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Vascular Plant Survey of Vwaza Marsh Wildlife Reserve, Malawi
YIKA-VWAZA TRUST RESEARCH STUDY REPORT N (2017/18) Vascular Plant Survey of Vwaza Marsh Wildlife Reserve, Malawi By Sopani Sichinga ([email protected]) September , 2019 ABSTRACT In 2018 – 19, a survey on vascular plants was conducted in Vwaza Marsh Wildlife Reserve. The reserve is located in the north-western Malawi, covering an area of about 986 km2. Based on this survey, a total of 461 species from 76 families were recorded (i.e. 454 Angiosperms and 7 Pteridophyta). Of the total species recorded, 19 are exotics (of which 4 are reported to be invasive) while 1 species is considered threatened. The most dominant families were Fabaceae (80 species representing 17. 4%), Poaceae (53 species representing 11.5%), Rubiaceae (27 species representing 5.9 %), and Euphorbiaceae (24 species representing 5.2%). The annotated checklist includes scientific names, habit, habitat types and IUCN Red List status and is presented in section 5. i ACKNOLEDGEMENTS First and foremost, let me thank the Nyika–Vwaza Trust (UK) for funding this work. Without their financial support, this work would have not been materialized. The Department of National Parks and Wildlife (DNPW) Malawi through its Regional Office (N) is also thanked for the logistical support and accommodation throughout the entire study. Special thanks are due to my supervisor - Mr. George Zwide Nxumayo for his invaluable guidance. Mr. Thom McShane should also be thanked in a special way for sharing me some information, and sending me some documents about Vwaza which have contributed a lot to the success of this work. I extend my sincere thanks to the Vwaza Research Unit team for their assistance, especially during the field work. -
2007 UNEP-WCMC Global List of Transboundary Protected Areas Lysenko I., Besançon C., Savy C
2007 UNEP-WCMC Global List of Transboundary Protected Areas Lysenko I., Besançon C., Savy C. No TBPA Name Country Protected Areas Sitecode Category PA Size, km 2 TBPA Area, km 2 Ellesmere/Greenland 1 Canada Quttinirpaaq 300093 II 38148.00 Transboundary Complex Greenland Hochstetter Forland 67910 RAMSAR 1848.20 Kilen 67911 RAMSAR 512.80 North-East Greenland 2065 MAB-BR 972000.00 North-East Greenland 650 II 972000.00 1,008,470.17 2 Canada Ivvavik 100672 II 10170.00 Old Crow Flats 101594 IV 7697.47 Vuntut 100673 II 4400.00 United States Arctic 2904 IV 72843.42 Arctic 35361 Ia 32374.98 Yukon Flats 10543 IV 34925.13 146,824.27 Alaska-Yukon-British Columbia 3 Canada Atlin 4178 II 2326.95 Borderlands Atlin 65094 II 384.45 Chilkoot Trail Nhp 167269 Unset 122.65 Kluane 612 II 22015.00 Kluane Wildlife 18707 VI 6450.00 Kluane/Wrangell-St Elias/Glacier Bay/Tatshenshini-Alsek 12200 WHC 31595.00 Tatshenshini-Alsek 67406 Ib 9470.26 United States Admiralty Island 21243 Ib 3803.76 Chilkat 68395 II 24.46 Chilkat Bald Eagle 68396 II 198.38 Glacier Bay 1010 II 13045.50 Glacier Bay 22485 V 233.85 Glacier Bay 35382 Ib 10784.27 Glacier Bay-Admiralty Island Biosphere Reserve 11591 MAB-BR 15150.15 Kluane/Wrangell-St Elias/Glacier Bay/Tatshenshini-Alsek 2018 WHC 66796.48 Kootznoowoo 101220 Ib 3868.24 Malaspina Glacier 21555 III 3878.40 Mendenhall River 306286 Unset 14.57 Misty Fiords 21247 Ib 8675.10 Misty Fjords 13041 IV 4622.75 Point Bridge 68394 II 11.64 Russell Fiord 21249 Ib 1411.15 Stikine-LeConte 21252 Ib 1816.75 Tetlin 2956 IV 2833.07 Tongass 13038 VI 67404.09 Global List of Transboundary Protected Areas ©2007 UNEP-WCMC 1 of 78 No TBPA Name Country Protected Areas Sitecode Category PA Size, km 2 TBPA Area, km 2 Tracy Arm-Fords Terror 21254 Ib 2643.43 Wrangell-St Elias 1005 II 33820.14 Wrangell-St Elias 35387 Ib 36740.24 Wrangell-St. -
Zanzibar Inhambane Vegetation
Plant Formations in the Zanzibar-Inhambane BioProvince Peter Martin Rhind Zanzibar-Inhambane Deciduous Forest Dry deciduous forests occur scattered along the entire length of Mozambique north of Massinga. They are characterized by trees such as Adansonia digitata, Afzelia quanzensis, Balanites maughamii, Chlorophora excelsa, Cordyla africana, Khaya nyasica, Millettia stuhlmannii, Pteleopsis myrtifolia, Sterculia appendiculata and the endemic Dialium mossambicense (Fabaceae), Fernandoa magnifica (Bignoniaceae) and Inhambanella henriquesii (Sapotaceae). Other endemic trees include Acacia robusta subsp. usambarensis, (Fabaceae), Cassipourea mossambicensis (Rhizophoraceae), Dolichandrona alba (Bignoniaceae), Grewia conocarpa (Tiliaceae) and Pleioceras orientala (Apocynaceae). The sub-canopy is usually well developed and often forms a thick almost impenetrable layer of deciduous and semi-deciduous shrubs including the endemic Salacia orientalis (Celastraceae). There is a form of semi-deciduous forest mainly confined to the sublittoral belt of ancient dunes, but its floristic composition varies considerable. Some of the more characteristic species include Celtis africana, Dialium schlechteri, Morus mesozygia, Trachylobium verrucosum and the endemic or near endemic Cola mossambicensis (Sterculiaceae) and Pseudobersama mossambicensis (Meliaceae). Zanzibar-Inhambane Miombo Woodland This, the most extensive type of woodland in the BioProvince, is represented by a floristically impoverished version of Miomba dominated by various species of Brachystegia -
Lake Tanganyika, Regional Fisheries Programme (TREFIP)
FAO/NORWAY GOVERNMENT GCP/INT/648/NOR COOPERATIVE PROGRAMME Field Report F-14 (En) eries FISHCODE MANAGEMENT LAKE TANGANYIKA REGIONAL FISHERIES PROGRAMME (TREFIP) PREPARED BY THE JOINT AfDB/FAO/FISHCODE MISSION C. MAGNET, J.E. REYNOLDS AND H. BRU FOOD AND AGRICULTURE ORGANIZATION OF THE UNITED NATIONS ROME, JULY 2000 FAO/Norway Programme of Assistance to Developing Countries for the Implementation of the Code of Conduct for Responsible of the Code Conduct FAO/NorwayFish Programme of Assistance to Developing Countries for the Implementation Fisheries Management for the Provision Advice of Scientific for Improving Countries to Developing Assistance F: Sub-programme LAKE TANGANYIKA REGIONAL FISHERIES PROGRAMME (TREFIP) A proposal for implementation of the Lake Tanganyika Framework Fisheries Management Plan Prepared by: The Joint AfDB/FAO/FISHCODE Lake Tanganyika Mission Christophe Magnet (Team Leader/Economist, AfDB), J.Eric Reynolds (Development Planner/Socio-Economist, FAO), & Hervé Bru (Infrastructure/Marketing Specialist, AfDB) African Development Bank, Food and Agriculture Organization Abidjan of the United Nations, Rome July 2000 The designations employed and the presentation of material in this publication do not imply the expression of any opinion whatsoever on the part of the Food and Agriculture Organization of the United Nations concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. LAKE TANGANYIKA REGIONAL FISHERIES PROGRAMME (TREFIP) 18.07.00 ACKNOWLEDGEMENTS This document was drafted on behalf of the AfDB and the four Lake Tanganyika littoral States of Burundi, the Democratic Republic of Congo (DRC), Tanzania, and Zambia. Responsibility for its preparation was assigned to the Fisheries Policy and Planning Service (FIPP) of FAO, with funding provided by the AfDB and the FAO FISHCODE Programme (GCP/INT/648/NOR -- Interregional Programme of Assistance to Developing Countries for the Implementation of the Code of Conduct for Responsible Fisheries). -
Evolution of Angiosperm Pollen. 7. Nitrogen-Fixing Clade1
Evolution of Angiosperm Pollen. 7. Nitrogen-Fixing Clade1 Authors: Jiang, Wei, He, Hua-Jie, Lu, Lu, Burgess, Kevin S., Wang, Hong, et. al. Source: Annals of the Missouri Botanical Garden, 104(2) : 171-229 Published By: Missouri Botanical Garden Press URL: https://doi.org/10.3417/2019337 BioOne Complete (complete.BioOne.org) is a full-text database of 200 subscribed and open-access titles in the biological, ecological, and environmental sciences published by nonprofit societies, associations, museums, institutions, and presses. Your use of this PDF, the BioOne Complete website, and all posted and associated content indicates your acceptance of BioOne’s Terms of Use, available at www.bioone.org/terms-of-use. Usage of BioOne Complete content is strictly limited to personal, educational, and non - commercial use. Commercial inquiries or rights and permissions requests should be directed to the individual publisher as copyright holder. BioOne sees sustainable scholarly publishing as an inherently collaborative enterprise connecting authors, nonprofit publishers, academic institutions, research libraries, and research funders in the common goal of maximizing access to critical research. Downloaded From: https://bioone.org/journals/Annals-of-the-Missouri-Botanical-Garden on 01 Apr 2020 Terms of Use: https://bioone.org/terms-of-use Access provided by Kunming Institute of Botany, CAS Volume 104 Annals Number 2 of the R 2019 Missouri Botanical Garden EVOLUTION OF ANGIOSPERM Wei Jiang,2,3,7 Hua-Jie He,4,7 Lu Lu,2,5 POLLEN. 7. NITROGEN-FIXING Kevin S. Burgess,6 Hong Wang,2* and 2,4 CLADE1 De-Zhu Li * ABSTRACT Nitrogen-fixing symbiosis in root nodules is known in only 10 families, which are distributed among a clade of four orders and delimited as the nitrogen-fixing clade. -
Phytochemical Investigation of the Cytotoxic Latex of Euphorbia Cooperi N.E.Br
Australian Journal of Basic and Applied Sciences, 9(11) May 2015, Pages: 488-493 ISSN:1991-8178 Australian Journal of Basic and Applied Sciences Journal home page: www.ajbasweb.com Phytochemical investigation of the cytotoxic latex of Euphorbia cooperi N.E.Br. 1M.M. El-sherei, 1W.T. Islam, 1R.S. El-Dine, 2S.A. El-Toumy, 1S.R. Ahmed 1Cairo University, Pharmacognosy Department, Faculty of Pharmacy, 11562, kasr El-Ainy, Cairo, Egypt 2Chemistry of Tannins Department, National Research Center, 12311, Dokki, Giza, Egypt ARTICLE INFO ABSTRACT Article history: Background: Many investigations have been performed on the cytotoxic activity of Received 6 March 2015 different Euphorbia species and proved to possess moderate to strong cytotoxic effect Accepted 25 April 2015 on different human cancer cell lines. Objective: Current study aim is to determine the Published 9 May 2015 cytotoxic activity of the chloroform fraction derived from Euphorbia cooperi N. E. Br. latex methanolic extract on three human cancer cell lines, namely, breast cancer (MCF7), hepatocellular carcinoma (HepG2), and cervix cancer (HELA) cells in Keywords: comparison to normal human melanocyte (HFB4) using Sulforhodamine B (SRB) Euphorbia cooperi, Cytotoxic, assay. In addition, isolation and identification of the chemical constituents that might be Tigliane. responsible for the cytotoxic effect will be carried out. Results: The chloroform fraction showed potent cytotoxic activity against MCF7 cell line (IC50 = 4.23 ± 0.08 µg/ml), moderate activity against HepG2 (IC50 = 10.8 ± 0.74 µg/ml) and weak activity against HELA (IC50 = 26.6 ± 2.1 µg/ml) compared to standard doxorubicin (IC50 = 3.3 ± 0.1, 4.8 ± 0.14, 4.2 ± 0.3 µg/ml, respectively). -
Status, Trends and Future Dynamics of Biodiversity and Ecosystems Underpinning Nature’S Contributions to People 1
CHAPTER 3 . STATUS, TRENDS AND FUTURE DYNAMICS OF BIODIVERSITY AND ECOSYSTEMS UNDERPINNING NATURE’S CONTRIBUTIONS TO PEOPLE 1 CHAPTER 2 CHAPTER 3 STATUS, TRENDS AND FUTURE DYNAMICS CHAPTER OF BIODIVERSITY AND 3 ECOSYSTEMS UNDERPINNING NATURE’S CONTRIBUTIONS CHAPTER TO PEOPLE 4 Coordinating Lead Authors Review Editors: Marie-Christine Cormier-Salem (France), Jonas Ngouhouo-Poufoun (Cameroon) Amy E. Dunham (United States of America), Christopher Gordon (Ghana) 3 CHAPTER This chapter should be cited as: Cormier-Salem, M-C., Dunham, A. E., Lead Authors Gordon, C., Belhabib, D., Bennas, N., Dyhia Belhabib (Canada), Nard Bennas Duminil, J., Egoh, B. N., Mohamed- (Morocco), Jérôme Duminil (France), Elahamer, A. E., Moise, B. F. E., Gillson, L., 5 Benis N. Egoh (Cameroon), Aisha Elfaki Haddane, B., Mensah, A., Mourad, A., Mohamed Elahamer (Sudan), Bakwo Fils Randrianasolo, H., Razaindratsima, O. H., Eric Moise (Cameroon), Lindsey Gillson Taleb, M. S., Shemdoe, R., Dowo, G., (United Kingdom), Brahim Haddane Amekugbe, M., Burgess, N., Foden, W., (Morocco), Adelina Mensah (Ghana), Ahmim Niskanen, L., Mentzel, C., Njabo, K. Y., CHAPTER Mourad (Algeria), Harison Randrianasolo Maoela, M. A., Marchant, R., Walters, M., (Madagascar), Onja H. Razaindratsima and Yao, A. C. Chapter 3: Status, trends (Madagascar), Mohammed Sghir Taleb and future dynamics of biodiversity (Morocco), Riziki Shemdoe (Tanzania) and ecosystems underpinning nature’s 6 contributions to people. In IPBES (2018): Fellow: The IPBES regional assessment report on biodiversity and ecosystem services for Gregory Dowo (Zimbabwe) Africa. Archer, E., Dziba, L., Mulongoy, K. J., Maoela, M. A., and Walters, M. (eds.). CHAPTER Contributing Authors: Secretariat of the Intergovernmental Millicent Amekugbe (Ghana), Neil Burgess Science-Policy Platform on Biodiversity (United Kingdom), Wendy Foden (South and Ecosystem Services, Bonn, Germany, Africa), Leo Niskanen (Finland), Christine pp. -
The Case of Honey in Zambia the Case
Small-scale with outstanding economic potential enterprises woodland-based In some countries, honey and beeswax are so important the term ‘beekeeping’ appears in the titles of some government ministries. The significance of honey and beeswax in local livelihoods is nowhere more apparent than in the Miombo woodlands of southern Africa. Bee-keeping is a vital source of income for many poor and remote rural producers throughout the Miombo, often because it is highly suited to small scale farming. This detailed Non-Timber Forest Product study from Zambia examines beekeeping’s livelihood role from a range of perspectives, including market factors, production methods and measures for harnessing beekeeping to help reduce poverty. The caseThe in Zambia of honey ISBN 979-24-4673-7 Small-scale woodland-based enterprises with outstanding economic potential 9 789792 446739 The case of honey in Zambia G. Mickels-Kokwe G. Mickels-Kokwe Small-scale woodland-based enterprises with outstanding economic potential The case of honey in Zambia G. Mickels-Kokwe National Library of Indonesia Cataloging-in-Publication Data Mickels-Kokwe, G. Small-scale woodland-based enterprises with outstanding economic potential: the case of honey in Zambia/by G. Mickels-Kokwe. Bogor, Indonesia: Center for International Forestry Research (CIFOR), 2006. ISBN 979-24-4673-7 82p. CABI thesaurus: 1. small businesses 2. honey 3. beekeeping 4. commercial beekeeping 5. non- timber forest products 6. production 7. processing 8. trade 9.government policy 10. woodlands 11. case studies 12. Zambia I. Title © 2006 by CIFOR All rights reserved. Published in 2006 Printed by Subur Printing, Jakarta Design and Layout by Catur Wahyu and Eko Prianto Cover photo by Mercy Mwape of the Forestry Department of Zambia Published by Center for International Forestry Research Jl. -
Species Accounts
Species accounts The list of species that follows is a synthesis of all the botanical knowledge currently available on the Nyika Plateau flora. It does not claim to be the final word in taxonomic opinion for every plant group, but will provide a sound basis for future work by botanists, phytogeographers, and reserve managers. It should also serve as a comprehensive plant guide for interested visitors to the two Nyika National Parks. By far the largest body of information was obtained from the following nine publications: • Flora zambesiaca (current ed. G. Pope, 1960 to present) • Flora of Tropical East Africa (current ed. H. Beentje, 1952 to present) • Plants collected by the Vernay Nyasaland Expedition of 1946 (Brenan & collaborators 1953, 1954) • Wye College 1972 Malawi Project Final Report (Brummitt 1973) • Resource inventory and management plan for the Nyika National Park (Mill 1979) • The forest vegetation of the Nyika Plateau: ecological and phenological studies (Dowsett-Lemaire 1985) • Biosearch Nyika Expedition 1997 report (Patel 1999) • Biosearch Nyika Expedition 2001 report (Patel & Overton 2002) • Evergreen forest flora of Malawi (White, Dowsett-Lemaire & Chapman 2001) We also consulted numerous papers dealing with specific families or genera and, finally, included the collections made during the SABONET Nyika Expedition. In addition, botanists from K and PRE provided valuable input in particular plant groups. Much of the descriptive material is taken directly from one or more of the works listed above, including information regarding habitat and distribution. A single illustration accompanies each genus; two illustrations are sometimes included in large genera with a wide morphological variance (for example, Lobelia). -
Fruits and Seeds of Genera in the Subfamily Faboideae (Fabaceae)
Fruits and Seeds of United States Department of Genera in the Subfamily Agriculture Agricultural Faboideae (Fabaceae) Research Service Technical Bulletin Number 1890 Volume I December 2003 United States Department of Agriculture Fruits and Seeds of Agricultural Research Genera in the Subfamily Service Technical Bulletin Faboideae (Fabaceae) Number 1890 Volume I Joseph H. Kirkbride, Jr., Charles R. Gunn, and Anna L. Weitzman Fruits of A, Centrolobium paraense E.L.R. Tulasne. B, Laburnum anagyroides F.K. Medikus. C, Adesmia boronoides J.D. Hooker. D, Hippocrepis comosa, C. Linnaeus. E, Campylotropis macrocarpa (A.A. von Bunge) A. Rehder. F, Mucuna urens (C. Linnaeus) F.K. Medikus. G, Phaseolus polystachios (C. Linnaeus) N.L. Britton, E.E. Stern, & F. Poggenburg. H, Medicago orbicularis (C. Linnaeus) B. Bartalini. I, Riedeliella graciliflora H.A.T. Harms. J, Medicago arabica (C. Linnaeus) W. Hudson. Kirkbride is a research botanist, U.S. Department of Agriculture, Agricultural Research Service, Systematic Botany and Mycology Laboratory, BARC West Room 304, Building 011A, Beltsville, MD, 20705-2350 (email = [email protected]). Gunn is a botanist (retired) from Brevard, NC (email = [email protected]). Weitzman is a botanist with the Smithsonian Institution, Department of Botany, Washington, DC. Abstract Kirkbride, Joseph H., Jr., Charles R. Gunn, and Anna L radicle junction, Crotalarieae, cuticle, Cytiseae, Weitzman. 2003. Fruits and seeds of genera in the subfamily Dalbergieae, Daleeae, dehiscence, DELTA, Desmodieae, Faboideae (Fabaceae). U. S. Department of Agriculture, Dipteryxeae, distribution, embryo, embryonic axis, en- Technical Bulletin No. 1890, 1,212 pp. docarp, endosperm, epicarp, epicotyl, Euchresteae, Fabeae, fracture line, follicle, funiculus, Galegeae, Genisteae, Technical identification of fruits and seeds of the economi- gynophore, halo, Hedysareae, hilar groove, hilar groove cally important legume plant family (Fabaceae or lips, hilum, Hypocalypteae, hypocotyl, indehiscent, Leguminosae) is often required of U.S. -
Concept-Project-Information-Document-Integrated-Safeguards-Data-Sheet.Pdf
The World Bank Lake Tanganyika Transport Program - SOP1 Tanzania Phase (P165113) Public Disclosure Authorized Public Disclosure Authorized Project Information Document/ Integrated Safeguards Data Sheet (PID/ISDS) Concept Stage | Date Prepared/Updated: 07-Mar-2018 | Report No: PIDISDSC23776 Public Disclosure Authorized Public Disclosure Authorized January 8, 2018 Page 1 of 19 The World Bank Lake Tanganyika Transport Program - SOP1 Tanzania Phase (P165113) BASIC INFORMATION A. Basic Project Data OPS TABLE Country Project ID Parent Project ID (if any) Project Name Africa P165113 Lake Tanganyika Transport Program - SOP1 Tanzania Phase (P165113) Region Estimated Appraisal Date Estimated Board Date Practice Area (Lead) AFRICA Apr 01, 2019 May 30, 2019 Transport & Digital Development Financing Instrument Borrower(s) Implementing Agency Investment Project Financing Ministry of Finance TANROADS, Tanzania Port Authority, Central Corridor Transit Transport Facilitation Agency, East Africa Community Proposed Development Objective(s) The program development objective for the Lake Tanganyika Transport Program has been identified as the following: to facilitate the sustainable movement of goods and people to and across Lake Tanganyika, whilst strengthening the institutional framework for navigation and maritime safety. Financing (in USD Million) FIN_SUMM_PUB_TBL SUMMARY Total Project Cost 203.00 Total Financing 203.00 Financing Gap 0.00 DETAILS-NewFin3 Total World Bank Group Financing 203.00 World Bank Lending 203.00 January 8, 2018 Page 2 of 19 The World Bank Lake Tanganyika Transport Program - SOP1 Tanzania Phase (P165113) Environmental Assessment Category Concept Review Decision A-Full Assessment Track II-The review did authorize the preparation to continue Other Decision (as needed) B. Introduction and Context Regional Context 1. The economic performance of the East African Community (EAC) member countries—Burundi, Kenya, Rwanda, Tanzania and Uganda—has been impressive over the last decade. -
Familiarisation Tour of Mpulungu, Zambia
THE ENVIRONMENTAL COUNCIL OF ZAMBIA Pollution Control and Other Measures to protect Biodiversity in Lake Tanganyika (RAF/92/G32) FAMILIARISATION TOUR OF MPULUNGU A COMBINED SOCIO-ECONO0MICS AND ENVIRONMNETAL EDUCATION TOUR CONDUCTED FROM 2/2/99 TO 3/3/99 Munshimbwe Chitalu Assistant National Co-ordinator Socio-economics Co-ordinator National Coordination Office LUSAKA ZAMBIA July 2000 M p u l u n g u Vi s i t R e p o r t , So c i o - E c o n o m i c s / E n v i r o n m e n t a l Ed u c a t i o n Contents List of Acronyms ii Foreword iii Executive summary iv 1 HIGHLIGHTS 1 1 Environmental Education Activities 1 2 Conservation and Development Committees 1 3 Activities of CDCs 2 4 National Project coordination 3 5 The team 3 6 Approach and salutations 3 2 THE TOUR IN MORE DETAIL 4 1 The Aim 4 2 Specific Objectives 4 3 Findings 4 3.1 Community Development Officer (CDO) 4 3.2 Department of Fisheries (DoF) 5 3.3 Immigration Department 7 3.4 Mpulungu District Council 7 3.5 Mpulungu Harbor Corporation Limited 8 3.6 Mr. Mugala 8 3.7 The Provincial Agricultural Co-ordination Office (PACO) 9 3.8 Police Service 9 3.9 Senior Chief Tafuna 9 3.10 Stratum 2 CDC 9 3.11 Village CDCs 10 3 CONCLUSIONS AND RECOMMENDATIONS 12 4 PROPOSED IMMEDIATE ACTIONS 14 Appendix I: Institutions and individuals visited 15 Appendix II: Itinerary 17 Appendix III: Resources 18 P A G E I M p u l u n g u Vi s i t R e p o r t , So c i o - E c o n o m i c s / E n v i r o n m e n t a l Ed u c a t i o n List of Acronyms AMIS Association of Micro-finance Institutions of Zambia ANSEC