Areas Meeting The 120% Area Median Income Criterion for HERA Eligibility In Region 2

Lucas Key Qualifying Area Non-qualifying Area Interstate Route US Route State Route

01 2 4 6 8 Miles

Wood

The Housing and Economic Recovery Act of 2008 (HERA) specifies that all of the funds appropriated under the Neighborhood Stabilization Program shall be used with respect to individuals and families whose income does not exceed 120 percent of area median income. This map shows every Census Block Group (part) and whether or not it qualifies as an area of low-, moderate, and middle-income (LMMH) benefit, where more than 51 percent of the people in the area had incomes in 2000 less than 120 percent of Area Median Income Source: Neighborhood Stabilization Program Targeting, www.huduser.org/ publications/commdevl/nsp_target.html; geographic data from www.huduser.org/ geo/summarylevel.asp Prepared by: Ohio Department of Development, Policy Research and Strategic Planning December 2008

R093008A Foreclosure Rate By ZIP Code Tabulation Area Lucas In Region 2 18-Month Average February 2007 - July 2008

Foreclosure Rate

0.000% - 1.033% 1.034% - 1.549% Wood 1.550% - 2.065% 2.066% - 2.582% 2.583% - 4.131% 4.132% - 17.722%

Interstate Route US Route State Route

Statewide Foreclsoure Rate 2.06548%

01 2 4 6 8 Miles

Foreclosures as a percentage of all active loans based on average monthly inventory for the 18-month period from February 2007 through July 2008 as reported by First American Core Logic Source: First American Core Logic Prepared by: Ohio Department of Development, Policy Research and Strategic Planning December 2008

R093008A Subprime Loan Lucas Originations By ZIP Code Tabulation Area In Region 2 January 2005 - December 2006

Number of Subprime Loans 0 - 16 17 - 80 81 - 240 241 - 400 401 - 800 801 - 1,787

Interstate Route Wood US Route State Route

Statewide Number of Subprime Loan Originations 159,926

01 2 4 6 8 Miles

Subprime (Alt-A and BC) loan originations for the 24-month period from January 2005 through December 2006 as reported by First American Core Logic Source: First American Core Logic Prepared by: Ohio Department of Development, Policy Research and Strategic Planning December 2008

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