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Children at Waiau Pa Kindy Begin Their Journey of Formal Education in a Safe and Fun Environment

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Children at Waiau Pa Kindy Begin Their Journey of Formal Education in a Safe and Fun Environment August 2019 The Greenie This magazine is produced by the Waiau Pa & Clarks Beach Business Association Inc. www.theGreenie.co.nz Children at Waiau Pa Kindy begin their journey of formal education in a safe and fun environment 1 Waiau Pa & Clarks Beach Business Association “Supporting our wonderful community” The Greenie • Keeping our community informed • Photos and stories about local people and events • Business updates Become a member for $50 and enjoy the benefits • Free monthly listing • Discounted advertising rate • One-off business profile • Permanent profile on the website To join the Business Association go to the website: www.theGreenie.co.nz and fill out the online member application form. Submit this and you will be contacted by a committee member to explain the benefits of membership. Deadline for the September 2019 issue by 20th August Contact: [email protected] Free notices for “non-profit” community groups Personalised adverts 50 cents a word, maximum 20 words 2019 Business Association Committee Chairman: Graham Guy 027 477 1176 Secretary: Michele Mathieson 0274863 738 Treasurer: Felicity Reber 09 232 1881 Greenie: Megan Allan 027 279 1128 Website: Kimberley Cameron 021 201 0001 Technical Advisor John Williams 021 679 949 Community Liaison Kim-Maree Osborne 027 491 9205 Sandy Heard 0272 869 019 In this issue New business profile - Next Level Civil - page 3 Accounting software comparison - pages 4 & 5 Is buying off the plans right for you - page 6 What is AFS Educational Advantage - page 7 Access to the Manukau Harbour - page 10 Child car restraints for children - pages 12 & 13 Thanks as always to our regular contributors Upcoming Events Ratepayers Assn Meeting - 1st Wednesday of alternate (odd) months Waiau Pa Hall AGM - 21st August Daffodil day ‘Decadent Desert’ night at Bowling Club - 30tth August Kiwanis / Scouts Quiz Night - 7th September’ Waiau Pa Hockey Centennial Celebrations - 8th & 9th November 2 New business profile: NEXT LEVEL CIVIL Hello all, It’s an absolute plWWWWeasure to launch our services and brand into the community & the area that raised me from just a young lad. Being the newest generation of the Earth- works game we’re out to make a difference and bring a new lease of life to the industry. We’re fresh, keen & motivated to continue to build on the stella reputation we’ve come to find thus far. We promise an impeccable quality of work - thanks to ensuring excellent communication with our clientele, being equipped with the latest technology & the combined knowledge of some of the best operators around. With our growing fleet currently consisting of 2t, 5t & 14t excavators, tipper trucks, rollers, bobcats & specialist tools of the trade, we’ve got you covered from small residential jobs to multi-lot developments & associated civil works. We’ve made ourselves a pretty good name locally (references can be proudly provided) but we’re not just limited to the local area. So, anything from retaining walls, general farm work and house-cuts to meeting the require- ments to subdivide, NEXT LEVEL CIVIL have you covered. For advice, quotes, estimates or a good old chin-wag please don’t hesitate to contact me on 0210292216 (or) [email protected]. 3 1. IRD CASHBOOK TEMPLATE The IRD cashbook template can be a great option if you’re just starting out, not GST registered and just need somewhere to keep a record of the 5 or so transactions you have a month. Taking 10 minutes to enter these details once a month, can mean you have the data all collated ready to hand over to your accountant at the end of financial year. This option is going to be cumbersome and use a lot of unnecessary time if you’re entering more (and more – hopefully, if your business is growing) transactions every month. What has ADVICE FROM ADMIN ARMY been a free/cheap option in the start, is going to It’s wrong to assume that there is a right be costing you in your precious time. ‘one size fits all’ approach when it comes to 2.WAVE choosing what accounting software you use Wave is free – but as with any free product, in your business, For many small business you have to wonder what the catch is, right? I owners, accounting software is a grudge purchase and price is a major deciding factor. haven’t figured it out yet, but I certainly wouldn’t Especially when you are first starting out. want my financial information stored in a free Price shouldn’t carry quite the same level of product as paying money for it gives me a feeling importance that it does with this decision. of security. Functionality should be your key decision driver. Wave say they can provide their software for That is, how much time can using that piece of free as they make their money from providing accounting software save you? The more time paid payroll and payment services (similar to you save here, the more it frees you up to work enabling Stripe/PayPal) for online payments. on other areas of your business. It will also have Overall though, the functionality of Wave itself is a significant impact on how you feel about your there if you’re a small service-based business bookkeeping as a task. How often do you feel that needs to invoice clients and wants to be stressed at the thought of keeping on top of able to upload bank files for reconciliation. Their this? recurring invoice functionality will save you HERE ARE 6 OF THE ACCOUNTING SOFTWARE heaps of time if you have people on retainer-type PLATFORMS THAT YOU CAN USE IN YOUR SMALL packages. BUSINESS. The downsides include having to manually upload It’s important to mention that if you are consid- your bank transactions (no automatic bank feed ering switching accounting software, you should available for some banks in NZ). Wave does have include a discussion with your accountant. the functionality to manage GST, but it has been There are now more and more accounting built with the US market in mind, not the NZ mar- practices who are moving to a ‘one software ket. As a result, some business owners could platform only’ model, e.g. Xero only. This doesn’t get themselves in a real pickle with their GST mean you shouldn’t change to a different returns being incorrect. The end result being a package if you don’t think Xero is right for you, lot of time and expense (including IRD penalties) but it does mean you may also have to find a to get it corrected. new accountant. (Continued on next page) 4 Which accounting package is right for you the competition. As a result, it wasn’t designed (Continued from previous page) with the end user and cloud software functional- 3. BANKLINK ity in mind. Banklink was a great piece of software in its time, MYOB Accountright is a much nicer piece of soft- contributing to accounting software getting to the ware to use. It is a better option if your business point it is at today. MYOB even purchased it in 2013 is out of start-up phase and moving forward. so that they could take its bank feed IP and use it It also comes with a bigger price tag, with the in their standard software packages. But in my standard package starting from $55+GST per opinion, it’s done its dash. month. 4. RECKON 6. XERO Reckon seems to be gathering a bit of traction in One of the main things that seems to put small NZ as an option for small business owners. business owners off Xero is the price tag. The Pricing starts from as little as $5 per month. From standard package is currently $60+GST per there you have the option of adding additional month. services with a ‘pay-per-service’ type system. I fully believe that if you’re using Xero to its full You can add invoicing functionality for another $3 potential, it will easily save you that same price per month, add a bank feed for another $3 per and more in time + accountant savings. month and so on. The benefit of this is that you’re I could bang on all day about all of the only paying for the parts of the system that you’re awesome features it has. To save us all actually using. some time, I’ll stick with sharing my all-time From a functionality perspective, I haven’t used it. favourite feature – invoice reminders. Having talked to a couple of small business owners I believe that the salesperson in a business who have, it seems to do what they need and should not be the same person chasing debt- they’re very happy with it. ors. Invoice reminders will send out remind- 5. MYOB ers to your overdue debtors. This means you The first piece of accounting software I ever used don’t have to personally do the chasing. At was MYOB Exonet, although more of an enterprise least not at the start. option, rather than small business. It was great at I have invoice reminders turned on and it has what it did. And I still believe that MYOB provides a freed me up from worrying about who hasn’t far more robust solution for larger businesses. paid. I know that if an invoice hasn’t been paid From a small business perspective, the two main after 7-days Xero will flick that client a friendly options would be Essentials or Accountright. reminder. Also, 9/10 times that client hasn’t paid One of MYOB Essentials’ selling points is that its simply because they forgot.
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