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Silvercord Shopping Privileges From 1st December 2017 to 31st December 2018, spending with Bank of Communications Credit Card at Silvercord to enjoy below shopping privileges:

1. Spend and Earn The Cardholders will be entitled to the following Spending Reward upon a same-day accumulative spending of designated amount at the participated merchants. Same Day Accumulative Eligible reward Spending HK$1,500 HK$100 Silvercord Cash Voucher

Redemption Venue: Customer Service Center, 1/F, Silvercord (Nearby shop 110) Redemption Time: From 12 nn to 10pm

2. Designated Merchants Offer: To enjoy shopping offers in Silvercord participated merchants by spending with Bank of Communications Credit Card

Silvercord Shopping Privileges Promotion Terms and Conditions 1. The Promotion is only applicable to customers (each a “Cardholder”) holding credit card(s) issued by Bank of Communications () Limited in Hong Kong and Pacific credit cards issued by Bank of Communications Co., Ltd. in (except BOSS Credit Card and installment Card), and other credit cards as designated by the Bank from time to time (“Eligible Credit Card”), both principal and supplementary cards inclusive, but it is not applicable to the Bank of Communications Pacific Internet card and gift card. Unless otherwise specified herein, the “Bank” means Bank of Communications (Hong Kong) Limited and Bank of Communications Co., Ltd.

2. Each Cardholder is only allowed to redeem one (1) Cash Coupon per day. Cash Coupon shall be redeemed on a first-come, first-served basis per day while stock lasts subject to the daily quota as determined by Silvercord. The monthly quota for redemption of Cash Coupon is 150 per each calendar month and the total

quota is 1,950 for the whole Promotion Period.

3. Cash Coupon must be redeemed within the designated redemption period (1pm to 10pm) at the Customer Service Centre in Silvercord or other time(s) and location(s) as arranged by Silvercord. Cardholder must present the same-day original machine-printed receipts issued by the designated Silvercord’s shops on the day of purchase, together with corresponding Eligible Credit Card’s payment receipts. Any hand written receipts, photocopied receipts, reprinted receipts, split of receipts, Octopus value-added receipts, deposit payment receipts, bill payment receipts, gratuity receipts, add value of tenant membership card/store-valued card receipts, purchase of cash/gift/meal/cake coupon from shop’s receipts, counterfoils of credit card and EPS payment slips shall not be accepted.

4. Only the actual transaction amount will be counted (only the net amount after the usage of Silvercord cash coupon, or cash/gift/meal/cake coupon/ membership card/ store-valued card from the shop in Silvercord, any kinds of offers, cash rebate and/or discounts from the shop in Silvercord will be counted)

5. Each original receipt is allowed to use once for redemption purpose and redeem only for one (1) Cash Coupon. The original receipt must be printed with shop address, issue date and spending content. In case of disputes, Silvercord reserves the rights for final decision.

6. The Offer (including the Cash Coupon) shall not allow to be used in conjunction with other promotional offers either provided by the Merchant and/or the designated shops of Silvercord.

7. The receipt which redeemed the free parking privilege is not eligible to participate in this promotion.

8. Cardholders shall understand and accept that all products/services are not provided by the Bank and Silvercord. The Bank and Silvercord have no responsibility or obligations to the products or services (including but not limited to the quality and quantity) provided by the Participating Merchants under any

circumstances.

9. Staff of Silvercord merchants is not allowed to participate in this Promotion.

10. In case of any dispute, the Bank and Silvercord reserve the rights for final decision.

11. These terms and conditions are governed and constructed in all respect by the laws of Hong Kong Special Administrative Region (“HKSAR”). Members are agreed to submit to the exclusion jurisdiction of the courts of HKSAR.

12. No person other than the Cardholders and the Bank will have any rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefit of any terms under these Terms and Conditions.

13. In case of discrepancy between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

Participated Shop List Shop Name Shop Address :CHOCOOLATE / I.T B02 味千拉麵 B01 food republic 大食代 B01 MI-NE SUSHI 峰寿司 B01 SILVERCORD AMUSEMENT & GAMES 新 B03 宿駅新港機城 Toast Box 土司工坊 B01 Xpress Teppanyaki 圓鐵板燒 B01 AnthonG LG59-LG60 Calvin Klein Underwear LG61 double-park / EXI.T LG31 FRED PERRY LG29 izzue / 5cm LG37 I.T / TSUMORI CHISATO LG01, LG16-17 ISA LG73 Levi’s LG48-52 ROCOCO LG62 QUICKSILVER / ROXY LG63 STAGE LG57-LG58 STAYREAL LG56 7-ELEVEN G12 BURBERRY G04-G05 CHOW TAI FOOK 周大福 G06 Clarks G17 Lacoste G20 LONGCHAMP G01-G02 Lukfook Jewellery 六福珠寶 G07 mendoza bags & luggage G16 OPTICAL 88 眼鏡 88 G18 RADO G19 Samsonite G23

TISSOT 瑞士天梭表 G03 BURBERRY 104-106 Calvin Klein Jeans 103 CAMPER 137-138 CL Mall & Bricks House 107A EVISUKURO 107 Finlayson 115-116 HANNAH 113 LENSCRAFTERS 亮視點 117 LONGCHAMP 101-102 SA SA 莎莎 109, 111-112 WATSONS 屈臣氏 108 & 110 AMENPAPA 206 BURBERRY 207-209 GENKI SUSHI 元気寿司 211 INTIQUE 219 IPPUDO 一風堂 210 LONGCHAMP 203-204 New Era 221-222 NS Luxury 223 PEACH JOHN THE STORE 201-202 Raylowi Genuie Crocodile 205 SATAMI 莎娜美 220 景品捕屋 218 302 CURRY HOUSE Coco CoCo 壱番屋

DIN TAI FUNG 鼎泰豐 306 Hokkaido Dairy Farm Restaurant 北海道牧場 305 餐廳 I.T OUTLET 301 Ruby Tuesday 304 Social Place 唐宮小聚 303 THE GRAND HALL 名爵宴會廳 307

To Borrow or not to borrow? Borrow only if you can repay!