Citizens' View on Digital Initiatives and E-Readiness
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(CFT) Risk Management in Emerging Market Banks Good Practice Note
Anti-Money-Laundering (AML) & Countering Financing of Terrorism (CFT) Risk Management in Emerging Market Banks Good Practice Note 1 © International Finance Corporation 2019. All rights reserved. 2121 Pennsylvania Avenue, N.W. Washington, D.C. 20433 Internet: www.ifc.org The material in this work is copyrighted. Copying and/or transmitting portions or all of this work without permission may be a violation of applicable law. The contents of this document are made available solely for general information purposes pertaining to AML/CFT compliance and risk management by emerging markets banks. IFC does not guarantee the accuracy, reliability or completeness of the content included in this work, or for the conclusions or judgments described herein, and accepts no responsibility or liability for any omissions or errors (including, without limitation, typographical errors and technical errors) in the content whatsoever or for reliance thereon. IFC or its affiliates may have an investment in, provide other advice or services to, or otherwise have a financial interest in, certain of the companies and parties that may be named herein. Any reliance you or any other user of this document place on such information is strictly at your own risk. This document may include content provided by third parties, including links and content from third-party websites and publications. IFC is not responsible for the accuracy for the content of any third-party information or any linked content contained in any third-party website. Content contained on such third-party websites or otherwise in such publications is not incorporated by reference into this document. The inclusion of any third-party link or content does not imply any endorsement by IFC nor by any member of the World Bank Group. -
Privacy Gaps in India's Digital India Project
Privacy Gaps in India’s Digital India Project AUTHOR Anisha Gupta EDITOR Amber Sinha The Centre for Internet and Society, India Designed by Saumyaa Naidu Shared under Creative Commons Attribution 4.0 International license Introduction Scope The Central and State governments in India have been increasingly taking This paper seeks to assess the privacy protections under fifteen e-governance steps to fulfill the goal of a ‘Digital India’ by undertaking e-governance schemes: Soil Health Card, Crime and Criminal Tracking Network & Systems schemes. Numerous schemes have been introduced to digitize sectors such as (CCTNS), Project Panchdeep, U-Dise, Electronic Health Records, NHRM Smart agriculture, health, insurance, education, banking, police enforcement, Card, MyGov, eDistricts, Mobile Seva, Digi Locker, eSign framework for Aadhaar, etc. With the introduction of the e-Kranti program under the National Passport Seva, PayGov, National Land Records Modernization Programme e-Governance Plan, we have witnessed the introduction of forty four Mission (NLRMP), and Aadhaar. Mode Projects. 1 The digitization process is aimed at reducing the human The project analyses fifteen schemes that have been rolled out by the handling of personal data and enhancing the decision making functions of government, starting from 2010. The egovernment initiatives by the Central the government. These schemes are postulated to make digital infrastructure and State Governments have been steadily increasing over the past five to six available to every citizen, provide on demand governance and services and years and there has been a large emphasis on the development of information digital empowerment. 2 In every scheme, personal information of citizens technology. Various new information technology schemes have been introduced are collected in order to avail their welfare benefits. -
Nutrition Situation and Stakeholder Mapping
This report compiles secondary data on the nutrition situation and from a stakeholder mapping in Pune, India to inform the new partnership between Birmingham, UK and Pune on Smart Nutrition Pune Nutrition situation and Courtney Scott, The Food Foundation) stakeholder mapping 2018 Table of Contents About BINDI ......................................................................................................................................................... 3 Executive Summary ............................................................................................................................................ 1 Methodology ....................................................................................................................................................... 1 Background ......................................................................................................................................................... 1 Nutrition Situational Analysis ............................................................................................................................. 3 Malnutrition in all its forms ............................................................................................................................ 3 Causes of malnutrition in Pune ..................................................................................................................... 6 Current Public Health / Food Interventions ................................................................................................... -
Capacity Building
Kudumbashree Writeshop K B Sudheer, SMM (SM & ID) CAPACITY BUILDING What is Capacity Building? Capacity Building (CB) is a process by which individuals and organizations obtain, improve, and retain the skills, knowledge, tools, equipment and other resources needed to do their jobs competently or to a greater capacity (larger scale, larger audience, larger impact, etc). Capacity building is a conceptual approach to social, behavioural change and leads to infrastructure development. It simultaneously focuses on understanding the obstacles that inhibit people, governments, or any non-governmental organizations (NGOs), from realizing their development goals and enhancing the abilities that will allow them to achieve measurable and sustainable results. Human resources in any organizations are a key determinant of its success and are often the “face” of the organization to its stakeholders and collaborators. Maintaining a well-trained, well-qualified human resource is a critical function of the management. Kudumbashree also believes in capacity building of its staff for strengthening the skills, competencies and abilities of people and communities in the organisation so they can achieve their goals and potentially overcome the causes of their exclusion and suffering. Organizational capacity building is used by Kudumbashree to guide their organisational development and also personal growth of its personnel. Capacity Building helps in methods of CB. • Ensuring an organization’s clarity of mission – this involves evaluating an organization’s goals and how 1. Technology-based Learning well those goals are understood throughout the Common methods of learning via technology include: organization. • Basic PC-based programs • Developing an organization’s leadership – • Interactive multimedia - using a PC-based CD- this involves evaluating how empowered the ROM organization’s leadership is; how well the leadership • Interactive video - using a computer in conjunction encourages experimentation, self-reflection, with a VCR changes in team structures and approaches. -
NFS New Ration Card English Form
GOVERNMENT OF NATIONAL CAPITAL TERRITORY OF DELHI DEPARTMENT OF FOOD, SUPPLIES & CONSUMER AFFAIRS ‘K’-BLOCK, VIKAS BHAWAN, NEW DELHI-110002 Website: http://fs.delhigovt.nic. in Photo of (Application Form for NFS Ration Card) Applicant 1. Old Ration Card No (If any)......................... 2. Mobile No................................ 3. Name of Applicant...................................... 4. Form No.................................. (Eldest female of Family) 5 Nationality ................................. 6. Occupation.............................................. 7. Permanent Address......................................................................................... ............................................................................................................................. 8. Annual income of Family................................................................................. 1. Eligibility Category............................................................ (Please see overleaf) 2. Complete Detail of applicant and family members (in the first row applicant fill his/her details, and for additional members please use extra sheet. Sr Name of applicant Gender DoB Name Name of Relationship Aadhaar No. (Male/Female) (DD/MM/YYYY) of father/ with HoF (If Aadhaar No mother Husband No. is not . available then enter EID No. 1. Self 2. 3. 4. 5. 6. 7. 3. Enclosures:- (a) Copy of Aadhaar No./EID No. of each member (b) Proof of address (if the address is different from the Aadhaar Card) (c) Income Certificate (If applicable) (d) Electricity bill of the address mentioned in the application. Declaration: - I hereby solemnly affirm and declare that all the information given above is correct. 2. I am citizen of India 3. I and above mentioned family members are permanent resident of Delhi and their names are not in the Ration Card of any state. 4. I will not use this card for any purpose other then availing specified Food articles. 5. Any member of my family does not possess any four wheeler or more than four wheeler vehicles. -
Procedure for Generating Jeevan Pramaan / Digital Life Certificate (Ver1.0)
Procedure for Generating Jeevan Pramaan / Digital Life Certificate (ver1.0) 1. What is Jeevan Pramaan (JP): There are more than one crore pensioners in the country including pensioners from Central Government and Defense personnel. These pensioners get their due pension through Pension Disbursing Authorities (PDAs) such as the banks, the post offices etc. Pensioners are required to furnish a “Life Certificate” to these PDAs in November every year either by presenting themselves personally or by delivering a life certificate in the prescribed format. The requirement to produce this certificate causes huge hardships particularly to the aged and or / infirm pensioners. Launched by Hon. PM Shri. Narendra Modi ji, on 10th Nov 2014, Digital Life Certificate for Pensioners Scheme of the Government of India, known as the Jeevan Pramaan (JP) seeks to address this very problem by digitizing the whole process of securing the life certificate. It enables the pensioner to generate a digital life certificate using a software application and secure Aadhaar based Biometric Authentication System. The Digital Life Certificate (DLC) so generated is stored online & can be accessed by the pensioner & the Pension Disbursing Agency as and when required by them. 2. Components of the J P/ Digital Life Certificate There are three basic components of the Jeevan Pramaan /Digital Life Certificate: A. The Pension Sanctioning Authority (PSAs) It is the authority which approves and sanctions the pension of an individual. The Pension is to be delivered in the Pension Account specified in the Pension Payment Order (PPO). B. The Pension Disbursing Agency (PDAs) The Pension Disbursing Agencies process the DLC of the pensioners. -
The Urban Learning Internship Program
Ministry of Housing and Urban Affairs Ministry of Human Resource Development The Urban Learning Internship Program GUIDELINES FOR ULBs/ SMART CITIES The Urban Learning Internship Program (TULIP) “India will experience the largest wave of urbanisation in the world in the next two decades. It is a challenge, but also a huge responsibility and opportunity. ” “India’s Yuva Shakti is excelling in every sphere of activity. With holistic efforts, our Government is creating the right ecosystems where energy, enthusiasm, strong intent and good ideas of our youth power the vision of Self-reliant and Self-sufficient India.” Narendra Modi Prime Minister Urbanisation in India has become an important and irreversible process and is an important determinant of national economic growth and poverty reduction. The process of urbanization is characterized by a dramatic increase in the number of large cities, as India transitions from a predominantly rural to a urban society. The 2030 development agenda of the United Nations has emphasized the role of sustainable cities by incorporating Sustainable Development Goals (SDGs) i.e. Sustainable Cities and Communities for making cities and human settlements inclusive, safe, resilient and sustainable. There are close to 4400 cities and towns in India with around 40 crore inhabitants today. At current rate of growth, urban population in India is estimated to reach 60 crores by 2030. According to Census 2011, as many as 53 cities in India had a million plus population. It is projected that more than 50% of the country’s population will be urban by 2050. It is acknowledged that this transition to a urban society, however, has not been accompanied by a commensurate increase in the supply of basic urban services like water supply, sewerage and drainage network, solid/liquid waste management facilities, city-wide roads, public transport and public safety systems like street lighting and pedestrian pathways. -
Aadhar Card Address Change Form
Aadhar Card Address Change Form Strong-willedPre-eminent Aleks Kennedy fobbed retool, petrographically his kinescopes while replaced Abbot disgruntles always presignifies stethoscopically. his Oscars Gabriell burps stealtrilaterally, humanly. he mousses so gibingly. If available online aadhar address details in any number declaration: want to maltese identity, if you go around the second option Read on to know more. In hostel information, if day scholar is selected then no form will be displayed. Fill in the present address and click on the confirm button. This website uses cookie or similar technologies, to enhance your browsing experience and provide personalised recommendations. Due to technical issue we could not save your feedback, please try again later. User Name cannot be used in Password. Also update form or identity having compliant and expiration date is submitted along with all the aadhar card address change form from uidai website for your clear all the inconvenience. The app works well. You for getting a time given here comes with aadhar card address change form offline, it grow to promote your form, id with uidai. For an Italian citizen it is not compulsory to carry the card itself, as the authorities only have the right to ask for the identity of a person, not for a specific document. Aadhaar center in my Csc portal. Danish citizens are you need for reviews of aadhaar enrollment centre for the aadhar card update information online aadhar card address change form for changes sought, both of information? Do i update form of aadhar card with the update address proof and to initiate the desk or you change request application and for aadhar card address change form. -
SMART CITIES the Urban Learning Internship Program (TULIP)
Ministry of Housing and Urban Affairs Ministry of Human Resource Development The Urban Learning Internship Program GUIDELINES FOR ULBs/ SMART CITIES The Urban Learning Internship Program (TULIP) “India will experience the largest wave of urbanisation in the world in the next two decades. It is a challenge, but also a huge responsibility and opportunity. ” “India’s Yuva Shakti is excelling in every sphere of activity. With holistic efforts, our Government is creating the right ecosystems where energy, enthusiasm, strong intent and good ideas of our youth power the vision of Self-reliant and Self-sufficient India.” Narendra Modi Prime Minister Urbanisation in India has become an important and irreversible process and is an important determinant of national economic growth and poverty reduction. The process of urbanization is characterized by a dramatic increase in the number of large cities, as India transitions from a predominantly rural to a urban society. The 2030 development agenda of the United Nations has emphasized the role of sustainable cities by incorporating Sustainable Development Goals (SDGs) i.e. Sustainable Cities and Communities for making cities and human settlements inclusive, safe, resilient and sustainable. There are close to 4400 cities and towns in India with around 40 crore inhabitants today. At current rate of growth, urban population in India is estimated to reach 60 crores by 2030. According to Census 2011, as many as 53 cities in India had a million plus population. It is projected that more than 50% of the country’s population will be urban by 2050. It is acknowledged that this transition to a urban society, however, has not been accompanied by a commensurate increase in the supply of basic urban services like water supply, sewerage and drainage network, solid/liquid waste management facilities, city-wide roads, public transport and public safety systems like street lighting and pedestrian pathways. -
Gender Equality and Social Inclusion (GESI) Practice
Gender Equality and Social Inclusion (GESI) practice MSC (MicroSave Consulting) The world’s local expert in financial, economic, and social inclusion in the digital age December, 2020 1 All rights reserved. This document is proprietary and confidential. We are MSC The world’s local expert in social, financial, and economic inclusion MSC is a boutique consulting company that drives financial, economic, and social inclusion by International financial, social & 180+ multilingual staff Projects in ~65 partnering with participants in economic inclusion consulting firm in 11 offices around the developing countries digital ecosystems. with 20+ years of experience world We work with our clients and 325+ Over 850 partners across the globe to achieve Clients Publications sustainable performance improvements and unlock enduring Helped develop digital value. G2P services used by Implemented 875 million+ >850 DFS projects people With our support, you can seize the digital opportunity, address the mass 275+ financial inclusion market, and future-proof your products and channels that Trained 9,000+ leading specialists operations. 55 million+ people globally now use 2 All rights reserved. This document is proprietary and confidential. Our focus sectors Providing impact-oriented business consulting services MSC has a strong reputation for high-quality work with a wide range of institutions. Over the past 20 years, we have managed over 3,500 projects in over 50 developing countries. Our experts come from a variety of fields and can help you gain a critical edge in a competitive market. Agriculture and allied Banking, financial Government and Micro, small, Social payments services services, and regulators and medium and refugees insurance (BFSI) enterprise (MSME) Gender and Education Digital and Water, sanitation, youth and skills FinTech and hygiene (WASH) 3 All rights reserved. -
Managing Massive Change India’S Aadhaar, the World’S Most Ambitious ID Project
INNOV0901_sathe.qxp_INNOV0X0X_template.qxd 10/27/14 6:48 PM Page 85 Vijay Sathe Managing Massive Change India’s Aadhaar, the World’s Most Ambitious ID Project Innovations Case Narrative: Project Aadhaar This case narrative is a follow-up to Professor Sathe’s case regarding Aadhaar pub- lished in Innovations in 2011, in which he described the actions taken in the first year of the project and the early results. He has continued to track the project since then to learn about the challenges of managing massive technological, organization- al, behavioral, and societal change, and this article provides an update on Aadhaar in five parts: (1) a description of the situation in March 2014 prior to the Indian gen- eral elections held in May 2014; (2) a comparison of the actual outcomes from the Aadhaar project as of March 2014 versus the assumptions made when conceiving its theory of design and change in the fall of 2009; (3) a similar comparison of the actual results versus the initial plans for addressing the Aadhaar execution challenges; (4) a description of the situation in June 2014 immediately after the general elections and; (5) the situation a month later, in July 2014, when the newly elected prime minister of the rival BJP political party, Narendra Modi, announced his plans for Aadhaar, given all the controversy surrounding it prior to and during the general elections in May 2014. The author invites the reader to pause after reading the first three parts of this case narrative and to consider what is likely to happen next, based on the dynamics of the unfolding drama, before reading what happened next. -
Record of Proceedings SUPREME COURT
REPORTABLE IN THE SUPREME COURT OF INDIA CIVIL ORIGINAL JURISDICTION WRIT PETITION (CIVIL) NO.494 OF 2012 Justice K.S. Puttaswamy (Retd.) & Another … Petitioners Versus Union of India & Others … Respondents WITH TRANSFERRED CASE (CIVIL) NO.151 OF 2013 TRANSFERRED CASE (CIVIL) NO.152 OF 2013 WRIT PETITION (CIVIL) NO.829 OF 2013 WRIT PETITION (CIVIL) NO.833 OF 2013 WRIT PETITION (CIVIL) NO.932 OF 2013 TRANSFER PETITION (CIVIL) NO.312 OF 2014 TRANSFER PETITION (CIVIL) NO.313 OF 2014 WRIT PETITION (CIVIL) NO.37 OF 2015 WRIT PETITION (CIVIL) NO.220 OF 2015 TRANSFER PETITION (CIVIL) NO.921 OF 2015 CONTEMPT PETITION (CIVIL) NO.144 OF 2014 IN WP(C) 494/2012 CONTEMPT PETITION (CIVIL) NO.470 OF 2015 IN WP(C) 494/2012 O R D E R 1. In this batch of matters, a scheme propounded by the Government of India popularly known as “Aadhaar Card Scheme” is under attack on various counts. For the purpose of this order, it is not necessary for us to go into the details of the nature of the scheme 1 and the various counts on which the scheme is attacked. Suffice it to say that under the said scheme the Government of India is collecting and compiling both the demographic and biometric data of the residents of this country to be used for various purposes, the details of which are not relevant at present. 2. One of the grounds of attack on the scheme is that the very collection of such biometric data is violative of the “right to privacy”.