Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements

October 2010

Board of Governors of the Federal Reserve System

Table of Contents

PURPOSE 1

SUBMISSION OF COLLEGE CREDIT CARD AGREEMENTS TO THE BOARD 1

OVERVIEW OF COLLEGE CREDIT CARD AGREEMENTS 1 Credit Card Issuers 2 Institutions of Higher Education, Affiliated Organizations, and Other Organizations 3 Number of Open College Credit Card Accounts 3 Payments by Credit Card Issuers 4 Number of New Accounts 4

DETAILED INFORMATION ABOUT AGREEMENTS SUBMITTED TO THE BOARD 5

APPENDIX 6 College Credit Card Agreements Submitted to the Board for 2009 6

Report on College Credit Card Agreements

PURPOSE with an institution of higher education (“affiliated organizations”)1 that was in effect at any time during The Board of Governors of the Federal Reserve Sys- the preceding calendar year. Issuers also are required to tem (the “Board”) submits this report in accordance submit the following information with respect to each with Section 305 of the Credit Card Accountability agreement: (1) the amount of payments made by the Responsibility and Disclosure Act of 2009 (the “Credit issuer to the institution or affiliated organization dur- CARD Act”), Pub. L. No. 111–24, 123 Stat. 1734 ing the year;2 (2) the number of new credit card (2009). Section 305(a) of the Credit CARD Act requires accounts opened pursuant to the agreement (“college the Board to submit to the Congress, and to make avail- credit card accounts”) during the year; and (3) the num- able to the public, an annual report that lists certain ber of open college credit card accounts at year-end information submitted to the Board concerning agree- (regardless of when the account was opened). ments between credit card issuers and institutions of Issuers were required to make their initial submission higher education (“institutions”) or certain affiliated to the Board by February 22, 2010. This initial submis- organizations, such as alumni associations or founda- sion comprised college credit card agreements to which tions, that provide for the issuance of credit cards to the issuer was a party during 2009 and information regard- college students (“college credit card agreements” or ing payments and accounts as of December 31, 2009. “agreements”). Pursuant to Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, respon- OVERVIEW OF COLLEGE sibility for collecting and submitting to the Congress CREDIT CARD AGREEMENTS annual reports regarding college credit card agreements will transfer to the newly-established Bureau of Con- The Board received a total of 1,044 college credit card sumer Financial Protection on the designated transfer agreements from seventeen credit card issuers. In 2009, date, July 21, 2011. these issuers made total payments of $83,462,712 to Information included in this report is also available institutions and organizations pursuant to these agree- on the Board’s public website at www.federalreserve.gov ments. The total number of new college credit card /collegecreditcardagreements. In addition, under Sec- accounts opened pursuant to these agreements during tion 304 of the Credit CARD Act and the Board’s 2009 was 53,164. The total number of college credit implementing regulations, 12 C.F.R. § 226.57(b), the card accounts opened pursuant to these agreements public can obtain college credit card agreements during or prior to 2009 that remained open as of between a card issuer and an institution of higher edu- December 31, 2009, was 2,008,714. As discussed below, cation directly from the institution. additional information regarding payments and accounts is provided in the Appendix to this report. This report is based on information and agreements SUBMISSION OF COLLEGE CREDIT CARD submitted to the Board by card issuers. Because some AGREEMENTS TO THE BOARD agreements address the provision of both credit cards

Section 305 of the Credit CARD Act and the Board’s 1. In some cases, issuers submitted to the Board agreements implementing regulations, 12 C.F.R. § 226.57(d), reached with other types of organizations, such as fraternities, sorori- require credit card issuers to submit to the Board each ties, and professional or trade organizations, that relate to the issuance year a copy of any college credit card agreement of credit cards to college students. Such agreements are included in this report and categorized as agreements with “other organizations.” between the issuer and an institution of higher educa- 2. All payment amounts presented in this report, including in the tion or an alumni organization or foundation affiliated Appendix, are rounded to the nearest dollar. 2 Report on College Credit Card Agreements □ October 2010

and of other financial products (such as deposit (“FIA”), which is a subsidiary of Bank of America Cor- accounts), payments made by issuers under these agree- poration, submitted 906 college credit card agreements, ments may not be based solely on credit card accounts. more than fifteen times as many as any other card In addition, some or all of the accounts opened pursu- issuer. In 2009, FIA made payments totaling ant to these agreements may have been opened by indi- $61,968,307 to institutions of higher education, affili- viduals who are not students (such as alumni, faculty, ated organizations, and other organizations, and and staff of an institution of higher education). Fur- opened 38,610 new accounts under its college credit thermore, card issuers’ submissions do not include card agreements. As of December 31, 2009, FIA had a information regarding credit card accounts opened by total of 1,605,969 open college credit card accounts students independent of these agreements (such as pursuant to these agreements. when a student responds to an offer made to the gen- U.S. Bank National Association ND (“U.S. Bank”) eral public). submitted 60 agreements, the second largest number of The Board also notes that, because issuers were agreements submitted by a single issuer. Under these required to submit all college credit card agreements to agreements, U.S. Bank made total payments of which they were a party at any time during 2009, issu- $2,502,744 to institutions of higher education, affili- ers’ submissions may include agreements that termi- ated organizations, and other organizations, and nated in 2009 or 2010, and therefore are no longer in opened 7,911 new accounts in 2009. U.S. Bank had a effect. The terms of some agreements may have been total of 122,163 open college credit card accounts pur- amended during 2010 as a result of new requirements suant to these agreements as of December 31, 2009. imposed under the Credit CARD Act and the Board’s Chase Bank USA, N.A. (“Chase”) submitted 36 implementing regulations. Those revised agreements are agreements. During 2009, Chase made total payments not reflected in this report, but will be included in issu- of $13,892,863 to institutions of higher education, ers’ March 31, 2011, submissions to the Board. The affiliated organizations, and other organizations, and next report submitted to the Congress will include those opened 529 new accounts under these agreements. As revised agreements. of December 31, 2009, Chase had a total of 217,917 open college credit card accounts pursuant to these Credit Card Issuers agreements.

Three credit card issuers accounted for approximately 96 percent of all college credit card agreements submitted to the Board in 2010. FIA Card Services, N.A.

Table 1. Credit Card Issuers by Number of Agreements Submitted

Number Payments Accounts Total open Credit card issuer of agreements by issuer opened accounts submitted in 2009 in 2009 as of 12/31/2009

FIA Card Services, N.A. 906 $61,968,307 38,610 1,605,969 U.S. Bank National Association ND 60 $ 2,502,744 7,911 122,163 Chase Bank USA, N.A. 36 $13,892,863 529 217,917 Pennsylvania State Employees Credit Union 13 $ 7,375 1,475 1,849 INTRUST Bank, N.A. 8 $ 1,781,180 1,313 37,596 UMB Bank, N.A. 6 $ 3,734 31 232 GE Money Bank 3 $ 1,725,816 77 1,484 First National Bank of Omaha 2 $ 17,788 1 1,062 PNC Bank, N.A. 2 $ 200,000 322 2,596 Banco Popular de Puerto Rico 1 $ 58,674 419 8,477 Barclays Bank Delaware 1 $ 1,000,000 1,326 5,771 Capital One Bank (USA), N.A. 1 $ 0 0 0 Commerce Bank, N.A. 1 $ 6,329 1 376 Compass Bank 1 $ 150,000 0 0 Elevations Credit Union 1 $ 3,372 534 2,408 Michigan State University Federal Credit Union 1 $ 60,000 76 275 USAA Savings Bank 1 $ 84,530 539 539 Total 1,044 $83,462,712 53,164 2,008,714 Board of Governors of the Federal Reserve System 3

Table 2. Type of Institution or Organization by Number of College Credit Card Agreements Submitted

Number Payments Accounts Total open Type of institution or organization of agreements by issuer opened accounts submitted in 2009 in 2009 as of 12/31/2009

Institutions of higher education 413 $22,369,079 12,513 432,020 Alumni associations 348 $43,907,067 25,919 1,015,242 Foundations 84 $ 5,391,527 4,017 134,807 Other organizations 180 $ 5,815,074 7,399 295,306 Multiple institutions and organizations 19 $ 5,979,965 3,316 131,339 Total 1,044 $83,462,712 53,164 2,008,714

Table 3. Ten Largest Agreements by Total Number of Open Accounts as of December 31, 2009

Agreement Total open Accounts Payments accounts opened by issuer Institution or organization Credit card issuer as of 12/31/2009 in 2009 in 2009

The Penn State Alumni Association FIA Card Services, N.A. 74,832 1,569 $ 2,835,000 Golden Key International Honour Society1 FIA Card Services, N.A. 38,692 399 $ 1,540,442 Alumni Association of the University of Michigan and the FIA Card Services, N.A. 38,358 947 $ 1,500,000 Regents of the University of Michigan The Association of Former Students of Texas A&M University FIA Card Services, N.A. 36,731 475 $ 1,157,434 The Ex-Students Association of the University of Texas FIA Card Services, N.A. 33,812 616 $ 182,029 Indiana University Alumni Association FIA Card Services, N.A. 29,903 355 $ 1,131,221 UCLA Alumni Association FIA Card Services, N.A. 28,317 624 $ 980,474 University of Notre Dame du Lac Chase Bank USA, N.A. 27,574 77 $ 1,860,000 University of Illinois Alumni Association FIA Card Services, N.A. 25,528 330 $ 3,272,457 Heritage Affinity Enterprises, LLC2 U.S. Bank National Association ND 23,741 536 $ 40,942 Total — 357,488 5,928 $14,499,999

1. Golden Key International Honour Society (“Golden Key”) describes itself as “an academic honor society which recognizes and encourages scholastic achievement and excellence among college and university students from all academic disciplines” (www.goldenkey.org/GKIHS/GoldenKeyInDepth/ WhatisGoldenKey). Golden Key’s agreement with FIA provides for the issuance of credit cards to college students. 2. Heritage Affinity Enterprises, LLC (Heritage) describes itself as “a privately held company, committed to the concept of a competitive rewards credit card that allows its members to simultaneously support Israel through every purchase” (www.hasadvantage.com/faq.asp). Heritage’s agreement with U.S. Bank provides for the issuance of credit cards to college students.

Institutions of Higher Education, Affiliated Number of Open College Credit Card Accounts Organizations, and Other Organizations Table 3 presents the ten college credit card agreements As presented in table 2, nearly 40 percent of agreements with the largest numbers of open college credit card (413 agreements) submitted to the Board were between accounts as of December 31, 2009. These ten agree- a credit card issuer and an institution of higher educa- ments represent approximately 18 percent of all open tion; an additional 33 percent (348 agreements) were college credit card accounts as of December 31, 2009. between an issuer and an alumni association. Issuers However, most agreements had fewer than 1,000 open also submitted eighty-four agreements with founda- accounts at the end of 2009. As of December 31, 2009, tions, 180 agreements with other organizations, and agreements with fewer than 1,000 total open accounts nineteen agreements that were between the issuer and represented approximately 67 percent of all submit- more than one institution or organization.3 ted agreements, and agreements with fewer than 100 total open accounts represented approximately 13 percent of all submitted agreements. 3. For example, an agreement to which both a university and that university’s affiliated alumni association were parties. 4 Report on College Credit Card Agreements □ October 2010

Table 4. Ten Largest Agreements by Payments by Credit Card Issuer in 2009

Agreement Payments Accounts Total open by issuer opened accounts Institution or organization Credit card issuer in 2009 in 2009 as of 12/31/2009

University of Illinois Alumni Association FIA Card Services, N.A. $ 3,272,457 330 25,528 The Penn State Alumni Association FIA Card Services, N.A. $ 2,835,000 1,569 74,832 University of Notre Dame du Lac Chase Bank USA, N.A. $ 1,860,000 77 27,574 Wisconsin Alumni Association FIA Card Services, N.A. $ 1,652,449 316 22,847 Golden Key International Honour Society FIA Card Services, N.A. $ 1,540,442 399 38,692 University of Southern California FIA Card Services, N.A. $ 1,502,850 659 21,824 Alumni Association of the University of Michigan and the Regents FIA Card Services, N.A. $ 1,500,000 947 38,358 of the University of Michigan University of Tennessee Chase Bank USA, N.A. $ 1,428,571 9 10,963 The Greater University of South Carolina Alumni Association Chase Bank USA, N.A. $ 1,425,000 1 6,964 Duke Alumni Association, Inc. Chase Bank USA, N.A. $ 1,375,000 4 8,418 Total — $18,391,769 4,311 276,000

Table 5. Ten Largest Agreements by Number of Accounts Opened in 2009

Agreement Accounts Total open Payments opened accounts by issuer Institution or organization Credit card issuer in 2009 as of 12/31/2009 in 2009

The Penn State Alumni Association FIA Card Services, N.A. 1,569 74,832 $ 2,835,000 Harvard Alumni Association Barclays Bank Delaware 1,326 5,771 $ 1,000,000 Alumni Association of the University of Michigan and the Regents FIA Card Services, N.A. 947 38,358 $ 1,500,000 of the University of Michigan Rutgers University Alumni Federation and Rutgers, the State U.S. Bank National Association ND 851 10,879 $ 500,000 University of New Jersey University of Southern California FIA Card Services, N.A. 659 21,824 $ 1,502,850 California Alumni Association and The Regents of the University of FIA Card Services, N.A. 653 20,524 $ 1,351,950 California UCLA Alumni Association FIA Card Services, N.A. 624 28,317 $ 980,474 The Ex-Students Association of the University of Texas FIA Card Services, N.A. 616 33,812 $ 182,029 Trustees of Boston University U.S. Bank National Association ND 612 6,001 $ 350,000 The Arch Foundation for the University of Georgia, Inc. FIA Card Services, N.A. 587 21,889 $ 1,254,813 Total — 8,444 262,207 $11,457,116

Payments by Credit Card Issuers Number of New Accounts

Table 4 presents the ten largest payments by a credit Table 5 presents the ten college credit card agreements card issuer to a higher education institution or organi- with the largest number of accounts opened during zation under a college credit card agreement during 2009. These ten agreements represent approximately 2009. These payments represent approximately 22 per- 16 percent of all college credit card accounts opened cent of all payments by issuers in 2009. during 2009. Board of Governors of the Federal Reserve System 5

DETAILED INFORMATION ABOUT institution or organization is located; (4) the name of AGREEMENTS SUBMITTED TO THE BOARD the issuer; (5) the amount of payments made by the issuer to the institution or organization pursuant to the Pursuant to Section 305 of the Credit CARD Act, this agreement during 2009; (6) the number of new accounts report summarizes the information submitted to the opened pursuant to the agreement during 2009; and Board regarding the terms of college credit card agree- (7) the number of open accounts under the agreement ments and the payments made and accounts opened as of December 31, 2009 (regardless of when the under those agreements. The Appendix to this report account was opened). The table is organized alphabeti- provides a detailed listing of the following information cally by the name of the institution or organization. about each college credit card agreement: (1) the name The complete text of each agreement submitted to of the institution or organization; (2) the type of insti- the Board is available on the Board’s public website at tution or organization;4 (3) the city and state where the www.federalreserve.gov/collegecreditcardagreements.

4. The Appendix to this report presents information regarding four dation affiliated with an institution of higher education. In some categories of institutions or organizations: “University” refers to an cases, issuers submitted to the Board agreements with other types of institution of higher education, as defined in sections 101 and 102 of organizations, such as fraternities, sororities, and professional or trade the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002); associations, that relate to the issuance of credit cards to college stu- “Alumni Association” refers to an alumni organization affiliated with dents. “Other” refers to such agreements with other types of organiza- an institution of higher education; and “Foundation” refers to a foun- tions. 6 Report on College Credit Card Agreements □ October 2010

APPENDIX

College Credit Card Agreements Submitted to the Board for 2009 Detailed Information about College Credit Card Agreements Submitted to the Board for 2009

Total open Type of Credit Payments Accounts Institution or organization institution or City State card accounts by issuer opened as of organization* issuer in 2009 in 2009 12/31/2009

Abilene Christian University University Abilene Texas FIA Card Services, N.A. $ 75,000 13 1,699 Academy of Art College University San Francisco California FIA Card Services, N.A. $ 1,188 0 132 Administrators of the Tulane Foundation New Orleans Louisiana FIA Card Services, N.A. $ 0 31 1,495 Educational Fund Adrian College University Adrian Michigan FIA Card Services, N.A. $ 688 0 110 Alabama Pharmacy Association Other Montgomery Alabama FIA Card Services, N.A. $ 1,975 0 124 Alabama State University University Montgomery Alabama FIA Card Services, N.A. $ 3,861 7 291 Albany College of Pharmacy University Albany New York FIA Card Services, N.A. $ 809 0 41 Albany Law School University Albany New York FIA Card Services, N.A. $ 4,061 0 128 Alcorn State University University Lorman Mississippi FIA Card Services, N.A. $ 1,967 3 258 Alfred State Alumni Association, Inc. Alumni Association Alfred New York FIA Card Services, N.A. $ 3,945 15 381 Alpha Chi National College Honor Other Searcy Arkansas FIA Card Services, N.A. $ 20,912 73 1,465 Scholarship Society Alpha Chi Omega Other Indianapolis Indiana FIA Card Services, N.A. $ 31,288 57 1,921 Alpha Chi Rho Fraternity Other Neptune New Jersey FIA Card Services, N.A. $ 2,972 6 139 Alpha Delta Pi Sorority Other Atlanta Georgia FIA Card Services, N.A. $ 91,400 13 2,952 Alpha Epsilon Delta Other Harrisonburg Virginia FIA Card Services, N.A. $ 9 8 10 Alpha Epsilon Phi Foundation Foundation Stamford Connecticut FIA Card Services, N.A. $ 2,155 2 146 Alpha Gamma Delta Other Indianapolis Indiana FIA Card Services, N.A. $ 22,925 40 1,403 Alpha Gamma Rho Fraternity Other Kansas City Missouri FIA Card Services, N.A. $ 20,000 34 749 Alpha Kappa Psi Fraternity, Inc. Other Indianapolis Indiana U.S. Bank National $ 2,634 92 264 Association ND Alpha Omega International Dental Other Baltimore Maryland FIA Card Services, N.A. $ 1,086 1 79 Fraternity Alpha Omicron Pi Fraternity, Inc. Other Brentwood Tennessee FIA Card Services, N.A. $ 44,391 70 2,491 Alpha Phi Alpha Fraternity, Inc. Other Baltimore Maryland FIA Card Services, N.A. $ 8,831 0 483 Alpha Phi Delta Foundation, Inc. Foundation Monroeville Pennsylvania FIA Card Services, N.A. $ 2,528 12 174 Alpha Phi International Fraternity Other Evanston Illinois FIA Card Services, N.A. $ 40,000 48 1,772 Alpha Sigma Alpha Sorority Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 30 638 Alpha Sigma Tau Other Birmingham Alabama FIA Card Services, N.A. $ 2,828 13 271 Alpha Tau Omega Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 36 514 Alpha Xi Delta Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 16,133 38 1,070 Alumnae Association of Smith Alumni Association Northampton Massachusetts FIA Card Services, N.A. $ 105,000 39 3,253 College Alumnae Association of the College Alumni Association Morristown New Jersey FIA Card Services, N.A. $ 3,647 8 318 of Saint Elizabeth Alumnae Association of Wilson Alumni Association Chambersburg Pennsylvania FIA Card Services, N.A. $ 3,113 1 254 College Alumni Association of Fashion Alumni Association New York New York FIA Card Services, N.A. $ 850 3 68 Institute of Technology Alumni Association of George Mason Alumni Association Fairfax Virginia FIA Card Services, N.A. $ 70,439 76 1,846 University Alumni Association of Philadelphia Alumni Association Philadelphia Pennsylvania FIA Card Services, N.A. $ 1,597 4 65 College of Osteopathic Medicine Alumni Association of Purchase Alumni Association Purchase New York FIA Card Services, N.A. $ 2,258 14 345 College, State University of New York Alumni Association of the City Alumni Association New York New York FIA Card Services, N.A. $ 15,299 46 692 College of New York Alumni Association of the State Alumni Association Albany New York FIA Card Services, N.A. $ 0 23 1,220 University of New York at Albany Alumni Association of the University Alumni Association Ann Arbor Michigan FIA Card Services, N.A. $1,500,000 947 38,358 of Michigan and the Regents of the and University University of Michigan

*This Appendix presents information regarding four categories of institutions or organizations: “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002); “Alumni Association” refers to an alumni organization affiliated with an institution of higher education; and “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to such agreements with other types of organizations. Board of Governors of the Federal Reserve System 7

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Alumni Association of the University Alumni Association Vermillion South Dakota FIA Card Services, N.A. $ 22,430 27 1,188 of South Dakota Alumni Association of the University Alumni Association Charlottesville Virginia FIA Card Services, N.A. $ 0 58 58 of Virginia Alumni Association of the University Alumni Association Livingston Alabama FIA Card Services, N.A. $ 4,670 6 161 of West Alabama Alumni Association of Winthrop Alumni Association Rock Hill South Carolina FIA Card Services, N.A. $ 4,048 27 351 University Alumni Association School of Alumni Association Loma Linda California FIA Card Services, N.A. $ 3,158 4 181 Medicine of Loma Linda University Alverno College University Milwaukee Wisconsin FIA Card Services, N.A. $ 4,739 14 356 American Academy of Optometry Other Rockville Maryland FIA Card Services, N.A. $ 2,164 3 228 American Academy of Osteopathy Other Indianapolis Indiana FIA Card Services, N.A. $ 721 0 63 American Association for Justice Other Washington District of FIA Card Services, N.A. $364,033 75 8,691 Columbia American Association of University Other Washington District of FIA Card Services, N.A. $ 0 32 2,023 Professors Columbia American Association of University Other Washington District of U.S. Bank National $ 25,000 95 1,872 Women Columbia Association ND American Chemical Society Other Washington District of FIA Card Services, N.A. $294,215 92 7,190 Columbia American College of Osteopathic Other Arlington Illinois FIA Card Services, N.A. $ 24,949 23 1,041 Family Physicians Heights American College of Sports Medicine Other Indianapolis Indiana FIA Card Services, N.A. $ 6,360 18 525 American College Student Other Columbia South Carolina FIA Card Services, N.A. $ 137 0 24 Association American Counseling Association Other Alexandria Virginia FIA Card Services, N.A. $ 60,788 153 2,923 American Design Drafting Other Rockville Maryland FIA Card Services, N.A. $ 555 2 44 Association American Health Information Other Chicago Illinois FIA Card Services, N.A. $ 17,514 45 1,696 Management Association American Institute of Aeronautics Other Reston Virginia FIA Card Services, N.A. $ 22,554 9 1,210 and Astronautics, Inc. American Institute of Architecture Other Washington District of FIA Card Services, N.A. $ 1,144 9 94 Students Columbia American Institute of Biological Other Washington District of FIA Card Services, N.A. $ 566 0 98 Sciences Columbia American Institute of Chemists, Inc. Other Bethesda Maryland FIA Card Services, N.A. $ 2,500 0 170 American Library Association Other Chicago Illinois FIA Card Services, N.A. $ 17,046 13 1,170 American Military Society Other Upper Maryland U.S. Bank National $ 0 469 3,581 Marlboro Association ND American Nuclear Society Other La Grange Illinois FIA Card Services, N.A. $ 7,597 1 524 American Occupational Therapy Other Bethesda Maryland FIA Card Services, N.A. $ 79,492 97 4,454 Association American Society for Microbiology Other Washington District of FIA Card Services, N.A. $ 5,267 10 468 Columbia American Society of Interior Other Washington District of FIA Card Services, N.A. $ 55,511 61 2,356 Designers, Inc. Columbia American Society of Landscape Other Washington District of FIA Card Services, N.A. $ 23,279 26 1,091 Architects Columbia American Society of Naval Engineers Other Alexandria Virginia FIA Card Services, N.A. $ 1,678 1 186 American Society of Safety Engineers Other Des Plaines Illinois FIA Card Services, N.A. $ 30,825 38 1,644 American Society of Women Other Memphis Tennessee FIA Card Services, N.A. $ 3,348 0 287 Accountants American University University Washington District of FIA Card Services, N.A. $ 21,698 30 1,366 Columbia American Veterinary Medical Other Schaumburg Illinois FIA Card Services, N.A. $171,310 239 4,853 Association Angelo State University Ex-Students Alumni Association San Angelo Texas FIA Card Services, N.A. $ 13,697 11 732 Association Antioch University-New England University Keene New FIA Card Services, N.A. $ 1,293 5 114 Hampshire Appalachian State University Foundation Boone North Carolina FIA Card Services, N.A. $ 55,000 99 1,489 Foundation, Inc. Aquinas College University Grand Rapids Michigan FIA Card Services, N.A. $ 817 0 95 8 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Arcadia University University Glenside Pennsylvania FIA Card Services, N.A. $ 4,569 5 426 Arizona State University Alumni Alumni Association Tempe Arizona FIA Card Services, N.A. $1,316,012 497 10,260 Association Arkansas Alumni Association, Inc. Alumni Association Fayetteville Arkansas FIA Card Services, N.A. $ 214,120 199 4,492 Arkansas State University Alumni Alumni Association State University Arkansas Chase Bank USA, N.A. $ 0 0 729 Association Arkansas Tech University Alumni Alumni Association Russellville Arkansas FIA Card Services, N.A. $ 4,363 0 361 Association Armstrong Atlantic State University Foundation Savannah Georgia FIA Card Services, N.A. $ 1,463 3 141 Foundation, Inc. ASM International Other Materials Park Ohio FIA Card Services, N.A. $ 19,352 1 866 Asociacion Alumni CAAM Alumni Association Mayaguez Puerto Rico FIA Card Services, N.A. $ 86,252 6 6,178 Asociacion de Exalumnos de la Alumni Association San Juan Puerto Rico FIA Card Services, N.A. $ 55,766 5 4,758 Universidad de Puerto Rico Associated Alumnae and Alumni of Alumni Association St. Louis Missouri FIA Card Services, N.A. $ 12,318 16 803 the Sacred Heart Associated Alumni of Adams State Alumni Association Alamosa Colorado FIA Card Services, N.A. $ 2,897 11 303 College Associated Students Incorporated, Other Long Beach California FIA Card Services, N.A. $ 1,782 20 152 California State University-Long Beach Association for Childhood Education Other Wheaton Maryland FIA Card Services, N.A. $ 2,011 5 188 International Association for Computing Other New York New York FIA Card Services, N.A. $ 140,515 24 2,316 Machinery Association of Energy Engineers Other Atlanta Georgia FIA Card Services, N.A. $ 7,683 7 355 Association of Graduates of the Alumni Association Colorado Colorado USAA Savings Bank $ 84,530 539 539 United States Air Force Academy Springs Association of Graduates, United Alumni Association USAF Colorado FIA Card Services, N.A. $ 0 18 2,151 States Air Force Academy Academy Association of Information Other Park Ridge Illinois FIA Card Services, N.A. $ 5,540 0 667 Technology Professionals Association of Surgical Technologists Other Englewood Colorado FIA Card Services, N.A. $ 19,108 37 1,148 Assumption College University Worcester Massachusetts FIA Card Services, N.A. $ 2,060 24 136 Auburn Spirit Foundation for Foundation Auburn Alabama FIA Card Services, N.A. $1,011,775 340 15,535 Scholarships Auburn University at Montgomery Alumni Association Montgomery Alabama FIA Card Services, N.A. $ 6,338 16 379 Alumni Association Augusta State University Foundation, Foundation Augusta Georgia FIA Card Services, N.A. $ 2,024 10 262 Inc. Augustana College University Sioux Falls South Dakota FIA Card Services, N.A. $ 9,381 13 521 Aurora University University Aurora Illinois FIA Card Services, N.A. $ 994 4 94 Austin College University Sherman Texas FIA Card Services, N.A. $ 5,326 1 365 Austin Peay State University National Alumni Association Clarksville Tennessee FIA Card Services, N.A. $ 1,966 15 126 Alumni Association Averett University University Danville Virginia FIA Card Services, N.A. $ 2,424 9 186 Babson College Alumni Association Alumni Association Wellesley Massachusetts FIA Card Services, N.A. $ 16,585 13 665 and Babson College and University Baker College University Flint Michigan FIA Card Services, N.A. $ 626 0 57 Ball State University Alumni Alumni Association Muncie Indiana Chase Bank USA, N.A. $ 100,000 4 3,464 Association Bank Street College University New York New York FIA Card Services, N.A. $ 218 0 9 Barnard College University New York New York FIA Card Services, N.A. $ 1,499 16 129 Barry University Alumni Association Alumni Association Miami Shores Florida FIA Card Services, N.A. $ 8,392 13 946 Barton College University Wilson North Carolina FIA Card Services, N.A. $ 825 6 133 Baruch College Alumni Association Alumni Association New York New York FIA Card Services, N.A. $ 10,572 69 982 Baylor University Alumni Association Alumni Association Waco Texas U.S. Bank National $ 0 362 4,871 Association ND Becker College University Worcester Massachusetts FIA Card Services, N.A. $ 1,137 0 164 Bellarmine College University Louisville Kentucky FIA Card Services, N.A. $ 3,650 21 143 Belmont Abbey College, Inc. University Belmont North Carolina FIA Card Services, N.A. $ 2,282 2 181 Belmont University University Nashville Tennessee FIA Card Services, N.A. $ 2,576 6 147 Bemidji State University Alumni Alumni Association Bemidji Minnesota U.S. Bank National $ 0 16 642 Association Association ND Board of Governors of the Federal Reserve System 9

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Benedictine University University Lisle Illinois FIA Card Services, N.A. $ 5,697 11 339 Bennett College National Alumnae Alumni Association Greensboro North Carolina FIA Card Services, N.A. $ 595 0 79 Association Berklee College of Music University Boston Massachusetts FIA Card Services, N.A. $ 12,976 31 743 Beta Alpha Psi Other New York New York FIA Card Services, N.A. $ 16,455 0 765 Beta Gamma Sigma, Inc. Other St. Louis Missouri FIA Card Services, N.A. $ 37,621 112 2,216 Beta Theta Pi Other Oxford Ohio FIA Card Services, N.A. $ 50,000 45 314 Bethany College University Bethany West Virginia FIA Card Services, N.A. $ 2,262 4 140 Bethel College Alumni Association Alumni Association North Newton Kansas INTRUST Bank, N.A. $ 9,937 9 663 Biola University University La Miranda California FIA Card Services, N.A. $ 2,407 9 213 Biomedical Engineering Society Other Culver City California FIA Card Services, N.A. $ 764 0 74 Blackburn College University Carlinville Illinois FIA Card Services, N.A. $ 3,327 4 278 Bloomsburg University Foundation, Foundation Bloomsburg Pennsylvania FIA Card Services, N.A. $ 140,000 28 2,635 Inc. Bloomsburg University of University Bloomsburg Pennsylvania Pennsylvania State $ 1,460 292 341 Pennsylvania Employees Credit Union Board of Regents of the University of University Norman Oklahoma FIA Card Services, N.A. $1,000,000 206 1,689 Oklahoma Boise State University Alumni Alumni Association Boise Idaho FIA Card Services, N.A. $ 70,150 59 1,152 Association, Inc. Boston College University Boston Massachusetts GE Money Bank $1,097,244 45 868 Bowie State University National Alumni Association Saint Leonard Maryland FIA Card Services, N.A. $ 2,242 7 186 Alumni Association, Inc. Bowling Green State University Alumni Association Bowling Green Ohio FIA Card Services, N.A. $ 80,000 87 2,245 Alumni Association Bradley University University Peoria Illinois FIA Card Services, N.A. $ 33,500 29 1,864 Brandeis University University Waltham Massachusetts FIA Card Services, N.A. $ 50,872 57 1,852 Brazos Higher Education Service Other Waco Texas FIA Card Services, N.A. $ 0 0 1,086 Corporation, Inc. Bridgewater College University Bridgewater Virginia FIA Card Services, N.A. $ 2,520 5 192 Bridgewater State College Alumni Alumni Association Bridgewater Massachusetts U.S. Bank National $ 0 114 747 Association Association ND Brooklyn College Alumni Association Alumni Association Brooklyn New York FIA Card Services, N.A. $ 18,251 85 1,341 Brown Alumni Association Alumni Association Providence Rhode Island FIA Card Services, N.A. $ 364,650 83 6,625 Bryant University University Smithfield Rhode Island FIA Card Services, N.A. $ 10,812 28 642 Bryn Mawr College Alumnae Alumni Association Bryn Mawr Pennsylvania FIA Card Services, N.A. $ 5,532 32 470 Association Bucknell University Alumni Alumni Association Lewisburg Pennsylvania FIA Card Services, N.A. $ 80,000 30 1,517 Association Buffalo State Alumni Association Alumni Association Buffalo New York FIA Card Services, N.A. $ 5,605 54 566 Butler Community College Foundation El Dorado Kansas INTRUST Bank, N.A. $ 20,267 41 613 Foundation Butler University University Indianapolis Indiana FIA Card Services, N.A. $ 5,057 36 337 Butte College Foundation Foundation Oroville California U.S. Bank National $ 0 185 516 Association ND Cabrini College University Radnor Pennsylvania FIA Card Services, N.A. $ 1,605 6 232 Cal Poly Pomona Alumni Association Alumni Association Pomona California FIA Card Services, N.A. $ 50,000 85 225 California Aggie Alumni Association Alumni Association Davis California FIA Card Services, N.A. $ 200,000 160 184 California Alumni Association and Alumni Association Berkeley California FIA Card Services, N.A. $1,351,950 653 20,524 The Regents of the University of and University California California Lutheran University University Thousand Oaks California FIA Card Services, N.A. $ 1,250 0 93 California Polytechnic State Alumni Association San Luis California FIA Card Services, N.A. $ 15,184 189 5,131 University Alumni Association, San Obispo Luis Obispo California Psychological Association Other Los Angeles California FIA Card Services, N.A. $ 2,504 6 262 California School of Podiatric University Oakland California FIA Card Services, N.A. $ 566 0 19 Medicine at Samuel Merritt College California School of Professional University Alhambra California FIA Card Services, N.A. $ 225 0 8 Psychology 10 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

California State University, Chico Alumni Association Chico California FIA Card Services, N.A. $ 35,000 97 167 Alumni Association and The and Foundation University Foundation, California State University, Chico California State University, Foundation Carson California FIA Card Services, N.A. $ 0 26 1,296 Dominguez Hills Foundation, Inc. California State University, Fresno Alumni Association Fresno California FIA Card Services, N.A. $ 65,000 131 422 Alumni Association California State University, Hayward Alumni Association Hayward California FIA Card Services, N.A. $ 0 0 289 Alumni Association California State University, Los Alumni Association Los Angeles California FIA Card Services, N.A. $100,000 66 384 Angeles Alumni Association California State University, Alumni Association Northridge California Chase Bank USA, N.A. $310,000 0 2,844 Northridge Alumni Association California State University, San Alumni Association San Marcos California FIA Card Services, N.A. $ 4,573 1 243 Marcos Alumni Association California State University, Stanislaus University Turlock California FIA Card Services, N.A. $ 126 25 26 California State University-Fullerton Alumni Association Fullerton California FIA Card Services, N.A. $100,000 128 1,550 Alumni Association California State University-Long Alumni Association Long Beach California FIA Card Services, N.A. $200,000 175 7,836 Beach Alumni Association California University of Pennsylvania University California Pennsylvania Pennsylvania State $ 470 94 118 Employees Credit Union California Veterinary Medical Other Sacramento California FIA Card Services, N.A. $ 6,414 8 451 Association Calvert Hall College Alumni Alumni Association Towson Maryland FIA Card Services, N.A. $ 7,683 7 443 Association Campbellsville University University Campbellsville Kentucky FIA Card Services, N.A. $ 3,721 6 260 Canisius College University Buffalo New York FIA Card Services, N.A. $ 27,500 42 635 Cardinal Stritch University University Milwaukee Wisconsin FIA Card Services, N.A. $ 1,256 2 124 Carlow University University Pittsburgh Pennsylvania FIA Card Services, N.A. $ 951 0 123 Carroll College University Helena Montana FIA Card Services, N.A. $ 2,792 10 340 Carthage College University Kenosha Wisconsin FIA Card Services, N.A. $ 4,300 7 253 Case Western Reserve University University Cleveland Ohio FIA Card Services, N.A. $175,000 24 2,682 Catawba College University Salisbury North Carolina FIA Card Services, N.A. $ 3,722 3 325 Cavalier Sports Marketing Other Charlottesville Virginia Chase Bank USA, N.A. $ 0 0 0 Cazenovia College University Cazenovia New York FIA Card Services, N.A. $ 391 0 21 Cedar Crest College Alumnae Alumni Association Allentown Pennsylvania FIA Card Services, N.A. $ 5,499 5 309 Association Centenary College of Louisiana University Shreveport Louisiana FIA Card Services, N.A. $ 2,148 2 243 Central Bible College University Springfield Missouri FIA Card Services, N.A. $ 3,305 0 216 Central Connecticut State University Alumni Association New Britain Connecticut FIA Card Services, N.A. $ 40,000 40 1,343 Alumni Association, Inc. Central Michigan University University Mount Pleasant Michigan FIA Card Services, N.A. $250,000 186 200 Central Washington University Alumni Association Ellensburg Washington FIA Card Services, N.A. $ 12,304 30 972 Alumni Association Chadron State Foundation Foundation Chadron Nebraska FIA Card Services, N.A. $ 3,738 11 414 Chapman University University Orange California FIA Card Services, N.A. $ 62,000 53 1,427 Cheyney Foundation Foundation Cheyney Pennsylvania FIA Card Services, N.A. $ 0 0 43 Cheyney University of Pennsylvania University Cheyney Pennsylvania Pennsylvania State $ 120 24 31 Employees Credit Union Chi O Creations Other Memphis Tennessee FIA Card Services, N.A. $ 43,816 151 2,611 Chi Phi Fraternity, Inc. Other Libum Georgia FIA Card Services, N.A. $ 3,037 5 237 Chi Psi Fraternity Other Chapel Hill North Carolina FIA Card Services, N.A. $ 545 0 52 Chicago State University Foundation Foundation Chicago Illinois FIA Card Services, N.A. $ 598 6 69 Christian Brothers University University Memphis Tennessee FIA Card Services, N.A. $ 1,038 8 121 Christopher Newport University Foundation Newport News Virginia FIA Card Services, N.A. $ 2,124 4 237 Educational Foundation Claflin College University Orangeburg South Carolina FIA Card Services, N.A. $ 125 0 20 Claremont McKenna College Alumni Alumni Association Claremont California FIA Card Services, N.A. $ 2,765 15 252 Association, Inc. Clarion University Foundation, Inc. Foundation Clarion Pennsylvania FIA Card Services, N.A. $ 5,000 56 120 Board of Governors of the Federal Reserve System 11

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Clarion University Foundation, Inc. Foundation Clarion Pennsylvania Pennsylvania State $ 340 68 67 Employees Credit Union Clark Atlanta University University Atlanta Georgia FIA Card Services, N.A. $ 610 0 81 Clark University Alumni Association Alumni Association Worcester Massachusetts FIA Card Services, N.A. $ 10,083 12 605 Clarkson University University Potsdam New York FIA Card Services, N.A. $ 11,400 0 636 Clayton State Alumni Association Alumni Association Morrow Georgia UMB Bank, N.A. $ 71 2 2 Clemson Alumni Association and Alumni Association Clemson South Carolina FIA Card Services, N.A. $450,000 217 14,114 Clemson University Foundation, and Foundation Inc. Cleveland State University Alumni Alumni Association Cleveland Ohio FIA Card Services, N.A. $ 26,779 38 1,914 Association Cleveland-Marshall Law Alumni Alumni Association Cleveland Ohio FIA Card Services, N.A. $ 714 7 50 Association Coastal Carolina University Alumni Alumni Association Conway South Carolina FIA Card Services, N.A. $ 3,834 12 264 Association, Inc. Coe College University Cedar Rapids Iowa FIA Card Services, N.A. $ 1,309 12 135 Colby-Sawyer College University New London New FIA Card Services, N.A. $ 1,461 6 180 Hampshire Colegio de Farmaceuticos de Puerto University San Juan Puerto Rico FIA Card Services, N.A. $ 3,654 9 334 Rico College Misericordia University Dallas Pennsylvania FIA Card Services, N.A. $ 3,553 8 302 College of Charleston Alumni Alumni Association Charleston South Carolina FIA Card Services, N.A. $ 23,444 19 1,346 Association College of Mount Saint Vincent University Riverdale New York FIA Card Services, N.A. $ 1,844 0 198 College of Notre Dame of Maryland University Baltimore Maryland FIA Card Services, N.A. $ 8,375 14 462 College of Staten Island Alumni Alumni Association Staten Island New York FIA Card Services, N.A. $ 7,330 47 545 Association, Inc. College of West Africa Alumni Alumni Association Bowie Maryland UMB Bank, N.A. $ 0 0 0 Association Colorado Christian University University Lakewood Colorado FIA Card Services, N.A. $ 476 0 47 Colorado College University Colorado Colorado FIA Card Services, N.A. $ 8,297 7 464 Springs Colorado School of Mines Alumni Alumni Association Golden Colorado FIA Card Services, N.A. $ 13,281 22 621 Association Colorado State University Alumni Alumni Association Fort Collins Colorado U.S. Bank National $280,000 313 5,466 Association Association ND Converse College University Spartanburg South Carolina FIA Card Services, N.A. $ 752 0 107 Cooper Union for the Advancement University New York New York FIA Card Services, N.A. $ 7,870 15 660 of Science and Art Coppin State University Development Foundation Baltimore Maryland FIA Card Services, N.A. $ 594 2 71 Foundation, Inc. Cornell Alumni Federation Alumni Association Ithaca New York Chase Bank USA, N.A. $901,900 4 10,361 Creighton University Alumni Alumni Association Omaha Nebraska First National Bank of $ 13,091 0 720 Association and Creighton and University Omaha University Crimson Tide Sports Marketing, LLC University Tuscaloosa Alabama Compass Bank $150,000 0 0 Culver-Stockton College University Canton Missouri FIA Card Services, N.A. $ 1,136 1 180 Dakota State University Alumni Alumni Association Madison South Dakota FIA Card Services, N.A. $ 1,118 0 102 Association Davenport University University Grand Rapids Michigan FIA Card Services, N.A. $ 1,829 32 234 Delaware State University Alumni Alumni Association Dover Delaware FIA Card Services, N.A. $ 3,360 4 267 Association Delaware Valley College University Doylestown Pennsylvania FIA Card Services, N.A. $ 2,063 0 213 Delta Chi Fraternity, Inc. Other Iowa City Iowa FIA Card Services, N.A. $ 8,626 46 914 Delta Delta Delta Fraternity Other Arlington Texas U.S. Bank National $ 9,599 101 1,450 Association ND Delta Gamma Fraternity Other Columbus Ohio FIA Card Services, N.A. $ 10,320 42 929 Delta Kappa Epsilon Fraternity Other Washington District of FIA Card Services, N.A. $ 2,922 3 171 Columbia Delta Mu Delta Honor Society Other Brookfield Illinois FIA Card Services, N.A. $ 0 46 820 Delta Phi Epsilon Sorority Other Maryland Missouri FIA Card Services, N.A. $ 3,749 39 393 Heights Delta Sigma Delta Other Dousman Wisconsin FIA Card Services, N.A. $ 2,587 0 154 Delta Sigma Phi Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 15,000 25 702 12 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Delta Sigma Pi Other Oxford Ohio U.S. Bank National $ 60,000 39 1,797 Association ND Delta State University Alumni Alumni Association Cleveland Mississippi FIA Card Services, N.A. $ 30,000 14 772 Association Delta Tau Delta Fraternity Other Fishers Indiana FIA Card Services, N.A. $ 15,000 16 173 Delta Upsilon International Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 6,557 24 427 Delta Zeta Sorority Other Oxford Ohio FIA Card Services, N.A. $ 24,172 114 1,887 DePaul University University Chicago Illinois FIA Card Services, N.A. $ 100,000 80 410 Des Moines University Osteopathic University Des Moines Iowa FIA Card Services, N.A. $ 1,155 1 65 Medical Center Dickinson College University Carlisle Pennsylvania FIA Card Services, N.A. $ 12,345 2 558 Dominican College University Orangeburg New York FIA Card Services, N.A. $ 487 2 82 Dominican University of California University San Rafael California FIA Card Services, N.A. $ 496 4 62 Dominican University University River Forest Illinois FIA Card Services, N.A. $ 3,139 14 300 Dowling College University Oakdale New York FIA Card Services, N.A. $ 7,204 0 545 Drake University University Des Moines Iowa FIA Card Services, N.A. $ 36,624 15 1,334 Drexel University University Philadelphia Pennsylvania U.S. Bank National $ 250,000 208 3,394 Association ND Duke Alumni Association, Inc. Alumni Association Durham North Carolina Chase Bank USA, N.A. $1,375,000 4 8,418 Duquesne University Alumni Alumni Association Pittsburgh Pennsylvania U.S. Bank National $ 75,000 180 2,564 Association Association ND D'Youville College University Buffalo New York FIA Card Services, N.A. $ 2,516 7 176 East Carolina University Alumni Alumni Association Greenville North Carolina FIA Card Services, N.A. $ 100,000 125 2,929 Association, Inc. East Central University Alumni Alumni Association Ada Oklahoma FIA Card Services, N.A. $ 832 1 102 Association East Stroudsburg University Foundation East Pennsylvania FIA Card Services, N.A. $ 47,000 16 1,331 Foundation, Inc. Stroudsburg East Stroudsburg University of University East Pennsylvania Pennsylvania State $ 690 138 180 Pennsylvania Stroudsburg Employees Credit Union East Tennessee State University Foundation Johnson City Tennessee FIA Card Services, N.A. $ 30,000 29 406 Foundation Eastern Connecticut State University Alumni Association Willimantic Connecticut FIA Card Services, N.A. $ 2,334 17 168 Alumni Association Eastern Illinois University Alumni Alumni Association Charleston Illinois FIA Card Services, N.A. $ 110,000 65 4,242 Association, Inc. Eastern New Mexico University Alumni Association Portales New Mexico FIA Card Services, N.A. $ 5,834 15 753 Alumni Association Eastern Oregon University University LaGrande Oregon FIA Card Services, N.A. $ 4,379 6 323 Eastern Washington University Alumni Association Cheney Washington FIA Card Services, N.A. $ 12,696 27 1,019 Alumni Association Eckerd College Alumni Association Alumni Association St. Petersburg Florida FIA Card Services, N.A. $ 2,474 0 130 Edinboro University of Pennsylvania Alumni Association Edinboro Pennsylvania FIA Card Services, N.A. $ 32,000 46 1,526 Alumni Association Educational Communications, Inc. Other Lake Forest Illinois FIA Card Services, N.A. $ 0 0 10,765 Elizabethtown College University Elizabethtown Pennsylvania FIA Card Services, N.A. $ 6,441 14 534 Elizabethtown College University Elizabethtown Pennsylvania Pennsylvania State $ 515 103 119 Employees Credit Union Elmhurst College Alumni Association Alumni Association Elmhurst Illinois U.S. Bank National $ 0 38 474 Association ND Elon College University Elon College North Carolina FIA Card Services, N.A. $ 2,977 9 327 Embry Riddle Aeronautical University Daytona Beach Florida FIA Card Services, N.A. $ 27,377 57 1,578 University Emerson College University Boston Massachusetts FIA Card Services, N.A. $ 3,375 0 416 Emmanuel College University Boston Massachusetts FIA Card Services, N.A. $ 1,129 0 90 Emory University University Atlanta Georgia FIA Card Services, N.A. $ 52,481 60 3,026 Emporia State University Alumni Alumni Association Emporia Kansas INTRUST Bank, N.A. $ 15,000 51 1,105 Association Erskine College University Due West South Carolina FIA Card Services, N.A. $ 1,178 3 125 Fairfield University University Fairfield Connecticut FIA Card Services, N.A. $ 22,279 42 1,058 Fairleigh Dickinson University University Teaneck New Jersey FIA Card Services, N.A. $ 68,655 69 1,554 Board of Governors of the Federal Reserve System 13

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Fairmont State College Alumni Alumni Association Fairmont West Virginia FIA Card Services, N.A. $ 3,127 0 197 Association, Inc. Faulkner University University Montgomery Alabama FIA Card Services, N.A. $ 1,385 0 121 Fayetteville State University University Fayetteville North Carolina FIA Card Services, N.A. $ 727 3 83 Felician College University Lodi New Jersey FIA Card Services, N.A. $ 805 4 120 Ferris State University University Big Rapids Michigan FIA Card Services, N.A. $ 549 55 51 FFA Alumni Association Alumni Association Alexandria Virginia FIA Card Services, N.A. $ 6,380 15 452 Fitchburg State College University Fitchburg Massachusetts FIA Card Services, N.A. $ 2,847 10 211 Fitzwilliam College University Cambridge England FIA Card Services, N.A. $ 9 0 1 Florida Atlantic University Foundation Boca Raton Florida FIA Card Services, N.A. $ 120,000 104 4,060 Foundation, Inc. Florida Institute of Technology Alumni Association Melbourne Florida U.S. Bank National $ 0 70 614 Alumni Association Association ND Florida International University Foundation Miami Florida FIA Card Services, N.A. $ 630,000 201 8,424 Foundation, Inc. Florida Pharmacy Association Other Tallahassee Florida FIA Card Services, N.A. $ 2,528 3 251 Florida Southern College University Lakeland Florida FIA Card Services, N.A. $ 2,949 7 241 Foothill De Anza College University Los Altos Hills California FIA Card Services, N.A. $ 0 0 78 Fordham University University Bronx New York FIA Card Services, N.A. $ 290,000 120 8,280 Fort Hays State University Alumni Alumni Association Hays Kansas INTRUST Bank, N.A. $ 10,000 76 758 Association Fort Lewis College Alumni Alumni Association Durango Colorado FIA Card Services, N.A. $ 5,283 8 563 Association Foundation at New Jersey Institute of Foundation Newark New Jersey FIA Card Services, N.A. $ 124 39 39 Technology Foundation Chapter of Theta Chi Foundation Indianapolis Indiana FIA Card Services, N.A. $ 8,900 12 607 Fraternity, Inc. Framingham State College University Framingham Massachusetts FIA Card Services, N.A. $ 2,549 13 205 Franklin and Marshall College University Lancaster Pennsylvania FIA Card Services, N.A. $ 20,000 10 475 Franklin Pierce College University Rindge New FIA Card Services, N.A. $ 3,952 12 302 Hampshire Freed Hardeman University University Henderson Tennessee FIA Card Services, N.A. $ 9,919 21 587 Furman University University Greenville South Carolina FIA Card Services, N.A. $ 23,347 6 1,119 Gamma Phi Beta International Other Englewood Colorado FIA Card Services, N.A. $ 40,000 52 1,111 Sorority, Inc. Gemological Institute of America Alumni Association Santa Monica California FIA Card Services, N.A. $ 9,986 42 1,529 Alumni Association General Alumni Association of the Alumni Association Chapel Hill North Carolina FIA Card Services, N.A. $1,250,000 137 20,411 University of North Carolina at Chapel Hill Geneseo Alumni Association Alumni Association Geneseo New York FIA Card Services, N.A. $ 0 45 797 Geneva College University Beaver Falls Pennsylvania FIA Card Services, N.A. $ 10,063 11 754 Georgetown University Alumni Alumni Association Washington District of FIA Card Services, N.A. $ 29,955 112 9,444 Association Columbia Georgia Pharmacy Foundation Foundation Atlanta Georgia FIA Card Services, N.A. $ 1,127 2 101 Georgia Southern University Foundation Statesboro Georgia FIA Card Services, N.A. $ 100,000 65 3,382 Foundation, Inc. Georgia Southwestern Foundation, Foundation Americus Georgia FIA Card Services, N.A. $ 1,038 4 92 Inc. Georgia State University Alumni Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 108,340 141 2,690 Association, Inc. Georgia Tech Alumni Association Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 620,000 327 10,848 Gettysburg College University Gettysburg Pennsylvania FIA Card Services, N.A. $ 5,902 20 369 Golden Gate University University San Francisco California FIA Card Services, N.A. $ 2,131 0 309 Golden Key International Honour Other Atlanta Georgia FIA Card Services, N.A. $1,540,442 399 38,692 Society Goldey Beacom College University Wilmington Delaware FIA Card Services, N.A. $ 3,838 8 271 Goshen College University Goshen Indiana FIA Card Services, N.A. $ 4,968 0 308 Graceland University University Lamoni Iowa FIA Card Services, N.A. $ 2,959 5 230 Grambling University National Alumni Association Grambling Louisiana FIA Card Services, N.A. $ 856 0 58 Alumni Association Grand Valley State University University Allendale Michigan FIA Card Services, N.A. $ 11,911 99 1,023 Grand View University University Des Moines Iowa FIA Card Services, N.A. $ 822 0 73 14 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Green Mountain College University Poultney Vermont FIA Card Services, N.A. $ 912 0 122 Guilford College University Greensboro North Carolina FIA Card Services, N.A. $ 984 0 77 Gustavus Adolphus College University Saint Peter Minnesota FIA Card Services, N.A. $ 10,544 13 630 Gwynedd Mercy College University Gwynedd Pennsylvania FIA Card Services, N.A. $ 753 0 96 Valley Hamline University University Saint Paul Minnesota FIA Card Services, N.A. $ 3,391 13 397 Hampden Sydney College University Hampden- Virginia FIA Card Services, N.A. $ 7,953 5 336 Sydney Hampton University University Hampton Virginia FIA Card Services, N.A. $ 5,325 9 300 Harding University, Inc. University Searcy Arkansas FIA Card Services, N.A. $ 29,540 16 1,719 Harrisburg Area Community College University Harrisburg Pennsylvania Pennsylvania State $ 385 77 113 Employees Credit Union Hartwick College University Oneonta New York FIA Card Services, N.A. $ 1,666 0 189 Harvard Alumni Association Alumni Association Cambridge Massachusetts Barclays Bank Delaware $1,000,000 1,326 5,771 Haverford College University Haverford Pennsylvania FIA Card Services, N.A. $ 7,126 9 295 Hawaii Pacific University University Honolulu Hawaii FIA Card Services, N.A. $ 3,679 0 298 Henderson State University University Arkadelphia Arkansas FIA Card Services, N.A. $ 5,851 9 451 Herbert H. Lehman College Foundation Bronx New York FIA Card Services, N.A. $ 4,326 28 305 Foundation, Inc. Heritage Affinity Enterprises, LLC Other Hewlett New York U.S. Bank National $ 40,942 536 23,741 Association ND Hood College University Frederick Maryland FIA Card Services, N.A. $ 3,385 19 272 Houghton College University Houghton New York FIA Card Services, N.A. $ 4,251 0 292 Houston Alumni Organization Alumni Association Houston Texas Chase Bank USA, N.A. $ 828,000 2 5,592 Houston Baptist University University Houston Texas FIA Card Services, N.A. $ 3,086 4 356 Howard Payne University Alumni Alumni Association Brownwood Texas FIA Card Services, N.A. $ 3,096 0 317 Association Howard University Department of Alumni Association Washington District of FIA Card Services, N.A. $ 35,515 1 1,386 Alumni Relations Columbia Humboldt State University Alumni Alumni Association Arcata California FIA Card Services, N.A. $ 13,000 20 462 Association Husson University Alumni Association Bangor Maine FIA Card Services, N.A. $ 1,630 10 302 Idaho State University University Pocatello Idaho FIA Card Services, N.A. $ 26,131 44 1,403 Illinois College of Optometry University Chicago Illinois FIA Card Services, N.A. $ 93 0 5 Illinois State University Foundation Foundation Normal Illinois FIA Card Services, N.A. $ 97,695 169 6,910 Immaculata University University Immaculata Pennsylvania FIA Card Services, N.A. $ 2,609 9 196 Independent University Alumni Alumni Association Lowell Massachusetts FIA Card Services, N.A. $ 3,904 7 225 Association at Lowell Indiana State University University Terre Haute Indiana FIA Card Services, N.A. $ 38,639 10 2,793 Indiana University Alumni Alumni Association Bloomington Indiana FIA Card Services, N.A. $1,131,221 355 29,903 Association Indiana University of Pennsylvania Alumni Association Indiana Pennsylvania FIA Card Services, N.A. $ 8,117 104 4,111 Alumni Association, Inc. Indiana Wesleyan University University Marion Indiana FIA Card Services, N.A. $ 5,416 15 374 Institute of Industrial Engineers Other Norcross Georgia FIA Card Services, N.A. $ 33,309 13 1,849 Institute of Management Accountants Other Montvale New Jersey FIA Card Services, N.A. $ 175,000 24 5,068 International Chiropractors Other Arlington Virginia FIA Card Services, N.A. $ 17,464 30 1,051 Association International Legal Fraternity of Phi Other Greenbelt Maryland FIA Card Services, N.A. $ 12,518 2 394 Delta Phi International Society for Optical Other Bellingham Washington FIA Card Services, N.A. $ 5,058 3 438 Engineering Iona College University New Rochelle New York FIA Card Services, N.A. $ 22,392 26 1,344 Iowa State University Alumni Alumni Association Ames Iowa FIA Card Services, N.A. $ 537,000 173 15,371 Association Ithaca College Alumni Association Alumni Association Ithaca New York FIA Card Services, N.A. $ 0 54 2,007 Jackson State University University Jackson Mississippi FIA Card Services, N.A. $ 1,337 9 212 Jacksonville State University Foundation Jacksonville Alabama U.S. Bank National $ 0 70 2,175 Foundation, Inc. Association ND Board of Governors of the Federal Reserve System 15

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

James Madison University Alumni Alumni Association Harrisonburg Virginia FIA Card Services, N.A. $125,000 33 525 Association Javelina Alumni Association Alumni Association Kingsville Texas FIA Card Services, N.A. $ 5,673 20 326 John Carroll University University University Ohio FIA Card Services, N.A. $ 17,779 6 1,083 Heights John F. Kennedy University Alumni Alumni Association Orinda California FIA Card Services, N.A. $ 810 5 88 Association Johns Hopkins University University Baltimore Maryland FIA Card Services, N.A. $ 40,202 78 7,009 Johnson & Wales University University Providence Rhode Island FIA Card Services, N.A. $ 0 48 597 Juilliard School University New York New York FIA Card Services, N.A. $ 1,452 17 140 Kansas State University Alumni Alumni Association Manhattan Kansas INTRUST Bank, N.A. $594,290 370 14,919 Association Kappa Alpha Order Other Lexington Virginia FIA Card Services, N.A. $ 30,000 44 846 Kappa Alpha Psi Other Philadelphia Pennsylvania FIA Card Services, N.A. $ 12,560 29 794 Kappa Alpha Theta Fraternity, Inc. Other Indianapolis Indiana FIA Card Services, N.A. $ 31,372 59 2,321 Kappa Delta Pi An International Other Indianapolis Indiana FIA Card Services, N.A. $ 18,574 72 1,538 Honor Society in Education Kappa Delta Rho Fraternity Other Greensburg Pennsylvania FIA Card Services, N.A. $ 2,801 12 204 Kappa Delta Sorority, Inc. Other Memphis Tennessee FIA Card Services, N.A. $ 36,000 58 359 Kappa Epsilon Fraternity Other Stone Georgia FIA Card Services, N.A. $ 363 0 41 Mountain Kappa Psi Pharmaceutical Fraternity Other Oklahoma City Oklahoma FIA Card Services, N.A. $ 390 0 56 Kappa Sigma Fraternity Other Charlottesville Virginia FIA Card Services, N.A. $ 40,000 35 400 Kean University Alumni Association Alumni Association Union New Jersey FIA Card Services, N.A. $ 37,500 28 947 Keene State College Alumni Alumni Association Keene New FIA Card Services, N.A. $ 20,000 8 612 Association Hampshire Kennesaw State University Alumni Alumni Association Marietta Georgia FIA Card Services, N.A. $ 23,274 38 1,453 Association Kent State University University Kent Ohio FIA Card Services, N.A. $135,000 72 5,551 Kentucky Wesleyan College University Owensboro Kentucky FIA Card Services, N.A. $ 571 2 71 Keuka College University Keuka Park New York FIA Card Services, N.A. $ 989 3 156 Keystone College Alumni Association Alumni Association La Plume Pennsylvania Capital One Bank $ 0 0 0 (USA), N.A. Kings College University Wilkes Barre Pennsylvania FIA Card Services, N.A. $ 25,000 14 1,003 Kutztown University Alumni Alumni Association Kutztown Pennsylvania FIA Card Services, N.A. $ 11,712 29 1,044 Association Kutztown University of Pennsylvania University Kutztown Pennsylvania Pennsylvania State $ 1,165 233 294 Employees Credit Union La Salle University Alumni Alumni Association Philadelphia Pennsylvania FIA Card Services, N.A. $ 29,940 36 1,908 Association La Sierra University and La Sierra University and Riverside California FIA Card Services, N.A. $ 165 0 14 Alumni Association Alumni Association Lafayette College Alumni Association Alumni Association Easton Pennsylvania FIA Card Services, N.A. $ 10,000 17 650 Lake Erie College University Painesville Ohio FIA Card Services, N.A. $ 12 0 3 Lake Superior State University University Sault Ste. Marie Michigan FIA Card Services, N.A. $ 2,369 13 259 Lakewood Public School Alumni Foundation Lakewood Ohio FIA Card Services, N.A. $ 1,510 9 109 Foundation Lamar University University Beaumont Texas FIA Card Services, N.A. $ 5,691 12 468 Lambda Chi Alpha Fraternity, Inc. Other Indianapolis Indiana FIA Card Services, N.A. $ 25,000 20 768 Langston University National Alumni Alumni Association Langston Oklahoma FIA Card Services, N.A. $ 236 0 57 Association Lawrence Technological University University Southfield Michigan FIA Card Services, N.A. $ 4,938 4 544 Lawrence University University Appleton Wisconsin FIA Card Services, N.A. $ 1,148 0 84 Le Moyne College University Syracuse New York FIA Card Services, N.A. $ 8,005 20 577 Lebanon Valley College University Annville Pennsylvania FIA Card Services, N.A. $ 2,942 9 374 Lee University University Cleveland Tennessee FIA Card Services, N.A. $ 9,078 18 553 Lenoir Rhyne College Alumni Alumni Association Hickory North Carolina FIA Card Services, N.A. $ 2,243 10 186 Association Lesley University University Cambridge Massachusetts FIA Card Services, N.A. $ 3,892 2 281 Letourneau University University Longview Texas FIA Card Services, N.A. $ 4,913 5 312 Lewis and Clark College University Portland Oregon FIA Card Services, N.A. $ 11,080 7 1,043 Lewis University University Romeoville Illinois FIA Card Services, N.A. $ 5,731 1 405 16 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Liberty University University Lynchburg Virginia U.S. Bank National $ 10,449 172 1,927 Association ND Life University University Marietta Georgia FIA Card Services, N.A. $ 4,295 0 174 Limestone College University Gaffney South Carolina FIA Card Services, N.A. $ 1,303 6 140 Lincoln Memorial University University Harrogate Tennessee FIA Card Services, N.A. $ 1,609 5 203 Lock Haven University Foundation Foundation Lock Haven Pennsylvania FIA Card Services, N.A. $ 3,750 14 352 Lock Haven University of University Lock Haven Pennsylvania Pennsylvania State $ 760 152 196 Pennsylvania Employees Credit Union Long Island University University Brookville New York FIA Card Services, N.A. $ 0 57 911 Longwood University Alumni Alumni Association Farmville Virginia FIA Card Services, N.A. $ 6,530 21 467 Association Louisiana State University Medical Foundation New Orleans Louisiana FIA Card Services, N.A. $ 7,255 0 219 Center Foundation Louisiana State University Shreveport Alumni Association Shreveport Louisiana FIA Card Services, N.A. $ 4,070 6 296 Alumni Association Louisiana Tech University Foundation Ruston Louisiana FIA Card Services, N.A. $ 83,333 47 2,305 Foundation Loyola Blakefield Alumni Association Alumni Association Baltimore Maryland FIA Card Services, N.A. $ 5,231 0 174 Loyola Marymount University University Los Angeles California FIA Card Services, N.A. $ 50,000 25 1,578 Loyola University Chicago University Chicago Illinois FIA Card Services, N.A. $ 55,654 35 3,484 Loyola University Maryland University Baltimore Maryland FIA Card Services, N.A. $ 75,075 33 2,196 Loyola University New Orleans University New Orleans Louisiana FIA Card Services, N.A. $ 62,500 14 1,633 LSU Alumni Association Alumni Association Baton Rouge Louisiana FIA Card Services, N.A. $ 0 126 8,840 Lubbock Christian University University Lubbock Texas FIA Card Services, N.A. $ 3,405 0 201 Luther College University Decorah Iowa FIA Card Services, N.A. $ 6,937 15 525 Lycoming College University Williamsport Pennsylvania FIA Card Services, N.A. $ 1,970 2 132 Manhattan College University Riverdale New York FIA Card Services, N.A. $ 21,152 19 1,204 Manhattanville College University Purchase New York FIA Card Services, N.A. $ 4,996 7 245 Mansfield University Foundation, Inc. Foundation Mansfield Pennsylvania FIA Card Services, N.A. $ 9,144 14 678 Mansfield University of Pennsylvania University Mansfield Pennsylvania Pennsylvania State $ 245 49 81 Employees Credit Union Marian College University Indianapolis Indiana FIA Card Services, N.A. $ 545 1 59 Marquette University University Milwaukee Wisconsin FIA Card Services, N.A. $165,000 96 3,803 Marshall University Alumni Alumni Association Huntington West Virginia FIA Card Services, N.A. $ 78,333 70 2,894 Association Mary Baldwin College University Staunton Virginia FIA Card Services, N.A. $ 3,274 8 273 Marymount University University Arlington Virginia FIA Card Services, N.A. $ 881 17 104 Maryville College University Maryville Tennessee FIA Card Services, N.A. $ 5,470 4 182 Massachusetts College of Pharmacy University Boston Massachusetts FIA Card Services, N.A. $ 2,099 0 209 and Allied Health Sciences Massachusetts Medical Society Other Waltham Massachusetts FIA Card Services, N.A. $ 49,410 23 1,131 McGeorge School of Law University Sacramento California FIA Card Services, N.A. $ 178 0 48 McNeese State University Alumni Alumni Association Lake Charles Louisiana FIA Card Services, N.A. $ 14,126 32 899 Association Meharry National Alumni Alumni Association Nashville Tennessee FIA Card Services, N.A. $ 142 0 15 Association MENC: The National Association for Other Reston Virginia FIA Card Services, N.A. $ 46,469 61 3,735 Music Education Menlo College University Atherton California FIA Card Services, N.A. $ 89 0 9 Mercy College Alumni Association Alumni Association Dobbs Ferry New York FIA Card Services, N.A. $ 1,190 0 207 Mercyhurst College University Erie Pennsylvania FIA Card Services, N.A. $ 3,774 14 390 Meredith College University Raleigh North Carolina FIA Card Services, N.A. $ 1,991 0 219 Merrimack College University North Andover Massachusetts FIA Card Services, N.A. $ 869 6 107 Methodist College Incorporated University Fayetteville North Carolina FIA Card Services, N.A. $ 1,107 4 213 Metropolitan State University Foundation St. Paul Minnesota U.S. Bank National $ 434 7 129 Foundation Association ND Michigan State University University East Lansing Michigan FIA Card Services, N.A. $693,159 264 22,685 Michigan Technological University University Houghton Michigan FIA Card Services, N.A. $ 32,358 60 2,390 Board of Governors of the Federal Reserve System 17

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Middle Tennessee State University Alumni Association Murfreesboro Tennessee Chase Bank USA, N.A. $ 75,000 0 596 National Alumni Association and and Foundation Middle Tennessee State University Foundation, Inc. Midwestern State University Alumni Association Wichita Falls Texas FIA Card Services, N.A. $ 5,573 24 350 Ex-Students Association Millersville University Alumni Alumni Association Millersville Pennsylvania U.S. Bank National $ 0 141 3,111 Association Association ND Millersville University of University Millersville Pennsylvania Pennsylvania State $ 470 94 161 Pennsylvania Employees Credit Union Milligan College Alumni Association Alumni Association Milligan Tennessee FIA Card Services, N.A. $ 6,300 19 365 College Minnesota State University Alumni Association Moorhead Minnesota U.S. Bank National $ 0 57 667 Moorhead Alumni Association Association ND Minnesota State University, Mankato Foundation Mankato Minnesota FIA Card Services, N.A. $ 75,000 53 2,907 Foundation, Inc. Mississippi State University Alumni Alumni Association Mississippi Mississippi FIA Card Services, N.A. $350,000 91 7,499 Association State Mississippi Valley State University University Itta Bena Mississippi FIA Card Services, N.A. $ 830 0 47 Monmouth College University Monmouth Illinois FIA Card Services, N.A. $ 4,597 11 332 Monmouth University University West Long New Jersey FIA Card Services, N.A. $ 10,542 29 719 Branch Montana State University Alumni Alumni Association Bozeman Montana FIA Card Services, N.A. $125,000 69 4,909 Association Montana State University at Billings Alumni Association Billings Montana FIA Card Services, N.A. $ 12,666 14 399 Alumni Association Montana State University-Northern Foundation and Havre Montana FIA Card Services, N.A. $ 2,459 5 180 Foundation and Montana State Alumni Association University-Northern Alumni Association Montana Tech Foundation Foundation Butte Montana U.S. Bank National $ 480 1 162 Association ND Montclair State University Alumni Alumni Association Upper New Jersey FIA Card Services, N.A. $ 80,000 78 3,443 Association Montclair Moravian College University Bethlehem Pennsylvania FIA Card Services, N.A. $ 11,182 10 587 Morehead State University Alumni Alumni Association Morehead Kentucky FIA Card Services, N.A. $ 14,850 20 1,052 Association, Inc. Morehouse College Alumni Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 2,628 2 242 Association Morgan State University National Alumni Association Baltimore Maryland FIA Card Services, N.A. $ 5,790 15 425 Alumni Association Morris Brown College National Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 215 0 29 Alumni Association Morrisville College Foundation Foundation Morrisville New York FIA Card Services, N.A. $ 4,851 0 313 Mortar Board Foundation Fund Foundation Columbus Ohio FIA Card Services, N.A. $ 8,598 48 608 Mount St. Mary's College University Los Angeles California FIA Card Services, N.A. $ 2,869 6 376 Mount St. Mary's University University Emmitsburg Maryland FIA Card Services, N.A. $ 14,565 18 650 Mountain State University Alumni Alumni Association Beckley West Virginia UMB Bank, N.A. $ 0 0 0 Association Mountain State University, Inc. University Beckley West Virginia FIA Card Services, N.A. $ 1,874 7 157 MSM-UMR Alumni Association Alumni Association Rolla Missouri U.S. Bank National $ 25,000 11 809 Association ND Mu Phi Epsilon Fraternity Other Long Beach California FIA Card Services, N.A. $ 383 0 53 Murray State University Alumni Alumni Association Murray Kentucky U.S. Bank National $100,000 74 1,763 Association Association ND NACE International Other Houston Texas FIA Card Services, N.A. $ 5,195 0 424 National Alumnae Association of Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 17,197 7 432 Spelman College, Inc. National Alumni Association of the Alumni Association Nashville Tennessee FIA Card Services, N.A. $ 8,342 8 422 Tennessee State University National Alumni Association of the Alumni Association Tuscaloosa Alabama FIA Card Services, N.A. $960,000 295 15,090 University of Alabama National Association of School Other Bethesda Maryland FIA Card Services, N.A. $ 18,822 45 1,291 Psychologists National Athletic Trainers' Other Dallas Texas FIA Card Services, N.A. $ 19,776 44 1,446 Association, Inc. 18 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

National Dental Association Other Washington District of FIA Card Services, N.A. $ 1,848 0 138 Columbia National Lawyers Guild Other New York New York FIA Card Services, N.A. $ 12,072 14 533 National Science Teachers Association Other Arlington Virginia FIA Card Services, N.A. $ 50,000 29 1,379 National Society of Black Engineers Other Alexandria Virginia FIA Card Services, N.A. $ 7,105 0 536 National Society of Collegiate Other Washington District of FIA Card Services, N.A. $ 72,249 240 4,726 Scholars Columbia National Student Speech Language Other Rockville Maryland FIA Card Services, N.A. $ 0 0 0 Hearing Association National University University La Jolla California FIA Card Services, N.A. $ 22,166 52 1,235 National-Louis University University Evanston Illinois FIA Card Services, N.A. $ 11,491 31 838 NCPA Foundation Foundation Alexandria Virginia FIA Card Services, N.A. $ 22,564 13 714 New England College Alumni Alumni Association Henniker New FIA Card Services, N.A. $ 1,596 0 123 Association Hampshire New England School of Law University Boston Massachusetts FIA Card Services, N.A. $ 2,655 0 101 New Jersey City University Foundation Jersey City New Jersey FIA Card Services, N.A. $ 8,058 21 1,063 Foundation New Mexico Highlands University Alumni Association Las Vegas New Mexico FIA Card Services, N.A. $ 2,465 7 231 Alumni Association New Mexico Military Institute Alumni Association Roswell New Mexico FIA Card Services, N.A. $ 3,816 3 320 Alumni Association, Inc. New Mexico State University Alumni Alumni Association Las Cruces New Mexico FIA Card Services, N.A. $ 55,096 71 3,211 Association New York City College of Technology Alumni Association Brooklyn New York FIA Card Services, N.A. $ 6,377 18 651 Alumni Association New York Law School Alumni Alumni Association New York New York FIA Card Services, N.A. $ 2,747 0 165 Association New York University University New York New York FIA Card Services, N.A. $ 0 296 10,808 Newberry College University Newberry South Carolina FIA Card Services, N.A. $ 1,154 0 141 Newman University Alumni Alumni Association Wichita Kansas FIA Card Services, N.A. $ 1,902 0 164 Association Niagara University University Niagara New York FIA Card Services, N.A. $ 7,732 15 580 Nicholls State University Alumni Alumni Association Thibodaux Louisiana FIA Card Services, N.A. $ 0 2 96 Federation NLN Foundation for Nursing Foundation New York New York FIA Card Services, N.A. $ 3,463 4 218 Education North Carolina Agricultural and University Greensboro North Carolina FIA Card Services, N.A. $ 7,562 9 724 Technical State University North Carolina Central University Alumni Association Durham North Carolina FIA Card Services, N.A. $ 3,487 5 268 Alumni Association North Carolina State University Alumni Association Raleigh North Carolina Chase Bank USA, N.A. $ 0 5 9,714 Alumni Association North Dakota State University Alumni Association Fargo North Dakota FIA Card Services, N.A. $ 0 79 297 Alumni Association North Georgia College & State Alumni Association Dahlonega Georgia FIA Card Services, N.A. $ 6,453 22 597 University Alumni Association North Greenville University University Tigerville South Carolina FIA Card Services, N.A. $ 911 4 160 North Park University University Chicago Illinois FIA Card Services, N.A. $ 2,527 0 192 North Texas Exes Alumni Association Denton Texas FIA Card Services, N.A. $163,616 131 6,757 Northeastern Illinois University University Chicago Illinois FIA Card Services, N.A. $ 0 0 108 Northeastern State University Foundation Tahlequah Oklahoma FIA Card Services, N.A. $ 8,568 29 582 Foundation, Inc. Northeastern University University Boston Massachusetts FIA Card Services, N.A. $ 65,000 197 3,305 Northern Arizona University Alumni Alumni Association Flagstaff Arizona FIA Card Services, N.A. $117,972 78 1,865 Association Northern Illinois University Alumni Alumni Association DeKalb Illinois FIA Card Services, N.A. $202,344 158 1,183 Association Northern Kentucky University Foundation Highland Kentucky U.S. Bank National $ 0 68 558 Foundation Heights Association ND Northern Virginia Community Foundation Annandale Virginia FIA Card Services, N.A. $ 2,056 0 122 College Educational Foundation Northwest Missouri State University Alumni Association Maryville Missouri U.S. Bank National $ 25,000 34 614 Alumni Association Association ND Northwest University University Kirkland Washington FIA Card Services, N.A. $ 1,061 5 131 Board of Governors of the Federal Reserve System 19

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Northwestern State University Alumni Association Natchitoches Louisiana FIA Card Services, N.A. $ 18,000 14 572 Alumni Association Northwestern University University Evanston Illinois GE Money Bank $428,572 27 465 Northwood University University Midland Michigan FIA Card Services, N.A. $ 1,968 0 149 Norwich University Alumni Alumni Association Northfield Vermont FIA Card Services, N.A. $ 14,543 24 744 Association Oakland University University Rochester Michigan Michigan State $ 60,000 76 275 University Federal Credit Union Oglethorpe University Alumni Alumni Association Atlanta Georgia FIA Card Services, N.A. $ 1,782 0 64 Association Ohio College of Podiatric Medicine University Cleveland Ohio FIA Card Services, N.A. $ 625 0 28 Ohio Dominican College University Columbus Ohio FIA Card Services, N.A. $ 375 0 30 Ohio Northern University Alumni Alumni Association Ada Ohio U.S. Bank National $ 30,000 62 665 Association Association ND Ohio State Bar Association Other Columbus Ohio U.S. Bank National $ 25,000 13 370 Association ND Ohio University Alumni Association Alumni Association Athens Ohio FIA Card Services, N.A. $ 29,166 155 427 Ohio Wesleyan University University Delaware Ohio FIA Card Services, N.A. $ 11,064 10 663 Oklahoma State University Alumni Alumni Association Stillwater Oklahoma Chase Bank USA, N.A. $600,000 6 8,459 Association Old Dominion University Alumni Alumni Association Norfolk Virginia FIA Card Services, N.A. $ 13,613 74 1,042 Association, Inc. Omega Psi Phi Fraternity, Inc. Other Decatur Georgia PNC Bank, N.A. $ 0 1 276 Omicron Delta Kappa Society, Inc. Other Lexington Kentucky FIA Card Services, N.A. $ 40,000 13 1,501 Oral Roberts University Alumni Foundation Tulsa Oklahoma FIA Card Services, N.A. $ 12,268 10 595 Foundation Oregon Health Sciences University Alumni Association Portland Oregon FIA Card Services, N.A. $ 2,743 0 142 Alumni Associations Oregon Institute of Technology University Klamath Falls Oregon FIA Card Services, N.A. $ 5,373 2 367 Oregon State University Alumni Alumni Association Corvallis Oregon Chase Bank USA, N.A. $453,571 8 4,790 Association, Inc. Osteopathic Physicians and Surgeons Other Sacramento California FIA Card Services, N.A. $ 663 2 70 of California Oswego Alumni Association, Inc. Alumni Association Oswego New York FIA Card Services, N.A. $ 50,000 65 1,675 Otterbein College University Westerville Ohio FIA Card Services, N.A. $ 11,025 9 571 Oxford Limited University Oxford England FIA Card Services, N.A. $ 1,300 0 57 Pace University University New York New York FIA Card Services, N.A. $ 10,158 61 1,811 Palmer College of Chiropractic Alumni Association Davenport Iowa FIA Card Services, N.A. $ 7,851 0 619 Alumni Association PanIIT, Inc. University Cupertino California FIA Card Services, N.A. $ 4,836 14 258 Parker School for Professional Success University Dallas Texas FIA Card Services, N.A. $ 7,271 5 613 Peirce College University Philadelphia Pennsylvania FIA Card Services, N.A. $ 190 2 7 Pennsylvania College of Optometry University Philadelphia Pennsylvania FIA Card Services, N.A. $ 5,088 0 110 Pennsylvania Pharmacists Association Other Harrisburg Pennsylvania FIA Card Services, N.A. $ 2,703 20 253 Pepperdine University Alumni Alumni Association Malibu California U.S. Bank National $ 80,000 17 1,261 Association Association ND Phi Alpha Delta Law Fraternity Other Baltimore Maryland FIA Card Services, N.A. $ 50,000 66 1,440 International Phi Chi Medical Fraternity Other New Albany Indiana FIA Card Services, N.A. $ 367 0 20 Phi Chi Theta Other Lufkin Texas FIA Card Services, N.A. $ 495 0 73 Phi Delta Chi Other South Lyon Michigan FIA Card Services, N.A. $ 2,325 1 159 Phi Delta Epsilon Medical Fraternity, Other Hollywood Florida FIA Card Services, N.A. $ 357 2 14 Inc. Phi Delta Kappa International, Inc. Other Bloomington Indiana FIA Card Services, N.A. $ 10,550 19 971 Phi Delta Theta Fraternity Other Oxford Ohio FIA Card Services, N.A. $ 45,000 28 932 Phi Epsilon Kappa Other Indianapolis Indiana FIA Card Services, N.A. $ 228 0 27 Phi Eta Sigma Other Bowling Green Kentucky FIA Card Services, N.A. $ 0 2 2,908 Phi Gamma Nu Other Seven Hills Ohio FIA Card Services, N.A. $ 70 0 11 Phi Kappa Psi Other Indianapolis Indiana FIA Card Services, N.A. $ 9,570 15 485 Phi Kappa Sigma International Other Chester Springs Pennsylvania FIA Card Services, N.A. $ 2,865 9 189 Fraternity Phi Kappa Tau Fraternity Other Oxford Ohio FIA Card Services, N.A. $ 35,000 15 511 20 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Phi Kappa Theta National Fraternity Other Carmel Indiana FIA Card Services, N.A. $ 15,000 1 2 Phi Mu Other Tucker Georgia FIA Card Services, N.A. $ 45,000 101 1,896 Phi Mu Alpha Sinfonia Fraternity of Other Evansville Indiana FIA Card Services, N.A. $ 5,664 42 475 America, Inc. Phi Rho Sigma Medical Society Other Indianapolis Indiana FIA Card Services, N.A. $ 21 0 6 Phi Sigma Pi Other Lancaster Pennsylvania FIA Card Services, N.A. $ 5,072 26 357 Phi Sigma Sigma Foundation Foundation Elkridge Maryland FIA Card Services, N.A. $ 13,806 27 683 Phi Theta Kappa International Honor Other Jackson Mississippi FIA Card Services, N.A. $226,293 265 17,172 Society Pi Beta Phi Fraternity, Inc. Other Town and Missouri FIA Card Services, N.A. $ 0 45 1,562 Country Pi Kappa Alpha Corporation Other Memphis Tennessee FIA Card Services, N.A. $ 42,500 65 1,289 Pi Kappa Phi Foundation Foundation Charlotte North Carolina FIA Card Services, N.A. $ 21,168 48 948 Pi Lambda Phi Fraternity, Inc. Other Danbury Connecticut FIA Card Services, N.A. $ 2,299 18 145 Pi Sigma Epsilon, Inc. Other Hartland Wisconsin FIA Card Services, N.A. $ 3,043 13 192 Pittsburg State University Alumni Alumni Association Pittsburg Kansas Chase Bank USA, N.A. $100,000 0 991 Association Plymouth State University Alumni Alumni Association Plymouth New FIA Card Services, N.A. $ 3,298 19 443 Association Hampshire Polytechnic Institute Alumni Alumni Association Brooklyn New York UMB Bank, N.A. $ 0 0 0 Association, Inc. Polytechnic University Alumni Alumni Association Brooklyn New York FIA Card Services, N.A. $ 5,627 0 231 Association Portland State University Alumni Alumni Association Portland Oregon FIA Card Services, N.A. $ 0 59 1,338 Association Prairie View A & M University and Prairie View Texas FIA Card Services, N.A. $ 2,336 1 190 University/National Alumni Alumni Association Association Pratt Institute University Brooklyn New York FIA Card Services, N.A. $ 1,250 0 62 Presbyterian College University Clinton South Carolina FIA Card Services, N.A. $ 4,918 6 233 Princeton University Store Other Princeton New Jersey FIA Card Services, N.A. $ 10,946 0 2,106 Providence College Alumni Alumni Association Providence Rhode Island FIA Card Services, N.A. $ 80,000 23 2,153 Association Psi Omega Dental Fraternity Other Charleston South Carolina FIA Card Services, N.A. $ 1,856 0 82 Psi Upsilon Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 10,000 7 9 Queen's University University Kingston Ontario, FIA Card Services, N.A. $ 0 6 47 Canada Quincy University University Quincy Illinois FIA Card Services, N.A. $ 3,038 0 185 Quinnipiac University University Hamden Connecticut FIA Card Services, N.A. $ 0 6 326 Quinnipiac University School of Law University Hamden Connecticut FIA Card Services, N.A. $ 980 1 56 Radford University Alumni Alumni Association Radford Virginia FIA Card Services, N.A. $ 0 60 435 Association Ramapo College Foundation Foundation Mahwah New Jersey FIA Card Services, N.A. $ 1,320 9 105 Randolph Macon Woman's College Alumni Association Lynchburg Virginia FIA Card Services, N.A. $ 1,440 0 132 Alumnae Association Regents of the University of University Minneapolis Minnesota Chase Bank USA, N.A. $ 0 0 1,002 Minnesota Regis College University Weston Massachusetts FIA Card Services, N.A. $ 3,376 5 317 Rensselaer Polytechnic Institute Alumni Association Troy New York U.S. Bank National $ 0 116 1,191 Alumni Association Association ND Rhode Island College Alumni Alumni Association Providence Rhode Island U.S. Bank National $ 25,000 149 999 Association Association ND Rhode Island School of Design University Providence Rhode Island FIA Card Services, N.A. $ 22,721 46 1,090 Richard Stockton College of New University Pomona New Jersey FIA Card Services, N.A. $ 7,409 10 649 Jersey Rider University University Lawrenceville New Jersey FIA Card Services, N.A. $ 10,162 0 744 Robert Morris College Alumni Alumni Association Coraopolis Pennsylvania FIA Card Services, N.A. $ 5,891 18 477 Association Rockhurst University University Kansas City Missouri FIA Card Services, N.A. $ 10,052 4 535 Roger Williams University University Bristol Rhode Island FIA Card Services, N.A. $ 6,600 4 455 Rollins College Alumni Association, Alumni Association Winter Park Florida FIA Card Services, N.A. $ 17,771 17 701 Inc. Rose-Hulman Institute of Technology University Terre Haute Indiana FIA Card Services, N.A. $ 2,456 8 228 Board of Governors of the Federal Reserve System 21

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Rosemont College University Rosemont Pennsylvania FIA Card Services, N.A. $ 78 1 3 Rowan University Alumni Association Alumni Association Glassboro New Jersey FIA Card Services, N.A. $ 20,721 74 1,795 and Rowan University Foundation and Foundation Russell Sage College Alumnae Alumni Association Troy New York FIA Card Services, N.A. $ 5,686 10 412 Association Rutgers University Alumni Federation Alumni Association New Brunswick New Jersey U.S. Bank National $500,000 851 10,879 and Rutgers, the State University of and University Association ND New Jersey Rutgers University Student and Other New Brunswick New Jersey FIA Card Services, N.A. $ 0 35 15,206 Alumni Federal Credit Union Sacramento State Alumni Association Alumni Association Sacramento California FIA Card Services, N.A. $100,000 114 361 Sacred Heart University University Fairfield Connecticut FIA Card Services, N.A. $ 12,561 7 696 SAE International Other Warrendale Pennsylvania FIA Card Services, N.A. $ 36,893 9 2,128 Saginaw Valley State University University University Michigan FIA Card Services, N.A. $ 50,000 26 776 Center Saint Anselm College University Manchester New FIA Card Services, N.A. $ 10,205 10 580 Hampshire Saint Francis University University Loretto Pennsylvania FIA Card Services, N.A. $ 5,622 14 458 Saint Joseph's College University Rensselaer Indiana FIA Card Services, N.A. $ 3,606 12 393 Saint Joseph's College of Maine University Standish Maine FIA Card Services, N.A. $ 1,829 0 98 Saint Joseph's University University Philadelphia Pennsylvania FIA Card Services, N.A. $ 27,940 39 1,379 Saint Leo University University Saint Leo Florida FIA Card Services, N.A. $ 12,562 37 938 Saint Louis University University St. Louis Missouri FIA Card Services, N.A. $ 83,985 64 3,612 Saint Mary's College of California University Moraga California FIA Card Services, N.A. $ 5,787 0 347 Saint Peter's College Alumni Alumni Association Jersey City New Jersey U.S. Bank National $ 30,000 9 526 Association Association ND Saint Vincent College Alumni Alumni Association Latrobe Pennsylvania FIA Card Services, N.A. $ 2,961 0 233 Association Saint Xavier University University Chicago Illinois FIA Card Services, N.A. $ 3,048 0 363 Salem State College Alumni Alumni Association Salem Massachusetts FIA Card Services, N.A. $ 80,000 44 1,598 Association Salisbury University Foundation, Inc. Foundation Salisbury Maryland FIA Card Services, N.A. $ 18,554 23 911 Sam Houston State University University Huntsville Texas Chase Bank USA, N.A. $115,000 0 1,297 Samford University University Birmingham Alabama FIA Card Services, N.A. $ 4,805 14 224 San Diego State University Campanile Foundation San Diego California GE Money Bank $200,000 5 151 Foundation San Jose State University Alumni Alumni Association San Jose California FIA Card Services, N.A. $ 85,000 119 3,161 Association Santa Clara University University Santa Clara California FIA Card Services, N.A. $ 73,069 56 3,420 Seattle Pacific University University Seattle Washington FIA Card Services, N.A. $ 13,282 18 658 Seattle University University Seattle Washington FIA Card Services, N.A. $ 11,518 12 697 Seminole Boosters, Inc. Other Tallahassee Florida FIA Card Services, N.A. $ 0 514 8,992 Seton Hall University University South Orange New Jersey FIA Card Services, N.A. $100,000 27 2,894 Shenandoah University University Winchester Virginia FIA Card Services, N.A. $ 907 0 57 Shepherd College Alumni Association Alumni Association Shepherdstown West Virginia FIA Card Services, N.A. $ 8,290 3 515 Shippensburg University Foundation, Foundation Shippensburg Pennsylvania FIA Card Services, N.A. $ 0 52 1,831 Inc. Shippensburg University Student Other Shippensburg Pennsylvania Pennsylvania State $ 745 149 146 Services, Inc. Employees Credit Union Shorter College Alumni Association Alumni Association Rome Georgia FIA Card Services, N.A. $ 4,730 8 265 Siena College University Loudonville New York FIA Card Services, N.A. $ 22,143 31 587 Sigma Alpha Epsilon Fraternity Other Evanston Illinois FIA Card Services, N.A. $ 50,000 7 1,540 Sigma Alpha Iota International Music Other Asheville North Carolina FIA Card Services, N.A. $ 10,543 39 750 Fraternity Sigma Alpha Mu Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 2,690 7 211 Sigma Beta Delta Other St. Louis Missouri FIA Card Services, N.A. $ 5,435 20 412 Sigma Chi Foundation Foundation Evanston Illinois U.S. Bank National $ 13,205 121 1,668 Association ND Sigma Kappa Sorority Other Indianapolis Indiana FIA Card Services, N.A. $ 35,000 83 1,021 Sigma Nu Fraternity, Inc. Other Lexington Virginia FIA Card Services, N.A. $ 4,969 0 271 Sigma Phi Epsilon Fraternity, Inc. Other Richmond Virginia FIA Card Services, N.A. $ 40,000 30 662 Sigma Pi Fraternity International, Inc. Other Vincennes Indiana FIA Card Services, N.A. $ 25,000 25 918 22 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Sigma Sigma Sigma Other Woodstock Virginia FIA Card Services, N.A. $ 0 35 836 Sigma Tau Gamma Fraternity, Inc. Other Warrensburg Missouri FIA Card Services, N.A. $ 6,927 11 444 Sigma Theta Tau International Honor Other Indianapolis Indiana FIA Card Services, N.A. $108,376 243 4,495 Society of Nursing, Inc. Sigma Xi, The Scientific Research Other Research North Carolina FIA Card Services, N.A. $ 24,648 14 923 Society Triangle Park Simmons College University Boston Massachusetts FIA Card Services, N.A. $ 2,543 10 172 SIUE Alumni Association Alumni Association Edwardsville Illinois FIA Card Services, N.A. $ 13,621 30 1,087 Slippery Rock University Foundation, Foundation Slippery Rock Pennsylvania U.S. Bank National $ 25,000 112 1,842 Inc. Association ND Society for Mining, Metallurgy and Other Littleton Colorado FIA Card Services, N.A. $ 11,067 1 360 Exploration, Inc. Society of Nuclear Medicine Other New York New York FIA Card Services, N.A. $ 11,357 10 847 Society of Plastics Engineers Other Brookfield Connecticut FIA Card Services, N.A. $ 11,981 0 922 Society of Women Engineers Other New York New York FIA Card Services, N.A. $ 11,624 24 1,099 Soil and Water Conservation Society Other Ankeny Iowa FIA Card Services, N.A. $ 2,181 1 191 Sonoma State University Alumni Alumni Association Rohnert Park California FIA Card Services, N.A. $ 58,750 51 1,184 Association, Inc. South Dakota School of Mines & Foundation Rapid City South Dakota FIA Card Services, N.A. $ 5,442 0 298 Technology Foundation South Dakota State University Alumni Association Brookings South Dakota U.S. Bank National $ 50,000 50 978 Alumni Association Association ND Southeast Missouri State University University Cape Girardeau Missouri FIA Card Services, N.A. $ 21,243 35 1,540 Southeastern College University Lakeland Florida FIA Card Services, N.A. $ 103 0 25 Southeastern Louisiana Alumni Alumni Association Hammond Louisiana U.S. Bank National $ 0 94 651 Association Association ND Southern Adventist University University Collegedale Tennessee FIA Card Services, N.A. $ 4,308 0 358 Southern Connecticut State Alumni Association New Haven Connecticut U.S. Bank National $ 0 113 1,244 University Alumni Association Association ND Southern Methodist University University Dallas Texas FIA Card Services, N.A. $ 11,946 103 853 Southern New Hampshire University University Manchester New U.S. Bank National $ 0 66 700 Hampshire Association ND Southern Oregon University Foundation Ashland Oregon FIA Card Services, N.A. $ 6,380 1 580 Foundation Southern Polytechnic State University Alumni Association Marietta Georgia FIA Card Services, N.A. $ 2,265 5 212 Alumni Association, Inc. Southern University System Alumni Alumni Association Baton Rouge Louisiana FIA Card Services, N.A. $ 1,565 0 69 Federation Southern Utah University Alumni Alumni Association Cedar City Utah FIA Card Services, N.A. $ 13,661 11 924 Association Southern Wesleyan University University Central South Carolina FIA Card Services, N.A. $ 407 0 61 Southwest Baptist University University Bolivar Missouri Commerce Bank, N.A. $ 6,329 1 376 Southwest Missouri State University Foundation Springfield Missouri FIA Card Services, N.A. $ 43,425 84 3,215 Foundation Southwestern Oklahoma State Alumni Association Weatherford Oklahoma FIA Card Services, N.A. $ 30,000 7 865 University Alumni Association, Inc. Southwestern University School of University Los Angeles California FIA Card Services, N.A. $ 3,203 4 214 Law Spring Arbor University University Spring Arbor Michigan FIA Card Services, N.A. $ 4,347 33 330 Springfield College University Springfield Massachusetts FIA Card Services, N.A. $ 7,160 16 503 St. Ambrose University University Davenport Iowa FIA Card Services, N.A. $ 4,155 11 251 St. Bonaventure University University St. Bonaventure New York Chase Bank USA, N.A. $ 0 0 301 St. Catharine's College, Cambridge University Cambridge England FIA Card Services, N.A. $ 0 0 1 St. Cloud State University Alumni Alumni Association St. Cloud Minnesota FIA Card Services, N.A. $100,000 69 2,322 Association St. Edward's University University Austin Texas FIA Card Services, N.A. $ 2,978 20 252 St. Francis College University Brooklyn New York FIA Card Services, N.A. $ 3,670 0 377 St. George's University School of Alumni Association Islip Terrace New York FIA Card Services, N.A. $ 2,935 0 106 Medicine Alumni Association St. John Fisher College University Rochester New York FIA Card Services, N.A. $ 3,221 10 182 St. John's College University Cambridge England FIA Card Services, N.A. $ 62 0 1 St. John's University University Collegeville Minnesota FIA Card Services, N.A. $ 16,737 16 770 St. John's University University Jamaica New York FIA Card Services, N.A. $740,000 102 10,050 Board of Governors of the Federal Reserve System 23

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

St. Lawrence University University Canton New York FIA Card Services, N.A. $ 12,928 17 752 St. Mary's University University San Antonio Texas FIA Card Services, N.A. $ 804 0 62 St. Norbert College University De Pere Wisconsin FIA Card Services, N.A. $ 4,908 0 498 St. Petersburg College Alumni Alumni Association Pinellas Park Florida FIA Card Services, N.A. $ 1,674 20 275 Association St. Thomas Aquinas College University Sparkill New York FIA Card Services, N.A. $ 2,239 1 242 St. Thomas University University Miami Florida FIA Card Services, N.A. $ 10,000 7 215 State University of Iowa Alumni Alumni Association Iowa City Iowa FIA Card Services, N.A. $1,014,360 371 19,961 Association State University of New York at Alumni Association Binghamton New York FIA Card Services, N.A. $ 182,500 87 4,542 Binghamton Alumni Association State University of New Alumni Association Brockport New York FIA Card Services, N.A. $ 2,145 62 753 York-Brockport Alumni Association State University of New York-State Alumni Association New York New York FIA Card Services, N.A. $ 243 0 18 College of Optometry Alumni Association Stephen F. Austin Alumni Association Alumni Association Nacogdoches Texas FIA Card Services, N.A. $ 65,600 44 65 Stephens College University Columbia Missouri FIA Card Services, N.A. $ 10,071 10 496 Stetson College of Law University Gulfport Florida FIA Card Services, N.A. $ 1,604 0 75 Stetson University University DeLand Florida FIA Card Services, N.A. $ 21,596 18 979 Stevens Institute of Technology University Hoboken New Jersey FIA Card Services, N.A. $ 0 0 0 Stonehill College, Inc. University Easton Massachusetts FIA Card Services, N.A. $ 8,588 10 429 Student National Medical Association Other Washington District of FIA Card Services, N.A. $ 1,988 0 168 Columbia Suffolk University and Suffolk University Boston Massachusetts FIA Card Services, N.A. $ 18,252 13 665 University Law School SUNY College at Oneonta Alumni Alumni Association Oneonta New York U.S. Bank National $ 0 125 853 Association, Inc. Association ND SUNY Cortland Alumni Association Alumni Association Cortland New York U.S. Bank National $ 0 130 1,186 Association ND SUNY-Canton College Foundation, Foundation Canton New York FIA Card Services, N.A. $ 0 0 0 Inc. SUNY-Fredonia Alumni Association, Alumni Association Fredonia New York FIA Card Services, N.A. $ 11,804 16 850 Inc. SUNY-Institute of Technology Foundation Utica New York FIA Card Services, N.A. $ 464 0 48 Foundation at Utica/Rome, Inc. Swarthmore College University Swarthmore Pennsylvania FIA Card Services, N.A. $ 6,545 3 270 Syracuse University University Syracuse New York FIA Card Services, N.A. $ 500,000 197 9,374 TAPPI Foundation, Inc. Foundation Atlanta Georgia FIA Card Services, N.A. $ 6,686 0 422 Tarleton Alumni Association Alumni Association Stephenville Texas FIA Card Services, N.A. $ 0 20 359 Tau Epsilon Phi Fraternity Other Voorhees New Jersey FIA Card Services, N.A. $ 305 0 20 Tau Kappa Epsilon Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 65,146 40 278 TCI Education, Inc. University Phoenix Arizona FIA Card Services, N.A. $ 471 0 54 Teachers College, Columbia University New York New York FIA Card Services, N.A. $ 35,802 8 935 University Temple University-Of the University Philadelphia Pennsylvania FIA Card Services, N.A. $ 200,461 247 1,644 Commonwealth System of Higher Education Tennessee Technological University Alumni Association Cookeville Tennessee FIA Card Services, N.A. $ 101,963 39 1,943 Alumni Association Texas A&M University-Commerce Alumni Association Commerce Texas FIA Card Services, N.A. $ 0 25 689 Alumni Association Texas A&M University-Corpus Alumni Association Corpus Christi Texas FIA Card Services, N.A. $ 4,306 1 703 Christi Alumni Association Texas Christian University University Fort Worth Texas FIA Card Services, N.A. $ 185,000 38 4,349 Texas Society of Professional Other Austin Texas FIA Card Services, N.A. $ 2,014 5 102 Engineers Texas State University-San Marcos Alumni Association San Marcos Texas FIA Card Services, N.A. $ 43,515 129 2,835 Alumni Association Texas Tech Alumni Association Alumni Association Lubbock Texas Chase Bank USA, N.A. $ 473,445 58 8,889 Texas Wesleyan University University Fort Worth Texas FIA Card Services, N.A. $ 5,896 4 314 Texas Woman's University Former Alumni Association Denton Texas FIA Card Services, N.A. $ 19,422 40 1,408 Students Association 24 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

The Alabama A&M University Alumni Association Normal Alabama FIA Card Services, N.A. $ 4,289 0 249 Alumni Association The Alumnae Association of Mount Alumni Association South Hadley Massachusetts FIA Card Services, N.A. $ 6,785 37 417 Holyoke College and The Trustees and University of Mount Holyoke College The Alumnae Association of Trinity Alumni Association Washington District of FIA Card Services, N.A. $ 260 0 23 College Columbia The Alumni Association of New Alumni Association Newark New Jersey FIA Card Services, N.A. $ 8,792 0 903 Jersey Institute of Technology The Alumni Association of the State Alumni Association Farmingdale New York FIA Card Services, N.A. $ 4,297 13 417 University of New York Agricultural and Technical College at Farmingdale, Inc. The Alumni Association of the Alumni Association Lawrence Kansas INTRUST Bank, N.A. $ 802,019 471 14,669 University of Kansas The Alumni Association of the Alumni Association Lincoln Nebraska Chase Bank USA, N.A. $ 0 0 8,368 University of Nebraska-Lincoln The Alumni Association of the Alumni Association Charlottesville Virginia Chase Bank USA, N.A. $ 0 4 7,118 University of Virginia The Alumni Association, Cal State Foundation Bakersfield California FIA Card Services, N.A. $ 8,418 0 311 Bakersfield Foundation The Alumni Society of School of Alumni Association New York New York FIA Card Services, N.A. $ 9,118 32 641 Visual Arts, Inc. The American College University Bryn Mawr Pennsylvania FIA Card Services, N.A. $ 2,994 0 251 The Arch Foundation for the Foundation Athens Georgia FIA Card Services, N.A. $1,254,813 587 21,889 University of Georgia, Inc. The Associated Alumni of the Central Alumni Association Rydal Pennsylvania FIA Card Services, N.A. $ 3,290 10 290 High School of Philadelphia The Association of Alumni, Former Alumni Association Carbondale Illinois Chase Bank USA, N.A. $ 575,065 0 4,672 Students, and Friends of SIU The Association of Former Students Alumni Association College Station Texas FIA Card Services, N.A. $1,157,434 475 36,731 of Texas A&M University The Association of the Alumni and Alumni Association Cambridge Massachusetts FIA Card Services, N.A. $ 357,143 83 1,781 Alumnae of the Massachusetts Institute of Technology The Board of Trustees of Northern University Marquette Michigan FIA Card Services, N.A. $ 30,000 44 1,077 Michigan University The California University of Alumni Association California Pennsylvania FIA Card Services, N.A. $ 7,706 23 479 Pennsylvania Alumni Association, Inc. The Catholic University of America University Washington District of FIA Card Services, N.A. $ 30,385 43 1,409 Columbia The Citadel Alumni Association Alumni Association Charleston South Carolina U.S. Bank National $ 0 33 468 Association ND The College of New Jersey Alumni Alumni Association Ewing New Jersey U.S. Bank National $ 35,000 110 1,445 Association Association ND The College of Saint Rose University Albany New York FIA Card Services, N.A. $ 3,070 21 398 The College of St. Scholastica University Duluth Minnesota FIA Card Services, N.A. $ 3,808 13 410 The College of the Holy Cross Alumni Association Worcester Massachusetts FIA Card Services, N.A. $ 108,081 19 2,270 General Alumni Association The Colleges of the Seneca, Inc. University Geneva New York FIA Card Services, N.A. $ 0 0 53 The Delta Kappa Gamma Society, Other Austin Texas FIA Card Services, N.A. $ 2,681 109 176 International The Delta Theta Phi Law Fraternity Other Rocky River Ohio FIA Card Services, N.A. $ 2,989 23 173 The Development Foundation of Foundation Cullowhee North Carolina FIA Card Services, N.A. $ 12,075 32 913 Western Carolina University, Inc. The Ex-Students Association of the Alumni Association Austin Texas FIA Card Services, N.A. $ 182,029 616 33,812 University of Texas The Foundation of the University of Foundation Charlotte North Carolina FIA Card Services, N.A. $ 120,610 77 3,109 North Carolina at Charlotte, Inc. The Fraternity of Alpha Zeta Other St. Louis Missouri FIA Card Services, N.A. $ 386 4 26 The Fraternity of Phi Gamma Delta, Other Lexington Kentucky FIA Card Services, N.A. $ 30,458 18 327 Inc. The George Washington Alumni Alumni Association Washington District of FIA Card Services, N.A. $ 16,928 130 3,548 Association Columbia The Grand Chapter of Phi Sigma Other Indianapolis Indiana FIA Card Services, N.A. $ 8,152 11 525 Kappa The Greater University of South Alumni Association Columbia South Carolina Chase Bank USA, N.A. $1,425,000 1 6,964 Carolina Alumni Association Board of Governors of the Federal Reserve System 25

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

The Harvard Cooperative Society Other Cambridge Massachusetts Chase Bank USA, N.A. $ 150 3 3,194 The Honor Society of Phi Kappa Phi Other Baton Rouge Louisiana FIA Card Services, N.A. $ 124,070 155 7,906 The Leland Stanford Junior Alumni Association Stanford California FIA Card Services, N.A. $1,000,000 97 16,907 University by Stanford Alumni and University Association and Stanford Department of Athletics, Physical Education and Recreation The Lutheran University Association, University Valparaiso Indiana FIA Card Services, N.A. $ 19,433 24 1,032 Inc. d/b/a Valparaiso University The Medical College of Virginia Alumni Association Richmond Virginia FIA Card Services, N.A. $ 0 7 333 Alumni Association of Virginia Commonwealth University The Minerals, Metals and Materials Other Warrendale Pennsylvania FIA Card Services, N.A. $ 2,439 0 188 Society, Inc. The Mount Sinai Alumni, Inc. Alumni Association New York New York FIA Card Services, N.A. $ 1,887 0 70 The New York Medical College Alumni Association Valhalla New York FIA Card Services, N.A. $ 2,648 11 84 Alumni Association The Ohio State University Alumni Alumni Association Columbus Ohio FIA Card Services, N.A. $ 54,874 246 18,724 Association, Inc. The Penn State Alumni Association Alumni Association State College Pennsylvania FIA Card Services, N.A. $2,835,000 1,569 74,832 The Potsdam College Foundation, Foundation Potsdam New York U.S. Bank National $ 30,000 69 612 Inc. Association ND The President and Fellows of New University Cambridge England FIA Card Services, N.A. $ 14 0 1 Hall in The University of Cambridge The President and Trustees of the University Mobile Alabama FIA Card Services, N.A. $ 4,962 9 268 Spring Hill College of the County of Mobile The Principia University Elsah Illinois UMB Bank, N.A. $ 765 29 29 The Queens College Foundation Foundation Flushing New York FIA Card Services, N.A. $ 11,870 28 804 The Regents of the University of University Colorado Colorado U.S. Bank National $ 25,000 33 475 Colorado Springs Association ND The Regents of the University of University Boulder Colorado Elevations Credit Union $ 3,372 534 2,408 Colorado, a Body Corporate The Regents of the University of University Denver Colorado FIA Card Services, N.A. $ 75,000 40 1,931 Colorado, a Body Corporate The Trustees of Columbia University University New York New York FIA Card Services, N.A. $ 624,306 172 9,736 in the City of New York The Trustees of Dartmouth College University Hanover New FIA Card Services, N.A. $ 8,558 100 2,985 Hampshire The Trustees of Princeton University University Princeton New Jersey FIA Card Services, N.A. $ 425,000 118 1,749 The United States Naval Academy Alumni Association Annapolis Maryland Chase Bank USA, N.A. $ 510,480 49 10,266 Alumni Association, Inc. The University Corporation, San University San Francisco California FIA Card Services, N.A. $ 15,826 158 1,786 Francisco State The University of Arizona Alumni Alumni Association Tucson Arizona FIA Card Services, N.A. $ 85,977 323 13,818 Association The University of California, San Alumni Association San Francisco California FIA Card Services, N.A. $ 16,697 20 660 Francisco Alumni Association The University of Chicago University Chicago Illinois Chase Bank USA, N.A. $ 300,000 2 3,313 The VMI Alumni Association, Inc. Alumni Association Lexington Virginia FIA Card Services, N.A. $ 0 10 315 The Wildlife Society Other Bethesda Maryland FIA Card Services, N.A. $ 1,088 0 127 The William and Mary Alumni Alumni Association Williamsburg Virginia FIA Card Services, N.A. $ 340,000 44 5,644 Association Theta Tau Other Austin Texas FIA Card Services, N.A. $ 4,438 8 234 Theta Xi Fraternity Other St. Louis Missouri FIA Card Services, N.A. $ 5,467 20 350 Thiel College University Greenville Pennsylvania FIA Card Services, N.A. $ 759 0 63 Thomas M. Cooley Law School University Lansing Michigan FIA Card Services, N.A. $ 2,254 9 132 Thunderbird, The American Graduate University Glendale Arizona FIA Card Services, N.A. $ 8,791 0 395 School of International Management Towson University Foundation, Inc. Foundation Towson Maryland FIA Card Services, N.A. $ 90,000 118 3,049 Triangle Other Indianapolis Indiana FIA Card Services, N.A. $ 646 9 61 Trinity College University Hartford Connecticut FIA Card Services, N.A. $ 4,307 0 234 Trinity University University San Antonio Texas FIA Card Services, N.A. $ 8,422 16 475 Troy University Foundation Foundation Troy Alabama FIA Card Services, N.A. $ 25,980 24 1,831 26 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Trustees of Boston University University Boston Massachusetts U.S. Bank National $350,000 612 6,001 Association ND Trustees of the University of University Philadelphia Pennsylvania FIA Card Services, N.A. $650,000 272 11,882 Pennsylvania Tufts University University Medford Massachusetts FIA Card Services, N.A. $ 3,821 5 1,574 Tuskegee University University Tuskegee Alabama FIA Card Services, N.A. $ 187 0 24 UB Alumni Association, Inc. Alumni Association Buffalo New York FIA Card Services, N.A. $ 0 140 1,921 UCLA Alumni Association Alumni Association Los Angeles California FIA Card Services, N.A. $980,474 624 28,317 Union College University Barbourville Kentucky FIA Card Services, N.A. $ 1,576 2 138 Union College University Schenectady New York FIA Card Services, N.A. $ 6,837 17 344 United States Air Force Academy Other USAFA Colorado Chase Bank USA, N.A. $ 0 0 984 Athletic Association United States Coast Guard Academy Alumni Association New London Connecticut FIA Card Services, N.A. $ 22,500 4 441 Alumni Association, Inc. United States Merchant Marine University Kings Point New York FIA Card Services, N.A. $ 1,309 0 141 Academy Universidad Interamericana de Puerto University San Juan Puerto Rico FIA Card Services, N.A. $ 85,248 85 5,786 Rico University of Alabama at Alumni Association Birmingham Alabama U.S. Bank National $ 0 102 1,951 Birmingham National Alumni Association ND Society University of Alabama Huntsville Alumni Association Huntsville Alabama U.S. Bank National $ 0 11 211 Alumni Association Association ND University of Alaska Fairbanks Alumni Association Fairbanks Alaska FIA Card Services, N.A. $ 2,032 4 118 Alumni Association University of Arkansas at Little Rock University Little Rock Arkansas FIA Card Services, N.A. $ 17 0 4 School of Law University of Arkansas Pine Bluff Alumni Association Pine Bluff Arkansas FIA Card Services, N.A. $ 991 0 77 Alumni Association University of Baltimore Alumni Alumni Association Baltimore Maryland FIA Card Services, N.A. $ 10,287 26 546 Association University of Bridgeport University Bridgeport Connecticut FIA Card Services, N.A. $ 679 0 54 University of California at Los Alumni Association Los Angeles California FIA Card Services, N.A. $ 695 0 29 Angeles-Medical Alumni Association University of California at Santa Alumni Association Santa Barbara California Chase Bank USA, N.A. $ 0 0 661 Barbara Alumni Association University of California, San Diego Alumni Association San Diego California FIA Card Services, N.A. $100,225 154 164 Alumni Association University of California-Irvine Alumni Association Irvine California FIA Card Services, N.A. $ 86,553 107 5,550 Alumni Association University of California-Riverside Alumni Association Riverside California FIA Card Services, N.A. $172,181 43 4,981 Alumni Association University of California-Santa Cruz Alumni Association Santa Cruz California FIA Card Services, N.A. $ 58,955 68 3,685 Alumni Association University of Central Arkansas Alumni Association Conway Arkansas FIA Card Services, N.A. $ 14,954 19 892 Alumni Association University of Central Florida Alumni Alumni Association Orlando Florida FIA Card Services, N.A. $300,000 250 11,111 Association University of Central Oklahoma Alumni Association Edmond Oklahoma FIA Card Services, N.A. $ 23,231 49 1,015 Alumni Association University of Cincinnati University Cincinnati Ohio FIA Card Services, N.A. $301,650 161 272 University of Colorado Foundation Foundation Boulder Colorado FIA Card Services, N.A. $600,000 85 9,835 University of Connecticut Alumni Alumni Association Storrs Connecticut FIA Card Services, N.A. $120,000 157 8,603 Association Inc. University of Dallas University Irving Texas FIA Card Services, N.A. $ 5,681 7 369 University of Dayton University Dayton Ohio FIA Card Services, N.A. $110,000 77 1,438 University of Delaware Alumni Alumni Association Newark Delaware FIA Card Services, N.A. $234,214 85 10,268 Association University of Denver Alumni Alumni Association Denver Colorado FIA Card Services, N.A. $ 60,000 83 1,076 Association University of Evansville University Evansville Indiana FIA Card Services, N.A. $ 10,677 22 707 University of Florida Alumni Alumni Association Gainesville Florida Chase Bank USA, N.A. $400,000 236 13,983 Association, Inc. and The and Other University Athletic Association, Inc. Board of Governors of the Federal Reserve System 27

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

University of Hartford Alumni Alumni Association West Hartford Connecticut U.S. Bank National $ 0 130 912 Association Association ND University of Hawaii at Manoa University Honolulu Hawaii FIA Card Services, N.A. $ 327,267 59 6,193 University of Houston-Clear Lake University Houston Texas FIA Card Services, N.A. $ 3,310 0 268 University of Illinois Alumni Alumni Association Urbana Illinois FIA Card Services, N.A. $3,272,457 330 25,528 Association University of Kentucky Alumni Alumni Association Lexington Kentucky Chase Bank USA, N.A. $ 1,150 32 9,780 Association University of La Verne University La Verne California FIA Card Services, N.A. $ 10,629 0 613 University of Louisiana at Lafayette Alumni Association Lafayette Louisiana U.S. Bank National $ 110,000 158 4,480 Alumni Association Association ND University of Louisiana at Monroe Alumni Association Monroe Louisiana FIA Card Services, N.A. $ 45,000 28 1,170 Alumni Association University of Louisville University Louisville Kentucky FIA Card Services, N.A. $ 464,286 80 929 University of Maine General Alumni Alumni Association Orono Maine FIA Card Services, N.A. $ 0 62 4,647 Association University of Mary Washington Alumni Association Fredericksburg Virginia FIA Card Services, N.A. $ 13,632 20 818 Alumni Association and University and Foundation of Mary Washington Foundation University of Maryland Alumni Alumni Association College Park Maryland Chase Bank USA, N.A. $ 500,000 0 9,429 Association, Inc. and M Club and Foundation Foundation, University of Maryland, Inc. University of Maryland Eastern Alumni Association Princess Anne Maryland FIA Card Services, N.A. $ 379 1 53 Shore National Alumni Association, Inc. University of Maryland School of University Baltimore Maryland FIA Card Services, N.A. $ 155 0 18 Law University of Maryland University Alumni Association College Park Maryland Chase Bank USA, N.A. $ 2,258 8 342 College Alumni Association University of Massachusetts Amherst Alumni Association Amherst Massachusetts FIA Card Services, N.A. $ 350,000 231 2,594 Alumni Association, Inc. University of Massachusetts Lowell University Lowell Massachusetts U.S. Bank National $ 20,000 136 1,454 Association ND University of Massachusetts-Boston University Boston Massachusetts FIA Card Services, N.A. $ 17,000 60 637 University of Alumni Association North Massachusetts U.S. Bank National $ 0 85 1,298 Massachusetts-Dartmouth Alumni Dartmouth Association ND Association University of Medicine and Dentistry University and Piscataway New Jersey FIA Card Services, N.A. $ 2,241 0 50 of New Jersey and Robert Wood Alumni Association Johnson Medical School Alumni Association University of Memphis University Memphis Tennessee FIA Card Services, N.A. $ 200,000 66 60 University of Miami University Coral Gables Florida FIA Card Services, N.A. $1,303,333 185 5,897 University of Minnesota Alumni Alumni Association Minneapolis Minnesota FIA Card Services, N.A. $ 952,325 413 391 Association University of Mississippi Foundation Foundation Oxford Mississippi FIA Card Services, N.A. $ 150,000 138 3,888 University of Missouri Alumni Alumni Association Columbia Missouri FIA Card Services, N.A. $ 611,976 267 11,872 Association University of Missouri-St. Louis Alumni Association St. Louis Missouri FIA Card Services, N.A. $ 51,250 36 1,397 Alumni Association University of Montana Alumni Alumni Association Missoula Montana FIA Card Services, N.A. $ 0 49 4,399 Association University of Montevallo Alumni Alumni Association Montevallo Alabama FIA Card Services, N.A. $ 4,727 8 252 Association University of Nebraska at Kearney Alumni Association Kearney Nebraska FIA Card Services, N.A. $ 3,532 23 311 Alumni Association University of Nebraska College of Alumni Association Omaha Nebraska FIA Card Services, N.A. $ 0 0 0 Medicine Alumni Association University of Nevada Las Vegas Alumni Association Las Vegas Nevada FIA Card Services, N.A. $ 0 48 3,490 Alumni Association University of Nevada Reno Foundation Reno Nevada FIA Card Services, N.A. $ 70,000 20 1,930 Foundation University of New England University Biddeford Maine FIA Card Services, N.A. $ 734 0 80 University of New England University Biddeford Maine FIA Card Services, N.A. $ 320 0 16 Osteopathic Medicine 28 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

University of New Hampshire Alumni Alumni Association Durham New FIA Card Services, N.A. $ 243,300 126 5,399 Association Hampshire University of New Haven University West Haven Connecticut FIA Card Services, N.A. $ 4,200 23 302 University of New Mexico University Albuquerque New Mexico Chase Bank USA, N.A. $ 15 0 1,077 University of New Mexico Alumni Alumni Association Albuquerque New Mexico FIA Card Services, N.A. $ 571,430 86 2,773 Association University of New Orleans National Alumni Association New Orleans Louisiana FIA Card Services, N.A. $ 26,147 32 1,517 Alumni Association University of North Alabama Alumni Association Florence Alabama U.S. Bank National $ 0 19 800 National Alumni Association Association ND University of North Carolina at Foundation Asheville North Carolina FIA Card Services, N.A. $ 3,832 6 233 Asheville Foundation, Inc. University of North Carolina Alumni Association Greensboro North Carolina FIA Card Services, N.A. $ 41,300 61 2,909 Greensboro Alumni Association University of North Carolina at University Pembroke North Carolina FIA Card Services, N.A. $ 3,290 6 181 Pembroke University of North Dakota Alumni Alumni Association Grand Forks North Dakota U.S. Bank National $ 0 406 1,930 Association Association ND University of North Florida Foundation Jacksonville Florida U.S. Bank National $ 0 77 1,573 Foundation, Inc. Association ND University of Northern Colorado Alumni Association Greeley Colorado FIA Card Services, N.A. $ 100,000 52 2,927 Alumni Association University of Northern Iowa Alumni Alumni Association Cedar Falls Iowa FIA Card Services, N.A. $ 135,000 82 4,691 Association University of Notre Dame du Lac University Notre Dame Indiana Chase Bank USA, N.A. $1,860,000 77 27,574 University of Oregon Alumni Alumni Association Eugene Oregon Chase Bank USA, N.A. $ 417,857 1 4,877 Association, Inc. University of Phoenix Alumni Alumni Association Phoenix Arizona FIA Card Services, N.A. $ 1,887 6 170 Association University of Pittsburgh of the University Pittsburgh Pennsylvania FIA Card Services, N.A. $ 722,222 169 6,580 Commonwealth System of Higher Education University of Portland University Portland Oregon FIA Card Services, N.A. $ 3,014 8 167 University of Puerto Rico University San Juan Puerto Rico Banco Popular de $ 58,674 419 8,477 Puerto Rico University of Redlands University Redlands California FIA Card Services, N.A. $ 10,975 20 963 University of Rhode Island Alumni Alumni Association Kingston Rhode Island FIA Card Services, N.A. $ 200,000 77 4,624 Association University of Richmond University Richmond Virginia FIA Card Services, N.A. $ 89,773 20 967 University of San Diego Alumni Alumni Association San Diego California FIA Card Services, N.A. $ 31,250 29 1,101 Association University of San Francisco University San Francisco California FIA Card Services, N.A. $ 16,155 16 1,416 University of Scranton Alumni Alumni Association Scranton Pennsylvania FIA Card Services, N.A. $ 95,000 34 2,557 Society University of South Alabama Alumni Association Mobile Alabama U.S. Bank National $ 0 69 2,361 National Alumni Association Association ND University of South Florida Alumni Alumni Association Tampa Florida FIA Card Services, N.A. $ 585,715 328 3,290 Association, Inc. University of Southern California University Los Angeles California FIA Card Services, N.A. $1,502,850 659 21,824 University of Southern Indiana Alumni Association Evansville Indiana FIA Card Services, N.A. $ 7,272 16 507 Alumni Association University of Southern Maine University Portland Maine FIA Card Services, N.A. $ 1,584 25 220 University of Southern Mississippi Alumni Association Hattiesburg Mississippi FIA Card Services, N.A. $ 85,000 82 2,414 Alumni Association University of St. Francis University Joliet Illinois FIA Card Services, N.A. $ 2,695 0 282 University of St. Thomas University Houston Texas FIA Card Services, N.A. $ 3,890 3 446 University of Tampa National Alumni Alumni Association Tampa Florida FIA Card Services, N.A. $ 8,858 11 577 Association University of Tennessee University Knoxville Tennessee Chase Bank USA, N.A. $1,428,571 9 10,963 University of Texas at Arlington Alumni Association Arlington Texas FIA Card Services, N.A. $ 100,000 86 4,395 Alumni Association University of Texas at Dallas Alumni Alumni Association Dallas Texas FIA Card Services, N.A. $ 16,673 42 1,390 Association University of Texas at El Paso Alumni Alumni Association El Paso Texas FIA Card Services, N.A. $ 25,000 94 3,554 Association Board of Governors of the Federal Reserve System 29

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

University of Texas at Tyler Alumni Alumni Association Tyler Texas FIA Card Services, N.A. $ 0 8 350 Association University of Texas Dental Branch Alumni Association Houston Texas FIA Card Services, N.A. $ 456 0 23 Alumni Association University of Texas Pan American Alumni Association Edinburg Texas FIA Card Services, N.A. $ 26,997 28 1,841 Alumni Association, Inc. University of Texas San Antonio Alumni Association San Antonio Texas FIA Card Services, N.A. $ 0 31 482 Alumni Association University of the Arts University Philadelphia Pennsylvania FIA Card Services, N.A. $ 3,641 5 288 University of the Incarnate Word University San Antonio Texas FIA Card Services, N.A. $ 3,494 8 358 University of the Pacific University Stockton California FIA Card Services, N.A. $ 5,603 24 318 University of the Sciences in University Philadelphia Pennsylvania FIA Card Services, N.A. $ 7,377 0 472 Philadelphia University of Toledo Alumni Alumni Association Toledo Ohio FIA Card Services, N.A. $ 45,000 77 2,242 Association, Inc. University of Tulsa University Tulsa Oklahoma FIA Card Services, N.A. $ 13,138 19 693 University of Utah Alumni Alumni Association Salt Lake City Utah FIA Card Services, N.A. $ 265,000 118 7,726 Association University of Utah Athletics University Salt Lake City Utah FIA Card Services, N.A. $ 25,000 2 126 Department University of Vermont and State University Burlington Vermont FIA Card Services, N.A. $ 72,467 77 3,302 Agricultural College University of Washington Alumni Alumni Association Seattle Washington FIA Card Services, N.A. $1,045,617 453 6,604 Association University of West Florida Foundation Pensacola Florida FIA Card Services, N.A. $ 22,420 21 1,412 Foundation University of West Georgia Foundation Carrollton Georgia FIA Card Services, N.A. $ 9,220 22 603 Foundation, Inc. University of Western Ontario University London Ontario, FIA Card Services, N.A. $ 321 1 21 Canada University of Wisconsin Eau Claire Foundation Eau Claire Wisconsin FIA Card Services, N.A. $ 0 0 70 Foundation University of Wisconsin Eau Claire Foundation Eau Claire Wisconsin U.S. Bank National $ 0 80 1,015 Foundation Association ND University of Wisconsin Oshkosh Foundation Oshkosh Wisconsin FIA Card Services, N.A. $ 2,323 45 567 Foundation, Inc. University of Wisconsin-Green Bay Alumni Association Green Bay Wisconsin FIA Card Services, N.A. $ 0 19 727 Alumni Association University of Wisconsin-La Crosse Alumni Association La Crosse Wisconsin FIA Card Services, N.A. $ 66,750 45 1,547 Alumni Association University of Wisconsin-Milwaukee Alumni Association Milwaukee Wisconsin U.S. Bank National $ 100,000 170 3,020 Alumni Association Association ND University of Wisconsin-Parkside Alumni Association Kenosha Wisconsin FIA Card Services, N.A. $ 2,854 11 213 Alumni Association University of Wisconsin-Platteville Alumni Association Platteville Wisconsin FIA Card Services, N.A. $ 45,000 18 819 Alumni Association University of Wisconsin-Stevens Point Alumni Association Stevens Point Wisconsin U.S. Bank National $ 0 19 1,193 Alumni Association and Association ND Foundation University of Wisconsin-Superior Alumni Association Superior Wisconsin FIA Card Services, N.A. $ 12,000 13 379 Alumni Association University of Wisconsin-Whitewater Foundation Whitewater Wisconsin FIA Card Services, N.A. $ 63,405 46 1,937 Foundation, Inc. University of Wyoming Alumni Alumni Association Laramie Wyoming FIA Card Services, N.A. $ 106,586 69 4,746 Association University System of Maryland Foundation Adelphi Maryland FIA Card Services, N.A. $ 5,000 25 458 Foundation Upper Iowa University University Fayette Iowa FIA Card Services, N.A. $ 879 0 116 Ursinus College University Collegeville Pennsylvania FIA Card Services, N.A. $ 7,740 5 372 Utah Valley State College University Orem Utah FIA Card Services, N.A. $ 0 1 545 Utica College University Utica New York FIA Card Services, N.A. $ 3,359 8 221 Valdosta State University Alumni Alumni Association Valdosta Georgia FIA Card Services, N.A. $ 52,500 23 1,802 Association Vassar College University Poughkeepsie New York FIA Card Services, N.A. $ 0 0 362 Vaughn College of Aeronautics and University Flushing New York FIA Card Services, N.A. $ 356 2 43 Technology 30 Report on College Credit Card Agreements □ October 2010

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Villanova University University Villanova Pennsylvania FIA Card Services, N.A. $400,000 84 5,830 Virginia Commonwealth University Alumni Association Richmond Virginia FIA Card Services, N.A. $ 90,000 68 1,533 Alumni Association and The and Alumni Medical College of Virginia Alumni Association Association of Virginia Commonwealth University Virginia State University Alumni Alumni Association St. Stephens Virginia FIA Card Services, N.A. $ 2,111 0 161 Association Church Virginia Tech Alumni Association Alumni Association Blacksburg Virginia Chase Bank USA, N.A. $ 0 8 13,624 Wagner College University Staten Island New York FIA Card Services, N.A. $ 2,930 7 403 Wake Forest University University Winston-Salem North Carolina FIA Card Services, N.A. $108,715 45 3,444 Walla Walla College University College Place Washington FIA Card Services, N.A. $ 2,696 0 219 Wartburg College University Waverly Iowa FIA Card Services, N.A. $ 6,000 22 297 Washburn University University Topeka Kansas INTRUST Bank, N.A. $ 8,000 34 618 Washington and Lee University University Lexington Virginia FIA Card Services, N.A. $ 30,000 25 90 Washington College University Chestertown Maryland FIA Card Services, N.A. $ 2,605 0 97 Washington State University Alumni Alumni Association Pullman Washington FIA Card Services, N.A. $300,000 218 8,928 Association Washington University University St. Louis Missouri FIA Card Services, N.A. $ 68,093 57 3,442 Water Environment Federation Other Alexandria Virginia FIA Card Services, N.A. $ 9,702 2 782 Wayland Baptist University University Plainview Texas FIA Card Services, N.A. $ 7,127 32 488 Wayne State Foundation Foundation Wayne Nebraska First National Bank of $ 4,697 1 342 Omaha Waynesburg University University Waynesburg Pennsylvania FIA Card Services, N.A. $ 2,721 6 285 Weber State University Alumni Alumni Association Ogden Utah U.S. Bank National $150,000 50 1,534 Association Association ND Webster University Alumni Alumni Association St. Louis Missouri FIA Card Services, N.A. $ 0 58 975 Association Wesley College University Dover Delaware FIA Card Services, N.A. $ 1,776 1 142 Wesleyan College University Macon Georgia FIA Card Services, N.A. $ 1,743 5 165 West Chester University Alumni Alumni Association West Chester Pennsylvania FIA Card Services, N.A. $ 42,166 65 1,763 Association West Liberty State College Alumni Alumni Association West Liberty West Virginia FIA Card Services, N.A. $ 6,723 12 482 Association West Point Association of Graduates Alumni Association West Point New York FIA Card Services, N.A. $500,000 219 6,417 West Texas A&M University Alumni Alumni Association Canyon Texas FIA Card Services, N.A. $ 0 0 288 Association West Virginia State University University Institute West Virginia FIA Card Services, N.A. $ 1,962 0 169 West Virginia University Alumni Alumni Association Morgantown West Virginia FIA Card Services, N.A. $170,000 198 3,962 Association West Virginia Wesleyan College University Buckhannon West Virginia FIA Card Services, N.A. $ 2,233 7 175 Western Connecticut State University University Danbury Connecticut FIA Card Services, N.A. $ 0 13 294 Western Illinois University Alumni Alumni Association Macomb Illinois Chase Bank USA, N.A. $ 0 2 2,614 Association Western Michigan University Alumni Alumni Association Kalamazoo Michigan PNC Bank, N.A. $200,000 321 2,320 Association Western New England College University Springfield Massachusetts FIA Card Services, N.A. $ 5,893 12 469 Western New England College School University Springfield Massachusetts FIA Card Services, N.A. $ 550 0 48 of Law Western Oregon University Foundation Monmouth Oregon FIA Card Services, N.A. $ 6,008 14 509 Development Foundation Western State College Alumni Alumni Association Gunnison Colorado FIA Card Services, N.A. $ 5,349 4 369 Association Western State University Alumni Alumni Association Fullerton California FIA Card Services, N.A. $ 404 0 35 Association Western Washington University Alumni Association Bellingham Washington FIA Card Services, N.A. $ 20,093 58 1,529 Alumni Association Westfield State College Foundation, Foundation Westfield Massachusetts FIA Card Services, N.A. $ 6,259 19 426 Inc. Westminster College University Fulton Missouri FIA Card Services, N.A. $ 3,945 2 199 Westminster College University New Pennsylvania FIA Card Services, N.A. $ 13,207 5 782 Wilmington Wheeling Jesuit University University Wheeling West Virginia FIA Card Services, N.A. $ 2,707 4 185 Whittier College University Whittier California FIA Card Services, N.A. $ 7,903 11 542 Board of Governors of the Federal Reserve System 31

Type of Credit Payments Accounts Total open Institution or organization institution or City State card by issuer opened accounts organization* issuer as of in 2009 in 2009 12/31/2009

Who's Who Among Students in Other Tuscaloosa Alabama FIA Card Services, N.A. $ 50,405 21 4,662 American Universities and Colleges Wichita State University Alumni Alumni Association Wichita Kansas INTRUST Bank, N.A. $ 321,667 261 4,251 Association, Inc. Widener University University Chester Pennsylvania FIA Card Services, N.A. $ 15,290 32 811 Widener University School of Law University Chester Pennsylvania FIA Card Services, N.A. $ 5,488 1 176 Willamette University University Salem Oregon FIA Card Services, N.A. $ 3,917 16 330 William Jewell College University Liberty Missouri UMB Bank, N.A. $ 2,898 0 201 William Marsh Rice University University Houston Texas FIA Card Services, N.A. $ 110,000 31 2,522 William Paterson University Alumni Alumni Association Wayne New Jersey FIA Card Services, N.A. $ 11,059 23 872 Association Wilmington College University Wilmington Ohio FIA Card Services, N.A. $ 4,572 6 269 Wilmington University, Inc. University New Castle Delaware FIA Card Services, N.A. $ 1,022 2 179 Wilson College University Chambersburg Pennsylvania Pennsylvania State $ 10 2 2 Employees Credit Union Wingate University University Wingate North Carolina FIA Card Services, N.A. $ 636 4 64 Winona State University Alumni Alumni Association Winona Minnesota U.S. Bank National $ 0 61 509 Association Association ND Wisconsin Alumni Association Alumni Association Madison Wisconsin FIA Card Services, N.A. $1,652,449 316 22,847 Wofford College University Spartanburg South Carolina FIA Card Services, N.A. $ 10,324 5 528 Worcester Polytechnic Institute Alumni Association Worcester Massachusetts FIA Card Services, N.A. $ 23,568 14 878 Alumni Association Worcester State College University Worcester Massachusetts FIA Card Services, N.A. $ 5,524 18 406 Wright State University Alumni Alumni Association Dayton Ohio FIA Card Services, N.A. $ 27,934 47 2,044 Association Xi Psi Phi Other Alton Illinois FIA Card Services, N.A. $ 233 0 22 Yale University University New Haven Connecticut Chase Bank USA, N.A. $1,140,400 6 10,667 York College Alumni, Inc. Alumni Association Jamaica New York FIA Card Services, N.A. $ 3,124 4 205 York College of Pennsylvania University York Pennsylvania FIA Card Services, N.A. $ 6,652 20 460 Youngstown State University University Youngstown Ohio FIA Card Services, N.A. $ 38,310 41 3,411 Zeta Beta Tau Fraternity, Inc. Other Indianapolis Indiana FIA Card Services, N.A. $ 5,727 16 320 Zeta Tau Alpha Fraternity Other Indianapolis Indiana FIA Card Services, N.A. $ 65,000 76 2,297