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Page Major Issues of the Month Page 200 MCQ on Current Affairs Page Page 50 Economy Page 100 MCQ on & Banking 59 SSC/Railway Page Page National News 40 MCQ on 63 Computer Page Page Page Bilateral State News 20 Special MCQ 65 on Banking Awareness Page Award Page Person in & Honour News Page Place in Page Sports News

Page Science & Technology

Page Environment & Ecology

Page Page Defence Summit

Page Page Book & Committee Page Author Who’s Who Page 121 Miscellaneous Page Abbreviation Page Date & 127 Observation MAGAZINE FOR THE MONTH OF JUNE 2019 MAJOR ISSUES OF THE MONTH The basic question, i.e. whether or not the Office of the CJI is subject to the RTI Act, has been on the forefront for some time due to an ongoing case. Background JUDICIAL  Almost 10 years ago, in 2009 the High Court of Delhi handed down a landmark judgment dealing with the TRANSPARENCY fledgling Right to Information (RTI) Act. It held that the Office of the Chief Justice of India (CJI) was a “public 1 authority”, and therefore, subject to the provisions of the Act. Information held by the CJI — including, in the context of the case, information about judges’ assets — could be requested by the public through an RTI application.  In ringing words, Justice RavindraBhat declared that the RTI was a “powerful beacon, which illuminates unlit corners of state activity, and those of public authorities which impact citizens’ daily lives, to which they previously had no access”.  Earlier this month, however, a five-judge Bench of the court finally heard the case on merits, and reserved judgment. Arguments Supporting that CJI should be under RTI  The basic question, i.e. whether or not the Office of the CJI is subject to the RTI Act, has an easy answer: yes.  As Justice Bhat correctly observed in the High Court judgment, “all power — judicial power being no exception — is held accountable in a modern Constitution”.  A blanket judicial exemption from the RTI Act would defeat the basic idea of “open justice”: the workings of the courts, as powerful organs of state, have to be as transparent and open to public scrutiny as any other body.  Nor would bringing the judiciary under the RTI Act destroy the personal privacy of judges: as the High Court judgment noted, the RTI Act itself has an inbuilt privacy-oriented protection, which authorises withholding the disclosure of personal information unless there is an overriding public interest.  While disclosure of assets is arguably justified by an overriding public interest, medical details or information about marital status, for example, are clearly not. Issue of collegium  The Collegium includes the five senior-most judges of the Supreme Court, who collectively constitute the selection panel for judicial appointments to the Supreme Court (and the three senior-most judges when it comes to the High Courts).  India is one of the few countries where judges have the last word on judicial appointments, through the mechanism of the Collegium.  The Collegium itself is not mentioned in the text of the Constitution: it arose out of a judgment of the Supreme Court, and in response to increased executive interference in judicial appointments, particularly during Indira Gandhi’s regime. Criticism of Collegium  A major point of critique was its opacity: it was increasingly being perceived that judicial appointments were too often made in an ad hoc and arbitrary manner.  The nomination process is secret, the deliberations are secret, the reasons for elevation or non-elevation are secret.

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 Indeed, the Supreme Court’s own NJAC judgment acknowledged this critique, and vowed to evolve a system where concerns of transparency were addressed.  A small step towards this was made during DipakMisra’s tenure as CJI, when the resolutions of the Collegium began to be published online. Arguments of the Attorney General regarding Collegium’s secrecy: The AG argued that disclosing the correspondence of the Collegium would “destroy” judicial independence. Examples elsewhere  Indeed, a look at judicial appointments elsewhere suggests that transparency in appointments is integral to the process.  In the United States, for example, candidates for judicial appointments in the federal judiciary are subjected to public confirmation hearings by the Senate.  In Kenya and South Africa, the interviews of candidates taken by judicial appointments commissions are broadcast live.  The public, thus, is in a position to judge for itself the selection process. This is crucial to maintaining public faith in the impartiality of the institution. Way Forward  “Sunlight is the best disinfectant” is a trite and overused phrase.In the context of public scrutiny of the Supreme Court, however, it is an apt one.  The Collegium’s recent decisions to recommend a set of names for elevation, and then hastily backtrack on them without any publicly stated reasons, dealt a serious blow to its reputation for impartiality and independence.  The only way to salvage this is to open up the court.  A judiciary that is confident of itself and of its place in the democratic republic should not be worried about subjecting judicial appointments to public scrutiny.  The occasional discomfort that might come from the harsh public glare is more than outweighed by the cleansing value of transparency.

C o n g ress p arty h as sp u n a n arrativ e aro u n d its electo ral NYUNTAMAAY p ro m ise o f h an d in g o u t to th e farm ers R s 72000 p er y ear p er h ou seh old as a m in im u m in com e su p p ort. NyuntamAayYojana (NYAY) YOJANA (NYAY)  This would be a flat transfer of Rs. 6,000 a month to identified poor households.  There has been little word on how the Congress expects to finance NYAY. 2  A ballpark estimate of the fiscal expenditure, to transfer Rs. 72,000 every year to the poorest 20% of the approximately 25 crore Indian households, would be Rs. 3.6 lakh crore.  This is twice the estimated amount set aside for food subsidy and five times that for fertilizer subsidy in the 2019- 20 Union Budget.  It is not clear whether the Congress, should it come to power, will cut back on other subsidies and programmes in order to finance NYAY.  There is also the additional problem of the identification of the poor — the Socio-Economic and Caste Census of 2011 is the most comprehensive exercise for this, but it has been riven by reliability and authenticity issues and has only been partially released to the public as yet.

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 By having an inbuilt provision of targeting the beneficiaries, NYAY can fall short as other programmes have, such as the targeted public distribution system. Prospects Of NYAY  An unconditional transfer of a specified minimum income support to the poor will go a long way in helping address immediate needs related to health, education and indebtedness.  A large section of the targeted poor would include landless workers and marginal farmers in rural areas, and unemployed youth in families engaged in menial labour in urban areas.  Besides shoring up income to meet such basic needs and pushing wages upwards, the transfer scheme can help spur demand and consumption in rural areas in particular. Challenges in the scheme There are disincentives inherent in the scheme as well.  A section of the beneficiaries could withdraw themselves from employment.  This could be mitigated by the expected overall spur in demand in the economy through consumption, and by the rise in real wages consequent to the shrinking of the labour market. Conclusion  Limited cash transfers in the form of direct farm income support in States such as Telangana and Odisha have helped ameliorate agrarian crises.  This was the reason why the BJP-led government came up with the PM-KISAN Yojana as a countrywide scheme.  A massive programme such as NYAY, however, has no precedent. It might give a fillip to the Congress election campaign, but much more homework is required for its implementation.  A dole is not a magic bullet; it can only be one among a clutch of robust and prudent welfare policies.

International Energy Agency found that India’s carbon emissions grew by 4.8% during 2018, in spite of the national REPORT ON focus on climate change in energy policy. Indian carbon emission INDIA’S  There is wide recognition of the fact that Indians are not historically responsible for the problem. CARBON  It is the rich nations led by the U.S. that have pumped in the stock of carbon dioxide linked to extreme climate 3 EMISSION impacts being witnessed around the globe.  As the IEA points out, India’s emissions have grown, but per capita they remain less than 40% of the global average.  Equity among nations is therefore at the centre of the discussion on energy emissions, and the principle of common but differentiated responsibilities is central to the UN Framework Convention on Climate Change (UNFCCC).  Reassuring as this may be, the universal challenge of climate change has grown to such proportions that urgent action to sharply cut carbon emissions is crucial, and all countries, including India, must act quickly.  Intensive measures in key sectors — Scaling up renewables to raise their share in the energy mix, greening transport, updating building codes and raising energy efficiency — will help meet the national pledge under the Paris Agreement to cut energy intensity of GDP by 33-35% by 2030, over 2005 levels. Progress in the usage of renewables sources  At the global level, renewable sources of energy grew by 7% during 2018, but that pace is grossly insufficient, considering the rise in demand.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 5 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019  Moreover, it was China and Europe that contributed the bulk of those savings, in large measure from solar and wind power, indicating that India needs to ramp up its capacity in this area.  In fact, as the founder of the International Solar Alliance, India should lead the renewables effort. Challenges in India  Rooftop solar photovoltaics: In spite of falling prices and rising efficiency, the potential of rooftop solar photovoltaics remains poorly utilised. It is time State power utilities are made responsible for defined rates of growth in the installation of rooftop systems.  Coal power plants: A second priority area is the cleaning up of coal power plants, some of which are young and have decades of use ahead.  India’s record in promoting green transport has been uninspiring, and emissions from fossil fuels and the resulting pollution are rising rapidly.

Under COMCASA pact, the first-ever secure INDIA-US SET UP communication link between the Indian Naval Headquarters and the US Naval Commands was recently FIRST EVER SECURE set up. This will give India access to the latest US naval intelligence. COMMUNICATION Impact of COMCASA  With COMCASA in place, India will not only be able to LINK UNDER obtain critical defence technologies from the US but also COMCASA gain access to critical communication network of the US 4 armed forces and real-time intelligence.  The US has now also activated the Selective Availability Anti-Spoofing Module GPS system in some of the Indian Air Force’s C-130 and C-17 transport aircraft.  The two upgrades will allow both sides to share real-time operational intelligence.  India has also been assured that the US will not share data from Indian platforms with another country, nor access such data without prior permission.  In due course, the agreement will enable both sides to operate on the same communication systems, thus ensure interoperability among the armed forces of both countries. Communications Compatibility and Security Agreement (COMCASA): The COMCASA which paves the way for transfer of communication security equipment from the US to India was signed after the first 2+2 last year.

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Prominent European Union member Italy is all set to become ITALY TO JOIN first G7 country to join ‘Belt and Road’ initiative. About G7  The G7 or the Group of Seven is a group of the seven most advanced economies as per the International Monetary Fund (IMF).  The seven countries are Canada, USA, UK, France, 5 Germany, Japan and Italy. The EU is also represented in BRI the G7.  These countries, with the seven largest IMF-described advanced economies in the world representing 58% of the global net wealth ($317 trillion).  The G7 countries also represent more than 46% of the Global Gross Domestic Product (GDP) based on nominal values, and more than 32% of the global GDP based on purchasing power parity.  The requirements to be a member of the G7 are a high net national wealth and a high HDI (Human Development Index).

Concerns for the West  Italy’s decision to get closer to Beijing has caused concern amongst its Western allies notably in Washington.  The White House National Security Council has earlier urged Rome not to give “legitimacy to China’s infrastructure vanity project”.  Critics of the BRI say it is designed to bolster China’s political and military influence, bringing little reward to other nations, and warn that it could be used to spread technologies capable of spying on Western interests. BRI:  BRI consisting of the land-based belt, ‘Silk Road Economic Belt’, and ‘Maritime Silk Road’, aims to connect the East Asian economic region with the European economic circle and runs across the continents of Asia, Europe and Africa.  BRI is China’s ambitious project announced in 2013. It covers about 65% of the world population, 60% of the world GDP and over 70 countries in six economic corridors.  China is spending almost $1 trillion to revive and renew the overland and maritime trade links between China, Europe, West Asia, and East Africa through construction of modern ports linked to high-speed road and rail corridors. India’s concerns with BRI:  India argues that the BRI and China-Pakistan Economic Corridor project violates its sovereignty because it passes through the part of the Pakistan-occupied Kashmir that belongs to India.  Debt trap: BRI projects are pushing recipient countries into indebtedness, do not transfer skills or technology and are environmentally unsustainable.  China is planning to extend the CPEC to Afghanistan. Meanwhile, Maldives, Nepal, Myanmar and Sri Lanka are eagerly pursuing potential BRI projects.  Through OBOR, China is countering the strategies of India in North East region and is promoting its greater presence in North East India, part of which China claims as its own territory. This may have a security impact on India.  Tense bilateral relations with China, deep mistrusts and India’s growing concerns over Chinese hegemonic intentions in South Asia and Indo-Pacific region make it practically unlikely that India will ever consider joining this project.  Military deployment: The fact that the Chinese have begun to deploy 30,000 security personnel to protect the projects along the CPEC route makes it an active player in the politics of the Indian sub-continent. Clearly, this is a case of double standards.

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For the first time in the world, researchers at the GRAPES- 3 muon telescope facility in Ooty have measured the electrical potential, size and height of a thundercloud that GRAPES-3 passed overhead on December 1, 2014. EXPERIMENT GRAPES-3 Experiment  GRAPES-3 (Gamma Ray Astronomy PeVEnergieS phase- 6 3) is designed to study cosmic rays with an array of air shower detectors and a large area muon detector.  It aims to probe acceleration of cosmic rays in the following four astrophysical settings.  It is located at Ooty in India and started as a collaboration of the Tata Institute of Fundamental Research, Mumbai, India and the Osaka City University, Osaka, Japan. Measuring the potential of a Thunderstorm  Using a computer simulation and the observed Muon intensity variations, the group worked out the relationship with the electric potential of the cloud.  They calculated that the potential of the cloud they were studying was approximately 1.3 Giga Volts.  At 1.3 GV this cloud had 10 times higher potential than the previous record in a cloud.  No one has ever measured potential, size and height of a thundercloud simultaneously. Utility of this study  Learning about the properties of thunderclouds can be useful in navigation of aircraft and preventing short circuits.  Cloud structure are better assessed  Clouds have negative charges along their lower side and positive charges on top and can be several kilometres thick.  If balloons are used to measure the potential difference between the top and bottom, they will take hours to traverse the distance. Muons:  Muons and other particles are produced when cosmic rays bombard air particles surrounding the earth.  The muons produced can have positive or negative charge.  When a positively charged muon falls through a cloud, it loses energy.  If its energy falls below 1 giga electron volt (GeV), which is the threshold of detection of the GRAPES-3 muon telescope, it goes undetected.  On the contrary, a negatively charged muon gains energy when falling through the cloud and gets detected. Since there are more positive than negative muons produced in nature, the two effects don’t cancel out, and a net change in intensity is detected.

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In an incremental advance, India has successfully conducted an Anti-Satellite (ASAT) missile test, named MISSION SHAKTI Mission Shakti. India becomes the fourth country in the world to demonstrate the capability to shoot down satellites (ANTI-SATELLITE in orbit after United States, Russia and China. Mission Shakti  While Mission Shakti may have targeted an object in outer MISSILE TEST) space, India has long developed the ability to intercept 7 incoming missiles.  In 2011, a modified Prithvi missile mimicked the trajectory of a ballistic missile with a 600-km range.  The DRDO-developed Ballistic Missile Defence (BMD) Interceptor Missile successfully engaged an Indian orbiting target satellite in Low Earth Orbit (LEO) in a ‘Hit to Kill’ mode.  The interceptor missile was a three-stage missile with two solid rocket boosters. What are Low Earth Orbit Satellites? The Indian satellite that was shot down was a Low Earth Orbit (LEO) satellite. These are satellites roughly at an altitude of 2,000 kilometres from the earth and that’s the region where the majority of satellites are concentrated. ASAT through history ASAT is the technological capability to hit and destroy satellites in space through missiles launched from the ground.  ASAT weapon systems have a long history and were a product of the Cold War hostilities between the United States and the Soviet Union.  They came back into popular currency after China conducted an anti-satellite missile test on Jan 2007.  The target was a Chinese weather satellite — the FY-1C – that sailed at an altitude of 865 km. (537 mi).  A year later, the US launched ‘Operation Burnt Frost,’ the code name to intercept and destroy a non-functioning satellite named USA-193. Why target satellites  Satellites are extremely critical infrastructure of any country these days. A large number of crucial applications are now satellite-based.  These include navigation systems, communication networks, broadcasting, banking systems, stock markets, weather forecasting, disaster management, and military applications etc.  Destroying a satellite would render these applications useless.  It can cripple enemy infrastructure, and bring it down on knees, without causing any threat to human lives. Problem of space debris  Anything launched into the space remains in space, almost forever, unless it is specifically brought down or slowly disintegrates over decades or centuries.  Satellites that are past their life and are no longer required also remain in space, orbiting aimlessly in some orbit.  According to the NASA, there were 19,137 man-made objects in space that were large enough to be tracked.  These included active and inactive satellites, rockets and their parts, and other small fragments.  A satellite that is destroyed by a missile disintegrates into small pieces, and adds to the space debris.  The threat from the space debris is that it could collide with the operational satellites and render them dysfunctional.

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The Indian Space Research Organisation (ISRO) has launched the country’s first electronic surveillance satellite, EMISAT EMISAT. It was launched on-board PSLV-C45. As many as 28 small satellites of international customers were also put MISSION in space as secondary riders. How does EMISAT work?  EMISAT is an advanced electronic intelligence (ELINT) 8 satellite jointly developed by ISRO-DRDO. It is meant for electromagnetic spectrum measurements.  It is modelled after a famous Israeli spy satellite called SARAL (Satellite with ARgos and ALtika). Both these satellites have the SSB-2 bus protocol — the core component for their sharp electronic surveillance capabilities across the length and width of a large country like India.  EMISAT also has a special altimeter (a radar altitude measuring device) called ‘AltiKa’ that works in the Ka- band microwave region of the spectrum. The electronic surveillance payload of EMISAT was developed under a DRDO’s project called KAUTILYA.  The main capability of EMISAT is in signal intelligence — intercepting signals broadcasted by communication systems, radars, and other electronic systems. The Ka-band frequency that EMISAT is sensitive to, allows the 436-kg EMISAT — India’s newest spy in the sky — to scan through ice, rain, coastal zones, land masses, forests and wave heights with ease. Many First In The Launch:  First time ISRO is launching satellites in three different orbits.  The PSLV-C45 launch vehicle is also the first PSLV rocket to use four strap-on motors. The four strap-on motor rockets are from the PSLV-QL range.  This is the first time it has been envisaged to provide a microgravity environment for research organizations and academic institutes to perform experiments.  The PSLV-C45 is also the first launch to use solar panels to make the fourth stage last longer in orbit. Using the solar panels in the fourth stage, the PSLV can provide power to attached payloads almost indefinitely.  PSLV-C45: First Launch Vehicle to Use Solar Propulsion.

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The current high level of air pollution has shortened the average lifespan of a South Asian child by two-and-a- half STATE OF years while globally the reduction stands at 20 months, according to a global study released. GLOBAL AIR State of Global Air Report, 2019  State of Global Air 2019, published by Health Effects REPORT, 2019 Institute (HEI), said exposure to outdoor and indoor air pollution contributed to over 1.2 million deaths in India in 9 2017.  The worldwide air pollution was responsible for more deaths than many better-known risk factors such as malnutrition, alcohol abuse and physical inactivity.  Overall, long-term exposure to outdoor and indoor air pollution contributed to nearly 5 million deaths due to stroke, diabetes, heart attack, lung cancer, and chronic lung disease in 2017. India’s performance  In India, air pollution is the third highest cause of death among all health risks, ranking just above smoking; each year, more people globally die from air pollution-related diseases than from road traffic injuries or malaria.  The study found that China and India together were responsible for over half of the total global attributable deaths, with each country facing over 1.2 million deaths from air pollution in 2017.  China has made initial progress, and is beginning to achieve a decline in air pollution.  Out of these, 3 million deaths were directly attributed to PM2.5, half of which were from India and China together.  South Asian countries — Bangladesh, India, Nepal and Pakistan — led the world as the most polluted region, accounting for over 1.5 million air-pollution related deaths, according to the report.

Asian Development Bank publishes Asian Development Outlook 2019. ASIAN Key findings:  Growth in developing Asia is projected to soften to 5.7% DEVELOPMENT in 2019 and 5.6% in 2020. Excluding Asia’s high-income newly industrialized economies, growth is expected to slip from 6.4% in 2018 to 6.2% in 2019 and 6.1% in 2020. OUTLOOK 2019  Since oil prices rose and Asian currencies depreciated, 10 inflation edged up last year but remained low by historical standards. In light of stable commodity prices, inflation is anticipated to remain subdued at 2.5% in both 2019 and 2020.  Only 20 of 45 individual economies are projected to see growth accelerate in 2019.  By sub-region, aggregate growth rates in Central Asia, East Asia, and Southeast Asia are expected to decelerate, while South Asia and the Pacific will bounce back from slowdown in 2018.  In East Asian economy growth has decelerated by 0.2% to 6.0% in 2018, weighed down by weakening external trade

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and moderating investment in the People’s Republic of China (PRC) but sustained by resilient domestic consumption. India’s position:  Growth rate: India’s growth forecast is cut to 7.2% for 2019-20 because of a slower-than-expected pickup in investment demand. The growth rate in Financial Year 2020-21 is likely to be 7.3%.  Recovery may be due to– agriculture and stronger domestic demand, improved health of banks and corporations and implementation of a value-added tax.  The inflation is expected to average around 4% in the first half of FY2019, and therefore the Reserve Bank would have some room for lowering policy rates to further increasing credit. About ADB:  The Asian Development Bank was conceived in the early 1960s as a financial institution that would be Asian in character and foster economic growth and cooperation in one of the poorest regions in the world.  Established on 19 December 1966.  It assists its members, and partners, by providing loans, technical assistance, grants, and equity investments to promote social and economic development.  Headquartered — Manila, Philippines.  Official United Nations Observer.  Voting rights: It is modelled closely on the World Bank, and has a similar weighted voting system where votes are distributed in proportion with members’ capital subscriptions. Japan > United States > China > India >Australia

NASA released the first ever photograph of a black hole and its shadow recently which is consider as a major development in science. EXPLAINED : What is a Black Hole?  A black hole is an object in space that is so dense and has SNAPPING OF such strong gravity that no matter or light can escape its pull. Because no light can escape, it is black and invisible. BLACK HOLE  They drastically warp the fabric of space-time and 11 anything that passes too close gets sucked into it be it a wandering star or a photon of light.  They exist from the size of a human cell to more massive than the sun.  Black holes of stellar mass are formed when a massive star collapses at the end of its life cycle.  After a black hole forms, it continues to grow by absorbing mass from its surroundings. Why a black hole was never photographed before?  By definition, a black hole is a region in space where the pulling force of gravity is so strong that neither matter nor light can ever escape.  For anything approaching a black hole, the point of no return is called the “event horizon”; anything that comes within the event horizon will be consumed forever.  Because no light can escape from it, a black hole is invisible. Then how it became possible?  Advanced space telescopes can identify black holes by observing the behaviour of material and stars that are very close to black holes.  The hot disk of material encircling a black hole, as NASA explained, shines bright.  The gases in that accretion disk are heated up as they accelerate toward the black hole, causing them to glow extremely brightly.

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 The colours they glow are invisible to us, but are detectable with an X-ray telescope.  Scientists have also detected the gravitational waves generated when two black holes collide. Black hole in Messier 87 (M87) galaxy  The first photograph, which comes from the Event Horizon Telescope (EHT) project, shows the black hole that is at elliptical galaxy Messier 87 or M87.  This black hole is 6.5 billion times the mass of the Sun. It is located some 55 million light-years from Earth.  Catching its shadow involved eight ground-based radio telescopes around the globe, operating together as if they were one telescope the size of our entire planet. About EHT Project  The Event Horizon Telescope is a network of 10 radio telescopes on four continents that collectively operate like a single instrument nearly the size of the Earth.  The EHT project is an international partnership formed in 2012. Its main objective is to directly observe the immediate environment of a black hole.  The findings will provide insight into the celestial object so dense that their gravitational field swallows everything including light. What Einstein has to do with this mission? Einstein’s general theory of relativity predicts how space-time is warped by the extreme mass of a black hole, which he said has a mass that’s 7 billion times that of our Sun. Einstein’s visions of a geometric bending of space and time first came to light in 1919.

The Union Cabinet has approved ongoing GSLV PHASE 4 OF continuation programme Phase-4 consisting of five GSLV flights during the period 2021-2024. The will enable the GEOSYNCHRONOUS launch of 2 tonne class of satellites for Geo-imaging, Navigation, Data Relay Communication and Space SATELLITE LAUNCH Sciences. It will meet the demand for the launch of satellites at a frequency up to two launches per year, with maximal VEHICLE (GSLV) participation by the Indian industry. 12 The programme and its significance:  The GSLV Programme – Phase 4 will enable the launch of 2 tonne class of satellites for Geo-imaging, Navigation, Data Relay Communication and Space Sciences into the Geosynchronous Transfer Orbit (GTO).  The GSLV Continuation Programme – Phase 4 will meet the launch requirement of satellites for providing critical Satellite Navigation Services and Data Relay Communication for supporting the Indian Human spaceflight programme ‘Gaganyaan’ and the next interplanetary mission to Mars.  It will help sustain the self-reliance in the launching of similar satellites for national requirements including next generation navigation satellites, data relay communication satellites and interplanetary missions. About GSLV  GSLV Continuation Programme was initially sanctioned in 2003, and two phases have been completed and the third phase is in progress and expected to be completed by Q4 of 2020-21.  GSLV has enabled independent access to space for 2 tonne class of satellites to Geosynchronous Transfer Orbit (GTO).  One of the significant outcomes of the GSLV Continuation Programme is the mastering of the highly complex cryogenic propulsion technology, which is an essential technological capability to launch communication satellites to GTO.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 13 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019  This has also paved the way for the development of a high thrust Cryogenic engine & stage for the next generation launch vehicle i.e. GSLV Mk-lll.  With the successful launch of GSLV-F11 on 19th December 2018, GSLV has successfully orbited 10 national satellites.  GSLV with the indigenous Cryogenic Upper Stage has established itself as a reliable launch vehicle for communication, navigation and meteorological satellites and also to undertake future interplanetary missions. Major impact  The operationalization of GSLV has made the country self-reliant in the launching capability of 2 tonne class of satellites for communication & meteorological satellites.  It will sustain & strengthen the capability and self-reliance in the launching of similar satellites for national requirements including next generation navigation satellites, data relay communication satellites and interplanetary missions.  It will meet the launch requirement of satellites for providing critical Satellite Navigation Services, Data Relay Communication for supporting the Indian Human spaceflight programme and the next interplanetary mission to Mars.  This will also ensure the continuity of production in Indian industry.

India has moved up two places to rank 76th on a global GLOBAL energy transition index, released by World Economic Forum (WEF). ENERGY Global Energy Transition Index  The WEF has ranked 115 economies on how well they are TRANSITION able to balance energy security and access with 13 INDEX environmental sustainability and affordability.  The WEF index considers both the current state of the countries’ energy system and their structural readiness to adapt to future energy needs.  The ‘transition readiness’ component of the index has taken into account six individual indicators:  capital and investment,  regulation and political commitment,  institutions and governance,  institutions and innovative business environment,  human capital and consumer participation, and  energy system structure India’s Performance  India is amongst the countries with high pollution levels and has a relatively high CO2 intensity in its energy system.  India has made significant strides to improve energy access in recent years, and currently scores well in the area of regulation and political commitment towards energy transition.  It suggested there was a ground for optimism regarding India despite the current outdated energy system not being ready for transition, because an enabling environment is being built to support future transition.  While India has scored low in terms of system performance (ranking 97 and 86, respectively), it ranks considerably higher when it comes to readiness (45 and 61, respectively).  Overall, India has moved up two places from 78th last year.

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 China is ranked even lower than India at 82nd position, though it ranks very high at seventh place in the world for regulation and political commitment.  Despite its low ranking, India is the second best in the BRICS block of emerging economies, with Brazil being the best at 46th place globally.  However, India is the only amongst the five economies to improve its rank since last year. Global Scenario  Sweden remains on the top on this annual list and is followed by Switzerland and Norway in the top three.  Among major economies, the United Kingdom (UK) is ranked seventh.  Singapore has been ranked thirteenth, while Germany, Japan and the US have bagged the seventeenth, eighteenth and the twenty-seventh place respectively.  Within Asia, Malaysia is ranked highest at 31st, Sri Lanka is 60th, Bangladesh 90th and Nepal 93rd. Challenges ahead  The biggest challenge facing attempts to future proof global energy is the lack of readiness among the world’s largest emitters.  Continued uses of coal for power generation in Asia, increasing commodity prices and slower-than-needed improvements in energy intensity have contributed to this year’s stagnation in performance.  The WEF said fossil fuels’ share of total primary energy supply at 81 per cent has been constant over the past three decades.  Also, the global CO2 emissions are expected to have increased by more than 2 per cent in 2018, the highest since 2014.

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 15 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019  The CPI inflation was revised downwards to 2.4 percent in Q4 of 2018-19, around 2.9-3 percent in the first half of 2019-20 and 3.5-3.8 percent in the second half of 2019-20.  The committee projected GDP growth of 7.2 ECONOMY percent in the financial year 2019-20. RBI Sets WMA Limit For Government At Rs 75000 Crore For The First Half Of The FY 2019-20  The Reserve Bank of India has set the limits for Ways and Means Advances (WMA) to Rs. 75000 crore for the first half of the financial year 2019-20.  As and when the government of India utilises 75% of the WMA limit, the central bank would activate fresh floatation of market loans.  The rate of interest issued on the Ways and Means Advances (WMA) will be Repo Rate while the overdraft will exceed the Repo Rate by flat 2%. The WMA needs to be vacated after 90 days.

RBI IN NEWS  Ways and Means advances, guided under Section 17(5) of the RBI Act, 1934 are temporary loan facilities or First Bi-monthly Monetary Policy Statement 2019-20: RBI overdrafts that are extended to the government (both cuts Repo Rate to 6% central and the state) by the central bank of India. The Reserve Bank of India (RBI) on April 4, 2019 released its First  The WMA helps the government to sail through the Bi-monthly Monetary Policy Statement 2019-20. times of temporary discrepancies in the cash flow of the After assessing the current and evolving macroeconomic situation expenditure and receipts. The WMA scheme was in the economy, the six member- Monetary Policy Committee introduced in 1997 (MPC) decided to Reduce the policy Repo Rate under the liquidity adjustment facility (LAF) by 25 basis points to 6 percent from RBI To Set Up Regulatory Sandbox For Fintech Startups To 6.25 percent with immediate effect. Boost Innovation  Reserve Bank of India (RBI) released a 14 page draft 1st Bi- 6th Bi- document named “Enabling Framework for Regulatory Monthly Monthly Sandbox” in which RBI proposes that Fintech start-ups Monetary Policy Rates Monetary Policy 2019- can set up regulatory sandbox or live-testing of innovative Policy(Feb 2020(Apr- products and services in segments such as digital KYC, 2019) 2019) retail payments and data analytics among others in the Repo Rate 6.00 % 6.25% financial sector. The concept of Regulatory Sandbox (RS) was proposed by a committee headed by RBI Executive Reverse Repo 5.75 % 6.00% Director Sudarshan Sen. Rate  A Regulatory Sandbox (RS) refers to live-testing of new Marginal products or services in a secure and test regulatory Standing 6.25 % 6.50% environment for which regulators may or may not allow Facility Rate certain regulatory relaxations for the limited purpose of Bank Rate 6.25 % 6.50% the testing.  NOTE:- NITI Aayog is organising a FinTech Conclave Cash Reserve 4% 4% at Ambedkar International Center, New Delhi. Ratio(CRR) Reserve Bank of India (RBI) governor Shaktikanta Das Statutory Liquidity 19.25% 19.25% called for a permanent status to Finance Commission Ratio(SLR) A robust expenditure planning without compromising on fiscal consolidation as fiscal federalism gathers momentum in the era of Highlights of the Monetary Policy uniform Goods and Services Tax (GST). Das who is also a member  Inflation remained below the RBI’s 4 percent target for 7 of the 15th finance commission said there is a need to ensure months but core inflation, excluding food and fuel. consistencies between finance commissions so that there is some certainty in the flow of funds to states.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 16 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 RBI tightens NPA disclosure norms, asks banks to reveal  The currency chests should have a processing capacity bad loans of 6,60,000 pieces of banknotes per day.  The Reserve Bank of India (RBI) banks should disclose  For banks situated in the hilly and inaccessible places, bad loan divergences if the additional provisioning has the processing capacity shall be 2, 10,000 pieces of exceeded 10 percent of the company’s profit before banknotes per day. provision and contingencies.  The currency chests shall be open to accept automation  The central bank altered the additional provisioning and adaptability to implement IT solutions. requirements, which previously stated that banks should  The new chests shall maintain Chest Balance Limit disclose divergences if the provisioning has exceeded 15 (CBL) of Rs 10 billion, subject to ground realities and percent of net profit after tax. reasonable restrictions at the discretion of the Reserve  However, the RBI did not change any rules that permit Bank. lenders to reveal divergences if the additional gross non-  Earlier, a RBI appointed committee had recommended performing asset (NPA) exceeded 15 percent of the that the apex bank should encourage banks to open large reported incremental gross NPAs. currency chests with modern facilities and Chest Balance Limit (CBL) of at least Rs 1,000 crore. Bank branches dealing with government business to remain open this Sunday: RBI SBI IN NEWS The Reserve Bank of India (RBI) has directed banks to keep open their branches dealing with government business on the last day of SBI cuts interest rates on home loans the financial year, March 31, 2019, a Sunday. The Union  Within a day of RBI reducing repo rate by 25 basis Government has advised that all pay and account offices will remain points, the country’s largest lender State Bank of India open on March 31, 2019 (Sunday) to facilitate government receipt on February 8 announced a cut in interest rates by 5 and payment transactions. basis points on its home loans up to Rs 30 lakh.  Passing on the benefits of the lowered rates, the bank RBI appointed five-member committee to deepen digital pay- also slashed interest rates on housing loans up to Rs 30 ments lakh by 10 bps, bringing down the rate to the 8.60-8.90% Reserve Bank of India (RBI) Governor Shaktikanta Das has said range. that the central bank of the country has appointed 5-member  SBI’s home loan rates up to Rs 30 lakh now stands at committee under the chairmanship of Nandan Nilekani to further 8.70% after the cut. The new rates are effective from deepen digital payments and enhance financial inclusion through February 8. Fintech. the RBI has requested the committee to give  Last week, the six-member Monetary Policy Committee recommendations in 3 months in this regard. Mr. Das told thus at (MPC), headed by RBI Governor Shaktikanta Das, voted the inaugural event of Financial Technology (Fintech) Conclave to reduce the repo rate by 25 basis points (bps) to 6 per being organized by NITI Aayog in New Delhi. cent from 6.25 per cent earlier. Repo rate is the interest rate at which the RBI lends money to banks. SC warned RBI of contempt for non-disclosure of bank in- spection reports SBI signs its first ever co-origination loan agreement with  The Supreme Court of India took a strong note of non- PAISALO Digital Limited disclosure of the annual inspection report of banks by PAISALO Digital Limited signed the first co-origination loan the Reserve Bank of India under the Right to Information agreement (designed at Rs.10,000 to 2 lakh) with State Bank of Act. The apex court threatened to slap punitive order India (SBI). The company expects to pay out 200,000 loan against RBI for not adhering to its earlier order on making applications in FY20.The objective of this framework is to bring its bank inspection report public. the 2 sectors, namely, banks and Micro-Finance Institutions  The SC bench comprising justices L N Rao and M R (MFIs)/Non-Banking Finance Companies (NBFCs) together. Shah stated that it may initiate contempt proceedings against the bank for not disclosing the annual inspection BNP Paribas Cardif sold 5 crore shares in SBI Life Insur- report of various banks under the transparency law. ance for 2,889 crore  The bench gave the bank a week’s time to comply. The foreign partner of SBI Life Insurance, BNP Paribas Cardif has sold 5 crore shares of the company for Rs 2,889 crore to increase RBI issues norms for banks to set up Currency Chests its public shareholding to 25% of its paid-up equity share capital  The Reserve Bank of India (RBI) issued “Minimum on or before October 2, 2020. This sale has not undertaken as per Standards for a Currency Chest”, the guidelines for banks the methods prescribed by SEBI for achieving the minimum public to set up new currency chests. shareholding (MPS) Threshold.  The area of the strong room or vault of the new currency chest shall be of at least 1500 square feet. OTHER BANKS IN NEWS  For the banks situated in hilly or inaccessible locations as defined by Government, the minimum area of the Merger of Bank of Baroda, Vijaya Bank, Dena Bank strong room shall be 600 square feet.

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 The merger of Bank of Baroda, Vijaya Bank, and Dena HDFC Bank emerged as India’s No 1 bank. ICICI Bank was Bank became effective on April 1, 2019, marking the at number 2 and SBI was surprisingly ranked 11th in the list. first-ever three-way merger in India’s banking sector.  With this, Dena Bank and Vijaya Bank became a part of Kotak Mahindra Bank becomes the first lender to Charge the Bank of Baroda, leading to the creation of the India’s for UPI Use second largest Public Sector Bank after the SBI and India’s  Kotak Mahindra Bank (Kotak) will charge customers third largest lender overall after the SBI and ICICI Banks for UPI transactions starting 1st of May 2019. with a total business of more than Rs 14.82 lakh crore.  For each Kotak Bank account, the first 30 UPI fund  The amalgamation of Vijaya Bank and Dena Bank into transfers will be free, after which a charge will be levied Bank of Baroda was first announced in September 2018. on all fund transfers from the bank account.  As per the Reserve Bank of India, all branches of Vijaya  The bank will charge Rs 2.50 per transaction for an Bank and Dena Bank will function as branches of Bank amount value below or equal to Rs 1,000, and Rs 5 per of Baroda with effect from April 1, 2019. Customers of transaction will be levied for a payment value above Rs these two merged banks will be treated as customers of 1,000. Bank of Baroda.  Unified Payments Interface (UPI) is an instant real-time  BoB now has over 9,500 branches, 13,400 ATMs and payment system developed by National Payments 85,000 employees. Corporation of India facilitating inter-bank transactions.  The merger also reduced the number of banks kept under the Prompt Corrective Action (PCA) framework by RBI J&K Bank to sell a stake in PNB Metlife for Rs. 185 cr to four as Dena Bank was among the five PSU banks Jammu and Kashmir Bank said it proposes to sell its stake in PNB kept under PCA. Now the number of public sector banks Metlife India to private equity player Oman India Joint Investment (PSBs) has been reduced to 18. Fund II for Rs. 185 crore. According to the J&K Bank, bank has  Last week The government has decided to infuse around executed share purchase agreement with Oman India Joint five thousand crore rupees into state-owned Bank of Investment Fund II for sale of 4.1 crore shares of PNB MetLife Baroda ahead of merger of two other public sector lenders India Insurance Company Ltd. Dena Bank and Vijaya Bank with Bank of Baroda. IDBI Bank launches NRI-Insta Online ICICI Bank launches two instantaneous home loan facilities IDBI Bank has launched ‘NRI-Insta Online’ account opening  Private sector lender ICICI Bank has announced the process for NRIs residing in Financial Action Task Force launch of two instantaneous home loan facilities, one of (FATF)member countries to open an account in the Bank without which would enable instant and paperless home loan visiting the branch or submitting paper documents such as physical approval of up to Rs. 1 crore. documents as well as KYC proofs.  The ‘Instant Home Loan’ service enables pre-approved IDBI Bank:Industrial Development Bank of India salaried customers of the bank to avail final sanction  Headquarters: Mumbai letter digitally and instantly for loans up to Rs. 1 crore  Founded: 1 July 1964 for a tenure of up to 30 years (based on the age of the About Financial Action Task Force (FATF): customer) using internet banking facility. FATF is an inter-governmental body founded in 1989, which devices  The ‘Insta Top Up Loan’initiative would enable existing policy and sets standards to promote successful implementation home loan customers of the bank to avail the facility of of legal, regulatory and operational measures to combat money topping up their loan immediately up to Rs. 20 lakh for laundering, terrorist financing and other similarthreats to the a tenure up to 10 years, in a completely digital and integrity of the international financial system. The body paperless manner. accommodates 38 member countries.

BoB to develop agri-digital platform ‘Baroda Kisan’, inks Canara Bank became India’s first public sector bank to meet MoUs with 6 firms RBI’s EMV mandate Public sector lender Bank of Baroda will develop an agri-digital Global provider of real-time electronic payment and banking platform called ‘Baroda Kisan’ in order to provide solutions for all solutions, ACI Worldwide, notified that India’s public sector bank, major agricultural requirements. Canara Bank has successfully rolled out new functionality that Six companies — Skymet Weather Services, Weather Risk supports EMV (Europay, MasterCard and Visa) card acquiring Management Services, BigHaat, Agrostar India, EM3 Agri Services across its ATM (Automated Teller Machine) network and Aadhaar and Poorti Agri Services — have signed a memorandum of Authentication, thus becoming the 1st in the market to leverage understanding (MoU) with the bank for this project. ACI’s UP Retail Payments solution and the 1st public sector bank to shift to EMV chip and PIN for card based transactions across HDFC Bank ranked No. 1 in India by Forbes the country’s vast ATM network. HDFC Bank has been identified as number 1 bank by customers in Canara Bank:-Headquarters: Bengaluru India, as per Forbes World’s Best Bank survey. In the first edition of this survey, Forbes partnered with market research firm Statista RBL Bank partners with CreditVidya to leverage customer to measure the best banks in 23 countries. experience

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RBL Bank has partnered with CreditVidya to enhance the lender’s ICICI Lombard &Mobikwik announced a partnership to offer customer experience (by offering them relevant credit products) cyber-insurance against unauthorized & fraudulent transactions and construct customised offerings for over 15 lakh online across bank accounts, debit/credit cards & mobile wallets. customers.Ratnakar Bank Limited is a scheduled commercial bank, It can be availed via app at Rs. 99/month & with sum insured of headquartered in the Mumbai region of Maharashtra, India. Rs. 50000. Karnataka Bank Signs agreement With Bharti AXA For NEWS IN BRIEF Insurance Products  HDFC, which will merge its low-cost arm Gruh Finance Karnataka Bank has signed a pact with Bharti Axa Life Insurance with Bandhan Bank, can hold 9.9% in the bank, the Company Ltd to distribute the latter’s life insurance products to maximum a non-banking finance company can own in a provide insurance solutions to the customers of Karnataka Bank. private bank.HDFC had sought approval to hold 14.96%. Karnataka Bank:- Headquarters: Mangalore  Government infused a capital of Rs. 205 crore into the RBI grants 12 years to LIC for reducing stake in IDBI Bank state owned Bank of Maharashtra in lieu of preferential Life Insurance Corporation(LIC), the largest insurance company allotment of shares. in India, got 12 years from RBI for cut down stake in IDBI Bank.LIC  State-owned Bank of Maharashtra (BoM) has partnered with M1Xchange TReDSplatform for Micro,Small and is the lender’s major shareholder, and it has a 51 per cent stake in the Bank. It means that no obligation to sell its stake in the following Medium Enterprises(MSMEs) bill discounting. years or would probably spend higher money to keep its stake in  Bank of Baroda and city-based Srei Equipment Finance any future fund raising by the bank. Ltd will collaborate to offer joint loans for infrastructure IDBI Bank. Insurance Regulatory and Development Authority equipment under a new agreement. (IRDAI) claimed that LIC can take up to 15 percent stake in any bank,which can stretch up to 30 percent as per the board WORLD ECONOMY approval.But the insurance regulator has authorised LIC to hold up to 51 percent in IDBI Bank in 2018. Emirates Islamic become the world’s first Islamic bank to After 12 years LIC has to decrease stake in IDBI Bank by 10 per launch banking via WhatsApp cent to 40 per cent. Emirates Islamic has announced the launch of Chat Banking services for customers via WhatsApp, marking a global first in the Islamic HDFC AMC claims first position in terms of AUM banking sector. It was supported by Infobip. The bank’s customers According to data released by the AMFI (Association of Mutual will now be able to conduct daily banking activities via WhatsApp Funds in India), India’s asset management companies have owned in a seamless and hassle-free manner. assets under management worth Rs. 24.46 trillion.HDFC Asset Emirates Islamic-CEO: Salah Amin Management Co. Ltd has achieved the top position with an average Chairperson: Hesham Abdulla Al Qassim AUM of Rs. 3.42 trillion. ICICI Prudential Asset Management HQ-Dubai Co. Ltd has claimed the second position with an average AUM of at Rs.3.20 trillion. Head office: Dubai Hong Kong’s stock market overtakes HDFC Bank:-Headquarters: Mumbai, Maharashtra, MD: Aditya Japan to be the world’s third largest Puri Hong Kong’s equity market has overtaken Japan to be the world’s third largest in value, behind only the U.S. and mainland China. NTPC Signed Rs 2,000 crore Term Loan pact with Canara Hong Kong’s market cap was $5.78 trillion, compared with $5.76 Bank trillion for Japan, according to data compiled by Bloomberg based The National Thermal Power Corporation (NTPC) has inked a on where primary securities are listed. term-loan agreement with Canara Bank to raise Rs 2,000 crore. This loan has a door to door tenure of 15 years and will be utilised IMF and World Bank Rolled Out Quasi ‘Learning Coin’ to part finance the capital expenditure of the NTPC. For part The two global financial agencies The International Monetary Fund financing company’s capital expenditure, NPTC had inked a term- and the World Bank want to gain insights into how blockchain and loan agreement for Rs.5,000 crore with State Bank of India in cryptocurrencies work. To get a better understanding of the subject, February, 2019. they launched a private blockchain and quasi-cryptocurrency called “Learning Coin”.It is notable that Learning Coin does not hold any BSE, HDFC Bank tie up to strengthen startup platform monetary value. It will not basically work as Bitcoin(Example of a The BSE has signed a memorandum of understanding (MoU) with cryptocurrencies) HDFC Bank with an objective to strengthen the BSE Startups NOTE platform. The exchange had launched the startup platform , with  Cryptocurrencies are systems that allow for the secure an aim to encourage entrepreneurs to get listed and raise equity payments of online transactions that are denominated in capital for their growth and expansion. terms of a virtual “token,” representing ledger entries internal to the system itself. “Crypto” refers to the fact ICICI Lombard, MobiKwik join hands to provide cyber-in- that various encryption algorithms and cryptographic surance cover of Rs 50,000 techniques, such as elliptical curve encryption, public- private key pairs, and hashing functions, are employed.

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 The first cryptocurrency was bitcoin, which debuted in sale machines in the banking sector which were now using 2G 2009.Satoshi Nakamoto, the unknown inventor of .IDRBT’s H.Q-Hyderabad Bitcoin CPSEs need to sell non-core assets in 12 months FINANCIAL NEWS The Department of Investment and Public Asset Management UPI transaction charges have been reduced by NPCI for (DIPAM) stated guidelines for monetisation of non-core assets of promoting the uses Central Public Sector Enterprises (CPSEs) and immovable enemy  For promoting the adoption of Unified Payments properties. Interface (UPI), the National Payments Corporation of The government has already identified about 35 CPSEs for strategic India (NPCI) has reduced the transaction fees up to Rs sale. These include Air India, Pawan Hans, BEML, Scooters India, 1,000 by 60%. Bharat Pumps Compressors, and Bhadrawati, Salem and Durgapur  For UPI transactions up to Rs.1,000, the charge has units of steel major SAIL. been cut to 10 paise from 25 paise, and for transactions The guidelines for monetisation of non-core assets are as follows: above Rs.1,000 has been retained at 50 paise. 1. An Inter Ministerial Group (IMG) headed by the  This will help the service providers like banks and third- secretary of DIPAM will identify the non-core assets of party applications to boost UPI and at the same time the CPSEs. It could identify the assets on the basis of will also help the consumers in the long run as more cash recommendations of the NITI Aayog. backs and incentives can get offered. 2. The final decision would be taken by the panel chaired  At present Google Pay, Paytm and PhonePe are by the Finance minister. After the final approval of the aggressively promoting UPI by offering case back and assets, the monetisation should be strictly completed other benefits. within 12 months. 3. In case the time limitation of 12 months is not followed, Cholamandalam MS General Insurance receives ISO the finance ministry may put forth budgetary allocations 31000:2018 Certification to the CPSEs.CPSEs however can seek relaxation from  An insurance giant Cholamandalam MS General the time-limit of 12 months for the sale of non-core Insurance Company Limited has received ISO assets. 31000:2018 certification by TUV India. 4. For immovable enemy properties, the non-core assets  ISO 31000:2018 is an international risk management would be identified for disposal only after consultation standard developed by International Organisation for with the stakeholders which is inclusive of the state Standardization (ISO). This standard issues guidelines, governments. framework, principles and a process for risk management. 5. The Custodian of Enemy Property for India (CEPI) or About ISO the Ministry of Home Affairs will select the disposable  It is an international standard setting body which consists properties and would also certify if the property is free of representatives from various national standards of any encroachment. organizations. It was founded on 23 February 1947 in 6. The amount of credit gained from the sale of non-core London, United Kingdom. Headquarter: Geneva, assets would form a part of the disinvestment proceeds. Switzerland. President: John Walter In the current financial year, the central government has set a target of Rs 90,000 crore to be raised through CPSE ETMONEY becomes India’s first comprehensive financial disinvestment. services app to integrate with (UPI) GST Revenue collection for March, 2019 recorded Highest ETMONEY India’s largest app for financial services has integrated with UPI (Unified Payment Interface) as a payment method. The Collection in the FY 2018-19 reason for this is to double its monthly user base by the end of Total Gross GST revenue collected in the month of March, 2019 2019. This integration will simplify the mutual fund payment for has crossed the Rupees One Lakh Crore mark as it has recorded the millions of ETMONEY users.Now ETMONEY users can make collection of Rs.1,06,577 crore of which CGST is Rs. 20,353 crore, payment easily by using UPI option on the payment page. They SGST is Rs.27,520 crore, IGST is Rs.50,418 crore (including Rs. can select different UPI-enabled apps like Google Pay, BHIM 23,521crore collected on imports) and Cess is Rs. 8,286 crore UPI, PhonePe among others. (including Rs. 891crore collected on imports). ETMONEY The interest rate on small-saving schemes are kept un- Headquarter: Gurugram, Haryana CEO: Mukesh P Kalra changed by the Government  The interest rates on small-saving schemes including IDRBT sets up 5G Lab for banking, financial sector Public Provident Fund (PPF) and National Savings The Institute for Development and Research in Banking Technology Certificate (NSC) have been kept unchanged by the (IDRBT), an arm of Reserve Bank of India, has launched a 5G Use Government for the April-June quarter of the financial Cases Lab for banking and financial sector.The use of 5G will year 2019-20. change a range of technologies and applications including point of  Interest rates for small savings schemes are notified on a quarterly basis.

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 The interest rate for Public Provident Fund (PPF) and  This is the second time in a row that Government has National Savings Certificate (NSC) will continue at 8 been able to hit the target. percent, while the interest rate of Kisan Vikas Patra (KVP) will be at 7.7 percent as against 7.3% earlier and Anti-Dumping Duty has been imposed on the import of Solar mature in 112 months. Components from four nations  The interest rate for the five-year Senior Citizens Savings In order to safeguard domestic players against cheap shipments, Scheme will offer 8.7 percent and the interest rate of girl Department of Revenue, Government of India has imposed anti- child savings scheme Sukanya Samriddhi Yojana account dumping duty on the import of certain solar cell components from will offer 8.5 percent. China, Malaysia, Saudia Arabia and Thailand for a period of 5 years. IBBI, SEBI signed MoU for better implementation of Insol- vency and Bankruptcy Code 2016 RATTING AND SURVEY The IBBI and the SEBI together seek effective implementation of the Insolvency and Bankruptcy Code and its rules and regulations India highest recipient of remittances in 2018 with USD 79 which aim to promote entrepreneurship and debt market. billion: World Bank Insolvency and Bankruptcy  India was positioned as the world’s top recipient of  Insolvency is a situation where an individual or company remittances with its diaspora sending USD 79 billion is unable to repay their outstanding debt to creditors. A back home in 2018, according to the World Bank’s latest bankrupt entity is a debtor who has been declared as Migration and Development Brief. bankrupt by an adjudicating authority.  India managed to retain its top spot in remittances by  As per the law, the National Company Law Tribunal registering a significant flow of remittances from USD (NCLT) is the adjudicating authority for companies and 62.7 billion in 2016 to USD 65.3 billion 2017 and to limited liability partnerships. The Debt Recovery USD 79 billion in 2018, a significant growth over the last Tribunal (DRT) is the adjudicating authority for three years. individuals and partnership firms.  The remittances in 2018 grew by over 14 percent in  In India, the insolvent or bankrupt entities are dealt on India, where natural disasters like Kerala floods likely the basis of bankruptcy laws. Insolvency and boosted the financial help that migrants sent to their Bankruptcy Code, 2016 was applicable for resolution of families. bankrupt companies and individuals. ADB cuts India’s growth rate from 7.6% to 7.2% in 2019- Government retained interest rate for General Provident 20 Fund at 8% The ADB (Asia Development Bank) in its publication Asian  The Union government has retained the interest rate for Development Outlook 2019 has demoted growth forecasts for India General Provident Fund (GPF), Contributory Provident and Southeast Asia for 2019. For India, it has been downgraded by Fund and other related schemes at 8 per cent for the first 40 basis points to 7.2% for fiscal year 2019-20 . quarter of current financial year.  The interest rate on these funds was at 8 per cent in India’s growth rate to increase from 7.3% in 2019 to 7.5% January-March quarter of 2018-19 and government kept in 2020 it unchanged for April to June for 2019-20. According to the World Economic Outlook (WEO) report released  The Department of Economic Affairs, in a notification, by International Monetary Fund (IMF), India’s growth rate is said the interest rate will be applicable on provident estimated to rise from 7.3% in 2019 to 7.5% in 2020.As per the funds of central government employees, railways and report, India’s growth rate was 7.1% in 2018. defence forces. World Bank estimates India’s GDP grow to 7.5% in Fiscal Govt gets Rs. 700 Crore through First Ever Sale of ‘Enemy Year 2019-20 Shares’ The World Bank notified that India’s consistent hold in investment The government has yielded Rs. 700 cr through the first-ever sale sector, mainly private-improved export performance and resilient of ‘enemy shares’. Enemy property refers to the assets left behind consumption, has led its GDP growth forecast to mount to 7.5 per by people who migrated to Pakistan or China and are no longer cent for fiscal year 2019-20. citizens of India. Fitch cuts India GDP growth forecast for FY20 to 6.8% Government outreached divestment target of Rs 80,000 crore Fitch Ratings cut India’s economic growth forecast for the next for 2018-19 financial year starting April 1, to 6.8% from its previous estimate  Government outreached its disinvestment target of Rs of 7%. 80,000 crore for the current financial year (2018-19) by Rs 5,000 crore. India one of world’s fastest growing large economies: IMF  The disinvestment target has been fixed at Rs 90,000  India has been one of the fastest growing large economies crore for the next financial year (i.e. FY 2020). in the world according to International Monetary Fund (IMF) report.

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 India has of course been one of the world’s fastest growing  CEO: Shri Anupam Shrivastava large economies of late, with growth averaging about 7  Headquarters: New Delhi per cent over the past five years.  Founded: 15th September 2000  IMF Headquarters: Washington, D.C., United States  Membership: 189 countries (Nauru last member ),MD: Bajaj Finserv launches industry first proposition to pay elec- Christine Lagarde tricity bill on EMIs India’s steel demand to grow by over 7% in FY19, FY20 Bajaj Finserv through its lending arm Bajaj Finance Ltd. has launched a unique proposition through its campaign #BijliOnEMI As per the Indian Steel Association, India’s steel demand is grown wherein customers buying air-conditioners on EMI can avail an by over 7 percent in 2019 and 2020.The forecast for steel demand Insta Credit loan in their Bajaj Finserv Wallet which they can use growth is 7.1 percent in 2019 and by 7.2 percent in 2020. The to pay their electricity bills on EMI. The campaign is aimed to consumption of steel in India is likely to cross 100 million tonnes help their customers finance the high electricity bills that may (MT) mark in 2019. arise due to extensive usage of conditioners during summer. Note:-India is the 2nd steel producer country after China. Paytm Money receives SEBI approval to start stock broking NEWS RELATED TO E-COMMERCE, services BUSSINESS, CORPORATE The Securities and Exchange Board of India (Sebi) has given approval to Paytm Money to start offering broking services. Paytm Xiaomi Launches Mi Pay Wallet in India Money is the investment and wealth management platform of the Xiaomi launched Mi Pay, a UPI based payments app in India in mobile payments company. collaboration with ICICI bank &PayU. Mi Pay app has been approved by the National Payments Council of India (NPCI). MOU AND AGREEMENT Facebook Hubs to nurture start-ups in India Reliance Mutual Fund partnering with Google, becomes the Facebook launched training and mentoring facilities called ‘Facebook first Indian company to launch voice-based financial trans- Hubs’ for entrepreneurs across nine cities to boost the start-up actions ecosystem in India. It has partnered with co-working space  Reliance Nippon Life Asset Management (RNAM) has provider 91springboard for a year-long programme. joined hands with Google to enable the customers of “Amazon Wings” was launched by Amazon India Reliance Mutual Fund to carry out voice-based financial A new seller-funding programme named “Amazon Wings” has been transactions. launched by Amazon India in partnership with Mumbai based  With this, RNAM becomes the first company in India, Ketto, a crowd-funding platform to help the small businesses and to provide conversational interface that would help entrepreneurs to raise funds through latter. customers regarding funds transactions. Also, it launches a dedicated microsite to feature fundraisers initiated  In the first phase, the functionality would be launched in by sellers by which they can raise small ticket funds starting from Reliance Simply Save app for the customers. as little as Rs 50,000 by means of crowd-funding through multiple individuals. NIIF and ROADIS on a joint venture to invest $2 billion in Presently, Amazon India runs a programme called “Launchpad” Road Projects that helps product start-ups get a wider reach on the platform. The National Investment and Infrastructure Fund (NIIF) and global private infrastructure operator ROADIS (owned by Public Sector Micromax Co-founder unveils India’s first AI-enabled e-mo- Pension Investment board abbreviated as PSP investment) have torcycle brand jointly set up a platform for investing up to $2 billion in road Micromax co-founder Rahul Sharma has announced his incursion projects in India. into smart mobility with the launching of an AI (Artificial intelligence) enabled electric motorcycle. BSE, India INX- the first ever Indian exchanges to sign MoU with MOEX BSNL has received the In-Flight Connectivity License from BSE (earlier called Bombay Stock Exchange) and INX (India the Department of Telecommunications (DoT) International Exchange) are the first Indian exchanges to sign MoU BSNL and Inmarsat, which is the satellite partner of BSNL, also (Memorandum of Understanding) with MOEX (Moscow operates the GX Aviation service will be able to offer in-flight Exchange) in order to allow capital formation platform and connect connectivity to airlines. investor community and companies in both India and Russia. With this facility users can send messages, surf the internet and/or BSE is Asia’s first stock exchange and was established in 1875 by tweet, when a flight is at a minimum height of 3,000m in Indian Premchand Roychand airspace. Presently any form of internet connectivity for both Located at the Gujarat International Finance-Tec City (GIFT City), domestic and international flights is not available on Indian flights. India International Exchange (IFSC) Limited (India INX) is India’s Bharat Sanchar Nigam Limited first international exchange in International Financial Services Centre (IFSC).India INX is a wholly owned subsidiary of BSE Limited.

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PFS in a joint venture with USICEF finances solar projects  The Tech Giant Apple has partnered with Goldman Sachs in India and Mastercard to launch a new credit card called Apple PTC India Financial Services (PFS) an Infrastructure finance Card. company has partnered with the US-India Clean Energy Finance  Indian low-cost airlines SpiceJet has joined the (USICEF) to leverage funds for solar projects in India. PFS International Air Transport Association (IATA). With Managing Director and CEO Pawan Singh stated that this innovative this, SpiceJet became the 1st Indian budget carrier to venture can contribute to achieve India’s distributed energy target join the IATA, which has over 290 airlines as members. of 40 GW (gigawatt) by 2022. MERGER AND ACQUISITION Tata Power joined hands with Indraprastha Gas ink pact for  PayU, Digital payments security and payment facilitator rooftop solar projects has acquired Wibmo, a US-based financial technology On 2nd April 2019, Tata Power has signed an agreement with for USD 70 million (Rs 484 crore) to assist the company Indraprastha Gas Limited (IGL) for green energy solutions including scale-up its business. rooftop solar projects, setting up of commercial-scale EV charging/  The Board of private sector lender, Lakshmi Vilas Bank battery swapping stations. Ltd (LVB) approved its merger with the mortgage financier, Indiabulls Housing Finance Ltd in an all stock MoU signed by Tata Trusts and Microsoft India for jointly deal. collaborating handloom clusters  The Telecom Department has sanctioned the merger of A Memorandum of Understanding (MoU) has been signed by Tata TTSL (Tata Teleservices Limited) consumer mobility Trusts and Microsoft India for jointly rejuvenating the handloom business with Bharti Airtel, subject to the condition that clusters in the eastern and north-eastern parts of India in order to Sunil Mittal led firm provides bank guarantees of about build a digitally-inclusive society. Rs. 7,200 crore. Microsoft’s Project ‘ReWeave’ will help to preserve traditional  Two of Germany’s largest lenders, Deutsche Bank and weaving forms by upskilling workers, designing and marketing Commerzbank have begun government- backed products, and creating sustainable livelihood options. discussions on a potential merger. Microsoft will also enable digital training through a Microsoft  State-owned Power Finance Corporation (PFC) is going Azure-based Learning Management System termed as ‘Project to acquire the government’s entire 52.63% stake in Rural Sangam’, which provides necessary training and tools to weaving Electrification Corporation (REC) for about Rs 14,500 communities for them to adopt and deploy digital tools for the crore. betterment of their craftwork.  Consulting arm of Global IT Services major, Infosys will Tata Trusts’ initiative, Antaran’s main objective is to rejuvenate buy 75% stake in Starter NV which is a subsidiary of ailing handloom clusters through an end-to-end programme that Dutch based ABN AMRO Bank for $144 million would help artisans to become designers and entrepreneurs. (approx. Rs 999 crore) in an all-cash deal. Google Pay partners with MMTC-PAMP to introduce buy- ing and selling of Gold INVESTMENT ALLOCATION Google Pay has partnered with Bullion refiner MMTC-PAMP Exim Bank gives loans worth 267$ million for projects in India to initiate buying and selling of gold through the app to make Rwanda Google Pay more useful for Indian customers. MMTC-PAMP is The Reserve Bank of India (RBI) notified that Exim Bank has India’s only London Bullion Market Association (LBMA)- proffered soft loans worth 266.6$ million to Rwanda for various accredited gold refinery. projects. TCS Paired with Google to build industry-specific cloud so- Amount of funds for the separate tranches are listed as under: lutions Exim Bank, according to the agreement will provide $100 million to finance the development of 2 SEZs, as well as for the expansion Indian IT consulting company, Tata Consultancy Services of the Kigali SEZ in Rwanda. collaborated with Google Cloud to build industry-specific cloud $100 million to finance 3 agricultural project schemes, namely, solutions. These Cloud solutions will support organisations speed Warufu Multipurpose Project, Mugesera Irrigation Project and up their digital transformation and leverage data-driven insights. Nyamukana Irrigation Project. $66.60 million for the Base-Butaro-Kidaho Road Project. NEWS IN BRIEF Rwanda  The Bureau of Indian Standards(BIS) has signed a  Capital: Kigali Memorandum of Understanding (MoU) with IIT- Delhi Currency: Rwandan franc to collaborate in the field of standardisation and  conformity assessment. ADB To Invest $50 million In Solar Power Project Devel-  Pharma Laurus Labs of Hyderabad has signed an oper Avaada agreement with Global Fund, an organization working  Asian Development Bank (ADB) has inked an agreement towards ending AIDS, tuberculosis and malaria as to invest USD 50 million in solar energy project developer epidemics, for a period of three-and-a-half years.

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Avaada Energy Pvt Ltd to help the company scale up  ADB continued to deliver climate financing to USD 3.6 rapidly. billion in 2018 and has a target to double its annual climate  The investment will come equally from ADB’s Ordinary financing to USD 6 billion in approvals by 2020. Capital Resources and Leading Asia’s Private  In March 2018, ADB signed a cooperation arrangement Infrastructure Fund (LEAP). with the International Solar Alliance, headquartered in  LEAP is a funding arrangement provided by Japan India, to promote solar energy deployment across Asia International Cooperation Agency (JICA) which is and the Pacific, particularly in South Asia. administered by ADB.  The arrangement includes support for solar power generation, solar-based minigrids, and transmission ADB committed highest-ever USD 3 bn in sovereign loans to systems for integrating solar energy into grids. India in 2018  The alliance’s major objectives include global deployment  Asian Development Bank (ADB), owned by 68 member of over 1,000 gigawatt of solar generation capacity and countries, committed to provide USD 3 billion in investment of over USD 1 trillion into solar energy by sovereign loans to India in 2018, the highest level of 2030. assistance since sovereign operations began in the country Asian Development Bank (ADB) in 1986. Headquarters: Manila, Philippines  With this total USD 21.6 billion in loans, granted from President: Takehiko Nakao ADB’s own resources, which exceeded the target of USD 19.71 billion and up 10 percent from 2017. 

UAE announced long-term visas for best 100 Arab start-ups The UAE government has announced granting long- term visas for the top 100 start-ups shaping the fourth industrial revolution. The 100 Arab start- ups were selected at the World Economic Forum on the Middle East and North Africa, held in Jordan between 6-7th April. London Becomes First City to Implement 24x7 Pollution Charge Zone London became the first city in the world to implement a special Ultra Low Emission Zone (ULEZ) that would charge an entry fee for older vehicles if they do not meet the emission standards.

UAE scraps ‘profession’ criteria for expats to sponsor family The United Arab Emirates (UAE) has approved a new rule for expats under which foreign workers will now be able to sponsor their family members if they fulfil certain income criteria and has scrapped Bolivia joined International Solar Alliance the previously listed ‘professions’ criterion. Bolivia signed the framework agreement to join the International Solar Alliance during the visit of Indian President. The ISA is a Lose to Win Programme major initiative of Prime Minister Narendra Modi in contributing The government of UAE has launched the Lose to Win Programme to the implementation of the Paris Climate Agreement through the to assist the overweight employees in shedding extra kilos and rapid and massive deployment of solar energy. adopt a healthy lifestyle.The programme team comprises International Solar Alliance (ISA) aims to provide a common nutritionists and health educators from the Ministry. platform to address the specific solar technology deployment needs of the solar resource-rich countries located between the Tropic of Italy joins China’s Belt Road Initiative Cancer and the Tropic of Capricorn.India plays a significant role in Italy’s Prime Minister Giuseppe Conte signed a memorandum of the alliance in terms of being a host as well as a major contributor understanding (MoU) with Chinese President Xi Jinping in Rome, for achieving the target of 1 TW of solar energy by 2030 which endorsing the global infrastructure-building scheme of China.Italy would require $1 trillion to achieve with a target to produce 100 is the thirteenth European Union country and also the first from GW of solar energy by 2022, would account for a tenth of ISA’s Western Europe to join China’s Belt Road Initiative. goal.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 24 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 Syrian Democratic Forces defeats Islamic State group has been successfully tested by China. It possesses the capability The Kurdish-led Syrian Democratic Forces (SDF) backed by the of forming a combat triad with aerial drones and other drone ships. US has defeated the Daesh [ISIS] by capturing the final shred of The drone ship has been built by Wuchang Shipbuilding Industry the territory of Baghouz in Syria. The forces have declared the end Group under China Shipbuilding Industry Corporation (CSIC). of the self-declared “caliphate” that once spanned a third of Iraq The drone ship has a maximum operation range of 1,200 km and and Syria. can be remotely controlled with the help of satellites. Japan donates $69 million to the United Nations World Food Nepal Launches Its First Satellite From USA Programme Nepal successfully launched its first satellite NepaliSat-1 into space. Japan has donated $69 million to the United Nations World Food The satellite developed by the Nepalese scientists was launched Programme to provide vital aid to 28 countries in the Middle East, from Virginia in the United States. It is a low orbit satellite which Africa, and Asia, with the biggest shares of the money being will be in the 400-km distance from the Earth’s surface. Two Nepali earmarked for Yemen and Iraq.The World Food Programme was scientists, Aabhas Maskey and Hariram Shrestha who are currently established in 1961 by the FAO and the United Nations General studying at Japanese Kyushu Institute of Technology, developed Assembly. the satellite under the BIRDS project of their institute. The objectives of the World Food Programme is to achieve Zero Hunger in 2030. Sri Lanka’s 1st Satellite ‘Raavana-1’ Launched Into Space Sri Lanka’s first satellite ‘Raavana-1’ was launched into space from US to Designate Iran’s Revolutionary Guards a Foreign Ter- NASA’s Flight Facility on Virginia’s east shore. ‘Raavana 1’ weights rorist Group around 1.05 kg and the lifespan of the satellite is around one and a President Trump Administration of US has announced its intent to half years. The satellite was designed and built at the Kyushu designate the Islamic Revolutionary Guard Corps (IRGC) and its Institute of Technology in Japan by two Sri Lankan research Quds Force, as a foreign terrorist organisation (FTO) in accordance engineers. Its camera mission is to capture images of Sri Lanka and with Section 219 of the Immigration and Nationality Act. its neighbouring countries. IRGC is an ideologically-driven branch of the armed forces of Iran Bangladesh Observes Mujibnagar Day set up in 1979 after Ayatollah Khomeini’s Islamic Revolution to Bangladesh observed Mujibnagar Day on 17th April. On the protect the newly established Islamic system from hostile foreign Occasion Bangladeshi PM Sheikh Hasina paid tributes to Father powers and internal dissensions. Quds Force or Qods Corps is an of the Nation Bangabandhu Sheikh Mujibur Rahman at the elite wing of the IRGC. Bangabandhu Memorial Museum, in Dhanmondi, Iran Parliament Labels US troops to Mideast as Terrorists Dhaka.Mujibnagar Day is observed on 17th April because on this Iran’s Parliament has overwhelmingly approved a bill labelling U.S. day senior leaders of Awami League assembled at Baidyanathtala— forces in the Middle East as terrorist groups. This comes days a mango orchard that was later named as Mujibnagar—in Meherpur after U.S. designation of Iran’s Revolutionary Guard as terrorist district on April 17, to form the provisional government of organisation formally took effect. independent Bangladesh. International Day of Reflection on the 1994 Rwanda Geno- Facebook bans White Nationalism, White Separatism on its cide Platforms International Day of Reflection on the 1994 Rwanda Genocide Facebook has banned praise, support and representation of white was observed on 7th April on 7th April in memory of the victims nationalism and white separatism on its platforms. White of the genocide in Rwanda.1994 Rwanda Genocide was the genocide Supremacy is defined as a belief system with tenets like “whites against the Tutsi community directed by members of the Hutu should have dominance over people of other backgrounds, majority government during the 100-day period from 7 April to 15 especially where they may co-exist; whites should live by July 1994. themselves in a whites-only society; white people have their own ‘culture’ that is superior to other cultures; white people are India evacuates peacekeeping CRPF contingent from Libya genetically superior to other people.” India has evacuated its entire contingent of peacekeeping forces comprising of 15 Central Reserve Police Force (CRPF) personnel from Tripoli after the situation in the war-hit nation suddenly India, Pakistan and the other members states of the Shang- worsened.Ever since the 2011 uprising which overthrew and killed hai Cooperation Organisation (SCO) will take part in a joint long-ruling dictator Muammar Gaddafi, Libya is engulfed in a crisis. anti-terrorism exercise to be held this year by the grouping. Even though there is an UN-backed internationally recognised  The decision to hold the joint exercise ‘Sary-Arka- government headed by Fayez al-Sarraj, Libya is governed by rival Antiterror 2019’ was announced during the 34th meeting authorities in the east and in Tripoli, in the west, each backed by of the SCO’s Regional Anti-Terrorist Structure (RATS) various armed groups. council held in Tashkent, Uzbekistan.  The SCO, in which China plays an influential role, is China Develops World’s First Armed Amphibious Drone Boat also comprised of Kazakhstan, Kyrgyzstan, Russia, The world’s first armed amphibious drone boat named ‘Marine Tajikistan, Uzbekistan, India and Pakistan. Lizard‘ and guided by China’s BeiDou Navigation Satellite System,  India and Pakistan were admitted into the bloc in 2017.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 25 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 Norway to Put World’s First Wireless E-Cab Charging Sta- 30 minutes to the nearest station if any power failure tions happens. Norway’s capital Oslo will become the world’s first city to install  This 7 megawatt-hours (MWh) system is not only the wireless induction-based fast-charging systems for electric taxis. largest energy storage project in Asia, but also the fourth Charging plates will connect with receivers in taxis and allow them largest in the greater Asia-Pacific (APAC) region. to charge for up to 75 kilowatts. European Union bans single use of plastics World’s largest e-waste recycling facility opened in Dubai  European Parliament on March 28, 2019 has voted to  The world’s largest e-waste recycling plant has been ban single-use plastic products. It includes plastic cutlery, opened in Dubai Industrial Park, Dubai by ‘Enviroserve’ cotton buds, straws and stirrers as part of a sweeping company with a total cost of USD 5 million. law against plastic waste that despoils beaches and  It will recycle Waste Electrical and Electronic Equipment pollutes oceans. (WEEE), IT asset disposition (ITAD), refrigerant gas  At the sitting in Strasbourg, 560 MEPs (Members of and specialized waste. European Parliament) voted in favour of the recent  The facility can process the entire range of WEEE from agreement hammered out with EU ministers, 35 against, consumer and industrial to commercial and military. with 28 abstentions.  The vote by MEPs (Members of European Parliament) UNSC passes Resolution to combat terrorist financing strengthens the way for prohibiting single-use plastics  The United Nations Security Council (UNSC) has to come into force by 2021 in all EU member states. unanimously passed the first-ever resolution to suppress Also, United Kingdom would have to follow the rules if the funding of terror groups worldwide. it took part in and extended the Brexit transition period.  The “Resolution 2462 on Countering the Financing of  The law sets a target to gather 90 percent of plastic Terrorism” clearly states that all the member states shall bottles for recycling by 2029 and plastic bottles should make sure to establish laws and regulations that regard be produced with 25 percent recycled material by 2025 funding to terrorist groups or individual criminals a serious and 30 percent by 2030. criminal offence.  The resolution combines all the previous resolutions to Japan unveils the name of Its New Imperial Era ‘Reiwa’ create a consolidated document for strong collaboration  Japan’s government has unveiled an era name, “Reiwa,” and targeted efforts against terrorism. for soon-to-be Emperor Naruhito, who will succeed the  The resolution will take concrete steps that would make Chrysanthemum throne on 1st May. it more difficult for terrorist groups to fund their  The name ‘Reiwa’ which consists two Chinese operations. characters, the first meaning ‘good’ or ‘beautiful’ as well  It is also an ancient centre of learning, dedicated to the as ‘order’ or ‘command’ and the second meaning ‘peace’ Hindu goddess of learning. or ‘harmony’.  The country’s current era, Heisei, will end in April. Kazakhstan renames capital Astana as ‘Nursultan’  Kazakhstan’s parliament renamed its capital Astana as NEWS IN BRIEF ‘Nursultan’ in honor of outgoing leader Nursultan  New Zealand Prime Minister Jacinda Ardern has Nazarbayev. announced a ban on all military-style semi-automatic  Nursultan stands for “Sultan of Light” in Kazakh weapons, assault rifles and high-capacity magazines. language, while, Astana means ‘capital’ in Kazakh New Zealand has decided to overhaul gun laws in the language. country in the backdrop of the Christchurch mosque  Nursultan Nazarbayev resigned on March 19, 2019 after shootings. serving nearly 30 years as the leader of the oil-rich nation.  Google parent Alphabet has beaten Amazon to launch  Following Nazarbayev’s resignation, Kassym- one of the first commercial drone delivery businesses. JomartTokayev was sworn in as the Interim President of Alphabet made its first delivery in Canberra after getting the country. approval from the country’s civil aviation authority. The largest energy storage system in Asia was built by Tesla  Google has opened its first African artificial intelligence (AI) centre in Ghana’s capital Accra, one year after  Tesla has developed its ‘largest power storage system in announcing the project. The research laboratory will host Asia’ at Osaka train station in Japan to reduce energy software engineers and research scientists to work on demand and provide emergency backup power to trains projects dedicated to next-generation technology. in Japan.  President Donald Trump has vetoed the resolution from  It was Launched in partnership with Kintetsu, a railway the US Congress which directed him to end U.S. support operator in Japan’s Osaka. for the civil war in Yemen.  Tesla has installed 42 Powerpacks units at Osaka train  Oman has signed an agreement with the United States of station in Japan which will provide enough amount of America that allow American ships and warplanes to energy to safely move a train and its passengers for up to take advantage of his ports and airports. The framework

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agreement is aimed at bolstering Omani-American Skytrax World Airport Awards military relations. Singapore’s Changi Airport has been crowned the world’s best aviation hub for the seventh time in a row, while New Delhi’s INDEX AND RANKING Indira Gandhi International (IGI) Airport featured at number 59, according to the Skytrax World Airport Awards. United Nations’ World Happiness Report 2019  India has been ranked 140 out of 156 countries in the IIT-Madras Tops HRD’s National Ranking of Institutes United Nations’ World Happiness Report 2019, dropping President Ram Nath Kovind has released the national ranking of 7 positions from last year. higher institutes by the Ministry of Human Resources Development  India’s neighbours Pakistan, Bangladesh and China are (HRD) in New Delhi. Indian Institute of Technology Madras ranked 67th, 125th and 93rd respectively. topped the rankings while the Indian Institute of Science, Bangalore  Finland topped the list for the second consecutive year, bagged the second rank followed by IIT Delhi. followed by Denmark and Norway, while war-torn South Delhi University’s Miranda House was ranked the best among Sudan was ranked last.(156. South Sudan) colleges across the country, while the varsity’s St Stephen’s College was ranked fourth. AIIMS has been ranked first among medical Piyush Goyal among ‘World’s 100 Most Influential People sciences institutes and National Law School, Bangalore has topped in Climate Policy for 2019' law colleges.  Union Ministers Piyush Goyal and Dr Harsh Vardhan are among the seven Indians who have been named in the Worldwide Cost of Living Survey ‘World’s 100 Most Influential People in Climate Policy Singapore, Paris and Hong Kong share the title of the world’s most for 2019' for taking steps in order to combat climate expensive city, according to The Economist Intelligence Unit’s change. (EIU) Worldwide Cost of Living Survey. According to the report,  Union Minister for Railways and Coal Piyush Goyal India’s Bengaluru, Chennai and New Delhi are among the 10 cheapest has led the fast track electrification of nearly 18,000 locations surveyed. unelectrified villages, and been critical in the rollout of a drastic power sector reform and the world’s largest LED  bulb distribution programme  He is a 2018 Carnot Prize Recipient for contributions to VANIK’S KNOWLEDGE GARDEN energy policy. IBBI (INSOLVENCY & India ranks 76th on WEF global Energy Transition index BANKRUPTCY BOARD OF INDIA)  India has moved up two places to rank 76th on a global energy transition index. This annual list, compiled by Geneva-based World Economic Forum (WEF), has ranked The Insolvency and Bankruptcy Board of 115 economies on how well they are able to balance India (IBBI) is the regulator for overseeing energy security and access with environmental insolvency proceedings and entitiesin India.It was sustainability and affordability.  Sweden remains on the top on this annual list and is established on 1 October 2016 and given statutory followed by Switzerland and Norway in the top three. powers through the Insolvency and Bankruptcy World Press Freedom Index 2019 Code.The new code will speed up the resolution India ranked 140th out of 180 countries in the World Press Freedom process for stressed assets in the country.It attempts Index 2019, released by Reporters Without Borders. The index is to simplify the process of insolvency and bankruptcy topped by Norway. Paris-based Reporters Sans Frontieres (RSF), or Reporters Without Borders, is a non-profit organisation that proceedings. It handles the cases using two tribunals works to document and combat attacks on journalists around the like NCLT (National company law tribunal) and world.Norway topped the list. Debt recovery tribunal. IGI Airport Delhi Becomes The 12th Busiest Airport In The IBBI Governing Board: World IBBI will have 10 members, including In accordance with the preliminary world airport traffic rankings for 2018 released by Airports Council International (ACI), Indira representatives from the Ministries of Finance and Gandhi International Airport (IGIA) of New Delhi has elevated 4 Law, and the Reserve Bank of India. ranks to reach at 12th spot in terms of the busiest airport as compared to 2017’s 16th spot. Chairperson-M.S. Sahoo The list of world’s busiest airports by passenger traffic ranking Wholetime Members-Mrs Suman Saxena has been topped by Hartsfield–Jackson Atlanta International Sh.Navrang Saini Airport (US) followed by Beijing Capital International Airport Mrs. MukulitaVijayawargiya (China) and Dubai International Airport (UAE).

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Adani became first Indian port operator to record 200 MMT cargo movement Adani Ports and Special Economic Zone (APSEZ) has recorded cargo movement of more than 200 million metric tonnes (MMT) at nine ports along the east and west coasts, becoming the first Indian port operator to achieve the milestone. Adani Ports embarked its journey in 2001 and has become one of the largest port operators in the world. SC directed political parties to submit elec- toral bonds receipts to EC  The Supreme Court directed all political parties to furnish receipts of electoral bonds and details of the identity of donors in a sealed cover to the Election Commission.  The government had notified the Electoral Bond Scheme 2018 on January 2, 2018.  As per provisions of the scheme, electoral bonds may be purchased by a person, who is a citizen of India or incorporated or established in India’s population grew at 1.2 % average annual rate be- India. tween 2010 and 2019: UN report  A person being an individual can buy electoral bonds, Ø India’s population grew at an average annual rate of 1.2 either singly or jointly with other individuals. per cent between 2010 and 2019 to 1.36 billion, more  Only political parties registered under Section 29A of than double the annual growth rate of China, according the Representation of the People Act, 1951 and which to a report by the United Nations Population Fund. secured not less than one per cent of votes polled in the Ø India’s population in 2019 stood at 1.36 billion, growing last general election to the House of the People or the from 942.2 million in 1994 and 541.5 million in 1969. Legislative Assembly of the state shall be eligible to Ø India’s population grew at average annual rate of 1.2 per receive electoral bonds. cent between 2010 and 2019, the UN sexual and  Electoral bonds can be purchased for any value in reproductive health agency said in the State of World multiples of Rs.1,000, Rs.10,000, Rs.10 lakh, and Rs.1 Population 2019 report. crore from any of the specified branches of State Bank of India (SBI). Cabinet approved the funds for implementing 10% EWS  Political parties that have secured not less than 1% of Quota votes polled in last general election to Lok Sabha or Recently, Rs. 4315.15 crores budget has been approved by Union Assembly can avail funding through this bonds. Cabinet headed by PM Narendra Modi, to create over 2 lakhs  The Electoral Bonds had validity of 15 days from the additional seats in 158 central education institutions. The additional date of issue. seats were created over next two years to implement 10 per cent Economically Weaker Sections (EWS) reservation.According to Cabinet nod to GSLV Ph-4 Continuation Programme senior officials of the Ministry of Human Resource Development  The Union Cabinet has approved the continuation of the (MHRD), a total of 2,14,766 additional seats will be created out of ongoing Geosynchronous Satellite Launch Vehicle which 1,19,983 seats will be created in 2019-20 and the remaining (GSLV) programme phase-4 consisting of five rocket 95,783 seats in 2020-21. flights during 2021-2024. This step is taken in the backdrop of the 103rd Constitutional  The total fund requirement for phase four has been pegged Amendment Act, which provides 10 percent reservations to at Rs 2729.13 crores. The cost includes the cost of five Economic Weaker Sections (EWS) in government jobs and Geosynchronous Satellite Launch Vehicles (GSLVs), educational institutions. essential facility augmentation, programme management, and launch campaign, along with the additional funds India to be Guest of Honour at ADIBF 2019 required for meeting the scope of the ongoing programme. India will be the Guest of Honour country at the 2019 Abu Dhabi  The GSLV continuation programme was initially International Book Fair (ADIBF) to be held during April 24-30, sanctioned in 2003, and two phases have been completed 2019. Recently the UAE honoured PM Narendra Modi with its and the third phase is in progress and expected to be highest decoration, Zayed Medal in recognition of his “pivotal completed by the fourth quarter of 2020-21. role” in strengthening ties between the two nations.

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Government increases incentives of Central Government Comptroller & Auditor General (Coordination, Communication staff for acquiring higher qualifications and Information System).  The Union Ministry of Personnel, Public Grievances & The Ministry of Finance stated that the position in Pay Level-17 Pensions announced the increase in incentives of Central was created by abolishing 1 STS level post in the Office of the Government employees acquiring higher qualifications Comptroller & Auditor General of India. while serving in the job. At present, India’s top auditor has 5 posts for deputy CAGs.  Till now, the Central Government employees acquiring Their scope of work is inclusive of government’s accounts, central fresh higher qualifications after coming into service were revenue audit, defence and railways, commercial and reports of granted incentives in the form of one-time lump-sum central, communications and information systems. amount ranging Rs 2000 to Rs 10,000. The official release notified that the Deputy Comptroller & Auditor  Now with the hike, the employees will get minimum of General shall oversee the coordination among State Audits, audit Rs 10,000 to a maximum of Rs 30,000 as incentives for of telecommunication and coordinate the various Information acquiring higher qualifications like Ph.D, a five-fold Systems (IS) initiatives within the Indian Audit & Accounts increase in one-time incentive. Department (IA&AD). The expenditure on account of creation of this post will be around Govt sets up tribunal to review ban imposed on Jamaat-e- Rs 21 lakh. Islami, JKLF The Cabinet Committee on Economic Affairs has approved  The Government of India (GoI) has set up a tribunal, headed by Justice Chander Shekhar of the Delhi High extension of duration of New Urea Policy-2015 (from 1st of Court, to adjudicate if there exists sufficient cause to ban April, 2019) for existing gas-based urea unit the Jama’at-e-Islami Jammu and Kashmir (JeI) and the The Cabinet Committee on Economic Affairs, chaired by Prime Jammu and Kashmir Liberation Front – Yasin Malik Minister Shri Narendra Modi has given approval for the proposal (JKLF-Y) faction. of the Department of fertilizers for extension of the duration of  The decision has been taken by the Home Ministry New Urea Policy-2015 for existing gas-based area unit from April exercising the powers conferred under the Unlawful 1, 2019 until further orders.Presently, in India there are 31 urea Activities (Prevention) Act. units of which 28 units are gas-based and the rest 3 units use  The JeI and the JKLF-Y were declared as unlawful naphtha as feedstock. associations on February 28 and March 22 respectively.  RailTel turns 1600 railway stations into RailWire Wi-Fi KNOWLEDGE GARDEN zone VANIK’S RailWire Wi-Fi by RailTel is now live at 1600 railway stations Society for Worldwide Interbank Financial across the country. The Santacruz railway station in Mumbai Telecommunication (SWIFT) became the 1600th station to become a RailWire Wi-Fi zone.RailWire SWIFT is a telecommunication company founded is a retail Broadband initiative of the RailTel. in 1973 and headquartered in La Hulpe, Belgium, which provides a network to send or receive GRSE Becomes ‘First’ Indian Shipyard To Deliver 100 War- ships information about financial transactions in a Garden Reach Ship Builders and Engineers Ltd (GRSE) became secure, reliable and standardized the ‘first Indian shipyard’ to build and deliver 100 warships. GRSE environment.SWIFT provides a standard bank Chairman and Managing Director, Rear Admiral (Retd) V K Saxena, identification code (BIC) for all the banks over the formally handed over the 100th warship ‘IN LCU L-56’ to the world and is unique for each bank.SWIFT Codes Indian Navy. are used by banks for international money transfer Airtel FICCI Ladies Organisation launch women’s safety between banks. app SWIFT Codes may be 8 or 11 characters in series Bharti Airtel has launched a mobile app, “My Circle” in as follows: collaboration with FICCI Ladies Organisation (FLO) to assist women in case they face any panic situation or problem.The app  First 4 Codes from Left – Bank Code (Only has been developed by Airtel X labs and was conceptualised by an Letter) all-women cross-functional team.  Next 2 Codes from Left – Country Code (Only Cabinet approves creation of a single post of Deputy Comp- Letter) troller and Auditor General in the office of Comptroller and  Next 2 Codes from Left – Location Code Auditor General of India (Letter + Number) The Union Cabinet, chaired by the Prime Minister Narendra Modi,  Last 3 Codes from Left – Branch Code (Letter has given its approval for the creation of 1 post of Deputy + Number)

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India, Bangladesh to start cruise service India and Bangladesh has started a cruise service from March 29, 2019 that take passengers through the Sunderbans to Dhaka. The move aims to strengthen inland waterway routes between the two countries. Other than road and rail, India and Bangladesh also have a very strong power connectivity through waterways. Pakistan approved Sharada Peeth Corridor proposal for Hindu Pilgrims from India After Kartarpur Corridor, now Government of Pakistan has given its consent to the proposal of opening Sharada Peeth Corridor for Hindu pilgrims to visit Sharada Peeth located in Pakistan-occupied Kashmir (POK). The 5000 years old Sharada Peeth is an ancient Hindu temple and cultural site in PoK. India, Maldives signed three agreements India and Maldives signed three agreements on visa facilitation for diplomatic and official passport holders, development cooperation and renewable India and Sweden energy after extensive talks between Indian External Affairs India and Sweden launched a joint programme that will work Minister Sushma Swaraj and Foreign Minister of Maldives, Abdulla towards addressing a range of challenges around smart cities and Shahid during the former’s visit to the tropical island nation. clean technologies among others. The programme was co-funded The following are the three agreements: by Indian Department of Science and Technology (DST) and 1. Agreement on exemption from visa requirement for Swedish agency Vinnova. holders of diplomatic and official passports. 2. Memorandum of Understanding regarding Indian grant India, ASEAN vow to step up ties in maritime sector, boost assistance for implementation of high impact community connectivity development projects through local bodies. India and ASEAN have resolved to strengthen ties by deepening 3. Memorandum of Understanding on collaboration in the cooperation in the maritime sector and boosting connectivity. It field of energy efficiency and renewable energy. assessed the progress of cooperation under all three pillars - political-security, economic and socio-cultural. India and Chile Exchange 3 MoUs For Cooperation Association of Southeast Asian Nations (ASEAN)  India and Chile signed three MoUs in the fields of mining,  Headquarters: Jakarta, Indonesia .Founded: 8th August culture and empowerment of persons with disabilities. 1967  Chile announces it will allow visa-free entry to Indians  Member Countries: Brunei, Cambodia, Indonesia, Laos, holding valid US Visa. Malaysia, Myanmar, Philippines, Singapore, Thailand,  President Ram Nath Kovid participated in India-Chile Vietnam Business Forum and interacted with young scientists at the University of Chile. India to provide aid to people affected by cyclone ‘IDAI’ in  President Ram Nath Kovind has concluded the his visit Mozambique to Chile, the last leg of her three nation visit to Bolivia, India has decided to divert three Indian naval ships to the port city Croatia and Chile. of Beira in Mozambique to provide humanitarian assistance to the  Chile Capital: Santiago, Currency: Chilean peso. people affected by tropical cyclone ‘IDAI’. The ships will provide relief materials in the form of food, clothes and medicines. Besides India to set up agriculture institute in Malawi the three medical practitioners and five nurses onboard the ships  The Ministry of External Affairs has signed an MoU will also provide the required immediate medical help. with National Bank for Agriculture and Rural Development Consultancy Service (NABCONS) for India extended financial aid to Nepal for campus building setting up India-Africa Institute of Agriculture and Rural The government of India has extended a financial grant of 35.5 Development (IAIARD) in Malawi. million Nepalese rupees for the construction of an educational  NABARD Consultancy Services (Nabcons) is a fully campus in Nepal. As part of the Development Partnership owned subsidiary promoted by National Bank for Programme, the GOI is aiding institutions at all levels in Nepal. Agriculture and Rural Development (NABARD). Khadga Prasad Oli is the Prime Minister of Nepal,Bidhya Devi Nabcons is engaged in providing consultancy in all spheres Bhandari is President of Nepal . of agriculture, rural development and allied areas.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 30 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 India-Bolivia Sign 8 MoUs during the state visit of the President Ram Nath Kovind  President Ram Nath Kovind has been conferred with the to Bolivia. highest State honor of Bolivia, “Condor de Los Andes en  Bolivia is estimated to hold over 60 per cent of the world’s el Grado de Gran Collar” during his visit to Bolivia. reserves for lithium, which is required for lithium-ion President of Bolivia Evo Morales awarded him the batteries for portable electronics, and electric vehicles, Honour at a function held in Santa Cruz. but has not yet started producing it commercially.  On the second day of President’s three-day visit to Bolivia, India and Bolivia signed eight MoUs in the fields India-Africa Health Sciences Collaborative Platform of culture, Visa waiver arrangement for diplomats, India and the African Union have signed an MoU to initiate and exchange between diplomatic academies, mining, space, strengthen the cooperation in the health sector in a structured and traditional medicine, establishment of Centre of organised manner by establishing the India-Africa health sciences Excellence in IT and Bi-Oceanic Railway project. collaborative platform.  India offered a 100 million US Dollar Line of Credit to African Union Bolivia for financing development projects. The African Union (AU) is a continental union consisting of 55  Bolivia Capital: Sucre, Currency: Bolivian boliviano. member states located in the continent of Africa. African Union India gains access to Bolivian Lithium Reserves was founded on 26 May 2001 in Addis Ababa, Ethiopia and  India and Bolivia have signed an agreement for the launched on 9 July 2002 in South Africa. The African Union replaced development and industrial use of lithium, a prime the Organisation of African Unity (OAU), established on 25 May component used to power electric vehicles and cell phones 1963. 

‘Disturbed Area’ tag extended for 3 Arunachal districts The Union Ministry of Home Affairs on April 1, 2019 extended the “disturbed area” tag under the Armed Forces Special Powers Act (AFSPA) for three districts of Arunachal Pradesh for another six months. These 3 districts are Tirap, Changlang and Longding. The Government withdrew the “disturbed area” tag partly from three other districts bordering Assam including Namsai, Lower Dibang Valley and Lohit district and lifted AFSPA from these 3 districts. Centre has set up Yarn bank in Karnataka for NEWS weavers of Mysore Powerloom Silk Manufac- turers Cooperative Society  In order to avoid fluctuation in yarn prices, Ministry of Textiles has started Yarn bank, a first of its kind in Karnataka, to help thousand of weavers at the Mysore Powerloom Silk Manufacturers Cooperative Society by ensuring steady supply of NGT imposes Rs 100 crore penalty on Andhra Pradesh gov- silk yarn and zari. ernment  The Centre aided bank will purchase yarn at the wholesale The National Green Tribunal has slapped an interim penalty of Rs rate from producers, then it will be sold to the subscribing 100 crore on the Andhra Pradesh government for inaction to prevent weavers at reasonable rates to sustain production. illegal sand mining in the state. A bench, headed by NGT  Currently, the weavers from southern Karnataka have to Chairperson Justice Adarsh Kumar Goel, directed the chief secretary source yarn locally through agents and wholesalers. of Andhra Pradesh to forthwith prohibit all unregulated sand mining. Bihar celebrated its 107th foundation day Maharashtra has Highest Number of Polluted Rivers in In- Bihar is celebrating its 107th foundation day, a number of dia programmes have been organized throughout the state on the Maharashtra has the highest number of polluted rivers stretches in occasion. Bihar Diwas (Bihar Day) is observed every year on the country according to the National Green Tribunal (NGT). March 22, marking the formation of the state of Bihar. It was on Maharashtra also has the most number of polluted cities and towns.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 31 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 this day when the British carved out the state from Bengal  ‘Kandhamal Haldi’, a variety of turmeric indigenous to Presidency in 1912. southern Odisha, has earned the Geographical indication (GI) tag from Intellectual Property India, an organization 84th Foundation Day of Odisha celebrated on 1st April functioning under the auspices of the Union ministry of Odisha celebrates its Foundation day on 1st April every year to commerce & industry. commemorate the sacrifices of people for the formation of Odisha  For the second year in succession, Telangana ranks number province in 1936. The Odisha Day is also known as “Utkal Divas”. 1 in the e-Learning training program of theDepartment Earlier, Odisha was a part of Bihar; it became the first state to be of Personnel and Training (DoPT), Government India. formed on the linguistic basis in 1936.  According to a new international study on childhood poverty, the northeastern state of Tripura occupies the MHA gives approval for renaming ‘Durjanpur’ in MP as second position in India in terms of child marriages among ‘Shivdham’ girls between the age of 15 and 19 years. The Central Government has given its approval for the proposal  Project Kannamma is an initiative by Rotary Club of of the Madhya Pradesh State Government, to change the name of Madras North to provide biodegradable sanitary napkins a village in Madhya Pradesh from ‘Durjanpur‘ to ‘Shivdham’. under the brand name, “Aavaram” to the girl students in Durjanpur is situated in Katni District of Madhya Pradesh. government schools of Tamil Nadu.  An Android-based application named “Sahulat” was NEWS IN BRIEF launched to facilitate and to encourage the elder voters  Assam’s most awaited festival – the Rongali Bihu, also for participating in the elections in Jammu and Kashmir’s known as ‘Bohaag Bihu’ which marks the beginning of Rajouri district. the new Assamese calendar year started. Assam celebrates major agricultural events as the festival of Bihu. 

for promoting the strategic partnership between Russia & India. The UAE also awarded Narendra Modi with the Zayed Medal. UAE honoured PM Narendra Modi with Zayed Medal The United Arab Emirates honoured PM Narendra Modi with its highest decoration, Zayed Medal in recognition of his “pivotal role” in strengthening ties between the two nations. India and UAE are one of the largest trade partners for each other and have made robust investments bilaterally with bilateral trade amounting to almost USD 50 billion in 2017. The UAE accounts for 8 percent of India’s oil imports and is the fifth largest supplier of crude oil to India. Zayed Medal  The Zayed Medal is the highest decoration of the UAE awarded to kings, presidents and heads of states.  The honour has previously been conferred on the leaders of several countries including Russian SaraswatiSamman for the year 2018 President Vladimir Putin, Chinese President Xi Jinping, Telugu poet K Siva Reddy has been selected for SaraswatiSamman and Queen of the United Kingdom Elizabeth II. for the year 2018. He is being honored with this prestegious award List of major International Awards conferred upon Prime Minister for his collection of poetry titled ‘PakkakiOttigilite’. The award Modi carries a cash prize of 15 lakh rupees, a citation and a plaque.  PM Narendra Modi conferred with first-ever Philip Russia Honours PM Narendra Modi with its Highest Civil- Kotler Presidential Award 2019.  PM Narendra Modi awarded with prestigious Seoul ian Award Peace Prize 2018 for ‘Modinomics’. Russian President Vladimir Putin has signed the decree to award  PM Modi honoured with UN Champions of the Earth Prime Minister Narendra Modi the Order of the Holy Apostle Award 2018. Andrew the First-Called, the highest civilian award of the country

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 PM Modi conferred with ‘Grand Collar of the State of Vyas Samman 2018 Palestine’. Hindi writer LeeladharJagudihonoured with Vyas Samman 2018  Prime Minister Narendra Modi awarded with Amir for his collection of poems ‘Jitne Log Utne Prem’. The award is Abdulla Khan Award of Afghanistan. given annually to outstanding literary work in Hindi authored by  PM Modi conferred with King Abdullaziz Sash Award Indian citizen which has been published in the last decade.It was of Saudi Arabia. started in 1991 by the KK Birla Foundation.It carries monetary Utkarsh Bangla, SabujSathi bag prestigious UN awards amount of Rs. 4 lakh. West Bengal’s Utkarsh Bangla and SabujSathi schemes have won Peter Tabichi has won the Global Teacher Prize for 2019. the prestigious World Summit on the Information Society (WSIS) A Maths and Physics teacher from a secondary school in a remote awards under the United Nations. village in Kenya has won the $1 million Global Teacher Prize for About Utkarsh Bangla:Under Utkarsh Bangla, skill development 2019. Global Teacher Prize is an annual US $1 million award by training is given to youths. Several centres have been opened and the Varkey Foundation to a teacher who has made an outstanding youths are being given training there. The trained youths are then contribution to the profession absorbed in different industries. About SaboojSathi:SaboojSathi is a scheme for distribution of ESPN India launches its first-ever multi-sport annual awards bicycles to the students of class IX to XII studying in Govt. run  Sportsperson of the Year (Male) : Neeraj Chopra and Govt. aided Schools and Madrashas. (Athletics)  Sportsperson of the Year (Female) : P V Sindhu Dost Education Wins $25,000 Global Tech Prize (Badminton) India’s education technology startup ‘Dost Education’ won a  Comeback of the Year : SainaNehwal (Badminton) $25,000 tech prize along with two other winners from Tanzania  Coach of the Year : Jaspal Rana (Shooting) and Egypt. The Next Billion Edtech Prize 2019, run by UK-based  Emerging Sportsperson of the Year : Saurabh Chaudhary Varkey Foundation, recognizes the most innovative technology (Shooting) destined to have a radical impact on education in low income and  Team of the Year : Women’s team (Table tennis) emerging world countries.  Match of the Year : Amit Panghal vs HasanboyDusmatov (Boxing) Mukesh Ambani tops Forbes List of World’s Richest Sports  Differently-abled athlete of the Year : Ekta Bhyan (Para- Team Owners athletics) The chairman and managing director of Reliance Industries Limited  Moment of the Year : Women’s 4x400m relay (RIL), Mukesh Ambani tops with a net worth of around $50 billion.  Lifetime Achievement Award : Pradip Kumar Banerjee Ambani bought the Indian Premier League (IPL) team Mumbai (Football) Indians for over $100 million through RIL’s 100 percent subsidiary IndiaWin Sports. 64thFilmfare Awards 2019 Sponsored by Vimal Elaichi : Complete List 16-year-old activist nominated for Nobel Peace Prize Best Actor In A Leading Role (Male): Ranbir Kapoor for ‘Sanju’ 16-year-old Swedish environmental activist Greta Thunberg has Best Actor In A Leading Role (Female): Alia Bhatt for ‘Raazi’ been nominated for a Nobel Peace Prize in recognition of her work Critics Best Actor in Leading Role (Male): Ranveer Singh for leading a youth campaign to halt climate change. She skipped ‘Padmaavat’ &AyushmannKhurrana for ‘Andhadhun’ school to sit in front of the Swedish Parliament demanding that the Critics Best Actor in Leading Role (Female): Neena Gupta for government do something about climate change. If she wins, Greta ‘Badhaai Ho’ would become the youngest person to receive the Nobel Peace Best Director: Meghna Gulzar for ‘Raazi’ Prize. Best Film (Popular): ’Raazi’ Mathematician Karen Uhlenbeck becomes 1st woman to Win Best Short Film (Popular Choice): ’Plus Minus’ Abel Prize Best Short Film (Fiction): ’Rogan Josh’ University of Texas professor Karen Uhlenbeck (76-year) has Gulshan Kumar Award for Best Music Album: Sanjay Leela become the first woman to win the Abel Prize, a mathematics Bhansali for ‘Padmaavat’ honour first given in 2003. She was awarded for the impact of her President Kovind honoured with Croatia’s highest civilian work on “analysis, geometry and mathematical physics”.The award order was awarded by the Norwegian Academy of Science and Letters in President Ram Nath Kovind was honored with Croatia’s highest Oslo. civilian order - The Grand Order of the King of Tomislav. Kovind Marcelo Gleiser Wins Templeton Award is in the European country as part of his eight-day three-nation A Brazilian physicist and astronomer Marcelo Gleiser have won visit to Croatia, Bolivia and Chile to further strengthen bilateral the 2019 Templeton Prize for his work blending science and ties between India and the three countries. President Ram Nath spirituality.Templeton prize is often referred to as “Nobel Prize of Kovind also participated in the India-Croatia Economic Forum Spirituality”. meeting.

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Amartya Sen Awarded Oxford University’s Bodley Medal  The recipients will be awarded a USD1 million prize, Nobel Prize-winning economist Amartya Sen (85-years) has been with financial support provided by Google. awarded the prestigious Bodley Medal, the highest honour bestowed by the University of Oxford’s world-famous Bodleian NEWS IN BRIEF Libraries. The Medal is awarded to individuals who have made  Tata Steel has been named as the ‘Global Slag Company outstanding contributions to the fields in which the Bodleian is of the Year’ at the 14th Global Slag Conference and active, including literature, culture, science and communication. Exhibition 2019.  The National Mission for Clean Ganga (NMCG) was PravasiBharatiyaSamman Award conferred upon Dr. awarded the distinction of “Public Water Agency of the Rajendra Kumar Joshi Year” by Global Water Intelligence. Dr. Rajendra Kumar Joshi, the founder and chairman of the RUJ  Indonesian Eni Nuraeni was named by Asian Athletic Group has been conferred with the prestigious Association (AAA) as the best athletic coach in Asia for PravasiBharatiyaSamman Award . He was awarded by the Embassy the short-haul run category this year Eni coaches sprinter of India in Switzerland, on behalf of the President of India with a Lalu Muhammad Zohri to win 100m gold in 2019 Grand commendation letter and a medal.The PravasiBharatiyaSamman Prix Malaysia Open championships. Award (PBSA) is the highest honour which is conferred on Non-  The 2019 UNESCO/Guillermo Cano Press Freedom Prize resident Indians by the President of India for their significant has been awarded to 2 Reuters reporters Wa Lone and contributions towards bringing honour and glory to India. Kyaw SoeOo. The jury has recognised their exceptional courage in reporting on alleged human rights violations in Turing Award honoured pioneers of AI the Myanmar’s state of Rakhine.  Three trailblazers in artificial intelligence have been  A viral image of a 2-year-old Honduran asylum seeker honoured with the 2018 Turing Award by the Association crying at the US-Mexico border has been named 2019 for Computing Machinery (ACM). World Press Photo of the Year. The photo titled ‘Crying  YoshuaBengio (Element AI founder and University of Girl on the Border’ was taken by Getty Images Montreal professor), Geoffrey Hinton (University of photojournalist John Moore Toronto faculty member and Google Brain researcher)  After the honorary doctorates from The University of and Yann LeCun (Facebook chief AI scientist and NYU Bedfordshire and The University of Edinburgh, superstar professor) were named the recipients of the award by Shah Rukh Khan has received an honorary doctorate in the Association for Computing Machinery (ACM). Philanthropy by The University of Law, London.  The three developed conceptual and engineering  Hero MotoCorp Chairman, Dr. Pawan Munjal has been foundations for AI by making deep neural networks a honoured by the Asian Tour with a “Special Achievement critical component of computing. Award” for his contributions to Asian Golf, at the  Turing Award “for conceptual and engineering concluding ceremony of Hero Indian Open Golf breakthroughs that have made deep neural networks a tournament, held at Gurugram, Haryana. critical component of computing”. 

WORLD David Malpass: The Executive Directors of the World Bank unanimously selected American man David R. Malpass as 13th President of the World Bank Group for a five-year term beginning on Tuesday, April 9, 2019. He has replaced Former World Bank President Jim Yong Kim who left in January 2019. Benjamin Netanyahu: Prime Minister Benjamin Netanyahu has won the Israeli national election, securing a record fifth term in office. Nicholas Koumjian: The UN Secretary-General, Antonio Guterres announced the appointment of Nicholas Koumjian of the United States as the head of the Independent Investigative Mechanism for Myanmar. International criminal justice lawyer Nicholas Koumjian will serve as the first head of the Independent Investigative Mechanism (IIM) for Myanmar, which was established by the Human Rights Council in September 2018 and

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 34 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 welcomed by the UN General Assembly in December 2018. as the Flag Officer Commanding in Chief of the Eastern Naval Abdelkader Bensalah: Algeria’s parliament named the 76-year- Command in Visakhapatnam. old Abdelkader Bensalah, leader of the upper house, as interim Justice Pradeep Nandrajog: He took oath as the new Chief Justice president. This appointment comes after former President of the Bombay High Court. He was administered the oath by Abdelaziz Bouteflika ended his 20-year reign following mass Maharashtra Governor C Vidyasagar Rao at the Raj Bhavan. protests. Neha Upadhyaya: A social entrepreneur from India Neha AzaliAssoumani:AzaliAssoumani was re-elected as the President Upadhyaya founded GUNA Organics in 2014 that provides of Comoros after defeating his closest rival, MohamoudouAhamada ethically-sourced organic food products grown by rural female in the election held by the electoral commission of the Indian Ocean Indian farmers. Upadhyaya’s work has also focussed on working Archipelago. AzaliAssoumani who first took office in 2016, was with children suffering from various health issues including diabetes, credited with 60.77 percent votes whereas MohamoudouAhamada autism, and attention deficit hyperactivity disorder (ADHD). got only 14.62 percent votes. Shambhu S Kumaran Shambhu S Kumaran, a 1995 batch Indian Jean-Michel Lapin: President of Haiti, Jovenel Moise announced Foreign Service (IFS) officer has been appointed as next India’s that Jean Michel Lapin will be the new prime minister of Haiti. Ambassador to Kingdom of Morocco.He presently works as a Capital- Port-au-Prince, Currency- Gourde. Joint Secretary in the Ministry of Defence. He will succeed Dr. Lori Lightfoot: Chicago has created history by electing an African- Kheya Bhattacharya. American woman as its mayor for the first time. Graham Reid: Former Australian field hockey player Graham Abdelkader Bensalah: Algeria’s parliament confirmed Abdelkader Reid (54-years) has been appointed as the men’s national team Bensalah as the new interim president of the country, following chief coach till the end of 2020. Graham Reid was a member of the resignation by the ailing Abdelaziz Bouteflika. team that won the silver medal at the 1992 Summer Olympics in Manu Sawhney: Manu Sawhney took over as the International Barcelona, Spain. Cricket Council (ICC) Chief Executive Officer (CEO). Sawhney Vikram Nath: Senior judge of Allahabad high court, Justice Vikram has been working alongside the outgoing CEO David Richardson Nath, was appointed as the first Chief Justice of Andhra Pradesh for the last six weeks to ensure a smooth transition within the High Court.A collegium of Supreme Court comprising Chief Justice organisation. of India Ranjan Gogoi and judges S A Bobde and N V Ramana Mohammed Ishtayeh: The Palestinian President Mahmoud Abbas recommended the name of Justice Nath as the chief justice of the has appointed Mohammed Ishtayeh as the new Prime Minister. AP High Court. Mohammed Ishtayeh will succeed Rami Hamdallah. Praful Patel: Praful Patel, the President of All India Football Federation has become the first Indian to be elected as a member of INDIA the FIFA Executive Council. Patel’s term in the council will be for Neomi Rao: Neomi Jehangir Rao, a prominent Indian-American a period of four years, from 2019 to 2023. lawyer, has been sworn in as U.S. Circuit Judge for the District of Najma Akhtar: The Ministry of Human Resources and Columbia Circuit Court of Appeals. Development has issued a statement about appointing Professor Pramod Sawant:Goa Legislative Assembly Speaker and Bharatiya Najma Akhtar as vice–chancellor of Jamia Millia Islamia University Janata Party (BJP) leader, Pramod Sawant was sworn-in as the (JMI) by the President of India. She has been appointed for a 11th Chief Minister of Goa in a late-night ceremony, hours after period of five years. Professor Najma Akhtar will be the first his predecessor, Manohar Parrikar was cremated with state woman to hold the post.JMI is a public central University in New honours.He was given the oath of office and secrecy by Goa Delhi. Governor Mridula Sinha. Along with the Chief Minister, Gargi Kaul: In a bureaucratic reshuffle, the Centre has appointed RamkrishnaDhavlikar of MaharashtrawadiGomantak Party (MGP) Gargi Kaul as Secretary, Defence Finance. and VijaiSardesai of Goa Forward Party were sworn in as Deputy Chief Ministers. CORPORATE AND BANKING PC Ghose:Former Supreme Court Judge Justice Pinaki Chandra N S Srinath Karur Vysya Bank appointed N S Srinath as Non- Ghose has been appointed as India’s first anti-corruption Executive Independent Chairman for a period of 3 years. ombudsman of India.His name was finalised and recommended by Kenichi Ayukawa The country’s largest carmaker Maruti Suzuki the Selection Committee comprising Prime Minister Narendra India (MSI) has re-appointed Kenichi Ayukawa as Managing Modi, Chief Justice Ranjan Gogoi, Lok Sabha Speaker Sumitra Director and CEO for a period of three years with effect from Mahajan and eminent jurist Mukul Rohatgi.The law provides for a April 1, 2019.The company’s board, which met on March 27, re- Lokpal at the Centre and Lokayuktas in states to probe cases of appointed Ayukawa on the existing terms and conditions including corruption against public servants. remuneration. VikramjitSahney: Vikramjit Singh Sahney has been elected as KarnamSekar: According to Union Government, KarnamSekar the new president of International Chamber of Commerce (ICC) (MD and CEO of the erstwhile Dena Bank) will take over as MD India. ICC India is one of the most active chapters of the ICC, the and CEO of Indian Overseas Bank from 1st July 2019. world’s apex business organisation. Keshav Murugesh: NASSCOM (National Association of Software Karambir Singh : Vice Admiral Karambir Singh will be the next and services companies), an IT industry body has appointed Keshav Chief of Naval Staff. He will be appointed after Admiral Sunil Murugesh, CEO of WNS Global Services Group as its Chairman Lanba, who retires in May this year, vacates office. He is serving

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 35 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 for 2019-20. Nasscom also designated Pravin Rao, Infosys COO Ritu Beri : Popular Indian fashion designer Ritu Beri has been UB as its Vice Chairman for 2019-20. appointed as the Cultural and Tourism Ambassador of Uzbekistan Vipin Anand:Vipin Anand has taken charge as Managing Director in India by the Ministry of Tourism of Uzbekistan. (MD)of Life Insurance Corporation (LIC)of India.The Life Insurance Corporation of India was founded in 1956, headquartered OBITUARY in Mumbai. LIC’s slogan ‘YogakshemamVahaamyaham’ is in Sydney Brenner: Biologist Sydney Brenner (92-years) passed Sanskrit which loosely translates into English as “Your welfare is away in Singapore. Brenner discovered fundamental steps in how our responsibility”. cells use DNA to make the proteins that enable life. Eicher Motors: Eicher Motors Ltd. has appointed ‘Vinod K. Con de Lange: Scotland all-rounder Con de Lange who had been Dasari’ as the chief executive officer (CEO) of Royal Enfield. Mr. diagnosed with a brain tumour has passed away at the age of 38. Dasari will also join the board of Eicher Motors as an executive director with immediate effect. The South Africa-born de Lange played 21 internationals for Rajan Anandan: Rajan Anandan, vice president for Google India Scotland, making his debut in a T20I against Ireland in June 2015. and South East Asia, and essentially heading Google in India, is Jerrie Cobb: America’s first female astronaut candidate, pilot leaving the company after an eight-year stint.Vikas Agnihotri, who Jerrie Cobb passed away in Florida at the age of 88 following a is currently serving as Google’s country director for sales, will brief illness. In 1961, Cobb became the first woman to pass take on the interim responsibility until the company finds a new astronaut testing. Altogether, 13 women passed the arduous managing director. physical testing and became famous as the Mercury 13. Kartik Chandra: Kartik Chandra Rath, a veteran dramatist, theatre RESIGN organiser, and Economics teacher passed away at the age of 70 in Abdelaziz Bouteflika: Algeria’s President Abdelaziz Bouteflika Cuttack, Odisha due to the heart attack. In 1963, he wrote the first has resigned from the post with immediate effect, ceding power in play titled ‘Ei Desha, Ei Maati’. the face of massive street protests against his 20-year rule. J. Mahendran : Noted film director J. Mahendran, 79, passed Naresh Goyal: Jet Airways Founders Naresh Goyal and wife away following a brief hospitalization. He was also seen as an Anita Goyal have stepped down from the board of the cash- actor in many films. He was also a part of the Blue Ocean Film and strapped airline. With this, Naresh Goyal ceases to be Chairman. Television Academy (BOFTA) in Chennai. Mahendran has directed Another director Kevin Knight has also resigned. several memorable films including Mullum Malarum, Johnny and Gafur Rahimov: The Amateur International Boxing Federation Nenjathai Killadhey. (AIBA) President Gafur Rahimov announced his resignation Pradeep Choubey: Renowned Hindi poet Pradeep Choubey claiming that political based discussions were harming the passed away of a cardiac arrest. Choubey (70) was the younger organizations progress. Rahimov will be replaced by an interim brother of celebrated humorist, satirist, and poet Shail Chaturvedi. president. Besides humour, he was famous for satirical comments on the system. BRAND AMBASSADOR SK Shivakumar: Former Director of Indian Space Research Gauri Sawant: The Election Commission of India has appointed Organisation Satellite Centre (ISAC), SK Shivakumar died at the transgender social activist Gauri Sawant, as one of the 12 election age of 66 in Bengaluru. He hailed from Mysuru, Karnataka. He ambassadors from Maharashtra. was part of the team which had developed telemetry system for Mithali Raj: Indian women’s cricket team captain Mithali Raj has been named the goodwill ambassador of Team India at the Street India’s first moon mission Chandrayan – I. Child Cricket World Cup (SCCWC). Mithali joins IPL franchise Prafulla Rajguru : Veteran journalist and academician Prafulla Rajasthan Royals and former captain Sourav Ganguly in supporting Rajguru passed away at the age of 82. the team. Valery Bykovsky: Russian cosmonaut Valery Bykovsky, who Rima Das :Rima Das joined Toronto International Film Festival’s made the first of his three flights to space in 1963, passed away.In Share Her Journey as their official ambassador. TIFF launched the June 1963, He first flew to space as a member of the Vostok-5 5-year campaign in 2017 with a view to increase participation, crew. He was a recipient of the Hero of the Soviet Union and Order skills, and opportunities for women behind and in front of the of Lenin awards. camera. Ashita: Celebrated Malayalam writer and poet Ashita passed away Aamir KhaN: PhonePe (UPI based payment App Company) has Scott Walker: Scott Walker, one of the most innovative and appointed Bollywood actor Aamir Khan as its Brand enduring songwriters of the 20th century, has died aged 76. Ambassador.PhonePe is one of India’s fastest growing payment Anasuya Devi: Kala Prapoorna awardee, Vinjamuri Anasuya Devi platform and is based on UPI. passed away at the age of 99 due to illness in the USA. Girish Gowda: The state Election Commission roped in Girish N. Gowda, paralympic high jumper as the election ambassador of the  Karnataka. A decision in this regard was announced by the state election commissioner Sanjeev Kumar.

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Dhanbad, the coal capital of India scored 95.3 percent and become the number one city in terms of highest 4G availability in India by the report name ‘OpenSignal’s hottest city for 4G Availability’. Ranchi which has 95% of 4G Availability, ranked second and Srinagar ranked third with the score of 94.9% on the list with 4G Availability. ICF Chennai overtakes Chinese firm as largest rail coach maker Integral Coach Factory (ICF), Chennai has overtaken China’s largest coach manufacturing unit to become the largest rail coach maker in the world. From April 2018 to February 2019, ICF manufactured 2,919 coaches, while the biggest Chinese firm produces around 2,600 coaches/year.

India’s First Foreign Interactive Bird Park Launched In Mumbai India’s first exotic Bird Park ‘Essel World Bird Park’ Vijaywada Railway Station Gets ‘Gold Rating’ For Green was launched by EsselWorld Leisure Pvt. Ltd, the entertainment Measures arm of the $6-billion Essel Group in Mumbai. The Park is spread Vijayawada railway station, one of the busiest railway junctions in the country, has received Gold Rating by the Indian Green Building over 1.4 acres of land and surrounded by flora and fauna. It is home Council. Council Chairman Meka Vijaya Sai presented the gold to over 500 exotic birds from more than 60 species of flying, rating shield to Divisional Railway Manager R Dhananjayulu. The terrestrial and aquatic birds and has 200 species of special plants station boasts of 100 per cent LED lighting,five star rated fans, and trees for the birds. pumps and motors and solar. First-Of-Its-Kind ‘Voter Park’ Inaugurated In Gurugram Guwahati Railway Station first to get ISO Certification in India’s first-of-its-kind ‘Voter Park’ was inaugurated in Gurugram, India Haryana, aimed at increasing voter awareness and educating people  The Guwahati Railway Station (in Assam) has become about the electoral process. Haryana Chief Electoral Officer Rajeev the first ever railway station in the Indian Railways to Ranjan inaugurated the park. The objective of establishing Voter get an ISO certification (ISO-14001) from the National Park was also to motivate eligible people to vote in the Lok Sabha Green Tribunal (NGT) for “providing passenger election so that they can contribute to the progress of the country. amenities in a clean and green environment.”  Guwahati Railway Station is ISO-14001, which is for NEWS IN BRIEF Environment Management System as per international  China’s Shanghai claimed to have the world’s first district norms which were upgraded in 2015. with 5G coverage and a broadband gigabit network. It  In April 2017, Guwahati railway station became the first has conducted trial runs of the 5G network. railway station to run entirely on solar power.  The world’s largest airplane a Stratolaunch’s behemoth named “Roc” has made its first test flight in California, Phayeng Village of Manipur tagged as India’s first carbon- over the Mojave Desert . positive settlement  Chennai Central railway station has been renamed by Phayeng, a scheduled caste village of the Chakpa community in the Tamil Nadu State Government as Puratchi Thalaivar Imphal West district of Manipur has been tagged as India’s first Dr MG Ramachandran Central Railway Station after its carbon-positive settlement. it has been revived from the dry and late Chief Minister and founder of the Chennai’s ruling denuded village through the sheer determination of its residents govt All India Anna Dravida Munnetra Kazhagam and funding under National Adaptation Fund for Climate Change (AIADMK), Dr. MG Ramachandran. (NAFCC), which is a central scheme launched in 2015-16 to support adaptation for climate change impact in various states. Dhanbad in Jharkhand scored 95.3% in terms of the high-  est 4G availability in India

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Shot putter Manpreet banned for dope flunk  Asian champion shot putter Manpreet Kaur (29-years) has been banned for four years by the National Anti-Doping Agency (NADA) for flunking four dope tests in 2017.  According to an order of the anti-doping disciplinary panel (ADDP) of the NADA, the period of suspension would begin from 20th July 2017. India bow out of 2020 Olympic Qualifying tour- nament  In Football, Indian women’s team bowed out of the 2020 Olympic Qualifying tournament in Mandalay on goal difference despite a 3-3 draw against Myanmar eves. Virat Kohli and Smriti Mandhana named Wisden’s ‘Leading Cricketer’  India captain Virat Kohli was on Wednesday named the Leading Cricketer in the World and Lin Dan won 2019 Malaysian Open Badminton singles title featured in Wisden’s Five Cricketers of the Year,  Chinese veteran Lin Dan (36-years) has won the by the Wisden Cricketers’ Almanack.. Malaysian Open Badminton singles title in the men’s  Team India opener Smriti Mandhana has been named as final at Axiata Arena Kuala Lumpur, Malaysia.He the Wisden Almanack’s ‘Leading Women’s Cricketer of defeated countryman Chen Long 9-21, 21-7, 21-11. the Year’.  Lin Dan is a two-time Olympic champion, five-time  Wisden Cricketers’ Almanack (“The Bible of Cricket”) World champion, as well as a six-time All England is a cricket reference book issued annually in the United champion. Kingdom  In the women’s singles final top seed Tai Tzu Ying (Taiwan) saw off Japanese Akane Yamaguchi 21-16,21- Meena Kumari Maisnam clinches gold in Boxing World Cup 19.  Meena Kumari Maisnam claimed the gold medal in the  The 2019 Malaysia Open (9th) badminton tournament 54 kg category at the Boxing World Cup at Cologne in took place at Axiata Arena in Malaysia. Germany.  She defeated Thailand’s MachaiBunyanut in the Final. World’s oldest soccer player Isaak Hayik sets Guinness  Sakshi in 57 kgs and PwilaoBasumatary in 64 kgs had to record settle for Silver medals.  Israel’s soccer player Isaak Hayik (73-years) broke the record after playing as a goalkeeper in an afternoon game Lewis Hamilton clinched Formula One’s 1000th race title British racing driver, Lewis Hamilton has achieved his 75th career with Israel’s Ironi Or Yehuda soccer club.  The Iraqi-born keeper was officially recognised in an victory in Formula One’s 1000th race at the Chinese Grand Prix.He has delivered a crushing performance to win this title. award ceremony attended by representatives from the Guinness World Record organisation. Ajay Singh appointed as the Head of AIBA Elite foundation Virat Kohli becomes all-time leading IPL scorer  India’s boxing chief Ajay Singh has been elected as the president of the Foundation Board for Better Boxing of  Virat Kohli overtook Suresh Raina to become the leading AIBA (International Boxing Association) for a tenure of run-scorer in the Indian Premier League. 4 years.  Up against Kolkata Knight Riders, Kohli also became  Currently, Mr. Singh is the president of the Boxing the 2nd fastest after Chris Gayle to reach 8000 T20 Federation of India. runs.  Till date, Virat Kohli and Suresh Raina are the only two Dominic Thiem beats Roger Federer to win Indian Wells players to score 5000 runs in the IPL. Both men got to title the landmark this year.  Australia’s Dominic Thiem defeated Switzerland’s Roger  Rohit Sharma (Mumbai Indians) is 3rd in the list of most Federer in the men’s singles final of the BNP Paribas runs in the IPL with 4600 runs. Open in California.  David Warner (Sunrisers Hyderabad) is 4th with 4278  He defeated Federer 3-6,6-3,7-5 in the final. runs.

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Bianca Andreescu beat Angelique Kerber to win Indian Wells  Men’s Doubles : FajarAlfian and Muhammad title RianArdianto (Indonesia)  Canadian teenager Bianca Andreescu stunned three-times  Women’s Doubles : Chang Ye-na and Jung Kyung-eun Grand Slam champion Angelique Kerber to win the BNP (South Korea) Paribas Open title.  Mixed Doubles : Mathias Bay-Smidt and RikkeSoby  She defeated Angelique Kerber by 6-4 3-6 6-4 to win the Hansen (Denmark) title. India won 368 medals (85 Gold, 154 Silver & 129 Bronze) at Afghanistan win their first-ever Test match the Special Olympics World Summer Games, which was held  Afghanistan defeated Ireland by seven wickets to win at UAE’s Abu Dhabi from March 14 to 21. their first-ever Test match in Dehradun. Indian powerlifters bagged the maximum number of medals including  Earlier, Afghanistan had won the T20I series 2-0 and the 20 gold, 33 silver and 43 bronze.The next Special Olympic Games ODI series was level at 2-2 with one game getting washed are set to take place in Sweden in 2021. out.  Afghanistan gained Test status in 2017. Tokyo 2020 Olympics torch unveiled  Earlier, Afghanistan had won the T20I series 2-0 and the  Organisers of the Tokyo 2020 Olympics unveiled a ODI series was level at 2-2 with one game getting washed cherry-blossom shaped torch for the Games. out.  The top part of the torch is shaped in the traditional emblem of the sakura, or cherry blossom. India finished second in medal tally at Asian Youth C’ships  The shiny rose-gold torch, which is 71 centimeters long  India finishes second in medal tally at Asian Youth and weighs 1.2 kilograms, uses aluminium construction Athletics Championship in Hong Kong. waste from temporary housing built for victims of the  India won total of 26 medals including 8 gold, 9 silver 2011 earthquake and tsunami. and 9 bronze medals.  Fukushima was chosen as the starting point for the  China topped the overall medals tally with 31 medals Olympic torch relay. that included 12 gold, 11 silver and eight bronze medals.  Japan has dubbed the 2020 Games the “Reconstruction  Japan finished third with 20 medals that included 6 Gold, Olympics” and wants to showcase recovery in regions 8 Silver and 6 bronze. devastated by the disaster. PCB paid Rs 11 cr as compensation to BCCI Deal signed to host T10 league for five years in Abu Dhabi  The Pakistan Cricket Board (PCB) has paid  The Zayed Cricket Stadium in Abu Dhabi will be the approximately $1.6 million as compensation to the Board new home of T10 cricket for the next five years, starting of Control for Cricket in India (BCCI) after losing a case with the 2019 season. in the ICC’s Dispute Resolution Committee. The  In Cricket, there are two short formats so far, that is, information was shared by PCB Chairman Ehsan Mani ODI and T-20. Now, brace for T-10. on March 18, 2019.  The shortest form of the game will now be played  The PCB Chairman stated that the PCB had incurred exclusively at Zayed Cricket Stadium. costs of around $2.2 million on the compensation case  The first match of the T10 League 2019 will be held on which they had lost. Besides the amount paid to India to October 23. cover the costs of the case, the other expenses included legal fees and travel. Raina become the first player to score 5,000 IPL runs  Suresh Raina added another feather to his illustrious cap India to host FIFA U-17 Women’s World Cup 2020 in Chennai as the Chennai Super Kings’ (CSK) batsman  Gianni Infantino, the President of International Football became the first in the Indian Premier League (IPL) Federation (FIFA), on March 15, 2019 announced that history to amass 5,000 runs. India will host the U-17 Women’s World Cup in 2020.  The Uttar Pardesh cricketer also has 35 fifties in the  The 2020 World Cup will be the seventh edition of the league beside a century, averaging 34.27. U-17 Women’s tournament.  Raina is followed by India skipper Virat Kohli, who has  The announcement was made during the FIFA Council 4,954 runs from 164 games, containing four hundreds meeting in Miami, USA. and 34 fifties.  The U-17 Women’s World Cup will be the second FIFA tournament that India will be hosting, the first was the Sultan Azlan Shah Cup 2019 Men’s Hockey tournament U-17 Men’s World Cup held in 2017. began in Ipoh,Malaysia The Sultan of Azlan Shah Cup Men’s Hockey tournament (28th 2019 Swiss Open (badminton) Winners edition) has begun in Ipoh, Malaysia (23rdto 30th March 2019).  Men’s Singles : Shi Yuqi (China) [He defeated India’s Sai The ‘Sultan Azlan Shah Cup’ is an annual international men’s field Praneeth] hockey tournament held in Malaysia.  Women’s Singles : Chen Yufei (China) The tournament is named after the ninth Yang di-PertuanAgong (King) of Malaysia, Sultan Azlan Shah.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 39 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 India beat Nepal to win 5th SAFF Women’s C’ship title Saurav Ghosal moved up two places to become the first Indian The Indian women’s football team won the SAFF Women’s male squash player to break into the top 10 of the latest PSA Championship title for the fifth straight time with a 3-1 win over (Professional Squash Association) world ranking. At Present, Nepal in the final at Biratnagar, Nepal. With this, India also extended JoshnaChinappa is India’s best female squash player (Ranked 15th) its unbeaten run in the tournament’s history to 23 matches. and Saurav Ghosal is India’s best Male Squash Player (Ranked 10th). International Boxing Federation President Gafur Rahimov resigned Former ESPN Star Sports MD Manu Sawhney took his ICC  The International Boxing Federation (AIBA) President Chief Executive charge Gafur Rahimov has announced his resignation claiming Former ESPN Star Sports MD, Manu Sawhney has formally joined that political based discussions were harming the International Cricket Council (ICC) as its Chief Executive Officer organization’s progress. (CEO). David Richardson will continue in ICC until July 2019 to  The International Boxing Association (AIBA) is a sports direct the Men’s Cricket World Cup 2019. organization that sanctions amateur (Olympic-style) boxing matches and awards world and subordinate 2019 Miami open held in Florida championships. 2019 Miami Open which was the 35th edition of Miami Open, held at Miami Gardens in Florida, USA. Infosys joined hands through Roland-Garros to provide digi- tal solution for French Open tennis tournament Category Winner Runner Up  IT company Infosys joined hands through Roland-Garros Men’s Single Roger Federer John Isner (USA) (Switzerland) with a three-year partnership agreement to provide digital Ashleigh Barty Karolina solution for French Open tennis tournament, also called Women’s Single (Australia) Pliskova (Czech Roland-Garros to be held in Paris, France. Republic)  This agreement will enhance the game by providing fans, players and coaches with a new experience in digital technologies such as artificial intelligence, big data and Lewis Hamilton grabs Bahrain Grand Prix 2019 analytics, mobility, virtual and augmented reality. Five times world champion Lewis Hamilton of Mercedes captured Bahrain Grand Prix 2019 title by beating Mercedes Valtteri Bottas Savita Punia to lead Indian women’s hockey team in Malay- of Finland who secured second position. It was Hamilton’s 74th sia tour win of his career and 1st of this season.  Goalkeeper Savita will captain an 18-strong Indian women’s hockey team for the five-match series against ICC to join hands with Interpol to fight corruption in sport Malaysia starting from 4th of April. The International Cricket Council (ICC) has sought closer working  Hockey India announced that Savita will stand in for relations with the Interpol to widen the scope of its fight against regular skipper Rani Rampal, who is nursing an injury. corruption in the sport.  Rajani Etimarpu has joined the squad as the second The idea is to ensure that players are better educated about the goalkeeper. corruptors and Interpol’s vast network would be helpful in this.

Retired Justice DK Jain to serve as BCCI’s ad-hoc Ethics FIFA world football rankings 2019 Officer  FIFA has released world football rankings.  BCCI’s newly appointed Ombudsman, Retired Justice  India rose two points and gets 101st rank while Belgium D K Jain will now also serve as the cricketing body’s tops the list. ethics officer till such a time that someone permanent is  FIFA said in its report, there were 150 games played appointed to the post. across the globe during the international period, things remain tight at the top of the FIFA World Ranking as the South Korea won Azlan Shah Hockey Cup by defeating India top three remained unchanged. India was defeated by the South Korea in the penalty shootout of  Belgium (1st, unchanged) maintained a slender lead over the final of Sultan Azlan Shah Cup 2019. 17th Ranked South 2018 FIFA World Cup winners France (2nd, unchanged). Korea defeated World number 5, India to won the Sultan Azlan  Brazil (3rd, unchanged), however, are looking over their Shah Cup which was held at Azlan Shah Stadium in Ipoh, Malaysia. shoulders somewhat as England (4th, up 1) leapfrogged World Cup finalists Croatia (5th, down 1). India’s first professional Kho-Kho league “Ultimate Kho- Kho” launched The Kho-Kho Federation of India (KKFI) has launched a franchise-  based league for the sport named ‘Ultimate Kho-Kho’. Indian Squash player Saurav Ghosal became the first Indian to move in top 10 Squash world ranking

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United States of America, Russia and China have achieved this. China launched its 2nd Generational data re- lay satellite, Tianlian II-01 China successfully launched its first second generational data relay satellite named Tianlian II- 01 with the help of a Long March-3B Carrier rocket from Xichang Satellite Launch Centre in Sichuan Province. It was the 301st mission of the Long March carrier rocket series. NASA plans to land astronauts on Mars by 2033 After plans to land American astronauts on the Moon by 2024, four years ahead of its previous schedule, NASA now proposes to put humans on Mars by 2033. At a congressional hearing on NASA’s budget in fiscal year 2020, NASA administrator Jim Bridenstine cited the goal of putting astronauts on Mars by 2033 NASA Chooses SpaceX to Launch First Ever India becomes the 4th country to conduct A-SAT missile test Asteroid-Walloping Mission in 2021 “Mission Shakti” successfully SpaceX, a private Aerospace company, will provide launch services  India has proved its capability of defending its outer for NASA’s Double Asteroid Redirection Test (DART) mission, space assets after Defence Research and Development the first-ever mission to redirect an asteroid. DART mission, $69 Organisation (DRDO) has conducted a successful Anti- million contract, will blast off aboard a Falcon 9 rocket from Satellite (ASAT) missile test “Mission Shakti” from the Vandenberg Air Force Base, California in June 2021.In October Dr APJ Abdul Kalam Island (earlier, Wheeler island) in 2022, the spacecraft will smash into “Didymoon,” the 540-foot- Odisha. wide (165 meters) satellite of Didymos,a near-Earth asteroid.  The target was hit by the DRDO developed Ballistic Missile Defence (BMD) Interceptor Missile, in Low Scientists to release landmark image of black hole Earth Orbit (LEO) in a “Hit to Kill” mode at a height of A team of international scientists is likely to unveil the landmark 300 km from the earth’s surface. The satellite used as photo of a black hole captured through the Event Horizon Telescope target in the mission was one of India’s existing satellites. project. Black holes are objects so dense that no matter and not  Mission Shakti is a joint programme of DRDO and the even light can escape their gravity, and since nothing can travel Indian Space Research Organisation (ISRO). faster than light, nothing can escape from inside a black hole,  There are many countries which have A-SAT capability making them extraordinarily difficult to observe. but it has been demonstrated by only 4 countries: United States, Russia, China and India. Scientists created world’s first gene-edited Lizardeven in reptiles ISRO launched 29 satellites including EMISAT Scientists have been altering the genes of mice, pigs, goats, chickens  Indian space agency, Indian Space Research Organization and butterflies for quite some time. But even as CRISPR, a (ISRO) launched the electronic intelligence satellite transformative gene-editing tool, made seemingly impossible genetic EMISAT along with 28 other satellites of global alterations possible. customers.  These 28 satellites, together weighing about 220 kg, India to launch electronic intelligence satellite Emisat belong to Spain (1), Lithuania (2), Switzerland (1) and ISRO to launch an electronic intelligence satellite Emisat for the the United States (24). These include 20 Flock-4A Defence Research Development Organisation (DRDO) along with satellites and 4 Lemur satellites. 28 third party satellites using a new variant of its Polar Satellite  The satellites were launched aboard the PSLV-C45 from Launch Vehicle (PSLV) rocket. Satish Dhawan Space Center in Sriharikota, Andhra Pradesh. CMFRI Signs Agreement With ISRO To Save Coastal Wet-  This was the 47th mission for ISRO’s Polar Satellite lands Launch Vehicle (PSLV) Programme and was the 71st The Central Marine Fisheries Research Institute (CMFRI) and launch vehicle mission from Sriharikota. the Indian Space Research Organisation (ISRO) have joined hands  With this, India became the 4th largest space power in to map, validate and protect smaller wetlands in coastal regions. the world. Till now, only three countries in the world – The programme is aimed at restoring them through coastal

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 41 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 livelihood programmes. The MoU was signed between the CMFRI a perfectly circular dark hole. The ‘Event Horizon Telescope’ and the Space Applications Centre of ISRO to develop a mobile captured the image from the galaxy that is 50 million lightyears app and a centralised web portal that will have a comprehensive away. database of wetlands that are smaller than 2.25 hectares in the Flipkart has deployed over 100 AI robots country. E-commerce major Flipkart has deployed over 100 Artificial South Korea Launches World’s First National 5G Networks Intelligence-powered robots to sort customers’ packages according South Korea launches the world’s first fully-fledged 5G mobile to their location at its Bengaluru delivery centre. It is India’s 1st networks. The system will bring smartphones near-instantaneous robot-based sortation technology. The robots help process 4,500 connectivity 20 times faster than the existing 4G allowing users to shipments an hour at twice the human speed with 99.9% accuracy. download entire movies in less than a second.It is crucial for the IIT Madras tied up with GE to set up India’s first ‘Cold Spray’ future development of devices ranging from self-driving vehicles SMART Lab that send data traffic to one another in real time, industrial robots, American conglomerate, General Electric in association with IIT drones and other elements of the Internet of Things. Madras,established India’s first ‘Cold Spray’ SMART (Surface ISRO Launches Young Scientist Programme ‘YUVIKA’ For Modification and Additive Research Technologies) Laboratory in Schoolkids the institution.And thereby IIT-M became the only academic Indian Space Research Organisation (ISRO) has launched a special institution with High-Pressure Cold Spray(HPCS) facility in programme for schoolchildren called Young Scientist Programme India.The High-Pressure Cold Spray machinery has been carried or Yuva Vigyani Karyakram (YUVIKA), in tune with the from Plasma Giken, Japan. government’s vision “Jai Vigyan, Jai Anusandhan”. The program Messaging app WhatsApp unveiled ‘Checkpoint Tipline’ to is primarily aimed at imparting basic knowledge on space check authenticity of news technology, space science and space applications to the younger In order to check the authenticity of information during Lok Sabha ones with the intent of arousing their interest in the emerging areas Election, Messaging app WhatsApp unveiled a platform named of space activities. “Checkpoint Tipline”, which can review the content in the form of Astronomers Capture First-ever Image of A Black Hole pictures, video links or text. This tipline is unveiled by an India- Astronomers have taken the first-ever image of a black hole, which based media skilling start-up, Proto. is located in a distant galaxy known as ‘Messier 87’ (M87). The image which has been captured by a network of eight telescopes  across the world shows an intensely bright ‘ring of fire’ surrounding

over 20 nations and it is also three years ahead of the 2020 deadline.  UNAIDS has urged countries to step up action to meet the 2020 target of reducing TB deaths among people living with HIV by 75 per cent, as outlined in the 2016 United Nations Political Declaration on Ending AIDS.  World Health Organisation estimates show that globally, TB deaths among people living with HIV have fallen by 42 per cent since 2010. The researchers of IIT Roorkee identify a new method to detect breast, ovarian cancer Research team led by Kiran Ambatipudi from the Biotechnology Department at the Indian Institute of Technology, Roorkee has identified a new method to detect breast and ovarian cancer. The research published in the journal, ‘FASEB Bioadvances’ Artificial Intelligence, Yoga to be part of the CBSE curriculum for 2019-20 session India achieved 84 % reduction in TB deaths among HIV The CBSE is set to introduce Artificial Intelligence (AI), Early patients: UN Childhood Care Education (ECCE), and Yoga as skill subjects in  India has achieved an 84 per cent reduction in tuberculosis the school curriculum for the upcoming academic session. A decision deaths among people living with HIV by 2017. to introduce the three subjects was taken at a recent meeting of the  According to the Joint United Nations Programme on board’s governing body.The CBSE is introducing artificial the UNAIDS, it is the highest recorded decline among

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 42 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 intelligence as an optional 6th subject at Class IX from the session information to students and parents in a timely manner. The CBSE 2019-2020 onwards. board also mentioned that its first episode, on the evaluation process CBSE Launches Shiksha Vani App of Class 10 and 12 board examinations, has been released on the The Central Board of Secondary Education (CBSE) launched a platform. new podcast app ‘Shiksha Vani’. This app will disseminate crucial 

intervention. The environment-friendly garbage bins will be made of SAIL SALEM stainless steel. Scientists unearth 220 million year old dino- saurs fossils in San Juan province In San Juan province, western Argentina, scientists from University of San Juan have discovered a site containing fossils of nearly a dozen dinosaurs.It is 220 million year old and belonging to an unknown era. They were found at the Ischigualasto National Park. NASA spotted lakes filled with Methane on Saturn’s moon Titan NASA’s (National Aeronautics and Space Administration) Cassini spacecraft has made an incredible observation about the extraordinary deep lakes filled with methane in the Saturn’s moon, Titan. This new study has been published in the scientific journal Astronomy. Last known female of Yangtze giant softshell turtle dies in China zoo The last known female member of Yangtze giant SAIL launched smart garbage bins made of steel softshell turtle, 90 years old, died in Suzhou Zoo, China. Now, Steel Authority of India Ltd (SAIL) has launched smart garbage there are only three left in the world. The Wildlife Conservations bins made of stainless steel. These smart garbage bins will be able Society (WCS) declares the Yangtze giant softshell turtle the world’s to send a signal to the garbage collection vehicle about the ‘fill-up’ most critically endangered turtle species. position of the bin, aiding better cleaning and lower human 

Indian Navy Warships to take part in PLA Navy anniversary celebrations in China As part of the 70th Anniversary of People’s Liberation Army Navy celebrations in China, two Indian Navy warships, namely INS Kolkata and INS Shakti will participate in the Chinese International Fleet Review (IFR) maritime parade in Qingdao

Army Commanders’ Conference 2019 Started The biannual Army Commanders’ Conference 2019 was held in New Delhi. The opening address was delivered by the Defence Minister, Nirmala Sitharaman. The Army Commanders’ Conference is held biannually for formulating important policy decisions through collegiate deliberations. India-Indonesia Coordinated Patrol (Ind-Indo Corpat) commenced at Port Blair,Andaman& Nicobar Islands 33rd edition of India, Indonesia Coordinated Patrol (Ind-Indo Corpat) commenced at Port Blair,

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Andaman & Nicobar Islands. It aimed at consolidating The Indian Air Force formally inducted the CH 47 F(I)- Chinook interoperability and strengthens existing bonds of friendship heavy-lift helicopters into its inventory at Air Force Station between India and Indonesia. Chandigarh. IAF had signed a contract with M/s Boeing Ltd in Indian Navy Signs MoU With CSIR September 2015 for 15 Chinook helicopters. The first batch of four helicopters has been delivered on schedule and the last batch The Indian Navy and Council of Scientific and Industrial Research is to be delivered by March 2020. (CSIR) inked an MoU to undertake joint research and development of advanced technologies for the Indian Navy. This will be a Indian Navy Nuclear, Biological, Chemical Training Facility collaborative arrangement between labs of CSIR, the Indian Navy Launched and Indian industry. The MoU provides a formal framework for The Indian Navy’s state of the art Nuclear, Biological, and Chemical interaction between the Indian Navy and CSIR. Training Facility (NBCTF) was inaugurated by Chief of Naval Staff Admiral Sunil Lanba at INS Shivaji, Lonavala. The training Coast Guard Patrol Ship Veera Commissioned facility has been named ABHEDYA, which means impenetrable in Chief of Army Staff General Bipin Rawat commissioned the Indian Sanskrit. The Goa Shipyard Limited had signed the contract with Coast Guard Ship Veera at a ceremony held at Naval Jetty at the the Indian Navy for the construction of the facility in March 2016. dockyard at Vishakhapatnam, Andhra Pradesh. Veera, third in the series of offshore patrol vessels of the Coast Guard, was built by US approved sale of 24 MH 60 Romeo Seahawk helicopters L&T at its shipbuilding facility at Kattupalli in Chennai. to India India Successfully Test Fires Sub-Sonic Cruise Missile It is considered the world’s most advanced maritime helicopter. The choppers will provide the Indian defence forces with the ‘Nirbhay’ capability to perform anti-surface and anti-submarine warfare India has successfully test-fired first indigenously designed and de- missions. veloped long-range sub-sonic cruise missile ‘Nirbhay’ from a test range in Odisha. The all-weather missile, has a 1,000-kilometre strike range. The missile has been developed by Bengaluru-based Aero- MILITARY EXERCISE nautical Development Establishment (ADE), a lab under Defence Morocco –US Joint Exercise AFRICAN LION 2019 started Research and Development Organisation (DRDO) and can be in Morocco launched from multiple platforms. The 15th edition of the Morocco- US sponsored exercise “African India’s 1st Indigenously Built Dhanush Howitzer Inducted Lion 2019”, took place in Morocco. The annual Military exercise In Army materialized in the region of Agadir,Tifnit,Tan-Tan, Tata and Ben In a major boost to India’s firepower, country’s first indigenously Guerir with the participation of thousands of military personnel. designed and developed Dhanush artillery gun was inducted in the It was jointly organized by the United States Command for Africa Indian Army during a ceremony held at Ordnance Factory in (AFRICOM) and Moroccan Royal Armed Forces (FAR). Jabalpur, MP. Dhanush 155mm/45 calibre towed gun system can ‘Bold Kurukshetra–2019’ be deployed in all types of terrains. Military forces of India and Singapore got together to participate The Dhanush gun system is based on the designs of the Bofors in a joint exercise ‘Bold Kurukshetra–2019’ in Babina Cantonment howitzer which was inducted in the Army in the 1980s and would in Jhansi.The three-day exercise is being conducted to develop be the third type of artillery gun to be inducted into the force after military technology, boost maritime security and bolster the nations’ the K-9 Vajra and the M-777 ultra-light howitzers. fight against terrorism. Indian Army Builds Longest Suspension Bridge Over River Indian Army Holds Military Exercise With 17 African Na- Indus In Leh-Ladakh tions The Indian Army has successfully built the longest suspension Indian Army began a 10-day military exercise AFINDEX with bridge ‘Matiri Bridge’ over the Indus River in the Leh-Ladakh armed forces of 17 African nations at Aundh, Maharashtra. The region. Built in a record time of 40 days ‘Maitri Bridge’ is longest exercise will focus on exchange of practices b/w the nations, team Suspension Bridge over Indus River. The 260-feet long suspension building & tactical level operations in conduct of UN-mandated bridge was built by the combat engineers belonging to the Sahas aur tasks. Yogyata regiment of Indian Army’s Fire & Fury Corps. AFINDEX-19 1st Indian Army Mountaineering Expedition To Mt Makalu The Africa-India Field Training Exercise 2019 (AFINDEX-19) Flagged Off between India and African nations began at Aundh Military Station, First Indian Army Mountaineering Expedition to Mt Makalu Pune. (8485m) comprising five Officers, two JCOs and eleven OR was MITRASHAKTI – VI:- flagged off by Director General Military Training. In furtherance The joint training exercise MITRASHAKTI – VI between Indian of the objective of summiting all challenging peaks above 8000M, and Sri Lanka Army is being held at Diyatalawa in Sri Lanka to Indian Army is launching its maiden expedition to Mt Makalu in strengthen interoperability, mutual understanding and built a better Mar-May 2019. relationship between both the armies. The exercise will also help Chinook Helicopters Inducted In Indian Air Force to build excellence in tackling terrorism, conduct of joint tactical operations and building combat skills.  Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 44 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019

Saudi Arabia To Host G20 Summit In 2020 Saudi Arabia announced that it will be hosting the G20 summit in November 2020 in its capital Riyadh. This would be the first G20 summit in the Arab world. Last year’s G20 meeting was held in Buenos Aires, Argentina, where Saudi Crown Prince Mohammed bin Salman had represented the Kingdom. Resilient Cities Asia-Pacific 2019 Congress The Resilient Cities Asia-Pacific (RCAP) 2019 Congress is being organised by ICLEI – Local Governments for Sustainability and hosted by South Delhi Municipal Corporation in New Delhi, India. It will offer cities and regions from Asia- Pacific a variety of innovative solutions that build resilience to climate change at the sub-national level. 17th MENA World Economic Forum Held In Jordan The World Economic Forum in the Middle East and North Africa (MENA) took place at Jordan’s UAE to host world’s leading Artificial Intelligence Summit Dead Sea. The forum assembled more than 1,000 government, United Arab Emirates (UAE) will host the world’s leading Artificial business and civil society leaders from more than 50 countries. Intelligence (AI) Summit -AIE from April 30 to May 1, 2019. Its World Economic Forum Headquarters: Geneva, Switzerland. aim is to empower global dialogue on the future of government, First Ever High-Level Dialogue On Indo-Pacific Cooperation business and society. The inaugural ‘AI Everything’, AIE will take (HLD-IPC) place at the Dubai World Trade Centre. The Government of Indonesia has hosted the first ever High-Level Global Cooling Coalition Dialogue on Indo-Pacific Cooperation (HLD-IPC) in its capital The Global Cooling Coalition was launched at the first Global city Jakarta. The theme of the HLD was ‘Towards a Peaceful, Conference on Synergies between the 2030 Agenda and Paris Prosperous, and Inclusive Region’. It was inaugurated by Agreement held at Copenhagen, Denmark.The Global Cooling Indonesia’s Vice President Jusuf Kalla. The objective behind this Coalition is supported by the UN, Climate and Clean Air Coalition, meet was to urge all participating governments to talk openly the Kigali Cooling Efficiency Program and Sustainable Energy for about their plans for increasing cooperation and for building trust All (SEforALL). The Global Cool Coalition is a unified front that in the Pacific Ocean and the Indian Ocean region. links action across the Kigali Amendment, Paris Agreement and Indonesia Currency: Indonesian rupiah, President: Joko Widodo. Sustainable Development Goals. G-20 Finance Ministers and Central Bank Governors’ meet Langkawi International Maritime & Aerospace Exhibition during 2019 annual Spring Meeting 2019 G-20 conducted the joint World Bank-IMF Development Langkawi International Maritime & Aerospace Exhibition 2019 Committee and the IMF’s International Monetary and Financial (LIMA 2019) is the fifteenth edition of the Maritime & Aerospace Committee meeting during the 2019 Annual Spring Meeting in Exhibition. LIMA 2019 was inaugurated by the Prime Minister of Washington, DC. Malaysia, Mahathir bin Mohammed.Langkawi International A two-day meeting of 21st ASEAN-India Senior Officials held Maritime & Aerospace Exhibition (LIMA) provides a platform in New Delhi where industry stakeholders could engage and expand their networks On 11th April 2019, the 21st ASEAN-India Senior Officials’ towards forging new partnerships and business agreements. Meeting (SOM) was held at New Delhi to improve the connectivity NuGen Mobility Summit 2019 and strengthen the cooperation in the maritime sector between The International Centre for Automotive Technology (ICAT) will Indian and the ASEAN countries. organise a NuGen Mobility Summit, 2019, at Manesar, NCR. High-level discussions on “Fiscal Relations across levels of NuGen Mobility Summit is a biennial event being organised by the Government” International Centre for Automotive Technology in collaboration High-level discussion on “Fiscal Relations across levels of with SAE-NIS. Government” was held by 15th Finance Commission under the Nepal-India Franchise Investment Expo and Conclave 2019 chairmanship of Shri N. K. Singh in New Delhi.This discussion The Nepal-India Franchise Investment Expo and Conclave will be was organized in partnership with the World Bank, OECD held during May 15-16, 2019 in Kathmandu. The objective behind (Organisation for Economic Co-operation and Development), and the conclave is to build the relations between India and Nepal ADB (Asian Development Bank). through entrepreneurship development. It will help in bringing the leading Indian iconic brands to Nepal, which will directly bring investment into Nepal along with technology transfers and business  knowledge.

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 After 26 years, ministry of social justice has set up a panel headed by retired GOI secretary BP Sharma, with “terms of reference” which sound radical in their breadth and scope.  “Creamy layer” is the section of OBCs that is economically advanced and ineligible for Mandal reservations. At present the limit is income of Rs. 8 lakh PA. NGT forms a new body to examine alleged ero- sion of Yamuna floodplain in Sonipat National Green Tribunal established a committee to examine the alleged erosion of Yamuna floodplain due to movement of heavy vehicles in Sonipat district in Haryana.NGT Chairperson Justice Adarsh Kumar Goel constituted a three person body, comprised of director of the Mines and Geology Department,member secretary of the Haryana State Pollution Control Board and principal secretary of Expert panel to review OBC ‘creamy layer’ criteria after 26 the Haryana Irrigation. years  The Centre has constituted an expert committee to “revisit the criteria” for determining the “creamy layer”  for OBCs which was laid down in 1993.

‘Saffron Swords’ The Indian Publishing company, Garuda Prakashan Private Limited, launched its book ‘Saffron Swords- Centuries of Indic Resistance to Invaders’. Written by Manoshi Sinha Rawal, it is a book on 52 unsung warriors of India from the last 1300 years. #Modi Again #Modi Again: Why Modi is right for India, An Ex- Communist’s Manifesto” authored by Aabhas Maldahiyar, states the reasons about how Narendra Modi is right for India.

‘Indian Fiscal Federalism’ The Chairman of 15th Finance Commission of India, N.K. Singh launched the book “Indian Fiscal Federalism”. The book has been written by Dr. Y. V. Reddy, former Governor of RBI and Chairman of the 14th Finance Commission of India along with Dr. G. R. Reddy, Advisor (Finance) to the Government of ‘Khooni Vaisakhi’ Telangana. A book containing English translation of the 100-year-old classic Punjabi poem about Jallianwala Bagh massacre, ‘Khooni Vaisakhi’ ‘Every Vote Counts’ has been released in Abu Dhabi. India’s Ambassador to the UAE Former Vice-President Hamid Ansari launched the book titled Navdeep Singh Suri commended the launch of the book. The poem ‘Every Vote Counts-The Story of India’s Elections’. The author of was translated by Mr. Suri whose grandfather, revolutionary poet this book is former Chief Election Commissioner Navin Chawla. and novelist Nanak Singh, a Jallianwala Bagh survivor, wrote it after witnessing first-hand the events of April 13, 1919.

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Diary of an Awesome Friendly Kid “Kundan: Saigal’s Life & Music” Jeff Kinney, an eminent author has emerged out with a new book “Kundan: Saigal’s Life & Music”, book authored by documentary titled “Diary of an Awesome Friendly Kid: Rowley Jefferson’s filmmaker and former DDG of Doordarshan Sharad Dutt was Journal”. The book is written from the opinion of Rowley released on 4th April, on the 115th birth anniversary of Saigal. Jefferson, the best friend of ‘Diary of a Wimpy Kid’ supporter ‘The Third Pillar -How Markets and the State leave the Greg Heffley. Community Behind’ ‘‘launched’ by RaghuRamRajana ‘Ashakiranam’ On 11th April 2019, ‘Ashakiranam’ (A Ray of Hope), an autobiography of noted social worker Sankurathri Chandrasekhar,  was released by Religious scholar Chaganti Koteswara Rao.

Himalayas. Global warming and ecological imbalance have caused irreparable damage to the Himalayas in the past several years.  Ice Stupas also known as artificial glaciers, are being built with an aim to reduce the problem of water shortage, faced by Ladakhi farmers due to receding of glaciers. 100 years of Jallianwala Bagh Massacre  The Year 2019 marks 100 years of the Jallianwala Bagh Massacre, also known as the Amritsar Massacre that occurred on April 13, 1919.  The Jallianwala Bagh massacre is remembered as a “shameful scar” on India-British relations.  On the fateful afternoon of April 13, 1919, the troops of the British Indian Army under the command of Colonel Reginald Dyer fired ruthlessly into a crowd of Indian civilians gathered at Jallianwala Bagh, Amritsar, Punjab.  The massacre is remembered as one of the deadliest India becomes YouTube’s largest market attacks in Indian history.  In the last one year, YouTube’s consumption on mobile  The Vice President has released a Commemorative Coin and has increased to 85%, with 60% of the watch time coming Commemorative Postage Stamp. from outside the six largest metros in India. Hayabusa-2 successfully drops explosive on asteroid  The country has become YouTube’s largest and fastest  Japan’s spacecraft Hayabusa-2 recently dropped an growing market with 265 million Indians watching the explosive on an asteroid to make a crater. video-sharing website every month..  Hayabusa-2 is an asteroid sample-return mission  YouTube is an American video-sharing website operated by the Japanese space agency, JAXA. headquartered in San Bruno, California.  It’s aim was to make a crater on asteroid. Also, this  Chad Hurley, Steve Chen, and Jawed Karim created the spacecraft will collect its underground samples to find service in February 2005. possible clues to the origin of the solar system.  Google bought the site in November 2006 for USD 1.65  The Japan Aerospace Exploration Agency JAXA said billion; YouTube now operates as one of Google’s that Hayabusa-2 dropped a “small carry-on impactor” subsidiaries. made of copper onto the asteroid. India Post releases special stamp cover on Ice Stupas Chuddies entered Oxford English Dictionary in its March  The Indian Department of Post on March 18, 2019 update released a ‘special stamp cover on Ice Stupa’. The stamp was released by Jammu and Kashmir’s Chief Postmaster The Indian word for underpants – chuddies – has become the latest General during a function organised at the Ice Stupa site entry to the Oxford English Dictionary. Chuddies is one of the 650 at Gangles Village in Leh. words added to the Oxford English Dictionary as part of its effort  A number of officers and dignitaries from Army and civil to expand coverage of regional vocabularies. administration were present on the occasion. US Department of Agriculture closes ‘kitten slaughter-  The special stamps aim to create awareness about house’ depleting glaciers and affect the ecology around the

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The U.S. Department of Agriculture (USDA) announced to soon 39th US President Jimmy Carter became the longest-living president remove the practice of using cats in research work. According to a in United States history on 22 March 2019Aged 94 years and 173 watchdog group, the use of cats involved forced “cannibalism” and days.He has broken the previous record held by the late President resulted in killing of over 3000 cats since 1982. George H.W. Bush, who died in November 2018at the age of 94 years, 171 days. Jimmy Carter is the longest-living U.S. President 

World Meteorological day: 23rd March The United Nations’ (UN) World Meteorological Day is annually held on or around 23rd March to remember the World Meteorological Organization’s establishment on that date in 1950.The theme of WMD 2019 is ‘The Sun, the Earth and the Weather’. Shaheed Diwas : 23rd March March 23 is observed as Shaheed Diwas or Martyrs’ Day in India to honor the great freedom fighters Bhagat Singh, Shivaram Rajguru and Sukhdev Thapar, who were hanged on 23 March 1931 by the British Rule. World Tuberculosis Day: 24th March World TB Day, which is observed on 24 March every year, is designed to raise public awareness regarding the epidemic of TB (tuberculosis) and efforts of eliminating the disease. The theme for World TB Day 2019 will be International Day of Happiness :20th March ‘It’s TIME’. This day is observed by the United Nations to recognise the importance of happiness in the lives of people around the World Theatre Day :27th March world.Theme of International Day of Happiness 2019: “Happier The World Theatre Day (WTD) is observed globally every year on Together”. 27th March to generate awareness about the importance of theatre arts.Each year, a World Theatre Day International Message is World Sparrow Day :20th March circulated, through which, at the invitation of International Theatre It is an international initiative by the Nature Forever Society of Institute (ITI), a figure of world stature shares his/her reflections India in collaboration with the Eco-Sys Action Foundation (France) on the theme of Theatre and a Culture of Peace. and numerous other national and international organisations across the world.This day is designated to raise awareness of the house Earth Hour 2019: 30 March sparrow and other common birds to urban environments, and of Theme: #Connect2Earth threats to their populations.Theme of World Sparrow Day 2019 : Cities around the world marked Earth Hour on 30 March by turning “I LOVE Sparrows” off lights at 8:30 p.m. local time.Like every year, Earth Hour 2019 falls on the last Saturday of March. It Organised each year by the International Day of Forests: March 21 World Wide Fund for Nature (WWF).The Earth Hour was started The International Day of Forests (IDF) was observed on March in 2007 as a lights-off event in Sydney, Australia. 21, 2019 with the theme ‘Forests and Education: Learn to Love Forests’. This year’s theme aims to promote education to learn to World Autism Awareness Day: April 2 love forests.The day is observed every year on the same date to World Autism Awareness Day (WAAD) is observed annually on raise awareness on how sustainably managed forests provide a April 2 to raise awareness about people with Autism Spectrum wide array of contributions in this area. Disorder (ASD), globally. The theme for 2019 was “Assistive Technologies, Active Participation”. World Water Day: March 22 The World Water Day was observed across the globe on March 22, International Mine Awareness Day :4 April 2019 with the theme ‘Leaving no one behind’. The theme is the International Mine Awareness Day was observed across the world central promise of the 2030 agenda for sustainable development, on 4 April, 2019. The theme of International Mine Awareness Day which states that as sustainable development progresses, everyone 2019 was “United Nations Promotes SDGs – Safe Ground – must benefit.The day is observed every year on March 22 to Safe Home”. emphasise on the importance of freshwater and advocate for the National Maritime Day: 5 April sustainable management of freshwater resources.

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India celebrates National Maritime Day on 5 April which is Hahnemann). Homoeopathy is a system of medicine (the second dedicated to country’s glorious maritime history. The theme of the most widely used system) was developed by Dr. Samuel National Maritime Day 2019 celebrations is “Indian Ocean-An Hahnemann in Germany in 1796. Ocean of opportunity”. International Day of Human Space Flight: 12TH APRIL 6 April: International Day of Sport for Development and Peace The United Nations declared April 12 as the ‘International Day of The International Day of Sport for Development and Peace (IDSDP) Human Space Flight’. On this day in 1961, Yuri Gagarin of the was observed across the world on April 6, 2019. The date Soviet Union took the first space flight, opening the doors of space commemorates the inauguration of the first ever Olympic games of exploration to humankind. ISRO will execute its human space the modern era in Athens, Greece in 1896. programmeGaganyaan by 2022. 7 April: World Health Day Ambedkar Jayanti: 14 April The World Health Day was observed across the world on April 7, Ambedkar Jayanti or Bhim Jayanti marks the birth anniversary of 2019. The day marked the 71st anniversary of the World Health Bhimrao Ambedkar or BR Ambedkar - the “Father of The Indian Organization. The theme of World Health Day 2019 was ‘Universal Constitution”. Celebrated on April 14, Ambedkar Jayanti honours Health Coverage: Everyone, Everywhere’. the Dalit icon who dedicated his life working for the upliftment of untouchables, women and labourers. World Allergy Week 2019: 7-13 April The World Allergy Organization has organized the World Allergy International Day for Monuments and Sites: 18th April Week 2019 globally from 7-13 April 2019. The theme for World ICOMOS (International Council on Monuments and Sites) Allergy Week 2019 is “The Global Problem of Food Allergy”. established 18 April as the International Day for Monuments and Sites. UNESCO approved it the following year during its 22nd World Homoeopathy Day: 10th April General Conference. The theme for International Day for The World Homoeopathy Day 2019 is being observed across the Monuments and Sites 2019 is ‘Rural Landscape world on 10th April to commemorate the birth anniversary (264th) of the founder of Homoeopathy (Dr Christian Fredrich Samuel 

VANIK’S KNOWLEDGE GARDEN MONETARY POLICY AND MONETARY POLICY COMMITTEE (MPC)  RBI uses monetary policy to control inflation, interest rates,supply of money and credit availability.  The RBI has a government-constituted Monetary Policy Committee (MPC) which is tasked with framing monetary policy using tools like the repo rate, reverse repo rate, bank rate, cash reserve ratio (CRR). Composition of MPC:  The committee will have six members. Of the six members, the government will nominate three. No government official will be nominated to the MPC.  The other three members would be from the RBI with the governor being the ex-officio chairperson. Deputy Governor of RBI in charge of the monetary policy will be a member, as also an executive director of the central bank. Decision: Decisions will be taken by majority vote with each member having a vote. RBI governor’s role: The RBI Governor will chair the committee.The governor, however, will not enjoy a veto power to overrule the other panel members, but will have a casting vote in case of a tie. Selection: The government nominees to the MPC will be selected by a Search-cum-Selection Committee under Cabinet Secretary with RBI Governor and Economic Affairs Secretary and three experts in the field of economics or banking or finance or monetary policy as its members. Term: Members of the MPC will be appointed for a period of four years and shall not be eligible for reappointment.

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(c) Food Crisis (d) Air pollution 12. “Prevention of Blindness Week” is ob- served annually from ______? (a) 25th to 31st March (b) 3rd to 9th April (c) 2nd to 8th April (d) 1st to 7th April 13. What was the theme of International Mine Awareness Day 2019? (a) Theme – “Circular Economy for Productivity & Sustainability” (b) Theme – “Life Below Water: For people and planet” (c) Theme – “United nations 6. Which bank becomes the first lender to promotes SDGs –Safe Ground – impose charges On UPI transactions, Safe Home” namely, Paytm, Google Pay, PhonePe? (d) Theme – “Dialogue, Tolerance and (a) ICICI Bank Peace” 1. BNP Paribas Cardif has sold 5 crore (b) City Union Bank 14. Which company acquired the chatbot shares of which life insurance company (c) Kotak Mahindra Bank making startup firm Haptik for Rs.700 for Rs 2,889 crore? (d) Lakshmi Vilas Bank Crore? (a) Max Life Insurance 7. Name the investment and wealth man- (a) Double Click (b) SBI Life Insurance agement platform of the mobile pay- (b) Kaggle (c) Bharti AXA General Insurance ments company, which received SEBI (c) Google LLC (d) HDFC Life approval for Stock Broking recently. (d) Reliance Jio Digital 2. Which state’s KandhamalHaldi (tur- (a) Paytm Money 15. Who was appointed as the Industry head meric) received Geographical Indica- (b) Amazon Payments of Google India recently? tions (GI) tag recently? (c) WorldPay (a) Robert Ernest Andreatta (a) Odisha (b) Karnataka (d) WePay (b) Mayoorikango (c) Kerala (d) Tamil Nadu 8. Which sport league match was launched (c) Hari Raju Mahadevu 3. Where did 12th Asian Airgun Champi- in India after kabaddi and football re- (d) Kenneth Hohee Yi onship held recently? cently? 16. Name the Indian Politician who was (a) Kanchanaburi.Thailand (a) Hockey (b) Golf honoured with UAE’s highest civilian (b) Sapporo,Japan (c) Wrestling (d) Kho-Kho award “Zayed Medal” recently. (c) Chiang Mai,Thailand 9. Name the Algerian president,who re- (a) Sushma Swaraj (d) Taoyuan City, Chinese Taipei signed after 20 years recently. (b) Ram Nath Kovind 4. What was the theme of the World Au- (a) Ali Kafi (c) Arun Jaitley tism Awareness Day (WAAD) 2019? (b) LiamineZéroual (d) Narendra Modi (a) Theme – “Autism and the 2030 (c) Abdelaziz Bouteflika 17. Name the subsidiary of Eicher Agenda: Inclusion and (d) Abdelkader Bensalah Motors,which has appointed Vinod K. Neurodiversity” 10. Asian Development Bank has projected Dasari as its Chief Executive Officer (b) Theme – “Assistive Technologies, India’s GDP as ______per cent for the (CEO). Active Participation” year 2019-20? (a) Hoff & Associates, Inc. (c) Theme – “Empowering Women (a) 7.1% (b) 7.5% (b) Royal Enfield and Girls with Autism” (c) 7.6% (d) 7.2% (c) Eicher Polaris Private Ltd. (d) Theme – “Toward Autonomy and 11. According to U.S based Health Effects (d) Design Intent Engineering Inc. Self-Determination” Institute(HEI)’s State of Global Air 18. Name the organization, which release the 5. How many MoU’s are signed between 2019 report, which of the following fac- report on food crises titled “Global India and Bolivia during President Ram tor is the third highest cause of death in Report on Food Crises” annually. Nath Kovind’s visit? India? (a) International Food Policy (a) 6 (b) 7 (a) Water Pollution Research Institute(IFPRI) (c) 8 (d) 9 (b) Poverty (b) Food and Agriculture Organization(FAO)

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(c) Food Corporation of India(FCI) (d) Theme – “Together we can protect (b) Securities and Exchange Board of (d) Food Security Information and restore our ocean” India Network (FSIN) 27. United Nations’ (UN) International day (c) Small Industries Development 19. Who is the author of the book ‘Kundan: of Sport for Development and Bank of India Saigal’s Life & Music’? Peace(IDSDP) is observed annually on (d) Insurance Regulatory and (a) Ruskin Bond ______? Development Authority (b) Aravind Adiga (a) 5th April (b) 6th April 35. What is the new seller-funding (c) Sharad Dutt (c) 4th April (d) 3rd April programme launched by Amazon India (d) Salman Rushdie 28. Name the Padma Shri awardee and ‘Fa- to help the small businesses and entre- 20. What is the rank of India in the ther of Entrepreneurship Movement’, preneurs to raise funds through the FIFA(Federation Internationale de Foot- who passed away at the age of 79 in crowd funding platform? ball Association)ranking 2019? Ahmedabad, Gujarat. (a) Amazon Go (a) 100 (b) 101 (a) ViharidasGopaldas Patel (b) Amazon Inspire (c) 103 (d) 105 (b) Edith Abbott (c) Amazon Wings 21. Where did palaeontologists, found a (c) Gustav Cassel (d) Amazon Business whale-with-four-legs, webbed feet and (d) Winston Chang 36. Which steel company won the ‘Global hooves of biological group 29. Who was the first Black Women to be Slag Company of the Year’ award at the “Achaeocetes”? appointed as the Mayor of Chicago? 14th Global Slag Conference and Exhi- (a) Guyana (b) Ecuador (a) Lori Lightfoot bition 2019, for development of new (c) Argentina (d) Peru (b) Tracey Norman applications for Steel by-products 22. Which village was tagged as India’s first (c) Evelyn Ashford (Slag)? carbon-positive settlement recently? (d) Vanessa Williams (a) Tata Steel (a) Phayeng, Manipur 30. Who became the first Indian, to be desig- (b) Essar Steel (b) Mawlynnong, Meghalaya nated as a member of FIFA Executive (c) Steel Authority of India Limited (c) Saiha, Mizoram Council? (SAIL) (d) Lunglei, Mizoram (a) Pradip Dutta (d) RashtriyaIspat Nigam Limited 23. Which telescope was used to determine (b) Kushal Das (RINL) that, dark matter is not made up of tiny (c) Sunando Dhar 37. Which command won the 15th edition of primordial black holes as stated by (d) Praful Patel General J J Singh air weapon champi- Stephen Hawking? 31. Where was the National Cardiology Con- onship held in Army Marksmanship (a) Hobby-Eberly Telescope ference 2019 held? Unit, Mhow? (b) Subaru telescope (a) Kolkata, West Bengal (a) Northern Command, Udhampur (c) Large Binocular Telescope (b) Bengaluru, Karnataka (b) Western Command, (d) Large Zenith Telescope (c) Mumbai, Maharashtra Chandimandir Cantonment 24. To which country Hayabusa2 spacecraft (d) Lucknow, Uttar Pradesh (c) Eastern Command, Lucknow belongs, which recently dropped an ex- 32. What is the name of the military exercise (d) Central Command, Lucknow plosive on asteroid for the first time to that held between Morocco –US in 38. Which organisation has received the ap- form a crater? Morocco? proval from Competition Commission (a) US (b) China (a) Sampriti II 2019 of India (CCI) to acquire Bengaluru- (c) Japan (d) Russia (b) Brazen Chariots 2019 based IT services firm Mindtree? 25. Which city is set to host the NuGen (c) African Lion 2019 (a) Microsoft Mobility Summit 2019? (d) Ekuverin 2019 (b) Larsen and Toubro(L&T) (a) Mahendragarh 33. How much has been revised from 25 (c) Infosys (b) Ghaziabad paise by NPCI for payment transac- (d) Wipro (c) Bulandshahr tion up to Rs.1000 using Unified Pay- 39. Name the Electronic intelligence satellite (d) Manesar ments Interface (UPI)? launched by ISRO along with 28 co- 26. What was the theme of the 56th edition (a) 25 paise (b) 5 paise passenger satellites using Polar Satel- of National Maritime day observed on (c) 20 paise (d) 10 paise lite Launch Vehicle (PSLV C-4 recently. 5th April,2019? 34. Which Indian regulatory body has ap- (a) Microsat-R (a) Theme – “Indian Ocean- An proved ‘Airport Specific Fund’ titled (b) Emisat Ocean of Opportunity” “Taking off to the future airport fund” (c) IRNSS-1I (b) Theme – “The Scourge of Plastic worth Rs. 10,000 crore for the first (d) Cartosat-2 Pollution” time? 40. Name the third edition of bilateral mari- (c) Theme – “Preventing Plastic (a) Advertising Standards Council of time exercise between Australia and In- Pollution for a Healthy Ocean” India

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dia that held in Visakhapatnam. (d) Rammohan Rao Belle 56. International Romani Day is observed (a) VAJRA PRAHAR 48. Who is the Director General of Bureau of annually on ______? (b) COBRA GOLD Indian Standards(BIS)? (a) 7th April (b) 8th April (c) AUSINDEX 19 (a) A.N Ghosh (c) 6th April (d) 5th April (d) AUSIND 19 (b) SurinaRajan 57. Who was appointed as President of World 41. Under which project, Indian Navy has (c) C. R. Chaudhary Bank? initiated the process to build six lethal (d) Ram Vilas Paswan (a) Kristalina Georgieva submarines worth over Rs.50000 crore? 49. Hastinapur Wildlife Sanctuary is located (b) David Malpass (a) Project – 75I in which state? (c) Robert Zoellick (b) Project – 50I (a) Karnataka (d) Paul Wolfowitz (c) Project – 06I (b) Maharashtra 58. Nobel laureate Sydney Brenner recently (d) Project – 70I (c) Kerala passed away. He was associated with 42. Where was the first global multi-stake- (d) Uttar Pradesh which field? holder conference on synergies between 50. Which company will launch India’s first (a) Economy (b) Peace the 2030 Agenda for Sustainable Devel- AI-enabled electric motorcycle? (c) Physics (d) Medicine opment and the Paris Agreement on cli- (a) Mahindra & Mahindra 59. ‘African Lion’ is a joint military exercise mate change held? (b) Yamaha Motor Company between Morocco and which country? (a) Washington DC, US (c) Enfield Cycle Co. Ltd (a) Russia (b) India (b) Paris, France (d) Revolt IntellicorpPvt. Ltd. (c) US (d) China (c) Geneva, Switzerland 51. Who chaired the biannual Army Com- 60. Whom did the National Green Tribunal (d) Copenhagen, Denmark manders’ Conference, held in New (NGT) appoint head of the committee 43. What is the Capital and Currency of Re- Delhi? which helps to examine the alleged ero- public of Guinea? (a) Narendra Modi sion of Yamuna floodplain due to move- (a) Capital-Yerevan & Currency- (b) Nirmala Sitharaman ment of heavy vehicles in Sonipat dis- Guinean Dram (c) Bipin Rawat trict in Haryana? (b) Capital-Conakry & Currency- (d) Devraj Anbu (a)AmithabhChaudhri Guinean franc 52. What was the theme of the (b) Justice Adarsh Kumar Goel (c) Capital-Nassau & Currency- AoleangMonyu festival aka Mini Horn- (c) Dr.R.B.Barhman Guinean dollar bill festival celebrated in Nagaland ? (d) Dr.V.Kamakoti (d) Capital-Minsk & Currency- (a) Theme – ‘Empowering women for 61. Which country introduces world’s first Guinean ruble cultural heritage‘ online safety regulations? 44. Who is the President of International (b) Theme – ‘ Life Below Water: For (a) USA (b) UK Shooting Sport Federation(ISSF)? people and planet’ (c) Canada (d) Germany (a) Kimberly Rhode (c) Theme – ‘Kidney Health for 62. The National Institutional Rankings (b) Kevin Kilty Everyone Everywhere’ Framework list for the best institutes (c) Vladimir Lisin (d) Theme – ‘Bridging health and of 2019 has been released by the Min- (d) Alexander Ratner social care’ istry of Human Resource Development. 45. What is the tagline of Bank of 53. What is the revised GDP growth of India Which IIT tops NIRF ranking 2019? Maharashtra? for the fiscal year 2019-20, as projected (a) IIT Delhi (a) One Family One Bank by World Bank in its recent report on (b) IIT Madras (b) Trusted Family Bank South Asia? (c) IIT Kharagpur (c) Where every individual is (a) 7.2% (b) 7.3% (d) IIT Bombay committed (c) 7.4% (d) 7.5% 63. Based on the Supreme Court’s latest or- (d) Where Service is a Way of Life 54. Tai Tzu Ying, women’s singles world No.1 der, how many VVPAT per Assembly 46. Who is the Secretary General of United shuttler has decided to retire after 2020 constituency will be done in 2019 Lok Nations? Tokyo Olympics, she belongs to which Sabha Polls? (a) Ana Maria Menéndez country? (a) 2 (b) 1 (b) Maria Luiza Ribeiro Viotti (a) China (b) Taiwan (c) 5 (d) 4 (c) Amina J. Mohammed (c) Japan (d) Thailand 64. Which Station has become the first ever (d) Antonio Guterres 55. Malaysian Arie Irawan passed away at railway station in the Indian Railways 47. Who is the CEO of Karnataka Bank? the age of 28, he belonged to which to get an ISO certification from the Na- (a) Ashok Haranahalli sport? tional Green Tribunal (NGT)? (b) P.Jayarama Bhat (a) Badminton (b) Cricket (a) Vijayawada (c) Mahabaleshwara M.S. (c) Golf (d) Tennis (b) Ahemdabad

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(c) Guwahati 72. Name the Congress leader and former customer experience? (d) Bangalore finance minister of Kerala, who passed (a) Axis Bank 65. Who was elected as the new president of away recently in Kochi, Kerala. (b) Nainital Bank International Chamber of Commerce (a) KM Mani (c) Karnataka Bank (ICC) – India? (b) CN Balakrishnan (d) RBL Bank (a) VikramjitSahney (c) Ananth Kumar 80. Cabinet Committee of Security has cleared (b) Arunachalam Vellayan (d) RK Dhawan the proposal for the procurement of the (c) Chirayu R Amin 73. Periyar River is recently in news for its 464 T-90 tanks from which country? (d) Subhrakant Panda discolouration. It is located in which (a) US (b) Russia 66. Name the India’s first indigenously built Indian state? (c) China (d) Japan long range artillery guninducted by the (a) Karnataka 81. Name the education technology startup Army? (b) Maharashtra of India that won “Next Billion Edtech (a) Glock (b) Vidhwansak (c) Tamil Nadu Prize 2019” to empower parents to take (c) Dhanush (d) Satrujit (d) Kerala charge of their child’s early education. 67. Which two countries have agreed to de- 74. Which state government was penalized (a) Dost Education velop a acquaintance in security and by National Green Tribunal (NGT) for (b) Byju defence spheres in several fields, includ- illegal sand mining? (c) Careerguide ing regional security, controlling drug (a) Arunachal Pradesh (d) CueMath smuggling and human trafficking? (b) Andhra Pradesh 82. What was the theme of the ‘Safe Moth- (a) India and Pakistan (c) Tamil Nadu erhood Day’ 2019? (b) India and Bangladesh (d) Karnataka (a) ‘Safe Motherhood’ (c) India and Sri Lanka 75. Which is first Islamic bank in the world (b) ‘Care for Child’ (d) India and Nepal to launch chat banking facility for its (c) ‘Midwives for Mothers’ 68. Name the first city in the world to imple- customer via Whatsapp? (d) ‘Respectful Maternity Care’ ment a Ultra Low Emission Zone (a) National Bank of Abu Dhabi 83. DrupadBorgohain passed away at the (ULEZ) for 24×7 hours a week to re- (b) Emirates Islamic bank age of 78 in Dibrugarh, Assam.He was duce toxic air pollution and protect pub- (c) Abu Dhabi Commercial Bank from which field? lic health. (d) Dubai Islamic Bank (a) Actor (b) Writer (a) New York (b)Samara 76. Name the parent company of Wing, that (c) Producer (d) Politician (c) Shangai (d) London has launched its first commercial drone 84. Name the ‘Uri: The Surgical Strike’ actor 69. ‘Dream11’ became the India’s first gam- service in Canberra, Australia. who passed away recently at the age of ing unicorn startup company. What is (a) Microsoft 86. the term ‘Unicorn Company’ refers (b) IBM (a) NavtejHundal here? (c) Alphabet Inc. (b) Tele Samad (a) Privately held startup company (d) Intel (c) Anandavally valued at over $1 billion 77. Name the flagship programme of India, (d) Franz Weber (b) Privately held startup company that was honoured with ‘Public Water 85. Which Tennis federation has collaborated valued at over 1 million Agency of the Year’ award at the Glo- with All India Tennis Association to (c) Privately held startup company bal Water Summit held in London. train Indian junior players? valued at over $ 1 million (a) Accelerated Irrigation Benefit (a) Tunisian Tennis Federation (c) Privately held startup company Programme (b) Israel Tennis Association valued at over 1 billion (b) National Mission for Clean Ganga (c) International Tennis Federation 70. India and Singapore had participated in (c) Rajiv Gandhi Accelerated Rural (d) Serbian Tennis Federation which joint military exercise, that was Water Supply Programme 86. Name the cyclone which hit southern held in Jhansi’s Babina Cantonment, (d) Water Mission for North East and Africa recently? Uttar Pradesh? Himalayan States (a) Cyclone Phailin (a) Lamitye VIII –2019 78. What is the revised interest rate of Gen- (b) Cyclone Idai (b) Surya Kiran XIII –2019 eral Provident Fund(GPF), Contribu- (c) Cyclone Hudhud (c) Bold Kurukshetra –2019 tory Provident Fund (CPF) and other (d) Cyclone Nilofar (d) Shakti IV –2019 schemes for April-June, 2019-20? 87. What is the new form of state of matter 71. When was World Homoeopathy Day (a) 7.3% (b) 7.5% which can be solid and liquid at the same 2019 observed? (c) 8% (d) 8.2% time as per the journal named ‘Proceed- (a) 9th April (b) 10th April 79. Which private sector bank has associ- ings of the National Academy of Sci- (c) 8th April (d) 7th April ated with AI-based credit underwriting ences.’? platform CreditVidya to enhance the

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(a) Plasma (c) Raj Kumar Goyal c) Vikram Seth (b) Solidified liquid (d) Gargi Kaul d) Salman Rushdie (c) Chain-melted state 96. Eni Nuraeni was named as the best ath- 104. What was the theme of the World Tu- (d) Solid in melted state letic coach in Asia for the short-haul berculosis Day 2019? 88. Google has launched which cloud plat- run category for the year 2019.He is a) Theme – ‘Wanted: Leaders for a form to run and manage apps from any- from which country? TB-free world’ where? (a) India (b) Indonesia b) Theme – ‘Its time’ (a) Anthos (b) Stackdriver (c) Russia (d) Brazil c) Theme – ‘Unite to End TB’ (c) Apigee (d) Lambda 97. Who was honoured with the Freedom of d) Theme – ‘World free from TB’ 89. Who is the Brand Ambassador of Fan- the City of London in recognition of 105. Danish Joachim Persson banned over tasy 11? work to promote insurance ties between match-fixing. He belongs to which (a) AjitAgarkar India and the UK? sport? (b) Lakshmipathy Balaji (a) M.Sashikala a) Football b) Tennis (c) Ramesh Powar (b) A.K.Das c) Cricket d) Badminton (d) Murali Kartik (c) Alice G.Vaidyan 106. With which company,ICICI Lombard 90. Under which article does Election Com- (d) Ravi Mital announced a strategic partnership to mission has banned the displaying of 98. Name the organisation which has framed provide cyber insurance cover? any biopic or publicity material during a new rule to launch electronic informa- a) Freecharge b)PhonePe election time? tion exchange between ships and ports. c)Paytm d)Mobikwik (a) Article 374 (a) International Maritime Law 107. Who became the youngest Indian women (b) Article 414 Institute to win on the Ladies European Tour in (c) Article 294 (b) World Maritime University Cape Town, South Africa? (d) Article 324 (c) European Maritime Safety Agency a)Diksha b)Kavya 91. Who released the booklet titled ‘Selected (d) International Maritime c)Akansha d)Deepika speeches of Dr. Bhimrao Ambedkar in Organisation 108. Where did External Affairs Minister the Constituent Assembly’? 99. Who won the World Press Photo award Sushma Swaraj unveil a plaque of the (a) Shashi S.Vempati 2019 for the image “of a crying toddler renovated Indira Gandhi Memorial (b) Rajeev Singh at US border”? Hospital? (c) Sunil Alagh (a) Annie Leibovitz a) New Delhi,India (d) Surya Prakash (b) John Moore b) Male,Maldives 92. Where did scientists discovered the new (c) Pieter Ten Hoopen c) Bengaluru,India species named “Homo luzonensis”, that (d) Ronaldo Schemidt d) Funadhoo,Maldives inhabited the Earth nearly 67,000 years 100. Name the digital payment entity that 109. Which country had exempted the Tier 2 ago? acquired a US-based financial technol- (General) cap of PhD-level work visas? (a) Thailand ogy, Wibmo for USD 70 million. a) Russia b) US (b) Indonesia (a) PayU (b) PayPal c) UK d) Malaysia (c) Philippines (c) Razorpay (d) Paytm 110. Who was awarded with (d) Manila 101. Who won Life Time Achievement Award ‘UttamYudhSeva Medal’ for success- 93. Name the telescope, which is used by in the 64th Film Fare Awards 2019? fully organizing the counter-terrorist astronomers to capture the first image a) Sridevi operations in Jammu & Kashmir? of Black Hole? b) Amitabh Bachchan a) Pradip Kumar Panda (a) Event Horizon Telescope c) Aamir Khan b) Anil Kumar Bhatt (b) Fermi Gamma-ray Space Telescope d) Shah Rukh Khan c) Vijay Kumar (c) Hard X-ray Modulation Telescope 102. Who won the Men’s Singles title in 2019 d) Irfan Ramzan Sheikh (d) Lunar-based ultraviolet telescope Lingshui China Masters? 111. Name the person,who has assumed 94. SpaceX’s Falcon Heavy rocket carried a) Yang Po-hsuan charge as the Flag Officer Sea Training out its first commercial launch by b) Weng Hongyang (FOST) at Kochi after succeeding Rear launching which country’s telecom sat- c) Liu Haichao Admiral Sanjay J Singh? ellite? d) Lee Jhe-huei a) Krishna Swaminathan (a) Russia (b) Saudi Arabia 103. Who is the author of the book ‘Every b) Karambir Singh (c) US (d) Japan Vote Counts’, released by former Vice c) Ajit Kumar 95. Who was appointed as the secretary of President of India, Hamid Ansari in New d) Ashok Kumar Defence Finance recently? Delhi? 112. Which app was developed by Indian (a) Anil Kumar Jha a) Navin Chawla Institute of Public Health Gandhinagar, (b) Prem Kumar Kataria b) Arundhati Roy Gujarat, (IIPHG) in collaboration with

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National Mental Health Program to re- 120. Kassym-JomartTokayev was sworn in a) 127 b) 130 duce the exam pressure? as president of which country? c) 133 d) 140 a) Reduce Pressure a) Azerbaijan 130. Which bank has signed loan agreement b) Conquer Exam, Be a Warrior b) Georgia worth USD 50 million with Avaada c) Tension Free c) Kazakhstan Energy Private Limited (AEPL) to ex- d) Attempt Exam d) Uzbekistan pand the Renewable Energy Capacity 113. Who was sworn in as 13th Chief Min- 121. As per US based researchers from in India? ister of Goa after the demise of Manohar NASA,which planet is closer to earth? a) World Bank Parrikar? a) Uranus b) Mercury b) Asian Development Bank (ADB) a) Neiphiu Rio c) Jupiter d) Neptune c) European Investment Bank (EIB) b) N. Biren Singh 122. Organisers of the Tokyo 2020 Olym- d) New Development Bank (NDB) c) Bhupesh Baghel pics unveiled a ______shaped 131. Name the first latinAmerican,who won d) Pramod Sawant torch for the 2020 Olympics? the 2019 Templeton Prize worth $1.4m 114. Name the bank which is categorized as a) Cherry-Blossom for combining science and spirituality Private Sector Lender by RBI recently. b) Trumpet-Shaped in his work. a) JK Bank c) Stellate-Shaped a) King Abdullah II b) IDBI Bank d) Cruciform-Shaped b) Marcelo Gleiser c) RBL Bank 123. When was the World Sparrow day ob- c) Dalai Lama d) Yes Bank served? d) Mike Brown 115. Who was the first Indian appointed as a) 17th March 132. Which football club won the l–League Cultural & Tourism Ambassador of b) 18th March Champion by All India Football Fed- Uzbekistan in India? c) 19th March eration (AIFF) in Chennai? a) Benegal Rama Rau d) 20th March a) Minerva Punjab b) Subrahmanyam Jaishankar 124. What was the theme of International b) Bengaluru FC c) Arun Kumar Singh Day of Happiness 2019? c) Chennai City d) Ritu Beri a) Theme – “Happier Together” d) Aizawl 116. Where did 4th Round of Free Trade b) Theme – “Share Happiness” 133. Which city has signed to host T10 Agreement (FTA) to enhance the two- c) Theme – “ Happiness to be Shared” league,the shortest form of cricket for way commerce between India and Peru d) Theme – “Live Happily” five years? held? 125. Who has been appointed as the a) Beijing b) Melbourne a) Trujillo,Peru country’s first Lokpal or the anti-cor- c) Barcelona d) Abu Dhabi b) Bengaluru,India ruption ombudsman by President Ram 134. What was the focus of the World Down c) New Delhi,India Nath Kovind? Syndrome Day 2019? d) Lima,Peru a) Pinaki Chandra Ghose a) Leave no one behind 117. Which country has renamed its capital b) Jagdish Singh Khehar b) Reviving the Millennial Partnership as Nursultan recently? c) H.J.Kania c) Shaping a New World a) Uzbekistan b) Kazakhstan d) Mehr Chand Mahajan d) One World One Sun One Grid c) Tajikistan d) Kyrgyzstan 126. Karen Uhlenbeck has become the first 135. Which telescope of NASA discovered 118. Which bank has signed MoU with State woman to win Abel Prize. Abel Prize is pulsar hurtling through space? Bank of India to boost business oppor- referred as noble prize of which field? a) Fermi Gamma-ray Space Telescope tunities between both the banks? a) Physics b) Spitzer Space Telescope a) Bank of America b) Mathematics c) Hubble Space Telescope b) Bank of China c) Chemistry d) Galileo National Telescope c) Bank of Scotland d) Poetry 136. Name the Japanese unmanned d) HSBC Bank 127. The Asian Race Walking Champion- spacecraft,that probes Asteroid Ryugu 119. K M Mammen was appointed as the ships 2019 held in which country? and discoverd small amount of minerals chairman of which Association? a)Bangladesh b)Japan containing water on the surface of the a) National Association Of Software c)China d)India asteroid? And Service Companies 128. Recently,Chinmoy Roy passed a) Hiten b) Hayabusa2 b) Automotive Tyre Manufacturers’ away.He was related to which field? c) Akatsuki d) SELENE Association (ATMA) a)Sports b)Journalist 137. According to Global Economic Outlook c) Indian Banks Association (IBA) c)Writer d)Actor by Fitch ratings,what is the growth pro- d) Indian Drug Manufacturers’ 129. What is the rank of India, according to jection of Indian economy? Association the United Nation’s World Happiness a) 6.5% b) 6.8% Report 2019? c) 7.2% d) 7.5%

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138. Who was appointed as the chief finan- 147. Which entity has developed a storage (a) Mt Makalu cial officer of the Ford Motor Co? device that translates digital informa- (b) Mt Kangchenjunga a) Edsel Ford II tion into the DNA language with Wash- (c) Mt Nanda Devi b) Tim Stone ington University? (d) Mt Kamet c) James Hackett a) Intel b) IBM 156. Name the Joint training military exer- d) Marcy Klevorn c) Google d) Microsoft cise, that held between Indian and Sri 139. Name the organization,which had ap- 148. Rear Admiral Sanjay Jasjit Singh was Lanka Army in Diyatalawa in Sri Lanka. pointed Aamir Khan as its Brand Am- appointed as the Fleet commander in (a) YudhAbhyas VII bassador? which of the following Naval command? (b) Sudarshan Shakti a) PayUMoney a) Andaman & Nicobar Command (c) Ajeya Warrior IV b) MobiKwik b) Southern Naval Command (d) Mitrashakti – VI c) PhonePe c) Eastern Naval Command 157. Where is the world’s largest e-waste d) FreeCharge d) Western Naval Command recycling plant inaugurated? 140. NSEIT acquired Global cyber security 149. Gafur Rahimov ,who recently resigned (a) Kuala Lumpur Industrial company Aujas recently. NSEIT is a was the president of which association? Park,Malaysia Subsidiary of______. a) International Boxing Association (b) London Industrial Park,London a) Bombay Stock Exchange (amateur) (c) Dubai Industrial Park,Dubai b) National Stock Exchange b) International Gymnastics (d) Bengaluru Industrial Park,India c) London Stock Exchange Federation 158. What is the name of corridor approved d) New York Stock Exchange c) International Handball Federation by Pakistan Government for Hindu pil- 141. Which of the following mobile applica- d) International Ice Hockey grims recently? tion was launched by Central Board of Federation (a) Sharada Peeth Corridor Secondary Education (CBSE) to upload 150. Which city topped in the Mercer’s an- (b) Siliguri Corridor podcast on Class 10, 12 exam evalua- nual Quality of Living Survey 2019 (c) India Pakistan Economic Corridor tion process? making it the 10th year in a row? (d) IT Corridor a) Umang b) MooFarm a) Auckland b) Geneva 159. When was the World Purple day or c) ReUnite d) Shiksha Vani c) Munich d) Vienna Epilepsy Awareness Day Observed? 142. According to its recent discovery of 151. Name the Prime Minister of Republic (a) 24th March NASA, the surface of which asteroid of Guinea,who addressed the 14th CII- (b) 25th March comprises the water and plumes? EXIM Bank conclave on India-Africa (c) 26th March a) Ceres b) Bennu Project Partnership held in New Delhi (d) 23rd March c) Tholen d) Itokawa recently. 160. Name the India’s supersonic fighter jet 143. What is the recent official name of Eu- (a) KabinéKomara that took part in Langkawi International ropean T20 league? (b) Jean-Marie Dore Maritime Aero Expo (LIMA) 2019. a) Euro T20 Slam (c) IbrahimaKassory Fofana (a) Mikoyan MiG-27 b) Euro T20 (d) MamadyYoula (b) Sukhoi Su-30MKI c) Euro T20 league 152. Name the country that was selected as (c) Mirage-2000 d) European T20 Slam the guest country for Paris Book Fair (d) Tejas 144. Which Indian English word is added as 2020? 161. How much percent of India’s energy the 650th entry in Oxford Dictionary? (a) India (b) China demand has increased in 2018 accord- a) Mantra b) Chuddies (c) Japan (d) Singapore ing to International Energy Agency c) Loot d) Multan 153. Recently International Olympic (IEA)’s Global Energy & CO2 status 145. Cabinet minister C.S.Shivalli ,who had Committee(IOC) disqualified 2012 report? died recently belongs to which state? Olympic bronze medalist Valentin (a) 4% (b) 3.3% a) West Bengal Hristov of which sport? (c) 3.5% (d) 3.1% b) Gujarat (a) Boxing (b) Weightlifting 162. How many members are newly ap- c) Meghalaya (c) Wrestling (d) Decathlon pointed in anti-corruption ombudsman d) Karnataka 154. Which country launched second gen- Lokpal? 146. When was Martyr’s Day (88th) or erational data relay satellite named (a) 5 (b) 7 Shaheed Diwas observed? Tianlian II-01 with the help of a Long (c) 6 (d) 8 a) 21st March March-3B Carrier rocket? 163. Which country has signed an Inter-Gov- b) 22nd March (a) US (b) Japan ernmental Agreement for exchange of c) 23rd March (c) Russia (d) China Country-by-Country (CbC) reports to d) 20th March 155. First Indian Army Mountaineering Ex- check the tax evasions of Multinational pedition held in which Mountain? Companies with India?

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(a) Russia (a) Virender Sehwag 179. Activist HS D’Lima who fought against (b) United States (b) Sachin Tendulkar illegal constructions and slumification (c) United Kingdom (c) MS Dhoni passed away recently belong to which (d) Indonesia (d) Virat Kohli state? 164. Name the agri-digital platform launched 172. Who was appointed as ad-hoc Ethics (a) Maharashtra by Bank of Baroda along with 6 other Officer of BCCI(Board of Control for (b) New Delhi firms. Cricket in India)? (c) West Bengal (a) Baroda Digi (a) WV Raman (d) Madhya Pradesh (b) Baroda Agri (b) Rahul Johri 180. Name the Veteran journalist, academi- (c) Baroda Kisan (c) C.K.Khanna cian, social worker and columnist,who (d) Baroda Shakthi (d) Justice DK Jain has passed away at the age 82 in Jorhat, 165. Which of the following is named as 173. Which of the following railway was Assam. ‘Young Scientist Programme’,that initi- conferred with “Gold Rating” by In- (a) NavinNishchal ated by Indian Space Research dian Green Building Council for Green (b) Shujaat Bukhari Organisation (ISRO)? Measures? (c) Prafulla Rajguru (a) YUvaVIgyaniKAryakram– (a) Appikatla railway station (d) Chandan Tiwari (Yuvika) (b) Vijayawada railway station 181. Who is the author of the book titled (b) Rashtriya Yuva Sashaktikaran (c) Amravati railway station “Indian Fiscal Federalism”? Karyakram (RYSK) (d) AnkorahAkorha railway station (a) Y.V. Reddy (c) Rajiv Gandhi National Institute of 174. Name the Indian Nobel prize (b) G.R. Reddy Youth Development (RGNIYD) laureate,who was conferred with Ox- (c) NK Singh (d) National Young Leaders ford University’s Bodley award recently. (d) Both (a) and (b) Programme (NYLP) (a) Alvin E. Roth 182. Australia’s Tim Cahill retired from his 166. India becomes _____ country after test- (b) Clive Granger Football Career.He played in which of ing anti-satellite weapons test? (c) Amartya Sen the following club in Indian Super (a) 3rd (b) 1st (d) Robert F. Engle League(ISL)? (c) 2nd (d) 4th 175. What does the name of first Indian Port (a) Delhi Dynamos FC 167. Which technology company launched operator to achieve a record in handle (b) Jamshedpur FC two new tools called “Candidate Con- cargo movement of 200 million tonnes (c) Chennaiyin FC nect” and “Share You Voted” to boost (MT) in 2018-19? (d) Kerala Blasters FC electoral process? (a) Kamarajar Port Limited 183. According to the “State of the Global (a) Google+ (b) Facebook (b) Adani Ports and Special Economic Climate in 2018” report,released by (c) Instagram (d) Twitter Zone Limited (APSEZ) World Meteorological Organization 168. As per New Drugs and Clinical Trials (c) APM Terminals (WMO),2018 was ______warmest Rules-2019,drugs manufactured in In- (d) Jawaharlal Nehru Port year? dia will get approval in ______176. Tashigang,became the world’s highest (a) Second (b) Third days? polling station belongs to which state? (c) Fourth (d) First (a) 30 days (b) 60 days (a) Kerala 184. Name the hyper-local connectivity app, (c) 90 days (d) 130 days (b) Karnataka launched in Mumbai which is used to 169. According to 2018 global Multidimen- (c) Andhra Pradesh connect the users to their neighborhood sional Poverty Index (MPI), India’s (d) Himachal Pradesh people. poverty rate has been reduced to 177. Who was appointed as the Managing (a) Annie ______percent from 55 percent? Director of Hitachi Payment Services? (b) Zapier (a) 35% (b) 30% (a) SumilVikamsey (c) Connect (c) 28% (d) 40% (b) Shyam Sunder (d) Bhonga 170. Ramesh Nabar passed away at the age (c) Rustom Irani 185. Name the Nutrition company, which of 69 in Pune.He belongs to which (d) Loney Antony has roped Indian Test Cricketer sport? 178. Which city hosted the 16th meeting of Mayank Agarwal as its Brand Ambas- (a) Badminton the Canada-India Joint Working Group sador. (b) Tennis on Counter-Terrorism and its Expert (a) Fast&Up (c) Cricket Sub-group? (b) Free Life (d) Football (a) Toronto,Canada (c) Sunrider 171. Who was appointed as the Brand Am- (b) Mumbai,India (d) Arbonne bassador of PolicyX.com? (c) Ottawa,Canada 186. Which two countries has signed an agree- (d) Kolkata,India ment to enrich military relations?

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(a) United States and Canada 194. What was the theme of the Croatian- (b) United States and Russia Indian Economic Forum in Zagreb? ANSWER KEYS (c) United States and Mexico (a) Theme –”India – Croatia (d) United States and Oman relations- the way forward” 1. b 2. a 3. d 4. b 187. As per the report titled “‘OpenSignal’s (b) Theme –”India – Croatia 5. c 6. c 7. a 8. d hottest city for 4G Availability”,which relations-in the Economic front” 9. c 10. d 11. d 12. d city topped in India? (c) Theme –”India – Croatia 13. c 14. d 15. b 16. d (a) Nashik relations-in the business front” 17. b 18. d 19. c 20. b (b) Nagpur (d) Theme –”India – Croatia 21. d 22. a 23. b 24. c (c) Jamshedpur relations” 25. d 26. a 27. b 28. a (d) Dhanbad 195. Who has been appointed as the Flag 29. a 30. d 31. d 32. c 188. European Parliament has banned the Officer Commanding Eastern Fleet? 33. d 34. b 35. c 36. a single-usplastic,which will be effective (a) Adhar Kumar Chatterji 37. a 38. b 39. b 40. c from ______year? (b) Bhaskar Sadashiv Soman 41. a 42. d 43. b 44. c (a) 2021 (c) Karambir Singh 45. a 46. d 47. c 48. b (b) 2020 (d) Suraj Berry 49. d 50. d 51. c 52. a (c) 2022 196. Which became the World’s first district 53. d 54. b 55. c 56. b (d) 2019 with 5G coverage? 57. b 58. d 59. c 60. b 189. What is the interest rate of girl child (a) Hokkaido 61. b 62. b 63. c 64. c 65. a 66. c 67. c 68. d savings scheme “Sukanya Samriddhi (b) Shanghai 69. a 70. c 71. b 72. a Yojana account”? (c) Sakon Nakhon 73. d 74. b 75. b 76. c (a) 8.1% (d) Chonburi 77. b 78. c 79. d 80. b (b) 8.2% 197. Who is the author of the non-fiction 81. a 82. c 83. d 84. a (c) 8.7% book titled India Positive? 85. d 86. b 87. c 88. a (d) 8.5% (a) Vikram Seth 89. d 90. d 91. d 92. c 190. Name the Actress,Emmy, Grammy, (b) Kiran Desai 93. a 94. b 95. d 96. b Oscar, and Tony awardee,who will be (c) Salman Rushdie 97. c 98. d 99. b 100. a honoured with Career Achievement (d) Chetan Bhagat 101. a 102. b 103. a 104. b Award at the 2019 Peabody Awards. 198. Which country won the 28th edition of 105. d 106. d 107. a 108. b (a) Taylor Swift Sultan Azlan Shah Cup 2019 held at 109. c 110. b 111. a 112. b (b) Ariana Grande Azlan Shah Stadium in Ipoh, Malay- 113. d 114. b 115. d 116. d (c) Lady Gaga sia? 117. b 118. b 119. b 120. c (d) Rita Moreno (a) Japan 121. b 122. a 123. d 124. a 191. Who was conferred with the (b) China 125. a 126. b 127. b 128. d PravasiBharatiyaSamman Award 2019 (c) South Korea 129. d 130. b 131. b 132. c for his magnificent achievements in the (d) India 133. d 134. a 135. a 136. b field of science, education and medicine? 199. Name the Electronic intelligence satel- 137. b 138. b 139. c 140. b (a) S.R.Nathan lite launched by ISRO along with 28 141. d 142. b 143. a 144. b (b) Prakash Lohia co-passenger satellites using Polar Sat- 145. d 146. c 147. d 148. d (c) Rajendra Kumar Joshi ellite Launch Vehicle (PSLV C-45) re- 149. a 150. d 151. c 152. a (d) Rajesh Kumar Saraiya cently. 153. b 154. d 155. a 156. d 157. c 158. a 159. c 160. d 192. Name the Howitzers guns inducted into (a) Microsat-R 161. a 162. d 163. b 164. c Indian Army recently. (b) Emisat 165. a 166. d 167. b 168. a (a) Dhanush (c) IRNSS-1I 169. c 170. a 171. a 172. d (b) Panter (d) Cartosat-2 173. b 174. c 175. b 176. d (c) M102 howitzer 200. Who won the Bahrain Grand Prix 2019? 177. c 178. c 179. a 180. c (d) BL 9.2-inch howitzer (a) Max Verstappen 181. d 182. b 183. c 184. d 193. Who was the first Indian President to (b) Charles Leclerc 185. a 186. d 187. d 188. a visit Croatia? (c) Valtteri Bottas 189. d 190. d 191. c 192. a (a) Abdul Kalam (d) Lewis Hamilton 193. d 194. a 195. d 196. b (b) Pratibha Patil 197. d 198. c 199. b 200. d (c) Pranab Mukherjee (d) Ram Nath Kovind 

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15. Which of the following gland controls blood pressure? (a) Corpus luteum (b) Adernal (c) Thymus (d) Thyroid 16. The instrument that measure wind speed is the (a) Anemometer (b) Hygrometer (c) Wind Vane (d) Gyrometer 17. The first lady to become a judge of Su- preme Court was (a) Anna Chandy (b) Sujatha Manohar (c) Fathima Beevi (d) None of them 18. Which of the following rivers of India 1. Who was the President of INC in the 8. The Committee on Bankruptcy Law carries the maximum water flow? 1929 Lahore session? Reforms is headed by- (a) Brahmaputra a) Mahatma Gandhi a) Anil Baijal Committee (b) Narmada b) JawaharLal Nehru b) Justice MB Shah Committee (c) Ganga c) Moti Lal Nehru c) Frank Noronha Committee (d) Godawari d) Annie Besant d) Dr TK Viswanathan Committee 19. The only film maker to get Bharat Ratna 2. In human body vitamins B1,B2,B12 9. Who is the author of “ Worthy Fights: Award was and K are produced in the A Memoir of Leadership in war and (a) Raj Kapoor (a) Liver (b) Spleen peace? (b) Sippy (c) Stomach (d) Intestines a) Alexander Bard (c) Satyajit Ray 3. The Gol Gumbaz situated at b) Leo Tolstoy (d) S.S.Vasan (a) Bijapur c) Panloh Ceoloh 20. Primarily, which one of the following (b) Bihar d) Leon Panetta and Jim Newton systems of the body is attacked by the (c) Fatehpur Sikri 10. The first fully Indian Bank is HIV? (d) Golconda a) State Bank of India (a) Cardiovascular 4. Name of the only Indian Prime Minis- b) Punjab National Bank (b) Immune ter who never faced the parliament dur- c) Central Bank of India (c) Respiratory ing his tenure? d) Bank of India (d) Reproductive (a) Atal Behari Vajpayee 11. The first Muslim president of the Indian 21. Which of the following is the oldest (b) Choudhary Charan Singh National Congress was atomic power station? (c) Chandrasekhar a) Sayyed Ahmed Khan (a) Kalpakam (b) Tarapur (d) Vishwanath Pratap Singh b) Abul Kalam Azad (c) Narora (d) Kota 5. The biggest satellite of the Solar Sys- c) Badruddin Tyabji 22. Swami Vivekananda’s birthday is ob- tem, Ganymede is the satellite of which d) Md. Ali Jinnah served in India as: planet? 12. The first National Park, established in a) World Religious Day (a) Saturn (b) Jupiter India is b) National Youth Day (c) Neptune (d) Mars a) Guindy National park c) All saints Day 6. The ‘Kisan Credit Card’ (KCC) was b) Corbett National park d) Hindu Renaissance Day introduced in the year c) Dudhwa National park 23. National Post Day is observed on: a) 1998 b) 1988 d) Nagarjuna National park a) July 4 c) 1978 d) 2000 13. Which city’s name means ‘The Town of b) August 13 7. Which type of account consists of fixed Boiled Beans’? c) September 17 deposit Account and Recurring Deposit a) Boston b) Bosnia d) October 10 Account? c) Bangaluru d) Bareilly 24. Disease not related to lung malfunction- a) Demand Deposit Account 14. ‘Peace on Earth’ is the message of which ing is b) Time Deposit Account of the following festivals? (a) Tuberculosis c) Home Safe Saving Account a) Diwali b) Holi (b) Anaemia d) Current Account c) Christmas d) Dussehra

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(c) Pneumonia 34. Which of the following contain the cells (b) Ophthalmology (d) Pleurisy that secrete histamine? (c) Paediatrics 25. Air is completely removed from an elec- (a) Liver (d) Orthopaedics tric bulb to prevent (b) Lungs 44. Which one of the following is a good (a) Oxidation of tungsten filament (c) Connective tissue conductor of heat and electricity? (b) Bursting of the hub (d) Calcium (a) Diamond (b) Anthractie (c) Loss of light due to absorption 35. Who introduced first the famous token (c) Grantie (d) Graphite (d) None of the above currency system in India? 45. Ageing in human beings is caused by dis- 26. During formation of bread, the product (a) Ghiyas -ud-Din Tughlak appearance of which of the following that ‘raise’ the bread is (b) Muhammad -Bin-Tughlak glands? (a) Yeast (c) Firoz Tughlak (a) Thyroid (b) Thymus (b) Bacteria (d) Tughlak Shah II (c) Pituitary (d) Parathyroid (c) Carbon dioxide 36. Who among the following Governor-Gen- 46. The Hozagiri Dance belongs to which (d) Water erals of India was called the “Maker of States? 27. The Narasimham Committee was asso- Modern India”? (a) Mizoram (b) Nagaland ciated with (a) Lord Elgin (c) Sikkim (d) Tripura (a) Income tax structure (b) Lord Dalhousie 47. Which one of the following terms is used (b) Banking structure (c) Lord Mayo for the region of low atmospheric pres- (c) Import and Export restructuring (d) Lord Ripon sure? (d) Depoliticising appointments in 37. The Parliament of Russia is known as (a) Anticyclone public sector undertaking (a) Duma and Federal Assembly (b) Cyclone 28. In the Constitution of India, Setting up (b) Folketing (c) Hurricane of village Panchayats finds mention (c) Bundestag (d) Thunderstorm under (d) Cartes 48. Ornithology is the study of (a) Article 40 (b) Article 48 38. Which one of the following dynasties (a) Snakes (c) Article 51 (d) None of the Articles was ruling at the time of Alexander’s (b) Ornaments 29. When sound waves travel from air to Invasion? (c) Precious gems water, the quantity that remains un- (a) The Nanda dynasty (d) Birds changed is (b) The Maurya dynasty 49. Which of the following windows utility (a) Speed (c) The Sunga dynasty feature will erase unwanted files? (b) Frequency (d) The Kanva dynasty (a) Disk clean up (c) Wavelength 39. National Flower, bird and animal of India (b) Scanning (d) Intensity are: (c) Backup or restore wizard 30. When the wind of deflected due to the (a) Lotus, Peacock and Elephant (d) Disk defragmenter rotation of the earth, it is called as (b) Lotus, Swan and Lion 50. Programs designed specifically to address (a) Geostrophic wind (c) Lotus, peacock and cow general purpose applications and spe- (b) Polar wind (d) Lotus, Peacock and Tiger cial purpose applications are called (c) Westerlies 40. Vande Matram” song is taken from which (a) Operating system (d) Trade winds of the following books? (b) System software 31. Water vapour beyond the dew point re- (a) Karambhoomi (c) Application software sults in (b) Gitanjali (d) Management information system (a) Precipitation (c) Anandmath 51. What kind of software would you most (b) Hailstorm (d) Bharat-Bharati likely use to keep track of a billing ac- (c) Condensation 41. Swami Vivekananda was the disciple of : count? (d) Formation of Ice (a) Raja Rammohun Raoy (a) Word processing 32. Among the four dynasties listed below, (b) Swami dayanand Saraswati (b) Electronic publishing which one minted coins made of lead? (c) Shri Aurobindo (c) Spreadsheet (a) Mauryas (d) Ramkrishn ‘Paramhansa’ (d) DBMS (b) Satavahanas 42. Identify the wrong pair? 52. Who is the father of Linux? (c) Western Kashatrapas (a) Michacle Faraday –Dynamo a) Linux Torvald (d) Guptas (b) Galileo__Microscope b) Bibel Linux 33. Which one of the following is not radio- (c) Grahm Bell__Telephone c) T. Linux Ritchie active? (d) Toriculli__Barometer d) Kenthumpson (a) Tritium (b) Astatine 43. Science of treatment of muscular and skel- 53. TRIPS and TRIMS are the terms associ- (c) Zirconium (d) Francium etal system is known as: ated with (a) Odontology a) IMF b) WTO c) IBRD d) IDA

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54. The acceleration due to gravity at the d) Sasanka (b) Salmon equator 64. Who was the President of the Constitu- (c) Siberian Crane a) Is less than that at the poles ent Assembly of Independent India? (d) Salamander b) Is greater than that at the poles (a) Dr. Bhim Rao Ambedkar 73. Metameric segmentation is the charac- c) Is equal to that at the poles (b) Dr. Rajendra Prasad teristic of d) Does not depend on the earth’s (c) C. Rajagopalchari (a) Mollusca and Chordata centripetal acceleration (d) K.M. Munshi (b) Platyhelminthes and Arthropoda 55. Angle of friction and angle of repose are 65. Deferment of adult franchise for fifteen (c) Echinodermata and Annelida a) Equal to each other years was advocated in Constituent (d) Annelida and Arthropoda b) Not equal to each other Assembly by: 74. Transpiration in plants is a process of c) Proportional to each other (a) Dr. Rajendra Prasad (a) Photorespiration d) None of the above (b) Jawahar Lal Nehru (b) Water loss 56. A Presidential Ordinance can remain in (c) Maulana Azad (c) Food production force (d) Dr. Bhim Rao Ambedkar (d) Respiration a) For three months 66. Members of Constituent Assembly were: 75. When a barometer reading suddenly re- b) For six months (a) Elected by provincial Assemblies cedes it indicates that climate c) For nine months (b) Elected directly by the people (a) Will be very warm d) Indefinitely (c) Nominated by government (b) Will be extremely stormy 57. What happens to a person who receives (d) Represented only by the princely (c) Will remain cold the wrong type of blood? state ) (d) Incessant rain for at least 48 hours a) All the arteries constrict 67. When did the concept of pollution emerge 76. A gas thermometer is more sensitive than b) All the arteries dialates clearly? a liquid thermometer because a gas : c) The RBCs agglutinate (a) In the Rig Vedic period (a) Is lighter than liquid d) The spleen and lymph nodes (b) In the Post –Vedic period (b) Expands more than a liquid deteriorate (c) In the Post –Gupta age (c) Is easy to obtain 58. The exchange of commodities between (d) In the age of Dharma shastras ht (d) Does not change state easily two countries is referred as conduct 77. A baby diaper, if tested with various so- a) Balance of trade 68. The tax which the kings used to collect lutions, will absorb maximum amount b) Bilateral trade from the people in the Vedic period was of which among the following: c) Volume of trade called (a) Distill Water d) Multilateral trade (a) Kara (b) Varman (b) Drinking water 59. Soil erosion on hill slopes can be checked (c) Bali (d) Vidatha (c) Hard water by 69. Who is often described as the second (d) Urine a) Afforestation ‘Parasurama’ or the exterminator of the 78. For respiration in deep sea, divers use b) Terrace cultivation entire Kshatriya race? mixture of: c) Strip cropping a) Ajatasatru (a) Oxygen and helium d) Contour ploughing b) Mahapadma Nanda (b) Oxygen and hydrogen 60. Curie point is the temperature at which c) Dhana Nanda (c) Oxygen and carbon dioxide a) Matter becomes radioactive d) Pradyota (d) Oxygen, Helium & nitrogen b) A metal loses magnetic properties 70. Which one of the following rulers was 79. Which among the following is used in c) A metal loses conductivity known as Amitraghata, the ‘destroyer preparing windows for X-Ray Tubes? d) Transmutation of metal occurs of foes’? (a) Barium 61. Who coined the word ‘Geography’? a) Chandragupta Maurya (b) Beryllium a) Ptolemy b) Bindusara (c) Magnesium b) Eratosthenese c) Kanishka (d) Calcium c) Hecataus d) Samudragupta 80. Which among the following allotropes of d) Herodatus 71. Which one of the following groups of Oxygen is found in 6 phases under vari- 62. The Lodi dynasty was founded by animals is bilaterally symmetrical and ous pressures and temperatures? a) Ibrahim Lodi triploblastic? (a) Ozone b) Sikandar Lodi (a) Aschelminthes (round worms) (b) Tetra oxygen c) Bahlol Lodi (b) Ctenophores (c) Octaoxygen d) Khizr Khan (c) Sponges (d) None of them 63. Harshavardhana was defeated by (d) Coelenterates (cnidarians) 81. Which among the following is used as an a) Prabhakaravardhana 72. Annual migration does not occur in the antidote? b) Pulakesin II case of (a) Paracetamol c) Narasimhavarma Pallava (a) Arctic Tern (b) Nicotine (c) Thiamine

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(d) Activated Charcoal (c) Swedish-Eritrean playwright, (c) Saudi Arabia 82. Which among the following will undergo journalist Dawit Isaak (d) Cuba a chemical reaction depending on the (d) Iranian journalist, Ahmad 98. Who was elected as the new president of pH of the solution? Zeidabadi International Chamber of Commerce (a) Calcium Oxide 89. Who is awarded as the Freedom of the (ICC) - India? (b) Zinc Oxide City of London? (a) Vinod Rai (c) Ferric Oxide (a) Vivek Sharma (b) Sunil Bharti Mittal (d) Ferrous Oxide (b) Nithish Kumar (c) Vikramjit Singh Sahney 83. Which one of the following cities and the (c) Alice G. Vaidyan (d) Jawahar Vadivelu personalities associated with their es- (d) Rajesh Kumar 99. Who is the President of the World Gold tablishment is wrongly matched? 90. Which country overtook Japan to be- Council (WGC)? (a) Calcutta - Robert Clive come world’s 3rd largest stock market? (a) David Tait (b) Pondicherry - Francis Martin (a) Germany (b) Roony John (c) Ahmedabad Ahmad Shah I (b) Hong Kong (c) David Harquail (d) Madras - Francis Day (c) Sweden (d) Aram Shishmanian 84. Tulsi Das wrote Ramcharitmanas in the (d) Denmark 100. Which city became the world’s 1st to reign of : 91. Where is the headquarters of Asian Ath- launch 24x7 pollution charge zone? (a) Babar letic Association (AAA) located? (a) London (b) Akbar (a) China (b) India (b) Paris (c) Aurangzeb (c) Singapore (d) Malaysia (c) Rome (d) Jahangir 92. Which of the following India’s flagship (d) Geneva 85. Consider the following statements with programme was felicitated with ‘Public regard to Calling Attention motion and Water Agency of the Year’ award at Glo-  Zero Hour: bal Water Summit? a) Both are Indian innovation in the (a) Namami Ganga Yojana parliamentary procedure. (b) AMRUT Yojana ANSWER KEYS b) Both are not mentioned in the (c) HRIDAY Yojana rules of procedure. (d) Paramparagat Krishi Vikas Yojana 1. b 2. d 3. a 4. b c) Only Zero hour is Indian 93. Who instituted the Next Billion EdTech 5. b 6. a 7. b 8. d innovation. Prize 2019? 9. d 10. b 11. c 12. b d) Only Zero Hour is not mentioned (a) Open Society Foundations 13. c 14. c 15. b 16. a in the rules of procedure. (b) UK-based Varkey Foundation 17. c 18. c 19. c 20. b 86. Which is the correct order for approval (c) US-based William and Flora 21. b 22. b 23. d 24. b of 5 year plans: Hewlett Foundation 25. a 26. a 27. b 28. a a) Planning Commission – NDC – (d) United Nations Foundation 29. b 30. a 31. c 32. b Cabinet – Parliament . 94. When is the Central Reserve Police Force 33. c 34. c 35. b 36. b b) Planning Commission – Cabinet (CRPF)’s Valour Day or Shaurya Diwas 37. a 38. a 39. d 40. c – NDC – Parliament. celebrated? 41. d 42. b 43. d 44. d c) Planning Commission – NDC – (a) April 5 (b) April 7 45. b 46. d 47. a 48. d Cabinet. (c) April 8 (d) April 9 d) Planning Commission – Cabinet 95. Who was named as the Wisden 49. a 50. c 51. c 52. a – NDC. Almanack’s ‘Leading Cricketer of the 53. b 54. a 55. a 56. b 87. The 15 member Council of India was Year’ 2018 for the third straight time? 57. c 58. b 59. a 60. b setup under which act? (a) Henry Nicholls 61. b 62. c 63. b 64. b a) Indian Councils Act, 1861 (b) Steven Smith 65. c 66. a 67. b 68. c b) Indian Councils Act, 1892 (c) Kane Williamson 69. b 70. b 71. a 72. d c) Government of India Act, 1858. (d) Virat Kohli 73. d 74. b 75. b 76. d d) Indian Councils Act, 1909 96. Which bank became world’s first Islamic 77. a 78. d 79. b 80. c 88. Who won the UNESCO/Guillermo Cano bank to launch banking via Whats App? 81. d 82. b 83. a 84. b Press Freedom Prize 2019 for their re- (a) Emirates Islamic Bank 85. d 86. b 87. c 88. b ports on Human rights violations in the (b) Sharjah Islamic Bank 89. c 90. b 91. c 92. a Myanmar’s state of Rakhine? (c) Abu Dhabi Islamic Bank 93. b 94. d 95. d 96. a (a) Freelance photojournalist, (d) Dubai Islamic Bank 97. a 98. c 99. c 100. a Mahmoud Abu Zeid,Egypt 97. 17th Mena Economic Forum was held in (b) Reuters reporters Wa Lone and ______. Kyaw Soe Oo (a) Jordan (b) Cyprus

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c) Both (a) and (b) d) either (a) and (b) e) None of these COMPUTER 14. The ground station in VSAT communi- cation is called (a) HTTP (b) Multi plexer (c) Hub (d) Repeater MCQs (e) None of these 15. Which multiplexing techniques can trans- mits analog signals? (a) Synchronous TOM (b) Asynchronous TOM (c) FDM (d) Both b and c e) AVG (A1 : A4) (e) None of these 16. ___is a technique that is used to send 1. If you want to redo an action in a docu- 8. Which of the following software are used more than one call over a single line ment, then press ___ for data base program (a) Digital transmission (a) Ctrl + U (b) Ctrl + Y a) MS word (b) Infrared transmission (c) Ctrl + R (d) Ctrl + Z b) MS Excel (c) Digitizing (e) None of these c) MS out look (d) Streaming 2. Arial, Cambria, Verdana, Times New d) MS access (e) Multi-plexing Roman are the name of ___ e) None of these 17. In a client/server network, the user’s com- (a) Text 9. First word processor software is puter is considered the (b) Highlights ______(a) Client (b) Website (c) Alignment a) word star (c) Library (d) Server (d) Font face b) word perfect (e) Hoster (e) None of these c) Ms word 18. Which of the following is/are wireless 3. Type ___to start a bulleted list and then d) All of these technologies? press SPACEBAR or the TAB key e) None of these (a) Microwave (a) * (b) # 10. Compiler is the (b) Radio wave (c) $ (d) % a) Name given to the computer (c) Bluetooth (e) None of these Operation. (d) All of these 4. Type ___to start a numbered list, and b) Part of the digital machine to store (e) None of these then press SPACEBAR or the TAB key the information 19. Encryption and decryption are functions (a) 1# (b) 1$ c) Operator of Boolean algebra of (c) 1. (d) 1* d) Translator of source program to (a) Transport layer (e) None of these object code. (b) Session layer 5. In which mode, we change the slides? e) None of these (c) Presentation layer a) Slide sorter view 11. The high level language program before (d) All of the above b) Slide master ready to be executed must go through (e) None of these c) Note master various process except. 20. Which type of switching uses the entire d) Note view a) Linking capacity of a directed link? e) None of these b) Loading (a) Circuit switching 6. Which of the following is a predefined c) Controlling (b) Virtual circuit packet switching formula? d) Transaction (c) Datagram packet switching a) Functions e) None of these (d) Message switching b) Active cell 12. The language which is CPU dependent is (e) None of these c) Cell referencing a) C 21. A permanent virtual circuit involves d) Chart b) Assembly (a) Connection establishment e) None of these c) All languages except Java (b) Data transfer 7. Which of the following syntax is used for d) None of these (c) Connection release formula in excel sheet? e) None of these (d) All of the above a) = SUM (A1 : A4) 13. For selection of source language the fac- (e) None of these b) SUM (A1 : A4) tor which should be considered is 22. X.21 protocol consists of c) = (A1 : A4) a) Language availability (a) Physical and frame levels d) = (A1 : A2) b) Compatibility with other software

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(b) Frame and packet levels (c) Slide show view (d) Order field (c) Physical frame and packet levels (d) Slide sorter view (e) a and c (d) Only physical level (e) None of these 38. In a relational database, this is a data (e) None of these 31. Which is the best view for getting your structure that organizes the information 23. Which type of resource does have greater thoughts for a presentation out on the about a single topic into rows and probability to become shared resource computer? columns in a computer network? (a) Outline view (a) Block (a) Printers (b) Notes page view (b) Record (b) Speakers (c) Slide sorter view (c) Tuple (c) Floppy disk drivers (d) Slide view (d) Table (d) Keyboards (e) None of these (e) Command line interface (e) none of these 32. The boxes that are displayed to indicate 39. A computer checks the …. of user names 24. To move to the previous worksheet, that the text, pictures or objects are and passwords for a match before press placed in it is called …… granting access (a) Alt + PgUp (a) Placeholder (a) Website (b) Ctrl + PgUp (b) Auto text (b) Network (c) Ctrl + PgDn (c) Text box (c) Backup file (d) Shift + Tab (d) Word art (d) Database (e) None of these (e) None of these (e) None of these 25. Hyperlinks can be 33. Which of the following is not a feature 40. Which of the following is not true (a) Text of power point? concerning user IDs and passwords? (b) Drawing objects (a) Printing transparencies (a) When you enter your user ID and (c) Pictures (b) Printing the speakers notes along password, the computer knows (d) All of above with slide images it is you (e) None of these (c) Linking a slide transition with a (b) If your computer asks for a user 26. To activate the previous cell in a pre se- laser pointer ID and password, you can create lected range, press (d) Drawing with a pen your own (a) The Alt key (e) None of these (c) Sometimes you are assigned a user (b) The tab key 34. Which option can be used to create a ID and password for security (c) The enter key new slide show with the current slides reasons (d) None of the above but presented in a different order (d) You should share your user ID (e) None of these (a) Rehearsal and password with at least one 27. Which button do you click to add up a (b) Custom slider show other person series of number? (c) Slide show setup (e) None of these (a) The auto sum button (d) Slide show view (b) The formula button (e) None of these  (c) The quick total button 35. ……….. is the ability of a device to (d) The total button ‘Jump” directly to the requested data (e) None of these (a) Sequential access ANSWER KEYS 28. When the formula bar is active, you can (b) Random access see (c) Quick access 1. b 2. d 3. a 4. c (a) The edit formula button (d) All of the above 5. b 6. a 7. a 8. a (b) The cancel button (e) None of these (c) The enter button 36. Which of the following types of tables 9. d 10. d 11. d 12. c (d) All of the above constraints will prevent the entry of 13. c 14. b 15. c 16. e (e) None of these duplicate rows? 17. a 18. b 19. c 20. a 29. Which view in Power Point can be used (a) Primary keys to enter speaker comments? (b) Unique 21. d 22. a 23. b 24. d (a) Normal (c) Null 25. d 26. a 27. d 28. d (b) Slide show (d) Foreign key (c) Slide sorter (e) None of these 29. d 30. a 31. a 32. c (d) Notes page view 37. The particular field of a record that 33. b 34. b 35. a 36. b (e) None of these uniquely identifies each record is called 37. d 38. d 39. d 40. a 30. The best way to insert a new slide in a the ……… presentation is to use the (a) Key field (a) Normal view (b) Primary field (b) Special view (c) master field

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C) Minimum rate set by the RBI below which banks are not allowed to lend to its customers. D) Rate at which short term funds are borrowed and lent in the money market. E. None of these 9. What is the maximum amount that can be deposited under Sukanya Samriddhi Accounts Scheme in a particular financial year? A) Rs 1,00,000 B) Rs 1,50,000 E. None of these 1. What does R stands for in UTR with C) Rs 50,000 5. Which of the following is not an example respect to fund transfer? D) Rs 2,00,000 of Open System Payment A) Range E. None of these Instruments? B) Route 10. Which of the following statements A) Rupay C) Register about ‘Basic Savings Bank Deposit B) Visa D) Reference Account’ (BSBDA) is correct? C) MobiKwik E. None of these A) A holders of ‘BSBDA’ Account D) Mastercard 2. In which of the following fund transfer in a bank cannot open any other E. None of these system, the transactions received up savings account in that bank. 6. Unified Payments Interface to a particular time are processed in B) Maximum balance in the account (UPI) facilitates inter-bank batches? should not exceed Rs 50,000 at transactions using which of the A) RTGS any time following methods? B) IMPS C) Total credits in ‘BSBDA’ accounts A) Virtual Payment Address (VPA) C) NEFT should not exceed Rs 1 lakh in a B) QR code D) All the above year. C) Account number & IFSC E. None of the above D) All are correct D) All the above 3. Which bank has launched India’s E. None are correct E. None of these first contactless mobile payment 11. The Foreign Exchange Management 7. What should be the minimum net owned solution? Act, 1999 (FEMA) was passed to fund of Non-banking Financial A) ICICI Bank replace which act? companies (NBFCs) to get registered B) Axis Bank A) Foreign Exchange Regulation Act, with the RBI? C) Yes Bank 1965 (FERA) A) Rs 10 crore D) HDFC Bank B) Foreign Exchange Regulation Act, B) Rs 1 crore E. None of these 1990 (FERA) C) Rs 5 crore 4. The Financial Action Task Force (FATF) C) Foreign Exchange Regulation Act, D) Rs 2 crore is an inter-governmental body to 1982 (FERA) E. None of these develop policies to combat money D) Foreign Exchange Regulation Act, 8. Define Base Rate? laundering. It is based in which 1973 (FERA) A) Minimum amount of deposit that country? E. None of these the commercial banks have to hold A) Frankfurt, Germany 12. Stock Holding Corporation of India as reserves with the central bank B) New York, USA Limited is India’s largest custodian and B) Rate charged by the central bank C) Paris, France depository participant. Its headquarter for lending funds to commercial D) Moscow, Russia is based in______? banks.

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A) New Delhi C) Allows RBI to form rules B) Hyderabad regarding the exchange of damaged VANIK’S KNOWLEDGE GARDEN C) Mumbai and imperfect notes. PROMPT CORRECTIVE ACTION D) Noida D) Emergency loans to banks (PCA) FRAMEWORK  PCA norms allow the regulator to E. None of these E. None of these place certain restrictions such as 18. Banks can accept interest free deposits 13. SDR are supplementary foreign- halting branch expansion and exchange reserve assets defined and in which type of accounts? stopping dividend payment. maintained by the International A) Savings Account  It can even cap a bank’s lending Monetary Fund. The full form of SDR B) Term Deposit Account limit to one entity or sector.  Other corrective actions that can be is______? C) Current Account imposed on banks include special A) Securities Drawing Rights D) All the above audit, restructuring operations and B) Special Drawing Rights E. None of the above activation of recovery plan. C) Supplementary Drawing Rights 19. What is the minimum maturity period  Banks’ promoters can be asked to D) Savings Drawing Rights prescribed for the Commercial Paper? bring in new management, too. The E. None of these A) 30 days RBI can also supersede the bank’s board, under PCA. 14. The Legal Entity Identifier (LEI) is a B) 1 day When is PCA invoked? ______character, alpha- C) 14 days  The PCA is invoked when certain numeric code? D) 7 days risk thresholds are breached. A) 12 E. None of these  There are three risk thresholds which B) 15 20.. High worth individuals who provide are based on certain levels of asset quality, profitability, capital and the C) 10 seed capital for start-ups in return for like. a minority share in business are known D) 20  The third such threshold, which is E. None of these as______? maximum tolerance limit, sets net 15. Which of the following is used to A) Personal Investor NPA at over 12% and negative denote ”Narrow Money”? B) Angel Investor return on assets for four consecutive A) M2 C) Peer-to-peer lenders years. What are the types of sanctions? B) M1 D) Equity Investors  There are two types of restrictions, C) M3 E. None of these mandatory and discretionary. D) M4  Restrictions on dividend, branch E. None of these expansion, directors compensation, 16. A statement that contains details of all  are mandatory while discretionary restrictions could include curbs on the economic transactions of a country lending and deposit. with the rest of the world, for a given ANSWER KEYS What will a bank do if PCA is time period, usually one year is known triggered? as______? 1. d 2. c 3. a 4. c  Banks are not allowed to renew or A) Balance of Payment access costly deposits or take steps 5. c 6. d 7. d 8. c B) Balance Sheet to increase their fee-based income. C) Accommodation Bill 9. b 10. d 11. d 12. c  Banks will also have to launch a special drive to reduce the stock of D) Sensitive Index 13. b 14. d 15. b 16. a NPAs and contain generation of E. None of these fresh NPAs. 17. What does Section 20 of the RBI Act 17. b 18. c 19. d 20. b  They will also not be allowed to 1934 defines? enter into new lines of business. RBI A) Only RBI has the exclusive rights will also impose restrictions on the bank on borrowings from interbank to issue currency notes in India market. B) RBI as Banker to Government

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ENGLISH LANGUAGE impotently crawling on a small and ignorance, and by doing so generates a kind unimportant planet? Or is he what he of impertinent insolence towards the Direction (Q.1 – 4): Read the passage appears to Hamlet? Is he perhaps both at universe. Uncertainty, in the presence of carefully and choose the best answer to once? Is there a way of living that is noble vivid hopes and fears, is painful, but must each question out of the four alternatives. and another that is base, or are all ways of be endured if we wish to live without the The conceptions of life and the world which living merely futile? If there is a way of support of comforting fairy tales. It is not we call ‘philosophical’ are a product of two living that is noble, in what does it consist, good either to forget the questions that factors: one, inherited religious and ethical and how shall we achieve it? Must the good philosophy asks, or to persuade ourselves conceptions; the other, the sort of be eternal in order to deserve to be valued, that we have found indubitable answers to investigation which may be called or is it worth seeking even if the universe is them. To teach how to live without certainty, ‘scientific’, using this word in its broadest inexorably moving towards death? Is there and yet without being paralyzed by sense. Individual philosophers have differed such a thing as wisdom, or is what seems hesitation, is perhaps the chief thing that widely in regard to the proportions in which such merely the ultimate refinement of folly? philosophy, in our age, can still do for those these two factors entered into their systems, To such questions no answer can be found who study IT. but it is the presence of both, in some degree, in the laboratory. Theologies have professed that characterizes philosophy. ‘Philosophy’ to give answers, all too definite; but their 1. The purpose of philosophy is to: is a word which has been used in many ways, definiteness causes modern minds to view a) reduce uncertainty and chaos. some wider, some narrower. I propose to them with suspicion. The studying of these b) help us to cope with uncertainty use it in a very wide sense, which I will now questions, if not the answering of them, is and ambiguity. try to explain. Philosophy, as I shall the business of philosophy. Why, then, you c) help us to find explanations for understand the word, is something may ask, waste time on such insoluble uncertainty. intermediate between theology and science. problems? To this one may answer as a d) reduce the terror of cosmic Like theology, it consists of speculations historian, or as an individual facing the terror loneliness. on matters as to which definite knowledge of cosmic loneliness. The answer of the e) All the above has, so far, been unascertainable; but like historian, in so far as I am capable of giving 2. Based on this passage what can be science, it appeals to human reason rather it, will appear in the course of this work. concluded about the relation between than to authority, whether that of tradition Ever since men became capable of free philosophy and science? or that of revelation. All definite speculation, their actions in innumerable a) The two are antagonistic. knowledge—so I should contend— belongs important respects have depended upon b) The two are complementary. to science; all dogma as to what surpasses their theories as to the world and human c) There is no relation between the definite knowledge belongs to theology. But life, as to what is good and what is evil. This two. between theology and science there is a ‘No is as true in the present day as at any former d) Philosophy derives from science. man’s Land’, exposed to attack from both time. To understand an age or a nation, we e) All the above sides; this ‘No man’s Land’ is philosophy. must understand its philosophy, and to 3. From reading the passage, what can be Almost all the questions of most interest to understand its philosophy we must concluded about the profession of the speculative minds are such as science cannot ourselves be in some degree philosophers. author? He is most likely not to be a: answer, and the confident answers of There is here a reciprocal causation: the a) Historian theologians no longer seem so convincing as circumstances of men’s lives do much to b) Philosopher they did in former centuries. Is the world determine their philosophy, but, conversely, c) Scientist divided into mind and matter, and if so, what their philosophy does much to determine d) Theologian is mind and what is matter? Is mind subject their circumstances. There is also, however, e) None of the above to matter, or is it possessed of independent a more personal answer. Science tells us what 4. According to the author, which of the powers? Has the universe any unity or we can know, but what we can know is little, following statements about the nature purpose? Is it evolving towards some goal? and if we forget how much we cannot know of the universe must be definitely true? Are there really laws of nature, or do we we may become insensitive to many things a) The universe has unity. believe in them only because of our innate of very great importance. Theology, on the b) The universe has a purpose. love of order? Is man what he seems to the other hand, induces a dogmatic belief that c) The universe is evolving towards astronomer, a tiny lump of carbon and water we have knowledge, where in fact we have a goal.

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d) Both a & b scientific attitude, and the dogmatic attitude development of science is e) None of the above. with the one which we have described as (a) critical and important, as, without pseudoscientific. It further suggests that it, initial hypotheses or Direction (Q.5 – 9): Read the passage genetically speaking the pseudo-scientific conjectures can never be made. carefully and choose the best answer to attitude is more primitive than, and prior (b) positive, as conjectures arising out each question out of the four alternatives. to, the scientific attitude: that it is a pre- of our dogmatic attitude become Our propensity to look out for regularities, scientific attitude. And this primitivity or science. and to impose laws upon nature, leads to priority also has its logical aspect. For the (c) negative, as it leads to pseudo- the psychological phenomenon of dogmatic critical attitude is not so much opposed to science. thinking or, more generally, dogmatic the dogmatic attitude as super-imposed (d) neutral, as the development of behaviour: we expect regularities everywhere upon it: criticism must be directed against science is essentially because of and attempt to find them even where there existing and influential beliefs in need of our critical attitude. are none; events which do not yield to these critical revision—in other words, dogmatic (e) inferior to critical attitude, as a attempts we are inclined to treat as a kind of beliefs. A critical attitude needs for its raw critical attitude leads to the ‘background noise’; and we stick to our material, as it were, theories or beliefs which attitude of reasonableness and expectations even when they are inadequate are held more or less dogmatically. Thus, rationality. and we ought to accept defeat. This science must begin with myths, and with 7. Dogmatic behaviour, in this passage, dogmatism is to some extent necessary. It is the criticism of myths; neither with the has been associated with primitives and demanded by a situation which can only be collection of observations, nor with the children. Which of the following best dealt with by forcing our conjectures upon invention of experiments, but with the describes the reason why the author the world. Moreover, this dogmatism allows critical discussion of myths, and of magical compares primitives with children? us to approach a good theory in stages, by techniques and practices. The scientific (a) Primitives are people who are not way of approximations: if we accept defeat tradition is distinguished from the pre- educated, and hence can be too easily, we may prevent ourselves from scientific tradition in having two layers. Like compared with children, who have finding that we were very nearly right. It is the latter, it passes on its theories; but it not yet been through school. clear that this dogmatic attitude, which makes also passes on a critical attitude towards (b) Primitives are people who, though us stick to our first impressions, is indicative them. The theories are passed on, not as not modern, are as innocent as of a strong belief; while a critical attitude, dogmas, but rather with the challenge to children. which is ready to modify its tenets, which discuss them and improve upon them. The (c) Primitives are people without a admits doubt and demands tests, is indicative critical attitude, the tradition of free critical attitude, just as children of a weaker belief. Now according to Hume’s discussion of theories with the aim of are. theory, and to the popular theory, the discovering their weak spots so that they (d) Primitives are people in the early strength of a belief should be a product of may be improved upon, is the attitude of stages of human evolution; repetition; thus it should always grow with reasonableness, of rationality. From the children are in the early stages of experience, and always be greater in less point of view here developed, all laws, all their lives. primitive persons. But dogmatic thinking, theories, remain essentially tentative, or (e) Primitives are people who are not an uncontrolled wish to impose regularities, conjectural, or hypothetical, even when we civilized enough, just as children a manifest pleasure in rites and in repetition feel unable to doubt them any longer. Before are not. as such, is characteristic of primitives and a theory has been refuted we can never know 8. Which of the following statements best children; and increasing experience and in what way it may have to be modified. supports the argument in the passage maturity sometimes create an attitude of that a critical attitude leads to a weaker caution and criticism rather than of 5. In the context of science, according to belief than a dogmatic one does? the passage, the interaction of dogmatic dogmatism. My logical criticism of Hume’s (a) A critical attitude implies endless psychological theory, and the considerations beliefs and critical attitude can be best questioning, and, therefore, it connected with it, may seem a little removed described as: cannot lead to strong beliefs. from the field of the philosophy of science. (a) A duel between two warriors in (b) A critical attitude, by definition, But the distinction between dogmatic and which one has to die. is centred on an analysis of critical thinking, or the dogmatic and the (b) The effect of a chisel on a marble anomalies and “noise”. critical attitude, brings us right back to our stone while making a sculpture. (c) A critical attitude leads to central problem. For the dogmatic attitude (c) The feed share (natural gas) in questioning everything, and in the is clearly related to the tendency to verify fertilizer industry being process generates “noise” without our laws and schemata by seeking to apply transformed into fertilizers. any conviction. them and to confirm them, even to the point (d) A predator killing its prey. (d) A critical attitude is antithetical of neglecting refutations, whereas the critical (e) The effect of fertilizers on a to conviction, which is required sapling. attitude is one of readiness to change them— for stronger beliefs. to test them; to refute them; to falsify them, 6. According to the passage, the role of a (e) A critical attitude leads to if possible. This suggests that we may dogmatic attitude or dogmatic questioning and to tentative identify the critical attitude with the behaviour in the hypotheses.

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9. According to the passage, which of the e) (i), (ii) and (iii) 16. A. She, who had been the apple of following statements best describes the 12. I. Manufacturers once took advantage his eye, he now began to regard difference between science and of Hartford’s access to the Connecticut with something like distrust. pseudoscience? River. B. The whole block of buildings (a) Scientific theories or hypothesis II. They also enjoyed Hartford’s well- including two furniture stores and are tentatively true whereas educated workforce. a draper establishment was pseudo-sciences are always true. (i) And destroyed in the fire. (b) Scientific laws and theories are (ii) Or else C. I can well afford to disregard he permanent and immutable (iii) Yet who is capable of making such whereas pseudo-sciences are a) (i), (ii) & (iii) statements. contingent on the prevalent mode b) (i) & (ii) D. Such goods are made for export, of thinking in a society. c) Only (i) and are seldom or never used in (c) Science always allows the d) (ii) & (iii) the country. possibility of rejecting a theory e) Only (iii) a) Only C or hypothesis, whereas pseudo- 13. I. Mithun’s car didn’t start this morning. b) Only D sciences seek to validate their II. He got a jump start from his neighbor c) Both B & D ideas or theories. and was able to make it to his d) Both C & A (d) Science focuses on anomalies and appointment on time. e) None of the sentence is correct. exceptions so that fundamental (i) However 17. A. The wise people, who are very truths can be uncovered, whereas (ii) Because few in our country, they think pseudo-sciences focus mainly on (iii) So that before they act. general truths. a) (i) & (ii) B. Many of the utterances beginning (e) Science progresses by collection b) Only (ii) from the presidential address were of observations or by c) (i), (ii) and (iii) marked with eloquence. experimentation, whereas pseudo- d) Only (iii) C. The government has a soft corner sciences do not worry about e) Only (i) for the backward classes; it wants observations and experiments 14. I. Pooja seems to be a workaholic. to pull them up. II. She spent the holiday in her office D. Barbarian chiefs and barons Direction (Q.10–15) : Choose the finishing the report. carved out for themselves the appropriate phrase/connector/ (i) In fact fairest positions. conjunction from the given three options (ii) After all a) Only D which can be used to form a single (iii) Nevertheless b) Only A sentence from the two sentences I and II a) Only (i) c) Both A & C which are given below, implying the b) (i) & (ii) d) Both D & B same meaning as expressed in the c) Only (ii) e) None of the sentence is correct. statement sentences. d) (ii) & (iii) 18. A. A free press is not a privilege but an organic necessity in a free 10. I. There was a meteor shower in space. e) (i), (ii) & (iii) society. II. The crew did not know how to 15. I. Veni carefully reviewed the credit cards B. The number of marks carried by avoid the meteors. offers she had received this month. each questions are indicated at the (i) And II. She chose the one with the best terms end of the question. (ii) Since and completed the application. C. The drawing room was a mess (iii) But (i) Otherwise with all the furniture scattered in a) (i), (ii) & (iii) (ii) Then total disarray. b) Only (iii) (iii) Even though D. As I prefer coffee than tea my c) Only (ii) a) (i) & (ii) friends always take the trouble to d) (ii) & (iii) b) Only (iii) get me a cup of coffee, whenever I e) Only (i) c) (i), (ii) and (iii) visit them. 11. I. Rabbits make good pets. d) (ii) & (iii) a) Only A II. They don’t make too much noise e) Only (ii) b) Only B and they are clean. Direction (Q.16-20) : Read each sentence c) Both B & D (i) For to find out whether there is any error in d) Both A& C (ii) Because it. The error, if any, will be in one or e) None of the sentence is correct. (iii) So more sentence. Then choose the 19. A. Those who are excessively careful a) (ii) & (iii) sentence(s) without error as your answer. for their health are not generally b) Only (iii) If there is error in all the sentences, then healthy. c) Only (ii) your answer is e). (Ignore the errors of B. There has been little change in the d) Only (i) punctuation, if any.) patient’s condition since he was

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moved to a special ward in the introduced in the upcoming III. The ______in the cafeteria hospital. legislative session. began when one student threw his C. Once we have agreed on the II. If the ______principal lunch at another student. fundamentals, there will hardly be does not enforce rules against gang a) Quibble, confusion anything left to discuss about. D. activities, he will lose his school b) Prevaricate, chaos They cook meals, lay the table and to drugs and violence. c) Hedge, bedlam wash up, clean the house and mend III. Because the critics called the play d) Evade, turmoil the clothes. a ______failure, few people e) Dither, uproar a) Only B purchased tickets for the stage b) Only A production. Direction (Q.26-30) : In each of the c) Both B & D a) Firm, murky questions below, five sentences are given d) Both C & A b) Flabby, bleak which are denoted by A), B), C), D) and e) None of the sentence is correct. c) Limp, dreary E). By using all the five sentences you 20. A. The gap between what he d) Wilted, desolate have to frame a meaningful paragraph. preaches and what he practises is e) Flaccid, dismal The correct order of the sentences is your too wide to accept by any sensible 23. I. Before the cruise ship departs, answer. Choose from the five person. passengers are required to alternatives the one having the correct B. The king was embarrassed to find ______at a specified order of sentences and mark it as your evidences against his own queen. station for a safety briefing. answer. C. While flying over India we had II. When my mother wants us to 26. A. Events intervened, and in the late glimpses of the two sources of her spring clean; she blows a whistle 1930s and 1940s, Germany culture Ganges and Himalayas. to let us know it is time to suffered from “over-branding”. D. I don’t remember having met him ______in the kitchen. B. The British used to be fascinated before, although the voice sounds III. Because the school does not by the home of Romanticism. rather familiar to me. tolerate ______language, C. But reunification and the federal a) Only A the student has been suspended government’s move to Berlin have b) Only B for using profanity. prompted Germany to think again c) Both B & C a) Congregate, impolite about its image. d) Both A & D b) Collect, unseemly D. The first foreign package holiday e) None of the sentence is correct. c) Muster, indecorous was a tour of Germany organized d) Assemble, rude by Thomas Cook in 1855. Direction (Q.21-25) : In each of the e) Gather, uncouth E. Since then, Germany has been following sentences there are two blank 24. I. Many people were under the understandably nervous about spaces. Below each sentence there are ______that school was promoting itself abroad. four words denoted by numbers a), b), c) going to be canceled after a rumor a) ACEBD b) DECAB and d). Find out ONE word that to be spread online. c) BDAEC d) DBAEC fitted in both the sentences I and II and II. Though she is popular, my e) BADCE another word that fit to the sentence III classmate is under the 27. A. Four days later, Oracle announced and to make it meaningfully complete. ______that everyone likes its own bid for PeopleSoft, and In case no word is fit to these sentences, her. invited the firm’s board to a option ‘e’ is the answer. III. As a five-time Grammy winner, discussion. 21. I. Despite the efforts of the firemen, Aretha has a huge B. Furious that his own plans had the fire continued to ______in the music been endangered, PeopleSoft’s ______the forest. community. boss, Craig Conway, called II. The mobster swore he would a) Revelation, importance Oracle’s offer “diabolical”, and its ______the man’s family b) Vision, consequence boss, Larry Ellison, a “sociopath”. if he testified against him in court. c) Mirage, substance C. In early June, PeopleSoft said that III. Before she began using a d) Delusion, stature it would buy J.D. Edwards, a pseudonym, the author was e) Apparition, position smaller rival. ______known by 25. I. In order to get his bill passed, the D. Moreover, said Mr. Conway, “he another name. politician went out of his way to could imagine no price nor a) Ravage, erstwhile ______about the release of combination of price and other b) Desolate, former the environmental study. conditions to recommend c) Destroy, one - time II. In hopes of avoiding questions accepting the offer.” d) Bleak, current about his recent car accident, the E. On June 12th, PeopleSoft turned e) Barren, afterward actor tried to ______during his Oracle down. 22. I. Because of ______interview. support, the bill will not be a) CABDE b) CADBE c) CEDAB d) CAEBD

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e) CEABD C. The recent revival of the rains had (a)48000 (b)47000 28. A. Branded disposable diapers are led to the emergence of a line of (c)46000 (d)49000 available at many supermarkets divide between the two. (e)50000 and drug stores. D. The state governments, on the B. If one supermarket sets a higher other hand, allege that the Centre 34. Profit of A is what % of profit of C if price for a diaper, customers may is downplaying the crisis only to 350 buy that brand elsewhere. evade its full responsibility of profit of C is % of more than C. By contrast, the demand for financial assistance that is required 9 private-label products may be less to alleviate the damage. profit of A? price sensitive since it is available E. Shrill alarm about the economic only at a corresponding impact of an inadequate monsoon (a)72% (b)75% supermarket chain. had been sounded by the Centre (c)60% (d)48% D. So, the demand for branded as well as most of the states, in (e)55% diapers at any particular store may late July and early August. 35. What is the difference (in be quite price sensitive. a) EBCDA b) DBACE months)between the time for which E. For instance, only Sav-On Drugs c) BDCAE d) ECBDA investment is made by D and E if profit stores sell Sav-On Drugs diapers; e) BEDCA of D is 28% less than profit of C and then, stores should set a higher investment of D is 50% of investment incremental margin percentage for QUANTITATIVE APTITUDE of E? private-label diapers. (a)3 (b)4 Direction (31-35) : Given below is the a) ABCDE b) ABCED (c)5 (d)6 table showing the investment of five c) ADCEB d) AEDBC (e)7 persons in a business, time for which e) ADBEC investment made, share of profit and Direction (36-40) : What should come 29. A. Having a strategy is a matter of percentage of profit. Some values are in place of the question mark(?) in the discipline. missing in the table, you have to calculate following number series problem? B. It involves the configuration of a these value if necessary to answer the tailored value chain that enables a 36. 7,16,-2,25,?,34 questions. company to offer unique value. (a)8 (b)-11 Note:- Profit percent is calculated on C. It requires a strong focus on (c)10 (d)-12 profitability and a willingness to total profit made by all. (e)9 make tough tradeoffs in choosing 37. 6,7,24,?,882,7947 Person Investment Time Share of Percentage what not to do. (in Rs) (in month) profit of profit (a)12 (b)20 A 8 3600 D. When a company’s activities fit % (c)64 (d)81 together as a self-reinforcing 211 (e)125 B 20000 system, any competitor wishing C 10,000 38. 2,4,16,?,132,282 to imitate a strategy must replicate D 12 3600 (a)42 (b)36 % the whole system. 211 (c)52 (d)63 E. A company must stay the course E 24,000 10,800 (e)72 even during times of upheaval, 31. What is the sum of profit of A and C 39. 1,2,4.5,11,30,? while constantly improving and together if investment of A and C (a)93 (b)72 extending its distinctive together is 215% of investment of B (c)78 (d)84 positioning and strategy goes far and investment of A is 28% less than (e)90 beyond the pursuit of best investment of C. A investment for same 40. 2,7,28,63,? practices. time as C invested. (a)126 (b)81 a) ACBDE b) ACEBD (a)17200 (b)18900 (c)121 (d)111 c) DCBEA d) ABCED (c)19400 (d)14200 (e)100 e) EADBC (e)None of these 41. Mohan spends 40% of his salary on 30. A. “This face off will continue for 32. What is the total profit of all 5 person if food item 50% of the remaining on several months given the strong profit percentage of E is 50% more than transport, 30% of the remaining, after convictions on either side,” says profit % of D. spending on food and transport, he a senior functionary of the high- (a)40500 (b)43500 spends on clothes and saves the powered task force on drought. (c)42200 (d)53200 balance. If he Saves Rs 630 every B. During the past week-and-half, the (e)38500 month, What is his monthly salary? Central Government has sought 33. What is the total investment of C and (a)1500 (b)3000 to deny some of the earlier E,if E invested for one month more than (c)5000 (d)6500 apprehensions over the impact of C and ratio between the time taken by (e)None of these drought. both i.e C and E is 8:9 42. The average marks of a student in 8 subjects is 87.Of these, the highest

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marks is 2 more than the one the next 47. What is the ratio of speed of the boat in original selling price, the would in value. If these two subject are still water and speed of the stream? A. The boat takes 2.5 hours in 1 eliminated, the average marks of the have had 22 % profit. remaining subjects is 85. What is the travelling 45 km upstream. 2 B. The ratio of downstream and highest marks obtained by him? C. If he had sold one article at 25% upstream speed is 5:3 (a)94 (b)91 less that he would have had no C. The boat goes 45 tm downstream (c)89 (d)96 profit of loss. in 1.5 hours (e)None of these (a)Either A alone or C alone (a) All the three together are not 43. A tradesman give 4% discount on the (b)Only A alone sufficient marked price and 1 article free with (c)Only B alone (b) Only B alone every 15 articles bought and still gains (d)Only C alone (c) All the three together 35% .The marked price is more than (e)Any one of three alone the cost price by : (d) A and C together (a)40% (b)39% (e) Either B alone or A and C together Directions (Q. nos. 51-55): Study the (c)20% (d)50% 48. What is the rate of interest per annum? following table and answer the following (e)None of these A. Difference between compound questions. 44. A person has a chemical of Rs 25 per interest and simple interest for 2 The following table shows that the total litre. In what ratio should water be years on the same amount at same number of employees in the given 6 mixed in that chemical, so that after rate of interest is Rs 60. shifts of various Companies (in selling the mixture at Rs 20 per litre he B. Simple interest for five years on thousands) may get a profit of 25%? the same amount at the same rate (a)13:16 (b)12:15 is one- fourth of the principal Factories Shifts (c)16:9 (d)19:22 amount. A B C D E Total (e)None of these C. Compound interest for three years 5am -8am 12 14.5 13.25 10 10.75 45. Pipe A can fill a tank in 3 hrs and 45 on Rs 16000 at the same rate is 8am-11am 10 11 - 9.5 12.5 58 minutes. 2 hrs after the pipe started Rs252 11am-2pm 11.5 10.5 14.5 - 9.6 57.9 filling the empty tank the motor (a)Only B alone 2pm-5pm - 9.5 11.2 12 10.4 57.1 stopped working. What percentage of (b)Only C alone 5pm-8pm 9.25 11.75 16 12 13 - the tank was left empty? (c)Only A alone 8pm-11pm 8 13 6.25 15.5 - 56.75 (d)Either B alone or C alone 2 (e)None of these 51. What is the difference in the total number (a)58% (b) 46 % 3 49. There are some boys and girls in a class. of employees working in various shifts How many girls are there in the class? in company C and the total number of 1 1 A. Ratio of number of boys and girls employees working in various shifts (c) 33 % (d) 53 % 3 3 in the class is 5:3. in company D? B. If one student is selected at a) 5570 b) 2480 (e)None of these random from the class, the c) 5180 d) 5400 Direction (46-50) : The following probability of the selected student e) 2750 52. The total number of employees from questions are accompanied by three 5 statement A,B and C. You have to Company A is approximately what b ein g a b o y is . determine which statement(s) is/ are 8 percent of the total number of employees from company B ? necessary/ Sufficient to answer the C. Number of boys in the class is 40 a) 63.17% b) 92.17% question. more than the number of girls in c) 86.17% d) 32.17% the class. 46. What is the 10th term of an arithmetic e) 35.17% (a) Any two of the three together progression ? 53. What is the total of the average number (b) Only A and C together A. Seventh term of the AP is 32 more of employees working in the fourth (c) Either A and C together or B and than the third term of the A.P. shifts and sixth shifts in all the C together B. The average of first five terms of companies? (d) Only A and B together the AP is 20 . a) 23150 b) 22460 (e) Only b and C together C. The sum of third and fifth terms c) 22770 d) 24620 50. What is the profit / loss % earned by the of the AP is 56. e) 25640 shopkeeper after selling an article? (a) Only A and B together 54. What is the total number of female A. After selling 4 articles, shopkeeper (b) Only A and C together employees working in various shifts had a profit equal to the selling (c) Only B and C together in company E if the ratio of male and price of one such article. (d) Any two of the three together female employees in the company E is B. If the shopkeeper had sold one (e) All the three together 2:3? article at Rs 60 less than the a) 44630 b) 42700

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c) 41850 d) 42150 (c)211680 (d)15120 but not the immediate left. Lucky doesn’t e) 43520 (e)1440 face Piyush and Tanmay. Isha doesn’t face 55. What is the ratio of the total number of Tanmay. Jasmin and Isha are immediate employees from company B and Direction (61-65) : In each of the neighbours. Risha doesn’t sit at the end of company D working in the shifts 8 am- questions, two equation(I) and (II) are the row. Surya doesn’t face Lucky. 11 am and the total number of workers given. You have to solve both the 66. Who among the following faces Lucky? working in the same shifts in company equations and give answer. (a) Surya (b) Vikram C and company E together? (a) If x > y (c) Qush (d) Piyush a) 41:53 b) 41:55 (b) If x  y (e) None of these c) 41:24 d) 32:55 (c) If x < y 67. Who among the following sits at the end e) 41:52 (d) If x  y of the row? 56. Rahul takes more time to cover a (e) If x = y or relationship between x (a) Lucky, Tanmay distance in upstream as compare to and y cannot be established. (b) Vikram, Isha cover same distance in downstream. If (c) Lucky, Surya his friend’s speed and his speed are in 61. I. 2 (d) Miku, Piyush ratio 6:7, when they go in downstream, x  3481  0 (e) None of these then find the ratio of speed of Rahul 2 68. How many persons sits to the right of and his friend in still water. (speed of II. 3y  3 216000 Umesh? stream is same in both cases) 62. I. 2 (a) Three (a)4:5 (b)5:4 20x  67x  56  0 (b) Two (c)7:6 (d)3:5 2 II. 56y  67y  20  0 (c) More than three (e)6:7 (d) One 57. A,B and C entered in a business for one 63. I. 2  x 14641 (e) None of these year, 8 months and 9 months 69. Who among the following faces Nilu? respectively. A and C earn a profit of II. y  14641 (a) Qush (b) Surys 10,000 and 20,000 from the total profit 64. I. 2   (c) Piyush (d) Umesh of 55000 after one years. If ‘A’ invest x 42 13x (e) None of these 1,50,000 initially then find the 4 II. y  1296 70. How many persons sits to the left of difference between investment of B and Nilu? C. 65. I. 2 15x  46x  35  0 (a) Three (b) Four (a)162500 (c) Five (d) Six (b)400000 II. 4y2  15y  14  0 (e) None of these (c)250000 (d)can’t be determined REASONING ABILITY Directions (71-75) : In each question (e)190000 below, there are three statements 58. In a company ratio of number of officers Directions (66-70) : Study the following followed by three conclusions numbered to number of clerks is 4:5.Total salary information and answer the question I, II and III. You have to take the given of all the officers is 140% more than given. statements to be true even if they seem the total salary of clerks. If total salary Fourteen persons are sitting in two parallel to be at variance with commonly known of all clerks and officers is Rs.1020000 rows such that Vikram, Umesh, Tanmay, facts and then decide which of the given Then find the salary of a officer is what Surya, Risha, Qush and Piyush sits in row conclusions logically follows follow(s) % more than the salary of a clerk? 1 faces towards south and Omm, Nilu, from the given statements. (a)300% (b)100% Miku, Lucky, Kamal, Jasmin & Isha sits in (c)150% (d)200% the row 2 such that all are facing north 71. Statements: (e)50% direction. Person sitting in row 1 faces the Few belts are papers. 59. A shopkeeper has a stock of rice. 20% person sitting in row 2. Few papers are desks. of rice is spoiled, then shopkeeper sell Vikram sits 3rd to the right of Umesh. Either Few desks are chairs. remaining rice at 110% of the cost price Umesh or Vikram sits at the end of the row. Conclusions: and weight 200 gram less than 1 kg. Nilu sits 3rd to the right of Miku. Neither I) At least some belts are desks. Find his overall profit%. Nilu nor Miku faces Vikram and Umesh. II) At least some papers are chairs. (a)12% (b)14% The one who faces Tanmay sits 3rd to the III) At least some belts are chairs. (c)8% (d)10% right of Omm. None of the immediate (a) All follow (e)4.4% neighbour Umesh faces Miku. Tanmay sits (b) Only I follow 60. In how many ways word 3rd to the left of Qush. Miku doesn’t face (c) Only I and III follow EXAMINATION can be formed with Qush. One of the immediate neighbour of (d) Only II and III follow or without meaning in which 4 vowels Qush faces Kamal, who doesn’t sit at the (e) None of these always comes together? end of the row. Surya is not the immediate 72. Statements: (a)1814400 (b)228600 of Tanmay. Piyush sits on the left of Risha Few pots are buckets.

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Every bucket is tubs. exams. One day was remaining off in the (a) Sunday Every tub is drums. week. It was called none exam day. Neither (b) Wednesday Conclusions: Sunday nor Monday was none exam day. (c) Thursday I. Some drums are pots. All Six exams were scheduled in the July (d) Friday II. Some tubs are buckets. month. Civics exam was not organized on (e) Monday III. Some drums are buckets. the day which is just after the day on which 80. Who among the following has given exam (a) All follow History exam was organized but was (b) None follows organized on the day which is after the day on Thursday? (c) Only I and III follow on which History exam was organized. (a) P (b) S (d) Only I and II follows Science exam was organized on the day (c) Q (d) R (e) None of these which is just before the day on which Polity (e) No one 73. Statements: was organized. Science exam was attended Every pin is bags. by S’s father on the day which is before Directions (81-82) : Study the following Every chalk is bags. Sunday. Hindi was organized on 26 July information carefully to answer the Every needle is bags. and Geography was organized on 31 July. given questions. Conclusions: T’s grandfather was a brother of Q. P had A, B, C, D and E are five friends sitting in a I.Some needles are pins two sons. Exams were organized in such a hall in the following manner. C is equidistant II.Some bags are needle way that three exams were continuing means from A and B. The distance between C and III.No needle is pin there was no break between three exams. D is 6m and C is south to D. E is to the east (a) Only I and III follow No exam day was also not coming among of D. A and B are seated in west-east direction (b) Either I or III and II follows three days, but none exam day was coming (c) None follows just later or just before of three days exam respectively. Distance between A and B is (d) Only III follows sets. S’s father was a brother of T’s father. 16m and distance between D and E is 12m. (e) None of these The exam on 30 July was attended by R 81. What is the distance between C and E? 74. Statements: who is uncle of S. The exam was attended Few buses are trucks. by Q on the day which is immediate before (a) 6 3 (b) 6 5 Few trucks are boats. the day on which the exam was attended by No boat is pilot. P. The exam on Wednesday was attended (c) 3 3 (d) 7 5 Conclusions: by T’s cousin. (e) None of these I. Some pilot are buses II. Some boats are buses. 76. On which of the following day does T 82. B is in which direction with respect to III. Some pilot are trucks. attend the exam? D? (a) Only II follow (a) Monday (a) North-east (b) All follow (b) Wednesday (b) South east (c) Only III follow (c) Saturday (c) North west (d) Sunday (d) None follows (d) South west (e) Thursday (e) None of these (e) None of these 75. Statements: 77. Which of the following given statement Every flower is trees. is true? Directions (83-85) : Each of these (a) Civics exam was organized just Every tree is jungles. questions is based on the following before Science exam No jungle is hill. information: (b) Hindi exam was organized before Conclusions: (i) Y % Z means Y is the brother of I. No flower is hill. History exam Z. II. No tree is hill. (c) First exam was organized on 25th III. Some jungles are flowers. July (ii) Y @ Z means Y is the mother of (a) None follows (d) Civics exam was organized on Z. (b) Only I and II follow Friday (iii) Y $ Z means Y is the father of Z. (c) All follow (e) None of these (iv) Y * Z means Y is the son of Z. (d) Only II and III follow 78. How is Q related to U? (e) None of these (a) Father 83. Which of the following expression (b) Son shows the relation that M is mother of Direction (76-80) : Study the following (c) Maternal Uncle G? information carefully and answer the (d) Paternal Uncle (a) S % Q @ M % G question given below: (e) Cannot determined (b) M @ S % R % G Six exams Civics, Science, Hindi, History, 79. Four of the following five are alike in a (c) M @B % S $ G Geography and Polity were organized From certain way and hence they form a Monday to Sunday in a week. Six friends- group. Which one of the following does (d) G @ B $ N % M P, Q, R, S, T and U have attended these not belong to that group? (e) None of these

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84. If the expression P%Y@G*K is (c) Uma (d) Ram the question. definitely true, then which of the (e) Cat (c) The data in statement II alone are following is not true? 89. Who is second right to Jay? sufficient to answer the question, (a) K is father of G (a) B2 (b) Cat while the data in statement I alone (b) G is nephew of P (c) SD (d) Ram are not sufficient to answer the (c) K is wife of Y (e) PK question. (d) Y is wife of K 90. How many people are sitting between (d) The data either in statement I (e) G is son of Y Cat and Ram, when counting in alone or in statement II alone are 85. If the expression A $ B * Q @ R is clockwise direction from Ram? sufficient to the answer the definitely true, then which of the (a) Three question. following is true? (b) Four (e) The data in statement I alone are (a) R is daughter of A (c) One sufficient to answer the question (b) R is son of Q (d) Two while the data in statement II alone (c) Q is mother of R (e) None of these are not sufficient to answer the (d) None of these question. Directions (91-95) : In these questions, (e) Q is father of B relationship between different elements 96. How many persons are standing between Directions (86-90) : Study the is shown in the statements. These L and K in a straight line of 19 persons? information carefully and answer the statements are followed by two (Note: All are standing in a straight line, question given below. conclusions: facing north). Eight persons-PK, SD, QR, Ram, Uma, B2, (a) If only conclusion I follows. I. Y stands on the extreme left end Jay and Cat are sitting in a circle at equal (b) If only conclusion II follows. of the line. Only five persons stand distances. Three of them are facing outside (c) If either conclusion I or II follows. between Y and K. Only six and other five are facing the centre of the (d) If neither conclusion I nor II persons stand between K and R. circle. Two persons are sitting between Cat follows. Only four persons stand between and Uma and two are sitting between B2 (e) If both conclusion I and II follow. R and L. and Uma. QR is sitting to the second left of II. J stands exactly in the middle of 91. Statements: K Q, U>V=I, K >J V,, Jay, who is facing the centre of the circle.   the line. Only two persons stand UJ, O>Q>J, T>D near to Cat. QR is sitting to the third left of  stands to the left of L. K stands Conclusion: I. O>T II. T>J Ram, who is second right of PK, and facing third to the left of J. 93. Statements: ZU II. W X neighbours of B2 faces opposite direction  are facing the centre while others are 94. Statements: A U, C=BO (Opposite direction means if one of the   facing outside the centre. What is the Conclusion: I. B D II. OE B, J E, then other neighbour of B2 faces opposite   with respect to E? R Q to center and vice-versa). Ram not near to  I. C stands second to the right of E. Conclusion: I. J>R II.R=J Jay. E faces outside. C is an immediate Direction (96-100) : Each of the neighbour of both D and B. F 86. Who among following sits fourth to right questions below consists of a question stands second to the left of D. D of PK? and two statements numbered I and II faces the same direction as E. (a) B2 (b) Ram given below it. You have to decide II. Only two persons stand between (c) Uma (d) QR whether the data given in the statements B and E. Both B and E face (e) Cat are sufficient to answer the question. outside. E is an immediate 87. Who is sitting third to the left of Uma? Read both statement and choose the most neighbour of both D and F. B is an (a) Ram (b) B2 appropriate option. immediate neighbour of both C (c) SD (d) Cat (a) The data even in both statements and A. A is not an immediate (e) None of these I and II together are not sufficient neighbour of D. 88. Who among following sits immediate to answer the question. left of B2? (b) The data in both statements I and (a) QR (b) PK II together are necessary to answer

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98. How is X related to N? 16. c; In A, “begun” should come in place 32. (c) Profit % of I. X is mother of J. T is married to of ‘began’; In C, “him” should come in 3 3600 5400 Z. N is daughter of T.Z is brother place of ‘he’. E=   % of J. 17. a; In A, “think” should come in place of 2 211 211 II. X is married to Y. Y is father of J. ‘they think’; In B, “by” should come 5400 J is married to L. J is uncle of N. %  10800 in place of ‘with’; In C, ‘pull them up’ 211 99. Among mobiles R, S, T, U, V and W, should be replaced by “uplift them”. So 100%’! 2 211100 which is the costliest? 18. d; In B, replace ‘are’ by “is”; In D, = 42200 I. T is costlier than only two replace ‘than’ by “to”. mobiles. S is costlier than R but 19. c; In A, replace ‘for’ by “of”; In C, 33. (d) Let both take 8x and 9x month. not the costliest. V is costlier than remove ‘to discuss’. So C take 8 month and E take 9 month only W. 20. e; In A, replace ‘to accept’ by “to be Let C’s investment = y II. R is cheaper than only two accepted”; In B, replace ‘evidences’ by mobiles. V is costlier than W but 10000 y 8 “evidence”; In C, add “the” before   cheaper than T. T is cheaper than ‘Ganges’ and ‘Himalayas’; In D, 10800 24000 9 R. S is cheaper than U. replace ‘although’ by “though”. y= 25000 100. Who is the lightest amongst A, B, C, D 21. a; Ravage – the severely damaging or Total investment of C and E = 49000 and E? destructive effects of something. 34. (a) Let profit of A = x I. D is heavier than C and lighter than Erstwhile – formerly. A. 22. e; 25 Flaccid – (of part of the body) soft x  10,000 II. B is heavier only than E. and hanging loosely or limply, 18 especially so as to look or feel x=7200 unpleasant.  7200 Dismal – depressing; dreary. Required % = 100  72% 10000 EXPLANATIONS 23. c; Muster – collect or assemble (a number or amount). 35. (a) Profit of D = 7200 1. b 2. b 3. d 4. d Indecorous – improper or not in keeping Investment of D = 12000 with good taste and propriety. 5. b 6. a 7. d 8. e 72 12000 12 9. c 24. d; Delusion – the action of deluding or So,  where x  the state of being deluded or 108 24000 x (10 – 15) 10. b; There was a meteor shower in space, misconception. time of investment of E Stature – importance or reputation but the crew did not know how to 2 6 gained by ability or achievement.  avoid the meteors. 3 x 11. d; Rabbits make good pets, for they 25. b; Prevaricate – speak or act in an evasive way. x=9 months don’t make too much noise and they Required difference = 12-9=3 months are clean. Chaos – complete disorder and 36. (b) Series is 12. c; Manufacturers once took advantage confusion. 26. c 27. a 28. e 29. b of Hartford’s access to the Connecticut +9,-18,+27,-36,+45 30. d River and the city’s well-educated So,25-36= - 11 workforce. 31. (a) Investment of A and C together 37. (e) 215x200=43000 13. e; Mithun’s car didn’t start this morning; 6 11,7  3  3, however, he got a jump start from his Investment of A =18000 24  5  5,125  7  7,882  9  9 neighbor and was able to make it to his Investment of C= 25000 appointment on time. So Ratio in which profit between A and C 24 5  5  125 14. a; Pooja seems to be a workaholic; in is shared (18x8):(25x8) 38. (c) Series is fact, she spent the holiday in her office 2 3 2 3 finishing the report. 1810,000 2  1 1 ,4  2  2 , Profit of A=  7200 15. e; Veni carefully reviewed the credit 25 16  32  33 ,52  4 2  43  cards offers she had received this Sum of profit of A & C = So, 2 3 month; then, she chose the one with 7200+10,000=17,200 16  3  3  52 the best terms and completed the application.

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39. (a) Series is So, part of tank filled in 2 hrs From A and C together 11,1.5 1.5,  2  2, 2 x  y 30 5 100    2.5  2.5,3  3 = 15 x  y 18 3 4 x 4 So, 30  3+3=93  2  4 1 y 1 40. (a) Series is =  100  53 % 15 3 Hence, the question can be answered 13  1,23  1,33  1,43  1,53  1 Percent of the tank that was left by using either statement B alone or So 125+1=126 empty statements A and C together. 41. (b) Let the monthly salary of Mohan be  1  2 48. (d) A CI for 2 years – SI for 2 years= Rs x then = 100  53   46 %  3  3 Rs60 60 50 70    x  630 46. (d) Let the first term and common  R 2 100 100 100  P   60 difference of the AP be ‘a’ and ‘d’  100    x Rs 3000 respectively. 42. (a) Let the highest marks be x then 1 A = 32+A B SI for 5 years= P  A7 3 4 87 8  x  x  2  856 a+6d=32+a+2d  P  R  5 1  696  2x  2  510  4d=32   P 100 4 188  d=8  x   94  R  5%P.a 2 A A A A A 1 2 3 4 5  20 C  CI for 3 years on Rs 43. (d) Discount in term of free article B  5 16000=Rs2522 a+a+d+a+2d+a+3d+a+4d=100 1  3   R   = 100  6.25%  5a+10d=100  160001    16000  2522 16   100   a+2d=20    Overall discount =  C  A +A =56  R  5% 4 6.25 3 5 4  6.25  10%  a+2d+a+4d=56 Hence, the question can be answered by using either statement B alone or 100  2a+6d=56 statements C alone Let C.P=100  a+3d=28 Then S.P=135 Hence, the question can be answered 49. (c) A Let the number of boys and girls 100 by using any two of the three in the class be 5x and 3x respectively. M.P= 135  150 90 statements together. B  Probability of selecting a boy 47. (e) Let the speed of the boat in still So, M.P is marked 50% above C.P. Numberof boysin theclass water and the speed of the stream be x = 44. (c) C.P of Totalnumberof studentin theclass and y km/h respectively. 100 5 mixture=  20  Rs16 45 = 125 A   2.5 x  y 8 Let total number of students and x  y  18 number of boys in the class be 8y and x  y 5 5y respectively. B    x  y 3 Number of girls in the class = 8y- 5y=3y x 4 C  Number of boys=40+Number of  y 1 girls Hence, either A and C together or B 45 and C together are sufficient to answer C   1.5  Required ratio = 16:9 x  y the question. 15 45. (b) Pipe fills the tank in hrs 50. (a) A 4SP=4CP+SP 4 x  y  30 Pipe works for 2 hrs  4SP  SP  4CP

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4 Required percentage= (64.75/70.25) Speed of Rahul’s friend in still water =  SP  CP 3  100=92.17% 6x-2x=4x 53. (c) Average number of employees Required ratio = 5:4 2 working in the fourth shifts=57.1/5= B  SP-60=CP+ 22 % of CP 57. (a) Let A’s, B’s, C’s investment be x,y, 9 11.42 thousand = 11420 and z respectively. Average number of employees working 11 x 12 10000  SP  60  of CP in the sixth shifts= (56.75)/5= 11.35   y  562500 9 y8 25000 thousand = 11350 C  (100-25)% of SP=CP Required total= 11420 + 11350 = And 4 22770 x12 10000  SP  CP   z  400000 3 54. (d) In company E, number of employees z9 20000 SP  CP working in sixth shifts =56.75 – Required difference= 162500 Profit % = 100 CP (8+13+6.25+15.5) = 14 thousand 58. (d) Let no of officers and clerks are 4x Total number of employees in and 5x respectively. 4 CP  CP company E = 10.75 + 12.5 + 9.6 + Let total salary of all clerk is  y 3  100 10.4+13+14=70.25 Then total salary of all officers is 2.4y CP Given that the ratio of male and female ATQ 1 1 y+2.4y=1020000  100  33 % employees in Company E= 2:3 3 3 Then, we can say that, 2x+3x=70.25 y=300000 2.4y=720000 Hence, either A alone or C alone is thousand 5x= 70250 Salary of ‘x’ of officers sufficient to answer the question. x= 14050 51. (d) Number of employees working in 720000 Then Number of female employees in =  180000 second shifts of company C=58- 4 the company E= 3x= 42150 (10+11+9.5+12.5) Salary of ‘x’ clerks 55. (b) Number of employees from company = (58-43) thousand = 15 thousand 300000 B and company D working in the shifts =  60000 Total number of employees working in 5 8 am-11 am = 11 + 9.5 = 20.5 company C= (13.25+ 15+14.5 Now Required % = Number of workers working in the same +11.2+16+6.25) =76.2 180000  60000 shifts in company C and company  100 =200% Now, Number of employees working 60000 E=15+12.5=27.5 in third shift of company D=57.9- Alternatively, Required ratio=20.5:27.5=41:55 (11.5+10.5+14.5+9.6) = 11.8 thousand Let salary of one officer and one clerk 56. (b) Let times by Rahul to cover a distance Total number of employees working in be ‘z’ and ‘y’ respectively ‘D’ in downstream is  3x ATQ company D=(10+9.5+11.8+ So, time taken to cover ‘D’ distance in 4xz  2.4 5xy  z  3y 12+12+15.5) =70.8 upstream  7x Required % = Required difference= 76.2-70.8=5.4 Speed of Rahul in downstream and x  y 3y  y thousand = 5400  100   100 upstream be 7x and 3x respectively. y y 52. (b) Number of employees working in 2 Speed of pm- 5 pm in company A= 57.1-43.1= 2y 7x  3x 4x =  100  200% 14 thousand stream    2x y Total number of employees working in 2 2 59. (d) Let stock = 100xkg company A= (12 + 10 + 11.5 + 14 + And speed of Rahul’s friend in Spoiled  20xkg 9.25+8) = 64.75 6 downstream  7x  6x Remaining  80xkg Total number of employees working in 7 Let price be Rs .10 per kg company B = 14.5 + 11 + 10.5 + 9.5 Speed of Rahul in still water = 7x- +11.75+13=70.25 2x=5x

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(76-80) Total cost price = 25 21  x  , 100x 10  Rs.1000x 15 15 Now Selling quantity = x=1.66,1.4 2 80 1000 II. 4y  15y  14  0  100x kg. 800 4y2  7y  8y  14  0 Total selling price y=2,1.75 Days Date Friends Exams  100x 11  1100x x < y Monday 25th Q History th Profit percent  (66-70) Tuesday 26 P(+) Hindi Wednesday 27th S Civics th 1100x  1000x Thursday 28 No exam No exam 100 Friday 29th U(+) Science 1000x Saturday 30th R(+) Polity Sunday 31th T Geography 100x =  100  10% 1000x 76. d 77. c 78. e 79. c 80. e 60. (a) Required ways (81-82) 6 66. b 67. b 68. a 69. e 8! P4 =  1814400 70. b 2!2!2! (71-75) 71. e 61. (e) I. x  59 II. y  2 5  no relationship can be established. Distance = 36 144 = 180 72. a 62. (a) I. 20x2  67x  56  0 = 6 5  20x2  35x  32x  56  0 81. b 82. b (83-85) 7 8 x  , 83. b 4 5 II. 56y2  67y  20  0 2     73. b 56y 35y 32y 20 0 84. c 4 5 y  , 7 8 x>y  85. c 63. (b) I. x  121 II. y=121 74. d  x  y (86-90) 64. (b) I. x2  13x  42  0 x2  6x  7x  42  0 75. c x=7,6 II. y = 6  x  y 65. (c) I. 15x2  46x  35  0 15x2  25x  21x  35  0

86. e 87. d 88. a 89. c 90. c

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(91-95) From statement I, A is second to the left of E. So, statement I is sufficient 91. a; Statements: K Q, U>V=I, VANIK’S KNOWLEDGE GARDEN  to answer. K>J  V, UJ, O>Q>J,  Fund transfer under this is facilitated in T>D every working day from 8 A.M. to 7 P.M.  Fund transfer under this is done through Conclusion: I. O>T (False) batch wise (23 half hourly batches per II. T>J (True) day). Hence only conclusion II follow. From statement II, we can’t determine  The method followed to do this fund transfer is “Deferred Net Settlement”. 93. e; Statements: ZU(True)  Foreign fund transfer is not permitted to answer the question. under NEFT except Nepal maximum up II. W X(True)  98. d to Rs.50000 per transactions and Hence both conclusions are follow. maximum 12 such transactions in a year 94. d; Statements: A  U, C=BO  Nepal). Conclusion: I. B  D(False)  Normal customers can do NEFT up to any II. OE B, J E,   of N. So, statement I is sufficient to RTGS (Real Time Gross Settlement) R  Q answer.  It is a fund transfer system introduced by Conclusion: I. J>R (False) RBI in 2005. II.R=J(False)  Minimum amount of fund transfer is Hence either conclusion I or II follow. Rs.2,00,000 with no maximum limit.  (96-100) Fund transfer under this is facilitated in every working day from 8 A.M. to 8 P.M. 96. c; I. Y _ _ _ _ _ K _ (L1) _ _ _ _ R_ _ _  Fund transfer under this is done in Real _ (L2) Time basis and settled in gross basis. From statement I we can’t determine From statement II, X is the  Maximum time allowed for settlement the exact place of L. So, statement I is grandmother of N. So, statement II is under this is 30minutes.  Foreign fund transfer is not permitted in not sufficient to answer. sufficient to answer. Hence, either I or II is sufficient to RTGS. II. _ _ _ _ _ K _ _ J _ _ I _ _ _ _ L  Only Normal customers can do RTGS. From statement II, there are 11 persons answer the question. between L and K. So, statement II is 99. d; From statements I& II separately we IMPS (Immediate Payment Service) sufficient to answer. get, U> S> R> T> V> W So, either I or  It was a mobile payment service started Hence, statement II is only sufficient II is sufficient to answer the question. by NPCI in 2010 to provide 24*7, 365 to answer the question. 100. c; I). A> D> C days real time basis fund transfer service 97. e II). B> E and also regulated by NPCI. From statement II, E is lightest among  To avail this facility a customer must be all. Hence, statement II is only having a registered mobile number with the bank and the customer also requires: sufficient to answer the question. - MMID – Mobile money Identifier (7 digit) - MPIN – Mobile Personal Identification Number (4-6 digit)   Maximum amount of fund transfer is Rs.2,00,000 per transaction.

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REASONING ABILITY Directions (5-9) : Study the following 8. Four of the following five are alike in a information carefully to answer the certain way based upon their seating Directions (1-2) : Study the information given questions. arrangement and so form a group. given below and solve the questions There are 16 persons – Which of the following does not belong based on it. B,C,D,E,F,G,H,I,P,Q,R,S,T,U,V and W to the group? Three friends A, B, and C respectively have standing in a Circular plot. Inside a circular (a) F (b) E Rs.160, Rs.120, and Rs.80.They started plot, a circularly shaped garden is developed. (c) C (d) G playing a game in which the person who has The persons who are standing inside the (e) V the maximum money gives to both the garden facing outside. The persons who are 9. Who amongst the following stands in persons on equal amount to half the standing outside the garden facing inside the the Inner Circle? difference between his amount and the centre. So all the persons standing in the (a) T (b) F respective person’s amount. The game stops inner circle faces the persons standing in (c) Q (d) P when the difference between the amount any the outer circle. (e) S two of them have is less Rs.5? G faces outside and S faces G. D sits immediate right of G. There are four persons Directions (10-14) : Study the following 1. What would be the amount with A at the information carefully and answer the end of the game? sits between G and E. H is not an immediate neighbour of E. There are two persons question given below: In a certain code, (a)117.5 (b) 122.5 the symbols for 0 (zero) is # for 1 is $. (c) 120 (d) 125 standing between D and H. H faces R. There are three persons standing between R and There are no other symbols for all other (e) None of these numbers greater than one. The numbers 2. What would be the amount with C at U. U stands exactly between the B and F. B faces D. There are two persons standing greater than 1 are to be written only by using the end of the game? the two symbols given above. The value of (a) 115 (b)117.5 between P and C. Neither S nor R is an immediate neighbour of P. I stands to the the symbol for 1 doubles itself every time it (c)120 (d)122.5 shifts one place to the left. Study the (e) None of these immediate left of H. I faces T. The one who faces F stands exactly between the persons following examples: ‘0’ is written as # ‘1’ is Directions (3-4) : Study the information Q and W. W faces P. H stands second to the written as $ ‘2’ is written as $# ‘3’ is written carefully and answer the question given left of G. as $$ ‘4’ is written as $## and so on. below. 5. In the given arrangement, how many 10. Which of the following numbers will be Point A is 8 m north of point B. Point B is represented by $##$#$$? 10 m west of point C. Point C is 11 m north people will sit between B and T? (a) Two (b) Three (a) 52 (b)75 of point D. Point F is 4 m north of point E (c) 74 (d)71 which is 6m west of point D. (c) Four (d) More than four (e) One (e) None of these 3. A person starts from point F, takes a 6. Who amongst the following sits second 11. Which of the following will represent left and then a right turn to reach point to the right of T? 39? B. (a) F (a) $##$$$ (b) #$$#$$ Find AB+DE+BC+CD-EF ? (b) Q (c) $$$##$ (d) $###$$ (a) 32 km (b) 33 km (c) Other than those given as options (e) None of these (c) 34 km (d) 31 km (d) U 12. Which of the following will represent (e) None of these (e) C 100? 4. What is the shortest distance between F 7. If persons counted from the right of G, (a) $#$##$# (b) $$$#### and B ? then how many people stand between (c)##$##$$ (d) $$##$## G and E as per the given arrangement? (e) None of these (a) 85 (b) 128 (a) Five (b) Three 13. Which of the following will represent the value of $$#$? (c) 64 (d) 165 (c) Four (d) More than four (e) Two (a)17 (b)11 (e) 65 (c)15 (d)13 (e) None of these

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14. Which of the following numbers will be statements and give answer to the 22. Six lectures A B C D E F are conducted represented by $##$$$#$? questions. in a week. Starting from Monday to (a) 137 (b) 127 Sunday, one lecture is every day. (c) 147 (d) 167 20. Who amongst eight persons A B C D E One day of the week, no lecture (e) None of these F G H sitting in a circular table is conducted. Which day of week no second to right of the person who is lecture is conducted? Directions (15-19) : Study the following third to the left of B? Statement 1: Lecture C conducted any information carefully and answer the Statement 1: A is third to the right of of days after Wednesday, but not on questions that follow: E, and both face opposite direction. Sunday. One lecture conducted P, Q, R, S, T, U, V, W and X are sitting in a Two person between E and H, who is between C and A, but lecture A not straight line, facing North. Three of them not opposite to B. conducted last day of week. Two are not males. Two females sit adjacent to Statement 2: D is third to left of A, lecture between A and F each other. Q is fourth to the left of V, who and both face same direction. B is Statement 2: Sunday is not holiday, is second to the right of R, who is not the second to right of G, who is not and lecture D is not conducted on immediate neighbour of P. opposite to E. Sunday. Lecture A conducted before U is fourth to the right of R and is second to Statement 3: G face opposite to lecture F. Two lecture between D and the left of X. S is not an immediate center and not an immediate neighbor holiday. neighbour of either X or Q. S is not male. of E. C is second to right of F, who face Statement 3: Lecture B conducted One of the persons sitting on the extreme opposite direction as A. Only three before holiday. Three day gap between ends is a female. T is not an immediate persons face towards outside direction. holiday and lecture E. neighbour of either V or U. No female is an (a) Only 1 and 2 necessary for (a) Only 1 and 2 necessary immediate neighbour of U. W does not sit answering (b) Only 1 and 3 necessary second to the left of P. The immediate (b) Only 2 and 3 necessary for (c) All 1 2 and 3 necessary neighbour of S are male answering (d) 1 and either 2 or 3 necessary (c) All 1 2 and 3 necessary for (e) All 1 2 and 3 are not sufficient 15. Which of the following is a group of answering females ? (d) 1 and either 2 or 3 necessary for Directions (23-25) : In the following (a) QTS (b) TXP answering questions, the symbols @,*, &, $ and © (c) SVR (d) UWX (e) None of These are used with the following meaning as (e) None of these 21. Who amongst eight persons P Q R S T illustrated below- 16. Who is sitting to the immediate left of S U V W sitting in a row are at both ‘P*Q’ means ‘P is neither greater than nor ? extreme ends of row? equal to Q’ (a) V (b) Q Statement 1: P is third from one end ‘P©Q’ means ‘P is neither equal to nor (c) W (d) R of row, Q second to right of P and both smaller than Q’ (e) None of these face opposite direction (if P face north ‘P&Q’ means ‘P is neither smaller than nor 17. In which of the following combinations than Q face south and if P face south greater than Q’ is the third person sitting between the than Q face north direction). One ‘P$Q’ means ‘P is not smaller than Q’ first and the second person ? person U sits between P and W and ‘P@Q’ means ‘P is not greater than Q’ (a) PWU (b) QTR face same direction as Q face. Now in each of the following questions (c) RST (d) WUP Statement 2: Many persons sit assuming the given statement to be true, find (e) None of these between W and T, one more between which of the three conclusions I, II and III 18. If Q and R, V and U interchange their U and R, who is not at any extreme given below them is/are definitely true and position then how many persons are end of row. S is not the neighbour of R. give your answer accordingly. sitting between R and V ? Q do not face in south direction. (a) Four (b) Five Statement 3: S is third to left of Q. As 23. Statements: Y $ Z, R @ D, D © Z (c) Six (d) Two many person sits between Q and W as Conclusions: (e) None of these one more than between W and T. R is I. Z * R II. Y © D 19. Who among the following sits third to not neighbour of S and P do not face III.Z $ R the left of P ? north. (a) None is true (a) W (b) V (a) Only 1 and 3 necessary for (b) Only I is true (c) R (d) X answering (c) Only III is true (e) None of these (b) Only 1 and 2 necessary for (d) Either I or III is true (e) All are true Directions (20-22) : Each of the following answering (c) All 1 2 and 3 necessary for 24. Statements: S $ V, K © M, V & M questions consists of a question followed Conclusions: by three statements 1, 2 and 3. You have answering (d) 1 and either 2 or 3 necessary for I. K © V II. M @ S to decide whether the data given in the III.S © K statements are sufficient for answering answering (e) None of These . (a) Only I and III are true the questions or not. Read all the (b) Only II and III are true

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(c) Only I and II are true Statements: a floor immediately above Gaurav’s floor, (d) All are true (a) No lion is crow. All cat are crow. who likes Green color. Neither Ankul nor (e) None of these Some crow are grass. Seema belongs to Telangana. Seema does not

2 5 . Statements: P * T, Y @ F, T $ Y (b) No lion is crow. Some crow are belong to Haryana and likes Red color. The Conclusions: cat. Some cat are grass. one who belongs to Jharkhand stays on the I. F $ T II. P * Y (c) No lion is crow. All crow are cat. fourth floor but is not studying BSc. There III.T $ P Some crow are grass. are two floors between the floors on which (a) None is true (d) All lion is crow. No crow is cat. the people who belong to Kerala and (b) Only I is true Some cat are grass. Nagaland stay. Rajat stays on the second (c) Only I and II are true (e) None is correct floor and belongs to Assam. There are three (d) Only II and III are true 32. Conclusions: floors between the floor on which Seema, (e) All are true I. Some plants are tree is a who is studying BCom and Reema stay, who possibility does not belong to Bihar and likes Pink color. Directions (26-30) : Study the II. No tree is root The person who belongs to Telangana and information carefully and answer the Statements: Haryana are studying same course. Ankul is questions given below:- (a) Some plants are grass. No grass is studying BSc and lives on an even numbered A family of seven members X, Y, Z, L, M, tree. All root is grass floor which is below the floor on which Anjali N and O are sitting around a circular table (b) Some tree is grass. No grass is stays, who likes purple color. The one who and are facing towards the centre. M,X and plants. All plants is root belongs to Bihar stays on the third floor and N belong to different generations. Z is parent (c) No root is grass. All grass is tree. is not studying BCom. The one who belongs of Y and married to X. Y has no sibling. M Some grass are plants to Haryana stays on the topmost floor and sits immediate right to her nephew O. L is (d) Some plants are root. Some root likes Orange color. The person belongs to brother of M. N sits 2nd left to his brother. are tree. All tree are grass. Kerala and Nagaland are studying same Two persons sit between Y and L and one (e) None is correct course. Anjali belongs to Nagaland and is of them sits immediate left to Z. Two persons 33. Conclusions: studying BSc and lives on an even numbered sit between O’s aunt and his grandfather. I. Some copy are not paste. floor. The person belongs to Maharashtra None of the female sits next to Y, who is II. All board are copy is a possibility. does not live below the person who belongs parent of O. X does not sits next to her Statements: to Punjab. Ankul does not like Yellow color. grandchildren. (a) All board are paste. No paste is 34. Who stays on 8th floor? 26. Who among the following is a female? cut. All copy are cut. (b) Some board are paste. No board (a) Charu (a) M (b) N (b) The one studying BCom (c) O (d) Z is cut. All cut are copy. (c) All board are paste. No paste is (c) The one who likes Purple color (e) none of these (d) The one who likes White color 27. How is N related to M? cut. Some cut are copy. (d) Some board are paste. Some paste (e) The one from Haryana (a) nephew (b) niece 35. How many floors are there between the (c) aunt (d) uncle are cut. No cut is copy. (e) None is correct ones who like green color and who is (e) none of these fromMaharashtra? 28. How many persons sit between N and Directions (34-38) : Answer the questions (a) None (b) Two X, when counted from the right of X? on the basis of the information given (c) Four (d) One (a) Two (b) One below. (e) None of these (c) Three (d) Four Nine people Ankul, Priyal, Seema, Abhi, 36. Who is staying 4 floors above the one (e) None of these Rajat, Charu, Reema, Anjali and Gaurav stay from Assam? 29. How is O related to Y? in a building (floors numbered 1 to 9). They (a) The one from Kerala (a) son (b) daughter are studying different courses – BSc and (b) The one who likes purple color (c) mother (d) father BCom. Four of them are studying BCom (c) The one from Telangana (e) none of these and remaining persons are studying BSc. All (d) Ankul 30. Who sits 4th right to L’s wife? of them belong to a different state viz – (e) The one who likes grey color (a) M (b) N Haryana, Punjab, Assam, Nagaland, 37. Four of the following five are alike in a (c) O (d) Z Telangana, Kerala, Jharkhand, Maharashtra certain way and forms a group. Find (e) none of these and Bihar, but not necessarily in the same the one who does not belong to the Direction (31-33) : Each option contains order.. Each of them also likes a different group? some statements. Determine from which color – Orange, Grey, Pink, Purple, White, (a) Priyal statements the given two conclusions Blue, Green, Red and Yellow, again but not (b) The one from Telangana follow. necessarily in the same order. (c) The who likes red color There is one floor between the floors on (d) The one from Nagaland 31. Conclusions: which Charu, who likes Grey color and (e) Gaurav I. All lion are cat is a possibility. Reema stay. Abhi, who likes Blue, stays on II. Some grass are not lion.

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38. Which of the following is correct (e) PK till a fool proof security system combination as per given arrangement? 44. Which of the following boxes is kept is in place. (a) Anjali – Nagaland – Grey – BSc between Q2 and Aju? II. The belongings of all the workers (b) Ankul – Telangana – Grey – BCom (a) Mitu should be thoroughly searched (c) Reema – Kerala – Pink – BSc (b) RZ before they leave the premises of (d) Seema – Assam – Red – BCom (c) Kat the company. (e) Priyal – Haryana – Orange – BSc (d) SD 48. Statement: (e) None as box Q2 is immediately There was a spurt in criminal activities Directions (39-40) : Study the following above box Aju in the city during the recent festival information carefully and answer the 45. How many boxes are there between Kat season. questions which follow and Aju Course of action: ‘T @ U’ means ‘T is father of U’ (a) Less than 2 I. The police should immediately ‘T # U’ means ‘T is sister of U’ (b) 4 investigate into the causes of this ‘T $ U’ means ‘T is mother of U’ (c) 5 increase. ‘T % U’ means ‘T is brother of U’ (d) 6 II. In future the police should take 39. Which of the following means ‘A is (e) None of these adequate precaution to avoid nephew of B’? recurrence of such situation during Directions (46-50) : In each question festival. (a) A # C @ B $ K below, are given a statement followed by (b) B # H @ A % D 49. Statement: two courses of action numbered I and II. A huge oil tanker overturned on the (c) B # G @ A # R On the basis of the information given in (d) B % T $ A # E highway leading to the state capital and the statement, you have to assume blocked most part of the highway from (e) None of these everything in the statement to be true, 40. Which of the following means ‘P is vehicular traffic. and then decide which of the suggested Course of action: grandfather of J’? courses of action logically follow(s) for (a) J # W @ U @ P I. The government should pursuing. immediately constitute a high level (b) P $ G % J # A Give answer: (c) P @ B # J # R enquiry committee to look into the (a) If only I follows. matter. (d) P @ T @ J # S (b) If only II follows. (e) None of these II. The driver of the oil tanker should (c) If either I or II follows. immediately be arrested. Directions (41-45) : Study the following (d) If neither I nor II follows. 50. Statement: information carefully and answer the (e) If both I and II follow. Two persons while on their daily walks questions given below: 46. Statement: in the Meghdootam’s park were killed Eight boxes Aju, Mitu, Kat, LZ, PK, Q2, There have been sporadic cases of stone by unidentified miscreants early in the RZ and SD are place one above the other in throwing and damaging vehicles in the morning. any particular order. Box no.1 is at the locality during the day following Course of action: bottom and box no. 8 is at the top, Three altercation between two local youth I. The police authority should boxes are places between Aju and Mitu. Box clubs last night. deploy police constables near the SD is placed immediately below Aju. There Course of action: Meghdootam’s park to prevent are as many boxes between Kat and LZ as I. The local police administration such criminal acts in future. between SD and Mitu. Box Kat is kept above should arrest all those who are II. All citizens of the locality should LZ. Box PK is kept immediately below box caught committing these acts. stop going for early morning walks LZ. Three boxes are there between PK and II. The local police administration to avoid such attacks. Q2. There are two boxes between SD and should call a meeting of office RZ. Directions (51-55) : Study the following bearers of both the clubs of the information carefully and answer the 41. How many boxes are there above box locality to bring the situation under questions given below: LZ? control. P, Q, R, S, T, U, V, W are sitting around a (a) 4 (b) 3 47. Statement: circular table and four of them are facing (c) 6 (d) 2 Some workers of the company making inside and rest are facing outside the centre (e) None of these diamond jewellery were caught while but not necessary in the same order. Q sits 42. Which of the following boxes is kept at there were leaving the premises as they immediate right to W, who sits opposite to the top? were trying to smuggle small pieces of P. V sits second to the left of U. T is an (a) Mitu (b) Aju diamonds hidden in their purses. immediate neighbour of U. W and P face in (c) LZ (d) PK Course of action: same direction. R and U face in the same (e) None of these I. The management of the company direction. T faces inside the centre. R sits 43. Choose the odd one out? should be immediately put on second left to W. U and S face inside the (a) Mitu (b) RZ hold all activities in the premises centre. (c) Aju (d) LZ

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51. Who sits opposite to Q? a) If only assumption I is implicit a) If only assumption I is implicit (a)W (b) U b) If only assumption II is implicit b) If only assumption II is implicit (c) R (d) V c) If either I or II is implicit c) If either I or II is implicit (e) T d) If neither I nor II is implicit d) If neither I nor II is implicit 52. Who sits second to the left of R? e) If both I and II are implicit e) If both I and II are implicit (a) S (b) T 58. Statement: “The government “s (c) P (d) Q decision to supply ARV drugs in six ENGLISH LANGUAGE selected states free of cost is (e) W Directions [Q.61-65] : In the question commendable, but the patients should 53. If V and T interchange their positions, below, a sentence is given, four words be adequately educated before the then who sits to the immediate left of have been highlighted in bold. Find out T? drugs are administrated.” – View of Mr. if the words are appropriate and correctly (a) U (b) S “X” spelled. Only one word will be Assumptions: (c) P (d) R inappropriate or incorrectly spelled, I. The patients can develop drug (e) Q mark that as your answer. If all are resistance if they are not regular 54. Four of the following five are alike in a appropriate and correctly spelled, mark certain way and so form a group. Find in their medication “all are correct”. the one which does not belong to that II. The patients if not counselled group? properly may spread the drug – 61. The trees of the hidden orchard have (a) P (b) U resistant disease. remained productive for more than a (c) W (d) Q a) If only assumption I is implicit century without any such insistence. (e) V b) If only assumption II is implicit a) orchard b) remained 55. What is the position of Q with respect c) If either I or II is implicit c) productive d) insistence to P? d) If neither I nor II is implicit e) All are correct (a) Second to the right e) If both I and II are implicit 62. Animals that thrive in hostile mountain (b) Third to the left 59. Statements: “It is alarming to note that habitats have developed certain (c) Immediate right only 48 to 50 percent of the voters in adaptations. (d) Immediate left State “X”. The government must make a) thrive b) hostile (e) None of these it mandatory for all to exercise their c) habitats d) adaptations franchise in order to make the e) All are correct Directions (56-60) : In each question democracy more meaningful.” – View 63. The discovery reveals that ceremonies below is given a statement followed by of a voter. involving the sacrifice of captivated two assumption numbered I and II. An Assumption: animals may have played an important assumption is something supposed or I. Increase in the participation of role in the development of Mayan taken for granted. You have to consider voters will ensure increase in the society. the statement and the following rationality of the democratic set – a) reveals b) ceremonies assumption and decide which of the up. c) captivated d) development assumptions is implicit in the II. Making it „Mandatory for all to e) All are correct statement. exercise their franchise may 64. As poaching rages on in Africa, some increase the number of voters 56. Statement: “Repeat your recruitment experts fear that inadequate a) If only assumption I is implicit ads on Sunday for just 60 per sq cm.” regulations will allow Japan to become b) If only assumption II is implicit – An advertisement in a newspaper. the next leading destination for c) If either I or II is implicit Assumption: laundrying ivory from recently killed d) If neither I nor II is implicit I. People want ads at Zero cost elephants. e) If both I and II are implicit II. There are some people who want a) rages b) inadequate 60. Statements : The Food and Agriculture to repeat their recruitment ads c) leading d) laundrying Organisation (FAO) has declared 2004 a) If only assumption I is implicit e) All are correct the International year of Rice, b) If only assumption II is implicit 65. Substantial improvements are already in an effort to highlight the increasing c) If either I or II is implicit in place, powered by a new wave of demands for rice among growing d) If neither I nor II is implicit cheaper, more energy efficient light populations and production e) If both I and II are implicit bulbs. constraints for the commodity. 57. Statement: “Quit drinking before it a) substantial b) improvements Assumptions: destroys you.” – A notice issued in c) wave d) efficient I. There is an impending crisis of rice public interest by XYZ department. e) All are correct in several countries of the world Assumptions: II. The year of Rice may act as a Directions [Q.66-70] : In the following I. People fear being destroyed catalyst for country – driven question, a sentence is given with the II. Drinking breaks the drinker’s programmes throughout the phrase or idiom highlighted in bold. family. world.

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Identify the option that contains a word gleaming windows or smash into and are likely to push the balance of similar to the phrase contextually and buildings. payments into surplus. Having said that, can replace it. If all the options fit in the a) lured b) attract lack of export competitiveness keeps the sentence grammatically and c) temptation d) cured country vulnerable to changes in oil prices contextually, mark ‘All’ as the right e) None fit or an uptick in domestic growth. Sudden answer. 73. Upset with his violent conquests that reversals or a halt in capital flows are all too killed hundreds of thousands, the common in India. 66. The match was called off due to Indian king embraced Buddhism and [PARAGRAPH-3]: Four, domestic rupee thunderstorms and the fans left the treated his subjects ______. liquidity could ease after the election season stadium disappointed. a) humanity b) heroic is over. There are two good reasons for this. a) cancelled b) performed c) kindness d) humanely First, with higher foreign capital inflows the c) informed d) considered e) All fit Reserve Bank of India (RBI) may undertake e) All 74. Eight years after seizing power around some FX (foreign exchange) purchases, 67. A large group of prisoners broke out of 270 B.C., Ashoka led a military which increases domestic liquidity. Second, prison last night. campaign to ______Kalinga, a as goods and services tax (GST) compliance a) enhanced b) influenced coastal kingdom in east-central India. strengthens after the elections, the c) escaped d) evoked a) conquer b) occupy acceleration in the currency in circulation e) All c) acquire d) capture witnessed in 2018 could be contained. All 68. I talked for barely 15mins before I was e) All fit of this could potentially improve the rudely cut off by slogans being shouted 75. He reportedly ______emissaries transmission of the RBI’s rate cuts. by the crowd to several countries, including Syria and [PARAGRAPH-4]: Having said that, one a) Recognised Greece, and he sent his own children area remains a challenge. A high fiscal deficit b) Interrupted as missionaries to Sri Lanka. and elevated public sector borrowing by the c) Egged a) destroyed b) disproved central government, the state governments d) Supported c) dispatched d) distrusted and public sector enterprises, are impeding e) Stop e) All fit the transmission of policy rate cuts into the 69. The government has put forth a modest long-end of the government yield curve. plan to reduce the fiscal deficit. Directions [Q.76-81] : Read the following Five, growth has slowed to sub-7% levels, a) Proposed passage and answer the questions. but our analysis suggests that it is likely to b) Implemented [PARAGRAPH-1]: March 2019 was a good rise to its 7% potential rate after the election. c) Opposed month for the Indian economy. It glittered. We find evidence that growth tends to slow d) Supported The stock market rose 8%, foreign in the quarter or two before national e) Both (a) and (b) institutional investor inflows exceeded $6.6 elections, as the private sector postpones 70. Their administration’s action clearly billion, and the domestic currency gained spending plans. shows that they are willing to shrug 3% against the US dollar. This was the result [PARAGRAPH-5]: However, by the same off the problem. of the convergence of a string of positive logic, once election-related uncertainties fade a) Struggle b) Ignore developments, which may also have and some spending resumes, growth rises c) Overcome d) Forbid implications for the short-term monetary again. This, in our view, only leaves a e) Criticise policy. However, if important reforms are moderate amount of space for policy easing. not undertaken, the sheen could fade. We Directions [Q.71-75] : In the given The more pressing question on growth is discuss these developments and highlight how India should go about increasing its sentence, a blank is given indicating that their limits. something is missing. From the given potential growth over the medium term. The [PARAGRAPH-2]: One, the US Federal current level is lower than it was a decade four options, choose the one that provides Reserve’s signal that it may not raise rates the correct word to be filled in the blank, ago. Six, inflation will likely remain below this year augurs well for inflows into RBI’s 4% target for the rest of 2019. To the thereby making the sentence emerging markets. However, if the reason grammatically and contextually correct. extent that the positive developments we for the easier Fed policy is slower world have discussed are also strengthening the 71. Street lights are intended to ______growth, then this could weigh on flows into rupees, our conviction about inflation the street below, but their light is often India. Two, some election opinion polls are remaining low has only strengthened. These poorly directed, causing undesirable no longer pointing to a hung Parliament, factors create room for some easing. brightness and increasing light which has had a positive impact on markets. pollution. However, the discussion will likely soon 76. As per the passage, what was the value a) eliminate b) immune move from the stability of the government of the foreign institutional investor c) illuminate d) illicit to its reforms agenda. Three, India’s external inflows in India in e) elicit finances have improved. The current March? 72. Blinded by glare or ______by account deficit is set to narrow on the back a) $6.6 billion artificial lights, disoriented birds fly into of lower oil prices and softer gross domestic b) $5.6 billion product (GDP) growth. Inflows have risen c) $8.6 billion

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d) $2.5 billion e) Profits a) 1 and 2 b) 2 and 3 e) Not given in the passage c) 3 and 4 d) 1 and 3 77. As per the passage, which factor has Directions [Q.82-86] : In the following e) 2 and 4 kept the country vulnerable to changes passage, some of the words have been 89. 1. Compost 2. Expenditure in oil prices? left out and replaced by a blank 3. Impost 4. Tax a) Increasing GDP growth represented by an alphabet. First read a) 1 and 2 b) 2 and 3 b) US Federal Reserve’s signal that the passage and try to understand what c) 3 and 4 d) 1 and 4 it may not raise rates it is about. Then fill in the blanks as per e) 1 and 3 c) Geopolitical conflicts the questions given. 90. 1. Precious 2. Pious d) Lack of export competitiveness Almost every __(82)__ household in India 3. Satan 4. Irreligious e) Sudden reversals or a halt in now has a legitimate electricity connection. a) 1 and 2 b) 2 and 3 capital flows The household electrification scheme, c) 3 and 4 d) 1 and 3 78. As per the passage, which of the Pradhan Mantri Sahaj Bijli HarGhar Yojana, e) 2 and 4 following factors are impeding the or Saubhagya, has been __(83)__ at an transmission of policy rate cuts into unprecedented pace. More than 45,000 Directions [91-95] : A set of six the long-end of the government yield households were electrified every day over statements is given, out of which the first curve? the last 18 months. __(84)__ such an statement is fixed, and the rest are 1. High Budget deficit achievement, it is important to ask these jumbled in any random order. Rearrange 2. Increased borrowing by the questions: what did it take for India to the remaining statements in the right central government. achieve __(85)__ target? Why is electricity order and answer the questions. 3. Increased borrowing by public access not only about the provision of A. Remote learning has already begun sector enterprises connections? And, how can we ensure 24x7 to take off in some parts of the a) Only 1 b) 1 and 2 power for __(86)__? world. B. Beyond facilitating the delivery of c) Only 2 d) 2 and 3 82. a) Exempt b) Willing e) Only 3 traditional schooling, 5G is c) Simpler d) Tough creating opportunities for entirely 79. As per the passage, why does the growth e) All tends to slow in the quarter before new approaches to learning. 83. a) Implemented C. This means that, rather than elections? b) Given a) Because of the violence in watching videos of distant c) Complete teachers, students in remote elections d) Inaugurate b) Because of the reduction in African villages would be able to e) Raced participate in classes in real time. government spending 84. a) Among b) For c) Because private sector postpones D. With volunteers able to teach from c) Because d) Against wherever they are, there would be its expenditures. e) As d) Because the households reduce no need to train local teachers or 85. a) This b) Its attract foreign teachers. their expenditure before elections. c) For d) Around e) Not given in the passage E. This would vastly expand the pool e) Such of qualified teachers available to 80. Match the following causes with their 86. a) Every b) All effects: educate young Africans. c) It d) Him F. But 5G would greatly improve the e) Any Causes Effects quality of such learning, because A. Lower oil prices 1. RBI undertakes of its sheer speed which would foreign exchange Directions [Q.87-90] : In the question purchases. below, four words are given, two of which allow for instant interactivity, B. Higher foreign 2. Reduced without much energy capital inflows acceleration in may or may not share a synonymous or currency in circulation. antonymous relationship. From the consumption. C. Strengthening of 3. Reduction in current goods and Account Deficit. given options, choose the one that 91. Which of the following statements will services tax (GST) provides the correct pair of synonyms and compliance follow A after rearrangement? antonyms. a) E b) B a) A-1; B-2; C-3 87. 1. Fungal c) D d) F b) A-1; B-3; C-2 2. Frugal e) C c) A-2; B-1; C-3 3. Extravagant 92. Which of the following statements will d) A-3; B-2; C-1 4. Bacterial follow F after rearrangement? e) A-3; B-1; C-2 a) 1 and 2 b) 2 and 3 a) B b) E 81. Which of the following words has a c) 3 and 4 d) 1 and 3 c) C d) D meaning similar to “augurs” as used in e) 2 and 4 e) A the passage? 88. 1. Ailment 2. Illness 93. Which of the following statements will a) Imitate b) Portends 3. Oil 4. Strength follow E after rearrangement? c) Bold d) Results a) D b) F

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 87 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 c) A d) C QUANTITATIVE APTITUDE board. If average number of students e) B appeared in Rajastan board from each 94. Which of the following statements will Directions (101-105) : Table shows result schools are 750, then find total number follow D after rearrangement? of five states boards exam, percentage of of schools in Rajasthan board ? a) E b) A total passed students out of total (a) 2570 (b) 2000 c) B d) F appeared students in each boards, (c) 1750 (d) 1950 e) C percentage of boys passed out of total (e) 2200 95. Which of the following statements will passed students and total number of 104. If total number of passed students in follow C after the rearrangement? schools in each boards. Some data are Delhi board are 28.8 lakh and ratio a) F b) B missing, which have to be calculated between total passed boys to total c) A d) D according to the given information in passed girls of that board is 4:5. Then e) E questions. find total passed girls are what percent Total Boys number of total students appeared in Delhi Passed% Passed% Directions [96-100] : In the following of school Boards out of out of board? in each question, two statements and five appeared total state Passed connectors are given. Only one of the board 4 4 (a) 40 % (b) 42 % connectors from those given can be used UP. Board 64% --- 7500 9 9 to combine the given two statements into M.P. Board --- 40% 5000 Rajasthan --- 65% --- one sentence without changing the Board 4 4 meaning. Choose that connector as your Delhi Board 80% --- 4500 (c) 44 % (d) 38 % answer. Bihar Board --- 60% --- 9 9 96. 1. The teacher asked if the students 4 (e) 46 % were ready to take the test. 101. If average number of students appeared 9 2. They wanted more time to revise from each schools of U.P board are 360 and out of total passed students 105. If ratio between total appeared students the syllabus. to total passed students in Bihar board a) Since b) Despite 2 is 5:3 and total passed boys in Bihar c) Or d) And 66 % are girls. Find total passed 3 state are 9 lakh. Find ratio between e) As total schools in Delhi state board to 97. 1. Agriculture is relied upon by boys in U.P. board are what percent of Bihar board, if average of appeared many in India for livelihood. total students appeared in U.P board from each schools in students Bihar 2. It is important that the government exam ? boards is 800? addresses the agrarian distress. 1 1 (a) 39:25 (b) 37:25 a) While b) But (a) 23 % (b) 22 % (c) 36:29 (d) 36:25 c) Since d) Although 3 3 (e) 25:36 e) Yet Directions (106-110) : What will come in 98. 1. The data was not representative 1 1 (c) 19 % (d) 20 % the place of the question mark (?) in the of the actual trend. 3 3 following number series? 2. The people involved in the survey did not give honest answers. 1 106. 7, 16, 21, 70, 79, ? (e) 21 % a) Although b) Because 3 (a) 200 (b) 121 c) Or d) However (c) 198 (d) 90 e) Despite 102. If total passed boys in M.P. board are (e) 151 99. 1. She walked to her home after 4.2 lakh and ratio between total passed 107. 10395, 6930, 2772, 792, 176,? work. students to total appeared students in (a) 64 (b) 16 2. Her home was quite far from her that board is 7:10. Then average (c) 32 (d) 8 oÀÛlÝice. students appeared from each school in (e) 128 a) As b) Because M.P. board is how much less than 108. 7, 17, 38, 81, 168, ? c) Since d) Although average students appeared from each (a) 336 (b) 343 e) For school in U.P. board. (take average of (c) 340 (d) 320 100. 1. The rise in crude oil prices can be students appeared from each school in (e) 341 attributed to volatility in U.P. board from previous question) 109. 21, 32, 17, 38, 13, 44, ? international market. (a) 65 (b) 45 (a) 7 (b) 11 2. It is not the only reason that has (c) 50 (d) 60 (c) 10 (d) 13 contributed to domestic inflation. (e) 55 (e) 9 a) Since b) Despite 103. Total passed boys in Rajastan board 110. 35, ?, 105, 160, 231, 320 c) So d) While are 6.825 lakh and total passed (a) 63 (b) 64 e) And students in Rajasthan board are 70% (c) 55 (d) 58 of total appeared students of that (e) 75

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111. A can do a piece of work in 10 days, B 3 3 1 2 can do the same work in 12 days and C (c) 9 % (d) 14 % (a) 33 % (b) 66 % in 15 days. They all started working 8 8 3 3 together, but A leaves the work after 2 (e) None of these days and B leaves the works 3 days 2 1 Directions (116-120) : Given below is the (c) 14 % (d) 12 % before the work is completed. For how table which shows the ratio of distance 7 2 many days the work lasted? travelled on Monday to Tuesday by five (a) 8 days (b) 10 days persons and ratio of speed of these 2 (e) 15 % (c) 7 days (d) 9 days persons on Monday to Tuesday. There is 5 (e) 6 days also a line graph which shows the time 119. What is the ratio of distance covered 112. A shopkeeper sells shirts at the rate of taken by these persons to cover the given by Ram and shyam on Monday if Rs.400 per shirts and allows a discount distance on Tuesday with the speed of of 10% to all customer buying by full difference between Total distance Tuesday. Ratio of Ratio of covered by Ram on Monday and cash payment. Also, for all those Distance speed on Tuesday together and Shyam on customers who buy 10 shirts at a time, Person travelled on Monday to Monday to Monday and Tuesday together is 740 he counts 12 shirts . If a customer is Tuesday willing to take both the discounts. What Tuesday km and speed of Ram of Tuesday is 20 net effective discount can he avail ? Ram 3:4 3:4 km/hr more than speed of Monday. Shyam 5:4 1:4 (a) 37.5% (b) 12.5% (a) 9:11 (b) 7:8 Tina 7:9 2:3 (c) 3:7 (d) 5:3 (c) 33.33% (d) 25% Meena 13:11 13:22 (e) None of these Tinku 9:7 9:7 (e) 3:8 113. A sum of Rs.1000 after 3 years at 120. If shyam had travelled 800 km on compound interest becomes a certain Monday and Tinku had covered 360 amount that is equal to the amount that km on Monday, then find the ratio of is the result of a 3 years depreciation speed of shyam on Monday to speed from Rs.1728. Find the difference of Tinku on Monday. between the rates of CI and (a) 9:4 (b) 4:9 depreciation. (Given that CI is 10% (c) 3:2 (d) 2:3 p.a) (e) 1:2 1 2 Direction (121-125) : The following (a) 2 % (b) 1 % questions are accompanied by three 3 3 statements A,B and C. You have to (c) 3% (d) 2% determine which statement is/are (e) None of these 116. If distance travelled on Tuesday by necessary / sufficient to answer the 114. In Ramnagar colony, the ratio of school 5 question. going children to non-school going Shyam is 45 % more than the children is 5:4. If in the next year, the 11 121. A,B and C entered into a partnership. number of non-school going children is distance travelled by Meena on The profit earned by them in the increased by 20% making it 35,400,and Tuesday, then find the ratio of speed business is proportional to the the number of school going children of shyam on Monday to speed of investment and the period of remains same, find the difference of Meena on Tuesday. investment. If all of them invested the school going children to non school (a) 4:11 (b) 11:4 amount for one year and profit of B is going children? (c) 5:12 (d) 12: 5 Rs.45000 then what is the total profit? (a) 4500 (b) 3200 (e) 6:7 A. B invested 30% of the total (c) 1475 (d) Data inadequate 117. If Ram and Tinku are 600 km apart and amount invested by all three of (e) None of these they start moving towards each other them. 115. An empty container is filled with pure with the speed of Tuesday, then they B. C invested 1.5 times more than alcohol the alcohol is slowly to run out meet after 4 hours. If Ram Covered 300 that of A.A invested two –third and when the container is one-fourth km on Monday then find the distance the amount invested by B. empty , it is replaced with water. Next, covered by Tinku on Monday. C. B invested 50% more than that of when the container is half empty it is (a) 2700 km (b) 300 km A and 40% less than that of C. again filled with water. Finally , when (c) 360 km (d) 450 km (a) Only A alone it is three fourth empty, it is again filled (e) 500 km (b) Only B alone with water. What percentage of 118. Time taken by Tina on Monday is (c) Only C alone container is alcohol now ? what percent more or less than time (d) Any one of the three alone taken by meena on Monday. (e) Either only A alone or only C 1 3 alone (a) 8 % (b) 11 % 2 4

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122. What is the ratio of downstream and B. If the shopkeeper had sold one 130. Ramesh has 20% saving with him from upstream speed ? article at Rs.80 more than the his monthly salary. If expenditure on A. The boat goes 60 km and comes original selling price, he would clothing is 25% of overall expenditure back in 5 hours. and his total expenditure except 1 B. Speed of boat in still water is five have had 33 % profit. clothing is 3600 then find his saving. times the speed of stream. 3 (a) 1000 (b) 1500 C. The boat goes 75 km and comes C. If he had sold one article at 25% (c) 1600 (d) 1200 back in 6 hours 15minutes. less than the original selling price, (e) 900 (a) All the three together he would have had loss of Rs.60 Directions (131-135) : Study the (b) Only A and C together (a) Only C alone following data to answer the questions (c) Either B alone or A and C together (b) Only B alone that follow. (d) Only B alone (c) Only A alone There are two companies namely A and B, (e) All the three together are not (d) Any one of the three alone which sell chairs, tables and wardrobes in 3 sufficient (e) Only B and C together months August, September and October. The 123. 25 men can compete a work in 15days. 126. A bus starts off from a station at 9 ratio of chair, tables and wardrobes sold by In how many days 10 women can A.M at a speed of 90 km/hr. After 1 A in August is 42:36:23 while ratio of chairs complete the same work? sold by A in August, September and October A. The ratio of efficiencies of a man 1 is 14:23:27. Wardrobes sold by A in August hour reduces its speed by 33 %. If and a women is 6:5. 3 is 230 less than chairs sold in September by B. 15 women can complete 60% of A. In September 665 chairs, 400 tables and person on car sets off from the same the same work in 18 days. 210 wardrobes were sold by two companies station at 10AM on the same day from C. Joined by 15 women, 25 men can together . B sold same number of chairs in which bus started and moves in the complete the same work 5 days Aug and September. Number of tables sold direction in which bus is moving then earlier. by company B in September was equal to what should be the speed of car so that (a) Only A alone number of chairs sold by A in August while it overtakes bus at 12 Noon. (b) Only B alone number of wardrobes sold by A in August (a) 105 km/hr (b) 90 km/hr (c) Only C alone and B in September were equal. Company (c) 75 km/hr (d) 80 km/hr (d) Either only A alone or only B B sold total 1025 chairs in these three months (e) 120 km/hr alone together which was 480 more than total 127. The sum of the radius and height of a (e) Any one of the three alone number of tables sold by A. Ratio of tables cylinder is 18m. The total surface area 124. There are some male and female sold by A and B in August is 12:11 and in employees in an office. How many of the cylinder is 792 m2 , what is the October is 35:38 respectively. Total number female employees are there in the of items sold in August was 1075. Total 3 office? volume of the cylinder ?(in m ) number of wardrobes sold by A in October A. Ratio of number of male and (a) 1848 (b) 1440 was 35 less than wardrobe sold by B in female employees in the office is (c) 1716 (d) 1724 October , while sum of wardrobe sold by A 8:7. (e) 1694 and B in October is 205. B. If one employee is selected at 128. A bag contains 3 red balls, 5 yellow random from all the employees, balls and 7 pink balls. If one ball is 131. Total number of chairs sold by B in the probability of the selected drawn at random from the bag, what is September and October is the probability that it is either pink or (a) 750 (b) 725 8 (c) 705 (d) 715 employee being male is , red ? 15 (e) None of these 1 2 132. By what percent tables sold by A in C. Number of female employees in (a) (b) October are more than wardrobes sold the office is 12.5% less than that 7 3 by B in October? of male employees in the office . 4 5 (a) All the three together are not (c) (d) 5 5 (a) 45 % (b) 40 % sufficient 9 7 6 6 (b) Either A and B together or B and (e) None of these C together 129. The respective ratio between the speed 5 5 (c) Any two of the three together (c) 38 % (d) 36 % of the boat upstream and speed of the 6 6 (d) Only A and B together boat downstream is 2:3. What is the (e) All the three together speed of the boat in still water if it (e) None of these 125. What is the profit/loss % made by the covers 42 km downstream in 2 hours 133. Find the difference in number of chairs shopkeeper after selling an article? 20 minutes? (in km/h) sold by A and B in August. A. After selling 9 articles, (a) 13.5 (b) 15 (a) 101 (b) 120 shopkeeper had a profit equal to (c) 12 (d) 11 (c) 105 (d) 110 the cost price of 2 such articles. (e) 10 (e) 112

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134. What is the ratio of number of tables 138. There are three vessel A, B and C. Vessel 142. Which of the following is a money sold by A in August to that of B in A contains mixture of milk and water market security? September? in ratio 3 : 1. Vessel B contains 20 litres (a) T-Bills (a) 7:6 (b) 6:7 of pure water while vessel C contains (b) CBLO (c) 12:13 (d) 11:12 30 litres of pure milk. Half of the (c) Call Money (e) 6:11 content of vessel A is first poured into (d) Commercial Papers 135. Find the number of wardrobes sold by vessel B. Then content of vessel B is (e) All of these B in October. poured into vessel C and finally 143. What is the meaning of Gilt Edged (a) 80 (b) 120 contents of vessel C is poured into Market? (c) 115 (d) 95 vessel A. The final ratio of milk and (a) Bull Market (e) 125 water in vessel A is 9 : 4. Quantity I: (b) Government Security Market Direction (136-140) : In the given Initial quantity of mixture in vessel A. (c) Commodity Market questions, two quantities are given, one Quantity II: 80 litres. (d) Bullion Market as Quantity I and another as Quantity (a) Quantity I > Quantity II (e) None of these II. You have to determine relationship (b) Quantity I Quantity II (b) Sale of securities to reduce the loss Quantity II: 125 cm2. (b) Quantity I Quantity II (c) Quantity I  Quantity II (b) Quantity I < Quantity II securities to make profits from (d) Quantity I  Quantity II (c) Quantity I  Quantity II price variations in different (e) Quantity I = Quantity II or No markets (d) Quantity I Quantity II  relation (d) All of the these (e) Quantity I = Quantity II or No 140. The probabilities of three persons A, (e) None of these relation B and C telling the truth about an event 146. Stagflation refers to ______. 137. Train A with 40 km/h of speed started are 0.6, 0.4 and 0.5 respectively. (a) High Inflation in period of full from point P for Q and another train B Quantity I: Probability of not more employment with 50 km/h of speed started than one person telling a lie. (b) High deflation in period of high simultaneously from point Q for P. Quantity II: Probability of at least two unemployment They first met at point R. After reaching person lying with B being one of them. (c) Deflation in periods of stagnant Q and P respectively, both the trains (a) Quantity I > Quantity II employment started their return journey without (b) Quantity I < Quantity II (d) High Inflation in periods of high any delay. This time, they met at point (c) Quantity I  Quantity II unemployment S. The distance between point P and Q (d) Quantity I  Quantity II (e) None of these is 360 km. 147. The Reserve Bank of India is planning Quantity I: The distance between point (e) Quantity I = Quantity II or No relation to launch a new category of banks called R and Q. D-SIB. What does D-SIB stands for Quantity II: The distance between GENERAL AWARENESS ______? point P and S. (a) Domestic Systemically Important (a) Quantity I> Quantity II 141. Treasury bills are available for a Banks (b) Quantity I < Quantity II minimum amount of ______. (b) Domestic Systematically (c) Quantity I  Quantity II (a) 25,000 (b) 50,000 Improvised Banks (d) Quantity I  Quantity II (c) 10,000 (d) 20,000 (c) Domestic synchronized (e) Quantity I = Quantity II or No (e) None of these Important Banks relation

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(d) Domestic synchronized (a) Bhavani (b) Vaigai (b) Andhra Pradesh Improvised Banks (c) Kaveri (d) Palar (c) Tamil Nadu (e) None of these (e) Krishna (d) Karnataka 148. Which of the following institution is 157. According to Asian Development (e) None of these considered as ‘soft loan window’? Bank,at how much percent India 164. ______is the distribution of insurance (a) IMF (b) IBRD economy to grow in FY 2019? products and the insurance policies of (c) IDA (d) IFC (a)6.5% (b)7.0% insurance companies by banks as (e) RBI (c)7.1% (d)7.2% corporate agents through their 149. The Reserve Bank of India (RBI) is (e) 7.5 branches. going to issue new Rs. 100 note with 158. What was the theme of the World (a) Insurance motif of ______. Autism Awareness Day (WAAD) (b)Cross Selling (a) Taj Mahal 2019? (c) Mutual Funds (b) Meenakshi Temple (a) Theme – “Autism and the 2030 (d) Bancassurance (c) Rani Ki Vav Agenda: Inclusion and (e) None of these (d) Vaishno Devi Temple Neurodiversity” 165. Which of the following methods is (e) None of these (b) Theme – “Assistive Technologies, currently used in India to issue note? 150. According to new United Nations Active Participation” (a) Percentage Reserve System estimates, which city is projected to (c) Theme – “Empowering Women (b) Fixed Fiduciary System become the most populous city in the and Girls with Autism” (c) Minimum Reserve System world around 2028? (d) Theme – “Toward Autonomy and (d) Proportional Reserve System (a) Tokyo (b) New York Self-Determination” (e) None of these (c) Mumbai (d) London (e) None of these 166. What is the full form of CERSAI? (e) Delhi 159. What was the theme of the Aoleang (a) Combined Registry of 151. Where is Madhav National Park Monyu festival aka Mini Hornbill Securitization Asset located? festival celebrated in Nagaland? Reconstruction and Security (a) Chhattisgarh (a) Theme – ‘Empowering women for Interest (b) Gujarat cultural heritage‘ (b) Combined Registry of (c) Madhya Pradesh (b) Theme – ‘ Life Below Water: For Securitization Agency (d) Assam people and planet’ Reconstruction and Security (e) None of these (c) Theme – ‘Kidney Health for Interest 152. Riga is the capital of which country? Everyone Everywhere’ (c) Central Registry of Securitization (a) Angola (b) Latvia (d) Theme – ‘Bridging health and Asset Reconstruction and (c) Comoros (d) Zambia social care’ Security Interest (e) Austria (e) None of these (d) Central Registry of Securitization 153. Which of the following report is 160. Who was appointed as President of Agency Reconstruction and published by World Bank every year? World Bank? Security Interest (a) International Finance & (a) Kristalina Georgieva (e) None of these Development Report (b) David Malpass 167. The deadline to meet BASEL – III norms (b) World Development Report (c) Robert Zoellick by India is :- (c) World Trade Development (d) Paul Wolfowitz (a) 1st Jan 2018 Report (e) None of these (b) 31st March 2019 (d) Human Development Report 161. ‘African Lion’ is a joint military exercise (c) 31st March 2017 (e) None of these between Morocco and which country? (d) 1st April 2018 154. OPEC is a group of oil exporting (a) Russia (b) India (e) None of these countries. Where is the headquarters (c) US (d) China 168. Name the country that will host the of OPEC? (e) None of these 11th BRICS (Brazil Russia India China (a) Abu Dhabi (b) Vienna 162. Who was elected as the new president and South Afric(a) Summit in 2019? (c) Baghdad (d) Caracas of International Chamber of Commerce (a) South Africa (b) Russia (e) Quito (IC(C) – India? (c) India (d) Brazil 155. Rawatbhata Nuclear Power is located (a) Vikramjit Sahney (e) None of these in which state of India? (b) Arunachalam Vellayan 169. World Bank unveiled _____ dollars in (a) Maharashtra (c) Chirayu R Amin climate action investment for 2021-25, (b) Karnataka (d) Subhrakant Panda adding which amounts to a doubling of (c) Gujarat (e) None of these its current five-year funding? (d) Uttar Pradesh 163. Which state government was penalized (a) USD 200 billion (e) Rajasthan by National Green Tribunal (NGT) for (b) USD 370 billion 156. Pillur Dam has been constructed on illegal sand mining? (c) USD 450 billion which river? (a) Arunachal Pradesh (d) USD 150 billion

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(e) None of these 177. Organisers of the Tokyo 2020 185. What is the theme of this year’s World 170. Tropical Storm Usman hit _____ with Olympics unveiled a Consumer Rights Day 2019? heavy rains and triggered deadly ______shaped torch for the 2020 (a) Building a Digital World of landslides? Olympics? Marketing (a) Vietnam (b) Thailand (a) Cherry-Blossom (b) Making Digital Marketplaces (c) Philippines (d) Indonesia (b) Trumpet-Shaped Fairer (e) None of these (c) Stellate-Shaped (c)Trusted Smart Products 171. Name the asset management company (d) Cruciform-Shaped (d)Basic Rights of Consumer (AM(C) that has become India’s largest (e) None of these (e) None of these AMC after a gap of over two years, as 178. Who has been appointed as the 186. The FDI limit for White Label ATM is per the latest data of Association of country’s first Lokpal or the anti- ______. Mutual funds in India (AMFI)? corruption ombudsman by President (a) 79% (b) 71% (a) ICICI Prudential MF Ram Nath Kovind? (c) 49% (d) 100% (b) HDFC Mutual Fund (a) Pinaki Chandra Ghose (e) 51% (c) HSBC Mutual Fund (b) Jagdish Singh Khehar 187. What is very restricted form of banking, (d) Yes Mutual Fund (c) H.J.Kania where the institution is not allowed to (e) None of these (d) Mehr Chand Mahajan take risks by giving fresh loans to 172. Ross Island of Andaman and Nicobar (e) None of these business? was renamed as _____? 179. What is the rank of India, according to (a) Para Banking (a) ShaheedDweep the United Nation’s World Happiness (b) Offshore Banking (b) Netaji Subhas Chandra Bose Report 2019? (c) Retail Banking Dweep (a) 127 (b) 130 (d) Wholesale Banking (c) Swaraj Dweep (c) 133 (d) 140 (e) Narrow Banking (d) Mahatma Gandhi Dweep (e) None of these 188. Which of the following categories of (e) None of these 180. Name the first latin American,who won loans can be priced by bank without 173. Who won Life Time Achievement the 2019 Templeton Prize worth $1.4m reference to the Base Rate? Award in the 64th Film Fare Awards for combining science and spirituality (a) DRI advance 2019? in his work. (b) Loans to banks own employees (a) Sridevi (a) King Abdullah II (c) Loans to banks depositors against (b) Amitabh Bachchan (b) Marcelo Gleiser their own deposits. (c) Aamir Khan (c) Dalai Lama (d) All of the above (d) Shah Rukh Khan (d) Mike Brown (e) None of these (e) None of these (e) None of these 189. As per Basel III, which of the following 174. Who is the author of the book ‘Every 181. According to its recent discovery of is a part of Operational Risk: Vote Counts’, released by former Vice NASA, the surface of which asteroid (a) Legal risk President of India, Hamid Ansari in comprises the water and plumes? (b) Reputational risk New Delhi? (a) Ceres (b) Bennu (c) Strategic risk (a) Navin Chawla (c) Tholen (d) Itokawa (d) All of the above (b) Arundhati Roy (e) None of these (e) None of these (c) Vikram Seth 182. Which Indian English word is added as 190. Which of the following have been (d) Salman Rushdie the 650th entry in Oxford Dictionary? awarded the 2018 Nobel Prize for (e) None of these (a) Mantra (b) Chuddies Economics? 175. Who was sworn in as 13th Chief (c) Loot (d) Multan (a) Damian Roland and Christina Minister of Goa after the demise of (e) None of these Choung Manohar Parrikar? 183. Which bank recently started linking (b) William Nordhaus and Paul (a) Neiphiu Rio pricing of loans and savings deposits Romer (b) N. Biren Singh to RBI’s repo rate? (c) Daniel Kahneman and Richard H. (c) Bhupesh Baghel (a)BOB (b)PNB Thaler (d) Pramod Sawant (c)IOB (d)SBI (d) Friedrich Hayek and Elinor (e) None of these (e) None of these Ostrom 176. Which bank has signed MoU with State 184. Name the Indian Region,that attained (e) None of these Bank of India to boost business the status of ‘Wetland of International 191. Pulitzer Prizes are given for the opportunities between both the banks? Importance’ in the Ramsar Convention outstanding achievements in the fields (a) Bank of America recently? of———— (b) Bank of China (a) Tsomoriri (b) Sunderbans (a) Music (b) Literature (c) Bank of Scotland (c) Kanjli (d) Ropar (c) Sports (d) Social Work (d) HSBC Bank (e) None of these (e) None of these (e) None of these

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192. Which country will host the G20 Summit in 2022? EXPLANATIONS (a) Japan (b) Saudi Arabia (1-2) (c) Qatar (d) India (e) None of these A B C 193. The Headquarters of United Nations First 160- 140 120 Industrial Development Organization round (20+40)=100 120+(160- 80+(16- 120)/2=140 80)/2=120 is at Second 100+(140- 140- 120+(140- (a) Rome (b) New York round 100)/2=120 (20+10)=110 120)/2=130 (c) Vienna (d) Geneva Third 120+(130- 110+(130- 130- (e) None of these round 120)/2=125 110)/2=120 (10+5)=115 Fourth 125- 120-(125- 115(125- 12. d 194. Deutsche Bundesbank is the central round (25+5)=117.5 120)/2=122.5 115)/2=120 bank of ______. (a) France (b) Germany 1. a 2. c (c) Portugal (d) Spain (3-4) (e) England 195. Banwarilal Purohit is the governer of ______. (a) Tamil Nadu (b) Andhra Pradesh (c) Karnatak (d) Kerala (e) Telengana 13. d 196. NASDAQ is the stock exchange of 3 2 1 0 ______. $ $ # $ (a) USA (b) UK 3. d (c) Australia (d) Spain 2 2 3 2 1 0 (e) Netherland 4. e; FB= 7  4 = 49 16 = 65 2 1 2  0  2  0  2 1 197. Narora nueclear power plant is situated (5-9)  8  4 1 in ______. (a) Uttar Pradesh 13 (b) Madhya Pradesh 14. e (c) Rajasthan 7 6 5 4 3 2 1 0 (d) Maharashtra $ # # $ $ $ # $ (e) Kerala 198. Khirganga National Park is situated in 6 5 4 _____. 271 2 1 2  0  2 (a) Arunachal Pradesh  0  23 1 22  0  21 (b) Himachal Pradesh 0 (c) Uttar Pradesh 1 2 1 (d) Andhra Pradesh 5. b 6. a 7. e 8. d 128 16  8  4 1 (e) Madhya Pradesh 9. c 157 199. Wellington Trophy is related which (10-14) sports? 10. b (15-19) (a) Table Tennis 6 5 4 3 2 1 0 (b) Rowing $ # # $ # $ $ (c) Hockey (d) Golf 15. a 16. d 17. a 18. b (e) Football 6 5 4 3 2 1 2  0  2  0  2 19. c 200. Sattriya is dance form of ______. 2 1 0 (20-22) (a) Kerala 1 2  0  2 1 2 1 20. c (b) Gujarat (c) Madhya Pradesh  64  8  2 1 (d) Uttar Pradesh  75 (e) Assam 11. a 

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 94 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 21. d the recent festival season. So, action I Floor Person States Color Course and II both follow. 9 Priyal Haryana Orange B.Com 8 Anjali Nagaland Purple B.Sc 49. d; Neither action I nor II follows due to 7 Charu Telangana Grey B.Com the word immediately. In that situation, 6 Ankul Maharashtra Pink B.Sc the priority should be to clean the road 5 Reema Kerala Pink B.Sc 4 Abhi Jharkhand Blue B.Com for smooth traffic. 3 Gaurav Bihar Green B.Sc 50. a; Action I follow, as police constables 22. c 2 Rajat Assam Yellow B.Sc should be deployed near that park. 1 Seema Punjab Red B.Com (23-25) Action II does not follow because it is $ =  ; 34. c 35. b 36. d 37. d not right to change the lifestyle of people based on the attack. @ =  ; 38. c (39-40) (51-55) © = >; 39. b * = <; & = =; 23. d 24. c 25. a (26-30)

40. d

26. a 27. a 28. a 29. a 51. d 52. e 53. c 54. b 30. e 55. b (31-33) (41-45) (56-60) 31. c 56. b; Only II is implicit. 57. a; The notice given by the XYZ Box Box Name department clearly mentions the ill – 8 Mitu effect of drinking. The motive behind 7 Kat mentioning the ill – effect must be to 6 RZ restrict drinkers from drinking. Now, 5 Q2 how can the motive be fulfilled? 32. a 4 Aju 3 SD Obviously, I must be assumed. II is 2 LZ too specific, Hence II is not implicit. 1 PK 58. e; Both I and II are implicit. 59. e; How will making it„ mandatory make 41. c 42. a 43. e 44. e democracy more meaningful? 33. c 45. e Obviously, both I and II must be (46-50) assumed. 46. e; Both the actions follow because local 60. a; Why has the FAO made such a police administration should arrest all declaration? Why does it need those persons who are caught worldwide efforts? Obviously, it must committing the act like stone throwing be assuming the problem quite and damaging vehicles. A meeting alarming. Hence, I is implicit. But II is (34-38) should be called in which officers of not necessarily valid. both the clubs and police officers (61-65) should be present. 61. d; The sentence talks about how the 47. b; Action I does not follow because of trees in the orchard (fruit farm) have the word “all”. All activities cannot be remained (continued to be) productive put on hold due to the act of some (yielding) for more than a century workers. Action II follows because without external help. INSISTENCE belongings of workers should be refers to the act of demanding thoroughly searched before they leave something forcefully and is inapt here. the premises of the company. ASSISTANCE means help and will be 48. e; Investigation should be done and more appropriate here. Thus, (d) is the precautions should be taken to avoid right answer. the criminal activities in the city during

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62. e; The sentence talks about how animals 105. d; Total passed students in Bihar board that thrive (survive) in hostile 5.76 Required % = 100 9 lakh (aggressive) mountain habitats 27 = 100 = 15 lakh (environments) have developed several 60 adaptations (traits and physical 1 = 21 % Total appeared students in Bihar board features that help them to survive). 3 All the words are contextually apt and 15 102. d; Total number of passed students in =  5 =25 lakh are correctly spelled. Thus, (e) is the M.P. board 3 right answer. 63. c; The sentence talks about how the 4.2 4500 = 10 discovery (finding) reveals (shows) 40 25 lakh that ceremonies (rituals) involving the Required ratio = sacrifice of animals that were captured =10.5 lakh 800 played a role in the development Total students appeared in M.P. board (advancement) of Mayan society. 4500 10.5 = CAPTIVATED means fascinated and = 100 15 lakh 3125 will not fit here contextually. CAPTIVE 7 = 36 : 25 or CAPTURED would have been more Average students appeared from each apt. Thus, (c) is the right answer. school in M.P. board 106. a;  32 ,+5,  72 , +9, + 112 64. d; The sentence talks about how as 15 lakh  ? = 79 + 121 =200 poaching rages on (continues at a rapid =  300 pace) in Africa, some experts fear that 5000 2 2 2 2 2 inadequate (insufficient) regulations Required difference 107. c;  ,  ,  ,  ,  will allow Japan to become the next = 360 - 300 3 5 7 9 11 leading (highest) destination for = 60 students 2 illegally deal in ivory from hunted 103. b; Total passed students in Rajasthan  ? = 176   32 elephants. LAUNDRYING is inapt. Board exam. 11 LAUNDERING would have been more 108. b; Series is — 60825 apt. Thus, (d) is the right answer.  100  2+3,  2+4,  2+5, ….. 65. e; The sentence talks about how 65  ? = 168  2 + 7 = 343 substantial (major) improvements =10.5 lakh 109. e; +11, -15, +21, -25, +31, -35 (positive changes) are in place, Total appeared students in Rajastan  ? = 44 – 35 = 9 powered by a new wave (development) of cheaper and energy efficient 10.5 110. b; Series is — board = 100 (conserving) light bulbs. All the words 70  52  4,  62  5, are contextually apt and correctly =15 lakh spelled. Thus, (e) is the right answer. 2 Total number of school in Rajasthan  7  6,….. 66. a 67. c 68. b 69. a 70. b 71. c 72. a 73. d 15 lakh  ? = 35 + 52  4 64 74. e 75. c 76. e 77. d board  = 2000 111. c; From the question, 78. d 79. c 80. e 81. b 750 A,B and C work together for 2 days. 82. b 83. a 84. d 85. a 104. c; Total students appeared in Delhi state C works alone for 3 days. 86. b 87. b 88. a 89. c board B and C finish the remaining work 90. e 91. d 92. c 93. a 28.8 together. 94. c 95. e 96. c 97. c = 100  36 lakh A,B and c finish the work in 2 days 98. b 99. d 100. d 80 101. e; Total students appeared in U.P, board 5  1 1 1  1 exam 28.8 = 2    = of work 10 12 15  2 = 360 7500 Required % = 9 100 = 27 lakh 36 C finishes in 3 days Total passed boys in U.P board =  1  1 16  3   64 100 1 = 100 of work 27    36 15  5 100 3 100 Total work remaining = 1- = 5.76 lakh 4 = 44 % 1 1 3 9   2 5 10

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3 3 x 100 of work is done by B and C in 2 = 9 % of container is filled with y =   y  20 10 8 5 5 days alcohol at end Putting value of y in (i) Total days to finish the work 116. a; Time taken by Shyam Tuesday = 4 4  20 + 7n = 150 = 2 + 3 + 2 =7 days h 7n = 150 -80 112. d; Price of 12 shirts = 400  12 = Let distance covered by Shyam on n = 10 Rs.4800 Monday and Tuesday be 5x and 4x Distance covered by Tinku on Tuesday Price of 10 shirts = 400  10 = Rs.4000 respectively = 7  10  4 = 280 km Cash discount on 10 shirts = 10% of And speed of Shyam on Monday and Distance covered by Tinku on Monday 4000 = Rs.400 Tuesday be y and 4y respectively. 280 Total amount to be paid for 12 shirts 4x =  9  360 km = 4000-400= Rs.3600 So,  4 7 Net discount availed 4y 118. d; Let Distance covered by Tina on 1200 x = 4y Monday & Tuesday = 7x and 9x  100%  25% Let distance covered by Meena on And Speed of Tina on Monday and 4800 Monday and Tuesday be 13 m and Tuesday be 2y and 3y 113. b; Amount after 3 years = 1000 11 m 9x And speed of Meena on Monday and 3 So  6  10  Tuesday be 13 n and 22n 3y 1  = Rs.1,331  100  11m x = 2y =4 Time taken by Tina on Monday = According to question, 22n 3 m = 8n 7x 7  2y  x   = 7 hours 1331 = 1728 1  According to question 2y 2y  100   5  Similarly time taken by Meena on 4x= 1  11 m 11 x  11 Monday = 8 hours  1 Required percentage 12 100 16 8  7 100 25 4x  11m = 100  %  x  % 11 8 8 3 x = 4m 1 Required difference = or 12 % x = 4  8n  25 5 2 2 10   % 1 % x = 32 n 119. e; Speed of ram on Monday and 3 3 3 Required ratio = y:22n = Tuesday will be 60 km/hr, 80km/hr 114. c; Let total number of school going  x   x  x 11x respectively children = 50x   :22   :  4 :11 Distance covered by Ram on Tuesday 4 32 4 16 And total number of Non-School going     = 80  5 = 400 km children = 40x 117. c; Let speed of ram and Tinku on Distance covered by Ram on Monday Now new no.of non-School going Tuesday is 4y and 7n respectively children = 48x 400 600 = 3  300 A/Q, 48 x = 35400 4 So,  4  x  737.5 4y  7n According to question Distance covered by Shyam on both  50x  36875 4y +7n = 150…..(i) Let distance covered by Ram on days =700 + 740 = 1440 Required difference = 1475  Monday and Tuesday be 3x and 4x Distance covered by Shyam on 115. c; Portion of container filled with 740  700 1440 alcohol at end 4x Monday   5   5  5 9 9  1  1  3  3 4y = 800 km  1 1 1  = Required ratio = 3:8  4  2  4  32 x =5y ….(ii) But 3x = 300 120. b; Distance travelled by Shyam on 3 x = 100 800  100 Putting x in eq.(ii) Tuesday   4  640 km 32 5

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C  Number of female employees = 640 75 75 1 = 4y when (4y is speed of Shyam C    6 (100-12.5)% of number of male 4 d u 4 employees on Tuesday) The value of d and u and hence the y = 40 Numberof femaleemployees ratio can be calculated by using  Distance travelled by Tinku on statements A and C together as well. Numberof maleemployees 360 Hence, the question can be answer by Tuesday =  7  280 km using either statements B alone or 87.5 7 =  9 statements A and C together. 100 8 280 123. e; Let , per day efficiencies of a man Let the number of male and female  7y (where 7y speed of Tinku and a women be M and W respectively. employees in the office be 8z and 7z 4 Total work = 15 days’ work of 25 men respectively. on Tuesday) = 15  25  M = 375M Hence, all the three statements together y = 10 A  Let, M and N be 6 and 5 units are not sufficient to answer the Speed of Tinku on Monday = 9y= 90 respectively. question. km/hr Number of days taken by 10 women 125. c; A  9SP = 9CP +2CP Required ratio = 4:9 to complete the work  9SP = 11CP 121. d; A  Investment of B = 30% of 75 6 total investment  45 11 = days SP = CP Investment of B 30 3 10 5     9 Total Investment 100 10 B  18 days’ work of 15 women = SP - CP B  C = A +1.5A 60% of total work Profit %  100 CP  C = 2.5A Number of days taken by 10 women to complete the work  2C=5A  A:C=2:5 11 1815100 CP  CP 2  9 100 And , A = B   45 days 3 6010 CP  3A=2B  A:B=2:3 C  25 men and 15 women complete 2 2 So, A: B: C = 2: 3: 5 the work in 15-5= 10 days  100  22 % C  B = (100+50)% of A  10  (25M+15W) = 375 M 9 9  B = 150% of A  250M +150W = 375 M 1 B  SP+80= CP + 33 % of CP  A : B = 2: 3 5 3 And, B = (100-40)  125M= 150W  W = M  B = 60% of C 6 4  B : C = 3: 5 Number of days taken by 10 women  SP + 80 = of CP  SP to complete the work 3 So , A : B : C = 2: 3: 5 Ratio of B’s investment to the total 375M 4  45 investment can be obtained from any 5 = CP – 80 = 10 M days 3 of the three statements alone. 6 Hence, the question can be answer by C  (100-25)% of SP = CP – 60 Hence, the question can be answer by using any one of the three statements using any one of the three statements 3 alone. alone.  SP = CP -60 122. c; Let the downstream and upstream 4 124. a; A Let the number of male and speeds be d and u respectively.  female employees in the office be 8x 4 4 60 60 and 7x respectively.  SP = (CP - 60) = CP – 80 A    5 3 3 d u B Probability of selecting a male  Profit % cannot be determined by using B Let the speed of boat in still  employee either of statements B or C. water and the speed of stream be 5x Number of male employees 8 Hence, only statements A alone is and x respectively.  = Total number of employees 15 sufficient to answer the question. 126. a; In first hour bus travel = 90 km d 5x  x 6x 3 Let total number of employees and    After one hour it travels with = u 5x  x 4x 2 number of male employees in the office be 15y and 8y respectively. 2 Number of female employees in the 90 = 60 km /hr  3 office = 15y – 8y = 7y

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Let speed of car = x km/h (131-135) 135. b; Wardrobes sold by B in Oct = 120 90 Let number of chairs , tables and wardrobes 136. b; Quantity I: Then,  2  x 105 km/h sold by A in August be 42x, 36x and 23x. x  60 Also, let chairs sold by A in August, 127. e; Given , h + r = 18 m September and October be 14y, 23y and 27y According to question, respectively. 2πr h  r  792 42x = 14y  y = 3x And , 23x = 23y -230 22 2  r 18  792  x = 5 and y =15 7 Now, Chairs sold by B in September = 665-345 = r = 7 m Let O be the centre and r be the radius And h = 11 m 320 Chairs sold by B in August = 320 of the circle. 2  Volume of the cylinder πr h Table sold by B in September = Chair sold Now, Radius of the circle: by A in Aug = 210 2 22 2 AB 2   7  7 11  22  77 Table sold by A in September = 400 – r   6 ……..(i) 7 210 = 190 4 Wardrobes sold by B in September = 1694 m 3 2  Wardrobes sold by A in Aug = 115 2 CD 2 Also, r   8 ……..(ii) 128. b; Total number of balls = 3 + 5 + 7 Wardrobes sold by A in September = 210 4 =15 -115 = 95 From equations (i) and (ii) Probability of either pink or red ball Chairs sold by B in October=1025-320- 320=385 AB2 CD2 7 C 3 C 7  3 10 2 2 2  1 1    Chairs sold by A in October  6   8 15 4 4 C1 15 15 3 =(1025-480) –(180+190) = 175 129. b; Speed of boat downstream = Tables sold by B August = 2 2 AB  CD 2 2 11  8  6 42 42 180 165 4  12 20 1 AB  CDAB  CD 2  2  Tables sold by B in October =  28 60 3 4 38 42 3 42 3 175 190 AB-CD=4 cm ……….(iii)   18 km/h 35 6 1 7 AB + CD = 28 cm …………….(iv) Wardrobes sold by B in August = 1075 – From equations (iii) and (iv)  Speed of boat upstream = (210+320+180+165+115) = 85 AB = 16 cm Let wardrobes sold by A in October be a From equation (i) 2 and that by B be b in October 18 12 km/h 2 3 a = b -35 and a + b= 205 16  r 2   62  Speed of boat in still water  a = 85 and b = 120 4 Speed of downstream  Month Chair Table Wardrobe  r = 10 cm A B A B A B Radius of the circle = 10 cm = speed of boat upstream Aug 210 320 180 165 115 85 Sum of parallel sides of trapezium =AB Sep 345 320 190 210 95 115 +CD = 28 cm 2 Oct 405 385 175 190 85 120 Height of trapezium = OE + OF = 6 + 8 = 14 cm 12 18 131. c; Total chairs sold by B in September = 15 km/h Area of shaded region = Area of the 2 and October = 320 +385 = 705 circle – Area of trapezium ABCD 132. a; Required percentage 130. d; Total expenditure = 80% of salary 2 1 Expenditure excluding clothing 175 120 5 = π 10   2814  100  45 % 2 25 120 6 = 80%  80%  60% = 100 π -196 100 133. d; Asked difference = 320 -210=110  118.16 cm2 134. b; Remesh savings Quantity II > Quantity I 180 6 137. b; Quantity I: 3600  Time taken by the trains to meet for =  20  Rs.1200 Required ratio = 60 210 7 the first

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Total Distance 360  3x  30 9 800 Time RelativeSpeed =   8 40  50 x  20 4 50  5y = 4 hours x = 20 Distance between point R and Q  y  10 = Distance travelled by train B in 4 Initial quantity of mixture in vessel A At least 10 additional men are required hours = 4x = 80 litres to complete the remaining work in =50  4 =200 km Quantity I = Quantity II either 8 or less than 8 days. 139. e; 20 men can complete the work in 12 Quantity II : Hence,Quantity II = Quantity I days . So, 1 man can complete the same Time taken by the train A to reach Q 140. a; Quantity I: work in 240 days. Probability of not more than one 360 Efficiency of 5 women = Efficiency of person telling a lie   9 Hours 40 3 men = Probability of all telling the truth + 5W = 3M Probability of two persons telling the Time taken by the train B to reach P = M 5 truth 360 Ratio of efficiencies:  = P(A). P(B). P(C) + P(A).P(B). = 7.2 hours W 3 50 + P(A). .P(C) + Let, a man does 5 units and a woman PC PB So, at the time when train A reached Q, does 3 units of work per day & total .P(B).P(C) train B already travelled for 1.8 hours units of work are 1200 units. PA (9-7.2 hours ) 8 days’ work of 4 men and 10 women =0.6  0.4  0.5 + 0.6  0.4  0.5 + Of return journey. Distance travelled by train B in 1.8 = 8  4 5 10 3 =400 units 0.6  0.6  0.5 + 0.4  0.4  0.5 hours =1.8  50=90 km Remaining work = 1200 - 400= 800 = 0.12 + 0.12 + 0.18 + 0.08 = 0.5 Sum of distance travelled by both the units Quantity II: trains to meet for the second time Quantity I : Probability of at least two persons = 360-90 =270 km Let the additional number of women lying with B being one of them Time taken by the trains to meet for required be x. = Probability of all lying + Probability Three are 4 men and 10 + x women Total Distance now. of two persons lying with b being one the second time = Relative Speed Per day work of 4 men and 10 + x of the them woman  PA. PB. PC  270 = 45 10 x3 503x units = =3 hours PA. PB. PC  40  50 No. of day required to complete the Distance between points P and S 800 PA. PB. PC = Distance travelled by train B before remaining work = = 0.4  0.6  0.5  0.6  0.6  0.5 + train A started return journey + 50  3x 0.4 0.6 0.5 Distance travelled by train B in 3 hours   800 = 0.12 + 0.18 + 0.12 = 0.42 = 90  503 = 240 km 10 50  3x Quantity II < Quantity I Quantity II > Quantity I x = 10 141. a 142. e 143. b 144. d 138. e; Quantity I: 10 additional women are required to 145. c 146. d 147. a 148. c Let vessel A contains 3x litres milk and complete the remaining work in 10 149. c 150. e 151. c 152. b x litres water and initial quantity of days. 153. b 154. b 155. e 156. a mixture in vessel A be 4x litres. Quantity II : 157. d 158. b 159. b 160. b Half of the content of vessel A is first Let the additional number of men 161. c 162. a 163. b 164. d poured into vessel B, then content of required be y. 165. c 166. c 167. b 168. d vessel B is poured into vessel C and There are 4 + y men and 10 women 169. a 170. c 171. b 172. b finally contents of vessel C is poured now. 173. a 174. a 175. d 176. b into vessel A. Per day work of 4 + y men and 10 177. a 178. a 179. d 180. b So, vessel A finally contains of all the woman 181. b 182. b 183. d 184. b three vessels. 185. c 186. d 187. e 188. d Final ratio of milk and water in vessel = 4  y5103  50 5y units 189. a 190. b 191. b 192. d A: No.of day required to complete the 193. c 194. b 195. a 196. a Quanity of milk 800 197. a 198. b 199. b 200. e in all three vessls 9 Remaining work = 50  5y Quanity of water = in all three vessels 4 

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QUANTITATIVE APTITUDE c) 2 : 1 d) 6 : 1 a) 3 m b) 5 m 7. In a certain shop, 9 oranges cost as c) 7 m d) 9 m. 1. The remainder when 30 + 31 + 32 + …. + much as 5 apples, 5 apples cost as much 14. If a commission of 12% is given on 3200 is divided by 13 is : as 3 mangoes, 4 mangoes cost as much market price at a work the publisher a)0 b) 12 as 9 lemons. If 3 lemons cost 48 paise, gains 10%. If the commission is c) 3 d) None of these the price of an orange is: increased to 15%, the gain percent is: 2. Two diagonals of a parallelogram intersect a) 12 paise b) 14 paise each other at coordinates (17.5, 23.5). c) 13 paise d) 15 paise 20 a) 6% b) % Two adjacent points of the 8. A person sells 36 oranges per rupee and 3 parallelogram are (5.5, 7.5) and (13.5, suffers a loss of 4%. How many oranges 16). Find the lengths of the diagonals. per rupee has to be sold to have a gain 25 a)15 and 30 b) 15 and 40 of 8%? c) % d) 7% c) 17 and 30 d) 17 and 40 a) 30 b) 31 4 3. X and Y entered into a partnership c) 32 d) 33 15. Monu bought a mobile set with 20% investing Rs. 16,000 and Rs. 12,000 9. There is 75% increase in an amount in 5 discount on the labelled price. He made respectively. After 3 months X with years at simple interest. What will be a profit of Rs.800 by selling it for drew Rs. 5000, while Y invested 5000 the compound interest of Rs.40000 Rs.16,800. The labelled price of the more. After 3 months more z joints the after 2 years at the same rate? mobile was: business with a capital of Rs. 21,000. a) Rs.25800 b) Rs.32250 a) Rs.21,200 b) Rs.23,300 After a year they obtained a profit of c) Rs.12900 d) Rs.19350 c) Rs.24,200 d) Rs.20,000 Rs. 26,400. By what amount does the 10. The product of all prime numbers 16. A fruit seller has 880 kgs of watermelon. shear of Y exceed the shear of Z. contain how many zeros at the end? He sells part of it at a profit of 9% and a)Rs. 3600 b)Rs. 3800 a) 0 b) 1 the rest at 19%. The profit on the c)Rs. 4600 d)Rs. 4800 c) 2 d) 3 whole is 16%. What quantity of 4. The present age of Aman is 9 yr more 11. D, E and F are points on the watermelon is sold at a profit of 19%. than the age of Rohan after 5 yr. circumference of the circle. If DE = DF a) 264 b) 396 c) 528 d) 616 Rohan’s present age is 7 yr more than 0 the age of Pawan four years before. The = 7 2 cm and  EDF = 90 . What 17. A sales man is allowed a discount 5.5% present age of Pawan is 19 yr, then is the radius of circle? on the total sales made by him plus a what will be the ages of Aman after 7 bonus of 6% on sales over Rs.10000. a) cm b) cm year? 7 2 10 If his total earnings were Rs.1990, then a) 33 yr b) 40 yr c) 14 cm d) 7 cm his total sales were: c) 45 yr d) None of these 12. The radius of the in circle of a triangle is a) Rs.34000 b) Rs.45000 5. The value of 2 cm. If the area of the triangle is 6 cm2, c) Rs.22000 d) Rs.32000 then its perimeter is: 18. How much pure alcohol should be added 0.14 0.11 625 625  a) 2 cm b) 3 cm to 400 ml of a 15% solution to make is : c) 6 cm d) 9 cm 1210.5 250.40 50.2 the strength by the solution 32%. 1 a) 80 ml b) 100 ml a) 1/11 b) 5/11 13. A spider climbed 62 % of the height c) 160 ml d) 150 ml c) 25/11 d) None of these 2 19. 3 years ago, the average age of a family 6. A cone of radius r cm and height h cm in of the pole in one hour and in the next of 5 members was 17 years. A baby divided into two parts by drawing a having been born, the average age of plane through the middle point of its 1 the family is the same today. The hour it covered 12 % of the height and parallel to the base. What is 2 present age of the baby is the ratio of the volume of the original a)3 years b)2 years cone to the volume of the smaller cone? remaining height. If the height of the pole is 192 m, then distance climbed in 1 a) 4 : 1 b) 8 : 1 c) 1 years d)1 years second hour is: 2

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20. If 6 men and 8 boys can do a piece of 27. If secq + tanq = 5, then the value of 32. Select the correct combination of work in 10 days and 26 men and 48 mathematical signs to replace * signs boys can do the same in 2 days, the tan 1 and to balance the equation. is time taken by 15 men and 20 boys to tan 1 48 * 4 * 6 * 3 * 30 do the same type of work will be: a) ÷ , +, =,  a) 5 days b) 4 days 11 13 b) ÷, =,  , + a) b) c) 6 days d) 7 days 7 7 c) ÷, +,  , = 21. Rs.180 are to be divided among 66 d) +, = ,  ,  persons (men and women). The ratio 15 17 33. In the following question, select the of the total amount of money received c) d) odd word from the given alternatives. by men and women is 5 : 4. But the 7 7 a) Lemon b) Carrot ratio of the money received by each 28. The product of the LCM and HCF of c) Beetroot d) Turnip man and woman is 3 : 2. The number of two numbers is 24. The difference of 34. Which of the following will complete men is the two numbers is 2. Find the numbers the given gaps? a) 20 b) 24 a) 8 and 6 b) 8 and 10 a) _ _ apshot c) 30 d) 36 c) 2 and 4 d) 6 and 4 b) _ _ owball 22. The monthly income of a person was c) _ _ obbish Rs.13500 and his monthly expenditure Direction (Q.29–30) : The bar graph d) _ _ obbery was Rs.9000. Next year his income shows the foreign exchange reserve of a a) na b) sr increased by 14% and his expenditure country (in million US$) from 1991 – 92 c) sn d) ow increased by 7%. The percent increases to 1998 – 99. Based on the bar graph 35. In a certain code language, ”who are answer the questions. in his savings was you” is written as ”432", ”they is a) 7% b) 21% you” is written as ”485" and ”they c) 28% d) 35% are dangerous” is written as ”295". 23. Two pipes A and B would fill a cistern How is ”dangerous” written in that in 15 and 45 hours respectively. If both code language? pipes are opened together, find when a) 2 b) 4 the first pipe must be turned off so c) 5 d) 9 that the cistern may be just filled in 18 36. In a family of five persons, Dinesh is hours? Jairam’s son and Gopal’s brother a) 9 h b) 8 h while Meeta is Gopal’s mother and c) 6 h d) 3 h Jayanti’s daughter. If there are no 24. If 2 sin θ + cos θ = then the value of step brothers or half brothers in the 2 2 family which of the following ( t a n θ - sec θ ) is statements is true? a) 0 b) – 1 a) Jayanti is Dinesh’s mother c) d) b) Meeta is Dinesh’s mother 11 5 c) Jayanti is Jairam’s grandmother 25. If 2x  3y  and xy  , then d) All the above 2 6 29. For which year, the percent increase of 37. If ‘S’ means ‘×’, ‘D’ means ‘+’, ‘N’ the value of 8x3 + 27y3 is foreign exchange reserves over the means ‘÷’, and ‘T’ means ‘–’, then previous year is the highest? what is the value of 583 a) 1994 – 95 b) 1995 – 96 19 D 42 N 7 D 29 T 5 S 3 D 6 a) 583 b) 4 c) 1998 – 99 d) 1992 – 93 a) 52 b) 153 30. The foreign exchange reserves in 1996 – c) 45 d) 62 671 97 were approximately what percent 38. A, B, C, D, E and F are sitting in a c) 187 d) of the average foreign exchange reserves straight line facing north. E is second 8 over the period under review? to the left of F. E is not at the extreme a) 80% b) 100% ends of the line. There are two persons 26. If 4096  64 , then the value of c) 120% d) 125% between D and C and B and E. A is not 31. A series is given with one term missing. at any ends of the line. B is not 40.96  0.4096 Select the correct alternative from the immediate neighbour of F. Who sits given ones that will complete the second to the right of B?  0.004096  0.00004096 series. (a) C (b) D up to two places of decimals is 19, 25, 32, 38, 45, 51,? (c) E (d) A a) 7.09 b) 7.10 a) 58 b) 59 39. Jyoti’s position from the left in a row c) 7.11 d) 7.12 c) 62 d) 64 of boys is 20th and Prana’s position from the right is 36th. After

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interchanging their position, Jyoti a) Brigadier 47. The following question is based on becomes 28th from the left. How b) Major the five three letter words given many boys are there in the row? c) Sub lieutenant below. a) 52 b) 63 d) Major general PUN, SAD, CRY, FOE, STY c) 59 d) 48 43. Arrange the following words according How many words will remain to dictionary arrangement. unchanged even after their Direction (40) : In the question given 1) Grecian rearrangement in alphabetical order below, a statement is given followed by 2) Greater within the word? two conclusions numbered I and II. You 3) Greasepaint a) None b) One have to assume everything in the 4) Grebe c) Two d) Three statement to be true and then consider 5) Greasy 48. In the following question, select the the two conclusions together and a) 3, 1, 4, 5, 2 related word from the given decide which of them follows beyond a b) 5, 1, 2, 4, 3 alternatives. reasonable doubt from the information c) 1, 5, 3, 2, 4 Exhausted: Tired : : Depression :? given in the statement. d) 3, 5, 2, 4, 1 a) Rapid b) Progressive 40. Statement: 44. In the following question, select the c) Despair d) Cringe The government introduced boat odd word pair from the given 49. Sumit is elder than Shikha but not as service between city A and city B, alternatives. heavier as Rajesh. Rajesh is younger thus reducing the distance between a) Snakes : Reptiles than Shiva, who is heavier than them from 470km to 250km and b) Buffalo : Mammal Shikha. Only Gopal is heavier than reducing the spending on fuel by 4 c) Kiwi : Bird Pavan, Who is younger than Rajesh crores annually. d) Parrot : Mammal but elder than Sumit. Gopal is not Conclusions: the youngest but he is younger than Direction (45): In Study the following Sumit, heavier than Shiva. Who is the I. By using alternative methods information carefully and answer the fuel consumption must be eldest one among them all? questions given below. a) Gopal b) Pavan reduced. Six books on different subjects. viz, II. Travelling by water bodies is c) Rajesh d) Shiva Physics, Chemistry, Mathematics, 50. In the question given below, which of always the shortest and cheapest Zoology, English and History are placed way to travel. the five answer figures on the right one above the other but necessarily in the should come after the problem figures a) Only conclusion I follows same order. Each book belongs to different b) Only conclusion II follows on the left, if the sequence were Students viz. Aman, Bhola, Chandan, continued? c) Both conclusion I and II follows Divakar, Jyotish and Faizee but not d) Neither conclusion I nor II necessarily in the same order. Only the follows book of Zoology, which belongs to Faizee, 41. In the following figure, square is placed adjacent to the books of History represents Teachers, triangle and Chemistry. The book of English is just represents Swimmers, circle above the book of Chemistry and just represents Nurses and rectangle below the book of Physics. The book of represents Women. Which set of Mathematics is not kept above the book letters represents Teachers who are of Zoology. either Swimmers or Nurses? The book of Bhola is neither on the top nor at the bottom. The book of Chemistry is of Divakar is kept just below the book a) 1 b) 2 of A man. The book of Jyotish is at the c) 3 d) 4 bottom. Direction (Q.51): study the following 45. Which of the following books is kept information carefully and answer the on the top? questions given below: a) Chemistry b) English There are six members P, Q, R, X, Y and Z c) History d) Physics in a family. Each of them has a different a) D, F b) A, B, D, F, G 46. If the code for SOLVE is “ @ #!* ©” height. Q, the grandson of Z, is the shortest c) A, B, G d) I, C, H and GREAT is coded as “$& ©+>”, person. R is not mother of Q, but Q is son 42. A series is given with one term missing. then what is the code for “VATS GO of R. Z, the father of Y, is shorter than only Choose the correct alternative from LATE” in the same code language? his sons. The married couple is not taller the given ones that will complete the a) (+> @ *# !+$ © than Y. P is wife of R and mother of X, who series. b) *+% @ $# !<> © is not taller than his mother. Lieutenant, Captain, ?, Lieutenant c) *+>$ & # ! %> © colonel d) *+> @ $ # !+> ©

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51. How is X related to Z 3) have computer skills and interest 63. ‘Satyameva Jayate’, engraved on the (a) Grandson in designing Indian emblem is taken from (b) Son 4) have already graduated or are (a) Rig Veda (c) Daughter currently in any year of study (b) Bhagavad Gita (d) Daughter-in-law 5) knows to deal with customers (c)Mundakopanished 52. Six people are sitting in a row. A is (d) Matsyapurana sitting towards immediate left of B 57. Nick is a high school student and wants 64. For which book Salman Rushdie wins and immediate right of C. C is sitting to do an internship as his summer the Booker Prize to immediate right of F. D is project. He is a very vibrant boy and (a)The Satanic Verses immediate right of E who is to the goes well with people. Is he the right (b)Midnight’s Children left of F, then which two people are candidate for the internship? (c) Fury sitting in the center? a) Yes, he is (d) Shalimar the Clown a) D and B b) A and B b) No, he’s not 65. Who was the first elected fellow of c) F and C d) E and D c) He needs to improve Sahitya Akademi Fellowship 53. A series is given with one term missing. d) All of the above (a) C. Rajagopalachari Select the correct alternative from the 58. Select the related numbers/ letters from (b) D. R. Bendre given ones that will complete the the given alternatives. (c)Dr. S Radhakrishnan series. DCEF: 25 36 16 9 :: KJLM : ? (d) Gopinath Kaviraj FIL, LOR, RUX,? a) 49 64 35 24 66. Who is the writer of of the book ‘Train a) XBE b) XAD b) 49 64 36 25 to Pakistan’ c) YAD d) XYD c) 49 32 64 25 (a) Amrita Pritam 54. In the following question, select the d) 49 65 38 28 (b)Khushwant Singh odd number pair from the given 59. Identify the diagram that best (c)Anita Desai alternatives. represents the relationship among the (d) Ubodh Javadekar a) 2132 – 161 given classes. 67. Which railway line runs along the Indian b) 2678 – 672 Coffee, Nescafe, Pepsi west coast parallel to Arabian Sea and c) 4325 – 120 Question figure. Western Ghats? d) 6931 – 162 (a)South Central Railway 55. Given below are capital letters in the (b)Konkan Railways first line and symbols in the second (c)Southern Railway line. Symbols and letters are code for (d)South Eastern Railway each other. Choose the correct code a) B b) C 68. India’s first Post Office set up in which for given letters. c) D d) A place? NATION 60. Ravi goes 42km north by car and then (a)Madras (Now Chennai) changes to bus which goes 5km east (b)Calcutta (Now Kolkat(a) then 10km south then 5km east then (c)Bombay (Now Mumbai) (d)Delhi a) [ + !! () [ 13km south then 5km east then 14km south then 5km east then 5km south 69. Pradhan Mantri Rojgar Protsahan Yojana b) [ + !! ) ( [ target the employees whose wages are c) ] + !! ( ) ] then 5km east then 13km south and 5km west an 13km north and stops. less than ______per month? d) X ) + = !! (a)Rs 10,000 (b)Rs 15,000 56. In the following question, four words The distance and direction in which Ravi is from the starting point? (c)Rs. 8, 000 (d)Rs. 14,000 are given which of them will come at 70. Bihar Government launched which the third number if all the words are a) 20km east b) 15km east scheme for checking crimes against arranged alphabetically as in the women? dictionary. c) 35km east d) 25km west (a) Safe City Surveillance Scheme a) Avadavat b) Amoebas (b) Safe City Surveillance c) Amundsen d) Amur 61. Which state Government confers the Basavashree award? Yojanawrong (c) Safe City Surveillance Plan Direction (57): Criteria for selecting a (a) Gujarat (d) Safe City Surveillance Program candidate for the internship (b) Maharashtra 71. The pioneer of Communism in India was: programme (c) Andhra Pradesh (a) S.A.Dange The candidate: (d)Karnataka (b) M.R.Jayakar 1) can preferably start the 62. “Matrimandir” is located in: (c)M.N.Roy internship between 18th Oct’17 (a)Pondicherry (d) Nalin Gupta and 17th Nov’17 (b) Chennai 2) are preferably available for (c) Panaji 72. Who planted the ‘Tree of Liberty’ at Srirangapatnam? duration of 6 months (d) Hyderabad (a) Hyder Ali

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(b)Tipu Sultan 81. Name the part of a chromosome where (c)Article 18 (c) Chin Quilich Khan t-loop is found. (d)Article 19 (d) Murshid Quli Khan (a)Telomere 90. A bill which contains only provisions 73. Who among the following founded the (b) Centromere dealing with the imposition, repeal, Depressed Classes Mission of India? (c) Acromere remission, alteration or regulation of (a) Dr. Bhimrao Ambedkar (d) Tetraplex taxes is called? (b)Vitthal Ramji Shinde 82. Name the protein, which maintained the (a)Locus Standi (c) Annabhau Sathe condensed structure of chromosomes. (b)Money Bill (d) Shantabai Kamble (a)HSP (c)Motion 74. Who among the following is called the (b)SMC (d)Ordinance father of Nationalism in India? (c)Collagen 91. The Salal Project is on the river? (a)Raja Rammohan Roy (d) Elastin (a)Jhelum (b) Bal Gangadhar Tilak 83. Which of the following is the volume of (b)Chenab (c) Mahatma Gandhi the urine produced in an adult human (c)Sutlej (d) Dadabhai Naoroji every 24 hours? (d)Ravi 75. The absorption of ink by blotting paper (a)1.25 litre 92. Raniganj in West Bengal is famous for? involves (b)1.5 litres (a)Paper (a) Viscosity of ink (c)1.8 litres (b)Jute (b) Capillary action phenomenon (d)1.75 litres (c)Coal mines (c) Diffusion of ink through the 84. MS-Word is an example of _____ (d)Copper Mines blotting (a) An operating system 93. What is the approximate interval (d) Siphon action (b) A processing device between spring tide and neap tides? 76. It is easier to roll a barrel full of coal tar (c) Application software (a)7 days than to pull it because (d) An input device (b) 15 days (a) The full weight of the barrel 85. Which of the following refers to a small, (c) 20 days comes into play when it is pulled single-site network? (d) 30 days (b) The rolling friction is much less (a) LAN 94. Which are the two countries connected than the sliding friction (b) DSL by Karakoram Pass? (c) More surface area of the barrel is (c) RAM (a) India & Pakistan in contact with the road when it is (d) USB (b)India &China pulled 86. Who won the Men’s singles in the All (c) China & Pakistan (d) Coal tar is a liquid and it flows in England Open Badminton (d) India & Nepal the barrel when it is rolled Championships 2019? 95. “Titan” is satellite of? 77. Materials for rain-proof coats and tents (a)Chen Yufei (a)Mercury owe their water-proof properties to (b)Mohammad Ahsan (b)Earth (a) Surface tension (c)Kento Momota (c)Venus (b)Viscosity (d)Hendra Setiawan (d)Saturn (c) Specific gravity 87. India got first TIR shipment via 96. First Indian women Olympic Medal (d) Elasticity Chabahar Port from Afghanistan. What winner is 78. When formaldehyde and potassium is the full form TIR? (a) Saina Nehwal hydroxide are heated , we get (a) Transporting Internationaux (b) M.C Mary Kom (a) Acetylene Routes (c)Karnam Malleshwari (b) Methyl alcohol (b) Transportation International (d) Sakshi Malik (c) Methane Routes 97. The “Pommel Horse” is term associated (d) Ethyl formate (c) Transports Internationaux with the game - 79. Which one of the following substances Routiers (a) Chess does not have a melting point (d) Transportation International (b) Tennis (a) Bromine Routiers (c) Badminton (b) Sodium chloride 88. Which country will host the U-17 (d)Gymnastics (c) Mercury Women’s World Cup in 2020? 98. ‘Globalisation of Indian Economy’ (d) Glass (a)Spain means : 80. The M.K.S. system was first introduced (b)India (a) Stepping up external borrowings by (c)New Zealand (b) Establishing Indian business units (a)Archimedes (d)Mexico abroad (b) Eienstein 89. Which article ensures Abolition of (c) Having minimum possible (c) Newton Titles? restrictions on economic relations (d)Giorgi (a)Article 16 with other countries (b)Article 17

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(d) Giving up programmes of import = 21000  6  Rs.126,000 In  AOB and  ACD,  AOB substitution X : Y : Z = 147 : 189 : 126 = 7 : 9 : 6 99. Which one of the following pairs is ~  ACD According to the question, correctly matched? By basic proportionality theorem, (7 + 9 + 6) units = Rs.26,400 (a) Madam Curie-X-ray (b) r h Albert Einstein – Photoelectric 26400 CD = , since AC = effect 1 units = Rs.  Rs.1,200 2 2 22 (c) Linus Pauling – Electron Now, ratio (d) C.V. Raman – Stock effect Required difference = (9 – 6)  1200 = 100. The headquarters of Food and Rs.3600 Volume of original cone Agriculture Organisation is in 4. d; Let the present ages of Aman, Rohan = Volume of signal cone (a)Washington and Pawan are x yr, y yr and z yr, (b)Paris respectively. (c)Madrid According to the question, 1 2 (d)Rome r h x  y  5 9  x  y 14 3 8 2   = 1  r   h  1 And y  z  4  7      3  2   2  EXPLANATIONS  y  z  3 Present age of Pawan, z = 19 yr Required ratio = 8 : 1 1. a; And present age of Rohan, y = 22 yr 7. a; 9 lemons = 144 paise = 4 mangoes Then, present age of Aman, x = 22 + 3 mangoes = S  30  31  32  ......  3200 14 = 36 yr n 144 0 201 201 Hence, after 7 yr, the age of Aman = 36 3 3 1 3 1 3 108 paise = 5 apples Sn   + 7 = 43 yr 3 1 2 4 67 0.14 0.11 9 mangoes = 108 paise 3201 1 33 13 2767 1  Now,        625 625  5. a 2 2 2 1210.5 250.40 50.2 108 n n  one orange =  12 paise Now since a -b is divisible by (a-b) 9  67 therefore [(27) -1] is divisible by (27- 4 0.14 4 0.11 1)=26 5   5  / 1 = Hence it is also divisible by 13 2 0.5 2 0.4 0.2 8. c; Sp of one orange is and it suffers Thus the remainder is zero since the 11   5   5  36 given expression is divisible by 13. 4% loss Let CP be ‘x’. 2. d; Consider the following rough diagram. 0.56 0.44 96 1 5  5 x  11 50.8  50.2 100 36 50.560.44 100  0.80.2  x  = 11 5 3696 5 To make profit of 8%   1/11 11 5 108 1 He should sell =  6. b; Let the cone is divided into two parts 3696 32 OA = 17.55.52 23.57.52  20 by a line l . 32 oranges per rupees. AC = 2OA  40 9. c; Let the sum be ‘x’. OB = 2 2 3 3x 17.5 13.5  23.5 16  8.5 S.I. = x  4 4 BD = 2 OB  17 3. a; Total capital invested by X in a year 3x x5 R =16000  3+11000  9=Rs. 147,000  Total capital invested by Y in a year = 4 100 12000  3+17000  9= Rs.189,000 R = 15% Money invested by Z

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Ratio of the first to remaining part = 3 2  AB + BC + CA = 6 cm  15   13. d; Height climbed is 1st hour = : 7 CI = 400001  1 Quantity of the remaining part =  100   1 5 192 62 % = 192 120 7 = Rs.12900 2 8 880  616 kgs. 10 10. b; Product of all four number = Remaining height = 17. a; Let the sales man’s total sales be Rs. 235 7111317………….. 192 120  72 ‘2’ is the only even prime number and Height climbed is second hour = 10000  x. ‘5’ comes only one time and to get one 10,000 × 5.5% + x × 6% = 1990 ‘0’ we have to multiply 5 and 2. 35 Number of zeros = Number of pairs of 72  9 m. 11 6 200  5000   x  5 and 2. 100 100 So number of zeros at the end of the 14. c; Let marked price = Rs.100 number obtained by multiplying all SP after giving 12% commission = 100 1990 prime numbers is ‘1’. – 12% of 100 = Rs.88 11. d; Let CP of work be Rs.x gain = 10%  5000 11 6  x Sp = CP + Gain 199,000 = x  10% of x  88 6x 199000  55000 = 1.1x  88 6x  144000 x  Rs.80 If Commission = 15% x  24000 SP = 100 – 15% of 100 = Rs.85 Total sales = Rs.(10,000 + 24000) = Gain = 85 – 50 = Rs.5 Rs.34,000 18. b; Alcohol present in the solution = Gain EF is diameter of the circle. Gain% = 100 15 EF2 = DE2 + DF2 = 98 + 98 = 196 CP 400  60 ml 100  Given, DE = DF = 7 2 cm 5  100  6.25% Now, let pure alcohol to be added be x EF = 14 cm 80 ml Radius = 7 cm Now, in the final solution of (400 + x) 15. d; Let the labelled price of the article be ml Area Rs.’x’. Quantity of alcohol is (60 + x) ml 12. c; Inradius = Cost price Monu = SP – Gain Alcohol% in the solution = Semi - perimeter = Rs.(16800 – 800) = Rs.16,000 But Monu bought the mobile at a 6  60  x  2  discount of 20% on a labelled price.  100  32 S Labelled price of the article = x  400  x  S = 3, Perimeter = 6 cm 80  6000 100x  x 16,000 100  12800  32x 100  68x  6800 x  Rs. 16000  80  x 100 ml Rs.20,000 19. b; According to the question, 16. d; Total weight of watermelon = 880 kg Part of watermelons is sold at 9% and 85  35  x 17 = the remaining at 19% profit. OD = OE = OF = 2 cm 6 The mean profit on the whole is 16% Area of  ABC = Area of  AOB + (x is the age of son) x = 102 – 100 = 2 years Area of  BOC + Area of  AOC 20. b; According to question, (6M + 8B) 10 = (26M + 48B) 2 1 1    6   AB 2  60M + 80B = 52M + 96B 2 2 Or, 1M = 2B 1  BC 2   CA  2 15M + 20B = (30 + 20)B = 50 boys 2

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And 6M + 8B = (12 + 8) boys = 20 boys x 118  0.004096  0.064 Therefore,   1 20 boys can finish the work in 10 days 15 45 50 boys can finish the work in  0.00004096  .0064 x 2 Again, 2010   1 40.96  .4096 days = 4 days 15 5 50  .004096  .00004096 21. c; Suppose amount received by men = x 2 3 = 6.4 + 0.64 + 0.064 + .0064 5x  1  15 5 5 = 7.1104 » 7.11 And amount received by women = 4x 27. d; secq + tan = 5 According to question = hours. 2 2  x  9 \ s e c q - tan = 1 5x  4x 180 24. b; tan2q - sec2q = - (sec2q - tan2q) = -1  (secq + tanq) (secq - tanq) = 1  9x  180  x  20 11 1 Amount received by men = Rs.100 25. d; 2x  3y   secq - tanq = Amount received by women = Rs.80 2 5 Suppose the number of men be y and On cubing both sides, \ (seq + tanq) – (secq - tanq) 3 that of women be 66  y 11 1 25 1 24 (2x  3y)3     5    100  2  5 5 5 y 3  (2x)3 + (3y)3 + 3. 2x . 3y (2x + 3y) 24   2tan  According to question 80 2 1331 5 66  y = 8 12  tan  100 6  y 3 5 11 5     8x 3  27y 3 18   y 80 2 6 2 12 1331 1 566  y 3  tan  1 5     4y 2 8 tan  1 12 1 5  660 10y 12y 165  8x 3  27y3  12  5 17  22y  660  y  30 2   12  5 7 22. c; Original savings = Rs.(13500 – 9000) 1331  = Rs.4500 28. d; From option, the product of 6 and 4 New income = 114% of Rs.13500 8 = 24 and difference = 6 – 4 = 2 = Rs.(114  135) = Rs.15390 3 3 29. d; Percentage increase : Year 1992 – 93 New expenditure = 107% of Rs.9000  8x  27y = Rs.(107  90) = Rs.9630  3720  2640  1331 165   100 New savings = Rs.(15390 – 9630) =    2640 Rs.5760 8 2   Percentage increase in savings = 3 3  41% 5760  4500  8x  27y 30. d; Average foreign currency reserve 100 4500 1331  660 671  2640  3720  2520  3360      8 8  3120  4320  5040  3120 1260     28% =  8  26. c; 4096  64   45   23. a; Let the first pipe has closed after ‘x’  40.96  6.4 hours. million dollars  0.4096  .64

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Hence, the correct option is d. 27840 36. b; Here, relation between father/ = = 3480 million dollars 8 mother to son/daughter is shown by an arrow heading from father towards Required percentage =  the son in vertically downward 4320 direction and that between husband 100 125 3480 and wife as a bold horizontal arrow, 31. a; 19+6=25 heading from husband towards wife 25+7=32 The set of letters that represents 32+6=38 Teachers who are either Swimmers or 38+7=45 Nurses is (A, B, G). 45+6=51 42. b; This is an ordinal series of ranks in 51+7= 58 ‘Indian Army’ and it goes like: Hence, the correct option is a. Lieutenant colonel > Major > Captain 32. c; From option c, According to this diagram, > Lieutenant 48÷4+6x3=30 A. Jayanti is Dinesh’s mother = false Hence, the correct option is b. 12+18 =30 B. Meeta is Dinesh’s mother = true 43. d; After arranging as per the dictionary 30=30 C. Jayanti is Jairam’s grandmother = order, we get both the sides are balancing. false Greasepaint(3)  G r e a s y ( 5 ) Hence, option c is the correct  Only b. is correct  Greater(2)  Gr e b e ( 4 )  response. 37. c; 19 D 42 N 7 D 29 T 5 S 3 D 6 Grecian(1) 33. a; Carrot, Beetroot and Turnip are After placing actual sign in each place Hence, option d is correct. root vegetables whereas Lemon is the - 44. d; Parrot is a Bird not a Mammal. citrus fruit. Thus Parrot : Mammal is the odd Thus Lemon is the odd word.  19 + (42 ÷ 7) + 29 – (5 × 3) + 6 word pair. 34. c; From the option c  19+ 6 + 29 – 15 + 6 45. d; The final arrangement will be, a) Snapshot- An informal  45 photograph taken quickly, Hence, option c is the correct typically with a small handheld response. cam 38. d; b) Snowball - A ball of packed snow. c) Snobbish - A person with an exaggerated respect for high Hence A sits second to the right of B. social position or wealth who 39. b; Jyoti’s position from the left: 20 seeks to associate with social Prana’s position from the right is: 36 After interchanging their position, superiors and looks down on Physics book is kept at the top. Jyoti’s position from the left: 28 those regarded as socially 46. d; The trend is: inferior. Thus total number of boys in the row d) Snobbery - The character or = 36 + 28 – 1 = 63. quality of being a snob. 40. a; Conclusion I follows the given Hence, option c is the right answer. statement. It is because the government always tries to reduce the 35. d; “who are you”  ”432" overall cost of any method by using “they is you”  ”485" alternative methods. It is done to save Each alphabet is coded as a special Since ‘you’ is common in above two the extra expenditure which can be symbol, as indicated above. statements with ‘4’ so the code used on some other project. Therefore, the code for “VATS GO for ‘you’ is ‘4’ . Conclusion II cannot be concluded as LATE” in the same code language will Likewise, it won’t be always the case. be “*+> @ $# !+> ©”. “they is you”  ”485" Sometimes waterways will be costlier 47. c; “they are dangerous”  ”295" and lengthier than other modes of P U N S A D C R Y F O E S T Y travel. So we cannot generalise II. ‘they’ is coded as ‘5’ . N P U A D S C R Y E F O S T Y 41. c; As, “who are you”  ”432" Square represents Teachers, Clearly, two words will remain the “they are dangerous”  ”295" Triangle represents Swimmers, same after rearrangement. ‘are’ is coded as ’2’ . Circle represents Nurses and Hence, option c is the correct Therefore, ‘dangerous’ is coded Rectangle represents Women. response. as ‘9’.

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48. c; Exhausted - Very tired. 61. d 62. a 63. c 64. b Hence, both exhausted and tired are 65. c 66. b 67. b 68. c synonyms of each other. 69. b 70. a 71. c 72. b Depression - Feelings of severe Hence, the correct option is b. 73. b 74. a 75. b 76. b despodency and hopelessness. 54. a; 2 + 1 + 3 + 2 = 1 + 6 + 1 Despair - The complete loss of hope. 77. a 78. b 79. d 80. d 2 + 6 + 7 + 8  6 + 7 + 2 Hence, option (c) is the correct 81. a 82. b 83. b 84. c 4 + 3 + 2 + 5  1 + 2 + 0 answer. 85. a 86. c 87. c 88. b 6 + 9 + 3 + 1  1 + 6 + 2 49. d; According to question, 89. c 90. b 91. b 92. c (weight) => Sumit < Rajesh, Shikha Hence, the correct option is a. 55. a; The table given below shows the 93. a 94. b 95. d 96. c < Shiva, Pavan < Gopal symbols for the respective capital 97. d 98. c 99. b 100. d (age) => Shikha < Sumit , Rajesh < letters. Shiva , Sumit < Pavan < Rajesh, Gopal < Sumit  Combining all, (age) => Shikha < Gopal < Sumit < From the above table, we can deduce VANIK’S KNOWLEDGE GARDEN Pavan < Rajesh < Shiva the symbols for the word ‘NATION’ Shiva is the eldest one. UNIVERSAL BASIC INCOME (UBI) 50. d; From problem figure (1) to (2), three  Universal Basic Income (UBI) is a line segments are added to complete Hence, a is the correct answer. programme for providing all citizens the squares and from problem figure 56. d; After arrangement, of a country or other geographic 1.Amoebas, (3) to (4), four line segments are area/state with a given sum of 2.Amundsen, added to complete the squares. 3.Amur, money, regardless of their income, 51. a; 4.Avadavat resources or employment status. So, the third number of the word is  The main idea behind UBI is to Amur. prevent or reduce poverty and 57. b; He is not following any of the above increase equality among citizens. categories except for category 5. The essential principle behind Hence, option b is the correct response. Universal basic income is the idea 58. b; Place value of opposite that all citizens are entitled to a According to their heights latter  Sum of digit’s square livable income, irrespective of the Y>R>Z>P>X>Q 59. c; Nescafe is a brand of coffee and circumstances they’re born in. 52. c; A is sitting towards immediate left pepsi is a brand for cold drink or soft  The Economic Survey 2016-17 of B and immediate right of C. drink so figure D. Represents circle advocated the concept of Universal and a circle inside it because coffee  C A B Basic Income (UBI) as an alternative has so many brands and nescafe is C is sitting to immediate right of F. one of them. And pepsi is a different to the various social welfare schemes  F C A B thing therefore circle is not in an effort to reduce poverty. D is immediate right of E who is to intersecting other circles. And the  The Survey points out that the two the left of F figure which shows this condition prerequisites for a successful UBI  E D F C A B best is D. are: 60. a; A very simple route as shown in fig. Thus F and C are sitting in the center. he starts from A and reaches point N (a) Functional JAM (Jan Dhan, 53. b; There are 26 alphabets in English which was point J initially and is 20 Aadhar and Mobile) system as it and if we assign numbers to each and km east from A ensures that the cash transfer every alphabet starting from ‘A’, ‘B’, goes directly into the account of a ‘C’ etc., it will appear to be: beneficiary and A=1, B=2, C=3, D=4……. likewise, (b) Centre- State negotiations on till Z=26 cost sharing for the programme.

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REASONING ABILITY How is the girl child related to my Conclusions: I. The person does not sister? read newspaper. Direction(1-3) : Select the related word/ (a) nephew (b) daughter II Recent news is available only on letters/ number from the given (c) niece (d) sister-in-law radio. alternatives. 10. From the given alternative words, choose (a) Only conclusion I is implicit 1. Pesticide : Plant :: ? : ? the word/s which cannot be formed (b) Only conclusion II is implicit (a) Medicine : Cure using the letters of the given word: (c) Neither conclusion I nor II is (b) Injection : Fever ECONOMIST implicit (c) Vaccination : Baby (a) MOIST (b) EGOIST (d) Both conclusions I and II are (d) Sinarest : Cold (c) TONIC (d) COINS implicit 2. 9 : 738 : : 7 : ? 11. In the following question, select the odd 16. Which number can be indicated as (a) 650 (b) 350 number pair from the given people who likes to eat Potato and (c) 750 (d) 550 alternatives. Tomato but not Brinjal, where circle 3. P19 : G10 : : M16 : ? (a) 576 – 12 (b) 611 – 13 represents Potato, triangle as Brinjal (a) S20 (b) R21 (c) 198- 11 (d) 824 - 14 and square as Tomato? (c) Q26 (d) P26 12. A series is given with one term missing. Question figure: Direction(4-5) : Find the odd number/ Select the correct alternative from the letters/word from the given alternatives. given ones that will complete the series. 4. (a) Story (b) Poem 0, 7, ?, 63,124 (c) Fable (d) Anecdote (a) 26 (b) 24 5. (a) 626 (b) 841 (c) 23 (d) 22 (c) 962 (d) 1090 13. A bus left with some definite number of 6. Arrange the following words as per passenger At the first stop, half the (a) 5 (b) 7 order in the dictionary. passengers left the bus and 35 boarded (c) 4 (d) 6 1) Patriot 2) Pastron the bus. At the second stop 4/5th of 17. Which answer figure will complete the 3) Patron 4) Pattern the passengers left and 40 boarded the pattern in the question figure? 5) Pastern bus. Then, the bus moved with 80 (a) 5,2,3,1,4 (b) 5,2,1,3,4 passengers towards its destination (c) 5,2,4,1,3 (d) 5,2,4,3,1 without stopping anywhere. How 7. A series is given with one term missing. many passengers were there originally? Select the correct alternative from the (a) 25 (b) 30 given ones that will complete the series. (c) 40 (d) 50 78, 155, 309, ? , 1233 14. 253 * 23 * 2=21 * 26 * 25 Which set of (a) 625 (b) 1230 symbols can replace *? (c) 1000 (d) 617 (a) +, x , / , - (b) x , / ,+ , - 8. Sun is higher than moon but moon is (c) / , x , + , - (d) + , / , x , - lower than star , while star is not lower 15. In the following questions, one statement than sun and sky is not lower than star, is given, followed by two conclusions which is the highest and the lowest? I and II. You have to consider the (a) sky,sun (b) sky,star statement to be true even if they seem (c) star,moon (d) sky,moon to be at variance from commonly known 9. Three children were playing among facts. You have to decide which of the (a) A (b) B which there were two boys and a girl, given conclusions, if any, follow from (c) C (d) D one of them is my child. My sister has the given statements. 18. A piece of paper is folded and punched two sons. They both are among the Statement : To keep myself updated, as shown below in the question figures. From the given answer figures, indicate three who were playing in the ground. I always listen to 9 O’clock news on radio. how it will appear when opened

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24. Which of the following figures can be a)dishonesty b)timidity created by folding the following figure? c)treachery d)insincerity Question figure: Directions: (Q.nos.31-32): In the following questions, out of the four alternatives, select the alternative which is the best substitute for the given phrase. 31. A connoisseur of food a)gourmand b)gourmet Answer figures: c)henpecked d)hedonist 32. A person considering himself to be superior in culture and intellect 19. How many rectangle and square are there a)Iconoclast b)Debonair in the given figure? c)highbrow d)honorary (a) A (b) B Direction: (Q. nos. 33-34): In the (c) C (d) D following questions, a sentence has been 25. 6 people are sitting in a row. A is sitting given in Active Voice/Passive Voice. Out towards immediate left of B and of the four alternatives suggested, select immediate right of C. C is sitting to the one which best expresses the same immediate right of F. D is immediate sentence in Passive/Active Voice. (a) 15 (b) 17 right of E who is to the left of F, then 33. Mohan gave the beggar an old shirt. (c) 19 (d) 23 which two people are sitting in the a) An old shirt was given to Mohan 20. Arun said, “This girl is the wife of the center? by the beggar. grandson of my mother, I have no (a) D and B (b) A and B b) An old shirt was given to the brother and sister”. Who is Arun to the (c) F and C (d) E and D beggar by Mohan. girl? c) The beggar was given an old shirt (a) Grandfather ENGLISH LANGUAGE by Mohan. (b) Husband d) b) and c) Direction: (Q.nos.26): In the given 34. Do you understand what I mean? (c) Father-in-law sentence, an idiom/phrase is printed in (d) Father a) What I mean is that understood bold. Choose the option which best by you? 21. Identify the diagram that best represents expresses its meaning. the relationship among the given b) Was what I mean understood by 26. People were dropping like files in the you? classes. intense heat. Biosphere, Hydrosphere, Atmosphere c) Is what I mean understood by a) collapsing in large numbers you? b) getting infected with many d) What I mean is understood by diseases you? c) taking leave in large numbers Direction: (Q. nos. 35-36): In the d) sitting down in the shade following questions, a sentence has been 22. Select the answer figure in which the Directions: (Q.nos.27-28): In the given in Direct/Indirect Speech. Out of question figure is hidden/embedded. following questions, some part of the the four alternatives suggested, select Question Figure : sentence may have errors. Find out which the one which best expresses the same part of the sentence has an error and sentence in Indirect/Direct Speech select the appropriate option. If a 35. I said to him, “Let us go to the river for sentence is free from error, select ‘No swimming.” error’. a) I proposed him that we should go Answer Figures : 27. Everybody was attracted to (a) / to the river for swimming literature present (b) / in the audience b) I asked him that we should go to last night (c) / No error (d). the river for swimming 28. Even though our team took (a) / the c) I proposed to him that we should field, the opposition made them (b) / go to the river for swimming eat the humble pie (c) / No error (d). d) I requested him to go for Directions (Q.nos.29-30): Choose the swimming (a) (1) (b) (2) word opposite in meaning to the given 36. “What a terrible storm it is!”, he said. (c) (3) (d) (4) word as your answer. a) He said that it was terrible storm. 23. In a certain code DEER is coded as 1800 29. Demented b) He exclaimed that it was very Find the code for BEER ? a)sensible b)sane terrible storm. (a) 600 (b) 800 c) sensual d)inordinate c) He exclaimed that it was a very (c) 2800 (d) 900 30. Probity terrible storm.

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d) He told that it was a very terrible was no need for them to fly and they (41) 280 square miles. Sacred Valley is an ideal storm. on the ground. After a while, their young spot for exploring the ruins of the Incas. Direction: (Q. nos. 37-38): In the ones could no longer rise into the air. The The Valley was the political, spiritual and following questions, the 1st and the last ostrich, rhea, emu and cassowary cannot fly, agricultural center of the Incas. The site is part of the sentence/passage are but they can run fast on their long, strong also home to some of the most iconic sites numbered 1 and 6. The rest of the legs. Ostriches (42) in Africa and are found of Peru including Ollantaytambo ruins and sentence/passage is split into four parts on the grassy places where they live along the Pisac. The Pisac Ruins and Sunday and named P, Q, R and S. These four with big groups of zebras. The rhea looks Market are the other notable attractions of parts are not given in their proper order. like the ostrich (43) it is smaller and has the Valley. Anchored between two Read the sentence and find out which of three toes on each feet, while the ostrich has volcanoes, Coropuna and Ampato, Colca the four combinations is correct. only two. Canyon is considered twice as deep as the 37. 1. Brainstorming requires a focus 39. a)should b)might Grand Canyon making it one of the deepest question that is clear and c)could d)can canyons in the world. The canyon is more unambiguous. 40. a)wind b)sky than 11,000 feet deep. There is a winding P. One strategy to implement a c)friends d)enemies river at the base. The Canyon has been brain-storm would be to write 41. a)stepped b)stayed inhabited for thousands of years and hosted down the question. c)crept d)crawled the Collagua, Cabana, and the Incas. Q. In fact, participants; must be 42. a)lived b) live 46. Which of the following can be inferred encouraged to suggest any c) had lived d) used to live about Peru? response, however strange it 43. a) even though b) but a) It is a place of serenity and might be. c) and d) in spite of calmness. R. It is important that no value be Directions : (Q. nos. 44-45): In the b) It is a place of cuisines enjoyed attached to the responses at this following questions, out of the four by people all over the words. stage. alternatives, select the word similar in c) It serves as a great place for S. Participants can then document meaning to the given word. tourism. near the question the responses 44. Conciliatory d) It is a great place for adventurous from the group. a)Foolish b)Soothing activities like trekking and 6. The aim would be to allow c)Advisory d)Proud mountaineering. individual ideas to spark off each 45. Macabre 47. Why was Machu Picchu originally built? other. a)Gruesome b)Pleasant a) To use as an estate for Inca a)QRSP b)RQPS c)Splendour d)Trash Royalty c)PSRQ d)QPSR Directions: (Q.nos. 46-50): Read the b) To attract tourism 38. 1. The system of Sati prevailed passage carefully and select the best c) To use it a military fortress among upper caste Hindus in the answer to each question out of the four d) To store granary 19th century. alternatives. 48. Which place was the political center of P. However, reformers like Raja Ram Peru is referred to as “Land of the Incas” as ancient Peru? Mohan Roy, launched powerful the country was once home to the expansive a) Sacred valley anti-Sati campaign. Incan Empire. Owing to its ancient history, b)Machu Picchu Q. Between 1815 and 1818 in Bengal Peru today boasts of many archaeological c)Plaza de Armas alone, 800 women became Satis. treasures and colonial architecture. Regarded d)Nazca lines R. The British did not take any legal among the most captivating archaeological 49. Why is Machu Picchu only accessible action against this practice. sites, Machu Picchu is one of the 7 wonders by foot, train and helicopter? S. They feared a backlash from of the world. The complex is home to many a) No other means of transport is orthodox elements. temples, palaces and homes and is believed available. 6. Lord William Bentinck was to have been the center of the Incan b) It is situated at a very high level responsible for passing a law civilization. It is believed that it was from the river Urubamba. abolishing Sati. originally built to serve as a military fortress c) Because of its climate that includes a)PQRS b)QRPS and was later used as an estate for the Inca heavy storms. c)QPSR d)RSPQ Royalty. Perched dramatically 1000 feet d) As it is a UNESCO World Heritage Directions: (Q. 39-43): In the following above the Urubamba river, Machu Picchu is site. passage, some of the words have been a UNESCO World Heritage site. Machu 50. Which of the following is the best site to left out. Read the passage carefully and Picchu is only accessible by foot, train and know the archaeological details of the select the correct answer out of the four helicopter. Nestled between the towns of place? alternatives for the given blanks. Nazca and Palpa, the Nazca lines are one of a)Grand canyon The wings of some birds are so small that the most mysterious sites in the world. b)Sacred valley they are useless for flying. Earlier such birds Created thousands of years ago, the site c)Pisac ruins (39) fly but after living for thousands of features huge animal and geometrical designs d)Nazca years in places where they had no (40) there that span across an area of approximately

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 113 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 QUANTITATIVE APTITUDE c) 800 km/h d) None of these a) 4 cm and 3 cm 58. A water reservoir has two inlets and one b) 5 cm and 3 cm 51. The number of zeros at the end of the outlet. Through the inlets it can be c) 2 cm and 4 cm product of 222111 × 3553 + (7!)6! × filled in 3 hours and 3 hours 45 minutes d) 4 cm and 5 cm (10!)5!+ 4242 ×2525 is : respectively. It can be emptied 63. Find the greatest number of six digits a)42 b) 53 completely in 1 hour by the outlet. If which, on being divided by 6, 7, 8, 9 c) 1055 d) None of these the two inlets are opened at 01:00 pm and 10, leaves 4, 5, 6, 7 and 8 as 52. Capt. Manoj Pandey once decided to and 02:00 pm respectively and the remainders respectively. distribute 180 bullets among his 36 outlet at 03:00 pm then it will be a)997918 b)997922 soldiers. But he gave n bullets to a emptied at. c)997920 d)None of these soldiers of ‘n’ th row and there were a)05:55 pm b)05:00 pm 64. The LCM and the HCF of two numbers same number of soldiers in each row. c)05:20 pm d)05:30 pm are 660 and 10, respectively. If the sum Thus he distributed all his 180 bullets 59. The angle of elevation of the top of a of the numbers is 170, the difference among his soldiers. The number of tower from the bottom of a building is between the numbers is soldiers in (n - 1) th row was : twice that from its top. What is the (a) 60 (b) 56 a)3 b) 8 height of the building, if the height of (c) 50 (d) None of these c) 9 d) None of these the tower is 75 m and the angle of 53. The simplest value of the elevation of the top of the tower from Direction (Q.65 – 67): Study the the bottom of the building is 600? following pie-charts carefully and 1 1/p a) 25 m b) 37.5 m answer the questions given below it:  p  4 4  2 2p  c) 50 m d) 60 m Percentage Composition of Human Body   expression 2 2p 1   60. If x   3 , then the value of   x is a)4 b) 8 3x2  4x  3 p p c) 4 d) 8 2 is 54. The value of a diamond is directly x  x 1 proportional to the square of its 4 3 weight. A diamond unfortunately a) b) breaks into three pieces with weights 3 2 in the ratio of 3 : 4 : 5. Thus a loss of Rs. 9.4 lakh is incurred. What is the 5 5 actual value of diamond: c) d) a)28.8 lakh b) 13.5 lakh 2 3 c) 14.4 lakh d) 18.8 lakh 61. A person lent out a certain sum on simple 65. In the human body, what part is made of 55. The remainder of interest and the same sum on compound interest at a certain rate of neither bones nor skin? 222 888 888  222 interest per annum. He noticed that the 1 3 is: ratio between the difference of a) b) 3 compound interest and simple interest 40 80 a)0 b) 1 of 3 yr and that of 2 yr is 25 : 8. The c) 2 d) 3 rate of interest per annum is 2 11 c) d) 56. The fuel indicator in a car shows one- a) 10% b) 11% 5 15 fifth of the fuel tank as full. When 22 more litres of fuel are poured into the 1 66. What is the ratio of the distribution of c) 12% d) 12 % tank, the indicator rests at the three 2 proteins in the muscles to the fourths of the full mark. Find the distribution of proteins in the bones? capacity of the fuel tank. 62. In  ABC, DE||BC, AD = 2.5 cm, DB a) 1 : 18 b) 1 : 2 a) 25 litres b) 35 litres = 5 cm, AE = 2 cm and BC = 9 cm. Find c) 2 : 1 d) 18 : 1 c) 30 litres d) 40 litres EC and DE respectively. 67. What will be the quantity of water in 57. A plane left 40 minutes late due to bad the body of a person weighing 50 kg? weather and in order to reach its a) 20 kg b) 35 kg destination, 1600 km away in time, it c) 41 kg d) 42.5 kg had to increased its speed by 400 km/h 68. Find the unit place digit in the expression from its usual speed. Find the usual given below speed of the plane : 1!2!3!4!......  20!? a)600 km/h b) 750 km/h a) 5 b) 0

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c) 3 d) 9 GENERAL AWARENESS 85. The instruments used for recording tremors of earth is known as 69. If , then the values of x  5  2 76. Who among the following is referred to (a) Crescograph as “Sadhu from the West”? 2 (b) Lactometer 2x  3x  2 (a)St. Thomas (c)Seismograph is equal to: (b) St. Bartholomew 3x2  4x  3 (d) Hydrometer (c) Thomas of Canaan 86. Study of life in outer space is known as a) 0.185 b) 0.525 (d) None of these (a) Endobiology c) 0.625 d) 0.785 77. The Durrani dynasty was founded by (b)Exobiology 70. Two medians AD and BE of  ABC (a) Murshid Quli Khan (c) Enterobiology intersect at ‘G’ at right angles. If AD = (b) Hussain Ali Khan (d) Neobiology 9 cm and BE = 6 cm, then the length of (c)Ahmad Shah Abdali 87. Nautical mile is a unit of distance used BD in cm. is: (d) Chin Qilich Khan in a) 10 b) 6 78. Artillery was used for the first time in (a)Navigation c) 5 d) 3 India by (b) Road Mile 71. A fraction is such that if the double at (a) Alauddin Khilji (c) Astronomy the numerator and the triple of the (b) Timur (d) None of these denominator is changed by +10% and (c) Sher Shah Suri 88. When milk is churned the cream –30% respectively then we get 11% of (d)Babar separates from it due to 79. The strategy of “Divide and Rule” was (a)Centrifugal Force 16 adopted by (b) Cohesive Force . Find the fraction: 21 (a)Lord Curzon (c) Frictional Force (b) Lord Wellesley (d) Gravitational Force 4 2 (c) Lord Minto 89. The cathode of a less storage battery is a) b) (d) Lord Canning made up of :- 25 25 80. The special provisions relation to SCs, (a) Zinc (b)Lead STs and Anglo-Indians falls under: (c) Lead oxide (d) Manganese dioxide 3 (a)Part XV (b)Part XVI 90. Which of the following gases is most c) d) None of these 25 (c)Part XVII (c)Part XVIII toxic? 81. Which among the following is not under (a) Carbon dioxide 72. If 2cos   2  sin  , then what is part V of Indian constitution: (b)Carbon monoxide (a)CAG the value of cos  ? (c) Sulphur dioxide (b)Attorney General (d) Chlorine 3 1 (c)Parliament 91. The major constituent of air is a) 1 or b) 1 or (d)Election Commission (a)Nitrogen (b) Carbon dioxide 5 2 82. Under which article the president has (c) Oxygen (d) Hydrogen the power to grant pardons and 92. Growth inhibitor hormone is :- 1 3 suspends, remit, or commute c) or  d) or (a) Auxin (b) Gibberellins 1 2 1 5 sentencesincertaincases. (c) Ethylene (d)Abscisic acid (a) Article 69 (b)Article 72 93. Digestion approximately completed in 73. In a race of 1000 m A can beat B by 100 (c) Article 74 (d) Article 75 m. In a race of 400 m. B beats ‘C’ by ______. 83. The constellations of stars appear at (a) Large intestine 40 m. By how many meters will ‘A’ different positions in the sky at beat ‘C’ in a race of 500 m? (b)Small intestine different times during night mainly (c) Stomach a) 105 m b) 85 m (a) Because earth rotates about its c) 115 m d) 95 m. (d) Rectum axis 94. In “Hypermetropia” a person can’t see 74. A cone of radius r cm and height h cm in (b) Because earth revolves round the divided into two parts by drawing a (a) Distant object sun (b)Near Object plane through the middle point of its (c) Because of optical illusion height and parallel to the base. What is (c) Nothing (d) Because celestial bodies are (d) Big Things only the ratio of the volume of the original changing their positions all the cone to the volume of the smaller cone? 95. ‘Take off stage’ in an economy means? time (a)Steady growth begins a) 4 : 1 b) 8 : 1 84. Sedimentary rocks are formed by the c) 2 : 1 d) 6 : 1 (b) Economy is stagnant process of (c) Economy is about to collapse 75. The radius of the in circle of a triangle is (a) Metamorphism 2 (d) All controls are removed 2 cm. If the area of the triangle is 6 cm , (b) Deposition then its perimeter is: 96. The classical Indian dance of Andhra (c) Weathering Pradesh is :- a) 2 cm b) 3 cm (d) Solidification c) 6 cm d) 9 cm (a)Kuchipudi (b) Kathakali

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(c) Odissi (d) Bharat Natyam 841 – 1 = 840 (Which is not a perfect x/2 +35 = (80-40) ×5/4 97. Which of the following is the only Hindu square number) x/2 +35 = 50 festival dedicated to the Sun God? 962 – 1 = 961 = (31)2 x/2= 50-35= 15 (a) Chhath Puja 1090 – 1 = 1089 = (33)2 x= 15×2 (b) Holi It is clear, 840 is odd one. x= 30 (c) Navarathri Hence, option b is correct. Hence, option b is correct. (d) Makar Sankranti 6. b. Alphabetical order is: 14. c. From option C, 98. Which of the following is the highest 5) Pastern LHS_253/23x2 = 22 award in the Indian Maritime Sector? 2) Pastron RHS_21+26-25 = 22 (a)Mahavir Chakra 1) Patriot 15. c. Neither Conclusion I nor Conclusion (b)Maritime Cross Award 3) Patron II follows. The person always listen (c)Varuna Award 4) Pattern to 9’ O clock news on radio to keep (d)Param Vir Chakra  5, 2, 1, 3, 4 himself updated. This does not imply 99. What is the theme for 2019 National that he does not read newspaper. 7. d. 78 × 2 = 156 – 1 = 155 Maritime Day? Hence, conclusion I does not follow. 155 × 2 = 310 – 1 = 309 (a) Indian Ocean-An Ocean of The use of term “only” in the 309 × 2 = 618 – 1 = 617 opportunity Conclusion II makes it unsuitable. 617 × 2 = 1234 – 1 = 1233 (b) Indian Shipping- An Ocean of 16. c. Potato and Tomato are together but 78, 155, 309, 617, 1233 opportunity no Brinjal should be there so look for Hence, option d is the right answer. (c) Indian Ocean - The history of the space where circle and square intersects 8. d Sailing but no triangle should come in way and (d) None of the above the area is marked which is 4. 100. Who was appointed as the new Managing Director of LIC? (a)Padmaja Chunduru (b)Subhash Chandra Garg 9. c. Brothers daughter is called niece and (c)R N Chaturvedi son is called nephew. (d)Vipin Anand 17. d. After observing the given diagram  carefully, option figure D will complete the given question pattern. EXPLANATIONS

1. c. Pesticide is a substance used for destroying insects or other organisms harmful to cultivated plants or to Hence, option c is the correct response. animals. Similarly, Vaccination is 10. b. ECONOMIST has MOIST , 18. b. After the 1st unfold: treatment with a vaccine to produce ECONOMIST has COINS , immunity against a disease ECONOMIST has TONIC but recommended for babies. EGOIST has G which is not present in 2. b. As, (9)3 + 9 = 729 + 9 = 738 the word ECONOMIST. Similarly, 11. d. 576/ 12 = 48 After final unfold: (7)3 + 7 = 343 + 7 = 350 611/13 = 47 Hence, option b is the right answer. 198/11 = 18 3 b. The position values of the alphabets as 824/14 = 58.1 per the alphabetical series are used Except (824 – 14) in all other pairs, where A = 1, B = 2, C =3 & so on. first number is completely divisible by P – 16, 16+3 = 19 second number. G-7, 7+3 = 10 12. a. 13-1=0 Hence, the correct option is b. Similarly, M-13, 13 + 3 = 16 23-1=7 19. a 3 R – 18, 18 + 3 = 21 3 -1=26 Hence, option b is the correct response. 43-1=63 4. b. Fable means a short story that is 53-1=124 intended to teach a moral lesson. Hence option a is correct. Anecdote means a short, interesting or 13. b. Suppose there was x person initially amusing story. Therefore, Poem is No of passenger after 1st stop= x/2 different from the other three words. +35 Hence, option b is the right answer. No of passenger after 2nd stop=4/5(x/ 5. b. 626 – 1 = 625 = (25)2 2 +35) +40 = 80

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The rectangles and squares that we get You presented her a ring. This can be best solved by the from the given figure are, There are two objects in these elimination method. No other part AEOH, EBFO, OFCG, HOGD, sentences. See: except for P fits in after part 1. There AEGD, EBCG, ABFH, HFCD, Gave me some money is only one option with P as the initial ABCD, EIJF, HEFG, LHGK, IJGH, Presented her a ring part, hence it is the answer. When put EFKL and IJKL. The verbs which takes single object are in order the given sequence makes Thus we get 15 rectangles and squares called mono-transitive verbs. For sense. 20. c example- (37-38) They betrayed you. 37-c; When arranging sentences in a sequence The verbs which takes two objects are it is important to understand the central called Di-transitive verb. The passive idea or the event being talked about. voice of sentences which have Di- This can be best solved by the transitive verbs can be made using any elimination method. This is a tricky of the two objects. question. The most suitable part after “Give” is a di-transitive verb, so the 1 is Q as it continues on the same lines Grandson of Arun’s mother means passive voice of the question sentence of the history of Sati. There are two either son or nephew of Arun. can be made in two ways: options with Q as the first part. P can’t Therefore, Arun is the father-in-law of Active: Mohan gave the beggar an old follow Q since it begins with ‘however’ that girl. shirt. which is used to bring out a contrast. 21. a. The biosphere is the global system Passive: 1. An old shirt was given to Before P, there should be something to integrating all and their relationships, the beggar by Mohan. which it brings a contrast which is not including their interaction with the 2. The beggar was given an old shirt by there in this case. Hence, this option is elements of the lithosphere, geosphere, Mohan. ruled out. Hence, QRPS is the most hydrosphere, and atmosphere. Thus, option B and C both are correct. suitable response. When put in order, And, atmosphere & hydrosphere are 34-c the given sequence makes sense. ‘They’ two separate identities. (35-36) in part S refers to the British and not Hence, the correct option is a. For sentences where “let us” is used in the reformers since it says that they feared 22. b. After observing the given question reported verb, it should be changed to a backlash which means they did not figure, option figure 2 has the “suggested to or proposed to” in the indirect do anything about the issue (which in embedded question figure. sentence. We can see that only option C this case is true for the British and not satisfy this rule, so it is the correct answer. the reformers). 35-c; This is a direct narration of exclamatory 38-b; The sentence talks about some birds — sentence. We change such sentences in whose wings are very small. So, the indirect narration using following rules: word in the bracket would show the Said is changes to exclaimed/exclaimed result of the wings being too small. The 23. d. DEER D=4 E=5 R=18 multiply all with joy/exclaimed with sorrow/ correct word is “useless”. numbers 4*5*5*18=1800 exclaimed with grief/ confessed with 39. c 40. d 41. b 42. b BEER B=2 E=5 R=18 multiply all regret/ shouted with applause/ cried 43. b numbers 2*5*5*18=900. out/ eagerly wished as per the sense of (44-45) 24. c. In figures A and B, letter A and K are the sentence. 44-b; Conciliatory = intended or likely to adjacent to each other which is not If the reporting verb is in present or placate or pacify; intended to show that possible. While in figure D, letter H future tense, no changes are made to you care about the feelings or opinions and I are adjacent to each other which the verb/tense of the reported speech. of someone who is angry or upset with is also not possible. So, option C is In such cases, says to changes to tells/ you: correct where letters are according to comments. Soothing = having a gently calming the open cube. Inverted commas (“ “) are removed and effect; making you feel calm 25. c that is used instead. Advisory = giving advice The verb and tense of the reported So, option B is the correct answer.. speech changes accordingly. 45-b: Macabre = disturbing because Sign of exclamation (!) if given is concerned with or causing a fear of 26. a removed and full stop is used. death (27 – 28) If the reported speech starts with Gruesome = extremely unpleasant and 27-b; Say “litirati” for “literature” “what a”, then the word “very” in used shocking, and usually dealing with 28-c; Say “eat humble pie” in indirect narration and the sentence death or injury 29. b 30. a 31. b 32. c is made assertive. Pleasant = giving a sense of happy (33-34) 36-c; When arranging sentences in a sequence satisfaction or enjoyment 33- d; There are some verbs which can take it is important to understand the central Splendour = great beauty that attracts two objects, for example- idea or the event being talked about. admiration and attention He gave me some money.

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Trash = waste material =3 bullets × number of soldiers Since 888 and 222 both (bases) are Hence, option B is the right answer Hence total number of bullets divisible by 3. 56. d; Let the capacity of the fuel tank be x (46-50) 36 36 3 36 1  2  3  ......  n  litres. 46-c; It is mentioned in the passage that n n n n Peru is rich in archaeological items and 36 colonial architecture. It has many 180  1 2  3  ......  n x 3 n Given  22  x places to visit and is full of wonders. 5 4 Thus, it is a great spot for tourism. 36 nn 1 or 180   Option C is the correct answer. n 2  3 1  47-c; It is clearly mentioned in the passage    x  22 that Machu Picchu was originally built 36n 1  4 5  or 180  to serve as a military fortress but later 2 it was used by Inca Royalty as housing 11  x  22 estate. “It is believed that it was  n 1 10 20 originally built to serve as a military  n  9 fortress and was later used as an estate  x  40 litres. for the Inca Royalty. “ Thus C is the Thus the number of soldiers in each 57. c; Let the usual speed of plane be x km/ correct answer. 36 hr row=  4 48-a; The sentence, ‘The Valley was the 9 political, spiritual and agricultural center th 1600 Hence, there are 4 soldiers in 8 row usual time taken = hr of the Incas’’ clearly states that ‘The 53. b; Let’s rewrite the expression as shown x Valley’ was the political center of Incas. below Thus, A is the correct answer. Now speed = x  400 km/hr 1 1 49-b; Machu Picchu is situated 1000 feet 1 1 1 p  p  p  2 p  p And the new time = above the Urubamba river which makes 4 4  2 2 p  2 2  2 2      p  it only accessible by foot, train and  p 1  2 2   2  1600 40 1600 2  helicopter. Thus B is the correct    2       h r answer. Using other means of transport x 60  x 3  is not possible at such height. 1  1   1 p   p  p 1 Distance = speed  time   2 p   1   50-b; It is clearly mentioned in the passage 2 2   2 2   2   23 p p  8 =     1600 2  ‘Sacred valley is an ideal spot for   1600 = x  400   exploring the ruins of the Incas. The  x 3  Valley was the political, spiritual and 54. c; The ratio of broken parts (by weight) 2x 640000 800 agricultural center of the Incas.’ Thus = 3x : 4x : 5x 1600 1600    3 x 3 B is the correct answer. Therefore value of broken parts of 51. a; The number of zeros at the end of diamond 2 222111×3553 is 53  4800x  4800x  2x = 3x2  4x2  5x2  50x2 The number of zeros at the end of 1920000 800x (7!)6!× (10!)6! is 960. The value of original diamond = 2 The number of zeros at the end of 2  2x 1920000  800x  0 3x  4x  5x 144x2 42 25 is 42. 2 42  25 Therefore, loss in value =  x  960000  400x  0 Thus the number of zeros at the end of 2 2 2 the whole expression is 42. 144x  50x  9.4 lakh  x  400x  960000  0 52. d; Let there be n rows, then the number 2  94x2  9.4 lakh  x 1200x 800x 960000 0 36  xx 1200800x 1200  0 of soldier in each row =  94x2  940000 n x 1200x 800  0 (Since the number of solider in each  x2 10000 row is same) Hence, the value of the diamond =  x  800 km/hr Now the number of bullets he gave to 2 ( is inadmissible) the first row 144x  x  1200 58. c =1buttet×number of soldiers = 14410000 14.4 lakh and the number of bullets he gave to the second row 888222  222888 =2 bullets × number of soldiers 55. a; Remainder = and the number of bullets he gave to 3 the third row Remainder is zero,

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Ist pipe fills till 3 pm = and AB is a transversal i.e., corre- 3  1  sponding angle] (common) 5 2 10 units 3x   4 3 x    4 IInd pipe fills till 3 pm = x A = A x      41  4 units =   1    ADE ~  ABC Total filled = 10 + 4 = 14 units x  1  x   1 x  x  AD AE 2.5 2 Net efficiency Rupees 3 pipe = 15 – 9 So,    AB AC 7.5 AC = 6 units/hrs 33 4 9  4 5 =   14 31 2 2 275 Tank will be empty in =  2 hr 20  AC =  6 6 61. d; Let the principal be Rs.P and rate of 25 min. interest by R% per annum. EC = AC – AE = 6 – 2 = 4 cm Difference of CI and SI for 2 yr 3 hr + 2 hr 20 min = 5 : 20 pm AD DE 2.5 DE 59. c 2 And      R   AB BC 7.5 9 = P  1    P   100   25    DE = 9  3 cm 75 2  P R  2  PR 63. a; The LCM of 6,7,8,9 and 10 = 2520      100  104 The greatest number of 6 digits = 999999 Difference of CI and SI for 3 yr 0 0 Dividing 999999 by 2520, we get 2079 2θ  60  θ  30 3   R    P  R  3 as remainder. Hence, the 6-digit number = P  1    P    divisible by 2520 is (999999 - 2079), AB   100    100  In ABC, tan 600 = or 997920.  BC PR 2  300  R  since 6 - 4 = 2, 7 - 5 = 2, 8 - 6 = 2, 9 -  7 = 2, 10 - 8 = 2, the remainder in each 75 4   3  10  100  case is less than the divisor by 2. BC  the required number = 997920 - 2 = 2 75 PR  300  R  997918   64. c; Let the numbers be and , where and BC = ...... (i) 104 100 25 3   are relatively prime numbers. 2   PR 8 According to the question, AD 4 In ADE, tan300 = 10 10a b  660  DE  ab  66 …(i)  300  R  25 1 75  h     Also, 10a 10b  170  ...... (ii)  100  8 3 DE  a  b  17 …(ii) BC = DE 100 1 Solving equations (i) and (ii) we get  R = 12 % and 8 2 a  11 b  6 75  The numbers are 110 and 60.  375  h 62. a 3 And so the difference =100 – 60 = 50 65. d; Part of the body made of neither bones  75  225  3h  h  50 m  1 1  11  1  nor skin = 1     60. c; Given,  x    3 ,  6 10  15  x  66. c; Required ratio = Given function = In  ADE and  ABC, 1  3  ADE = ABC 16% of x3x  4     3 6 2 3x2  4x  3 x [DE||BC and AB is a transversal i.e.,      1 3 1 = 2 : 1 x2  x 1  1  corresponding angle] 16% of x x 1  6  x   AED =  ACB [ DE||BC

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67. b; Quantity of water in the body of a 72. a; 2cos  = 2  sin  r h person weighting 50 kg = (70% of 50) CD = , since AC = kg = 35 kg  sin   2  2cos  2 2 68. c; 1 + 2 + 6 + 24 + rest of unit digit is 0  sin2   2  2cos 2 Now, ratio = = 33 + 0 = 33 2 2 Volume of original cone Unit digit is 3  1cos   44cos 8cos Volume of signal cone 69. c; x  5  2  5cos2  8cos   3  0  5cos2 5cos3cos3  0 1 1 1 r 2h   5coscos 1 3cos 1  0 8 x 5  2 3 2   5cos   3cos  1  0 = 1  r   h  1 1       5  2 3 3  2   2  x cos  1, 5 Required ratio = 8 : 1 1 x   5  2  5  2  4 73. d;  x Area B 1000 100 75. c; Inradius =  Semi - perimeter 2x 2  3x  2 A 1000 2 900 9 6 3x  4x  3   2  1000 10 S  2   1  x2x  3   2 x    3 C 400  40 S = 3, Perimeter = 6 cm  x   x      3   1  B 400 x3x  4   3 x    4 360 9  x   x    400 10 2 4  3 5   = 0.625 C C B    3 4  4 8 A B A 70. c; AD = 9 cm 9 9 81    1 10 10 100 GD = 9  3 cm, BE = 6 cm 3 So for 100 m race ‘A’ will beat ‘C’ by = OD = OE = OF = 2 cm 100  81  19 m. Area of  ABC = Area of  AOB + 2 For 500 m race ‘A’ will beat ‘C’ by = BG = 6  4 cm Area of  BOC + Area of  AOC 3 500 19  95 m. 100 1 1 BD = 2 2 cm 74. b; Let the cone is divided into two parts  6   AB 2   BC  3  4  5 2 2 by a line l . 1 x 2   CA  2 71. b; Let fraction is y 2 According to the question,  AB + BC + CA = 6 cm 76. a 77. c 78. d 79. a 110 2x 80. b 81. d 82. b 83. a 11 16 100   84. b 85. c 86. b 87. a 70 88. a 89. b 90. b 91. a 3y  100 21 100 92. d 93. b 94. b 95. a 96. a 97. a 98. c 99. a 2x11 1116 100. d  3y 7 100 21 In  AOB and  ACD,  x 8 2    AOB ~  ACD y 100 25 By basic proportionality theorem,

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LIST OF COUNCIL OF MINISTERS Current Union Council of Ministers Prime Minister Ministry of Personnel, Public Grievances and Pensions Department of Atomic Energy, Department of Space All important policy issues and all other portfolios not allocated to any Minister Narendra Modi Minister of Home Affairs Rajnath Singh Minister of External Affairs, Ministry of Overseas Indian Affairs Sushma Swaraj Minister of Finance, Minister of Corporate Affairs Arun Jaitley Minister of Defence Nirmala Sitharaman Minister of Information and Broadcasting Rajyavardhan Rathore Minister of Railways Piyush Goyal Minister of Urban Development, Housing and Urban Poverty Alleviation Narendra Singh Tomar Minister of Road Transport and Highways, Minister of Shipping Nitin Gadkari Minister of Law and Justice Ravi Shankar Prasad Minister of Electronics and Information Technology Ravi Shankar Prasad Minister of Water Resources, River Development and Ganga Rejuvenation Nitin Gadkari Minister of Drinking Water and Sanitation Uma Bharati Minister of Minority Affairs Mukhtar Abbas Naqvi Minister of Rural Development, Minister of Panchayati Raj Narendra Singh Tomar Minister of Mines Narendra Singh Tomar Minister of Consumer Affairs, Food and Public Distribution Ram Vilas Paswan Minister of Micro, Small and Medium Enterprises Kalraj Mishra Minister of Women and Child Development Maneka Gandhi Minister of Parliamentary Affairs Narendra Singh Tomar Minister of Chemicals and Fertilizers DV Sadananda Gowda Minister of Civil Aviation Suresh Prabhu Minister of Heavy Industries and Public Enterprises Anant Geete Minister of Food Processing Industries Harsimrat Kaur Badal Minister of Steel Chaudhary Birender Singh Minister of Labour and Employment Bandaru Dattatreya Minister of Tribal Affairs Jual Oram Minister of Agriculture and Farmers Welfare Radha Mohan Singh Minister of Social Justice and Empowerment Thawar Chand Gehlot Minister of Human Resource Development Prakash Javadekar Minister of Science and Technology, Harsh Vardhan Minister Of Health and Family Welfare Jagat Prakash Nadda Minister of Textiles Smriti Irani Minister of Statistics and Programme Implementation D. V. Sadananda Gowda Minister Of Commerce and Industry Suresh Prabhu Minister Of Coal Piyush Goyal Minister Of Petroleum and Natural Gas Dharmendra Pradhan

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MINISTERS OF STATE (INDEPENDENT CHARGE) Minister Portfolio Minister of State (Independent Charge) of the Ministry of Planning; and Rao Inderjit Singh Minister of State in the Ministry of Chemicals and Fertilizers Santosh Kumar Minister of State (Independent Charge) of the Ministry of Labour and Employment Gangwar Minister of State (Independent Charge) of the Ministry of Ayurveda, Yoga and Shripad Yasso Naik Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) Minister of State (Independent Charge) of the Ministry of Development of North Eastern Region; Minister of State in the Prime Minister’s Office; Minister of State Dr. Jitendra Singh in the Ministry of Personnel, Public Grievances and Pensions; Minister of State in the Department of Atomic Energy; and Minister of State in the Department of Space Minister of State (Independent Charge) of the Ministry of Culture; and Dr. Mahesh Sharma Minister of State in the Ministry of Environment, Forest and Climate Change. Minister of State (Independent Charge) of the Ministry of Micro, Small and Giriraj Singh Medium Enterprises. Minister of State (Independent Charge) of the Ministry of Communications; and Manoj Sinha Minister of State in the Ministry of Railways. Minister of State (Independent Charge) of the Ministry of Youth Affairs and Col. Rajyavardhan Sports; and Minister of State (Independent Charge) of the Ministry of Information Singh Rathore and Broadcasting. Minister of State (Independent Charge) of the Ministry of Power; and Minister of R. K. Singh State (Independent Charge) of the Ministry of New and Renewable Energy. Minister of State (Independent Charge) of the Ministry of Housing and Urban Hardeep Singh Puri Affairs. Alphons Minister of State (Independent Charge) of the Ministry of Tourism. Kannanthanam

MINISTERS OF STATE Minister Portfolio Minister of State in the Ministry of Parliamentary Affairs; and Minister of State in the Vijay Goel Ministry of Statistics and Programme Implementation. Pon Minister of State in the Ministry of Finance; and Minister of State in the Ministry of Radhakrishnan Shipping. Minister of State in the Ministry of Drinking Water and Sanitation and Minister of State S.S. Ahluwalia in the Ministry of Electronics and Information Technology.[18] Ramesh Minister of State in the Ministry of Drinking Water and Sanitation. Jigajinagi Ramdas Minister of State in the Ministry of Social Justice and Empowerment. Athawale Vishnu Deo Sai Minister of State in the Ministry of Steel. Ram Kripal Minister of State in the Ministry of Rural Development. Yadav

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Minister Portfolio Hansraj Ahir Minister of State in the Ministry of Home Affairs. Haribhai Parthibhai Chaudhary Minister of State in the Ministry of Mines; and Minister of State in the Ministry of Coal. Rajen Gohain Minister of State in the Ministry of Railways. General (Retd.) V. K. Singh Minister of State in the Ministry of External Affairs. Minister of State in the Ministry of Agriculture and Farmers Welfare; and Parshottam Rupala Minister of State in the Ministry of Panchayati Raj. Jayant Sinha Civil Aviation Krishan Pal Gurjar Minister of State in the Ministry of Social Justice and Empowerment. Jasvantsinh Sumanbhai Minister of State in the Ministry of Tribal Affairs. Bhabhor Shiv Pratap Shukla Minister of State in the Ministry of Finance. Ashwini Kumar Choubey Minister of State in the Ministry of Health and Family Welfare. Sudarshan Bhagat Minister of State in the Ministry of Tribal Affairs. Kiren Rijiju Minister of State in the Ministry of Home Affairs. Upendra Kushwaha Minister of State in the Ministry of Human Resource Development. Minister of State in the Ministry of Women and Child Development; and Dr. Virendra Kumar Minister of State in the Ministry of Minority Affairs. Anupriya Patel Minister of State in the Ministry of Health & Family Welfare M. J. Akbar Minister of State in the Ministry of External Affairs. Anant Kumar Hegde Minister of State in the Ministry of Skill Development and Entrepreneurship. Sadhvi Niranjan Jyoti Minister of State in the Ministry of Food Processing Industries. Jayant Sinha Minister of State in the Ministry of Civil Aviation. Babul Supriyo Minister of State in the Ministry of Heavy Industries and Public Enterprises. Minister of State in the Ministry of Parliamentary Affairs; and Minister of State in the Arjun Ram Meghwal Ministry of Water Resources, River Development and Ganga Rejuvenation. Vijay Sampla Minister of State in the Ministry of Social Justice and Empowerment. Ajay Tamta Minister of State in the Ministry of Textiles. Krishna Raj Minister of State in the Ministry of Agriculture and Farmers Welfare. Minister of State in the Ministry of Consumer Affairs, Food and Public Distribution; and Chhotu Ram Chaudhary Minister of State in the Ministry of Commerce and Industry. Minister of State in the Ministry of Law and Justice; and Minister of State in the P. P. Chaudhary Ministry of Corporate Affairs. Dr. Subhash Ramrao Bhamre Minister of State in the Ministry of Defence. Gajendra Singh Shekhawat Minister of State in the Ministry of Agriculture and Farmers Welfare. Minister of State in the Ministry of Human Resource Development; and Minister of Dr. Satya Pal Singh State in the Ministry of Water Resources, River Development and Ganga Rejuvenation.

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S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Devendra Kumar Joshi 2 Andhra Pradesh N. Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu B.D. Mishra 4 Assam Sarbananda Sonowal Jagdish Mukhi 5 Bihar Nitish Kumar Lal Ji Tondon 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Bhupesh Baghel Anandiben Patel 8 Goa Pramod Sawant Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Satyadev Narayan Arya 11 Himachal Pradesh Jai Ram Thakur Acharya Dev Vrat 12 Jammu and Kashmir Presidents Rule Satyapal Malik 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka H.D. Kumaraswami Vajubhai Rudabhai Vala 15 Kerala PinarayiVijayan P. Sathasivam 16 Madhya Pradesh Kamal Nath Anandiben Patel 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Conard Sangam Tathagata Roy 20 Mizoram Zoramthanga Kummanam Rajasekharam 21 Nagaland Neiphiu Rio Shri Padmanabha Balakrishna Acharya 22 New Delhi ArvindKejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Ganeshi Lal 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Ashok Gehlot Kalyan Singh 27 Sikkim ShriPawan Kumar Chamling Ganga Prasad 28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Biplap Kumar Dev Kaptan Singh Solanki 31 Uttar Pradesh Yogi Aditya Nath Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khodapatel 35 Daman and Diu U.T. Prafula Khodapatel 36 Lakshadweep U.T. Farooq Khan

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 124 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 BUREAUCRATS 1. National Security Adviser-Ajit Doval 2. Cabinet Secretary of India-Pradeep Kumar Sinha 3. Attorney General of India-K. K. Venugopal 4. Solicitor General of India-Tushar Mehta 5. Home Secretary-Rajiv gauba 6. Finance Secretary-Subash Chandra Garg 7. Foreign Secretary-Vijay Keshav Gokhale 8. Defence Secretary- Sanjay Mitra 9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra) 10. Secretary-General of the Rajya Sabha-Desh Deepak Verma 11. Speaker, Lok Sabha- Sumitra Mahajan 12. Deputy Speaker, Lok Sabha- M. Thambidurai 13. Deputy Chairman, Rajya Sabha-PJ Kurien 14. Principal Scientific Adviser-R. Chidambaram 15. Director,National Technical Research Organisation-Alok joshi 16. Chief Economic Adviser-Krishnamurthy Subramanium 17. Permanent Representative of India to the United Nations-Syed Akbaruddin 18. Chairman, Railway Board-Vinod Kumar Yadav 19. Chief Justice of India-Ranjan Gogoi 20. Comptroller and Auditor-General of India-Rajiv Mehrishi 21. Chief Election Commissioner of India-Sunil Arora 22. Election Commissioner-Ashok Lavasa & Sushil Chandra 23. Chairperson, NITI Aayog-Prime Minister N.Modi 24. Vice President, NITI Aayog-Rajiv Kumar 25. CEO, NITI Aayog- Amitabh Kant 26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy 27. Principal Secretary to PM - Nirpendra Mishra 28. Director, Enforcement Directorate-Sanjay Kumar Mishra

PERMANENT COMMISSIONS OFFICE-HOLDERS 1. Chairman, National Human Rights Commission of India-H. L. Dattu 2. Chairman, Central Vigilance Commission-K. V. Chowdhary 3. Chairman, Central Information Commission-Sudhir Bhargava 4. Chairperson, Central Board of Direct Taxes -Pramod Chandra Mody 5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi 6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria 7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai 8. Chairman, National Commission for Backward Classes- Bhagwan Lal Sahni 9. Chairman, National Commission for Women-Rekha Sharma 10. Chairman, Atomic Energy Commission of India-Sekhar Basu 11. Chairman, ISRO-K. Sivan 12. Chairman, National Forest Commission-B. N. Kirpal 13. Chairman, Union Public Service Commission-Aravinda Saxena 14. Chairman, University Grants Commission-Dhirendra Pal Singh 15. Chairman, Central Water Commission-Narendra Kumar 16. Director, Space Applications Centre-Tapan Misra 17. Chairman, Competition Commission of India-Devender Kumar Sikri 18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal 19. Chairperson, Central Board of Indirect Tax & Customs (CBIC)-Pranab Kumar Das 20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Rita A. Teotia

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 125 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF JUNE 2019 21. Chairman, National Highways Authority of India-Nagendra Nath Sinha 22. Chairman, Central Board of Film-Prasoon Joshi 23. Chairman, Children’s Film Society of India-Vacant 24. Chairman, Press Council of India -CK Prasad 25. Chairman, Press Trust of India-N. Ravi 26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma 27. Chairperson, National Green Tribunal-Adarsh Kumar Goel 28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty 29. Director General, Archaeological Survey of India-Rakesh Tewari 30. Chairperson, Staff Selection Commission -Ashim Khurana 31. Director General, Delhi Metro Rail Corporation-Mangu Singh DEFENCEAND SECURITY 1. Chief of the Army Staff-General Bipin Singh Rawat 2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa (also Chairman of Joint Chiefs of Staff Committee) 3. Chief of the Naval Staff-Admiral Sunil Lamba 4. Chief of Integrated Defence Staff-Lt. General P.S. Rajeshwar 5. Director, Research and Analysis Wing-Anil Dhasmana 6. Director, Intelligence Bureau-Rajiv Jain 7. Director General, Military Intelligence-Lieutenant General K. G. Krishna 8. Director, Central Bureau of Investigation-Rishi Kumar Shukla 9. Director General, Border Security Force-Rajni Kant Mishra 10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar 11. Director General, Central Industrial Security Force-Rajesh Ranjan 12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda 13. Director General, National Security Guard-Sudeep Lakhtakia 14. Director General, National Investigation Agency-Yogesh Chander Modi 15. Director General, National Disaster Response Force-Satya Narayan Pradhan 16. Director General,SSB-Kumar Rajesh Chandra HEADS OF FINANCIAL BODIES 1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh 2. Governor of Reserve Bank of India-Shaktikanta Das 3. Chairman, Securities and Exchange Board of India-Ajay Tyagi 4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia 5. Chairman, 7th Pay Commission-Ashok Kumar Mathur 6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa 7. Chairman, Company Law Board-Mahesh Kumar Mittal 8. Chairman and Managing Director, Export-Import Bank of India- David Rasquinha 9. CEO and Managing Director, National Housing Bank-Dakshita Das 10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala 11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao 12. MD & CEO of National Stock Exchange-Vikram Limaye 13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi 14. Chairperson, State Bank of India-Rajnish Kumar 15. Chairman, IDBI-Rakesh Sharma 16. Chairman, Life Insurance Corporation of India-M.R. Kumar 17. President, Federation of Indian Chambers of Commerce and Industry-Sandip Somani 18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor 19. President, Confederation of Indian Industry-Rakesh Mittal 20. President, ASSOCHAM-Balkrishan Goenka 21. Chairman, National Statistical Commission-P.C. Mohanan (Acting) 22. Chairman of Indian Bank Associations-Sunil Mehta 23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi 

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Acronyms Abbreviations ACS Automated Clearing Systm. AD Authorized Dealer. CGRA Currency and Gold Revaluation Account. ADB Asian Development Bank. CIBIL Credit Information Bureau of India Limited Currency Management Information ADF Automated Data Flow CMIS System AEPS Aadhaar Enabled Payments Switch CNP Card Not Present AFS Annual Financial Statement. CPFF Commercial Paper Funding Facility AIC Agricultural Insurance Company. CPI Consumer Price Index. AIF Alternative Investment Fund CRAR Capital To Risk Weighted Asset Ratio. ALCO Asset Liability Committee CRISIL Credit Rating Information Services Of India ALM Asset Liability Management CRMD Credit Risk Management Department. AMFL Association of Mutual Funds in India. CRR Cash Reserve Ratio. AML Anti-Money Laundering CSR corporate social responsibility AMRMS Audit and Risk Monitoring Mechanism CTI Country Threat Index. ANBC Adjusted Net Bank Credit DPG Deferred Payment Guarantee APBS Aadhaar Payment Bridge System DPN Demand Promissory Note ARC Asset Reconstruction Companies DRAT Debt Recovery Appellate Tribunal ASBA Applications Supported Bank Accounts DRI Differential Rate Of Interest Associated Chambers of Commerce and DSCR Debt Service Coverage Ratio ASSOCHAM Industry of India. DTAA Double Taxation Avoidance Agreement. ATM Automated Teller Machine. European Bank for Reconstruction and EBRD BCBS Basel Committee on Banking Supervision Development. BCSBI Banking Codes and Standards Board of India ECB External Commercial Borrowings. BIS Bank for International Settlements. ECS Electronic Clearing System. BOE Bill of Exchange EDF Export Development Fund BOP Balance of Payments. EDI Electronic Data Internchange BOT Build,Operate and Transfer. EDP Entrepreneurship Development Programme BSCS Basel Committee on Banking Supervision. EEFC Exchange Earners’ Foreign Currency BSE Bombay Stock Exchange. EFTPOS Electronic Funds Transfer At Point Of Sale BSR Basic Statistical Returns. EIB European Investment Bank. CAD Current Account Deficit ELSS Equity Linked Saving Scheme. CAR Capital Adequacy Ratio EMI Equated Monthly Instalments CARE Credit Analysis and Research Limited EPFO Employees’ Provident Fund Organisation EPOS Electronic Point Of Sale CASA Current and Savings Accounts EPS Earning per Share CBLO Collateralized Bank Lending Obligations ESOP Employee Stock Options CBS Core Banking Solution. EXIM Export Import Bank of India. CCIL Clearing Corporation of India Limited FCA Foreign Currency Assets. CCL Cash Credit Limit FCCB Foreign Currency Convertible Bond CDB Caribbean Development Bank. FCNR Foreign Currency Non Resident Deposit Accounts Committee of Direction on Banking CDBS Statistics. FCNRA Foreign Currency Non resident Account. FDI Foreign Direct Investment. CDRS Corporate Debt Restructuring FEDAI Foreign Exchange Dealers Association Of India CDS Credit Default Swap. FERA Foreign Exchange Regulation Act. Comprehensive Economic Partnership CEPA Federation of Indian Chambers of Commerce and Management. FICCI Industry. CFRA Combined Finance and Revenue Accounts.

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FII Foreign Institutional Investor. KCC Kisan Credit Card Financial Information Network and FINO Operation Limited KMB Kotak Mahindra Bank. FIPB Foreign Investment Promotion Board. KVB Karur Vysya Bank. FPI Foreign Portfolio Investment. KVIC Khadi and Village Industries Corporation FTA Free Trade Agreement. KVP Kisan Vikas Patra GAAR General Anti Avoidance Rule. KYC Know Your Customer Guidelines GDR Global Depository Receipt. LAB Local Area Bank. GFD Gross Fiscal Deficit. LAF Liquidity Adjustment Facility GIRO Government Internal Revenue Order. LAMPS Large Sized Adivasi Multipurpose Societies GMS Gold Monetisation Scheme LDB Land Development Bank. GSTN Goods and Services Network LERMS Liberalized Exchange Rate Management System HDFC Housing Development Finance Corporation. LIBOR London Inter Bank Offered Rate. IADB Inter American Development Bank. LIC Life Insurance Corporation Of India IAS Integrated Accounting Systems LTCG Long-Term Capital Gains IBBI Insolvency and Bankruptcy Board of India LTN Long Term Note International Bank for Reconstruction and MCA Ministry Of Company Affairs IBRD Development MCLR Marginal Cost Of Lending Rate IBU International Banking Unit MFDF Micro Finance Development Fund ICA Indian Council of Agricultural Research. MIBOR Mumbai Inter Bank Offer Rate. Industrial Credit and Investment Corporation ICICI MICR Magnetic Ink Character Recognition of India. MIS Management Information System Investment Information and Credit Rating ICRA MSS Market Stabilisation Scheme Agency of India Limited MTN Medium Term Note IDB Islamic Development Bank. MUDRA Micro Units Development And Refinance Agency IDBI Industrial Development Bank of India. National Bank For Agricultural And Rural IDR Indian Depository Receipts. NABARD Development. Institute for Development and Research Of IDRBT Banking NAS National Account Statistics. IEPF Investors Education and Protection Fund NAV Net Asset Value. IFC International Finance Corporation NBC Non Banking Companies. IIB International Investment Bank. NBFC Non Banking Finance Companies IIBF Indian Institute of Banking and Finance. NDA Net Domestic Asset IMF International Monetary Fund. NDS Negotiated Dealing Systems IMPS Immediate Payment Service NDTL Net Demand And Time Liability IMT Instant Money Transfer NECS National Electronic Clearing System IOB Indian Overseas Bank. NEFT National Electronic Funds Transfer System. IPO Initial Public Offering NFA No Frills Account. IPPB India Post Payments Bank NFC Non Banking Finance Companies. IRBI Industrial Reconstruction Bank Of India. NFS National Financial Switch Insurance Regulatory and Development NHB National Housing Bank. IRDA Authority of India NIB Nordic Investment Bank. IROs Interest rate options NPA Non Performing Assets. IRR Internal Rate Of Return. NPCI National Payments Corporation Of India International Standard Industrial ISCI NPS National Pensions Scheme. Classification NPV Net Present Value

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 128 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] Advt. SBI-CLERK SELECTIONS OF 2018 TILL NOW

LAXMIKANTA KHILEI LAXMIPRIYA MOHARANA KSHIROD CH. BEHERA JITENDRA MURMU JEEBANJYOTI DAS HARAPRIYA DIBYASHREE PARIDA ANWESHA MAHARANA BITHIKA RANI SAHOO SATYABRAT DASH RAJANIKANT PANIGRAHI SARASWATI SAHOO SAGAR KUMAR SAHU ROJALINI BEHERA SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK

BISWAJIT SETHY BISWAJIT PRUSTY ARPITA NAYAK SWAGATIKA PRADHAN SUMIT MONDAL SMRUTI R. MISHRA SAYAN DASH SAMIR KU. GAJENDRA SAGAR JYOTI SETHI RANJAN KUMAR SAHU PRATIK SHUKLA PREETI P. SAHU PRAVAT KUMAR PADHI PRATTUSH KU. SETHI SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK

RAKESH KU. SAHOO PRAKASH KU. THAKUR ABHISEK AGASTY JYOTI RANJAN ROUT MEETA SAHU MAHESH P. NAYAK DEEPAK R. BEHERA SUMANTA KU. PRADHAN SASMITA RANI PRADHAN NARENDRA KU. BHOI JYOTI KU. HALDER PRAGYAN P. ROUT PRABHUDUTTA BEHERA PATITAPABAN SAMAL SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK

MANMOHAN MAJHI LABA PUALA JYOTI PRAKASH NAYAK DEEPAK KUMAR DAS CHINMAY KUMAR BUDDHADEV BISWAL BISMITA PANDA BIKASH DAS ASHIM BEHERA APARNA GAUTAM HARAPRASAD SAHOO DAMINEE DASH AJIT KUMAR SETHY SATYASAINEE SWAIN SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK

SUSHIL KU. SAHU NEETAJEE KU. SAMANTA SHAKTI R. BEHERA BIRANCHI N. KHADANGA SASMITA HANSDAH SUBHAM KU. PANDA BIBHUTI KUMAR JENA ASHISH KU. AGRAWAL KAHNU CH. BEHERA SIPRA KHUNTIA PRITAM KUMAR PANDA BISWAMOHAN PANDIT SATYA PRAKASH NANDA PARITOSH MISHRA SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-PO SELECTIONS OF 2018 TILL NOW

RAKESH KU. SAHOO PADMINI GURU MANAS BHOI DEBENDRA KONDAGARI CHANDRAMA MOHANTA ASHIS PATRA SOUMYA SAI DAS RAHUL KHETI SOVAN KU. PADHAN KABITA SWAIN HIMANSHU KU. SINGH SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO SBI-PO BOB/ICICI-PO SELECTIONS OF 2018 TILL NOW

JITENDRA MURMUI SWAGAT KUMAR GURU SUMIT SRICHANDAN SIDDHARTHA PATRA RITIK SEN VENKATESH RAJ RAMCHANDRA MARANDI BANDANA PRIYADARSHINI NAUSHAD ANWAR RANJAN KUMAR RAKESH PRUSTY PRIYANKA KUMARI PATITAPABAN SAMAL PARITOSH MISHRA DEBASRITA MOHANTY NASEEB N. SATAPATHY MUKESH SAHU BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOB-PO BOBI-PO BOBI-PO ICICI-PO ICICI-PO ICICI-PO OSSSC SELECTIONS OF 2018 TILL NOW

AMIT BEHERA RASMITA KSHETI SANJIB KUMAR BASURI BIBEK PAIKROY ATASI KUMAR SAHU SUBHANSHU S. PRADHAN RAMAKANTA MIRDHA PRANGYA MISHRA SONALI PATRA AJAMBAR RAJPALIA BIJAY KUMAR AGASTI DEEPANWITA TAREI GAGAN KU. JENA SUJIT KUMAR SAHU OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC

HAREKRUSNA LENKA ABHIJEET PRADHAN SUBHRAJEET MISHRA LALAT KISHORE SETHY CHANDAN KU. ADHIKARI ASHUTOSH HOTA SANJAY KUMAR SAHOO ASISH KUMAR BEHERA SITARAM PRADHAN NIBASH KU. NAYAK MUKESH KUMAR RATHA SARMISTA SAHOO SABITA PANDIT SWAGATIKA MOHANTY OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC

KSHIRODRA SUNA DEBASISH SETHI SUNIL KU. MOHANTY SUDATTA BHOI SAMARJIT GAREI KHITISH KHATUA DIPTIREKHA BEHERA BIPIN CH. KHANDA SUBHASMITA MALLICK EKOLABYA HAIL SUJIT KUMAR SAHU ABHINNA BIKRAM CHOUDHURY OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSC OSSSC OSSSC OSSSC OSSSC OSSSC OSSSC OTHER SELECTIONS OF 2018 TILL NOW

DHIRENDRA BEHERA CHANDINI PRADHAN SONALI DHANSENA SUSHREE S. MOHAPATRA SEEMA HOTA SANDEEP KU. TRIPATHY BHARADWAJA SAMAL SAURAV KUMAR PRUSTY SANTOSH KUMAR ROUT SATYAJIT TRIPATHY SAGARIKA DASH PRABIN KU. GHARTIA JAYADEVA PATRA DIGANTA KU. PRADHAN CHINMAYA PARIDA NOTE PRESS (TECH.) IDBI-EXECUTIVE IDBI-EXECUTIVE IDBI-EXECUTIVE IDBI-EXECUTIVE CANARA BANK-PGDBF CANARA BANK-PO PARADIP PORT (TECH.) KARNATAKA BANK-CLERK INDIAN NAVY SSC-JE SSC-MTS OPTCL SFS OPSC

DEBASHIS KU. DAS SRADDHA S. SAHOO RAKESH KU. SAMAL VENKAT P. SA SRIKRUSHNA SAHOO SUNIL KU. PATNAIK SANSKRUTI G. SETHI KSHIRODRA SUNA AMIT GARNAYAK SUSANTA KU. SWAIN CHANDRAMANI PRADHAN ABHISHEK CHAND TUKUNA SWAIN SUSHREE S. BEHERA SYNDICATE BANK-PO SYNDICATE BANK-PO SYNDICATE BANK-PO CANARA BANK-PO CANARA BANK-PO SYNDICATE BANK-PGDBF BOB-CLERK JR. ENGG. - CIVIL (TECH.) SYNDICATE BANK-PGDBF INDIAN RAILWAY EXS INDIAN NAVY ODISHA POLICE JEA Bank PO Clerical Railway SSC

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