Report to Congress on College Credit Card Agreements

Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements

July 2011

BARDOFO G OVERNORSOFTHE F EDERAL R ESERVE S YSTEM

Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements

July 2011

BARDOFO G OVERNORSOFTHE F EDERAL R ESERVE S YSTEM To order additional copies of this or other Federal Reserve Board publications, contact: Publications Fulfillment Mail Stop N-127 Board of Governors of the Federal Reserve System Washington, DC 20551 (ph) 202-452-3245 (fax) 202-728-5886 (e-mail) [email protected] This and other Federal Reserve Board reports are also available online at www.federalreserve.gov/boarddocs/rptcongress/default.htm. i

Contents

Purpose ...... 1

Introduction ...... 1

Overview of College Credit Card Agreements ...... 2 Credit Card Issuers ...... 2 College Credit Card Agreements ...... 3 Institutions of Higher Education, Affiliated Organizations, and Other Organizations ...... 4 Open College Credit Card Accounts ...... 4 Payments by Credit Card Issuers ...... 5 New College Credit Card Accounts ...... 7

Detailed Information about College Credit Card Agreements ...... 8

Appendix A: College Credit Card Agreements in Effect in 2010 ...... 10

Appendix B: College Credit Card Agreements Terminated in 2009 ...... 36 Appendix C: Corrected Information Regarding College Credit Card Agreements in Effect in 2009 ...... 38

Report on College Credit Card Agreements

Purpose open at year-end (regardless of when the account was opened); (2) the amount of payments made by the issuer to the institution or organization during the The Board of Governors of the Federal Reserve 2 System (the “Board”) submits this report in accor- year; and (3) the number of new college credit card dance with Section 305(a) of the Credit Card accounts that were opened during the year. Accountability Responsibility and Disclosure Act of 2009 (the “Credit CARD Act”), Pub. L. No. 111–24, Issuers were required to make their second annual 123 Stat. 1734 (2009), Section 127(r) of the Truth in submission to the Board by March 31, 2011. This Lending Act, 15 U.S.C. § 1637(r). Section 305 of the submission comprised college credit card agreements Credit CARD Act requires the Board to submit to to which the issuer was a party during 2010 and the Congress, and to make available to the public, an information regarding payments and accounts as of 3 annual report that lists certain information submitted December 31, 2010. to the Board concerning agreements between credit card issuers and institutions of higher education This report is based on the information and agree- (“institutions”) or certain affiliated organizations, ments submitted to the Board by credit card issuers. such as alumni associations or foundations, that pro- Because some agreements address the provision of vide for the issuance of credit cards to college stu- other financial products (such as deposit accounts) as dents (“college credit card agreements” or “agree- well as credit cards, payments made by issuers under ments”). This is the second annual report by the these agreements may not relate solely to credit card Board pursuant to Section 305 of the Credit accounts. In addition, some or all of the accounts CARD Act. opened pursuant to these agreements may have been opened by individuals who are not students (such as alumni, faculty, and staff of an institution of higher Introduction education). Furthermore, card issuers’ submissions do not include information regarding credit card Section 305 of the Credit CARD Act and the accounts opened by students independent of a col- Board’s implementing regulations, 12 C.F.R. lege credit card agreement (such as when a student § 226.57(d), require credit card issuers to submit to responds to an offer made to the general public). the Board each year a copy of any college credit card agreement between the issuer and an institution of 2 All payment amounts presented in this report, including those higher education or an alumni organization or foun- in Appendixes A and C, are rounded to the nearest dollar. dation affiliated with an institution of higher educa- 3 Issuers were required to make their initial submission to the tion (an “affiliated organization”)1 that was in effect Board by February 22, 2010. That initial submission comprised at any time during the preceding calendar year. Issu- college credit card agreements to which the issuer was a party during 2009 and information regarding payments and accounts ers also are required to submit the following informa- as of December 31, 2009. The Board’s report regarding those tion with respect to each agreement: (1) the number initial submissions was released in October 2010 and is available of credit card accounts opened pursuant to the on the Board’s public website at www.federalreserve.gov/pubs/ reports_other.htm. agreement (“college credit card accounts”) that were In 2011, the Board received corrected information for 2009 from Banco Popular de Puerto Rico, Pennsylvania State Employees 1 In some cases, issuers submitted to the Board agreements with Credit Union, and PNC Bank, N.A. In addition, information other types of organizations, such as fraternities, sororities, and for 2009 regarding Purdue Federal Credit Union’s college credit professional or trade organizations, that relate to the issuance of card agreement was inadvertently omitted from the Board’s ini- credit cards to college students. Such agreements are included in tial report. Corrected information for 2009 is included in this report and categorized as agreements with “other Appendix C to this report. All comparisons to 2009 information organizations.” in this report reflect these corrections. 2 Report on College Credit Card Agreements | July 2011

The Board also notes that, because issuers were Pursuant to Title X of the Dodd-Frank Wall Street required to submit all college credit card agreements Reform and Consumer Protection Act of 2010, to which they were a party at any time during 2010, responsibility for collecting and submitting to the issuers’ submissions may include agreements that ter- Congress annual reports regarding college credit card minated in 2010 or 2011 and therefore are no longer agreements will transfer to the newly established in effect. Consumer Financial Protection Bureau on the desig- nated transfer date, July 21, 2011. Information included in this report also is available on the Board’s public website at www.federalreserve .gov/collegecreditcardagreements. In addition, under Overview of College Credit Card Section 304 of the Credit CARD Act and the Agreements Board’s implementing regulations, 12 C.F.R. § 226.57(b), the public can obtain college credit card As presented in table 1, the Board received 1,004 col- agreements between a card issuer and an institution lege credit card agreements from 21 credit card issu- of higher education directly from the institution. ers for 2010. Although the number of issuers increased from 2009 to 2010, the number of agreements, total number of college credit card accounts Table 1. Comparison of college credit card agreements and related information received by the Board for 2009 and 2010 open at year-end, amount of payments by issuers, and number of new college credit card accounts Percent Net change opened during the year all declined. change Item 2009 2010 from 2009 from 2009 to 2010 to 2010 Credit Card Issuers

Number of issuers 18 21 3 16% Agreements in effect 1,045 1,004 -41 -4% As presented in table 2, 21 credit card issuers submit- Total open accounts as ted agreements to the Board for 2010. Four new issu- of 12/31 2,045,194 1,704,785 -340,409 -17% ers submitted agreements for 2010, and one issuer Payments by issuers $84,462,765 $73,261,906 -$11,200,859 -13% from 2009 submitted no agreements for 2010, result- New accounts opened 55,747 46,360 -9,387 -17% ing in a net increase of three issuers.

Table 2. Credit card issuers with college credit card agreements in effect in 2010

Agreements in effect Total open accounts Payments by issuer New accounts Credit card issuer in 2010 as of 12/31/2010 in 2010 opened in 2010

FIA Card Services, N.A. 848 1,445,088 $55,597,362 30,193 U.S. Bank National Association ND 54 48,644 $ 1,875,992 6,990 Chase Bank USA, N.A. 28 120,295 $ 9,175,574 236 UMB Bank, N.A. 23 418 $ 14,976 186 Pennsylvania State Employees Credit Union 13 9,121 $ 405 81 Capital One, N.A. 9 44 $ 219 44 INTRUST Bank, N.A. 9 27,364 $ 1,977,581 1,027 Compass Bank 2 0 $ 0 0 First National Bank of Omaha 2 729 $ 12,433 0 GE Money Bank 2 978 $ 1,525,678 66 Michigan State University Federal Credit Union 2 210 $ 150,000 48 PNC Bank, N.A. 2 2,444 $ 200,000 23 USAA Savings Bank 2 1,289 $ 111,487 1,541 Banco Popular de Puerto Rico 1 22,131 $ 78,016 626 Barclays Bank Delaware 1 6,740 $ 1,000,000 1,625 Capital One Bank (USA), N.A. 1 4 $ 233 4 Elevations Credit Union 1 2,053 $ 3,950 145 Pen Air Federal Credit Union 1 0 $ 0 0 Purdue Federal Credit Union 1 16,358 $ 1,000,000 2,642 University of Illinois Employees Credit Union 1 771 $ 500,000 779 USC Credit Union 1 104 $ 38,000 104 Total 1,004 1,704,785 $73,261,906 46,360 Board of Governors of the Federal Reserve System 3

New Issuers College Credit Card Agreements Of the four new issuers that submitted agreements for 2010, three were credit unions, each of which sub- As presented in table 3, issuers submitted 1,004 col- mitted a single agreement with an affiliate of a local lege credit card agreements for 2010, a net decrease university: (1) Pen Air Federal Credit Union’s agree- of 41 agreements, or approximately 4 percent, from ment with the University of West Florida Founda- 2009. tion; (2) University of Illinois Employees Credit Agreements Terminated in 2009 Union’s agreement with the University of Illinois Alumni Association; and (3) USC Credit Union’s As table 3 also shows, 71, or approximately 7 percent, agreement with the University of Southern Califor- of the 1,045 agreements in effect in 2009 were termi- nia Alumni Association. The University of West nated at or before year-end 2009. A complete list of Florida Foundation and the University of Illinois these agreements is provided as Appendix B to this Alumni Association each previously had agreements report. The issuer with the largest number of agree- with FIA Card Services, N.A. (“FIA”), a subsidiary ments terminated in 2009 was FIA, with 59 agree- of Bank of America Corporation. These agreements ments terminated. terminated in 2010 and 2009, respectively. Most of the agreements terminated in 2009 were The fourth new issuer, Capital One, N.A., is an affili- associated with college credit card programs with a ate of Capital One Bank USA, N.A., which submit- few hundred or a few thousand open accounts. A ted an agreement for 2009. notable exception, however, is the University of Illi- nois Alumni Association’s agreement with FIA, Withdrawing Issuer which terminated in 2009. For 2009, this agreement was one of the top 10 based on both total number of Commerce Bank terminated its sole agreement in open accounts (25,528 open accounts as of Decem- 2009 and was not a party to any college credit card ber 31, 2009) and payments by the issuer agreements in 2010. Commerce Bank’s agreement ($3,272,457). The University of Illinois Alumni was with Southwest Baptist University. Association entered into a new college credit card Issuers Submitting the Largest Number agreement with University of Illinois Employees of Agreements Credit Union in 2010. As in 2009, FIA submitted the largest number of New Agreements in 2010 agreements for 2010. FIA submitted 848 agreements, As table 3 also shows, issuers entered into 34 new more than 15 times as many as any other issuer. Also agreements in 2010.5 While the overall number of as in 2009, the issuers submitting the second and agreements submitted to the Board decreased, some third largest number of agreements were U.S. Bank issuers had a net increase in the number of agree- National Association ND (“U.S. Bank”)4 and Chase ments to which they were a party. The issuer with the Bank USA, N.A. (“Chase”), with 54 and 28 agree- largest number of new agreements in 2010 was UMB, ments, respectively. UMB Bank, N.A. (“UMB”), with 17 new agreements. which for 2009 submitted only 6 agreements, submitted 23 agreements for 2010, the fourth largest Agreements Terminated in 2010 number. As presented in table 4, 231 agreements, or approximately 23 percent of the 1,004 agreements that were in effect in 2010, were terminated by year-end 2010. These agreements are included in Appendix A to this report. The issuers with the largest numbers of agree- 4 For 2009, U.S. Bank submitted agreements and related informa- ments terminated in 2010 were FIA (214 agreements, tion regarding the following four affinity relationships: the American Association of University Women; the American or approximately 25 percent of its agreements) and Military Society; Heritage Affinity Enterprises, LLC; and the Ohio State Bar Association. Because these organizations are not 5 Several new agreements result from an institution or organiza- institutions of higher education or affiliated organizations tion entering into a new agreement after termination of a previ- under Section 305 of the Credit CARD Act and the Board’s ous agreement with a different issuer, not a new institution or rules, U.S. Bank was not required to include these agreements in organization entering the affinity credit card market. For its 2009 submission to the Board and did not include them in its example, as described above, the University of Illinois Alumni 2010 submission. All references to 2009 information in this Association’s agreement with FIA was terminated in 2009, and report include these relationships. All references to 2010 infor- the association entered into a new agreement with University of mation in this report do not. Illinois Employees Credit Union in 2010. 4 Report on College Credit Card Agreements | July 2011

Table 3. Change in number of college credit card agreements from 2009 to 2010

Agreements Agreements New Agreements Net change Issuer in effect terminated agreements in effect from 2009 in 2009 in 2009 in 2010 in 2010 to 2010

FIA Card Services, N.A. 906 59 1 848 -58 U.S. Bank National Association ND 60 2 0 54 -6 Chase Bank USA, N.A. 36 8 0 28 -8 UMB Bank, N.A. 6 0 17 23 17 Pennsylvania State Employees Credit Union 13 0 0 13 — Capital One National Association 0 0 9 9 9 INTRUST Bank, N.A. 8 0 1 9 1 Compass Bank 1 0 1 2 1 First National Bank of Omaha 2 0 0 2 — GE Money Bank 3 1 0 2 -1 Michigan State University Federal Credit Union 1 0 1 2 1 PNC Bank, N.A. 2 0 0 2 — USAA Savings Bank 1 0 1 2 1 Banco Popular de Puerto Rico 1 0 0 1 — Barclays Bank Delaware 1 0 0 1 — Capital One Bank (USA), N.A. 1 0 0 1 — Elevations Credit Union 1 0 0 1 — Pen Air Federal Credit Union 0 0 1 1 1 Purdue Federal Credit Union 1 0 0 1 — University of Illinois Employees Credit Union 0 0 1 1 1 USC Credit Union 0 0 1 1 1 Commerce Bank 1 1 0 0 -1 Total 1,045 71 34 1,004 -41

tion of higher education, 17 percent with other orga- Table 4. College credit card agreements terminated in 2010 nizations, and 2 percent with more than one institu- 6 Agreements tion or organization. Credit card issuer1 terminated in 2010 Open College Credit Card Accounts FIA Card Services, N.A. 214 Chase Bank USA, N.A. 11 As presented in table 1 and in table 6, the total num- First National Bank of Omaha 2 ber of open college credit card accounts at year-end U.S. Bank National Association ND 2 PNC Bank, N.A. 1 declined from 2009 to 2010 by approximately 17 per- USC Credit Union 1 cent. While some issuers had increased numbers of Total 231 open accounts at year-end 2010, these increases were

1 Credit card issuers not listed reported no agreements terminated in 2010. offset by larger declines experienced by other issuers. Largest Numbers of Open Accounts at Year-End Chase (11 agreements, or approximately 39 percent of Table 7 presents the 10 college credit card agreements its agreements). with the largest numbers of open accounts as of December 31, 2010. These 10 agreements represent Institutions of Higher Education, Affiliated approximately 19 percent of all open college credit Organizations, and Other Organizations card accounts as of December 31, 2010.

As presented in table 5, approximately 37 percent of As table 7 shows, the seven agreements with the larg- agreements in effect in 2010 were between a credit est number of open accounts at year-end 2010 also card issuer and an institution of higher education. were the top seven for 2009. Of the three agreements An additional 36 percent were between a credit card that were among the top ten in 2009 but not in 2010, issuer and an alumni association affiliated with an institution of higher education. Approximately 7 per- 6 For example, an agreement to which both a university and that cent were with foundations affiliated with an institu- university’s affiliated alumni association were parties. Board of Governors of the Federal Reserve System 5

Table 5. Type of institution or organization in order of number of agreements in effect in 2010

Agreements Payments New accounts Total open Type of institution or organization in effect by issuer opened accounts as of in 2010 in 2010 in 2010 12/31/2010

Institutions of higher education 374 $18,123,524 10,555 379,187 Alumni associations 364 $40,100,591 25,246 857,191 Foundations 74 $ 4,680,381 2,996 113,469 Other organizations 173 $ 4,213,969 5,079 241,147 Multiple institutions and organizations 19 $ 6,143,441 2,484 113,791 Total 1,004 $73,261,906 46,360 1,704,785

Table 6. Change in total open accounts, as of December 31, from 2009 to 2010

Total open accounts Total open accounts Net change Percent change Credit card issuer as of 12/31/2009 as of 12/31/2010 from 2009 to 2010 from 2009 to 2010

FIA Card Services, N.A. 1,605,969 1,445,088 -160,881 -10% Chase Bank USA, N.A. 217,917 120,295 -97,622 -45% U.S. Bank National Association ND 122,163 48,644 -73,519 -60% INTRUST Bank, N.A. 37,596 27,364 -10,232 -27% Banco Popular de Puerto Rico 22,659 22,131 -528 -2% Purdue Federal Credit Union 14,176 16,358 2,182 15% Pennsylvania State Employees Credit Union 9,349 9,121 -228 -2% Barclays Bank Delaware 5,771 6,740 969 17% PNC Bank, N.A. 3,218 2,444 -774 -24% Elevations Credit Union 2,408 2,053 -355 -15% USAA Savings Bank 539 1,289 750 139% GE Money Bank 1,484 978 -506 -34% University of Illinois Employees Credit Union — 771 — — First National Bank of Omaha 1,062 729 -333 -31% UMB Bank, N.A. 232 418 186 80% Michigan State University Federal Credit Union 275 210 -65 -24% USC Credit Union — 104 — — Capital One, N.A. — 44 — — Capital One Bank (USA), N.A. 0 4 4 — Compass Bank 0 0 0 — Pen Air Federal Credit Union — 0 — — Commerce Bank 376 — — — Total 2,045,194 1,704,785 -340,409 -17% one was terminated in 2009 (the University of Illinois ranked 11th, 12th, and 13th at year-end 2009 Alumni Association’s agreement with FIA), one was replaced these agreements in the top 10 for 2010. terminated in 2010 (the University of Notre Dame du Lac’s agreement with Chase), and one was not Payments by Credit Card Issuers reported for 2010 (Heritage Affinity Enterprises, LLC’s agreement with U.S. Bank7). The agreements As presented in table 1 and in table 8, the total amount of payments made by issuers to institutions 7 As noted above, Heritage Affinity Enterprises, LLC, is not an and organizations under college credit card agree- institution of higher education or affiliated organization. U.S. ments declined from 2009 to 2010 by approximately Bank therefore is not required to report this agreement under 13 percent. Six issuers made increased payments Section 305 of the Credit CARD Act and the Board’s implementing regulations, 12 C.F.R. § 226.57. U.S. Bank reported this under their college credit card agreements in 2010, agreement for 2009, but did not report it for 2010. and six made decreased payments. However, the 6 Report on College Credit Card Agreements | July 2011

Table 7. Ten agreements with the largest total number of open accounts as of December 31, 2010

Agreement Total open New accounts Payments Rank as of accounts as of opened by issuer 12/31/2009 Institution or organization Credit card issuer 12/31/2010 in 2010 in 2010

Penn State Alumni Association FIA Card Services, N.A. 1 70,060 744 $ 4,292,488 Golden Key International Honour Society1 FIA Card Services, N.A. 2 36,024 236 $ 45,264 Alumni Association of the University of Michigan and the Regents of the University of Michigan FIA Card Services, N.A. 3 35,840 508 $ 1,600,000 Association of Former Students of Texas A&M University FIA Card Services, N.A. 4 34,507 313 $ 1,176,016 Ex-Students Association of the University of Texas FIA Card Services, N.A. 5 31,748 444 $ 2,364,754 Indiana University Alumni Association FIA Card Services, N.A. 6 26,887 208 $ 0 UCLA Alumni Association FIA Card Services, N.A. 7 26,505 440 $ 733,318 University of Puerto Rico* Banco Popular de Puerto Rico 13 22,131 626 $ 78,016 Wisconsin Alumni Association* FIA Card Services, N.A. 11 21,462 318 $ 950,900 Michigan State University* FIA Card Services, N.A. 12 21,058 302 $ 357,001 Total — — 326,222 4,139 $11,597,757

1 Golden Key International Honour Society (“Golden Key”) describes itself as “an academic honor society which recognizes and encourages scholastic achievement and excellence among college and university students from all academic disciplines” (see www.goldenkey.org/GKIHS/GoldenKeyInDepth/WhatisGoldenKey). Golden Key’s agreement with FIA provides for the issuance of credit cards to college students. * These agreements were not among the top 10 agreements based on number of open accounts as of December 31, 2009.

Table 8. Change in payments made by the credit card issuer from 2009 to 2010

Payments Payments Net change Percent change Credit card issuer by issuer by issuer from 2009 to 2010 from 2009 to 2010 in 2009 in 2010

FIA Card Services, N.A. $61,968,307 $55,597,362 -$ 6,370,945 -10% Chase Bank USA, N.A. $13,892,862 $ 9,175,574 -$ 4,717,288 -34% INTRUST Bank, N.A. $ 1,781,180 $ 1,977,581 $ 196,401 11% U.S. Bank National Association ND $ 2,502,744 $ 1,875,992 -$ 626,752 -25% GE Money Bank $ 1,725,816 $ 1,525,678 -$ 200,138 -12% Barclays Bank Delaware $ 1,000,000 $ 1,000,000 $ 0 — Purdue Federal Credit Union $ 1,000,000 $ 1,000,000 $ 0 — University of Illinois Employees Credit Union — $ 500,000 — — PNC Bank, N.A. $ 200,000 $ 200,000 $ 0 — Michigan State University Federal Credit Union $ 60,000 $ 150,000 $ 90,000 150% USAA Savings Bank $ 84,530 $ 111,487 $ 26,957 32% Banco Popular de Puerto Rico $ 58,729 $ 78,016 $ 19,287 33% USC Credit Union — $ 38,000 — — First National Bank of Omaha $ 17,788 $ 12,433 -$ 5,355 -30% UMB Bank, N.A. $ 3,734 $ 14,976 $ 11,242 301% Elevations Credit Union $ 3,372 $ 3,950 $ 578 17% Pennsylvania State Employees Credit Union $ 7,375 $ 405 -$ 6,970 -94% Capital One Bank (USA), N.A. $ 0 $ 233 $ 233 — Capital One, N.A. — $ 219 — — Compass Bank $ 150,000 $ 0 -$ 150,000 — Pen Air Federal Credit Union — $ 0 — — Commerce Bank $ 6,329 — — — Total $84,462,766 $73,261,906 -$11,200,860 -13% decreases in payments were larger than the increases, approximately 24 percent of all payments by issuers resulting in an overall decline. pursuant to college credit card agreements in 2010.

Largest Payments by Issuers As table 9 shows, five of these agreements also were Table 9 presents the 10 college credit card agreements among the agreements with the ten largest payments with the largest payments made by the credit card in 2009. Of the five agreements among the top ten for issuer in 2010. These 10 agreements represent 2009 but not for 2010, one was terminated in 2009 Board of Governors of the Federal Reserve System 7

Table 9. Ten agreements with the largest payments made by the credit card issuer in 2010

Agreement Issuers’ New accounts Total open Rank payments opened accounts as of in 2009 Institution or organization Credit card issuer in 2010 in 2010 12/31/2010

Penn State Alumni Association FIA Card Services, N.A. 2 $ 4,292,488 744 70,060 Ex-Students Association of the University of Texas* FIA Card Services, N.A. 96 $ 2,364,754 444 31,748 Alumni Association of the University of Michigan and the Regents of the University of Michigan FIA Card Services, N.A. 7 $ 1,600,000 508 35,840 University of Southern California FIA Card Services, N.A. 6 $ 1,508,625 536 20,580 University of Tennessee Chase Bank USA, N.A. 8 $ 1,428,571 0 8,702 Duke Alumni Association, Inc. Chase Bank USA, N.A. 10 $ 1,375,000 1 7,222 California Alumni Association and the Regents of the University of California* FIA Card Services, N.A. 11 $ 1,353,225 531 19,412 Arizona State University Alumni Association* FIA Card Services, N.A. 12 $ 1,349,084 286 9,433 Arch Foundation for the University of Georgia, Inc.* FIA Card Services, N.A. 14 $ 1,307,086 329 20,580 General Alumni Association of the University of North Carolina at Chapel Hill* FIA Card Services, N.A. 15 $ 1,250,000 166 19,147 Total — — $17,828,833 3,545 242,724

* These agreements were not among the top 10 agreements based on payments by the issuer in 2009.

(the University of Illinois Alumni Association’s represent approximately 23 percent of all new college agreement with FIA), two were terminated in 2010 credit card accounts opened during 2010. (Chase’s agreements with the University of Notre Dame du Lac and the Greater University of South As table 11 shows, six of the ten agreements listed Carolina Alumni Association), and two remained in also were among the top ten based on number of new effect but involved smaller payments by the issuer in accounts opened in 2009. Of the four agreements 2010 (FIA’s agreements with the Wisconsin Alumni among the top ten for 2009 but not for 2010 (FIA’s Association and the Golden Key International Hon- agreements with the Alumni Association of the Uni- our Society). versity of Michigan and the Regents of the Univer- sity of Michigan, the California Alumni Association Of the five agreements among the top ten for 2010 and the Regents of the University of California, the but not for 2009, four were in the top fifteen for 2009. UCLA Alumni Association, and the Ex-Students The Ex-Students Association of the University of Association of the University of Texas), all remained Texas’s agreement with FIA, which was ranked 96th among the top fifteen for 2010. for 2009, with payments of $182,029, was ranked second for 2010, with payments of almost $2.4 million. Of the four agreements among the top ten based on new accounts opened for 2010 but not for 2009, two New College Credit Card Accounts are new agreements that first took effect in 2010—the University of Notre Dame du Lac’s agreement with As presented in table 1 and in table 10, the total num- FIA and the University of Illinois Alumni Associa- ber of new college credit card accounts opened by all tion’s agreement with University of Illinois Employ- issuers declined by approximately 17 percent from ees Credit Union. The University of Notre Dame du 2009 to 2010. While some issuers opened a greater Lac previously had an agreement with Chase that ter- number of new accounts in 2010 than in 2009, more minated in 2010. The University of Illinois Alumni issuers experienced declines. Association previously had an agreement with FIA that terminated in 2009. The Alumni Association of Largest Numbers of New Accounts Opened the University of Virginia’s agreement with FIA first Table 11 presents the 10 college credit card agree- took effect in October 2009 and had only limited new ments with the largest numbers of new college credit account activity in 2009. The Association of Gradu- card accounts opened in 2010. These 10 agreements ates of the United States Air Force Academy’s agree- 8 Report on College Credit Card Agreements | July 2011

Table 10. Change in number of new credit card accounts opened from 2009 to 2010

New accounts New accounts Net change Percent change Credit card issuer opened opened from 2009 to 2010 from 2009 to 2010 in 2009 in 2010

FIA Card Services, N.A. 38,610 30,193 -8,417 -22% U.S. Bank National Association ND 7,911 6,990 -921 -12% Purdue Federal Credit Union 2,374 2,642 268 11% Barclays Bank Delaware 1,326 1,625 299 22% USAA Savings Bank 539 1,541 1,002 186% INTRUST Bank, N.A. 1,313 1,027 -286 -22% University of Illinois Employees Credit Union — 779 — — Banco Popular de Puerto Rico 627 626 -1 0% Chase Bank USA, N.A. 529 236 -293 -55% UMB Bank, N.A. 31 186 155 500% Elevations Credit Union 534 145 -389 -73% USC Credit Union — 104 — — Pennsylvania State Employees Credit Union 1,475 81 -1,394 -94% GE Money Bank 77 66 -11 -14% Michigan State University Federal Credit Union 76 48 -28 -37% Capital One, N.A. — 44 — — PNC Bank, N.A. 323 23 -300 -93% Capital One Bank (USA), N.A. 0 4 4 — Compass Bank 0 0 0 — First National Bank of Omaha 1 0 -1 — Pen Air Federal Credit Union — 0 — — Commerce Bank 1 — — — Total 55,747 46,360 -9,387 -17%

Table 11. Ten agreements with the largest number of new accounts opened in 2010

Agreement New accounts Total open Rank Payments by opened accounts as of in 2009 issuer in 2010 Institution or organization Credit card issuer in 2010 12/31/2010

Purdue Alumni Association Purdue Federal Credit Union 1 2,642 16,358 $1,000,000 Harvard Alumni Association Barclays Bank Delaware 3 1,625 6,740 $1,000,000 Association of Graduates of the United States Air Force Academy* USAA Savings Bank 13 1,396 1,151 $ 110,000 University of Notre Dame du Lac* FIA Card Services, N.A. — 1,005 1,005 $ 600,381 University of Illinois Alumni Association* University of Illinois Employees Credit Union — 779 771 $ 500,000 Rutgers University Alumni Federation and Rutgers, the State University of New Jersey U.S. Bank National Association ND 5 759 5,342 $ 562,637 Penn State Alumni Association FIA Card Services, N.A. 2 744 70,060 $4,292,488 University of Puerto Rico Banco Popular de Puerto Rico 8 626 22,131 $ 78,016 Alumni Association of the University of Virginia* FIA Card Services, N.A. 238 551 601 $ 33,831 University of Southern California FIA Card Services, N.A. 6 536 20,580 $1,508,625 Total — — 10,663 144,739 $9,685,978

* These agreements were not among the top 10 agreements based on new accounts opened in 2009. ment with USAA Savings Bank was ranked 13th in mitted to the Board regarding the payments made 2009. and accounts opened under college credit card agreements. The complete text of each agreement submitted to the Board is available on the Board’s public Detailed Information about College website at www.federalreserve.gov/ Credit Card Agreements collegecreditcardagreements.

Pursuant to Section 305 of the Credit CARD Act, Appendix A lists the following information about Appendix A to this report lists the information sub- each college credit card agreement: (1) the name of Board of Governors of the Federal Reserve System 9

the institution or organization; (2) the type of insti- pursuant to the agreement during 2010; and (9) the tution or organization;8 (3) the city and state where number of new accounts opened pursuant to the the institution or organization is located; (4) the agreement during 2010. name of the issuer; (5) whether the agreement has been amended or is new;9 (6) whether the agreement Appendix B to this report lists college credit card was still in effect on January 1, 2011; (7) the total agreements that were in effect at some time during number of open accounts under the agreement as of 2009 but were terminated by year-end 2009. This December 31, 2010; (8) the amount of payments table also is organized alphabetically by the name of made by the issuer to the institution or organization the institution or organization. (Agreements terminated in 2010 are included in Appendix A. These 8 This report presents information regarding four categories of agreements are marked as no longer in effect on institutions or organizations. “University” refers to an institution of higher education, as defined in sections 101 and 102 of January 1, 2011.) the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated In 2011, the Board received corrected information for with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. 2009 from Banco Popular de Puerto Rico, Pennsylva- In some cases, issuers submitted to the Board agreements with nia State Employees Credit Union, and PNC Bank, other types of organizations, such as fraternities, sororities, and N.A. In addition, information for 2009 regarding professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to such agree- Purdue Federal Credit Union’s college credit card ments with other types of organizations. agreement was inadvertently omitted from the 9 This report categorizes each agreement as “same,” “amended,” Board’s initial report. Corrected information for or “new.” “Same” refers to an agreement that was in effect dur- 2009 is included in Appendix C to this report. All ing 2009, the terms of which were not amended or modified during 2010. “Amended” refers to an agreement that was in comparisons to 2009 in this report reflect these effect during 2009, the terms of which were amended or modi- corrections. fied during 2010. “New” refers to an agreement that was not in effect prior to 2010. 10 Report on College Credit Card Agreements | July 2011

Appendix A: College Credit Card Agreements in Effect in 2010

The table below lists the information submitted to the Board regarding college credit card agreements in effect during 2010. The complete text of each agreement submitted to the Board is available on the Board’s public website at www.federalreserve.gov/collegecreditcardagreements.

Total open New Type of In effect Payments accounts accounts Institution or organization institution City State Credit card issuer Status** as of by issuer as of opened or organization* 1/1/2011? in 2010 12/31/2010 in 2010

Abilene Christian University University Abilene TX FIA Card Services, N.A. Same Yes 1,566 $ 75,000 4 Academy of Art College University San Francisco CA FIA Card Services, N.A. Same Yes 121 $ 1,167 0 Alabama A&M University Alumni Alumni Association Normal AL FIA Card Services, N.A. Same Yes 228 $ 4,232 0 Association Alabama Pharmacy Association Other Montgomery AL FIA Card Services, N.A. Amended No 93 $ 1,722 0 Alabama State University University Montgomery AL FIA Card Services, N.A. Same Yes 261 $ 2,830 0 Albany College of Pharmacy University Albany NY FIA Card Services, N.A. Same Yes 35 $ 503 0 Albany Law School University Albany NY FIA Card Services, N.A. Same Yes 121 $ 4,025 1 Alcorn State University University Lorman MS FIA Card Services, N.A. Same Yes 246 $ 1,825 0 Alfred State Alumni Association, Alumni Association Alfred NY FIA Card Services, N.A. Same Yes 347 $ 4,111 20 Inc. Alpha Chi National College Honor Other Searcy AR FIA Card Services, N.A. Same Yes 1,413 $ 20,247 72 Scholarship Society Alpha Chi Omega Other Indianapolis IN FIA Card Services, N.A. Same Yes 1,795 $ 30,254 60 Alpha Chi Rho Fraternity Other Neptune NJ FIA Card Services, N.A. Amended No 99 $ 1,418 0 Alpha Delta Pi Sorority Other Atlanta GA FIA Card Services, N.A. Same Yes 2,762 $ 91,400 46 Alpha Epsilon Delta Other Harrisonburg VA FIA Card Services, N.A. Same Yes 11 $ 68 2 Alpha Epsilon Phi Foundation Foundation Stamford CT FIA Card Services, N.A. Amended No 115 $ 2,285 0 Alpha Gamma Delta Other Indianapolis IN FIA Card Services, N.A. Same Yes 1,268 $ 22,062 43 Alpha Gamma Rho Fraternity Other Kansas City MO FIA Card Services, N.A. Same Yes 698 $ 20,000 16 Alpha Kappa Psi Fraternity, Inc. Other Indianapolis IN U.S. Bank National Same Yes 295 $ 3,112 68 Association ND Alpha Omega International Dental Other Baltimore MD FIA Card Services, N.A. Same Yes 74 $ 1,003 0 Fraternity Alpha Omicron Pi Fraternity, Inc. Other Brentwood TN FIA Card Services, N.A. Amended Yes 2,306 $ 37,829 50 Alpha Phi Alpha Fraternity, Inc. Other Baltimore MD FIA Card Services, N.A. Same Yes 440 $ 8,147 0 Alpha Phi Delta Foundation, Inc. Foundation Monroeville PA FIA Card Services, N.A. Same Yes 161 $ 2,502 4 Alpha Phi International Fraternity Other Evanston IL FIA Card Services, N.A. Same Yes 1,632 $ 40,000 57 Alpha Sigma Alpha Sorority Other Indianapolis IN FIA Card Services, N.A. Same Yes 594 $ 25,000 25 Alpha Sigma Tau Other Birmingham AL FIA Card Services, N.A. Same Yes 252 $ 2,768 7 Alpha Tau Omega Other Indianapolis IN FIA Card Services, N.A. Same Yes 251 $ 0 27 Alpha Xi Delta Fraternity Other Indianapolis IN FIA Card Services, N.A. Same Yes 968 $ 13,773 21 Alumnae Association of Mount Alumni Association South Hadley MA FIA Card Services, N.A. Same Yes 383 $ 7,062 17 Holyoke College and the Trustees and University of Mount Holyoke College Alumnae Association of Smith Alumni Association Northampton MA FIA Card Services, N.A. Same Yes 3,046 $105,000 27 College Alumnae Association of the College Alumni Association Morristown NJ FIA Card Services, N.A. Amended No 240 $ 2,023 0 of Saint Elizabeth Alumnae Association of Trinity Alumni Association Washington DC FIA Card Services, N.A. Amended No 16 $ 176 0 College Alumnae Association of Wilson Alumni Association Chambersburg PA FIA Card Services, N.A. Same Yes 230 $ 2,946 0 College Alumni Association of Fashion Alumni Association New York NY FIA Card Services, N.A. Same Yes 60 $ 883 2 Institute of Technology Alumni Association of George Alumni Association Fairfax VA FIA Card Services, N.A. Same Yes 1,711 $ 71,902 75 Mason University Alumni Association of Philadelphia Alumni Association Philadelphia PA FIA Card Services, N.A. Same Yes 53 $ 814 3 College of Osteopathic Medicine Alumni Association of Purchase Alumni Association Purchase NY FIA Card Services, N.A. Amended No 320 $ 2,060 0 College, State University of New York Alumni Association of the City Alumni Association New York NY FIA Card Services, N.A. Same Yes 655 $ 14,257 34 College of New York

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Alumni Association of the State Alumni Association Farmingdale NY FIA Card Services, N.A. Same Yes 367 $ 3,439 0 University of New York Agricultural and Technical College at Farmingdale, Inc. Alumni Association of the University Alumni Association Ann Arbor MI FIA Card Services, N.A. Same Yes 35,840 $1,600,000 508 of Michigan and the Regents of and University the University of Michigan Alumni Association of the University Alumni Association Vermillion SD FIA Card Services, N.A. Amended Yes 1,094 $ 18,198 15 of South Dakota Alumni Association of the University Alumni Association Charlottesville VA FIA Card Services, N.A. Same Yes 601 $ 33,831 551 of Virginia Alumni Association of the University Alumni Association Livingston AL FIA Card Services, N.A. Same Yes 150 $ 4,131 1 of West Alabama Alumni Association of Winthrop Alumni Association Rock Hill SC FIA Card Services, N.A. Same Yes 326 $ 3,380 12 University Alumni Association School of Alumni Association Loma Linda CA FIA Card Services, N.A. Same Yes 172 $ 2,945 0 Medicine of Loma Linda University Alumni Association, Cal State Foundation Bakersfield CA FIA Card Services, N.A. Amended No 287 $ 5,939 0 Bakersfield Foundation Alumni Society of the School of Alumni Association New York NY FIA Card Services, N.A. Same Yes 594 $ 8,702 22 Visual Arts, Inc. Alverno College University Milwaukee WI FIA Card Services, N.A. Same Yes 334 $ 4,201 6 American Academy of Optometry Other Rockville MD FIA Card Services, N.A. Amended No 203 $ 1,431 0 American Academy of Osteopathy Other Indianapolis IN FIA Card Services, N.A. Amended No 42 $ 407 0 American Association for Justice Other Washington DC FIA Card Services, N.A. Same Yes 7,621 $ 270,283 20 American Association of University University Washington DC FIA Card Services, N.A. Same Yes 1,884 $ 0 25 Professors American Chemical Society Other Washington DC FIA Card Services, N.A. Same Yes 6,796 $ 268,094 90 American College University Bryn Mawr PA FIA Card Services, N.A. Amended No 225 $ 2,807 0 American College of Osteopathic Other Arlington IL FIA Card Services, N.A. Same Yes 984 $ 26,640 19 Family Physicians Heights American College of Sports Other Indianapolis IN FIA Card Services, N.A. Same Yes 485 $ 5,301 4 Medicine American College Student Other Columbia SC FIA Card Services, N.A. Same Yes 23 $ 42 0 Association American Counseling Association Other Alexandria VA FIA Card Services, N.A. Amended Yes 2,715 $ 57,593 115 American Design Drafting Other Rockville MD FIA Card Services, N.A. Same Yes 38 $ 495 0 Association American Health Information Other Chicago IL FIA Card Services, N.A. Same Yes 1,605 $ 15,954 57 Management Association American Institute of Aeronautics Other Reston VA FIA Card Services, N.A. Amended Yes 1,144 $ 22,197 7 and Astronautics, Inc. American Institute of Architecture Other Washington DC FIA Card Services, N.A. Same Yes 81 $ 1,106 1 Students American Institute of Biological Other Washington DC FIA Card Services, N.A. Amended No 76 $ 423 0 Sciences American Institute of Chemists, Inc. Other Bethesda MD FIA Card Services, N.A. Amended No 127 $ 1,532 0 American Library Association Other Chicago IL FIA Card Services, N.A. Same Yes 1,104 $ 15,368 23 American Nuclear Society Other La Grange IL FIA Card Services, N.A. Same Yes 478 $ 6,844 0 American Occupational Therapy Other Bethesda MD FIA Card Services, N.A. Same Yes 4,196 $ 71,210 70 Association American Society for Microbiology Other Washington DC FIA Card Services, N.A. Same Yes 448 $ 4,783 6 American Society of Interior Other Washington DC FIA Card Services, N.A. Amended Yes 2,163 $ 39,909 48 Designers, Inc. American Society of Landscape Other Washington DC FIA Card Services, N.A. Same Yes 935 $ 18,428 6 Architects American Society of Naval Other Alexandria VA FIA Card Services, N.A. Same Yes 176 $ 1,626 0 Engineers American Society of Safety Other Des Plaines IL FIA Card Services, N.A. Same Yes 1,520 $ 27,988 24 Engineers American Society of Women Other Memphis TN FIA Card Services, N.A. Same Yes 269 $ 2,881 0 Accountants American University University Washington DC FIA Card Services, N.A. Amended Yes 1,269 $ 18,286 30

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American Veterinary Medical Other Schaumburg IL FIA Card Services, N.A. Same Yes 4,497 $ 172,180 92 Association Angelo State University Alumni Association San Angelo TX FIA Card Services, N.A. Same Yes 662 $ 12,557 10 Ex-Students Association Appalachian State University Foundation Boone NC FIA Card Services, N.A. Same Yes 1,408 $ 55,000 87 Foundation Inc Aquinas College University Grand Rapids MI FIA Card Services, N.A. Amended No 57 $ 505 0 Arcadia University University Glenside PA FIA Card Services, N.A. Same Yes 399 $ 4,026 5 Arch Foundation for the University Foundation Athens GA FIA Card Services, N.A. Amended Yes 20,580 $1,307,086 329 of Georgia, Inc. Arizona State University Alumni Alumni Association Tempe AZ FIA Card Services, N.A. Same Yes 9,433 $1,349,084 286 Association Arkansas Alumni Association, Inc. Alumni Association Fayetteville AR FIA Card Services, N.A. Same Yes 4,341 $ 280,459 227 Arkansas Tech University Alumni Alumni Association Russellville AR FIA Card Services, N.A. Same Yes 337 $ 4,334 0 Association Armstrong Atlantic State University Foundation Savannah GA FIA Card Services, N.A. Amended No 127 $ 1,199 1 Foundation, Inc. ASM International Other Materials Park OH FIA Card Services, N.A. Same Yes 798 $ 18,227 2 Asociacion Alumni CAAM Alumni Association Mayaguez PR FIA Card Services, N.A. Amended Yes 5,643 $ 73,825 5 Asociacion de Exalumnos de la Alumni Association San Juan PR FIA Card Services, N.A. Same Yes 4,255 $ 48,033 1 Universidad de Puerto Rico Recinto de Rio Piedras Associated Alumnae and Alumni of Alumni Association St. Louis MO FIA Card Services, N.A. Same Yes 741 $ 10,317 4 the Sacred Heart Associated Alumni of Adams State Alumni Association Alamosa CO FIA Card Services, N.A. Same Yes 280 $ 2,490 0 College Associated Alumni of the Central Alumni Association Rydal PA FIA Card Services, N.A. Amended No 209 $ 1,013 1 High School of Philadelphia Associated Students Incorporated, Other Long Beach CA FIA Card Services, N.A. Same Yes 138 $ 1,563 15 California State University-Long Beach Association for Childhood Other Wheaton MD FIA Card Services, N.A. Amended No 174 $ 1,792 0 Education International Association for Computing Other New York NY FIA Card Services, N.A. Same Yes 2,199 $ 125,000 17 Machinery Association of Alumni, Former Alumni Association Carbondale IL Chase Bank USA, N.A. Same Yes 3,882 $ 575,065 0 Students, and Friends of SIU Association of Energy Engineers Other Atlanta GA FIA Card Services, N.A. Amended Yes 326 $ 6,081 1 Association of Former Students of Alumni Association College Station TX FIA Card Services, N.A. Amended Yes 34,507 $1,176,016 313 Texas A&M University Association of Graduates of the Alumni Association Colorado Colorado USAA Savings Bank Same Yes 1,151 $ 110,000 1,396 United States Air Force Academy Springs Association of Information Other Park Ridge IL FIA Card Services, N.A. Same Yes 615 $ 4,808 0 Technology Professionals Association of Surgical Other Englewood CO FIA Card Services, N.A. Amended No 876 $ 6,765 0 Technologists Assumption College University Worcester MA FIA Card Services, N.A. Same Yes 135 $ 2,229 9 Auburn Spirit Foundation for Foundation Auburn AL FIA Card Services, N.A. Same Yes 14,755 $1,007,725 377 Scholarships Auburn University at Montgomery Alumni Association Montgomery AL FIA Card Services, N.A. Same Yes 352 $ 5,717 12 Alumni Association Augusta State University Foundation Augusta GA FIA Card Services, N.A. Same Yes 243 $ 1,699 6 Foundation, Inc. Augustana College University Sioux Falls SD FIA Card Services, N.A. Same Yes 496 $ 8,833 18 Aurora University University Aurora IL FIA Card Services, N.A. Same Yes 48 $ 1,076 0 Austin College University Sherman TX FIA Card Services, N.A. Amended No 334 $ 4,524 0 Austin Peay State University Alumni Association Clarksville TN FIA Card Services, N.A. Same Yes 123 $ 1,763 14 National Alumni Association Averett University University Danville VA FIA Card Services, N.A. Same Yes 174 $ 2,190 6 Babson College Alumni Association Alumni Association Wellesley MA FIA Card Services, N.A. Same Yes 632 $ 17,338 18 and Babson College and University Baker College University Flint MI FIA Card Services, N.A. Same No 35 $ 220 0 Ball State University Alumni Alumni Association Muncie IN Chase Bank USA, N.A. Same Yes 2,194 $ 100,000 0 Association

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Bank Street College University New York NY FIA Card Services, N.A. Amended No 8 $ 178 0 Barnard College University New York NY FIA Card Services, N.A. Same Yes 128 $ 1,530 10 Barry University Alumni Association Alumni Association Miami Shores FL FIA Card Services, N.A. Amended No 818 $ 7,382 0 Barton College University Wilson NC FIA Card Services, N.A. Same Yes 130 $ 843 4 Baruch College Alumni Association Alumni Association New York NY FIA Card Services, N.A. Amended No 688 $ 7,366 19 Baylor University Alumni Alumni Association Waco TX U.S. Bank National Same Yes 2,381 $ 34,207 265 Association Association ND Becker College University Worcester MA FIA Card Services, N.A. Same No 123 $ 429 0 Bellarmine College University Louisville KY FIA Card Services, N.A. Same Yes 153 $ 3,078 15 Belmont Abbey College University Belmont NC FIA Card Services, N.A. Same Yes 162 $ 2,038 0 Belmont University University Nashville TN FIA Card Services, N.A. Same Yes 129 $ 1,940 4 Bemidji State University Alumni Alumni Association Bemidji MN U.S. Bank National Same Yes 301 $ 3,082 59 Association Association ND Benedictine University University Lisle IL FIA Card Services, N.A. Amended Yes 321 $ 5,004 8 Bennett College National Alumnae Alumni Association Greensboro NC FIA Card Services, N.A. Same Yes 68 $ 504 0 Association Berklee College of Music University Boston MA FIA Card Services, N.A. Same Yes 711 $ 10,475 24 Beta Alpha Psi Other New York NY FIA Card Services, N.A. Amended Yes 704 $ 14,389 0 Beta Gamma Sigma, Inc. Other St. Louis MO FIA Card Services, N.A. Same Yes 2,131 $ 39,295 75 Beta Theta Pi Other Oxford OH FIA Card Services, N.A. Same Yes 303 $ 0 18 Bethany College University Bethany WV FIA Card Services, N.A. Amended No 97 $ 1,630 0 Bethel College Alumni Association Alumni Association North Newton KS INTRUST Bank, N.A. Same Yes 467 $ 11,183 11 Biola University University La Mirada CA FIA Card Services, N.A. Same Yes 190 $ 2,716 1 Biomedical Engineering Society Other Culver City CA FIA Card Services, N.A. Same Yes 68 $ 731 1 Birla Institute of Technology and Alumni Association Sunnyvale CA Capital One, N.A. New Yes 32 $ 164 32 Science Alumni Association Blackburn College University Carlinville IL FIA Card Services, N.A. Same Yes 263 $ 3,245 1 Bloomsburg University Foundation, Foundation Bloomsburg PA FIA Card Services, N.A. Same Yes 2,487 $ 26,726 40 Inc. Bloomsburg University of University Bloomsburg PA Pennsylvania State Same Yes 1,132 $ 50 10 Pennsylvania Employees Credit Union Board of Regents of the University University Norman OK FIA Card Services, N.A. Same Yes 1,563 $1,000,000 164 of Oklahoma Board of Trustees of Northern University Marquette MI FIA Card Services, N.A. Same Yes 1,009 $ 30,000 44 Michigan University Boise State University Alumni Alumni Association Boise ID FIA Card Services, N.A. Same Yes 1,085 $ 70,300 72 Association, Inc. Boston College University Chestnut Hill MA GE Money Bank Same Yes 597 $1,097,106 41 Bowie State University National Alumni Association St. Leonard MD FIA Card Services, N.A. Same Yes 170 $ 1,822 2 Alumni Association, Inc. Bowling Green State University Alumni Association Bowling Green OH FIA Card Services, N.A. Same Yes 2,119 $ 80,000 78 Alumni Association Bradley University University Peoria IL FIA Card Services, N.A. Same Yes 1,723 $ 30,611 15 Brandeis University University Waltham MA FIA Card Services, N.A. Same Yes 1,772 $ 40,000 40 Bridgewater College University Bridgewater VA FIA Card Services, N.A. Amended No 173 $ 2,221 1 Bridgewater State College Alumni Alumni Association Bridgewater MA U.S. Bank National Same Yes 621 $ 5,625 153 Association Association ND Brookdate Community College Alumni Association Lincroft NJ UMB Bank, N.A. New Yes 0 $ 0 0 Alumni Association Brooklyn College Alumni Alumni Association Brooklyn NY FIA Card Services, N.A. Amended Yes 1,280 $ 6,199 59 Association Brown Alumni Association Alumni Association Providence RI FIA Card Services, N.A. Amended Yes 6,260 $ 363,533 86 Bryant College University Smithfield RI FIA Card Services, N.A. Same Yes 582 $ 9,638 9 Bryn Mawr College Alumnae Alumni Association Bryn Mawr PA FIA Card Services, N.A. Same Yes 456 $ 4,823 19 Association Bucknell University Alumni Alumni Association Lewisburg PA FIA Card Services, N.A. Same Yes 1,467 $ 80,000 47 Association Buffalo State Alumni Association Alumni Association Buffalo NY FIA Card Services, N.A. Same Yes 543 $ 4,998 43 Butler Community College Foundation El Dorado KS INTRUST Bank, N.A. Same Yes 390 $ 17,900 33 Foundation Butler University University Indianapolis IN FIA Card Services, N.A. Same Yes 335 $ 5,482 38

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Butte College Foundation Foundation Oroville CA U.S. Bank National Same Yes 546 $ 2,838 157 Association ND Cabrini College University Radnor PA FIA Card Services, N.A. Same Yes 212 $ 1,340 3 Cal Poly Pomona Alumni Alumni Association Pomona CA FIA Card Services, N.A. Amended No 177 $ 50,000 10 Association California Aggie Alumni Association Alumni Association Davis CA FIA Card Services, N.A. Same Yes 287 $ 150,000 134 California Alumni Association and Alumni Association Berkeley CA FIA Card Services, N.A. Same Yes 19,412 $1,353,225 531 the Regents of the University of and University California California Lutheran University University Thousand Oaks CA FIA Card Services, N.A. Same Yes 83 $ 1,374 0 California Polytechnic State Alumni Association San Luis CA FIA Card Services, N.A. Amended No 3,658 $ 53,098 24 University Alumni Association, Obispo San Luis Obispo California Psychological Association Other Sacramento CA FIA Card Services, N.A. Same Yes 238 $ 2,369 0 California School of Podiatric University Oakland CA FIA Card Services, N.A. Amended No 14 $ 260 0 Medicine at Samuel Merritt College California School of Professional University Alhambra CA FIA Card Services, N.A. Same No 6 $ 54 0 Psychology California State University Foundation Carson CA FIA Card Services, N.A. Amended No 1,175 $ 0 1 Dominguez Hills Foundation, Inc. California State University University Turlock CA FIA Card Services, N.A. Same Yes 42 $ 178 20 Stanislaus California State University, Chico, Alumni Association Chico CA FIA Card Services, N.A. Same Yes 191 $ 0 54 Alumni Association and the University Foundation California State University Chico California State University, Fresno, Alumni Association Fresno CA FIA Card Services, N.A. Amended No 430 $ 180,000 59 Alumni Association California State University, Alumni Association Fullerton CA FIA Card Services, N.A. Amended No 1,167 $ 0 5 Fullerton, Alumni Association California State University, Alumni Association Hayward CA FIA Card Services, N.A. Amended No 266 $ 0 0 Hayward, Alumni Association California State University, Long Alumni Association Long Beach CA FIA Card Services, N.A. Same Yes 7,122 $ 200,000 45 Beach, Alumni Association California State University, Los Alumni Association Los Angeles CA FIA Card Services, N.A. Amended No 310 $ 100,000 28 Angeles, Alumni Association California State University, Alumni Association Northridge CA Chase Bank USA, N.A. Same No 0 $ 0 1 Northridge, Alumni Association California State University, San Alumni Association San Marcos CA FIA Card Services, N.A. Amended No 214 $ 8,033 1 Marcos, Alumni Association California University of University California PA Pennsylvania State Same Yes 806 $ 35 7 Pennsylvania Employees Credit Union California University of Alumni Association California PA FIA Card Services, N.A. Amended No 430 $ 6,542 0 Pennsylvania Alumni Association, Inc. California Veterinary Medical Other Sacramento CA FIA Card Services, N.A. Same Yes 403 $ 6,736 0 Association Calvert Hall College Alumni Alumni Association Towson MD FIA Card Services, N.A. Amended No 408 $ 7,927 1 Association Campbellsville University University Campbellsville KY FIA Card Services, N.A. Same Yes 234 $ 4,081 0 Canisius College University Buffalo NY FIA Card Services, N.A. Same Yes 600 $ 27,500 17 Cardinal Stritch University University Milwaukee WI FIA Card Services, N.A. Same No 91 $ 683 0 Carlow College University Pittsburgh PA FIA Card Services, N.A. Amended No 114 $ 866 0 Carroll College University Helena MT FIA Card Services, N.A. Amended No 308 $ 2,296 3 Carthage College University Kenosha WI FIA Card Services, N.A. Amended Yes 233 $ 3,129 8 Case Western Reserve University University Cleveland OH FIA Card Services, N.A. Same Yes 2,518 $ 175,000 38 Catawba College University Salisbury NC FIA Card Services, N.A. Same Yes 308 $ 3,005 5 Catholic University of America University Washington DC FIA Card Services, N.A. Amended Yes 1,316 $ 26,088 31 Cazenovia College University Cazenovia NY FIA Card Services, N.A. Amended Yes 19 $ 325 0 Cedar Crest College Alumnae Alumni Association Allentown PA FIA Card Services, N.A. Amended No 286 $ 4,666 5 Association Centenary College of Louisiana University Shreveport LA FIA Card Services, N.A. Same Yes 228 $ 2,179 1 Central Bible College University Springfield MO FIA Card Services, N.A. Amended No 158 $ 2,607 0

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Central Connecticut State Alumni Association New Britain CT FIA Card Services, N.A. Amended Yes 1,266 $ 0 55 University Alumni Association, Inc. Central Michigan University University Mount Pleasant MI FIA Card Services, N.A. Same Yes 376 $200,000 209 Central Virginia LSU Alumni Chapter Alumni Association Midlothian VA Capital One, N.A. New Yes 1 $ 55 1 Central Washington University Alumni Association Ellensburg WA FIA Card Services, N.A. Amended Yes 906 $ 10,738 46 Alumni Association Chadron State Foundation Foundation Chadron NE FIA Card Services, N.A. Same Yes 382 $ 3,706 5 Chapman University University Orange CA FIA Card Services, N.A. Same Yes 1,314 $ 62,000 48 Cheyney Foundation Foundation Cheyney PA FIA Card Services, N.A. Amended No 39 $ 0 0 Cheyney University of Pennsylvania University Cheyney PA Pennsylvania State Same Yes 96 $ 5 1 Employees Credit Union Chi O Creations Other Memphis TN FIA Card Services, N.A. Same Yes 2,498 $ 42,086 144 Chi Phi Fraternity, Inc. Other Suwanee GA FIA Card Services, N.A. Amended Yes 219 $ 2,862 2 Chi Psi Fraternity Other Chapel Hill NC FIA Card Services, N.A. Amended No 39 $ 620 0 Chicago State University Foundation Chicago IL FIA Card Services, N.A. Amended No 50 $ 279 1 Foundation Christian Brothers University University Memphis TN FIA Card Services, N.A. Same Yes 114 $ 1,116 0 Christopher Newport University Foundation Newport News VA FIA Card Services, N.A. Amended Yes 215 $ 1,559 1 Educational Foundation Citadel Alumni Association Alumni Association Charleston SC U.S. Bank National Same Yes 368 $ 9,885 74 Association ND Claflin College University Orangeburg SC FIA Card Services, N.A. Same Yes 18 $ 157 0 Claremont McKenna College Alumni Alumni Association Claremont CA FIA Card Services, N.A. Amended No 245 $ 2,592 4 Association, Inc. Clarion University Foundation, Inc. Foundation Clarion PA FIA Card Services, N.A. Same Yes 141 $ 5,000 36 Clarion University Foundation, Inc. Foundation Clarion PA Pennsylvania State Same Yes 61 $ 10 2 Employees Credit Union Clark University Alumni Association Alumni Association Worcester MA FIA Card Services, N.A. Same Yes 561 $ 9,956 9 Clarkson University University Potsdam NY FIA Card Services, N.A. Same Yes 581 $ 10,865 0 Clayton State Alumni Association Alumni Association Morrow GA UMB Bank, N.A. Same Yes 5 $ 196 3 Clemson University Foundation, Foundation and Clemson SC FIA Card Services, N.A. Amended Yes 13,154 $651,500 130 Inc., d/b/a Clemson Alumni Alumni Association Association Cleveland State University Alumni Alumni Association Cleveland OH FIA Card Services, N.A. Amended No 1,287 $ 12,892 1 Association Cleveland-Marshall Law Alumni Alumni Association Cleveland OH FIA Card Services, N.A. Amended No 45 $ 768 0 Association Coe College University Cedar Rapids IA FIA Card Services, N.A. Amended Yes 123 $ 1,355 1 Colby-Sawyer College University New London NH FIA Card Services, N.A. Same Yes 165 $ 1,220 7 Colegio de Farmaceuticos de University San Juan PR FIA Card Services, N.A. Amended Yes 320 $ 3,411 4 Puerto Rico College Misericordia University Dallas PA FIA Card Services, N.A. Amended No 278 $ 3,435 2 College of Charleston Alumni Alumni Association Charleston SC FIA Card Services, N.A. Amended Yes 1,258 $ 20,938 30 Association College of Mount Saint Vincent University Riverdale NY FIA Card Services, N.A. Amended No 149 $ 1,187 0 College of New Jersey Alumni Alumni Association Ewing NJ U.S. Bank National Same Yes 804 $ 5,908 155 Association Association ND College of Notre Dame of Maryland University Baltimore MD FIA Card Services, N.A. Same Yes 423 $ 7,899 0 College of St. Rose University Albany NY FIA Card Services, N.A. Amended Yes 356 $ 2,775 3 College of St. Scholastica University Duluth MN FIA Card Services, N.A. Same Yes 388 $ 4,102 10 College of Staten Island Alumni Alumni Association Staten Island NY FIA Card Services, N.A. Amended Yes 530 $ 6,808 40 Association, Inc. College of the Holy Cross General Alumni Association Worcester MA FIA Card Services, N.A. Same Yes 2,178 $117,210 38 Alumni Association College of West Africa Alumni Alumni Association Bowie MD UMB Bank, N.A. Same Yes 1 $ 83 1 Association Colleges of the Seneca, Inc. University Geneva NY FIA Card Services, N.A. Same Yes 52 $ 0 0 Colorado College University Colorado CO FIA Card Services, N.A. Amended Yes 417 $ 8,669 1 Springs Colorado School of Mines Alumni Alumni Association Golden CO FIA Card Services, N.A. Same Yes 585 $ 13,960 15 Association

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Colorado State University Alumni Alumni Association Fort Collins CO U.S. Bank National Same Yes 2,196 $ 34,344 257 Association Association ND Converse College University Spartanburg SC FIA Card Services, N.A. Amended No 97 $ 673 0 Cooper Union for the Advancement University New York City NY FIA Card Services, N.A. Amended Yes 618 $ 7,703 10 of Science and Art Coppin State College Development Foundation Baltimore MD FIA Card Services, N.A. Same Yes 63 $ 499 2 Foundation, Inc. Cornell Alumni Federation Alumni Association Ithaca NY Chase Bank USA, N.A. Same Yes 9,007 $ 904,575 1 Creighton University Alumni Alumni Association Omaha NE First National Bank of Same No 446 $ 11,909 0 Association and Creighton and University Omaha University Crimson Tide Sports Marketing, University Tuscaloosa AL Compass Bank Same Yes 0 $ 0 0 LLC Culver Stockton College University Canton MO FIA Card Services, N.A. Amended No 123 $ 818 0 Dakota State University Alumni Alumni Association Madison SD FIA Card Services, N.A. Amended No 72 $ 469 0 Association Davenport University University Grand Rapids MI FIA Card Services, N.A. Amended No 204 $ 1,357 8 Delaware State University Alumni Alumni Association Dover DE FIA Card Services, N.A. Same Yes 224 $ 2,622 1 Association Delaware Valley College University Doylestown PA FIA Card Services, N.A. Same Yes 199 $ 1,817 0 Delta Chi Fraternity, Inc. Other Iowa City IA FIA Card Services, N.A. Same Yes 868 $ 8,578 50 Delta Delta Delta Fraternity Other Arlington TX U.S. Bank National Same Yes 933 $ 12,482 55 Association ND Delta Gamma Fraternity Other Columbus OH FIA Card Services, N.A. Amended Yes 896 $ 9,397 44 Delta Kappa Epsilon Fraternity Other Washington DC FIA Card Services, N.A. Amended No 153 $ 2,364 0 Delta Kappa Gamma Society, Other Austin TX FIA Card Services, N.A. Same Yes 199 $ 2,680 38 International Delta Mu Delta Honor Society Other Brookfield IL FIA Card Services, N.A. Same Yes 803 $ 15,000 63 Delta Phi Epsilon Sorority Other Maryland MO FIA Card Services, N.A. Same Yes 365 $ 3,507 27 Heights Delta Sigma Delta Other Dousman WI FIA Card Services, N.A. Amended Yes 147 $ 3,038 0 Delta Sigma Phi Fraternity Other Indianapolis IN FIA Card Services, N.A. Same Yes 627 $ 15,000 19 Delta Sigma Pi Other Oxford OH U.S. Bank National Same Yes 1,903 $ 71,828 106 Association ND Delta State University Alumni Alumni Association Cleveland MS FIA Card Services, N.A. Same Yes 715 $ 30,000 11 Association Delta Tau Delta Fraternity Other Fishers IN FIA Card Services, N.A. Amended No 124 $ 0 11 Delta Theta Phi Law Fraternity Other Rocky River OH FIA Card Services, N.A. Same Yes 169 $ 2,511 18 Delta Upsilon International Other Indianapolis IN FIA Card Services, N.A. Same Yes 414 $ 3,780 23 Fraternity Delta Zeta Sorority Other Oxford OH FIA Card Services, N.A. Same Yes 1,834 $ 28,584 112 DePaul University University Chicago IL FIA Card Services, N.A. Same Yes 403 $ 100,000 51 Des Moines University Osteopathic University Des Moines IA FIA Card Services, N.A. Same Yes 59 $ 1,099 0 Medical Center Development Foundation of Foundation Cullowhee NC FIA Card Services, N.A. Same Yes 849 $ 10,577 18 Western Carolina University, Inc. Dickinson College University Carlisle PA FIA Card Services, N.A. Same Yes 514 $ 11,691 0 Dominican College of San Rafael University San Rafael CA FIA Card Services, N.A. Same Yes 53 $ 424 0 Dominican University University River Forest IL FIA Card Services, N.A. Same Yes 277 $ 3,469 4 Dowling College University Oakdale NY FIA Card Services, N.A. Same Yes 491 $ 6,882 0 Drake University University Des Moines IA FIA Card Services, N.A. Amended No 1,239 $ 29,696 16 Drexel University University Philadelphia PA U.S. Bank National Same Yes 1,703 $ 271,223 207 Association ND Duke Alumni Association, Inc. Alumni Association Durham NC Chase Bank USA, N.A. Same Yes 7,222 $1,375,000 1 Duquesne University Alumni Alumni Association Pittsburgh PA U.S. Bank National Same Yes 1,279 $ 10,851 178 Association Association ND D’Youville College University Buffalo NY FIA Card Services, N.A. Amended No 131 $ 1,737 1 East Carolina University Alumni Alumni Association Greenville NC FIA Card Services, N.A. Same Yes 2,743 $ 100,000 91 Association, Inc. East Central University Alumni Alumni Association Ada OK FIA Card Services, N.A. Amended No 94 $ 753 1 Association East Stroudsburg University Foundation East PA FIA Card Services, N.A. Same Yes 1,239 $ 47,000 21 Foundation, Inc. Stroudsburg

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East Stroudsburg University of University East PA Pennsylvania State Same Yes 1,090 $ 30 6 Pennsylvania Stroudsburg Employees Credit Union Eastern Connecticut State Alumni Association Willimantic CT FIA Card Services, N.A. Same Yes 178 $ 2,482 29 University Alumni Association Eastern Illinois University Alumni Alumni Association Charleston IL FIA Card Services, N.A. Same Yes 3,949 $ 110,000 55 Association, Inc. Eastern New Mexico University Alumni Association Portales NM FIA Card Services, N.A. Same Yes 695 $ 5,486 16 Alumni Association, Inc. Eastern Oregon University University La Grande OR FIA Card Services, N.A. Amended No 226 $ 2,939 0 Eastern Washington University Alumni Association Cheney WA FIA Card Services, N.A. Same Yes 933 $ 13,068 22 Alumni Association Eckerd College Alumni Association Alumni Association St. Petersburg FL FIA Card Services, N.A. Same Yes 121 $ 2,193 0 Edinboro University of Pennsylvania Alumni Association Edinboro PA FIA Card Services, N.A. Same Yes 1,430 $ 32,000 31 Alumni Association Educational Communications, Inc. Other Lake Forest IL FIA Card Services, N.A. Same Yes 9,818 $ 0 0 Elizabethtown College University Elizabethtown PA FIA Card Services, N.A. Amended Yes 514 $ 5,966 15 Elizabethtown College University Elizabethtown PA Pennsylvania State Amended Yes 382 $ 25 5 Employees Credit Union Elmhurst College Alumni Alumni Association Elmhurst IL U.S. Bank National Same Yes 266 $ 3,628 45 Association Association ND Elon University University Elon NC FIA Card Services, N.A. Same Yes 317 $ 2,888 7 Embry Riddle Aeronautical University Daytona Beach FL FIA Card Services, N.A. Amended Yes 1,442 $ 23,901 2 University Emerson College University Boston MA FIA Card Services, N.A. Same Yes 387 $ 2,838 0 Emmanuel College University Boston MA FIA Card Services, N.A. Same Yes 80 $ 992 0 Emory University University Atlanta GA FIA Card Services, N.A. Same Yes 2,860 $ 50,676 79 Emporia State University Alumni Alumni Association Emporia KS INTRUST Bank, N.A. Same Yes 786 $ 16,193 36 Association Erskine College University Due West SC FIA Card Services, N.A. Amended No 112 $ 1,033 0 Erskine College Alumni Association Alumni Association Due West SC Capital One, N.A. New Yes 4 $ 0 4 Ex-Students Association of the Alumni Association Austin TX FIA Card Services, N.A. Same Yes 31,748 $2,364,754 444 University of Texas Fairfield University University Fairfield CT FIA Card Services, N.A. Same Yes 1,005 $ 20,283 32 Fairleigh Dickinson University University Teaneck NJ FIA Card Services, N.A. Amended Yes 1,487 $ 66,842 72 Fairmont State College Alumni Alumni Association Fairmont WV FIA Card Services, N.A. Amended No 180 $ 2,562 0 Association, Inc. Faulkner University University Montgomery AL FIA Card Services, N.A. Same Yes 110 $ 1,256 0 Ferris State University University Big Rapids MI FIA Card Services, N.A. Same Yes 117 $ 974 73 FFA Alumni Association Alumni Association Alexandria VA FIA Card Services, N.A. Same Yes 437 $ 6,506 25 Fitchburg State College University Fitchburg MA FIA Card Services, N.A. Same Yes 204 $ 2,447 15 Florida Atlantic University Foundation Boca Raton FL FIA Card Services, N.A. Same Yes 3,634 $ 120,000 63 Foundation, Inc. Florida Institute of Technology Alumni Association Melbourne FL U.S. Bank National Same Yes 361 $ 4,789 34 Alumni Association Association ND Florida International University Foundation Miami FL FIA Card Services, N.A. Amended Yes 7,621 $ 315,000 99 Foundation, Inc. Florida Southern College University Lakeland FL FIA Card Services, N.A. Same Yes 223 $ 3,176 6 Fordham University University Bronx NY FIA Card Services, N.A. Same Yes 7,730 $ 285,000 110 Fort Hays State University Alumni Alumni Association Hays KS INTRUST Bank, N.A. Same Yes 605 $ 10,000 59 Association Fort Lewis College Alumni Alumni Association Durango CO FIA Card Services, N.A. Amended No 479 $ 4,231 3 Association Foundation at New Jersey Institute Foundation Newark NJ FIA Card Services, N.A. Same Yes 69 $ 677 35 of Technology Foundation Chapter of Theta Chi Foundation Indianapolis IN FIA Card Services, N.A. Same Yes 573 $ 9,226 23 Fraternity, Inc. Foundation of the University of Foundation Charlotte NC FIA Card Services, N.A. Same Yes 2,910 $ 124,354 58 North Carolina at Charlotte, Inc. Franklin and Marshall College University Lancaster PA FIA Card Services, N.A. Amended Yes 454 $ 0 15 Franklin Pierce College University Rindge NH FIA Card Services, N.A. Same Yes 272 $ 3,370 3 Fraternity of Alpha Zeta Other St. Louis MO FIA Card Services, N.A. Same Yes 23 $ 315 0 Fraternity of Phi Gamma Delta, Inc. Other Lexington KY FIA Card Services, N.A. Same Yes 312 $ 15,000 29

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Freed Hardeman University University Henderson TN FIA Card Services, N.A. Same Yes 541 $ 9,583 10 Furman University University Greenville SC FIA Card Services, N.A. Same Yes 1,046 $ 23,367 10 Gamma Phi Beta International Other Englewood CO FIA Card Services, N.A. Same Yes 999 $ 40,000 51 Sorority, Inc. Gemological Institute of America Alumni Association Santa Monica CA FIA Card Services, N.A. Same Yes 1,405 $ 9,860 44 Alumni Association General Alumni Association of the Alumni Association Chapel Hill NC FIA Card Services, N.A. Same Yes 19,147 $1,250,000 166 University of North Carolina at Chapel Hill Geneseo Alumni Association Alumni Association Geneseo NY FIA Card Services, N.A. Same Yes 769 $ 0 29 Geneva College University Beaver Falls PA FIA Card Services, N.A. Same Yes 719 $ 10,043 15 George Washington Alumni Alumni Association Washington DC FIA Card Services, N.A. Same Yes 3,364 $ 155,238 100 Association Georgetown University Alumni Alumni Association Washington DC FIA Card Services, N.A. Amended Yes 8,503 $ 833,065 96 Association Georgia Pharmacy Foundation Foundation Atlanta GA FIA Card Services, N.A. Same Yes 94 $ 1,230 0 Georgia Southern University Foundation Statesboro GA FIA Card Services, N.A. Same Yes 3,073 $ 100,000 45 Foundation, Inc. Georgia Southwestern Foundation, Foundation Americus GA FIA Card Services, N.A. Amended Yes 89 $ 1,147 0 Inc. Georgia State University Alumni Alumni Association Atlanta GA FIA Card Services, N.A. Amended Yes 2,563 $ 94,167 134 Association, Inc. Georgia Tech Alumni Association Alumni Association Atlanta GA FIA Card Services, N.A. Amended No 10,207 $ 0 151 Gettysburg College University Gettysburg PA FIA Card Services, N.A. Same Yes 363 $ 5,866 25 Golden Gate University University San Francisco CA FIA Card Services, N.A. Amended No 278 $ 2,039 0 Golden Key International Honour Other Atlanta GA FIA Card Services, N.A. Amended Yes 36,024 $ 45,264 236 Society Goldey Beacom College University Wilmington DE FIA Card Services, N.A. Same Yes 240 $ 3,352 0 Goshen College University Goshen IN FIA Card Services, N.A. Amended No 280 $ 4,804 0 Graceland University University Lamoni IA FIA Card Services, N.A. Amended No 187 $ 2,290 0 Grambling University National Alumni Association Grambling LA FIA Card Services, N.A. Same Yes 53 $ 638 0 Alumni Association Grand Chapter of Phi Sigma Kappa Other Indianapolis IN FIA Card Services, N.A. Amended No 360 $ 6,152 0 Grand Valley State University University Allendale MI FIA Card Services, N.A. Same Yes 988 $ 10,388 63 Grand View College Alumni University Des Moines IA FIA Card Services, N.A. Amended No 55 $ 515 0 Association Greater University of South Carolina Alumni Association Columbia SC Chase Bank USA, N.A. Same No 0 $ 0 0 Alumni Association Green Mountain College University Poultney VT FIA Card Services, N.A. Same Yes 114 $ 929 0 Guilford College University Greensboro NC FIA Card Services, N.A. Same Yes 68 $ 850 0 Gustavus Adolphus College University Saint Peter MN FIA Card Services, N.A. Same Yes 593 $ 10,067 22 Gwynedd Mercy College University Gwynedd Valley PA FIA Card Services, N.A. Same Yes 87 $ 930 2 Hamline University University Saint Paul MN FIA Card Services, N.A. Same Yes 367 $ 3,104 1 Hampden Sydney College University Hampden VA FIA Card Services, N.A. Amended Yes 318 $ 6,982 0 Sydney Hampton University University Hampton VA FIA Card Services, N.A. Amended No 282 $ 4,649 8 Harding University, Inc. University Searcy AR FIA Card Services, N.A. Same Yes 1,427 $ 27,543 0 Harrisburg Area Community College University Harrisburg PA Pennsylvania State Amended Yes 872 $ 65 13 Employees Credit Union Hartwick College University Oneonta NY FIA Card Services, N.A. Same Yes 172 $ 1,437 0 Harvard Alumni Association Alumni Association Cambridge MA Barclays Bank Delaware Same Yes 6,740 $1,000,000 1,625 Haverford College University Haverford PA FIA Card Services, N.A. Same Yes 272 $ 7,615 1 Hawaii Pacific University University Honolulu HI FIA Card Services, N.A. Same Yes 263 $ 3,032 0 Henderson State University University Arkadelphia AR FIA Card Services, N.A. Same Yes 416 $ 5,768 11 Herbert H. Lehman College Foundation Bronx NY FIA Card Services, N.A. Same Yes 289 $ 3,343 24 Foundation, Inc. Honor Society of Phi Kappa Phi Other Baton Rouge LA FIA Card Services, N.A. Amended Yes 7,471 $ 120,507 184 Hood College University Frederick MD FIA Card Services, N.A. Same Yes 259 $ 3,406 5 Houghton College University Houghton NY FIA Card Services, N.A. Same No 223 $ 2,827 0 Houston Alumni Organization Alumni Association Houston TX Chase Bank USA, N.A. Same No 0 $ 0 0 Houston Baptist University University Houston TX FIA Card Services, N.A. Amended Yes 310 $ 2,979 1

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Howard Payne University Alumni Alumni Association Brownwood TX FIA Card Services, N.A. Same Yes 288 $ 2,929 0 Association Howard University Department of Alumni Association Washington DC FIA Card Services, N.A. Same Yes 1,293 $ 27,193 19 Alumni Relations Humboldt State University Alumni Alumni Association Arcata CA FIA Card Services, N.A. Amended No 420 $ 20,000 4 Association Husson College Alumni Association Alumni Association Bangor ME FIA Card Services, N.A. Same Yes 279 $ 1,492 1 Idaho State University University Pocatello ID FIA Card Services, N.A. Same Yes 1,295 $ 20,650 33 Illinois College of Optometry University Chicago IL FIA Card Services, N.A. Amended No 5 $ 93 0 Illinois State University Foundation Foundation Normal IL FIA Card Services, N.A. Same Yes 6,465 $193,075 118 Immaculata College University Immaculata PA FIA Card Services, N.A. Same Yes 184 $ 2,316 3 Independent University Alumni Alumni Association Lowell MA FIA Card Services, N.A. Amended Yes 205 $ 3,931 0 Association at Lowell Indiana State University University Terre Haute IN FIA Card Services, N.A. Amended Yes 2,561 $ 37,255 6 Indiana University Alumni Alumni Association Bloomington IN FIA Card Services, N.A. Amended Yes 26,887 $ 0 208 Association Indiana University of Pennsylvania Alumni Association Indiana PA FIA Card Services, N.A. Amended Yes 3,825 $135,930 52 Alumni Association Indiana Wesleyan University University Marion IN FIA Card Services, N.A. Same No 273 $ 2,597 1 Institute of Industrial Engineers Other Norcross GA FIA Card Services, N.A. Same Yes 1,727 $ 33,230 10 Institute of Management Other Montvale NJ FIA Card Services, N.A. Same Yes 4,668 $175,000 38 Accountants International Chiropractors Other Arlington VA FIA Card Services, N.A. Same Yes 950 $ 13,762 9 Association International Legal Fraternity of Phi Other Greenbelt MD FIA Card Services, N.A. Same Yes 365 $ 12,217 10 Delta Phi Iona College University New Rochelle NY FIA Card Services, N.A. Same Yes 1,214 $ 19,166 2 Iowa State University Alumni Alumni Association Ames IA FIA Card Services, N.A. Amended Yes 14,579 $537,000 219 Association Jackson State University University Jackson MS FIA Card Services, N.A. Same Yes 199 $ 1,257 0 Jacksonville State University Foundation Jacksonville AL U.S. Bank National Same Yes 629 $ 6,112 94 Foundation, Inc. Association ND James Madison University Alumni Alumni Association Harrisonburg VA FIA Card Services, N.A. Amended Yes 553 $125,000 77 Association Javelina Alumni Association Alumni Association Kingsville TX FIA Card Services, N.A. Same Yes 311 $ 4,798 11 John Carroll University University University OH FIA Card Services, N.A. Same Yes 1,051 $ 17,407 40 Heights John F. Kennedy University Alumni Alumni Association Orinda CA FIA Card Services, N.A. Amended No 81 $ 1,013 2 Association Johns Hopkins University University Baltimore MD FIA Card Services, N.A. Amended Yes 6,661 $285,672 122 Johnson & Wales University University Providence RI FIA Card Services, N.A. Amended No 483 $ 0 0 Juilliard School Other New York NY FIA Card Services, N.A. Same Yes 131 $ 1,334 3 Kansas State University Alumni Alumni Association Manhattan KS INTRUST Bank, N.A. Same Yes 11,029 $701,976 292 Association Kansas University Alumni Alumni Association Lawrence KS INTRUST Bank, N.A. Same Yes 10,451 $826,387 248 Association Kappa Alpha Order Other Lexington VA FIA Card Services, N.A. Same Yes 760 $ 30,000 3 Kappa Alpha Psi Other Philadelphia PA FIA Card Services, N.A. Same Yes 734 $ 10,697 23 Kappa Alpha Theta Fraternity, Inc. Other Indianapolis IN FIA Card Services, N.A. Same Yes 2,114 $ 31,588 56 Kappa Delta Pi An International Other Indianapolis IN FIA Card Services, N.A. Same Yes 1,438 $ 17,686 48 Honor Society in Education Kappa Delta Rho Fraternity Other Greensburg PA FIA Card Services, N.A. Same Yes 186 $ 2,893 7 Kappa Delta Sorority, Inc. Other Memphis TN FIA Card Services, N.A. Amended No 375 $ 750 55 Kappa Epsilon Fraternity Other Stone Mountain GA FIA Card Services, N.A. Same Yes 38 $ 362 0 Kappa Psi Pharmaceutical Other Oklahoma City OK FIA Card Services, N.A. Same Yes 57 $ 333 4 Fraternity Kappa Sigma Fraternity Other Charlottesville VA FIA Card Services, N.A. Amended No 359 $ 0 1 Kean University Alumni Association Alumni Association Union NJ FIA Card Services, N.A. Amended No 682 $ 0 21 Keene State College Alumni Alumni Association Keene NH FIA Card Services, N.A. Amended No 564 $ 20,000 0 Association Kennesaw State University Alumni Alumni Association Marietta GA FIA Card Services, N.A. Amended No 1,344 $ 21,426 25 Association

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Kent State University University Kent OH FIA Card Services, N.A. Same Yes 5,128 $ 135,000 94 Kentucky Wesleyan College University Owensboro KY FIA Card Services, N.A. Amended No 65 $ 529 0 Keuka College University Keuka Park NY FIA Card Services, N.A. Amended No 139 $ 908 0 Keystone College Alumni Alumni Association La Plume PA Capital One Bank (USA), Amended Yes 4 $ 233 4 Association N.A. Keystone College Alumni Alumni Association La Plume PA Capital One, N.A. New Yes 4 $ 0 4 Association Kings College University Wilkes Barre PA FIA Card Services, N.A. Amended No 936 $ 0 4 Kutztown University Alumni Alumni Association Kutztown PA FIA Card Services, N.A. Amended Yes 986 $ 12,747 50 Association Kutztown University of University Kutztown PA Pennsylvania State Same Yes 1,563 $ 45 9 Pennsylvania Employees Credit Union La Salle University Alumni Alumni Association Philadelphia PA FIA Card Services, N.A. Same Yes 1,785 $ 28,124 37 Association La Sierra University, La Sierra Alumni Association Riverside CA FIA Card Services, N.A. Same Yes 18 $ 234 5 Alumni Association Lafayette College Alumni Alumni Association Easton PA FIA Card Services, N.A. Same Yes 611 $ 10,000 10 Association Lake County Schools Alumni Alumni Association Memphis TN UMB Bank, N.A. New Yes 0 $ 0 0 Lake Sumter Community College Foundation Leesburg FL Capital One, N.A. New Yes 0 $ 0 0 Foundation, Inc. Lakewood Public School Alumni Foundation Lakewood OH FIA Card Services, N.A. Amended No 98 $ 1,490 0 Foundation Lamar University University Beaumont TX Compass Bank New Yes 0 $ 0 0 Lamar University Alumni Alumni Association Beaumont TX FIA Card Services, N.A. Amended No 414 $ 4,714 0 Association Lambda Chi Alpha Fraternity, Inc. Other Indianapolis IN FIA Card Services, N.A. Same Yes 716 $ 25,000 16 Langston University National Alumni Association Langston OK FIA Card Services, N.A. Same Yes 57 $ 220 0 Alumni Association Le Moyne College University Syracuse NY FIA Card Services, N.A. Same Yes 543 $ 7,139 12 Lebanon Valley College University Annville PA FIA Card Services, N.A. Amended No 349 $ 3,168 1 Lee University University Cleveland TN FIA Card Services, N.A. Same No 422 $ 6,597 0 Leland Stanford Junior University Alumni Association Stanford CA FIA Card Services, N.A. Same Yes 16,079 $1,000,000 178 by Stanford Alumni Association and University and Stanford Department of Athletics, Physical Education and Recreation Lenoir Rhyne College Alumni Alumni Association Hickory NC FIA Card Services, N.A. Amended Yes 173 $ 2,089 1 Association Lesley College University Cambridge MA FIA Card Services, N.A. Same No 187 $ 1,649 0 Letourneau University University Longview TX FIA Card Services, N.A. Same Yes 285 $ 4,962 1 Lewis and Clark College University Portland OR FIA Card Services, N.A. Same Yes 951 $ 10,735 2 Lewis University University Romeoville IL FIA Card Services, N.A. Same Yes 362 $ 5,429 0 Liberty University University Lynchburg VA U.S. Bank National Same Yes 1,265 $ 11,951 197 Association ND Life College University Marietta GA FIA Card Services, N.A. Same No 102 $ 1,529 0 Limestone College University Gaffney SC FIA Card Services, N.A. Same Yes 125 $ 1,134 0 Lock Haven University Alumni Alumni Association Lock Haven PA Capital One, N.A. New Yes 1 $ 0 1 Association Lock Haven University Foundation Foundation Lock Haven PA FIA Card Services, N.A. Amended No 243 $ 0 0 Lock Haven University of University Lock Haven PA Pennsylvania State Same Yes 927 $ 20 4 Pennsylvania Employees Credit Union Long Island University University Brookville NY FIA Card Services, N.A. Same Yes 852 $ 0 41 Longwood University Alumni Alumni Association Farmville VA FIA Card Services, N.A. Same Yes 440 $ 6,467 25 Association Louisiana State University Medical Foundation New Orleans LA FIA Card Services, N.A. Same Yes 196 $ 6,791 0 Center Foundation Louisiana State University Alumni Association Shreveport LA FIA Card Services, N.A. Same Yes 271 $ 3,933 1 Shreveport Alumni Association Louisiana Tech University Foundation Ruston LA FIA Card Services, N.A. Same Yes 2,106 $ 83,333 65 Foundation Loyola Blakefield Alumni Alumni Association Baltimore MD FIA Card Services, N.A. Same Yes 166 $ 5,377 0 Association

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Loyola Marymount University University Los Angeles CA FIA Card Services, N.A. Same Yes 1,498 $ 50,000 45 Loyola University Chicago University Chicago IL FIA Card Services, N.A. Same Yes 3,276 $ 51,585 91 Loyola University Maryland University Baltimore MD FIA Card Services, N.A. Same Yes 2,083 $ 75,300 48 Loyola University New Orleans University New Orleans LA FIA Card Services, N.A. Same Yes 1,527 $ 62,500 29 LSU Alumni Association Alumni Association Baton Rouge LA FIA Card Services, N.A. Same Yes 8,258 $ 5,000 119 Lubbock Christian University University Lubbock TX FIA Card Services, N.A. Amended No 179 $ 2,070 0 Luther College University Decorah IA FIA Card Services, N.A. Same Yes 491 $ 7,722 16 Lutheran University Association, University Valparaiso IN FIA Card Services, N.A. Same Yes 997 $ 17,911 37 Inc., d/b/a Valparaiso University Lycoming College University Williamsport PA FIA Card Services, N.A. Amended No 127 $ 2,191 2 Manhattan College University Riverdale NY FIA Card Services, N.A. Same Yes 1,129 $ 19,927 22 Manhattanville College University Purchase NY FIA Card Services, N.A. Same Yes 192 $ 4,324 0 Mansfield University Foundation, Foundation Mansfield PA FIA Card Services, N.A. Same Yes 629 $ 8,976 10 Inc. Mansfield University of University Mansfield PA Pennsylvania State Same Yes 418 $ 25 5 Pennsylvania Employees Credit Union Marquette University University Milwaukee WI FIA Card Services, N.A. Same Yes 3,607 $165,000 118 Marshall University Alumni Alumni Association Huntington WV FIA Card Services, N.A. Same Yes 2,713 $ 78,334 51 Association Martin Luther College Alumni Alumni Association New Ulm MN UMB Bank, N.A. New Yes 10 $ 520 10 Association Mary Baldwin College University Staunton VA FIA Card Services, N.A. Same Yes 260 $ 2,837 7 Marymount University University Arlington VA FIA Card Services, N.A. Same Yes 100 $ 1,038 10 Maryville College University Maryville TN FIA Card Services, N.A. Amended No 170 $ 4,561 0 Massachusetts College of University Boston MA FIA Card Services, N.A. Amended Yes 188 $ 1,612 0 Pharmacy and Allied Health Sciences Massachusetts Institute of University Cambridge MA FIA Card Services, N.A. Same Yes 1,800 $357,142 120 Technology Massachusetts Medical Society Other Waltham MA FIA Card Services, N.A. Same Yes 1,083 $ 49,950 18 McNeese State University Alumni Alumni Association Lake Charles LA FIA Card Services, N.A. Same Yes 831 $ 12,133 32 Association Medical College of Virginia Alumni Alumni Association Richmond VA FIA Card Services, N.A. Same Yes 0 $ 0 0 Association of Virginia Commonwealth University Meharry National Alumni Alumni Association Nashville TN FIA Card Services, N.A. Amended No 11 $ 109 0 Association MENC: The National Association for Other Reston VA FIA Card Services, N.A. Same Yes 3,518 $ 41,932 68 Music Education Mercyhurst College University Erie PA FIA Card Services, N.A. Same Yes 367 $ 3,246 7 Meredith College University Raleigh NC FIA Card Services, N.A. Amended No 207 $ 1,827 0 Merrimack College University North Andover MA FIA Card Services, N.A. Amended No 76 $ 515 2 Methodist College Incorporated University Fayetteville NC FIA Card Services, N.A. Same No 194 $ 909 1 Michigan State University University East Lansing MI FIA Card Services, N.A. Amended No 21,058 $357,001 302 Michigan State University University East Lansing MI Michigan State University New Yes 0 $100,000 0 Federal Credit Union Michigan Technological University University Houghton MI FIA Card Services, N.A. Same Yes 2,287 $ 50,000 80 Middle Tennessee State University Alumni Association Murfreesboro TN Chase Bank USA, N.A. Same No 0 $ 0 0 National Alumni Association and and Foundation Middle Tennessee State University Foundation, Inc. Midwestern State University Alumni Association Wichita Falls TX FIA Card Services, N.A. Amended No 312 $ 3,938 0 Ex-Students Association Millersville University Alumni Alumni Association Millersville PA U.S. Bank National Same Yes 1,220 $ 10,652 137 Association Association ND Millersville University of University Millersville PA Pennsylvania State Same Yes 1,177 $ 25 5 Pennsylvania Employees Credit Union Milligan College Alumni Association Alumni Association Milligan College TN FIA Card Services, N.A. Same Yes 284 $ 5,244 2 Minerals, Metals and Materials Other Warrendale PA FIA Card Services, N.A. Amended No 140 $ 1,258 0 Society, Inc. Minnesota State University Alumni Association Moorhead MN U.S. Bank National Same Yes 357 $ 2,575 45 Moorhead Alumni Association Association ND Minnesota State University, Foundation Mankato MN FIA Card Services, N.A. Amended Yes 2,629 $ 75,112 53 Mankato Foundation, Inc.

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Mississippi State University Alumni Alumni Association Mississippi MS FIA Card Services, N.A. Same Yes 7,042 $350,000 115 Association State Mississippi Valley State University University Itta Bena MS FIA Card Services, N.A. Amended No 44 $ 650 0 Monmouth College University Monmouth IL FIA Card Services, N.A. Amended Yes 302 $ 3,567 0 Monmouth University University West Long NJ FIA Card Services, N.A. Amended Yes 692 $ 8,500 33 Branch Montana State University Alumni Alumni Association Bozeman MT FIA Card Services, N.A. Same Yes 4,597 $125,300 89 Association Montana State University at Billings Alumni Association Billings MT FIA Card Services, N.A. Same No 286 $ 0 0 Alumni Association Montana State University-Northern Foundation and Havre MT FIA Card Services, N.A. Amended No 136 $ 1,422 0 Foundation and Northern Alumni Alumni Association Association Montclair State University Alumni Alumni Association Upper Montclair NJ FIA Card Services, N.A. Amended Yes 3,241 $ 80,000 69 Association Moravian College University Bethlehem PA FIA Card Services, N.A. Same Yes 551 $ 10,558 1 Morehead State University Alumni Alumni Association Morehead KY FIA Card Services, N.A. Amended Yes 948 $ 12,083 14 Association Inc. Morehouse College Alumni Alumni Association Atlanta GA FIA Card Services, N.A. Amended No 217 $ 2,368 2 Association Morgan State University National Alumni Association Baltimore MD FIA Card Services, N.A. Same Yes 403 $ 13,037 5 Alumni Association Morris Brown College National Alumni Association Atlanta GA FIA Card Services, N.A. Amended No 19 $ 122 0 Alumni Association Morrisville College Foundation Foundation Morrisville NY FIA Card Services, N.A. Amended Yes 286 $ 3,322 1 Mortar Board Foundation Fund Foundation Columbus OH FIA Card Services, N.A. Same Yes 564 $ 8,625 6 Mount Saint Mary’s College University Los Angeles CA FIA Card Services, N.A. Same No 340 $ 2,811 2 Mount Sinai Alumni, Inc. Alumni Association New York NY FIA Card Services, N.A. Same Yes 64 $ 1,593 0 Mount St. Mary’s University University Emmitsburg MD FIA Card Services, N.A. Same Yes 616 $ 13,496 14 Mountain State University Alumni Alumni Association Beckley WV UMB Bank, N.A. Same Yes 5 $ 296 5 Association MSM-UMR Alumni Association Alumni Association Rolla MO U.S. Bank National Same Yes 432 $ 30,299 34 Association ND Mu Phi Epsilon Fraternity Other Long Beach CA FIA Card Services, N.A. Amended No 49 $ 369 0 Murray State University Alumni Alumni Association Murray KY U.S. Bank National Same Yes 887 $ 9,080 98 Association Association ND NACE International Other Houston TX FIA Card Services, N.A. Amended Yes 398 $ 4,239 0 National Alumnae Association of Alumni Association Atlanta GA FIA Card Services, N.A. Same Yes 396 $ 14,293 2 Spelman College, Inc. National Alumni Association of the Alumni Association Nashville TN FIA Card Services, N.A. Same Yes 386 $ 5,809 3 Tennessee State University National Alumni Association of the Alumni Association Tuscaloosa AL FIA Card Services, N.A. Same Yes 14,126 $960,000 205 University of Alabama National Association of School Other Bethesda MD FIA Card Services, N.A. Same Yes 1,213 $ 17,709 49 Psychologists National Athletic Trainers Other Dallas TX FIA Card Services, N.A. Same Yes 1,371 $ 17,652 47 Association, Inc. National Dental Association Other Washington DC FIA Card Services, N.A. Amended No 125 $ 1,605 0 National Lawyers Guild Other New York NY FIA Card Services, N.A. Amended Yes 489 $ 11,864 1 National Science Teachers Other Arlington VA FIA Card Services, N.A. Same Yes 1,317 $ 50,000 39 Association National Society of Black Engineers Other Alexandria VA FIA Card Services, N.A. Same Yes 491 $ 6,249 0 National Society of Collegiate Other Washington DC FIA Card Services, N.A. Amended Yes 4,501 $ 99,914 154 Scholars National Student Speech Language Other Rockville MD FIA Card Services, N.A. Same Yes 0 $ 0 0 Hearing Association National University University La Jolla CA FIA Card Services, N.A. Same Yes 1,082 $ 17,703 22 National-Louis University University Evanston IL FIA Card Services, N.A. Same Yes 781 $ 8,618 31 NCPA Foundation Foundation Alexandria VA FIA Card Services, N.A. Same Yes 646 $ 20,869 0 New England College Alumni Alumni Association Henniker NH FIA Card Services, N.A. Amended No 84 $ 778 0 Association New England School of Law University Boston MA FIA Card Services, N.A. Amended No 94 $ 2,947 0 New Jersey City University Foundation Jersey City NJ FIA Card Services, N.A. Amended No 712 $ 3,268 2 Foundation

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New Mexico Highlands University Alumni Association Las Vegas NM FIA Card Services, N.A. Same Yes 213 $ 2,282 0 Alumni Association New Mexico Military Institute Alumni Association Roswell NM FIA Card Services, N.A. Amended Yes 288 $ 3,458 1 Alumni Association, Inc. New Mexico State University Alumni Association Las Cruces NM FIA Card Services, N.A. Same Yes 3,010 $ 49,895 81 Alumni Association New York City College of Alumni Association Brooklyn NY FIA Card Services, N.A. Amended No 570 $ 4,896 0 Technology Alumni Association New York Law School Alumni Alumni Association New York NY FIA Card Services, N.A. Same Yes 153 $ 2,466 0 Association New York Medical College Alumni Alumni Association Valhalla NY FIA Card Services, N.A. Same Yes 93 $ 3,284 20 Association New York University University New York NY FIA Card Services, N.A. Same Yes 10,341 $300,000 391 Newberry College University Newberry SC FIA Card Services, N.A. Same Yes 130 $ 1,253 0 Newman University Alumni Alumni Association Wichita KS FIA Card Services, N.A. Amended No 105 $ 1,016 0 Association Niagara University University Niagara NY FIA Card Services, N.A. Same Yes 553 $ 7,506 22 Nicholls State University Alumni Alumni Association Thibodaux LA FIA Card Services, N.A. Same Yes 84 $ 0 0 Federation NLN Foundation for Nursing Foundation New York NY FIA Card Services, N.A. Same Yes 196 $ 3,244 1 Education North Carolina Agricultural and University Greensboro NC FIA Card Services, N.A. Same Yes 670 $ 6,595 12 Technical State University North Carolina Central University Alumni Association Durham NC FIA Card Services, N.A. Same Yes 250 $ 2,705 10 Alumni Association North Carolina State University Alumni Association Raleigh NC Chase Bank USA, N.A. Same Yes 8,142 $ 0 0 Alumni Association North Dakota State University Alumni Association Fargo ND FIA Card Services, N.A. Same Yes 321 $ 3,000 52 Alumni Association North Georgia College & State Alumni Association Dahlonega GA FIA Card Services, N.A. Same Yes 552 $ 5,395 14 University Alumni Association North Greenville University University Tigerville SC FIA Card Services, N.A. Same Yes 148 $ 948 0 North Park University University Chicago IL FIA Card Services, N.A. Amended No 122 $ 1,541 0 North Texas Exes Alumni Association Denton TX FIA Card Services, N.A. Amended Yes 6,304 $161,311 127 Northeastern Illinois University University Chicago IL FIA Card Services, N.A. Same Yes 97 $ 0 0 Northeastern State University Foundation Tahlequah OK FIA Card Services, N.A. Same Yes 543 $ 7,947 17 Foundation, Inc. Northeastern University University Boston MA FIA Card Services, N.A. Amended Yes 3,265 $ 65,000 191 Northern Arizona University Alumni Alumni Association Flagstaff AZ FIA Card Services, N.A. Amended No 1,755 $156,984 67 Association Northern Illinois University Alumni Alumni Association DeKalb IL FIA Card Services, N.A. Amended Yes 1,161 $202,823 115 Association Northern Kentucky University Foundation Highland KY U.S. Bank National Same Yes 358 $ 3,697 63 Foundation Heights Association ND Northern Virginia Community University Annandale VA FIA Card Services, N.A. Same No 87 $ 1,157 0 College Educational Foundation Northwest Missouri State University Alumni Association Maryville MO U.S. Bank National Same Yes 357 $ 31,213 49 Alumni Association Association ND Northwest University University Kirkland WA FIA Card Services, N.A. Amended No 104 $ 856 2 Northwestern State University Alumni Association Natchitoches LA FIA Card Services, N.A. Same Yes 523 $ 18,000 11 Alumni Association Northwestern University University Evanston IL GE Money Bank Same Yes 381 $428,572 25 Norwich University Alumni Alumni Association Northfield VT FIA Card Services, N.A. Same Yes 694 $ 13,292 26 Association Oakland University University Rochester MI Michigan State University Same Yes 210 $ 50,000 48 Federal Credit Union Oglethorpe University Alumni Alumni Association Atlanta GA FIA Card Services, N.A. Same Yes 59 $ 1,398 0 Association Ohio College of Podiatric Medicine University Cleveland OH FIA Card Services, N.A. Same Yes 25 $ 333 0 Ohio Northern University Alumni Alumni Association Ada OH U.S. Bank National Same Yes 383 $ 5,151 34 Association Association ND Ohio State University Alumni Alumni Association Columbus OH FIA Card Services, N.A. Amended Yes 16,803 $219,725 264 Association, Inc. Ohio University Alumni Association Alumni Association Athens OH FIA Card Services, N.A. Same Yes 463 $ 29,166 104

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Ohio Wesleyan University University Delaware OH FIA Card Services, N.A. Same Yes 614 $ 11,048 6 Oklahoma State University Alumni Alumni Association Stillwater OK Chase Bank USA, N.A. Same Yes 6,952 $ 600,000 1 Association Old Dominion University Alumni Alumni Association Norfolk VA FIA Card Services, N.A. Amended No 1,008 $ 12,285 53 Association, Inc. Omega Psi Phi Fraternity, Inc. Other Decatur GA PNC Bank, National Same No 692 $ 0 0 Association Omicron Delta Kappa Society, Inc. Other Lexington VA FIA Card Services, N.A. Same Yes 1,465 $ 40,000 81 Oral Roberts University Alumni Foundation Tulsa OK FIA Card Services, N.A. Same Yes 534 $ 10,206 1 Foundation Oregon Health Sciences University Alumni Association Portland OR FIA Card Services, N.A. Amended No 130 $ 2,353 0 Alumni Associations Oregon Institute of Technology University Klamath Falls OR FIA Card Services, N.A. Amended No 342 $ 5,379 0 Oregon State University Alumni Alumni Association Corvallis OR Chase Bank USA, N.A. Same Yes 3,805 $ 453,571 0 Association, Inc. Osteopathic Physicians and Other Sacramento CA FIA Card Services, N.A. Amended No 57 $ 479 0 Surgeons of California Oswego Alumni Association Alumni Association Oswego NY FIA Card Services, N.A. Same Yes 1,575 $ 50,000 55 Otterbein College University Westerville OH FIA Card Services, N.A. Same Yes 527 $ 9,960 5 Oxford Limited University Oxford UK FIA Card Services, N.A. Same No 40 $ 734 0 Pace University University New York NY FIA Card Services, N.A. Same Yes 1,659 $ 24,444 2 PanIIT, Inc. Other Cupertino CA FIA Card Services, N.A. Amended No 237 $ 3,560 5 Parker School for Professional University Dallas TX FIA Card Services, N.A. Same No 448 $ 2,746 0 Success Peirce College University Philadelphia PA FIA Card Services, N.A. Amended No 5 $ 171 0 Penn State Alumni Association Alumni Association University Park PA FIA Card Services, N.A. Same Yes 70,060 $4,292,488 744 Pennsylvania College of Optometry University Philadelphia PA FIA Card Services, N.A. Amended No 103 $ 4,805 0 Pennsylvania Pharmacists Other Harrisburg PA FIA Card Services, N.A. Same Yes 236 $ 2,939 12 Association Pepperdine University Alumni Alumni Association Malibu CA U.S. Bank National Same Yes 694 $ 89,388 80 Association Association ND Phi Alpha Delta Law Fraternity Other Baltimore MD FIA Card Services, N.A. Same Yes 1,375 $ 50,000 53 International Phi Chi Medical Fraternity Other New Albany IN FIA Card Services, N.A. Same No 12 $ 153 0 Phi Delta Chi Other South Lyon MI FIA Card Services, N.A. Same Yes 146 $ 2,067 5 Phi Delta Epsilon Medical Other Hollywood FL FIA Card Services, N.A. Same Yes 13 $ 221 1 Fraternity, Inc. Phi Delta Kappa International, Inc. Other Bloomington IN FIA Card Services, N.A. Amended Yes 904 $ 8,759 22 Phi Delta Theta Fraternity Other Oxford OH FIA Card Services, N.A. Same Yes 868 $ 45,000 42 Phi Eta Sigma Other Bowling Green KY FIA Card Services, N.A. Same Yes 2,722 $ 49,227 1 Phi Kappa Psi Other Indianapolis IN FIA Card Services, N.A. Same Yes 447 $ 8,666 16 Phi Kappa Sigma International Other Chester PA FIA Card Services, N.A. Amended No 124 $ 2,316 1 Fraternity Springs Phi Kappa Tau Fraternity Other Oxford OH FIA Card Services, N.A. Same Yes 464 $ 17,500 5 Phi Kappa Theta National Fraternity Other Carmel IN FIA Card Services, N.A. Same Yes 6 $ 15,000 5 Phi Mu Other Tucker GA FIA Card Services, N.A. Same Yes 1,747 $ 45,000 71 Phi Mu Alpha Sinfonia Fraternity of Other Evansville IN FIA Card Services, N.A. Same Yes 444 $ 5,502 18 America, Inc. Phi Rho Sigma Medical Society Other Indianapolis IN FIA Card Services, N.A. Same No 1 $ 5 0 Phi Sigma Pi Other Lancaster PA FIA Card Services, N.A. Same Yes 340 $ 4,820 14 Phi Sigma Sigma Foundation Foundation Elkridge MD FIA Card Services, N.A. Same Yes 626 $ 6,772 4 Phi Theta Kappa International Other Jackson MS FIA Card Services, N.A. Amended Yes 15,841 $ 200,626 280 Honor Society Pi Beta Phi Fraternity, Inc. Other Town and MO FIA Card Services, N.A. Same Yes 1,483 $ 100,000 54 Country Pi Kappa Alpha Corporation Other Memphis TN FIA Card Services, N.A. Same Yes 1,180 $ 42,500 49 Pi Kappa Phi Foundation Other Charlotte NC FIA Card Services, N.A. Same Yes 895 $ 20,301 26 Pi Lambda Phi Fraternity, Inc. Other Danbury CT FIA Card Services, N.A. Same Yes 141 $ 2,101 12 Pi Sigma Epsilon, Inc. Other Hartland WI FIA Card Services, N.A. Same Yes 184 $ 2,840 6 Pittsburg State University Alumni Alumni Association Pittsburg KS Chase Bank USA, N.A. Same No 0 $ 0 0 Association

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Plymouth State University Alumni Alumni Association Plymouth NH FIA Card Services, N.A. Same Yes 403 $ 2,740 0 Association Polytechnic Institute Alumni Alumni Association Brooklyn NY UMB Bank, N.A. Same Yes 0 $ 0 0 Association, Inc. Portland State University Alumni Alumni Association Portland OR FIA Card Services, N.A. Amended Yes 1,239 $ 150,000 43 Association Potsdam College Foundation, Inc. Foundation Potsdam NY U.S. Bank National Same Yes 427 $ 34,075 71 Association ND Prairie View A&M University and Alumni Prairie View TX FIA Card Services, N.A. Same Yes 172 $ 2,229 0 University/National Alumni Association Association Pratt Institute University Brooklyn NY FIA Card Services, N.A. Amended No 57 $ 1,329 0 Presbyterian College University Clinton SC FIA Card Services, N.A. Same Yes 224 $ 4,982 1 President and Trustees of the University Mobile AL FIA Card Services, N.A. Amended No 239 $ 4,556 1 Spring Hill College of the County of Mobile Princeton University Store Other Princeton NJ FIA Card Services, N.A. Same Yes 1,941 $ 10,000 1 Principia University St. Louis MO UMB Bank, N.A. Same Yes 194 $ 11,009 165 Providence College Alumni Alumni Association Providence RI FIA Card Services, N.A. Same Yes 2,049 $ 80,000 24 Association Psi Omega Dental Fraternity Other Charleston SC FIA Card Services, N.A. Same Yes 76 $ 1,384 0 Psi Upsilon Fraternity Other Indianapolis IN FIA Card Services, N.A. Same Yes 9 $ 10,000 2 Purdue Alumni Association Alumni Association West Lafayette IN Purdue Federal Credit Same Yes 16,358 $1,000,000 2,642 Union Queens College Foundation Foundation Flushing NY FIA Card Services, N.A. Amended No 556 $ 6,944 0 Queen’s University at Kingston University Kingston ON FIA Card Services, N.A. Amended No 36 $ 0 0 Quincy University University Quincy IL FIA Card Services, N.A. Same Yes 160 $ 2,884 0 Quinnipiac University University Hamden CT FIA Card Services, N.A. Amended No 302 $ 0 7 Quinnipiac University School of Law University Hamden CT FIA Card Services, N.A. Amended No 49 $ 1,044 0 Radford University Alumni Alumni Association Radford VA FIA Card Services, N.A. Amended Yes 383 $ 0 0 Association Ramapo College Foundation Foundation Mahwah NJ FIA Card Services, N.A. Amended No 76 $ 879 0 Randolph Macon Woman’s College Alumni Association Lynchburg VA FIA Card Services, N.A. Amended No 124 $ 1,240 0 Alumnae Association Regents of the University of University Denver CO FIA Card Services, N.A. Same Yes 1,766 $ 89,439 30 Colorado Regents of the University of University Colorado CO U.S. Bank National Same Yes 215 $ 1,969 27 Colorado Springs Association ND Regents of the University of University Boulder CO Elevations Credit Union Same Yes 2,053 $ 3,950 145 Colorado, a Body Corporate Regis College University Weston MA FIA Card Services, N.A. Same Yes 299 $ 3,203 1 Rensselaer Polytechnic Institute Alumni Association Troy NY U.S. Bank National Same Yes 833 $ 9,414 136 Alumni Association Association ND Rhode Island College Alumni Alumni Association Providence RI U.S. Bank National Same Yes 724 $ 24,908 158 Association Association ND Rhode Island School of Design University Providence RI FIA Card Services, N.A. Same Yes 1,028 $ 21,082 29 Richard Stockton College of New University Pomona NJ FIA Card Services, N.A. Amended No 473 $ 4,930 7 Jersey Rider University University Lawrenceville NJ FIA Card Services, N.A. Amended Yes 683 $ 8,568 1 Robert Morris College Alumni Alumni Association Coraopolis PA FIA Card Services, N.A. Same Yes 461 $ 5,874 25 Association Rockhurst University University Kansas City MO FIA Card Services, N.A. Same Yes 498 $ 8,850 4 Roger Williams University University Bristol RI FIA Card Services, N.A. Amended No 413 $ 5,932 0 Rollins College Alumni Association, Alumni Association Winter Park FL FIA Card Services, N.A. Same Yes 649 $ 15,195 21 Inc. Rose-Hulman Institute of University Terre Haute IN FIA Card Services, N.A. Same Yes 221 $ 2,308 5 Technology Rosemont College University Rosemont PA FIA Card Services, N.A. Same No 3 $ 0 0 Rowan University Alumni Alumni Association Glassboro NJ FIA Card Services, N.A. Same Yes 1,708 $ 19,562 58 Association and Rowan and Foundation University Foundation Russell Sage College Alumnae Alumni Association Troy NY FIA Card Services, N.A. Same Yes 379 $ 6,198 2 Association

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Rutgers University Alumni Alumni Association New Brunswick NJ U.S. Bank National Same Yes 5,342 $562,637 759 Federation and Rutgers, the and University Association ND State University of New Jersey Rutgers University Student and Other New Brunswick NJ FIA Card Services, N.A. Same Yes 14,226 $ 0 17 Alumni Federal Credit Union Sacramento State Alumni Alumni Association Sacramento CA FIA Card Services, N.A. Amended No 386 $ 90,000 79 Association SAE International Other Warrendale PA FIA Card Services, N.A. Amended Yes 1,995 $ 37,570 3 Saginaw Valley State University University University MI FIA Card Services, N.A. Same Yes 708 $ 50,000 15 Center Saint Anselm College University Manchester NH FIA Card Services, N.A. Same Yes 554 $ 10,195 9 Saint Francis University University Loretto PA FIA Card Services, N.A. Same No 336 $ 2,813 0 Saint Joseph’s College University Rensselaer IN FIA Card Services, N.A. Amended Yes 368 $ 3,218 4 Saint Joseph’s College of Maine University Standish ME FIA Card Services, N.A. Amended No 69 $ 1,265 0 Saint Joseph’s University University Philadelphia PA FIA Card Services, N.A. Same Yes 1,338 $ 24,626 53 Saint Leo University University Saint Leo FL FIA Card Services, N.A. Same Yes 841 $ 10,689 1 Saint Louis University University St. Louis MO FIA Card Services, N.A. Same Yes 3,386 $ 78,247 50 Saint Mary’s College of California University Moraga CA FIA Card Services, N.A. Amended No 304 $ 5,197 0 Saint Peter’s College Alumni Alumni Association Jersey City NJ U.S. Bank National Same Yes 319 $ 32,410 62 Association Association ND Saint Vincent College Alumni Alumni Association Latrobe PA FIA Card Services, N.A. Amended No 168 $ 1,901 0 Association Saint Xavier University University Chicago IL FIA Card Services, N.A. Same No 256 $ 1,679 0 Salem State College Alumni Alumni Association Salem MA FIA Card Services, N.A. Amended No 1,455 $ 0 1 Association Salisbury University Foundation, Foundation Salisbury MD FIA Card Services, N.A. Same Yes 858 $ 16,657 37 Inc. Sam Houston State University University Huntsville TX Chase Bank USA, N.A. Same No 0 $ 0 0 San Jose State University Alumni Alumni Association San Jose CA FIA Card Services, N.A. Amended No 2,969 $175,000 96 Association Santa Clara University University Santa Clara CA FIA Card Services, N.A. Same Yes 3,250 $ 69,310 53 Seattle Pacific University University Seattle WA FIA Card Services, N.A. Same Yes 584 $ 9,735 10 Seattle University University Seattle WA FIA Card Services, N.A. Amended No 616 $ 8,474 1 Seminole Boosters, Inc. Other Tallahassee FL FIA Card Services, N.A. Same Yes 8,271 $121,956 90 Seton Hall University University South Orange NJ FIA Card Services, N.A. Same Yes 2,714 $ 0 42 Shenandoah University University Winchester VA FIA Card Services, N.A. Same No 41 $ 629 0 Shepherd College Alumni Alumni Association Shepherdstown WV FIA Card Services, N.A. Same Yes 481 $ 7,545 0 Association Shippensburg University Foundation Shippensburg PA FIA Card Services, N.A. Same Yes 1,731 $ 0 39 Foundation, Inc. Shippensburg University Student Other Shippensburg PA Pennsylvania State Amended Yes 595 $ 70 14 Services, Inc. Employees Credit Union Shorter College Alumni Association Alumni Association Rome GA FIA Card Services, N.A. Same Yes 247 $ 4,580 3 Siena College University Loudonville NY FIA Card Services, N.A. Same Yes 559 $ 22,143 14 Sigma Alpha Epsilon Fraternity Other Evanston IL FIA Card Services, N.A. Same Yes 1,477 $ 50,000 61 Sigma Alpha Iota International Other Asheville NC FIA Card Services, N.A. Amended Yes 711 $ 10,113 34 Music Fraternity Sigma Alpha Mu Fraternity Other Indianapolis IN FIA Card Services, N.A. Amended No 200 $ 2,692 0 Sigma Beta Delta Other St. Louis MO FIA Card Services, N.A. Amended Yes 384 $ 4,413 17 Sigma Chi Foundation Other Evanston IL U.S. Bank National Same Yes 1,131 $ 16,231 208 Association ND Sigma Kappa Sorority Other Indianapolis IN FIA Card Services, N.A. Same Yes 961 $ 35,000 82 Sigma Nu Fraternity, Inc. Other Lexington VA FIA Card Services, N.A. Amended Yes 251 $ 4,128 0 Sigma Phi Epsilon Fraternity, Inc. Other Richmond VA FIA Card Services, N.A. Amended No 491 $ 0 0 Sigma Pi Fraternity International, Other Vincennes IA FIA Card Services, N.A. Same Yes 842 $ 25,000 27 Inc. Sigma Sigma Sigma Other Woodstock VA FIA Card Services, N.A. Same Yes 753 $ 50,000 8 Sigma Tau Gamma Fraternity, Inc. Other Warrensburg MO FIA Card Services, N.A. Amended Yes 397 $ 5,112 2 Sigma Theta Tau International Other Indianapolis IN FIA Card Services, N.A. Same Yes 4,485 $100,518 409 Honor Society of Nursing, Inc. Sigma Xi, The Scientific Research Other Research NC FIA Card Services, N.A. Amended Yes 869 $ 24,016 26 Society Triangle Park

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Simmons College University Boston MA FIA Card Services, N.A. Same Yes 166 $ 2,207 8 SIUE Alumni Association Alumni Association Edwardsville IL FIA Card Services, N.A. Amended Yes 1,024 $15,113 33 Slippery Rock University Foundation Slippery Rock PA U.S. Bank National Same Yes 836 $ 4,923 114 Foundation, Inc. Association ND Society for Mining, Metallurgy and Other Littleton CO FIA Card Services, N.A. Same Yes 336 $11,276 1 Exploration, Inc. Society of Nuclear Medicine Other New York NY FIA Card Services, N.A. Same Yes 785 $10,135 9 Society of Plastics Engineers Other Brookfield CT FIA Card Services, N.A. Same Yes 858 $10,512 1 Society of Women Engineers Other New York NY FIA Card Services, N.A. Same Yes 1,042 $10,892 7 Soil and Water Conservation Other Ankeny IA FIA Card Services, N.A. Same Yes 174 $ 1,806 0 Society Sonoma State University Alumni Alumni Association Rohnert Park CA FIA Card Services, N.A. Same Yes 1,091 $58,750 22 Association, Inc. South Dakota School of Mines & Foundation Rapid City SD FIA Card Services, N.A. Amended Yes 273 $ 5,201 0 Technology Foundation South Dakota State University Alumni Association Brookings SD U.S. Bank National Same Yes 611 $59,621 102 Alumni Association Association ND Southeast Missouri State University University Cape Girardeau MO FIA Card Services, N.A. Same Yes 1,419 $19,110 39 Southeastern College University Lakeland FL FIA Card Services, N.A. Amended No 16 $ 46 0 Southeastern Louisiana Alumni Alumni Association Hammond LA U.S. Bank National Same Yes 494 $ 5,942 82 Association Association ND Southern Adventist University University Collegedale TN FIA Card Services, N.A. Amended No 245 $ 2,471 0 Southern Connecticut State Alumni Association New Haven CT U.S. Bank National Same No 732 $ 5,501 87 University Alumni Association Association ND Southern Methodist University University Dallas TX FIA Card Services, N.A. Same Yes 838 $17,420 52 Southern New Hampshire Alumni Association Manchester NH U.S. Bank National Same No 426 $ 1,332 38 University Association ND Southern Polytechnic State Alumni Association Marietta GA FIA Card Services, N.A. Amended No 207 $ 2,078 8 University Alumni Association, Inc. Southern University System Alumni Alumni Association Baton Rouge LA FIA Card Services, N.A. Same Yes 60 $ 1,039 0 Federation Southern Utah University Alumni Alumni Association Cedar City UT FIA Card Services, N.A. Same Yes 815 $11,246 9 Association Southern Wesleyan University University Central SC FIA Card Services, N.A. Amended No 59 $ 412 0 Southwest Missouri State Foundation Springfield MO FIA Card Services, N.A. Same Yes 2,965 $37,341 61 University Foundation Southwestern Oklahoma State Alumni Association Weatherford OK FIA Card Services, N.A. Same Yes 809 $30,000 7 University Alumni Association, Inc. Spring Arbor University University Spring Arbor MI FIA Card Services, N.A. Same Yes 228 $ 4,425 8 Springfield College University Springfield MA FIA Card Services, N.A. Amended No 367 $ 2,856 0 St. Ambrose University University Davenport IA FIA Card Services, N.A. Same Yes 234 $ 3,289 7 St. Bonaventure University University St. Bonaventure NY Chase Bank USA, N.A. Same No 0 $ 0 0 St. Catherine’s College, Cambridge University Cambridge UK FIA Card Services, N.A. Amended No 1 $ 0 0 St. Cloud State University Alumni Alumni Association Saint Cloud MN FIA Card Services, N.A. Amended Yes 2,145 $ 0 39 Association St. Edward’s University University Austin TX FIA Card Services, N.A. Same No 192 $ 1,140 0 St. Francis College University Brooklyn NY FIA Card Services, N.A. Amended No 263 $ 1,858 0 St. George’s University School of Alumni Association Islip Terrace NY FIA Card Services, N.A. Amended No 72 $ 2,077 0 Medicine Alumni Association St. John’s University University Jamaica NY FIA Card Services, N.A. Amended Yes 9,320 $69,565 79 St. John’s University University Collegeville MN FIA Card Services, N.A. Same Yes 720 $14,930 13 St. Lawrence University University Canton NY FIA Card Services, N.A. Amended Yes 705 $12,384 9 St. Louis College of Pharmacy Alumni Association St. Louis MO UMB Bank, N.A. New Yes 0 $ 0 0 Alumni Association St. Mary’s University of San University San Antonio TX FIA Card Services, N.A. Same Yes 51 $ 809 0 Antonio, Texas St. Norbert College University De Pere WI FIA Card Services, N.A. Amended Yes 470 $ 4,517 0 St. Petersburg College Alumni Alumni Association Pinellas Park FL FIA Card Services, N.A. Amended No 241 $ 1,451 0 Association St. Thomas Aquinas College University Sparkill NY FIA Card Services, N.A. Amended No 229 $ 1,977 0

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St. Thomas University University Miami FL FIA Card Services, N.A. Amended No 165 $ 0 1 State University of Iowa Alumni Alumni Association Iowa City IA FIA Card Services, N.A. Amended Yes 17,518 $1,023,343 231 Association State University of New York at Alumni Association Binghamton NY FIA Card Services, N.A. Same Yes 4,264 $ 182,500 87 Binghamton Alumni Association State University of New Alumni Association Brockport NY FIA Card Services, N.A. Same Yes 706 $ 0 43 York-Brockport Alumni Association State University of New York-State Alumni Association New York NY FIA Card Services, N.A. Amended No 16 $ 327 0 College of Optometry Alumni Association Stephen F.Austin Alumni Alumni Association Nacogdoches TX FIA Card Services, N.A. Same Yes 80 $ 55,975 25 Association Stephens College University Columbia MO FIA Card Services, N.A. Same Yes 452 $ 8,863 6 Stetson College of Law University St. Petersburg FL FIA Card Services, N.A. Amended No 53 $ 658 0 Stetson University University Deland FL FIA Card Services, N.A. Same Yes 932 $ 18,026 23 Stevens Institute of Technology University Hoboken NJ FIA Card Services, N.A. Amended No 0 $ 0 0 Stonehill College, Inc. Alumni Association Easton MA FIA Card Services, N.A. Same Yes 402 $ 8,472 0 Student National Medical Other Washington DC FIA Card Services, N.A. Amended No 157 $ 2,023 0 Association Suffolk University and Suffolk University Boston MA FIA Card Services, N.A. Amended No 864 $ 16,719 15 University School of Law SUNY College at Oneonta Alumni Alumni Association Oneonta NY U.S. Bank National Same Yes 623 $ 6,268 123 Association, Inc. Association ND SUNY Cortland Alumni Association Alumni Association Cortland NY U.S. Bank National Same Yes 775 $ 6,415 113 Association ND SUNY-Canton College Foundation, Foundation Canton NY FIA Card Services, N.A. Amended No 0 $ 0 0 Inc. SUNY-Fredonia Alumni Association Alumni Association Fredonia NY FIA Card Services, N.A. Same Yes 782 $ 9,646 11 Swarthmore College University Swarthmore PA FIA Card Services, N.A. Same Yes 245 $ 6,197 0 Syracuse Football Club Other Syracuse NY Capital One, N.A. New Yes 0 $ 0 0 Syracuse University University Syracuse NY FIA Card Services, N.A. Amended Yes 7,604 $ 31,470 82 Talmudic University University Miami Beach FL Capital One, N.A. New Yes 1 $ 0 1 TAPPI Foundation, Inc. Foundation Atlanta GA FIA Card Services, N.A. Same Yes 389 $ 5,655 2 Tarleton Alumni Association Alumni Association Stephenville TX FIA Card Services, N.A. Same Yes 347 $ 0 26 Tau Epsilon Phi Fraternity Other Voorhees NJ FIA Card Services, N.A. Same Yes 17 $ 246 0 Tau Kappa Epsilon Fraternity Other Indianapolis IN FIA Card Services, N.A. Same Yes 296 $ 65,000 42 Teachers College, Columbia University New York NY FIA Card Services, N.A. Same Yes 846 $ 32,831 15 University Temple University-Of the University Philadelphia PA FIA Card Services, N.A. Same Yes 1,680 $ 201,874 222 Commonwealth System of Higher Education Tennessee Technological University Alumni Association Cookeville TN FIA Card Services, N.A. Same Yes 1,821 $ 102,215 38 Alumni Association Texas A&M University-Commerce Alumni Association Commerce TX FIA Card Services, N.A. Same Yes 645 $ 0 12 Alumni Association Texas A&M University-Corpus Alumni Association Corpus Christi TX FIA Card Services, N.A. Same Yes 642 $ 3,742 3 Christi Alumni Association Texas Aggie Corps of Cadets Alumni Association College Station Texas USAA Savings Bank New Yes 138 $ 1,487 145 Association Texas Christian University University Fort Worth TX FIA Card Services, N.A. Amended Yes 3,995 $ 0 28 Texas Society of Professional Other Austin TX FIA Card Services, N.A. Same Yes 89 $ 2,009 0 Engineers Texas State University-San Marcos Alumni Association San Marcos TX FIA Card Services, N.A. Amended Yes 2,670 $ 46,948 114 Alumni Association Texas Tech Alumni Association Alumni Association Lubbock TX Chase Bank USA, N.A. Same Yes 7,314 $ 470,000 22 Texas Wesleyan University University Fort Worth TX FIA Card Services, N.A. Same Yes 286 $ 5,387 0 Texas Woman’s University Former Alumni Association Denton TX FIA Card Services, N.A. Amended Yes 1,325 $ 17,503 31 Students Association Theta Tau Other Austin TX FIA Card Services, N.A. Same Yes 227 $ 4,547 10 Theta Xi Fraternity Other St. Louis MO FIA Card Services, N.A. Same Yes 330 $ 5,162 13 Thiel College University Greenville PA FIA Card Services, N.A. Amended No 63 $ 676 1 Thomas M. Cooley Law School University Lansing MI FIA Card Services, N.A. Same Yes 118 $ 1,967 5

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Thunderbird School of Global University Glendale AZ FIA Card Services, N.A. Same Yes 355 $ 7,636 0 Management Towson University Foundation, Inc. Foundation Towson MD FIA Card Services, N.A. Same Yes 2,865 $ 90,000 78 Triangle Other Indianapolis IN FIA Card Services, N.A. Amended No 40 $ 438 0 Trinity University University San Antonio TX FIA Card Services, N.A. Same Yes 437 $ 8,493 10 Troy State University University Troy AL FIA Card Services, N.A. Same Yes 1,678 $ 22,023 28 Trustees of Boston University University Boston MA U.S. Bank National Same Yes 3,596 $ 44,362 509 Association ND Trustees of Columbia University in University New York NY FIA Card Services, N.A. Same Yes 9,383 $540,974 434 the City of New York Trustees of Dartmouth College University Hanover NH FIA Card Services, N.A. Same Yes 2,835 $ 55,193 29 Trustees of Princeton University University Princeton NJ FIA Card Services, N.A. Amended Yes 1,733 $425,000 97 Trustees of the University of University Philadelphia PA FIA Card Services, N.A. Same Yes 11,319 $525,000 248 Pennsylvania Tuskegee University University Tuskegee AL FIA Card Services, N.A. Amended No 14 $ 138 0 UB Alumni Association, Inc. Alumni Association Buffalo NY FIA Card Services, N.A. Amended Yes 1,874 $ 51,757 150 UCLA Alumni Association Alumni Association Los Angeles CA FIA Card Services, N.A. Same Yes 26,505 $733,318 440 UMKC Alumni Association Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC Bloch School of Business Alumni Association Kansas City MO UMB Bank, N.A. New Yes 1 $ 75 1 UMKC College of Arts and Sciences Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC Conservatory of Music and Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 Dance UMKC School of Biological Alumni Association Kansas City MO UMB Bank, N.A. New Yes 1 $ 76 1 Sciences UMKC School of Computing and Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 Engineering UMKC School of Dentistry Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Education Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Graduate Studies Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Law Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Medicine Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Nursing Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 UMKC School of Pharmacy Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 Union College University Schenectady NY FIA Card Services, N.A. Same Yes 326 $ 6,955 11 Union College University Barbourville KY FIA Card Services, N.A. Same Yes 127 $ 1,727 1 United States Air Force Academy Other USAFA CO Chase Bank USA, N.A. Same No 0 $ 0 0 Athletic Association United States Coast Guard Alumni Association New London CT FIA Card Services, N.A. Same Yes 408 $ 2,500 2 Academy Alumni Association, Inc. United States Naval Academy Alumni Association Annapolis MD Chase Bank USA, N.A. Same Yes 8,420 $510,000 14 Alumni Association, Inc. Universidad Interamericana de University San Juan PR FIA Card Services, N.A. Same Yes 5,059 $ 85,607 22 Puerto Rico University Corporation, San University San Francisco CA FIA Card Services, N.A. Same No 1,681 $ 31,535 56 Francisco State University of Alabama at Alumni Association Birmingham AL U.S. Bank National Same Yes 829 $ 5,497 92 Birmingham National Alumni Association ND Society University of Alabama Huntsville Alumni Association Huntsville AL U.S. Bank National Same Yes 140 $ 1,540 44 Alumni Association Association ND University of Alaska Fairbanks Alumni Association Fairbanks AK FIA Card Services, N.A. Amended No 104 $ 1,876 0 Alumni Association University of Arizona Alumni Alumni Association Tucson AZ FIA Card Services, N.A. Same Yes 12,787 $709,984 169 Association University of Arkansas Pine Bluff Alumni Association Pine Bluff AR FIA Card Services, N.A. Amended No 55 $ 690 0 Alumni Association University of Baltimore Alumni Alumni Association Baltimore MD FIA Card Services, N.A. Amended Yes 504 $ 9,791 9 Association University of Bridgeport University Bridgeport CT FIA Card Services, N.A. Amended No 40 $ 352 0 University of California at Los Alumni Association Los Angeles CA FIA Card Services, N.A. Amended No 16 $ 361 0 Angeles-Medical Alumni Association

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University of California, San Diego, Alumni Association La Jolla CA FIA Card Services, N.A. Same Yes 256 $100,225 108 Alumni Association University of California, San Alumni Association San Francisco CA FIA Card Services, N.A. Same Yes 617 $ 15,259 2 Francisco, Alumni Association University of California-Irvine Alumni Association Irvine CA FIA Card Services, N.A. Amended Yes 5,158 $ 88,724 81 Alumni Association University of California-Riverside Alumni Association Riverside CA FIA Card Services, N.A. Amended Yes 4,601 $164,241 50 Alumni Association University of California-Santa Cruz Alumni Association Santa Cruz CA FIA Card Services, N.A. Same Yes 3,509 $ 54,750 79 Alumni Association University of Central Arkansas Alumni Association Conway AR FIA Card Services, N.A. Same Yes 830 $ 12,436 19 Alumni Association University of Central Florida Alumni Alumni Association Orlando FL FIA Card Services, N.A. Amended Yes 10,231 $300,000 138 Association University of Central Oklahoma Alumni Association Edmond OK FIA Card Services, N.A. Same Yes 991 $ 20,639 44 Alumni Association University of Chicago University Chicago IL Chase Bank USA, N.A. Same Yes 2,796 $300,000 1 University of Cincinnati University Cincinnati OH FIA Card Services, N.A. Amended Yes 297 $302,850 89 University of Colorado Foundation Foundation Boulder CO FIA Card Services, N.A. Same Yes 9,128 $550,000 123 University of Connecticut Alumni Alumni Association Storrs CT FIA Card Services, N.A. Same Yes 8,147 $ 0 144 Association Inc. University of Dayton University Dayton OH FIA Card Services, N.A. Same Yes 1,416 $110,075 91 University of Delaware Alumni Alumni Association Newark DE FIA Card Services, N.A. Amended Yes 9,649 $421,332 100 Association University of Denver Alumni Alumni Association Denver CO FIA Card Services, N.A. Same Yes 1,030 $ 60,000 65 Association University of Evansville University Evansville IN FIA Card Services, N.A. Same Yes 674 $ 9,576 16 University of Florida Alumni Alumni Association Gainesville FL Chase Bank USA, N.A. Same Yes 11,592 $400,000 148 Association, Inc., and the and Other University Athletic Association, Inc. University of Hartford Alumni Alumni Association West Hartford CT U.S. Bank National Same Yes 680 $ 5,784 154 Association Association ND University of Hawaii at Manoa University Honolulu HI FIA Card Services, N.A. Same Yes 5,541 $150,000 51 University of Illinois Alumni Alumni Association Urbana IL U of I Employees Credit New Yes 771 $500,000 779 Association Union University of Kentucky Alumni Alumni Association Lexington KY Chase Bank USA, N.A. Same Yes 7,806 $ 0 16 Association University of La Verne University La Verne CA FIA Card Services, N.A. Amended No 549 $ 9,204 0 University of Louisiana at Lafayette Alumni Association Lafayette LA U.S. Bank National Same Yes 1,639 $ 22,189 195 Alumni Association Association ND University of Louisiana at Monroe Alumni Association Monroe LA FIA Card Services, N.A. Same Yes 1,091 $ 45,000 40 Alumni Association University of Louisville University Louisville KY FIA Card Services, N.A. Amended No 777 $ 0 26 University of Maine General Alumni Alumni Association Orono ME FIA Card Services, N.A. Same Yes 4,339 $ 0 52 Association University of Mary Washington Alumni Association Fredericksburg VA FIA Card Services, N.A. Amended Yes 759 $ 11,906 20 Alumni Association and and Foundation University of Mary Washington Foundation University of Maryland Alumni Alumni Association College Park MD Chase Bank USA, N.A. Same Yes 7,717 $500,000 0 Association, Inc., and M Club and Foundation Foundation, University of Maryland, Inc. University of Maryland Eastern Alumni Association Princess Anne MD FIA Card Services, N.A. Amended No 39 $ 156 1 Shore National Alumni Association, Inc. University of Maryland School of University Baltimore MD FIA Card Services, N.A. Same Yes 17 $ 149 0 Law University of Massachusetts Alumni Association Amherst MA FIA Card Services, N.A. Same Yes 2,548 $350,000 174 Amherst Alumni Association, Inc. University of Massachusetts Lowell University Lowell MA U.S. Bank National Same Yes 809 $ 8,668 125 Association ND University of Massachusetts-Boston University Boston MA FIA Card Services, N.A. Same Yes 608 $ 17,000 33 University of Alumni Association North MA U.S. Bank National Same Yes 526 $ 4,264 95 Massachusetts-Dartmouth Dartmouth Association ND Alumni Association

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University of Medicine and University and Alumni Piscataway NJ FIA Card Services, N.A. Amended No 34 $ 1,303 0 Dentistry of New Jersey and Association Robert Wood Johnson Medical School Alumni Association University of Memphis University Memphis TN FIA Card Services, N.A. Same Yes 121 $100,000 66 University of Miami University Coral Gables FL FIA Card Services, N.A. Same Yes 5,459 $309,390 174 University of Minnesota Alumni Alumni Association Minneapolis MN FIA Card Services, N.A. Same Yes 578 $475,750 233 Association University of Mississippi Foundation Foundation University MS FIA Card Services, N.A. Same Yes 3,734 $150,000 204 University of Missouri Alumni Alumni Association Columbia MO FIA Card Services, N.A. Amended Yes 11,040 $398,225 171 Association University of Missouri-St. Louis Alumni Association St. Louis MO FIA Card Services, N.A. Same Yes 1,288 $ 51,250 15 Alumni Association University of Montana Alumni Alumni Association Missoula MT FIA Card Services, N.A. Same Yes 4,057 $ 27,598 42 Association University of Montevallo Alumni Alumni Association Montevallo AL FIA Card Services, N.A. Same Yes 230 $ 5,467 1 Association University of Nebraska at Kearney Alumni Association Kearney NE FIA Card Services, N.A. Same Yes 298 $ 3,427 25 Alumni Association University of Nevada Reno Foundation Reno NV FIA Card Services, N.A. Same Yes 1,773 $ 70,000 28 Foundation University of New England University Biddeford ME FIA Card Services, N.A. Amended No 61 $ 357 0 University of New England University Biddeford ME FIA Card Services, N.A. Amended No 14 $ 246 0 Osteopathic Medicine University of New Hampshire Alumni Association Durham NH FIA Card Services, N.A. Amended Yes 5,092 $235,610 98 Alumni Association University of New Haven University West Haven CT FIA Card Services, N.A. Amended No 212 $ 1,198 1 University of New Mexico University Albuquerque NM Chase Bank USA, N.A. Same No 0 $ 935 0 University of New Mexico Alumni Alumni Association Albuquerque NM FIA Card Services, N.A. Amended Yes 2,575 $285,716 62 Association University of New Orleans Alumni Association New Orleans LA FIA Card Services, N.A. Same No 1,407 $ 21,820 32 International Alumni Association University of North Alabama Alumni Association Florence AL U.S. Bank National Same Yes 325 $ 4,322 64 National Alumni Association Association ND University of North Carolina Alumni Association Greensboro NC FIA Card Services, N.A. Same Yes 2,695 $ 37,251 48 Greensboro Alumni Association University of North University Pembroke NC FIA Card Services, N.A. Amended No 156 $ 2,362 2 Carolina-Pembroke University of North Dakota Alumni Alumni Association Grand Forks ND U.S. Bank National Same Yes 1,623 $ 32,163 312 Association Association ND University of North Florida Foundation Jacksonville FL U.S. Bank National Same Yes 603 $ 4,797 92 Foundation, Inc. Association ND University of Northern Colorado Alumni Association Greeley CO FIA Card Services, N.A. Same Yes 2,709 $100,000 49 Alumni Association University of Northern Iowa Alumni Alumni Association Cedar Falls IA FIA Card Services, N.A. Amended Yes 4,432 $135,000 96 Association University of Notre Dam du Lac and University and Other Notre Dame IN Chase Bank USA, N.A. Same No 0 $ 0 31 Play by Play Sports, LLC d/b/a Notre Dame Sports Properties University of Notre Dame du Lac University Notre Dame IN FIA Card Services, N.A. New Yes 1,005 $600,381 1,005 University of Oregon Alumni Alumni Association Eugene OR Chase Bank USA, N.A. Same Yes 3,790 $417,857 0 Association, Inc. University of Phoenix Alumni Alumni Association Phoenix AZ FIA Card Services, N.A. Amended No 150 $ 1,678 0 Network University of Pittsburgh of the University Pittsburgh PA FIA Card Services, N.A. Same Yes 6,273 $722,222 235 Commonwealth System of Higher Education University of Portland University Portland OR FIA Card Services, N.A. Amended No 126 $ 2,347 1 University of Puerto Rico University San Juan PR Banco Popular de Puerto Same Yes 22,131 $ 78,016 626 Rico University of Redlands University Redlands CA FIA Card Services, N.A. Same Yes 864 $ 9,899 3 University of Rhode Island Alumni Alumni Association Kingston RI FIA Card Services, N.A. Same Yes 4,334 $220,000 71 Association University of Richmond University Richmond VA FIA Card Services, N.A. Amended No 917 $ 26,289 13

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University of San Diego Alumni Alumni Association San Diego CA FIA Card Services, N.A. Same Yes 1,018 $ 31,250 20 Association University of San Francisco University San Francisco CA FIA Card Services, N.A. Same Yes 1,274 $ 14,453 33 University of Scranton Alumni Alumni Association Scranton PA FIA Card Services, N.A. Same Yes 2,449 $ 95,000 49 Society University of South Alabama Alumni Association Mobile AL U.S. Bank National Same Yes 734 $ 6,898 77 National Alumni Association Association ND University of South Florida Alumni Alumni Association Tampa FL FIA Card Services, N.A. Same Yes 3,077 $ 588,992 218 Association, Inc. University of Southern California University Los Angeles CA FIA Card Services, N.A. Same Yes 20,580 $1,508,625 536 University of Southern California Alumni Association Los Angeles CA USC Credit Union New No 104 $ 38,000 104 Alumni Association University of Southern Indiana Alumni Association Evansville IN FIA Card Services, N.A. Same Yes 482 $ 7,178 28 Alumni Association University of Southern Maine University Portland ME FIA Card Services, N.A. Same Yes 209 $ 1,387 10 University of Southern Mississippi Alumni Association Hattiesburg MS FIA Card Services, N.A. Same Yes 2,295 $ 85,000 99 Alumni Association University of St. Francis University Joliet IL FIA Card Services, N.A. Amended No 196 $ 2,171 0 University of St. Thomas University Houston TX FIA Card Services, N.A. Same Yes 412 $ 3,666 1 University of Tampa National Alumni Association Tampa FL FIA Card Services, N.A. Same Yes 528 $ 7,861 9 Alumni Association University of Tennessee University Knoxville TN Chase Bank USA, N.A. Same Yes 8,702 $1,428,571 0 University of Texas at Arlington Alumni Association Arlington TX FIA Card Services, N.A. Same Yes 4,049 $ 100,000 67 Alumni Association University of Texas at Dallas Alumni Alumni Association Richardson TX FIA Card Services, N.A. Same Yes 1,306 $ 15,561 32 Association University of Texas at El Paso Alumni Association El Paso TX FIA Card Services, N.A. Same Yes 3,271 $ 0 54 Alumni Association University of Texas at Tyler Alumni Alumni Association Tyler TX FIA Card Services, N.A. Same Yes 313 $ 5,398 1 Association University of Texas Dental Branch Alumni Association Houston TX FIA Card Services, N.A. Amended No 13 $ 385 0 Alumni Association University of Texas Pan American Alumni Association Edinburg TX FIA Card Services, N.A. Same Yes 1,671 $ 22,958 27 Alumni Association, Inc. University of Texas San Antonio Alumni Association San Antonio TX FIA Card Services, N.A. Same Yes 458 $ 0 33 Alumni Association University of the Arts University Philadelphia PA FIA Card Services, N.A. Same Yes 264 $ 3,436 1 University of the Incarnate Word University San Antonio TX FIA Card Services, N.A. Amended Yes 331 $ 2,880 3 University of the Pacific University Stockton CA FIA Card Services, N.A. Same Yes 289 $ 4,827 6 University of the Sciences in University Philadelphia PA FIA Card Services, N.A. Same Yes 452 $ 6,943 0 Philadelphia University of Toledo Alumni Alumni Association Toledo OH FIA Card Services, N.A. Same Yes 2,079 $ 45,000 52 Association, Inc. University of Tulsa University Tulsa OK FIA Card Services, N.A. Same Yes 650 $ 12,646 7 University of Utah Alumni Alumni Association Salt Lake City UT FIA Card Services, N.A. Amended Yes 7,143 $ 265,000 70 Association University of Utah Athletics University and Alumni Salt Lake City UT FIA Card Services, N.A. Amended No 9 $ 0 0 Department and University of Association Utah Alumni Association University of Vermont and State University Burlington VT FIA Card Services, N.A. Same Yes 3,120 $ 62,135 66 Agricultural College University of Washington Alumni Alumni Association Seattle WA FIA Card Services, N.A. Amended Yes 6,196 $ 78,503 243 Association University of West Florida Foundation Pensacola FL FIA Card Services, N.A. Amended No 957 $ 7,249 0 Foundation University of West Florida Foundation Pensacola FL Pen Air Federal Credit New Yes 0 $ 0 0 Foundation, Inc. Union University of West Georgia Foundation Carrollton GA FIA Card Services, N.A. Same Yes 567 $ 8,146 28 Foundation, Inc. University of Western Ontario University London ON FIA Card Services, N.A. Same Yes 18 $ 237 1 University of Wisconsin Eau Claire Foundation Eau Claire WI FIA Card Services, N.A. Amended No 67 $ 0 0 Foundation University of Wisconsin Eau Claire Foundation Eau Claire WI U.S. Bank National Same Yes 637 $ 11,331 101 Foundation Association ND

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University of Wisconsin Oshkosh Foundation Oshkosh WI FIA Card Services, N.A. Same Yes 544 $ 1,926 47 Foundation, Inc. University of Wisconsin-Green Bay Alumni Association Green Bay WI FIA Card Services, N.A. Same Yes 672 $ 0 14 Alumni Association University of Wisconsin-La Crosse Alumni Association La Crosse WI FIA Card Services, N.A. Same Yes 1,440 $ 66,750 33 Alumni Association University of Wisconsin-Milwaukee Alumni Association Milwaukee WI U.S. Bank National Same Yes 1,168 $ 118,288 169 Alumni Association Association ND University of Wisconsin-Parkside Alumni Association Kenosha WI FIA Card Services, N.A. Same Yes 210 $ 2,516 5 Alumni Association University of Wisconsin-Platteville Alumni Association Platteville WI FIA Card Services, N.A. Same Yes 775 $ 0 14 Alumni Association University of Wisconsin-Stevens Alumni Association Stevens Point WI U.S. Bank National Same Yes 376 $ 3,348 86 Point Alumni Association and and Foundation Association ND Foundation University of Wisconsin-Superior Alumni Association Superior WI FIA Card Services, N.A. Amended Yes 343 $ 12,000 1 Alumni Association University of Wisconsin-Whitewater Foundation Whitewater WI FIA Card Services, N.A. Amended Yes 1,800 $ 40,000 33 Foundation University of Wyoming Alumni Alumni Association Laramie WY FIA Card Services, N.A. Same Yes 4,437 $ 99,588 73 Association University System of Maryland Foundation Adelphi MD FIA Card Services, N.A. Same Yes 422 $ 5,000 8 Foundation Upper Iowa University University Fayette IA FIA Card Services, N.A. Amended No 83 $ 487 0 Ursinus College University Collegeville PA FIA Card Services, N.A. Same Yes 340 $ 7,146 5 Utica College University Utica NY FIA Card Services, N.A. Amended No 205 $ 3,205 8 Valdosta State University Alumni Alumni Association Valdosta GA FIA Card Services, N.A. Same Yes 1,673 $ 52,500 22 Association Vassar College University Poughkeepsie NY FIA Card Services, N.A. Same Yes 332 $ 0 0 Vaughn College of Aeronautics and University Flushing NY FIA Card Services, N.A. Amended No 40 $ 369 0 Technology Villanova University University Villanova PA FIA Card Services, N.A. Amended Yes 5,538 $1,155,000 115 Virginia Commonwealth University Alumni Association Richmond VA FIA Card Services, N.A. Same Yes 1,778 $ 90,375 62 Alumni Association Virginia State University Alumni Alumni Association St. Stephens VA FIA Card Services, N.A. Amended No 148 $ 2,020 0 Association Church Virginia Tech Alumni Association Alumni Association Blacksburg VA Chase Bank USA, N.A. Same Yes 11,748 $ 0 0 VMI Alumni Association, Inc. Alumni Association Lexington VA FIA Card Services, N.A. Same Yes 291 $ 0 8 Wagner College University Staten Island NY FIA Card Services, N.A. Amended Yes 370 $ 14,785 6 Wake Forest University University Winston-Salem NC FIA Card Services, N.A. Same Yes 3,230 $ 165,781 75 Walla Walla College University College Place WA FIA Card Services, N.A. Amended No 137 $ 2,271 0 Wartburg College University Waverly IA FIA Card Services, N.A. Same Yes 280 $ 6,000 7 Washburn University University Topeka KS INTRUST Bank, N.A. Same Yes 408 $ 8,000 22 Washington and Lee University Other Lexington VA FIA Card Services, N.A. Same Yes 109 $ 35,000 28 Washington College University Chestertown MD FIA Card Services, N.A. Amended No 91 $ 2,446 0 Washington State University Alumni Alumni Association Pullman WA FIA Card Services, N.A. Same Yes 8,304 $ 300,000 175 Association Washington University University St. Louis MO FIA Card Services, N.A. Same Yes 3,257 $ 64,618 62 Water Environment Federation Other Alexandria VA FIA Card Services, N.A. Same Yes 716 $ 7,749 4 Wayland Baptist University University Plainview TX FIA Card Services, N.A. Same Yes 453 $ 6,398 10 Wayne State Foundation Foundation Wayne NE First National Bank of Same No 283 $ 524 0 Omaha Wayne State University Alumni Alumni Association Detroit MI Capital One, N.A. New Yes 1 $ 0 1 Association Waynesburg University University Waynesburg PA FIA Card Services, N.A. Same Yes 260 $ 2,631 5 Weber State University Alumni Alumni Association Ogden UT U.S. Bank National Same Yes 603 $ 154,174 127 Association Association ND Webster University Alumni Alumni Association St. Louis MO FIA Card Services, N.A. Amended Yes 871 $ 386 19 Association Wesley College University Dover DE FIA Card Services, N.A. Amended No 100 $ 1,246 3 Wesleyan College University Macon GA FIA Card Services, N.A. Amended No 130 $ 1,449 0 West Chester University Alumni Alumni Association West Chester PA FIA Card Services, N.A. Amended Yes 1,679 $ 42,166 60 Association

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West Liberty State College Alumni Alumni Association West Liberty WV FIA Card Services, N.A. Same Yes 451 $ 6,307 5 Association West Point Association of Alumni Association West Point NY FIA Card Services, N.A. Amended Yes 5,724 $500,000 121 Graduates West Texas A&M University Alumni Alumni Association Canyon TX FIA Card Services, N.A. Amended No 256 $ 0 0 Association West Virginia State University University Institute WV FIA Card Services, N.A. Amended No 117 $ 1,102 0 West Virginia University Alumni Alumni Association Morgantown WV FIA Card Services, N.A. Same Yes 3,871 $170,000 216 Association West Virginia Wesleyan College University Buckhannon WV FIA Card Services, N.A. Amended No 129 $ 2,042 0 Western Connecticut State University Danbury CT FIA Card Services, N.A. Same Yes 271 $ 0 10 University Western Illinois University Alumni Alumni Association Macomb IL Chase Bank USA, N.A. Same No 0 $ 0 0 Association Western Illinois University Alumni Alumni Association Macomb IL INTRUST Bank, N.A. New Yes 180 $ 38,442 180 Association Western Michigan University Alumni Association Kalamazoo MI PNC Bank, National Same Yes 1,752 $200,000 23 Alumni Association Association Western New England College University Springfield MA FIA Card Services, N.A. Amended No 425 $ 5,484 0 Western New England College University Springfield MA FIA Card Services, N.A. Amended No 35 $ 552 0 School of Law Western Oregon University Foundation Monmouth OR FIA Card Services, N.A. Same Yes 446 $ 6,105 1 Development Foundation Western State College Alumni Alumni Association Gunnison CO FIA Card Services, N.A. Same Yes 333 $ 5,550 5 Association Western State University Alumni Alumni Association Fullerton CA FIA Card Services, N.A. Same Yes 29 $ 321 0 Association Western Washington University Alumni Association Bellingham WA FIA Card Services, N.A. Amended Yes 1,430 $ 19,468 56 Alumni Association Westfield State College Foundation, Foundation Westfield MA FIA Card Services, N.A. Same Yes 407 $ 6,283 26 Inc. Westminster College University Fulton MO FIA Card Services, N.A. Amended No 178 $ 3,311 0 Westminster College New University New PA FIA Card Services, N.A. Same Yes 736 $ 12,416 2 Wilmington Wilmington Whittier College University Whittier CA FIA Card Services, N.A. Same Yes 500 $ 7,484 5 Who’s Who Among Students in Other Tuscaloosa AL FIA Card Services, N.A. Same Yes 3,169 $ 45,389 18 American Universities and Colleges Wichita State University Alumni Alumni Association Wichita KS INTRUST Bank, N.A. Same Yes 3,048 $347,500 146 Association, Inc. Widener University University Chester PA FIA Card Services, N.A. Same Yes 772 $ 13,576 26 Widener University School of Law University Chester DE FIA Card Services, N.A. Same Yes 164 $ 4,673 0 Wildlife Society Other Bethesda MD FIA Card Services, N.A. Amended No 92 $ 639 0 Willamette University University Salem OR FIA Card Services, N.A. Amended No 311 $ 3,536 1 William and Mary Alumni Alumni Association Williamsburg VA FIA Card Services, N.A. Same Yes 5,340 $340,000 61 Association William Jewell College University Liberty MO UMB Bank, N.A. Same Yes 201 $ 2,721 0 William Marsh Rice University University Houston TX FIA Card Services, N.A. Amended Yes 2,394 $ 17,183 27 William Paterson University Alumni Alumni Association Wayne NJ FIA Card Services, N.A. Same Yes 796 $ 9,717 4 Association Wilmington College University Wilmington OH FIA Card Services, N.A. Amended Yes 243 $ 4,378 2 Wilmington University, Inc. University New Castle DE FIA Card Services, N.A. Same Yes 161 $ 949 0 Wilson College University Chambersburg PA Pennsylvania State Same Yes 2 $ 0 0 Employees Credit Union Wingate University University Wingate NC FIA Card Services, N.A. Amended No 60 $ 901 3 Winona State University Alumni Alumni Association Winona MN U.S. Bank National Same No 329 $ 2,801 24 Association Association ND Wisconsin Alumni Association Alumni Association Madison WI FIA Card Services, N.A. Same Yes 21,462 $950,900 318 Wofford College University Spartanburg SC FIA Card Services, N.A. Same Yes 493 $ 9,389 3 Worcester Polytechnic Institute Alumni Association Worcester MA FIA Card Services, N.A. Same Yes 824 $ 22,352 10 Alumni Association Worcester State College University Worcester MA FIA Card Services, N.A. Same Yes 362 $ 4,875 0 Wright State University Alumni Alumni Association Dayton OH FIA Card Services, N.A. Same Yes 1,883 $ 26,897 24 Association

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Table—continued

Xi Psi Phi Other Alton IL FIA Card Services, N.A. Amended No 18 $ 221 1 Yale University University New Haven CT Chase Bank USA, N.A. Same Yes 9,206 $1,140,000 0 York College of Pennsylvania University York PA FIA Card Services, N.A. Same Yes 334 $ 2,959 0 Youngstown State University Alumni Association Youngstown OH FIA Card Services, N.A. Same Yes 3,115 $ 34,054 1 Zeta Beta Tau Fraternity, Inc. Other Indianapolis IN FIA Card Services, N.A. Amended Yes 284 $ 4,718 0 Zeta Tau Alpha Fraternity Other Indianapolis IN FIA Card Services, N.A. Same Yes 2,158 $ 130,000 89

* This report groups institutions and organizations into four categories: “university,” “alumni association,” “foundation,” or “other.” “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to these other types of organizations. ** This report categorizes each agreement as “same,” “amended,” or “new.” “Same” refers to an agreement that was in effect during 2009 the terms of which were not amended or modified during 2010. “Amended” refers to an agreement that was in effect during 2009, the terms of which were amended or modified during 2010. “New” refers to an agreement that was not in effect prior to 2010. 36 Report on College Credit Card Agreements | July 2011

Appendix B: College Credit Card Agreements Terminated in 2009

The table below lists college credit card agreements that were in effect at some time during 2009 but were terminated by year-end 2009. The table is organized alphabetically by the name of the institution or organization.

Type of institution or Institution or organization City State Credit card issuer organization*

Administrators of the Tulane Educational Fund Foundation New Orleans LA FIA Card Services, N.A. Adrian College University Adrian MI FIA Card Services, N.A. Alumni Association of New Jersey Institute of Technology Alumni Association Newark NJ FIA Card Services, N.A. Alumni Association of the State University of New York at Albany Alumni Association Albany NY FIA Card Services, N.A. Alumni Association of the University of Nebraska-Lincoln Alumni Association Lincoln NE Chase Bank USA, N.A. Alumni Association of the University of Virginia Alumni Association Charlottesville VA Chase Bank USA, N.A. Antioch University-New England University Keene NH FIA Card Services, N.A. Arkansas State University Alumni Association Alumni Association State University AR Chase Bank USA, N.A. Association of Graduates, United States Air Force Academy Alumni Association USAF Academy CO FIA Card Services, N.A. Brazos Higher Education Service Corporation, Inc. Other Waco TX FIA Card Services, N.A. Cavalier Sports Marketing Other Charlottesville VA Chase Bank USA, N.A. Clark Atlanta University University Atlanta GA FIA Card Services, N.A. Coastal Carolina University Alumni Association Alumni Association Conway SC FIA Card Services, N.A. Colorado Christian University University Lakewood CO FIA Card Services, N.A. Dominican College University Orangeburg NY FIA Card Services, N.A. East Tennessee State University Foundation Foundation Johnson City TN FIA Card Services, N.A. Fayetteville State University University Fayetteville NC FIA Card Services, N.A. Felician College University Lodi NJ FIA Card Services, N.A. Fitzwilliam College University Cambridge UK FIA Card Services, N.A. Florida Pharmacy Association Other Tallahassee FL FIA Card Services, N.A. Foothill De Anza College University Los Altos Hills CA FIA Card Services, N.A. Framingham State College University Framingham MA FIA Card Services, N.A. Harvard Cooperative Society Other Cambridge MA Chase Bank USA, N.A. International Society for Optical Engineering Other Bellingham WA FIA Card Services, N.A. Ithaca College Alumni Association Alumni Association Ithaca NY FIA Card Services, N.A. Lake Erie College University Painesville OH FIA Card Services, N.A. Lake Superior State University University Sault Ste. Marie MI FIA Card Services, N.A. Lawrence Technological University University Southfield MI FIA Card Services, N.A. Lawrence University University Appleton WI FIA Card Services, N.A. Lincoln Memorial University University Harrogate TN FIA Card Services, N.A. Marian College University Indianapolis IN FIA Card Services, N.A. McGeorge School of Law University Sacramento CA FIA Card Services, N.A. Menlo College University Atherton CA FIA Card Services, N.A. Mercy College Alumni Association Alumni Association Dobbs Ferry NY FIA Card Services, N.A. Metropolitan State Universtiy Foundation Foundation St. Paul MN U.S. Bank National Association ND Montana Tech Foundation Foundation Butte MT U.S. Bank National Association ND Mountain State University, Inc. University Beckley WV FIA Card Services, N.A. Northwood University University Midland MI FIA Card Services, N.A. Ohio Dominican College University Columbus OH FIA Card Services, N.A. Palmer College of Chiropractic Alumni Association Alumni Association Davenport IA FIA Card Services, N.A. Phi Chi Theta Other Lufkin TX FIA Card Services, N.A. Phi Epsilon Kappa Other Indianapolis IN FIA Card Services, N.A. Phi Gamma Nu Other Seven Hills OH FIA Card Services, N.A. Polytechnic University Alumni Association Alumni Association Brooklyn NY FIA Card Services, N.A. President and Fellows of New Hall in The University of Cambridge University Cambridge UK FIA Card Services, N.A. Regents of the University of Minnesota University Minneapolis MN Chase Bank USA, N.A. Sacred Heart University University Fairfield CT FIA Card Services, N.A. Samford University University Birmingham AL FIA Card Services, N.A. San Diego State University Campanile Foundation Foundation San Diego CA GE Money Bank Southern Oregon University Foundation Foundation Ashland OR FIA Card Services, N.A. Southwest Baptist University University Bolivar MO Commerce Bank, N.A. Southwestern University School of Law University Los Angeles CA FIA Card Services, N.A.

(continued on next page) Board of Governors of the Federal Reserve System 37

Table—continued

Type of institution or Institution or organization City State Credit card issuer organization*

St. John Fisher College University Rochester NY FIA Card Services, N.A. St. John’s College University Cambridge UK FIA Card Services, N.A. SUNY-Institute of Technology Foundation at Utica/Rome Inc. Foundation Utica NY FIA Card Services, N.A. TCI Education, Inc. University Phoenix AZ FIA Card Services, N.A. Trinity College University Hartford CT FIA Card Services, N.A. Tufts University University Medford MA FIA Card Services, N.A. United States Merchant Marine Academy University Kings Point NY FIA Card Services, N.A. University of Arkansas at Little Rock School of Law University Little Rock AR FIA Card Services, N.A. University of California at Santa Barbara Alumni Association Alumni Association Santa Barbara CA Chase Bank USA, N.A. University of Dallas University Irving TX FIA Card Services, N.A. University of Houston-Clear Lake University Houston TX FIA Card Services, N.A. University of Illinois Alumni Association Alumni Association Urbana IL FIA Card Services, N.A. University of Maryland University College Alumni Association Alumni Association College Park MD Chase Bank USA, N.A. University of Nebraska College of Medicine Alumni Association Alumni Association Omaha NE FIA Card Services, N.A. University of Nevada Las Vegas Alumni Association Alumni Association Las Vegas NV FIA Card Services, N.A. University of North Carolina at Asheville Foundation, Inc. Foundation Asheville NC FIA Card Services, N.A. Utah Valley State College University Orem UT FIA Card Services, N.A. Wheeling Jesuit University University Wheeling WV FIA Card Services, N.A. York College Alumni, Inc. Alumni Association Jamaica NY FIA Card Services, N.A.

Appendix C: Corrected Information Regarding College Credit Card Agreements in Effect in 2009

In 2011, the Board received corrected information for 2009 from Banco Popular de Puerto Rico, Pennsylvania State Employees Credit Union, and PNC Bank, N.A. In addition, information for 2009 regarding Purdue Federal Credit Union’s college credit card agreement was inadvertently omitted from the Board’s initial report. The table below is organized alphabetically by the name of the institution or organization. Corrected information is shown in bold.

New Total open Payments Type of institution or accounts accounts Institution or organization City State Credit card issuer by issuer organization* opened as of in 2009 in 2009 12/31/2009

Bloomsburg University of Pennsylvania University Bloomsburg PA Pennsylvania State Employees Credit Union $ 1,460 292 1,185 California University of Pennsylvania University California PA Pennsylvania State Employees Credit Union $ 470 94 836 Cheyney University of Pennsylvania University Cheyney PA Pennsylvania State Employees Credit Union $ 120 24 89 Clarion University Foundation, Inc. Foundation Clarion PA Pennsylvania State Employees Credit Union $ 340 68 68 East Stroudsburg University of East Pennsylvania University Stroudsburg PA Pennsylvania State Employees Credit Union $ 690 138 1,119 Elizabethtown College University Elizabethtown PA Pennsylvania State Employees Credit Union $ 515 103 383 Harrisburg Area Community College University Harrisburg PA Pennsylvania State Employees Credit Union $ 385 77 848 Kutztown University of Pennsylvania University Kutztown PA Pennsylvania State Employees Credit Union $ 1,165 233 1,645 Lock Haven University of Pennsylvania University Lock Haven PA Pennsylvania State Employees Credit Union $ 760 152 946 Mansfield University of Pennsylvania University Mansfield PA Pennsylvania State Employees Credit Union $ 245 49 418 Millersville University of Pennsylvania University Millersville PA Pennsylvania State Employees Credit Union $ 470 94 1,198 Omega Psi Phi Fraternity, Inc. Other Decatur GA PNC Bank, N.A. $ 0 2 898 Purdue Alumni Association Alumni Association West Lafayette IN Purdue Federal Credit Union $1,000,000 2,374 14,176 Shippensburg University Student Services, Inc. Other Shippensburg PA Pennsylvania State Employees Credit Union $ 745 149 612 University of Puerto Rico University San Juan PR Banco Popular de Puerto Rico $ 58,729 627 22,659 Wilson College University Chambersburg PA Pennsylvania State Employees Credit Union $ 10 2 2