Leading Exporters from Vojvodine
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The Functioning of the Pensions Insurance System in the Countries of Former Yugoslavia
Velizar Golubović The functioning of the pensions insurance system in the countries of former Yugoslavia Abstract This article analyses the functioning of the pensions insurance system in the coun- tries of the former Socialist Federal Republic of Yugoslavia. The first part of the article shows that the implemented reforms comprised stricter conditions for the realisation of pensions rights through an increase in the retirement age and a de- crease in the statutory replacement rate. The second part of the article presents the main indicators of the functioning of the pensions systems. The analysis of the results achieved reveals an exceptionally unfavourable picture. This primarily refers to the unfavourable ratio of the number of insured and pensions beneficia- ries due to high unemployment, resulting in a high deficit in the pensions system. The third part points to the need for, and direction of, further reforms of the pen- sions systems aiming at the creation of adequate and financially sustainable pen- sions systems. The conclusion summarises the results of the conducted analysis. Keywords: functioning pensions insurance system, pensions reform, countries of the former Yugoslavia, net replacement rate, retirement age Introduction With the downfall of the Socialist Federal Republic of Yugoslavia, the six republics became independent states – Slovenia, Croatia and Macedonia (1991); Bosnia and Herzegovina (1992); and Serbia and Montenegro (2005), the last two remaining united until their independence. The downfall of Yugoslavia was motivated by a desi- re for the creation of nation states, which led to intra-national conflicts in Croatia (1991-1995) and Bosnia and Herzegovina (1992-1995).1 The war conflicts brought a number of victims and mass deportations, as well as large-scale destruction and mate- rial damage. -
Forced Labour in Serbia Producers, Consumers and Consequences of Forced Labour 1941 - 1944
Forced Labour in Serbia Producers, Consumers and Consequences of Forced Labour 1941 - 1944 edited by: Sanela Schmid Milovan Pisarri Tomislav Dulić Zoran Janjetović Milan Koljanin Milovan Pisarri Thomas Porena Sabine Rutar Sanela Schmid 1 Project partners: Project supported by: Forced Labour in Serbia 2 Producers, Consumers and Consequences . of Forced Labour 1941 - 1944 This collection of scientific papers on forced labour during the Second World War is part of a wider research within the project "Producers, Consumers and Consequences of Forced Labour - Serbia 1941-1944", which was implemented by the Center for Holocaust Research and Education from Belgrade in partnership with Humboldt University, Berlin and supported by the Foundation "Remembrance, Responsibility and Future" in Germany. ("Stiftung Erinnerung, Verantwortung und Zukunft" - EVZ). 3 Impressum Forced Labour in Serbia Producers, Consumers and Consequences of Forced Labour 1941-1944 Published by: Center for Holocaust Research and Education Publisher: Nikola Radić Editors: Sanela Schmid and Milovan Pisarri Authors: Tomislav Dulić Zoran Janjetović Milan Koljanin Milovan Pisarri Thomas Porena Sabine Rutar Sanela Schmid Proofreading: Marija Šapić, Marc Brogan English translation: Irena Žnidaršić-Trbojević German translation: Jovana Ivanović Graphic design: Nikola Radić Belgrade, 2018. Project partners: Center for Holocaust Research and Education Humboldt University Berlin Project is supported by: „Remembrance, Responsibility And Future“ Foundation „Stiftung Erinnerung, Verantwortung und Zukunft“ - EVZ Forced Labour in Serbia 4 Producers, Consumers and Consequences . of Forced Labour 1941 - 1944 Contents 6 Introduction - Sanela Schmid and Milovan Pisarri 12 Milovan Pisarri “I Saw Jews Carrying Dead Bodies On Stretchers”: Forced Labour and The Holocaust in Occupied Serbia 30 Zoran Janjetović Forced Labour in Banat Under Occupation 1941 - 1944 44 Milan Koljanin Camps as a Source of Forced Labour in Serbia 1941 - 1944 54 Photographs 1 62 Sabine Rutar Physical Labour and Survival. -
Insurance Market Development in the Former Yugoslav Republics, Non-EU Countries
Journal of Economic and Social Studies Insurance Market Development in the Former Yugoslav Republics, Non-EU Countries Nikola Dacev Law Faculty “Justinian the First”, Skopje Macedonia [email protected] Abstract: This paper presents an insurance market research KEYWORDS: of the markets in several Balkan countries that were part of Insurance Markets, Developing former Yugoslavia and are still not members of EU. Being Countries, Life Insurance categorized as developing countries, they have far lower development degree in comparison with the European ARTICLE HISTORY Insurance Federation member countries. By means of Submitted: 29 April 2012 Resubmitted: 30 September 2012 comparison between the basic insurance market Resubmitted: 20 November 2012 development indicators in these countries, the law Accepted: 24 December 2012 regulations, as well as through conducting surveys, based on questionnaires, which appoint the reasons for the underdevelopment in the sphere of life insurance, the paper gives a clearer perception, in terms of the conditions of the insurance markets, placed on the margins of the European insurance market. Its utmost objective is to point and argue several measures, which would improve the insurance market conditions in the already mentioned countries, i.e. would contribute to the development increase and the acceleration of these insurance markets. As a result, that would raise the protection measures and the safety, both to the citizens and their material goods. JEL codes: G22, K22, M31 151 Nikola DACEV Introduction The insurance market role importance in the economy and the contemporary world in general increases rapidly, all the time. Today, there is hardly any economic sphere in which the insurance issue is not included. -
3 | 2016 Megatrend Revija
C M Y K 3 16 Vol. 13 (3) 2016 • UDK 33 • ISSN 1820-3159 | MEGATREND MEGATREND REVIJA REVIEW MEGATREND REVIEW 3 | 2016 MEGATREND REVIJA www.naisbitt.edu.rs C M Y K Vol. 13, № 3, 2016 MEGATREND REVIJA MEGATREND REVIEW 3/2016 Univerzitet „Džon Nezbit”, Beograd “John Naisbitt” University, Belgrade Megatrend revija • Megatrend review № 3/2016 I zdavački savet / Publishing Council: Predsednik / President: Professor Slobodan Pajović, PhD Članovi iz inostranstva / International members: Professor Jean-Jacques CHANARON, PhD – Grenoble Ecole de Management, France Academician Vlado KAMBOVSKI – Macedonian Academy of Sciences and Arts, Skopje, FYR Macedonia Professor Žarko LAZAREVIć, PhD – Institute for Contemporary History, Ljubljana, Slovenia Professor Norbert Pap, PhD – University of Pécs, Hungary Professor Sung Jo PARK, PhD – Free University, Berlin, Germany Professor Ioan TalpOS, PhD – west University of temisoara, romania Članovi iz Srbije / Members from Serbia: Professor Miljojko BAZIć, PhD – “John Naisbitt” University, Belgrade Associate Professor Ana JOVANCAI STAKIć, PhD – “John Naisbitt” University, Belgrade Professor Oskar KOVAč, PhD – “John Naisbitt” University, Belgrade Professor Momčilo MILISAVLJEVIć, PhD – in retirement Professor Dragan NIKODIJEVIć, PhD – “John Naisbitt” University, Belgrade Professor Milivoje PAVLOVIć, PhD – “John Naisbitt” University, Belgrade Professor Vladimir PRVULOVIć, PhD – “John Naisbitt” University, Belgrade Professor Milan STAMATOVIć, PhD – Metropolitan University, Belgrade Professor Slobodan STAMENKOVIć, PhD – “John Naisbitt” University, Belgrade Izdaje i štampa / Published and printed by: Univerzitet „Džon Nezbit”, Beograd / “John Naisbitt” University, Belgrade ISSN 1820-3159 A dresa redakcije / Editorial address: Megatrend revija / Megatrend Review UDK / UDC 33 Bulevar maršala Tolbuhina 8 11070 Novi Beograd, Srbija Svi članci su recenzirani od strane dva recenzenta. Tel.: (381-11) 220 31 50 All papers have been reviewed by two reviewers. -
Novi-Sad 2021 Bid Book
CREDITS Published by City of Novi Sad Mayor: Miloš Vučević City Minister of Culutre: Vanja Vučenović Project Team Chairman: Momčilo Bajac, PhD Project Team Members: Uroš Ristić, M.Sc Dragan Marković, M.Sc Marko Paunović, MA Design: Nada Božić Logo Design: Studio Trkulja Photo Credits: Martin Candir KCNS photo team EXIT photo team Candidacy Support: Jelena Stevanović Vuk Radulović Aleksandra Stajić Milica Vukadinović Vladimir Radmanović TABLE OF CONTENT 7 BASIC PRINCIPLES 7 Introducing Novi Sad 9 Why does your city wish to take part in the I competition for the title of European Capital of CONTRIBUTION TO THE Culture? LONG-TERM STRATEGY 14 Does your city plan to involve its surrounding 20 area? Explain this choice. Describe the cultural strategy that is in place in your city at the Explain the concept of the programme which 20 18 time of the application, as well as the city’s plans to strengthen would be launched if the city designated as the capacity of the cultural and creative sectors, including European Capital of Culture through the development of long term links between these sectors and the economic and social sectors in your city. What are the plans for sustaining the cultural activities beyond the year of the title? How is the European Capital of Culture action included in this strategy? 24 If your city is awarded the title of Europian Capital of Culture, II what do you think would be the long-term cultural, social and economic impact on the city (including in terms of urban EUROPEAN development)? DIMENSION 28 25 Describe your plans for monitoring and evaluating the impact of the title on your city and for disseminating the results of the evaluation. -
Eight Fragments Serbian, Croatian, Bosnian
EIGHT FRAGMENTS FROM THE WORLD OF MONTENEGRIN LANGUAGES AND SERBIAN, CROATIAN, SERBIAN, CROATIAN, BOSNIAN SERBIAN, CROATIAN, BOSNIAN AND FROM THE WORLD OF MONTENEGRIN EIGHT FRAGMENTS LANGUAGES Pavel Krejčí PAVEL KREJČÍ PAVEL Masaryk University Brno 2018 EIGHT FRAGMENTS FROM THE WORLD OF SERBIAN, CROATIAN, BOSNIAN AND MONTENEGRIN LANGUAGES Selected South Slavonic Studies 1 Pavel Krejčí Masaryk University Brno 2018 All rights reserved. No part of this e-book may be reproduced or transmitted in any form or by any means without prior written permission of copyright administrator which can be contacted at Masaryk University Press, Žerotínovo náměstí 9, 601 77 Brno. Scientific reviewers: Ass. Prof. Boryan Yanev, Ph.D. (Plovdiv University “Paisii Hilendarski”) Roman Madecki, Ph.D. (Masaryk University, Brno) This book was written at Masaryk University as part of the project “Slavistika mezi generacemi: doktorská dílna” number MUNI/A/0956/2017 with the support of the Specific University Research Grant, as provided by the Ministry of Education, Youth and Sports of the Czech Republic in the year 2018. © 2018 Masarykova univerzita ISBN 978-80-210-8992-1 ISBN 978-80-210-8991-4 (paperback) CONTENT ABBREVIATIONS ................................................................................................. 5 INTRODUCTION ................................................................................................. 7 CHAPTER 1 SOUTH SLAVONIC LANGUAGES (GENERAL OVERVIEW) ............................... 9 CHAPTER 2 SELECTED CZECH HANDBOOKS OF SERBO-CROATIAN -
Our Imprint Report 2020
OUR IMPRINT OUR IMPRINT IMPRINT OUR REPORT 2020 REPORT A r o u OU n R d I o M f P g o R o I d N n T e s s OUR IMPRINT REPORT 2020 Contents INTRODUCTION 03 SUSTAINABLY BREWING 18 CEO Letter 03 Safeguarding Our About Molson Coors Most Precious Resource 20 Beverage Company 04 On the Road to 1.5°C 22 Building a Business With On a Loop: Moving Toward a Positive Imprint 06 a Circular Economy 24 Our Imprint 2025 07 The Future of Farming 28 RESPONSIBLY REFRESHING 08 COLLECTIVELY CRAFTED 30 Responsible Refreshment 10 Supporting Our People Talking to the Right Audience 13 Through Challenging Times 32 Understanding What Goes Into Every Sip 15 Lifting Up Our Communities 36 Options to Satisfy Every Taste 16 Building an Ethical Supply Chain 38 About This Report Welcome to the Molson Coors Our Imprint We have continued our commitment to Report 2020. This report contains updates report against international frameworks, on Our Imprint 2025 goals, including such as the Global Reporting Initiative key stories and relevant highlights of our (GRI) Standards, the Ten Principles of performance against our sustainability the UN Global Compact (UNGC), the focus areas. Sustainability Accounting Standards Board (SASB) and alignment with the United Following the initiation of a revitalization Nations (UN) Sustainable Development plan in the fourth quarter of 2019, in Goals (SDGs). January 2020 the newly named Molson Coors Beverage Company restructured Full details of our 2019 performance, to comprise two operating business units: aligned to these global frameworks, are North America and Europe. -
Insurance in Agriculture
INSURANCE IN AGRICULTURE Review Article Economics of Agriculture 1/2013 UDC: 368.5 INSURANCE IN AGRICULTURE Milan Počuča1, Zdravko Petrović2, Dragan Mrkšić3 Summary Damage in agricultural production can be crucial for the economy of a state, especially in countries where agricultural production prevails in the gross national income, as it is the case with Serbia. However, it is equally important that our agricultural producers manage incomes and expenditures in an efficient manner and optimize profit per surface unit, which is the basis of their business. Insurance plays an important part in the protection of the income statement of every agricultural producer as insurance costs are at the level of 1.5% to 2% on average of the production value, i.e. they are very low and saving on insurance could lead to the loss of the total yield and consequently total profit. However, agricultural insurance in Serbia is not developed enough. The state’s attempt to boost insurance development amounts to insurance subsidies, which, in the period of the implementation of this regulation, i.e. since 2006, has raised awareness of the need of such a type of protection of agricultural producers. Key words: agriculture, insurance, subsidies JEL: K13, Q14 Introduction People are not prone to taking risk and prefer certainty than uncertain consumption levels; essentially they prefer more certain outcomes4. This does not mean that risk should be avoided at all costs, but only that it should be considered when taking decisions5. From the point of view of an agricultural producer, insurance represents a method of the transfer of risk from themselves to an insurance company, in exchange for a premium in a certain amount. -
Serbia 2029 Prospectus
REPUBLIC OF SERBIA (represented by the Government of the Republic of Serbia, acting by and through the Ministry of Finance) €1,000,000,000 1.500 per cent. Notes due 2029 Issue price: 98.909 per cent. The €1,000,000,000 1.500 per cent. Notes due 2029 (the “Notes”) to be issued by the Republic of Serbia, represented by the Government of the Republic of Serbia acting by and through the Ministry of Finance (the “Issuer”) will mature on 26 June 2029 and, unless previously purchased and cancelled, will be redeemed at their principal amount on that date. The Notes will bear interest at a rate of 1.500 per cent. per annum. Interest will accrue on the outstanding principal amount of the Notes from and including 26 June 2019 and will be payable annually in arrear on 26 June in each year, commencing on 26 June 2020. All payments of principal and interest in respect of the Notes shall be made free and clear of, and without withholding or deduction for, any taxes, duties, assessments or governmental charges of whatever nature imposed, levied, collected, withheld or assessed by or within the Republic of Serbia (the “Republic of Serbia” or “Serbia”) or any political subdivision or any authority thereof or therein having power to tax, unless such withholding or deduction is required by law. In that event, the Issuer shall pay such additional amounts as will result in the receipt by the Noteholders of such amounts as would have been received by them if no such withholding or deduction had been required, subject to certain exceptions set out in the Conditions (as defined below). -
Impact Analysis of the Health Policies on the Accessibility of Healthcare for the Roma Population in Serbia
IMPACT ANALYSIS OF THE HEALTH POLICIES ON THE ACCESSIBILITY OF HEALTHCARE FOR THE ROMA POPULATION IN SERBIA Mirosinka Dinkić, Economic and Social Policy Institute Kosovka Ognjenović, Economic and Social Policy Institute Siobhan McClelland, Oxford Policy Management Belgrade, 2009 Contents: Abstract................................................................................................................................. 4 1. INTRODUCTION ............................................................................................................... 7 1.1. Methodology of analyzing of the impact of health policies on the improvement of the accessibility of health care services to the Roma in Serbia.................................................. 8 2. STRATEGIC FRAMEWORK FOR THE IMPLEMENTATION OF HEALTH POLICIES....... 10 3. DATA ANALYSIS............................................................................................................ 15 3.1. Health condition of the Roma population in Serbia ..................................................... 15 3.2. Accessibility of health care to the Roma population in Serbia and the use of services . 20 3.3. Conclusions.............................................................................................................. 25 4. POLICY IMPLEMENTATION IN HEALTH CARE ............................................................. 26 5. IMPACT OF IMPLEMENTED POLICIES ON ROMA ACCESS TO HEALTH CARE .......... 40 5.1. Impact of implemented policies................................................................................. -
The Impact of Globalization on the Insurance and Reinsurance Market of Eastern Europe
The Impact of Globalization on the Insurance and Reinsurance Market of Eastern Europe . The Impact of Globalization on the Insurance and Reinsurance Market of Eastern Europe Goran B. Anđelić, Ilija Ćosić, Vladimir Đaković * Abstract: The analysis of the influence of globalization on the insurance and reinsurance markets of Eastern Europe confirms its significant importance in directing it towards steady increase, reflecting global trends. Special attention in this paper has been dedicated to the new thriving market in the insurance and reinsurance business as a basic indicator of market globalization with special attention to Eastern Europe. Namely, the business environment in Eastern Europe is especially dynamic and complex regarding the phase of altering its social- economic system. The research in this paper covers analysis of insurance and reinsurance markets of Eastern Europe with special attention on this market in the Republic of Slovenia, the Republic of Croatia and the Republic of Serbia from 2000 to 2008. The subject of this research is an overview and analysis of the reflexive relationship between the insurance and reinsurance markets of Eastern Europe and the globalization processes on both micro and macro levels. The main goal of the research is to obtain specific results about the intensity and direction of the influence of globalization processes on the course and direction of development of the insurance and reinsurance markets of Eastern Europe on the one hand, and changes in the insurance and reinsurance markets of Eastern Europe on globalization processes on the other. The basic hypothesis of this research is that there is a distinctive and strong reflexive relationship between the globalization processes and the conditions and state of the insurance and reinsurance markets of Eastern Europe. -
Wine Routes of Vojvodina
VOJVODINA www.vojvodinaonline.com Tourism Organization of Vojvodina Serbia Region Vojvodina SREM AREA SUBOTICA AREA TELEČKA AREA TISZA REGION BANAT AREA SOUTH-BANAT AREA BAČKA AREA Izvor: sredine Ministarstvo životne i zaštite poljoprivrede CONTENT SREM BANAT Winemaking region of Fruška gora MAP ..................................... 3 Winemaking region of South Banat - MAP ............................... 20 Acumincum – Ačanski ........................................................................ 4 Bahus – Đorđe ..................................................................................... 21 Antonijević – Bajilo .............................................................................. 5 Galot – Nedin ...................................................................................... 22 Belo Brdo (White Hill) – Burčel Todorov ....................................... 6 Selecta – Vinik ..................................................................................... 23 Deurić – Došen ...................................................................................... 7 Dulka – Kiš .............................................................................................. 8 Kosović – Kovačević ............................................................................ 9 BAČKA Kurilić – Kuzmanović ........................................................................ 10 Winemaking region of Subotica-Horgos MAP ........................ 24 Mačak (Tomcat) – Milanović .........................................................