Virtual Card Management Service (VCM) Built to support payment from any device

EASY DEPLOYMENT Nets’ VCM is designed to easily integrate with your existing payment Fast time to market for platform, ensuring compatibility with your current processes for card mobile payment solutions. management. Payment technologies, schemes, wallet types and Virtual card management in place for easy integration functionalities are included in a single API – making it fast and easy to with your core services. implement, integrate and deploy a strong solution.

REACH THIS SERVICE IS BASED ON: 50+ banks already • A personal user experience for your • Full card management on individual virtual on board. Independent of customers through smart customisa- card level in accordance with industry stand- payment technology with ble self-service features. ards. full control and transparen- • A one-stop solution including all • Secure processes for critical card manage- cy from a card is virtualised necessary features for virtual card life ment functions such as card virtualisation, until it expires. cycle management. passcode reset, etc. through integration to customer provided cardholder identification EASY AND SECURE • A highly secure and constantly availa- and authentication security processes. The virtual card ble mobile payment solution ensuring • A fully fledged API to enhance user experi- management service is a reliable solution for your customers. ence based on customer preferences. based on industry stand- ards in addition to PCI DSS • A fast and smooth deployment solu- and PCI CPP compliance tion that integrates with your existing The ability to manage and control virtual cards regarding card management life cycle management process. is crucial for you as a card issuer as it enables and control. you to monitor and react according to defined Regardless of your of wallet, you need risk profiles for virtual cards. With Nets’ VCM to be able to issue, control and manage virtual service, you get full life cycle management cards in the wallet. Nets has the virtual card control and transparency, from a card is virtu- management service to support this. With alised until it expires. Nets’ Virtual Card Management service, you can issue a virtual card representing a physical card, and provision it to an eligible handset with a wallet installed. CERTIFIABLE SOLUTION Compliant-ready and cer- Product Features and Benefits tifiable in accordance with international • One-stop solution. All necessary features are HCE AND AP EXPLAINED requirements included in a single API, giving you a hassle- free solution that you can easily integrate Host Card Emulation (HCE) is the soft- ware that facilitates secure storage TAILORED USER with your inhouse processes with complete and emulation of a . The ac- EXPERIENCE management of virtual cards. ceptance technology for HCE is NFC (Near VCM is designed for single Field Communication) which means the integration for all mobile • User centered. It provides your customers with transaction is done wirelessly between a mobile device and a terminal which is contactless solutions. It a range of self-service features for virtual card configured to a contactless card. allows you to provide your management. customers with self-service Acceptance and Payment (AP) Card Technology is Nets’ proprietary payment features to strengthen • Easy integration. The software is also easily technology. It was made to provide a your relationship and save integrated with your existing payment card payment technology that supports both internal cost on customer platform ensuring compatibility with the Android and iOS phones. AP’s acceptance technology is BLE and QR. AP is currently running processes for card management. support. available in Denmark.

CONTACT • Wide reach. Nets’ Virtual Card Management • Based on industry standards in addition to For more information on software works with all types of payment PCI DSS and PCI CPP compliance regarding any of our products or technologies. card management and control. services please visit us at: www.nets.eu Technical Details • Based on industry standards for virtual card • Supports integration of digital cardholder issuing. Tokenisation during card virtual- identification and verification methods. isation ensures that no sensitive data is • Supports integration to current customer exposed, and data is securely stored in com- service. pliance with industry standards for credential • Provides your customers with self-service management and secure provisioning of administration of virtual cards. virtual cards. • 24/7 availability.

RELATED PRODUCTS

• Token Service • Software Development Kit (SDK) • White Label Wallet Service

Lautrupbjerg 10 DK-2750 Ballerup Phone +45 44 68 44 68