A MERICAN GEM TRADE ASSOCIATION PRISM

2008 AGTA Spectrum AwardsTM AGTA GTC JewelFolio™ Bank of America Partnership PRISM I SPRING 2008 Membership Benefits AGTA Board of Directors A MERICAN GEM TRADE ASSOCIATION PRESIDENT The American Gem Trade Association is a not-for-profit Association of Barbara Lawrence United States and Canadian gemstone professionals dedicated to promoting Boston Gems and Findings, Inc. awareness and appreciation of natural colored gemstones and cultured VICE PRESIDENT pearls. The Association pursues its aims through the combined use of Robert Bentley educational programs, industry events, industry relations and publicity to the Robert Bentley Company, Inc. trade and consumer. Omi Nagpal Founded in 1981, the AGTA has over 1,000 Members representing Omi Gems, Inc. leading colored gemstone and cultured pearl wholesalers, retail jewelers, jewelry manufacturers, designers, colored dealers, estate dealers SECRETARIES and industry professionals. Betty Sue King King’s Ransom AGTA Members are proud to uphold the highest ethical standards, agreeing to the Association’s strict Code of Ethics, Constitution and full disclosure of Kambiz Sabouri Gem 2000, Inc. gemstone enhancements.

Membership provides you with many exclusive benefits and services: TREASURER Sampat Poddar Members are eligible to exhibit in some of the most important annual events Byrex Gems, Inc. in the gemstone and jewelry industry, including AGTA GemFair™ Tucson, AGTA GemFair™ Las Vegas and JA New York Summer. DIRECTORS John Bachman Members earn the privilege of being listed and granted four free John M. Bachman, Inc. listings in the AGTA Source Directory. This is a powerful tool that gives access to a valuable network of fellow gemstone professionals. Over 20,000 copies Peter Bazar Imperial-Deltah, Inc. are distributed! . Members receive preferred pricing for services at the AGTA Gemological Soraya Cayen Soraya Cayen Collection Testing Center. Members receive a discount on our large variety of marketing

materials, as well as exclusive advertising opportunities in the AGTA Source Sushil Goyal Directory, the AGTA Electronic Source Directory and the AGTA GemFair™ Liberty Gems, Inc. Tucson Official Show Directory. Benjamin Hackman Members stay informed about all the hot topics surrounding our industry and Intercolor, Inc. the AGTA with the quarterly Prism newsletter and monthly NewsFlashes. Bill Larson Members have access to leading industry programs. These programs include Pala International, Inc. Bank of America Merchant Services, FedEx Express® Shipping, FedEx Declared Value, FedEx Kinkos, insurance programs through Association Health Programs Glenn Lehrer Lehrer Designs, Inc. and the Office Depot: Taking Care of Business program.

Aspects of professionalism continue to set AGTA Members apart from Gerry Manning Manning International, Inc. the competition. Joe Orlando Stuller, Inc.

Eric Schwotzer Penn Gem International

PAST PRESIDENT PRISM FOR FURTHER INFORMATION, PLEASE CONTACT: Eric Braunwart is distributed quarterly Joshua Garcia [email protected] Columbia Gem House, Inc. for the Members of the AGTA www.agta.org American Gem 3030 LBJ Frwy., Ste. 840 www.agta-gtc.org CHIEF EXECUTIVE Trade Association. Dallas, TX 75234 www.addmorecolortoyourlife.com OFFICER Tel: 800-972-1162 Douglas K. Hucker Fax: 214-742-7334 1 PRISM I SPRING 2008 From the President Every year has its challenges, and during this process. JVC has been a terrific 2007 seemed to have more than its share partner and it has been gratifying to see our of challenges for AGTA and our Members. two organizations work together so well. Rather than discuss the doom and gloom of our There are two Members who have given shrinking economy, dollar, and market share, much of their time, energy and expertise to I would like to take this opportunity to share our organization who also deserve special with you the strengths of our organization, our recognition. staff, Board of Directors, and Membership. Bob Kane of Fine Gems International There are a lot of people who are working was appointed to our Board of Directors two very hard to keep our businesses—and our years ago. Unfortunately, he is not running for BARBARA LAWRENCE organization—viable, and I would like to another term on the Board. Bob’s gemological AGTA PRESIDENT recognize them and express my/our gratitude expertise and years of laboratory experience Many of our Members have been generous in for their dedication. have been extremely valuable. Bob worked giving back to our industry. I wish to express I must begin by welcoming back Doug with Dick Hughes to produce the magnificent my gratitude to every Member of the Board Hucker. Doug was sorely missed through the JewelFolio™. Many of us agree that this is for his or her support—and for the hours of last half of 2007, not just by our organization, by far the most beautiful product AGTA has teleconferences, the generous donations of time but by the entire industry. There are few, if delivered in years. I am sorry to lose Bob, and money, and for sharing their experience any, who understand the gemstone and jewelry but he has assured me that he will always be and knowledge. If we work together, network, industry as well as Doug. His dedication to the available for counsel. We have had many long and follow the guidelines that the AGTA AGTA is unparalelled, and we are thrilled to telephone discussions, and I envy the time he stands for, we will all benefit. The AGTA was have him back. will now be able to devote to the trout in the founded on the principle of working together As soon as Doug returned, he was streams of Montana. to improve our individual businesses and the thrown into the NRC irradiation compliance The other Member I wish to thank industry. I believe that our best offense against situation and the Burma boycott crisis. Doug is someone who has already given years the growing competition today is our integrity not only got up to speed immediately, but he of service to the AGTA—Ray Zajicek of and knowledge of our gemstones and our also organized an AGTA Task Force to go Equatorian Imports, Inc. Ray volunteered to industry. We are The Authority in Color. May to Washington to speak with White House study, dissect, and advise the AGTA GTC. we all share in a prosperous and peaceful New Counsel on specific details concerning He spent his own time and funds to be in Year. the boycotting of gemstones. I thank Dick New York for a full week to examine the Greenwood, Ron Rahmanan, and Eric procedures of the Lab from the moment a Braunwart for taking the time in our busiest of gemstone arrives on the premises to the time it selling times to go to Washington to represent is delivered back to the customer. He has made Barbara Lawrence us. I also wish to thank Cecilia Gardner of suggestions to increase efficiencies and save AGTA President JVC for sharing her knowledge and advice money that are already being implemented. From the CEO While there may be significant debate anyone’s guess how the lagging economy will as to which industry issues had the greatest impact our show, but be assured that the entire impact on our Members during the course staff of the AGTA with the help of the Board of the year I believe there would be no of Directors, has been singularly focused on disagreement that the general slowdown in the the production of this event for the last quarter. economy, reflected in overall decreased retail Part of this focus has been increased sales, including jewelry, brought on the most communication to our potential buyers. pain felt by all of our Members. It has been a Thankfully, we are seeing results as hotel tough year. As you read this, you are no doubt reservations are solid, pre-registrations for DOUGLAS K. HUCKER already in the midst of GemFair Tucson, our the show are strong and we have assembled a AGTA CHIEF EXECUTIVE OFFICER most important market event of the year. It is terrific line-up of seminars to make sure that

2 PRISM I SPRING 2008 From the CEO

(continued from page 2) framework, which is detailed in the brochure. great deal of skepticism as to the effectiveness the GemFair experience can be the best Sellers of the gemstones, who are not direct of these kinds of economic sanctions and a possible for our attendees. importers of these materials, must obtain even greater concern that the people who will Two specific issues, however, that have the proper warrantees from their suppliers be most damaged by the sanctions will be the required a concerted effort to address, are that the materials have met these regulatory one’s who are currently suffering under this the confusion surrounding the regulatory requirements. These requirements are detailed oppressive regime. requirements for dealers of irradiated in the new brochure and will also be available Despite the controversy over the proposed gemstones and the legislative efforts in for review at www.agta.org. boycott of Burmese imports, it seems likely our nation’s capitol to strengthen current The NRC has made it clear that it has that this legislation could become law, prohibitions on the importation of products no intention in pursuing enforcement against sometime in the first quarter of this year. At originating from Burma (Myanmar). As an current inventories of these materials that were that point, it will be the responsibility of the organization, the AGTA has been an integral in our Member’s inventory prior to the release regulatory agencies (U.S. Customs, etc.) to part of the ongoing debate surrounding these of new enforcement guidelines. The net effect devise and implement effective strategies two issues and has been instrumental in is that you may feel comfortable purchasing to enforce this ban. A delegation of AGTA ensuring that the interests of our Members are irradiated gemstones that were imported prior Members has met with representatives from well-represented during the process. to November, and that you now have clear the U.S. State Department and related agencies With respect to the question of irradiated guidelines as to what assurances you should to help them better understand how the colored gemstones, the Nuclear Regulatory expect from your suppliers moving forward. gemstone industry functions from mine to Commission (NRC) has been working with our The question of the market is much market, and to express our concerns regarding organization, as with many others, to survey more complex and one that will no doubt have the pending legislation. We also expressed the extent of the irradiated gemstone market a greater impact on our Members and on our our sincere desire to be part of the process of and to determine whether there is any risk to industry. Legislation has recently been passed implementation should the proposed legislation the consumer who purchases these gemstones. in both houses of Congress that strengthens become law. The NRC has clearly stated that they have the statutory requirements of the Burmese Regardless of the outcome of this determined that ownership of irradiated Freedom and Democracy Act of 2003, which legislative effort, it is important for our gemstones poses no health risk to the wearer banned the importation of materials originating Members, the retail jewelry sector, and the and has now begun to focus on the regulatory from Burma. Despite the passage of the Act consumer to clearly understand that until requirements for the importation of these in 2003, much of the ruby imported into the the law goes into effect, that gemstones that materials. United States did originate in Burma, but may have originated from Burma are legal to The AGTA, in cooperation with the JVC, qualified for importation under the “substantial be traded, so long as they have satisfied the has just released a brochure, The Essential transformation” exception. That is to say, the “substantial transformation” requirements. Guide to the U.S. Trade in Irradiated material was exported out of Burma, but then This means that our customers that are making Gemstones. This brochure was developed to went through substantial transformation during their way to GemFair Tucson to refresh their facilitate the trade in irradiated gemstones. It the cutting and treating process, done primarily colored gemstone inventory can be confident answers many of the questions that we have in Thailand, and was then considered, under that they are purchasing materials that are from been receiving from our Members about these international trade agreements, to be a our Member’s existing inventories and are irradiated gemstones, including instructions “product” of Thailand. perfectly legal to trade. for individuals seeking to directly import One significant component of the new irradiated gemstones, and offers clear guideline legislation, which must still be reconciled sfor dealers, manufacturers and retailers who between the House and Senate versions, seeks don’t intend to directly import these goods but to eliminate this “substantial transformation” want to know the proper and legal methods of exception. This would effectively prohibit selling them. the further importation of any gem materials It is important for all of our Members to from Burma. While there is no question that Douglas K. Hucker understand that as of November, 2007, the our industry, and specifically our members, Chief Executive Officer direct importation of irradiated gemstones collectively abhor the human rights abuses must be done within an established regulatory that are taking place in Burma, there is also a

3 PRISM|SPRING 2008 AGTA SPECTRUM AWARDS™

The AGTA Spectrum Awards™ has been recognizing innovation in designs using colored gemstones and cultured pearls for 25 years. Winning submissions are known to set the trends2008 seen in fashion shows 8 and on the red carpet following the end of each competition. It’s true – if you haven’t followed the awards, you might not understand what you’re missing. “Every time I see something new, it gives me a great feeling knowing the designers are really committing themselves to something spe cial.” –Betty Sue King, King’s Ransom

The 2008 AGTA Spectrum Awards™ competition was certainly no exception. The creativity exhibited in this year’s submissions was extraordinary and recognized by those who saw the entire collection first- hand. A media event was held to give editors of trade and consumer maga- zines, fashion stylists and costume designers the opportunity to preview the entire collection of almost 500 entries. Each attendee was escorted throughout the display by members of the AGTA Spectrum Committee so he/she could ask questions and get contact information for pieces of inter- est. AGTA was proud to host almost 40 media attendees from publications such as JCK, Modern Jeweler, National Jeweler, Rapaport, W Magazine, Harper’s Bazaar, O – The Oprah Magazine and People.

“There’s talk these days of jewelry as a art, but here you come and see a real vision.” –Victoria Gomelsky, Couture International Jeweler

Four distinguished members of the industry were enlisted to participate as judges and realize the Award’s vision while representing different areas of expertise: Peter Roth, Peter Yurman, Metalsmith Rudi Wobito, Wobito Gems, Lapidary Jane Bohan, Jane Bohan, Designer Andrea Linnett, Lucky Magazine, Media

A great deal of time was spent examining each entry to assess beauty, wearability, innovative design, effective use of materials, quality of gem- stones, quality of workmanship and broad-base consumer appeal. This rigorous judging process yielded an amazing collection of jewelry and gemstones that proudly represent the 2008 AGTA Spectrum Awards™ Winning Collection.

“What’s truly amazing is how a designer can just think in space, render it and then articulate it and bring it to life.” –Michael O’Conner, Guild International USA

The next few pages reveal these beautiful winning pieces. To see them in person, please visit the Spectrum of Design Ballroom in the Tucson Con- vention Center or online at www.agta.org. 4 PRISM|SPRING 2008

200Awardi8 AGTA SPECTRUMng Innovation AWARDS in™ W INNERSColor Best of Show Best Use of Color

James Currens Jennifer Rabe Morin J.W. Currens, Inc. Jennifer Rabe Morin The American Queen” honeycomb box featuring orange and blue 18K white and yellow ring featuring a 19.53 ct. mauve Agate cabochon (3.91 ctw.), Citrines (3.02 ctw.), (.15 ctw.), Tsavorite accented with Amethysts (1.84 ctw.) and (.85 ctw.). (.24 ctw.) and yellow and white Diamonds (1.98 ctw.). Bridal Wear 1st Place 2nd Place 3rd Place Arun Bohra Carley McGee-Boehm Julie Buckareff Arunashi Carley JJ Buckar 18K white gold 18K white gold “Chimera” Platinum earrings ring featuring a ring featuring a 13.75 ct. featuring 13.77 ct. silver oval Cuprian Tourmaline Aquamarines (24.83 Moonstone accented cabochon accented ctw.), white Diamond with champagne with black Spinel and heart and arrow (1.95 Diamonds (2.11 ctw.). Diamond. ctw.) and champagne Diamonds (1.54 ctw.).

Class ical

1st Place 3rd Place Honorable Mention Richard Krementz Gemstones Jeffrey Bilgore Ricardo Basta Platinum ring featuring an antique- 2nd Place Jeffrey Bilgore, LLC E. Eichberg, Inc. faceted yellow accented Robert Wander Platinum ring featuring a 9.05 ct. Palladium “Zebra” brooch featuring with Diamonds (15.66 ctw.). Robert Wander for Winc Creations natural Padparadscha Sapphire black Diamonds (7.86 ctw.), white 18K yellow gold brooch featuring accented with Diamonds (1.41 ctw.). Diamonds (3.95 ctw.), Rubies (1.05 a lizard of multi-colored Sapphires ctw.), Emeralds (.38 ctw.) and (4.86 ctw.), Garnets (6.01 ctw.) and Tsavorite Garnets (.30 ctw.). chocolate Diamonds (.11 ctw.) atop a red Coral branch. 5 PRISM|SPRING 2008 Day Wear

1st Place 2nd Place Honorable Mention Manufacturing Honors Gennadiy Berdnik Katy Briscoe Frederic Sage Yahouda Saketkhou Andrew Sarosi Katy Briscoe, Inc. 3rd Place Frederic Sage Yael Designs 18K yellow gold and vitreous 18K yellow gold earrings featuring Jeffrey Bilgore 18K white and green gold “Empress” 18K rose gold ring featuring a enamel pendant featuring a 9.41 carved Rose Quartz, freshwater Jeffrey Bilgore, LLC ring featuring a 32.05 ct. Moonstone 12mm black Tahitian cultured Pearl ct. oval blue Zircon accented with Pearls and Diamonds (.30 ctw.). Platinum brooch featuring a 7.15 ct. accented with Diamonds (1.04 ctw.). accented with Diamonds (.51 ctw.). Diamonds (.50 ctw.). Fire accented with yellow Diamonds (.10 ctw.). Evening Wear

1st Place 2nd Place 3rd Place/Fashion Forward Honorable Mention Ricardo Basta Andrew Costen James Currens Jennifer Rabe Morin E. Eichberg, Inc. Costen Catbalue Goldsmiths J.W. Currens, Inc. Jennifer Rabe Morin 18K yellow gold and platinum 19K white gold earrings featuring “The Big Bang” platinum amulet 18K white and yellow gold ring necklace featuring multi-colored free-form Fire (20.25 ctw.) featuring a 424 ct. Crystal accented featuring a 19.53 ct. mauve Diamonds (39.98 ctw.). accented with two Tsavorite Garnets with Moonstones (24.81 ctw.), Agate cabochon accented (1.19 ctw.) and Diamonds (.78 ctw.). Opals (9.41 ctw.) and pink, white with Amethysts (1.84 ctw.) and and yellow Diamonds (21.46 ctw.). Diamonds (.85 ctw.). Men‘s Wear

1st Place 2nd Place 3rd Place Honorable Mention Cynthia Nockold Shant Dakessian Andrew Costen Robert Wander J. Yontef Diamonds & Jewelry Simone & Son Costen Catbalue Goldsmiths Robert Wander for Winc Creations Platinum ring featuring blue Platinum and 18K yellow gold 19K white gold, 18K yellow gold 18K yellow gold cufflinks featuring Sapphires accented with Diamonds cufflinks featuring green Tourmalines and steel necklace featuring a Aquamarines (87.20 ctw.) and (2.73 ctw.). (4.92 ctw.) accented with natural 22.02 ct. Sapphire crystal pendant. chocolate Diamonds (1.58 ctw.). yellow Diamonds (.62 ctw.).

“One of the phenomenal things of this competition is that it represents an incredible diversity of vocabularies of design, sensibi lities and technique.” –Robert Bentley, Robert Bentley Co., Inc.

6 Awardi ng Innovation in Color 2008 AGTA CUTTING EDGE AWARDS WINNERS

Ope n Category: Class ic Gemstone Ope n Category: All Other Faceted

1.

1.

5. 3. 2. 4. 4.

2. 3.

1. 1st Place 4. Honorable Mention 1. 1st Place 4. Honorable Mention John Blair Allen Kleiman Ben Kho John D. Dyer Blair Brothers Goldsmith A. Kleiman & Co. Kho International, Ltd. John D. Dyer/P.G. Co. 10.34 ct. step-cut natural pink Sapphire. 32.05 ct. natural cushion-cut yellow 40.46 ct. fancy trilliant Morganite. 6.97 ct. radiant-cut Tourmaline. Sapphire. 2. 2nd Place 2. 2nd Place 5. Honorable Mention Jeffrey Bilgore Allen Kleiman Allen Pung Jeffrey Bilgore, LLC A. Kleiman & Co. Parade Designs, Inc. 12.38 ct. natural cushion-cut Sapphire. 17.83 ct. oval green Cuprian Tourmaline. 46.98 ct. Peridot.

3. 3rd Place 3. 3rd Place Allen Kleiman Justina DeVries A. Kleiman & Co. Beija Flor Gems 4.03 ct. cushion-cut Ruby. 6.62 ct. cushion-cut Rhodochrosite.

Ope n Category: Phenomenal Pairs & Suites

3.

2. 1. 1. 2. 3.

1. 1st Place 3. 3rd Place 1. 1st Place 3. 3rd Place Allen Kleiman Jeffrey Bilgore John D. Dyer Douglas Mays A. Kleiman & Co. Jeffrey Bilgore, LLC John D. Dyer/P.G. Co. Wild & Petsch 21.71 ct. cat’s eye Chrysoberyl. 15.54 ct. natural oval Star Ruby. Pair of Ametrines (28.91 ctw.). Pair of baguette Peridots (24.32 ctw.).

2. 2nd Place 2. 2nd Place Jeffrey Bilgore Hemant Phophaliya Jeffrey Bilgore, LLC AG Color, Inc. 54.93 ct. oval Star Sapphire. Pair of faceted drops (44.35 ctw.).

7 PRISM|SPRING 2008

“…Remarkabl e stones, remarkable colors …” – Victoria Gomelsky, Couture International Jeweler

Faceting Carving

3.

4. 1.

3. 2. 2. 1.

1. 1st Place 3. 3rd Place 1. 1st Place Ben Kho John D. Dyer Dalan Hargrave 3. 3rd Place Kho International, Ltd. John D. Dyer/P.G. Co. Dust Devil Mining Chu-Alice Chan 22.75 ct. fantasy cushion-cut Sphalerite. 30.28 ct. Citrine. 217 ct. “Sweet Nectar” Sunstone carving. AJ Art Land, Inc. 80.0 ct. carved Aquamarine cabochon. 2. 2nd Place 4. Honorable Mention 2. 2nd Place Stephen Kotlowski John A. Rhoads Chu-Alice Chan Zultanite Gems, LLC D & J Rare Gems, Ltd. AJ Art Land, Inc. 11.27 ct. emerald square-cut Zultanite™ 39.67 ct. brilliant-cut Beryl. 29.80 ct. “Indigo Blossom” Aquamarine Diaspore. carving.

“…What we have here is the crème de la crème.” – Barbara Lawrence, Boston Gems & Findings, Inc.

Combi nation Objects of Art

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2. 3.

4.

1. 1st Place 3. 3rd Place 1st Place John D. Dyer Dalan Hargrave James Currens John D. Dyer/P.G. Co. Gem Starz J.W. Currens, Inc. 37.74 ct. “Pink Jubilation” Morganite. 85.25 ct. “graphix-cut” Ametrine. “The American Queen” honeycomb box featuring orange and blue Sapphires (3.91 ctw.), Citrines (3.02 ctw.), Rubies (.15 ctw.), Tsavorite Garnets (.24 ctw.) and yellow and white 2. 2nd Place 4. Honorable Mention Diamonds (1.98 ctw.). Larry Woods John D. Dyer Jewels from the Woods John D. Dyer/P.G. Co. 57.12 ct. four directions radiant-cut 53.08 ct. “Golden Reflections” golden Aquamarine. Beryl.

8 PRISM|SPRING 2008

The AGTA GTC JewelFolioTM A New Direction in Gemology The AGTA GTC is always happy to look for new products to help our clients in selling their gemstones more effectively. During the course of the past year, we have introduced helpful tools for our clients. In April we offered the first specialized one-day seminar on corundum treatments. The class was such a great success, that we offered two more classes during the course of the year. More seminars will be available this year. Stay tuned to find out more about these.

One new product is directly related to our gemstone testing. We have developed an extended report including information about your special gemstone including the location, mine, type of gemstone, and analysis • Reproduction of the standard AGTA GTC Origin Report results. The AGTA GTC is proud to announce the JewelFolio™! This • References for further reading and care instructions hard-bound book contains a wealth of information and is a perfect companion to the perfect gemstone. Where a gemstone report ends, this Cost well-written, beautiful work of art begins. Due to popular demand, we are pleased to announce new, lower prices for the JewelFolio, as follows: The factual information of the examined gemstone is illustrated through • Cloth-bound: Members: $750; Non-members: $1250 graphs, inclusion photos and data, but this unique tool also takes • Leather-bound: Members: $950; Non-members: $1450 the process a step further and features origin information, a pictorial and romantic lore enriching the sale of these important gemstones. All JewelFolio™ fees are in addition to the cost of preparation of a In addition to the above, the JewelFolio™ is individually numbered, standard AGTA GTC Origin Report (for a single gemstone). making each a collector’s item. JewelFolio™ is a lavish document for lavish objects and represents an entirely new paradigm in the realm of People are drawn to precious gemstones because of passions, not just gemological laboratory reports. properties. The purchase of a gemstone is an emotional contract that connects the new owner with people and places across the planet. The following types of JewelFolio™ are now available: Bonding modern science with romance, the AGTA GTC JewelFolio™ • Kashmir sapphire rekindles desire, reinforcing the connection to the places and cultures • Burmese sapphire from which these treasures come. • Burmese ruby • Colombian emerald Welcome to the AGTA GTC JewelFolio™ – a truly new direction

Additional volumes are in preparation. in gemology.

Every JewelFolio™ consists of approximately 32–36 full-color pages AGTA Members receive preferred pricing with the AGTA GTC. For and features the following: current fees and other detail about the AGTA GTC, please contact: • History, legends and lore AGTA Gemological Testing Center • Modern and antique maps and photos 18 E. 48th St., Ste. 502 • Color photos illustrating both rough and cut gemstones and New York, NY 10017 inclusions 212-752-1717 • Detailed testing information on the specific specimen, 212-750-0930 FAX including advanced tests www.agta-gtc.org • Macro and microphotographs which will separate the specific [email protected] specimen from all others

9 PRISM|SPRING 2008 Bank of America The American Gem Trade Association has teamed up with Bank •No Application Fee of America Merchant Services to provide you with easy Credit and •No Set-up Fee Debit Card Processing solutions that can streamline your opera- •No Batch Fee tion, help your business grow and save you money. There is no cost •No Monthly Minimum to enroll in the program. This is simply another outstanding benefit •Free Supplies of your AGTA Membership. •Free 24/7 Customer Service/Technical Support

By using the collective buying power of the AGTA relationship, Bank For further information, contact Jeffrey S. Clary, Vice President at of America Merchant Services can offer a special reduced rate with Bank of America Merchant Services at 817-390-6888 or jeff.clary@ customized options to meet your specific needs. bankofamerica.com.

Benefits of the Bank of America Merchant Service Program To find out about additional AGTA Member benefits log on to •No Contract www.agta.org.

SPECIAL THANKS TO OUR AGTA GEMFAIR™ TUCSON February 6-11, 2SPONSORS008

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Consumer Protection Since 1934™

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