EXECUTIVE SUMMARY Kamrup- Metro District: the District Kamrup Metro Was Created Bifurcating the Old Kamrup District in 3 Rdfebruary'2003

PLP 2016-17 Kamrup Metro District

EXECUTIVE SUMMARY Kamrup- Metro District: The district Kamrup Metro was created bifurcating the old Kamrup district in 3 rdFebruary'2003. Kamrup Metropolitan District is the capital district of Assam. It comprises of only one sub-divisions namely, Guwahati sadar sub-division. The City Guwahati is the Head Quarter of the District. Once known as Pragjyotishpur (the light of the East), Guwahati derives its name from the Assamese words “Guwa” means areca nut and “Haat” means market. Guwahati today is the seat of power in Assam, a major commercial centre and the node that connects six other North Eastern Indian States of Arunachal Pradesh, Nagaland, Manipur, Mizoram, Meghalaya and Tripura. The Theme of PLP for 2016-17: The theme selected for the PLP 2016-17 is “Accelerating the pace of capital formation in agriculture and allied sector”. The PLP maps the potential in priority sectors which could be exploited with institutional credit within a specified time frame. The district is sharing border with Darrang District in east, Nagaon in west, Kamrup District in North and Meghalaya in south. It occupies an area of approximately 1527.84 square kilometres. The climate is moderate. In summer highest day temperature is in between 26 ° C to 36° C .Besides, Assamese, the local language, the people also speak Bengali and Bodo. The achievement under the annual credit plan for priority sector during the year 2012-13, 2013-14 and 2014-15 has been 21%, 75% and 241% respectively. The higher achievement during the year 2014-15 may be attributed to increased credit flow to industries sector which registered a growth of 278% over that of the previous year. As per SLBC data credit flow to industries sector was `.379 cr. in 2013-14 and `1434 cr. in 2014-15. The district has CD ratio of 36.79 % against the State CD ratio of 42.79 % as on 31.03.2015. The district has highest per capita credit of 1.12 lakh as on 31.03.2015 in the State As per Base PLP projections 2012-17, the credit projection for the year 2016-17 was estimated as 101318.75 lakh. This has been revised to `.90513.01 lakh. The revision has been done in view of recent Govt. notification excluding seven revenue villages from Kamrup Metro. These villages have been included into Kamrup district. As 44% of the total geographical area is put to agricultural activities, there is need to ensure increased production & productivity. Multi cropping, farm mechanization, assured irrigation, use of HYV / Hybrid seeds, organic farming, increasing storage space, creating marketing infrastructure, development of postharvest facilities are some of the areas which require definite and time bound action. Suggested Action Points Awareness among the farmers on HYV / Hybrid seeds, improved farming techniques Development of vegetable clusters Setting up of more food / fruit processing centres Marketing tie ups for handloom / handicrafts Infrastructure support The district, being seat of power in the State, has good industrial infrastructure, which includes a Software Technology Park in Guwahati, an Export Promotion Industrial Park set up by the Assam Industrial Development Corporation (AIDC) at Amingaon near Guwahati, and a Food Processing Park (FPP) at Chaigaon. Some of the industrial growth centres with high quality infrastructure are also being set up at different places in the state. NABARD has been supporting rural infrastructure through RIDF since 1995-96. With the kind of support structure existing in the district, a little push will go a long way in commercialisation of agriculture, increase in farm productivity, greater movement of goods & services, better communication, job creation, etc.

1 PLP 2016-17 Kamrup Metro District

Thrust areas for 2016-17 – Cluster development, FPO, PO, JLGs, SHGs, etc The district has potential for promotion of clusters in agri based, handloom & handicraft activities. NABARD’s endeavour is to increase the flow of ground level credit by capacity building of stakeholders, promotion of community organization, creating alternate marketing channels, etc. NABARD shall be willing to associate with other development agencies in its pursuit.

2 PLP 2016-17 Kamrup Metro District

Appendix A to Annexure 1

Broad Sector wise PLP Projections 2016-17

District : Kamrup (Metro) State : Assam

(` lakh)

PLP Projections Sr. No. Particulars 2016-17 A Farm Credit

i Crop Production, Maintenance, Marketing 3865.88

ii Term Loan for Agriculture and Allied activities 12703.38

Sub Total 16569.26

B Agriculture Infrastructure 2347.75

C Anciliary Activities 868.40

I Credit Potential for Agriculture (A+B+C) 19785.41

II Micro, Small and Medium Enterprises 61370.40

III Export Credit 1600.00

IV Education 4000.00

V Housing 1968.00

VI Renewable Energy 29.20

VII Others 1712.00

VIII Social Infrastructure 48.00

Total Priority Sector (I to VIII) 90513.01

3 PLP 2016-17 Kamrup Metro District

SUMMARY OF SECTOR / SUB-SECTOR WISE PLP PROJECTIONS 2016-17

District : Kamrup (Metro) State : Assam

PLP Projections Sr. No. Particulars 2016-17 I Credit Poteltial for Agriculture A Farm Credit i Crop Production, Maintenance, Marketing 3865.88 ii Water Resources 193.26 iii Farm Mechanization 2239.56 iv Plantation & Horticulture 371.51 v Forestry and Wasteland Development 50.77 vi Animal Husbandry - Dairy 2054.40 vii Animal Husbandry - Poultry 4993.75 viii Animal Husbandry -Sheep/Goat/Piggery 2495.12 ix Fishery 193.01 x Others 112.00 Sub Total 16569.26 B Agriculture Infrastructure i Storage Facilities 2176.00 Land Development, Soil Conservation, Watershed ii 158.50 Development iii Others 13.25 Sub Total 2347.75 C Anciliary Activities i Agro & Food Processing Sector 491.60 ii Others 376.80 Sub Total 868.40 D Total Agriculture 19785.41 II Micro, Small and Medium Enterprises MSME - Term Loan 52671.40 MSME - Working Capital 8699.00 Total MSME 61370.40 III Export Credit 1600.00 IV Education 4000.00 V Housing 1968.00 VI Renewable Energy 29.20 VII Others 1712.00 VIII Social Infrastructure 48.00 Total Priority Sector 90513.01

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MAP OF KAMRUP METRO DISTRICT

5 PLP 2016-17 Kamrup Metro District

District Profile District : Kamrup (Metro) State : Assam 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) 955 Agro-climatic Zone Lower Branhmaputra Valley Zone No. of Sub Divisions 1 No. of CD Blocks 3 Climate Sub tropical with semi-dry summer and cold in winter No. of Villages (Inhabited) 283 Soil Type Alluvial in nature No. of Panchayats 23 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER Total Area Reported 115017 Rainfall [in mm] Normal Actual 2010-11 2011-12 2012-13 Forest Land 22140 Area Not Available for Cultivation 23638 Variation from Normal Availability of Permanent Pasture and Grazing Land 7895 Net annual recharge Net annual draft Balance Ground Water Land under Miscellaneous Tree Crops 10508 NA NA Cultivable Wasteland 251 5. DISTRIBUTION OF LAND HOLDING Current Fallow 362 Classification of Holding Holding Area Other Fallow 505 Nos. % to Total Ha. % to Total Net Sown Area 43317 <= 1 Ha 161603 64 62569 25 Total or Gross Cropped Area 48561 >1 to <=2 Ha 55986 22 69963 28 Area Cultivated More than Once 5244 >2 Ha 34413 14 120116 48 Cropping Inensity [GCA/NSA] 120% Total 252002 100 252648 100 6. WORKERS PROFILE [in '000] Kamrup (M) 7. DEMOGRAPHIC PROFILE [in '000] Kamrup (M) Cultivators 20.677 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers 8.736 Population 1253.93 647.58 606.35 216.92 1037.01 Agricultural Labourers 8.259 Scheduled Caste 101.789 521.06 496.83 Workers engaged in Household Industries 7.973 Scheduled Tribe 75.121 37.902 37.219

Workers engaged in Allied Agro-activities 59.979 Literate 90.77 93.55 87.78 8. HOUSEHOLDS [in '000] Kamrup (M) 9. HOUSEHOLD AMENITIES Having brick/stone/ concrete Total Households 293.112 Having electricity supply 86.40% houses Rural Households 45.484 Having source of drinking water 76.70% Having independent toilets 92.30% BPL Households Having access to banking Having radio/ tv sets 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] combined district Villages Electrified 1130 Anganwadis NA Dispensaries NA Villages having Agriculture Power Supply NA Primary Health Centres 54 Hospitals (State Govt.) 1 Villages having Post Offices 77 Primary Health Sub-Centres 52 Hospital Beds 418 Villages having Banking Facilities NA 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Fertiliser/Seed/Pesticide Outlets Villages having Primary Schools 2121 NA Agriculture Pumpsets[Nos] NA [Nos] Villages having Primary Health Centres NA Total N/P/K Consumption [MT] NA Pumpsets Energised [Nos] NA

Villages having Potable Water Supply NA Certified Seeds Supplied [MT] NA Agro Service Centres [Nos] NA

Villages connected with Paved Approach Roads NA Pesticides Consumed [MT] NA Soil Testing Centres [Nos] NA

13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] NA Plantation nurseries [Nos] NA

Total Area Available for Irrigation (NIA + Fallow) 5326 Power Tillers [Nos] NA Farmers' Clubs [Nos] NA

Irrigation Potential Created 2839 Threshers/Cutters [Nos] NA Krishi Vigyan Kendras[Nos] NA

Net Irrigated Area(Total area irrigated at least once) 4821 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Rural/Urban Mandi/Haat [Nos]combined Area irrigated by Canals / Channels 3266 Wholesale Market [Nos] kamrup Area irrigated by Wells & Tubewells Length of Pucca Road [Km] 3219 Godown [Nos] Area irrigated by Tanks 17.2 Length of Railway Line [Km] Godown Capacity[MT] 75434 Area irrigated by Other Sources 1622.7 Public Transport Vehicle [Nos] = Cold Storage [Nos] Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] 67267 Cold Store Capacity[MT] 15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Avg. Yield Type of Processing Activity No of units Cap.[MT] Crop 2012-13 2013-14 [Kg/Ha]

Food (Rice/Flour/Dal/Oil/Tea/Coffee) 1 Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) Yield(Kg/Ha)

Sugarcane (Gur/Khandsari/Sugar) NA NA Winter Paddy(Sali) 11133 NA 18125 NA Summer Fruit (Pulp/Juice/Fruit drink) NA NA 6930 NA 8000 NA Paddy(Boro) Autumn Spices (Masala Powders/Pastes) NA NA 799 NA 1984 NA Paddy(Ahu) Dry-fruit (Cashew/Almond/Raisins) NA NA Wheat 250 NA 250 NA Cotton (Ginnining/Spinning/Weaving) NA NA Coconut 311 NA 196 NA Milk (Chilling/Cooling/Processing) NA NA Meat (Chicken/Motton/Pork/Dryfish) NA NA

Animal feed (Cattle/Poultry/ Fishmeal) NA NA Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2003 [in '000] combined 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES combined Kamrup dist. Kamrup Category of animal Total Male Female Veterinary 3 Animal Markets [Nos] NA Cattle - Cross bred 70.91 NA NA Disease Diagnostic Centres [Nos] NA Milk Collection Centres NA Cattle - Indigenous 450.524 NA NA Artificial Insemination Centers 53 Fishermen Societies [Nos] NA Buffaloes 19.352 NA NA Animal Breeding Farms [Nos] NA Fish seed farms [Nos] NA Sheep - Cross bred NA NA Animal Husbandry Tng Centres NA Fish Markets [Nos] NA Sheep - Indigenous 28.907 NA NA Dairy Cooperative Societies NA Poultry hatcheries [Nos] 3 Goat 175.253 NA NA Improved Fodder Farms [Nos] NA Slaughter houses [Nos] NA Pig - Cross bred NA NA 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY combined Kamrup Pig - Indigenous 68.455 NA NA Fish Production [MT] 18295 Per cap avail. [gm/day] NA Horse/Donkey/Camel 30 NA NA Egg Production [Lakh Nos] NA Per cap avail. [nos/p.a.] NA

Poultry - Cross bred NA NA Milk Production ['000 MT] NA Per cap avail. [gm/day] NA

Poultry - Indigenous 1061.389 NA NA Meat Production [MT] NA Per cap avail. [gm/day] NA

Dept. of Agr/Dir. of Eco. & Stat.; - Dept. of Agr./Water Resources; - BPL Survey 2002; - District Ind Centre/Dir. of Eco. & Stat.; - DACNET; - Source : AH Census 2003; - Dir. of Animal Hus./Dir. of Eco. & Stat.

6 PLP 2016-17 Kamrup Metro District

Banking Profile District - KAMRUP (METRO) State - ASSAM Lead Bank - UCO BANK 1. NETWORK & OUTREACH (As on 31/03/2015) No. of non-formal agencies No. of Branches Per Branch Outreach No. of assoiated Agency Banks/Soc. Semi- Total Rural Urban mFIs/mFOs SHGs/JLGs BCs/BFs Villages Households urban Commercial Banks 33 317 NA NA NA NA NA

Regional Rural 1 13 NA NA NA NA NA Bank State Coop. Bank 1 10 NA NA NA NA NA Coop. Agr. & Rural NA NA NA NA NA Dev. Bank Primary Agr. Coop. NA NA NA NA NA Society Others 5 NA NA NA NA NA All Agencies 40 340 NA NA NA NA NA 2. DEPOSITS OUTSTANDING Agency No. of accounts Amount of Deposit [`'000] 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) Commercial Banks NA NA NA NA NA NA NA NA NA NA

Regional Rural NA NA NA NA NA NA NA NA NA NA Bank Cooperative Banks NA NA NA NA NA NA NA NA NA NA

Others(Industrial NA NA NA NA NA NA NA NA NA NA Coop Bank) All Agencies 3. LOANS & ADVANCES OUTSTANDING Agency No. of accounts Amount of Loan [`'000] 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) Commercial Banks NA NA NA NA NA NA NA NA NA NA

Regional Rural NA NA NA NA NA NA NA NA NA NA Bank Cooperative Banks NA NA NA NA NA NA NA NA NA NA

Others NA NA NA NA NA NA NA NA NA NA All Agencies NA NA NA NA NA NA NA NA NA NA 4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs) CD Ratio During 2014-15 Cumulative Agency Agency 03/31/13 03/31/14 03/31/15 Deposit Credit Deposit Credit Commercial Banks 35.03 34% Commercial Banks NA NA NA Regional Rural 32.48 28% Regional Rural Bank NA NA NA Bank Cooperative Banks 19.29 28% Cooperative Banks NA NA NA Others 77.8 Others NA NA NA All Agencies 34.01 42.58 36.79 All Agencies NA NA NA PERFORMANCE TO FULFILL NATIONAL GOAL AS ON 31.03.2015 Priority Sector Loans Loans to Agr. Sector Loans to Weaker Loans under DRI Loans to Women Agency Amount % of Total Amount % of Total Amount % of Total Amount % of Total Amount % of Total [`'000] Loans [`.'000] Loans [`.'000] Loans [`.'000] Loans [`'000] Loans Commercial Banks 20418200 1115500 55 NA NA NA NA Regional Rural 535000 57600 11 NA NA NA Bank Cooperative Banks 389100 4700 1.2 NA NA NA NA Others(including industrial coop 28800 0 0 NA NA NA NA bank) All Agencies 21373600 1177800 55 NA NA NA NA 7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS 2012-13 2013-14 2014-15 Average Agency Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment Ach[%] in [`'000] [`. '000] [%] [`'000] [` '000] [%] [`'000] [` '000] [%] last 3 years

Commercial Banks(inclusive of 1614098 4068330 146918 111664.5 8052400 20418200 253 pvt banks) Regional Rural 64315 177569 7969 7299.16 460600 535000 116 Bank Cooperative Banks 75875 88078 3226 1435.6 120700 389100 322

Others 3020 364.52 78300 28800 36 All Agencies 1754288 43339.65 161133 120763.8 8834900 21373600 241 8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS 2012-13 2013-14 2014-15 ACP Broad Sector Target Ach'ment Ach'ment Target Ach'ment Ach'ment Target Ach'ment Ach'ment [`'000] [`. '000] [%] [`'000] `'000] [%] [`'000] [`'000] [%] Total Agri. Credit 11480.45 11022.88 7923.95 11022.88 928800 1177800 126 Non-Farm Sector 13903.5 1522.23 74490 1522.23 2081300 14345500 689 Other Priority 50735..00 3409.44 75699 3409.44 5824800 5850300 100 Sector Total Priority 76118.95 15954.55 158113 15954.55 8834900 21373600 241 Sector 9. RECOVERY POSITION 2012-13 2013-14 2014-15 Average Rec. Agency Demand Recovery Recovery Demand [` Recovery Recovery Demand [` Recovery Recovery [%] in last 3 [`'000] [` '000] [%] '000] [` '000] [%] '000] [`'000] [%] years

Commercial Banks NA NA NA NA NA NA NA NA NA NA Regional Rural NA NA NA NA NA NA NA NA NA NA Bank Cooperative Banks NA NA NA NA NA NA NA NA NA NA

Others NA NA NA NA NA NA NA NA NA NA All Agencies NA NA NA NA NA NA NA NA NA NA Sources : Lead Bank & SLBC 7