Food & Meal Kit Home Delivery – Subsidy Options for Employers As of May 21, 2020

The CDC recommends that individuals follow guidance from authorities where they live regarding social distancing and consider limiting exposure to public places by using alternatives like grocery delivery services. Employers can help support employees’ efforts to utilize delivery services by offering to subsidize food and meal kit delivery services. Below is a list of the various subsidy options that exist today.

VENDOR SUBSIDY DETAILS LINK Reimbursement of employee expenses for grocery, food, and meal kit delivery services. Employers set the amount of money and frequency with which the reimbursements occur. JOON https://joon.io/ Utilization reporting is provided to the employer. Due to COVID-19 Joon is providing three months of their service for free. Food delivery from local restaurants. Best suited for one-time gift. 1. Corporate gift cards. 2. Credit money to employees’ Caviar accounts. Caviar is a subsidiary of DoorDash and is https://www.doordash. DoorDash only available in a limited number of major US cities. com/en-US 3. Corporate subscription that eliminates delivery fees and reduces service fees for all employees who take advantage of this service Note: utilization cannot be tracked or reported to the employer. Food delivery from local restaurants. Best suited for ongoing subsidy. Employer subsidizes https://www.grubhub. Grubhub employees’ account. The funds are replenished on a frequent basis (frequency determined by employer). Unused funds do NOT rollover. Utilization reporting is provided to the employer. com/ Meal kit delivery. Provide ingredients in exactly the right proportions. Best suited for one-time https://www.blueapron. Blue Apron gift. Employer gift cards can be purchased in bulk for a 2-person plan for 1, 2, or 4 weeks. com/ Employer selects the quantity of gift cards and is invoiced. Meal kit delivery. Provide ingredients in exactly the right proportions. Best suited for one-time https://www.homechef. Home Chef gift. Employer gift cards can be purchased in bulk. com/

Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal advice. As an insurance broker, we have no authority to make coverage decisions as that ability rests solely with the issuing carrier. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are opinions only and are not to be construed as any form of guarantee or warranty. Finally, given the extremely dynamic and rapidly evolving COVID-19 situation, comments above do not take into account any applicable pending or future legislation introduced with the intent to override, alter or amend current policy language.