Årsrapport 2011 Årsrapport 2011 Jernbanegade 4 - 8 DK-9900 Frederikshavn Telefon: +45 9633 5000 Fax: +45 9633 5003
[email protected] www.nordjyskebank.dk CVR-nr: 30828712 BIC/SWIFT:ebandk22 Dato: 14.02.2012 Side 2 Årsrapport 2011 Indhold: Ledelsesberetning 2011......................................................................................................................... 4 Årets resultat.......................................................................................................................................... 5 Risikoforhold og risikostyring................................................................................................................. 9 Kreditrisici.............................................................................................................................................. 9 Øvrige risici............................................................................................................................................ 13 Likviditet................................................................................................................................................. 13 Kapitalforhold......................................................................................................................................... 15 Tilsynsdiamanten................................................................................................................................... 16 Basel III.................................................................................................................................................