Agenda for 151st SLBC Meeting dtd. 03.06.2021 through VC Agenda for 151st SLBC Meeting dtd. 03.06.2021INDEX through VC

Agenda Page Particulars Pt. No. No.

1 State Profile of Maharashtra 1-3

2 Agriculture Sector & Development in the State 4-5

3 Banking Scenario of Maharashtra State 6-8

4 Review of Credit Disbursement by Banks 9-19

Steps taken for improving land record, progress in digitization of land 5 20-34 record and seamless loan disbursements

Implementation of Economic Package announced under Atma Nirbhar 6 35-59 Bharat

7 Launch of Annual Credit Plan 2021-22 60-68

8 Any other item, with the permission of the Chair 69

AgendaAnnexureAgenda No. - 3.21 1

State Profile of Maharashtra

Maharashtra occupies the western & central part of India and has 720 km long coastline along the Arabian Sea and is also fortified naturally by Sahyadri and Satpuda mountain ranges. The State is surrounded by Gujarat to the north west, Madhya Pradesh to the north, Chhattisgarh to the east, Telangana to the south east, Karnataka to the south and Goa to the south west. For administrative convenience, the State has been divided into 36 districts and six revenue divisions.

With a population of 11.24 crore, as per Population Census 2011 and with geographical area of about 3.08 lakh sq. km, the State ranks 2nd by population and 3rd in terms of geographical area.

Maharashtra is one of the highly urbanised states in India. The State enjoys tropical monsoon climate. The hot scorching summer from March onwards is followed by monsoon in early June. The rich green cover of the monsoon season persists during the mild winter that follows through an unpleasant October transition.

The State capital Mumbai is not only home for leading corporate houses and firms but also has Asia’s oldest Stock Exchange, the Bombay Stock Exchange. In order to have development in the emerging sectors, thrust sectors viz. Agro & food processing units, Textile machinery manufacturing, Information Technology (IT) & IT Enabled Services (ITeS), Electric vehicles, Industry 4.0 (artificial intelligence (AI), 3D printing, internet of things (IoT) & robotics, nanotechnology), Integrated data centre parks, Electronic systems design & manufacturing and semi-conductor fabrication, etc. have been identified in the State.

The State has adopted varied measures for ‘Ease of Doing Business’. MIDC is offering ready-to- move-in factory environment under Plug & Play Infrastructure complete with advanced utilities and affordable pricing structure with sectoral tailoring. The grand response garnered in ‘Magnetic Maharashtra 2.0 investors summit’ has shown that the State remains the favoured destination for investment owing well developed infrastructure, technological advancement, availability of skilled manpower, connectivity to major areas and ample natural resources.

Maharashtra is not just a geographical expression but an entity built on collective efforts of its people. Varied customs and traditions co-exist peacefully in Maharashtra. The State is well known throughout the country for its rich music and dances. Povadas, Bharuds, Gondhals and Lavnis are the major forms of folk music in the State and represent the best that the Maharashtrian society has contributed in the field of music. Maharashtra celebrates all major religious festivals in a peaceful and harmonious manner. As such the State has played a significant role in the social, economical and political sphere of the nation.

Monuments like Ajanta, Ellora & Elephanta caves, Gateway of India and architectural structures like Viharas and Chaityas attract tourists from all over the world. The State has announced its Agro Tourism Policy and Beach Shack Policy to promote tourism in the State. The State has classified the Hospitality sector as an industry.

The State has sizable contribution in sports, arts, literature and social services. The State is also home to ‘Bollywood’, a world famous entertainment industry.

Maharashtra has time and again showed its pragmatic & progressive nature and the State continued to walk on the path of sustainable development.

1 State Economy

State Income

State Income 1.1 As per the advance estimates, the State economy is expected to grow by (-) 8.0 per cent during 2020-21, the Indian economy is also expected to grow by (-) 8.0 per cent. During 2020-21, the ‘Agriculture & allied activities’, ‘Industry’ and ‘Services’ sectors are expected to grow by 11.7 per cent, (-) 11.3 per cent and (-)9.0 per cent respectively. As per the advance estimates, nominal (at current prices) Gross State Domestic Product (GSDP) for 2020-21 is expected to be Rs.26,61,629 crore and real (at constant 2011-12 prices) GSDP is expected to be Rs. 19,62,539 crore. As per the first revised estimates, nominal GSDP for 2019-20 is Rs. 28,18,555 crore as against Rs.25,79,628 crore for 2018-19. Real GSDP is Rs. 21,34,065 crore for 2019-20 as against Rs.20,33,314 crore for 2018-19. The Per capita State Income for 2019-20 is Rs.2,02,130 as against Rs.1,87,118 for 2018-19.

Prices

During Covid-19 lockdown, difficulties were faced in the collection of prices of essential commodities for the month of April and May, 2020. For non-food group items, prices were unavailable for the same period. Hence the CPI for ‘pan, supari & intoxicant’, ‘clothing, bedding & footwear’, ‘miscellaneous (except medical services for urban)’ and ‘general’ groups could not be compiled for the month of April and May, 2020. Average Consumer Price Index (CPI) (base year 2003) for rural and urban areas in the State from June, 2020 to December, 2020 was 318.5 and 303.2 respectively as against 300.5 and 284.2 respectively from June, 2019 to December, 2019. The year-on-year rate of inflation based on average CPI during June, 2020 to December, 2020 was 6.0 per cent for rural areas and 6.7 per cent for urban areas as against 9.4 per cent and 6.3 per cent respectively from June, 2019 to December, 2019.

Public Finance

The revenue receipts of the State are Rs. 3,47,457 crore for 2020-21 (BE) as against Rs. 3,09,881 crore during 2019-20 (RE). The tax and non-tax revenue (including central grants) as per 2020-21 (BE) are Rs. 2,73,181 crore and Rs. 74,276 crore respectively. Actual revenue receipts during April to December, 2020 were Rs. 1,76,450 crore (50.8 per cent of BE). The revenue expenditure of the State is Rs. 3,56,968 crore as per 2020-21 (BE) as against Rs. 3,41,324 crore during 2019-20 (RE). 1.9 As per 2020-21 (BE), the share of capital receipts in total receipts and capital expenditure in total expenditure are 20.0 per cent and 17.8 per cent respectively. Share of development expenditure in revenue expenditure is 68.7 per cent as per 2020-21 (BE).

Institutional finance

As on 31st March, 2021 aggregate bank deposits and gross credit of scheduled commercial banks in the State were Rs. 28.15 lakh crore and Rs. 23.38 lakh crore respectively. Credit Deposit Ratio is 83.04 per cent as on 31st March, 2021. The share of ‘Agriculture & allied activities’ sector is 19.7 per cent and that of ‘MSME (Micro, small, medium enterprises, khadi & village industry)’ sector is 52.4 per cent in the Annual credit plan for priority sector for 2021-22. During 2020-21, under Pradhan Mantri MUDRA Yojana total loans of Rs. 24,339 crore were disbursed to 37.39 lakh beneficiaries in the State, of which 29.04 lakh were under ‘Shishu’, 7.31 lakh under ‘Kishor’ and 1.03 lakh under ‘Tarun’ category.

2 Agriculture & allied activities

The State received 113.4 per cent of the normal rainfall during monsoon 2020. Out of 355 talukas (excluding talukas in Mumbai City & Mumbai suburban districts) in the State, 139 talukas received excess rainfall, 173 received normal and 43 received deficient rainfall.

Average size of operational holding as per Agriculture Census 2015-16 is 1.34 ha whereas as per Agriculture census 2010-11 it was 1.44 ha. The total area of small & marginal operational holdings (upto 2.0 ha) was 92.20 lakh ha constituting 45 per cent of the total area of operational holdings whereas number of small and marginal operational holdings were 121.55 lakh which were 79.5 per cent of the total number of operational holdings.

During kharif season of 2020-21, sowing was completed on 156.89 lakh ha area. The production of cereals, pulses, oilseeds, cotton and sugarcane is expected to increase by 60 per cent, 14 per cent, 28 per cent, 33 per cent and 40 per cent respectively over the previous year.

During Rabi season 2020-21, by the end of December sowing was completed on 53.64 lakh ha. The production of cereals and pulses is expected to increase by one per cent and 12 per cent respectively while production of oilseeds is expected to decrease by 18 per cent over the previous year. The area under horticulture crops is 19.20 lakh ha and production is expected to be 278.75 lakh MT during 2019-20.

Industry and co-operation

Since liberalisation (August, 1991) upto October, 2020 in all 20,909 industrial projects with an investment of Rs. 14,29,142 crore were approved in the State. During 2020 upto October, 247 projects with proposed investment of Rs. 37,887 crore were registered in the State. The FDI inflows in the State since April, 2000 to September, 2020 was Rs. 8,18,522 crore, which was 27.7 per cent of total FDI inflows at All-India level. During 2020-21 upto September the total FDI inflows in the State was Rs. 27,143 crore. The number of MSMEs registered in the State, upto March, 2020 for Udyog Aadhaar were 17.67 lakh, of which 15.60 lakh were micro, 1.99 lakh were small and 0.08 lakh were medium enterprises. The total investment of MSMEs in the State was Rs. 2,38,543 crore and employment generated was 91.01 lakh.

Aurangabad Industrial City (AURIC), a well planned and greenfield smart industrial city based on the concept of ‘walk to work’, is being developed across an area of 10,000 acres in the State as a part of Delhi-Mumbai Industrial Corridor (DMIC). In all 62 plots of total area of about 212 acres have been allotted in AURIC to the investors. Total investment in AURIC is more than Rs. 5,000 crore and employment generated is about 2,811. Source : Economic Survey of Maharashtra

3 AgendaAnnexureAgenda No.No. - 3.22 2

Agriculture Sector & Development in the State

Land Utilisation

The land utilisation statistics for 2018-19 depicts that of the total 307.58 lakh ha geographical area of the State, the gross cropped area was 232.12 lakh ha while the net area sown was 168.15 lakh ha (about 55 per cent).

Operational Holdings in the State

Area in Ha No. of Operational Area of Operational No of khatedar Holdings Holdings Average Holding Size Class Share % (Area in Ha) (‘000) Ha (‘000 ha) 2010-11 2015-16 2010-11 2015-16 2010-11 2015-16 2010-11 2015-16 Marginal 6709 7816 3186 3449 0.47 0.44 48.97 51.14 (up to 1.0)

Small 4052 4339 5739 5771 1.42 1.33 29.58 28.39 (1.0 - 2.0)

Semi Medium 2159 2327 5765 6025 2.67 2.59 15.76 15.22 (2.0 – 4.0)

Medium 711 734 3993 4099 5.62 5.58 5.19 4.80 (4.0 – 10.0)

Large 68 69 1084 1162 15.94 16.84 0.50 0.45 (10.0 & above)

Total 13699 15285 19767 20506 1.44 1.34 100.00 100.00

* Source – Agriculture Census of Maharashtra 2015-16

It can be seen from the above table that as at 2015-16, 79.53% are small and marginal farmers, 15.22% are semi-medium farmers and only 5.25% are medium and large farmers.

4 Area & Production of Principal Crops

Area Production (‘000 ha) (‘000 MT) Crop 2019-20 2020-21 2019-20 2020-21 (Prov) (Prov) Cereals Kharif 3436 3478 4648 7448 Rabi 3347 2883 4184 4243 Pulses Kharif 2135 2179 1537 1754 Rabi 2168 2442 2306 2576 Oilseeds Kharif 4403 4604 5032 6463 Rabi 43 39 22 18 Cotton @ 4491 4286 6639 8822 Sugarcane** 822 1142 69313 97268 @Production of Cotton in ‘000 Bales of 170 kg each. ** Harvested Area Source : Commissionerate of Agriculture, GoM

Salient features of Agricultural activity in Maharashtra can be summarized as under :-

 Majority of farmers are small and marginal, having very little sustaining capacity  Most of the farmers are dependent on monsoon with limited irrigation facility  Majority of the operational land holding is under cultivation in Kharif season  Majority of farmers are growing cereals, tur, soyabean and cotton

5 AgendaAgendaAnnexure No. - 3.2 33

Banking Scenario of Maharashtra State

CD Ratio, Review of Districts with CD Ratio below 40% and working of Special Sub- Committees of DCC (SCC) a. No. of branches & CD ratio as of 31.03.2021 (Annexure 3.1 and 3.2)

Sr. No. Particular SCBs DCCBs Total 1 No. of branches – Rural 3,217 2,690 5,907 Semi-urban 3,063 457 3,520 Urban 1,786 421 2,207 Metro 4,962 88 5,050 Total 13,028 3,656 16,684 2 Deposits in Crore 27,21,136 94,021 28,15,157 Advances in Crore 22,75,640 62,086 23,37,726 CD Ratio % 83.63 66.03 83.04

As of 31.03.2021, four Districts in the State are having CD ratio below 40% viz. Chandrapur (37.44%), Gondia (39.05%), Bhandara (38.50%) and Gadchiroli (26.80%).

Comparative position of CD Ratio of Chandrapur, Gondia, Gadchiroli and Bhandara Districts is as under :

District CD Ratio CD Ratio CD RatioDec, 20 (%)CD Ratio March,Variation 21 (%) District (Basis Points) Chandrapur Dec, 20 (%) 39.91March, 21 (%) 37.44 ChandrapurGondia 39.91 36.75 37.44 - 2.4739.05 Gondia 36.75 39.05 2.30 Gadchiroli 37.89 26.80 Gadchiroli 37.89 26.80 38.50 0.61 BhandaraBhandara 30.27 30.27 38.50 26.80 - 3.4738.50

Lead District Managers of these four Districts are requested to analyse / reconcile bank wise data for their Districts and continue the monitoring and implementation of various strategies earlier informed by them for improvement in CD Ratio.

Member Banks having branches in these 4 Districts are also requested to analyse / monitor performance of their branches having low CD Ratio and make concerted efforts for improvement of the same. b. Working of Special Sub-Committees of DCC (SCC)

Lead District Managers are requested to apprise the house about Working of Special Sub- Committees of DCC (SCC).

6 Annexure - 3.1

Branch Network in Maharashtra State / Deposit / Advances / CD Ratio / Per Br Business Position as of 31.03.2021 Rs. in Crore Sr. Total Total Per Br Bank R SU U M Deposits Advances CD Ratio No. Brs Business Business 1 2 3 4 7 8 9 10 11 12 13 14 1 Allahabad Bank 00000 00000.00 2 Andhra Bank 3 15 27 73 118 16451 13767 30219 256 83.68 3 Bank of Baroda 210 162 95 358 825 173985 199759 373743 453 114.81 4 Bank of India 358 206 76 233 873 164114 129835 293950 337 79.11 5 Bank of Maharashtra 459 303 93 267 1122 120346 62227 182573 163 51.71 6 Canara Bank 111 124 65 335 635 148816 113503 262319 413 76.27 7 Central Bank of India 232 152 60 152 596 54557 60702 115259 193 111.26 8 Corporation Bank 31 18 69 91 209 43634 20503 64137 307 46.99 9 Indian Bank 43 25 62 151 281 47592 71871 119463 425 151.01 10 Indian Overseas Bank 18 33 29 91 171 20741 26153 46894 274 126.09 11 Oriental Bank of Commerce 00000 00000.00 12 Punjab & Sind Bank 0 3 6 26 35 12389 9500 21889 625 76.68 13 Punjab National Bank 27 63 67 263 420 83965 47718 131683 314 56.83 14 State Bank of India 451 473 339 527 1790 512468 440019 952487 532 85.86 15 Syndicate Bank 00000 00000.00 16 UCO Bank 34 33 32 72 171 19730 30606 50337 294 155.12 17 Union Bank of India 106 131 63 271 571 124860 109320 234180 410 87.55 18 United Bank of India 00000 00000.00 Sub Total PSBs 2083 1741 1083 2910 7817 1543650 1335482 2879132 368 86.51 19 Axis Bank 19 125 70 281 495 168057 161503 329560 666 96.10 20 Bandhan Bank Ltd. 15 158 61 90 324 6184 2795 8979 28 45.19 21 CSB Bank 5 2 12 15 34 2656 4771 7427 218 179.66 22 Development Credit Bank 7 3 9 36 55 11082 6025 17107 311 54.37 23 Federal Bank 20 21 16 48 105 20315 32359 52674 502 159.29 24 HDFC Bank 69 193 65 315 642 368037 266029 634065 988 72.28 25 ICICI Bank 158 178 72 318 726 235352 163470 398822 549 69.46 26 IDBI Bank 132 117 53 131 433 72505 59588 132093 305 82.18 27 IDFC First 0 8 11 75 94 23623 33962 57585 613 143.77 28 IndusInd Bank Ltd. 37 32 34 127 230 60987 28641 89628 390 46.96 29 Karnataka Bank Ltd. 0 3 18 30 51 6194 7894 14088 276 127.44 30 Kotak Mahindra Bank 76 31 30 195 332 91651 71101 162751 490 77.58 31 Ratnakar Bank 24 22 15 60 121 26851 31602 58453 483 117.70 32 Yes Bank Ltd. 30 41 12 93 176 32293 32617 64910 369 101.00 Sub Total Pvt Sec Banks 592 934 478 1814 3818 1125785 902357 2028141 531 80.15 33 AU 2 23 19 22 66 9302 4160 13462 204 44.72 34 Capital 00000 00000.00 35 Equitas 12 55 39 42 148 2793 2370 5163 35 84.85 36 ESAF 9 15 9 14 47 243 434 677 14 178.56 37 Fincare 3 34 10 8 55 463 303 766 14 65.45 38 Jana 5 1 26 39 71 1672 1892 3564 50 113.14 39 Suryoday 53 24 34 54 165 3225 1381 4607 28 42.83 40 Ujjivan 0 1 12 28 41 2502 1474 3976 97 58.92 41 Utkarsh 11 17 12 10 50 1611 574 2185 44 35.64 Sub T Small Fin Bks 95 170 161 217 643 21811 12588 34400 53 57.72 42 DBS Bank 71091711504 15241 26745 1573 132.49 Sub T WOS of Foreign Bks 71091711504 15241 26745 1573 132.49 43 India Post Payments Bank 00000 00000.00 Sub T Payments Banks 00000 00000.00 44 Maharashtra Gramin Bank 248 127 27 10 412 13541 7142 20683 50 52.75 45 Vidharbha Konkan Gramin Bank 192 90 37 2 321 4846 2830 7676 24 58.40 Sub Total (Gramin Banks) 440 217 64 12 733 18387 9972 28358 39 54.23 Total 3217 3063 1786 4962 13028 2721136 2275640 4996776 384 83.63

46 MS Coop (DCCBs) 2690 457 421 88 3656 94021 62086 156107 43 66.03

Grand Total 5907 3520 2207 5050 16684 2815157 2337726 5152883 309 83.04

7 Annexure - 3.2

SLBC MAHARASHTRA : CONVENOR - BANK OF MAHARASHTRA

Branch Network in Maharashtra State Position as of 31.03.2021 No. Actual / Rs. in Crore

Sr. Total Total Per Br Popu Served District Rural SU Urban Metro Deposits Advances CD Ratio Popu 2011 No. Brs Business Business Per Branch

1 2 3 4 7 8 9 10 11 12 13 14 15 16 1 Ahmednagar 400 222 119 0 741 31968 21788 53756 72.55 68.16 4543159 6131 2 Akola 113 56 110 0 279 13999 6799 20797 74.54 48.57 1813906 6501 3 Amravati 147 119 114 1 381 19330 10052 29382 77.12 52.00 2888445 7581 4 Aurangabad 189 97 56 133 475 33380 26061 59441 125.14 78.08 3701282 7792 5 Beed 107 69 42 0 218 10622 6600 17222 79.00 62.13 2585049 11858 6 Bhandara 96 69 5 1 171 7499 2887 10386 60.74 38.50 1200334 7019 7 Buldana 106 126 13 0 245 11651 7887 19538 79.75 67.69 2586258 10556 8 Chandrapur 143 91 64 1 299 18312 6857 25169 84.18 37.44 2204307 7372 9 Dhule 107 53 58 0 218 10483 6024 16507 75.72 57.47 2050862 9408 10 Gadchiroli 81 40 5 0 126 5939 1592 7531 59.77 26.80 1072942 8515 11 Gondia 74 29 34 0 137 6560 2562 9121 66.58 39.05 1322507 9653 12 Hingoli 27 46 0 0 73 3208 2367 5574 76.36 73.78 1177345 16128 13 Jalgaon 306 173 130 0 609 24695 14155 38850 63.79 57.32 4229917 6946 14 Jalna 94 46 40 0 180 6423 6664 13087 72.70 103.76 1959046 10884 15 Kolhapur 321 158 174 1 654 32513 26354 58867 90.01 81.06 3876001 5927 16 Latur 144 53 102 0 299 13831 8910 22742 76.06 64.42 2454196 8208 17 Mumbai City 1 1 2 1020 1024 1006862 1205785 2212647 2160.79 119.76 3085411 3013 18 Mumbai Suburb 0 0 2 1384 1386 643031 389781 1032812 745.17 60.62 9356962 6751 19 Nagpur 203 155 85 363 806 91469 50899 142368 176.63 55.65 4653570 5774 20 Nanded 116 63 94 0 273 14263 9775 24038 88.05 68.53 3361292 12312 21 Nandurbar 36 23 18 0 77 4864 2454 7318 95.04 50.45 1648295 21406 22 Nasik 339 224 62 230 855 60116 38764 98880 115.65 64.48 6107187 7143 23 Osmanabad 111 67 23 0 201 7743 4823 12567 62.52 62.29 1657576 8247 24 Palghar 65 68 26 100 259 25623 10995 36619 141.39 42.91 2990116 11545 25 Parbhani 109 46 57 0 212 7383 6132 13515 63.75 83.05 1836086 8661 26 Pune 464 376 65 1015 1920 330004 246033 576037 300.02 74.55 9429408 4911 27 Raigad 219 155 130 10 514 45113 21202 66315 129.02 47.00 2634200 5125 28 Ratnagiri 208 101 20 0 329 13544 6822 20365 61.90 50.37 1615069 4909 29 Sangli 320 115 82 0 517 23659 15893 39552 76.50 67.18 2822143 5459 30 Satara 379 159 58 0 596 24833 15340 40173 67.40 61.77 3003741 5040 31 Sindhudurg 188 69 0 0 257 9227 4285 13512 52.58 46.44 849651 3306 32 Solapur 341 150 118 0 609 25945 21846 47792 78.48 84.20 4317756 7090 33 Thane 111 73 201 789 1174 204187 112777 316964 269.99 55.23 8070032 6874 34 Wardha 64 55 56 0 175 9622 6124 15745 89.97 63.64 1300774 7433 35 Washim 33 56 1 0 90 3212 2087 5299 58.88 64.98 1197160 13302 36 Yavatmal 145 117 41 2 305 14045 8350 22394 73.42 59.45 2772348 9090

Sub Total Mumbai 1 1 4 2404 2410 1649893 1595566 3245459 1346.66 96.71 12442373 5163

Sub Total Rest of 5906 3519 2203 2646 14274 1165264 742160 1907424 133.63 63.69 99931960 7001 Maharashtra

Grand Total 5907 3520 2207 5050 16684 2815157 2337726 5152883 308.85 83.04 112374333 6735

MAHARASHTRA - REGION WISE SUMMARY 1 Konkan 792 467 381 3303 4943 1947587 1751648 3699235 748.38 89.94 28601441 5786 2 Marathwada 897 487 414 133 1931 96853 71333 168186 87.10 73.65 18731872 9701 3 Vidarbha 1205 913 528 368 3014 201636 106094 307731 102.10 52.62 23012551 7635 4 Western Maharashtra 3013 1653 884 1246 6796 569080 408652 977732 143.87 71.81 42028469 6184 Total 5907 3520 2207 5050 16684 2815157 2337726 5152883 308.85 83.04 112374333 6735

8 AgendaAnnexureAgenda No. - 3.2 44

Review of Credit disbursement by Banks in the State -

A) Disbursement under Agriculture & Crop / Kisan Credit Card Loans –

The comparative position of agriculture and crop loan lending under state Annual Credit Plan for last 3 years was as under:

(Rs. in crore)

Sector 2018-19 2019-20 2020-21 Target Disb. % Target Disb % Target Disb. % % Growth Growth Achmt. Growth YoY YoY YoY

Agriculture 87322 67914 39% 87322 63031 (-) 7.19% 93626 91982 98 35

Of which 58324 31237 23% 59766 28604 (-) 8.43% 62459 47972 77 68 crop loans

The Agency wise flow in the Crop Loan during last 3 years in the State was as follows :

Rs. In crores 2018-19 2019-20 2020-21

Agency Tgt Ach. % Tgt Ach. % Tgt. Ach. % Acht % Growth Acht Acht YoY

Commercial 37196 17563 47 38018 16296 43 40389 26677 66 64 Banks

Co-op. 17694 12011 68 18156 10898 60 18296 17757 97 63 Banks

RRBs 3442 1709 50 3592 1409 39 3774 3538 94 151

Total 58332 31282 54 59766 28604 48 62459 47972 77 68

The crop Loan target for the financial Year 2020-21 was Rs. 62,459 crore. The disbursement position of crop loans is being monitored on fortnightly basis in the Kharif season and on monthly basis thereafter. Special emphasis is given to lending for crop loans so as to cover each farmer in the state. Agency-wise comparative performance of crop loan disbursement in the state as of 31.03.2021 is given hereunder -

9 Comparative Performance as of 31.03.2021 (Kharif & Rabi) –

Rs. In crore 31.03.2019 31.03.2020 31.03.2021 Sr. YoY Agency % % % No. Tgt. Ach Tgt. Ach Tgt. Ach Growth Ach Ach Ach 1 PSBs 32103 14370 45 30942 12127 39 32949 21802 66 80

Share 55 46 - 52 42 - 53 45 - -

2 Prvt. SBs 5006 3158 63 6955 4159 60 7324 4870 66 17

Share 9 10 - 12 15 - 12 10 - - 3 SFBs 61 0.60 1.0 95 1 1 104 0.06 0.1 -94

Share 0.10 0.002 - 0.16 0.003 - 0.17 0 - - 4 Other Banks 26 34 129 26 9 36 3.09 4.48 145.0 -50

Share 0.05 0.11 - 0.04 0.03 - 0.02 0 -- 5 CBs 37196 17563 47 38018 16296 43 40389 26677 66 64

Share 64 56 - 64 57 - 65 56 -- 6 RRBs 3442 1709 50 3592 1409 39 3774 3538 94 151

Share 6 5 - 65 - 6 7 -- 7 Sub total 40638 19271 47 41610 17705 43 44162 30215 68 71 SCBs Share 70 62 - 70 62 - 71 63 -- 8 DCCBs 17694 12011 68 18156 10898 60 18296 17757 97 63

Share 30 38 - 30 38 - 29 37 - Total 58332 31282 54 59766 28604 48 62459 47972 77 68

Observations :

 As of 31.03.2021, the overall achievement by Banks in the State is 77% at Rs.47,972 crores of the Annual target of Rs. 62,459 crores showing 68% positive growth YOY. Overall achievement during the same period of the previous year was to the extent of 48%.

 All Banks are showing positive growth over corresponding period of earlier year.

 DCCBs & RRBs have shown better performance at 97% & 94% resp. of the annual target.

 Performance of PSBs is moderate at 66% during the FY 2020-21. Among major Public Sector Banks, performance of Bank of Maharashtra and Union Bank of India was good at 84% and 74% resp.

 Performance of Pvt. Sector Banks is also improved as compared to last year and achievement stood at 66%. Among all Pvt. Sector Banks, HDFC and Axis Bank’s performance is good at 86% & 77% resp.

10  During ongoing Kharif season of 2021, Member Banks in the State have achieved crop loan disbursement of 19% as of 15.05.2021. Actual disbursement as of 15.05.2021 is Rs.7766 crores, wherein 10.66 lakh farmers are covered under crop loan / KCC.

District wise, Bank wise and Agency wise position of crop loans as of 31.03.2021 & 15.05.2021 as reported by Lead District Managers is given in Annexure 4.1 to 4.6.

B) Review of Annual Credit Plan – FY 2020-21 –

The comparative position of Annual Credit Plan for the last 3 years is as under : Rs. in crore 2017-18 2018-19 2019-20 Sector % % % Tar. Ach. Tar. Ach. Tar. Ach. Ach Ach Ach Agriculture 77207 51017 66 85464 67914 79 87322 63031 72 Of which Crop 54221 25322 47 58324 31237 54 59766 28604 48 Loans Other Priority 213622 168624 79 349127 248841 71 336707 239826 71 Total Priority 290829 219641 76 434591 316755 73 424029 302857 71 Non Priority 214544 940640 438 144940 1012373 698 217683 1264426 581 Grand Total 505373 1160281 230 579531 1329128 229 641712 1567283 244

Highlights of disbursements and outstanding as of 31.03.2021 are given below : Rs. in crore

Ann Tar Disb O/S Ann Tar Disb. O/S % % Particulars Ach March, Ach 2019-20 March,20 March,20 2020-21 March,21 21 Agriculture 87,322 63,031 72 1,38,860 93,626 91,982 98 1,69,237 MSME 2,35,376 2,01,044 85 2,39,686 2,48,489 1,57,757 63 2,63,127 Other Pri 1,01,331 38,782 38 1,38,316 1,32,396 37,408 28 1,46,736 Total Pri 4,24,029 3,02,857 71 5,16,862 4,74,511 2,87,147 61 5,79,100

 During the year 2020-21, the achievement is 61% of the annual Priority Sector target. During the corresponding period of previous year, the achievement was 71%.

 Percentage achievement under Agriculture disbursement is higher at 98% of the annual targets, showing rise of 46% Year to Year. Disbursement achievement under MSME Sector is at 63% of the annual target, showing negative growth of 21% Y-o-Y. The low performance in MSME and other priority sector can be attributed to COVID-19 pandemic & lockdown during most part of the FY 2020-21.

C) Review of Mahatma Jotirao Phule Karjmukti Yojana, 2019

We draw attention of all Member Banks towards Govt. of Maharashtra GR .कृ कमा 1219 / प्र.क्र.157/2- स dated 27.12.2019 and subsequent communications & various meetings thereof.

Accordingly, the implementation of the scheme is underway and the benefit of the scheme has already been transferred to approximately 31.51 lakh loan accounts.

11 Details of MJPSKY, 2019 Beneficiaries as of 31.05.2021 are as under :

Under MJPSKY, 2019 Debt Waiver Scheme, as of 31.05.2021, approx. 31.51 lakh farmers are benefitted amounting Rs.20,109Rs.21,109 crores.crores. Out of these 31.51 lakh farmers, approx. 19.68 lakh farmers are given Fresh Finance amounting Rs.13,152 crores i.e. around 63% farmers covered.

Bank-wise progress as of 31.05.2021 is enclosed as Annexures 4.7.

12 Annexure - 4.1

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA

ALL DISTRICTS - MAHARASHTRA STATE

Disbursements under Crop Loans - 31.03.2021 Rs. in Lakh

Crop Loan Target Cumulative Achievement from % Achievement Total Sr. ACP 2020-21 01.04.20 District No. Kharif Rabi Achmnt Kharif Rabi Kharif Rabi Target % Accounts Amount Accounts Amount Accounts Amount 1 AHMEDNAGAR 341068 183977 385391 314780 128737 155172 92 84 525045 514128 469953 90 2 AKOLA 114000 6000 107718 86685 6971 7022 76 117 120000 114689 93707 78 3 AMRAVATI 172000 43000 126719 109700 26976 29647 64 69 215000 153695 139347 65 4 AURANGABAD 119653 29947 264083 142521 60932 50263 119 168 149600 325015 192785 129 5 BEED 95000 24000 163810 104380 73890 53950 110 225 119000 237700 158330 133 6 BHANDARA 42625 2920 122796 48104 2644 1953 113 67 45545 125440 50057 110 7 BULDHANA 246035 27337 153977 126215 27722 24130 51 88 273372 181699 150345 55 8 CHANDRAPUR 100000 12000 105936 77021 2152 2514 77 21 112000 108088 79535 71 9 DHULE 92950 17050 55294 48696 9219 12377 52 73 110000 64513 61073 56 10 GADCHIROLI 16902 2998 36488 17160 1956 1109 102 37 19900 38444 18269 92 11 GONDIA 27000 3000 78058 29773 1282 2451 110 82 30000 79340 32224 107 12 HINGOLI 116895 27479 85305 54393 35216 27940 47 102 144374 120521 82333 57 13 JALGAON 296705 37286 240167 148205 17604 47614 50 128 333991 257771 195819 59 14 JALNA 111532 48468 165344 99110 59238 55792 89 115 160000 224582 154902 97 15 KOLHAPUR 124011 124011 192446 199144 121663 124056 161 100 248022 314109 323200 130 16 LATUR 228394 57414 242861 125513 29450 23526 55 41 285808 272311 149039 52 17 NAGPUR 103530 15470 79312 80232 29935 16451 77 106 119000 109247 96682 81 18 NANDED 203168 50792 160443 100621 61719 46736 50 92 253960 222162 147358 58 19 NANDURBAR 61598 15401 33670 30141 7358 11248 49 73 76999 41028 41389 54 20 NASIK 330000 142500 146853 234272 27424 70915 71 50 472500 174277 305188 65 21 OSMANABAD 159056 68166 128371 95782 29665 31351 60 46 227222 158036 127133 56 22 PALGHAR 19850 5150 24624 10871 4991 6209 55 121 25000 29615 17080 68 23 PARBHANI 165520 46776 154015 106498 52496 33220 64 71 212296 206511 139718 66 24 PUNE 226292 121850 257160 245751 111161 116766 109 96 348142 368321 362517 104 25 RAIGAD 22394 5606 48563 16621 10411 9465 74 169 28000 58974 26087 93 26 RATNAGIRI 25241 31059 71883 32427 11703 14075 128 45 56300 83586 46502 83 27 SANGLI 149750 109750 170609 140234 58942 76079 94 69 259500 229551 216313 83 28 SATARA 227000 88000 262499 173708 97567 86562 77 98 315000 360066 260270 83 29 SINDHUDURG 31100 9210 32353 22055 5415 5449 71 59 40310 37768 27504 68 30 SOLAPUR 121831 283270 88423 135635 114488 134880 111 48 405101 202911 270515 67 31 THANE 16679 5321 26093 13001 7693 7483 78 141 22000 33786 20484 93 32 WARDHA 92499 10397 62943 64179 14747 19538 69 188 102896 77690 83717 81 33 WASHIM 160000 5000 104778 75806 6420 7399 47 148 165000 111198 83205 50 34 YAVATMAL 218250 6750 201266 157686 15158 16948 72 251 225000 216424 174634 78 Total 4578528 1667355 4580253 3466919 1272945 1330293 76 80 6245883 5853198 4797212 77

MAHARASHTRA - REGION WISE SUMMARY 1 Konkan 115264 56346 203517 94976 40213 42680 82 76 171610 243730 137656 80 2 Marathwada 1199218 353042 1364232 828817 402606 322780 69 91 1552260 1766838 1151597 74 3 Vidarbha 1292841 134872 1179993 872559 135963 129163 67 96 1427713 1315956 1001721 70 4 Western Maharashtra 1971205 1123095 1832512 1670567 694163 835670 85 74 3094300 2526675 2506237 81 Total 4578528 1667355 4580253 3466919 1272945 1330293 76 80 6245883 5853198 4797212 77

13 Annexure - 4.2

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA ALL BANKS - MAHARASHTRA STATE

Disbursements under Crop Loans - 31.03.2021 Rs. in Lakh Crop Loan Cumulative Achievement from Target % Achievement Total Sr. 01.04.20 Bank ACP 2020-21 No. Kharif Rabi Achmnt Kharif Rabi Kharif Rabi Target % Accounts Amount Accounts Amount Accounts Amount 1 Bank of Baroda 220560 82505 76542 126750 35263 63497 57 77 303065 111805 190247 63 2 Bank of India 234251 132150 178229 158195 103647 80790 68 61 366401 281876 238985 65 3 Bank of Maharashtra 415888 160930 271451 344807 95322 141774 83 88 576818 366773 486581 84 4 Canara Bank 98961 39080 50615 54395 22974 27527 55 70 138041 73589 81923 59 5 Central Bank of India 248262 66838 134424 138613 40826 62379 56 93 315100 175250 200992 64 6 Indian Bank 45677 11470 28223 29221 6671 6860 64 60 57147 34894 36081 63 7 Indian Overseas Bank 27756 12179 8570 10293 5708 7211 37 59 39936 14278 17504 44 8 Punjab & Sindh Bank 1556 517 56 116 31 68 7 13 2073 87 185 9 9 Punjab National Bank 53988 16374 14331 19016 4882 7029 35 43 70362 19213 26045 37 10 State Bank of India 876034 266064 557469 462976 234481 257444 53 97 1142097 791950 720420 63 11 UCO Bank 30725 9123 12096 15009 3140 4709 49 52 39847 15236 19718 49 12 Union Bank of India 174442 69606 91944 113924 30564 47585 65 68 244048 122508 161508 66 Sub Total PSBs 2428099 866835 1423950 1473316 583509 706873 61 82 3294934 2007459 2180189 66 13 Axis Bank 61551 23746 9300 41644 6959 24216 68 102 85297 16259 65860 77 14 Bandhan Bank Ltd. 677128000000805000 15 CSB Bank 157 123 38 80 2 15 51 12 280 40 95 34 16 Development Credit Bank 1627 390 174 445 111 160 27 41 2017 285 605 30 17 Federal Bank 9289 7715 13472 25775 6592 10468 277 136 17004 20064 36243 213 18 HDFC Bank 136145 48826 24715 82098 23968 76289 60 156 184972 48683 158387 86 19 ICICI Bank 160318 70271 39516 83195 22576 43800 52 62 230589 62092 126995 55 20 IDBI Bank 98511 42131 34385 52040 19293 25785 53 61 140642 53678 77824 55 21 IDFC First Bank 386167000000552000 22 IndusInd Bank Ltd. 2239 1628 316 4931 142 2415 220 148 3867 458 7346 190 23 Karnataka Bank Ltd. 763 640 54 124 20 118 16 18 1403 74 242 17 24 Kotak Mahindra Bank 26783 11997 643 3079 238 988 11 8 38780 881 4066 10 25 Ratnakar Bank 13541 9466 2828 6143 943 1897 45 20 23007 3771 8040 35 26 Yes Bank Ltd. 2354 819 290 814 285 457 35 56 3173 575 1270 40 Sub T Pvt Sec Bks 514342 218046 125731 300366 81129 186608 58 86 732387 206860 486974 66 27 AU 1498 5700000002068 0 0 0 28 Capital 000000#DIV/0!#DIV/0!000#DIV/0! 29 Equitas 3881 13570000005238 0 0 0 30 ESAF 61973000000692000 31 Fincare 15200000017000 32 Jana 30639000000345000 33 Suryoday 846107000000953000 34 Ujjivan 17923000000202000 35 Utkarsh 763 89 72 60 0 0 8 0 852 72 60 7 Sub T Small Fin Bks 8108 2258 72 60001010366 72 60 1 36 DBS Bank 100000001000 Sub T WOS of Foreign Bks 100000001000 37 India Post Payments Bank 000000000000 Sub T Payments Banks 000000000000 38 Maharashtra Gramin Bank 178860 54990 270690 189500 58728 34400 106 63 233849 329418 223900 96 39 Vidarbha Konkan Gramin Bank 122390 21112 95957 94629 42391 35279 77 167 143502 138348 129907 91 B Sub Total Gramin Banks 301250 76102 366647 284129 101119 69678 94 91.5595 377352 467766 353808 94 40 M.S.Coop. / DCC Banks 1326119 503525 2663778 1408869 507065 366866 106 73 1829644 3170843 1775734 97 41 MSCARD 000000#DIV/0!#DIV/0!000#DIV/0! C Sub Total Co.Op Banks 1326119 503525 2663778 1408869 507065 366866 106 73 1829644 3170843 1775734 97 42 Subhadra Local Area Bank Ltd. 000000000000 43 Other Banks 610 589 75 180 123 268 29 46 1199 198 448 37 D Sub Total Other Banks 610 589 75 180 123 268 29 46 1199 198 448 37 Grand Total (A+B+C+D) 4578528 1667355 4580253 3466919 1272945 1330293 76 80 6245883 5853198 4797212 77

14 Annexure - 4.3 92 54 83 68 81 81 93 71 68 56 93 90 59 65 83 83 78 50 65 97 52 67 55 57 58 56 66 78 77 % Rs. in Lakh Total Target Achmnt 91 19900 18269 71 5630088 46502 40310 27504 38 119000 96682 81 112000 79535 96 25000 17080 73 110000 61073 47 333991 195819 77 472500 305188 90 259500 216313 65 120000 93707 72 165000 83205 52 215000 139347 8681 160000 285808 154902 149039 92 405101 270515 63 144374 82333 52 227222 127133 97 6245883 4797212 % 0 #DIV/0! 102896 83717 0 District Central Co.op Banks ( DCCBs ) Target Achmnt 53 12000 15196 127 22000 20484 9660 2720093 61000 3236286 7080 49118 15181 119 6410 19539 45545 50057 12948 30000 110 759434 32224 13713 82108485 107 13201 12363 108 844861 12884 76999 11050 6006 41389 104 9721 28000 26087 53 16119 11712 80 230663 233784 101 525045 469953 6676 12630285 137184 58866 238955 1050063 3953 174 62849 248022 48282 32320075 138718 130 125485 45 150000 186309 124 315000 260270 90 58000 37943 41 52400 37511 70 66000 34445 9839 1358952 92460 11702 23217 74468 2777160 29748 120 30904 253960 147358 64 10481 43530 212296 40194 139718 54 728056 7480 18593 103 11672 273372 150345 57 37001 19223 69 56500 58263 103 225000 174634 68 1829644 1775734 % Scheduled Commercial Banks (SCBs) Target Achmnt 8 11287 3879 7 15637 13202 53 10000 5288 9873 18345 51000 17694 30417 40 69405 33179 56 93881 49362 18 294382 236168 6717 20768978 110838 136953 108500 84245 30 92729 409651 256906 54 120782 90828 40 112600 45693 69 266092 142865 74 125781 70661 55 19022159 107910 127686 136854 107 22045675 225664 168500 116371 102 348142 362517 104 94 4416239 3021478 MAHARASHTRA STATE % 2 66 SLBC MAHARASHTRA : CONVENER - BANK OF Disbursements under Crop Loans (2020-21) - Position as of 31.03.2021 Regional Rural Banks 30 545 291 623 346 875 700100 377 104 104 165000 73961 Target Achmnt 53 87 1200096 1247656 360053 10476 1025073 3517 62000 2608 7458 3120 55764 4101 4165 15748 134 12820 1664 1481937 11859 12684 660 85 82 300058 3578 137041 1691 119 25200 47852 123 10163 40496 29260 17783 8170 5638 1800 1017 51 2128 43300 118 29888 5366 14900097 2010178 104902 313032 27253 14843 86 294042 15148 2090 27475 280063 36033 17845 499 57 101 2195 2416 3791249 41000 118 146411 27277 22633 730 105 193348 143200 75 32623 23074345 74571 119587 57 12080 11694 18254868 2118 32342 108815 16901 2600 277 12626 361571 123 230321 102896 83717 66 377352 353808 % Commercial Banks 9454 4997 5000083971 43287 7000014745 111001 9647440750 14177 93258 13210211 22959 13811700 49016 14224 7758 37500 8519 22282 42856 157 11467741 98195 107500 32519 13328310412 139330 136 3813 15607 13044852 51405 13200 11500 36918 27890 59502 19000 16092 11687400 165 149600 35531 119000 192785 158330 129 133 288745147200 235151 102774 222792 112977 105680204559119158 55819 107898 134863 178200 115725 105700 83746 194710 56726 90534 407235 81675 149221 256176 155271 85277 127293 76192 136624120082164900 107 90451 349877 73858 100778 197979 393151599 81117 230 103746 4038888 2667670 Target Achmnt District AHMDENAGAR AKOLA AMRAVATI AURANGABAD BEED BHANDARA BULDHANA CHANDRAPUR DHULE GADCHIROLI GONDIA HINGOLI JALGAON JALNA KOLHAPUR LATUR NAGPUR NANDED NANDURBAR NASIK OSMANABAD PALGHAR PARBHANI PUNE RAIGAD RATNAGIRI SANGLI SATARA SINDHUDURG SOLAPUR THANE WARDHA WASHIM YAVATMAL Total 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Sr. No.

15 Annexure - 4.4

Annexure 4.4

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA

ALL DISTRICTS - MAHARASHTRA STATE

Disbursements under Crop Loans - 15.05.2021 Rs. in Lakh

Crop Loan Target Cumulative Achievement from % Achievement Total Sr. ACP 2021-22 01.04.21 District No. Kharif Rabi Kharif Rabi Achmnt Kharif Rabi Target % Accounts Amount Accounts Amount Accounts Amount Accounts Amount Accounts Amount 1 AHMEDNAGAR 497188 375300 267625 202259 109512 100977 0 0 27 0 577559 109512 100977 17 2 AKOLA 142635 114140 7365 5859 50285 45655 0 0 40 0 119999 50285 45655 38 3 AMRAVATI 164960 120111 35050 29897 45282 40897 0 0 34 0 150008 45282 40897 27 4 AURANGABAD 252140 129494 68675 32187 45009 20073 0 0 16 0 161681 45009 20073 12 5 BEED 198518 160000 51507 40002 2731 2603 0 0 2 0 200002 2731 2603 1 6 BHANDARA 88673 41943 18832 8054 26023 14688 0 0 35 0 49996 26023 14688 29 7 BULDHANA 140000 130000 30000 25006 13731 11641 0 0 9 0 155006 13731 11641 8 8 CHANDRAPUR 103400 84889 11700 5112 27387 17771 0 0 21 0 90001 27387 17771 20 9 DHULE 101151 68339 12349 7860 19583 15772 0 0 23 0 76199 19583 15772 21 10 GADCHIROLI 32754 18427 7036 3956 5376 2418 0 0 13 0 22383 5376 2418 11 11 GONDIA 75438 29920 26687 5074 4153 2580 0 0 9 0 34994 4153 2580 7 12 HINGOLI 125087 75500 42681 25298 7265 3991 0 0 5 0 100798 7265 3991 4 13 JALGAON 189219 154070 86365 65935 81791 39043 0 0 25 0 220005 81791 39043 18 14 JALNA 224417 117929 99291 47073 26338 7661 0 0 6 0 165002 26338 7661 5 15 KOLHAPUR 203607 136001 203607 136001 64230 47054 0 0 35 0 272001 64230 47054 17 16 LATUR 373902 230371 96779 58260 34919 18127 0 0 8 0 288631 34919 18127 6 17 MUMBAI CITY 18 MUMBAI SUBURB 19 NAGPUR 92500 108000 17500 16006 7782 8386 0 0 8 0 124006 7782 8386 7 20 NANDED 178336 124877 44584 31220 2440 2432 0 0 2 0 156097 2440 2432 2 21 NANDURBAR 26192 52300 6557 13148 8583 9352 0 0 18 0 65448 8583 9352 14 22 NASIK 209517 278001 60483 75496 12649 21190 0 0 8 0 353497 12649 21190 6 23 OSMANABAD 133021 143800 34442 36202 42615 19511 0 0 14 0 180002 42615 19511 11 24 PALGHAR 38815 12724 7735 2270 2493 1614 0 0 13 0 14994 2493 1614 11 25 PARBHANI 139094 121300 47956 40721 11898 5229 0 0 4 0 162021 11898 5229 3 26 PUNE 284996 263925 105446 104273 144094 121009 0 0 46 0 368198 144094 121009 33 27 RAIGAD 61502 24514 15664 6489 9261 4624 0 0 19 0 31003 9261 4624 15 28 RATNAGIRI 18535 26894 43248 32775 3325 1187 0 0 4 0 59669 3325 1187 2 29 SANGLI 180209 188463 79855 81538 22097 18953 0 0 10 0 270001 22097 18953 7 30 SATARA 142940 188936 76952 74065 78749 40088 0 0 21 0 263001 78749 40088 15 31 SINDHUDURG 21648 28150 11152 9850 1628 1022 0 0 4 0 38000 1628 1022 3 32 SOLAPUR 120279 127043 215687 235857 18763 22939 0 0 18 0 362899 18763 22939 6 33 THANE 24206 15518 7394 4482 3026 1521 0 0 10 0 20000 3026 1521 8 34 WARDHA 53649 60010 23501 24853 3821 4553 0 0 8 0 84863 3821 4553 5 35 WASHIM 86000 82500 7500 7500 56706 45192 0 0 55 0 90000 56706 45192 50 36 YAVATMAL 299000 220437 13000 7567 73016 56852 0 0 26 0 228004 73016 56852 25 Total 5023527 4053825 1884205 1502143 1066561 776607 0 0 19 0 5555968 1066561 776607 14

MAHARASHTRA - DIVISION WISE SUMMARY 1 KONKAN 164706 107800 85193 55866 19733 9968 0 0 9 0 163666 19733 9968 6 2 NASHIK 1023267 928010 433379 364698 232118 186335 0 0 20 0 1292708 232118 186335 14 3 PUNE 932031 904367 681547 631733 327933 250043 0 0 28 0 1536100 327933 250043 16 4 AURANGABAD 1624515 1103271 485915 310963 173215 79628 0 0 7 0 1414234 173215 79628 6 5 AMARAVATI 832595 667188 92915 75829 239020 200238 0 0 30 0 743017 239020 200238 27 6 NAGPUR 446414 343189 105256 63055 74542 50396 0 0 15 0 406243 74542 50396 12 Total 5023527 4053825 1884205 1502143 1066561 776607 0 0 19 0 5555968 1066561 776607 14

16 Annexure - 4.5

Annexure 4.5

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA ALL BANKS - MAHARASHTRA STATE

Disbursements under Crop Loans - 15.05.2021 . Rs. in Lakh

Crop Loan Target Cumulative Achievement from % Achievement Total Sr. ACP 2021-22 01.04.21 Bank No. Kharif Rabi Kharif Rabi Achmnt Kharif Rabi Target % Accounts Amount Accounts Amount Accounts Amount Accounts Amount Accounts Amount 1 Bank of Baroda 213965 191104.36 82369 74377.4 5445 7991.04 0 0 4 0 265482 5445 7991 3 2 Bank of India 239196 197727 130553 116986 17552 18891 0 0 10 0 314713 17552 18891 6 3 Bank of Maharashtra 400888 362985 163550 146110 22351 32248 0 0 9 0 509095 22351 32248 6 4 Canara Bank 92719 73501 40042 32262 1745 2476 0 0 3 0 105763 1745 2476 2 5 Central Bank of India 216425 189249 74465 62207 12161 12100 0 0 6 0 251455 12161 12100 5 6 Indian Bank 44115 32432 13611 10137 1750 1532 0 0 5 0 42569 1750 1532 4 7 Indian Overseas Bank 31551 20643 13259 10436 779 1016 0 0 5 0 31079 779 1016 3 8 Punjab & Sindh Bank 2470 1668.6 1032 289.4 30 64.82 0 0 4 0 1958 30 65 3 9 Punjab National Bank 42156 32827 15189 12420 843 1187 0 0 4 0 45247 843 1187 3 10 State Bank of India 873257 709230 272779 234009 23471 25698 0 0 4 0 943239 23471 25698 3 11 UCO Bank 24329 25290 7220 8134 247 601 0 0 2 0 33424 247 601 2 12 Union Bank of India 163134 151395 63153 61609 4715 7259 0 0 5 0 213004 4715 7259 3 Sub Total PSBs 1988052 768975 91089 111066 00602757028 91089 111066 4 13 Axis Bank 57289 51809.89 25608 21690.31 1452 3135.1 0 0 6 0 73500 1452 3135 4 14 Bandhan Bank Ltd. 1442 1610 718 686 0 0 0 0 0 0 2296 0 0 0 15 CSB Bank 174 225 163 212 1 2 0 0 10437120 16 Development Credit Bank 2167 1963 554 681 17 28 0 0 1 0 2644 17 28 1 17 Federal Bank 11526 12078 8969 8984 615 848 0 0 7 0 21062 615 848 4 18 HDFC Bank 142051 126429 57994 55022 4707 13009 0 0 10 0 181451 4707 13009 7 19 ICICI Bank 140015 127226 65004 59207 4702 10776 0 0 8 0 186432 4702 10776 6 20 IDBI Bank 92005 77115 43192 37418 2031 2905 0 0 4 0 114533 2031 2905 3 21 IDFC First Bank 179 200.5 6 1.5 0 0 0 0 00202000 22 IndusInd Bank Ltd. 2836 2484 2074 2591 15 40 0 0 2 0 5075 15 40 1 23 Karnataka Bank Ltd. 913 737 415 644 0 0 0 0 0 0 1381 0 0 0 24 Kotak Mahindra Bank 8146 7455 3549 3234 78 149 0 0 2 0 10689 78 149 1 25 Ratnakar Bank 10550 10235 5261 5598 17 61 0 0 1 0 15834 17 61 0 26 Yes Bank Ltd. 12827 3236 6313 1369 65 130 0 0 4 0 4605 65 130 3 Sub T Pvt Sec Bks 482120 422803 219819 197338 13700 31081 0070620140 13700 31081 5 27 AU 1064 822 373 343 0 0 0 0 0 0 1165 0 0 0 28Capital 0000 00 00#DIV/0! #DIV/0! 0 0 0 #DIV/0! 29 Equitas 1407 751 262 292 0 0 0 0 0 0 1043 0 0 0 30 ESAF 453 404 184 179 0 0 0 0 00583000 31 Fincare 79 25 0 0 0 0 0 0 0 #DIV/0! 25 0 0 0 32Jana 0031 00 00#DIV/0! 0 1 0 0 0 33 Suryoday 6141 42 00200 0 2 4 2 100 34 Ujjivan 121 18 2 1 0 0 0 0 0019000 35 Utkarsh 423 393 143 154 0 0 0 0 00547000 Sub T Small Fin Bks 3553 2414 971 971 4 2 0 0 0 #DIV/0! 3385 4 2 0 36DBS Bank 0031 00 00#DIV/0! 0 1 0 0 0 Sub T WOS of Foreign Bks 0.00 0.00 3.00 1.00 0.00 0.00 0.00 0.00 #DIV/0! #DIV/0! 1 0 0 0 37 India Post Payments Bank 0 0 0 0 0 0 0 0 #DIV/0! #DIV/0! 0 0 0 #DIV/0! Sub T Payments Banks 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 #DIV/0! #DIV/0! 0 0 0 #DIV/0! 38 Maharashtra Gramin Bank 255513 178624 78489 51405 5884 5384 0 0 3 0 230029 5884 5384 2 39 Vidarbha Konkan Gramin Bank 114815 91702 32582 20036 17673 17640 0 0 19 0 111738 17673 17640 16 B Sub Total Gramin Banks 370328 270326 111071 71441 23557 23024 0090341767 23557 23024 7 40 M.S.Coop. / DCC Banks 1822839 1369597 674589 462418 938202 611410 0 0 45 0 1832014 912525 611410 33 C Sub Total Co.Op Banks 1822839 1369597 674589 462418 938202 611410 0 0 45 0 1832014 912525 611410 33 41-44 Other Banks 485 633 530 1000 9 24 0 0 4 0 1633 9 24 1 D Sub Total Other Banks 485 633 530 1000 9 24 0 0 4 0 1633 9 24 1 Grand Total (A+B+C+D) 2679325 4053825 1006983 1502143 1066561 776607 0 0 19 0 5555968 1040884 776607 14

17 Annexure - 4.6

Annexure 4.6

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA

MAHARASHTRA STATE

Disbursements under Crop Loans (2021-22) - Position as of 15.05.2021 Rs. in Lakh Scheduled Commercial District Central Co.op Banks ( Sr. Commercial Banks Regional Rural Banks Total District Banks (SCBs) DCCBs ) No. Target Achmnt % Target Achmnt % Target Achmnt % Target Achmnt % Target Achmnt % 1 AHMDENAGAR 286064 10624 4 2744 115 4 288808 10739 4 288751 90238 31 577559 100977 17 2 AKOLA 49999 4124 8 12000 3441 29 61999 7565 12 58000 38090 66 119999 45655 38 3 AMRAVATI 107707 11596 11 1800 329 18 109507 11925 11 40501 28972 72 150008 40897 27 4 AURANGABAD 89369 4505 5 19812 1291 7 109181 5795 5 52500 14278 27 161681 20073 12 5 BEED 123002 2044 2 50999 500 1 174001 2544 1 26001 59 0 200002 2603 1 6 BHANDARA 15855 494 3 3951 801 20 19806 1295 7 30190 13393 44 49996 14688 29 7 BULDHANA 117604 5297 5 29500 3327 11 147104 8624 6 7902 3018 38 155006 11641 8 8 CHANDRAPUR 32746 1157 4 8235 1825 22 40981 2982 7 49020 14789 30 90001 17771 20 9 DHULE 63753 3351 5 425 39 9 64178 3390 5 12021 12382 103 76199 15772 21 10 GADCHIROLI 11442 198 2 3012 718 24 14454 916 6 7929 1503 19 22383 2418 11 11 GONDIA 12487 399 3 4206 819 19 16693 1219 7 18301 1361 7 34994 2580 7 12 HINGOLI 68069 2058 3 16851 160 1 84920 2218 3 15878 1773 11 100798 3991 4 13 JALGAON 142487 7148 5 2589 83 3 145076 7230 5 74929 31813 42 220005 39043 18 14 JALNA 124473 2458 2 28029 891 3 152502 3349 2 12500 4312 34 165002 7661 5 15 KOLHAPUR 96200 5547 6 800 51 6 97000 5598 6 175001 41456 24 272001 47054 17 16 LATUR 179972 2641 1 15299 778 5 195271 3419 2 93360 14708 16 288631 18127 6 17 MUMBAI CITY 0 0 00 18 MUMBAI SUBURB 00 00 19 NAGPUR 113005 6347 6 3000 0 0 116005 6347 5 8001 2039 25 124006 8386 7 20 NANDED 99855 1428 1 30702 415 1 130557 1843 1 25540 589 2 156097 2432 2 21 NANDURBAR 57579 2541 4 1414 118 8 58993 2659 5 6455 6693 104 65448 9352 14 22 NASIK 296396 14307 5 1000 11 1 297396 14318 5 56101 6872 12 353497 21190 6 23 OSMANABAD 117981 2654 2 33632 509 2 151613 3163 2 28389 16348 58 180002 19511 11 24 PALGHAR 4716 180 4 558 0 0 5274 180 3 9720 1434 15 14994 1614 11 25 PARBHANI 117897 1411 1 25077 440 2 142974 1851 1 19047 3378 18 162021 5229 3 26 PUNE 135805 7716 6 392 32 8 136197 7748 6 232001 113261 49 368198 121009 33 27 RAIGAD 18129 607 3 38 0 0 18167 607 3 12836 4017 31 31003 4624 15 28 RATNAGIRI 47535 816 2 3181 96 3 50716 912 2 8953 275 3 59669 1187 2 29 SANGLI 124602 5378 4 400 70 17 125002 5447 4 144999 13506 9 270001 18953 7 30 SATARA 112700 2520 2 300 9 3 113000 2529 2 150001 37559 25 263001 40088 15 31 SINDHUDURG 25900 345 1 1600 131 8 27500 476 2 10500 546 5 38000 1022 3 32 SOLAPUR 314788 14584 5 10488 760 7 325276 15344 5 37623 7595 20 362899 22939 6 33 THANE 7782 172 2 468 2 0 8250 174 2 11750 1347 11 20000 1521 8 34 WARDHA 83314 4366 5 1549 187 12 84863 4553500#DIV/0!84863 4553 5 35 WASHIM 37800 3347 9 10700 2776 26 48500 6123 13 41500 39069 94 90000 45192 50 36 YAVATMAL 145174 9814 7 17016 2301 14 162190 12115 7 65814 44737 68 228004 56852 25 Total 3382187 142173 4 341767 23024 7 3723954 165197 4 1832014 611410 33 5555968 776607 14

18 Annexure - 4.7

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA

Maharashtra State BANKWISE CONSOLIDATION Benefit Under MJPSKY-2019 & Fresh Finance Provided to Farmers (Position as of 31.05.2021) No. Actual / Rs. in Crores Farmers Benefitted Farmers to whom Fresh Out of 3, Left Sr. Under MJPSKY-2019 Finance is Provided Bank out farmers No. % of Accounts Amount Accounts Amount Accounts coverage

12 3 4 567 =(3-5) 1 Allahabad Bank 15452 121.23 2980 22.47 12472 19.29 2 Andhra Bank 4065 25.72 2517 22.50 1548 61.92 3 Bank of Baroda 58842 484.19 31819 278.10 27023 54.08 4 Bank of India 113544 864.41 82774 697.35 30770 72.90 5 Bank of Maharashtra 223363 1775.08 140152 1385.36 83211 62.75 6 Canara Bank 16639 116.41 10982 99.91 5657 66.00 7 Central Bank of India 114875 857.49 77528 602.07 37347 67.49 8 Corporation Bank 3962 43.22 2223 24.66 1739 56.11 9 Indian Bank 2462 19.50 14374 122.00 -11912 583.83 10 Indian Overseas Bank 7405 60.71 1629 22.00 5776 22.00 11 Oriental Bank of Commerce 699 6.15 25 0.87 674 3.58 12 Punjab & Sindh Bank 92 0.75 15 0.00 77 16.30 13 Punjab National Bank 10332 82.21 2293 33.50 8039 22.19 14 State Bank of India 621736 4599.77 415090 3498.00 206646 66.76 15 Syndicate Bank 9201 78.97 4112 38.73 5089 44.69 16 UCO Bank 7325 54.06 3010 0.00 4315 41.09 17 Union Bank of India 50722 423.37 33111 321.41 17611 65.28 18 United Bank of India 23 0.15 0 0.00 23 0.00 Sub Total PSBs 1260739 9613.39 824634 7168.92 436105 65.41 19 Axis Bank 911 6.58 0 0.00 911 0 20 Bandhan Bank Ltd. 0 0.00 0 0.00 0 0 21 Development Credit Bank 3 0.03 0 0.00 3 0.00 22 Federal Bank 421 2.53 39 0.88 382 9.26 23 HDFC Bank 2488 8.37 911 17.79 1577 36.62 24 ICICI Bank 6605 84.80 3655 47.62 2950 55.34 25 IDBI Bank 29743 229.20 8787 67.36 20956 29.54 26 IDFC First 0 0.00 0 0.00 0 0.00 27 IndusInd Bank Ltd. 23 0.13 1 0.05 22 4.35 28 Karnataka Bank Ltd. 39 0.36 0 0.00 39 0.00 29 Kotak Mahindra Bank 3 0.05 10 0.28 -7 333.33 30 Ratnakar Bank 2452 12.41 405 2.69 2047 16.52 31 Yes Bank Ltd. 0 0.00 0 0.00 0 0 Sub T Pvt Sec Bks 42688 344.46 13808 136.68 28880 32.35 A Total Comm Bks 1303427 9957.85 838442 7305.60 464985 64.33 32 Maharashtra Gramin Bank 218203 1593.38 186246 1250.48 31957 85.35 33 Vidarbha Konkan Gramin Bank 78859 586.09 60465 619.35 18394 76.67 B Sub Total Gramin Banks 297062 2179.47 246711 1869.83 50351 83.05 34 M.S.Coop. / DCC Banks* 1550673 7972.01 883159 3976 667514 56.95 C Sub Total Co.Op Banks 1550673 7972.01 883159 3976.08 667514 56.95 Grand Total (A+B+C) 3151162 20109.33 1968312 13151.51 1182850 62.46

Amt in Rs Sr No Particulars Number crores 1 Approved Beneficiaries 3259794 21720.49 2 Benefit Released up to 31.05.2021 3151162 20109.33 3 Remaining farmers 1182850 6,957.82 3 Fresh Finance to Benefitted Farmers 1968312 13151.51

19 AgendaAnnexureAgenda No. - 3.2 5 5

Steps taken for improving land record, progress in digitization of land record and seamless loan disbursements :

i) Digitization of land record -

a) Present Status under MoU with the Settlement Commissioner & Director of Land Records, GOM -

At present, there is a facility of downloading 7/12 extracts online by entering into MoU with Dept. of Land Records, GoM.

Following Banks entered into MoU with the Dept. of Land Records, GOM –

PSBs - Bank of Maharashtra, CBI, State Bank of India, PNB, Bank of India and P & S Bank

Pvt SBs - Kotak Mahindra, ICICI, HDFC, IDBI

RRBs - Maharashtra Gramin Bank, VKGB

DCCBs - Satara, Pune, Gondia, Ratnagairi, A Nagar, Sindhudurg, Aurangabad, Latur, Dhule, Nandurbar, Buldhana, Parbhani, Sangli, Thane, Solapur & Nashik.

b) Creation of Online Charge by Banks :

We draw attention of Dept. of Settlement Commissioner & Director of Land Records towards our communication dated 16.02.2021 (Copy enclosed as Annexure - 5.1) , wherein Dept. of Financial Services has requested for Status of Creation of online charge by Banks on 7/12 extracts. As such, we request official from Dept of Land Records, to update SLBC forum on the subject matter.

Secondly, issue of creation of Online charge on agriculture land was discussed with Department of Settlement Commissioner & Director of Land Records on 05.05.2021.

Facilitation of Online Charge creation is very pertinent to have ease in crop loan / KCC delivery to the farmers & to improve performance of Banks in the State. ii) Notification of all Dist. Headquarters, Taluka places, Municipal corporations for Deposit of title deeds -

At present ,in the State of Maharashtra, out of 36 districts, 5 districts namely, Gondia, Hingoli, Nandurbar, Palghar & Washim are yet to be notified for creation of Equitable Mortgage by way of Deposit of Title Deeds. As such, customers / farmer community of these districts have to approach nearby districts for creation of equitable mortgage, which is very time consuming and incurs additional expenses, apart from having indirect effect on CD Ratios of respective districts. (Ref. Our letter dated 27.04.2021 addressed to Principal Secretary, Revenue & Forest, Government of Maharashtra – Annexure -5.2).

20 In all other States, all Taluka Places, Municipal corporations, District Head Quarters are notified for creation of Equitable Mortgage by way of Deposit of Title Deeds. (Madhya Pradesh, Rajasthan, Kerala, Odisa & Tamilnadu).

In view of the above, our persistent request is to notify all District Headquarters, all Municipal Corporations/Councils and all Taluka places, as notified areas, for creation of Equitable Mortgage by way of Deposit of Title Deeds, which will ultimately benefit customers of these areas to mortgage their properties in nearby areas of their district/towns, etc. & get the credit from Banks.

This will ultimately help in credit growth in Agriculture & MSME sectors, benefitting growth in overall Economy & GDP our State. Further, it will also reduce the hardship of farmer / borrower, to go to far away district places for creation of equitable mortgage.

We request representative from Department of IGR (Inspector General of Registration & Controller of stamps, Govt. of Maharashtra) to brief the house.

21 Annexure - 5.1

22 23 24 25 Annexure - 5.2

26 27 28 29 30 31 32 33 34 AgendaAnnexureAgenda No. - 3.26 6

Implementation of Economic Package announced under Atma Nirbhar Bharat

Hon’ble Prime Minister Shri Narendra Modi on May 12th, 2020, announced the Special economic and comprehensive package of Rs. 20 lakh crores under Atma Nirbhar Bharat to fight COVID-19 pandemic in India.

In view of the above it is hereby advised to take all necessary steps to ensure smooth, timely and expeditious credit & subsidy disbursal to eligible beneficiaries under the different schemes in the Atma Nirbhar Bharat package related to Agriculture as well as MSME sector.

Atma Nirbhar package related to Agriculture are as under :

1. Agriculture Infrastructure Development Fund Scheme - Rs. 1 lakh crore

Under AIF Scheme, target of Rs.8,460 crores is allotted by Govt. of India for the State of Maharashtra for the period of four years starting from FY 2020-21. All Member Banks have to ensure that their allotment to Agri Infrastructure in ACP of FY 2021-22 shall be at least three times that of FY 2020-21. (As the target of Agri infrastructure for the FY 2021-22 is Rs. 2538 crores, to that of Rs.846 crores for the FY 2020-21.)

Further, we draw attention of Member Banks towards Joint Letter of Commissionerate of Agriculture & SLBC, Maharashtra addressed to District Collectors of all Districts, wherein need for focused approach towards implementation of the scheme was necessitated for completion of target for the FY 2020-21 before 31.03.2021. Copy of the letter enclosed for reference of all concerned as Annexure 6.1.

Additionally, please refer to the Minutes of the meeting dated 21.01.2021 held under the Chairmanship of Commissioner, Agriculture, Govt. of Maharashtra wherein District Superintending Agriculture officers, Lead District Managers, DDRs & DDMs, NABARD of all Districts were called to discuss on the issues faced by stakeholders engaged in the implementation of the scheme. During the meeting it was decided that all concerned stakeholders to work in synchronization with each other for successful implementation of the scheme.

Progress report as of 31.03.2021 is enclosed as an Annexure 6.2.

2. Formalisation of Micro Food Processing Enterprises Scheme - Rs.10,000 crore

PMFME Scheme is the flagship programme of Govt. of India launched under Atmanirbhar Bharat Economic Package, wherein The scheme envisages an outlay of Rs.10,000 crore over a period of five years from 2020-21 to 2024-25. Under the scheme, 2,00,000 micro food processing units will be directly assisted with credit linked subsidy (Maharashtra State received Physical Target of 21,998 proposals for Five Years).

The scheme covers individual micro food entrepreneurs, FPOs/ SHGs/ Co-operatives, etc.

One of the important feature of the scheme is One District One Product (ODOP) approach to reap benefit of scale in terms of procurement of inputs, availing common services and marketing of products. This approach would provide framework for “Value chain development and alignment of support infrastructure.” There may be more than one cluster for one product in one district.

35 Copy of the letter addressed to Member Banks and LDMs enclosed for reference of all concerned as Annexure 6.3. Further pending list under PMFME is also enclosed as Annexure 6.4

3. Concessional Credit Boost to 2.5 crore farmers through KCC - Rs. 2.00 lakh crore

Govt. of India had launched a special drive from 08.02.2020 to 31.03.2021 for covering PM Kisan Beneficiaries under the KCC Scheme. Meanwhile, as a part of the Hon. Prime Minister’s Atmanirbhar Package for farmers, Hon Finance Minister has announced to cover 2.50 crore farmers under the KCC Scheme including those engaged in Dairy, Poultry and Fishery activities, in a mission mode to facilitate credit to the farm sector of the economy.

Progress report as per FI portal as on 28.05.2021 (Annexure 6.5) :

 Total no. of cumulative applications received are 26.25 lakh, out of which 24.65 lakh applications got sanctioned, amounting to Rs.16,894 crores and the sanction percentage is 94%.

 Sanctions under Dairy are 36541 accounts, amounting Rs.248 crores.

 Sanctions under Fishery are 3640 accounts, amounting Rs.37.13 crores.

Amongst all States, State of Maharashtra ranked first in processing of KCC applications during Phase I & Phase II campaigns on cumulative basis.

4. Animal Husbandry Infrastructure Development Scheme – Rs.15,000 crore

5. Pradhan Mantri Matsya Sampada Yojana for fishermen - Rs.20,000 crore

Detailed guidelines of above schemes are already shared by SLBC with Member Banks and LDMs.

Atma Nirbhar package related to MSME SECTOR are as under :

1. Rs. 3 lakh crore credit to MSMEs- Emergency Credit Line Guarantee Scheme 2. Rs. 5000 crore special credit facility for Street Vendors 3. Partial credit guarantee scheme 1.0 and 2.0 4. Rs 1,500 crore Interest Subvention for MUDRA- Shishu Loans 5. Rs. 20,000 crore Subordinate Debt for Stressed MSMEs

All Member Banks are requested to ensure that the credit is disbursed or subsidy is credited in time to all the eligible beneficiaries under the above schemes under Atma Nirbhar Bharat package.

1. Emergency Credit Line Guarantee scheme (ECLGS) -

Emergency credit line guarantee scheme (ECLGS) has been formulated as a specific response to the unprecedented situation caused by COVID- 19 and the consequent lockdown which has severely impacted manufacturing and other activities in the MSME Sector. The scheme aims at mitigating the economic distress being faced by MSMEs by providing them additional funding upto Rs.3 laks crore in the form of a fully guaranteed emergency credit line.

36 The Bank wise and District wise reports as on 31.03.2021 regarding Emergency Credit Line Guarantee scheme (ECLGS) and Standup India for MSME Hubs is enclosed as Annexure 6.6 & 6.7

2. Pradhan Mantri Street Vendors’ Atmanirbhar Nidhi (PM SVANidhi) scheme

In pursuance of the announcement made by Hon'ble Finance Minister, during her address on May 14, 2020, Ministry of Housing and Urban Affairs has launched PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi), a Special Micro-Credit Facility Scheme for providing affordable loan to street vendors to resume their livelihoods that have been adversely affected due to Covid-19 lockdown.

PM SVANidhi targets to benefit over 50 lakh Street Vendors, who had been vending on or before 24 March, 2020, in urban areas. Features of the Scheme include extension of collateral free working capital loan of up to Rs. 10,000, interest subsidy @ 7% per annum, eligibility of higher loan on timely repayment of first loan, and monthly cash back on digital transactions. Implementation of the Scheme is to start from July, 2020 and its duration is till March 2022. An integrated IT and Mobile App will be developed to ensure transparent and time bound implementation.

The Bank wise & District wise position along with Districtwise Targets for Maharashtra under PMSVANidhi is enclosed as Annexure 6.8 & 6.9.

37 Annexure - 6.1

38 39 40 41 Annexure - 6.2 Remarks rejections) (reasons of 7 8 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 44 13 72 73 73 No. of Rejected Applications No. Actual / Rs. in Crores 9 8 3 0 0 0 0 0 6 0 0 0 0 0 0 7 0 0 0 0 0 0 0 7 0 0 0 4 Amount Requested 9 12 2 8 1 1 0 0 0 0 99 20 0 0 1 0 0 0 2 0 0 0 0 0 0 0 2 0 0 0 40 58 11 4.23 42 65 11 53 69 Pending No. of A Applications 0 1 0 0 0 0 3 0 0 0 0 0 0 0 7 3 0 0 0 0 0 0 9 0 0 0 1 1 0 1 0 0 0 0 4 0 0 0 0 0 0 9 0 7 0 0 0 0 0 0 8 0 4 21 18 32 32 58 54 16 74 63 85 64 7.6 Amount 0 0 1 0 0.00 0.00 0 0 0 0 4 0 0 0 0 0 0 6 0 2 0 0 0 0 0 0 8 8 0 6 3.93 6 0 1 0 0 0 0 0 6 0 0 0 0 0 0 6 0 2 0 0 0 0 0 0 8 5 7.6 5 0 6 6 No. of Accounts Sanctioned Disbursed Sanctioned Disbursed ALL BANKS - MAHARASHTRA STATE Total Loan applied Amount Total Cost of Projects 1 0.22 0.22 2 2 4 0 0 0 00 0 0 0 0 0 0 0 50 9 0 6 0 0 0 0 1 0 0 0090 02 0 0 0 0 8 0 17 0 7 0 0 0 000 0 0 0 0 0 0 00 0 0 0 0 0 0 0 SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTR 1678 25 77 21 48 32 25 28 94 47 12 28 46 36 11 8 25 12 9 5 17 9 8 17 9 8 159 254 164 51 30 170 261 188 59 38 199 279 201 70 52 12.22 8.8 5 No. of Format for Monitoring the progress of Agriculture Infrastructure Development Fund Received Applications Bank Sub Total PSBs Sub T Pvt Sec Bks Grand Total (A+B+C) - Please don’t change any cell name , format Merge/Unmerge 12 Bank of Baroda Bank of India 3 Bank of Maharashtra 4 Canara Bank 5 Central Bank of India 6 Indian Bank 7 Indian Overseas Bank 89 Punjab & Sindh Bank Punjab National Bank A Total Comm Bks B Sub Total Gramin Banks C Sub Total Co.Op Banks 11 UCO Bank 12 Union Bank of India 13 Axis Bank 14 Bandhan Bank Ltd. 10 State Bank of India 15 Development Credit Bank 16 Federal Bank 17 HDFC Bank 18 ICICI Bank 19 IDBI Bank 20 IDFC First 23 Kotak Mahindra Bank 21 IndusInd Bank Ltd. 22 Karnataka Bank Ltd. 24 Ratnakar Bank 27 Vidarbha Konkan Gramin Bank 25 Yes Bank Ltd. 26 Maharashtra Gramin Bank 28 M.S.Coop. / DCC Banks* Sr. No. Note any cell If any cell having Nil information than please Put "0" in the

42 Remarks rejections) (reasons of 2 5 10 73 No. Actual / Rs. in Crores No. of Rejected Applications 13 11 69 Amount Requested 3 12 53 Pending No. of Applications 2 65 17 5 86 17 Amount 7 64 16 7 70 16 No. of Accounts ALL BANKS - MAHARASHTRA STATE Sanctioned Disbursed Sanctioned Disbursed 22299231 22233290 27799112 41000346 25210101 38785005 39 15 201 SLBC MAHARASHTRA : CONVENER - BANK OF Total Loan Format for Monitoring the progress of Agriculture Infrastructure Development Fund Amount applied 51 172255330 51 61 51 31 174254009 61 53 11 279 Projects Total Cost of 53 2320000321 6674342111 4860000341 3860000360 3332232001 1220000001 41 1000000001 4540000222 1320000120 0000000000 3972166001 2210000210 0000000000 4541142002 2110000210 0000000000 4650000550 9511560200 0000000000 5442220111 0000000000 7114200003 7110000007 1110000110 42 0000000000 1010000001 01 01 11 31 31 1 1 2 29 1 21 1 199 No. of Received Applications District Name of the Total MUMBAI SUBURB - Please don’t change any cell name , format Merge/Unmerge 23 AKOLA 4 AMRAVATI 5 AURANGABAD 6 BEED 7 BHANDARA 8 BULDHANA 9 CHANDRAPUR DHULE 1 AHMEDNAGAR 10 GADCHIROLI 11 GONDIA 12 HINGOLI 13 JALGAON 14 JALNA 15 KOLHAPUR 16 LATUR 17 MUMBAI CITY 18 19 NAGPUR 20 NANDED 21 NANDURBAR 22 NASIK 23 OSMANABAD 24 PALGHAR 25 PARBHANI 26 PUNE 27 RAIGAD 28 RATNAGIRI 29 SANGLI 30 SATARA 31 SINDHUDURG 32 SOLAPUR 33 THANE 34 WARDHA 35 WASHIM 36 YAVATMAL Sr. No. Name of the Bank : Note any cell If any cell having Nil information than please Put "0" in the

43 Annexure - 6.3

44 45 46 47 48 49 Annexure - 6.4 Application Date 1274672160857 12746721107387 08-Mar-21 12747421183152 12747421114416 08-Apr-21 12747121152158 12747121112476 30-Mar-21 1274712179904 12747121109185 16-Mar-21 1274712140282 12747121105185 27-Feb-21 12747421130564 12747421107481 26-Mar-21 12749021183111 12749021114417 08-Apr-21 Application ID User Id New Individuals Business 1274872173907 12748721108699 13-Mar-21 New Individuals Business 12747821204842 12747821112114 21-Apr-21 New Individuals Business 1274782177412 12747821105568 14-Mar-21 Individual Business Turn Over Less Than 1 Cr New Individuals Business 1274782187629 12747821109342 18-Mar-21 New Individuals Business 12748021131721 12748021110816 26-Mar-21 Individual Business Turn Over Less Than 1 Cr New Individuals Business 12748821164679New Individuals Business 12748821112902 31-Mar-21 12748821115245 12748821109417 24-Mar-21 New Individuals Business 12748821105936 12748821104423 22-Mar-21 Individual Business Turn Over Less Than 1 Cr Over Greater Than 1 Cr Over Less Than 1 Cr Individual Business Turn Over Less Than 1 Cr New Individuals Business 12747821204793 12747821115685 20-Apr-21 New Individuals Business 12747821140000 12747821107757 27-Mar-21 New Individuals Business 1274882160422 12748821107344 08-Mar-21 Individual Business Turn Over Less Than 1 Cr New Individuals Business 1274882152430 12748821106319 04-Mar-21 ashe Babasaheb Mogal Agrawal Shinde GAJANAN DIKE Narkhede Pratap Mane Patil Gaikwad PAWAR nanasaheb naiknaware Ag PAWAR Kumbhar Patil PUNGADE SAKHARE Ramchandra Pendherker Pending list under PMFME as of 20.05.2021 KKBK0001896 Bhausaheb PUNB0047700 Laxman Kashinath UBIN0532363 RANJANA UBIN0550701 Vijay Janardhan MAHB0000412 Dr Sharmilee SBIN0007430 Kapil Rajmal Nyati New Individuals Business 12747821159887 12747821112588 31-Mar-21 HDFC0000637 Prashant Ashok HDFC0000792BARB0DBRAVE Vivek Anil Patil Vishal Rameshwar New Individuals Business 12747821205917 12747821115758 21-Apr-21 BARB0OSMANA Priti Ajinkya ICIC0001637 PRAVIN BALAJI SBIN0001383 Vikas Devidas A A A A URANGABAD MAHARAS SAVDA, DISTT. JALGAON KOTHURE BRANCH MAHARASHTR OSMANABAD, MAHARASHTR DHOKI ADB SBIN0020266 Audumber MAHARASHTR PATUR MUNDHARI SBIN0005443 Bhagwan Shripat PIMPALNER UBIN0532428 VANJI VAMAN RAVER A JALGAON CITY MAHB0000004SINDHI COLONY - JALGAON Samadhan Ratan ( KAGAL OSMANABAD UBIN0561070 NANDA SURESH INDAPUR MAHB0000101 BAPU DAGADU MAHARASHTR DASHMESH NAGAR, A A A A A A A A A INDI MAHARASHTR INDI NATIONAL BANK MAHINDRA BANK LIMITED MAHARASHTR STATE BANK OF INDI LIMITED INDIA INDI BANK OF INDIA INDI PUNJAB KOTAK BANK OF Bank Name Bank Branch Bank IFSC Code Applicant Name Category BANK OF BARODA RAVER UNION BANK OF HDFC BANK DHULE - HDFC BANK BHUSAVAL - STATE BANK OF UNION BANK OF BANK OF MAHARASHTR UNION BANK OF INDI Osmanabad BANK OF BARODA OSMANABAD, Jalgaon Kolhapur Bhandara STATE BANK OF Jalgaon Nashik Jalgaon District Jalgaon Dhule OsmanabadOsmanabad ICICI BANK STATE BANK OF Osmanabad UNION BANK OF BhandaraBhandaraDhule BANK OF INDIA BHANDARA IDBI BANK BKID0009203 BHANDARA Nandlal Lahoti IBKL0000596 Individual Business Turn Mohit Khedikar Individual Business Turn Jalgaon Jalgaon Jalgaon Osmanabad HDFC BANK OSMANABAD HDFC0002502 Prathamesh Pune Akola

50 Application Date 12749021175701 12749021113943 05-Apr-21 12749521174440 12749521113835 04-Apr-21 12749021148225 12749021112332 29-Mar-21 1274902183202 12749021109521 17-Mar-21 Application ID User Id New Individuals Business 12749521101668 12749521110749 22-Mar-21 New Individuals Business 12749621110530 12749621111101 23-Mar-21 Individual Business Turn Over Less Than 1 Cr New Individuals Business 1274962171369New Individuals Business 12749621106419 12-Mar-21 1275002188451 12750021103209 18-Mar-21 New Individuals Business 1274932167663 12749321108148 10-Mar-21 Individual Business Turn Over Less Than 1 Cr Individual Business Turn Over Less Than 1 Cr Individual Business Turn Over Less Than 1 Cr New Individuals Business 12749521167346 12749521113054 01-Apr-21 V ule g Keluskar VISHWASRAO JADHA Gund Chou INGALE Mishra MAYEKAR BALASO ZENDE Dabhade Narkar Pending list under PMFME as of 20.05.2021 BARB0YEWATX Vikas Chaudhari BARB0DBBELA New Individuals Business VITTHALRAO 1274902165653 12749021107910 09-Mar-21 BKID0000744 Neeta Devanand IBKL0041Y02 Nilesh Gopal SIDC0001102 SANKET SURESH HDFC0002494 Sangita Sham ) A BAPU GOKHALE NERUR VENGURLA SRCB0000039 mahesh ayeer New Individuals Business 12749521141672 12749521112047 27-Mar-21 SASWAD , PUNE MAHB0000462PIMPARKHED CHANDRAKANT MAHB0001912 Archana Sampat PHONDAGHAT UBIN0563994 Shubham Dinesh URBAN CO OP BANK LTD MAHARASHTR A A A SINDHUDURG DISTRICT CENTRAL COOP BANK LTD INDI COOPERATIVE BANK LIMITED BANK OF INDIA ASHTI(NARVEER BANK OF BARODA BELANKI BANK OF INDIA VIJAPUR ROAD BKID0000708 Kanchan D Bank NameBANK OF INDIA SASWAD Bank Branch Bank IFSC Code Applicant Name BKID0000606 Category NITIN ANKUSH BANK OF MAHARASHTR IDBI BANK THE YAVATMAL BANK OF MAHARASHTR BANK OF BARODA YEWAT, Sindhudurg HDFC BANK KUDAL Solapur Sangli Solapur District Pune Pune Yavatmal Sindhudurg THE Sindhudurg UNION BANK OF Pune Pune Sindhudurg SARASWAT

51 Annexure - 6.5

5 of

Total

Applns.

number

Recd. KCC Cum.

0 4 10126 2 14729 of

35 17531 46 40601

604 30196 737 182155 663 43966 108482 9285 570350 Fisheries Applns.

number

KCC Recd. Cum.

1 0 0 1 2 0 0 120 124197 of

44 3061 99837 18 3692 182195 17 19 13 1424 1300306

128 691 Others

Applns.

number

KCC Recd. Cum.

0 0 9 0 5 0 1 21 29 18 12 received

REPORT

Applns. Poultry

number

KCC

Recd. Cum. of

PORTAL 0

) 97 29 of

983 126 213 Recd.

Applications

PLAN

number Dairy

KCC FI Applns.

‐ of Cum.

KCC

1 5 3895 0 0 0 0 0 4

Maharashtra

14 140 18 of

of

100 1798 264 3520 354 1332

1 176 50195 22 1 1535 3834 3530 4161 129 of Recd. with

Page allied

Number

Loan number

28/05/2021 activities Applns. State

other Crop Cum. on KCC

the

as 6 0 0 0 1 2 0

of

31

313 128 443 705 For Loan

( Cumulative dairy

Applns. Crop

number

on

with Position KCC

Recd. Cum.

5

Status Wise

9063 9994 Crop 92606 37351 28458 15810 40518 14494

Applns.

number 179504 540737 20620 173862

123874 Loan 1246940 1536 2513216 23785 5979 70323 264 934 10978 2625479 Bank KCC

Recd. Cum. of Bankname Total 3 Bank of Maharashtra 4 Bank Canara 5 Bank Central of India 2 Bank of India 6 Bank Indian 7 Bank Overseas Indian 1 Bank of Baroda 9 Bank National Punjab 8 Bank Sind & Punjab 14 RRBs 10 Bank State of India 11 Bank UCO 12 Bank Union of India 13 DCCBs SrNo.

52 6175 8424 Total

0 14398 2

11 1070 338 29045 34 180102 16180 0 2 46 40586 0 120 110895 17 17 4418 726 554 94843 172353 19 REPORT

Others Fisheries Grand

Sanctioned

PORTAL

0 0 1 9 0 5 PLAN

Poultry AH Maharashtra)

Applications

6 of 14 35 17 29 KCC

28/05/2021 ‐ FI State Dairy AH

of

on

AH the

as

0 0 0 5 945 18 1 329 21 0 ‐ (For 4

5714 9747 140 19 18 13 1089 1226517 of 264 1456 29 322 100 144

Number 2 2 allied

Loan)

Position Page

on

other

Sanctioned activities

Wise

KCC(Crop with KCC ‐

0 0 0 6 2 1 Status Bank Loan)

dairy

Sanctioned

with KCC(Crop KCC ‐ 50 0 0000 5 6127 8414 Loan)

3735192011 443 313 1535 1162 12 128 144 40775 28458 128 15789 14361 40503 170108 705 179504 500583 15837 2555 4161 121 686 463 524406 110572 31 2418488 18356 4853 18185 253 929 3640 2464704 1214702 890 Sanctioned

KCC(Crop KCC Bankname Total 1 Bank of Baroda 2 Bank of India 3 Bank of Maharashtra 4 Bank Canara 5 Bank Central of India 6 Bank Indian 7 Bank Overseas Indian 8 Bank Sind & Punjab 9 Bank National Punjab 10 Bank State of India 11 Bank UCO 12Bank Union India of 13 DCCBs 14 RRBs SrNo.

53 Total

of

etc. land

title/ ‐

records,

Non clear

records, land availability disputed No

in

KCC

other

either

or already

KCC existing

Cooperative/ default/NPA

number

a bank

or

Applicant in under same PACS banks/

having

REPORT Total

Limit Sanctioned Rejections Grand

& PORTAL

Fishries KCC

PLAN

Crores FI KCC ‐ Rs.

Maharashtra) AH in

of

Others KCC 28/05/2021

State AH

on

the

Sanctioned as

Poultry KCC

4

(For

of

3 3 AH

Page Position Dairy

KCC 0 0.12 0 0 0.03 99.14 926 774 1700 0 2.37 0.32 0.02 0.64 290.1 509 129 638 0 0.85 3.17 0.02 0.87 1170.430 1584 0.9 25 0.27 1609 0.03 0.65 409.65 1 14 15 0 1.68 0 0.9 0.38 89.1 2710 145 2855 00 0.38 0 0 0.25 0 0.02 0 165.42 0 176 0.15 93 269 0 0 0

Applications ‐

Wise

with allied

Limit KCC

Bank activities KCC(Crop KCC Loan) on other

0 3.09 0.3 0 0 0.03 26.89 999 351 1350 0 0 0 0.6 ‐ Loan)

Status dairy

Limit

with KCC KCC(Crop ‐ 98.9 0.09 0.15 Loan)

23.47 432.5 4.43 16.37 5.55 0.57 0.6686.14 0.98 461.06 2646 519 3165 407.79 0.01 164.77 926.08 3.57286.15 3.27 5.11 0.31 0.25 3.05 941.64 4309 595 4904 Limit

4060.18 78.4 9.94 32.09 0 0 16.14 4196.75 19301 26572 45873 1165.35 0.17 1988.47 10.43 0.07 6.38 0.16 0.14 3.36 2009.01 4384 3001 7385 5815.451113.71 4.41 0.33 0.12 87.85 0.08 1.45 0.13 0.08 0.09 10.02 0 5918.07 26838 0.96 22868 1116.61 49706 9933 2721 12654 16569.11 102.44 32.94 145.03 5.01 2.36 37.13 16894.02 74316 57807 132123 KCC KCC(Crop Bankname Total 1 Bank of Baroda 2 Bank of India 3 Bank of Maharashtra 4 Bank Canara 5 Bank Central of India 6 Bank Indian 7 Bank Overseas Indian 8 Bank Sind & Punjab 9 Bank National Punjab 10 Bank State of India 11 Bank UCO 12Bank Union India of 13 DCCBs 14 RRBs SrNo.

54 4

Bank Wise Position as on 28/05/2021 ‐FI PLAN PORTAL REPORT (For the State of Maharashtra) SrNo. Bankname No of No of No of Pending No of No of No of No of Pending Pending Applns. Crop Pending Pending Pending Pending Applns. Applns. Loan with Applns. Applns. Applns. Applns. Crop Loan crop loan other allied Dairy Poultry Others Fisheries with dairy activities

Status on pendency under KCC/PMJJBY/PMSBY

1 Bank of Baroda 00026000

2 Bank of India 0 0 0 24 0 0 66

3 Bank of Maharashtra 1662 0 0 690 0 0 105

4 Canara Bank 0 0 0 16 0 0 497

5 Central Bank of India 0 0 0 198 0 0 246

6 Indian Bank 0001000

7 Indian Overseas Bank 00060002

8 Punjab & Sind Bank 0000000

9 Punjab National Bank 243 0 0 12 0 0 0

10 State Bank of India 15 43 12 0 1 0 0

11 UCO Bank 0000002

12 Union Bank of India 0000000

13 DCCBs 1812 0 0 22271 0 0 0

14 RRBs 648 0 0 0 0 0 0

Total 4380 43 12 23298 1 0 918

Page 4 of 4 55 Annexure - 6.7

SLBC MAHARASHTRA : CONVENER - BANK OF MAHARASHTRA Ann 6.7 Maharashtra State-- DISTRICTWISE SUMMARY Emergency Credit Line Guarantee Scheme (ECLGS) for MSME hubs Stand Up India Scheme Data for MSME Hubs (Amount in Rs. lacs & Account in actual figures) As of 31.03.2021 (Amount in Rs. lacs & Account in actual figures)

Sr. Sanctioned Disbursed Sanctioned Disbursed District Accounts No. Amount Amount Accounts Amount Accounts Amount 12 3456789 1 AHMEDNAGAR 22274 37708 14812 24880 10 210 209 2 AKOLA 4173 14971 2961 13579 19 70 68 3 AMRAVATI 6681 19879 4702 17800 10 30 19 4 AURANGABAD 9663 64476 6741 55966 27 192 186 5 BEED 2878 9759 1786 7695 2 35 35 6 BHANDARA 4967 6034 2948 3716 16 43 43 7 BULDHANA 2867 10511 1758 7829 2 25 24 8 CHANDRAPUR 7119 15627 4867 13308 27 91 41 9 DHULE 3944 14503 1843 10850 3 3 3 10 GADCHIROLI 1663 4149 1164 3720 21 104 101 11 GONDIA 3969 7393 1780 4426 7 100 90 12 HINGOLI 6483 2252 5973 1657 4 1 0 13 JALGAON 9440 27071 4523 20363 6 39 36 14 JALNA 3721 17415 2883 12780 4 31 29 15 KOLHAPUR 21394 67384 13525 55375 103 1516 1129 16 LATUR 7260 22251 5796 15743 8 81 56 17 MUMBAI CITY 43517 500252 15374 338109 99 1069 1001 18 MUMBAI SUBURB 29258 412036 15482 317557 171 1892 1767 19 NAGPUR 29954 155926 16902 127791 156 995 775 20 NANDED 3493 15940 2098 12377 6 66 66 21 NANDURBAR 2236 2154 1695 1879 5 158 158 22 NASIK 18437 78683 11209 63796 47 586 482 23 OSMANABAD 2320 4553 1414 3117 8 33 30 24 PALGHAR 4988 23213 3285 14209 24 230 229 25 PARBHANI 20343 23856 18971 13320 2 3 1 26 PUNE 62000 400761 40157 274642 155 997 870 27 RAIGAD 11030 33007 5961 19315 36 281 247 28 RATNAGIRI 13452 15107 7679 12133 62 104 87 29 SANGLI 13350 26590 9396 19377 33 264 205 30 SATARA 11474 22136 9130 18992 19 166 153 31 SINDHUDURG 12782 6293 9318 6578 57 59 59 32 SOLAPUR 28092 33723 20133 24770 68 257 197 33 THANE 30229 203911 17573 144303 125 1200 1106 34 WARDHA 4234 13005 2785 10246 20 84 78 35 WASHIM 1411 2851 821 2290 1 1 0 36 YAVATMAL 3591 13019 2305 10778 5 20 20 Total 464687 2328399 289750 1705267 1368 11037 9601

56 Annexure - 6.8

57 Annexure - 6.9

58 59 AgendaAnnexureAgenda No. - 3.2 7 7

Annual Credit Plan 2021-22 (Proposed)

The preparation of Annual Credit Plan generally starts well in advance every year. The past performance is reviewed by the Lead District Managers. Tentative projections on the basis of achievements of December quarter end are made for March. NABARD prepares Potential Linked Plan (PLP) every year which is available at District level. The Annual Credit Plan (ACP) for the district is finalized after discussing the same in DLCC meeting chaired by the District Collector. The State Credit Plan is prepared by consolidating the District Credit Plan.

The ACP of the State comprising sector wise targets of Crop / KCC loan, agriculture term loan, MSME, other priority and non-priority is releases / launched at the hands of Hon’ble Chief Minister of the State during the SLBC meeting.

As such, the proposed State Annual Credit Plan target for the FY 2021-22 is consolidation of District Annual Credit Plan Targets, which are projected by the respective Lead District Managers based on potential of the districts, Ground Level Credit Targets & past trend of achievements.

A) Comparison of State ACP 2021-22 with PLP, GLC & last year ACP (2020-21) target for the FY 2021-22 : Rs. In crores Particulars ACP PLP % GLC % ACP % Variation 2021-22 2021-22 Variatio 2021-22 Variation 2020-21 / ACP 2020- (proposed) n / PLP / GLC 21

Crop Loans 60860 79190 (23) 61483 (1) 62459 (2.5) Term Loans 57860 48449 19 68000 (18) 31167 86 Agriculture 118720 127339 (7) 129483 (8.45) 93626 27 MSME 249139 348086 (28) NA NA 248489 0.26 Other Pri. 93022 118578 (22) NA NA 132396 (30) Total 460881 594003 (22) NA NA 474511 (3)

B) Comparison of proposed ACP for the FY 2021-22 with ACP of the past two years along with achievement :- Rs. In crores Particulars Target Ach. % Target Acht. % Proposed % 2019-20 Acht. 2020-21 Acht ACP Growth . 2021-22 (compared to FY 2020-21)

Crop Loans 59766 28604 48 62,459 47972 77 60860* (2.5) Invst Loans 27566 34427 125 31,167 44010 117 57860 86 Agriculture 87322 63,031 72 93,626 91982 98 118720 27 Other Pri. 336707 239826 71 380885 195165 47 342161 (10) Total Pri. 424029 302857 71 474511 287147 61 460881 (3) Non priority 217683 1264426 581 392287 1141161 291 1350097 244 TOTAL LAN 641712 1567283 244 866798 1428307 165 1810979 109

Note : Figures in the bracket denotes, negative growth.

60 * LDMs in the State had prepared Crop Loan disbursement plan of Rs.55,560 crores for the FY 2021-22 i.e. less by Rs.6,899 crores as compared to last year, after due approval in respective DLCC meetings chaired by District Collectors of the district. In order to minimize the gap, a meeting was held under the chairmanship of Commissioner, Cooperation, GoM on 05.05.2021 and it was advised to bridge the gap, presented as above.

Further, the matter was once again discussed during SLBC Sub-commitrtee meeting on Agriculture held on 19.05.2021 in the presence of officials from Cooperation Dept., RBI, NABARD, Memebr Banks and LDMs. Accordingly, Member Banks and LDMs have agreed to revise Crop / KCC Loan target by Rs.5300 crores. Thereby, we have presented crop loan target of Rs.60,680 crores for the FY 2021-22. Copy of the communication from Cooperation Dept., GoM and SLBC, Maharashtra dated 27.05.2021 & 21.05.2021 resp enclosed as Annexures 7.1 & 7.2.

Proposed Annual Credit Plan for the FY 2021-22 is enclosed as Annexure 7.3. b. Proposed target for Allied Activities in Maharashtra for the FY 2021-22

As per the recommendation of RBI’s Internal Working Group to review Agricultural Credit, in order to provide special focus to allied activities, separate targets for allied activities (working capital and term loan) under GLC targets have been fixed. (Rs. Crore) State Target Target Target Target under Target Total under under under Total Animal under Dairy Poultry Sheep, Husbandry Fisheries Goat, Piggery Maharashtra 4170 880 949 6000 300 6300

61 Annexure - 7.1

62 63 Annexure - 7.2

64 65 66 67 Annexure - 7.3

68 AgendaAnnexureAgenda No. No. - 3.2 8

Any other issue with permission of the Chair

69 NOTES

70