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COMPLEMENTARY AUSTRALIA

Complementary Benefits provided by the Private Health Funds

Health Covers Benefits: Consultation Benefits: Qualifying Family Extras - Premier Gold $36 initial, subsequent $32, up to $350 Remedial & therapeutic, myotherapy, 2 mths $40 initial, subsequent $35, up to $1000 $30 initial, subsequent $30, up to $250 Family Extras Premier Silver $26 initial, subsequent 20, up to $450 Combination of myotherapy, naturopathy & massage Family Extras - Premier $25 initial, subsequent 17, up to $300 Naturopathy Family Extras - Premier Plus $25 initial, subsequent 17, up to $300 Massage, naturopathy, myotherapy

Health Covers Benefits: Consultation Benefits: Qualifying Various, Top Extras 70 example 70% of claims up to $300 per year Combination of Alexander technique, Feldenkrais, 2 mths massage therapies including myotherapy, , naturopathy, . Package includes up to $600 per year for group (under physio)

Health Covers Benefits: Consultation Products: Qualifying Top Extras & Wellbeing Up to $400 per person/year Remedial massage (limit $200/year), naturopathy, 2 mths herbalism, myopathy & shiatsu

ran Health Covers Benefits: Consultation Products: Qualifying Platinum Extras Up to $500 per year for therapy, $200 sub- Alexander Technique, , Bowen therapy, 2 mths limit for massage buteyko, Feldenkrais, Herbalism/western herbalism, Gold Extras Up to $500 per year for therapy, $200 sub- homeopathy, kinesiology, naturopathy, reflexology, limit for massage . Massage therapy including shiatsu Silver Extras Up to $400 per year for therapy, $150 sub- limit for massage

ran Health Covers Benefits: Consultation Products: Qualifying Top Extras $32 up to maximum Remedial massage (myotherapy, shiatsu) naturopathy, 2 mths $600 per person/year reflexology, Alexander Technique, Aromatherapy, Feldenkrais homeopathy, kinesiology, Pilates, yoga. Essential Extras $400 per person/year

Starter Pack $200 per person/year

Health Covers Benefits: Consultation Products:: Qualifying Top Extras 70% per visit up to $33/session Buteyko, consultations, Homeopathy, 2 mths up to $450/year Naturopathy, , , , Chinese herbal medicine consultation, Chinese massage, Kinesiology, Intermediate 70% per visit up to $33/session Reflexology, Shiatsu, Traditional Chinese medicine consultation, up to $300/year Alexander technique, Aromatherapy, Bowen therapy, Deep tissue massage, Feldenkrais, Lymphatic drainage, Myotherapy, Essential Extras 70% per visit up to $33/session Remedial massage, , Sports massage, Swedish up to $200/year massage, Therapeutic massage

Health Covers Benefits:ran Consultation Products Qualifying Starter Packs 80% back up to $300 per year Naturopathy, remedial massage (myotherapy, shiatsu) 2 mths Platinum 80% back up to $400 per year

Health Covers Benefits: Consultation Products: Qualifying Premier Extras Up to $38 per session, $400 max Aromatherapy, Chinese herbalism/Western herbalism, homeopathy, myotherapy, 2mth person/per year remedial massage, naturopathy Value Extras Up to $30 per session, $300 max person/per year Essential Up to $20 per session, $200 max per year

Health Covers Benefits: Consultation Products: Qualifying Premium Options 1-6 visits: $25, 7+: $17. Up to 3 yrs Chinese Herbalism, myotherapy, remedial massage, naturopathy 2mths $500, over 3 yrs $600 Super Options 1-6 visits: $20, 7+: $13. Up to 3 yrs $250, over 3 yrs $350

Health Covers Benefits: Consultation Qualifying Gold Extras Pilates $10 per consult/$100 year 2 mths Naturopathy/Homeopathy First: $28 subsequent $21, combined limit $350 Massage $20, /$100 year Silver Extras Naturopathy/Homeopathy First: $26.40 subsequent $20.40, combined limit $350

Health Covers Benefits: Consultation Qualifying Super Multicover Chinese Herbal, remedial massage, myopathy, homeopathy, Alexander technique, naturopath combined 2 mths annual limit $600 $250/year max per therapy, $100 max Chinese herbal Multicover Remedial massage, myopathy, homeopathy, Alexander technique, naturopath combined annual limit $200 Chinese Herbal max per year $100

Health Covers Benefits: Consultation Qualifying Mid Extras Chinese Herbalism, homeopathy, myotherapy, naturopathy $18/visit, 2 mths Remedial massage $22.50/visit, combined max $200/year Top Extras Chinese Herbalism, homeopathy, myotherapy, naturopathy $20/visit, Remedial massage $25/visit, combined max $200/year

Health Covers Benefits: Consultation Products Qualifying Mid Cover 65% of the charge, $1,500/yr Remedial massage, naturopathy, Chinese Medicine, exercise physiology, None reflexology Standard Cover and Lite Cover 60% of the charge, $1,000/yr Remedial massage, naturopathy, Chinese Medicine, exercise physiology, None reflexology

Health Covers Benefits: Consultation Products Qualifying Gold Extras Natural therapies: $800 max Aromatherapy, Bowen therapy, homeopathy, kinesiology, myotherapy, 2 mths per annum remedial massage, naturopathy Silver Extras $500 max per annum

Health Covers Benefits: Consultation Products Qualifying Silver Extras 65% of charge, $300/yr max Naturopathy, homeopathy, myotherapy 2 mths Gold Extras 75% of charge, $350/yr max Naturopathy, homeopathy, myotherapy, remedial massage

Health Covers Benefits: Consultation Products: Qualifying Premium Extras $38/visit ($500 limit) Aromatherapy, Chinese herbal/Western herbal, homeopathy, 2 mths myotherapy, remedial massage, naturopathy Healthy Living Extras $32/visit ($300 limit) Basic Extras $18/visit ($200 limit)

Health Covers Benefits: Consultation Products: Qualifying Gold Initial Consult: $35 Herbal medicine, homeopathy, myotherapy, remedial massage 2 mths Subsequent Consults 2-10: $25 Consults 11+: $15. Max $435 person/yr Silver As above. Max $350 person/yr

Bronze 60% of consult/max $170 person/yr

Health Covers Benefits: Consultation Qualifying Premium Extras Myotherapy, Bowen Therapy, Massage therapy $35/session $600 combined limit 2 mths Naturopathy, homeopathy $35/session and included in overall limit of $1,400 Essential Extras Myotherapy, Bowen Therapy, Massage therapy $22/session $400 combined limit Naturopathy, homeopathy $35/session and included in overall limit of $900

Health Covers Benefits: Consultation Qualifying Premium Extras Remedial massage $25, Aromatherapy, Bowen Therapy, Shiatsu & Swedish massage, reflexology $25 2 mths Chinese herbal/Western herbal, naturopathy $35 initial, $25 subsequent. Annual combined $750 limit Smart Extras Remedial massage $25, Aromatherapy, Bowen Therapy, Shiatsu & Swedish massage, reflexology $15 Chinese herbal/Western herbal, naturopathy $25 initial, $20 subsequent. Annual combined $500 limit

Health Covers Benefits: Consultation Products: Qualifying Complete Ancillary 50% consult up to $30, $400/yr combined Remedial massage, naturopathy, herbalist, homeopathy 2 mths

Health Covers Benefits: Consultation Products: Qualifying Premier Extras $28/session, $300 limit/year Alexander technique, aromatherapy, Bowen therapy, Feldenkrais, 2 mths Chinese Herbal, homeopathy, iridology, kinesiology, remedial massage, myotherapy, shiatsu, rolfing, naturopathy, reflexology Essential Extras $17/session, $150 limit/year Select Extras $20/session, $110 limit/year

Health Covers Benefits: Consultation Products Qualifying Super Extras $28, max $400/yr Chinese & Western Herbal Consultations, Homeopathy, Myotherapy, 2 mths Naturopathy and Remedial Massage Therapy

ran Health Covers Benefits: Consultation Products Qualifying Top Extras $37 initial; $27 subsequent, $600/yr limit Naturopathy, remedial massage, reflexology, , shiatsu, 2 mths homeopathy, Chinese and western herbalism

Health Covers Benefits: Consultation Products: Qualifying Platinum $35 session, $750/yr limit Naturopathy, remedial massage, reflexology, Bowen technique, homeopathy, 2 mths Chinese and western herbalism, aromatherapy, myotherapy, Alexander technique Gold $25 session, $500/yr limit

Health Covers Benefits: Consultation Products: Qualifying Complete Extras $550 per year, yoga/Pilates one Naturopathy, massage therapy, homeopathy, reflexology, yoga, Pilates, Traditional 2 mths program/year Chinese medicine consult Mid Extras $500 per year Naturopathy, massage therapy

Health Covers Benefits: Consultation Products: Qualifying Ultimate Cover 80% back $800 max/year Homeopathy, naturopathy, traditional Chinese medicine, 2 mths aromatherapy and herbalist consultations with approved HBF provider Premium Essentials $350 under 1 yr, $400 over 1 & up to 2 yrs Homeopathy, naturopathy, traditional Chinese medicine consults. $450 over 2 & up to 3 yrs, $500 over 3 yrs Wellness $75-$450 per year depending on service Benefits for a wide range of lifestyle services including yoga and Pilates programs, Bowen therapy, , nicotine replacement therapy, remedial massage