FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062530701

TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA)

RE: Morgan Stanley Smith Barney LLC (Respondent) Member Firm CRD No. 149777

Pursuant to FINRA Rule 9216, Respondent Morgan Stanley Smith Barney LLC (Morgan Stanley) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted, FINRA will not bring any future actions against Respondent alleging violations based on the same factual findings described in this AWC.

I.

ACCEPTANCE AND CONSENT

A. Respondent hereby accepts and consents, without admitting or denying the findings and solely for the purposes of this proceeding and any other proceeding brought by or on behalf of FINRA, or to which FINRA is a party, prior to a hearing and without an adjudication of any issue of law or fact, to the entry of the following findings by FINRA:

BACKGROUND

Morgan Stanley has been a FINRA member firm since May 2009. The firm was created through the merger of the Global Wealth Management Group of Morgan Stanley & Co. LLC (CRD No. 8209) and the Smith Barney Division of Citigroup Global Markets Inc. (CRD No. 7059) into a joint venture. Morgan Stanley is headquartered in Purchase, New York. As of December 2020, the firm had over 23,500 registered persons and approximately 720 branches. The firm does not have any relevant disciplinary history.

OVERVIEW

From January 1, 2013, through June 30, 2018, Morgan Stanley failed to establish and maintain a supervisory system reasonably designed to supervise representatives’ recommendations to customers to purchase particular share classes of 529 savings plans in violation of MSRB Rule G-27. Specifically, Morgan Stanley’s supervisory system was not reasonably designed to supervise 529 share-class recommendations executed (1) in certain legacy Smith Barney accounts, or (2) through transactions made directly with plans. Morgan Stanley voluntarily self-reported potential issues with its supervisory system to FINRA as part of FINRA’s 529 Plan Share Class Initiative announced in Regulatory Notice 19-04 and proposed a plan to remediate affected customers. This AWC recognizes Morgan Stanley’s extraordinary cooperation through its participation in

the 529 Plan Share Class Initiative and includes an order for restitution of $1,460,518 plus interest and censure, but no fine.

FACTS AND VIOLATIVE CONDUCT

This matter originated from FINRA’s 529 Plan Share Class Initiative, in which FINRA member firms were encouraged to review their supervisory systems and procedures governing 529 plans and self-report potential issues to FINRA.

Background—529 Plans

529 plans are tax-advantaged municipal securities that are designed to encourage saving for the future educational expenses of a designated beneficiary.1 529 plans are sponsored by states, state agencies, or educational institutions. States offer 529 plans either directly, through designated broker-dealers, or both.

Shares of 529 plans are sold in different classes with different fee structures.2 Class A shares typically impose a front-end sales charge but charge lower annual fees compared to other classes.3 Class C shares typically impose no front-end sales charge but impose higher annual fees than Class A shares. Because of their higher annual fees, Class C shares may be more expensive over extended holding periods and, consequently, Class A shares are frequently the suitable option for accounts with younger beneficiaries and longer investment horizons.4

The cost of a Class A share versus a Class C share can be meaningful for an investor. For example, applying the fee structure of one 529 plan commonly sold by Morgan Stanley during the relevant period, a customer who initially invested $10,000 in Class C shares and held those shares for eighteen years would pay approximately $1,300 more in fees and expenses than if the customer had invested the same amount in Class A shares. Moreover, the customer’s 529 plan account for this period would be worth approximately $1,500 less than an account that instead was invested in Class A shares.5

1 529 plans are named after Section 529 of the Internal Revenue Code (26 U.S.C. § 529), which grants tax-exempt status to qualified tuition programs. 2 A 529 plan is structured as a trust. A customer purchases “units” in the trust. For purposes of this AWC, the terms “unit class” and “share class” are used interchangeably. 3 Additionally, some 529 plans reduce front-end sales charges if the aggregate amount invested meets certain thresholds-known as breakpoint discounts. Some 529 plans may also have rights of accumulation, which entitle investors to breakpoint discounts based on aggregated holdings across households or other related investments. 4 Class C shares may be suitable for accounts with younger beneficiaries based on the customers’ particular facts and circumstances. Additionally, as of January 1, 2018, amendments to the United States tax code permit 529 plan customers to withdraw tax-free up to $10,000 per beneficiary, per year, for tuition in connection with enrollment or attendance at a public, private, or religious elementary or secondary school. 5 This example assumes a 5% annual rate of return for both Class A and Class C shares, no enrollment fees or annual maintenance fees and no share-class auto-conversion feature. 2

MSRB Rules Relating to 529 Plan Share-Class Recommendations

Because 529 plans are municipal securities, the sales of 529 plans are governed by the rules of the Municipal Securities Rulemaking Board (MSRB). MSRB Rule G-19 requires a broker, dealer or municipal securities dealer to have a reasonable basis to believe that a recommended transaction involving a municipal security is suitable for the customer, based on the information it obtained through reasonable diligence to ascertain the customer’s investment profile. A customer’s investment profile includes, among other factors, the customer’s investment objectives.

The MSRB has stated that information regarding a 529 plan’s designated beneficiary should be treated as information relevant to the customer’s investment objectives for purposes of MSRB Rule G-19. Specifically, the MSRB has stated that information such as the age of the beneficiary and the number of years until the funds will be needed to pay the beneficiary’s education expenses generally would be relevant in weighing the investment objectives of the customer.6

MSRB Rule G-27(a) requires each broker, dealer, and municipal securities dealer to supervise the conduct of its municipal securities activities to ensure compliance with MSRB rules and federal securities laws. MSRB Rule G-27(b) requires each firm to establish and maintain a system to supervise its municipal securities activities that is reasonably designed to achieve compliance with MSRB rules and the federal securities laws.

Morgan Stanley’s 529 Plan Business

During the relevant period, Morgan Stanley was a designated broker-dealer for thirty-five state-sponsored 529 plans. During this period, approximately $11 billion in Morgan Stanley customer assets were held in 529 plan accounts.

Morgan Stanley’s Supervisory Systems Regarding 529 Plans

During the relevant period, Morgan Stanley used pre-determined share-class suitability guidelines, known as “grids,” to review 529 plan share-class recommendations. The grids incorporated relevant suitability factors—such as the plans’ fees, rights of accumulation, and sales charge breakpoints—as well as the age of the beneficiary and the expected holding period of the 529 plan investment to identify an appropriate share class. Morgan Stanley permitted deviations from the share class indicated by the grids on a case-by-case basis, but only where the suitability of an alternative share class could be affirmatively demonstrated.

For certain plans integrated with Morgan Stanley’s order entry and account systems, a recommended 529 plan share class was automatically compared to the grids when an order was placed. For other plans, the initial share class recommendation was not automatically compared to the grids; instead, personnel in the firm’s centralized

6 Interpretation on Customer Obligations Related to Marketing of 529 College Savings Plans (Aug. 7, 2006). 3

operations unit would conduct a manual comparison to the grids. In either case, purchases that did not align with the grids required additional supervisory review to be processed.

Morgan Stanley Mistakenly Failed to Apply its System for Supervising 529 Plan Recommendations to Two Categories of 529 Plan Investments.

Morgan Stanley’s system for supervising representatives’ 529 plan share-class recommendations during the relevant period was not reasonably designed with respect to two categories of 529 plan investments.

First, certain accounts at the firm that originally had been held at the Smith Barney Division of Citigroup Global Markets Inc. before the merger into Morgan Stanley were not fully integrated with Morgan Stanley’s order entry and account systems until 2016. Consequently, 529 plan purchases in these legacy Smith Barney accounts during the relevant period were not automatically compared to the grids, and often were not subject to any manual comparison to the grids either. As a result, Morgan Stanley did not reasonably supervise thousands of 529 plan transactions in these legacy Smith Barney accounts.

Second, while Morgan Stanley prohibited representatives from effecting 529 plan transactions with certain plans directly, i.e., outside of Morgan Stanley’s electronic order entry and account systems, the firm did not have a supervisory system in place during the relevant period to enforce this policy or detect noncompliance. As a result, Morgan Stanley failed to detect thousands of 529 plan transactions executed directly with plans that effectively bypassed the grids and the firm’s share-class selection supervision.

As a result of these gaps in Morgan Stanley’s supervisory system, over $180 million of 529 plan Class C share purchases were not subjected to the firm’s grids during the relevant period and were inconsistent with the share-class suggested by the firm’s grids. These purchases should have been, but were not, subject to further supervisory review under the firm’s procedures. Morgan Stanley has agreed to identify affected customers who incurred excess fees from Class C share purchases and pay total estimated restitution and interest of $1.7 million to the owners of 2,293 accounts to remediate them.

Therefore, Morgan Stanley violated MSRB Rule G-27(a) and (b).

CREDIT FOR EXTRAORDINARY COOPERATION

In resolving this matter, FINRA has recognized Morgan Stanley’s extraordinary cooperation through its voluntary participation in the 529 Plan Share Class Initiative. Morgan Stanley provided substantial assistance to FINRA by voluntarily: (i) conducting a qualitative review of its supervision of 529 plan share-class recommendations; (ii) self- reporting, pursuant to the Initiative, two areas where its supervision may not have been reasonable; (iii) providing additional information relevant to the firm’s assessment of its supervisory system to assist FINRA in understanding the conduct at issue; (iv) providing information about the corrective actions taken with respect to the supervisory violations set forth in this AWC, including the development of supervisory controls relating to its 4

529 plan business conducted directly with plans; (v) engaging in a dialogue with FINRA about the appropriate way to identify the pool of affected customers and to calculate the amount of restitution; and (vi) establishing a plan to efficiently identify customers for restitution and meaningfully reduce the time it would have otherwise taken for customers to receive restitution.

B. Respondent also consents to the imposition of the following sanctions:

▪ a censure and

▪ restitution of $1,460,518 plus interest as described below.

Restitution is ordered to be paid to the customers listed on Attachment A to this AWC in the total amount of $1,460,518 plus interest at the rate set forth in Section 6621(a)(2) of the Internal Revenue Code, 26 U.S.C. 6621(a)(2). The interest amount shall be calculated based on the date that restitution amounts for each respective customer were first incurred until a calculation date, not unacceptable to FINRA staff, reasonably proximate to the actual date of payment.

A registered principal on behalf of Respondent firm shall submit satisfactory proof of payment of restitution and pre-judgment interest (separately specifying the date and amount of each paid to each customer listed on Attachment A) or of reasonable and documented efforts undertaken to effect restitution. Such proof shall be submitted by email to [email protected] from a work-related account of the registered principal of Respondent firm. The email must identify the Respondent and the case number and include adequate documentation demonstrating that payment has been provided. This proof shall be provided by email to [email protected] no later than 120 days after acceptance of the AWC.

If for any reason Respondent cannot locate any customer identified in Attachment A after reasonable and documented efforts within 120 days after the date of the notice of acceptance of the AWC, or such additional period agreed to by FINRA in writing, Respondent shall forward any undistributed restitution and interest to an appropriate escheat account. Respondent shall follow the standard escheatment process, adhering with each state’s required time frames based on the state in which a customer is last known to have resided. Respondent shall provide satisfactory proof of such action to FINRA in the manner described above, within 14 calendar days of forwarding the undistributed restitution and interest to the appropriate account.

Respondent also will identify customers who may incur or may continue to incur excess fees and expenses following acceptance of this AWC as the result of having purchased 529 plan Class C shares instead of Class A shares, where those Class C shares do not automatically convert to A shares under the applicable plan documents (“eligible 529 plan account holders”). Respondent will identify eligible 529 plan account holders, describe for them the difference in fees associated with Class C shares and Class A shares, along with the impact of those fees over time, and review with eligible 529 plan account holders their share class selection. Respondent will assist any eligible 529 plan

5

account holder who requests that his/her Class C shares be converted to Class A shares, including effecting such conversion at no cost to the account holder where practical.

Not later than 120 days after the date of the notice of acceptance of the AWC, or such additional period agreed to by FINRA in writing, Respondent shall certify completion of the steps identified in the preceding paragraph, including that conversion of share classes for any eligible 529 plan account holder who requested conversion occurred at no cost to the account holder where practical.

Upon written request showing good cause, FINRA may extend any of the procedural dates set forth above.

Respondent specifically and voluntarily waives any right to claim an inability to pay, now or at any time after the execution of this AWC, the monetary sanction imposed in this matter.

The imposition of a restitution order or any other monetary sanction in this AWC, and the timing of such ordered payments, does not preclude customers from pursuing their own actions to obtain restitution or other remedies.

Restitution payments to customers shall be preceded or accompanied by a letter, not unacceptable to FINRA, describing the reason for the payment and the fact that the payment is being made as a result of Morgan Stanley’s participation in FINRA’s 529 Plan Share Class Initiative.

The sanctions imposed in this AWC shall be effective on a date set by FINRA.

II.

WAIVER OF PROCEDURAL RIGHTS

Respondent specifically and voluntarily waives the following rights granted under FINRA’s Code of Procedure:

A. To have a complaint issued specifying the allegations against it;

B. To be notified of the complaint and have the opportunity to answer the allegations in writing;

C. To defend against the allegations in a disciplinary hearing before a hearing panel, to have a written record of the hearing made, and to have a written decision issued; and

D. To appeal any such decision to the National Adjudicatory Council (NAC) and then to the U.S. Securities and Exchange Commission and a U.S. Court of Appeals.

6

Further, Respondent specifically and voluntarily waives any right to claim bias or prejudgment of the Chief Legal Officer, the NAC, or any member of the NAC, in connection with such person’s or body’s participation in discussions regarding the terms and conditions of this AWC, or other consideration of this AWC, including its acceptance or rejection.

Respondent further specifically and voluntarily waives any right to claim that a person violated the ex parte prohibitions of FINRA Rule 9143 or the separation of functions prohibitions of FINRA Rule 9144, in connection with such person’s or body’s participation in discussions regarding the terms and conditions of this AWC, or other consideration of this AWC, including its acceptance or rejection.

III.

OTHER MATTERS

Respondent understands that:

A. Submission of this AWC is voluntary and will not resolve this matter unless and until it has been reviewed and accepted by the NAC, a Review Subcommittee of the NAC, or the Office of Disciplinary Affairs (ODA), pursuant to FINRA Rule 9216;

B. If this AWC is not accepted, its submission will not be used as evidence to prove any of the allegations against Respondent; and

C. If accepted:

1. this AWC will become part of Respondent’s permanent disciplinary record and may be considered in any future action brought by FINRA or any other regulator against Respondent;

2. this AWC will be made available through FINRA’s public disclosure program in accordance with FINRA Rule 8313;

3. FINRA may make a public announcement concerning this agreement and its subject matter in accordance with FINRA Rule 8313; and

4. Respondent may not take any action or make or permit to be made any public statement, including in regulatory filings or otherwise, denying, directly or indirectly, any finding in this AWC or create the impression that the AWC is without factual basis. Respondent may not take any position in any proceeding brought by or on behalf of FINRA, or to which FINRA is a party, that is inconsistent with any part of this AWC. Nothing in this provision affects Respondent’s testimonial obligations or right to take legal or factual positions in litigation or other legal proceedings in which FINRA is not a party.

7

D. Respondent may attach a corrective action statement to this A WC that is a statement of demonstrable corrective steps taken to prevent future misconduct. Respondent understands that it may not deny the charges or make any statement that is inconsistent with the AWC in this statement This statement does not constitute factual or legal findings by FINRA, nor does it reflect the views of FINRA.

The undersigned, on behalf of Respondent, certifies that a person duly authorized to act on Respondent's behalf has read and understands all of the provisions of this AWC and has been given a full opportunity t.o ask questions about it; that Respondent has agreed to the AWC's provisions voluntarily; and that no offer, threat, inducement, or promise of any kind, other than the terms set forth in this AWC and the prospect ofaVQi · g the i .uance of a complaint, has been made to induce Respondent to submit this AWC )2,-}--i-; )?A '2-D Date r T Morgans Respondent PrintName: ,. ~,Avrhv,K~ .,-~ Title: . MM41('ffl \)jr~d-~'-'~ ,.;

Accepted by FINRA:

Signed on behalf of the Date~ I ~;;D&ve¢oo ~iliOO~

Andrew Boldt Senior Counsel FINRA Department of Enforcement 55 W. Monroe St. Ste. 2600 Chicago, IL 60603

8 Attachment A

Account Total Payment Amount 1 $ 1,696.23 2 $ 300.90 3 $ 1,141.84 4 $ 1,385.63 5 $ 1,424.79 6 $ 181.12 7 $ 2,284.14 8 $ 146.81 9 $ 129.85 10 $ 323.68 11 $ 3,380.16 12 $ 289.07 13 $ 123.53 14 $ 138.53 15 $ 470.34 16 $ 470.34 17 $ 214.24 18 $ 214.24 19 $ 185.31 20 $ 232.60 21 $ 239.36 22 $ 181.31 23 $ 121.18 24 $ 268.72 25 $ 202.44 26 $ 121.04 27 $ 441.40 28 $ 193.19 29 $ 188.42 30 $ 270.29 31 $ 373.79 32 $ 373.79 33 $ 195.50 34 $ 295.26 35 $ 158.29 36 $ 828.34 37 $ 828.34 38 $ 828.34 39 $ 828.34 40 $ 121.81 41 $ 145.59 42 $ 494.54 43 $ 604.47 44 $ 292.39 45 $ 292.39 46 $ 178.47 47 $ 133.86 48 $ 133.86 49 $ 200.75

1 Attachment A

Account Total Payment Amount 50 $ 300.48 51 $ 410.95 52 $ 410.95 53 $ 274.91 54 $ 1,909.58 55 $ 489.18 56 $ 489.18 57 $ 311.61 58 $ 268.71 59 $ 113.29 60 $ 236.89 61 $ 150.21 62 $ 133.40 63 $ 133.40 64 $ 133.40 65 $ 462.74 66 $ 123.01 67 $ 123.00 68 $ 182.08 69 $ 150.63 70 $ 274.99 71 $ 217.41 72 $ 7,760.70 73 $ 738.17 74 $ 198.27 75 $ 357.94 76 $ 357.94 77 $ 280.43 78 $ 1,002.80 79 $ 198.53 80 $ 175.29 81 $ 227.95 82 $ 209.90 83 $ 357.94 84 $ 2,882.35 85 $ 176.64 86 $ 964.97 87 $ 893.59 88 $ 201.65 89 $ 133.51 90 $ 269.10 91 $ 2,254.01 92 $ 2,318.93 93 $ 660.23 94 $ 131.13 95 $ 823.57 96 $ 243.70 97 $ 160.44 98 $ 221.38

2 Attachment A

Account Total Payment Amount 99 $ 169.91 100 $ 156.04 101 $ 1,977.87 102 $ 931.76 103 $ 168.36 104 $ 473.54 105 $ 532.76 106 $ 1,166.25 107 $ 132.79 108 $ 175.79 109 $ 178.28 110 $ 227.79 111 $ 171.98 112 $ 179.48 113 $ 158.81 114 $ 178.74 115 $ 201.65 116 $ 815.39 117 $ 467.66 118 $ 1,212.87 119 $ 117.62 120 $ 135.40 121 $ 126.33 122 $ 291.52 123 $ 406.44 124 $ 387.95 125 $ 894.95 126 $ 210.91 127 $ 259.14 128 $ 295.52 129 $ 413.78 130 $ 210.34 131 $ 270.91 132 $ 183.19 133 $ 219.23 134 $ 182.96 135 $ 151.80 136 $ 981.91 137 $ 810.91 138 $ 1,016.14 139 $ 1,096.42 140 $ 1,096.42 141 $ 2,549.46 142 $ 327.43 143 $ 551.82 144 $ 172.99 145 $ 700.35 146 $ 852.26 147 $ 371.16

3 Attachment A

Account Total Payment Amount 148 $ 378.91 149 $ 151.50 150 $ 118.03 151 $ 253.71 152 $ 136.52 153 $ 111.31 154 $ 3,390.77 155 $ 3,188.41 156 $ 1,226.76 157 $ 1,317.47 158 $ 1,139.74 159 $ 111.92 160 $ 3,174.22 161 $ 190.08 162 $ 194.90 163 $ 3,273.73 164 $ 2,753.35 165 $ 2,753.35 166 $ 3,154.44 167 $ 189.38 168 $ 171.37 169 $ 672.87 170 $ 1,154.42 171 $ 632.41 172 $ 774.17 173 $ 669.45 174 $ 669.45 175 $ 396.48 176 $ 148.42 177 $ 140.60 178 $ 795.20 179 $ 216.55 180 $ 169.15 181 $ 111.92 182 $ 1,702.29 183 $ 1,697.29 184 $ 1,697.29 185 $ 1,697.29 186 $ 143.76 187 $ 1,762.55 188 $ 641.53 189 $ 786.01 190 $ 141.17 191 $ 466.49 192 $ 122.20 193 $ 652.31 194 $ 275.97 195 $ 273.86 196 $ 165.72

4 Attachment A

Account Total Payment Amount 197 $ 165.72 198 $ 461.33 199 $ 244.58 200 $ 748.02 201 $ 718.39 202 $ 616.76 203 $ 564.62 204 $ 158.29 205 $ 1,434.44 206 $ 376.40 207 $ 609.88 208 $ 238.50 209 $ 129.28 210 $ 621.85 211 $ 171.40 212 $ 1,297.14 213 $ 526.49 214 $ 338.70 215 $ 677.39 216 $ 677.39 217 $ 1,232.05 218 $ 343.74 219 $ 339.52 220 $ 249.36 221 $ 249.36 222 $ 746.67 223 $ 902.26 224 $ 727.11 225 $ 727.11 226 $ 146.05 227 $ 141.57 228 $ 188.20 229 $ 140.24 230 $ 135.31 231 $ 262.08 232 $ 788.14 233 $ 334.95 234 $ 344.40 235 $ 334.95 236 $ 205.64 237 $ 411.40 238 $ 1,061.26 239 $ 134.13 240 $ 235.20 241 $ 288.15 242 $ 716.82 243 $ 899.74 244 $ 758.38 245 $ 309.01

5 Attachment A

Account Total Payment Amount 246 $ 710.95 247 $ 196.26 248 $ 212.46 249 $ 141.13 250 $ 214.57 251 $ 7,856.51 252 $ 701.07 253 $ 7,856.51 254 $ 684.42 255 $ 695.86 256 $ 306.22 257 $ 154.49 258 $ 1,410.15 259 $ 1,209.96 260 $ 1,209.96 261 $ 145.86 262 $ 182.66 263 $ 133.67 264 $ 215.68 265 $ 207.13 266 $ 207.13 267 $ 1,339.80 268 $ 144.42 269 $ 128.87 270 $ 161.80 271 $ 333.64 272 $ 863.13 273 $ 149.31 274 $ 263.78 275 $ 162.58 276 $ 175.51 277 $ 134.00 278 $ 134.00 279 $ 292.08 280 $ 202.19 281 $ 182.73 282 $ 339.47 283 $ 155.80 284 $ 324.64 285 $ 764.84 286 $ 231.33 287 $ 231.17 288 $ 333.64 289 $ 125.55 290 $ 146.48 291 $ 137.23 292 $ 310.15 293 $ 219.23 294 $ 134.99

6 Attachment A

Account Total Payment Amount 295 $ 228.39 296 $ 612.08 297 $ 1,792.43 298 $ 141.69 299 $ 155.26 300 $ 830.98 301 $ 145.70 302 $ 216.63 303 $ 267.18 304 $ 2,989.73 305 $ 173.34 306 $ 402.53 307 $ 995.64 308 $ 1,016.61 309 $ 146.46 310 $ 289.97 311 $ 185.42 312 $ 257.60 313 $ 257.60 314 $ 1,558.17 315 $ 298.83 316 $ 136.69 317 $ 136.71 318 $ 236.86 319 $ 288.61 320 $ 540.05 321 $ 175.06 322 $ 164.14 323 $ 200.00 324 $ 136.31 325 $ 129.04 326 $ 137.12 327 $ 298.21 328 $ 1,620.57 329 $ 110.74 330 $ 277.20 331 $ 315.12 332 $ 418.12 333 $ 1,507.08 334 $ 262.20 335 $ 1,307.03 336 $ 402.62 337 $ 174.89 338 $ 473.65 339 $ 2,227.49 340 $ 275.94 341 $ 388.95 342 $ 153.39 343 $ 251.76

7 Attachment A

Account Total Payment Amount 344 $ 388.17 345 $ 1,533.75 346 $ 247.88 347 $ 234.56 348 $ 254.40 349 $ 178.12 350 $ 386.47 351 $ 1,911.32 352 $ 517.00 353 $ 125.71 354 $ 293.02 355 $ 382.54 356 $ 378.26 357 $ 376.74 358 $ 1,320.08 359 $ 135.16 360 $ 246.35 361 $ 523.84 362 $ 1,624.85 363 $ 480.42 364 $ 136.46 365 $ 1,674.85 366 $ 167.06 367 $ 167.06 368 $ 1,043.30 369 $ 187.21 370 $ 282.40 371 $ 132.47 372 $ 321.19 373 $ 1,268.33 374 $ 178.12 375 $ 449.19 376 $ 436.40 377 $ 436.40 378 $ 136.30 379 $ 132.65 380 $ 124.89 381 $ 3,616.88 382 $ 1,267.03 383 $ 215.65 384 $ 179.66 385 $ 177.99 386 $ 3,972.02 387 $ 1,494.12 388 $ 240.37 389 $ 1,600.24 390 $ 1,483.29 391 $ 234.70 392 $ 121.16

8 Attachment A

Account Total Payment Amount 393 $ 343.49 394 $ 200.88 395 $ 120.49 396 $ 1,427.57 397 $ 1,427.57 398 $ 201.99 399 $ 156.65 400 $ 1,098.37 401 $ 2,177.97 402 $ 2,177.97 403 $ 595.82 404 $ 1,947.41 405 $ 352.36 406 $ 120.72 407 $ 2,264.30 408 $ 210.32 409 $ 1,288.10 410 $ 413.95 411 $ 489.61 412 $ 420.07 413 $ 861.91 414 $ 480.63 415 $ 165.08 416 $ 174.18 417 $ 927.38 418 $ 937.54 419 $ 515.28 420 $ 421.45 421 $ 113.31 422 $ 802.48 423 $ 1,346.09 424 $ 260.05 425 $ 824.14 426 $ 831.65 427 $ 107.93 428 $ 495.46 429 $ 495.46 430 $ 541.64 431 $ 533.55 432 $ 830.37 433 $ 141.39 434 $ 2,221.12 435 $ 723.39 436 $ 722.90 437 $ 1,964.89 438 $ 2,309.69 439 $ 304.30 440 $ 157.59 441 $ 275.62

9 Attachment A

Account Total Payment Amount 442 $ 278.03 443 $ 872.50 444 $ 118.93 445 $ 1,075.27 446 $ 625.33 447 $ 506.18 448 $ 123.16 449 $ 494.37 450 $ 601.95 451 $ 911.48 452 $ 911.48 453 $ 936.48 454 $ 169.88 455 $ 169.88 456 $ 534.88 457 $ 1,806.23 458 $ 511.45 459 $ 163.27 460 $ 552.75 461 $ 1,875.48 462 $ 550.51 463 $ 546.96 464 $ 548.18 465 $ 570.16 466 $ 602.64 467 $ 580.61 468 $ 301.52 469 $ 121.89 470 $ 638.82 471 $ 161.29 472 $ 171.30 473 $ 358.26 474 $ 247.54 475 $ 482.23 476 $ 313.49 477 $ 113.88 478 $ 198.49 479 $ 142.11 480 $ 120.72 481 $ 488.64 482 $ 248.47 483 $ 123.42 484 $ 123.18 485 $ 121.27 486 $ 123.98 487 $ 123.98 488 $ 192.81 489 $ 147.20 490 $ 125.77

10 Attachment A

Account Total Payment Amount 491 $ 126.13 492 $ 232.07 493 $ 230.44 494 $ 239.06 495 $ 200.77 496 $ 148.02 497 $ 126.63 498 $ 207.16 499 $ 126.06 500 $ 126.06 501 $ 252.66 502 $ 600.93 503 $ 224.02 504 $ 119.34 505 $ 761.47 506 $ 761.47 507 $ 761.38 508 $ 761.38 509 $ 194.41 510 $ 216.35 511 $ 347.51 512 $ 937.77 513 $ 1,775.45 514 $ 128.12 515 $ 132.79 516 $ 305.97 517 $ 1,300.85 518 $ 244.75 519 $ 367.23 520 $ 1,242.82 521 $ 2,006.85 522 $ 1,083.50 523 $ 6,430.15 524 $ 6,314.87 525 $ 964.98 526 $ 386.53 527 $ 193.23 528 $ 737.89 529 $ 416.59 530 $ 1,049.88 531 $ 1,049.88 532 $ 206.17 533 $ 206.38 534 $ 148.03 535 $ 305.12 536 $ 459.89 537 $ 159.82 538 $ 159.49 539 $ 159.20

11 Attachment A

Account Total Payment Amount 540 $ 1,179.52 541 $ 145.79 542 $ 274.53 543 $ 450.22 544 $ 675.92 545 $ 761.67 546 $ 422.61 547 $ 944.71 548 $ 318.88 549 $ 2,552.30 550 $ 736.22 551 $ 1,370.31 552 $ 1,370.31 553 $ 138.02 554 $ 121.52 555 $ 1,963.62 556 $ 140.12 557 $ 311.39 558 $ 593.03 559 $ 593.03 560 $ 309.54 561 $ 643.55 562 $ 1,027.05 563 $ 627.44 564 $ 186.83 565 $ 2,789.36 566 $ 741.40 567 $ 467.16 568 $ 505.05 569 $ 386.90 570 $ 739.64 571 $ 186.83 572 $ 193.06 573 $ 311.39 574 $ 1,074.49 575 $ 755.10 576 $ 4,558.65 577 $ 3,014.97 578 $ 5,505.70 579 $ 880.94 580 $ 131.98 581 $ 1,026.38 582 $ 923.17 583 $ 541.00 584 $ 617.13 585 $ 2,506.71 586 $ 2,506.71 587 $ 7,679.81 588 $ 1,054.06

12 Attachment A

Account Total Payment Amount 589 $ 5,798.89 590 $ 8,561.27 591 $ 11,497.25 592 $ 941.82 593 $ 1,706.16 594 $ 745.10 595 $ 1,882.02 596 $ 181.75 597 $ 181.75 598 $ 123.16 599 $ 123.16 600 $ 186.12 601 $ 156.25 602 $ 859.81 603 $ 869.90 604 $ 303.59 605 $ 757.41 606 $ 119.05 607 $ 119.75 608 $ 621.67 609 $ 162.56 610 $ 1,789.15 611 $ 386.41 612 $ 175.04 613 $ 280.15 614 $ 149.55 615 $ 198.89 616 $ 185.78 617 $ 190.22 618 $ 1,067.55 619 $ 324.54 620 $ 180.80 621 $ 338.53 622 $ 134.28 623 $ 131.22 624 $ 141.38 625 $ 721.60 626 $ 133.79 627 $ 222.02 628 $ 202.41 629 $ 155.52 630 $ 174.98 631 $ 247.46 632 $ 1,825.21 633 $ 183.49 634 $ 190.03 635 $ 1,103.27 636 $ 149.71 637 $ 431.97

13 Attachment A

Account Total Payment Amount 638 $ 1,137.35 639 $ 163.24 640 $ 726.36 641 $ 177.36 642 $ 203.93 643 $ 122.98 644 $ 126.74 645 $ 214.22 646 $ 656.03 647 $ 123.73 648 $ 1,834.39 649 $ 183.98 650 $ 1,121.28 651 $ 188.81 652 $ 197.27 653 $ 391.71 654 $ 201.30 655 $ 270.61 656 $ 160.18 657 $ 150.55 658 $ 250.05 659 $ 427.16 660 $ 388.76 661 $ 343.79 662 $ 200.15 663 $ 141.89 664 $ 329.34 665 $ 1,099.25 666 $ 241.19 667 $ 300.47 668 $ 419.68 669 $ 137.31 670 $ 448.26 671 $ 133.76 672 $ 162.02 673 $ 234.35 674 $ 388.71 675 $ 431.51 676 $ 402.96 677 $ 238.08 678 $ 152.00 679 $ 217.71 680 $ 139.29 681 $ 174.39 682 $ 379.90 683 $ 392.61 684 $ 130.71 685 $ 258.55 686 $ 385.50

14 Attachment A

Account Total Payment Amount 687 $ 501.25 688 $ 691.70 689 $ 517.52 690 $ 1,450.46 691 $ 275.02 692 $ 151.12 693 $ 134.46 694 $ 267.87 695 $ 220.62 696 $ 213.91 697 $ 409.09 698 $ 516.68 699 $ 268.67 700 $ 593.77 701 $ 423.43 702 $ 706.84 703 $ 421.58 704 $ 421.58 705 $ 140.35 706 $ 116.11 707 $ 140.70 708 $ 711.81 709 $ 1,130.48 710 $ 374.52 711 $ 134.46 712 $ 138.94 713 $ 358.09 714 $ 477.22 715 $ 191.56 716 $ 141.38 717 $ 2,711.07 718 $ 171.55 719 $ 409.60 720 $ 644.63 721 $ 270.61 722 $ 187.08 723 $ 558.54 724 $ 354.56 725 $ 223.07 726 $ 116.11 727 $ 125.05 728 $ 138.45 729 $ 189.38 730 $ 167.83 731 $ 206.07 732 $ 149.54 733 $ 262.42 734 $ 181.14 735 $ 185.37

15 Attachment A

Account Total Payment Amount 736 $ 944.20 737 $ 135.29 738 $ 275.63 739 $ 381.37 740 $ 1,175.73 741 $ 426.92 742 $ 234.61 743 $ 463.71 744 $ 162.27 745 $ 609.32 746 $ 155.15 747 $ 501.12 748 $ 239.28 749 $ 236.58 750 $ 338.56 751 $ 1,108.68 752 $ 1,838.58 753 $ 507.26 754 $ 183.51 755 $ 268.19 756 $ 283.88 757 $ 141.18 758 $ 131.07 759 $ 902.68 760 $ 538.72 761 $ 244.87 762 $ 138.89 763 $ 1,334.64 764 $ 1,055.55 765 $ 473.34 766 $ 165.21 767 $ 193.87 768 $ 265.09 769 $ 141.24 770 $ 1,206.41 771 $ 802.72 772 $ 130.87 773 $ 149.80 774 $ 388.71 775 $ 134.77 776 $ 185.09 777 $ 233.59 778 $ 473.23 779 $ 126.35 780 $ 422.51 781 $ 164.73 782 $ 165.55 783 $ 1,789.15 784 $ 1,334.64

16 Attachment A

Account Total Payment Amount 785 $ 145.88 786 $ 181.47 787 $ 172.39 788 $ 141.38 789 $ 1,066.95 790 $ 1,303.98 791 $ 1,303.98 792 $ 141.15 793 $ 569.90 794 $ 325.83 795 $ 1,576.09 796 $ 141.15 797 $ 141.15 798 $ 203.67 799 $ 724.94 800 $ 753.12 801 $ 227.05 802 $ 304.92 803 $ 157.27 804 $ 157.27 805 $ 208.33 806 $ 145.95 807 $ 226.82 808 $ 783.67 809 $ 1,050.49 810 $ 167.83 811 $ 371.46 812 $ 702.66 813 $ 304.22 814 $ 330.61 815 $ 410.91 816 $ 292.02 817 $ 226.03 818 $ 440.11 819 $ 130.50 820 $ 301.73 821 $ 1,003.81 822 $ 202.84 823 $ 202.84 824 $ 3,198.15 825 $ 583.31 826 $ 284.89 827 $ 116.11 828 $ 116.11 829 $ 1,528.01 830 $ 1,528.01 831 $ 146.93 832 $ 428.58 833 $ 141.15

17 Attachment A

Account Total Payment Amount 834 $ 215.90 835 $ 593.12 836 $ 269.11 837 $ 212.17 838 $ 298.72 839 $ 144.86 840 $ 517.07 841 $ 517.07 842 $ 171.11 843 $ 180.10 844 $ 338.63 845 $ 183.32 846 $ 203.38 847 $ 142.66 848 $ 1,342.56 849 $ 156.65 850 $ 278.57 851 $ 327.16 852 $ 132.49 853 $ 142.97 854 $ 146.01 855 $ 208.15 856 $ 136.50 857 $ 148.13 858 $ 133.83 859 $ 167.77 860 $ 157.92 861 $ 390.38 862 $ 184.71 863 $ 185.43 864 $ 362.42 865 $ 123.62 866 $ 192.72 867 $ 332.46 868 $ 410.39 869 $ 410.39 870 $ 283.88 871 $ 135.24 872 $ 141.37 873 $ 226.10 874 $ 369.81 875 $ 343.04 876 $ 344.30 877 $ 126.44 878 $ 142.82 879 $ 312.55 880 $ 432.46 881 $ 592.49 882 $ 516.73

18 Attachment A

Account Total Payment Amount 883 $ 198.92 884 $ 350.55 885 $ 463.71 886 $ 262.42 887 $ 289.06 888 $ 1,964.23 889 $ 366.52 890 $ 1,574.62 891 $ 423.56 892 $ 253.17 893 $ 173.41 894 $ 538.18 895 $ 538.18 896 $ 197.09 897 $ 250.00 898 $ 197.09 899 $ 269.33 900 $ 330.46 901 $ 330.46 902 $ 135.61 903 $ 1,121.11 904 $ 283.04 905 $ 189.29 906 $ 141.18 907 $ 690.45 908 $ 148.25 909 $ 199.50 910 $ 441.71 911 $ 330.57 912 $ 151.15 913 $ 387.71 914 $ 152.19 915 $ 1,376.21 916 $ 126.36 917 $ 451.86 918 $ 320.35 919 $ 220.40 920 $ 867.14 921 $ 388.26 922 $ 240.90 923 $ 254.67 924 $ 619.85 925 $ 3,398.13 926 $ 423.82 927 $ 606.85 928 $ 238.18 929 $ 143.73 930 $ 134.28 931 $ 216.02

19 Attachment A

Account Total Payment Amount 932 $ 191.68 933 $ 292.22 934 $ 238.23 935 $ 231.23 936 $ 583.41 937 $ 512.58 938 $ 223.07 939 $ 212.05 940 $ 141.37 941 $ 460.83 942 $ 298.72 943 $ 235.16 944 $ 134.67 945 $ 388.88 946 $ 528.94 947 $ 534.76 948 $ 377.98 949 $ 512.11 950 $ 534.14 951 $ 219.91 952 $ 201.61 953 $ 1,848.54 954 $ 252.92 955 $ 261.90 956 $ 240.81 957 $ 213.84 958 $ 167.49 959 $ 372.95 960 $ 1,528.01 961 $ 1,528.01 962 $ 1,528.01 963 $ 429.92 964 $ 219.91 965 $ 187.57 966 $ 190.34 967 $ 286.68 968 $ 1,039.22 969 $ 155.36 970 $ 155.34 971 $ 147.92 972 $ 16,126.88 973 $ 399.60 974 $ 924.33 975 $ 7,439.18 976 $ 4,034.85 977 $ 8,060.71 978 $ 1,377.80 979 $ 1,210.55 980 $ 252.05

20 Attachment A

Account Total Payment Amount 981 $ 466.08 982 $ 10,185.51 983 $ 4,712.60 984 $ 316.91 985 $ 8,537.33 986 $ 1,611.96 987 $ 3,508.86 988 $ 7,987.19 989 $ 781.87 990 $ 2,464.29 991 $ 126.53 992 $ 766.94 993 $ 8,564.08 994 $ 392.88 995 $ 112.31 996 $ 134.64 997 $ 154.28 998 $ 154.28 999 $ 154.28 1000 $ 154.28 1001 $ 154.28 1002 $ 1,450.21 1003 $ 1,450.21 1004 $ 123.16 1005 $ 640.09 1006 $ 153.81 1007 $ 1,076.89 1008 $ 409.39 1009 $ 8,800.99 1010 $ 411.79 1011 $ 149.37 1012 $ 127.28 1013 $ 5,181.47 1014 $ 984.82 1015 $ 190.30 1016 $ 2,076.53 1017 $ 1,045.46 1018 $ 3,230.87 1019 $ 321.71 1020 $ 367.51 1021 $ 1,567.30 1022 $ 1,567.30 1023 $ 599.52 1024 $ 155.82 1025 $ 279.08 1026 $ 340.55 1027 $ 156.47 1028 $ 156.53 1029 $ 163.99

21 Attachment A

Account Total Payment Amount 1030 $ 2,089.26 1031 $ 1,201.96 1032 $ 2,369.62 1033 $ 1,485.28 1034 $ 1,550.86 1035 $ 1,550.86 1036 $ 1,550.86 1037 $ 1,550.86 1038 $ 178.27 1039 $ 202.55 1040 $ 3,536.68 1041 $ 196.57 1042 $ 126.65 1043 $ 191.92 1044 $ 331.31 1045 $ 2,013.98 1046 $ 2,901.48 1047 $ 869.90 1048 $ 133.03 1049 $ 695.92 1050 $ 114.63 1051 $ 2,558.26 1052 $ 1,955.52 1053 $ 631.40 1054 $ 730.03 1055 $ 216.27 1056 $ 3,517.45 1057 $ 2,106.17 1058 $ 133.33 1059 $ 5,170.67 1060 $ 5,857.93 1061 $ 6,946.74 1062 $ 4,213.59 1063 $ 691.17 1064 $ 753.69 1065 $ 2,510.55 1066 $ 142.41 1067 $ 1,670.60 1068 $ 309.67 1069 $ 115.64 1070 $ 19,835.56 1071 $ 1,114.62 1072 $ 1,131.10 1073 $ 2,408.22 1074 $ 855.62 1075 $ 4,622.47 1076 $ 4,622.47 1077 $ 4,476.25 1078 $ 752.60

22 Attachment A

Account Total Payment Amount 1079 $ 8,230.57 1080 $ 1,009.74 1081 $ 3,581.40 1082 $ 1,292.98 1083 $ 3,027.91 1084 $ 19,986.94 1085 $ 760.75 1086 $ 1,368.19 1087 $ 2,823.18 1088 $ 7,526.03 1089 $ 2,534.61 1090 $ 1,900.30 1091 $ 155.34 1092 $ 2,301.56 1093 $ 8,855.09 1094 $ 204.22 1095 $ 158.15 1096 $ 755.10 1097 $ 14,559.28 1098 $ 274.81 1099 $ 631.36 1100 $ 432.44 1101 $ 188.97 1102 $ 2,007.10 1103 $ 328.15 1104 $ 717.96 1105 $ 3,621.48 1106 $ 720.82 1107 $ 118.59 1108 $ 175.29 1109 $ 7,531.74 1110 $ 1,730.07 1111 $ 169.79 1112 $ 1,269.55 1113 $ 47,250.48 1114 $ 15,322.49 1115 $ 155.84 1116 $ 155.84 1117 $ 147.53 1118 $ 154.36 1119 $ 813.76 1120 $ 116.53 1121 $ 610.78 1122 $ 603.45 1123 $ 135.27 1124 $ 149.40 1125 $ 169.02 1126 $ 189.38 1127 $ 269.71

23 Attachment A

Account Total Payment Amount 1128 $ 150.02 1129 $ 134.86 1130 $ 172.07 1131 $ 171.86 1132 $ 125.92 1133 $ 791.94 1134 $ 190.96 1135 $ 152.50 1136 $ 147.57 1137 $ 158.48 1138 $ 332.31 1139 $ 332.31 1140 $ 179.34 1141 $ 396.19 1142 $ 671.73 1143 $ 332.31 1144 $ 612.44 1145 $ 159.71 1146 $ 179.72 1147 $ 147.42 1148 $ 180.87 1149 $ 207.01 1150 $ 162.68 1151 $ 310.76 1152 $ 155.78 1153 $ 218.27 1154 $ 127.39 1155 $ 160.41 1156 $ 160.41 1157 $ 335.67 1158 $ 266.24 1159 $ 462.04 1160 $ 190.75 1161 $ 396.61 1162 $ 166.17 1163 $ 116.17 1164 $ 334.41 1165 $ 410.53 1166 $ 224.40 1167 $ 204.80 1168 $ 159.64 1169 $ 1,355.96 1170 $ 1,308.12 1171 $ 232.66 1172 $ 175.39 1173 $ 634.95 1174 $ 703.24 1175 $ 150.02 1176 $ 247.09

24 Attachment A

Account Total Payment Amount 1177 $ 280.66 1178 $ 351.74 1179 $ 277.90 1180 $ 153.32 1181 $ 133.73 1182 $ 3,066.30 1183 $ 497.37 1184 $ 118.76 1185 $ 170.20 1186 $ 1,101.47 1187 $ 897.04 1188 $ 126.93 1189 $ 340.71 1190 $ 1,009.85 1191 $ 116.17 1192 $ 332.31 1193 $ 356.11 1194 $ 144.88 1195 $ 1,628.71 1196 $ 308.31 1197 $ 288.35 1198 $ 331.18 1199 $ 166.37 1200 $ 166.37 1201 $ 461.23 1202 $ 261.96 1203 $ 666.92 1204 $ 224.30 1205 $ 366.43 1206 $ 360.59 1207 $ 144.94 1208 $ 324.30 1209 $ 324.30 1210 $ 324.30 1211 $ 381.41 1212 $ 244.99 1213 $ 125.05 1214 $ 1,009.85 1215 $ 224.38 1216 $ 390.27 1217 $ 646.61 1218 $ 434.11 1219 $ 231.65 1220 $ 1,557.73 1221 $ 595.01 1222 $ 595.58 1223 $ 460.71 1224 $ 179.82 1225 $ 179.82

25 Attachment A

Account Total Payment Amount 1226 $ 769.33 1227 $ 169.45 1228 $ 199.52 1229 $ 314.03 1230 $ 2,166.45 1231 $ 133.08 1232 $ 905.35 1233 $ 497.37 1234 $ 153.32 1235 $ 278.17 1236 $ 633.91 1237 $ 158.48 1238 $ 162.32 1239 $ 977.18 1240 $ 355.77 1241 $ 358.60 1242 $ 119.50 1243 $ 232.66 1244 $ 135.71 1245 $ 135.71 1246 $ 127.54 1247 $ 126.16 1248 $ 164.97 1249 $ 164.97 1250 $ 1,967.40 1251 $ 364.06 1252 $ 330.52 1253 $ 330.52 1254 $ 383.25 1255 $ 338.29 1256 $ 164.39 1257 $ 1,414.86 1258 $ 433.57 1259 $ 433.57 1260 $ 414.90 1261 $ 535.18 1262 $ 535.18 1263 $ 183.06 1264 $ 258.03 1265 $ 310.33 1266 $ 883.90 1267 $ 477.74 1268 $ 212.58 1269 $ 140.80 1270 $ 230.71 1271 $ 194.33 1272 $ 379.72 1273 $ 1,093.07 1274 $ 976.17

26 Attachment A

Account Total Payment Amount 1275 $ 678.01 1276 $ 757.07 1277 $ 1,036.19 1278 $ 1,405.37 1279 $ 196.48 1280 $ 740.27 1281 $ 1,071.80 1282 $ 631.25 1283 $ 155.78 1284 $ 1,081.14 1285 $ 452.52 1286 $ 744.14 1287 $ 394.49 1288 $ 184.79 1289 $ 1,811.24 1290 $ 386.50 1291 $ 370.83 1292 $ 511.35 1293 $ 788.87 1294 $ 1,577.22 1295 $ 476.37 1296 $ 698.67 1297 $ 610.20 1298 $ 110.97 1299 $ 1,061.33 1300 $ 639.81 1301 $ 779.90 1302 $ 160.63 1303 $ 717.62 1304 $ 128.93 1305 $ 311.90 1306 $ 116.13 1307 $ 169.72 1308 $ 4,239.48 1309 $ 1,544.42 1310 $ 183.99 1311 $ 576.73 1312 $ 970.25 1313 $ 783.95 1314 $ 133.54 1315 $ 116.50 1316 $ 398.98 1317 $ 340.88 1318 $ 374.42 1319 $ 880.50 1320 $ 950.97 1321 $ 348.88 1322 $ 2,242.70 1323 $ 288.05

27 Attachment A

Account Total Payment Amount 1324 $ 281.10 1325 $ 281.10 1326 $ 281.10 1327 $ 281.10 1328 $ 344.85 1329 $ 1,354.64 1330 $ 970.05 1331 $ 2,217.81 1332 $ 1,724.45 1333 $ 1,724.45 1334 $ 1,105.95 1335 $ 2,878.92 1336 $ 1,105.95 1337 $ 1,238.49 1338 $ 333.80 1339 $ 333.80 1340 $ 1,086.23 1341 $ 1,342.25 1342 $ 573.45 1343 $ 1,036.55 1344 $ 745.63 1345 $ 253.55 1346 $ 202.51 1347 $ 475.59 1348 $ 323.07 1349 $ 393.04 1350 $ 147.96 1351 $ 365.97 1352 $ 123.68 1353 $ 1,377.03 1354 $ 1,377.03 1355 $ 500.93 1356 $ 158.42 1357 $ 2,173.17 1358 $ 1,125.84 1359 $ 412.47 1360 $ 354.16 1361 $ 296.57 1362 $ 168.72 1363 $ 145.73 1364 $ 1,030.34 1365 $ 334.93 1366 $ 167.57 1367 $ 149.54 1368 $ 149.54 1369 $ 221.70 1370 $ 142.96 1371 $ 206.57 1372 $ 612.21

28 Attachment A

Account Total Payment Amount 1373 $ 613.50 1374 $ 187.71 1375 $ 149.63 1376 $ 1,799.42 1377 $ 211.88 1378 $ 151.56 1379 $ 159.11 1380 $ 1,771.17 1381 $ 247.69 1382 $ 1,130.60 1383 $ 206.19 1384 $ 206.19 1385 $ 206.19 1386 $ 206.19 1387 $ 127.23 1388 $ 206.19 1389 $ 441.64 1390 $ 119.84 1391 $ 140.82 1392 $ 148.56 1393 $ 315.55 1394 $ 971.85 1395 $ 315.55 1396 $ 905.65 1397 $ 771.20 1398 $ 164.41 1399 $ 600.57 1400 $ 600.57 1401 $ 601.09 1402 $ 1,009.53 1403 $ 167.92 1404 $ 167.92 1405 $ 202.44 1406 $ 393.44 1407 $ 322.99 1408 $ 1,371.08 1409 $ 1,371.08 1410 $ 250.59 1411 $ 126.47 1412 $ 282.90 1413 $ 165.05 1414 $ 165.05 1415 $ 165.05 1416 $ 225.11 1417 $ 216.82 1418 $ 427.62 1419 $ 119.11 1420 $ 119.11 1421 $ 157.06

29 Attachment A

Account Total Payment Amount 1422 $ 1,287.90 1423 $ 1,254.76 1424 $ 123.83 1425 $ 193.43 1426 $ 193.43 1427 $ 118.98 1428 $ 217.05 1429 $ 216.69 1430 $ 200.53 1431 $ 415.20 1432 $ 1,271.65 1433 $ 1,016.16 1434 $ 1,484.18 1435 $ 368.65 1436 $ 1,131.64 1437 $ 601.67 1438 $ 134.09 1439 $ 123.88 1440 $ 843.82 1441 $ 123.88 1442 $ 171.35 1443 $ 694.01 1444 $ 694.01 1445 $ 216.36 1446 $ 205.85 1447 $ 205.85 1448 $ 483.15 1449 $ 469.14 1450 $ 155.95 1451 $ 337.91 1452 $ 506.88 1453 $ 372.98 1454 $ 197.50 1455 $ 197.50 1456 $ 833.84 1457 $ 167.32 1458 $ 166.30 1459 $ 166.30 1460 $ 166.30 1461 $ 1,698.66 1462 $ 165.33 1463 $ 165.33 1464 $ 165.33 1465 $ 2,171.42 1466 $ 125.21 1467 $ 675.77 1468 $ 401.86 1469 $ 401.86 1470 $ 4,257.42

30 Attachment A

Account Total Payment Amount 1471 $ 203.02 1472 $ 1,247.28 1473 $ 127.33 1474 $ 1,560.94 1475 $ 508.06 1476 $ 203.51 1477 $ 203.51 1478 $ 162.68 1479 $ 1,002.76 1480 $ 482.61 1481 $ 624.64 1482 $ 767.13 1483 $ 672.54 1484 $ 168.36 1485 $ 249.28 1486 $ 1,846.03 1487 $ 151.61 1488 $ 284.53 1489 $ 384.73 1490 $ 384.73 1491 $ 1,199.60 1492 $ 593.75 1493 $ 1,101.91 1494 $ 1,101.91 1495 $ 1,281.40 1496 $ 443.03 1497 $ 170.40 1498 $ 170.40 1499 $ 138.60 1500 $ 598.54 1501 $ 598.54 1502 $ 1,286.39 1503 $ 1,294.94 1504 $ 1,242.80 1505 $ 894.08 1506 $ 606.60 1507 $ 150.37 1508 $ 219.21 1509 $ 1,507.27 1510 $ 383.16 1511 $ 1,393.36 1512 $ 733.01 1513 $ 3,289.02 1514 $ 584.57 1515 $ 185.31 1516 $ 174.64 1517 $ 1,069.94 1518 $ 124.89 1519 $ 1,513.75

31 Attachment A

Account Total Payment Amount 1520 $ 1,513.75 1521 $ 1,799.01 1522 $ 1,618.20 1523 $ 1,595.97 1524 $ 131.10 1525 $ 204.98 1526 $ 220.95 1527 $ 176.62 1528 $ 260.91 1529 $ 568.53 1530 $ 724.24 1531 $ 724.24 1532 $ 724.23 1533 $ 619.96 1534 $ 619.96 1535 $ 402.37 1536 $ 1,073.60 1537 $ 1,148.85 1538 $ 1,550.64 1539 $ 591.20 1540 $ 1,849.21 1541 $ 1,707.43 1542 $ 1,655.51 1543 $ 1,563.82 1544 $ 176.53 1545 $ 176.53 1546 $ 211.99 1547 $ 167.23 1548 $ 249.93 1549 $ 1,060.27 1550 $ 184.05 1551 $ 165.62 1552 $ 599.51 1553 $ 200.11 1554 $ 160.70 1555 $ 2,137.87 1556 $ 2,146.32 1557 $ 263.21 1558 $ 168.96 1559 $ 168.84 1560 $ 178.12 1561 $ 481.30 1562 $ 1,286.02 1563 $ 1,976.08 1564 $ 166.93 1565 $ 553.86 1566 $ 542.74 1567 $ 1,724.80 1568 $ 259.65

32 Attachment A

Account Total Payment Amount 1569 $ 387.06 1570 $ 1,098.98 1571 $ 166.63 1572 $ 136.13 1573 $ 1,375.78 1574 $ 1,257.33 1575 $ 285.49 1576 $ 285.49 1577 $ 609.74 1578 $ 127.44 1579 $ 438.62 1580 $ 191.04 1581 $ 191.04 1582 $ 133.37 1583 $ 777.27 1584 $ 250.13 1585 $ 125.00 1586 $ 164.66 1587 $ 142.17 1588 $ 166.95 1589 $ 167.79 1590 $ 402.43 1591 $ 216.83 1592 $ 166.18 1593 $ 347.06 1594 $ 327.12 1595 $ 124.94 1596 $ 208.54 1597 $ 208.54 1598 $ 126.22 1599 $ 134.94 1600 $ 130.52 1601 $ 368.03 1602 $ 208.52 1603 $ 164.75 1604 $ 183.66 1605 $ 831.26 1606 $ 652.48 1607 $ 3,093.05 1608 $ 222.25 1609 $ 186.83 1610 $ 244.32 1611 $ 138.05 1612 $ 399.83 1613 $ 402.46 1614 $ 278.91 1615 $ 161.42 1616 $ 130.03 1617 $ 343.63

33 Attachment A

Account Total Payment Amount 1618 $ 179.51 1619 $ 706.33 1620 $ 721.33 1621 $ 781.10 1622 $ 647.30 1623 $ 1,679.66 1624 $ 938.31 1625 $ 131.48 1626 $ 131.48 1627 $ 3,711.35 1628 $ 178.97 1629 $ 1,442.95 1630 $ 1,428.03 1631 $ 616.34 1632 $ 1,067.51 1633 $ 1,853.55 1634 $ 567.46 1635 $ 687.93 1636 $ 164.75 1637 $ 2,175.78 1638 $ 198.12 1639 $ 797.95 1640 $ 797.95 1641 $ 797.95 1642 $ 167.70 1643 $ 402.80 1644 $ 222.02 1645 $ 575.38 1646 $ 919.75 1647 $ 1,006.80 1648 $ 1,082.85 1649 $ 1,051.31 1650 $ 661.96 1651 $ 299.31 1652 $ 418.81 1653 $ 772.84 1654 $ 292.37 1655 $ 242.78 1656 $ 242.78 1657 $ 242.78 1658 $ 122.31 1659 $ 433.35 1660 $ 434.55 1661 $ 1,877.21 1662 $ 1,877.40 1663 $ 1,745.23 1664 $ 2,734.18 1665 $ 1,619.65 1666 $ 1,273.16

34 Attachment A

Account Total Payment Amount 1667 $ 198.80 1668 $ 124.08 1669 $ 169.12 1670 $ 183.25 1671 $ 167.97 1672 $ 527.01 1673 $ 2,506.07 1674 $ 2,378.68 1675 $ 464.00 1676 $ 457.73 1677 $ 673.27 1678 $ 152.35 1679 $ 176.70 1680 $ 1,695.12 1681 $ 146.05 1682 $ 163.04 1683 $ 200.86 1684 $ 334.77 1685 $ 171.13 1686 $ 1,111.41 1687 $ 229.30 1688 $ 305.25 1689 $ 194.34 1690 $ 151.65 1691 $ 340.81 1692 $ 533.90 1693 $ 184.30 1694 $ 225.39 1695 $ 298.25 1696 $ 743.59 1697 $ 1,060.86 1698 $ 526.86 1699 $ 305.42 1700 $ 1,096.23 1701 $ 200.26 1702 $ 254.76 1703 $ 500.75 1704 $ 166.54 1705 $ 396.17 1706 $ 353.65 1707 $ 442.02 1708 $ 442.02 1709 $ 442.02 1710 $ 442.02 1711 $ 1,199.32 1712 $ 127.04 1713 $ 166.69 1714 $ 319.75 1715 $ 170.57

35 Attachment A

Account Total Payment Amount 1716 $ 166.30 1717 $ 499.03 1718 $ 520.30 1719 $ 167.45 1720 $ 167.45 1721 $ 436.58 1722 $ 436.58 1723 $ 850.78 1724 $ 503.54 1725 $ 503.54 1726 $ 167.30 1727 $ 850.78 1728 $ 3,265.62 1729 $ 643.54 1730 $ 1,900.38 1731 $ 825.65 1732 $ 2,055.47 1733 $ 576.28 1734 $ 1,526.86 1735 $ 124.49 1736 $ 124.49 1737 $ 204.65 1738 $ 401.69 1739 $ 401.29 1740 $ 531.43 1741 $ 648.95 1742 $ 648.95 1743 $ 299.96 1744 $ 122.27 1745 $ 152.85 1746 $ 247.90 1747 $ 833.38 1748 $ 669.55 1749 $ 1,505.72 1750 $ 148.19 1751 $ 1,434.64 1752 $ 410.57 1753 $ 224.95 1754 $ 125.16 1755 $ 168.94 1756 $ 2,709.94 1757 $ 1,421.66 1758 $ 1,397.41 1759 $ 1,497.23 1760 $ 233.09 1761 $ 193.25 1762 $ 233.09 1763 $ 142.96 1764 $ 2,193.61

36 Attachment A

Account Total Payment Amount 1765 $ 816.26 1766 $ 169.22 1767 $ 5,205.40 1768 $ 153.78 1769 $ 187.87 1770 $ 316.35 1771 $ 316.35 1772 $ 408.95 1773 $ 130.23 1774 $ 325.18 1775 $ 144.19 1776 $ 151.36 1777 $ 135.36 1778 $ 1,733.59 1779 $ 281.00 1780 $ 243.80 1781 $ 137.38 1782 $ 168.75 1783 $ 173.56 1784 $ 822.62 1785 $ 822.62 1786 $ 168.09 1787 $ 168.09 1788 $ 168.09 1789 $ 253.98 1790 $ 124.69 1791 $ 974.67 1792 $ 976.45 1793 $ 1,264.25 1794 $ 1,574.19 1795 $ 754.20 1796 $ 170.29 1797 $ 1,728.72 1798 $ 665.78 1799 $ 217.00 1800 $ 217.00 1801 $ 157.50 1802 $ 124.21 1803 $ 136.72 1804 $ 137.04 1805 $ 268.40 1806 $ 1,295.85 1807 $ 930.83 1808 $ 166.79 1809 $ 135.22 1810 $ 2,416.77 1811 $ 435.34 1812 $ 435.34 1813 $ 435.34

37 Attachment A

Account Total Payment Amount 1814 $ 257.61 1815 $ 324.43 1816 $ 167.67 1817 $ 167.67 1818 $ 2,292.52 1819 $ 422.98 1820 $ 2,409.88 1821 $ 1,280.58 1822 $ 132.53 1823 $ 116.60 1824 $ 468.50 1825 $ 483.05 1826 $ 191.59 1827 $ 204.08 1828 $ 166.75 1829 $ 166.75 1830 $ 1,039.60 1831 $ 125.36 1832 $ 125.36 1833 $ 125.29 1834 $ 130.93 1835 $ 125.56 1836 $ 125.56 1837 $ 689.88 1838 $ 401.35 1839 $ 219.64 1840 $ 1,202.93 1841 $ 131.97 1842 $ 123.84 1843 $ 201.32 1844 $ 125.29 1845 $ 125.29 1846 $ 125.29 1847 $ 125.29 1848 $ 689.88 1849 $ 677.54 1850 $ 126.73 1851 $ 1,572.01 1852 $ 168.95 1853 $ 177.98 1854 $ 184.86 1855 $ 217.04 1856 $ 129.99 1857 $ 129.99 1858 $ 217.04 1859 $ 1,292.93 1860 $ 1,256.91 1861 $ 819.21 1862 $ 834.56

38 Attachment A

Account Total Payment Amount 1863 $ 825.16 1864 $ 3,032.86 1865 $ 842.48 1866 $ 229.76 1867 $ 306.41 1868 $ 306.41 1869 $ 306.41 1870 $ 152.32 1871 $ 305.52 1872 $ 203.46 1873 $ 303.92 1874 $ 303.92 1875 $ 303.92 1876 $ 303.92 1877 $ 303.82 1878 $ 303.82 1879 $ 167.54 1880 $ 167.54 1881 $ 1,255.06 1882 $ 1,255.06 1883 $ 169.09 1884 $ 205.04 1885 $ 499.87 1886 $ 162.14 1887 $ 4,297.46 1888 $ 1,883.87 1889 $ 3,281.21 1890 $ 2,921.28 1891 $ 466.58 1892 $ 627.70 1893 $ 1,174.58 1894 $ 907.20 1895 $ 1,804.75 1896 $ 288.94 1897 $ 162.53 1898 $ 745.61 1899 $ 1,628.64 1900 $ 125.22 1901 $ 1,130.05 1902 $ 323.57 1903 $ 151.75 1904 $ 2,968.48 1905 $ 2,968.48 1906 $ 197.40 1907 $ 138.73 1908 $ 300.91 1909 $ 300.91 1910 $ 162.55 1911 $ 250.41

39 Attachment A

Account Total Payment Amount 1912 $ 533.74 1913 $ 585.64 1914 $ 123.58 1915 $ 161.81 1916 $ 179.58 1917 $ 1,253.32 1918 $ 1,339.54 1919 $ 624.63 1920 $ 197.68 1921 $ 197.68 1922 $ 134.76 1923 $ 156.53 1924 $ 224.95 1925 $ 167.92 1926 $ 167.92 1927 $ 167.92 1928 $ 167.92 1929 $ 812.74 1930 $ 812.74 1931 $ 1,028.30 1932 $ 167.45 1933 $ 167.45 1934 $ 2,693.38 1935 $ 2,899.89 1936 $ 2,638.65 1937 $ 122.21 1938 $ 853.23 1939 $ 125.81 1940 $ 330.80 1941 $ 1,507.22 1942 $ 1,446.38 1943 $ 1,446.38 1944 $ 206.87 1945 $ 187.01 1946 $ 238.71 1947 $ 263.63 1948 $ 262.97 1949 $ 247.93 1950 $ 218.34 1951 $ 168.83 1952 $ 209.69 1953 $ 1,384.11 1954 $ 3,780.36 1955 $ 1,083.57 1956 $ 1,988.55 1957 $ 321.98 1958 $ 986.57 1959 $ 1,276.44 1960 $ 1,275.74

40 Attachment A

Account Total Payment Amount 1961 $ 2,592.37 1962 $ 2,592.37 1963 $ 961.82 1964 $ 1,011.16 1965 $ 626.70 1966 $ 307.34 1967 $ 1,017.35 1968 $ 202.61 1969 $ 148.59 1970 $ 972.46 1971 $ 469.69 1972 $ 630.40 1973 $ 250.15 1974 $ 558.75 1975 $ 972.96 1976 $ 860.76 1977 $ 860.76 1978 $ 803.63 1979 $ 271.81 1980 $ 271.81 1981 $ 2,408.13 1982 $ 808.79 1983 $ 2,985.81 1984 $ 649.71 1985 $ 384.87 1986 $ 2,039.31 1987 $ 2,585.10 1988 $ 209.71 1989 $ 425.18 1990 $ 3,457.65 1991 $ 217.84 1992 $ 186.39 1993 $ 213.37 1994 $ 687.82 1995 $ 167.56 1996 $ 167.56 1997 $ 167.56 1998 $ 2,380.63 1999 $ 2,380.63 2000 $ 248.12 2001 $ 123.70 2002 $ 615.37 2003 $ 2,263.88 2004 $ 217.61 2005 $ 217.61 2006 $ 217.61 2007 $ 217.61 2008 $ 217.61 2009 $ 217.61

41 Attachment A

Account Total Payment Amount 2010 $ 217.61 2011 $ 204.28 2012 $ 1,563.97 2013 $ 131.99 2014 $ 121.68 2015 $ 490.67 2016 $ 814.52 2017 $ 218.33 2018 $ 576.35 2019 $ 576.35 2020 $ 3,284.13 2021 $ 3,284.13 2022 $ 606.27 2023 $ 606.27 2024 $ 164.25 2025 $ 244.15 2026 $ 252.31 2027 $ 252.31 2028 $ 163.50 2029 $ 182.97 2030 $ 494.07 2031 $ 325.72 2032 $ 325.72 2033 $ 325.72 2034 $ 444.14 2035 $ 216.31 2036 $ 140.41 2037 $ 216.31 2038 $ 216.31 2039 $ 217.68 2040 $ 340.39 2041 $ 170.20 2042 $ 510.59 2043 $ 2,025.06 2044 $ 1,610.82 2045 $ 1,610.82 2046 $ 516.81 2047 $ 1,293.78 2048 $ 1,601.67 2049 $ 249.26 2050 $ 169.22 2051 $ 1,223.68 2052 $ 119.59 2053 $ 123.38 2054 $ 123.38 2055 $ 202.55 2056 $ 201.69 2057 $ 971.88 2058 $ 189.72

42 Attachment A

Account Total Payment Amount 2059 $ 303.56 2060 $ 303.56 2061 $ 808.09 2062 $ 145.82 2063 $ 588.34 2064 $ 588.34 2065 $ 125.33 2066 $ 813.37 2067 $ 121.85 2068 $ 169.87 2069 $ 140.51 2070 $ 140.51 2071 $ 1,015.70 2072 $ 1,015.70 2073 $ 1,015.70 2074 $ 186.00 2075 $ 4,837.65 2076 $ 1,149.86 2077 $ 166.57 2078 $ 166.57 2079 $ 427.81 2080 $ 177.69 2081 $ 153.94 2082 $ 1,763.50 2083 $ 288.68 2084 $ 349.99 2085 $ 342.97 2086 $ 342.97 2087 $ 343.07 2088 $ 167.30 2089 $ 157.40 2090 $ 178.34 2091 $ 178.34 2092 $ 939.53 2093 $ 497.26 2094 $ 497.26 2095 $ 1,899.35 2096 $ 135.14 2097 $ 139.24 2098 $ 314.33 2099 $ 549.61 2100 $ 314.85 2101 $ 314.85 2102 $ 577.27 2103 $ 355.89 2104 $ 217.05 2105 $ 2,264.74 2106 $ 466.08 2107 $ 384.29

43 Attachment A

Account Total Payment Amount 2108 $ 127.39 2109 $ 127.39 2110 $ 2,019.56 2111 $ 1,060.66 2112 $ 1,447.46 2113 $ 2,412.84 2114 $ 958.18 2115 $ 297.68 2116 $ 778.76 2117 $ 779.83 2118 $ 691.14 2119 $ 890.09 2120 $ 890.09 2121 $ 125.06 2122 $ 2,191.81 2123 $ 129.90 2124 $ 428.12 2125 $ 297.68 2126 $ 202.75 2127 $ 169.50 2128 $ 218.58 2129 $ 511.29 2130 $ 123.84 2131 $ 286.63 2132 $ 691.25 2133 $ 621.47 2134 $ 1,760.88 2135 $ 208.90 2136 $ 1,052.11 2137 $ 169.49 2138 $ 169.49 2139 $ 500.46 2140 $ 259.87 2141 $ 134.20 2142 $ 124.34 2143 $ 968.20 2144 $ 1,738.28 2145 $ 436.05 2146 $ 1,581.62 2147 $ 1,741.08 2148 $ 1,318.62 2149 $ 184.15 2150 $ 169.20 2151 $ 819.47 2152 $ 243.26 2153 $ 485.55 2154 $ 1,140.51 2155 $ 2,015.30 2156 $ 416.36

44 Attachment A

Account Total Payment Amount 2157 $ 416.36 2158 $ 1,335.23 2159 $ 171.00 2160 $ 2,390.21 2161 $ 810.86 2162 $ 1,623.98 2163 $ 1,260.50 2164 $ 1,260.50 2165 $ 485.06 2166 $ 294.80 2167 $ 532.41 2168 $ 532.41 2169 $ 446.89 2170 $ 878.49 2171 $ 799.86 2172 $ 835.13 2173 $ 594.47 2174 $ 594.47 2175 $ 436.01 2176 $ 199.98 2177 $ 3,275.79 2178 $ 1,905.67 2179 $ 2,363.73 2180 $ 3,283.05 2181 $ 3,283.05 2182 $ 515.27 2183 $ 532.94 2184 $ 377.26 2185 $ 123.00 2186 $ 159.59 2187 $ 168.07 2188 $ 167.34 2189 $ 136.52 2190 $ 210.94 2191 $ 1,352.16 2192 $ 210.02 2193 $ 164.33 2194 $ 861.16 2195 $ 592.72 2196 $ 617.36 2197 $ 617.36 2198 $ 245.49 2199 $ 245.49 2200 $ 169.22 2201 $ 245.49 2202 $ 2,475.44 2203 $ 2,506.41 2204 $ 587.58 2205 $ 227.98

45 Attachment A

Account Total Payment Amount 2206 $ 264.56 2207 $ 255.93 2208 $ 255.93 2209 $ 165.62 2210 $ 133.86 2211 $ 803.13 2212 $ 748.91 2213 $ 207.04 2214 $ 137.73 2215 $ 122.07 2216 $ 1,441.50 2217 $ 1,267.08 2218 $ 271.74 2219 $ 171.31 2220 $ 219.21 2221 $ 617.06 2222 $ 1,248.40 2223 $ 1,248.40 2224 $ 209.00 2225 $ 125.09 2226 $ 177.56 2227 $ 161.18 2228 $ 253.49 2229 $ 2,363.54 2230 $ 276.10 2231 $ 439.67 2232 $ 186.63 2233 $ 264.99 2234 $ 236.46 2235 $ 693.89 2236 $ 358.02 2237 $ 166.86 2238 $ 144.73 2239 $ 957.52 2240 $ 204.87 2241 $ 204.87 2242 $ 144.73 2243 $ 141.67 2244 $ 141.67 2245 $ 310.17 2246 $ 211.68 2247 $ 124.96 2248 $ 132.12 2249 $ 981.38 2250 $ 1,019.43 2251 $ 316.74 2252 $ 190.95 2253 $ 311.60 2254 $ 122.09

46 Attachment A

Account Total Payment Amount 2255 $ 122.09 2256 $ 163.36 2257 $ 4,279.84 2258 $ 181.82 2259 $ 202.25 2260 $ 893.72 2261 $ 893.71 2262 $ 897.65 2263 $ 572.69 2264 $ 123.92 2265 $ 699.07 2266 $ 237.88 2267 $ 976.98 2268 $ 158.40 2269 $ 754.22 2270 $ 481.38 2271 $ 2,412.18 2272 $ 752.65 2273 $ 752.65 2274 $ 138.73 2275 $ 750.11 2276 $ 745.06 2277 $ 745.06 2278 $ 1,383.75 2279 $ 1,477.71 2280 $ 1,246.02 2281 $ 2,412.18 2282 $ 481.38 2283 $ 2,855.43 2284 $ 310.81 2285 $ 972.28 2286 $ 972.28 2287 $ 972.28 2288 $ 972.28 2289 $ 180.12 2290 $ 1,143.43 2291 $ 643.44 2292 $ 272.13 2293 $ 126.38

47