq Fundraiser 2012 Member, GA Association of and Employers 2011-2012 Participating Member, Young Professionals Network of Macon 2010-2011 Member, Multiple Sclerosis Macon Leadership Team 2010 Advisory Committee Member, Boys and Girls Club of Jones County, GA 2010 Volunteer, International Cherry Blossom Festival 2009-2011 Organizer, Community Credit Counseling Day 2009 Volunteer, Walk for Life 2008, 2012 Volunteer, Midsummer Macon Children’s Art Camp 2008-2009 Member, Habitat for Humanity Family Selection Committee 2008-2011 Board Member, Bragg Jam Music Festival 2006-2007 Board Member, Historic Macon Foundation 2005 Volunteer, Bragg Jam Music Festival 2003-2005 Volunteer, Loaves and Fishes food dispensary 2000 Volunteer, Grand Opera House of Macon, GA 1999-2011

PERSONAL INTERESTS Theatre, urban revitalization, educational reform.